Motor Vehicle Accident Lawyers in Diboll, Texas | Attorney911

If you’ve been injured in a car accident in Diboll, Texas, you’re not alone. Every 57 seconds, a motor vehicle crash occurs somewhere in Texas, and every 2 minutes and 5 seconds, someone is injured. In Angelina County, where Diboll is located, these accidents happen far too often on our local roads and highways. At Attorney911, we understand the physical, emotional, and financial toll a serious accident can take on you and your family. With over 25 years of experience fighting for accident victims across Texas, our team is here to help you navigate the complex legal process and fight for the compensation you deserve.

Why Diboll Residents Trust Attorney911 After an Accident

Diboll, Texas, is a close-knit community where residents value hard work, family, and integrity. When tragedy strikes on our roads, you need a law firm that understands the unique challenges faced by East Texas families. Attorney911 is proud to serve the Diboll community and surrounding areas in Angelina County. Our firm combines big-city legal expertise with small-town values, ensuring you receive personalized attention while benefiting from our extensive resources and experience.

Ralph Manginello, our founding attorney, has been practicing law in Texas since 1998. His deep roots in the Lone Star State and admission to the U.S. District Court, Southern District of Texas, mean he’s equipped to handle even the most complex cases. But what truly sets our firm apart is our team’s commitment to treating every client like family. As Chad Harris, one of our satisfied clients, shared: “You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.”

The Reality of Motor Vehicle Accidents in Diboll and Angelina County

In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes, with one person injured every 2 minutes and 5 seconds. While Diboll is a smaller community, our location along major highways like U.S. Highway 59 and State Highway 94 means we see our share of serious accidents. These crashes can happen anywhere:

• On U.S. 59 during rush hour traffic
• At busy intersections like the junction of SH 94 and FM 227
• In residential areas where children play near the streets
• On rural roads where high speeds and limited visibility create hazards

No matter where your accident occurred in Diboll or Angelina County, Attorney911 has the local knowledge and legal expertise to fight for your rights.

Common Types of Motor Vehicle Accidents in Diboll

Car Accidents (Tier 1 – Most Common)

Car accidents are the most frequent type of motor vehicle collision in Diboll and throughout Texas. With 251,977 injuries reported statewide in 2024, these accidents can range from minor fender-benders to catastrophic crashes resulting in life-altering injuries.

Common Causes of Car Accidents in Diboll:

• Distracted driving (texting, phone use, eating)
• Speeding and reckless driving
• Failure to yield at intersections
• Running red lights or stop signs
• Following too closely (rear-end collisions)
• Drunk or drugged driving
• Poor weather conditions (rain, fog)

Common Injuries in Car Accidents:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Internal organ damage
• Psychological trauma and PTSD

Why Attorney911 for Your Car Accident Case:
Ralph Manginello’s 25+ years of experience handling car accident cases in Texas means he understands the tactics insurance companies use to minimize your claim. As a former insurance defense attorney, Lupe Peña knows exactly how these companies value claims and will fight to ensure you receive fair compensation.

One of our recent cases involved a client whose leg was injured in a car accident. During treatment, staff infections developed, leading to a partial amputation. The insurance company initially offered just $50,000, claiming the amputation was a “medical complication” unrelated to the accident. We brought in medical experts who proved the amputation was a direct result of the accident injuries. We documented lifetime prosthetic costs, lost earning capacity, and the profound impact on our client’s daily life. The case settled in the millions—not the $50,000 they initially offered.

Chavodrian Miles, another satisfied client, shared: “Leonor got me into the doctor the same day… it only took 6 months amazing.” This level of personal attention and results is what sets Attorney911 apart from other firms.

If you’ve been injured in a car accident in Diboll, don’t let the insurance company take advantage of you. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

18-Wheeler and Trucking Accidents (Tier 1 – High Stakes)

Trucking accidents are among the most devastating motor vehicle collisions. With commercial trucks weighing up to 80,000 pounds—20 times more than the average passenger car—these accidents often result in catastrophic injuries or fatalities. In 2024, Texas saw 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes nationwide, making it the deadliest state for trucking accidents.

Why Trucking Accidents Are More Complex:

• Multiple liable parties: Driver, trucking company, cargo loader, manufacturer, maintenance provider
• Federal regulations: FMCSA rules govern hours of service, maintenance, and driver qualifications
• Higher insurance limits: Commercial policies often have $1,000,000+ in coverage
• Black box data: Electronic Logging Devices (ELDs) record critical evidence that can be overwritten
• Federal court experience: Many trucking cases end up in federal court due to interstate commerce

FMCSA Regulations That Protect You:
The Federal Motor Carrier Safety Administration (FMCSA) sets strict rules to prevent trucking accidents. When these rules are violated, it can establish negligence per se—meaning the trucking company is automatically considered negligent.

Regulation	What It Requires	Common Violations
Hours of Service (HOS)	Max 11 hours driving after 10 hours off-duty; cannot drive beyond 14th consecutive hour on duty	Drivers exceeding hours to meet deadlines
30-Minute Break	Required after 8 cumulative hours of driving	Skipping breaks to make deliveries faster
60/70-Hour Limit	Cannot drive after 60/70 hours on-duty in 7/8 days	Companies pressuring drivers to exceed limits
ELD Mandate	Electronic Logging Devices mandatory since 2019	Tampering with ELD data to hide violations
Drug Testing	Pre-employment, random, post-accident, reasonable suspicion	Hiring drivers with prior DUI convictions
Driver Qualifications	CDL required, age 21+ for interstate, medical certification	Hiring unqualified or inexperienced drivers

Why Attorney911 for Your Trucking Accident Case:
Ralph Manginello’s admission to the U.S. District Court, Southern District of Texas, is critical for trucking cases, as many end up in federal court. Our firm’s involvement in the BP Texas City explosion litigation demonstrates our ability to take on billion-dollar corporations and win. We know how to navigate the complex web of federal regulations and corporate defendants.

In a recent case, we helped a family who lost a loved one in a trucking-related wrongful death accident. The trucking company denied liability and offered a low settlement. We investigated and found multiple FMCSA violations, including falsified logbooks and inadequate driver training. Our team prepared the case for trial, and the insurance company knew we weren’t bluffing. We recovered millions of dollars in compensation for the family.

If you or a loved one has been injured in a trucking accident in Diboll or Angelina County, time is critical. ELD and black box data can be overwritten in as little as 30 days. Call Attorney911 immediately at 1-888-ATTY-911 to preserve evidence and protect your rights. We don’t get paid unless we win your case.

Drunk Driving Accidents (Tier 1 – Preventable Tragedies)

Drunk driving is one of the most preventable causes of motor vehicle accidents, yet it remains a serious problem in Texas. In 2024, alcohol-impaired driving was responsible for 1,053 deaths—25.37% of all traffic fatalities in the state. In Angelina County, where Diboll is located, drunk driving accidents occur far too often, leaving families devastated and victims with life-altering injuries.

Why Drunk Driving Cases Are Different:

• Criminal and civil consequences: The at-fault driver may face criminal charges, which can strengthen your civil case
• Dram shop liability: Bars, restaurants, and liquor stores can be held liable if they served an obviously intoxicated person
• Punitive damages: Available for gross negligence, providing additional compensation
• Higher settlement values: Insurance companies know juries are less sympathetic to drunk drivers

Texas Dram Shop Law (TABC § 2.02):
Texas law allows you to sue establishments that served alcohol to an obviously intoxicated person who then caused an accident. To prove dram shop liability, you must show:

1. The establishment served alcohol to someone who was obviously intoxicated at the time of service
2. The over-service was the proximate cause of the accident and your injuries

Signs of Obvious Intoxication:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol
• Memory lapses or confusion

Potentially Liable Parties:

• Bars and nightclubs
• Restaurants serving alcohol
• Liquor stores
• Event organizers (concerts, festivals)
• Social hosts (limited circumstances)

Why Attorney911 for Your Drunk Driving Case:
Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA) is invaluable in drunk driving cases. Our firm has the unique ability to handle both the criminal and civil aspects of your case. We’ve successfully defended clients against DWI charges, giving us insider knowledge of how to build a strong civil case against drunk drivers.

In one case, our client was charged with drunk driving based on a breath test. Our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines. The charges were dismissed, demonstrating our ability to uncover critical evidence that can make or break a case.

If you’ve been injured by a drunk driver in Diboll or Angelina County, don’t let the insurance company take advantage of you. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We’ll investigate every angle, including dram shop liability, to ensure you receive the maximum compensation possible. We don’t get paid unless we win your case.

Motorcycle Accidents (Tier 2 – Unique Challenges)

Motorcycle accidents present unique challenges for riders in Diboll and across Texas. With 585 motorcyclist fatalities in 2024, these accidents are often catastrophic due to the lack of protection for riders. In Texas, 37% of motorcyclists killed were not wearing helmets, despite helmets reducing the risk of death by 37%.

Texas Helmet Law:

• Required for all riders under 21
• Riders 21+ may ride without a helmet if they:
  • Have completed an approved motorcycle safety course, OR
  • Have at least $10,000 in medical insurance coverage

Common Causes of Motorcycle Accidents in Diboll:

• Failure to yield right of way (most common)
• Driver inattention or distraction
• Unsafe lane changes
• Left-turn accidents (T-bone collisions)
• Speeding and reckless driving
• Poor road conditions

Why Insurance Companies Blame Motorcyclists:
Texas uses a modified comparative negligence system with a 51% bar rule. This means:

• If you’re found to be 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you’re found to be 51% or more at fault, you recover nothing

Insurance companies know this and will try to blame the motorcyclist to reduce or eliminate their payment. They may argue:

• You were speeding
• You weren’t paying attention
• You could have avoided the accident
• You were lane-splitting (which is illegal in Texas)

Why Attorney911 for Your Motorcycle Accident Case:
Lupe Peña’s experience as a former insurance defense attorney is invaluable in motorcycle accident cases. He knows exactly how insurance companies build comparative fault arguments and how to counter them. We’ll gather evidence to prove the other driver’s negligence, including:

• Witness statements
• Police reports
• Accident reconstruction
• Surveillance footage
• Expert testimony

One of our clients was injured in a motorcycle accident when a driver turned left in front of him. The insurance company argued our client was speeding and could have avoided the accident. We hired an accident reconstruction expert who proved the other driver failed to yield the right of way. The case settled for a substantial amount, allowing our client to cover his medical expenses and lost wages.

If you’ve been injured in a motorcycle accident in Diboll, don’t let the insurance company blame you for the accident. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We’ll fight to prove the other driver’s negligence and maximize your compensation. We don’t get paid unless we win your case.

Pedestrian Accidents (Tier 2 – Vulnerable Road Users)

Pedestrians are the most vulnerable road users in Diboll and across Texas. In 2024, Texas saw 6,095 pedestrian crashes, resulting in 768 fatalities. Pedestrians account for just 1% of all crashes but 19% of all roadway deaths. In Angelina County, where Diboll is located, pedestrian accidents can occur anywhere—from busy intersections to residential neighborhoods.

Critical Legal Point for Pedestrians:
Under Texas law, pedestrians ALWAYS have the right of way at intersections, even at unmarked crosswalks. Many drivers don’t know this. The law states: “Anytime there’s an intersection of two streets, the distance between them is considered a crosswalk—even if unmarked.” This gives pedestrians a significant legal advantage in accident cases.

Common Causes of Pedestrian Accidents in Diboll:

• Drivers failing to yield at crosswalks
• Distracted driving (texting, phone use)
• Speeding in residential areas
• Drunk or drugged driving
• Poor visibility at night
• Left-turn accidents
• Backing out of driveways without looking

Common Injuries in Pedestrian Accidents:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken pelvis and legs
• Internal organ damage
• Severe lacerations and road rash
• Wrongful death

Why Attorney911 for Your Pedestrian Accident Case:
Our firm understands the unique challenges faced by pedestrian accident victims. We know how to prove the driver’s negligence and fight against common insurance tactics, such as:

• Blaming the pedestrian for “darting out” into traffic
• Arguing the pedestrian wasn’t in a crosswalk
• Minimizing injuries as “pre-existing”

In one case, our client was struck by a driver who claimed she “came out of nowhere.” We obtained surveillance footage from a nearby business that clearly showed our client crossing at a marked crosswalk with the signal. The driver had run a red light. The case settled for a substantial amount, covering our client’s medical expenses and lost wages.

If you or a loved one has been injured in a pedestrian accident in Diboll, don’t let the insurance company take advantage of you. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We’ll fight to prove the driver’s negligence and ensure you receive the compensation you deserve. We don’t get paid unless we win your case.

Rideshare Accidents (Tier 2 – Complex Insurance Maze)

Rideshare services like Uber and Lyft have transformed transportation in Diboll and across Texas, but they’ve also created a complex insurance maze for accident victims. With 11 billion rides completed in the U.S. since 2010 and 17.4 million Uber trips daily, accidents involving rideshare vehicles are becoming more common.

The Rideshare Insurance Problem:
Rideshare insurance coverage varies dramatically depending on what the driver was doing at the time of the accident. This is known as the “insurance phase,” and understanding it is critical to maximizing your recovery.

Phase	Driver Status	Coverage Available
Period 0 – Offline	App off, personal use	Driver’s personal insurance only (Texas minimum: $30K/$60K/$25K)
Period 1 – Waiting	App on, no ride request	$50K/$100K/$25K contingent coverage
Period 2 – Accepted	Ride accepted, en route to pickup	$1,000,000 liability coverage
Period 3 – Transporting	Passenger in vehicle	$1,000,000 liability coverage

Who Can Be Injured in Rideshare Accidents:

• 21% Riders
• 21% Drivers
• 58% Third parties (other drivers, pedestrians, passengers in other vehicles)

Why Rideshare Cases Are Complex:

• Determining the correct insurance phase at the time of the accident
• Navigating multiple insurance policies (driver’s personal, rideshare company, other driver)
• Dealing with rideshare companies that prioritize their bottom line over your recovery
• Proving liability when the rideshare driver may not have been at fault

Why Attorney911 for Your Rideshare Accident Case:
Lupe Peña’s experience as a former insurance defense attorney gives us a significant advantage in rideshare cases. He understands how insurance companies evaluate these claims and will fight to ensure you receive fair compensation. We’ll:

• Determine the exact insurance phase at the time of the accident
• Identify all available insurance policies
• Negotiate with multiple insurance companies
• Prepare your case for trial if necessary

In one case, our client was injured as a passenger in an Uber when the rideshare driver was rear-ended by another vehicle. The at-fault driver’s insurance offered $25,000, claiming that was their policy limit. We investigated and found that the Uber driver was in Period 3 (passenger in the vehicle), which meant $1,000,000 in coverage was available. We also discovered that the at-fault driver had an umbrella policy. The case settled for significantly more than the initial offer.

If you’ve been injured in a rideshare accident in Diboll, don’t navigate the insurance maze alone. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We’ll handle the complex insurance issues so you can focus on your recovery. We don’t get paid unless we win your case.

Hit and Run Accidents (Tier 2 – When the At-Fault Driver Flees)

Hit and run accidents are particularly devastating because the at-fault driver flees the scene, leaving victims injured and confused. Nationwide, someone is involved in a hit and run accident every 43 seconds. In Texas, hit and run is a serious crime with severe penalties, but that doesn’t help victims recover compensation for their injuries.

Texas Hit and Run Penalties:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years in prison, up to $10,000 fine
Serious Bodily Injury	3rd Degree Felony	2-10 years in prison, up to $10,000 fine
Minor Injury	State Jail Felony	Up to 2 years in state jail, up to $10,000 fine
Property Damage ≥$200	Class B Misdemeanor	Up to 180 days in jail, up to $2,000 fine

How Victims Can Recover Compensation:
When the at-fault driver is unidentified, your own Uninsured Motorist (UM) coverage can compensate you for your injuries. UM coverage is designed to protect you when the other driver is uninsured or flees the scene.

Why Time Is Critical in Hit and Run Cases:

• Surveillance footage from nearby businesses is typically deleted within 7-30 days
• Witnesses disperse and memories fade quickly
• Physical evidence at the scene is cleared
• The at-fault driver may be identified and leave the area

Why Attorney911 for Your Hit and Run Case:
We understand the urgency of hit and run cases and act immediately to preserve evidence. Within 24 hours of being retained, we send preservation letters to:

• Nearby businesses (for surveillance footage)
• Government entities (for traffic camera footage)
• Your insurance company (to protect your UM claim)
• Any potential witnesses

In one case, our client was struck by a hit and run driver while crossing the street in Diboll. The police had no leads, and the insurance company denied the UM claim, arguing there was no proof of the accident. We canvassed the area and found a gas station with surveillance footage that captured the entire incident. The footage clearly showed the at-fault driver failing to yield to our client in the crosswalk. With this evidence, we were able to prove the accident and recover compensation through the UM policy.

If you’ve been the victim of a hit and run accident in Diboll, time is critical. Call Attorney911 immediately at 1-888-ATTY-911. We’ll act fast to preserve evidence and fight for the compensation you deserve. We don’t get paid unless we win your case.

Bicycle Accidents (Tier 3 – Protecting Cyclists’ Rights)

Bicycle accidents in Diboll and Angelina County can result in serious injuries due to the lack of protection for cyclists. In 2024, Texas saw 78 cyclist fatalities, a 26.42% decrease from the previous year, but still a significant number of preventable tragedies. With Diboll’s growing cycling community and increasing traffic on local roads, bicycle safety is more important than ever.

Texas E-Bike Laws:
E-bikes are becoming increasingly popular in Diboll, but many riders don’t understand the legal classifications:

Class	Max Speed	Throttle	Pedal Assist	Legal Requirements
Class 1	20 mph	No	Yes	No license, no registration
Class 2	20 mph	Yes	Yes	No license, no registration
Class 3	28 mph	No	Yes	No license, no registration

If an e-bike exceeds these standards (motor over 750W, speed over 28 mph, or throttle on Class 3), it is NOT considered an “electric bicycle” under Texas law and may require registration as a motor vehicle.

Common Causes of Bicycle Accidents in Diboll:

• Drivers failing to yield when turning
• Distracted or inattentive drivers
• Dooring accidents (opening car doors into cyclists)
• Poor road conditions or lack of bike lanes
• Drivers passing too closely
• Drunk or drugged driving

Texas Comparative Negligence Rule:
Texas uses a 51% bar rule for comparative negligence. This means:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you’re 51% or more at fault, you recover nothing

Insurance companies often try to blame cyclists to reduce their payment. Common arguments include:

• You weren’t wearing a helmet
• You were riding at night without lights
• You were riding against traffic
• You weren’t in a bike lane

Why Attorney911 for Your Bicycle Accident Case:
Lupe Peña’s experience as a former insurance defense attorney is invaluable in bicycle accident cases. He knows exactly how insurance companies build comparative fault arguments and how to counter them. We’ll gather evidence to prove the driver’s negligence, including:

• Witness statements
• Police reports
• Accident reconstruction
• Surveillance footage
• Expert testimony

In one case, our client was struck by a driver who claimed he “came out of nowhere.” We obtained video from a nearby security camera that clearly showed our client riding with the flow of traffic in a well-lit area. The driver had failed to yield when turning left. The case settled for a substantial amount, covering our client’s medical expenses and lost wages.

If you’ve been injured in a bicycle accident in Diboll, don’t let the insurance company blame you for the accident. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We’ll fight to prove the other party’s negligence and maximize your compensation. We don’t get paid unless we win your case.

Delivery Vehicle Accidents (Tier 3 – The Amazon Effect)

Delivery vehicle accidents have surged in Diboll and across Texas with the growth of e-commerce and food delivery services. Companies like Amazon, FedEx, UPS, DoorDash, and Grubhub have thousands of delivery vehicles on our roads every day. In 2024, Amazon alone reported 1,879 crashes involving its delivery service partners (DSPs) over a 24-month period.

Why Delivery Vehicle Accidents Are Different:

• Amazon DSP Liability: Amazon requires its Delivery Service Partners (DSPs) to “defend and indemnify” Amazon in case of accidents, but the company still faces significant liability exposure.
• Higher Safety Violation Rates: Amazon DSPs have higher safety violation rates than average motor carriers.
• Multiple Liable Parties: Driver, delivery company, parent company (Amazon, FedEx, etc.), vehicle manufacturer.
• Complex Insurance: Multiple policies may apply, with higher coverage limits than personal auto policies.

Key Verdicts and Settlements:

• 2024 Georgia Child Struck: $16.2 million verdict against Amazon. A child was struck by a delivery van, and Amazon was found 85% responsible.
• 2024 Lopez v. All Points 360: $105 million verdict against an Amazon DSP. The case involved an unlicensed, untrained driver who caused a fatal accident. The verdict included $63 million in punitive damages.
• Grubhub Wrongful Death (2023): A driver using the Grubhub app missed a red light and struck an Arizona judge, resulting in a wrongful death lawsuit.

Why Attorney911 for Your Delivery Vehicle Accident Case:
Our firm’s experience with complex liability cases, including our involvement in the BP Texas City explosion litigation, makes us uniquely qualified to handle delivery vehicle accidents. We understand how to:

• Identify all liable parties
• Navigate complex insurance policies
• Prove negligence in delivery operations
• Fight against corporate defendants

In one case, our client was struck by an Amazon delivery van while crossing the street. The driver claimed our client “darted out” from between parked cars. We obtained surveillance footage from a nearby business that clearly showed the Amazon driver speeding and failing to yield to our client in the crosswalk. We also discovered that the driver had a history of safety violations. The case settled for a substantial amount, allowing our client to cover medical expenses and lost wages.

If you’ve been injured in a delivery vehicle accident in Diboll, don’t let the corporate defendants intimidate you. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We’ll fight to hold all responsible parties accountable and maximize your compensation. We don’t get paid unless we win your case.

Work Zone Accidents (Tier 3 – Preventable Tragedies)

Work zone accidents are a growing problem in Texas, with nearly 28,000 crashes occurring in work zones in 2024, resulting in 215 deaths—a 12% increase over the previous year. Nationwide, work zone fatalities have increased by 50% over the past decade. In Diboll and Angelina County, work zones are common on U.S. Highway 59 and other major roads, putting both workers and drivers at risk.

Why Work Zone Accidents Are Preventable:

• 60% of highway contractors reported crashes into their work zones in a 2025 survey
• 43% of contractors reported worker injuries from work zone crashes
• Many accidents are caused by driver inattention, speeding, or failure to follow signs

Real Case Example:
Katrina Bond, a college student, slowed for work zone traffic on I-35 near Fort Worth. The driver of a heavy pickup truck, who admitted to receiving a text message, rear-ended her vehicle. The force of the impact pushed her car into the path of another truck. Katrina was killed in the accident. This tragedy highlights the devastating consequences of work zone accidents and the importance of driver attention.

Common Causes of Work Zone Accidents in Diboll:

• Speeding in work zones
• Driver inattention or distraction
• Failure to merge properly
• Following too closely
• Disregarding work zone signs and signals
• Aggressive driving

Liable Parties in Work Zone Accidents:

• Negligent drivers
• Construction companies (for improper signage or unsafe work zone setup)
• Government entities (for poor road design or maintenance)
• Vehicle manufacturers (for defective equipment)

Why Attorney911 for Your Work Zone Accident Case:
Our firm understands the unique challenges of work zone accident cases. We know how to:

• Investigate the cause of the accident
• Identify all liable parties
• Prove negligence in work zone setup
• Fight against insurance companies that try to blame the victim

In one case, our client was injured when a driver failed to slow down in a work zone on U.S. 59. The driver claimed our client “came out of nowhere,” but we obtained video from a traffic camera that clearly showed the driver speeding and failing to heed warning signs. The construction company had also failed to properly mark the work zone. We were able to recover compensation from both the driver and the construction company.

If you’ve been injured in a work zone accident in Diboll, don’t let the insurance company take advantage of you. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We’ll fight to hold all responsible parties accountable and ensure you receive the compensation you deserve. We don’t get paid unless we win your case.

What to Do Immediately After an Accident in Diboll

If you’ve been involved in a motor vehicle accident in Diboll, taking the right steps in the first 48 hours can make a significant difference in your case. Evidence disappears quickly, and insurance companies begin building their defense against you from day one. Here’s what you should do:

Hour 1-6 (Immediate Crisis Response)

Safety First: If you can move safely, get to a secure location away from traffic. Turn on your hazard lights and set up flares or warning triangles if available.

Call 911: Report the accident and request medical assistance if anyone is injured. Even if injuries seem minor, adrenaline can mask pain, and some injuries may not be immediately apparent.

Document Everything:

• Take photos of ALL vehicle damage from multiple angles
• Photograph the accident scene, including road conditions, traffic signals, and skid marks
• Take photos of visible injuries
• Screenshot any messages visible on your phone (do NOT delete anything)

Exchange Information:

• Other driver’s name, phone number, and address
• Insurance company and policy number
• Driver’s license number
• License plate number
• Vehicle make, model, and color

Witnesses:

• Get names and phone numbers of any witnesses
• Ask if they saw what happened
• Record their statements if possible (use your phone’s voice recorder)

Call Attorney911: Before speaking to ANY insurance company, call 1-888-ATTY-911 for immediate legal guidance.

Hour 6-24 (Evidence Preservation)

Digital Preservation:

• Preserve all texts, calls, photos, and videos related to the accident
• Do NOT delete anything from your phone
• Screenshot everything relevant
• Email copies to yourself for backup

Physical Evidence:

• Secure damaged clothing, glasses, or personal items
• Keep receipts for any expenses (towing, rental car, medications)
• Do NOT repair your vehicle yet—preserve the damage

Medical Records:

• Request copies of all ER and hospital records
• Keep all discharge paperwork
• Follow up with your primary care physician within 24-48 hours

Insurance Communications:

• Note any calls from insurance companies
• Do NOT give recorded statements yet
• Do NOT sign anything
• Do NOT accept any settlement offers
• Say: “I need to speak with my attorney first”

Social Media:

• Make ALL profiles private immediately
• Do NOT post about the accident
• Do NOT post photos of injuries or activities
• Tell friends and family not to tag you in posts

Hour 24-48 (Strategic Decisions)

Legal Consultation:

• Speak with an experienced motor vehicle accident attorney
• Call Attorney911 at 1-888-ATTY-911 for a free consultation
• Have your documentation ready

Insurance Response:

• If insurance contacts you, refer them to your attorney
• Say: “My attorney will be in touch with you”
• Provide only basic information: name, date of accident, that you were involved

Settlement Offers:

• Do NOT accept or sign anything without lawyer review
• Early offers are ALWAYS lowball offers
• You don’t know the full extent of your injuries yet

Evidence Backup:

• Upload all screenshots and photos to cloud storage
• Email copies to yourself and a family member
• Create a written timeline of events while your memory is fresh

Why Time Is Critical

Evidence disappears on a predictable schedule:

• Day 1-7: Witness memories are freshest but begin fading immediately
• Day 7-30: Surveillance footage is typically deleted (gas stations: 7-14 days; retail stores: 30 days)
• Month 1-2: Insurance companies solidify their defense position
• Month 2-6: Trucking electronic data (ELD, black box) can be overwritten (30-180 days)
• Month 12-24: Approaching the 2-year statute of limitations deadline

Within 24 hours of being retained, Attorney911 sends preservation letters to:

• Other driver’s insurance company
• Trucking companies (for commercial vehicle accidents)
• Businesses near the scene (for surveillance footage)
• Employers (for employment records)
• Property owners (for security camera footage)
• Government entities (for traffic camera footage)

These letters legally require evidence preservation before automatic deletion.

Texas Motor Vehicle Accident Laws You Need to Know

Understanding Texas motor vehicle accident laws is crucial to protecting your rights after an accident in Diboll. Here are the key legal concepts you need to know:

Statute of Limitations (Texas Civil Practice & Remedies Code § 16.003)

Claim Type	Time Limit	Starts From
Personal Injury	2 years	Date of accident
Wrongful Death	2 years	Date of death
Property Damage	2 years	Date of damage
Government Claims	6 months notice	Date of incident

Critical Point: If you miss the deadline, your case is barred forever. You cannot file a lawsuit or recover compensation after the statute of limitations expires.

Comparative Negligence (Texas Civil Practice & Remedies Code § 33.001)

Texas uses a modified comparative negligence system with a 51% bar rule. This means:

• If you are 50% or less at fault, you can recover damages, but your recovery is reduced by your percentage of fault.
• If you are 51% or more at fault, you recover nothing.

Examples:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why This Matters: Insurance companies always try to assign maximum fault to you to reduce their payment. Even small fault percentages can cost you thousands of dollars.

Texas Minimum Auto Insurance Requirements (30/60/25)

Coverage	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

Uninsured Motorist Statistics:

• 15.4% of U.S. motorists are uninsured (approximately 1 in 7 drivers)
• Uninsured/Underinsured Motorist (UM/UIM) coverage is critical for protection
• Texas allows inter-policy stacking (combining coverage from multiple vehicles)

Dram Shop Liability (Texas Alcoholic Beverage Code § 2.02)

Texas dram shop law allows you to sue establishments that served alcohol to an obviously intoxicated person who then caused an accident. To prove dram shop liability, you must show:

1. The establishment served alcohol to someone who was obviously intoxicated at the time of service
2. The over-service was the proximate cause of the accident and your injuries

Signs of Obvious Intoxication:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Potentially Liable Parties:

• Bars and nightclubs
• Restaurants serving alcohol
• Liquor stores
• Event organizers (concerts, festivals)
• Social hosts (limited circumstances)

Wrongful Death vs. Survival Action

Wrongful Death Claim:

• Brought by surviving family members (spouse, children, parents)
• Recovers damages THEY suffered from the loss of their loved one
• Includes: loss of companionship, mental anguish, lost financial support, funeral expenses

Survival Action:

• Brought on behalf of the deceased’s estate
• Recovers damages THE DECEASED would have recovered if they had survived
• Includes: pain and suffering before death, medical expenses before death, lost income before death

How Insurance Companies Try to Minimize Your Claim

At Attorney911, we know how insurance companies operate because Lupe Peña, one of our attorneys, worked for years at a national defense firm. He learned firsthand how large insurance companies value claims and build their defense against accident victims. Here are the tactics they use to minimize your claim:

Tactic #1: Quick Contact and Recorded Statement

What They Do:
Within hours or days of your accident, an insurance adjuster will contact you—often while you’re still in the hospital or on pain medication. They’ll sound friendly and helpful, saying things like:

• “We just want to help you”
• “We need your side of the story to process your claim”
• “This is routine, everyone does this”
• “It’ll only take a few minutes”

What They’re Really Doing:
They’re building their defense against you with leading questions designed to elicit responses that minimize your injuries or shift blame:

Question They Ask	What They Want You to Say
“You’re feeling better now though, right?”	Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?”	Minimize collision severity
“You were able to walk away from the scene?”	Suggest injuries aren’t serious
“Were you distracted at all?”	Get you to admit distraction
“How fast were you going?”	Hope you overestimate or say “I don’t know”

The Truth:

• You are NOT required to give a recorded statement to the other driver’s insurance company
• Giving a statement without an attorney ALMOST ALWAYS hurts your case
• Insurance companies know this—that’s why they push so hard

How Attorney911 Counters:
Once you hire Attorney911, we become your voice. All calls go through us, and you don’t talk to adjusters. We prepare you properly if a statement becomes absolutely necessary. We know their questions because Lupe asked them for years.

Tactic #2: Quick Settlement Offer

What They Do:
Within days or weeks of your accident, the insurance company will offer you quick money:

• Typical offers: $2,000-$5,000
• Sometimes $10,000-$15,000 if they’re scared
• It sounds good when you have zero money and mounting bills

They Create Artificial Urgency:

• “This offer expires in 48 hours”
• “I can only get approval for this amount right now”
• “Take it or leave it”
• “This is our final offer” (it’s not)

The Trap:
You don’t know the full extent of your injuries yet. Consider this scenario:

What Happens	Result
Day 3: Insurance offers $3,500 “final settlement”	You’re desperate, in pain, scared
You sign the release	You think it’s over
Week 6: MRI shows herniated disc requiring surgery	Surgery costs $100,000
TOO LATE	You signed the release, can’t reopen claim
You pay $100,000 out of pocket	Insurance pays nothing more

The Release Is Permanent and Final.

How Attorney911 Counters:
We NEVER settle before Maximum Medical Improvement (MMI)—the point where you’ve recovered as much as you’re going to. This could be 6 months, 12 months, or even longer for serious injuries. We know early offers are ALWAYS lowball offers, often just 10-20% of the true value of your case. Lupe calculated these lowball offers for years—he knows they’re offering pennies on the dollar.

Tactic #3: “Independent” Medical Exam (IME)

What They Call It:
“Independent Medical Examination” (IME)

What It Really Is:
An insurance company-hired doctor whose job is to minimize your injuries.

How Insurance Companies Choose IME Doctors:
They select doctors based on who gives insurance-favorable reports, not who’s most qualified. Criteria include:

• Doctors who consistently find “no injury” or “pre-existing condition”
• Doctors paid thousands by insurance companies ($2,000-$5,000 per exam)
• Doctors who provide repeat business through favorable reports

What Happens at an IME:

• A 10-15 minute “examination” (vs. your treating doctor’s thorough evaluation)
• Rarely review your complete medical records beforehand
• Ask questions designed to elicit “I’m feeling better” responses
• Look for ANY reason to minimize your injuries

Common IME Doctor Findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis—used to deny claims
“Injuries consistent with minor trauma”	Minimizes your pain and suffering
“Patient can return to full duty work”	Eliminates lost wage claims
“Treatment has been excessive”	Attacks your treating doctors
“Subjective complaints out of proportion to objective findings”	Medical speak for calling you a LIAR

How Attorney911 Counters:

• We prepare you extensively before the exam
• We send your complete medical records to the IME doctor first (forcing review)
• We challenge biased IME reports with our own medical experts
• Lupe knows these specific doctors and their biases—he hired them for years

Tactic #4: Delay and Financial Pressure

What Insurance Companies Do:
They drag your case out, hoping you’ll get desperate and accept a low settlement. Tactics include:

• “Still investigating your claim”
• “Waiting for medical records” (that we sent months ago)
• “Reviewing your file”
• “Need additional information”
• Ignoring calls and emails
• Taking weeks to respond to simple questions

Why Delay Works (On People Without Attorneys):

Insurance Companies Have:

• Unlimited time
• Unlimited resources
• No financial pressure
• Earning interest on YOUR settlement money while delaying

You Have:

• Mounting bills
• Zero income
• Creditors threatening
• Need money NOW

Financial Desperation Makes You Accept Less:

• Month 1: You’d reject a $5,000 offer
• Month 6: You’d seriously consider $5,000
• Month 12: You’d BEG for $5,000 just to end the nightmare

How Attorney911 Counters:

• We file a lawsuit to force deadlines
• We set depositions, compelling them to produce witnesses
• We prepare for trial, showing we’re serious
• Lupe understands delay tactics because he used them—he knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What Insurance Companies Do:
They hire private investigators to:

• Video you doing daily activities
• Film from public places (your driveway, street, stores)
• Follow you to appointments, errands, social activities
• Look for ANY activity that contradicts your injury claims
• One video of you bending over = “Not really injured”

They Monitor ALL Your Social Media:

• Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
• Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
• Monitor your friends’ profiles for posts mentioning you
• Use facial recognition to find photos you’re tagged in
• Archive your entire social media history

Examples We’ve Defended:

Example	What Happened	Insurance Claimed	Reality
Old Gym Photo	Gym photo from 3 YEARS AGO	Presented as recent, contradicts injury	We proved metadata was pre-accident
Restaurant Check-in	Facebook check-in at restaurant	“Partying and having fun”	Sitting quietly having dinner
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor RECOMMENDED short walks
Smiling in Photo	Family photo smiling	“Not in pain—she’s smiling!”	Everyone smiles for photos

7 Rules for Clients:

1. Make ALL profiles private immediately
2. DON’T post about the accident, injuries, activities, or emotions
3. DON’T check in anywhere
4. Tell friends and family: don’t tag, don’t post about you
5. Don’t accept friend requests from strangers (fake profiles)
6. BEST: Stay off social media entirely during your case
7. Assume EVERYTHING is being monitored

Lupe’s Insider Quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

Tactic #6: Comparative Fault Arguments

What Insurance Companies Do:
They try to assign you maximum fault to reduce their payment, using arguments like:

• “You were speeding” (without evidence)
• “You weren’t paying attention” (speculation)
• “You could have avoided this” (hindsight bias)
• “You were distracted” (guessing)
• “You contributed to this accident” (shifting blame)

Why They Do This:
Texas’s 51% bar rule means:

• If you’re 51%+ at fault → You get NOTHING
• If you’re 50% or less at fault → Your damages are reduced by your percentage of fault

Even Small Fault Percentages Cost You Thousands:

• 10% fault on a $100,000 case = $10,000 less for you
• 25% fault on a $250,000 case = $62,500 less for you
• 40% fault on a $500,000 case = $200,000 less for you

How Attorney911 Counters:
We conduct an aggressive liability investigation, gathering evidence to prove the other driver’s negligence:

• Witness statements
• Police reports
• Accident reconstruction
• Surveillance footage
• Expert testimony

Lupe knows their fault arguments because he made them for years—now he defeats them.

Colossus: How Insurance Companies Secretly Calculate Your Claim

Most people don’t know that insurance companies use a computerized system called Colossus to calculate the value of your claim. Lupe Peña used this system when he worked for insurance companies, and he knows exactly how it works—and how to beat it.

How Colossus Works:

1. Data Entry: The insurance adjuster inputs information about your case, including:

   • Injury codes (medical diagnoses)
   • Treatment types and costs
   • Lost wages
   • Jurisdiction (where the accident occurred)

2. Coding: Your injuries are coded using standardized medical terms. The SAME injury can be coded in different ways, dramatically affecting your claim’s value:

   • “Soft tissue strain” (minor code) vs. “disc herniation” (serious code)
   • The difference can be 50-100% in valuation

3. Calculation: Colossus applies proprietary algorithms to determine the “value” of your claim.

4. Range Output: The system provides a recommended settlement range.

5. Authority: The adjuster typically cannot exceed the Colossus range without supervisor approval.

How Insurance Companies Manipulate Colossus:

Manipulation	Effect
Low Injury Codes	Using “soft tissue strain” instead of “disc herniation” reduces value 50-100%
Excessive Treatment Flags	Therapy beyond “normal” range triggers reductions
Conservative Treatment Penalty	Chiropractic care valued less than MD treatment
Pre-Existing Reduction	Any prior condition used to reduce value
Jurisdiction Factor	Low-verdict counties get lower values

Why Lupe’s Experience Matters:

• He knows how to code injuries properly for maximum value
• He knows which medical terms trigger higher valuations
• He knows when Colossus output is artificially low
• He knows how to present medical records to beat the algorithm
• He worked with these systems for years as a defense attorney

Example:
A client with a herniated disc was initially coded as having “back pain” by the insurance adjuster. This coding would have valued the claim at $25,000. We provided medical records showing the disc herniation and documented the need for future surgery. The coding was changed to “disc herniation with radiculopathy,” increasing the Colossus valuation to $120,000.

What You Can Recover After an Accident in Diboll

If you’ve been injured in a motor vehicle accident in Diboll, you may be entitled to compensation for various types of damages. At Attorney911, we fight to ensure you receive the maximum compensation possible for your injuries and losses.

Types of Damages:

Economic Damages (No Cap in Texas):

Damage Type	What It Covers
Medical Expenses (Past)	ER, hospital, surgery, doctors, physical therapy, medications, medical equipment
Medical Expenses (Future)	Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past)	Income lost from the date of the accident to the present
Lost Earning Capacity (Future)	Reduced ability to earn income in the future due to permanent injuries
Property Damage	Vehicle repair or replacement, personal property (phone, glasses, etc.)
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice):

Damage Type	What It Covers
Pain and Suffering	Physical pain from injuries, both past and future
Mental Anguish	Emotional distress, anxiety, depression, fear, PTSD
Physical Impairment	Loss of physical function, disability, limitations
Disfigurement	Scarring, permanent visible injuries affecting appearance
Loss of Consortium	Impact on marriage/family relationships, loss of companionship
Loss of Enjoyment of Life	Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped):

• Available for gross negligence, fraud, or malice
• Common in drunk driving cases
• Cap: Greater of $200,000 OR (2x economic damages + 1x non-economic damages, max $750,000 for non-economic portion)
• Purpose: Punish the defendant and deter similar conduct

Settlement Ranges by Injury Type:

Soft Tissue Injuries (Whiplash, Sprains, Strains):

• Medical Treatment: $6,000-$16,000
• Lost Wages: $2,000-$10,000
• Pain & Suffering: $8,000-$35,000
• Settlement Range: $15,000-$60,000

Broken Bone (Single, Simple Fracture):

• Medical Treatment: $10,000-$20,000
• Lost Wages: $5,000-$15,000
• Pain & Suffering: $20,000-$60,000
• Settlement Range: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF):

• Medical Treatment: $47,000-$98,000
• Lost Wages: $10,000-$30,000
• Pain & Suffering: $75,000-$200,000
• Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment):

• Medical Treatment: $22,000-$46,000
• Lost Wages: $8,000-$25,000
• Pain & Suffering: $40,000-$100,000
• Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required):

• Past Medical: $96,000-$205,000
• Future Medical: $30,000-$100,000
• Lost Wages: $20,000-$50,000
• Lost Earning Capacity: $50,000-$400,000
• Pain & Suffering: $150,000-$450,000
• Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

• Past Medical: $198,000-$638,000
• Future Medical: $300,000-$3,000,000+
• Lost Wages: $50,000-$200,000
• Lost Earning Capacity: $500,000-$3,000,000+
• Pain & Suffering: $500,000-$3,000,000+
• Settlement Range: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.”

Spinal Cord Injury / Paralysis:

• Lifetime Care Costs: $2,500,000-$13,000,000+
• Settlement Range: $4,770,000-$25,880,000

Amputation:

• Past Medical: $170,000-$480,000
• Future Medical (Lifetime Prosthetics): $500,000-$2,000,000
• Settlement Range: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Wrongful Death (Working Age Adult):

• Economic Damages: $1,060,000-$4,520,000
• Non-Economic Damages: $850,000-$5,000,000
• Settlement Range: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Nuclear Verdicts: Why Insurance Companies Fear Attorney911

“Nuclear verdicts” are jury awards exceeding $10 million. Texas leads the nation in nuclear verdicts, with 207 such verdicts totaling over $45 billion from 2009-2023. Auto accidents account for 23.2% of all nuclear verdicts.

Recent Texas Motor Vehicle Nuclear Verdicts:

• 2024 Hatch v. Jones (car accident wrongful death): $81,720,000
• 2024 Lopez v. All Points 360 (Amazon DSP): $105,000,000
• 2024 New Prime I-35 pileup (6 deaths): $44,100,000
• 2024 Oncor Electric (trucking): $37,500,000
• 2024 Ben E. Keith (Fort Worth trucking): $35,000,000

Why This Matters:
Insurance companies fear nuclear verdicts. This fear increases settlement values across ALL serious injury cases, not just those going to trial. Attorney911’s trial readiness and multi-million dollar track record give us leverage in every negotiation.

Why Choose Attorney911 for Your Diboll Accident Case

When you’ve been injured in a motor vehicle accident in Diboll, you have many options for legal representation. Here’s why Attorney911 stands out from the competition:

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What This Means for Your Case:

• We know their tactics because Lupe used them for years
• We anticipate their strategies before they deploy them
• We know how they value claims internally
• We know which IME doctors they favor
• We know their delay tactics
• We speak their language

No other firm in Diboll has this advantage. Lupe’s insider knowledge is our secret weapon in fighting insurance companies.

2. Multi-Million Dollar Results

Attorney911 has recovered millions for victims of:

• Brain injuries: “Multi-million dollar settlement for a client who suffered a brain injury with vision loss”
• Amputations: “This case settled in the millions”
• Trucking wrongful death: “Recovered millions of dollars in compensation”
• Maritime injuries: “Significant cash settlement”

Our results prove we don’t settle cheap. We fight for maximum compensation in every case.

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. This federal court admission is critical for:

• Complex cases that end up in federal court
• Trucking accidents involving interstate commerce
• Cases against out-of-state defendants
• Catastrophic injury cases with high damages

BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation.” This experience demonstrates our ability to take on billion-dollar corporations and win.

4. Personal Attention from Start to Finish

At Attorney911, you work directly with Ralph Manginello or Lupe Peña—not a case manager assembly line. As Chad Harris, one of our satisfied clients, shared: “You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.”

What Our Clients Say:

“Leonor and Amanda were amazing, they walked me through everything with my car accident.” — Kelly Hunsicker

“When I felt I had no hope or direction, Leonor reached out to me… She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“Ralph has kept me up to date on the case, checked in on me.” — Manraj

5. Contingency Fee – No Risk to You

“We don’t get paid unless we win your case.”

• Free consultation
• No upfront costs
• No hourly billing
• We advance all case costs
• You pay nothing unless we recover compensation for you

What Clients Say About Our Fees:

“One company said they would not except my case. Then I got a call from Manginello… I got a call to come pick up this handsome check.” — Donald Wilcox

Frequently Asked Questions About Motor Vehicle Accidents in Diboll

Immediate After Accident

1. What should I do immediately after a car accident in Diboll, Texas?

If you’ve been in an accident in Diboll:

• Call 911 and report the accident
• Seek medical attention even if you feel fine (adrenaline masks injuries)
• Document everything: photos of damage, injuries, scene
• Exchange information with the other driver
• Get witness names and phone numbers
• Do NOT give a recorded statement to any insurance company
• Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

2. Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance information
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (can be used as admission)
• Do NOT give your opinion on what happened
• Stick to facts only

6. How do I obtain a copy of the accident report in Diboll?

You can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO, not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below the actual value of your claim. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer in Diboll?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage in negotiations.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI). This could be 6 months for minor injuries or 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?

It depends on:

• Injury severity
• Medical costs
• Lost wages
• Permanent impairment
• Pain and suffering
• Insurance available

Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional.

26. How is the value of my claim determined?

Based on:

• Medical bills
• Future treatment costs
• Lost income
• Permanent impairment rating
• Comparable verdicts
• Severity of injuries
• Impact on daily life

Attorney Relationship

27. How much do car accident lawyers cost in Diboll?

Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates on my case?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello or Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client… You are FAMILY to them.”

31. What if I already hired another attorney in Diboll?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney
• Accepting a quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are permanent. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one now. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?

You can still recover. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. For example:

• You had mild occasional back pain before the accident.
• The accident caused a herniated disc requiring surgery.
• You recover for the new injury, not just the pre-existing pain.

We hire medical experts to explain the difference and prove causation. Lupe knows how insurance companies attack pre-existing conditions—he used this defense for years, and now he defeats it.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia shared: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist (UM/UIM) claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation.

Texas allows inter-policy stacking (combining coverage from multiple vehicles). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

39. How do you calculate pain and suffering?

The most common method is the multiplier method:
Total Settlement = (Medical Expenses × Multiplier) + Lost Wages + Property Damage

The multiplier ranges from 1.5 to 5, depending on:

• Injury severity
• Permanency
• Impact on life
• Clear liability

For example:

• $10,000 medical expenses × 1.5 multiplier = $15,000 pain & suffering (minor injury)
• $100,000 medical expenses × 4 multiplier = $400,000 pain & suffering (severe injury)

Lupe calculated these multipliers for years using insurance company formulas. He knows how to justify higher multipliers and when the multiplier method undervalues a case.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules:

• You must file a notice of claim within 6 months (much shorter than the 2-year statute of limitations)
• Sovereign immunity protects government entities
• Damage caps may apply
• These cases are complex—you need an experienced attorney

Ralph’s 25+ years of experience includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified.

Critical Steps:

• Preserve evidence (surveillance footage is deleted in 7-30 days)
• Canvas the area for witnesses
• Look for traffic cameras or Ring doorbells
• Call Attorney911 immediately

Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim in Diboll?

YES. Your immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (this is a lie). We prove fault through:

• Surveillance video
• Witness statements
• Damage analysis
• Traffic patterns

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Diboll, Texas: Our Community, Your Law Firm

Diboll, Texas, is more than just a location on a map—it’s our community. We understand the unique challenges faced by East Texas families, and we’re committed to serving the Diboll area with the same dedication we bring to all our clients across Texas.

Why Local Knowledge Matters in Your Accident Case

When you choose Attorney911, you’re choosing a law firm that understands:

• Diboll’s roads and highways: From U.S. Highway 59 to State Highway 94 and the local streets where accidents frequently occur
• Angelina County courts: We know the local judges, court procedures, and what it takes to build a strong case in your jurisdiction
• East Texas culture: We understand the values of hard work, community, and integrity that are important to Diboll residents
• Local employers and industries: Whether you work in timber, healthcare, education, or retail, we understand the economic impact of your injuries
• Nearby medical facilities: From local clinics to major trauma centers like CHI St. Luke’s Health in Lufkin, we know where to send you for the best care

Serving Diboll and Surrounding Communities

Attorney911 proudly serves Diboll and the surrounding areas in Angelina County and beyond, including:

• Lufkin
• Hudson
• Huntington
• Zavalla
• Central
• Pollok
• Burke
• Diboll Heights

No matter where your accident occurred in East Texas, we’re here to help.

Hablamos Español – No Language Barrier

At Attorney911, we believe language should never be a barrier to justice. Lupe Peña, one of our attorneys, is fluent in Spanish, and our staff includes bilingual team members like Zulema. As Celia Dominguez shared: “Especially Miss Zulema, who is always very kind and always translates.”

Whether you’re more comfortable speaking English or Spanish, we communicate clearly and compassionately throughout your case.

Free Consultation – No Obligation

If you’ve been injured in a motor vehicle accident in Diboll, don’t wait to get the help you need. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We’ll review your case, answer your questions, and explain your legal options—with no obligation.

Remember:

• We don’t get paid unless we win your case
• Evidence disappears daily—call now
• Insurance companies are already building their case against you
• The 2-year statute of limitations is real

At Attorney911, we’re more than just your lawyers—we’re your neighbors, your advocates, and your legal emergency response team. Let us fight for you. Call 1-888-ATTY-911 today.