Motor Vehicle Accident Lawyers in Fulton, Texas | Attorney911

If you’ve been injured in a car accident in Fulton, Texas, you’re not alone. With one motor vehicle crash occurring every 57 seconds in Texas, and over 251,000 people injured annually, the roads in Fulton and across Aransas County can be dangerous. At Attorney911, we understand the physical, emotional, and financial toll a motor vehicle accident can take on you and your family. With over 25 years of experience serving the Fulton community and the greater Texas Gulf Coast region, our team is here to fight for the compensation you deserve.

Why Fulton Residents Trust Attorney911

Fulton, Texas, is a close-knit community where residents value personal attention and trust. When you’re dealing with the aftermath of a motor vehicle accident, you need a law firm that understands the unique challenges of living and working in Aransas County. Whether you were injured on Highway 35, FM 136, or one of Fulton’s local roads, our firm has the local knowledge and legal expertise to handle your case.

Ralph Manginello, our founding attorney, has been serving the legal needs of Texans since 1998. With deep roots in the Houston area and extensive experience in both state and federal courts, Ralph has built a reputation for aggressive, compassionate representation. Our firm’s unique advantage is Lupe Peña, a former insurance defense attorney who now uses his insider knowledge to fight for accident victims. This combination of local insight, legal experience, and insurance industry expertise makes Attorney911 the clear choice for Fulton residents seeking justice after a motor vehicle accident.

Common Types of Motor Vehicle Accidents in Fulton, Texas

Fulton and the surrounding Aransas County area see a variety of motor vehicle accidents. Here are some of the most common types we handle:

Car Accidents in Fulton

Car accidents are the most frequent type of motor vehicle collision in Fulton. With heavy traffic on Highway 35 and local roads, rear-end collisions, T-bone accidents, and head-on crashes can happen in an instant. In 2024 alone, Texas saw over 251,000 people injured in car crashes, with many suffering from whiplash, herniated discs, broken bones, and traumatic brain injuries.

If you’ve been injured in a car accident in Fulton, it’s important to act quickly. Evidence like surveillance footage and witness statements can disappear within days. Our team knows how to preserve this critical evidence and build a strong case on your behalf. As one client, Chavodrian Miles, shared: “Leonor got me into the doctor the same day…it only took 6 months amazing.” This level of responsiveness and care is what sets Attorney911 apart.

Trucking Accidents on Highway 35 and Beyond

Highway 35 is a major thoroughfare for commercial trucking traffic, making trucking accidents a serious concern for Fulton residents. In 2024, Texas saw nearly 40,000 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries. These accidents often cause catastrophic injuries due to the sheer size and weight of 18-wheelers.

Trucking accidents are complex, involving multiple liable parties such as the truck driver, trucking company, cargo loader, and vehicle manufacturer. Federal regulations like the Hours of Service rules and Electronic Logging Device requirements add another layer of complexity. At Attorney911, we have the experience and resources to navigate these complexities. Ralph Manginello’s federal court admission in the Southern District of Texas means we can handle even the most complex trucking cases.

Our firm has recovered millions for victims of trucking accidents. As we’ve seen in cases like the Oncor Electric $37.5 million verdict and the New Prime $44.1 million verdict, trucking companies and their insurers will fight aggressively to minimize payouts. We know their tactics because Lupe Peña used them for years while working for insurance companies. Now, he uses that knowledge to fight for you.

Drunk Driving Accidents in Aransas County

Drunk driving is a preventable tragedy that claims lives across Texas. In 2024, alcohol-impaired driving was responsible for 1,053 deaths in Texas, accounting for 25.37% of all traffic fatalities. Fulton and Aransas County are not immune to this problem, and the consequences can be devastating.

If you or a loved one has been injured by a drunk driver in Fulton, you may be entitled to compensation from both the driver and the establishment that served them alcohol. Texas’s Dram Shop Law (TABC § 2.02) allows victims to hold bars, restaurants, and liquor stores accountable if they served alcohol to someone who was obviously intoxicated.

Our firm’s experience with drunk driving cases is unmatched. Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA) gives us unique insight into both the criminal and civil aspects of these cases. We’ve successfully handled numerous DWI cases, including three recent dismissals where we exposed flaws in the prosecution’s evidence. This expertise translates directly to our ability to build strong civil cases for drunk driving accident victims.

Motorcycle Accidents in Fulton

Motorcycle accidents often result in severe injuries due to the lack of protection for riders. In 2024, Texas saw 585 motorcyclist fatalities, with 37% of those killed not wearing helmets. Fulton’s scenic routes and coastal highways can be particularly dangerous for motorcyclists, especially when other drivers fail to see them.

Insurance companies often try to blame motorcyclists for accidents, using Texas’s 51% comparative fault rule to reduce or deny claims. At Attorney911, we know how to counter these tactics. Lupe Peña spent years making these same arguments for insurance companies, and now he uses that knowledge to fight for injured motorcyclists.

Pedestrian and Bicycle Accidents

Fulton’s growing community means more pedestrians and cyclists sharing the road with vehicles. Unfortunately, these vulnerable road users often suffer severe injuries when involved in accidents. In 2024, Texas saw 6,095 pedestrian crashes, resulting in 768 fatalities. Pedestrians account for just 1% of crashes but 19% of all roadway deaths.

One critical legal point that many drivers don’t know is that pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. This means that anytime there’s an intersection of two streets, the distance between them is considered a crosswalk, even if it’s not marked. If you’ve been injured as a pedestrian or cyclist in Fulton, we can help you understand your rights and pursue the compensation you deserve.

Hit and Run Accidents

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene, leaving victims to deal with the aftermath alone. Nationwide, someone is involved in a hit and run accident every 43 seconds. In Texas, hit and run resulting in death is a second-degree felony punishable by 2-20 years in prison.

If you’ve been the victim of a hit and run in Fulton, don’t assume you have no recourse. Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you when the at-fault driver is unidentified. We’ve helped many clients navigate these complex claims, and we can help you too. Remember, surveillance footage from nearby businesses is typically deleted within 7-30 days, so it’s crucial to act quickly. Call Attorney911 at 1-888-ATTY-911 as soon as possible so we can send preservation letters to secure this critical evidence.

What to Do After a Motor Vehicle Accident in Fulton, Texas

The moments after a motor vehicle accident can be chaotic and confusing. Here’s what you should do to protect your health and your legal rights:

Immediate Steps (First 24 Hours)

1. Call 911: Report the accident and request medical assistance if anyone is injured.
2. Seek Medical Attention: Even if you feel fine, get checked by a medical professional. Adrenaline can mask injuries, and some serious conditions like traumatic brain injuries may not show symptoms immediately.
3. Document Everything: Take photos of all vehicle damage, injuries, road conditions, and traffic signals. Screenshot any messages visible on your phone.
4. Exchange Information: Get the other driver’s name, phone number, address, driver’s license number, insurance information, and license plate number.
5. Witness Information: Get names and phone numbers of any witnesses.
6. Call Attorney911: Before speaking to any insurance company, call us at 1-888-ATTY-911 for immediate legal guidance.

Evidence Preservation (Next 48 Hours)

1. Digital Preservation: Save all texts, calls, photos, and videos related to the accident. Don’t delete anything.
2. Physical Evidence: Secure damaged clothing, glasses, or other personal items. Keep receipts for any expenses like towing, rental cars, or medications.
3. Medical Records: Request copies of all ER and hospital records. Follow up with your primary care physician within 48 hours.
4. Insurance Communications: Note any calls from insurance companies. Do not give recorded statements or sign anything without consulting an attorney.
5. Social Media: Make all profiles private immediately. Do not post about the accident, your injuries, or your activities.

Strategic Decisions (First Week)

1. Legal Consultation: Speak with an experienced motor vehicle accident attorney. At Attorney911, we offer free consultations so you can understand your rights without obligation.
2. Insurance Response: If insurance contacts you, refer them to your attorney. Say, “My attorney will be in touch with you,” and provide only basic information like your name and the date of the accident.
3. Settlement Offers: Do not accept or sign any settlement offers without reviewing them with your attorney. Early offers are almost always lowball offers.
4. Evidence Backup: Upload all screenshots and photos to cloud storage. Email copies to yourself and a family member. Create a written timeline of events while your memory is fresh.

Texas Motor Vehicle Law: What Fulton Residents Need to Know

Understanding Texas motor vehicle law is crucial for protecting your rights after an accident. Here are some key legal concepts that apply to all motor vehicle accident cases in Texas:

Statute of Limitations

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. This deadline is absolute. If you miss it, your case will be barred forever, and you won’t be able to recover any compensation. This is why it’s critical to contact an attorney as soon as possible after your accident.

Comparative Negligence (51% Bar Rule)

Texas uses a modified comparative negligence system. This means that if you are found to be partially at fault for the accident, your compensation will be reduced by your percentage of fault. However, if you are found to be 51% or more at fault, you will recover nothing.

For example:

• If you are 20% at fault for an accident with $100,000 in damages, you can recover $80,000.
• If you are 50% at fault, you can recover $50,000.
• If you are 51% at fault, you recover $0.

Insurance companies will often try to assign maximum fault to you to reduce their payment. Having an experienced attorney like those at Attorney911 can help counter these arguments and protect your right to fair compensation.

Minimum Auto Insurance Requirements

Texas is an at-fault state, meaning the at-fault driver’s insurance is responsible for compensating the injured party. The minimum auto insurance requirements in Texas are:

• $30,000 for bodily injury per person
• $60,000 for bodily injury per accident
• $25,000 for property damage per accident

However, these minimum limits are often insufficient to cover the full extent of damages in serious accidents. That’s why Uninsured/Underinsured Motorist (UM/UIM) coverage is so important.

Uninsured/Underinsured Motorist Coverage

UM/UIM coverage protects you when the at-fault driver has no insurance or insufficient insurance to cover your damages. In Texas, approximately 15.4% of drivers are uninsured, meaning roughly 1 in 7 drivers on the road has no insurance.

Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles you own to increase your UM/UIM limits. For example, if you have two cars with $50,000 UM/UIM coverage each, you may be able to stack them for $100,000 in total coverage.

At Attorney911, we have extensive experience with UM/UIM claims. We can help you navigate the complex process of filing a claim with your own insurance company and ensure you receive the full compensation you’re entitled to.

Proving Liability in Your Fulton Motor Vehicle Accident Case

To win your motor vehicle accident case, you must prove that the other party was negligent. This involves establishing four key elements:

1. Duty of Care: The at-fault driver had a legal obligation to operate their vehicle safely and follow traffic laws.
2. Breach of Duty: The at-fault driver violated their duty of care through actions like speeding, running a red light, texting while driving, or driving under the influence.
3. Causation: The breach of duty directly caused your injuries. You must show that “but for” the defendant’s actions, you would not have been injured.
4. Damages: You suffered actual harm, which can include physical injuries, financial losses, and emotional distress.

Types of Evidence We Use to Prove Liability

At Attorney911, we know how to gather and preserve the evidence needed to build a strong case on your behalf. Here are some of the types of evidence we use:

• Physical Evidence: Photographs of vehicle damage, skid marks, road conditions, and your injuries.
• Documentary Evidence: Police accident reports, 911 call recordings, traffic camera footage, surveillance footage from nearby businesses, medical records, and employment records showing lost wages.
• Electronic Evidence: Electronic Logging Device (ELD) data from trucks, vehicle black box/Event Data Recorder (EDR) data, GPS/telematics data, and dashcam footage.
• Testimonial Evidence: Witness statements, expert witness testimony, medical expert opinions, and accident reconstruction specialists.

Multiple Liable Parties

In many motor vehicle accidents, more than one party may be liable for your injuries. For example, in a trucking accident, potentially liable parties may include:

• The truck driver (for negligent operation)
• The trucking company (for negligent hiring, supervision, or maintenance)
• The cargo loader (for improper loading causing instability)
• The vehicle manufacturer (for defective parts)
• The maintenance company (for improper repairs)

Identifying all liable parties is crucial because it increases the available insurance coverage and improves your chances of receiving full compensation for your injuries.

Damages You Can Recover After a Motor Vehicle Accident in Fulton

If you’ve been injured in a motor vehicle accident in Fulton, you may be entitled to compensation for a wide range of damages. At Attorney911, we fight to ensure you receive the maximum compensation possible for your injuries. Here are the types of damages you can recover:

Economic Damages (No Cap in Texas)

Economic damages are quantifiable financial losses you’ve suffered as a result of the accident. These include:

• Medical Expenses (Past and Future): Emergency room visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment, and future medical care.
• Lost Wages: Income you’ve lost from being unable to work due to your injuries.
• Lost Earning Capacity: The reduction in your ability to earn income in the future due to permanent injuries or disabilities.
• Property Damage: The cost to repair or replace your vehicle and any other personal property damaged in the accident.
• Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, and household help.

Non-Economic Damages (No Cap Except Medical Malpractice)

Non-economic damages are intangible losses that are more difficult to quantify but are just as real. These include:

• Pain and Suffering: Physical pain and discomfort from your injuries, both past and future.
• Mental Anguish: Emotional distress, anxiety, depression, fear, and PTSD resulting from the accident and your injuries.
• Physical Impairment: The loss of physical function or disability caused by your injuries.
• Disfigurement: Scarring, permanent visible injuries, or changes to your appearance that affect your self-esteem and quality of life.
• Loss of Consortium: The impact of your injuries on your marriage and family relationships, including loss of companionship, affection, and support.
• Loss of Enjoyment of Life: The inability to participate in activities and hobbies you previously enjoyed due to your injuries.

Punitive/Exemplary Damages (Capped)

Punitive damages are available in cases involving gross negligence, fraud, or malice. They are designed to punish the defendant and deter similar conduct in the future. In Texas, punitive damages are capped at the greater of:

• $200,000, OR
• 2 times the amount of economic damages plus 1 times the amount of non-economic damages (capped at $750,000 for the non-economic portion).

Punitive damages are often available in drunk driving cases, where the defendant’s conduct shows a conscious indifference to the rights and safety of others.

How Insurance Companies Try to Minimize Your Claim

Insurance companies are in the business of making money, not paying claims. They will use a variety of tactics to minimize or deny your claim. At Attorney911, we know these tactics because Lupe Peña used them for years while working for insurance companies. Now, he uses that insider knowledge to fight for you. Here are some of the most common tactics insurance companies use:

Tactic #1: Quick Contact and Recorded Statement

Within days of your accident, insurance adjusters will contact you, often while you’re still in the hospital or on pain medication. They’ll act friendly and helpful, saying things like:

• “We just want to help you.”
• “We need to get your side of the story to process your claim.”
• “This is routine, everyone does this.”
• “It’ll only take a few minutes.”

What They’re Really Doing:

They’re building their defense against you with leading questions designed to elicit responses that minimize your injuries and shift blame onto you. For example:

• “You’re feeling better now though, right?” (Trap you into saying you’re improving)
• “It wasn’t that bad of an impact, was it?” (Minimize collision severity)
• “You were able to walk away from the scene?” (Suggest injuries not serious)
• “Were you distracted at all?” (Get you to admit distraction)
• “How fast were you going?” (Hope you overestimate or say “I don’t know”)

The Truth:

• You are NOT required to give a recorded statement to the other driver’s insurance company.
• Giving a statement without an attorney almost always hurts your case.
• Insurance companies know this—that’s why they push so hard.

How Attorney911 Counters:

• DO NOT give a recorded statement without us.
• Once you hire Attorney911, we become your voice.
• All calls go through us.
• You don’t talk to adjusters.
• We prepare you properly if a statement becomes absolutely necessary.
• We know their questions because Lupe asked them for years.

Tactic #2: Quick Settlement Offer

Within days or weeks of your accident, the insurance company will offer you a quick settlement, often for a fraction of what your case is worth. Typical offers range from $2,000 to $15,000. This might sound good when you’re facing mounting bills and no income, but it’s a trap.

The Trap:

You don’t know the full extent of your injuries yet. Many serious injuries don’t show symptoms immediately, and some conditions can take weeks or months to diagnose. If you accept a quick settlement, you waive your right to pursue additional compensation, even if you later discover you need surgery or have a permanent disability.

Example:

• Day 3: Insurance offers $3,500 “final settlement.”
• You’re desperate, in pain, and scared, so you sign the release.
• Week 6: An MRI reveals a herniated disc requiring surgery.
• The surgery costs $100,000.
• TOO LATE: You signed a release, so you can’t reopen your claim.
• You’re stuck paying $100,000 out of pocket.

How Attorney911 Counters:

• NEVER settle before reaching Maximum Medical Improvement (MMI).
• MMI is the point at which your medical condition has stabilized, and you’re as good as you’re going to get.
• This could take 6 months, 12 months, or even longer, depending on your injuries.
• We know that early offers are always lowball offers.
• Lupe calculated these lowball offers for years—he knows they’re offering 10-20% of your case’s true value.

Tactic #3: “Independent” Medical Exam (IME)

After a few months of treatment, the insurance company may request that you undergo an “Independent Medical Examination” (IME). They’ll tell you it’s routine and necessary to process your claim.

What It Really Is:

An IME is anything but independent. It’s an exam conducted by a doctor hired and paid by the insurance company to minimize your injuries. These doctors are selected based on their history of giving insurance-favorable reports, not their medical qualifications.

What Happens at an IME:

• You’ll undergo a cursory 10-15 minute “examination.”
• The doctor will rarely review your complete medical records beforehand.
• They’ll ask questions designed to elicit responses that minimize your injuries.
• They’ll look for any reason to downplay the severity of your condition.

Common IME Doctor Findings:

• “Patient has pre-existing degenerative changes” (Everyone over 40 has some arthritis—used to deny claims)
• “Injuries consistent with minor trauma” (Minimizes your pain and suffering)
• “Patient can return to full duty work” (Eliminates lost wage claims)
• “Treatment has been excessive” (Attacks your treating doctors)
• “Subjective complaints out of proportion to objective findings” (Medical speak for calling you a liar)

How Attorney911 Counters:

• We prepare you extensively before the exam.
• We send your complete medical records to the IME doctor first, forcing them to review your history.
• We challenge biased IME reports with our own medical experts.
• Lupe knows these specific doctors and their biases—he hired them for years.

Tactic #4: Delay and Financial Pressure

Insurance companies know that the longer they can drag out your case, the more desperate you’ll become. They’ll use tactics like:

• “We’re still investigating your claim.”
• “We’re waiting for medical records.” (Even if you’ve already provided them)
• “Your file is under review.”
• Ignoring your calls and emails.
• Taking weeks to respond to simple questions.

Why Delay Works:

Insurance companies have unlimited time and resources. They earn interest on your settlement money while delaying. Meanwhile, you’re facing:

• Mounting medical bills
• No income if you can’t work
• Creditors threatening to send your account to collections
• Financial desperation

Financial Desperation Makes You Accept Less:

• Month 1: You’d reject a $5,000 offer.
• Month 6: You’d seriously consider $5,000.
• Month 12: You’d beg for $5,000 just to end the nightmare.

How Attorney911 Counters:

• We file a lawsuit to force deadlines.
• We set depositions, compelling them to produce witnesses.
• We prepare for trial, showing we’re serious.
• Lupe understands delay tactics because he used them—he knows when to push.

Tactic #5: Surveillance and Social Media Monitoring

Insurance companies will hire private investigators to follow you and monitor your social media activity. They’re looking for any activity that contradicts your injury claims, such as:

• Video of you doing daily activities
• Photos showing you bending, lifting, or moving “normally”
• Social media posts about your activities or emotions

What They Monitor:

• Facebook, Instagram, TikTok, LinkedIn, Twitter/X, YouTube, Snapchat
• Photos, videos, check-ins, comments, likes, friend lists, tagged photos
• They use facial recognition to find photos you’re tagged in.
• They archive your entire social media history.
• They monitor your friends’ profiles for posts mentioning you.

Examples of How They Use Social Media Against You:

7 Rules for Clients:

1. Make ALL profiles private immediately.
2. DON’T post about the accident, your injuries, your activities, or your emotions.
3. DON’T check in anywhere.
4. Tell friends and family not to tag you or post about you.
5. Don’t accept friend requests from strangers (they could be fake profiles).
6. BEST: Stay off social media entirely during your case.
7. Assume EVERYTHING is being monitored.

Lupe’s Insider Quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

Tactic #6: Comparative Fault Arguments

Insurance companies will try to assign you as much fault as possible to reduce their payment. They’ll argue things like:

• “You were speeding.” (Without evidence)
• “You weren’t paying attention.” (Speculation)
• “You could have avoided this.” (Hindsight bias)
• “You were distracted.” (Guessing)
• “You contributed to this accident.” (Shifting blame)

Why They Do This:

Texas’s 51% bar rule means that if you’re found to be 51% or more at fault, you recover nothing. Even small percentages of fault can cost you thousands of dollars:

• 10% fault on a $100,000 case = $10,000 less for you
• 25% fault on a $250,000 case = $62,500 less for you
• 40% fault on a $500,000 case = $200,000 less for you

How Attorney911 Counters:

• We conduct an aggressive liability investigation.
• We gather accident reconstruction evidence proving the other driver’s fault.
• We obtain witness statements supporting your version of events.
• We analyze the police report to emphasize any citations issued to the other driver.
• We hire expert witnesses to testify about perception-reaction time and other factors.
• Lupe knows their fault arguments because he made them for years—now he defeats them.

Colossus: How Insurance Companies Really Value Your Claim

Most people assume that insurance adjusters use their judgment to evaluate claims. In reality, many insurance companies use a computerized system called Colossus to calculate the value of your claim. Lupe Peña worked with these systems for years while employed by insurance companies, and he knows exactly how they work—and how to beat them.

How Colossus Works

1. Data Entry: The insurance adjuster inputs information about your case, including injury codes, treatment types, medical costs, lost wages, and jurisdiction.
2. Coding: Your injuries are coded using standardized medical terms. This coding is critical because the same injury can be coded in ways that result in vastly different valuations.
3. Calculation: The software applies proprietary algorithms to the data to determine the “value” of your claim.
4. Range Output: Colossus provides a recommended settlement range to the adjuster.
5. Authority: The adjuster typically cannot exceed the Colossus recommendation without supervisor approval.

How Insurance Companies Manipulate Colossus

Insurance companies train their adjusters to input data in ways that minimize claim values. Here are some of the ways they manipulate the system:

• Low Injury Codes: Adjusters are trained to use the lowest possible injury codes. For example, they might code a herniated disc as a “soft tissue strain,” which can reduce the claim value by 50-100%.
• Excessive Treatment Flags: Colossus flags treatment that exceeds what it considers “normal” for a given injury. For example, if you receive more than a certain number of physical therapy sessions, Colossus may reduce the value of your claim.
• Conservative Treatment Penalty: Chiropractic care is often valued less than treatment from a medical doctor, even when it’s equally effective.
• Pre-Existing Condition Reduction: Any prior medical condition, even if unrelated to your current injury, can be used to reduce your claim value.
• Jurisdiction Factor: Colossus assigns different values to claims based on the jurisdiction. Low-verdict counties receive lower valuations.

Why Lupe’s Experience Matters

Lupe Peña spent years working with Colossus and other claim valuation systems. He knows:

• How to present medical records to show the true severity of your injuries.
• Which medical terms trigger higher valuations in the system.
• When the Colossus valuation is artificially low and how to challenge it.
• How to negotiate with adjusters to increase the reserve (the amount the insurance company sets aside for your claim).

Reserve Setting:

The reserve is the amount of money the insurance company sets aside to pay your claim. It’s based on their estimate of the worst-case scenario (i.e., what a jury might award if your case went to trial). Adjusters typically cannot settle your claim for more than the reserve without approval from a supervisor.

How We Increase Reserves:

• Hiring expert witnesses (shows we’re investing in your case).
• Taking depositions (creates litigation expenses).
• Filing a lawsuit (forces a trial evaluation).
• Preparing for trial (shows we’re serious about going to court).

Lupe understands reserve psychology and settlement authority limits. This insider knowledge is a game-changing advantage for our clients.

Why Choose Attorney911 for Your Fulton Motor Vehicle Accident Case

When you’re injured in a motor vehicle accident in Fulton, you have many options for legal representation. Here’s why Attorney911 is the clear choice:

1. Insurance Defense Insider Knowledge

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is Attorney911’s biggest competitive advantage. Lupe Peña spent years working for insurance companies, learning their tactics from the inside. Now, he uses that knowledge to fight for accident victims. Here’s what this means for your case:

• We know how insurance companies value claims because Lupe used to calculate them.
• We know which IME doctors they favor because Lupe hired them.
• We know how they set reserves and determine settlement authority.
• We know their delay tactics because Lupe deployed them.
• We know how to beat their algorithms and maximize your claim value.

No other law firm in Fulton has this insider knowledge. It’s like having a former spy on your side.

2. Multi-Million Dollar Results

At Attorney911, we don’t just talk about results—we have the track record to prove it. Here are some of our documented case results:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.
• Multi-million dollar settlement for a client whose leg was injured in a car accident. Staff infections during treatment led to a partial amputation.
• Recovered millions of dollars for families facing trucking-related wrongful death cases.
• Significant cash settlement for a client who injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty.

These results speak for themselves. We don’t settle cheap, and we don’t back down from insurance companies.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission is crucial for handling complex cases, including:

• Trucking accidents involving interstate commerce (FMCSA regulations are federal).
• Cases against out-of-state defendants (diversity jurisdiction).
• Product liability cases against vehicle manufacturers.
• Cases involving catastrophic injuries and high damages.

Our involvement in the BP Texas City explosion litigation demonstrates our ability to take on billion-dollar corporations and win. This level of experience sets us apart from firms that handle only simple car accident cases.

4. Personal Attention from Experienced Attorneys

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not a case manager assembly line. Our clients consistently praise our personal attention and communication. As Chad Harris shared:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

This level of care and responsiveness is rare in the legal industry, especially among larger firms. When you call Attorney911, you speak with someone who knows your case and cares about your recovery.

5. Contingency Fee—No Risk to You

We understand that you’re facing financial hardship after a motor vehicle accident. That’s why we work on a contingency fee basis:

• Free consultation: No obligation to hire us.
• No upfront costs: We advance all case expenses.
• No fee unless we win: You pay nothing unless we recover compensation for you.
• 33.33% before trial, 40% if trial: Our fee is a percentage of your recovery.

This means you can pursue justice without worrying about how to pay for legal representation. We only get paid if you get paid.

Frequently Asked Questions About Motor Vehicle Accidents in Fulton, Texas

Immediate After Accident

1. What should I do immediately after a car accident in Fulton, Texas?

If you’ve been in an accident in Fulton:

• Call 911 and report the accident.
• Seek medical attention even if you feel fine (adrenaline can mask injuries).
• Document everything: take photos of the damage, injuries, and scene.
• Exchange information with the other driver.
• Get witness names and phone numbers.
• Do NOT give a recorded statement to any insurance company.
• Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

2. Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest.
• Internal bleeding may not be obvious.
• Herniated discs may not cause pain for weeks.
• Adrenaline masks pain at the scene.

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance information.
• Vehicle: make, model, color, license plate.
• Witnesses: names and phone numbers.
• Photos: all vehicle damage, injuries, road conditions, traffic signals.
• Police: officer name, badge number, report number.

5. Should I talk to the other driver or admit fault?

• Exchange information only.
• Do NOT discuss fault.
• Do NOT apologize or say “I’m sorry” (this can be used as an admission of fault).
• Do NOT give your opinion on what happened.
• Stick to facts only.

6. How do I obtain a copy of the accident report?

In Fulton, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below the actual value of your claim. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles you own. Watch our video on UM/UIM claims: Uninsured & Underinsured Motorists.

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially).
• You suffered injuries or damages.
• There is insurance to recover from.

Watch our video: Do I Have a Good Case?.

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911 as soon as possible.

15. How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it, and your case is barred forever.

16. What is comparative negligence, and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault). If you’re 51% or more at fault, you recover nothing.

Watch our video: What Is Comparative Negligence?.

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault. For example, if you’re 20% at fault for a $100,000 case, you can recover $80,000.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. This gives us leverage in negotiations and shows insurance companies we’re serious.

Watch our video: Will Your Case Go to Trial?.

19. How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI), which is the point at which your medical condition has stabilized. This could take 6 months for minor injuries or 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering.
2. Medical treatment to MMI.
3. Demand letter to insurance.
4. Negotiation.
5. Lawsuit if necessary.
6. Discovery (exchange of information).
7. Mediation.
8. Trial if needed.

Watch our video: What Is the Process for a Personal Injury Claim?.

Compensation

21. What is my case worth?

It depends on:

• Severity of your injuries.
• Medical costs (past and future).
• Lost wages and earning capacity.
• Pain and suffering.
• Permanent impairment.
• Insurance available.

Cases range from $15,000 (soft tissue injuries) to millions (catastrophic injuries).

22. What types of damages can I recover?

• Medical expenses (past and future).
• Lost wages and earning capacity.
• Pain and suffering.
• Mental anguish.
• Physical impairment.
• Disfigurement.
• Loss of enjoyment of life.
• Property damage.

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule—defendants take victims as they find them.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for specific advice.

26. How is the value of my claim determined?

Based on:

• Medical bills.
• Future treatment costs.
• Lost income.
• Permanent impairment rating.
• Comparable verdicts.
• Severity of injuries.
• Impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: How Do Contingency Fees Work?.

28. What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris shared: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney.
• Accepting a quick settlement.
• Delaying medical treatment.
• Gaps in treatment.
• Posting on social media.
• Signing releases or authorizations.
• Not documenting everything.

Watch our video: Client Mistakes That Can Ruin Your Case.

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, your injuries, or your activities. Insurance companies monitor everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are permanent. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one now. Explain that you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?

You can still recover. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means defendants take victims as they find them. For example, if you had mild occasional back pain before the accident and now have a herniated disc requiring surgery, you can recover for the new injury, not just the pre-existing pain. We hire medical experts to prove the difference between your condition before and after the accident.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist (UM/UIM) claims are made against your own insurance when the other driver has no insurance or insufficient insurance. Unfortunately, your insurance company will fight your claim just as aggressively as the other driver’s insurance would. You need an attorney to represent you. Texas allows inter-policy stacking, which means you can combine multiple UM policies for increased coverage. Lupe Peña’s insurance knowledge is critical for maximizing your UM/UIM recovery.

39. How do you calculate pain and suffering?

Most commonly, we use the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain and suffering. The multiplier depends on factors like injury severity, permanency, impact on life, and clear liability. For example, $100,000 in medical expenses × 4 multiplier = $400,000 for pain and suffering. Lupe Peña calculated these multipliers for years while working for insurance companies—he knows how to justify higher multipliers and when the multiplier method undervalues a case.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file a notice of claim within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex—you need an experienced attorney. Ralph Manginello’s 25+ years of experience includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified. Surveillance footage from nearby businesses, Ring doorbells, and traffic cameras is critical—most footage is deleted within 7-30 days. We send preservation letters immediately to secure this evidence. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?

YES. Your immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential, and we’ve successfully represented clients of all immigration statuses. Lupe Peña is fluent in Spanish, and our staff includes bilingual team members. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that “parking lot accidents are always 50/50 fault,” but this is a myth. We prove fault through:

• Surveillance video.
• Witness statements.
• Damage analysis.
• Traffic patterns.

Texas’s comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Fulton, Texas: A Community We Serve with Pride

Fulton, Texas, is a charming coastal community located in Aransas County on the Texas Gulf Coast. Known for its rich history, beautiful waterfront, and close-knit community, Fulton offers a unique blend of small-town charm and coastal living. At Attorney911, we’re proud to serve the residents of Fulton and the surrounding Aransas County area.

Fulton’s Unique Character

Fulton was established in the mid-19th century and has a rich history tied to the sea. Today, it’s a popular destination for fishing, boating, and birdwatching, with the nearby Aransas National Wildlife Refuge attracting nature enthusiasts from across the country. The community is known for its:

• Historic Downtown: Fulton’s historic district features charming shops, restaurants, and the iconic Fulton Mansion State Historic Site.
• Waterfront Living: With its proximity to Aransas Bay and the Gulf of Mexico, Fulton offers stunning waterfront views and easy access to boating and fishing.
• Close-Knit Community: Fulton residents value their community and support local businesses and events.
• Gateway to Rockport: Fulton is just a short drive from Rockport, Texas, another popular coastal community known for its art galleries, beaches, and vibrant culture.

Local Roads and Highways

Fulton is served by several major roads and highways that connect it to the surrounding region:

• Highway 35: This major north-south highway runs through Fulton, providing access to Rockport, Aransas Pass, and Corpus Christi to the south, and Port Lavaca and Victoria to the north.
• FM 136: This farm-to-market road connects Fulton to Rockport and other parts of Aransas County.
• FM 881: This road provides access to the Aransas National Wildlife Refuge and other coastal areas.

These roads can be busy, especially during tourist season, and accidents can happen in an instant. Whether you’re commuting to work, running errands, or enjoying a scenic drive, it’s important to stay alert and drive safely.

Local Employers and Industries

Fulton and Aransas County are home to a variety of industries and employers, including:

• Tourism and Hospitality: With its beautiful waterfront and proximity to Rockport and the Aransas National Wildlife Refuge, tourism is a major industry in Fulton.
• Fishing and Seafood: The Gulf Coast is known for its commercial and recreational fishing, and Fulton is no exception.
• Healthcare: The nearby Rockport area is served by several healthcare facilities, including the Bay Area Medical Center in Rockport.
• Education: The Aransas County Independent School District serves Fulton and the surrounding area.
• Retail and Small Businesses: Fulton’s historic downtown is home to a variety of locally owned shops and restaurants.

If you’ve been injured in a motor vehicle accident in Fulton, your ability to work and support your family may be at risk. At Attorney911, we understand the local economy and can help you pursue compensation for lost wages and earning capacity.

Local Hospitals and Trauma Centers

If you’re injured in a motor vehicle accident in Fulton, you may receive treatment at one of these nearby medical facilities:

• Bay Area Medical Center (Rockport): This hospital serves the Rockport-Fulton area and provides emergency care, imaging, and surgical services.
• Christus Spohn Hospital Corpus Christi – Shoreline: Located in Corpus Christi, this Level III trauma center provides comprehensive care for serious injuries.
• Driscoll Children’s Hospital (Corpus Christi): If a child is injured in an accident, this specialized pediatric hospital provides expert care.

At Attorney911, we understand the medical challenges you may face after a motor vehicle accident. We work with medical experts to document your injuries and ensure you receive the compensation you need for your recovery.

Local Courts and Legal System

Motor vehicle accident cases in Fulton are typically handled in the following courts:

• Aransas County Justice of the Peace Courts: These courts handle small claims cases and may be involved in the initial stages of your case.
• Aransas County Court at Law: This court handles civil cases, including personal injury claims, with damages up to $250,000.
• 156th Judicial District Court (Aransas County): This court handles larger civil cases, including personal injury claims with higher damages.

Ralph Manginello’s experience in both state and federal courts means we can handle your case no matter where it’s filed. We know the local judges, court staff, and legal procedures, giving us an advantage in advocating for your rights.

Why Fulton Residents Choose Attorney911

Fulton residents choose Attorney911 for many reasons:

• Local Knowledge: We understand the unique challenges of living and working in Fulton and Aransas County. We know the local roads, employers, and courts.
• Personal Attention: At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not a case manager assembly line. Our clients consistently praise our communication and responsiveness.
• Insurance Defense Insider Knowledge: Lupe Peña’s background as an insurance defense attorney gives us a unique advantage in fighting for maximum compensation.
• Proven Results: We’ve recovered millions for accident victims across Texas, including Fulton residents.
• No Fee Unless We Win: We work on a contingency fee basis, so you pay nothing unless we recover compensation for you.

Call Attorney911 Today: 1-888-ATTY-911

If you’ve been injured in a motor vehicle accident in Fulton, Texas, don’t wait to seek legal help. Evidence disappears daily, and the insurance company is already building its defense against you. At Attorney911, we’re here to fight for the compensation you deserve.

Call us today at 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We’ll review your case, answer your questions, and explain your legal options—with no obligation. If we take your case, you pay nothing unless we win.

Remember:

• Free consultation: No obligation to hire us.
• No fee unless we win: You pay nothing unless we recover compensation for you.
• We answer 24/7: 1-888-ATTY-911 is a legal emergency line, not a marketing gimmick.
• Hablamos Español: Lupe Peña and our staff are fluent in Spanish.

Don’t let the insurance company take advantage of you. Call Attorney911 today and let us fight for the justice you deserve. 1-888-ATTY-911.