Motor Vehicle Accident Lawyers in Holliday, Texas | Attorney911

When Seconds Count: Holliday’s Legal Emergency Line

If you’ve been injured in a motor vehicle accident in Holliday, Texas, you’re not just another statistic—you’re a neighbor facing a crisis. Every 57 seconds, another Texan is involved in a crash. Every 2 minutes and 5 seconds, someone is injured. And right now, insurance companies are already building their case against you.

At Attorney911, we don’t just handle car accident cases—we treat them as legal emergencies. With 25+ years of experience fighting for accident victims across Texas, our Holliday car accident lawyers know how to protect your rights and maximize your compensation. Call our 24/7 legal emergency line at 1-888-ATTY-911 before evidence disappears and deadlines pass.

Why Holliday Accident Victims Choose Attorney911

1. We Know How Insurance Companies Work—Because We Used to Work for Them

Our firm includes Lupe Peña, a former insurance defense attorney who spent years working for a national defense firm. He knows exactly how insurance companies value claims, deploy tactics, and try to minimize payouts. Now, he uses that insider knowledge to fight for victims like you.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze one frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.” — Lupe Peña, Associate Attorney

2. Proven Results: Cases Settling in the Millions

We don’t just talk about results—we prove them. Our Holliday motor vehicle accident attorneys have recovered millions for clients facing life-altering injuries:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss after a log dropped on him at a logging company.
• Settled in the millions for a client whose leg was injured in a car accident, leading to staff infections and partial amputation.
• Recovered millions for families in trucking-related wrongful death cases.
• Significant cash settlement for a client who injured his back while lifting cargo on a ship due to employer negligence.

3. Federal Court Experience for Complex Cases

Ralph Manginello, our managing partner, is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court experience is critical for complex cases involving:

• Trucking accidents with FMCSA violations
• Product liability claims (Tesla Autopilot, backup camera failures)
• Multi-state defendants
• Catastrophic injuries requiring lifetime care

Our firm was also one of the few in Texas involved in the BP explosion litigation, demonstrating our ability to take on billion-dollar corporations.

4. Personal Attention, Not an Assembly Line

At Attorney911, you’re not just a case number. You work directly with Ralph Manginello or Lupe Peña, not a team of paralegals or case managers. Our clients consistently praise our communication and care:

“Melanie was excellent. She kept me informed, and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his firm was run.” — Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me. She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“You are NOT a pest to them, and you are NOT just some client. You are FAMILY to them.” — Chad Harris

5. No Fee Unless We Win

We understand the financial strain of an accident. That’s why we work on a contingency fee basis—you pay nothing unless we win your case. There are no upfront costs, no hourly fees, and no financial risk. If we don’t recover compensation for you, you owe us nothing.

Common Motor Vehicle Accidents in Holliday, Texas

Holliday sits along U.S. Highway 82 and State Highway 79, two major corridors that bring a mix of local traffic and long-haul trucking. Whether you’re commuting to Wichita Falls, driving through town, or working in the oil and gas industry, accidents can happen anywhere. Here are the most common types of motor vehicle accidents we handle in Holliday:

1. Car Accidents

The Reality in Holliday:
With 251,977 people injured in Texas motor vehicle crashes in 2024 alone, car accidents are the most common type of collision. In Holliday, high-speed limits on U.S. 82 and SH 79, combined with distracted or impaired drivers, create dangerous conditions.

Common Causes:

• Distracted driving (texting, GPS, eating)
• Speeding (especially on rural highways)
• Failure to yield at intersections
• Drunk or drugged driving
• Running red lights or stop signs
• Following too closely (rear-end collisions)

Common Injuries:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones (arms, legs, ribs)
• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Internal organ damage

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” — Attorney911 Case Result

Why Choose Attorney911 for Your Car Accident Case?

• We’ve recovered millions for car accident victims, including cases involving amputations and catastrophic injuries.
• Lupe Peña’s insurance defense background helps us counter the tactics adjusters use to minimize your claim.
• We work with medical experts to document the full extent of your injuries, ensuring you receive fair compensation.

Testimonial:

“I was rear-ended and the team got right to work. I also got a very nice settlement.” — MONGO SLADE

Call 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

2. 18-Wheeler and Trucking Accidents

The Danger on Holliday’s Highways:
Holliday is a hub for trucking traffic, with 18-wheelers frequently traveling U.S. 82 and SH 79 to transport oilfield equipment, agricultural products, and consumer goods. In 2024, Texas saw 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes nationwide, making it the deadliest state for trucking accidents.

Why Trucking Accidents Are More Severe:

• An 18-wheeler can weigh up to 80,000 pounds, compared to the 4,000 pounds of a typical passenger car. The size and weight disparity means trucking accidents often result in catastrophic injuries or death.
• Trucking companies and their insurers have teams of lawyers and adjusters working to minimize your claim from day one.

Common Causes of Trucking Accidents:

• Driver fatigue (violations of FMCSA Hours of Service rules)
• Distracted driving (texting, using dispatch devices)
• Improperly loaded or secured cargo
• Mechanical failures (brake, tire, or steering defects)
• Driving under the influence of drugs or alcohol
• Poor weather conditions (high winds, rain, or fog)

FMCSA Regulations You Should Know:
The Federal Motor Carrier Safety Administration (FMCSA) sets strict rules for truck drivers and trucking companies. Violations of these rules can prove negligence in your case:

• Hours of Service (HOS): Drivers are limited to 11 hours of driving after 10 consecutive hours off-duty. They cannot drive beyond the 14th consecutive hour on duty and must take a 30-minute break after 8 hours of driving.
• Electronic Logging Devices (ELDs): Trucks are required to use ELDs to track driving hours. This data can be critical evidence in proving driver fatigue.
• Drug and Alcohol Testing: Commercial drivers are subject to pre-employment, random, post-accident, and reasonable suspicion testing. The legal blood alcohol limit for commercial drivers is 0.04% (half the limit for regular drivers).

Why Trucking Cases Are Higher Value:

• Multiple liable parties: Driver, trucking company, cargo loader, manufacturer, and maintenance provider may all share responsibility.
• Higher insurance limits: Trucking companies carry $750,000 to $5,000,000+ in liability coverage.
• Federal court experience matters: Many trucking cases are filed in federal court due to FMCSA regulations or diversity jurisdiction.

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.” — Attorney911 Case Result

Recent Texas Trucking Verdicts:

• 2024: $37.5 million verdict against Oncor Electric for a distracted truck driver.
• 2024: $44.1 million verdict in the New Prime I-35 pileup involving 6 deaths.
• 2024: $35 million settlement in the Ben E. Keith trucking case (largest in Fort Worth history).

Why Choose Attorney911 for Your Trucking Accident Case?

• Federal court experience: Ralph Manginello’s admission to the U.S. District Court, Southern District of Texas, means we can handle complex trucking cases in federal court.
• BP explosion litigation: Our involvement in this billion-dollar case demonstrates our ability to take on massive corporations.
• Insider knowledge: Lupe Peña understands how trucking companies and their insurers operate, giving us a unique advantage in negotiations.

Call 1-888-ATTY-911 immediately if you’ve been injured in a trucking accident. Evidence like ELD data and black box recordings can be overwritten in as little as 30-180 days.

3. Drunk Driving Accidents

A Preventable Tragedy in Holliday:
In 2024, 1,053 people were killed in Texas due to alcohol-impaired driving, accounting for 25.37% of all traffic fatalities. Drunk driving accidents are entirely preventable, yet they continue to devastate families in Holliday and across Texas.

Texas Dram Shop Law (TABC § 2.02):
Under Texas law, bars, restaurants, and other establishments can be held liable if they serve alcohol to an obviously intoxicated person who later causes an accident. This is called dram shop liability, and it allows victims to sue both the drunk driver and the establishment that over-served them.

Signs of Obvious Intoxication:
To prove dram shop liability, we must show that the establishment served someone who was obviously intoxicated. Signs include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination (difficulty counting money, fumbling with objects)
• Aggressive or erratic behavior
• Strong odor of alcohol

Who Can Be Held Liable?

• Bars and nightclubs
• Restaurants with alcohol service
• Liquor stores
• Event venues (concerts, festivals)
• Social hosts (in limited circumstances)

Why Drunk Driving Cases Are Higher Value:

• Punitive damages: Drunk driving is considered gross negligence, which may qualify you for punitive damages to punish the defendant and deter future misconduct.
• Multiple defendants: You can sue both the drunk driver and the establishment that over-served them.
• Criminal case strengthens civil case: A DWI conviction can be used as evidence in your civil claim.

Ralph’s Criminal Defense Experience:
Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), an elite organization of criminal defense attorneys. This experience is invaluable in drunk driving cases, where criminal charges often accompany civil claims. Ralph has successfully defended DWI cases, including:

• A case dismissed because the breathalyzer machine was improperly maintained.
• A case dismissed on the day of trial due to missing EMS and hospital notes.
• A case dismissed because video evidence showed the client was not drunk.

“Our client was charged with DUI/DWI, and the state’s primary evidence was a video of the field sobriety test. We succeeded in having the case dismissed because our client did not appear drunk in the video.” — Attorney911 Case Result

Why Choose Attorney911 for Your Drunk Driving Case?

• Dram shop expertise: We know how to investigate and prove that establishments over-served drunk drivers.
• Criminal + civil capability: Ralph’s HCCLA membership means we can handle both the criminal and civil aspects of your case.
• Punitive damages experience: We’ve recovered punitive damages for clients in drunk driving cases.

Call 1-888-ATTY-911 if you’ve been injured by a drunk driver. We’ll investigate every angle, including dram shop liability.

4. Motorcycle Accidents

The Risks for Holliday Riders:
Motorcycle accidents are particularly dangerous due to the lack of protection for riders. In 2024, 585 motorcyclists were killed in Texas, and 37% of those killed were not wearing helmets. In Holliday, riders face risks from distracted drivers, poor road conditions, and drivers who fail to yield the right of way.

Texas Helmet Law:

• Under 21: Helmets are required for all riders.
• 21 and older: May ride without a helmet only if they have completed a motorcycle safety course or have at least $10,000 in medical insurance coverage.

Common Causes of Motorcycle Accidents:

• Failure to yield right of way: The most common cause of motorcycle accidents, often occurring at intersections.
• Driver inattention/distraction: Drivers who don’t see motorcycles.
• Unsafe lane changes: Drivers who merge into motorcycles.
• Left-turn accidents: Drivers turning left in front of oncoming motorcycles.
• Speeding/reckless driving: Both by motorcyclists and other drivers.

Comparative Negligence in Texas:
Texas uses a 51% bar rule for comparative negligence. This means:

• If you are 50% or less at fault, you can recover damages, but your recovery is reduced by your percentage of fault.
• If you are 51% or more at fault, you recover nothing.

Insurance companies often try to blame motorcyclists for accidents, even when the other driver is at fault. Lupe Peña’s experience as an insurance defense attorney helps us counter these arguments.

Why Choose Attorney911 for Your Motorcycle Accident Case?

• We know their tactics: Lupe Peña made comparative fault arguments for years—now he defeats them.
• We document your injuries: Motorcycle injuries are often severe, and we work with medical experts to prove the full extent of your damages.
• We fight for full compensation: Insurance companies often lowball motorcycle accident claims, but we know how to maximize your recovery.

Call 1-888-ATTY-911 if you’ve been injured in a motorcycle accident. Don’t let the insurance company blame you for someone else’s negligence.

5. Pedestrian Accidents

Holliday’s Most Vulnerable Road Users:
Pedestrians are at high risk in Holliday, especially near intersections and in areas with heavy traffic. In 2024, Texas saw 6,095 pedestrian crashes, resulting in 768 fatalities. Pedestrians account for just 1% of all crashes but 19% of all roadway deaths.

A Critical Legal Point:
Pedestrians ALWAYS have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you. If you were struck while crossing the street, the driver is likely at fault.

Common Causes of Pedestrian Accidents:

• Drivers failing to yield at crosswalks
• Distracted driving (texting, GPS, eating)
• Drunk or drugged driving
• Speeding (higher speeds increase the risk of fatal pedestrian accidents)
• Poor visibility (nighttime, bad weather)

Common Injuries:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken pelvis, legs, or arms
• Internal organ damage
• Fatalities

Why Choose Attorney911 for Your Pedestrian Accident Case?

• We know the law: Pedestrians have strong legal protections in Texas, and we know how to enforce them.
• We investigate thoroughly: We gather evidence like surveillance footage, witness statements, and accident reconstruction reports to prove the driver’s negligence.
• We document your injuries: Pedestrian injuries are often severe, and we work with medical experts to ensure you receive full compensation.

Call 1-888-ATTY-911 if you’ve been injured as a pedestrian. Evidence disappears quickly—don’t wait to protect your rights.

What to Do After a Motor Vehicle Accident in Holliday, Texas

The 48-Hour Evidence Preservation Protocol

Hour 1-6 (Immediate Crisis):
✅ Safety First: If you can move safely, get to a secure location away from traffic.
✅ Call 911: Report the accident and request medical assistance if anyone is injured.
✅ Medical Attention: Even if you feel fine, get checked by a doctor. Adrenaline can mask injuries, and some symptoms (like traumatic brain injuries) may not appear immediately.
✅ Document Everything:

• Take photos of ALL vehicle damage (every angle).
• Photograph the accident scene, road conditions, and traffic signals.
• Take photos of visible injuries.
• Screenshot any messages visible on your phone (do NOT delete anything).
  ✅ Exchange Information:
• Other driver’s name, phone number, and address.
• Insurance company and policy number.
• Driver’s license number.
• License plate number.
• Vehicle make, model, and color.
  ✅ Witnesses: Get names and phone numbers of any witnesses. Ask if they saw what happened.
  ✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company.

Hour 6-24 (Evidence Preservation):
✅ Digital Preservation:

• Preserve all texts, calls, photos, and videos related to the accident.
• Do NOT delete anything from your phone.
• Screenshot everything relevant.
• Email copies to yourself for backup.
  ✅ Physical Evidence:
• Secure damaged clothing, glasses, or personal items.
• Keep receipts for any expenses (towing, rental car, medications).
• Do NOT repair your vehicle yet—preserve the damage.
  ✅ Medical Records:
• Request copies of all ER and hospital records.
• Keep all discharge paperwork.
• Follow up with your primary care physician within 24-48 hours.
  ✅ Insurance Communications:
• Note any calls from insurance companies.
• Do NOT give recorded statements yet.
• Do NOT sign anything.
• Do NOT accept any settlement offers.
• Say: “I need to speak with my attorney first.”
  ✅ Social Media:
• Make ALL profiles private immediately.
• Do NOT post about the accident.
• Do NOT post photos of injuries or activities.
• Tell friends and family not to tag you in posts.

Hour 24-48 (Strategic Decisions):
✅ Legal Consultation: Speak with an experienced motor vehicle accident attorney. Call 1-888-ATTY-911 for a free consultation.
✅ Insurance Response: If insurance contacts you, refer them to your attorney. Say: “My attorney will be in touch with you.”
✅ Settlement Offers: Do NOT accept or sign anything without your lawyer’s review. Early offers are always lowball offers.
✅ Evidence Backup: Upload all screenshots and photos to cloud storage. Email copies to yourself and a family member.

Week One Priorities:
✅ Medical Follow-Up: Continue documenting all injuries. See specialists if recommended. Follow ALL doctor recommendations.
✅ Investigation Begins: Attorney911 obtains the police report, sends preservation letters to all parties, and secures surveillance footage before it’s deleted.
✅ Communication: We handle ALL insurance communication so you can focus on recovery.

Why Evidence Disappears Fast in Holliday Accidents

The Evidence Deterioration Timeline

Timeframe	What Disappears	Why It Matters
Day 1-7	Witness memories	Memories fade quickly, and details become uncertain.
Day 7-30	Surveillance footage	Gas stations, retail stores, and traffic cameras typically delete footage within 7-30 days. Once deleted, it’s gone forever.
Month 1-2	Insurance defense position	Insurance companies solidify their defense against you.
Month 2-6	ELD/black box data	Trucking companies may overwrite electronic logging device (ELD) data in 30-180 days.
Month 6-12	Witnesses	Witnesses graduate, move away, or become unreachable. Their memories degrade significantly.
Month 12-24	Statute of limitations	The 2-year deadline approaches, creating pressure to settle. Evidence is severely degraded.

Why Attorney911 Moves Fast:
Within 24 hours of being retained, we send preservation letters to:

• The other driver and their insurance company
• Trucking companies (for commercial vehicle accidents)
• Businesses near the accident scene (for surveillance footage)
• Employers (for employment records and work schedules)
• Property owners (for security camera footage)
• Government entities (for traffic camera footage)
• Vehicle manufacturers (for black box/EDR data)

These letters legally require evidence preservation before automatic deletion.

Texas Motor Vehicle Law: What You Need to Know

1. Statute of Limitations

Texas Civil Practice & Remedies Code § 16.003

• Personal Injury: 2 years from the date of the accident.
• Wrongful Death: 2 years from the date of death.
• Property Damage: 2 years from the date of damage.
• Government Claims: 6 months notice required.

Exceptions:

• Discovery Rule: The statute may start later if the injury or cause wasn’t immediately discoverable.
• Minors: The statute is tolled until the minor turns 18, then they have 2 years to file.
• Defendant Absence: The statute is tolled if the defendant leaves Texas.

Critical: Miss the deadline, and your case is barred forever. You cannot file a lawsuit after the statute of limitations expires.

2. Comparative Negligence (51% Bar Rule)

Texas Civil Practice & Remedies Code § 33.001
Texas uses modified comparative negligence with a 51% bar rule:

• If you are 50% or less at fault, you can recover damages, but your recovery is reduced by your percentage of fault.
• If you are 51% or more at fault, you recover nothing.

Examples:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why This Matters:
Insurance companies always try to assign maximum fault to you to reduce their payout. Even small fault percentages cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you.
• 25% fault on a $250,000 case = $62,500 less for you.
• 40% fault on a $500,000 case = $200,000 less for you.

Lupe’s Insider Knowledge Helps Counter Their Arguments:
Lupe Peña spent years working for insurance companies, making comparative fault arguments to reduce payouts. Now, he uses that knowledge to defeat these arguments and maximize your recovery.

3. Texas Minimum Auto Insurance (30/60/25)

Coverage	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

Uninsured Motorist (UM) Statistics:

• 15.4% of U.S. motorists are uninsured (approximately 1 in 7 drivers).
• UM/UIM coverage is critical for protecting yourself if the at-fault driver has no insurance or insufficient coverage.
• Texas allows inter-policy stacking, meaning you can combine coverage from multiple policies.

How Insurance Companies Try to Cheat You

6 Tactics They Use—and How We Counter Them

Tactic #1: Quick Contact & Recorded Statement (Days 1-3)

What They Do:
Within 24-72 hours of your accident, insurance adjusters will contact you—often while you’re still in the hospital, on pain medication, or overwhelmed by the situation. They’ll act friendly and helpful, saying things like:

• “We just want to help you.”
• “We need your side of the story to process your claim.”
• “This is routine—everyone does this.”
• “It’ll only take a few minutes.”

What They’re Really Doing:
They’re building their defense against you with leading questions designed to get you to minimize your injuries or admit fault:

Question They Ask	What They Want You to Say
“You’re feeling better now, though, right?”	Trap you into saying you’re improving.
“It wasn’t that bad of an impact, was it?”	Minimize the severity of the collision.
“You were able to walk away from the scene?”	Suggest your injuries aren’t serious.
“Were you distracted at all?”	Get you to admit distraction.
“How fast were you going?”	Hope you overestimate or say “I don’t know.”

The Truth:

• You are NOT required to give a recorded statement to the other driver’s insurance company.
• Giving a statement without an attorney almost always hurts your case.
• Insurance companies know this—that’s why they push so hard.

How Attorney911 Counters:

• Do NOT give a recorded statement without us.
• Once you hire Attorney911, we become your voice.
• All calls go through us.
• You don’t talk to adjusters.
• We prepare you properly if a statement becomes absolutely necessary.
• We know their questions because Lupe Peña asked them for years.

Tactic #2: Quick Settlement Offer (Weeks 1-3)

What They Do:
Within days or weeks of your accident, the insurance company will offer you quick money:

• Typical offers: $2,000-$5,000
• Sometimes $10,000-$15,000 if they’re scared.
• The offer sounds good when you have zero money and mounting bills.

The Trap:
They create artificial urgency:

• “This offer expires in 48 hours.”
• “I can only get approval for this amount right now.”
• “Take it or leave it.”
• “This is our final offer.” (It’s not.)

You Don’t Know the Extent of Your Injuries Yet:

What Happens	Result
Day 3: Insurance offers $3,500 “final settlement.”	You’re desperate, in pain, and scared.
You sign the release.	You think it’s over.
Week 6: MRI shows herniated disc requiring surgery.	Surgery costs $100,000.
Too Late.	You signed the release—can’t reopen the claim.
You pay $100,000 out of pocket.	Insurance pays nothing more.

The Release Is Permanent and Final.

How Attorney911 Counters:

• Never settle before Maximum Medical Improvement (MMI).
• MMI is when you’ve reached your best possible medical recovery.
• This could take 6 months, 12 months, or even 24+ months, depending on your injuries.
• You can’t know the true value of your case until you’ve reached MMI.
• We know these offers are always lowball—Lupe calculated them for years.
• He knows they’re offering 10-20% of your case’s true value.

Tactic #3: “Independent” Medical Exam (IME) (Months 2-6)

What They Call It:
“Independent Medical Examination” (IME)

What It Really Is:
An insurance company-hired doctor whose job is to minimize your injuries.

How Insurance Companies Choose IME Doctors:

• They select doctors based on who gives insurance-favorable reports (not who’s most qualified).
• These doctors consistently find “no injury” or “pre-existing condition.”
• They’re paid $2,000-$5,000 per exam by insurance companies.
• Repeat business = repeat favorable reports.

What Happens at the IME:

• A 10-15 minute “examination” (vs. your treating doctor’s thorough evaluation).
• The doctor rarely reviews your complete medical records beforehand.
• They ask questions designed to elicit “I’m feeling better” responses.
• They look for any reason to minimize your injuries.

Common IME Doctor Findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes.”	Everyone over 40 has some arthritis—used to deny claims.
“Injuries consistent with minor trauma.”	Minimizes your pain and suffering.
“Patient can return to full-duty work.”	Eliminates lost wage claims.
“Treatment has been excessive.”	Attacks your treating doctors.
“Subjective complaints out of proportion to objective findings.”	Medical speak for calling you a liar.

How Attorney911 Counters:

• We prepare you extensively before the exam.
• We send your complete medical records to the IME doctor first (forcing them to review them).
• We challenge biased IME reports with our own medical experts.
• Lupe knows these specific doctors and their biases—he hired them for years.

Tactic #4: Delay and Financial Pressure (Months 6-12+)

What They Do:
They drag your case out, hoping you’ll get desperate and accept less:

• “Still investigating your claim.”
• “Waiting for medical records.” (Even though we sent them months ago.)
• “Reviewing your file.”
• “Need additional information.”
• They ignore your calls and emails.
• They take weeks to respond to simple questions.

Why Delay Works (On People Without Attorneys):
Insurance Companies Have:

• Unlimited time.
• Unlimited resources.
• No financial pressure.
• They earn interest on your settlement money while delaying.

You Have:

• Mounting bills.
• Zero income.
• Creditors threatening.
• A desperate need for money now.

Financial Desperation Makes You Accept Less:

• Month 1: You’d reject a $5,000 offer.
• Month 6: You’d seriously consider $5,000.
• Month 12: You’d beg for $5,000 just to end the nightmare.

How Attorney911 Counters:

• We file a lawsuit to force deadlines.
• We set depositions, forcing them to produce witnesses.
• We prepare for trial, showing we’re serious.
• Lupe understands delay tactics because he used them—he knows when to push.

Tactic #5: Surveillance and Social Media Monitoring

What They Do:
Insurance companies hire private investigators to:

• Video you doing daily activities.
• Film you from public places (your driveway, street, stores).
• Follow you to appointments, errands, and social activities.
• Look for any activity that contradicts your injury claims.
• One video of you bending over = “Not really injured.”

They Monitor ALL Your Social Media:

• Facebook: Posts, photos, check-ins, comments, likes, friend lists, tagged photos.
• Instagram: Stories, reels, posts, geotags, tagged photos.
• TikTok: Videos showing your activity level.
• LinkedIn: Employment status changes.
• Twitter/X: Tweets, replies, activity.
• YouTube: Videos you post.
• Snapchat: Saved stories, public content.

Advanced Surveillance Techniques:

Technique	How They Use It
Facial Recognition	Find photos you’re tagged in across platforms.
Geotagging Data	Track where you’ve been based on photo metadata.
Friend/Family Monitoring	Monitor posts from people who might mention you.
Fake Profiles	Create fake accounts to send you friend requests.
Archive Services	Preserve deleted content through third-party tools.
Subpoenas	Use legal process to obtain “private” content.

Timeline of What Gets Used:

When Found	What Happens
Pre-Lawsuit	Used to deny or lowball your claim.
During Discovery	Subpoenaed and entered into evidence.
At Trial	Shown to the jury to undermine your credibility.
Settlement Negotiations	Used to reduce your offer amount.

7 Rules for Clients:

1. Make ALL profiles private immediately.
2. Do NOT post about the accident, injuries, activities, or emotions.
3. Do NOT check in anywhere.
4. Tell friends and family: do not tag you or post about you.
5. Do not accept friend requests from strangers (fake profiles).
6. Best: Stay off social media entirely during your case.
7. Assume everything is being monitored.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze one frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.” — Lupe Peña

Tactic #6: Comparative Fault Arguments

What They Do:
They try to assign you maximum fault to reduce their payout:

• “You were speeding.” (Without evidence.)
• “You weren’t paying attention.” (Speculation.)
• “You could have avoided this.” (Hindsight bias.)
• “You were distracted.” (Guessing.)
• “You contributed to this accident.” (Shifting blame.)

Why They Do This:
Texas 51% Bar Rule Means:

• If you’re 51% or more at fault, you get nothing.
• If you’re 50% or less at fault, your damages are reduced by your percentage of fault.

Even Small Fault Percentages Cost Thousands:

• 10% fault on a $100,000 case = $10,000 less for you.
• 25% fault on a $250,000 case = $62,500 less for you.
• 40% fault on a $500,000 case = $200,000 less for you.

How Attorney911 Counters:

• Aggressive liability investigation: We gather evidence to prove the other driver’s fault.
• Accident reconstruction: We use experts to show how the crash occurred.
• Witness statements: We interview witnesses to support your version.
• Police report analysis: We emphasize any citations issued to the other driver.
• Expert testimony: We use experts to explain perception-reaction time and visibility issues.
• Lupe’s experience: He made comparative fault arguments for years—now he defeats them.

The Colossus System: How Insurance Companies Really Value Your Claim

How Colossus Works:
Colossus is a computerized claim valuation system used by Allstate, State Farm, Liberty Mutual, and other major insurers. Here’s how it works:

1. Data Entry: The adjuster inputs injury codes, treatment types, medical costs, lost wages, and jurisdiction.
2. Coding: Your injuries are coded using standardized medical terms.
3. Calculation: The software applies algorithms to determine a “value” for your claim.
4. Range Output: The system provides a recommended settlement range.
5. Authority: The adjuster typically cannot exceed this range without supervisor approval.

How Insurance Manipulates Colossus:

Manipulation	Effect
Low Injury Codes	“Soft tissue strain” instead of “disc herniation” reduces value by 50-100%.
Excessive Treatment Flags	Physical therapy beyond “normal” range triggers reductions.
Conservative Treatment Penalty	Chiropractic care is valued less than MD treatment.
Pre-Existing Reduction	Any prior condition is used to reduce your claim value.
Jurisdiction Factor	Low-verdict counties get lower values.

Why Lupe’s Experience Matters:

• He knows how to code injuries properly for maximum value.
• He knows which medical terms trigger higher valuations.
• He knows when Colossus output is artificially low.
• He knows how to present records to beat the algorithm.
• He worked with these systems for years as a defense attorney.

What You Can Recover: Damages in a Holliday Motor Vehicle Accident Case

Types of Damages

1. Economic Damages (No Cap in Texas)

These are quantifiable financial losses:

Damage Type	What It Covers
Medical Expenses (Past)	ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment.
Medical Expenses (Future)	Ongoing treatment, future surgeries, lifetime medications, long-term care.
Lost Wages (Past)	Income lost from the date of the accident to the present.
Lost Earning Capacity (Future)	Reduced ability to earn income in the future due to permanent injuries.
Property Damage	Vehicle repair or replacement, personal property (clothing, glasses, phone).
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications, household help.

2. Non-Economic Damages (No Cap Except Medical Malpractice)

These are intangible losses:

Damage Type	What It Covers
Pain and Suffering	Physical pain from your injuries, both past and future.
Mental Anguish	Emotional distress, anxiety, depression, fear, PTSD.
Physical Impairment	Loss of physical function, disability, limitations on daily activities.
Disfigurement	Scarring, permanent visible injuries affecting your appearance.
Loss of Consortium	Impact on your marriage or family relationships, loss of companionship.
Loss of Enjoyment of Life	Inability to participate in activities you previously enjoyed.

3. Punitive/Exemplary Damages (Capped)

These are available for gross negligence, fraud, or malice (e.g., drunk driving). The cap is the greater of:

• $200,000, OR
• 2x economic damages + 1x non-economic damages (capped at $750,000 for the non-economic portion).

Settlement Ranges by Injury Type

Soft Tissue Injuries (Whiplash, Sprains, Strains)

Medical Treatment:

• Emergency room: $2,000-$5,000
• Follow-up doctor visits: $1,000-$3,000
• Physical therapy (6-12 weeks): $3,000-$7,000
• Medications: $300-$1,000
• Total Medical: $6,000-$16,000

Lost Wages: $2,000-$10,000 (2-6 weeks missed work)
Pain & Suffering: $8,000-$35,000

Settlement Range: $15,000-$60,000
Higher if: Permanent pain, restrictions on activities, or chronic condition develops.

Broken Bone (Single, Simple Fracture)

Medical Treatment:

• Emergency room and X-rays: $3,000-$6,000
• Orthopedic consultation: $500-$1,500
• Casting and follow-up: $2,000-$5,000
• Physical therapy: $3,000-$8,000
• Total Medical: $10,000-$20,000

Lost Wages: $5,000-$15,000 (4-8 weeks missed work)
Pain & Suffering: $20,000-$60,000

Settlement Range: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF)

Medical Treatment:

• Emergency room: $5,000-$10,000
• Surgery (Open Reduction Internal Fixation): $25,000-$50,000
• Hospital stay (2-3 days): $6,000-$15,000
• Follow-up care: $3,000-$8,000
• Physical therapy (3-6 months): $8,000-$15,000
• Total Medical: $47,000-$98,000

Lost Wages: $10,000-$30,000 (3-6 months)
Pain & Suffering: $75,000-$200,000

Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment)

Medical Treatment:

• Emergency room and initial treatment: $3,000-$6,000
• MRI: $2,000-$4,000
• Physician visits and pain management: $5,000-$12,000
• Physical therapy (3-6 months): $8,000-$15,000
• Epidural steroid injections (series of 3): $3,000-$6,000
• Medications: $1,000-$3,000
• Total Medical: $22,000-$46,000

Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000

Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required)

Medical Treatment:

• Initial treatment and diagnostics: $8,000-$15,000
• Failed conservative treatment: $10,000-$20,000
• Spinal surgery (microdiscectomy or fusion): $50,000-$100,000
• Hospital stay: $8,000-$20,000
• Post-surgical care and follow-up: $5,000-$15,000
• Physical therapy (6-12 months): $10,000-$20,000
• Pain management: $5,000-$15,000
• Total Past Medical: $96,000-$205,000

Future Medical: $30,000-$100,000 (ongoing pain management, possible revision surgery)
Lost Wages: $20,000-$50,000 (6-12 months recovery)
Lost Earning Capacity: $50,000-$400,000 (if you can’t return to physical work)
Pain & Suffering: $150,000-$450,000

Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (TBI) (Moderate to Severe)

Medical Treatment:

• Emergency room and trauma care: $10,000-$30,000
• Hospital/ICU stay (1-4 weeks): $50,000-$200,000
• Neurosurgery (if required): $75,000-$200,000
• Acute rehabilitation facility: $30,000-$100,000
• Neurologist follow-up care: $10,000-$30,000
• Neuropsychological testing: $3,000-$8,000
• Cognitive therapy: $15,000-$50,000
• Medications: $5,000-$20,000
• Total Past Medical: $198,000-$638,000

Future Medical (Life Care Plan): $300,000-$3,000,000+ depending on severity
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+

Settlement Range: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.”

Spinal Cord Injury / Paralysis

Lifetime Care Costs by Level:

Injury Level	First Year	Each Year After	Lifetime Total
High Tetraplegia (C1-C4)	$1,200,000-$1,500,000	$200,000-$250,000	$6,000,000-$13,000,000+
Low Tetraplegia (C5-C8)	$850,000-$1,100,000	$75,000-$100,000	$3,700,000-$6,100,000+
Paraplegia (T1-L5)	$500,000-$750,000	$70,000-$90,000	$2,500,000-$5,250,000+

Settlement Range: $4,770,000-$25,880,000

Amputation

Medical Treatment:

• Emergency care and surgery: $80,000-$200,000
• Hospital stay: $50,000-$150,000
• Rehabilitation: $30,000-$100,000
• Initial prosthetic fitting: $10,000-$30,000
• Total Past Medical: $170,000-$480,000

Future Medical (Lifetime Prosthetics):

• Basic prosthetic leg: $5,000-$15,000 every 3-5 years
• Advanced computerized prosthetic: $50,000-$100,000 every 3-5 years
• Over lifetime (30-50 years): $500,000-$2,000,000

Settlement Range: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Wrongful Death (Working Age Adult)

Economic Damages:

• Funeral and burial: $10,000-$20,000
• Medical expenses before death: $50,000-$500,000
• Lost financial support to family (present value): $1,000,000-$4,000,000

Non-Economic Damages:

• Loss of companionship, society, love: $500,000-$3,000,000
• Loss of advice and counsel: $100,000-$500,000
• Mental anguish (family members): $250,000-$1,500,000

Settlement Range: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Why Choose Attorney911 for Your Holliday Motor Vehicle Accident Case?

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What This Means for Your Case:

• We know their tactics because Lupe used them for years.
• We anticipate their strategies before they deploy them.
• We know how they value claims internally.
• We know which IME doctors they favor.
• We know how to beat their algorithms.
• We speak their language.

No other firm in Holliday has this advantage.

2. Multi-Million Dollar Results

Attorney911 has recovered millions for victims of:

• Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss.”
• Amputations: “This case settled in the millions.”
• Trucking wrongful death: “Recovered millions of dollars in compensation.”
• Maritime injuries: “Significant cash settlement.”

Our results prove we don’t settle cheap.

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas.

Why This Matters:

• Complex cases often end up in federal court.
• FMCSA trucking regulations are federal.
• Diversity jurisdiction applies to out-of-state defendants.
• Federal court requires different skills than state court.

BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation.”

4. Personal Attention You Can Trust

What Clients Say:

“Melanie was excellent. She kept me informed, and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his firm was run.” — Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me. She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“You are NOT a pest to them, and you are NOT just some client. You are FAMILY to them.” — Chad Harris

“I never felt like ‘just another case’ they were working on.” — Ambur Hamilton

You work directly with Ralph or Lupe, not a case manager assembly line.

5. Contingency Fee—No Risk to You

“We don’t get paid unless we win your case.”

• Free consultation.
• No upfront costs.
• No hourly billing.
• We advance all case costs.
• You pay nothing unless we recover for you.

Frequently Asked Questions About Motor Vehicle Accidents in Holliday

Immediate After Accident

1. What should I do immediately after a car accident in Holliday, Texas?
If you’ve been in an accident in Holliday:

• Call 911 and report the accident.
• Seek medical attention even if you feel fine (adrenaline masks injuries).
• Document everything: photos of damage, injuries, and the scene.
• Exchange information with the other driver.
• Get witness names and phone numbers.
• Do NOT give a recorded statement to any insurance company.
• Call Attorney911: 1-888-ATTY-911.

2. Should I call the police even for a minor accident?
Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest.
• Internal bleeding may not be obvious.
• Herniated discs may not cause pain for weeks.
• Adrenaline masks pain at the scene.

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance.
• Vehicle: make, model, color, license plate.
• Witnesses: names and phone numbers.
• Photos: all vehicle damage, injuries, road conditions, traffic signals.
• Police: officer name, badge number, report number.

5. Should I talk to the other driver or admit fault?

• Exchange information only.
• Do NOT discuss fault.
• Do NOT apologize or say “I’m sorry” (can be used as an admission).
• Do NOT give your opinion on what happened.
• Stick to facts only.

6. How do I obtain a copy of the accident report in Holliday?
In Holliday, you can obtain the police report from the Archer County Sheriff’s Office or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: No. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below the actual value of your case. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
Never accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured or underinsured?
Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking (combining coverage from multiple policies). Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8.

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

• Someone else was at fault (even partially).
• You suffered injuries or damages.
• There is insurance to recover from.

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims.

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their case against you from day one. Call Attorney911: 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it, and your case is barred forever.

16. What is comparative negligence, and how does it affect me?
Texas uses the 51% bar rule:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault).
• If you’re 51% or more at fault, you recover nothing.

17. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage in negotiations.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc.

18. How long will my case take to settle?
It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI). This could be 6 months for minor injuries or 18-24 months for serious injuries.

19. What is the legal process step-by-step?

1. Investigation and evidence gathering.
2. Medical treatment to MMI.
3. Demand letter to insurance.
4. Negotiation.
5. Lawsuit if necessary.
6. Discovery.
7. Mediation.
8. Trial if needed.

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs.

Compensation

20. What is my case worth?
It depends on:

• Injury severity.
• Medical costs.
• Lost wages.
• Permanent impairment.
• Pain and suffering.
• Insurance available.

Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

21. What types of damages can I recover?

• Medical expenses (past and future).
• Lost wages and earning capacity.
• Pain and suffering.
• Mental anguish.
• Physical impairment.
• Disfigurement.
• Loss of enjoyment of life.
• Property damage.

22. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering (except in medical malpractice cases).

23. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

24. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional.

25. How is the value of my claim determined?
Based on:

• Medical bills.
• Future treatment costs.
• Lost income.
• Permanent impairment rating.
• Comparable verdicts.
• Severity of injuries.
• Impact on daily life.

Attorney Relationship

26. How much do car accident lawyers cost in Holliday?
Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc.

27. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

28. How often will I get updates on my case?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

29. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello or Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

30. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning, I had another attorney, but he dropped my case, although Manginello Law Firm was able to help me out.”

Mistakes to Avoid

31. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney.
• Accepting a quick settlement.
• Delaying medical treatment.
• Gaps in treatment.
• Posting on social media.
• Signing releases or authorizations.
• Not documenting everything.

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY.

32. Should I post about my accident on social media?
No. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

33. Why shouldn’t I sign anything without a lawyer?
Releases are permanent. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

34. What if I didn’t see a doctor right away?
See one now. Explain that you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Questions

35. What if I have a pre-existing condition?
You can still recover. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. Example: You had mild occasional back pain. The accident caused a herniated disc requiring surgery. You recover for the new injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

36. Can I switch attorneys if I’m unhappy with my current lawyer?
Yes. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning, I had another attorney, but he dropped my case, although Manginello Law Firm was able to help me out.” Call 1-888-ATTY-911 to discuss switching.

37. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

38. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain and suffering. The multiplier depends on:

• Injury severity.
• Permanency.
• Impact on life.
• Clear liability.

Example: $100,000 medical × 4 multiplier = $400,000 pain and suffering. Lupe calculated these for years—he knows how to justify higher multipliers.

39. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file a notice of claim within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

40. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is critical—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted in 7-30 days, so we send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit-and-run cases through UM claims.

41. What if I’m an undocumented immigrant—can I still file a claim?
Yes. Immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

42. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often argue “parking lot accidents are always 50/50 fault” (this is a lie). We prove fault through:

• Surveillance video.
• Witness statements.
• Damage analysis.
• Traffic patterns.

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

43. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

44. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and their insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

45. How can I afford a lawyer if I can’t work after my accident?
You don’t have to. Attorney911 works on a contingency fee basis—you pay nothing upfront. We advance all case costs. You only pay if we win. If we don’t recover compensation for you, you owe us nothing. This removes the financial barrier to hiring an attorney.

Holliday, Texas: Your Community, Our Commitment

Serving Holliday and Archer County with Pride

Holliday, Texas, is more than just a dot on the map—it’s a tight-knit community where neighbors know each other by name. Whether you’re a lifelong resident, a worker in the oil and gas industry, or a family enjoying the small-town charm, Attorney911 is proud to serve Holliday and the surrounding Archer County area.

We understand the unique challenges faced by Holliday accident victims:

• High-speed limits on U.S. 82 and SH 79 increase the risk of severe accidents.
• Trucking traffic from oilfield operations and agricultural transport creates dangerous conditions.
• Limited local medical resources mean many residents must travel to Wichita Falls or other cities for specialized care, adding to the stress and cost of recovery.
• Insurance adjusters from out-of-town firms may not understand the local impact of your injuries on your life and livelihood.

That’s why we bring our Houston-level expertise to Holliday, ensuring you receive the same aggressive representation and personal attention as our city clients.

Local Resources for Holliday Accident Victims

• Emergency Medical Services: For immediate medical attention, call 911 or visit United Regional Health Care System in Wichita Falls (approximately 25 miles from Holliday).
• Law Enforcement: The Archer County Sheriff’s Office handles accident reports in Holliday. Their non-emergency number is (940) 574-2571.
• Courts: Legal matters in Holliday are handled by the 89th District Court (Archer County) and Archer County Justice of the Peace Courts.
• Support Groups: Organizations like Mothers Against Drunk Driving (MADD) and local brain injury support groups can provide emotional and practical support.

Why Holliday Trusts Attorney911

We’re not just Texas attorneys—we’re your neighbors, committed to protecting the Holliday community. Our firm has:

• Recovered millions for accident victims across Texas, including rural areas like Holliday.
• Fought insurance companies who try to take advantage of small-town accident victims.
• Provided bilingual services to ensure language is never a barrier to justice.
• Offered free consultations so you can understand your rights without financial pressure.

“They solved in a couple of months what others did nothing about in two years.” — Angel Walle

Call 1-888-ATTY-911: Your Legal Emergency Line

Evidence Disappears. Deadlines Approach. Insurance Companies Are Building Their Case Against You.

Every day you wait, evidence disappears:

• Surveillance footage deleted in 7-30 days.
• ELD/black box data overwritten in 30-180 days.
• Witness memories fade.
• 2-year statute of limitations ticks away.

Insurance companies are already building their case while you recover. Their adjusters are trained to seem friendly while gathering evidence to deny your claim. Don’t face them alone.

What Happens When You Call 1-888-ATTY-911

1. Free Consultation: We’ll listen to your story and explain your rights.
2. Immediate Action: We’ll send preservation letters to protect critical evidence.
3. No Upfront Costs: You pay nothing unless we win your case.
4. Personal Attention: You’ll work directly with Ralph Manginello or Lupe Peña.
5. Maximum Compensation: We fight for the full value of your claim, not a quick lowball offer.

We Don’t Get Paid Unless We Win

• Free consultation: No obligation, no pressure.
• Contingency fee: 33.33% before trial, 40% if trial.
• No upfront costs: We advance all case expenses.
• No financial risk: If we don’t win, you owe us nothing.

Hablamos Español

At Attorney911, language is never a barrier. Lupe Peña is fluent in Spanish, and our team includes bilingual staff like Zulema to ensure clear communication throughout your case.

“Especially Miss Zulema, who is always very kind and always translates.” — Celia Dominguez

Contact Attorney911 Today

Holliday Office (Serving Archer County):
Available by appointment. Call 1-888-ATTY-911 to schedule.

Principal Office:
The Manginello Law Firm, PLLC
Attorney911
3200 Travis St, Suite 220
Houston, TX 77006
1-888-ATTY-911 (1-888-288-9911)

Free Consultation • No Fee Unless We Win • Se Habla Español

Your Recovery Starts Now

Don’t let insurance companies take advantage of you. Call 1-888-ATTY-911 today for a free consultation. We’re here to fight for you—because in Holliday, Texas, you deserve justice.