Expert Motor Vehicle Accident Attorneys in Minnesota: Your Legal Emergency Responders

If you are a resident of Minnesota, suddenly finding yourself reeling from the aftermath of a motor vehicle accident, you are likely facing physical pain, emotional distress, and mounting financial burdens. We understand the immediate shock and confusion that follows such a traumatic event. At Attorney911, a trade name of The Manginello Law Firm, PLLC, our priority is to stand by your side as your legal emergency responders, guiding you through the chaos and fighting for your rights here in Minnesota. We know that every 57 seconds, a crash occurs in Texas, and our dedicated team is here to ensure that Minnesota accident victims receive the justice and compensation they deserve.

Our firm is led by Ralph Manginello, an attorney with over 25 years of experience fighting for accident victims. He is admitted to federal court in the U.S. District Court, Southern District of Texas, a testament to our firm’s capability to handle complex cases that other attorneys cannot. We were also one of the few firms involved in the BP explosion litigation, showcasing our readiness to go head-to-head with billion-dollar corporations. Whether your accident occurred on a busy Minnesota street or a quiet suburban road, we leverage this extensive experience and a deep understanding of Minnesota’s local nuances to provide unparalleled legal representation.

We know the insurance companies are already working against you, even calling you while you’re recovering. That’s why we bring an unparalleled advantage: our team includes Lupe Peña, a skilled attorney who spent years working for a national defense firm, learning firsthand the tactics insurance companies use to undervalue claims and deny victims fair compensation. Now, he uses that insider knowledge to fight for you. This unique perspective means we anticipate their strategies and build an impenetrable case on your behalf.

You do not have to face this battle alone. When you call 1-888-ATTY-911, you are contacting a team that understands the immediate crisis you are in. We are here to act swiftly, preserve critical evidence, and begin building a strong case so you can focus on what matters most: your recovery.

Your Immediate 48-Hour Protocol After a Motor Vehicle Accident in Minnesota

The moments immediately following a motor vehicle accident in Minnesota are critical. What you do, or don’t do, can significantly impact the outcome of your personal injury claim. Evidence disappears quickly, and insurance companies begin building a case against you from day one. At Attorney911, we recommend a strict 48-hour protocol to protect your rights and your claim.

HOUR 1-6: Immediate Crisis Response

Your safety and well-being are paramount. Do not delay medical attention, even if you feel fine. Adrenaline can mask serious injuries.

• Safety First: Move yourself and your vehicle to a safe location, away from oncoming traffic, if possible and safe to do so.
• Call 911: Report the accident immediately. Request police and emergency medical services if anyone is injured. The police report is a vital piece of evidence.
• Medical Attention: If you are injured, accept medical transport to the nearest hospital. Even if you don’t feel immediate pain, get thoroughly checked by medical professionals. Many serious injuries, like traumatic brain injuries, can have delayed symptoms.
• Document Everything:
  • Take extensive photographs of all vehicle damage from multiple angles.
  • Photograph the accident scene, including road conditions, traffic signals, debris, and any skid marks.
  • Document any visible injuries you sustain.
  • Screenshot any messages or calls on your phone related to the accident – do not delete anything.
• Exchange Information: Obtain the other driver’s name, phone number, address, insurance company and policy number, driver’s license number, and license plate number. Note the make, model, and color of their vehicle.
• Witnesses: Ask any witnesses for their names and contact information. If possible, ask what they saw and record their statements.
• Call Attorney911: Immediately contact us at 1-888-ATTY-911 for guidance before speaking with any insurance company adjusters.

HOUR 6-24: Evidence Preservation is Key

The clock is ticking for preserving critical evidence before it’s lost forever.

• Digital Preservation: Ensure all texts, calls, photos, and videos related to the accident are preserved. Do not delete anything from your phone. Screenshot all relevant communication and evidence, and email copies to yourself or a trusted contact for backup.
• Physical Evidence: Keep any damaged clothing, eyewear, or personal items that might be relevant to your injuries or the accident. Retain all receipts for unexpected expenses like towing or rental cars. Crucially, do not repair your vehicle until it has been thoroughly inspected and photographed by your legal team.
• Medical Records: Request and keep copies of all emergency room and hospital records. Follow up with your primary care physician or a specialist in Minnesota within 24-48 hours. Consistent medical documentation is crucial.
• Insurance Communications: Refuse to give any recorded statements to insurance adjusters. Do not sign anything or accept any settlement offers without legal counsel. Simply state, “I need to speak with my attorney first.”
• Social Media: Make all your social media profiles private immediately. Do not post about the accident, your injuries, your activities, or your emotions. Instruct friends and family not to tag you in any posts that could be misinterpreted or used against your claim. Remember, insurance companies actively monitor social media. As our attorney Lupe Peña, who used to work for the insurance companies, reveals, they often take seemingly innocent posts out of context to minimize your suffering.

HOUR 24-48: Strategic Decisions for Your Future

Within these crucial hours, we begin to lay the groundwork for your successful claim.

• Legal Consultation: Schedule a detailed consultation with an experienced motor vehicle accident attorney. Call Attorney911 at 1-888-ATTY-911 for a free, no-obligation consultation, with all your documentation ready.
• Insurance Response: Redirect all insurance company communications to your attorney. Providing only your name and the accident date is sufficient; your attorney will handle all further dialogue.
• Settlement Offers: Never accept or sign anything without legal review. Early settlement offers are almost always lowball attempts designed to minimize payouts. You cannot know the full extent of your injuries or future medical needs so soon after an accident.
• Evidence Backup: Upload all accident-related screenshots, photos, and documents to cloud storage. Create a written timeline of events, while your memory is fresh, for future reference.

The urgency is real. Every day you wait, evidence disappears. For instance, surveillance footage from businesses in Minnesota is typically deleted within 7-30 days. Electronical data recorder (black box) data can be overwritten in 30-180 days. Witness memories fade. This is why calling Attorney911 immediately at 1-888-ATTY-911 is crucial. We send preservation letters within 24 hours of retention, legally requiring all parties to save critical evidence before it vanishes forever. You focus on your recovery; we handle the legal battle.

Minnesota Motor Vehicle Accident Attorneys: Understanding the Legal Framework

Navigating the complexities of motor vehicle accident law in Minnesota requires an attorney with a deep understanding of state regulations and a proven track record. At Attorney911, a trade name of The Manginello Law Firm, PLLC, we pride ourselves on our meticulous approach to Texas law, ensuring our Minnesota clients receive comprehensive and aggressive representation.

The Statute of Limitations: A Critical Deadline

Under Texas Civil Practice & Remedies Code § 16.003, there is a strict deadline for filing personal injury claims.

• Personal Injury Claims: You have two years from the date of the accident to file a personal injury lawsuit.
• Wrongful Death Claims: Similarly, in cases of fatal accidents, the surviving family members have two years from the date of death to file a wrongful death lawsuit.
• Property Damage: Claims for vehicle or property damage must also be filed within two years.
• Governmental Claims: If a government entity or employee was involved, you often must provide notice of your intent to sue within six months of the incident, significantly shorter than the standard two-year limit.

Missing this critical deadline, regardless of the severity of your injuries or the strength of your case, means you will likely be forever barred from seeking compensation. Insurance companies are well aware of these deadlines and may attempt to delay communications or negotiations, hoping you will miss your opportunity. This is why it is vital to contact Attorney911 at 1-888-ATTY-911 as soon as possible after your accident in Minnesota. Our team ensures that your case is filed promptly and all legal requirements are met.

Comparative Negligence: The 51% Bar Rule

Texas operates under a modified comparative negligence system with a 51% Bar Rule (Texas Civil Practice & Remedies Code § 33.001). This rule significantly impacts your ability to recover damages if you are found to be partially at fault for the accident:

• If you are 50% or less at fault: You can still recover damages, but your compensation will be reduced proportionally to your percentage of fault. For example, if you are awarded $100,000 but are deemed 20% at fault, you would receive $80,000.
• If you are 51% or more at fault: You are barred from recovering any damages from the other party.

Insurance companies frequently use this rule to their advantage. They will aggressively attempt to assign as much fault as possible to you, even if minimal, to reduce their payout or deny your claim entirely. This is where Lupe Peña’s insider knowledge becomes invaluable; having worked for years defending insurance companies, he knows precisely how they construct these comparative fault arguments and, more importantly, how to dismantle them effectively to protect our Minnesota clients.

Texas Legal Terms Dictionary

Understanding key legal terms is crucial for anyone involved in an accident in Minnesota:

• Negligence: Failure to exercise the care that a reasonably prudent person would exercise in a similar situation. To win your case, we must prove duty, breach, causation, and damages.
• Duty of Care: The legal obligation to act responsibly, which for drivers means obeying traffic laws and operating a vehicle safely.
• Breach of Duty: A violation of the duty of care, such as speeding or distracted driving, that leads to an accident.
• Causation: The direct link between the defendant’s breach of duty and your injuries.
• Proximate Cause: The idea that your injuries were a foreseeable result of the defendant’s actions.
• Economic Damages: Quantifiable financial losses like medical bills, lost wages, and property damage. There is no cap on economic damages in Texas.
• Non-Economic Damages: Intangible losses such as pain and suffering, mental anguish, physical impairment, and disfigurement. There is no cap on non-economic damages in Texas, except in medical malpractice cases.
• Punitive/Exemplary Damages: Designed to punish egregious conduct (like drunk driving) and deter others. These are capped in Texas.
• Dram Shop Liability: Bars or restaurants can be held liable if they serve an “obviously intoxicated” person who then causes an accident. (Texas Alcoholic Beverage Code § 2.02).
• Respondeat Superior: Employers can be held responsible for the negligent actions of their employees while on the job, crucial in trucking or rideshare cases.
• UM/UIM Coverage: Uninsured/Underinsured Motorist coverage protects you if the at-fault driver has insufficient or no insurance. Texas allows inter-policy stacking.

Texas Minimum Auto Insurance: A Bare Minimum

Texas law requires all drivers to carry liability insurance with minimum coverage limits, often referred to as 30/60/25:

• $30,000 for bodily injury per person
• $60,000 for bodily injury per accident
• $25,000 for property damage per accident

Unfortunately, these minimums are often insufficient to cover the true costs of serious injuries, especially in a catastrophic accident. With approximately 1 in 7 drivers nationwide being uninsured, your own Uninsured/Underinsured Motorist (UM/UIM) coverage is vitally important. We have a dedicated YouTube video explaining how to use UM/UIM claims, which you can watch here: https://www.youtube.com/watch?v=kWcNFyb-Yq8.

Working with Attorney911 ensures that every aspect of Texas law and its impact on your motor vehicle accident claim in Minnesota is thoroughly understood and used to your advantage. Our 25+ years of experience and federal court admission (U.S. District Court, Southern District of Texas) mean we are equipped to handle even the most complex cases, advocating relentlessly for your maximum compensation.

Proving Liability & Building Your Case: The Attorney911 Advantage in Minnesota

After a motor vehicle accident in Minnesota, proving liability is the cornerstone of a successful personal injury claim. This isn’t just about showing the other driver was at fault; it’s about meticulously gathering and presenting evidence to meet the legal standards of negligence in Texas. At Attorney911, a trade name of The Manginello Law Firm, PLLC, our approach is thorough and strategic, ensuring every angle is covered to build an irrefutable case for our Minnesota clients.

The Four Elements of Negligence

To secure compensation for your injuries sustained in a motor vehicle accident, we must legally prove all four elements of negligence:

1. Duty of Care: Every driver on Minnesota roads, and throughout Texas, has a legal obligation to operate their vehicle safely and follow traffic laws. This includes maintaining a proper lookout, controlling speed, and not driving while distracted or impaired. Commercial drivers, such as 18-wheeler operators, have a heightened duty of care due to federal regulations.
2. Breach of Duty: We must demonstrate that the at-fault driver violated this duty of care. This could involve actions like speeding, running a red light, distracted driving (texting), driving under the influence, or failing to yield the right-of-way.
3. Causation: It’s essential to prove that the breach of duty directly caused your injuries. This is often referred to as the “but for” test – “but for” the defendant’s negligent actions, you would not have been injured. Furthermore, the injuries must be a foreseeable result of their careless conduct.
4. Damages: Finally, we must document and quantify the actual harm you suffered. This includes physical injuries, financial losses (like medical bills and lost wages), and emotional distress. These damages must be quantifiable or demonstrably impacting your life.

Meticulous Evidence Collection: Leaving No Stone Unturned

The strength of your case hinges on the quality and quantity of evidence. We leverage every available resource to uncover and preserve crucial details.

Physical Evidence:

• Vehicle Damage Photographs: Beyond initial photos, our team ensures detailed documentation of all vehicle damage, pre-accident wear, and structural integrity.
• Accident Scene Examination: We meticulously gather evidence from the scene, including skid marks, debris fields, road damage, and even weather and road conditions at the time of the accident.
• Personal Property: Damaged personal items, like clothing or phones, can also serve as evidence.

Documentary Evidence:

• Police Accident Report & 911 Recordings: These are often the first official records and contain vital initial assessments and witness accounts.
• Traffic Camera Footage: Critical for verifying how an accident occurred, especially in busy Minnesota intersections.
• Surveillance Footage: We aggressively seek footage from nearby businesses, aware that it can be deleted within 7-30 days. Our immediate preservation letters protect this evidence.
• Medical Records and Bills: Comprehensive documentation of your injuries, treatments, and associated costs.
• Employment Records: Essential for proving lost wages and demonstrating how your injuries impact your ability to work.
• Cell Phone Records: Can decisively prove distracted driving if obtained through proper legal channels.

Electronic Evidence:

• ELD (Electronic Logging Device) Data: For trucking accidents, this data reveals hours of service violations, speed, and driving patterns. It’s often overwritten within 30-180 days, highlighting the need for rapid action.
• Vehicle Black Box/EDR (Event Data Recorder) Data: Modern vehicles record pre-crash data (speed, braking, steering), which can be crucial for accident reconstruction.
• GPS/Telematics Data: Valuable in cases involving commercial vehicles or rideshares.
• Dashcam Footage: Increasingly common and provides irrefutable evidence.
• Social Media Posts: While we advise clients to make profiles private, we investigate the at-fault party’s social media for admissions or contradictions.

Testimonial Evidence:

• Witness Statements: Recollections from eyewitnesses are invaluable. We interview witnesses promptly before memories fade.
• Expert Witness Testimony: For complex cases, we bring in leading experts to provide technical analysis and opinions.

Identifying Multiple Liable Parties: Maximizing Your Recovery

A car accident in Minnesota often involves more than just two drivers. Identifying all potentially liable parties is crucial for maximizing your compensation.

• Trucking Accidents: Beyond the truck driver, liability can extend to the trucking company (negligent hiring or maintenance), the cargo loader (improper loading), or even the manufacturer of a defective part. Ralph Manginello’s federal court admission (U.S. District Court, Southern District of Texas) gives us the experience to navigate cases against multi-state trucking corporations under federal regulations.
• Rideshare Accidents: Liability can involve the rideshare driver, the rideshare company (Uber/Lyft), or even other at-fault drivers. The insurance coverage varies significantly based on the driver’s “phase” during the accident, a complexity that Lupe Peña’s insurance expertise navigates precisely.
• Drunk Driving Accidents: Beyond the impaired driver, bars or restaurants can be held liable under Texas’s Dram Shop Act (Texas Alcoholic Beverage Code § 2.02) if they served an “obviously intoxicated” person who then caused the accident.

More liable parties usually mean more insurance policies, which can lead to higher potential recovery for our clients in Minnesota.

The Power of Expert Witnesses

For complex cases, especially those involving catastrophic injuries in Minnesota, Attorney911 collaborates with a network of respected expert witnesses:

• Accident Reconstructionists: To meticulously recreate the accident, determining speeds, angles, and points of impact, unequivocally proving fault.
• Medical Experts: To testify on the extent of your injuries, future treatment needs, and permanent impairments.
• Life Care Planners: For severe injuries like spinal cord damage or traumatic brain injuries, they project the lifetime cost of care.
• Vocational Experts: To assess lost earning capacity and the impact on your ability to return to your previous profession.
• Economists: To calculate the present value of future financial losses.
• Biomechanical Engineers: To explain how the forces of the collision caused your specific injuries.

At Attorney911, we methodically build your case, assembling undeniable evidence and leveraging the insights of seasoned professionals. This aggressive, evidence-based approach is what sets us apart and allows us to secure justice for motor vehicle accident victims across Minnesota. Call us today at 1-888-ATTY-911 for a free consultation.

Damages & Compensation After a Motor Vehicle Accident in Minnesota

When you’ve been injured in a motor vehicle accident in Minnesota, understanding the full scope of damages you can claim is paramount. It’s not just about covering immediate medical bills; it’s about compensating for every way the accident has impacted your life, both now and in the future. At Attorney911, a trade name of The Manginello Law Firm, PLLC, we meticulously calculate all your losses, fighting to secure maximum compensation for our Minnesota clients.

Types of Damages You Can Recover

In Texas, personal injury victims can pursue three main categories of damages:

ECONOMIC DAMAGES (No Cap in Texas)

These are quantifiable financial losses you’ve incurred due to the accident:

• Medical Expenses (Past & Future): This includes everything from emergency room visits, ambulance fees, hospital stays, surgery, doctor consultations, physical therapy, prescription medications, medical equipment, and rehabilitation, to projected long-term care needs.
• Lost Wages (Past & Future): Compensation for income you’ve already lost from missing work, as well as loss of earning capacity—the reduced ability to earn income throughout your working life due to permanent injuries or disability.
• Property Damage: Costs to repair or replace your vehicle and any personal property damaged in the accident.
• Out-of-Pocket Expenses: Other accident-related costs like transportation to medical appointments, home modifications for disability, or temporary household help.

NON-ECONOMIC DAMAGES (No Cap Except Medical Malpractice)

These are more intangible losses, representing the subjective impact of your injuries on your life:

• Pain and Suffering: Compensation for the physical pain and discomfort you’ve endured, both stemming from the initial injury and any chronic conditions.
• Mental Anguish: Emotional distress, anxiety, fear, depression, and post-traumatic stress disorder (PTSD) stemming from the accident.
• Physical Impairment: Compensation for the loss of physical function, disability, or limitations that affect your daily activities and overall quality of life.
• Disfigurement: Damages for scarring, burns, or other permanent visible injuries that affect your appearance and self-esteem.
• Loss of Consortium: If your injury impacts your marital relationship or family dynamics, compensation can be sought for the loss of companionship, affection, and society.
• Loss of Enjoyment of Life: When the accident prevents you from participating in hobbies, sports, or other cherished activities, you can be compensated for this diminished quality of life.

PUNITIVE/EXEMPLARY DAMAGES (Capped in Texas)

These damages are not intended to compensate you for losses but rather to punish the at-fault party for particularly egregious conduct and deter similar behavior in the future. Punitive damages are typically awarded in cases involving gross negligence, fraud, or malice, such as drunk driving accidents.

• In Texas, punitive damages are capped at the greater of $200,000 OR (2x economic damages + 1x non-economic damages, with the non-economic portion capped at $750,000).

Settlement Ranges by Injury Type

The value of your claim is unique, but we can provide general ranges based on injury type, acknowledging that every case is different, and past results do not guarantee future outcomes. Our multi-million dollar results demonstrate our commitment to securing the highest possible compensation.

• Soft Tissue Injuries (Whiplash, Sprains): Range from $15,000 to $60,000, higher if chronic pain develops.
• Broken Bone (Simple Fracture): Range from $35,000 to $95,000.
• Broken Bone (Surgery Required): Range from $132,000 to $328,000.
• Herniated Disc (Conservative Treatment): Range from $70,000 to $171,000.
• Herniated Disc (Surgery Required): Can range from $346,000 to over $1,200,000.
• Traumatic Brain Injury (Moderate to Severe): Can range from $1,500,000 to over $9,800,000, particularly for long-term care. We secured a multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.
• Spinal Cord Injury/Paralysis: Lifetime care costs can push these cases into the multi-million dollar range, often exceeding $25,000,000.
• Amputation: Given the need for lifetime prosthetics and ongoing care, these cases frequently settle in the multi-million dollar range, potentially over $8,000,000. In a recent case, our client’s leg was injured in a car accident, and staff infections led to a partial amputation; this case settled in the millions.
• Wrongful Death (Working Age Adult): These cases, encompassing lost financial support and the profound non-economic losses, often result in multi-million dollar settlements. At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.

The Nuclear Verdicts Trend: A Powerful Leverage

Texas leads the nation in “nuclear verdicts”—jury awards exceeding $10 million. Since 2009, Texas has seen over 200 such verdicts, totaling more than $45 billion. A significant number of these, over 23%, stem from auto accidents.
Recent examples include:

• A $81.7 million verdict in 2024 for a car accident wrongful death case.
• A $105 million verdict in 2024 against an Amazon DSP for an unlicensed, untrained driver.

Insurance companies are acutely aware of this trend and fear the financial impact of a nuclear verdict. This fear often translates into higher settlement offers, as they prioritize avoiding a costly trial. Attorney911’s extensive track record of multi-million dollar results and our proven trial readiness, bolstered by Ralph Manginello’s 25 years of experience, give us significant leverage in negotiations, ensuring that insurance companies know we are serious about taking your case to court if they won’t offer fair compensation. We don’t just claim experience; we demonstrate it.

Don’t let an insurance company dictate the true value of your claim. Attorney911 empowers victims in Minnesota to fight for every dollar they are entitled to. Contact us today for a free consultation at 1-888-ATTY-911.

Attorney911’s Insurance Counter-Intelligence System: Protecting Minnesota Accident Victims

When you’re involved in a motor vehicle accident in Minnesota, you’re not just fighting the at-fault driver; you’re often up against sophisticated insurance companies whose primary goal is to minimize payouts. At Attorney911, a trade name of The Manginello Law Firm, PLLC, we understand this dynamic intimately. Our most powerful competitive advantage is Lupe Peña, an attorney who spent years working for a national defense firm, learning firsthand the inner workings and deceptive tactics of large insurance companies. Now, he uses that unparalleled insider knowledge to fight for injured victims in Minnesota, turning their playbook against them.

Tactic #1: The Quick Contact & Recorded Statement Trap (Days 1-3)

What they do: Immediately after your accident, while you’re likely still in pain, on medication, or emotionally vulnerable, an insurance adjuster will contact you. They’ll sound friendly and helpful, claiming they just need “your side of the story” to “process your claim.”
What they’re really doing: They are trying to get you to give a recorded statement that can be used against you. Through seemingly innocent questions (“You’re feeling better now, right?”), they aim to elicit responses that minimize your injuries, admit partial fault, or contradict future claims. Your statements are meticulously documented and can be used to deny or reduce your compensation.
How Attorney911 counters: NEVER give a recorded statement to the other driver’s insurance company without legal counsel. Once you hire us, all communications are routed through our office. We become your shield, preventing adjusters from manipulating you. We know their questions because Lupe asked them for years for the other side.

Tactic #2: The Quick Settlement Offer (Weeks 1-3)

What they do: Often within days or weeks of your accident, the insurance company will make a quick, lowball settlement offer. This offer might seem appealing, especially if you’re facing mounting medical bills and lost wages. They often create artificial urgency, claiming the offer “expires soon.”
What they’re really doing: They are hoping you’re desperate enough to accept a small amount before you know the true extent of your injuries. Once you sign a release, you surrender all future rights to compensation, even if a serious injury, like a herniated disc requiring surgery, surfaces later.
How Attorney911 counters: We advise our Minnesota clients to NEVER settle before reaching Maximum Medical Improvement (MMI). Your true case value cannot be determined until your doctors confirm your medical condition has stabilized. Lupe knows these initial offers are typically 10-20% of a case’s actual worth because he used to calculate them. We fight for what your case is truly worth.

Tactic #3: The “Independent” Medical Examination (IME) (Months 2-6)

What they do: The insurance company may require you to undergo an “Independent Medical Examination” (IME) with a doctor of their choosing.
What they’re really doing: These doctors are anything but “independent.” Lupe knows they are chosen specifically because they have a history of minimizing injuries, attributing them to pre-existing conditions, or declaring treatment unnecessary. They are paid handsomely by insurance companies to provide reports that justify denying or devaluing your claim.
How Attorney911 counters: We meticulously prepare you for any IME. We ensure your complete medical records are provided to the IME doctor (forcing them to review it), and we scrutinize their reports, challenging any biased findings with our own medical experts. Lupe is intimately familiar with these specific doctors and their tendencies, having hired them for the defense side for years – now he uses that insight to protect you.

Tactic #4: Delay and Financial Pressure (Months 6-12+)

What they do: Insurance companies often drag out the claims process, hoping that increasing financial pressure and mounting bills will force you to accept a lower settlement offer out of desperation. They’ll use excuses like “still investigating” or “waiting for records.”
What they’re really doing: They have unlimited resources and time, earning interest on your potential settlement money while you struggle. They know that without an attorney, victims often become financially desperate and are more likely to accept a lowball offer just to make the nightmare end.
How Attorney911 counters: We aggressively move your case forward. We file lawsuits to impose deadlines, demand discovery, and prepare for trial, removing their incentive to delay. Lupe understands these delay tactics because he deployed them himself, so he knows exactly when and how to push back effectively.

Tactic #5: Surveillance & Social Media Monitoring

What they do: Insurance companies routinely hire private investigators to conduct surveillance on injured claimants. They also relentlessly monitor your social media profiles.
What they’re really doing: They’re looking for any activity, no matter how innocent or taken out of context, that can be used to contradict your claims of injury or pain. A photo of you smiling, an old gym photo, or a check-in at a restaurant can be twisted to suggest you’re not as injured as you claim. As Lupe Peña states, “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context.”
How Attorney911 counters: We instruct our Minnesota clients to make all social media profiles private, avoid posting about their accident or activities, and assume everything they post (or are tagged in) is being monitored. We also challenge out-of-context video by providing context, such as a doctor’s recommendation for light activity or the full period of struggle before or after a brief movement.

Tactic #6: Comparative Fault Arguments

What they do: Insurance companies will aggressively try to assign partial or even majority fault for the accident to you, even if the evidence is weak.
What they’re really doing: This directly relates to Texas’s 51% Bar Rule. If they can prove you’re 51% or more at fault, they pay nothing. Even if they assign 10-20% fault, it significantly reduces their payout. Lupe knows their comparative fault arguments acutely because he used to make these arguments himself.
How Attorney911 counters: We launch a thorough liability investigation, including accident reconstruction, witness interviews, and expert testimony to definitively establish the other driver’s fault and protect your claim from unwarranted blame.

Colossus & Claim Valuation Software: The Insider’s Advantage

Lupe Peña’s deep knowledge extends to the very software insurance companies use to value your claim. Systems like Colossus, employed by major insurers like Allstate and State Farm, are designed to input injury codes and treatment types and then output a settlement range.

• The Problem: These systems are often programmed to undervalue serious injuries. A “soft tissue strain” may be coded differently than a “disc herniation,” even for the same injury, resulting in a 50-100% difference in valuation. Adjusters are trained to use the lowest possible codes.
• Our Advantage: Lupe knows exactly how to present medical records to maximize injury coding, trigger higher valuations, and effectively “beat the algorithm.” He understands reserve setting and settlement authority, knowing precisely when to push for higher offers and when to prepare for trial because a Colossus valuation is artificially low.

Don’t let the insurance company’s manipulative tactics dictate your recovery. Empower yourself with Attorney911’s unparalleled insurance counter-intelligence system. If you’ve been injured in an accident in Minnesota, call 1-888-ATTY-911 today for a free consultation. We don’t get paid unless we win.

Medical Knowledge Encyclopedia: Common Injuries in Minnesota Motor Vehicle Accidents

After a motor vehicle accident in Minnesota, understanding the nature and impact of your injuries is crucial, both for your recovery and your legal claim. At Attorney911, a trade name of The Manginello Law Firm, PLLC, we possess deep medical-legal knowledge to connect your accident to your injuries, ensuring you get the compensation needed for proper treatment and long-term care. We know that insurance companies often try to minimize the severity of injuries, especially those with delayed symptoms, but we fight to ensure your medical reality is fully recognized.

1. Traumatic Brain Injury (TBI)

TBIs are among the most serious injuries that can result from a motor vehicle accident in Minnesota, even from seemingly minor impacts.

• Immediate Symptoms: Loss of consciousness (even brief), confusion, disorientation, vomiting, seizures, severe headache, slurred speech.
• Delayed Symptoms (Critical): Many serious TBI symptoms emerge hours or even days later, including worsening headaches, repeated vomiting, personality changes, mood swings, sleep disturbances, sensitivity to light/noise, and memory problems. Insurance companies often claim delayed symptoms aren’t from the accident, but our medical experts can explain the normal progression of brain injuries.
• Severity: Ranging from mild TBI (concussion), which may seem “fine” initially but can have serious long-term effects, to moderate and severe TBIs that cause lasting cognitive and physical impairment.
• Long-Term Complications: Chronic headaches, dizziness (post-concussive syndrome), increased risk of dementia, depression (affecting 40-50% of TBI patients), anxiety, sleep disorders, and even seizures that can develop months or years later. Our firm secured a multi-million dollar settlement for a client who suffered a brain injury with vision loss, demonstrating our commitment to fighting for maximum compensation in these complex cases.

2. Spinal Cord Injury (SCI)

SCIs devastate lives, often leading to permanent paralysis and requiring lifelong care. The level of injury on the spinal cord dictates the extent of impairment.

• Cervical Spine (Neck): Injuries here (C1-C8) can cause quadriplegia (paralysis of all four limbs), often requiring ventilator dependence for high cervical injuries (C1-C4).
• Thoracic Spine (Mid-Back): Injuries (T1-T12) typically result in paraplegia (paralysis of the lower body).
• Lumbar Spine (Lower Back): Injuries (L1-L5) can cause varying degrees of leg weakness or paralysis and often involve bowel/bladder dysfunction.
• Lifelong Impact: Beyond paralysis, SCIs lead to chronic pain, pressure sores, respiratory issues, sexual dysfunction, and a significantly shortened life expectancy. The lifetime costs of care for severe SCIs can exceed $13 million.

3. Amputation

Amputations are life-altering injuries that can occur either traumatically at the scene or surgically due to severe crush injuries, infection, or lack of blood flow after an accident.

• Types: Above-knee, below-knee, upper extremity, or multiple limb amputations, each presenting unique challenges.
• Phantom Limb Pain: About 80% of amputees experience phantom pain, a debilitating and often permanent condition where they feel pain in the limb that is no longer there.
• Attorney911 Fights for Amputees: In a recent case, our client’s leg was injured in a car accident, and staff infections during treatment led to a partial amputation. This case settled in the millions, covering past and future medical needs, prosthetic costs (which can range from $50,000 to $100,000 every 3-5 years for advanced models), lost earning capacity, and immense pain and suffering.

4. Burn Injuries

Burns can result from vehicle fires, chemical spills, or contact with hot surfaces in an accident. The severity is classified by degree and the percentage of body surface area affected.

• Severity: Third and fourth-degree burns are full-thickness injuries that destroy skin, muscle, and potentially bone, requiring extensive skin grafting, multiple surgeries, and lifelong rehabilitation.
• Impact: Beyond physical pain, burns cause disfigurement, mobility limitations due to scarring, psychological trauma, and chronic pain. Our firm’s involvement in the BP explosion litigation has given us considerable experience with burn injury cases and their complex legal and medical implications.

5. Herniated Disc

Often seen in rear-end collisions in Minnesota, herniated discs occur when the soft cushion between vertebrae ruptures, impinging on nerves.

• Symptoms: Can range from mild discomfort to severe, radiating pain, numbness, tingling, and muscle weakness.
• Treatment: May involve conservative measures like physical therapy and epidural steroid injections, but often progresses to spinal surgery (microdiscectomy or fusion) if conservative treatment fails.
• Long-Term Impact: Can lead to permanent restrictions, chronic pain, and an inability to return to physically demanding work, significantly impacting earning capacity. Our attorneys understand when insurance companies try to blame pre-existing conditions; we prove how the accident aggravated or caused the herniation.

6. Soft Tissue Injuries (Whiplash, Sprains, Strains)

While often undervalued by insurance companies due to their “invisible” nature (not showing on X-rays), soft tissue injuries like whiplash can be debilitating.

• Why Undervalued: Insurance adjusters frequently claim these are minor because they don’t involve broken bones or require surgery.
• Why Serious: A significant percentage of soft tissue injuries (15-20%) develop into chronic pain conditions. Whiplash can cause lasting neck pain, headaches, and limited mobility, sometimes leading to permanent disability and preventing return to work. Consistent and documented medical treatment, including physical therapy, is crucial to demonstrate the severity and necessity of care.

7. Psychological Injuries (PTSD, Anxiety, Depression)

The trauma of a motor vehicle accident extends beyond physical injuries. Psychological injuries are real and compensable.

• Post-Traumatic Stress Disorder (PTSD): Affecting 32-45% of accident victims, PTSD symptoms include flashbacks, driving anxiety, panic attacks, nightmares, and avoidance behaviors related to driving or the accident scene.
• Emotional Distress: Fear, anxiety, depression, and changes in mood or personality are common. These can profoundly impact a victim’s quality of life, relationships, and ability to work.

At Attorney911, we ensure that every aspect of your injuries—physical and psychological—is thoroughly documented and presented. We work with leading medical professionals in Minnesota to prove the extent of your harm and fight for the full compensation you need for a complete recovery. Don’t let an insurance company dictate the value of your pain and suffering. Call us at 1-888-ATTY-911 for a free, comprehensive case evaluation.

Why Choose Attorney911 for Your Motor Vehicle Accident Claim in Minnesota

When your life has been turned upside down by a motor vehicle accident in Minnesota, choosing the right legal representation is the most critical decision you’ll make. You need a firm that brings not just legal expertise, but unparalleled insight into the adversary you face: the insurance companies. At Attorney911, a trade name of The Manginello Law Firm, PLLC, we offer unique advantages that other firms simply cannot match. We are not just lawyers; we are your legal emergency responders, ready to fight for you with everything we’ve got.

Advantage 1: Our Insurance Defense Insider – Lupe Peña

Our most potent weapon in advocating for Minnesota accident victims is attorney Lupe Peña. Lupe spent years working for a national defense firm, learning firsthand how large insurance companies value claims, identify weaknesses, and build cases against injury victims.

• We know their playbook: Because Lupe used it himself. We anticipate their tactics—from lowball offers to biased IME doctors—before they can deploy them.
• We speak their language: Lupe’s experience means we understand their internal valuation systems, their settlement authority structures, and their strategies for minimizing payouts.
• We turn their tables: Now, Lupe uses this invaluable insider knowledge to exclusively benefit our clients, ensuring that they receive fair and full compensation. No other firm in Minnesota can offer this level of insight into the insurance industry’s defense strategies.

Advantage 2: Proven Multi-Million Dollar Results

Our track record speaks for itself. Attorney911 has consistently secured multi-million dollar settlements and verdicts for victims of serious motor vehicle accidents across Texas. We don’t just claim good results; we provide specific examples:

• Brain Injuries: We achieved a multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.
• Amputations: In a recent case, our client’s leg was injured in a car accident, leading to a partial amputation due to staff infections. This case settled in the millions, securing crucial funds for lifelong care.
• Trucking Wrongful Death: At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.
• Maritime Injuries: We notably achieved a significant cash settlement for a client who injured his back while lifting cargo on a ship, proving negligence against his employer.

These results demonstrate our unwavering commitment to fighting for maximum compensation, not just quick settlements. We prepare every case as if it’s going to trial, because insurance companies know we’re not bluffing.

Advantage 3: Federal Court Experience & Complex Litigation Prowess

Ralph Manginello, our managing partner, is admitted to practice in the U.S. District Court, Southern District of Texas.

• Broader Jurisdiction: Complex cases, especially those involving commercial trucking regulations (FMCSA) or product liability claims against major manufacturers (like in Tesla accidents), often land in federal court. Our federal court admission means we are ready and qualified to handle these high-stakes cases.
• Taking on Giants: Furthermore, our firm was one of the few involved in the massive BP explosion litigation. This experience against a multi-billion dollar corporation underscores our capability to take on any defendant, regardless of their size or legal resources, and win. This level of complex litigation experience is rare among personal injury firms in Minnesota.

Advantage 4: Personal Attention and Compassionate Advocacy

We believe in treating our clients like family, not just case numbers. This commitment to personal attention is consistently highlighted by our clients:

• As Chad Harris testifies, “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”
• Ambur Hamilton shares, “I never felt like ‘just another case’ they were working on.”
• Dame Haskett praises, “Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.”

When you entrust your case to Attorney911, you work directly with Ralph Manginello or Lupe Peña, not a rotation of case managers. We understand the emotional and financial toll an accident takes, and we are dedicated to providing clear, consistent communication and compassionate support throughout your legal journey in Minnesota.

Advantage 5: Contingency Fee Basis – No Risk to You

We understand that you’re already facing financial strain after an accident. That’s why Attorney911 operates on a contingency fee basis, meaning:

• Free Consultation: Your initial consultation with us is always free and comes with no obligation.
• No Upfront Costs: You pay absolutely nothing out-of-pocket to retain our services. We advance all case costs and expenses.
• We Don’t Get Paid Unless We Win: Our fee is a percentage of the compensation we secure for you. If we don’t win your case, you owe us nothing. You may still be responsible for court costs and case expenses regardless of outcome. This commitment removes financial risk, allowing you to focus on your recovery.

When you’re searching for an attorney after a motor vehicle accident in Minnesota, you deserve the very best. You deserve a firm that combines aggressive legal strategy with unparalleled insider knowledge and a genuine commitment to your well-being. That’s Attorney911. Call us today at 1-888-ATTY-911 to experience the difference. Hablamos Español, ensuring that language is never a barrier to justice.

Common Motor Vehicle Accidents in Minnesota and How We Fight for You

Motor vehicle accidents in Minnesota can take many forms, each presenting unique legal and investigative challenges. At Attorney911, a trade name of The Manginello Law Firm, PLLC, we have the extensive experience and specialized knowledge to handle virtually any type of collision, ensuring that victims across Minnesota receive aggressive representation and maximum compensation.

Ralph Manginello, our managing partner with over 25 years in personal injury law, along with our entire team, approaches each case with meticulous attention to detail and unwavering dedication. Our multi-million dollar results across diverse accident types underscore our capability to tackle even the most complex claims.

Car Accidents: The Pervasive Threat in Minnesota

Car accidents are, unfortunately, a daily occurrence in Minnesota. In Texas alone, 251,977 people were injured in motor vehicle crashes in 2024, with one crash happening every 57 seconds and one person injured every 2 minutes and 5 seconds. This constant threat is a reality for drivers in Minnesota, where congested roads and changing conditions contribute to numerous collisions.

• Common Injuries: Whiplash, herniated discs, broken bones, traumatic brain injuries (TBI), spinal cord injuries, and internal organ damage are frequently seen. These injuries can have long-lasting effects, impacting your ability to work and enjoy life. For example, our firm secured a case in the millions for a client whose leg was injured in a car accident, leading to staff infections and a partial amputation.
• Proving Liability: We meticulously gather evidence, including police reports, witness statements, accident reconstruction, and vehicle data, to clearly establish the other driver’s negligence. Texas is an “at-fault” state, meaning the negligent driver’s insurance is responsible for damages. However, insurance companies will often try to minimize their payout by using the 51% comparative negligence rule against you. Our attorney, Lupe Peña, leverages his years of experience working for defense firms to dismantle these tactics.
• Our Advantage: When you’re injured in a car accident in Minnesota, you need an attorney who commands respect from opposing counsel. Attorney911’s track record of multi-million dollar settlements proves our ability to secure top compensation. As client Chavodrian Miles praised, “Leonor got me into the doctor the same day…it only took 6 months amazing,” underscoring our efficient and results-driven approach. Similarly, MONGO SLADE noted, “I was rear-ended and the team got right to work…I also got a very nice settlement.” We don’t get paid unless we win your car accident case.

18-Wheeler/Truck Accidents: Catastrophic Collisions

Collisions involving 18-wheelers, tractor-trailers, or commercial trucks are almost always catastrophic due to the immense size disparity. A fully loaded 18-wheeler can weigh 80,000 pounds, compared to a 4,000-pound passenger car. In 2024, Texas reported 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes nationwide, making it an epicenter for these devastating incidents.

• Complex Liability: Trucking accidents typically involve multiple liable parties beyond the driver, including the trucking company (for negligent hiring or maintenance), cargo loaders, or even vehicle manufacturers. We meticulously investigate all potential defendants.
• FMCSA Regulations: These cases involve complex federal regulations established by the Federal Motor Carrier Safety Administration (FMCSA), covering driver hours of service, maintenance, and drug testing. Violations often constitute “negligence per se.” Ralph Manginello’s admission to federal court (U.S. District Court, Southern District of Texas) is crucial here, as many trucking cases are heard in federal courts due to their interstate nature.
• Higher Stakes: Trucking companies carry multi-million dollar insurance policies. We know how to navigate this complex legal landscape and fight for multi-million dollar compensation. Our firm was one of the few involved in the BP explosion litigation, showcasing our capability to take on billion-dollar corporations. We have successfully helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.
• Urgency: Critical evidence, like Electronic Logging Device (ELD) data, can be overwritten within 30-180 days. Prompt legal action is vital. Don’t let precious evidence slip away. Call 1-888-ATTY-911 immediately.

Drunk Driving Accidents: Holding Reckless Drivers and Establishments Accountable

Drunk driving accidents are 100% preventable and inflict immense suffering. In Texas, 1,053 alcohol-impaired driving deaths occurred in 2024, representing over 25% of all traffic fatalities. Over 24,000 DWI-related crashes plague Texas roads annually.

• Dram Shop Liability: Beyond suing the drunk driver, Texas law (Texas Alcoholic Beverage Code § 2.02) allows victims to hold bars or restaurants accountable if they served an “obviously intoxicated” person who then caused the accident. This can include establishments in Minnesota. Our investigation looks for signs of obvious intoxication, such as slurred speech, bloodshot eyes, or impaired coordination, to build a strong dram shop case.
• Punitive Damages: Drunk driving often qualifies for punitive damages, designed to punish the at-fault party for their conscious indifference to the safety of others.
• Criminal and Civil Overlap: Ralph Manginello’s membership in the HCCLA (Harris County Criminal Lawyers Association) provides a unique advantage when a drunk driver also faces criminal charges, allowing us to leverage criminal proceedings to strengthen your civil case. We have a track record of DWI dismissals, showing our expertise in cases involving intoxication.

If you’ve been a victim of a drunk driver in Minnesota, we will pursue every avenue to secure maximum compensation. Call 1-888-ATTY-911 for a free, confidential consultation.

Motorcycle Accidents: Fighting Bias and Negligence

Motorcyclists on Minnesota roads face heightened risks and often unfair biases. In 2024, 585 motorcyclists were killed in Texas, with 37% not wearing helmets. Harris County leads the state in motorcycle crashes. The majority of these accidents are caused by other drivers failing to see or yield to motorcycles.

• Comparative Negligence: Insurance companies frequently try to blame motorcyclists, using Texas’s 51% bar rule to reduce payouts. Lupe Peña, with his background in insurance defense, is adept at countering these biased arguments, having made them for years from the defense side.
• Complex Injuries: Due to the lack of protection, motorcyclists often suffer severe injuries like traumatic brain injuries, spinal cord injuries, ‘road rash,’ and complex fractures.
• Our Commitment: We understand the unique challenges faced by riders in Minnesota and aggressively fight to ensure your rights are protected. Don’t let insurance companies diminish your claim. Call 1-888-ATTY-911.

Pedestrian Accidents: Protecting the Most Vulnerable

Pedestrians are the most vulnerable users of Minnesota roads. In 2024, Texas reported 6,095 pedestrian crashes, resulting in 768 fatalities. While pedestrians are involved in only 1% of crashes, they account for a shocking 19% of all roadway deaths. In Houston, a record 119 pedestrians were killed on city streets last year.

• Right-of-Way: Under Texas law, pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. Many drivers in Minnesota are unaware of this, leading to tragic collisions.
• Catastrophic Injuries: Given their lack of protection, pedestrians often suffer severe injuries such as traumatic brain injuries, spinal cord injuries, broken pelvis and leg bones, and internal organ damage. These injuries often require extensive, lifelong care.
• Our Advocacy: We relentlessly pursue justice for injured pedestrians, battling insurance companies who often try to place blame on the victim. Your recovery is our priority. Call 1-888-ATTY-911 if you’ve been hurt as a pedestrian in Minnesota.

Rideshare Accidents (Uber/Lyft): Navigating Complex Insurance

Rideshare services have revolutionized transportation in Minnesota, but accidents involving Uber and Lyft present intricate legal challenges due to their unique insurance structures.

• Insurance Phases: Coverage varies dramatically based on the driver’s “phase” at the time of the accident:
  • Offline: Driver’s personal insurance only (Texas minimum 30/60/25).
  • App On, Waiting for Request: Contingent coverage with lower limits ($50K/$100K/$25K).
  • Accepted Ride, En Route/Transporting Passenger: Full commercial coverage (typically $1,000,000 liability).
• Who is Injured: A significant 58% of injured parties in rideshare accidents are third parties (other drivers or pedestrians), while drivers and passengers each account for 21%.
• Lupe’s Expertise: Lupe Peña’s insider knowledge of insurance policies is an invaluable asset in these cases. He knows how to navigate the specific coverage phases and demand full compensation from the correct insurer. If you’ve been involved in a rideshare accident in Minnesota, you need an attorney who understands this complex web of policies.

Hit and Run Accidents: When the At-Fault Driver Flees

Being a victim of a hit and run accident in Minnesota is particularly frustrating and frightening. Nationally, a hit-and-run occurs every 43 seconds. In Texas, leaving the scene of an accident, especially with injuries or death, carries severe penalties, including felony charges.

• UM/UIM Coverage is Key: Your best recourse for compensation is often your own Uninsured Motorist (UM) or Underinsured Motorist (UIM) coverage, which pays when the at-fault driver is unidentified or uninsured. We have a YouTube video specifically addressing UM/UIM claims: https://www.youtube.com/watch?v=kWcNFyb-Yq8.
• Evidence Urgency: Surveillance footage from gas stations and businesses in Minnesota is typically deleted within 7-30 days. We immediately send preservation letters to secure this critical evidence.
• Our Action: We promptly work with law enforcement and conduct our own investigation to identify the fleeing driver. Even if the driver is never found, we ensure you leverage your UM/UIM policy to the fullest extent. If you were involved in a hit and run in Minnesota, call 1-888-ATTY-911 for immediate assistance.

Tesla/Autopilot/FSD Accidents: Navigating New Frontiers of Liability

As autonomous driving technology evolves, so does the nature of accidents. Tesla, Autopilot, and Full Self-Driving (FSD) failures have led to fatal crashes, opening new avenues for product liability claims.

• Liability Arguments: We argue that Tesla markets its technology as safer than human drivers, fostering overconfidence and over-reliance. We claim the company knew its systems had defects, such as failing to detect emergency vehicles, yet issued Over-the-Air (OTA) software updates instead of comprehensive fixes. Ralph Manginello’s federal court admission allows us to pursue these complex product liability claims against major corporations.
• NHTSA Data: Tesla’s Autopilot accounts for 70% of driver-assist crashes reported to the National Highway Traffic Safety Administration (NHTSA), leading to significant recalls. Our firm’s prior involvement in the BP explosion litigation demonstrates our ability to take on powerful, multinational corporations. If you’ve been affected by a Tesla or autonomous vehicle accident in Minnesota, call 1-888-ATTY-911.

E-Scooter/E-Bike Accidents: Emerging Risks

The proliferation of e-scooters and e-bikes in urban areas across Minnesota has led to a rise in accidents. Texas classifies e-bikes by speed and motor output, requiring no license for standard models.

• Liability: Accidents can involve motorists striking riders, product defects (battery fires, brake failures), or riders striking pedestrians.
• Our Role: We investigate the cause, whether it’s driver negligence, product malfunction, or infrastructure issues, to determine all liable parties.

Bus Accidents: Complexities with Public and Private Carriers

Bus accidents in Minnesota, whether involving city buses, school buses, or commercial tour buses, can result in numerous injuries. In 2024, Texas led all states with 1,110 bus accidents.

• Liable Parties: These cases often involve complex liability, potentially including the bus driver, the bus operating company, manufacturers of defective parts, or even governmental entities responsible for road maintenance. Cases against government entities have very short notice requirements (often 6 months), so prompt action is essential.

Construction Zone Accidents: Danger Zones on Minnesota Roads

Construction zones on Minnesota highways are inherently dangerous. In 2024, Texas work zones saw nearly 28,000 crashes, causing 215 deaths—a 12% increase from the previous year.

• Causes: Speeding, distracted driving, and improper signage are common factors.
• Liability: Multiple parties can be liable, including negligent drivers, construction companies, or government entities responsible for work zone design and safety.

Delivery Vehicle Accidents: The Rise of the Gig Economy

With the surge in delivery services in Minnesota, accidents involving Amazon DSP vans, FedEx, UPS, DoorDash, and other delivery vehicles are common.

• Corporate Liability: These cases often involve corporate defendants and higher insurance policies. Recent verdicts against Amazon and its delivery service partners have seen awards of $16.2 million and $105 million, establishing precedents for holding these giants accountable. We investigate distracted driving due to app use and inadequate driver training.

Other Motor Vehicle Accidents

No matter how unique your accident, Attorney911 is prepared to provide fierce representation:

• Boat/Maritime Accidents: While Minnesota is not coastal, the principles of maritime law apply to navigable waterways in Texas. Our specific expertise in offshore injury cases includes securing a significant cash settlement for a client injured while lifting cargo on a ship where assistance should have been provided.
• Ambulance/Emergency Vehicle Accidents: These cases are complex due to governmental immunity, requiring special notice periods and experienced counsel to ensure accountability.
• Distracted Driving Accidents: Sadly, 380 deaths in Texas were attributed to distracted driving in 2024. Whether it’s texting, streaming, or video calls, we prove the other driver’s inattention.
• Intersection Accidents: Over 1,050 deaths occurred at intersections in Texas last year, often involving T-bone, left-turn, or red-light running scenarios. We secure traffic camera footage and other evidence to prove fault.

Every accident type requires its own detailed investigation and legal strategy. At Attorney911, we cover every angle, leveraging our extensive experience to ensure that motor vehicle accident victims in Minnesota receive the maximum compensation they deserve. We don’t get paid unless we win your case. Call us today for a free consultation at 1-888-ATTY-911.

Answers to Your Urgent Questions: Minnesota Motor Vehicle Accident FAQ

After a motor vehicle accident in Minnesota, you likely have many questions. At Attorney911, a trade name of The Manginello Law Firm, PLLC, we believe that informed clients are empowered clients. We’ve compiled answers to the most common questions our Minnesota clients ask, helping you understand your rights and the legal process.

Immediate After Accident

1. What should I do immediately after a car accident in Minnesota?

If you’ve been in an accident in Minnesota:

• Call 911 and report the accident immediately, requesting police and medical assistance if needed.
• Seek medical attention, even if you feel fine. Adrenaline often masks injuries.
• Document everything: Take photos of damage, injuries, road conditions, and the scene.
• Exchange information with the other driver, but do NOT discuss fault.
• Get names and phone numbers of any witnesses.
• Do NOT give a recorded statement to any insurance company representative until you’ve spoken with us.
• Call Attorney911: 1-888-ATTY-911.

2. Should I call the police even for a minor accident?

Yes, always call the police. The official police report is critical evidence for your claim. In Texas, you are legally required to report accidents involving injuries, fatalities, or property damage exceeding $1,000.

3. Should I seek medical attention if I don’t feel hurt?

ABSOLUTELY. Many serious injuries, including traumatic brain injuries, internal bleeding, or herniated discs, may not show immediate symptoms. Delaying treatment can also be used by insurance companies to argue that your injuries were not caused by the accident. Get checked immediately by medical professionals in Minnesota.

4. What information should I collect at the scene?

Gather: the other driver’s name, phone, address, driver’s license, and insurance details; their vehicle’s make, model, color, and license plate; witness names and phone numbers; and comprehensive photos of all damage, injuries, and the accident scene. Also, get the responding officer’s name, badge number, and the police report number.

5. Should I talk to the other driver or admit fault?

Only exchange essential contact and insurance information. Do NOT discuss who was at fault, apologize, or make any statements that could be construed as an admission of guilt. Stick strictly to the facts.

6. How do I obtain a copy of the accident report?

In Minnesota, you can typically obtain the police report from the responding law enforcement agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS) online.

Dealing with Insurance

7. Should I give a recorded statement to insurance?

You are NOT required to give a recorded statement to the other driver’s insurance company without your attorney present. Anything you say can and will be used against you. While you generally have a duty to cooperate with your own insurer, it’s still best to call Attorney911 first at 1-888-ATTY-911 for advice.

8. What if the other driver’s insurance contacts me?

Simply state, “I need to speak with my attorney first.” Provide only your name and the date of the accident. Refer all further communications to Attorney911.

9. Do I have to accept the insurance company’s estimate?

No. An insurance company’s initial estimate for vehicle damage or injuries is almost always a lowball offer, designed to save them money. Attorney911 will fight for the true value of your damages.

10. Should I accept a quick settlement offer?

NEVER accept a settlement offer before you fully understand the extent of your injuries and their long-term impact. Once you sign a release, you cannot seek further compensation, even if your medical condition worsens later.

11. What if the other driver is uninsured/underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage is designed to protect you in such situations. This coverage can compensate you for your injuries and damages. Learn more in our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8.

12. Why does insurance want me to sign a medical authorization?

Insurance companies request broad medical authorizations to gain unlimited access to your ENTIRE medical history, hoping to find pre-existing conditions they can blame for your current injuries. Never sign any medical authorization without first having your attorney review it.

Legal Process

13. Do I have a personal injury case?

You likely have a case if you were injured or suffered damages due to someone else’s negligence, even if you were partially at fault. There must also be an identifiable at-fault party and insurance coverage to pursue. Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims.

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears quickly, and insurance companies are already building their defense against you. The sooner Attorney911 begins its investigation, the stronger your case will be. Call us at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?

In Texas, the statute of limitations for personal injury and wrongful death lawsuits is two years from the date of the accident or death. Missing this deadline means you forfeit your right to seek compensation forever.

16. What is comparative negligence and how does it affect me?

Texas uses a modified comparative negligence rule (the “51% bar rule”). If you are found to be 50% or less at fault, you can still recover damages, but your award will be reduced by your percentage of fault. If you are 51% or more at fault, you recover nothing. Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4.

17. What happens if I was partially at fault?

As long as you are found to be 50% or less at fault, you can still recover compensation. Your financial award will simply be reduced by the percentage of fault assigned to you.

18. Will my case go to trial?

Most personal injury cases settle before going to trial. However, Attorney911 prepares every case as if it will go to trial. This meticulous preparation demonstrates our readiness to aggressively pursue your claim in court, giving us significant leverage in settlement negotiations. Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc.

19. How long will my case take to settle?

The timeline varies significantly depending on the severity of your injuries and the complexity of your case. We do not settle until you have reached Maximum Medical Improvement (MMI), which could take months or even over a year for serious injuries.

20. What is the legal process step-by-step?

Generally, the process involves investigation, medical treatment to MMI, sending a demand letter to the insurance company, negotiation, and, if necessary, filing a lawsuit, discovery, mediation, and potentially trial. Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs.

Compensation

21. What is my case worth?

The value of your case depends on numerous factors: the severity of your injuries, medical costs (past and future), lost wages and earning capacity, the degree of pain and suffering, property damage, and the available insurance coverage. Settlement ranges from tens of thousands for soft tissue injuries to millions for catastrophic injuries.

22. What types of damages can I recover?

You can recover economic damages (medical expenses, lost wages, property damage) and non-economic damages (pain and suffering, mental anguish, physical impairment, disfigurement, loss of enjoyment of life). In cases of gross negligence, punitive damages may also be awarded.

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a critical component of personal injury claims in Texas, often calculated using a multiplier method based on your medical expenses. There is no cap on pain and suffering damages, except in medical malpractice cases.

24. What if I have a pre-existing condition?

You can still recover. If the accident aggravated or worsened a pre-existing condition, you are entitled to compensation for that aggravation. This is known as the “eggshell plaintiff” rule—the defendant takes the victim as they find them.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries and associated medical costs or lost wages is not taxable. However, punitive damages and emotional distress awards not linked to physical injury can be taxable. It’s always best to consult a tax professional.

26. How is the value of my claim determined?

The value is determined by a comprehensive assessment of your medical bills (past and future), lost income, permanent impairment, pain and suffering, and a comparison with similar verdicts and settlements for injuries sustained in Minnesota.

Attorney Relationship

27. How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis. This means we charge no upfront fees. We only get paid if we win your case, typically a percentage of your final recovery (33.33% before trial, 40% if trial). You may still be responsible for court costs and case expenses regardless of outcome. Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc.

28. What does “no fee unless we win” mean?

It means you pay nothing out-of-pocket for our legal services. We advance all litigation costs, and our fees are only collected if and when we successfully recover compensation for you. If we don’t win, you owe us no attorney fees.

29. How often will I get updates?

Attorney911 is committed to consistent and transparent communication. As client Dame Haskett noted, “Consistent communication and not one time did i call and not get a clear answer.” We ensure you are kept informed throughout the entire process.

30. Who will actually handle my case?

At Attorney911, you work directly with experienced attorneys like Ralph Manginello and Lupe Peña. We believe in providing personal attention, not passing you off to case managers. As Chad Harris shared, “You are NOT just a client…You are FAMILY to them.”

31. What if I already hired another attorney?

You have the right to switch attorneys if you are dissatisfied with your current representation. Many clients have come to us after feeling neglected or undervalued by previous firms. As Greg Garcia said, “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to confidentially discuss your options.

Mistakes to Avoid

32. What common mistakes can hurt my case?

Common mistakes include giving recorded statements without legal counsel, accepting quick settlements, delaying medical treatment, creating gaps in treatment, posting on social media, or signing any releases without attorney review. Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY.

33. Should I post about my accident on social media?

Absolutely not. You should immediately set all your social media profiles to private and refrain from posting anything about your accident, injuries, or activities. Insurance companies are actively monitoring and will use even innocent posts out of context to undermine your claim.

34. Why shouldn’t I sign anything without a lawyer?

Signing a release can forever waive your right to future compensation. Medical authorizations can grant broad access to your personal health history. Any document presented by an insurance company should be reviewed by your attorney before you sign.

35. What if I didn’t see a doctor right away?

While immediate medical attention is highly recommended, it’s not too late to seek help. Many injuries have delayed onset. See a doctor now, clearly explaining the accident and your symptoms. We can still help you pursue your claim.

Additional Common Questions

36. What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes the victim as they find them. For example, if you had mild back pain that became a severe herniated disc requiring surgery after the accident, you can recover for that worsening. We hire medical experts to prove the difference. Lupe Peña’s experience dissecting insurance defense strategies helps predict and counter their attacks on pre-existing conditions.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES, you absolutely can. If your attorney is unresponsive, pushing for a lowball settlement, or not fighting aggressively for you, you have the right to seek new counsel. Attorney911 has successfully taken over numerous cases from other firms, providing clients with the dedicated representation they deserve. As client Greg Garcia shared, “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 for a confidential discussion about switching to our firm.

38. What if the insurance company is my own insurance (UM/UIM claim)?

When the other driver is uninsured or underinsured, you file a claim against your own Uninsured/Underinsured Motorist (UM/UIM) policy. Despite it being your own insurer, they will often still try to minimize your claim. Texas law allows “inter-policy stacking,” meaning you might be able to combine coverage from multiple vehicles on your policy. Lupe Peña’s deep understanding of insurance policies is key here to maximize your UM/UIM recovery.

39. How do you calculate pain and suffering?

Pain and suffering is most commonly calculated using a “multiplier method,” where your medical expenses are multiplied by a factor (typically between 1.5 and 5). The multiplier depends on the severity of your injuries, their permanency, the impact on your daily life, and the clarity of liability. A brain injury or amputation would garner a significantly higher multiplier than a minor sprain. Lupe Peña, having calculated these for defense firms, expertly knows how to justify and fight for the highest possible multiplier for our Minnesota clients.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Cases involving government entities are highly specialized due to doctrines like “sovereign immunity” and strict, often very short, notice requirements (e.g., within six months of the incident). Damages may also be capped. Ralph Manginello’s 25+ years of experience includes complex litigation against various entities, ensuring we navigate these unique challenges effectively. If this applies to your Minnesota accident, call 1-888-ATTY-911 immediately due to critical deadlines.

41. What if the other driver fled the scene (hit and run)?

A hit and run accident in Minnesota is a serious criminal offense. For compensation, your Uninsured Motorist (UM) policy is crucial. Crucial evidence like surveillance footage from businesses in Minnesota (e.g., gas stations, local shops) is often deleted within 7-30 days. We send immediate preservation letters to secure this evidence, working tirelessly to identify the fleeing driver and pursue your UM claim, including any eligible stacking. Time is of the essence; call 1-888-ATTY-911.

42. What if I’m an undocumented immigrant—can I still file a claim?

YES. Your immigration status does not affect your legal right to pursue compensation for injuries sustained in a motor vehicle accident in Texas. We protect your privacy and ensure your case is handled with the utmost discretion and advocacy. Lupe Peña is fluent in Spanish, ensuring no language barrier for our diverse Minnesota clientele. Call 1-888-ATTY-911 for confidential assistance.

43. What if the accident happened in a parking lot?

Parking lot accidents in Minnesota are fully compensable. Insurance companies often try to argue “parking lot accidents are always 50/50 fault,” which is a common misconception. We gather surveillance video, witness statements, and analyze damage and traffic patterns to clearly establish fault and ensure you are not unfairly blamed.

44. What if I was a passenger in the at-fault vehicle?

If you were a passenger, you are generally considered an innocent victim and can pursue a claim against the driver of the vehicle you were in, as well as any other at-fault drivers. The driver’s insurance will cover your injuries. Since you were not operating a vehicle, comparative fault is typically not an issue for you. We handle these delicate situations sensitively while protecting your rights to compensation.

45. What if the other driver died in the accident?

Even if the at-fault driver dies, you can still pursue a claim against their estate and their insurance policy. Their death does not negate their liability or the insurance company’s obligation to cover damages. We handle such cases with sensitivity, ensuring your rights are protected while respecting the circumstances.

If you have any other questions or need urgent legal assistance after a motor vehicle accident in Minnesota, do not hesitate to contact Attorney911. We are here to help.

Why Attorney911: Your Trusted Legal Partners in Minnesota

When you’re dealing with the chaos and trauma of a motor vehicle accident in Minnesota, you need more than just a lawyer; you need a seasoned advocate, an insider, and a committed legal partner. Attorney911, a trade name of The Manginello Law Firm, PLLC, is not just another law firm; we are your dedicated legal emergency responders, ready to fight for Minnesota residents with unparalleled expertise and a proven track record.

Our Unmatched Advantages:

• The Insurance Defense Insider: Our greatest differentiator is attorney Lupe Peña, who spent years working for a national defense firm. He learned the insurance companies’ playbooks firsthand – their tactics for minimizing claims, their strategies for delaying payouts, and their methods for devaluing victims’ injuries. Now, Lupe uses that invaluable insider knowledge to exclusively benefit our Minnesota clients. We know their weaknesses because he helped create their strategies.
• Decades of Proven Results: Ralph Manginello, our managing partner, brings over 25 years of relentless legal advocacy to every case. This extensive experience translates into a track record of multi-million dollar settlements and verdicts for catastrophic injuries, including:
  • A multi-million dollar settlement for a client who suffered a traumatic brain injury with vision loss.
  • A multi-million dollar settlement for a car accident victim whose leg required partial amputation due to complications.
  • Millions recovered for families in trucking-related wrongful death cases.
  • A significant cash settlement for a maritime injury where negligence was proven.
    Our results speak for themselves: we don’t settle for less.
• Federal Court Acumen: Ralph Manginello’s admission to the U.S. District Court, Southern District of Texas, means we are authorized to handle complex federal cases, such as those involving interstate trucking regulations or product liability claims against major corporations like in Tesla Autopilot accidents. Our involvement in the historic BP explosion litigation further demonstrates our capacity to take on and triumph over multi-billion dollar entities. Most Minnesota firms cannot offer this level of federal court experience.
• Personalized Attention, Not Case Numbers: We embody the philosophy of treating clients like family. As Chad Harris, one of our clients, genuinely put it, “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” You will work directly with Ralph Manginello or Lupe Peña, ensuring that your case receives the partner-level attention it deserves.
• No Win, No Fee Guarantee: We understand the financial strain you’re under. That’s why we work on a contingency fee basis. There are no upfront costs, and we advance all necessary case expenses. You only pay us if and when we win your case. You may still be responsible for court costs and case expenses regardless of outcome. This means zero financial risk for you.

When an accident threatens your future in Minnesota, don’t settle for less than you deserve. Choose the firm with the insider advantage, the proven results, and the compassionate advocacy that puts you first.

Don’t wait. Protect your rights and your future. Call Attorney911 at 1-888-ATTY-911 for a free, no-obligation consultation today. We are here 24/7 to answer your call. Hablamos Español.

The Manginello Law Firm, PLLC | Principal Office: Houston, Texas