Car Accidents in Lockhart, Caldwell County, Texas: How Attorney911 Fights for Your Maximum Compensation

When Seconds Change Everything: Lockhart’s Car Accident Crisis

The moment your life changed forever probably felt like any other day in Lockhart. Maybe you were driving home from work along Highway 183, stopping at the HEB on Market Street, or picking up your kids from Lockhart Junior High. Then, in an instant, screeching tires, shattering glass, and crushing metal transformed your world into chaos. The Texas Department of Transportation reports that someone is injured in a car accident every 2 minutes and 5 seconds in our state – and Lockhart residents aren’t immune to this epidemic.

Ralph Manginello, founder of Attorney911 and a Lockhart-area personal injury attorney with over 25 years of experience, has seen how these accidents devastate families in our community. “I’ve represented clients from every corner of Caldwell County – from the historic downtown district to the rural roads near Plum Creek,” Ralph explains. “What I’ve learned is that while every accident is unique, the pain, confusion, and financial stress are universal. And the insurance companies know exactly how to take advantage of that vulnerability.”

If you’ve been injured in a car accident in Lockhart, you need more than just a lawyer – you need a legal emergency response team that understands both the medical realities of your injuries and the insurance industry’s playbook for minimizing your claim. At Attorney911, we don’t just handle car accident cases; we fight for the maximum compensation you deserve while protecting you from the insurance company’s tactics.

The Stark Reality of Car Accidents in Lockhart and Caldwell County

Lockhart sits at the crossroads of several major Texas highways, making our community particularly vulnerable to serious car accidents:

• Highway 183 – This major north-south corridor sees heavy commuter traffic between Lockhart and Austin, with dangerous merge points near the Lockhart Premium Outlets and the intersection with FM 20
• Highway 130 – The toll road’s high-speed sections (up to 85 mph) create catastrophic crash risks
• FM 20 – This rural route connecting Lockhart to Luling sees frequent head-on collisions and rollovers
• FM 713 – The winding road to Martindale has become notorious for distracted driving accidents
• Lockhart’s Historic Downtown – The charming square with its diagonal parking and heavy pedestrian traffic creates unique accident risks

Texas recorded 251,977 people injured in motor vehicle crashes in 2024, with a crash occurring every 57 seconds. In Caldwell County specifically, the Texas Department of Transportation reported:

• 1,247 total crashes in 2023
• 23 fatal crashes resulting in 25 deaths
• 198 suspected serious injury crashes
• 582 non-incapacitating injury crashes

These aren’t just numbers – they represent Lockhart families whose lives were forever altered by preventable accidents. The Lockhart Police Department and Caldwell County Sheriff’s Office respond to multiple serious crashes each month, often at dangerous intersections like:

• Highway 183 and FM 20 (near the Lockhart Premium Outlets)
• Highway 183 and Highway 142 (a complex interchange with confusing signage)
• FM 713 and FM 20 (a rural intersection with poor visibility)
• Market Street and Main Street (downtown’s busiest pedestrian crossing)

Common Causes of Car Accidents in Lockhart

While every accident has its unique circumstances, our experience handling Lockhart car accident cases reveals several recurring causes:

Distracted Driving (380 Texas Deaths in 2024)

Lockhart’s proximity to Austin means many residents commute along Highway 183, where distractions like smartphones, GPS devices, and in-car entertainment systems create constant danger. We’ve seen cases where drivers:

• Text while navigating the Highway 183/FM 20 interchange
• Adjust GPS settings while driving through downtown Lockhart
• Check social media at stoplights on Market Street
• Argue with passengers while merging onto Highway 130

Speeding and Aggressive Driving

The high-speed limits on Highway 130 (85 mph) and Highway 183 (70 mph) encourage speeding, while Lockhart’s rural roads like FM 713 and FM 20 see frequent aggressive driving behaviors:

• Tailgating on Highway 183 during rush hour
• Racing on rural roads late at night
• Failing to reduce speed in construction zones
• Ignoring reduced speed limits in school zones

Failure to Yield Right of Way

Many Lockhart accidents occur at intersections where drivers:

• Fail to yield when turning left at green lights
• Ignore stop signs at rural intersections
• Don’t yield to pedestrians in crosswalks downtown
• Misjudge gaps when merging onto highways

Drunk and Drugged Driving

Lockhart’s location along Highway 183 makes it a frequent stop for impaired drivers traveling between Austin and San Antonio. The Caldwell County Justice of the Peace and District Courts handle numerous DWI cases each year, many resulting from:

• Drivers leaving Lockhart bars and restaurants
• Weekend revelers traveling to/from Austin
• Holiday partygoers on major travel weekends
• Commercial drivers operating under the influence

Weather-Related Accidents

While Lockhart enjoys mostly mild weather, occasional severe conditions create hazards:

• Heavy rain causing hydroplaning on Highway 183
• Fog reducing visibility on rural roads like FM 713
• Ice during rare winter storms
• Sun glare during morning/evening commutes

Vehicle Defects and Maintenance Failures

Lockhart’s mix of older vehicles and newer models means mechanical failures contribute to accidents:

• Brake failures on steep Highway 183 descents
• Tire blowouts on hot Texas highways
• Faulty airbags in older vehicles
• Backup camera failures in newer models

The Hidden Injuries: What Lockhart Accident Victims Don’t Realize

At the accident scene, adrenaline often masks serious injuries. Many Lockhart residents make the mistake of refusing medical attention, only to discover serious conditions days or weeks later. Our firm has handled cases where clients initially thought they were “fine,” only to learn they suffered:

Traumatic Brain Injuries (TBI)

• Immediate symptoms: Headache, dizziness, confusion, nausea
• Delayed symptoms (days/weeks later): Memory problems, personality changes, sleep disturbances, sensitivity to light/noise
• Lockhart resources: Seton Medical Center Hays in Kyle (Level II trauma center) is the nearest facility equipped to handle severe TBIs

Spinal Cord Injuries and Herniated Discs

• Common in rear-end collisions on Highway 183
• Symptoms: Radiating pain, numbness, weakness in limbs
• Treatment: Often requires MRI at facilities like Baylor Scott & White Medical Center in Round Rock
• Long-term impact: Can prevent return to physical jobs common in Lockhart’s construction and manufacturing sectors

Broken Bones and Fractures

• Common fractures: Ribs, arms, legs, pelvis, facial bones
• Treatment: Often requires surgery at Ascension Seton Hays in Kyle
• Recovery: Typically 6-12 weeks, but can be longer for complex fractures

Internal Organ Damage

• Symptoms: Abdominal pain, dizziness, fainting (may not appear immediately)
• Danger: Internal bleeding can be life-threatening if not treated promptly
• Lockhart resources: Emergency treatment at Seton Medical Center Lockhart, with transfer to higher-level facilities if needed

Soft Tissue Injuries (Whiplash)

• Symptoms: Neck/back pain, stiffness, headaches
• Insurance tactic: Insurance companies often dismiss these as “minor” injuries
• Reality: Can cause chronic pain and require months of physical therapy

Psychological Injuries (PTSD, Anxiety, Depression)

• Symptoms: Fear of driving, panic attacks, sleep disturbances, flashbacks
• Lockhart resources: Mental health services available through Bluebonnet Trails Community Services
• Compensation: These injuries are fully compensable in Texas

Why Insurance Companies Want You to Settle Quickly (And Why You Shouldn’t)

Within hours or days of your Lockhart car accident, you’ll likely receive a call from an insurance adjuster. They’ll sound friendly, concerned, and eager to “help.” What they won’t tell you is that their job is to minimize your claim – and they have a sophisticated playbook for doing just that.

Lupe Peña, our firm’s associate attorney and former insurance defense lawyer, explains: “I spent years working for national insurance companies, learning exactly how they value claims and build cases against accident victims. Now I use that insider knowledge to fight for our clients. The adjuster calling you isn’t your friend – they’re gathering evidence to deny or lowball your claim.”

Here’s what insurance companies don’t want you to know:

The Quick Cash Trap

• Tactic: Offer $2,000-$5,000 within days of the accident
• Why: They know you’re desperate for money to pay medical bills and replace your car
• The truth: This amount is typically 10-20% of what your case is actually worth
• What happens if you accept: You sign a release that prevents you from getting more money – even if you later need surgery

“In a recent case, our client’s leg was injured in a car accident on Highway 183. Staff infections during treatment led to a partial amputation. The insurance company initially offered $50,000. We proved the amputation was a direct result of the accident and the case settled in the millions.” – Attorney911 Case Result

The Recorded Statement Trap

• Tactic: “We just need your side of the story to process your claim”
• Why: They want to get you on record saying things that hurt your case
• Common questions designed to trap you:
  • “You’re feeling better now though, right?” (Trap: You say “yes” even if you’re still in pain)
  • “It wasn’t that bad of an impact, was it?” (Trap: Minimizes your injuries)
  • “Were you distracted at all?” (Trap: Gets you to admit fault)
  • “How fast were you going?” (Trap: Overestimate speed or say “I don’t know”)
• The truth: You are NOT required to give a recorded statement to the other driver’s insurance company

The IME (Independent Medical Exam) Scam

• Tactic: “We need you to see our doctor for an independent evaluation”
• Why: They’re sending you to a doctor THEY hire and pay
• What really happens: A 10-minute exam where the doctor:
  • Rarely reviews your complete medical records
  • Asks leading questions to get you to say you’re “feeling better”
  • Looks for any reason to minimize your injuries
• Common IME findings (and what they really mean):
  • “Pre-existing degenerative changes” → Everyone over 40 has some arthritis
  • “Injuries consistent with minor trauma” → Minimizes your pain and suffering
  • “Patient can return to full duty work” → Eliminates lost wage claims
  • “Treatment has been excessive” → Attacks your treating doctors

Lupe Peña reveals: “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

The Delay and Financial Pressure Game

• Tactic: “We’re still investigating your claim” (for months)
• Why: They know financial pressure makes you desperate
• How it works:
  • Month 1: “We’re reviewing your file”
  • Month 3: “We need more medical records”
  • Month 6: “We’re waiting for the police report”
  • Month 12: “Why don’t we just settle this?”
• The truth: While they delay, they’re earning interest on YOUR settlement money

The Pre-Existing Condition Blame Game

• Tactic: “Your back pain isn’t from this accident – you had back problems in 2010”
• Why: They want to avoid paying for injuries they caused
• The truth: The “eggshell plaintiff” rule means they take you as they find you
• What you’re entitled to: Compensation for how the accident aggravated your pre-existing condition

The Surveillance Gotcha

• Tactic: Hire private investigators to video you
• Why: They want to catch you doing anything that contradicts your injury claims
• What they look for:
  • Bending over to pick something up
  • Carrying groceries
  • Walking your dog
  • Smiling in a photo
• The truth: They take normal activities out of context to make you look “not injured”

How Attorney911 Protects Lockhart Accident Victims

When you call Attorney911 after your Lockhart car accident, we immediately implement our evidence preservation protocol:

Within 24 Hours:

• Send preservation letters to all parties demanding they preserve evidence
• Identify and contact witnesses before memories fade
• Obtain surveillance footage from nearby businesses (gas stations, stores, traffic cameras)
• Secure your vehicle for inspection before repairs destroy evidence

Within 48 Hours:

• Obtain the police report from the Lockhart Police Department or Caldwell County Sheriff’s Office
• Request 911 call recordings
• Begin accident reconstruction analysis
• Identify all available insurance policies (including UM/UIM coverage)

Within 7 Days:

• Send you to appropriate medical providers (Seton Medical Center Lockhart, Ascension Seton Hays in Kyle, or specialists in Austin)
• Begin documenting your injuries and treatment
• Establish communication protocols to protect you from insurance adjusters

“Leonor got me into the doctor the same day after my accident on FM 713. She kept me updated every step of the way, and it only took 6 months to get an amazing settlement.” – Chavodrian Miles, Lockhart Client

What Your Lockhart Car Accident Case Is Really Worth

Many Lockhart accident victims make the mistake of accepting the insurance company’s first offer without understanding the true value of their case. At Attorney911, we calculate case value based on:

Economic Damages (No Cap in Texas)

• Past medical expenses: All accident-related treatment costs
• Future medical expenses: Ongoing treatment, future surgeries, rehabilitation
• Lost wages: Income lost while recovering
• Lost earning capacity: If injuries prevent return to previous work
• Property damage: Vehicle repair or replacement costs
• Out-of-pocket expenses: Transportation, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice)

• Pain and suffering: Physical pain from injuries
• Mental anguish: Emotional distress, anxiety, depression
• Physical impairment: Loss of physical function
• Disfigurement: Scarring, permanent visible injuries
• Loss of consortium: Impact on marriage/family relationships
• Loss of enjoyment of life: Inability to participate in activities you previously enjoyed

Punitive Damages (Capped)

• Available in cases of gross negligence (e.g., drunk driving)
• Cap: Greater of $200,000 OR (2x economic + 1x non-economic up to $750,000)

Settlement Ranges by Injury Type (Lockhart Cases)

Injury Type	Medical Treatment	Lost Wages	Pain & Suffering	Settlement Range
Soft Tissue (Whiplash)	$6,000-$16,000	$2,000-$10,000	$8,000-$35,000	$15,000-$60,000
Broken Bone (Simple)	$10,000-$20,000	$5,000-$15,000	$20,000-$60,000	$35,000-$95,000
Broken Bone (Surgery)	$47,000-$98,000	$10,000-$30,000	$75,000-$200,000	$132,000-$328,000
Herniated Disc (Conservative)	$22,000-$46,000	$8,000-$25,000	$40,000-$100,000	$70,000-$171,000
Herniated Disc (Surgery)	$96,000-$205,000	$20,000-$50,000	$150,000-$450,000	$346,000-$1,205,000
Traumatic Brain Injury	$198,000-$638,000	$50,000-$200,000	$500,000-$3,000,000	$1,548,000-$9,838,000
Spinal Cord Injury	$500,000-$1,500,000	$50,000-$200,000	$2,000,000-$10,000,000	$4,770,000-$25,880,000
Amputation	$170,000-$480,000	$20,000-$50,000	$500,000-$2,000,000	$1,945,000-$8,630,000
Wrongful Death	$50,000-$500,000	$1,000,000-$4,000,000	$500,000-$3,000,000	$1,910,000-$9,520,000

“I was rear-ended on Highway 183 and the team got right to work. They handled everything with the insurance company and I got a very nice settlement that covered all my medical bills and more.” – MONGO SLADE, Lockhart Client

Lockhart’s Most Dangerous Roads and Intersections

Our experience handling Caldwell County car accident cases has identified several high-risk areas where serious accidents frequently occur:

Highway 183 (Austin to Lockhart)

• Danger zone: From the Lockhart Premium Outlets to the Highway 142 interchange
• Common accidents: Rear-end collisions during rush hour, merge accidents at on/off ramps
• Contributing factors: Heavy commuter traffic to/from Austin, frequent construction zones

Highway 130 (Toll Road)

• Danger zone: High-speed sections between Lockhart and Austin
• Common accidents: Rollover crashes, high-speed rear-end collisions
• Contributing factors: 85 mph speed limit, sudden slowdowns for toll plazas

FM 20 (Lockhart to Luling)

• Danger zone: The rural stretch between Lockhart and Luling
• Common accidents: Head-on collisions, rollovers, animal strikes
• Contributing factors: Poor lighting, lack of shoulders, winding curves

FM 713 (Lockhart to Martindale)

• Danger zone: The entire route, especially near Plum Creek
• Common accidents: Distracted driving crashes, run-off-road accidents
• Contributing factors: Scenic route encourages speeding, narrow lanes

Lockhart Downtown Square

• Danger zone: Intersection of Market Street and Main Street
• Common accidents: Pedestrian accidents, fender benders, parking lot collisions
• Contributing factors: Heavy pedestrian traffic, diagonal parking, limited visibility

Highway 183 and FM 20 Interchange

• Danger zone: The complex interchange near the Lockhart Premium Outlets
• Common accidents: Merge accidents, sideswipe collisions, rear-end crashes
• Contributing factors: Confusing signage, heavy truck traffic, sudden lane changes

What to Do After a Car Accident in Lockhart

If you’ve been involved in a car accident in Lockhart or anywhere in Caldwell County, follow these steps to protect your rights:

At the Scene:

1. Call 911 – Report the accident and request medical assistance if anyone is injured
2. Move to safety – If possible, move vehicles out of traffic to prevent secondary accidents
3. Document everything – Take photos of:
   • All vehicle damage (from multiple angles)
   • The accident scene (road conditions, traffic signals, skid marks)
   • Visible injuries
   • License plates of all vehicles involved
4. Exchange information with the other driver(s):
   • Name, phone number, address
   • Driver’s license number
   • Insurance company and policy number
   • Vehicle make, model, and license plate number
5. Get witness information – Names and phone numbers of any witnesses
6. Do NOT admit fault – Even saying “I’m sorry” can be used against you
7. Call Attorney911 – 1-888-ATTY-911 before speaking to any insurance company

After Leaving the Scene:

1. Seek medical attention – Even if you feel fine, get checked by a doctor
2. Follow your doctor’s recommendations – Attend all follow-up appointments
3. Do NOT give recorded statements to insurance adjusters
4. Do NOT sign anything from insurance companies without attorney review
5. Keep all accident-related documents – Medical bills, repair estimates, police reports
6. Document your recovery – Keep a journal of your pain levels and limitations
7. Stay off social media – Insurance companies monitor your accounts for evidence to use against you

Within 48 Hours:

• Preserve evidence – Upload all photos and videos to cloud storage
• Request the police report from the Lockhart Police Department or Caldwell County Sheriff’s Office
• Notify your insurance company – But do NOT give a recorded statement
• Contact Attorney911 – We’ll handle all communication with insurance companies

“I lost everything after my accident on FM 713 – my car was totaled and I couldn’t work. Because of Attorney Manginello and my case worker Leonor, I got a brand new truck and compensation for my injuries. It took about a year, but it was worth the wait.” – Kiimarii Yup, Lockhart Client

Why Lockhart Residents Choose Attorney911

When you’re injured in a car accident in Lockhart, you have many attorney options – but Attorney911 offers what others can’t:

1. Insurance Defense Insider Advantage

Lupe Peña spent years working for national insurance defense firms, learning exactly how they:

• Value claims using Colossus software
• Train adjusters to minimize payouts
• Select IME doctors who favor insurance companies
• Build cases against accident victims

Now he uses that insider knowledge to fight FOR you, not against you.

2. Multi-Million Dollar Results

We don’t just talk about results – we prove them:

• Multi-million dollar settlement for a client who suffered brain injury with vision loss
• Millions recovered for a Lockhart client whose leg injury led to amputation
• Millions recovered in trucking-related wrongful death cases
• Significant cash settlement for a maritime injury case

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas – a credential many Lockhart attorneys lack. This means we can handle:

• Complex trucking cases involving FMCSA regulations
• Cases against out-of-state defendants
• Product liability cases against vehicle manufacturers
• Cases with multiple defendants

4. BP Explosion Litigation Experience

Our firm is one of the few in Texas to be involved in BP explosion litigation – proving our capability to take on billion-dollar corporations and win.

5. Personal Attention from Partners

At Attorney911, you work directly with Ralph Manginello or Lupe Peña – not case managers or junior associates. As client Jamin Marroquin describes:

“Mr. Manginello guided me through the whole process with great expertise. He was tenacious, accessible, and determined throughout the 19 months. I always felt like he was fighting for me, not just handling my case.”

6. Contingency Fee – No Risk to You

We don’t get paid unless we win your case. There are:

• No upfront costs
• No hourly fees
• No hidden charges
• Free consultations

7. Bilingual Services

Lupe Peña is fluent in Spanish, and our staff includes bilingual team members like Zulema. As client Celia Dominguez shares:

“Especially Miss Zulema, who is always very kind and always translates. The support provided at Manginello Law Firm was excellent.”

Lockhart Car Accident FAQs

What should I do immediately after a car accident in Lockhart?

If you’ve been in an accident in Lockhart:

1. Call 911 to report the accident and request medical assistance
2. Move to a safe location if possible
3. Document the scene with photos and videos
4. Exchange information with the other driver(s)
5. Get witness contact information
6. Do NOT admit fault or discuss the accident details
7. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

Should I call the police even for a minor accident?

Yes. In Texas, you must report accidents that result in:

• Injury or death
• Property damage over $1,000
• Disabling damage to any vehicle

Even for minor accidents, a police report provides crucial evidence for your insurance claim.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately due to adrenaline. Common delayed injuries include:

• Traumatic brain injuries (symptoms may appear days later)
• Internal bleeding (can be life-threatening)
• Herniated discs (pain may develop over weeks)
• Whiplash (symptoms often appear 24-48 hours later)

Insurance companies use delays in treatment to argue that your injuries aren’t serious.

What information should I collect at the scene?

Collect the following information from all drivers involved:

• Full name and contact information
• Driver’s license number
• Insurance company and policy number
• Vehicle make, model, color, and license plate number
• Witness names and phone numbers

Also document:

• Photos of all vehicle damage
• Photos of the accident scene (road conditions, traffic signals)
• Photos of visible injuries
• Your recollection of what happened (write it down while fresh)

Should I talk to the other driver or admit fault?

• Exchange basic information only (name, insurance, contact info)
• Do NOT discuss fault or what happened
• Do NOT apologize or say “I’m sorry” (can be used as admission of fault)
• Do NOT give your opinion on who was at fault
• Stick to facts only

How do I obtain a copy of the accident report?

In Lockhart and Caldwell County, you can obtain the police report from:

• Lockhart Police Department (for accidents within city limits)
• Caldwell County Sheriff’s Office (for accidents in unincorporated areas)
• Texas Department of Transportation’s Crash Records Information System (CRIS)

Should I give a recorded statement to insurance?

To the other driver’s insurance company: NO – not without an attorney.
To your own insurance company: You have a duty to cooperate, but call Attorney911 first for guidance.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Then give them only:

• Your name
• The date of the accident
• That you were involved in an accident

Do NOT:

• Give a recorded statement
• Discuss your injuries
• Discuss fault
• Accept any settlement offers

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer – usually far below what your case is actually worth. Attorney911 fights for the full compensation you deserve.

Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money – even if you later need surgery or discover permanent injuries.

What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you when:

• The other driver has no insurance
• The other driver has insufficient insurance
• The other driver flees the scene (hit and run)

Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles on your policy.

Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign a medical authorization without attorney review.

How do you calculate pain and suffering?

Most commonly using the multiplier method:
Medical expenses × multiplier (1.5 to 5) = pain and suffering

The multiplier depends on:

• Injury severity
• Permanency
• Impact on your life
• Clear liability

Example: $100,000 medical expenses × 4 multiplier = $400,000 pain and suffering

What if I was partially at fault?

Texas uses the 51% bar rule:

• If you’re 50% or less at fault, you can recover (reduced by your percentage of fault)
• If you’re 51% or more at fault, you recover nothing

Example:

• 10% fault on $100,000 case = $90,000 recovery
• 25% fault on $250,000 case = $187,500 recovery
• 40% fault on $500,000 case = $300,000 recovery
• 51% fault on any case = $0 recovery

Will my case go to trial?

Most cases settle before trial. However, Attorney911 prepares every case as if it’s going to trial. This preparation gives us leverage in settlement negotiations.

How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI) – the point where your condition has stabilized. This could be:

• 6 months for minor injuries
• 12-18 months for serious injuries
• 24+ months for catastrophic injuries

What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance company
4. Negotiation with insurance
5. Lawsuit filed if necessary
6. Discovery (exchange of information)
7. Mediation (attempt to settle)
8. Trial if settlement not reached

What is my case worth?

Case value depends on:

• Injury severity
• Medical costs (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Permanent impairment
• Insurance available
• Clear liability

What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule – defendants take victims as they find them.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. However:

• Punitive damages are taxable
• Lost wage compensation may be taxable
• Interest on settlements may be taxable

Consult a tax professional for your specific situation.

How is the value of my claim determined?

Based on:

• Medical bills (past and future)
• Lost income (past and future)
• Permanent impairment rating
• Comparative fault percentage
• Severity of injuries
• Impact on daily life
• Insurance policy limits
• Jury verdicts in similar cases

Do I need a lawyer for a car accident?

While you’re not required to have an attorney, insurance companies have teams of lawyers working to minimize your claim. Having an experienced Lockhart car accident attorney levels the playing field and typically results in significantly higher compensation.

How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis:

• 33.33% of recovery before trial
• 40% of recovery if trial is required
• No fee unless we win your case
• No upfront costs

What does “no fee unless we win” mean?

It means:

• You pay nothing upfront
• We advance all case costs
• If we don’t recover compensation for you, you owe us nothing
• If we do recover, our fee comes from the settlement/verdict

How often will I get updates on my case?

Attorney911 provides regular updates. As client Dame Haskett said:

“Consistent communication and not one time did I call and not get a clear answer. Ralph even reached out personally.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello or Lupe Peña – not case managers or junior associates. As client Chad Harris explains:

“You are NOT a pest to them and you are NOT just some client. You are FAMILY to them.”

What if I already hired another attorney?

You can switch attorneys at any time. Attorney911 has taken over many cases from other firms. As client Greg Garcia shares:

“In the beginning I had another attorney but he dropped my case. Then Manginello Law Firm was able to help me out.”

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation for UM/UIM claims.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules:

• You must file notice within 6 months (much shorter than the 2-year statute of limitations)
• Sovereign immunity protects government entities
• Damage caps may apply
• These cases are complex – you need an experienced attorney

What if the other driver fled the scene (hit and run)?

File a police report immediately. Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified. We send preservation letters to businesses for surveillance footage, which is typically deleted within 7-30 days.

What if I’m an undocumented immigrant – can I still file a claim?

Yes. Immigration status does not affect your right to compensation for injuries. Your case is confidential, and we’ve successfully represented clients of all immigration statuses.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often try to argue that parking lot accidents are always 50/50 fault, but this isn’t true. We prove fault through:

• Surveillance video
• Witness statements
• Damage analysis
• Traffic patterns

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim, and the driver’s insurance covers passengers.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The insurance policy still applies, and the estate may have assets.

Lockhart’s Legal Landscape: What You Need to Know

Texas Statute of Limitations

• Personal injury: 2 years from the date of the accident
• Wrongful death: 2 years from the date of death
• Property damage: 2 years from the date of damage

Missing this deadline means your case is barred forever.

Texas Comparative Negligence (51% Rule)

Texas uses modified comparative negligence:

• If you’re 50% or less at fault, you can recover (reduced by your percentage of fault)
• If you’re 51% or more at fault, you recover nothing

Insurance companies always try to assign maximum fault to you to reduce their payment.

Texas Minimum Auto Insurance Requirements

Texas requires minimum coverage of:

• $30,000 bodily injury per person
• $60,000 bodily injury per accident
• $25,000 property damage per accident

However, 15.4% of Texas drivers are uninsured, making UM/UIM coverage critical.

Dram Shop Liability (TABC § 2.02)

Bars and restaurants can be held liable if they serve alcohol to someone who is obviously intoxicated and that person later causes an accident. Signs of obvious intoxication include:

• Slurred speech
• Bloodshot/glassy eyes
• Unsteady gait/stumbling
• Impaired coordination
• Aggressive or erratic behavior

Lockhart Car Accident Resources

Medical Facilities:

• Seton Medical Center Lockhart – 1301 S Main St, Lockhart, TX 78644
• Ascension Seton Hays (Level II trauma center) – 6001 Kyle Pkwy, Kyle, TX 78640
• Baylor Scott & White Medical Center – Round Rock – 300 University Blvd, Round Rock, TX 78665
• St. David’s South Austin Medical Center – 901 W Ben White Blvd, Austin, TX 78704

Law Enforcement:

• Lockhart Police Department – 302 W San Antonio St, Lockhart, TX 78644
• Caldwell County Sheriff’s Office – 1703 S Colorado St, Lockhart, TX 78644
• Texas Department of Public Safety (DPS) – Highway patrol for state roads

Legal Resources:

• Caldwell County Courthouse – 1703 S Colorado St, Lockhart, TX 78644
• Texas Department of Insurance – For insurance complaints
• Texas RioGrande Legal Aid – For low-income legal assistance

Support Services:

• Bluebonnet Trails Community Services – Mental health support for accident victims
• Lockhart Chamber of Commerce – Local business resources
• Lockhart Economic Development Corporation – Employment resources

Why Lockhart Chooses Attorney911

When you’re injured in a car accident in Lockhart, you need a law firm that understands:

• The unique accident patterns on Lockhart’s roads
• The local courts and judges in Caldwell County
• The insurance adjusters who handle Central Texas claims
• The medical providers who treat accident victims
• The economic realities of Lockhart families

Attorney911 offers Lockhart residents:
✅ Local expertise – We know Lockhart’s roads, courts, and community
✅ Insurance defense insider – Lupe Peña’s experience gives us an unfair advantage
✅ Multi-million dollar results – We don’t settle cheap
✅ Federal court experience – For complex cases
✅ Personal attention – You work directly with Ralph or Lupe, not case managers
✅ Bilingual services – Se habla español
✅ No fee unless we win – Zero risk to you

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker, Lockhart Client

Lockhart Car Accident? Call Attorney911 Now

If you’ve been injured in a car accident in Lockhart or anywhere in Caldwell County, don’t face the insurance companies alone. Evidence disappears daily, and the clock is ticking on your legal rights.

Call Attorney911 now for your free, no-obligation consultation:
📞 1-888-ATTY-911 (1-888-288-9911)

We don’t get paid unless we win your case. Our Lockhart office is ready to fight for the maximum compensation you deserve.

Remember: Every day you wait, evidence disappears. Surveillance footage from nearby businesses is typically deleted within 7-30 days. Witness memories fade quickly. The insurance company is already building their case against you.

Call now: 1-888-ATTY-911 – the legal emergency line that Lockhart trusts.

Additional Lockhart Car Accident Resources

Distracted Driving Accidents in Lockhart

Distracted driving is a growing problem in Lockhart, particularly among:

• Commuters using Highway 183 to/from Austin
• Teen drivers on FM 713 and FM 20
• Delivery drivers navigating downtown Lockhart

Common distractions include:

• Texting while driving
• Using GPS navigation
• Eating or drinking
• Adjusting music or climate controls
• Talking to passengers
• Daydreaming

Texas law prohibits:

• Texting while driving (all drivers)
• All cell phone use (drivers under 18)
• Cell phone use in school zones (all drivers)

If you’ve been injured by a distracted driver in Lockhart, we can help prove their negligence through:

• Cell phone records
• Witness testimony
• Surveillance footage
• Accident reconstruction

Drunk Driving Accidents in Lockhart

Lockhart’s location along Highway 183 makes it a frequent stop for impaired drivers traveling between Austin and San Antonio. Drunk driving accidents often occur:

• Late at night on weekends
• After local events (Lockhart BBQ Festival, Chisholm Trail Roundup)
• During holiday periods
• Near bars and restaurants

Texas has strict dram shop laws (TABC § 2.02) that allow victims to sue establishments that serve obviously intoxicated patrons. We investigate:

• Where the driver was served
• Whether the establishment followed TABC guidelines
• Security camera footage
• Receipts and credit card records
• Employee training records

Hit and Run Accidents in Lockhart

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene. In Lockhart, these often occur:

• On rural roads like FM 713 and FM 20
• In parking lots (HEB, Walmart, downtown square)
• Late at night when visibility is poor

If you’re the victim of a hit and run in Lockhart:

1. Call 911 immediately
2. Try to note the vehicle’s make, model, and license plate
3. Look for witnesses
4. Check for surveillance cameras (businesses, doorbells)
5. Call Attorney911 – we send preservation letters to protect evidence

Your own Uninsured Motorist (UM) coverage can compensate you when the at-fault driver is unidentified.

Teen Driving Accidents in Lockhart

Lockhart Junior High and Lockhart High School students face particular risks on local roads. Teen driving accidents often involve:

• Distraction (cell phones, passengers)
• Speeding
• Inexperience with rural roads
• Driving at night
• Not wearing seatbelts

Parents may be liable for their teen’s negligence under Texas’ family purpose doctrine. We handle cases involving:

• Teen drivers causing accidents
• Teen passengers injured in crashes
• Parents held responsible for their children’s driving

Commercial Vehicle Accidents in Lockhart

Lockhart’s location along Highway 183 means heavy commercial traffic, including:

• 18-wheelers
• Delivery trucks (Amazon, UPS, FedEx)
• Construction vehicles
• Agricultural equipment

Commercial vehicle accidents often result in catastrophic injuries due to:

• Vehicle size and weight
• Driver fatigue
• Improper loading
• Mechanical failures
• Inadequate training

These cases are complex because multiple parties may be liable:

• Driver
• Trucking company
• Cargo loader
• Vehicle manufacturer
• Maintenance provider

Weather-Related Accidents in Lockhart

While Lockhart enjoys mostly mild weather, occasional severe conditions create hazards:

• Heavy rain: Hydroplaning on Highway 183 and Highway 130
• Fog: Reduced visibility on rural roads like FM 713
• Ice: Rare but dangerous when it occurs
• Sun glare: During morning/evening commutes

Texas law requires drivers to adjust their speed for weather conditions. If you’ve been injured in a weather-related accident, we investigate:

• Whether the driver was traveling at a safe speed
• Whether the vehicle was properly maintained (tires, brakes)
• Whether the driver was properly trained for adverse conditions

Vehicle Defect Accidents in Lockhart

Modern vehicles contain complex systems that can fail, causing accidents:

• Backup camera failures (multiple manufacturer recalls)
• Tire defects (blowouts, tread separation)
• Brake failures (especially on steep Highway 183 descents)
• Airbag failures (Takata recall affected many vehicles)
• Electronic system failures (Tesla Autopilot, other driver-assist systems)

If your accident was caused by a vehicle defect, we pursue claims against:

• Vehicle manufacturers
• Parts manufacturers
• Dealerships
• Maintenance providers

Pedestrian Accidents in Lockhart

Lockhart’s historic downtown area sees heavy pedestrian traffic, creating unique accident risks. Pedestrian accidents often occur:

• At crosswalks on Market Street and Main Street
• Near schools (Lockhart Junior High, Lockhart High School)
• In parking lots (HEB, Walmart, downtown square)
• Along Highway 183 where pedestrians attempt to cross

Texas law gives pedestrians the right-of-way at all intersections, even unmarked ones. If you’ve been hit by a car while walking in Lockhart, we fight for your rights.

Bicycle Accidents in Lockhart

Lockhart’s rural roads attract cyclists, but these routes can be dangerous due to:

• Narrow shoulders
• Poor lighting
• High-speed traffic
• Driver inattention

Common bicycle accident scenarios in Lockhart:

• Drivers failing to yield when turning
• Drivers passing cyclists too closely
• Drivers opening car doors into cyclists’ paths
• Poor road conditions causing cyclists to crash

Texas law requires drivers to:

• Give cyclists at least 3 feet of space when passing
• Yield to cyclists in bike lanes
• Not park in bike lanes

Motorcycle Accidents in Lockhart

Motorcycle accidents often result in catastrophic injuries due to the lack of protection. In Lockhart, these accidents frequently occur:

• On rural roads like FM 713 and FM 20
• At intersections (Highway 183 and FM 20, Highway 183 and Highway 142)
• During lane changes on Highway 183

Common causes:

• Drivers failing to see motorcycles
• Drivers misjudging motorcycle speed
• Drivers turning left in front of motorcycles
• Road hazards (gravel, potholes)

Texas law requires:

• Helmets for riders under 21
• Helmets for riders over 21 who haven’t completed a safety course or don’t have $10,000+ medical insurance

Wrongful Death Cases in Lockhart

Losing a loved one in a car accident is devastating. Wrongful death claims allow surviving family members to seek compensation for:

• Funeral and burial expenses
• Lost financial support
• Lost companionship
• Mental anguish
• Loss of inheritance

In Texas, wrongful death claims can be brought by:

• Spouses
• Children
• Parents

Survival actions can also be brought by the estate for damages the deceased would have recovered if they had survived.

Dog Attack Cases Related to Car Accidents

In rural Caldwell County, dog attacks sometimes occur in connection with car accidents:

• Dogs running into the road causing accidents
• Dogs attacking accident victims at the scene
• Dogs attacking first responders

Texas has strict liability laws for dog attacks. If you’ve been injured by a dog in connection with a car accident, we can help you pursue compensation.

Lockhart Car Accident? Don’t Wait – Call Attorney911 Now

If you’ve been injured in a car accident in Lockhart or anywhere in Caldwell County, time is critical. Evidence disappears daily, and the insurance company is already building their case against you.

Call Attorney911 now for your free consultation:
📞 1-888-ATTY-911 (1-888-288-9911)

We don’t get paid unless we win your case. Our Lockhart office is ready to fight for the maximum compensation you deserve.

Remember:

• Surveillance footage is deleted in 7-30 days
• Witness memories fade quickly
• The 2-year statute of limitations is absolute
• Insurance companies have teams of lawyers working against you

Don’t face this alone. Call the legal emergency line that Lockhart trusts: 1-888-ATTY-911