Motor Vehicle Accident Lawyers in Hereford, Deaf Smith County, Texas

If you’ve been injured in a car accident in Hereford or anywhere in Deaf Smith County, Texas, you’re not alone. Every 57 seconds, another motor vehicle crash occurs somewhere in Texas, leaving victims overwhelmed, injured, and uncertain about what to do next. At Attorney911, we understand the physical pain, emotional stress, and financial uncertainty you’re facing. With over 25 years of experience fighting for accident victims across Texas, our team is here to guide you through this difficult time and fight for the compensation you deserve.

Hereford and the surrounding Deaf Smith County area see their share of traffic accidents, from collisions on US Highway 60 to crashes at busy intersections like 15th Street and Avenue D. Whether you were rear-ended on I-40, involved in a drunk driving accident on a Friday night, or struck by a distracted driver in downtown Hereford, our experienced attorneys know how to build a strong case and hold negligent drivers accountable.

The Reality of Car Accidents in Hereford and Deaf Smith County

Texas consistently ranks among the most dangerous states for motor vehicle accidents, and Deaf Smith County is no exception. In 2024 alone, Texas saw:

251,977 people injured in motor vehicle crashes
1 crash every 57 seconds
1 person injured every 2 minutes and 5 seconds
4,150 fatalities from vehicle accidents

These statistics aren’t just numbers – they represent real people whose lives were changed in an instant. If you’re reading this after an accident in Hereford, you’re now part of this unfortunate statistic. But with Attorney911 on your side, you can take control of your situation and fight for the justice you deserve.

Why Hereford Accident Victims Choose Attorney911

When you’re injured in a car accident in Deaf Smith County, you need more than just a lawyer – you need a legal team with deep Texas roots, proven results, and insider knowledge of how insurance companies operate. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Knowledge

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This unique advantage means we know exactly how insurance companies try to minimize your claim because we used to work for them. Lupe Peña spent years calculating claim values, deploying delay tactics, and building cases against accident victims – just like you. Now, he uses that insider knowledge to fight FOR you, not against you.

2. Multi-Million Dollar Results for Texas Accident Victims

Our track record speaks for itself:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

We don’t just claim to get results – we prove it with documented case outcomes that show our commitment to fighting for maximum compensation.

3. Federal Court Experience for Complex Cases

Ralph Manginello, our founding attorney, is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court admission is crucial for handling complex motor vehicle accident cases, especially those involving:

Commercial trucking accidents with FMCSA violations
Cases against out-of-state defendants
Product liability claims (like defective vehicle parts)
Cases with multiple liable parties

Our firm was also one of the few selected to participate in the BP Texas City explosion litigation – experience that demonstrates our capability to take on billion-dollar corporations and win.

4. Personal Attention You Won’t Find at Big Firms

At Attorney911, you’re not just another case number. Our clients consistently praise the personal attention they receive:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.” – Dame Haskett

When you call our legal emergency line at 1-888-ATTY-911, you’ll speak directly with our team, not a call center. We make ourselves available to answer your questions and guide you through every step of the process.

5. No Fee Unless We Win – Zero Financial Risk to You

We understand that accident victims often face mounting medical bills and lost wages. That’s why we work on a contingency fee basis:

Free initial consultation
No upfront costs
We advance all case expenses
You pay nothing unless we recover compensation for you

This means you can get experienced legal representation without adding to your financial stress.

Common Types of Motor Vehicle Accidents in Hereford and Deaf Smith County

Hereford and the surrounding area experience a variety of motor vehicle accidents. Our firm handles all types of cases, including:

Car Accidents (Tier 1 – Most Common)

Car accidents are the most common type of motor vehicle collision in Deaf Smith County. Whether you were involved in a rear-end collision on US Highway 60, a T-bone accident at the intersection of 15th Street and Avenue D, or a single-vehicle crash on FM 1055, our experienced attorneys can help.

Common causes of car accidents in Hereford:

Distracted driving (texting, phone use, eating)
Speeding (especially on rural roads and highways)
Failure to yield right of way
Running red lights or stop signs
Following too closely
Drunk or drugged driving
Poor weather conditions (ice, fog, rain)
Vehicle defects or maintenance issues

Common injuries from car accidents:

Whiplash and other soft tissue injuries
Herniated or bulging discs
Broken bones and fractures
Traumatic brain injuries (TBI)
Spinal cord injuries and paralysis
Internal organ damage
Cuts, lacerations, and scarring
Psychological trauma (PTSD, anxiety, depression)

Attorney911 case result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

What this means for Hereford accident victims:
This case demonstrates our ability to handle complex car accident cases that result in severe, life-changing injuries. Even when complications arise during treatment, we fight for full compensation that accounts for all your damages – both current and future.

Client testimonial:

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

18-Wheeler and Commercial Truck Accidents (Tier 1 – Highest Value)

With US Highway 60 and I-40 running through the region, Hereford and Deaf Smith County see significant commercial truck traffic. These massive vehicles – often weighing 80,000 pounds or more – create catastrophic damage when involved in accidents.

Texas trucking accident statistics (2024):

39,393 commercial motor vehicle crashes
608 trucking fatalities
1,601 serious injuries
Texas accounts for 11% of ALL fatal truck crashes nationwide
549 fatal truck accidents resulted in 620 deaths

Why trucking accidents are more complex:

Multiple liable parties (driver, trucking company, cargo loader, manufacturer)
Federal regulations (FMCSA Hours of Service rules, ELD requirements)
Higher insurance policy limits ($750,000 to $5,000,000+)
More severe injuries due to size disparity
Electronic data that must be preserved quickly

FMCSA regulations we investigate:

Hours of Service (HOS) violations
Electronic Logging Device (ELD) data
Driver qualification and training records
Vehicle maintenance and inspection records
Drug and alcohol testing results

Attorney911 case result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Nuclear verdicts in Texas trucking cases:

2024 Oncor Electric: $37.5 million verdict (distracted truck driver)
2024 New Prime I-35 pileup: $44.1 million verdict (6 deaths)
2024 Ben E. Keith (Fort Worth): $35 million settlement
2024 Lopez v. All Points 360 (Amazon): $105 million verdict

Why this matters for Hereford truck accident victims:
These nuclear verdicts show that juries hold trucking companies accountable when they prioritize profits over safety. Insurance companies know this and are more likely to offer fair settlements when they see we’re prepared to take a case to trial.

Evidence preservation urgency:

ELD/black box data can be overwritten in 30-180 days
Surveillance footage from nearby businesses deleted in 7-30 days
Witness memories fade quickly
Trucking companies may “lose” maintenance records

Call Attorney911 immediately at 1-888-ATTY-911 if you’ve been involved in a truck accident in Hereford or Deaf Smith County.

Drunk Driving Accidents (Tier 1 – Punitive Damages Available)

Drunk driving accidents are 100% preventable, yet they continue to devastate families across Texas. In 2024, alcohol-impaired driving caused:

1,053 deaths in Texas (25.37% of all traffic fatalities)
Over 24,000 DWI-related crashes
1 death every 39 minutes nationally

Texas Dram Shop Liability (TABC § 2.02):
Bars, restaurants, and other establishments can be held liable if they serve alcohol to someone who is “obviously intoxicated” and that person then causes an accident. This means you may have claims against both the drunk driver AND the establishment that over-served them.

Signs of obvious intoxication:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination
Aggressive or erratic behavior
Strong odor of alcohol

Potentially liable parties in drunk driving cases:

The drunk driver
Bars and nightclubs
Restaurants serving alcohol
Liquor stores
Event organizers (concerts, festivals)
Social hosts (limited circumstances)

Why drunk driving cases are higher value:

Punitive damages available for gross negligence
Multiple defendants (driver + establishment)
Criminal case can strengthen civil case
Insurance companies often settle quickly to avoid bad publicity

Attorney911’s criminal defense advantage:
Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), giving us unique insight into both the criminal and civil aspects of DWI cases. We’ve successfully handled DWI cases that demonstrate our investigation skills:

“Our client was charged with drunk driving based on a breath test. Our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines. The charges were dismissed.”

“Our client drove home at 2:30 a.m., hit a curb and rolled his car, injuring a passenger. We learned that 1) police conducted no breath or blood test, 2) EMS didn’t note intoxication, 3) nurse notes from hospital were missing. Case dismissed on day of trial.”

“Our client was charged with DUI/DWI, state’s primary evidence was video field sobriety test. We succeeded in having case dismissed because our client did not appear drunk in the video.”

What this means for Hereford drunk driving victims:
These cases show our ability to thoroughly investigate accidents and uncover evidence that can make or break a case. When you’re injured by a drunk driver, you need attorneys who know how to build a strong case against both the driver and any establishment that contributed to their intoxication.

Motorcycle Accidents (Tier 2 – Common in Deaf Smith County)

Motorcycle accidents often result in catastrophic injuries due to the lack of protection for riders. In 2024, Texas saw:

585 motorcyclist fatalities
37% of those killed were not wearing helmets
90%+ of fatal victims were male
Helmets reduce the risk of death by 37%

Texas helmet law:

Required for all riders under 21
Riders 21+ may ride without a helmet IF they’ve completed an approved safety course OR have $10,000+ in medical insurance

High-crash areas in Deaf Smith County:

US Highway 60 (high-speed rural riding)
I-40 (interstate traffic mixing with local riders)
FM 1055 (scenic but dangerous curves)
Downtown Hereford (urban riding with distracted drivers)

Common causes of motorcycle accidents:

Failure to yield right of way (most common)
Driver inattention/distraction
Unsafe lane changes
Left-turn accidents (T-bone/head-on)
Speeding/reckless driving
Poor road conditions

Texas 51% bar rule is critical for motorcyclists:
Insurance companies almost always try to blame motorcyclists for accidents, even when the other driver is clearly at fault. The Texas comparative negligence rule means:

If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
If you’re 51% or more at fault, you recover NOTHING

How Attorney911 counters comparative fault arguments:
Lupe Peña spent years making these exact arguments for insurance companies – now he knows how to defeat them. We gather evidence to prove the other driver’s fault, including:

Accident reconstruction reports
Witness statements
Traffic camera footage
Police reports
Expert testimony

Pedestrian Accidents (Tier 2 – Vulnerable Road Users)

Pedestrians are among the most vulnerable road users, with little protection against vehicles. In 2024, Texas saw:

6,095 pedestrian crashes
768 pedestrian fatalities
Pedestrians account for just 1% of crashes but 19% of ALL roadway deaths

Critical legal point for Hereford pedestrians:
Pedestrians ALWAYS have the right-of-way at intersections under Texas law – even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you. Anytime there’s an intersection of two streets, the distance between them is considered a crosswalk, even if it’s not painted on the road.

Common pedestrian accident locations in Hereford:

Downtown intersections (15th & Avenue D, 14th & Main)
School zones (Hereford ISD campuses)
Parking lots (Walmart, United Supermarkets)
Residential neighborhoods
Rural roads without sidewalks

Common injuries in pedestrian accidents:

Traumatic brain injuries
Spinal cord injuries and paralysis
Broken pelvis and legs
Internal organ damage
Severe lacerations and scarring
Fatalities

Why pedestrian cases can be complex:

Insurance companies often blame pedestrians for “not being visible”
Comparative negligence arguments are common
Multiple liable parties may be involved (driver, government entity for poor road design, etc.)
Severe injuries often result in high medical bills and long-term care needs

Rideshare Accidents (Uber/Lyft) (Tier 2 – Growing Problem)

Rideshare services like Uber and Lyft have become common in Hereford, especially around events at the Deaf Smith County Event Center or when students are home from college. These accidents present unique insurance challenges.

Rideshare industry scale (2024):

11 billion trips in the US since 2010
17.4 million Uber trips daily
118 million Uber users worldwide

Critical: Rideshare Insurance Phases

The amount of insurance coverage available depends on what the driver was doing at the time of the accident:

Phase	Driver Status	Coverage Available
Period 0 – Offline	App off, personal use	Personal insurance only ($30K/$60K/$25K minimum in Texas)
Period 1 – Waiting	App on, no ride request	Contingent coverage: $50K/$100K/$25K
Period 2 – Accepted	Ride accepted, en route to pickup	Full commercial: $1,000,000 liability
Period 3 – Transporting	Passenger in vehicle	Full commercial: $1,000,000 liability

Why this matters for Hereford rideshare accident victims:
Insurance coverage varies DRAMATICALLY based on what the driver was doing at the exact moment of the crash. This complexity is why you need an attorney who understands rideshare insurance – and Lupe Peña’s experience with insurance companies is invaluable here.

Who can be injured in rideshare accidents:

21% Riders
21% Drivers
58% Third parties (other drivers, pedestrians, passengers in other vehicles)

Hit and Run Accidents (Tier 2 – Evidence Disappears Quickly)

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene. In Texas:

A hit and run occurs every 43 seconds
Many victims assume they have no recourse
Your own uninsured/underinsured motorist (UM/UIM) coverage can help

Texas hit and run penalties (Texas Transportation Code § 550.021):

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years prison, up to $10,000 fine
Serious Bodily Injury	3rd Degree Felony	2-10 years prison, up to $10,000 fine
Minor Injury	State Jail Felony	Up to 5 years, up to $5,000 fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months jail, up to $2,000 fine

UM/UIM coverage is critical in hit and run cases:

Your own UM/UIM coverage pays when the at-fault driver is unidentified or uninsured
Texas allows inter-policy stacking (combining coverage from multiple vehicles)
Standard UM/UIM deductible is $250

Evidence preservation urgency:

Surveillance footage from nearby businesses is typically deleted within 7-30 days
Witnesses disperse quickly and memories fade
Physical evidence at the scene disappears
The longer you wait, the harder it becomes to identify the at-fault driver

What Attorney911 does for hit and run victims:

Immediately sends preservation letters to nearby businesses to secure surveillance footage
Canvasses the accident scene for witnesses and cameras
Works with law enforcement to identify the at-fault driver
Maximizes your UM/UIM coverage recovery

Call Attorney911 immediately at 1-888-ATTY-911 if you’re the victim of a hit and run accident in Hereford or Deaf Smith County.

Other Accident Types We Handle in Hereford

Bicycle Accidents:

78 cyclist fatalities in Texas (2024)
Hereford’s rural roads and urban areas both present dangers
Insurance companies often blame cyclists – we fight back

Bus Accidents:

1,110 bus accidents in Texas (2024)
School bus accidents, city buses, and private shuttles
Government entities may be liable – special notice requirements apply

Work Zone Accidents:

Nearly 28,000 crashes in Texas work zones (2024)
215 deaths (12% increase over previous year)
Construction zones on US Highway 60 and I-40 are particularly dangerous

Wrongful Death:

When an accident results in fatality, surviving family members can pursue both wrongful death and survival action claims
We’ve helped numerous families recover millions in compensation

Delivery Vehicle Accidents (Amazon, FedEx, UPS):

Amazon DSP drivers are involved in an increasing number of accidents
1,879 crashes involving Amazon-related motor carriers in 24 months
Complex liability issues with multiple potentially responsible parties

E-Scooter/E-Bike Accidents:

Growing problem as these vehicles become more common
Complex liability issues involving riders, drivers, and municipalities

Boat/Maritime Accidents:

Relevant for Hereford residents who enjoy nearby lakes
Different laws apply to boating accidents

“In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.”

What to Do Immediately After an Accident in Hereford

If you’ve been involved in a motor vehicle accident in Hereford or Deaf Smith County, what you do in the first 48 hours can make or break your case. Follow this protocol:

Hour 1-6 (Immediate Crisis):

✅ Safety First: If you can move safely, get to a secure location away from traffic

✅ Call 911: Report the accident, request medical assistance if anyone is injured

✅ Medical Attention: If injured, get to Hereford Regional Medical Center or another local hospital immediately. Adrenaline masks injuries – you may be hurt and not know it yet

✅ Document Everything:

Take photos of ALL vehicle damage (every angle)
Photograph the accident scene, road conditions, traffic signals
Take photos of visible injuries
Screenshot any messages visible on your phone (do NOT delete anything)

✅ Exchange Information:

Other driver’s name, phone, address
Insurance company and policy number
Driver’s license number
License plate number
Vehicle make, model, color

✅ Witnesses:

Get names and phone numbers of any witnesses
Ask if they saw what happened
Record their statements if possible

✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company

Hour 6-24 (Evidence Preservation):

✅ Digital Preservation:

Preserve all texts, calls, photos, videos related to the accident
Do NOT delete anything from your phone
Screenshot everything relevant
Email copies to yourself for backup

✅ Physical Evidence:

Secure damaged clothing, glasses, personal items
Keep receipts for any expenses (towing, rental car, medications)
Do NOT repair your vehicle yet – preserve the damage

✅ Medical Records:

Request copies of all ER/hospital records from Hereford Regional Medical Center or other facilities
Keep all discharge paperwork
Follow up with your primary care physician within 24-48 hours

✅ Insurance Communications:

Note any calls from insurance companies
Do NOT give recorded statements yet
Do NOT sign anything
Do NOT accept any settlement offers
Say: “I need to speak with my attorney first”

✅ Social Media:

Make ALL profiles private immediately
Do NOT post about the accident
Do NOT post photos of injuries or activities
Tell friends/family not to tag you in posts

Hour 24-48 (Strategic Decisions):

✅ Legal Consultation:

Speak with experienced motor vehicle accident attorney
Call Attorney911: 1-888-ATTY-911 for free consultation
Have your documentation ready

✅ Insurance Response:

If insurance contacts you, refer them to your attorney
Say: “My attorney will be in touch with you”
Provide only basic information: name, date of accident, that you were involved

✅ Settlement Offers:

Do NOT accept or sign anything without lawyer review
Early offers are ALWAYS lowball offers
You don’t know extent of your injuries yet

✅ Evidence Backup:

Upload all screenshots and photos to cloud storage
Email copies to yourself and family member
Create written timeline of events while memory is fresh

Week One Priorities:

✅ Medical Follow-Up:

Continue documenting all injuries
See specialists if recommended
Follow ALL doctor recommendations (insurance watches for gaps)
Get written work restrictions if needed

✅ Investigation Begins:

Attorney obtains police report
Preservation letters sent to all parties
Surveillance footage secured before deletion
Witness statements recorded

✅ Communication:

Attorney handles ALL insurance communication
You focus on recovery
Document any pressure from insurance or other parties

Why Evidence Disappears So Quickly

One of the most important reasons to call Attorney911 immediately is that critical evidence disappears on a predictable schedule:

Day 1-7:

Witness memories peak then begin fading immediately
Witnesses become harder to locate as days pass
Details are forgotten or become uncertain
Physical evidence: Skid marks fade, debris is cleared, accident scene is cleaned

Day 7-30:

Surveillance footage DELETED:
- Gas stations: 7-14 days typical
- Retail stores: 30 days typical
- Ring doorbells: 30-60 days
- Traffic cameras: 30 days
Once deleted = GONE FOREVER – cannot be recovered
Witnesses: Change jobs, move, become unreachable
Scene changes: Road repairs, new striping, traffic signals adjusted

Month 1-2:

Insurance companies solidify defense position
Adjusters have built their file against you
Settlement position hardens
Vehicle repairs: Evidence from vehicles is destroyed once repaired

Month 2-6:

Trucking electronic data DELETED:
- ELD (Electronic Logging Device) data: 30-180 days retention
- Black box data: Can be automatically overwritten
- GPS/telematics: Varies by company
Cell phone records: Harder to obtain as time passes
Social media: Posts deleted, accounts deactivated

Month 6-12:

Witnesses: Graduate, move away, memory severely degraded
Medical evidence: Harder to link injuries to accident
Treatment gaps: Used against you by insurance
Financial desperation: Mounting bills make you vulnerable

Month 12-24:

Approaching statute of limitations
Creates pressure to settle (insurance knows you’re desperate)
Evidence severely degraded
Case value diminished

Texas Motor Vehicle Law You Need to Know

Statute of Limitations (2 Years – Absolute Deadline)

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is absolute – miss it, and your case is barred forever. There are very limited exceptions:

Discovery Rule: In rare cases, the 2-year clock may start later if the injury wasn’t immediately discoverable
Minor Children: The clock doesn’t start until the child turns 18
Government Claims: Special notice requirements (often 6 months)

Why this matters for Hereford accident victims:
Insurance companies know about this deadline and will use it against you. They may delay your case, hoping you’ll miss the deadline. Don’t let them take advantage of you – call Attorney911 as soon as possible.

Comparative Negligence (51% Bar Rule)

Texas uses a “modified comparative negligence” system with a 51% bar:

If you are 50% or less at fault → You can recover damages (reduced by your percentage of fault)
If you are 51% or more at fault → You recover NOTHING

Examples:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why this matters:
Insurance companies ALWAYS try to assign maximum fault to you to reduce their payment. Even small fault percentages can cost you thousands:

10% fault on $100,000 case = $10,000 less for you
25% fault on $250,000 case = $62,500 less for you
40% fault on $500,000 case = $200,000 less for you

Accident reconstruction reports
Witness statements
Traffic camera footage
Police reports
Expert testimony

Texas Minimum Auto Insurance Requirements

Texas requires all drivers to carry minimum insurance coverage:

Coverage	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

Uninsured Motorist Statistics:

Approximately 15.4% of US motorists are uninsured (about 1 in 7 drivers)
Your own Uninsured/Underinsured Motorist (UM/UIM) coverage is critical for protection
Texas allows inter-policy stacking (combining coverage from multiple vehicles)

How Insurance Companies Try to Cheat You

Insurance companies are not on your side. Their goal is to pay you as little as possible – or nothing at all. Here’s how they try to cheat accident victims in Hereford and Deaf Smith County:

Tactic #1: Quick Contact & Recorded Statement Trap

What they do:
Within hours or days of your accident, an insurance adjuster will contact you. They’ll sound friendly and helpful, saying things like:

“We just want to help you”
“We need to get your side of the story”
“This is routine, everyone does this”
“It’ll only take a few minutes”

What they’re really doing:
They’re building their defense against you with carefully crafted questions designed to get you to say things that hurt your case:

Question They Ask	What They Want You to Say
“You’re feeling better now though, right?”	Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?”	Minimize collision severity
“You were able to walk away from the scene?”	Suggest injuries aren’t serious
“Were you distracted at all?”	Get you to admit distraction
“How fast were you going?”	Hope you overestimate or say “I don’t know”

Everything you say is documented, recorded, transcribed, and WILL be used against you. You cannot take it back.

The truth:

You are NOT required to give a recorded statement to the other driver’s insurance
Giving a statement without an attorney ALMOST ALWAYS hurts your case
Insurance companies know this – that’s why they push so hard

How Attorney911 counters:
Once you hire us, we become your voice. We handle all communication with insurance companies so you don’t have to worry about saying the wrong thing.

Tactic #2: Quick Settlement Offer (Weeks 1-3)

What they do:
Within days or weeks of your accident, the insurance company will offer you quick money:

Typical offers: $2,000-$5,000
Sometimes $10,000-$15,000 if they’re scared
Sounds good when you have zero money and mounting bills

They create artificial urgency:

“This offer expires in 48 hours”
“I can only get approval for this amount right now”
“Take it or leave it”
“This is our final offer” (it’s not)

The trap:
You don’t know the full extent of your injuries yet. Consider this real scenario:

What Happens	Result
Day 3: Insurance offers $3,500 “final settlement”	You’re desperate, in pain, scared
You sign the release	You think it’s over
Week 6: MRI shows herniated disc requiring surgery	Surgery costs $100,000
TOO LATE	You signed release, can’t reopen claim
You pay $100,000 out of pocket	Insurance pays nothing more

The release is permanent and final. Once you sign it, you’re done.

How Attorney911 counters:
We NEVER settle before you’ve reached Maximum Medical Improvement (MMI) – the point where you’ve recovered as much as you’re going to. This could be 6 months, 12 months, or even longer for serious injuries. We know these early offers are always lowball – Lupe used to calculate them.

Tactic #3: “Independent” Medical Exam (IME) Scheme

What they call it:
“Independent Medical Examination” (IME)

What it really is:
An insurance company-hired doctor whose job is to minimize your injuries.

How insurance companies choose IME doctors:
They select doctors based on:

Who gives insurance-favorable reports (not who’s most qualified)
Doctors who consistently find “no injury” or “pre-existing condition”
Doctors paid THOUSANDS by insurance companies ($2,000-$5,000 per exam)
Repeat business = repeat favorable reports

What happens at an IME:

10-15 minute “examination” (vs. your treating doctor’s thorough evaluation)
Rarely review your complete medical records beforehand
Ask questions designed to get you to say “I’m feeling better”
Look for ANY reason to minimize your injuries

Common IME doctor findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis – used to deny claims
“Injuries consistent with minor trauma”	Minimizes your pain and suffering
“Patient can return to full duty work”	Eliminates lost wage claims
“Treatment has been excessive”	Attacks your treating doctors
“Subjective complaints out of proportion to objective findings”	Medical speak for calling you a LIAR

How Attorney911 counters:

We prepare you extensively before the exam
We send your complete medical records to the IME doctor first (forcing them to review)
We challenge biased IME reports with our own medical experts
Lupe knows these specific doctors and their biases – he hired them for years

Tactic #4: Delay and Financial Pressure

What they do:
They drag your case out, hoping you’ll get desperate and accept less:

“Still investigating your claim”
“Waiting for medical records” (that we sent months ago)
“Reviewing your file”
“Need additional information”
Ignore calls and emails
Take weeks to respond to simple questions

Why delay works (on people without attorneys):

Insurance Companies Have:

Unlimited time
Unlimited resources
No financial pressure
Earning interest on YOUR settlement money while delaying

You Have:

Mounting bills
Zero income
Creditors threatening
Need money NOW

Financial desperation makes you accept less:

Month 1: You’d reject $5,000 offer
Month 6: You’d seriously consider $5,000
Month 12: You’d BEG for $5,000 just to end the nightmare

How Attorney911 counters:

We file a lawsuit to force deadlines
We set depositions, making them produce witnesses
We prepare for trial, showing we’re serious
Lupe understands delay tactics because he used them – he knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What they do:
Insurance companies hire private investigators to:

Video you doing daily activities
Film from public places (your driveway, street, stores)
Follow you to appointments, errands, social activities
Look for ANY activity that contradicts your injury claims
One video of you bending over = “Not really injured”

They monitor ALL your social media:

Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
Monitor your friends’ profiles for posts mentioning you
Use facial recognition to find photos you’re tagged in
Archive your entire social media history

Examples we’ve defended against:

Example	What Happened	Insurance Claimed	Reality
Old Photo	Gym photo from 3 YEARS AGO	Presented as recent, contradicts injury	We proved metadata was pre-accident
Restaurant Check-in	Facebook check-in at restaurant	“Partying and having fun”	Sitting quietly having dinner
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor RECOMMENDED short walks
Smiling in Photo	Family photo smiling	“Not in pain – she’s smiling!”	Everyone smiles for photos

7 Rules for Clients:

Make ALL profiles private immediately
DON’T post about accident, injuries, activities, emotions, case
DON’T check in anywhere
Tell friends/family: don’t tag, don’t post about you
Don’t accept friend requests from strangers (fake profiles)
BEST: Stay off social media entirely during your case
Assume EVERYTHING is being monitored

Lupe’s insider quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

Tactic #6: Comparative Fault Arguments

What they do:
They try to assign you MAXIMUM fault to reduce their payment:

“You were speeding” (without evidence)
“You weren’t paying attention” (speculation)
“You could have avoided this” (hindsight bias)
“You were distracted” (guessing)
“You contributed to this accident” (shifting blame)

Why they do this:
Texas’s 51% bar rule means:

If you’re 51%+ at fault → You get NOTHING
If you’re 50% or less at fault → Your damages are reduced by your percentage

Even small fault percentages cost thousands:

10% fault on $100,000 case = $10,000 less for you
25% fault on $250,000 case = $62,500 less for you
40% fault on $500,000 case = $200,000 less for you

How Attorney911 counters:
We conduct an aggressive liability investigation:

Accident reconstruction to prove the other driver’s fault
Witness statements supporting your version
Police report analysis emphasizing citations
Expert testimony on perception-reaction time
Lupe knows their fault arguments because he made them for years – now he defeats them

How Colossus Software Really Values Your Claim

Most insurance companies use a computerized system called Colossus to calculate claim values. Here’s how it really works:

How Colossus Works:

Data Entry: Adjuster inputs injury codes, treatment types, medical costs, lost wages, jurisdiction
Coding: Your injuries are coded using standardized medical terms
Calculation: Software applies algorithms to determine “value”
Range Output: System provides recommended settlement range
Authority: Adjuster typically cannot exceed this range without supervisor approval

How Insurance Manipulates Colossus:

Manipulation	Effect
Low Injury Codes	“Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Excessive Treatment Flags	Therapy beyond “normal” range triggers reduction
Conservative Treatment Penalty	Chiropractic valued less than MD treatment
Pre-Existing Reduction	Any prior condition used to reduce value
Jurisdiction Factor	Low-verdict counties get lower values

Why Lupe’s Experience Matters:

He knows how to code injuries properly for maximum value
He knows which medical terms trigger higher valuations
He knows when Colossus output is artificially low
He knows how to present records to beat the algorithm
He worked with these systems for years as a defense attorney

What You Can Recover: Damages in Texas Motor Vehicle Accident Cases

If you’ve been injured in a motor vehicle accident in Hereford or Deaf Smith County, you may be entitled to compensation for:

Economic Damages (No Cap in Texas):

Damage Type	What It Covers
Medical Expenses (Past)	ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment
Medical Expenses (Future)	Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past)	Income lost from date of accident to present
Lost Earning Capacity (Future)	Reduced ability to earn income in the future
Property Damage	Vehicle repair or replacement, personal property (phone, glasses, etc.)
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice):

Damage Type	What It Covers
Pain and Suffering	Physical pain from injuries, both past and future
Mental Anguish	Emotional distress, anxiety, depression, fear, PTSD
Physical Impairment	Loss of physical function, disability, limitations
Disfigurement	Scarring, permanent visible injuries affecting appearance
Loss of Consortium	Impact on marriage/family relationships, loss of companionship
Loss of Enjoyment of Life	Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped):

Available for gross negligence, fraud, or malice
Drunk driving cases often qualify
Cap: Greater of $200,000 OR (2x economic + 1x non-economic max $750,000)
Purpose: Punish defendant and deter similar conduct

Settlement Ranges by Injury Type

Soft Tissue Injuries (Whiplash, Sprains, Strains):

Medical Treatment:

Emergency room: $2,000-$5,000
Follow-up doctor visits: $1,000-$3,000
Physical therapy (6-12 weeks): $3,000-$7,000
Medications: $300-$1,000
Total Medical: $6,000-$16,000

Lost Wages: $2,000-$10,000 (2-6 weeks missed work)
Pain & Suffering: $8,000-$35,000

SETTLEMENT RANGE: $15,000-$60,000
Higher if: Permanent pain, restrictions on activities, chronic condition develops

Broken Bone (Single, Simple Fracture):

Medical Treatment:

Emergency room and X-rays: $3,000-$6,000
Orthopedic consultation: $500-$1,500
Casting and follow-up: $2,000-$5,000
Physical therapy: $3,000-$8,000
Total Medical: $10,000-$20,000

Lost Wages: $5,000-$15,000 (4-8 weeks missed work)
Pain & Suffering: $20,000-$60,000

SETTLEMENT RANGE: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF):

Medical Treatment:

Emergency room: $5,000-$10,000
Surgery (Open Reduction Internal Fixation): $25,000-$50,000
Hospital stay (2-3 days): $6,000-$15,000
Follow-up care: $3,000-$8,000
Physical therapy (3-6 months): $8,000-$15,000
Total Medical: $47,000-$98,000

Lost Wages: $10,000-$30,000 (3-6 months)
Pain & Suffering: $75,000-$200,000

SETTLEMENT RANGE: $132,000-$328,000

Herniated Disc (Conservative Treatment):

Medical Treatment:

Emergency room and initial treatment: $3,000-$6,000
MRI: $2,000-$4,000
Physician visits and pain management: $5,000-$12,000
Physical therapy (3-6 months): $8,000-$15,000
Epidural steroid injections (series of 3): $3,000-$6,000
Medications: $1,000-$3,000
Total Medical: $22,000-$46,000

Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000

SETTLEMENT RANGE: $70,000-$171,000

Herniated Disc (Surgery Required):

Medical Treatment:

Initial treatment and diagnostics: $8,000-$15,000
Failed conservative treatment: $10,000-$20,000
Spinal surgery (microdiscectomy or fusion): $50,000-$100,000
Hospital stay: $8,000-$20,000
Post-surgical care and follow-up: $5,000-$15,000
Physical therapy (6-12 months): $10,000-$20,000
Pain management: $5,000-$15,000
Total Past Medical: $96,000-$205,000

Future Medical: $30,000-$100,000 (ongoing pain management, possible revision surgery)
Lost Wages: $20,000-$50,000 (6-12 months recovery)
Lost Earning Capacity: $50,000-$400,000 (if you can’t return to physical job)
Pain & Suffering: $150,000-$450,000

SETTLEMENT RANGE: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

Medical Treatment:

Emergency room and trauma care: $10,000-$30,000
Hospital/ICU stay (1-4 weeks): $50,000-$200,000
Neurosurgery if required: $75,000-$200,000
Acute rehabilitation facility: $30,000-$100,000
Neurologist follow-up care: $10,000-$30,000
Neuropsychological testing: $3,000-$8,000
Cognitive therapy: $15,000-$50,000
Medications: $5,000-$20,000
Total Past Medical: $198,000-$638,000

Future Medical (Life Care Plan): $300,000-$3,000,000+ depending on severity
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+

SETTLEMENT RANGE: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

Spinal Cord Injury / Paralysis:

Lifetime Care Costs by Level:

Injury Level	First Year	Each Year After	Lifetime Total
High Tetraplegia (C1-C4)	$1,200,000-$1,500,000	$200,000-$250,000	$6,000,000-$13,000,000+
Low Tetraplegia (C5-C8)	$850,000-$1,100,000	$75,000-$100,000	$3,700,000-$6,100,000+
Paraplegia (T1-L5)	$500,000-$750,000	$70,000-$90,000	$2,500,000-$5,250,000+

SETTLEMENT RANGE: $4,770,000-$25,880,000

Amputation:

Medical Treatment:

Emergency care and surgery: $80,000-$200,000
Hospital stay: $50,000-$150,000
Rehabilitation: $30,000-$100,000
Initial prosthetic fitting: $10,000-$30,000
Total Past Medical: $170,000-$480,000

Future Medical (Lifetime Prosthetics):

Basic prosthetic leg: $5,000-$15,000 every 3-5 years
Advanced computerized prosthetic: $50,000-$100,000 every 3-5 years
Over lifetime (30-50 years): $500,000-$2,000,000

SETTLEMENT RANGE: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Wrongful Death (Working Age Adult):

Economic Damages:

Funeral and burial: $10,000-$20,000
Medical expenses before death: $50,000-$500,000
Lost financial support to family (present value): $1,000,000-$4,000,000

Non-Economic Damages:

Loss of companionship, society, love: $500,000-$3,000,000
Loss of advice and counsel: $100,000-$500,000
Mental anguish (family members): $250,000-$1,500,000

SETTLEMENT RANGE: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Why Hereford and Deaf Smith County Accident Victims Choose Attorney911

When you’re injured in a motor vehicle accident in Hereford or anywhere in Deaf Smith County, you have choices when it comes to legal representation. Here’s why so many accident victims choose Attorney911:

1. We Know the Hereford Community

While we serve clients across Texas, we understand the unique challenges faced by Hereford and Deaf Smith County residents. We’re familiar with:

Local courts and judges
Hereford Regional Medical Center and other local healthcare providers
Dangerous intersections and roadways in the area
Local employers and wage levels
The agricultural and ranching industries that are vital to the local economy

This local knowledge helps us build stronger cases for our clients.

2. Insurance Defense Insider Knowledge

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This unique advantage means we know exactly how insurance companies try to minimize your claim because we used to work for them. Lupe Peña spent years:

Calculating claim values for insurance companies
Deploying delay tactics and defense strategies
Selecting IME doctors who would minimize injuries
Making comparative fault arguments to reduce payouts

Now, he uses that insider knowledge to fight FOR you, not against you. This is an advantage no other law firm in Hereford can offer.

3. Multi-Million Dollar Results

Our track record speaks for itself:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

These aren’t just claims – they’re documented results that show our commitment to fighting for maximum compensation for our clients.

4. Federal Court Experience for Complex Cases

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court admission is crucial for handling complex motor vehicle accident cases, especially those involving:

Commercial trucking accidents with FMCSA violations
Cases against out-of-state defendants
Product liability claims (like defective vehicle parts)
Cases with multiple liable parties

Our firm was also one of the few selected to participate in the BP Texas City explosion litigation – experience that demonstrates our capability to take on billion-dollar corporations and win.

5. Personal Attention You Won’t Find at Big Firms

At Attorney911, you’re not just another case number. Our clients consistently praise the personal attention they receive:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.” – Dame Haskett

6. No Fee Unless We Win – Zero Financial Risk to You

We understand that accident victims often face mounting medical bills and lost wages. That’s why we work on a contingency fee basis:

Free initial consultation
No upfront costs
We advance all case expenses
You pay nothing unless we recover compensation for you

This means you can get experienced legal representation without adding to your financial stress.

7. We Handle Everything So You Can Focus on Recovery

When you hire Attorney911, we take care of everything:

Handling all communication with insurance companies
Gathering and preserving evidence
Obtaining medical records and police reports
Negotiating with insurance adjusters
Filing all necessary paperwork
Preparing your case for trial if needed

You focus on your recovery while we focus on your case.

What Our Clients Say About Us

Don’t just take our word for it – here’s what our clients say about their experience with Attorney911:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.” – Dame Haskett

“Leonor is the best!!! She was able to assist me with my case within 6 months.” – Tymesha Galloway

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.” – Jamin Marroquin

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

Frequently Asked Questions About Motor Vehicle Accidents in Hereford

Immediate After Accident

1. What should I do immediately after a car accident in Hereford or Deaf Smith County?

If you’ve been in an accident in Hereford or anywhere in Deaf Smith County:

Call 911 and report the accident
Seek medical attention even if you feel fine (adrenaline masks injuries)
Document everything: photos of damage, injuries, scene
Exchange information with other driver
Get witness names and phone numbers
Do NOT give recorded statement to any insurance company
Call Attorney911: 1-888-ATTY-911

2. Should I call the police even for a minor accident?

Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

Traumatic brain injuries can take days to manifest
Internal bleeding may not be obvious
Herniated discs may not cause pain for weeks
Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately at Hereford Regional Medical Center or another local facility.

4. What information should I collect at the scene?

Other driver: name, phone, address, driver’s license, insurance
Vehicle: make, model, color, license plate
Witnesses: names and phone numbers
Photos: all vehicle damage, injuries, road conditions, traffic signals
Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

Exchange information only
Do NOT discuss fault
Do NOT apologize or say “I’m sorry” (can be used as admission)
Do NOT give your opinion on what happened
Stick to facts only

6. How do I obtain a copy of the accident report?

In Deaf Smith County, you can obtain the police report from the Hereford Police Department or the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept settlement before knowing full extent of injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?

You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911

15. How much time do I have to file (statute of limitations)?

In Texas: 2 years from date of accident for personal injury, 2 years from date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to MMI
Demand letter to insurance
Negotiation
Lawsuit if necessary
Discovery
Mediation
Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

Medical expenses (past and future)
Lost wages and earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

Giving recorded statement without attorney
Accepting quick settlement
Delaying medical treatment
Gaps in treatment
Posting on social media
Signing releases or authorizations
Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize severity of injuries. Delayed symptoms are common. We can still help.

Special Situations

36. What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. “Eggshell plaintiff” rule: Defendant takes victim as they find them. Example: You had mild occasional back pain. Accident caused herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining coverage from multiple vehicles). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. Multiplier depends on: injury severity, permanency, impact on life, clear liability. Example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years—he knows how to justify higher multipliers. See Section G for detailed breakdown.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?

File police report immediately (hit and run is criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage deleted 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. Driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. Insurance policy still applies. Estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle with sensitivity while protecting your rights.

Hereford-Specific Resources

Local Hospitals and Medical Centers:

Hereford Regional Medical Center: 801 E 2nd St, Hereford, TX 79045
Northwest Texas Healthcare System (Amarillo): 1501 S Coulter St, Amarillo, TX 79106
BSA Health System (Amarillo): 1600 Wallace Blvd, Amarillo, TX 79106

Law Enforcement Agencies:

Hereford Police Department: 200 N Lee St, Hereford, TX 79045
Deaf Smith County Sheriff’s Office: 235 E 3rd St, Hereford, TX 79045
Texas Department of Public Safety (Hereford Office): 1001 W 15th St, Hereford, TX 79045

Dangerous Intersections and Roadways in Hereford:

US Highway 60 (high-speed traffic, agricultural vehicles)
I-40 (interstate traffic mixing with local vehicles)
15th Street & Avenue D (busy downtown intersection)
14th Street & Main Street (heavy traffic area)
FM 1055 (scenic but dangerous curves)
23rd Street & Avenue F (near schools and residential areas)

Local Courts:

Deaf Smith County Courthouse: 235 E 3rd St, Hereford, TX 79045
Hereford Municipal Court: 200 N Lee St, Hereford, TX 79045

Call Attorney911 Now – Your Legal Emergency Line

If you’ve been injured in a motor vehicle accident in Hereford or anywhere in Deaf Smith County, don’t wait. Evidence disappears daily, and insurance companies are already building their case against you.

Call our legal emergency line now: 1-888-ATTY-911 (1-888-288-9911)

We offer:

Free consultation
No upfront costs
No fee unless we win
Spanish-speaking attorneys available
Personal attention from Ralph Manginello and Lupe Peña

Remember:

Surveillance footage is being deleted (7-30 days)
Witness memories are fading
The 2-year statute of limitations is ticking
Insurance companies won’t tell you your rights
We know their tactics because Lupe used them for years

Don’t face this alone. Call Attorney911 now: 1-888-ATTY-911

The Manginello Law Firm, PLLC | Attorney911
Serving Hereford, Deaf Smith County, and all of Texas
Principal Office: Houston, Texas
1-888-ATTY-911 (1-888-288-9911)

We don’t get paid unless we win your case. Hablamos Español.