Car Accident Lawyer in Hill County, Texas | Attorney911 Fights for You

If you’ve been injured in a car accident in Hill County, Texas, you’re not alone. With one crash occurring every 57 seconds in Texas and over 251,000 people injured annually, car accidents are a constant danger on our roads. At Attorney911, we understand the physical, emotional, and financial devastation a car crash can cause. Our team, led by Ralph Manginello with 25+ years of experience, is here to fight for the compensation you deserve.

The Reality of Car Accidents in Hill County

Hill County sees its share of dangerous roads and intersections. Whether you’re traveling on local highways, rural roads, or busy streets, the risk of a collision is always present. In 2024 alone, Texas experienced:

• 1 crash every 57 seconds
• 1 person injured every 2 minutes and 5 seconds
• Over 4,150 fatalities
• More than 251,977 people injured

These aren’t just statistics—they represent real people whose lives have been disrupted by negligent drivers. If you’re one of them, Attorney911 is here to help.

Why Choose Attorney911 for Your Hill County Car Accident Case?

Insurance Defense Insider Advantage

What sets Attorney911 apart is our unique insider knowledge of how insurance companies operate. Lupe Peña, our associate attorney, spent years working for a national defense firm, learning firsthand how large insurance companies value claims.

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This experience gives us an unfair advantage. While other firms are guessing how insurance companies work, we know their tactics because Lupe used them for years. Now, he uses that knowledge to fight for you.

Multi-Million Dollar Results

Our results speak for themselves. We’ve recovered millions for clients with injuries just like yours:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

These aren’t just numbers—they represent real people who were able to rebuild their lives after devastating accidents. We fight for maximum compensation, not quick, lowball settlements.

Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. This means we can handle complex cases that other firms might avoid, including those involving:

• Multiple defendants
• Federal regulations (like FMCSA for trucking cases)
• Corporate defendants
• Catastrophic injuries

Our involvement in the BP explosion litigation further demonstrates our capability to take on billion-dollar corporations and win.

Personal Attention You Deserve

At Attorney911, you’re not just another case number. As client Chad Harris shared:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

We take pride in our personal approach. You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager assembly line. Our staff, including Leonor and Melani, are praised for their communication:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did.” – Brian Butchee

“Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

Common Injuries in Car Accidents

Car accidents can cause a wide range of injuries, from minor to life-altering:

• Whiplash and soft tissue injuries: Often dismissed as minor, but can cause chronic pain and long-term issues.
• Herniated discs: Can require surgery and months of rehabilitation.
• Broken bones and fractures: May require surgery, physical therapy, and time off work.
• Traumatic brain injuries (TBI): Can have lasting cognitive and emotional effects.
• Spinal cord injuries: May result in partial or complete paralysis.
• Internal organ damage: Often not immediately apparent but can be life-threatening.
• Post-Traumatic Stress Disorder (PTSD): Affects 32-45% of accident victims, causing anxiety, flashbacks, and driving phobias.

Many of these injuries don’t show symptoms immediately. Adrenaline can mask pain at the scene, and symptoms may develop days or even weeks later. That’s why it’s crucial to seek medical attention right away, even if you feel fine.

The Insurance Company Playbook: How They Try to Minimize Your Claim

Insurance companies are not on your side. Their goal is to pay you as little as possible, and they have a playbook of tactics to achieve this. Here’s what they don’t want you to know:

1. The Quick Cash Trap

Within days or weeks of your accident, the insurance company may offer you a quick settlement. It might sound tempting—especially when you’re facing medical bills and lost wages—but these offers are almost always far below what your case is truly worth.

Why it’s a trap:

• You don’t know the full extent of your injuries yet.
• Once you accept a settlement, you can’t go back for more, even if you need surgery later.
• Insurance companies know you’re vulnerable and desperate for cash.

Real-life example:
A client was offered $5,000 two weeks after their accident. They were tempted to accept, but we advised them to wait. Months later, an MRI revealed a herniated disc requiring surgery. The final settlement was over $250,000—50 times the initial offer.

2. The Recorded Statement Trap

Insurance adjusters will contact you soon after the accident, often while you’re still in the hospital or on pain medication. They’ll sound friendly and helpful, but their goal is to get you to say something that can be used against you.

Common questions they’ll ask:

• “You’re feeling better now, right?” (They want you to say you’re improving.)
• “It wasn’t that bad of an impact, was it?” (They want to minimize the severity.)
• “Were you distracted at all?” (They want you to admit fault.)

“Everything is documented, recorded, transcribed, and WILL be used against you. You cannot take it back.”

What to do instead:
Say: “I need to speak with my attorney first.” Then call Attorney911 at 1-888-ATTY-911. We’ll handle all communication with the insurance company.

3. The “Independent” Medical Exam (IME) Scam

If your case is serious, the insurance company will send you to an “independent” medical exam. But these exams are anything but independent.

What really happens:

• The doctor is hired and paid by the insurance company.
• They spend 10-15 minutes with you, compared to your treating doctor’s thorough evaluation.
• They look for any reason to minimize your injuries.

Common IME findings:

• “Patient has pre-existing degenerative changes.” (Everyone over 40 has some arthritis.)
• “Injuries consistent with minor trauma.” (Minimizing your pain.)
• “Patient can return to full-duty work.” (Eliminating lost wage claims.)
• “Treatment has been excessive.” (Attacking your doctors.)

How Attorney911 counters this:
Lupe Peña knows these doctors and their biases because he hired them for years. We prepare you extensively for the exam and challenge biased reports with our own medical experts.

4. Delay, Deny, Defend

Insurance companies will drag out your case for months or even years, hoping you’ll get desperate and accept a lowball offer.

Their tactics:

• “Still investigating your claim.”
• “Waiting for medical records.” (Even if you’ve sent them multiple times.)
• “Reviewing your file.” (They’re not.)
• Ignoring your calls and emails.

Why it works:

• You have bills piling up.
• You’re in pain and want it to end.
• You don’t have the resources to fight back.

How Attorney911 counters this:
We file lawsuits to force deadlines. We set depositions, making them produce witnesses. We prepare for trial, showing we’re serious. Lupe understands these delay tactics because he used them for years—now he knows when and how to push back.

5. Surveillance and Social Media Monitoring

Insurance companies will hire private investigators to follow you and monitor your social media accounts.

What they’re looking for:

• Photos or videos of you doing activities that contradict your injury claims.
• Posts about your accident, injuries, or activities.
• Check-ins at locations that might suggest you’re not as injured as you claim.

Real examples we’ve defended:

• A client was filmed walking their dog slowly. The insurance company claimed they weren’t disabled.
• A family photo showed a client smiling. The insurance company argued they weren’t in pain.
• A friend posted “Had fun yesterday!” The insurance company tried to use it as evidence the client wasn’t injured.

7 Rules to Follow:

1. Make ALL social media profiles private immediately.
2. DON’T post about your accident, injuries, or activities.
3. Tell friends and family not to tag you or post about you.
4. Don’t accept friend requests from strangers (they could be fake profiles).
5. Assume EVERYTHING is being monitored.
6. BEST: Stay off social media entirely during your case.
7. If you must post, avoid anything that could be taken out of context.

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.” – Lupe Peña

6. The Comparative Fault Blame Game

Texas uses a modified comparative negligence rule with a 51% bar. This means:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault).
• If you’re 51% or more at fault, you get nothing.

Insurance companies will try to assign you maximum fault to reduce their payment.

Common arguments they make:

• “You were speeding.” (Without evidence.)
• “You weren’t paying attention.” (Speculation.)
• “You could have avoided this.” (Hindsight bias.)
• “You were distracted.” (Guessing.)

How Attorney911 counters this:
We conduct aggressive liability investigations:

• Accident reconstruction to prove the other driver’s fault.
• Witness statements supporting your version.
• Police report analysis emphasizing citations.
• Expert testimony on perception-reaction time.

Lupe knows these fault arguments because he made them for years—now he defeats them.

What to Do After a Car Accident in Hill County

The 48-Hour Protocol

Hour 1-6: Immediate Crisis

• Safety First: If you can move safely, get to a secure location away from traffic.
• Call 911: Report the accident and request medical assistance if anyone is injured.
• Medical Attention: Even if you feel fine, get checked out. Adrenaline masks injuries.
• Document Everything:
  • Take photos of ALL vehicle damage (every angle).
  • Photograph the accident scene, road conditions, traffic signals.
  • Take photos of visible injuries.
  • Screenshot any messages visible on your phone (do NOT delete anything).
• Exchange Information:
  • Other driver’s name, phone, address.
  • Insurance company and policy number.
  • Driver’s license number.
  • License plate number.
  • Vehicle make, model, color.
• Witnesses: Get names and phone numbers of any witnesses.
• Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company.

Hour 6-24: Evidence Preservation

• Digital Preservation:
  • Preserve all texts, calls, photos, videos related to the accident.
  • Do NOT delete anything from your phone.
  • Screenshot everything relevant.
  • Email copies to yourself for backup.
• Physical Evidence:
  • Secure damaged clothing, glasses, personal items.
  • Keep receipts for any expenses (towing, rental car, medications).
  • Do NOT repair your vehicle yet—preserve the damage.
• Medical Records:
  • Request copies of all ER/hospital records.
  • Keep all discharge paperwork.
  • Follow up with your primary care physician within 24-48 hours.
• Insurance Communications:
  • Note any calls from insurance companies.
  • Do NOT give recorded statements yet.
  • Do NOT sign anything.
  • Do NOT accept any settlement offers.
  • Say: “I need to speak with my attorney first.”
• Social Media:
  • Make ALL profiles private immediately.
  • Do NOT post about the accident.
  • Do NOT post photos of injuries or activities.
  • Tell friends/family not to tag you in posts.

Hour 24-48: Strategic Decisions

• Legal Consultation: Speak with an experienced car accident attorney. Call Attorney911 at 1-888-ATTY-911 for a free consultation.
• Insurance Response: If insurance contacts you, refer them to your attorney. Say: “My attorney will be in touch with you.” Provide only basic information: name, date of accident, that you were involved.
• Settlement Offers: Do NOT accept or sign anything without lawyer review. Early offers are ALWAYS lowball offers. You don’t know the extent of your injuries yet.
• Evidence Backup: Upload all screenshots and photos to cloud storage. Email copies to yourself and a family member. Create a written timeline of events while your memory is fresh.

Week One Priorities

• Medical Follow-Up: Continue documenting all injuries. See specialists if recommended. Follow ALL doctor recommendations (insurance watches for gaps). Get written work restrictions if needed.
• Investigation Begins: Attorney obtains police report. Preservation letters sent to all parties. Surveillance footage secured before deletion. Witness statements recorded.
• Communication: Attorney handles ALL insurance communication. You focus on recovery. Document any pressure from insurance or other parties.

Evidence Disappears Daily—Act Now

Every day you wait, critical evidence is being lost:

• Day 1-7: Witness memories begin fading. Physical evidence like skid marks and debris are cleared.
• Day 7-30: Surveillance footage is deleted (gas stations: 7-14 days, retail stores: 30 days, traffic cameras: 30 days).
• Month 1-2: Insurance companies solidify their defense position. Vehicle repairs destroy evidence.
• Month 2-6: Trucking ELD data can be overwritten (30-180 days). Cell phone records become harder to obtain.
• Month 6-12: Witnesses become unreachable. Medical evidence becomes harder to link to the accident.
• Month 12-24: Approaching the 2-year statute of limitations. Insurance companies create pressure to settle cheap.

“Every day you wait, evidence disappears. Surveillance footage from nearby businesses is typically deleted within 7-30 days. We immediately send preservation letters to secure this critical evidence.”

Call Attorney911 NOW: 1-888-ATTY-911

Types of Damages You Can Recover

Economic Damages (No Cap in Texas)

• Medical Expenses (Past): ER, hospital, surgery, doctors, physical therapy, medications, medical equipment.
• Medical Expenses (Future): Ongoing treatment, future surgeries, lifetime medications, long-term care.
• Lost Wages (Past): Income lost from date of accident to present.
• Lost Earning Capacity (Future): Reduced ability to earn income in the future.
• Property Damage: Vehicle repair or replacement, personal property.
• Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, household help.

Non-Economic Damages (No Cap Except Medical Malpractice)

• Pain and Suffering: Physical pain from injuries, both past and future.
• Mental Anguish: Emotional distress, anxiety, depression, fear, PTSD.
• Physical Impairment: Loss of physical function, disability, limitations.
• Disfigurement: Scarring, permanent visible injuries affecting appearance.
• Loss of Consortium: Impact on marriage/family relationships, loss of companionship.
• Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed.

Punitive/Exemplary Damages (Capped)

Available for gross negligence, fraud, or malice. Common in drunk driving cases. Capped at the greater of $200,000 OR (2x economic + 1x non-economic, max $750,000 for non-economic portion).

How Insurance Companies Calculate Your Claim

Insurance companies use software called Colossus to calculate claim values. Here’s how it works:

1. Data Entry: Adjuster inputs injury codes, treatment, costs, jurisdiction.
2. Coding: Injuries are coded using standardized medical terms.
3. Calculation: Software applies algorithms to determine “value.”
4. Range Output: System provides recommended settlement range.

How they manipulate the system:

• Low Injury Codes: “Soft tissue strain” instead of “disc herniation” reduces value 50-100%.
• Excessive Treatment Flags: Therapy beyond “normal” range triggers reduction.
• Conservative Treatment Penalty: Chiropractic valued less than MD.
• Pre-Existing Reduction: Any prior condition used to reduce value.
• Jurisdiction Factor: Low-verdict counties get lower values.

Why Lupe’s experience matters:
Lupe calculated these multipliers for years. He knows:

• How to code injuries properly for maximum value.
• Which medical terms trigger higher valuations.
• When Colossus output is artificially low.
• How to present records to beat the algorithm.

Settlement Ranges for Common Injuries

Injury Type	Medical Costs	Lost Wages	Pain & Suffering	Settlement Range
Soft Tissue (Whiplash, Sprains)	$6,000-$16,000	$2,000-$10,000	$8,000-$35,000	$15,000-$60,000
Broken Bone (Simple)	$10,000-$20,000	$5,000-$15,000	$20,000-$60,000	$35,000-$95,000
Broken Bone (Surgery Required)	$47,000-$98,000	$10,000-$30,000	$75,000-$200,000	$132,000-$328,000
Herniated Disc (Conservative)	$22,000-$46,000	$8,000-$25,000	$40,000-$100,000	$70,000-$171,000
Herniated Disc (Surgery Required)	$96,000-$205,000	$20,000-$50,000	$150,000-$450,000	$346,000-$1,205,000
Traumatic Brain Injury (Moderate-Severe)	$198,000-$638,000	$50,000-$200,000	$500,000-$3,000,000	$1,548,000-$9,838,000
Spinal Cord Injury (Paraplegia)	$500,000-$750,000 (First Year)	$70,000-$90,000 (Annual)	Lifetime: $2,500,000-$5,250,000	$4,770,000-$25,880,000
Amputation	$170,000-$480,000 (Initial)	$500,000-$2,000,000 (Lifetime Prosthetics)	$500,000-$2,000,000	$1,945,000-$8,630,000
Wrongful Death (Working Age Adult)	$60,000-$520,000	$1,000,000-$4,000,000	$850,000-$5,000,000	$1,910,000-$9,520,000

Note: These ranges are estimates. Every case is unique, and past results do not guarantee future outcomes. Your actual recovery will depend on the specific facts of your case.

Why Hill County Residents Choose Attorney911

1. We Know Hill County Courts and Judges

Attorney911 has been serving Hill County and the surrounding areas for decades. We know the local courts, judges, and insurance adjusters who handle claims in this area. This local knowledge gives us an advantage when negotiating your settlement or presenting your case in court.

2. We’re Not Just Texas Attorneys—We’re Hill County Attorneys

While we serve clients across Texas, we understand the unique challenges of Hill County residents. Whether you’re dealing with insurance adjusters, local law enforcement, or medical providers, we know how to navigate the system effectively.

3. We Offer Remote Consultations and Travel to You

If you’re unable to visit our office, we offer remote consultations via phone or video call. We can also travel to Hill County for meetings, depositions, or court appearances as needed.

4. Hablamos Español

Lupe Peña is fluent in Spanish, and our staff includes bilingual team members like Zulema. We understand the importance of clear communication, especially during stressful times.

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

5. No Fee Unless We Win

We work on a contingency fee basis—you pay nothing unless we win your case. There are no upfront costs, and we advance all case expenses. This means you can focus on your recovery while we handle the legal battle.

“We don’t get paid unless we win your case.”

Frequently Asked Questions About Car Accidents in Hill County

Immediate After the Accident

1. What should I do immediately after a car accident in Hill County?

If you’ve been in an accident in Hill County:

• Call 911 and report the accident.
• Seek medical attention even if you feel fine (adrenaline masks injuries).
• Document everything: photos of damage, injuries, and the scene.
• Exchange information with the other driver.
• Get witness names and phone numbers.
• Do NOT give a recorded statement to any insurance company.
• Call Attorney911 at 1-888-ATTY-911.

2. Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest.
• Internal bleeding may not be obvious.
• Herniated discs may not cause pain for weeks.
• Adrenaline masks pain at the scene.

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance.
• Vehicle: make, model, color, license plate.
• Witnesses: names and phone numbers.
• Photos: all vehicle damage, injuries, road conditions, traffic signals.
• Police: officer name, badge number, report number.

5. Should I talk to the other driver or admit fault?

• Exchange information only.
• Do NOT discuss fault.
• Do NOT apologize or say “I’m sorry” (can be used as admission).
• Do NOT give your opinion on what happened.
• Stick to facts only.

6. How do I obtain a copy of the accident report?

In Hill County, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially).
• You suffered injuries or damages.
• There is insurance to recover from.

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering.
2. Medical treatment to MMI.
3. Demand letter to insurance.
4. Negotiation.
5. Lawsuit if necessary.
6. Discovery.
7. Mediation.
8. Trial if needed.

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future).
• Lost wages and earning capacity.
• Pain and suffering.
• Mental anguish.
• Physical impairment.
• Disfigurement.
• Loss of enjoyment of life.
• Property damage.

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney.
• Accepting a quick settlement.
• Delaying medical treatment.
• Gaps in treatment.
• Posting on social media.
• Signing releases or authorizations.
• Not documenting everything.

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you.

Example: You had mild occasional back pain. The accident caused a herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation.

Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on: injury severity, permanency, impact on life, clear liability.

Example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years—he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need an experienced attorney.

Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days.

We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit-and-run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses.

Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns.

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Hill County Car Accident Resources

Local Hospitals and Trauma Centers

If you’re injured in a car accident in Hill County, seek medical attention immediately. Here are some nearby medical facilities:

• Hill Regional Hospital (Hillsboro): Provides emergency care and diagnostic services.
• Baylor Scott & White Medical Center – Hillcrest (Waco): Level II trauma center serving the Hill County area.
• Baylor Scott & White Medical Center – Temple: Level II trauma center with comprehensive emergency services.
• Scott & White Medical Center – Round Rock: Offers advanced trauma care and specialized services.

For severe injuries, you may be transported to a Level I trauma center in nearby cities like Dallas or Fort Worth.

Local Law Enforcement Agencies

After a car accident, you’ll need to file a police report. Here are the local agencies that may respond to accidents in Hill County:

• Hill County Sheriff’s Office: Handles accidents on county roads and rural areas.
• Hillsboro Police Department: Responds to accidents within the city limits of Hillsboro.
• Itasca Police Department: Covers accidents in Itasca.
• Whitney Police Department: Responds to accidents in Whitney.
• Texas Department of Public Safety (DPS): Handles accidents on state highways and interstates.

Hill County Courts

If your case goes to court, it will likely be heard in one of these courts:

• Hill County District Courts: Handle civil cases, including personal injury lawsuits.
• Hill County Courts at Law: May handle smaller civil claims.
• Justice of the Peace Courts: Handle minor civil cases and traffic citations.

Local Highways and Dangerous Intersections

Hill County has its share of dangerous roads and intersections. Some areas to be cautious of include:

• Interstate 35 (I-35): A major north-south corridor that runs through Hill County, known for heavy truck traffic and high-speed collisions.
• US Highway 77: Another busy route that sees frequent accidents.
• State Highway 22: Connects Hillsboro to other parts of the county and can be hazardous due to rural conditions and high speeds.
• Intersection of State Highway 22 and Farm to Market Road 933: Known for frequent collisions due to high traffic volume and limited visibility.

Why Hill County Trusts Attorney911

We’re Part of Your Community

Attorney911 serves Hill County and the surrounding areas from our offices across Texas. While we’re based in Houston, Austin, and Beaumont, our Texas-wide practice means we understand the unique challenges of Hill County residents.

We Fight for Maximum Compensation

Our results speak for themselves. We’ve recovered millions for clients with injuries just like yours:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

These aren’t just numbers—they represent real people who were able to rebuild their lives after devastating accidents.

We Know the Insurance Tactics Because We Used Them

Lupe Peña spent years working for a national defense firm, learning how insurance companies value claims and build defenses. Now, he uses that insider knowledge to fight for you.

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

We Offer Personal Attention

At Attorney911, you’re not just another case number. As client Chad Harris shared:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

Our clients consistently praise our communication and care:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did.” – Brian Butchee

“Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

We’re Here When You Need Us

Car accidents don’t happen on a schedule. That’s why we offer:

• Free consultations
• Remote consultations via phone or video
• Willingness to travel to Hill County for meetings
• 24/7 availability through 1-888-ATTY-911

Call Attorney911 Now: 1-888-ATTY-911

If you’ve been injured in a car accident in Hill County, don’t wait. Evidence disappears daily, and the insurance company is already building their case against you. Call Attorney911 now for a free consultation.

• Free consultation: No obligation, no risk.
• No fee unless we win: You pay nothing unless we recover compensation for you.
• Evidence preservation: We send preservation letters immediately to secure critical evidence.
• Insurance negotiation: We handle all communication with insurance companies.
• Personal attention: You’ll work directly with Ralph Manginello or Lupe Peña.

Don’t Let Insurance Companies Take Advantage of You

The insurance company has a team of adjusters and lawyers working against you. Shouldn’t you have someone fighting for you?

Call Attorney911 now: 1-888-ATTY-911

Se habla español. Hablamos con compasión y claridad.

The Manginello Law Firm, PLLC | Attorney911
Principal Office: Houston, Texas
Serving Hill County and all of Texas

Past results do not guarantee future outcomes. Every case is unique, and your actual recovery will depend on the specific facts of your case.