Car Accidents in Jasper County, Texas: How Attorney911 Fights for Your Maximum Compensation

When Seconds Change Everything: You’re Not Alone After a Jasper County Car Crash

The moment your life changes forever happens in an instant. One second you’re driving home from work, picking up groceries at Brookshire Brothers, or heading to a Friday night football game at Jasper High School. The next second, the screech of tires, the shattering of glass, and the crushing impact of metal on metal send your world spinning out of control. In that single moment, everything changes – your health, your finances, your ability to work, even your sense of safety on Jasper County roads.

If you’re reading this after a car accident in Jasper County, Texas, you’re likely experiencing a whirlwind of emotions: shock, pain, confusion about medical bills, frustration with insurance adjusters, and overwhelming uncertainty about what comes next. You may be wondering:

How will I pay for my medical treatment when I can’t work?
Why is the insurance company offering so little when my injuries are so serious?
What if the other driver claims I’m partially at fault?
How do I navigate the complex legal process while trying to recover?

At Attorney911, we understand exactly what you’re going through because we’ve helped hundreds of Jasper County residents just like you recover from car accidents. With 25+ years of experience handling motor vehicle accident cases across Texas, our team knows that car crashes don’t just cause physical injuries – they create financial crises, emotional trauma, and legal nightmares that can last for years.

The harsh reality is that Texas sees 251,977 people injured in motor vehicle crashes every year – that’s one person injured every 2 minutes and 5 seconds. In Jasper County alone, our roads see far too many preventable collisions on Highway 190, FM 1747, and the busy intersections around the Jasper County Courthouse. Whether you were rear-ended at a stoplight on US 96, sideswiped on FM 1005, or involved in a head-on collision on Highway 63, the aftermath can be devastating.

But here’s what the insurance companies don’t want you to know: you have rights, and you don’t have to face this alone. Our firm includes a former insurance defense attorney who knows exactly how insurance companies try to minimize your claim – because he used to calculate those lowball offers himself. Now, Lupe Peña uses that insider knowledge to fight for victims like you.

When you call Attorney911 at 1-888-ATTY-911, you’re not just getting a law firm – you’re getting a team that treats you like family. As client Chad Harris put it: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” We’ll handle the legal battle while you focus on healing, and we won’t rest until we’ve secured the maximum compensation you deserve.

The Stark Reality of Car Accidents in Jasper County and Across Texas

A Crisis on Our Roads

Every 57 seconds, a motor vehicle crash occurs somewhere in Texas. In 2024 alone, Texas Department of Transportation (TxDOT) reported:

4,150 fatalities on Texas roads
251,977 people injured in motor vehicle crashes
1 person killed every 2 hours and 7 minutes
1 person injured every 2 minutes and 5 seconds

These aren’t just numbers – they represent real people whose lives were changed forever by preventable collisions. In Jasper County, we see these accidents far too often on our local roads:

Highway 190 – A major east-west route through Jasper that sees heavy commercial traffic
US 96 – Running north-south through Jasper, this highway connects to major routes like I-10
FM 1747 – A busy farm-to-market road that serves as a vital local connector
Highway 63 – Connecting Jasper to Newton and beyond
FM 1005 – Serving the northern parts of the county
The intersections around the Jasper County Courthouse – A high-traffic area with complex traffic patterns

Whether you were involved in a collision at the busy intersection of Highway 190 and FM 1747, rear-ended while stopped at a red light on US 96, or sideswiped on Highway 63, the aftermath can be overwhelming. The physical pain is often just the beginning – the financial and emotional toll can last for years.

Why Jasper County Roads Are Particularly Dangerous

Jasper County’s unique combination of rural roads, heavy commercial traffic, and local commuting patterns creates specific risks for drivers:

Rural Road Risks: Many of our county roads have higher speed limits, fewer safety features, and are more likely to have wildlife crossings. The long stretches of road can lead to driver fatigue or speeding.
Commercial Traffic: With major highways like US 96 and Highway 190 running through our county, we see significant commercial truck traffic. These large vehicles create additional hazards for passenger cars.
Weather Conditions: Jasper County’s location in East Texas means we experience heavy rain, occasional ice, and dense fog – all of which contribute to dangerous driving conditions.
Local Events: From high school football games to the annual Jasper Lions Club Rodeo, local events bring increased traffic to our roads, often with drivers who aren’t familiar with the area.
Aging Infrastructure: Some of our county roads and bridges are in need of repair, creating additional hazards for drivers.
Distracted Driving: Despite Texas’ hands-free law, we still see too many drivers texting, eating, or otherwise distracted while driving on our roads.

Common Causes of Car Accidents in Jasper County

Understanding the most frequent causes of car accidents can help you recognize when another driver’s negligence caused your injuries:

Distracted Driving: Despite Texas’ ban on handheld devices while driving, distracted driving remains a leading cause of accidents. Whether it’s texting, eating, adjusting the radio, or using a navigation app, any activity that takes a driver’s attention from the road can have devastating consequences.
Speeding: Excessive speed reduces reaction time and increases the severity of collisions. On Jasper County’s rural roads, speeding is particularly dangerous.
Failure to Yield: Many accidents occur at intersections when drivers fail to yield the right of way, run stop signs, or ignore traffic signals.
Driving Under the Influence: Alcohol and drugs impair judgment, reaction time, and coordination. Jasper County sees its share of DUI-related accidents, particularly on weekends and holidays.
Fatigued Driving: Long hours on the road, especially for commercial drivers, can lead to dangerous fatigue. Many drivers don’t realize that being awake for 18 hours straight impairs driving ability as much as having a blood alcohol content of 0.05%.
Poor Weather Conditions: Rain, fog, and occasional ice can make Jasper County roads treacherous. Many drivers fail to adjust their speed or driving style to match the conditions.
Improper Lane Changes: Failing to check blind spots or signal properly when changing lanes often leads to sideswipe collisions.
Following Too Closely: Tailgating reduces reaction time and often results in rear-end collisions, which can cause serious injuries even at low speeds.
Vehicle Defects: Mechanical failures like brake malfunctions, tire blowouts, or faulty steering components can lead to loss of vehicle control.
Inexperienced Drivers: Young drivers and those unfamiliar with Jasper County roads may make poor decisions that lead to accidents.

The Most Dangerous Times and Locations in Jasper County

Based on our experience handling car accident cases in Jasper County, we’ve identified some particularly dangerous times and locations:

Most Dangerous Times:

Rush Hours: 7-9 AM and 4-6 PM when local workers are commuting
Weekend Nights: Particularly Friday and Saturday nights when alcohol may be involved
Holiday Weekends: Increased traffic and higher incidence of DUI
During Local Events: Football games, rodeos, and festivals bring increased traffic
During Inclement Weather: First rain after a dry spell is particularly dangerous

Most Dangerous Locations:

Highway 190 and FM 1747 Intersection: A busy crossing with complex traffic patterns
US 96 and Highway 63 Intersection: Heavy traffic from multiple directions
FM 1005 near the northern county line: Higher speeds and rural road conditions
The area around Jasper High School: Heavy student and parent traffic during school hours
Commercial areas along US 96: Increased truck traffic and frequent lane changes
Highway 63 near the Newton County line: Higher speeds and fewer traffic controls

Common Injuries from Car Accidents: From Whiplash to Life-Altering Trauma

Car accidents can cause a wide range of injuries, from relatively minor to catastrophic. Even low-speed collisions can result in serious injuries, especially when safety features fail or vehicles are improperly designed. Here are the most common injuries we see in Jasper County car accident cases:

1. Whiplash and Soft Tissue Injuries

What it is: Whiplash occurs when the head is suddenly jerked forward and backward, straining the muscles and ligaments in the neck. Soft tissue injuries affect muscles, tendons, and ligaments throughout the body.

Symptoms:

Neck pain and stiffness
Headaches, often at the base of the skull
Dizziness or blurred vision
Shoulder or upper back pain
Fatigue
Tingling or numbness in the arms
Jaw pain (TMJ disorders)
Ringing in the ears (tinnitus)

Why insurance companies downplay it: Insurance adjusters often dismiss whiplash as “minor” or “self-limiting,” but research shows that up to 50% of whiplash patients develop chronic symptoms. The lack of visible damage on X-rays makes these injuries easy for insurance companies to minimize.

Attorney911’s approach: We document the full impact of soft tissue injuries through:

Detailed medical records showing consistent treatment
Physical therapy notes documenting limitations
Work restrictions from your doctor
Personal journals documenting daily pain levels
Expert testimony about long-term prognosis

2. Herniated or Bulging Discs

What it is: The spine consists of vertebrae separated by discs that act as shock absorbers. A herniated disc occurs when the soft center of a disc pushes through a crack in the tougher exterior, often pressing on nearby nerves.

Symptoms:

Sharp pain in the neck, back, or radiating down arms/legs
Numbness or tingling in extremities
Muscle weakness
Pain that worsens with movement
Pain that radiates down the leg (sciatica)

Treatment options:

Physical therapy
Chiropractic care
Epidural steroid injections
Pain management
Surgery (microdiscectomy or spinal fusion)

Why it’s serious: Herniated discs can cause chronic pain, limit mobility, and may require surgery. The recovery process can take months or years, and some patients never fully recover.

Attorney911 case result: In a recent case, our client suffered a herniated disc in a rear-end collision on US 96. The insurance company initially offered $15,000, claiming the injury was pre-existing. We documented the accident’s impact on our client’s previously asymptomatic condition and secured a settlement in the six figures.

3. Broken Bones and Fractures

Common fractures in car accidents:

Arm fractures (humerus, radius, ulna)
Leg fractures (femur, tibia, fibula)
Rib fractures
Pelvic fractures
Facial fractures
Skull fractures
Clavicle (collarbone) fractures
Wrist and hand fractures

Treatment and recovery:

Casting or splinting
Surgical intervention (pins, plates, screws)
Physical therapy
Pain management
Potential for permanent limitations

Why it’s serious: Fractures can require surgery, lengthy recovery periods, and may result in permanent limitations. Some fractures, like pelvic fractures, can be life-threatening.

4. Traumatic Brain Injuries (TBI)

What it is: A TBI occurs when a sudden trauma causes damage to the brain. Even a “mild” TBI (concussion) can have serious long-term effects.

Symptoms:

Loss of consciousness (even briefly)
Headache that worsens or doesn’t go away
Repeated vomiting or nausea
Convulsions or seizures
Dilation of one or both pupils
Clear fluids draining from nose or ears
Inability to awaken from sleep
Weakness or numbness in fingers and toes
Loss of coordination
Increased confusion, restlessness, or agitation
Slurred speech
Cognitive difficulties (memory, concentration)

Long-term effects:

Chronic traumatic encephalopathy (CTE)
Post-concussive syndrome (symptoms lasting months or years)
Increased risk of dementia later in life
Personality changes
Depression and anxiety
Sleep disorders

Attorney911 case result: We secured a multi-million dollar settlement for a client who suffered a traumatic brain injury with vision loss when a log dropped on him at a logging company. The insurance company initially denied the claim, arguing that our client’s symptoms were exaggerated. We brought in medical experts to document the full extent of the injury and its impact on our client’s life.

5. Spinal Cord Injuries and Paralysis

What it is: Damage to the spinal cord that results in loss of function, such as mobility or feeling.

Types of paralysis:

Quadriplegia (Tetraplegia): Loss of function in all four limbs, often from cervical spine injuries
Paraplegia: Loss of function in the lower body, from thoracic or lumbar spine injuries
Incomplete paralysis: Some function remains below the injury level

Symptoms:

Loss of movement
Loss of sensation (including ability to feel heat, cold, and touch)
Loss of bowel or bladder control
Exaggerated reflex activities or spasms
Changes in sexual function
Difficulty breathing (in high cervical injuries)

Long-term complications:

Pressure sores
Respiratory complications (pneumonia is a leading cause of death)
Autonomic dysreflexia (life-threatening blood pressure crisis)
Depression (40-60% of patients)
Shortened life expectancy

Why it’s the most serious: Spinal cord injuries often result in permanent disability, requiring lifelong care and assistance. The lifetime costs can exceed $5 million for high tetraplegia cases.

6. Internal Organ Damage

Common internal injuries:

Internal bleeding
Liver or spleen lacerations
Kidney damage
Lung contusions
Bowel perforations
Aortic ruptures

Symptoms (often delayed):

Abdominal pain and/or swelling
Dizziness, especially when standing
Deep purple bruising
Fainting
Severe headache

Why it’s dangerous: Internal injuries can be life-threatening and often don’t show symptoms immediately. Delayed treatment can be fatal.

7. Psychological Injuries

Common psychological effects:

Post-traumatic stress disorder (PTSD)
Anxiety and panic attacks
Depression
Fear of driving or riding in cars
Sleep disturbances
Mood swings
Loss of enjoyment of life

Why insurance companies deny it: Psychological injuries are “invisible,” making them easy for insurance companies to dismiss. However, research shows that 32-45% of accident victims develop PTSD symptoms.

Attorney911’s approach: We document psychological injuries through:

Psychiatric evaluations
Therapy records
Personal journals
Family member testimony
Expert testimony about the impact on daily life

8. Facial Injuries and Disfigurement

Common facial injuries:

Broken nose
Broken jaw
Facial fractures
Eye injuries
Dental injuries
Scarring and disfigurement

Treatment:

Reconstructive surgery
Dental work
Scar revision procedures
Psychological counseling

Long-term impact: Facial injuries can cause permanent disfigurement, affecting self-esteem, social interactions, and employment opportunities.

9. Amputations

Types of amputations:

Traumatic amputation (limb severed at accident scene)
Surgical amputation (due to crush injuries or infections)

Levels of amputation:

Above-knee
Below-knee
Upper extremity (arm, hand, fingers)
Multiple limbs

Long-term challenges:

Phantom limb pain (80% of amputees experience this)
Prosthetic costs ($5,000-$100,000 every 3-5 years)
Adaptive equipment needs
Psychological impact

Attorney911 case result: In a recent case, our client’s leg was injured in a car accident on Highway 190. Staff infections during treatment led to a partial amputation. This case settled in the millions, covering our client’s lifetime prosthetic costs and lost earning capacity.

10. Wrongful Death

When a car accident results in fatality, surviving family members may pursue a wrongful death claim. In Texas, wrongful death claims can be brought by:

Surviving spouse
Children (including adult children)
Parents

Damages in wrongful death cases:

Funeral and burial expenses
Medical expenses incurred before death
Lost financial support
Loss of companionship and society
Mental anguish
Loss of inheritance

Survival action: In addition to wrongful death claims, the estate may bring a survival action for damages the deceased would have recovered if they had survived, including pain and suffering before death.

The Insurance Company Playbook: How They Try to Minimize Your Claim

After a car accident, you might expect the at-fault driver’s insurance company to step in and fairly compensate you for your injuries. Unfortunately, that’s rarely how it works. Insurance companies are for-profit businesses, and their primary goal is to pay out as little as possible on claims. To accomplish this, they employ a variety of tactics designed to minimize your claim, delay payment, and pressure you into accepting a lowball settlement.

At Attorney911, we know these tactics inside and out – because our attorney Lupe Peña used to work for a national insurance defense firm. He knows exactly how insurance companies evaluate claims, what strategies they use to reduce payouts, and how to counter their tactics effectively. Here’s what you need to know about the insurance company playbook:

Tactic #1: The “Friendly” Adjuster and Recorded Statement Trap

What they do: Within hours or days of your accident, an insurance adjuster will contact you. They’ll be friendly, sympathetic, and seem genuinely concerned about your well-being. They’ll say things like:

“We just want to help you”
“We need to get your side of the story to process your claim”
“This is routine – everyone does this”
“It’ll only take a few minutes”

What they’re really doing: They’re trying to get you to give a recorded statement that they can use against you later. They’ll ask leading questions designed to elicit responses that minimize your injuries or suggest you share some fault for the accident.

Common questions and traps:

What They Ask	What They Want You to Say	What You Should Say Instead
“You’re feeling better now though, right?”	That your injuries are improving	“I’m still in a lot of pain and following my doctor’s treatment plan.”
“It wasn’t that bad of an impact, was it?”	That the collision wasn’t severe	“The impact was significant enough to cause my injuries.”
“You were able to walk away from the scene?”	That your injuries aren’t serious	“I was in shock and adrenaline was masking my pain. I needed medical attention.”
“Were you distracted at all?”	Admission of partial fault	“I was focused on the road, but I’d like to speak with my attorney before answering further questions.”
“How fast were you going?”	Overestimate your speed or say “I don’t know”	“I was driving at a safe speed for the conditions. I’d prefer to review the police report with my attorney.”

The truth: You are NOT required to give a recorded statement to the other driver’s insurance company. Giving a statement without an attorney present almost always hurts your case.

How Attorney911 counters this tactic:

We become your voice with the insurance company
All communication goes through us
We prepare you properly if a statement becomes absolutely necessary
We know their questions because Lupe asked them for years when he worked for the insurance companies

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.” – Lupe Peña

Tactic #2: The Quick Settlement Offer – “Take It or Lose It”

What they do: Within days or weeks of your accident, the insurance company may offer you a quick settlement. Typical offers range from $2,000 to $15,000. They’ll create a sense of urgency:

“This offer expires in 48 hours”
“I can only get approval for this amount right now”
“Take it or leave it”
“This is our final offer” (it’s not)

Why they do it: They know you’re desperate. You have medical bills piling up, you can’t work, and you need money now. They’re betting that you’ll take the quick cash rather than wait for a fair settlement.

The trap: You don’t know the full extent of your injuries yet. Many serious injuries don’t show symptoms immediately, and some conditions worsen over time.

Real-world example:

What Happens	Result
Day 3: Insurance offers $3,500 “final settlement”	You’re desperate, in pain, scared about bills
You sign the release	You think it’s over
Week 6: MRI shows herniated disc requiring surgery	Surgery costs $100,000
TOO LATE	You signed a release, can’t reopen claim
You pay $100,000 out of pocket	Insurance pays nothing more

The release is permanent and final. Once you sign it, you can’t go back for more money, even if you discover you need surgery later.

How Attorney911 counters this tactic:

We NEVER settle before you’ve reached Maximum Medical Improvement (MMI)
MMI is when you’ve recovered as much as you’re going to – this could be 6 months, 12 months, or 24+ months depending on your injuries
We know their early offers are always lowball – Lupe calculated these offers for years
We document the full extent of your injuries before considering any settlement

Tactic #3: The “Independent” Medical Exam (IME) Scam

What they call it: “Independent Medical Examination” (IME)

What it really is: An exam by a doctor hired and paid by the insurance company to minimize your injuries.

How insurance companies choose IME doctors:

They select doctors who consistently give insurance-favorable reports
These doctors are paid $2,000-$5,000 per exam by insurance companies
Repeat business depends on giving favorable reports
They’re not independent – they’re part of the insurance company’s defense strategy

What happens at an IME:

A 10-15 minute “examination” (compared to your treating doctor’s thorough evaluation)
The doctor rarely reviews your complete medical records beforehand
They ask questions designed to elicit responses that minimize your injuries
They look for any reason to say your injuries aren’t serious

Common IME doctor findings:

What They Say	What It Really Means
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis – they use this to deny claims
“Injuries consistent with minor trauma”	Minimizing your pain and suffering
“Patient can return to full duty work”	Eliminating your lost wage claim
“Treatment has been excessive”	Attacking your treating doctors
“Subjective complaints out of proportion to objective findings”	Medical jargon for “this patient is a liar”

How Attorney911 counters this tactic:

We prepare you extensively before the exam
We send your complete medical records to the IME doctor first, forcing them to review them
We challenge biased IME reports with our own medical experts
Lupe knows these specific doctors and their biases – he hired them for years when he worked for insurance companies

Tactic #4: Delay and Financial Pressure – “Let’s See How Desperate You Get”

What they do: They drag out your claim, hoping you’ll get desperate enough to accept a lowball offer. Common delay tactics include:

“We’re still investigating your claim”
“We’re waiting for medical records” (even though you’ve sent them multiple times)
“Your file is under review”
“We need additional information” (that they already have)
Ignoring your calls and emails
Taking weeks to respond to simple questions

Why delay works:

They have unlimited time and resources – insurance companies can afford to wait
You have mounting bills and no income – you need money now
Evidence disappears over time – witnesses forget, surveillance footage gets deleted
Your financial desperation grows – making you more likely to accept a low offer

The timeline of desperation:

Time	Insurance Company’s Position	Your Position
Month 1	“We’re investigating”	“I need this to be over”
Month 3	“We’re reviewing your medical records”	“I’m running out of money”
Month 6	“We need more information”	“I can’t pay my bills”
Month 12	“We’re still evaluating”	“I need to settle this”
Month 18	“Here’s our final offer”	“I’ll take anything”

How Attorney911 counters this tactic:

We file a lawsuit to force deadlines
We set depositions, forcing them to produce witnesses
We prepare for trial, showing we’re serious
Lupe understands delay tactics because he used them – he knows when and how to push back
We help you find medical providers who will treat you on a lien basis (paid from settlement)

Tactic #5: Surveillance and Social Media Monitoring – “Gotcha!”

What they do: Insurance companies hire private investigators to:

Video you doing daily activities
Film you from public places (your driveway, street, stores)
Follow you to appointments, errands, social activities
Look for any activity that contradicts your injury claims
One video of you bending over can be used to claim “you’re not really injured”

They monitor ALL your social media:

Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
They screenshot EVERYTHING: photos, posts, check-ins, comments, likes
They monitor your friends’ profiles for posts mentioning you
They use facial recognition to find photos you’re tagged in
They archive your entire social media history

Examples we’ve defended against:

Example	What Insurance Claimed	Reality
Old gym photo from 3 years ago	Presented as recent, suggesting no injury	We proved the photo was pre-accident
Restaurant check-in	“Partying and having fun”	Client was sitting quietly having dinner
Friend’s comment: “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Video of client walking dog slowly	“Not disabled”	Doctor recommended short walks for recovery
Family photo where client is smiling	“Not in pain – she’s smiling!”	Everyone smiles for photos

7 rules we give our clients:

Make ALL social media profiles private immediately
DON’T post about your accident, injuries, activities, emotions, or case
DON’T check in anywhere
Tell friends and family: don’t tag you, don’t post about you
Don’t accept friend requests from strangers (fake profiles)
BEST option: Stay off social media entirely during your case
Assume EVERYTHING is being monitored

Tactic #6: Comparative Fault Arguments – “It’s (Partially) Your Fault”

What they do: Insurance companies try to assign you maximum fault to reduce their payment. Common arguments include:

“You were speeding” (even without evidence)
“You weren’t paying attention” (speculation)
“You could have avoided this” (hindsight bias)
“You were distracted” (guessing)
“You contributed to this accident” (shifting blame)

Why they do this: Texas uses the 51% bar rule for comparative negligence. This means:

If you’re 50% or less at fault → You can recover damages (reduced by your percentage of fault)
If you’re 51% or more at fault → You recover NOTHING

Even small fault percentages cost you thousands:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

How Attorney911 counters this tactic:

We conduct an aggressive liability investigation
We use accident reconstruction experts to prove the other driver’s fault
We gather witness statements supporting your version of events
We analyze the police report to emphasize citations against the other driver
We use expert testimony about perception-reaction time
Lupe knows their fault arguments because he made them for years – now he defeats them

Tactic #7: Colossus – The Software That Undervalues Your Claim

What Colossus is: Colossus is a computerized claim valuation system used by Allstate, State Farm, Liberty Mutual, and other major insurance companies. It’s designed to calculate the minimum amount the insurance company can pay on a claim.

How it works:

Data Entry: The insurance adjuster inputs information about your claim:
- Injury codes
- Treatment types
- Medical costs
- Lost wages
- Jurisdiction
Coding: Your injuries are coded using standardized medical terms. The same injury can be coded different ways, dramatically affecting the valuation.
Calculation: The software applies proprietary algorithms to determine a “value” for your claim.
Range Output: The system provides a recommended settlement range.
Authority: The adjuster typically cannot exceed this range without supervisor approval.

How insurance companies manipulate Colossus:

Manipulation	Effect on Your Claim
Using low injury codes	“Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Flagging “excessive” treatment	Physical therapy beyond “normal” range triggers reductions
Penalizing conservative treatment	Chiropractic care valued less than MD treatment
Applying pre-existing reductions	Any prior condition used to reduce value
Using jurisdiction factors	Low-verdict counties get lower values

Why Lupe’s experience with Colossus is invaluable:

He knows how to code injuries properly for maximum value
He knows which medical terms trigger higher valuations
He knows when the Colossus output is artificially low
He knows how to present medical records to beat the algorithm
He worked with these systems for years as a defense attorney

Tactic #8: The Medical Authorization Trap

What they do: The insurance company will send you a medical authorization form and say:

“We need your medical records to process your claim”
“This is routine – everyone signs this”
“We can’t evaluate your claim without it”

What they’re really doing: They’re trying to get unlimited access to your ENTIRE medical history – not just the records related to your accident. They’ll search through decades of medical records looking for:

Old injuries from years ago
Arthritis documented in 2010
Prior back pain from 2005
Any medical condition ever documented

How they use old injuries against you:

“Your back pain isn’t from this accident – you had back pain in 2010”
“Your neck injury is pre-existing – you saw a chiropractor in 2015”
“Your headaches are from a prior concussion, not this accident”
They ignore the fact that the accident aggravated your pre-existing condition

The truth:

You’re entitled to compensation even with pre-existing conditions
If the accident made it worse, you recover for the aggravation
The “eggshell plaintiff” rule means they take you as they find you
A prior injury doesn’t give them license to injure you again

How Attorney911 counters this tactic:

We limit medical authorizations to accident-related records only
We specify date ranges and providers
We review ALL authorizations before you sign anything
We explain pre-existing conditions properly to insurance companies
We hire medical experts to document the aggravation of pre-existing conditions
Lupe knows this tactic – he requested broad authorizations for years when he worked for insurance companies

Tactic #9: The Gaps in Treatment Attack

What they do: Insurance companies scrutinize your medical records for any gaps in treatment:

Missed one physical therapy appointment?
Two weeks between doctor visits?
Stopped treatment for a month?
They’ll pounce on this.

Their arguments:

“If you were really hurt, you wouldn’t miss treatment”
“The gap in treatment shows you’re not really injured”
“You must have felt better – that’s why you stopped going”
“Your injuries can’t be that serious if you’re not treating consistently”

Why gaps happen (legitimate reasons):

You couldn’t afford copays
You couldn’t get time off work
Transportation issues
Your doctor was booked out
Insurance denied treatment
Family emergency
COVID-19 lockdown

Insurance doesn’t care about your reasons:

They just see the gap
They use it to minimize your claim
They argue your injuries “resolved” during the gap
They reduce your settlement value

How Attorney911 counters this tactic:

We document the reasons for any gaps in treatment
We get your explanation in writing
We obtain supporting documentation (work schedules, transportation records, etc.)
We show that the gap was beyond your control
We prove that your injuries didn’t resolve during the gap
We help you find doctors who accept liens (treat now, pay from settlement)
We connect you with transportation resources if needed
We coordinate appointments around your work schedule
We prevent gaps before they happen through proactive case management
Lupe knows this attack – he used gaps to minimize claims for years when he worked for insurance companies

Why Jasper County Residents Choose Attorney911 After Car Accidents

When you’ve been injured in a car accident in Jasper County, you have choices about who will represent you. You could go with one of the big advertising firms that dominate billboards and TV commercials. You could choose a local attorney who handles a little bit of everything. Or you could select a firm with the unique combination of experience, insider knowledge, and proven results that Attorney911 offers.

Here’s why hundreds of Jasper County residents have chosen Attorney911 to fight for them after car accidents:

1. We Have a Former Insurance Defense Attorney on Your Side

This is our most powerful advantage, and no other firm in Jasper County can match it.

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Lupe spent years working FOR insurance companies, learning:

How they calculate claim values (including the Colossus software system)
What settlement authority adjusters have
How they deploy delay tactics
How they select IME doctors
How they conduct surveillance
How they argue comparative fault
How they use pre-existing conditions against victims

Now, he uses that insider knowledge to fight FOR accident victims, not against them. This is an advantage that no other personal injury firm in Jasper County can claim.

What this means for your case:

We know their playbook before they even open it
We anticipate their strategies and counter them effectively
We know which IME doctors they favor – because Lupe hired them
We know how to present your medical records to maximize Colossus values
We know when their settlement offers are artificially low
We speak their language because Lupe worked on their side for years

2. We Have a Proven Track Record of Multi-Million Dollar Results

At Attorney911, we don’t just talk about results – we have the documented case outcomes to prove our capabilities:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”

“In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement”

Our results speak for themselves:

Brain injury with vision loss: Multi-million dollar settlement
Car accident amputation: Settled in the millions
Trucking wrongful death: Millions recovered for families
Maritime back injury: Significant cash settlement
And many more cases settling in the hundreds of thousands to millions

3. We Have Federal Court Experience for Complex Cases

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission is crucial for handling complex cases, including:

Trucking accidents with interstate commerce (FMCSA regulations)
Cases against large corporations (like our involvement in BP explosion litigation)
Multi-state accidents
Product liability claims (defective vehicles, parts, or safety systems)
Cases with out-of-state defendants

“Our firm is one of the few firms in Texas to be involved in BP explosion litigation”

The 2005 BP Texas City explosion killed 15 people and injured 180 others. The litigation involved billions of dollars in claims against one of the world’s largest corporations. Attorney911’s involvement in this complex litigation demonstrates our capability to handle high-stakes cases against major defendants.

4. We Provide Personal Attention – You’re Not Just a Case Number

Unlike high-volume firms where you’re just a case number, at Attorney911, you work directly with our attorneys and receive personal attention throughout your case. Our clients consistently praise our communication and care:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.” – Dame Haskett

“Special thank you to my attorney, Mr. Pena, for your kindness and patience with my repeated questions.” – Chelsea Martinez

What our clients say about our personal attention:

Stephanie Hernandez: “When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.”
Brian Butchee: “Melanie was excellent. She kept me informed and when she said she would call me back, she did.”
Kelly Hunsicker: “Leonor and Amanda were amazing, they walked me through everything with my car accident.”
Jamin Marroquin: “Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.”

5. We Work on Contingency – No Fee Unless We Win

We understand that after a car accident, you’re facing medical bills, lost wages, and financial uncertainty. That’s why we work on a contingency fee basis:

Free consultation: We’ll evaluate your case at no cost to you
No upfront fees: You pay nothing to start your case
No hourly billing: We don’t send you bills for our time
We advance all case costs: We pay for investigations, experts, and court fees
You pay nothing unless we win: Our fee is a percentage of your recovery

“We don’t get paid unless we win your case.”

This means:

There’s no financial risk to you
You can afford high-quality legal representation regardless of your financial situation
We’re motivated to maximize your recovery – because our fee depends on it
You can focus on your recovery while we handle the legal battle

6. We’re Part of the Jasper County Community

While we have offices across Texas, we’re proud to serve Jasper County and the surrounding communities. We understand the unique challenges faced by residents of our area:

The dangers of driving on Highway 190 and US 96
The impact of commercial truck traffic on our roads
The specific medical facilities where accident victims are treated
The local courts and judges who handle personal injury cases
The insurance adjusters who handle claims in our area

We’re not a faceless national firm – we’re your neighbors, and we’re committed to fighting for the rights of Jasper County residents.

7. We Offer Bilingual Services for Our Spanish-Speaking Clients

Jasper County has a significant Hispanic population, and we’re proud to offer bilingual services to ensure language is never a barrier to justice:

Lupe Peña is fluent in Spanish and handles many of our Spanish-speaking clients’ cases
Zulema, one of our case managers, is bilingual and assists Spanish-speaking clients
We offer consultations in Spanish
All our documents can be provided in Spanish
We communicate with you in your preferred language

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

“They solved in a couple of months what others did nothing about in two years.” – Angel Walle

8. We Have Hundreds of Satisfied Clients and 5-Star Reviews

Our reputation speaks for itself. We have:

251+ Google reviews with a 4.9-star rating
Hundreds of satisfied clients across Texas
Testimonials from real people who’ve been in your shoes

“Best lawyers in the city…fast return..and they really care about their clients.” – Dean Jones

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

“Ralph is an AMAZING ATTORNEY. I have used him 2 TIMES FOR 2 separate cases the first case he got me an OFF DOCKET DISSMISSAL! And the other only 10 months probation. He gets the JOB DONE RIGHT!!!!” – Cassie Wright

“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” – Kiwi Potato

9. We Have the Resources to Take on Major Corporations and Insurance Companies

Some car accident cases involve more than just another driver – they involve:

Trucking companies with teams of lawyers
Vehicle manufacturers with product liability defenses
Large corporations with deep pockets
Insurance companies with unlimited resources

We have the experience and resources to take on these powerful opponents:

Federal court experience: Ralph’s admission to the Southern District of Texas
BP explosion litigation: We’ve taken on billion-dollar corporations
Multi-million dollar results: We’ve recovered millions for our clients
Extensive network of experts: Accident reconstructionists, medical experts, economists
200+ YouTube videos: Demonstrating our knowledge and commitment to education
Attorney 911 Podcast: Showcasing our expertise in real-world cases

10. We’re Recommended by Houston’s Own Trae Tha Truth

Our reputation in the Houston community is so strong that we’ve earned the endorsement of Trae Tha Truth, one of Houston’s most respected figures:

“One of Houston’s Great Men Trae Tha Truth has recommended this law firm. So if he is vouching for them then I know they do good work.” – Jacqueline Johnson

“You know if TraeAbn tells you it’s the right way to go best attorney out here you can’t go wrong” – Erica Perales

Trae Tha Truth’s endorsement speaks to our commitment to the community and our reputation for excellence.

What to Do After a Car Accident in Jasper County: Your 48-Hour Action Plan

The actions you take in the first 48 hours after a car accident can significantly impact your ability to recover full compensation for your injuries. Evidence disappears quickly, and insurance companies start building their case against you immediately. Here’s exactly what to do:

Hour 1-6: Immediate Crisis Response

✅ Safety First: If you can move safely, get to a secure location away from traffic. Turn on your hazard lights and set up flares or warning triangles if available.

✅ Call 911: Report the accident and request medical assistance if anyone is injured. Even if injuries seem minor, it’s important to get checked out – adrenaline can mask serious injuries.

✅ Medical Attention: If you’re injured, get to the emergency room immediately. Common injuries like traumatic brain injuries and internal bleeding may not show symptoms right away.

✅ Document Everything:

Take photos of ALL vehicle damage (every angle)
Photograph the accident scene, road conditions, and traffic signals
Take photos of visible injuries
Screenshot any messages visible on your phone (do NOT delete anything)
Note the weather conditions, time of day, and any other relevant factors

✅ Exchange Information:

Other driver’s name, phone number, and address
Insurance company and policy number
Driver’s license number
License plate number
Vehicle make, model, and color

✅ Witnesses:

Get names and phone numbers of any witnesses
Ask if they saw what happened
Record their statements if possible (use your phone’s voice memo)

✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company. We’ll advise you on what to say and what not to say.

Hour 6-24: Evidence Preservation

✅ Digital Preservation:

Preserve all texts, calls, photos, and videos related to the accident
Do NOT delete anything from your phone
Screenshot everything relevant
Email copies to yourself for backup
Save all voicemails

✅ Physical Evidence:

Secure damaged clothing, glasses, personal items
Keep receipts for any expenses (towing, rental car, medications)
Do NOT repair your vehicle yet – preserve the damage

✅ Medical Records:

Request copies of all ER and hospital records
Keep all discharge paperwork
Follow up with your primary care physician within 24-48 hours
Document all symptoms, even if they seem minor

✅ Insurance Communications:

Note any calls from insurance companies
Do NOT give recorded statements yet
Do NOT sign anything
Do NOT accept any settlement offers
Say: “I need to speak with my attorney first”

✅ Social Media:

Make ALL profiles private immediately
Do NOT post about the accident
Do NOT post photos of injuries or activities
Tell friends and family not to tag you in posts
Assume everything is being monitored

Hour 24-48: Strategic Decisions

✅ Legal Consultation:

Speak with an experienced motor vehicle accident attorney
Call Attorney911 at 1-888-ATTY-911 for a free consultation
Have your documentation ready

✅ Insurance Response:

If insurance contacts you, refer them to your attorney
Say: “My attorney will be in touch with you”
Provide only basic information: name, date of accident, that you were involved
Do NOT discuss injuries, fault, or settlement

✅ Settlement Offers:

Do NOT accept or sign anything without lawyer review
Early offers are ALWAYS lowball offers
You don’t know the extent of your injuries yet

✅ Evidence Backup:

Upload all screenshots and photos to cloud storage
Email copies to yourself and a family member
Create a written timeline of events while your memory is fresh
Save all physical evidence in a safe place

Week One: Building Your Case

✅ Medical Follow-Up:

Continue documenting all injuries
See specialists if recommended by your doctor
Follow ALL doctor recommendations (insurance watches for gaps)
Get written work restrictions if you can’t work
Keep a pain journal documenting your daily symptoms

✅ Investigation Begins:

Your attorney obtains the police report
Preservation letters are sent to all parties
Surveillance footage is secured before deletion
Witness statements are recorded
Accident reconstruction begins

✅ Communication:

Your attorney handles ALL insurance communication
You focus on your recovery
Document any pressure from insurance or other parties
Keep all correspondence

✅ Case Strategy:

Your attorney evaluates liability
Damages are calculated
Settlement negotiations begin
Lawsuit is prepared if necessary

Why Evidence Disappears: The Urgency of Acting Now

Every day you wait after a car accident, critical evidence disappears. Insurance companies know this, and they’re counting on you waiting too long to take action. Here’s what happens to evidence over time:

Day 1-7:

Witness memories peak – then begin fading immediately
Witnesses become harder to locate as days pass
Details are forgotten or become uncertain
Physical evidence: Skid marks fade, debris is cleared, the accident scene is cleaned up

Day 7-30:

Surveillance footage is DELETED:
- Gas stations: 7-14 days typical
- Retail stores: 30 days typical
- Ring doorbells: 30-60 days
- Traffic cameras: 30 days
Once deleted, it’s GONE FOREVER – cannot be recovered
Witnesses: Change jobs, move, become unreachable
Scene changes: Road repairs, new striping, traffic signals adjusted

Month 1-2:

Insurance companies solidify their defense position
Adjusters have built their file against you
Their settlement position hardens
Vehicle repairs: Evidence from vehicles is destroyed once they’re repaired

Month 2-6:

Trucking electronic data is DELETED:
- ELD (Electronic Logging Device) data: 30-180 days retention
- Black box data: Can be automatically overwritten
- GPS/telematics: Varies by company
Cell phone records: Harder to obtain as time passes
Social media: Posts are deleted, accounts are deactivated

Month 6-12:

Witnesses: Graduate, move away, memories severely degraded
Medical evidence: Harder to link injuries to the accident
Treatment gaps: Used against you by insurance companies
Financial desperation: Mounting bills make you vulnerable to lowball offers

Month 12-24:

Approaching the 2-year statute of limitations
Creates pressure to settle (insurance knows you’re desperate)
Evidence is severely degraded
Case value is diminished

What Attorney911 Does Within 24 Hours of Retention:

We send preservation letters to ALL parties to prevent evidence deletion:

Other driver and their insurance company
Trucking companies (for commercial vehicle accidents)
Businesses near the accident scene (for surveillance footage)
Employers (if the accident was work-related)
Property owners (if premises liability is involved)
Government entities (for traffic camera footage)
Vehicle manufacturers (for black box/EDR data)

These letters LEGALLY REQUIRE evidence preservation before automatic deletion.

Understanding Texas Car Accident Laws: What You Need to Know

Texas has specific laws that govern car accident claims. Understanding these laws is crucial for protecting your rights and maximizing your compensation:

1. Texas is an At-Fault State

Texas follows an “at-fault” system for car accidents. This means:

The at-fault driver’s insurance is responsible for compensating injured parties
You can file a claim against the at-fault driver’s insurance
You can sue the at-fault driver personally if their insurance is insufficient

This is different from “no-fault” states where each driver’s own insurance covers their injuries regardless of who caused the accident.

2. The 2-Year Statute of Limitations

Texas Civil Practice & Remedies Code § 16.003 establishes a 2-year statute of limitations for personal injury claims. This means:

You have 2 years from the date of the accident to file a lawsuit
If you miss this deadline, your case is barred forever
The deadline cannot be extended or waived

Exceptions:

Discovery Rule: In rare cases, the statute may start later if the injury or its cause wasn’t immediately discoverable
Minor Children: The statute is tolled (paused) until the child turns 18, then they have 2 years from their 18th birthday
Defendant’s Absence: If the defendant leaves Texas, the statute may be tolled during their absence

Why this matters: Insurance companies know about the statute of limitations, and they’ll use it to pressure you into settling. They may delay your claim until the deadline is approaching, then offer a lowball settlement, knowing you’re running out of time.

3. The 51% Comparative Fault Rule

Texas uses a modified comparative negligence system with a 51% bar rule (Texas Civil Practice & Remedies Code § 33.001):

If you are 50% or less at fault, you can recover damages (reduced by your percentage of fault)
If you are 51% or more at fault, you recover NOTHING

Examples:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why this matters: Insurance companies ALWAYS try to assign maximum fault to you to reduce their payment. Even small fault percentages can cost you thousands of dollars.

4. Texas Minimum Auto Insurance Requirements

Texas law requires all drivers to carry minimum auto insurance coverage:

Coverage Type	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

Uninsured Motorist Statistics:

15.4% of US motorists are uninsured (approximately 1 in 7 drivers)
In Texas, this means you have a significant chance of being in an accident with an uninsured driver

UM/UIM Coverage: Your own Uninsured/Underinsured Motorist coverage can protect you when the at-fault driver has insufficient insurance. Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles on your policy.

5. Dram Shop Liability (Texas Alcoholic Beverage Code § 2.02)

If your accident was caused by a drunk driver, you may have a claim against the establishment that served them alcohol. This is called dram shop liability.

To prove dram shop liability, you must show:

The establishment served alcohol to someone who was obviously intoxicated
The over-service was the proximate cause of the accident and your damages

Signs of obvious intoxication:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination
Aggressive or erratic behavior
Strong odor of alcohol

Potentially liable parties:

Bars and nightclubs
Restaurants that serve alcohol
Liquor stores
Event organizers (concerts, festivals)
Social hosts (in limited circumstances)

Why this matters: Dram shop claims can significantly increase the available insurance coverage for your claim. Instead of being limited to the drunk driver’s policy, you may have access to the establishment’s liability insurance.

6. Wrongful Death and Survival Actions

If a car accident results in a fatality, Texas law allows for two types of claims:

Wrongful Death Claim:

Brought by surviving family members (spouse, children, parents)
Recovers damages the family suffered from the loss
Includes funeral expenses, lost financial support, loss of companionship, mental anguish

Survival Action:

Brought by the estate on behalf of the deceased
Recovers damages the deceased would have recovered if they had survived
Includes pain and suffering before death, medical expenses before death

7. Texas Helmet Law for Motorcyclists

Texas has specific laws regarding motorcycle helmets:

Under 21: Helmets are REQUIRED
21 and over: May ride without a helmet IF:
- They have completed an approved motorcycle safety course, OR
- They have at least $10,000 in medical insurance coverage

Why this matters: Insurance companies may try to use helmet non-use against motorcyclists to reduce compensation, even if the lack of a helmet didn’t contribute to the accident.

8. Texas Hands-Free Law

Texas has a hands-free law that prohibits:

Texting while driving
Using handheld devices while driving in school zones
Using handheld devices while driving if you’re under 18

Penalties:

First offense: Up to $99 fine
Subsequent offenses: Up to $200 fine

Why this matters: If the at-fault driver was violating the hands-free law, this can help establish their negligence.

Proving Liability in Your Jasper County Car Accident Case

To recover compensation for your injuries, you must prove that the other driver was negligent and that their negligence caused your damages. This requires establishing four key elements:

1. Duty of Care

All drivers have a legal duty to operate their vehicles safely and follow traffic laws. This includes:

Obeying speed limits and traffic signals
Maintaining a proper lookout
Controlling the speed and movement of the vehicle
Using turn signals
Maintaining safe following distances

2. Breach of Duty

You must show that the other driver violated their duty of care. Common breaches include:

Speeding
Running a red light or stop sign
Failing to yield the right of way
Distracted driving (texting, eating, etc.)
Driving under the influence
Following too closely
Improper lane changes
Failure to maintain vehicle (bald tires, faulty brakes)

3. Causation

You must prove that the other driver’s breach of duty directly caused your injuries. This requires showing:

“But for” the other driver’s actions, the accident wouldn’t have happened
Your injuries were a foreseeable result of the other driver’s negligence

4. Damages

You must have suffered actual damages as a result of the accident. These can include:

Medical expenses
Lost wages
Pain and suffering
Property damage
Future medical costs
Loss of earning capacity

Types of Evidence We Use to Prove Liability

At Attorney911, we gather comprehensive evidence to build the strongest possible case for you:

Police Report: The official accident report often includes:
- Officer’s assessment of fault
- Citations issued
- Diagram of the accident scene
- Witness statements
Photographs and Video:
- Vehicle damage
- Accident scene
- Road conditions
- Traffic signals
- Injuries
- Surveillance footage from nearby businesses
Witness Statements: Eyewitness accounts can be crucial, especially when liability is disputed.
Accident Reconstruction: We work with experts who can:
- Analyze skid marks
- Calculate speeds
- Determine angles of impact
- Recreate the accident sequence
Electronic Data:
- Vehicle black box/EDR (Event Data Recorder) data
- Cell phone records
- GPS data
- Social media activity
Medical Records: These document the connection between the accident and your injuries.
Expert Testimony:
- Medical experts to explain your injuries
- Accident reconstruction experts
- Human factors experts (perception-reaction time)
- Economists to calculate lost earning capacity
Physical Evidence:
- Damaged vehicle parts
- Clothing and personal items
- Road debris

Special Considerations for Jasper County Cases

Jasper County’s unique characteristics present specific challenges and opportunities for proving liability:

Rural Road Accidents: Many of our county roads lack detailed signage, lighting, and safety features. This can make it more difficult to determine fault, but also provides opportunities to argue that the road design contributed to the accident.
Commercial Vehicle Accidents: With major highways like US 96 and Highway 190 running through our county, we see many accidents involving commercial trucks. These cases often involve:
- FMCSA regulations
- Electronic logging device (ELD) data
- Multiple liable parties (driver, trucking company, cargo loader)
- Higher insurance limits
Weather-Related Accidents: Jasper County’s location in East Texas means we experience heavy rain, occasional ice, and dense fog. In these cases, we may need to prove that the other driver failed to adjust their speed or driving style to match the conditions.
Intersection Accidents: Many of our accidents occur at busy intersections like Highway 190 and FM 1747. These cases often involve:
- Traffic signal timing
- Visibility issues
- Failure to yield
- Left-turn accidents
Hit and Run Accidents: Unfortunately, Jasper County sees its share of hit and run accidents. In these cases, we:
- Work with law enforcement to identify the at-fault driver
- Pursue claims through your own Uninsured Motorist coverage
- Send preservation letters to nearby businesses to secure surveillance footage before it’s deleted

Calculating Damages: What You Can Recover After a Jasper County Car Accident

After a car accident, you’re entitled to compensation for the damages you’ve suffered. At Attorney911, we fight to recover the maximum compensation for our clients. Here’s what you can recover:

1. Economic Damages (No Cap in Texas)

Economic damages are the quantifiable financial losses you’ve suffered as a result of the accident:

Medical Expenses:

Emergency room treatment
Hospital stays
Surgery
Doctor visits
Physical therapy
Chiropractic care
Prescription medications
Medical equipment (crutches, wheelchairs, braces)
Future medical care

Lost Wages:

Income lost from the date of the accident to the present
Lost earning capacity (if you can’t return to your previous job or earn as much as before)
Lost benefits (bonuses, retirement contributions, etc.)

Property Damage:

Vehicle repair or replacement
Personal property damaged in the accident (phone, laptop, clothing, etc.)
Rental car expenses

Out-of-Pocket Expenses:

Transportation to medical appointments
Home modifications for disabilities
Household help if you can’t perform daily tasks
Childcare expenses

2. Non-Economic Damages (No Cap Except Medical Malpractice)

Non-economic damages compensate you for the intangible losses you’ve suffered:

Pain and Suffering: Physical pain from your injuries, both past and future.

Mental Anguish: Emotional distress, anxiety, depression, fear, PTSD.

Physical Impairment: Loss of physical function, disability, limitations.

Disfigurement: Scarring, permanent visible injuries affecting your appearance.

Loss of Consortium: Impact on your marriage and family relationships, including:

Loss of companionship
Loss of affection
Loss of sexual relations
Inability to perform household duties

Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed.

3. Punitive/Exemplary Damages (Capped in Texas)

Punitive damages are designed to punish the defendant for gross negligence or malicious conduct and to deter similar behavior in the future. In Texas, punitive damages are available when there is clear and convincing evidence of:

Fraud: Intentional misrepresentation causing harm
Malice: Specific intent to cause substantial injury
Gross Negligence: Conscious indifference to the rights, safety, or welfare of others

Punitive Damage Cap in Texas:
The greater of:

$200,000, OR
2x economic damages + 1x non-economic damages (capped at $750,000 for the non-economic portion)

Common situations where punitive damages apply in car accident cases:

Drunk driving
Extreme speeding (100+ mph)
Hit and run accidents
Reckless driving with prior convictions
Vehicle defects with prior knowledge

Settlement Ranges by Injury Type

The value of your case depends on many factors, including the severity of your injuries, the clarity of liability, and the available insurance coverage. Here are typical settlement ranges for common car accident injuries in Texas:

Soft Tissue Injuries (Whiplash, Sprains, Strains)

Medical Treatment:

Emergency room: $2,000-$5,000
Follow-up doctor visits: $1,000-$3,000
Physical therapy (6-12 weeks): $3,000-$7,000
Medications: $300-$1,000
Total Medical: $6,000-$16,000

Lost Wages: $2,000-$10,000 (2-6 weeks missed work)
Pain & Suffering: $8,000-$35,000

SETTLEMENT RANGE: $15,000-$60,000
Higher if: Permanent pain, restrictions on activities, chronic condition develops

Broken Bone (Single, Simple Fracture)

Medical Treatment:

Emergency room and X-rays: $3,000-$6,000
Orthopedic consultation: $500-$1,500
Casting and follow-up: $2,000-$5,000
Physical therapy: $3,000-$8,000
Total Medical: $10,000-$20,000

Lost Wages: $5,000-$15,000 (4-8 weeks missed work)
Pain & Suffering: $20,000-$60,000

SETTLEMENT RANGE: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF)

Medical Treatment:

Emergency room: $5,000-$10,000
Surgery (Open Reduction Internal Fixation): $25,000-$50,000
Hospital stay (2-3 days): $6,000-$15,000
Follow-up care: $3,000-$8,000
Physical therapy (3-6 months): $8,000-$15,000
Total Medical: $47,000-$98,000

Lost Wages: $10,000-$30,000 (3-6 months)
Pain & Suffering: $75,000-$200,000

SETTLEMENT RANGE: $132,000-$328,000

Herniated Disc (Conservative Treatment)

Medical Treatment:

Emergency room and initial treatment: $3,000-$6,000
MRI: $2,000-$4,000
Physician visits and pain management: $5,000-$12,000
Physical therapy (3-6 months): $8,000-$15,000
Epidural steroid injections (series of 3): $3,000-$6,000
Medications: $1,000-$3,000
Total Medical: $22,000-$46,000

Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000

SETTLEMENT RANGE: $70,000-$171,000

Herniated Disc (Surgery Required)

Medical Treatment:

Initial treatment and diagnostics: $8,000-$15,000
Failed conservative treatment: $10,000-$20,000
Spinal surgery (microdiscectomy or fusion): $50,000-$100,000
Hospital stay: $8,000-$20,000
Post-surgical care and follow-up: $5,000-$15,000
Physical therapy (6-12 months): $10,000-$20,000
Pain management: $5,000-$15,000
Total Past Medical: $96,000-$205,000

Future Medical: $30,000-$100,000 (ongoing pain management, possible revision surgery)
Lost Wages: $20,000-$50,000 (6-12 months recovery)
Lost Earning Capacity: $50,000-$400,000 (if you can’t return to physical job)
Pain & Suffering: $150,000-$450,000

SETTLEMENT RANGE: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe)

Medical Treatment:

Emergency room and trauma care: $10,000-$30,000
Hospital/ICU stay (1-4 weeks): $50,000-$200,000
Neurosurgery if required: $75,000-$200,000
Acute rehabilitation facility: $30,000-$100,000
Neurologist follow-up care: $10,000-$30,000
Neuropsychological testing: $3,000-$8,000
Cognitive therapy: $15,000-$50,000
Medications: $5,000-$20,000
Total Past Medical: $198,000-$638,000

Future Medical (Life Care Plan): $300,000-$3,000,000+ depending on severity
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+

SETTLEMENT RANGE: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company”

Spinal Cord Injury / Paralysis

Lifetime Care Costs by Level:

Injury Level	First Year	Each Year After	Lifetime Total
High Tetraplegia (C1-C4)	$1,200,000-$1,500,000	$200,000-$250,000	$6,000,000-$13,000,000+
Low Tetraplegia (C5-C8)	$850,000-$1,100,000	$75,000-$100,000	$3,700,000-$6,100,000+
Paraplegia (T1-L5)	$500,000-$750,000	$70,000-$90,000	$2,500,000-$5,250,000+

SETTLEMENT RANGE: $4,770,000-$25,880,000

Amputation

Medical Treatment:

Emergency care and surgery: $80,000-$200,000
Hospital stay: $50,000-$150,000
Rehabilitation: $30,000-$100,000
Initial prosthetic fitting: $10,000-$30,000
Total Past Medical: $170,000-$480,000

Future Medical (Lifetime Prosthetics):

Basic prosthetic leg: $5,000-$15,000 every 3-5 years
Advanced computerized prosthetic: $50,000-$100,000 every 3-5 years
Over lifetime (30-50 years): $500,000-$2,000,000

SETTLEMENT RANGE: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”

Wrongful Death (Working Age Adult)

Economic Damages:

Funeral and burial: $10,000-$20,000
Medical expenses before death: $50,000-$500,000
Lost financial support to family (present value): $1,000,000-$4,000,000

Non-Economic Damages:

Loss of companionship, society, love: $500,000-$3,000,000
Loss of advice and counsel: $100,000-$500,000
Mental anguish (family members): $250,000-$1,500,000

SETTLEMENT RANGE: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”

Factors That Increase Your Case Value

Several factors can significantly increase the value of your car accident claim:

Clear Liability: When the other driver is 100% at fault, your case is stronger and more valuable.
Severe Injuries: Catastrophic injuries like TBI, spinal cord injuries, and amputations result in higher settlements.
Permanent Disability: Injuries that cause permanent impairment or disability increase case value.
High Medical Bills: Extensive medical treatment and future care needs increase economic damages.
Significant Lost Wages: High earners or those who can’t return to work have higher lost wage claims.
Punitive Damages: Cases involving drunk driving or gross negligence may qualify for punitive damages.
Multiple Liable Parties: More defendants mean more insurance policies and higher potential recovery.
Sympathetic Plaintiff: Factors like age, family situation, and personal story can increase non-economic damages.
Strong Evidence: Video, witnesses, and expert testimony strengthen your case.
Insurance Coverage: Higher policy limits mean more available compensation.

Factors That Decrease Your Case Value

Several factors can decrease the value of your claim:

Disputed Liability: If the other driver claims you’re partially at fault, your recovery may be reduced.
Gaps in Treatment: Missing medical appointments can be used to argue your injuries aren’t serious.
Pre-Existing Conditions: Insurance companies will try to blame your injuries on prior conditions.
Social Media Activity: Posts showing activity can be used to minimize