Motor Vehicle Accident Lawyers in Grand Prairie, Texas

If You’ve Been Injured in a Grand Prairie Car Accident, We’re Here to Help

Every year, thousands of Grand Prairie residents suffer injuries in motor vehicle accidents that weren’t their fault. With I-20, I-30, and SH-360 running through our city, Grand Prairie sees more than its share of serious crashes. If you’ve been hurt in a collision on one of our busy roads—whether it was a rear-end crash on Belt Line Road, a T-bone accident at the intersection of Carrier Parkway and Pioneer Parkway, or a drunk driving incident near the Grand Prairie Premium Outlets—you need experienced legal representation to protect your rights.

At Attorney911, we understand the physical, emotional, and financial toll a car accident can take on you and your family. Our Grand Prairie car accident lawyers have been fighting for accident victims across Texas for over 25 years. We know how insurance companies operate, and we’re prepared to fight for the full compensation you deserve.

Why Grand Prairie Accident Victims Trust Attorney911

We Know Grand Prairie’s Roads and Courts

Grand Prairie has unique traffic patterns and accident risks. Our team is familiar with the most dangerous intersections and highways in the area, including:

The I-30 corridor near Lake Ridge Parkway
The SH-161 tollway and its complex interchanges
The busy retail areas along Belt Line Road
The industrial zones near Great Southwest Parkway

We also understand the local court system. Whether your case is heard in Tarrant County, Dallas County, or Ellis County courts, we know the judges, the procedures, and how to present your case effectively.

Our Grand Prairie Car Accident Lawyers Have Recovered Millions for Clients

Our track record speaks for itself. We’ve secured multi-million dollar settlements for clients who suffered serious injuries in car accidents, including:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.”

These results demonstrate our commitment to fighting for maximum compensation for our clients, no matter how complex the case.

We’re Available When You Need Us Most

When you’re injured in a car accident, you need help immediately. That’s why we make ourselves available 24/7 through our legal emergency hotline: 1-888-ATTY-911. This isn’t just a marketing gimmick—it’s a real lifeline for accident victims in crisis.

As client Chad Harris shared: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” When you call Attorney911, you’ll speak directly with our team, not a call center.

Common Types of Motor Vehicle Accidents in Grand Prairie

Car Accidents

With over 251,977 people injured in Texas motor vehicle crashes in 2024, car accidents are the most common type of collision we handle. In Grand Prairie, we frequently see accidents on:

I-20 and I-30, especially near the interchanges
SH-360 and SH-161 tollways
Major surface streets like Belt Line Road, Carrier Parkway, and Pioneer Parkway

Common causes of car accidents in Grand Prairie include:

Distracted driving (texting, phone use)
Speeding and aggressive driving
Failure to yield right-of-way
Running red lights or stop signs
Following too closely
Driving under the influence of alcohol or drugs

Common injuries in car accidents:

Whiplash and soft tissue injuries
Herniated or bulging discs
Broken bones and fractures
Traumatic brain injuries (TBI)
Spinal cord injuries
Internal organ damage

What to do after a Grand Prairie car accident:

Call 911 and report the accident
Seek medical attention immediately, even if you feel fine
Document everything with photos of the scene, vehicle damage, and injuries
Exchange information with the other driver
Get witness names and contact information
Call Attorney911 at 1-888-ATTY-911 before speaking to any insurance company

18-Wheeler and Trucking Accidents

Grand Prairie’s location along major freight corridors makes trucking accidents a serious concern. With I-20, I-30, and SH-360 carrying heavy truck traffic, we see many serious truck crashes in our area.

In 2024, Texas saw 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes nationwide.

Why trucking accidents are more dangerous:

Trucks can weigh up to 80,000 pounds—20 times more than a typical passenger car
The force of impact is much greater, leading to more severe injuries
Multiple liable parties: driver, trucking company, cargo loader, vehicle manufacturer
Higher insurance limits mean larger potential recoveries

Common causes of trucking accidents in Grand Prairie:

Driver fatigue (violating Hours of Service regulations)
Improper maintenance or equipment failure
Overloaded or improperly secured cargo
Distracted or impaired driving
Inadequate driver training

Federal Motor Carrier Safety Regulations (FMCSA) that trucking companies must follow:

Hours of Service (HOS): Drivers may drive a maximum of 11 hours after 10 consecutive hours off-duty
14-Hour Window: Drivers cannot drive beyond the 14th consecutive hour after coming on duty
30-Minute Break: Required after 8 cumulative hours of driving
60/70-Hour Limit: Drivers cannot drive after 60/70 hours on duty in 7/8 consecutive days
Electronic Logging Devices (ELD): Mandatory since 2017 to track driving hours

Why you need an experienced trucking accident lawyer:

Trucking companies have teams of lawyers working to minimize their liability
Electronic data from the truck (ELD, black box) can be overwritten if not preserved immediately
Multiple insurance policies may be involved, requiring complex negotiations
Federal court experience is often necessary for trucking cases

At Attorney911, we have the experience and resources to handle complex trucking cases. Our Grand Prairie truck accident lawyers know how to:

Preserve critical evidence before it’s lost or destroyed
Identify all liable parties
Navigate federal trucking regulations
Fight for maximum compensation

As one of the few firms involved in BP explosion litigation, we have the experience to take on large corporations and their insurance companies.

Drunk Driving Accidents

Drunk driving remains a serious problem in Grand Prairie and across Texas. In 2024, alcohol-impaired driving caused 1,053 deaths in Texas—25.37% of all traffic fatalities.

Texas Dram Shop Law (TABC § 2.02):
Under Texas law, bars, restaurants, and other establishments can be held liable if they serve alcohol to someone who is “obviously intoxicated” and that person then causes an accident. This is called dram shop liability.

Signs of obvious intoxication include:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination
Aggressive or erratic behavior
Strong odor of alcohol

Potentially liable parties in drunk driving cases:

The drunk driver
Bars, nightclubs, or restaurants that served the intoxicated person
Liquor stores that sold alcohol to an obviously intoxicated customer
Event organizers (concerts, festivals, private parties)
Social hosts (in limited circumstances)

Why drunk driving cases often result in higher settlements:

Punitive damages may be available for gross negligence
Multiple defendants can mean multiple insurance policies
Criminal charges against the drunk driver can strengthen the civil case
Insurance companies have less room to deny these claims

Our experience with drunk driving cases:
Our Grand Prairie drunk driving accident lawyers have unique experience handling both criminal and civil aspects of these cases. Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), giving us insight into the criminal justice system that benefits our civil clients.

We’ve also successfully handled DWI cases from the defense perspective, which gives us insight into how to build the strongest possible case for our clients:

“Our client was charged with drunk driving based on a breath test. Our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines. The charges were dismissed.”

“Our client drove home at 2:30 a.m., hit a curb and rolled his car, injuring a passenger. We learned that 1) police conducted no breath or blood test, 2) EMS didn’t note intoxication, 3) nurse notes from hospital were missing. Case dismissed on day of trial.”

“Our client was charged with DUI/DWI, state’s primary evidence was video field sobriety test. We succeeded in having case dismissed because our client did not appear drunk in the video.”

This experience allows us to anticipate the tactics that insurance companies and defense attorneys will use in drunk driving accident cases.

Motorcycle Accidents

Motorcycle riders face unique risks on Grand Prairie roads. In 2024, Texas saw 585 motorcyclist fatalities, with 37% of those killed not wearing helmets.

Texas helmet law:

Required for all riders under 21
Riders 21 and older may ride without a helmet if they:
- Have completed an approved motorcycle safety course, OR
- Have at least $10,000 in medical insurance coverage

Common causes of motorcycle accidents in Grand Prairie:

Drivers failing to yield right-of-way to motorcycles
Distracted driving (texting, phone use)
Unsafe lane changes
Left-turn accidents (T-bone collisions)
Speeding and reckless driving

Why motorcycle accident cases are challenging:

Insurance companies often try to blame the motorcyclist
Texas’ 51% comparative fault rule can bar recovery if the rider is found more than 50% at fault
Injuries are often severe, leading to higher medical costs and longer recoveries

Common motorcycle accident injuries:

Road rash and severe abrasions
Broken bones (especially legs, arms, and collarbones)
Traumatic brain injuries (even with helmets)
Spinal cord injuries and paralysis
Internal organ damage
Amputations

How we help Grand Prairie motorcycle accident victims:
Our Grand Prairie motorcycle accident lawyers understand the unique challenges these cases present. We know how to:

Counter insurance company attempts to blame the rider
Document the full extent of your injuries and damages
Fight for fair compensation, even when the other driver claims you were at fault

Pedestrian Accidents

Pedestrians are among the most vulnerable road users in Grand Prairie. In 2024, Texas saw 6,095 pedestrian crashes, resulting in 768 fatalities. Pedestrians account for just 1% of all crashes but 19% of all roadway deaths.

Grand Prairie’s pedestrian accident hotspots:

Shopping areas like the Grand Prairie Premium Outlets
School zones and areas near parks
Busy intersections like Carrier Parkway and Pioneer Parkway
Residential areas where drivers may not expect pedestrians

Important legal point for pedestrians:
Under Texas law, pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you.

Common pedestrian accident injuries:

Traumatic brain injuries
Spinal cord injuries and paralysis
Broken pelvis and legs
Internal organ damage
Fatalities

What to do after a pedestrian accident in Grand Prairie:

Call 911 immediately
Seek medical attention, even if you feel fine
Document the scene with photos
Get witness information
Call Attorney911 at 1-888-ATTY-911 before speaking to insurance

Rideshare Accidents (Uber/Lyft)

Rideshare services like Uber and Lyft have become increasingly popular in Grand Prairie, but they’ve also introduced new complexities in accident cases. The insurance coverage available depends on what the rideshare driver was doing at the time of the accident.

Rideshare insurance coverage phases:

Phase	Driver Status	Coverage Available
Period 0 – Offline	App off, personal use	Personal insurance only (Texas minimum: $30K/$60K/$25K)
Period 1 – Waiting	App on, no ride request	Contingent coverage: $50K/$100K/$25K
Period 2 – Accepted	Ride accepted, en route to pickup	Full commercial: $1,000,000 liability
Period 3 – Transporting	Passenger in vehicle	Full commercial: $1,000,000 liability

Why rideshare accident cases are complex:

Insurance coverage varies dramatically based on the driver’s status
Multiple insurance policies may be involved
Uber and Lyft have teams of lawyers working to minimize payouts
Determining the driver’s status at the time of the accident can be challenging

Who can be injured in rideshare accidents:

21% Riders
21% Drivers
58% Third parties (other drivers, pedestrians, passengers in other vehicles)

How our Grand Prairie rideshare accident lawyers can help:
Our team understands the complexities of rideshare insurance and knows how to:

Determine the driver’s status at the time of the accident
Identify all available insurance coverage
Navigate the claims process with Uber, Lyft, and insurance companies
Fight for maximum compensation

What to Do After a Motor Vehicle Accident in Grand Prairie

The First 48 Hours Are Critical

The actions you take in the hours and days after a Grand Prairie car accident can significantly impact your ability to recover fair compensation. Evidence disappears quickly, so it’s important to act fast.

Hour 1-6: Immediate Crisis

✅ Safety First: If you can move safely, get to a secure location away from traffic

✅ Call 911: Report the accident, request medical assistance if anyone is injured

✅ Medical Attention: If injured, get to the ER immediately. Adrenaline can mask serious injuries

✅ Document Everything:

Take photos of ALL vehicle damage (every angle)
Photograph the accident scene, road conditions, traffic signals
Take photos of visible injuries
Screenshot any messages visible on your phone (do NOT delete anything)

✅ Exchange Information:

Other driver’s name, phone, address
Insurance company and policy number
Driver’s license number
License plate number
Vehicle make, model, color

✅ Witnesses:

Get names and phone numbers of any witnesses
Ask if they saw what happened
Record their statements if possible

✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company

Hour 6-24: Evidence Preservation

✅ Digital Preservation:

Preserve all texts, calls, photos, videos related to the accident
Do NOT delete anything from your phone
Screenshot everything relevant
Email copies to yourself for backup

✅ Physical Evidence:

Secure damaged clothing, glasses, personal items
Keep receipts for any expenses (towing, rental car, medications)
Do NOT repair your vehicle yet – preserve the damage

✅ Medical Records:

Request copies of all ER/hospital records
Keep all discharge paperwork
Follow up with your primary care physician within 24-48 hours

✅ Insurance Communications:

Note any calls from insurance companies
Do NOT give recorded statements yet
Do NOT sign anything
Do NOT accept any settlement offers
Say: “I need to speak with my attorney first”

✅ Social Media:

Make ALL profiles private immediately
Do NOT post about the accident
Do NOT post photos of injuries or activities
Tell friends/family not to tag you in posts

Hour 24-48: Strategic Decisions

✅ Legal Consultation:

Speak with experienced motor vehicle accident attorney
Call Attorney911: 1-888-ATTY-911 for free consultation
Have your documentation ready

✅ Insurance Response:

If insurance contacts you, refer them to your attorney
Say: “My attorney will be in touch with you”
Provide only basic information: name, date of accident, that you were involved

✅ Settlement Offers:

Do NOT accept or sign anything without lawyer review
Early offers are ALWAYS lowball offers
You don’t know extent of your injuries yet

✅ Evidence Backup:

Upload all screenshots and photos to cloud storage
Email copies to yourself and family member
Create written timeline of events while memory is fresh

Week One: Protecting Your Rights

✅ Medical Follow-Up:

Continue documenting all injuries
See specialists if recommended
Follow ALL doctor recommendations (insurance watches for gaps)
Get written work restrictions if needed

✅ Investigation Begins:

Attorney obtains police report
Preservation letters sent to all parties
Surveillance footage secured before deletion
Witness statements recorded

✅ Communication:

Attorney handles ALL insurance communication
You focus on recovery
Document any pressure from insurance or other parties

Why Evidence Disappears So Quickly

One of the most important reasons to act quickly after a Grand Prairie car accident is that evidence disappears on a predictable schedule. Insurance companies know this, and they’ll use any delays against you.

Evidence Deterioration Timeline:

Timeframe	What Disappears
Day 1-7	Witness memories begin fading immediately after the accident
Day 7-30	Surveillance footage from nearby businesses is typically deleted
Month 1-2	Insurance companies solidify their defense position against you
Month 2-6	Electronic Logging Device (ELD) data from trucks can be overwritten
Month 6-12	Witnesses become harder to locate, memories degrade significantly
Month 12-24	Approaching the 2-year statute of limitations creates settlement pressure

Within 24 hours of being retained, Attorney911 sends preservation letters to:

The other driver and their insurance company
Trucking companies (for commercial vehicle accidents)
Businesses near the accident scene (to preserve surveillance footage)
Employers (if the accident was work-related)
Property owners (if applicable)
Government entities (for traffic camera footage)
Vehicle manufacturers (for black box/EDR data)

These letters legally require the preservation of evidence that would otherwise be automatically deleted.

Texas Motor Vehicle Accident Laws You Need to Know

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline, known as the statute of limitations, is absolute. If you miss it, your case will be barred forever, and you won’t be able to recover any compensation.

Exceptions to the 2-year rule:

Discovery Rule: In rare cases, the statute of limitations may start later if the injury or its cause wasn’t immediately discoverable
Minors: The statute of limitations is tolled (paused) until the minor turns 18, then they have 2 years from their 18th birthday to file
Government Claims: If your accident involved a government vehicle or entity, you may have as little as 6 months to file a notice of claim

Why you shouldn’t wait:

Evidence disappears over time
Witnesses become harder to locate
Your memory of events fades
Insurance companies use delays to minimize your claim

Comparative Negligence (Texas’ 51% Rule)

Texas uses a modified comparative negligence system, often called the “51% rule.” This means:

If you are 50% or less at fault for the accident, you can recover damages, but your recovery will be reduced by your percentage of fault
If you are 51% or more at fault, you cannot recover any damages

Examples of how comparative negligence works:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why this matters in Grand Prairie car accident cases:
Insurance companies will always try to assign as much fault as possible to you to reduce their payout. Even small percentages of fault can cost you thousands of dollars.

At Attorney911, our Grand Prairie car accident lawyers know how to:

Investigate the accident thoroughly to establish the other driver’s fault
Gather evidence to counter insurance company arguments
Fight for the lowest possible fault percentage for our clients

Texas Minimum Auto Insurance Requirements

Texas requires all drivers to carry minimum auto insurance coverage:

Coverage Type	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

Uninsured/Underinsured Motorist Coverage:

Approximately 15.4% of Texas drivers are uninsured
Your own UM/UIM coverage can protect you if the at-fault driver has no insurance or insufficient coverage
Texas allows “stacking” of UM/UIM coverage from multiple policies

How Insurance Companies Try to Minimize Your Claim

At Attorney911, we have a unique advantage when dealing with insurance companies. Lupe Peña, one of our attorneys, spent years working for a national insurance defense firm. He knows exactly how insurance companies operate because he used to be on their side.

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Here are the tactics insurance companies use to minimize your claim—and how we counter them:

Tactic #1: Quick Contact and Recorded Statement Trap

What they do:
Insurance adjusters will contact you within hours or days of your accident, often while you’re still in the hospital or on pain medication. They’ll act friendly and helpful, saying things like:

“We just want to help you”
“We need to get your side of the story to process your claim”
“This is routine, everyone does this”
“It’ll only take a few minutes”

What they’re really doing:
They’re trying to get you to make statements that can be used against you later. They’ll ask leading questions designed to elicit responses that minimize your injuries or suggest you were at fault.

Common trap questions:

“You’re feeling better now though, right?” (Trap: Gets you to say you’re improving)
“It wasn’t that bad of an impact, was it?” (Trap: Minimizes the severity of the collision)
“You were able to walk away from the scene?” (Trap: Suggests your injuries aren’t serious)
“Were you distracted at all?” (Trap: Gets you to admit distraction)
“How fast were you going?” (Trap: Hope you overestimate or say “I don’t know”)

How Attorney911 counters this tactic:

We advise our clients not to give recorded statements to the other driver’s insurance company
If your own insurance company contacts you, we can advise you on what to say
We handle all communications with insurance companies so you don’t have to
We know the questions they’ll ask and how to prepare you if a statement is absolutely necessary

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.” — Lupe Peña

Tactic #2: Quick Settlement Offer

What they do:
Within days or weeks of your accident, the insurance company may offer you a quick settlement. Typical offers range from $2,000 to $15,000. They’ll create artificial urgency:

“This offer expires in 48 hours”
“I can only get approval for this amount right now”
“Take it or leave it”
“This is our final offer” (it’s not)

The trap:
You don’t know the full extent of your injuries yet. Many serious injuries don’t show symptoms immediately. If you accept a quick settlement, you waive your right to pursue additional compensation—even if you later discover you need surgery or have permanent injuries.

Real-world example:
A client was offered $3,500 three days after her accident. She was in pain but thought it would go away. She signed the release. Six weeks later, an MRI showed a herniated disc requiring surgery. The surgery cost $100,000. Because she had already settled, she couldn’t reopen her claim and had to pay the $100,000 out of pocket.

How Attorney911 counters this tactic:

We advise our clients never to settle before reaching Maximum Medical Improvement (MMI)
MMI is the point at which your doctors determine you’ve recovered as much as you’re going to
This could take 6 months, 12 months, or even longer for serious injuries
We know that early settlement offers are always lowball offers
Lupe calculated these lowball offers for years—he knows they’re offering 10-20% of true value

Tactic #3: “Independent” Medical Exam (IME) Scheme

What they call it:
“Independent Medical Examination” (IME)

What it really is:
An exam by a doctor hired and paid by the insurance company to minimize your injuries.

How insurance companies choose IME doctors:

They select doctors who consistently give insurance-favorable reports
These doctors are paid $2,000-$5,000 per exam by insurance companies
Repeat business depends on giving favorable reports
They’re not chosen for their medical expertise—they’re chosen for their track record of minimizing claims

What happens at an IME:

A brief, cursory examination (often just 10-15 minutes)
The doctor rarely reviews your complete medical records beforehand
They ask questions designed to get you to say you’re feeling better
They look for any reason to minimize your injuries

Common IME doctor findings:

“Patient has pre-existing degenerative changes” (Everyone over 40 has some arthritis)
“Injuries consistent with minor trauma” (Minimizes your pain and suffering)
“Patient can return to full duty work” (Eliminates lost wage claims)
“Treatment has been excessive” (Attacks your treating doctors)
“Subjective complaints out of proportion to objective findings” (Medical speak for calling you a liar)

How Attorney911 counters this tactic:

We prepare our clients extensively before the exam
We send your complete medical records to the IME doctor first, forcing them to review them
We challenge biased IME reports with our own medical experts
Lupe knows these specific doctors and their biases—he hired them for years

Tactic #4: Surveillance and Social Media Monitoring

What they do:
Insurance companies hire private investigators to:

Video you doing daily activities
Film you from public places (your driveway, the street, stores)
Look for any activity that contradicts your injury claims
One video of you bending over can be used to argue “not really injured”

They monitor ALL your social media:

Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
They screenshot everything: posts, photos, check-ins, comments, likes
They monitor your friends’ profiles for posts mentioning you
They use facial recognition to find photos you’re tagged in
They archive your entire social media history

Examples of how they use social media against victims:

Example	What Happened	What Insurance Claimed	Reality
Old Gym Photo	A photo from 3 years ago showing the client at the gym	Presented as recent, suggesting no injury	We proved the photo was pre-accident using metadata
Restaurant Check-in	Client checked in at a restaurant on Facebook	“Partying and having fun”	Client was sitting quietly having dinner
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Walking the Dog	Video of client walking dog slowly	“Not disabled”	Doctor had recommended short walks for recovery
Smiling in Photo	Family photo where client is smiling	“Not in pain—she’s smiling!”	Everyone smiles for photos

7 rules for our clients:

Make all social media profiles private immediately
Don’t post about the accident, injuries, activities, or emotions
Don’t check in anywhere
Tell friends and family not to tag you or post about you
Don’t accept friend requests from strangers (could be fake profiles)
Best option: Stay off social media entirely during your case
Assume everything is being monitored

Tactic #5: Delay and Financial Pressure

What they do:
Insurance companies will drag out your case, hoping you’ll get desperate and accept a low offer. They might say:

“We’re still investigating your claim”
“We’re waiting for medical records” (even if you’ve already sent them)
“We’re reviewing your file”
“We need additional information”
They’ll ignore your calls and emails
They’ll take weeks to respond to simple questions

Why delay works (on people without attorneys):

Insurance companies have unlimited time and resources
They earn interest on your settlement money while delaying
You have mounting bills and no income
Financial desperation makes you accept less

How delay affects your decision-making:

Month 1: You’d reject a $5,000 offer
Month 6: You’d seriously consider $5,000
Month 12: You’d beg for $5,000 just to end the nightmare

How Attorney911 counters this tactic:

We file lawsuits to force deadlines
We set depositions, compelling them to produce witnesses
We prepare for trial, showing we’re serious
Lupe understands delay tactics because he used them—he knows when to push

Tactic #6: Comparative Fault Arguments

What they do:
Insurance companies will try to assign you maximum fault to reduce their payout. They might claim:

“You were speeding” (without evidence)
“You weren’t paying attention” (speculation)
“You could have avoided this” (hindsight bias)
“You were distracted” (guessing)
“You contributed to this accident” (shifting blame)

Why this is dangerous:
Texas’ 51% bar rule means:

If you’re 51% or more at fault, you get NOTHING
If you’re 50% or less at fault, your damages are reduced by your percentage of fault

Even small fault percentages cost you thousands:

10% fault on a $100,000 case = $10,000 less for you
25% fault on a $250,000 case = $62,500 less for you
40% fault on a $500,000 case = $200,000 less for you

How Attorney911 counters this tactic:

We conduct aggressive liability investigations
We gather evidence proving the other driver’s fault
We use accident reconstruction experts when needed
We counter their comparative fault arguments with facts
Lupe made these arguments for years—now he defeats them

The Colossus System: How Insurance Companies Really Value Your Claim

Most insurance companies use a computerized system called Colossus to calculate the value of your claim. Lupe Peña used this system when he worked for insurance companies, and he knows exactly how it works.

How Colossus works:

Data Entry: The insurance adjuster inputs information about your claim
Coding: Your injuries are coded using standardized medical terms
Calculation: The software applies algorithms to determine a “value”
Range Output: The system provides a recommended settlement range
Authority: The adjuster typically cannot exceed this range without approval

How insurance companies manipulate Colossus:

Manipulation	Effect
Using low injury codes	“Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Flagging excessive treatment	Physical therapy beyond “normal” range triggers reductions
Penalizing conservative treatment	Chiropractic care valued less than MD treatment
Reducing for pre-existing conditions	Any prior medical condition used to reduce value
Applying jurisdiction factors	Low-verdict counties get lower values

Why Lupe’s experience with Colossus is invaluable:

He knows how to code injuries properly for maximum value
He knows which medical terms trigger higher valuations
He knows when Colossus output is artificially low
He knows how to present medical records to beat the algorithm
He calculated these values for years as a defense attorney

Types of Compensation You May Be Entitled To

If you’ve been injured in a Grand Prairie car accident, you may be entitled to various types of compensation, depending on the circumstances of your case.

Economic Damages (No Cap in Texas)

These are quantifiable financial losses you’ve suffered due to the accident:

Damage Type	What It Covers
Medical Expenses (Past)	ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment
Medical Expenses (Future)	Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past)	Income lost from the date of the accident to the present
Lost Earning Capacity (Future)	Reduced ability to earn income in the future due to permanent injuries
Property Damage	Vehicle repair or replacement, personal property damaged in the accident
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications, household help, other accident-related costs

Non-Economic Damages (No Cap in Texas, Except for Medical Malpractice)

These are intangible losses that don’t have a specific dollar value:

Damage Type	What It Covers
Pain and Suffering	Physical pain from your injuries, both past and future
Mental Anguish	Emotional distress, anxiety, depression, fear, PTSD
Physical Impairment	Loss of physical function, disability, limitations on activities
Disfigurement	Scarring, permanent visible injuries that affect your appearance
Loss of Consortium	Impact on your marriage or family relationships, loss of companionship
Loss of Enjoyment of Life	Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped in Texas)

These damages are available in cases involving gross negligence, fraud, or malice. They’re designed to punish the defendant and deter similar conduct.

When punitive damages may be available:

Drunk driving accidents
Extreme speeding or reckless driving
Intentional misconduct
Fraudulent behavior

Punitive damage cap in Texas:
The greater of:

$200,000, OR
2 times economic damages + 1 times non-economic damages (capped at $750,000 for the non-economic portion)

Settlement Ranges for Common Car Accident Injuries

The value of your car accident case depends on many factors, including the severity of your injuries, the impact on your life, and the strength of the evidence. While every case is unique, here are some general settlement ranges for common car accident injuries in Texas:

Soft Tissue Injuries (Whiplash, Sprains, Strains)

Medical Treatment:

Emergency room: $2,000-$5,000
Follow-up doctor visits: $1,000-$3,000
Physical therapy (6-12 weeks): $3,000-$7,000
Medications: $300-$1,000
Total Medical: $6,000-$16,000

Lost Wages: $2,000-$10,000 (2-6 weeks missed work)
Pain & Suffering: $8,000-$35,000

SETTLEMENT RANGE: $15,000-$60,000
Higher if: Permanent pain, restrictions on activities, chronic condition develops

Broken Bone (Single, Simple Fracture)

Medical Treatment:

Emergency room and X-rays: $3,000-$6,000
Orthopedic consultation: $500-$1,500
Casting and follow-up: $2,000-$5,000
Physical therapy: $3,000-$8,000
Total Medical: $10,000-$20,000

Lost Wages: $5,000-$15,000 (4-8 weeks missed work)
Pain & Suffering: $20,000-$60,000

SETTLEMENT RANGE: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF)

Medical Treatment:

Emergency room: $5,000-$10,000
Surgery (Open Reduction Internal Fixation): $25,000-$50,000
Hospital stay (2-3 days): $6,000-$15,000
Follow-up care: $3,000-$8,000
Physical therapy (3-6 months): $8,000-$15,000
Total Medical: $47,000-$98,000

Lost Wages: $10,000-$30,000 (3-6 months)
Pain & Suffering: $75,000-$200,000

SETTLEMENT RANGE: $132,000-$328,000

Herniated Disc (Conservative Treatment)

Medical Treatment:

Emergency room and initial treatment: $3,000-$6,000
MRI: $2,000-$4,000
Physician visits and pain management: $5,000-$12,000
Physical therapy (3-6 months): $8,000-$15,000
Epidural steroid injections (series of 3): $3,000-$6,000
Medications: $1,000-$3,000
Total Medical: $22,000-$46,000

Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000

SETTLEMENT RANGE: $70,000-$171,000

Herniated Disc (Surgery Required)

Medical Treatment:

Initial treatment and diagnostics: $8,000-$15,000
Failed conservative treatment: $10,000-$20,000
Spinal surgery (microdiscectomy or fusion): $50,000-$100,000
Hospital stay: $8,000-$20,000
Post-surgical care and follow-up: $5,000-$15,000
Physical therapy (6-12 months): $10,000-$20,000
Pain management: $5,000-$15,000
Total Past Medical: $96,000-$205,000

Future Medical: $30,000-$100,000 (ongoing pain management, possible revision surgery)
Lost Wages: $20,000-$50,000 (6-12 months recovery)
Lost Earning Capacity: $50,000-$400,000 (if you can’t return to your previous job)
Pain & Suffering: $150,000-$450,000

SETTLEMENT RANGE: $346,000-$1,205,000

Traumatic Brain Injury (TBI)

Medical Treatment:

Emergency room and trauma care: $10,000-$30,000
Hospital/ICU stay (1-4 weeks): $50,000-$200,000
Neurosurgery if required: $75,000-$200,000
Acute rehabilitation facility: $30,000-$100,000
Neurologist follow-up care: $10,000-$30,000
Neuropsychological testing: $3,000-$8,000
Cognitive therapy: $15,000-$50,000
Medications: $5,000-$20,000
Total Past Medical: $198,000-$638,000

Future Medical (Life Care Plan): $300,000-$3,000,000+ depending on severity
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+

SETTLEMENT RANGE: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.”

Spinal Cord Injury / Paralysis

Lifetime Care Costs by Level of Injury:

Injury Level	First Year Costs	Each Year After	Lifetime Total
High Tetraplegia (C1-C4)	$1,200,000-$1,500,000	$200,000-$250,000	$6,000,000-$13,000,000+
Low Tetraplegia (C5-C8)	$850,000-$1,100,000	$75,000-$100,000	$3,700,000-$6,100,000+
Paraplegia (T1-L5)	$500,000-$750,000	$70,000-$90,000	$2,500,000-$5,250,000+

SETTLEMENT RANGE: $4,770,000-$25,880,000

Amputation

Medical Treatment:

Emergency care and surgery: $80,000-$200,000
Hospital stay: $50,000-$150,000
Rehabilitation: $30,000-$100,000
Initial prosthetic fitting: $10,000-$30,000
Total Past Medical: $170,000-$480,000

Future Medical (Lifetime Prosthetics):

Basic prosthetic leg: $5,000-$15,000 every 3-5 years
Advanced computerized prosthetic: $50,000-$100,000 every 3-5 years
Over lifetime (30-50 years): $500,000-$2,000,000

SETTLEMENT RANGE: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Wrongful Death (Working Age Adult)

Economic Damages:

Funeral and burial: $10,000-$20,000
Medical expenses before death: $50,000-$500,000
Lost financial support to family (present value): $1,000,000-$4,000,000

Non-Economic Damages:

Loss of companionship, society, love: $500,000-$3,000,000
Loss of advice and counsel: $100,000-$500,000
Mental anguish (family members): $250,000-$1,500,000

SETTLEMENT RANGE: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Why Choose Attorney911 for Your Grand Prairie Car Accident Case?

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is Attorney911’s most powerful advantage. Lupe spent years working for insurance companies, learning:

How they value claims internally
What tactics they use to minimize payouts
Which doctors they hire for “independent” medical exams
How they calculate settlement offers
What arguments they use to deny or reduce claims

Now, he uses that knowledge to fight FOR accident victims, not against them. This insider perspective is something no other Grand Prairie car accident lawyer can offer.

2. Multi-Million Dollar Results

Our Grand Prairie car accident lawyers have recovered millions of dollars for our clients, including:

Multi-million dollar settlements for brain injury cases
Millions recovered for amputation cases
Millions for trucking wrongful death cases
Significant settlements for spinal cord injuries

These results demonstrate our commitment to fighting for maximum compensation, no matter how complex the case.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court experience is crucial for:

Complex trucking accident cases (FMCSA regulations are federal)
Cases involving out-of-state defendants
High-value cases that may exceed state court limits
Cases against large corporations

Our involvement in BP explosion litigation proves our ability to handle complex cases against billion-dollar corporations.

4. Personal Attention from Experienced Attorneys

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not case managers or junior associates. Our clients consistently praise our personal approach:

“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.” — Jamin Marroquin

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” — Glenda Walker

5. Contingency Fee – No Risk to You

We work on a contingency fee basis, which means:

You pay nothing upfront
We advance all case costs
You pay no attorney fees unless we win your case
Our fee is a percentage of your recovery

This arrangement allows you to pursue your case without financial risk.

What Our Clients Say About Attorney911

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“Leonor is the best!!! She was able to assist me with my case within 6 months.” — Tymesha Galloway

“Ralph Manginello is indeed the best attorney I ever had..He cares greatly about his results.” — AMAZIAH A.T

“I was rear-ended and the team got right to work…I also got a very nice settlement.” — MONGO SLADE

“They went above and beyond! Special thank you to Ralph and Leanor.” — Diane Smith

“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” — Kiwi Potato

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” — Kiimarii Yup

“Ralph is an AMAZING ATTORNEY. I have used him 2 TIMES FOR 2 separate cases the first case he got me an OFF DOCKET DISSMISSAL! And the other only 10 months probation. He gets the JOB DONE RIGHT!!!!” — Cassie Wright

Frequently Asked Questions About Grand Prairie Car Accidents

1. What should I do immediately after a car accident in Grand Prairie?

After a Grand Prairie car accident:

Call 911 and report the accident
Seek medical attention, even if you feel fine
Document everything with photos of the scene, vehicle damage, and injuries
Exchange information with the other driver
Get witness names and contact information
Call Attorney911 at 1-888-ATTY-911 before speaking to any insurance company

2. Should I call the police even for a minor accident?

Yes. Always call the police after a car accident in Grand Prairie. The police report is critical evidence for your insurance claim and any potential lawsuit. In Texas, you’re required to report accidents that result in injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately due to adrenaline. Common delayed-symptom injuries include:

Traumatic brain injuries
Internal bleeding
Herniated discs
Soft tissue injuries

Insurance companies use delays in treatment against you, so it’s important to get checked immediately.

4. What information should I collect at the scene?

Collect the following information:

Other driver: name, phone, address, driver’s license number, insurance information
Vehicle: make, model, color, license plate number
Witnesses: names and phone numbers
Photos: all vehicle damage, injuries, road conditions, traffic signals
Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

Exchange information only
Do NOT discuss fault or apologize
Do NOT give your opinion on what happened
Stick to the facts only

6. How do I obtain a copy of the accident report?

In Grand Prairie, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO, not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first for guidance.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement or discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer, and it’s usually far below the actual value of your claim. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which means you can combine coverage from multiple policies.

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign a medical authorization without attorney review.

13. Do I have a personal injury case?

You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance to recover from

14. When should I hire a Grand Prairie car accident lawyer?

Immediately. Evidence disappears daily, and insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911 as soon as possible.

15. How much time do I have to file a lawsuit (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. If you miss this deadline, your case will be barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses a modified comparative negligence system with a 51% bar rule:

If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
If you’re 51% or more at fault, you cannot recover any damages

Insurance companies will try to assign as much fault as possible to you to reduce their payout.

17. What happens if I was partially at fault?

You can still recover compensation if you were 50% or less at fault. Your recovery will be reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. However, Attorney911 prepares every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures we’re ready if trial becomes necessary.

19. How long will my case take to settle?

The timeline depends on the severity of your injuries and the complexity of your case. We don’t settle cases until you’ve reached Maximum Medical Improvement (MMI), which could take 6 months to 2 years or more for serious injuries.

20. What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to Maximum Medical Improvement (MMI)
Demand letter to insurance company
Negotiation with insurance
Lawsuit filed if necessary
Discovery (exchange of information)
Mediation
Trial if settlement not reached

21. What is my case worth?

The value of your case depends on many factors, including:

Severity of your injuries
Cost of medical treatment
Lost wages and earning capacity
Pain and suffering
Permanent impairment or disability
Strength of the evidence
Insurance coverage available

22. What types of damages can I recover?

You may be entitled to:

Medical expenses (past and future)
Lost wages and earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).

24. What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated or worsened your pre-existing condition. This is known as the “eggshell plaintiff” rule—defendants take victims as they find them.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for specific advice.

26. How is the value of my claim determined?

Case value is determined based on:

Medical bills
Future treatment costs
Lost income
Permanent impairment rating
Comparable verdicts and settlements
Severity of injuries
Impact on daily life

27. How much do Grand Prairie car accident lawyers cost?

Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if the case goes to trial. You pay nothing upfront, and we don’t get paid unless we win your case.

28. What does “no fee unless we win” mean?

It means you pay no attorney fees unless we recover compensation for you. If we don’t win, you owe us nothing. We advance all case costs, and you may still be responsible for court costs and case expenses regardless of outcome.

29. How often will I get updates on my case?

Attorney911 provides regular updates on your case. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not case managers or junior associates. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch attorneys at any time. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

32. What common mistakes can hurt my case?

Common mistakes that can hurt your case include:

Giving a recorded statement without an attorney
Accepting a quick settlement
Delaying medical treatment
Having gaps in treatment
Posting about your accident on social media
Signing releases or authorizations without attorney review
Not documenting everything

33. Should I post about my accident on social media?

NO. Make all social media profiles private immediately. Don’t post about the accident, your injuries, or your activities. Insurance companies monitor social media and will use your posts against you.

34. Why shouldn’t I sign anything without a lawyer?

Releases are permanent and final. Medical authorizations give insurance companies unlimited access to your medical history. Settlement offers are binding. Once you sign something, you can’t undo it.

35. What if I didn’t see a doctor right away?

See a doctor now and explain that you didn’t realize the severity of your injuries initially. Delayed symptoms are common in car accidents. We can still help you build a strong case.

36. What if I have a pre-existing condition?

You can still recover compensation for the aggravation of your pre-existing condition. The “eggshell plaintiff” rule means that defendants take victims as they find them. We hire medical experts to prove the difference between your condition before and after the accident.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

Yes, you can fire your attorney at any time. If your current attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation to maximize your recovery.

39. How do you calculate pain and suffering?

Pain and suffering is most commonly calculated using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on the severity of your injuries, the impact on your life, and the strength of the evidence.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file a notice of claim within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex, and you need an experienced attorney.

41. What if the other driver fled the scene (hit and run)?

File a police report immediately. Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified. Surveillance footage is critical—most footage is deleted within 7-30 days. We send preservation letters immediately to secure this evidence.

42. What if I’m an undocumented immigrant—can I still file a claim?

Yes. Your immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential, and we’ve successfully represented clients of all immigration statuses.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often try to argue that “parking lot accidents are always 50/50 fault,” but this is not true. We prove fault through surveillance video, witness statements, and damage analysis.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (a friend, family member, or Uber driver). You’re an innocent victim, and the driver’s insurance covers passengers. There are no comparative fault issues for passengers.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The insurance policy still applies, and the estate may have assets. Wrongful death laws protect both sides in these situations.

Contact Attorney911 Today

If you’ve been injured in a motor vehicle accident in Grand Prairie, don’t wait to get the help you need. Evidence disappears daily, and insurance companies are already building their case against you.

Call our Grand Prairie car accident lawyers today at 1-888-ATTY-911 for a free consultation.

We’re available 24/7 to answer your questions and help you understand your rights. Remember:

Free consultation, no obligation
No fee unless we win your case
We advance all case costs
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Don’t face this alone. Let our experienced Grand Prairie car accident attorneys fight for the compensation you deserve.

Attorney911 – Your Legal Emergency Lawyers™