Motor Vehicle Accident Attorney in Crowley, Texas | Attorney911

If You’ve Been Injured in a Car Accident in Crowley, Texas, We’re Here to Fight for You

Every 57 seconds, another motor vehicle crash occurs on Texas roads. In 2024 alone, over 251,000 people were injured in these accidents across our state. If you or a loved one has been hurt in a collision in Crowley, Texas, you’re not just another statistic – you’re someone whose life has been disrupted, whose future feels uncertain, and who deserves justice.

At Attorney911, we understand the overwhelming fear and confusion that follows a serious accident. The physical pain is just the beginning. You’re likely facing mounting medical bills, lost wages from missed work, and insurance companies that seem more interested in protecting their profits than helping you recover. That’s why we’ve built a team with unique expertise to fight for Crowley accident victims – including a former insurance defense attorney who knows exactly how the other side operates.

Our Crowley car accident lawyers have recovered millions for clients across Tarrant County and throughout Texas. With over 25 years of experience, federal court admission, and a track record of taking on billion-dollar corporations, we have the resources and knowledge to handle even the most complex motor vehicle accident cases. When you call 1-888-ATTY-911, you’re reaching a legal emergency line that answers 24/7 – because we know accidents don’t wait for business hours.

The Reality of Motor Vehicle Accidents in Crowley, Texas

Crowley sits at the crossroads of major transportation routes in Tarrant County, with I-35W, Highway 1187, and FM 1187 all passing through the area. This location brings significant traffic – including commercial trucks, commuters, and local drivers – creating dangerous conditions on our roads. In 2024, Tarrant County saw thousands of motor vehicle crashes, with many resulting in serious injuries.

Some of the most dangerous intersections and roadways in our area include:

• The intersection of FM 1187 and Highway 1187
• I-35W near the Crowley exit
• The stretch of Highway 1187 through downtown Crowley
• Intersections along FM 730

These high-traffic areas see frequent collisions due to speeding, distracted driving, and failure to yield right-of-way. Whether you were hit by a distracted driver on your way to work, rear-ended at a stoplight, or involved in a serious collision with a commercial vehicle, our Crowley accident attorneys have the experience to protect your rights.

Why Crowley Accident Victims Choose Attorney911

When you’re hurt in a motor vehicle accident, you need more than just a lawyer – you need a legal team that understands Crowley, knows Texas law inside and out, and has the resources to take on powerful insurance companies. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Knowledge

Our firm includes Lupe Peña, a former insurance defense attorney who spent years working for a national defense firm. He knows exactly how insurance companies value claims, investigate accidents, and build cases against victims. Now, he uses that insider knowledge to fight FOR you.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.” – Lupe Peña

2. Multi-Million Dollar Results for Crowley Clients

We don’t just promise results – we deliver them. Our Crowley car accident lawyers have recovered millions for victims of serious accidents, including:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”

3. Federal Court Experience for Complex Cases

Ralph Manginello, our managing partner, is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court admission means we can handle the most complex cases, including those involving:

• Commercial trucking accidents (FMCSA regulations)
• Multi-state defendants
• Corporate defendants
• Federal government entities

Our firm was also one of the few selected to participate in the BP Texas City explosion litigation – a case involving billion-dollar corporations and catastrophic injuries. This experience gives us the capability to take on even the most powerful defendants.

4. Personal Attention from Start to Finish

At Attorney911, you’re not just another case number. As client Chad Harris shared:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager assembly line. Our team, including dedicated paralegals like Leonor and Melani, keeps you informed every step of the way. As Stephanie Hernandez said about her experience:

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.”

5. No Fee Unless We Win

We understand that accident victims often face financial hardship while recovering from their injuries. That’s why we work on a contingency fee basis:

• Free, no-obligation consultation
• No upfront costs
• We advance all case expenses
• You pay nothing unless we recover compensation for you

“We don’t get paid unless we win your case.”

Comprehensive Coverage of Motor Vehicle Accidents in Crowley

Our Crowley accident attorneys handle all types of motor vehicle collisions. Whether you were involved in a common fender-bender or a catastrophic crash, we have the experience to protect your rights and fight for maximum compensation.

Car Accidents (Tier 1 – Most Common)

With over 251,977 people injured in Texas motor vehicle crashes in 2024, car accidents remain the most common type of collision we handle. In Crowley and throughout Tarrant County, we see accidents caused by:

• Distracted driving (texting, phone use, eating)
• Speeding and aggressive driving
• Failure to yield right-of-way
• Running red lights and stop signs
• Drunk or drugged driving
• Following too closely (rear-end collisions)

Common car accident injuries include:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Internal organ damage
• Psychological trauma (PTSD, anxiety)

Attorney911 Case Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”

Client Testimonial:

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

If you’ve been injured in a Crowley car accident, don’t let the insurance company undervalue your claim. Call 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

18-Wheeler and Commercial Truck Accidents (Tier 1 – Highest Value)

Tarrant County sees a significant number of commercial vehicle crashes each year, with I-35W and Highway 1187 being particularly dangerous routes for large trucks. In 2024, Texas experienced 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries.

Trucking accidents are especially devastating due to:

• The massive size and weight of 18-wheelers (up to 80,000 pounds)
• Multiple liable parties (driver, trucking company, cargo loader, manufacturer)
• Higher insurance policy limits ($750,000 to $5,000,000+)
• Complex federal regulations (FMCSA)

Common causes of truck accidents in Crowley include:

• Driver fatigue (violating Hours of Service regulations)
• Improper maintenance (brake failures, tire blowouts)
• Overloaded or improperly secured cargo
• Distracted or impaired driving
• Inadequate driver training
• Speeding or aggressive driving

FMCSA Regulations We Enforce:

• Hours of Service (HOS): Drivers limited to 11 hours driving after 10 consecutive hours off-duty
• 30-Minute Break: Required after 8 hours of driving
• Electronic Logging Devices (ELD): Mandatory since 2019 to prevent log falsification
• Drug and Alcohol Testing: Pre-employment, random, post-accident, and reasonable suspicion
• Vehicle Maintenance: Regular inspections and repairs required

Why Trucking Cases Are Higher Value:

1. Multiple liable parties = more insurance policies to pursue
2. Higher policy limits (often $1M+)
3. Federal court experience matters (FMCSA regulations are federal)
4. Nuclear verdict potential (juries award large sums for catastrophic injuries)

Attorney911 Case Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”

Recent Texas Nuclear Verdicts We Reference:

• 2024 Oncor Electric: $37.5M verdict (distracted truck driver)
• 2024 New Prime I-35 pileup: $44.1M verdict (6 deaths)
• 2024 Ben E. Keith (Fort Worth): $35M settlement (largest in Fort Worth history)

Critical Evidence We Preserve:

• Electronic Logging Device (ELD) data (can be overwritten in 30-180 days)
• Black box/Event Data Recorder (EDR) information
• Maintenance records
• Driver qualification files
• GPS and telematics data

If you’ve been injured in a truck accident in Crowley, time is critical. Evidence disappears quickly, and insurance companies start building their defense immediately. Call 1-888-ATTY-911 now to protect your rights.

Drunk Driving Accidents (Tier 1 – Punitive Damages Available)

In 2024, alcohol-impaired driving was responsible for 1,053 deaths in Texas – that’s 25.37% of all traffic fatalities. Tarrant County sees its share of these preventable tragedies, with drunk drivers causing severe injuries and wrongful deaths on our roads.

When alcohol is involved in a motor vehicle accident, victims have additional legal options:

• Punitive damages (to punish the drunk driver)
• Dram shop liability (holding bars/restaurants accountable)
• Criminal case (can strengthen your civil claim)

Texas Dram Shop Law (TABC § 2.02):
Establishments can be held liable if they served alcohol to someone who was obviously intoxicated and that over-service caused the accident. Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Potentially liable parties in drunk driving cases:

• The drunk driver
• Bars and nightclubs
• Restaurants serving alcohol
• Liquor stores
• Event organizers (concerts, festivals)
• Social hosts (limited circumstances)

Why Drunk Driving Cases Are Stronger:

1. Criminal case helps prove liability
2. Punitive damages available (gross negligence)
3. Multiple defendants (driver + establishment)
4. Insurance cannot defend the indefensible

Attorney911’s Criminal Defense Advantage:
Our firm includes criminal defense experience through Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA). We’ve successfully handled drunk driving cases from the criminal side, giving us unique insight into these claims:

“Our client was charged with drunk driving based on a breath test. Our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines. The charges were dismissed”

“Our client drove home at 2:30 a.m., hit a curb and rolled his car, injuring a passenger. We learned that 1) police conducted no breath or blood test, 2) EMS didn’t note intoxication, 3) nurse notes from hospital were missing. Case dismissed on day of trial”

“Our client was charged with DUI/DWI, state’s primary evidence was video field sobriety test. We succeeded in having case dismissed because our client did not appear drunk in the video”

This criminal defense experience strengthens our ability to handle drunk driving accident cases from the civil side, giving our Crowley clients a significant advantage.

If you or a loved one has been injured by a drunk driver in Crowley, call 1-888-ATTY-911 immediately. We’ll investigate all potential sources of compensation, including dram shop liability.

Motorcycle Accidents (Tier 1/2 – High Risk)

Motorcycle riders face unique risks on Crowley roads. In 2024, Texas saw 585 motorcyclist fatalities, with 37% of those killed not wearing helmets. Tarrant County consistently ranks among the top counties in Texas for motorcycle accidents.

Common causes of motorcycle accidents in Crowley include:

• Failure to yield right-of-way (most common)
• Driver inattention/distraction
• Unsafe lane changes
• Left-turn accidents (T-bone/head-on collisions)
• Speeding/reckless driving
• Road hazards (potholes, debris)

Texas Helmet Law:

• Required for all riders under 21
• Riders 21+ may ride without helmet IF:
  • Completed approved motorcycle safety course, OR
  • Have $10,000+ in medical insurance coverage

Why Motorcycle Cases Are Challenging:
Insurance companies often try to blame the motorcyclist using Texas’ 51% comparative fault rule. If you’re found to be 51% or more at fault, you recover nothing. Our Crowley motorcycle accident lawyers know how to counter these arguments and prove the other driver’s negligence.

Client Testimonial:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

If you’ve been injured in a motorcycle accident in Crowley, don’t let the insurance company blame you. Call 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

Pedestrian Accidents (Tier 1/2 – Severe Injuries)

Pedestrians are the most vulnerable road users, and Crowley sees its share of these tragic accidents. In 2024, Texas experienced 6,095 pedestrian crashes resulting in 768 fatalities – that’s 19% of all roadway deaths despite pedestrians making up just 1% of crashes.

Critical Legal Point:
Pedestrians ALWAYS have the right-of-way at intersections in Texas – even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you.

Common pedestrian accident injuries include:

• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Broken pelvis and legs
• Internal organ damage
• Fatalities

If you or a loved one has been struck by a vehicle while walking in Crowley, call 1-888-ATTY-911 immediately. Evidence disappears quickly, and we need to act fast to protect your rights.

Rideshare Accidents (Uber/Lyft) (Tier 1/2 – Complex Insurance)

Rideshare services like Uber and Lyft have become common in Crowley and throughout Tarrant County. While convenient, these services create complex insurance situations when accidents occur.

Rideshare Insurance Phases:

Phase	Driver Status	Coverage Available
Period 0 – Offline	App off, personal use	Personal insurance only ($30K/$60K/$25K minimum in Texas)
Period 1 – Waiting	App on, no ride request	$50K/$100K/$25K contingent coverage
Period 2 – Accepted	Ride accepted, en route to pickup	$1,000,000 liability coverage
Period 3 – Transporting	Passenger in vehicle	$1,000,000 liability coverage

Why This Matters:
The insurance coverage available depends on what the driver was doing at the exact moment of the crash. This complexity is why you need an experienced Crowley rideshare accident lawyer.

Who Can Be Injured:

• 21% Riders
• 21% Drivers
• 58% Third parties (other drivers, pedestrians)

Attorney911’s Advantage:
Lupe Peña’s insurance defense background gives us unique insight into how rideshare companies and their insurers handle claims. We know how to navigate the complex insurance phases and maximize your recovery.

If you’ve been injured in a rideshare accident in Crowley, call 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

Hit and Run Accidents (Tier 2 – UM/UIM Claims)

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene, leaving victims with injuries and no one to hold accountable. In Texas, a hit and run occurs every 43 seconds.

Texas Hit and Run Penalties:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years prison, up to $10K fine
Serious Bodily Injury	3rd Degree Felony	2-10 years prison, up to $10K fine
Minor Injury	State Jail Felony	Up to 5 years, up to $5K fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months jail, up to $2K fine

Your Recovery Options:
When the at-fault driver can’t be identified, your own Uninsured Motorist (UM) coverage can compensate you. Texas allows inter-policy stacking, which means you may be able to combine coverage from multiple vehicles on your policy.

Evidence Preservation is Critical:

• Surveillance footage is typically deleted within 7-30 days
• Witnesses disperse quickly
• Police reports may lack critical details

What We Do:
Within 24 hours of being retained, Attorney911 sends preservation letters to:

• Nearby businesses (for surveillance footage)
• Government entities (for traffic camera footage)
• Your insurance company (to protect UM/UIM rights)

If you’ve been the victim of a hit and run accident in Crowley, call 1-888-ATTY-911 immediately. Time is critical to preserve evidence.

Delivery Vehicle Accidents (Amazon, FedEx, UPS) (Tier 2)

With the rise of e-commerce, delivery vehicles have become increasingly common on Crowley roads. These accidents often involve complex liability issues due to the multiple parties involved.

Key Verdicts and Settlements:

• 2024 Georgia: $16.2M for child struck by Amazon delivery van (Amazon 85% responsible)
• 2024 Lopez v. All Points 360: $105M verdict against Amazon DSP (Delivery Service Partner)
• Grubhub wrongful death lawsuit (Arizona): Driver distracted by app

Amazon DSP Liability:
Amazon Delivery Service Partners (DSPs) are contractually required to “defend and indemnify” Amazon in accident cases. However, these drivers often:

• Work long hours (violating FMCSA regulations)
• Receive inadequate training
• Drive vehicles with safety violations
• Are pressured to meet unrealistic delivery quotas

Why Delivery Vehicle Cases Are Higher Value:

• Trucks are 3x the size/weight of passenger cars = more severe injuries
• $1M+ liability insurance policies are required
• Business model encourages dangerous behavior
• No jury sympathy for corporate defendants

If you’ve been injured by a delivery vehicle in Crowley, call 1-888-ATTY-911. We have experience taking on large corporations and their insurance companies.

Tesla/Autopilot and Autonomous Vehicle Accidents (Tier 2 – Emerging)

As electric and autonomous vehicles become more common in Crowley, we’re seeing an increase in accidents involving these technologies. Tesla’s Autopilot and Full Self-Driving (FSD) systems have been involved in several high-profile crashes.

Notable Tesla/Autopilot Crashes:

• May 2016, Williston FL: Joshua Brown killed when Autopilot failed to detect white 18-wheeler
• March 2018, Mountain View CA: Apple engineer Walter Huang killed (settled April 2024)
• August 2025, Miami FL: $240M+ jury verdict against Tesla (landmark case)

Key Liability Arguments:

1. Tesla marketed FSD/Autopilot as safer than human drivers (mischaracterization)
2. Marketing fostered driver overconfidence (overreliance)
3. Tesla knew system couldn’t detect emergency vehicles (known defects)
4. OTA software updates instead of comprehensive fixes (inadequate recall)

NHTSA Data:

• Tesla Autopilot accounts for 70% of driver-assist crashes reported to NHTSA
• December 2023: Tesla recalled 2+ million vehicles

Crash Patterns:

• Tractor-trailer crossings
• Emergency vehicles with lights flashing
• Gore points/barriers
• Driver hands-off situations

If you’ve been injured in an accident involving a Tesla or other autonomous vehicle in Crowley, call 1-888-ATTY-911. These cases require specialized knowledge of product liability law.

E-Scooter and E-Bike Accidents (Tier 2/3)

E-scooters and e-bikes have become popular in Crowley and throughout Tarrant County, but they come with unique risks. Texas has specific laws governing these vehicles.

Texas E-Bike Classifications:

Class	Max Speed	Throttle	Pedal Assist
Class 1	20 mph	No	Yes
Class 2	20 mph	Yes	Yes
Class 3	28 mph	No	Yes

Legal Requirements:

• No license required for standard e-bikes
• No registration required
• Motor limit: 750W (1 horsepower) or less
• Speed limit: 28 mph maximum assisted speed
• No statewide helmet requirement (some cities require for riders under 17)

If E-Bike Exceeds Standards:

• Motor over 750W, speed over 28 mph, or throttle on Class 3 = NOT an “electric bicycle” under Texas law
• May require registration as motor vehicle
• Different insurance and liability implications

Common E-Bike/Scooter Accident Injuries:

• Traumatic brain injuries (especially without helmets)
• Broken bones and fractures
• Road rash and abrasions
• Spinal cord injuries
• Internal organ damage

If you’ve been injured in an e-scooter or e-bike accident in Crowley, call 1-888-ATTY-911 for a free consultation.

Bus Accidents (Tier 2/3)

Crowley is served by various bus systems, including Trinity Metro and private charter buses. In 2024, Texas led all states with 1,110 bus accidents, resulting in 17 fatal crashes and 549 injury crashes.

School Bus Statistics (2023):

• 2,523 school bus crashes in Texas
• 11 fatalities
• 63 serious injuries
• 10,000+ students injured during the 2021-22 school year

Liable Parties in Bus Accidents:

• Bus driver (fatigue, distraction, impairment)
• Bus operator/company (inadequate training, negligent maintenance)
• Manufacturer (brake, tire, or safety equipment defects)
• Other drivers (third-party vehicles)
• Government entities (poor signage, road defects)

If you or your child has been injured in a bus accident in Crowley, call 1-888-ATTY-911. These cases often involve complex liability issues.

Construction Zone Accidents (Tier 2)

Crowley and Tarrant County see frequent road construction projects, creating dangerous conditions for drivers. In 2024, Texas experienced nearly 28,000 crashes in work zones, resulting in 215 deaths – a 12% increase over the previous year.

Work Zone Accident Statistics:

• 60% of highway contractors reported crashes into work zones (2025 survey)
• 43% of contractors reported worker injuries from work zone crashes (2025 survey)

Real Case Example:
Katrina Bond, a college student, slowed for work zone traffic on I-35 near Fort Worth. The driver of a heavy pickup truck (who admitted receiving a text message) rear-ended her. The force pushed her car into the path of another truck, resulting in a fatality.

Common Causes of Work Zone Accidents:

• Speeding through construction zones
• Failure to merge properly
• Distracted driving
• Improper signage or lane markings
• Equipment or debris in travel lanes

If you’ve been injured in a construction zone accident in Crowley, call 1-888-ATTY-911. These cases often involve multiple liable parties.

Bicycle Accidents (Tier 3)

Bicycle accidents can result in severe injuries due to the lack of protection for riders. In 2024, Texas saw 78 cyclist fatalities, with Tarrant County being a high-risk area.

Common causes of bicycle accidents in Crowley include:

• Failure to yield right-of-way
• Distracted driving
• Dooring (car doors opening into cyclists)
• Poor road conditions
• Inadequate bike lanes

Texas Comparative Fault Rule:
Insurance companies often try to blame cyclists for accidents. Texas’ 51% bar rule means that if you’re found to be 51% or more at fault, you recover nothing. Our Crowley bicycle accident lawyers know how to counter these arguments.

If you’ve been injured in a bicycle accident in Crowley, call 1-888-ATTY-911 for a free consultation.

Ambulance and Emergency Vehicle Accidents (Tier 3)

Accidents involving emergency vehicles present unique legal challenges. While these vehicles have certain privileges when responding to emergencies, they must still operate with reasonable care.

Common Issues in Emergency Vehicle Accidents:

• Failure to use lights and sirens properly
• Excessive speed
• Failure to yield to other vehicles
• Improper lane changes
• Governmental immunity issues

If you’ve been injured in an accident involving an emergency vehicle in Crowley, call 1-888-ATTY-911. These cases often involve complex liability issues.

Commercial Vehicle Accidents (Tier 3)

Beyond 18-wheelers, Crowley sees accidents involving various commercial vehicles, including:

• Box trucks
• Delivery vans
• Company cars
• Service vehicles
• Construction vehicles

These accidents often involve:

• Higher insurance policy limits
• Corporate defendants
• Complex liability issues
• Federal regulations (for interstate commerce)

If you’ve been injured in a commercial vehicle accident in Crowley, call 1-888-ATTY-911. We have experience taking on corporate defendants.

Distracted Driving Accidents (Tier 3)

Distracted driving caused 380 deaths in Texas in 2024. Modern distractions go beyond texting to include:

• Social media (TikTok, Instagram, Facebook)
• Streaming videos
• GPS navigation
• Eating and drinking
• Adjusting music or climate controls

If you’ve been injured by a distracted driver in Crowley, call 1-888-ATTY-911. We know how to prove distraction through cell phone records, witness testimony, and other evidence.

Weather-Related Accidents (Tier 3)

Texas weather can be unpredictable, leading to dangerous driving conditions. While Crowley doesn’t see extreme winter weather often, when it does occur, drivers are often unprepared.

Common weather-related accident causes:

• Rain (hydroplaning, reduced visibility)
• Fog (low visibility)
• Ice (rare but dangerous when it occurs)
• High winds (especially for high-profile vehicles)

If you’ve been injured in a weather-related accident in Crowley, call 1-888-ATTY-911. We can help determine if the other driver was negligent given the conditions.

Intersection Accidents (Tier 3)

Intersections are particularly dangerous areas, with 1,050 deaths occurring at intersections in Texas in 2024. Common causes include:

• Running red lights
• Failure to yield right-of-way
• Left-turn accidents
• Distracted driving
• Poor visibility

If you’ve been injured in an intersection accident in Crowley, call 1-888-ATTY-911. We know how to prove who had the right-of-way.

Boat and Maritime Accidents (Tier 3)

While Crowley isn’t coastal, Tarrant County has lakes and waterways where boat accidents can occur. These accidents often involve:

• Operator inexperience
• Alcohol use
• Equipment failure
• Collisions with other vessels
• Drowning incidents

Attorney911 Case Result:

“In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement”

If you’ve been injured in a boat or maritime accident in Crowley or surrounding areas, call 1-888-ATTY-911.

What to Do Immediately After a Motor Vehicle Accident in Crowley

The actions you take in the first 48 hours after an accident can significantly impact your ability to recover compensation. Follow this 48-hour protocol to protect your rights:

Hour 1-6 (Immediate Crisis):

✅ Safety First: If you can move safely, get to a secure location away from traffic

✅ Call 911: Report the accident, request medical assistance if anyone is injured

✅ Medical Attention: If injured, get to the ER immediately. Adrenaline masks injuries – you may be hurt and not know it yet

✅ Document Everything:

• Take photos of ALL vehicle damage (every angle)
• Photograph the accident scene, road conditions, traffic signals
• Take photos of visible injuries
• Screenshot any messages visible on your phone (do NOT delete anything)

✅ Exchange Information:

• Other driver’s name, phone, address
• Insurance company and policy number
• Driver’s license number
• License plate number
• Vehicle make, model, color

✅ Witnesses:

• Get names and phone numbers of any witnesses
• Ask if they saw what happened
• Record their statements if possible

✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company

Hour 6-24 (Evidence Preservation):

✅ Digital Preservation:

• Preserve all texts, calls, photos, videos related to the accident
• Do NOT delete anything from your phone
• Screenshot everything relevant
• Email copies to yourself for backup

✅ Physical Evidence:

• Secure damaged clothing, glasses, personal items
• Keep receipts for any expenses (towing, rental car, medications)
• Do NOT repair your vehicle yet – preserve the damage

✅ Medical Records:

• Request copies of all ER/hospital records
• Keep all discharge paperwork
• Follow up with your primary care physician within 24-48 hours

✅ Insurance Communications:

• Note any calls from insurance companies
• Do NOT give recorded statements yet
• Do NOT sign anything
• Do NOT accept any settlement offers
• Say: “I need to speak with my attorney first”

✅ Social Media:

• Make ALL profiles private immediately
• Do NOT post about the accident
• Do NOT post photos of injuries or activities
• Tell friends/family not to tag you in posts

Hour 24-48 (Strategic Decisions):

✅ Legal Consultation:

• Speak with experienced motor vehicle accident attorney
• Call Attorney911: 1-888-ATTY-911 for free consultation
• Have your documentation ready

✅ Insurance Response:

• If insurance contacts you, refer them to your attorney
• Say: “My attorney will be in touch with you”
• Provide only basic information: name, date of accident, that you were involved

✅ Settlement Offers:

• Do NOT accept or sign anything without lawyer review
• Early offers are ALWAYS lowball offers
• You don’t know extent of your injuries yet

✅ Evidence Backup:

• Upload all screenshots and photos to cloud storage
• Email copies to yourself and family member
• Create written timeline of events while memory is fresh

Evidence Deterioration Timeline

This creates legitimate urgency – evidence DOES disappear on a predictable schedule:

Day 1-7:

• Witness memories peak then begin fading immediately
• Witnesses harder to locate as days pass
• Details forgotten or become uncertain
• Physical evidence: Skid marks fade, debris cleared, accident scene cleaned

Day 7-30:

• Surveillance footage DELETED:
  • Gas stations: 7-14 days typical
  • Retail stores: 30 days typical
  • Ring doorbells: 30-60 days
  • Traffic cameras: 30 days
• Once deleted = GONE FOREVER – cannot be recovered
• Witnesses: Change jobs, move, become unreachable
• Scene changes: Road repairs, new striping, traffic signals adjusted

Month 1-2:

• Insurance companies solidify defense position
• Adjusters have built file against you
• Settlement position hardens
• Vehicle repairs: Evidence from vehicles destroyed once repaired

Month 2-6:

• Trucking electronic data DELETED:
  • ELD (Electronic Logging Device) data: 30-180 days retention
  • Black box data: Can be automatically overwritten
  • GPS/telematics: Varies by company
• Cell phone records: Harder to obtain as time passes
• Social media: Posts deleted, accounts deactivated

Month 6-12:

• Witnesses: Graduate, move away, memory severely degraded
• Medical evidence: Harder to link injuries to accident
• Treatment gaps: Used against you by insurance
• Financial desperation: Mounting bills make you vulnerable

Month 12-24:

• Approaching statute of limitations
• Creates pressure to settle (insurance knows you’re desperate)
• Evidence severely degraded
• Case value diminished

Texas Motor Vehicle Accident Law Framework

Understanding Texas law is crucial for protecting your rights after an accident in Crowley.

Statute of Limitations (Texas Civil Practice & Remedies Code § 16.003)

Claim Type	Time Limit	Starts From
Personal Injury	2 years	Date of accident
Wrongful Death	2 years	Date of death
Property Damage	2 years	Date of damage
Government Claims	6 months notice	Date of incident
Minors	Tolled until 18	Then 2 years

Exceptions:

• Discovery Rule: SOL may start later if injury/cause not immediately discoverable
• Defendant Absence: Tolled if defendant leaves Texas
• Mental Incapacity: Tolled during incapacity

CRITICAL: Miss the deadline = case BARRED forever. Cannot be extended or waived.

Comparative Negligence (Texas Civil Practice & Remedies Code § 33.001)

Texas uses modified comparative negligence with a 51% bar rule:

• If you are 50% or less at fault → You can recover damages (reduced by your % of fault)
• If you are 51% or more at fault → You recover NOTHING

Examples:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why This Matters:
Insurance companies ALWAYS try to assign maximum fault to you to reduce their payment. Even small fault percentages cost you thousands:

• 10% fault on $100,000 case = $10,000 less for you
• 25% fault on $250,000 case = $62,500 less for you
• 40% fault on $500,000 case = $200,000 less for you

Lupe’s insurance defense experience helps counter their comparative fault arguments because he made these arguments for years – now he defeats them.

Texas Minimum Auto Insurance Requirements (30/60/25)

Coverage	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

Uninsured Motorist Statistics:

• 15.4% of US motorists are uninsured (approximately 1 in 7 drivers)
• UM/UIM coverage is critical for protection
• Texas allows inter-policy stacking

Texas Legal Terms Dictionary

Term	Definition
Negligence	Failure to act with the level of care a reasonable person would exercise. Must prove: duty, breach, causation, damages.
Duty of Care	Legal obligation to act reasonably (drivers must obey traffic laws, property owners must maintain safe premises).
Breach of Duty	Violation of duty of care through action or inaction.
Causation	Defendant’s breach directly caused plaintiff’s injuries (“but for” test).
Proximate Cause	Injuries were foreseeable result of defendant’s actions.
Liability	Legal responsibility for harm caused. Defendant is “liable” when proven negligent.
Economic Damages	Quantifiable financial losses: medical bills, lost wages, property damage, future earnings. NO CAP in Texas.
Non-Economic Damages	Intangible losses: pain and suffering, mental anguish, physical impairment, loss of consortium, disfigurement. NO CAP except medical malpractice.
Punitive/Exemplary Damages	Punishment for gross negligence or malice. CAPPED at greater of: $200K OR 2x economic + 1x non-economic (max $750K non-economic portion).
Dram Shop Liability	Bars/restaurants liable if they serve obviously intoxicated person who then causes accident. Texas Alcoholic Beverage Code §2.02.
Respondeat Superior	Employer liable for employee’s negligence during work scope. Critical for trucking/rideshare.
Vicarious Liability	One party liable for another’s actions (parent company for subsidiary, etc.).
UM/UIM Coverage	Uninsured/Underinsured Motorist coverage. Texas allows inter-policy stacking.
Bad Faith	Insurance company’s unreasonable denial or delay of valid claim. Texas Insurance Code violations.
Contingency Fee	Attorney fee structure: no fee unless case wins. Typically 33-40% of recovery.
Subrogation	Health insurer’s right to recover from settlement what they paid for treatment.
Lien	Third party’s claim against settlement (medical providers, Medicare, Medicaid).
Wrongful Death	Claim brought by surviving family for death caused by negligence.
Survival Action	Claim for damages the deceased would have recovered if they survived (pain before death, medical bills).

How Insurance Companies Try to Deny Your Claim

At Attorney911, we know how insurance companies operate because our team includes Lupe Peña, a former insurance defense attorney. He spent years working for a national defense firm, learning their tactics from the inside. Now, he uses that knowledge to fight FOR victims like you.

Tactic #1: Quick Contact & Recorded Statement (Days 1-3)

What They Do:
Within days of your accident, insurance adjusters will contact you – often while you’re still in the hospital, on pain medication, or overwhelmed by the situation. They’ll sound friendly and helpful:

• “We just want to help you”
• “We need your side of the story”
• “This is routine, everyone does this”
• “It’ll only take a few minutes”

What They’re Really Doing:
They’re building their defense against you with leading questions designed to minimize your injuries and shift blame:

Question They Ask	What They Want You to Say
“You’re feeling better now though, right?”	Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?”	Minimize collision severity
“You were able to walk away from the scene?”	Suggest injuries not serious
“Were you distracted at all?”	Get you to admit distraction
“How fast were you going?”	Hope you overestimate or say “I don’t know”

Everything is documented, recorded, transcribed, and WILL be used against you.

The Truth:

• You are NOT required to give a recorded statement to the other driver’s insurance
• Giving a statement without an attorney ALMOST ALWAYS hurts your case
• Insurance companies know this – that’s why they push so hard

How Attorney911 Counters:
Once you hire us:

• We become your voice
• All calls go through us
• You don’t talk to adjusters
• We prepare you properly if a statement becomes absolutely necessary
• We sit with you during any statements

We know their questions because Lupe asked them for years.

Tactic #2: Quick Settlement Offer (Weeks 1-3)

What They Do:
Within days or weeks of your accident, the insurance company will offer you quick money:

• Typical offers: $2,000-$5,000
• Sometimes $10,000-$15,000 if they’re scared
• It sounds good when you have zero money and mounting bills

They Create Artificial Urgency:

• “This offer expires in 48 hours”
• “I can only get approval for this amount right now”
• “Take it or leave it”
• “This is our final offer” (it’s not)

The Trap:
You don’t know the extent of your injuries yet. Consider this scenario:

What Happens	Result
Day 3: Insurance offers $3,500 “final settlement”	You’re desperate, in pain, scared
You sign the release	You think it’s over
Week 6: MRI shows herniated disc requiring surgery	Surgery costs $100,000
TOO LATE	You signed release, can’t reopen claim
You pay $100,000 out of pocket	Insurance pays nothing more

RELEASE IS PERMANENT AND FINAL.

How Attorney911 Counters:
NEVER settle before Maximum Medical Improvement (MMI)

• MMI = as good as you’ll get medically
• Could be 6 months, 12 months, 24+ months depending on injuries
• Can’t know true case value until MMI
• We know offers are ALWAYS lowball
• Lupe calculated these lowball offers for years – he KNOWS they’re offering 10-20% of true value

Tactic #3: “Independent” Medical Exam (Months 2-6)

What They Call It:
“Independent Medical Examination” (IME)

What It Really Is:
An insurance company-hired doctor whose job is to minimize your injuries.

How Insurance Companies Choose IME Doctors:
They don’t select based on medical expertise – they select based on who gives insurance-favorable reports.

Selection Criteria:

• Based on who gives insurance-favorable reports (NOT who’s most qualified)
• Doctors who consistently find “no injury” or “pre-existing condition”
• Doctors paid THOUSANDS by insurance companies ($2,000-$5,000 per exam)
• Repeat business = repeat favorable reports

What Happens at IME:
A 10-15 minute “examination” where:

• They rarely review your complete medical records beforehand
• They ask questions designed to elicit “I’m feeling better” responses
• They look for ANY reason to minimize your injuries

Common IME Doctor Findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis – used to deny claims
“Injuries consistent with minor trauma”	Minimizes your pain and suffering
“Patient can return to full duty work”	Eliminates lost wage claims
“Treatment has been excessive”	Attacks your treating doctors
“Subjective complaints out of proportion to objective findings”	Medical speak for calling you a LIAR

How Attorney911 Counters:

• We prepare you extensively before the exam
• We send complete medical records to the IME doctor first (forcing review)
• We challenge biased IME reports with our own medical experts
• Lupe knows these specific doctors and their biases – he hired them for years

Tactic #4: Delay and Financial Pressure (Months 6-12+)

What They Do:
They drag out your case, hoping you’ll get desperate:

• “Still investigating your claim”
• “Waiting for medical records” (that we sent months ago)
• “Reviewing your file”
• “Need additional information”
• Ignore calls and emails
• Take weeks to respond to simple questions

Why Delay Works:

Insurance Companies Have:

• Unlimited time
• Unlimited resources
• No financial pressure
• Earning interest on YOUR settlement money while delaying

You Have:

• Mounting bills
• Zero income
• Creditors threatening
• Need money NOW

Financial Desperation Makes You Accept Less:

• Month 1: You’d reject a $5,000 offer
• Month 6: You’d seriously consider $5,000
• Month 12: You’d BEG for $5,000 just to end the nightmare

How Attorney911 Counters:

• We file a lawsuit to force deadlines
• We set depositions, forcing them to produce witnesses
• We prepare for trial, showing we’re serious
• Lupe understands delay tactics because he used them – he knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What They Do:
Insurance companies hire private investigators to:

• Video you doing daily activities
• Film from public places (your driveway, street, stores)
• Follow you to appointments, errands, social activities
• Look for ANY activity that contradicts your injury claims
• One video of you bending over = “Not really injured”

They Monitor ALL Your Social Media:

• Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
• Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
• Monitor your friends’ profiles for posts mentioning you
• Use facial recognition to find photos you’re tagged in
• Archive your entire social media history

Advanced Techniques:

Technique	How They Use It
Facial Recognition	Find photos you’re tagged in across platforms
Geotagging Data	Track where you’ve been based on photo metadata
Friend/Family Monitoring	Monitor posts from people who might mention you
Fake Profiles	Create fake accounts to send friend requests
Archive Services	Preserve deleted content through third-party tools
Subpoenas	Legal process to obtain “private” content

Timeline of What Gets Used:

When Found	What Happens
Pre-Lawsuit	Used to deny or lowball claims
During Discovery	Subpoenaed and entered into evidence
At Trial	Shown to jury to undermine your credibility
Settlement Negotiations	Used to reduce offer amounts

7 Rules for Clients:

1. Make ALL profiles private immediately
2. DON’T post about the accident, injuries, activities, emotions, or your case
3. DON’T check in anywhere
4. Tell friends/family: don’t tag you, don’t post about you
5. Don’t accept friend requests from strangers (fake profiles)
6. BEST: Stay off social media entirely during your case
7. Assume EVERYTHING is being monitored

Lupe’s Insider Quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

Tactic #6: Comparative Fault Arguments

What They Do:
They try to assign you maximum fault to reduce their payment:

• “You were speeding” (without evidence)
• “You weren’t paying attention” (speculation)
• “You could have avoided this” (hindsight bias)
• “You were distracted” (guessing)
• “You contributed to this accident” (shifting blame)

Why They Do This:
Texas’ 51% bar rule means:

• If you’re 51%+ at fault → You get NOTHING
• If you’re 50% or less at fault → Your damages are reduced by your percentage

Even Small Fault Percentages Cost Thousands:

• 10% fault on $100,000 case = $10,000 less for you
• 25% fault on $250,000 case = $62,500 less for you
• 40% fault on $500,000 case = $200,000 less for you

How Attorney911 Counters:
Aggressive Liability Investigation:

• Accident reconstruction proving the other driver’s fault
• Witness statements supporting your version
• Police report analysis emphasizing citations
• Expert testimony on perception-reaction time

Lupe knows their fault arguments because he made them for years – now he defeats them.

How Insurance Companies ACTUALLY Value Your Claim: Colossus Software

Lupe Knows This From Inside – He Used These Systems

Colossus Software System:

• Used by Allstate, State Farm, Liberty Mutual, and others
• Computerized claim valuation system
• Adjuster inputs: Injury codes, treatment types, medical costs, lost wages, jurisdiction
• Software outputs: Recommended settlement range
• Problem: Programmed to undervalue serious injuries

How It’s Manipulated:

Injury Coding:

• Your SAME injury can be coded different ways
• “Soft tissue strain” (minor code) vs. “disc herniation” (serious code)
• SAME injury, different code = 50-100% difference in valuation
• Adjusters are trained to use the LOWEST possible codes

Why Lupe’s Experience Matters:

• He knows how to present medical records to show true injury severity
• He knows which medical terms trigger higher valuations
• He knows when Colossus output is artificially low
• He knows how to beat the algorithm with proper documentation

Reserve Setting:

What Reserves Are:

• Money the insurance company sets aside for your claim
• Based on worst-case scenario (their estimate of trial verdict)
• Adjuster usually CANNOT settle for more than reserve without approval

How We Increase Reserves:

• Hiring experts (shows we’re investing in the case)
• Taking depositions (creating litigation expenses)
• Filing a lawsuit (forces trial evaluation)
• Preparing for trial (shows we won’t back down)

Lupe understands reserve psychology and settlement authority limits – this is a GAME-CHANGING advantage.

What You Can Recover: Damages in Texas Motor Vehicle Accident Cases

If you’ve been injured in a motor vehicle accident in Crowley, you may be entitled to various types of compensation, known as “damages.” Our job is to maximize your recovery by thoroughly documenting all your losses.

Types of Damages

Economic Damages (No Cap in Texas):

These are quantifiable financial losses you’ve suffered due to the accident.

Damage Type	What It Covers
Medical Expenses (Past)	ER, hospital, surgery, doctors, physical therapy, medications, medical equipment
Medical Expenses (Future)	Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past)	Income lost from date of accident to present
Lost Earning Capacity (Future)	Reduced ability to earn income in the future
Property Damage	Vehicle repair or replacement, personal property
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice):

These are intangible losses that don’t have a specific dollar amount.

Damage Type	What It Covers
Pain and Suffering	Physical pain from injuries, both past and future
Mental Anguish	Emotional distress, anxiety, depression, fear, PTSD
Physical Impairment	Loss of physical function, disability, limitations
Disfigurement	Scarring, permanent visible injuries affecting appearance
Loss of Consortium	Impact on marriage/family relationships, loss of companionship
Loss of Enjoyment of Life	Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped):

Available for gross negligence, fraud, or malice. Common in drunk driving cases.

• Cap: Greater of $200,000 OR (2x economic damages + 1x non-economic damages, max $750,000 for non-economic portion)
• Purpose: Punish the defendant and deter similar conduct

Settlement Ranges by Injury Type

Soft Tissue Injuries (Whiplash, Sprains, Strains):

Medical Treatment:

• Emergency room: $2,000-$5,000
• Follow-up doctor visits: $1,000-$3,000
• Physical therapy (6-12 weeks): $3,000-$7,000
• Medications: $300-$1,000
• Total Medical: $6,000-$16,000

Lost Wages: $2,000-$10,000 (2-6 weeks missed work)
Pain & Suffering: $8,000-$35,000

SETTLEMENT RANGE: $15,000-$60,000
Higher if: Permanent pain, restrictions on activities, chronic condition develops

Broken Bone (Single, Simple Fracture):

Medical Treatment:

• Emergency room and X-rays: $3,000-$6,000
• Orthopedic consultation: $500-$1,500
• Casting and follow-up: $2,000-$5,000
• Physical therapy: $3,000-$8,000
• Total Medical: $10,000-$20,000

Lost Wages: $5,000-$15,000 (4-8 weeks missed work)
Pain & Suffering: $20,000-$60,000

SETTLEMENT RANGE: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF):

Medical Treatment:

• Emergency room: $5,000-$10,000
• Surgery (Open Reduction Internal Fixation): $25,000-$50,000
• Hospital stay (2-3 days): $6,000-$15,000
• Follow-up care: $3,000-$8,000
• Physical therapy (3-6 months): $8,000-$15,000
• Total Medical: $47,000-$98,000

Lost Wages: $10,000-$30,000 (3-6 months)
Pain & Suffering: $75,000-$200,000

SETTLEMENT RANGE: $132,000-$328,000

Herniated Disc (Conservative Treatment):

Medical Treatment:

• Emergency room and initial treatment: $3,000-$6,000
• MRI: $2,000-$4,000
• Physician visits and pain management: $5,000-$12,000
• Physical therapy (3-6 months): $8,000-$15,000
• Epidural steroid injections (series of 3): $3,000-$6,000
• Medications: $1,000-$3,000
• Total Medical: $22,000-$46,000

Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000

SETTLEMENT RANGE: $70,000-$171,000

Herniated Disc (Surgery Required):

Medical Treatment:

• Initial treatment and diagnostics: $8,000-$15,000
• Failed conservative treatment: $10,000-$20,000
• Spinal surgery (microdiscectomy or fusion): $50,000-$100,000
• Hospital stay: $8,000-$20,000
• Post-surgical care and follow-up: $5,000-$15,000
• Physical therapy (6-12 months): $10,000-$20,000
• Pain management: $5,000-$15,000
• Total Past Medical: $96,000-$205,000

Future Medical: $30,000-$100,000 (ongoing pain management, possible revision surgery)
Lost Wages: $20,000-$50,000 (6-12 months recovery)
Lost Earning Capacity: $50,000-$400,000 (if can’t return to physical job)
Pain & Suffering: $150,000-$450,000

SETTLEMENT RANGE: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

Medical Treatment:

• Emergency room and trauma care: $10,000-$30,000
• Hospital/ICU stay (1-4 weeks): $50,000-$200,000
• Neurosurgery if required: $75,000-$200,000
• Acute rehabilitation facility: $30,000-$100,000
• Neurologist follow-up care: $10,000-$30,000
• Neuropsychological testing: $3,000-$8,000
• Cognitive therapy: $15,000-$50,000
• Medications: $5,000-$20,000
• Total Past Medical: $198,000-$638,000

Future Medical (Life Care Plan): $300,000-$3,000,000+ depending on severity
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+

SETTLEMENT RANGE: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company”

Spinal Cord Injury / Paralysis:

Lifetime Care Costs by Level:

Injury Level	First Year	Each Year After	Lifetime Total
High Tetraplegia (C1-C4)	$1,200,000-$1,500,000	$200,000-$250,000	$6,000,000-$13,000,000+
Low Tetraplegia (C5-C8)	$850,000-$1,100,000	$75,000-$100,000	$3,700,000-$6,100,000+
Paraplegia (T1-L5)	$500,000-$750,000	$70,000-$90,000	$2,500,000-$5,250,000+

SETTLEMENT RANGE: $4,770,000-$25,880,000

Amputation:

Medical Treatment:

• Emergency care and surgery: $80,000-$200,000
• Hospital stay: $50,000-$150,000
• Rehabilitation: $30,000-$100,000
• Initial prosthetic fitting: $10,000-$30,000
• Total Past Medical: $170,000-$480,000

Future Medical (Lifetime Prosthetics):

• Basic prosthetic leg: $5,000-$15,000 every 3-5 years
• Advanced computerized prosthetic: $50,000-$100,000 every 3-5 years
• Over lifetime (30-50 years): $500,000-$2,000,000

SETTLEMENT RANGE: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”

Wrongful Death (Working Age Adult):

Economic Damages:

• Funeral and burial: $10,000-$20,000
• Medical expenses before death: $50,000-$500,000
• Lost financial support to family (present value): $1,000,000-$4,000,000

Non-Economic Damages:

• Loss of companionship, society, love: $500,000-$3,000,000
• Loss of advice and counsel: $100,000-$500,000
• Mental anguish (family members): $250,000-$1,500,000

SETTLEMENT RANGE: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”

Settlement Multiplier Method (How Insurance Calculates)

The Formula:
Total Settlement = (Medical Expenses × Multiplier) + Lost Wages + Property Damage

Multiplier Range: 1.5 to 5

Injury Severity	Multiplier Range
Minor injuries (soft tissue, quick recovery)	1.5 – 2
Moderate injuries (broken bones, months recovery)	2 – 3
Severe injuries (surgery, long recovery)	3 – 4
Catastrophic injuries (permanent disability)	4 – 5+

EXAMPLE – MINOR INJURY:

• Medical expenses: $10,000
• Multiplier: 1.5
• Pain & suffering: $15,000
• Lost wages: $3,000
• Total: $28,000

EXAMPLE – SEVERE INJURY:

• Medical expenses: $100,000
• Multiplier: 4
• Pain & suffering: $400,000
• Lost wages: $50,000
• Total: $550,000

FACTORS THAT INCREASE MULTIPLIER (Push Toward 4-5):

• Permanent injury or disability
• Scarring or disfigurement
• Long recovery time (12+ months)
• Surgery required
• Ongoing pain management needed
• Impact on daily activities severe
• Clear liability (other driver 100% at fault)
• Sympathetic plaintiff (child, elderly, pregnant)
• Defendant’s conduct egregious (drunk driving, hit and run)
• Strong evidence (video, witnesses)
• Permanent restrictions on work/activities

FACTORS THAT DECREASE MULTIPLIER (Push Toward 1.5-2):

• Soft tissue injury only
• Quick recovery (under 3 months)
• No surgery required
• Disputed liability (comparative fault)
• Gaps in medical treatment
• Pre-existing conditions
• Minor property damage
• No permanent injury

Why Lupe’s Experience Matters:
Lupe calculated these multipliers for years using insurance company formulas. He knows:

• When to push for higher multiplier (4-5 vs. 2-3)
• Which factors insurance weighs most heavily
• How to document cases to justify higher multipliers
• When multiplier method undervalues case (catastrophic injuries)
• When to abandon multiplier and demand policy limits

We Don’t Accept Low Multipliers:

• Insurance offers 1.5× multiplier for severe injury? We fight for 4-5×
• We document permanency, impact, severity
• We prepare for trial if they won’t pay fair multiplier
• Our multi-million dollar results prove we don’t accept low multipliers

Factors That Maximize Case Value

Clear Liability Factors:

• Other driver ran red light (traffic camera proof)
• Other driver was drunk (BAC 0.15+)
• Other driver fled scene (hit and run)
• Other driver cited by police
• Multiple witnesses confirm fault

Severe Injury Factors:

• Surgery required
• Permanent disability
• Scarring/disfigurement
• Traumatic brain injury
• Spinal cord injury
• Amputation

High Medical Bills:

• Emergency surgery
• ICU stay
• Months of physical therapy
• Future medical needs
• Life care plan

Significant Lost Wages:

• High earner ($100,000+ salary)
• Can’t return to work
• Permanent career change required
• Lost earning capacity over decades

Sympathetic Plaintiff:

• Young (long life ahead)
• Children depending on you
• Pregnant at time of accident
• Elderly (vulnerable)
• Hard worker, good person

Egregious Defendant Conduct:

• Drunk driving
• Texting while driving
• Fleeing scene
• Prior DWI convictions
• Commercial driver violations

Strong Evidence:

• Video of accident
• Multiple witnesses
• Police report favors you
• Electronic data (black box, ELD)
• Expert witness testimony

Factors That Decrease Case Value (What to Avoid)

Disputed Liability:

• No witnesses
• Conflicting accounts
• No police report
• Comparative fault issues

Gaps in Medical Treatment:

• Missed appointments
• Stopped treating
• Didn’t follow doctor’s orders
• Long gaps between visits

Pre-Existing Conditions:

• Prior injuries to same body part
• Existing medical conditions
• Previous accidents
• (Note: You can still recover for aggravation, but it complicates case)

Social Media Mistakes:

• Posted about accident
• Photos showing activity
• Check-ins at locations
• Friends posting about you

Recorded Statements:

• Gave statement to insurance without attorney
• Said something that hurts case
• Minimized injuries
• Accepted partial fault

Delayed Attorney Hiring:

• Waited months to hire attorney
• Evidence already lost
• Surveillance footage deleted
• Witnesses gone

This is why calling Attorney911 immediately (1-888-ATTY-911) maximizes your case value.

Nuclear Verdicts Trend (2024-2025)

Definition:

Jury awards exceeding $10 million (originally $10M threshold, now often $20M+)

Texas Nuclear Verdict Statistics:

• 207 nuclear verdicts ($10M+) from 2009-2023
• Total: $45+ billion in Texas alone
• Texas #1 nationally for nuclear verdicts
• Auto accidents = 23.2% of all nuclear verdicts

Recent Texas Motor Vehicle Nuclear Verdicts:

Year	Case	Amount
2024	Hatch v. Jones (car accident wrongful death)	$81,720,000
2024	Frito-Lay Warehouse (vehicle collision)	$72,000,000
2024	Lopez v. All Points 360 (Amazon)	$105,000,000
2024	New Prime I-35 pileup (6 deaths)	$44,100,000
2024	Oncor Electric (trucking)	$37,500,000
2024	Ben E. Keith (Fort Worth trucking)	$35,000,000
2023	Johnson v. Union Pacific (train)	$557,000,000
2021	Ramsey v. Landstar (trucking)	$730,000,000
2017	Kindred v. Delbosque (drunk driving)	$301 BILLION

Why This Matters:

Insurance companies FEAR nuclear verdicts. This fear increases settlement values across ALL serious injury cases, not just those going to trial. Attorney911’s trial readiness and multi-million dollar track record gives us leverage in every negotiation.

How We Prove Liability in Your Crowley Accident Case

To win your motor vehicle accident case, we must prove four elements of negligence:

1. Duty of Care

All drivers have a legal duty to operate their vehicles safely. This includes:

• Obeying traffic laws
• Maintaining proper lookout
• Controlling speed
• Yielding right-of-way
• Commercial drivers have heightened duty (FMCSA regulations)

2. Breach of Duty

We must show the at-fault driver violated their duty of care. Examples include:

• Speeding
• Running red lights
• Texting while driving
• Driving under the influence
• Failure to yield
• Improper lane changes

3. Causation

The breach of duty must have directly caused your injuries. We use:

• “But for” test: But for the defendant’s actions, you would not have been injured
• Medical evidence linking injuries to accident
• Expert testimony on collision dynamics

4. Damages

You must have suffered actual harm, including:

• Physical injuries
• Financial losses
• Emotional distress
• Property damage

Evidence We Use to Prove Your Case

Physical Evidence:

• Vehicle damage photographs (all angles)
• Skid marks, debris, road damage
• Damaged personal property (clothing, glasses, phone)
• Weather and road conditions documentation

Documentary Evidence:

• Police accident report
• 911 call recordings
• Traffic camera footage
• Surveillance footage from nearby businesses
• Medical records and bills
• Employment records (for lost wages)
• Cell phone records (proving distraction)

Electronic Evidence:

• ELD (Electronic Logging Device) data from trucks
• Vehicle black box/EDR (Event Data Recorder)
• GPS/telematics data
• Dashcam footage
• Social media posts (theirs, not yours)

Testimonial Evidence:

• Witness statements
• Expert witness testimony
• Medical expert opinions
• Accident reconstruction specialists

Multiple Liable Parties

In many motor vehicle accidents, more than one party may be responsible:

Trucking Accidents Can Involve:

• Truck driver (negligent operation)
• Trucking company (negligent hiring, supervision, maintenance)
• Cargo loader (improper loading causing instability)
• Vehicle manufacturer (defective parts)
• Maintenance company (improper repairs)

Rideshare Accidents Can Involve:

• Rideshare driver
• Rideshare company (Uber/Lyft)
• Other at-fault drivers
• Vehicle owner (if different from driver)

Drunk Driving Accidents Can Involve:

• Drunk driver
• Bar/restaurant (dram shop liability)
• Social host (limited circumstances)
• Liquor store (serving obviously intoxicated person)

More liable parties = more insurance policies = higher recovery potential.

Expert Witnesses We Work With

Expert Type	What They Prove
Accident Reconstructionist	How the crash occurred, who was at fault, speeds, angles
Medical Experts	Extent of injuries, future treatment needs, permanent impairment
Life Care Planner	Lifetime cost of care for catastrophic injuries
Vocational Expert	Lost earning capacity, inability to return to prior work
Economist	Present value of future losses, wage calculations
Biomechanical Engineer	How injuries were caused by collision forces
Trucking Industry Expert	FMCSA violations, industry standards
Human Factors Expert	Perception-reaction time, visibility issues

Medical Knowledge: Understanding Your Injuries

At Attorney911, we understand that the medical aspects of your case are just as important as the legal ones. That’s why we work closely with medical experts to document your injuries and connect them to the accident.

Traumatic Brain Injury (TBI)

Immediate vs. Delayed Symptoms:

Immediate Symptoms (At Accident Scene or Within Hours):

• Loss of consciousness (even brief – seconds to minutes)
• Confusion and disorientation (“Where am I? What happened?”)
• Vomiting and nausea
• Seizures
• Severe headache
• Dilated pupils
• Slurred speech
• Weakness or numbness

Delayed Symptoms (Hours to Days Later – CRITICAL):

• Worsening headaches that don’t respond to medication
• Repeated vomiting
• Seizures developing days later
• Slurred speech or difficulty speaking
• Personality changes and mood swings
• Sleep disturbances (sleeping much more or can’t sleep)
• Sensitivity to light and noise
• Confusion and memory problems worsening

Why Delayed Symptoms Matter Legally:
Insurance companies claim delayed symptoms aren’t from the accident. We use medical experts to explain that symptom progression is NORMAL for brain injuries.

Severity Classifications:

Classification	Characteristics
Mild TBI / Concussion	Brief LOC (seconds to minutes), GCS 13-15, may seem “fine” initially but can have serious long-term effects
Moderate TBI	LOC minutes to hours, GCS 9-12, lasting cognitive impairment, requires hospitalization
Severe TBI	Extended unconsciousness or coma, GCS 3-8, permanent disability likely, lifetime care needs

Long-Term Complications:

• Chronic Traumatic Encephalopathy (CTE): Progressive brain degeneration, personality changes, dementia
• Post-Concussive Syndrome: Headaches, dizziness lasting months or years (affects 10-15%)
• Increased Dementia Risk: Single moderate TBI doubles dementia risk later in life
• Personality and Mood Disorders: Depression (40-50% of TBI patients), anxiety, irritability
• Seizure Disorders: Can develop months or years after injury
• Cognitive Impairment: Memory problems, difficulty concentrating, slowed processing

Spinal Cord Injury

Injury Levels and Impact:

Cervical Spine (C1-C8, Neck Region):

• C1-C4 (High Cervical): Quadriplegia (all four limbs paralyzed), possible ventilator dependence, 24/7 care required
• C5-C8 (Low Cervical): Quadriplegia with some arm/hand function, wheelchair dependent

Thoracic Spine (T1-T12, Mid-Back):

• Paraplegia: Lower body paralysis, wheelchair