Motor Vehicle Accident Lawyers in Watauga, Texas | Attorney911
If you’ve been injured in a car accident in Watauga, Texas, you’re not alone. With one motor vehicle crash occurring every 57 seconds in Texas and over 251,000 people injured annually, accidents are an unfortunate reality on our roads. At Attorney911, we understand the physical, emotional, and financial toll a serious accident can take. Our experienced team, led by Ralph Manginello with over 25 years of legal expertise, is here to fight for the compensation you deserve.
Watauga residents face unique traffic challenges, from the bustling intersections along Denton Highway to the high-speed dangers on nearby highways like I-820 and Highway 121. Whether you were rear-ended at a stoplight, sideswiped on your commute, or involved in a multi-vehicle collision, our Watauga car accident lawyers have the knowledge and resources to handle your case.
Why Watauga Accident Victims Choose Attorney911
When you’re recovering from injuries, the last thing you need is to battle insurance companies alone. That’s where our unique advantage comes in. Our firm includes Lupe Peña, a former insurance defense attorney who spent years working for national insurance companies. He knows exactly how they evaluate claims, what tactics they use to minimize payouts, and how to counter their strategies. This insider knowledge gives our clients a significant edge in negotiations and litigation.
As client Chad Harris shared: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” This personal attention sets us apart from high-volume firms where you’re just another case number.
Common Types of Motor Vehicle Accidents in Watauga
Car Accidents
With over 251,977 people injured in Texas motor vehicle crashes last year, car accidents are the most common type we handle. Watauga’s mix of residential streets, commercial corridors, and highway access points creates multiple accident hotspots. Common causes include:
- Distracted driving (380 deaths in Texas last year)
- Speeding through residential neighborhoods
- Failure to yield at intersections
- Running red lights on Denton Highway
- Following too closely on Highway 121
- Drunk driving incidents, especially near local bars
Common injuries we see from Watauga car accidents include:
- Whiplash and soft tissue injuries
- Herniated discs from sudden impacts
- Broken bones and fractures
- Traumatic brain injuries (TBI)
- Spinal cord injuries
- Internal organ damage
“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” – Attorney911 Case Result
As client Chavodrian Miles shared: “Leonor got me into the doctor the same day…it only took 6 months amazing.” And MONGO SLADE said: “I was rear-ended and the team got right to work…I also got a very nice settlement.”
18-Wheeler and Trucking Accidents
With 39,393 commercial motor vehicle crashes in Texas last year, trucking accidents represent a significant danger, especially on Watauga’s major thoroughfares like I-820 and Highway 121. These accidents often result in catastrophic injuries due to the sheer size and weight of commercial trucks (up to 80,000 pounds compared to 4,000 pounds for a typical car).
Texas leads the nation with 11% of all fatal truck crashes. In 2024 alone, there were 608 trucking fatalities and 1,601 serious injuries in our state. Attorney911 has extensive experience handling these complex cases, including:
- Hours of Service (HOS) violations – drivers exceeding 11 hours of driving after 10 hours off duty
- Electronic Logging Device (ELD) violations – tampering with or falsifying driving records
- Driver qualification issues – unqualified or improperly trained drivers
- Maintenance failures – poorly maintained brakes, tires, or other critical systems
- Cargo loading errors – improperly secured loads causing instability
“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.” – Attorney911 Case Result
Ralph Manginello’s federal court admission to the Southern District of Texas is particularly valuable in trucking cases, as many involve federal regulations and interstate commerce. Our firm’s involvement in the BP explosion litigation demonstrates our capability to handle complex cases against large corporations.
Recent nuclear verdicts in Texas trucking cases underscore the potential value of these claims:
- 2024 Oncor Electric: $37.5M verdict for distracted truck driver
- 2024 New Prime I-35 pileup: $44.1M verdict (6 deaths)
- 2024 Ben E. Keith (Fort Worth): $35M settlement
Drunk Driving Accidents
Tragically, 1,053 people were killed in alcohol-impaired driving crashes in Texas last year, accounting for 25.37% of all traffic fatalities. In Tarrant County, drunk driving remains a persistent problem, with accidents often occurring near local establishments.
Texas has strong dram shop laws (Texas Alcoholic Beverage Code § 2.02) that allow victims to hold bars, restaurants, and other establishments liable if they served alcohol to someone who was obviously intoxicated. Signs of obvious intoxication include:
- Slurred speech
- Bloodshot or glassy eyes
- Unsteady gait or stumbling
- Strong odor of alcohol
- Impaired coordination
- Aggressive or erratic behavior
Potentially liable parties in drunk driving cases include:
- The drunk driver
- Bars and nightclubs that over-served
- Restaurants with liquor licenses
- Liquor stores
- Event organizers (concerts, festivals)
- Social hosts in limited circumstances
Drunk driving cases often qualify for punitive damages due to the gross negligence involved. Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA) gives our firm unique capabilities in handling both the criminal and civil aspects of these cases.
Our firm’s track record in DWI defense cases demonstrates our investigation skills:
- DWI dismissal: Breathalyzer machine improperly maintained
- DWI dismissal: No breath/blood test, missing hospital notes
- DWI dismissal: Video evidence showed client not drunk
Motorcycle Accidents
With 585 motorcyclist fatalities in Texas last year, motorcycle accidents represent a disproportionate share of traffic deaths. Tarrant County consistently ranks among the top counties for motorcycle accidents in the state. Tragically, 37% of those killed were not wearing helmets.
Texas law requires helmets for all riders under 21. Riders 21 and over may ride without a helmet if they’ve completed a safety course or have $10,000 in medical insurance coverage. However, helmets reduce the risk of death by 37% and head injury by 69%.
Common causes of motorcycle accidents in Watauga include:
- Failure to yield right of way (most common)
- Driver inattention or distraction
- Unsafe lane changes
- Left-turn accidents (T-bone collisions)
- Speeding or reckless driving
Insurance companies often try to blame motorcyclists using Texas’ 51% comparative fault rule. Lupe Peña’s experience as an insurance defense attorney gives us an advantage in countering these arguments, as he knows exactly how insurance companies build their cases against riders.
Pedestrian Accidents
Watauga’s growing population and commercial development create increased pedestrian risks. In Texas last year, there were 6,095 pedestrian crashes resulting in 768 fatalities. Pedestrians account for only 1% of crashes but 19% of all roadway deaths.
A critical legal point that many drivers don’t know: Pedestrians ALWAYS have the right-of-way at intersections, even at unmarked crosswalks. This means that anytime there’s an intersection of two streets, the distance between them is considered a crosswalk – even if it’s not painted.
Common pedestrian injuries include:
- Traumatic brain injuries
- Spinal cord injuries
- Broken pelvis and legs
- Internal organ damage
- Fatalities
Rideshare Accidents (Uber/Lyft)
With the growth of rideshare services in the Dallas-Fort Worth metroplex, accidents involving Uber and Lyft vehicles are becoming more common in Watauga. The rideshare industry has grown exponentially, with 11 billion trips taken in the US since 2010 and 17.4 million daily Uber trips.
The complexity of rideshare insurance coverage makes these cases particularly challenging. Insurance coverage varies dramatically depending on what the driver was doing at the time of the accident:
| Phase | Driver Status | Coverage Available |
|---|---|---|
| 0 | App off, personal use | Driver’s personal insurance ($30K/$60K/$25K minimum in Texas) |
| 1 | App on, waiting for ride request | $50K/$100K/$25K contingent coverage |
| 2 | Ride accepted, en route to pickup | $1,000,000 commercial coverage |
| 3 | Passenger in vehicle | $1,000,000 commercial coverage |
Injury distribution in rideshare accidents:
- 21% Riders
- 21% Drivers
- 58% Third parties (other drivers, pedestrians)
Lupe Peña’s insurance defense background gives Attorney911 a unique advantage in navigating the complex insurance landscape of rideshare accidents. He knows how to identify the correct insurance coverage and maximize recovery for our clients.
What to Do Immediately After an Accident in Watauga
Hour 1-6 (Immediate Crisis Response)
If you’re involved in an accident in Watauga, take these critical steps:
- Safety First: If you can move safely, get to a secure location away from traffic
- Call 911: Report the accident and request medical assistance if anyone is injured
- Medical Attention: Even if you feel fine, get checked immediately. Adrenaline can mask serious injuries
- Document Everything:
- Take photos of ALL vehicle damage (every angle)
- Photograph the accident scene, road conditions, traffic signals
- Take photos of visible injuries
- Screenshot any messages visible on your phone
- Exchange Information:
- Other driver’s name, phone, address
- Insurance company and policy number
- Driver’s license number
- License plate number
- Vehicle make, model, color
- Witnesses: Get names and phone numbers of any witnesses
- Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company
Hour 6-24 (Evidence Preservation)
- Digital Preservation:
- Preserve all texts, calls, photos, videos related to the accident
- Do NOT delete anything from your phone
- Screenshot everything relevant
- Email copies to yourself for backup
- Physical Evidence:
- Secure damaged clothing, glasses, personal items
- Keep receipts for any expenses (towing, rental car, medications)
- Do NOT repair your vehicle yet – preserve the damage
- Medical Records:
- Request copies of all ER/hospital records
- Keep all discharge paperwork
- Follow up with your primary care physician within 24-48 hours
- Insurance Communications:
- Note any calls from insurance companies
- Do NOT give recorded statements yet
- Do NOT sign anything
- Do NOT accept any settlement offers
- Say: “I need to speak with my attorney first”
- Social Media:
- Make ALL profiles private immediately
- Do NOT post about the accident
- Do NOT post photos of injuries or activities
- Tell friends/family not to tag you in posts
Hour 24-48 (Strategic Decisions)
- Legal Consultation:
- Speak with an experienced motor vehicle accident attorney
- Call Attorney911: 1-888-ATTY-911 for a free consultation
- Insurance Response:
- If insurance contacts you, refer them to your attorney
- Say: “My attorney will be in touch with you”
- Provide only basic information: name, date of accident, that you were involved
- Settlement Offers:
- Do NOT accept or sign anything without lawyer review
- Early offers are ALWAYS lowball offers
- You don’t know the extent of your injuries yet
- Evidence Backup:
- Upload all screenshots and photos to cloud storage
- Email copies to yourself and a family member
- Create a written timeline of events while your memory is fresh
Texas Motor Vehicle Law You Need to Know
Statute of Limitations
Texas Civil Practice & Remedies Code § 16.003 establishes strict deadlines for filing lawsuits:
| Claim Type | Time Limit | Starts From |
|---|---|---|
| Personal Injury | 2 years | Date of accident |
| Wrongful Death | 2 years | Date of death |
| Property Damage | 2 years | Date of damage |
Critical Note: If you miss this deadline, your case is permanently barred. You cannot file a lawsuit or recover compensation after the statute of limitations expires.
Comparative Negligence (51% Bar Rule)
Texas uses a modified comparative negligence system with a 51% bar:
- If you are 50% or less at fault → You can recover damages (reduced by your percentage of fault)
- If you are 51% or more at fault → You recover NOTHING
Insurance companies always try to assign maximum fault to accident victims. Even small fault percentages can cost you thousands:
- 10% fault on a $100,000 case = $10,000 less for you
- 25% fault on a $250,000 case = $62,500 less for you
- 40% fault on a $500,000 case = $200,000 less for you
Lupe Peña’s experience as an insurance defense attorney gives Attorney911 a unique advantage in countering comparative fault arguments. He knows exactly how insurance companies build these cases and how to defeat them.
Texas Minimum Auto Insurance Requirements
Texas requires all drivers to carry minimum insurance coverage:
| Coverage | Minimum Required |
|---|---|
| Bodily Injury – Per Person | $30,000 |
| Bodily Injury – Per Accident | $60,000 |
| Property Damage – Per Accident | $25,000 |
Important Note: Approximately 15.4% of Texas drivers are uninsured (about 1 in 7). Uninsured/Underinsured Motorist (UM/UIM) coverage is critical for protecting yourself.
How Insurance Companies Try to Minimize Your Claim
At Attorney911, we know how insurance companies operate because Lupe Peña spent years working for them. Here are the tactics they use to minimize or deny your claim:
Tactic #1: Quick Contact & Recorded Statement
Within days of your accident, insurance adjusters will contact you – often while you’re still in the hospital or on pain medication. They’ll act friendly and helpful, saying things like:
- “We just want to help you”
- “We need your side of the story”
- “This is routine, everyone does this”
What they’re really doing: Building a case against you with leading questions designed to get you to minimize your injuries or admit fault.
Never give a recorded statement without an attorney. Once you hire Attorney911, we handle all communication with insurance companies.
Tactic #2: Quick Settlement Offer
Within weeks of your accident, insurance companies will offer quick money – typically $2,000-$5,000, sometimes up to $15,000 if they’re worried. They’ll create artificial urgency:
- “This offer expires in 48 hours”
- “I can only get approval for this amount right now”
- “Take it or leave it”
The trap: You don’t know the extent of your injuries yet. If you accept a quick settlement and later discover you need surgery, you’re responsible for those costs.
Tactic #3: “Independent” Medical Exam (IME)
Insurance companies will send you to a doctor they’ve hired to examine you. These exams are anything but independent.
How insurance companies choose IME doctors:
- Based on who gives insurance-favorable reports
- Doctors who consistently find “no injury” or “pre-existing condition”
- Doctors paid thousands by insurance companies
What happens at an IME:
- A 10-15 minute cursory examination
- Rarely a review of your complete medical records
- Questions designed to elicit “I’m feeling better” responses
Common IME findings:
- “Patient has pre-existing degenerative changes”
- “Injuries consistent with minor trauma”
- “Patient can return to full duty work”
- “Treatment has been excessive”
- “Subjective complaints out of proportion to objective findings”
Lupe Peña knows these specific doctors and their biases because he hired them when he worked for insurance companies. We prepare our clients extensively for these exams and challenge biased IME reports.
Tactic #4: Delay and Financial Pressure
Insurance companies will drag out your case, hoping you’ll get desperate:
- “Still investigating your claim”
- “Waiting for medical records” (that we sent months ago)
- “Reviewing your file”
- Ignoring calls and emails
Why delay works:
- They have unlimited time and resources
- You have mounting bills and no income
- Financial desperation makes you accept less
At Attorney911, we file lawsuits to force deadlines and set depositions, showing insurance companies we’re serious about going to trial.
Tactic #5: Surveillance and Social Media Monitoring
Insurance companies hire private investigators to:
- Video you doing daily activities
- Film from public places (your driveway, street, stores)
- Follow you to appointments and errands
- Look for any activity that contradicts your injury claims
They also monitor all your social media:
- Facebook, Instagram, TikTok, LinkedIn, Twitter
- Screenshot everything: photos, posts, check-ins, comments
- Monitor your friends’ profiles for posts mentioning you
- Use facial recognition to find photos you’re tagged in
Examples we’ve defended:
- Old gym photo from 3 years ago presented as recent
- Facebook check-in at a restaurant used to claim “partying”
- Friend’s comment “Had fun yesterday!” used as evidence
- Video of client walking dog slowly used to claim “not disabled”
- Family photo where client is smiling used to claim “not in pain”
Rules for our clients:
- Make all profiles private immediately
- Don’t post about the accident, injuries, or activities
- Tell friends/family not to tag you in posts
- Assume everything is being monitored
Tactic #6: Comparative Fault Arguments
Insurance companies will try to assign you maximum fault to reduce their payment:
- “You were speeding” (without evidence)
- “You weren’t paying attention”
- “You could have avoided this”
- “You were distracted”
- “You contributed to this accident”
Even small fault percentages can cost you thousands. Lupe Peña knows these arguments because he made them for years when he worked for insurance companies. Now he uses that knowledge to defeat them.
Colossus Software System
Most major insurance companies use a software system called Colossus to calculate claim values. Here’s how it works:
- Adjuster inputs injury codes, treatment, costs, jurisdiction
- Injuries are coded using standardized medical terms
- Software applies algorithms to determine “value”
- System provides recommended settlement range
- Adjuster typically cannot exceed without supervisor approval
How insurance companies manipulate Colossus:
- Use low injury codes (“soft tissue strain” instead of “disc herniation”)
- Flag “excessive” treatment to reduce value
- Penalize conservative treatment (chiropractic valued less than MD)
- Use pre-existing conditions to reduce value
- Apply jurisdiction factors (low-verdict counties get lower values)
Lupe Peña knows how to code injuries properly for maximum value, which medical terms trigger higher valuations, and when Colossus output is artificially low.
Types of Compensation Available
Economic Damages (No Cap in Texas)
| Damage Type | What It Covers |
|---|---|
| Medical Expenses (Past) | ER, hospital, surgery, doctors, physical therapy, medications, medical equipment |
| Medical Expenses (Future) | Ongoing treatment, future surgeries, lifetime medications, long-term care |
| Lost Wages (Past) | Income lost from date of accident to present |
| Lost Earning Capacity (Future) | Reduced ability to earn income in the future |
| Property Damage | Vehicle repair or replacement, personal property |
| Out-of-Pocket Expenses | Transportation to medical appointments, home modifications, household help |
Non-Economic Damages (No Cap Except Medical Malpractice)
| Damage Type | What It Covers |
|---|---|
| Pain and Suffering | Physical pain from injuries, both past and future |
| Mental Anguish | Emotional distress, anxiety, depression, fear, PTSD |
| Physical Impairment | Loss of physical function, disability, limitations |
| Disfigurement | Scarring, permanent visible injuries affecting appearance |
| Loss of Consortium | Impact on marriage/family relationships, loss of companionship |
| Loss of Enjoyment of Life | Inability to participate in activities you previously enjoyed |
Punitive/Exemplary Damages (Capped)
Available for gross negligence, fraud, or malice. Common in drunk driving cases. Capped at the greater of:
- $200,000, OR
- 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic portion)
Common Injuries and Medical Considerations
Traumatic Brain Injury (TBI)
Immediate symptoms:
- Loss of consciousness
- Confusion and disorientation
- Vomiting and nausea
- Seizures
- Severe headache
- Dilated pupils
- Slurred speech
Delayed symptoms (critical to document):
- Worsening headaches
- Repeated vomiting
- Seizures developing days later
- Personality changes
- Sleep disturbances
- Sensitivity to light and noise
Severity classifications:
- Mild TBI/Concussion: Brief LOC, GCS 13-15
- Moderate TBI: LOC minutes to hours, GCS 9-12
- Severe TBI: Extended unconsciousness, GCS 3-8
Long-term complications:
- Chronic Traumatic Encephalopathy (CTE)
- Post-Concussive Syndrome
- Increased dementia risk
- Personality and mood disorders
- Seizure disorders
Spinal Cord Injury
Injury levels and impact:
- C1-C4 (High Cervical): Quadriplegia, possible ventilator dependence
- C5-C8 (Low Cervical): Quadriplegia with some arm/hand function
- T1-T12 (Thoracic): Paraplegia, wheelchair dependent
- L1-L5 (Lumbar): Varying degrees of leg weakness/paralysis
ASIA Impairment Scale:
- A: Complete (no motor or sensory function below injury)
- B: Sensory Incomplete (sensory but no motor function)
- C: Motor Incomplete (motor function but most muscles <3/5 strength)
- D: Motor Incomplete (motor function with most muscles ≥3/5 strength)
- E: Normal (full recovery)
Secondary complications:
- Pressure sores
- Respiratory complications
- Bowel and bladder dysfunction
- Autonomic dysreflexia (life-threatening blood pressure crisis)
- Depression
Amputation
Types:
- Traumatic amputation: Limb severed at accident scene
- Surgical amputation: Due to crush injuries or infections
Levels:
- Above-knee: More difficult, less mobility
- Below-knee: Better mobility potential
- Upper extremity: Arm, hand, fingers
- Multiple limbs: Exponentially more challenging
Phantom limb pain affects 80% of amputees and can be severe and debilitating.
“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” – Attorney911 Case Result
Herniated Disc
Treatment timeline:
- Acute Phase (Weeks 1-6): Severe pain, medications, rest
- Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic
- Interventional (If conservative fails): Epidural injections
- Surgery (If injections fail): Microdiscectomy or fusion
Permanent restrictions can impact your ability to return to physical labor jobs, creating lost earning capacity claims.
Why Choose Attorney911 for Your Watauga Accident Case
1. Insurance Defense Insider Advantage
“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”
This is Attorney911’s biggest competitive advantage. Lupe spent years working FOR insurance companies, learning:
- Claim valuation methods (Colossus software, reserve setting)
- Settlement authority structures and approval processes
- Defense tactics and delay strategies
- IME (Independent Medical Exam) doctor selection process
- Surveillance and investigation methods
- Delay and financial pressure tactics
- Comparative fault arguments and blame-shifting
Now he uses that knowledge FOR victims, not against them.
2. Multi-Million Dollar Results
Attorney911 has recovered millions for victims of:
- Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss”
- Amputations: “This case settled in the millions”
- Trucking wrongful death: “Recovered millions of dollars in compensation”
- Maritime injuries: “Significant cash settlement”
Our results prove we don’t settle cheap.
3. Federal Court Experience
Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. This federal court experience is critical for:
- Complex cases that may end up in federal court
- FMCSA trucking regulations cases
- Cases involving out-of-state defendants
- Diversity jurisdiction cases
4. Personal Attention
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.”
And Ambur Hamilton shared: “I never felt like ‘just another case’ they were working on.”
5. Contingency Fee – No Risk to You
“We don’t get paid unless we win your case.”
- Free consultation
- No upfront costs
- No hourly billing
- We advance all case costs
- You pay nothing unless we recover for you
Frequently Asked Questions About Watauga Car Accidents
Immediate After Accident
What should I do immediately after a car accident in Watauga?
If you’ve been in an accident in Watauga:
- Call 911 and report the accident
- Seek medical attention even if you feel fine (adrenaline masks injuries)
- Document everything: photos of damage, injuries, scene
- Exchange information with the other driver
- Get witness names and phone numbers
- Do NOT give a recorded statement to any insurance company
- Call Attorney911: 1-888-ATTY-911
Should I call the police even for a minor accident?
Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.
Should I seek medical attention if I don’t feel hurt?
ABSOLUTELY. Many serious injuries don’t show symptoms immediately:
- Traumatic brain injuries can take days to manifest
- Internal bleeding may not be obvious
- Herniated discs may not cause pain for weeks
- Adrenaline masks pain at the scene
Insurance companies use delays in treatment against you. Get checked immediately.
What information should I collect at the scene?
- Other driver: name, phone, address, driver’s license, insurance
- Vehicle: make, model, color, license plate
- Witnesses: names and phone numbers
- Photos: all vehicle damage, injuries, road conditions, traffic signals
- Police: officer name, badge number, report number
Should I talk to the other driver or admit fault?
- Exchange information only
- Do NOT discuss fault
- Do NOT apologize or say “I’m sorry” (can be used as admission)
- Do NOT give your opinion on what happened
- Stick to facts only
How do I obtain a copy of the accident report?
In Watauga, you can obtain the police report from the Watauga Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).
Dealing with Insurance
Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.
What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.
Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.
Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.
What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8
Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.
Legal Process
Do I have a personal injury case?
You may have a case if:
- Someone else was at fault (even partially)
- You suffered injuries or damages
- There is insurance to recover from
Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims
When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911
How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of accident for personal injury, 2 years from date of death for wrongful death. Miss it = case barred forever.
What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.
Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4
Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.
Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc
How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.
What is the legal process step-by-step?
- Investigation and evidence gathering
- Medical treatment to MMI
- Demand letter to insurance
- Negotiation
- Lawsuit if necessary
- Discovery
- Mediation
- Trial if needed
Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs
Compensation
What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).
What types of damages can I recover?
- Medical expenses (past and future)
- Lost wages and earning capacity
- Pain and suffering
- Mental anguish
- Physical impairment
- Disfigurement
- Loss of enjoyment of life
- Property damage
Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).
What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.
Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.
How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.
Attorney Relationship
How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.
Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc
What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.
How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”
Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”
What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”
Mistakes to Avoid
What common mistakes can hurt my case?
- Giving a recorded statement without an attorney
- Accepting a quick settlement
- Delaying medical treatment
- Gaps in treatment
- Posting on social media
- Signing releases or authorizations
- Not documenting everything
Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY
Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.
Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.
What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.
Additional Common Questions
What if I have a pre-existing condition?
You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes the victim as they find them. For example, if you had mild occasional back pain before the accident and the accident caused a herniated disc requiring surgery, you recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance companies attack pre-existing conditions because he used this defense for years.
Can I switch attorneys if I’m unhappy with my current lawyer?
YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.
What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.
How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on: injury severity, permanency, impact on life, clear liability. For example: $100,000 medical × 4 multiplier = $400,000 pain and suffering. Lupe calculated these for years—he knows how to justify higher multipliers.
What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.
What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.
What if I’m an undocumented immigrant—can I still file a claim?
YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.
What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (this is a lie). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.
What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.
What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.
Watauga-Specific Considerations
At Attorney911, we understand the unique challenges faced by Watauga residents after motor vehicle accidents. Our familiarity with local roads, courts, and medical facilities gives us an advantage in handling your case.
Local Traffic Challenges
Watauga’s location in the heart of the Dallas-Fort Worth metroplex creates specific traffic patterns and accident risks:
- Denton Highway (FM 157): This major north-south corridor through Watauga sees heavy commuter traffic and is known for its dangerous intersections and frequent accidents.
- Highway 121: The nearby Highway 121 corridor is a hotspot for trucking accidents and high-speed collisions.
- I-820: The nearby interstate sees significant commercial truck traffic, increasing the risk of catastrophic accidents.
- Intersection Accidents: Watauga’s growing commercial areas mean more vehicles and pedestrians competing for space at busy intersections.
- School Zone Accidents: With multiple schools in the area, school zone accidents involving children are a particular concern.
Local Medical Facilities
After an accident, you may be taken to one of these nearby medical facilities:
- Medical City North Hills (North Richland Hills): A Level III trauma center serving Watauga residents
- Texas Health Harris Methodist Hospital Alliance (Fort Worth): A full-service hospital with emergency care
- Baylor Scott & White All Saints Medical Center (Fort Worth): Comprehensive medical services
- Cook Children’s Medical Center (Fort Worth): For pediatric accident victims
Our familiarity with these facilities and their medical staff helps us navigate your treatment and recovery process more effectively.
Local Courts and Legal Process
Watauga residents typically file personal injury claims in:
- Tarrant County District Courts: For cases involving serious injuries or higher damages
- Tarrant County Justice Courts: For smaller claims or property damage cases
- Fort Worth Municipal Court: For traffic citations related to accidents
Our knowledge of local court procedures, judges, and opposing attorneys gives us an advantage in negotiating settlements and presenting cases in court.
Contact Attorney911 Today
If you or a loved one has been injured in a motor vehicle accident in Watauga, don’t wait. Evidence disappears daily, and insurance companies are already building their case against you.
Call our legal emergency line now: 1-888-ATTY-911 (1-888-288-9911)
We offer:
- Free, no-obligation consultation
- No fee unless we win your case
- Immediate case evaluation
- Personal attention from Ralph Manginello and Lupe Peña
- Aggressive representation against insurance companies
Hablamos Español. Lupe Peña and our bilingual staff are ready to assist Spanish-speaking clients.
Don’t let insurance companies take advantage of you. With our insider knowledge and proven track record, we’ll fight for the maximum compensation you deserve.
Call 1-888-ATTY-911 now for your free consultation.

