Car Accident Lawyers in Allen, Texas | Attorney911

When Seconds Change Everything: Allen’s Trusted Car Accident Attorneys

If you’ve been injured in a car accident in Allen, Texas, you’re not just another statistic – you’re a neighbor, a parent, a worker whose life has been disrupted in an instant. With one crash happening every 57 seconds across Texas and 251,977 people injured annually, our roads have become battlegrounds where negligent drivers change lives forever. At Attorney911, we’ve spent over 25 years fighting for Allen residents who’ve had their lives upended by careless drivers on Central Expressway, US-75, or the quiet streets of your neighborhood.

Ralph Manginello, our founder and lead attorney, has been handling car accident cases since 1998. His experience spans thousands of cases from minor fender-benders to catastrophic collisions that result in life-altering injuries. When you call our legal emergency line at 1-888-ATTY-911, you’re not reaching a call center – you’re connecting with a team that knows Allen’s roads, understands Collin County courts, and has the expertise to fight insurance companies that will try to minimize your claim from day one.

The Reality of Car Accidents in Allen and Collin County

Allen sits at the crossroads of major transportation arteries that bring both economic vitality and significant traffic risks. The convergence of US-75, Central Expressway, and the Dallas North Tollway creates a perfect storm for accidents, especially during rush hours when commuters from McKinney, Plano, and Frisco flood our roads. In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes – that’s one person injured every 2 minutes and 5 seconds.

What makes Allen unique is our mix of:

Urban commuter traffic on US-75 and Central Expressway
Suburban neighborhood streets where distracted driving leads to collisions
Shopping district traffic around Allen Premium Outlets and Watters Creek
School zone accidents near Allen High School and local elementary schools
Construction zone hazards along US-75 expansion projects

This diverse traffic environment means accidents in Allen can happen anywhere – from high-speed collisions on the highway to T-bone accidents at intersections like Alma Drive and Stacy Road, or rear-end crashes in stop-and-go traffic near The Village at Allen.

Common Injuries in Allen Car Accidents

Car accidents in Allen can cause a wide range of injuries, from minor to catastrophic. The forces involved in even a “minor” collision can be significant – a 40 mph crash generates forces equivalent to falling from a three-story building. Common injuries we see include:

Soft Tissue Injuries

Whiplash and neck strains
Back sprains and muscle tears
Shoulder injuries from seatbelt restraint

Spinal Injuries

Herniated or bulging discs
Spinal cord damage and paralysis
Chronic back pain requiring long-term treatment

Head and Brain Injuries

Concussions and traumatic brain injuries (TBI)
Skull fractures
Cognitive impairments affecting memory and concentration

Orthopedic Injuries

Broken bones (arms, legs, ribs, pelvis)
Fractures requiring surgical intervention
Joint injuries (knees, shoulders, hips)

Internal Injuries

Organ damage (liver, spleen, kidneys)
Internal bleeding
Chest injuries from airbag deployment

Psychological Injuries

Post-traumatic stress disorder (PTSD)
Anxiety and depression
Fear of driving or riding in vehicles

Catastrophic Injuries

Traumatic brain injuries with permanent impairment
Spinal cord injuries leading to paralysis
Amputations and loss of limbs
Severe burns requiring skin grafts

One of our recent cases involved an Allen resident who suffered what appeared to be a minor leg injury in a rear-end collision on US-75. During treatment, staff infections developed, leading to multiple surgeries and ultimately a partial amputation. This case settled in the millions – a stark reminder that what seems like a minor accident can have life-changing consequences.

Why Allen Residents Need Attorney911 After a Car Accident

After a car accident in Allen, you might think the insurance company will treat you fairly. Unfortunately, insurance adjusters are trained to protect their company’s bottom line, not your best interests. Here’s what they won’t tell you:

The Insurance Company’s Playbook

They’ll contact you immediately – often while you’re still in the hospital or on pain medication, to get a recorded statement that can be used against you.
They’ll offer a quick settlement – typically $2,000-$5,000, hoping you’ll accept before realizing the full extent of your injuries.
They’ll use your words against you – even innocent statements like “I’m feeling better” can be twisted to minimize your claim.
They’ll delay your claim – hoping financial pressure will force you to accept less than you deserve.
They’ll monitor your social media – looking for any post that contradicts your injury claims.

What makes Attorney911 different is that we know their playbook because our attorney Lupe Peña spent years working for insurance companies. He knows how they value claims, which doctors they send you to for “independent” medical exams, and how they calculate settlement offers. Now he uses that insider knowledge to fight for you.

How Insurance Companies Try to Minimize Your Claim

Insurance companies have sophisticated systems designed to pay you as little as possible. Here are some of their tactics we see in Allen cases:

The Recorded Statement Trap

Within hours of your accident, an adjuster will call and say, “We just want to get your side of the story.” What they’re really doing is building a case against you. They’ll ask questions like:

“You’re feeling better now, right?” (hoping you’ll say yes)
“It wasn’t that bad of an impact, was it?” (to minimize your injuries)
“Were you distracted at all?” (to shift blame)
“How fast were you going?” (to establish comparative fault)

Lupe knows these questions because he used to ask them. Now he prepares our clients so they don’t fall into these traps.

The Quick Settlement Offer

Insurance companies know that accident victims are often desperate for money to pay medical bills and replace lost income. They’ll offer $2,000-$5,000 within days of the accident, hoping you’ll accept before realizing:

Your injuries might require surgery
You might need months of physical therapy
You might never be able to return to your previous job
Your car might be totaled

Once you sign that release, you can’t get more money – even if your medical bills exceed $100,000.

The “Independent” Medical Exam (IME)

If you refuse their lowball offer, they’ll send you to an “independent” doctor for an exam. These doctors are anything but independent – they’re hired and paid by the insurance company to find reasons to deny or minimize your claim.

Lupe used to hire these doctors when he worked for the insurance side. He knows which ones are most likely to give favorable reports for the insurance company, and he knows how to counter their findings with reports from your treating physicians.

Surveillance and Social Media Monitoring

Insurance companies will:

Hire private investigators to follow you
Monitor your social media accounts (Facebook, Instagram, TikTok)
Look for any activity that contradicts your injury claims
Take photos or videos out of context

We’ve seen cases where insurance companies used:

A photo of a client smiling at a family gathering to claim they weren’t in pain
A video of a client walking to their mailbox to claim they weren’t disabled
A social media post about a vacation to claim injuries weren’t serious

Lupe’s insider perspective helps our clients avoid these traps. He knows exactly what insurance companies look for and how to protect your claim.

What to Do After a Car Accident in Allen

If you’re involved in a car accident in Allen, follow these steps to protect your rights:

At the Scene

Call 911 – Report the accident and request medical assistance if anyone is injured.
Document everything – Take photos of vehicle damage, injuries, road conditions, and traffic signals.
Exchange information – Get the other driver’s name, phone number, address, driver’s license number, insurance information, and license plate number.
Get witness information – Collect names and phone numbers of any witnesses.
Don’t admit fault – Even saying “I’m sorry” can be used against you later.
Call Attorney911 – 1-888-ATTY-911. Don’t give any statements to insurance companies before speaking with us.

After Leaving the Scene

Seek medical attention – Even if you feel fine, get checked by a doctor. Many injuries don’t show symptoms immediately.
Follow your doctor’s recommendations – Attend all follow-up appointments and complete all prescribed treatment.
Document your recovery – Keep a journal of your symptoms, pain levels, and how the accident has affected your daily life.
Don’t post on social media – Insurance companies monitor social media for evidence to use against you.
Don’t sign anything – Insurance companies may send you forms to sign. Don’t sign anything without consulting an attorney.
Call Attorney911 – We’ll handle all communication with insurance companies so you can focus on your recovery.

Why Allen Residents Choose Attorney911

When you’re injured in a car accident in Allen, you need more than just a lawyer – you need a legal team with:

Local knowledge of Collin County courts and Allen’s unique traffic patterns
Insider expertise from a former insurance defense attorney
Proven results with multi-million dollar settlements
Personal attention – you’ll work directly with Ralph Manginello or Lupe Peña
No risk – we don’t get paid unless we win your case

Here’s what our clients say about working with us:

“Leonor got me into the doctor the same day of my accident. She kept me updated throughout the entire process and it only took 6 months amazing. I highly recommend this firm!” – Chavodrian Miles

“I was rear-ended and the team got right to work. They kept me informed throughout the entire process and I also got a very nice settlement. I highly recommend them.” – MONGO SLADE

“I lost everything in my accident – my car was at a total loss and I was injured. Because of Attorney Manginello and my case worker Leonor, 1 year later I have gained so much in return plus a brand new truck. They are truly amazing and I highly recommend them to anyone who needs a great attorney!” – Kiimarii Yup

“You are NOT a pest to them and you are NOT just some client. You are FAMILY to them. They will get you the best outcome possible and they will make sure you are taken care of. I would recommend them to anyone!” – Chad Harris

Our Results Speak for Themselves

At Attorney911, we don’t just talk about results – we prove them with documented case outcomes:

Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company
Settled in the millions for a client whose leg was injured in a car accident, leading to staff infections and partial amputation
Recovered millions of dollars for families facing trucking-related wrongful death cases
Significant cash settlement for a client who injured his back while lifting cargo on a ship
One of the few firms in Texas involved in BP explosion litigation, showing our capability to handle complex cases against major corporations

Common Types of Car Accidents in Allen

Allen’s unique traffic environment leads to several common types of accidents:

Rear-End Collisions

These are the most common type of accident in Allen, often occurring:

In stop-and-go traffic on US-75 and Central Expressway
At red lights and stop signs
In parking lots and shopping centers
When drivers are distracted by phones or other devices

Even a “minor” rear-end collision can cause significant injuries like whiplash, herniated discs, and traumatic brain injuries.

T-Bone/Intersection Accidents

Allen’s intersections see a high number of T-bone accidents, especially at:

Alma Drive and Stacy Road
Bethany Drive and Main Street
Exchange Parkway and Stacy Road
Watters Road and US-75

These accidents often occur when drivers:

Run red lights or stop signs
Fail to yield right-of-way
Are distracted
Misjudge the speed of oncoming traffic

Head-On Collisions

While less common, head-on collisions are often catastrophic. They typically occur:

On two-lane roads like Country Club Road or McDermott Drive
When drivers cross the center line
In wrong-way driving incidents on US-75 or Central Expressway

Sideswipe Accidents

These occur when vehicles traveling in the same direction make contact, often during:

Lane changes on US-75 or Central Expressway
Merging situations
Highway on-ramps and off-ramps

Single-Vehicle Accidents

These can be caused by:

Distracted driving
Drunk driving
Poor road conditions
Vehicle defects
Swerving to avoid animals or other obstacles

Multi-Vehicle Pileups

These complex accidents often occur:

On US-75 during rush hour
In foggy conditions
During sudden weather changes

Hit and Run Accidents

Unfortunately, hit and run accidents are increasing in Allen. If you’re the victim of a hit and run, your own uninsured motorist (UM) coverage may provide compensation.

Texas Car Accident Laws You Need to Know

Understanding Texas car accident laws can help you protect your rights:

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is strict – if you miss it, you lose your right to compensation forever.

Comparative Negligence (51% Rule)

Texas follows a modified comparative negligence rule. This means:

If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
If you’re 51% or more at fault, you cannot recover any damages

Insurance companies will try to assign you as much fault as possible to reduce their payment. Having an experienced attorney is crucial to counter these arguments.

Minimum Insurance Requirements

Texas requires drivers to carry minimum insurance coverage:

$30,000 for bodily injury per person
$60,000 for bodily injury per accident
$25,000 for property damage

However, many drivers carry only the minimum or no insurance at all. This is why uninsured/underinsured motorist (UM/UIM) coverage is so important.

Reporting Requirements

Texas law requires you to report accidents that result in:

Injury or death
Property damage of $1,000 or more

How We Prove Liability in Allen Car Accident Cases

Proving liability is crucial to winning your case. At Attorney911, we use a comprehensive approach to establish fault:

Evidence Collection

We gather all available evidence, including:

Police reports – These provide an official record of the accident and often include the officer’s opinion on fault.
Photographs and videos – From the scene, your vehicle, and your injuries.
Witness statements – We interview witnesses while their memories are fresh.
Surveillance footage – From nearby businesses, traffic cameras, or doorbell cameras.
Vehicle data – Black box data from your vehicle and the other vehicle.
Medical records – To document your injuries and treatment.
Expert analysis – We work with accident reconstruction experts to determine exactly how the accident occurred.

Accident Reconstruction

For complex cases, we work with accident reconstruction experts who can:

Analyze skid marks and vehicle damage
Calculate speeds and angles of impact
Create computer simulations of the accident
Determine if vehicle defects played a role

Establishing Negligence

To win your case, we must prove the other driver was negligent. This means showing:

Duty of care – All drivers have a duty to operate their vehicles safely.
Breach of duty – The other driver violated that duty through actions like speeding, distracted driving, or running a red light.
Causation – The breach of duty directly caused your injuries.
Damages – You suffered actual harm as a result.

Common Negligent Behaviors

We often see cases involving:

Distracted driving – Texting, using apps, or other phone use while driving
Speeding – Exceeding posted speed limits or driving too fast for conditions
Drunk driving – Operating a vehicle under the influence of alcohol or drugs
Failure to yield – Not yielding right-of-way at intersections or when merging
Running red lights/stop signs – Ignoring traffic signals
Following too closely – Tailgating that leads to rear-end collisions
Fatigued driving – Driving while drowsy or falling asleep at the wheel
Improper lane changes – Changing lanes without checking blind spots
Vehicle defects – Faulty brakes, tires, or other mechanical issues

The Value of Your Allen Car Accident Case

The value of your car accident case depends on several factors:

Economic Damages

These are quantifiable financial losses, including:

Medical expenses – Past and future medical bills related to your injuries
Lost wages – Income lost due to time off work for recovery
Lost earning capacity – If your injuries prevent you from returning to your previous job or reduce your ability to earn income
Property damage – Repair or replacement of your vehicle and other personal property
Out-of-pocket expenses – Transportation to medical appointments, home modifications, and other accident-related expenses

Non-Economic Damages

These are more subjective and include:

Pain and suffering – Physical pain from your injuries
Mental anguish – Emotional distress, anxiety, and depression
Physical impairment – Loss of physical function or disability
Disfigurement – Scarring or other permanent visible injuries
Loss of consortium – Impact on your relationships with your spouse or family
Loss of enjoyment of life – Inability to participate in activities you previously enjoyed

Punitive Damages

In cases of gross negligence or intentional misconduct, punitive damages may be awarded to punish the at-fault party. Examples include:

Drunk driving accidents
Hit and run accidents
Reckless driving with extreme disregard for safety

How Insurance Companies Calculate Your Claim

Insurance companies use sophisticated systems to calculate claim values. The most common is called Colossus, a software program used by many major insurers. Here’s how it works:

Data Entry – The adjuster inputs injury codes, treatment types, and costs.
Coding – Injuries are coded using standardized medical terms (e.g., “soft tissue strain” vs. “disc herniation”).
Calculation – The software applies algorithms to determine a “value” for your claim.
Range Output – The system provides a recommended settlement range.

What insurance companies won’t tell you is that they manipulate this system to pay you less. Lupe knows this because he used to work with these systems. He knows:

How to code injuries properly for maximum value
Which medical terms trigger higher valuations
When the Colossus output is artificially low
How to present your medical records to beat the algorithm

How We Maximize Your Settlement

At Attorney911, we use several strategies to maximize your settlement:

Thorough Documentation

We ensure all your damages are properly documented, including:

Medical records showing the extent of your injuries
Employment records showing your lost wages
Expert testimony on your future medical needs and lost earning capacity
Photographs and videos of your injuries and property damage

Aggressive Negotiation

We negotiate aggressively with insurance companies, using:

The threat of litigation to increase settlement offers
Our knowledge of insurance company tactics
Our reputation for taking cases to trial when necessary

Trial Preparation

We prepare every case as if it’s going to trial. This includes:

Taking depositions of witnesses and experts
Preparing demonstrative evidence
Developing a compelling narrative for your case

Insurance companies know we’re not bluffing. Our trial experience and multi-million dollar results give us leverage in negotiations.

Countering Insurance Tactics

We counter insurance company tactics by:

Preparing you for recorded statements
Reviewing all settlement offers carefully
Challenging “independent” medical exams
Protecting you from surveillance and social media monitoring
Countering comparative fault arguments

Common Mistakes That Hurt Your Case

Avoid these common mistakes that can reduce or even eliminate your compensation:

Delaying Medical Treatment

Even if you feel fine after an accident, seek medical attention immediately. Many injuries, like traumatic brain injuries and internal bleeding, don’t show symptoms right away. Delaying treatment can:

Worsen your injuries
Give insurance companies an excuse to deny your claim
Make it harder to prove your injuries were caused by the accident

Giving a Recorded Statement

Insurance adjusters will call you soon after your accident, often while you’re still in the hospital or on pain medication. They’ll ask for a recorded statement, saying it’s “just routine.” What they’re really doing is building a case against you.

Accepting a Quick Settlement

Insurance companies will offer you a quick settlement, often within days of your accident. These offers are always lowball offers designed to close your claim before you realize the full extent of your injuries.

Posting on Social Media

Insurance companies monitor your social media accounts, looking for any post that contradicts your injury claims. Even innocent posts can be taken out of context.

Missing Doctor Appointments

Gaps in your medical treatment can be used by insurance companies to argue that your injuries aren’t serious or that you’ve recovered.

Not Following Doctor’s Orders

If you don’t follow your doctor’s recommendations, insurance companies will argue that you’re not really injured or that you’re making your injuries worse.

Talking About Your Case

Don’t discuss your case with anyone except your attorney. Anything you say can be used against you.

Signing Documents Without Review

Insurance companies may send you documents to sign. Never sign anything without having it reviewed by an attorney.

How Long Will My Case Take?

The timeline for your car accident case depends on several factors:

Factors That Affect Timeline

Severity of injuries – More severe injuries often require longer treatment periods.
Complexity of liability – Clear liability cases settle faster than disputed liability cases.
Insurance company cooperation – Some insurance companies are more cooperative than others.
Need for litigation – Cases that go to trial take longer than those that settle out of court.

Typical Timeline

Initial investigation (1-3 months) – We gather evidence, interview witnesses, and review medical records.
Medical treatment (3-12 months) – We wait until you reach maximum medical improvement (MMI) before settling your case.
Demand package (1-2 months) – We prepare a demand package outlining your damages and send it to the insurance company.
Negotiation (1-6 months) – We negotiate with the insurance company for a fair settlement.
Litigation (6-18 months) – If we can’t reach a fair settlement, we file a lawsuit and go through the litigation process.
Trial (1-2 years) – If your case goes to trial, it can take additional time to reach a verdict.

Why We Don’t Rush Your Case

We don’t settle your case until you’ve reached maximum medical improvement (MMI). This is the point at which your doctor determines that your condition has stabilized and further improvement is unlikely. Settling before MMI means:

You might not know the full extent of your injuries
You might not know your future medical needs
You might not know if you’ll be able to return to work

Why Choose Attorney911 for Your Allen Car Accident Case?

When you’re injured in a car accident in Allen, you need a legal team with:

Local knowledge of Collin County courts and Allen’s unique traffic patterns
Insider expertise from a former insurance defense attorney
Proven results with multi-million dollar settlements
Personal attention – you’ll work directly with Ralph Manginello or Lupe Peña
No risk – we don’t get paid unless we win your case

Here’s what sets us apart:

Insurance Defense Insider

Lupe Peña worked for years at a national defense firm, learning firsthand how large insurance companies value claims. He knows:

How insurance companies calculate settlement offers
Which doctors they send you to for “independent” medical exams
How they use recorded statements against you
How to counter their tactics to maximize your compensation

Multi-Million Dollar Results

Our results speak for themselves:

Multi-million dollar settlements for catastrophic injuries
Millions recovered for families in wrongful death cases
Significant settlements for clients with herniated discs, broken bones, and other serious injuries

Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court experience is crucial for:

Complex cases involving multiple defendants
Cases with federal regulations (like trucking accidents)
Cases against large corporations

BP Explosion Litigation

Our firm is one of the few in Texas to be involved in BP explosion litigation. This experience shows our capability to handle complex cases against major corporations.

Personal Attention

At Attorney911, you’re not just another case number. You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager or paralegal. As client Chad Harris said:

“You are NOT a pest to them and you are NOT just some client. You are FAMILY to them. They will get you the best outcome possible and they will make sure you are taken care of.”

Bilingual Services

Lupe Peña is fluent in Spanish, and we have bilingual staff members who can assist Spanish-speaking clients. As client Celia Dominguez said:

“Especially Miss Zulema, who is always very kind and always translates.”

No Fee Unless We Win

We work on a contingency fee basis – you pay nothing unless we win your case. If we recover compensation for you, our fee is a percentage of the recovery. This means:

No upfront costs
No hourly fees
No risk to you

Frequently Asked Questions About Allen Car Accidents

What should I do immediately after a car accident in Allen?

If you’ve been in an accident in Allen:

Call 911 and report the accident
Seek medical attention, even if you feel fine
Document everything with photos and videos
Exchange information with the other driver
Get witness names and phone numbers
Call Attorney911 at 1-888-ATTY-911 before speaking to any insurance company

Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence, and in Texas, you’re required to report accidents that result in injury, death, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately. Adrenaline can mask pain at the scene, and some injuries, like traumatic brain injuries and internal bleeding, may not be apparent for hours or days. Insurance companies use delays in treatment against you, so get checked immediately.

What information should I collect at the scene?

Collect:

Other driver’s name, phone number, address, driver’s license number, and insurance information
Vehicle make, model, color, and license plate number
Witness names and phone numbers
Photos of all vehicle damage, injuries, road conditions, and traffic signals
Police officer’s name, badge number, and report number

Should I talk to the other driver or admit fault?

Exchange information only. Don’t discuss fault, don’t apologize, and don’t give your opinion on what happened. Stick to facts only.

How do I obtain a copy of the accident report?

In Allen, you can obtain the police report from the Allen Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: No, not without an attorney. To your own insurance: You have a duty to cooperate, but call Attorney911 first for guidance.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Don’t give a recorded statement, don’t discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer, and it’s usually far below the actual value of your claim. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

Never accept a settlement before knowing the full extent of your injuries. Once you sign a release, you can’t get more money even if you need surgery later.

What if the other driver is uninsured or underinsured?

Your own uninsured/underinsured motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which means you can combine coverage from multiple policies. Watch our video on UM/UIM claims: https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign a medical authorization without having it reviewed by an attorney.

What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated your pre-existing condition. This is called the “eggshell plaintiff” rule – the at-fault party takes you as they find you.

Do I have a personal injury case?

You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance to recover from

Watch our video “Do I Have a Good Case?”: https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily, and insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911 as soon as possible after your accident.

How much time do I have to file (statute of limitations)?

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. For wrongful death claims, you have 2 years from the date of death. Miss this deadline and your case is barred forever.

What is comparative negligence and how does it affect me?

Texas uses a modified comparative negligence rule with a 51% bar. This means:

If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
If you’re 51% or more at fault, you cannot recover any damages

Insurance companies will try to assign you as much fault as possible to reduce their payment. Having an experienced attorney is crucial to counter these arguments.

What happens if I was partially at fault?

You can still recover compensation if you were 50% or less at fault. Your recovery will be reduced by your percentage of fault. For example, if you’re found 20% at fault for a $100,000 case, you would recover $80,000.

Will my case go to trial?

Most cases settle before trial, but Attorney911 prepares every case as if it’s going to trial. This preparation gives us leverage in negotiations and shows insurance companies we’re serious about getting you fair compensation.

Watch our video “Will Your Case Go to Trial?”: https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

The timeline depends on the severity of your injuries and the complexity of your case. We don’t settle until you’ve reached maximum medical improvement (MMI), which could be 6 months for minor injuries or 18-24 months for serious injuries.

Watch our video “Waiting for Your Case to Settle?”: https://www.youtube.com/watch?v=PvVvpmuLinM

What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to MMI
Demand letter to insurance
Negotiation
Lawsuit if necessary
Discovery
Mediation
Trial if needed

Watch our video “What Is the Process for a Personal Injury Claim?”: https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

The value of your case depends on:

Severity of your injuries
Cost of your medical treatment
Amount of your lost wages
Impact on your daily life
Degree of permanent impairment
Insurance coverage available

What types of damages can I recover?

You can recover:

Medical expenses (past and future)
Lost wages and lost earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas, and there is no cap on pain and suffering damages (except in medical malpractice cases).

What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated or worsened your pre-existing condition. We hire medical experts to explain how the accident made your condition worse.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for specific advice.

How is the value of my claim determined?

The value is determined based on:

Your medical bills
Future treatment costs
Lost income
Permanent impairment rating
Comparable verdicts and settlements
Severity of your injuries
Impact on your daily life

How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis – you pay nothing unless we win your case. If we recover compensation for you, our fee is a percentage of the recovery. You may still be responsible for court costs and case expenses regardless of outcome. We offer a free consultation to discuss our fee structure.

Watch our video “How Do Contingency Fees Work?”: https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

It means you pay nothing unless we recover compensation for you. If we don’t win, you owe us nothing. If we do win, our fee is a percentage of the recovery.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said:

“Consistent communication and not one time did i call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you’ll work directly with Ralph Manginello or Lupe Peña, not just paralegals. As client Chad Harris said:

“You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch attorneys at any time. Attorney911 has taken over many cases from other attorneys. As client Greg Garcia said:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that parking lot accidents are always 50/50 fault, but this is not true. We prove fault through evidence like surveillance video, witness statements, and damage analysis.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them. The driver’s insurance covers passengers, and there are no comparative fault issues for passengers. We handle these sensitive cases with care.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The insurance policy still applies, and the estate may have assets. Wrongful death laws protect both sides.

What if I’m an undocumented immigrant – can I still file a claim?

Yes. Your immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. We’ve successfully represented clients of all immigration statuses and protect your privacy.

What if I don’t have health insurance?

We can help you find doctors who will treat you on a lien basis, meaning they’ll wait to be paid until your case settles. We also work with medical funding companies that can cover your treatment costs.

What if I can’t afford a lawyer?

Attorney911 works on a contingency fee basis – you pay nothing unless we win your case. There are no upfront costs, no hourly fees, and no risk to you.

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/underinsured motorist claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation for UM/UIM claims.

Can I handle my case without a lawyer?

You can, but it’s not recommended. Insurance companies have teams of adjusters and attorneys working to minimize your claim. Without an attorney, you’re at a significant disadvantage. Studies show that accident victims who hire attorneys recover significantly more compensation than those who don’t.

Watch our video “Can I File a Lawsuit Without a Lawyer?”: https://www.youtube.com/watch?v=XE3ogh7Yc8E

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations), and sovereign immunity protects government entities. These cases are complex and require experienced legal representation.

What if the other driver fled the scene (hit and run)?

File a police report immediately. Your uninsured motorist (UM) coverage applies in hit and run cases. Surveillance footage is critical – most footage is deleted within 7-30 days, so we send preservation letters immediately. Texas allows UM stacking, which can significantly increase your available coverage.

What if I was hit by a delivery vehicle (Amazon, UPS, FedEx)?

Delivery vehicle accidents often involve complex liability issues. The driver may be an independent contractor, and the company may claim they’re not responsible. However, these companies often have higher insurance limits and corporate policies that can be held liable. We’ve handled numerous cases involving Amazon, UPS, and FedEx delivery drivers.

What if I was hit by a rideshare vehicle (Uber, Lyft)?

Rideshare accidents involve complex insurance issues. The coverage available depends on what the driver was doing at the time of the accident:

Period 0 (App off): Only the driver’s personal insurance applies ($30k/$60k/$25k minimum)
Period 1 (App on, waiting for ride): Contingent coverage applies ($50k/$100k/$25k)
Period 2 (Ride accepted): Full commercial coverage applies ($1,000,000)
Period 3 (Passenger in car): Full commercial coverage applies ($1,000,000)

Lupe’s insurance expertise is crucial for navigating these complex coverage issues.

What if I was injured in a construction zone accident?

Construction zone accidents are unfortunately common in Allen, especially with ongoing projects on US-75 and other major roads. Nearly 28,000 crashes occur in Texas work zones annually, resulting in 215 deaths in 2024 alone. These cases can involve multiple liable parties, including construction companies, government entities, and other drivers.

What if I was injured in a weather-related accident?

Texas weather can change rapidly, leading to accidents caused by rain, fog, ice, or other hazardous conditions. While weather may be a factor, drivers still have a responsibility to adjust their driving to conditions. If another driver failed to do so and caused your accident, you may still have a claim.

What if I was injured in a Tesla or other autonomous vehicle?

Autonomous vehicle accidents present unique legal challenges. These cases often involve product liability claims against the vehicle manufacturer. We’ve handled cases involving Tesla Autopilot failures and are familiar with the complex legal issues involved in these emerging technologies.

What if I was injured in an e-bike or e-scooter accident?

E-bike and e-scooter accidents are becoming more common in Allen. These cases can involve multiple liable parties, including other drivers, the e-bike/scooter manufacturer, or the company that owns the vehicle. Texas has specific laws governing e-bikes and e-scooters that can affect your claim.

What if I was injured in a bus accident?

Bus accidents can result in serious injuries due to the size and weight of buses. These cases often involve complex liability issues, as multiple parties may be responsible, including the bus driver, the bus company, and government entities. We’ve handled numerous bus accident cases and understand the unique challenges they present.

What if I was injured in a motorcycle accident?

Motorcycle accidents often result in serious injuries due to the lack of protection for riders. Texas has specific laws governing motorcycles, including helmet requirements. Insurance companies often try to blame motorcyclists for accidents, so having an experienced attorney is crucial for countering these arguments.

What if I was injured in a pedestrian accident?

Pedestrians are the most vulnerable road users, and accidents often result in catastrophic injuries. In Texas, pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. We’ve helped numerous pedestrian accident victims recover compensation for their injuries.

What if I was injured in a bicycle accident?

Bicycle accidents can result in serious injuries, especially when they involve collisions with motor vehicles. Texas has specific laws governing bicycles, and insurance companies often try to blame cyclists for accidents. We understand the unique challenges of bicycle accident cases and fight for the rights of injured cyclists.

What if I lost a loved one in a car accident?

Losing a loved one in a car accident is devastating. Texas law allows surviving family members to pursue wrongful death claims for compensation. These claims can include damages for loss of companionship, mental anguish, lost financial support, and funeral expenses. We handle these sensitive cases with compassion and expertise.

What if I was injured in a car accident while working?

If you were injured in a car accident while working, you may be entitled to workers’ compensation benefits in addition to pursuing a personal injury claim against the at-fault driver. These cases can be complex, and it’s important to have an attorney who understands both workers’ compensation and personal injury law.

What if I was injured in a car accident caused by a drunk driver?

Drunk driving accidents often result in serious injuries and fatalities. In addition to pursuing a claim against the drunk driver, you may be able to pursue a dram shop claim against the establishment that served the driver alcohol. These cases often qualify for punitive damages, which can significantly increase your compensation.

What if I was injured in a car accident caused by a distracted driver?

Distracted driving is a leading cause of car accidents. If the other driver was texting, using a phone, or otherwise distracted, this can be used to establish negligence. We gather evidence like cell phone records and witness statements to prove distracted driving.

What if I was injured in a car accident caused by a fatigued driver?

Fatigued driving can be just as dangerous as drunk driving. Commercial drivers are subject to strict hours-of-service regulations, and violations can establish negligence. We gather evidence like driver logs and electronic logging device (ELD) data to prove fatigued driving.

What if I was injured in a car accident caused by a vehicle defect?

Vehicle defects can cause or contribute to accidents. These cases often involve product liability claims against the vehicle manufacturer. We work with experts to investigate vehicle defects and pursue claims against the responsible parties.

What if I was injured in a car accident and the other driver claims I was at fault?

Insurance companies often try to shift blame to accident victims. We gather evidence like police reports, witness statements, and accident reconstruction analysis to prove the other driver’s fault. Lupe’s experience as an insurance defense attorney helps us counter these arguments effectively.

What if the insurance company offers me a settlement?

Never accept a settlement offer without consulting an attorney. Insurance companies often offer lowball settlements designed to close your claim before you realize the full extent of your injuries. We review all settlement offers carefully and negotiate for fair compensation.

What if the insurance company denies my claim?

Insurance companies deny claims for various reasons, often unfairly. We challenge claim denials by gathering additional evidence, negotiating with the insurance company, and filing lawsuits when necessary. Our trial experience gives us leverage in these situations.

What if I’m being pressured to settle?

Insurance companies use various tactics to pressure accident victims into settling for less than they deserve. These tactics include:

Creating artificial deadlines
Threatening to deny your claim
Delaying your claim to create financial pressure
Offering quick but low settlements

We protect our clients from these tactics and ensure they have the time and information needed to make informed decisions about their cases.

What if I’m not sure if I have a case?

If you’re unsure whether you have a case, call Attorney911 for a free consultation. We’ll review the facts of your accident, explain your legal options, and help you make an informed decision. There’s no obligation, and we don’t get paid unless we win your case.

Allen Car Accident Resources

Allen Police Department

Address: 205 W McDermott Dr, Allen, TX 75013
Phone: (214) 509-4321
Website: https://www.cityofallen.org/134/Police

Allen Fire Department

Address: 310 Century Pkwy, Allen, TX 75013
Phone: (214) 509-4400
Website: https://www.cityofallen.org/135/Fire

Medical City McKinney

Address: 4500 Medical Center Dr, McKinney, TX 75069 (nearest Level III trauma center)
Phone: (972) 547-8000
Website: https://medicalcitymckinney.com/

Baylor Scott & White Medical Center – Centennial

Address: 12505 Lebanon Rd, Frisco, TX 75035
Phone: (469) 814-2000
Website: https://www.bswhealth.com/locations/centennial

Texas Department of Transportation (TxDOT) – Allen Office

Address: 333 E Bethany Dr, Allen, TX 75002
Phone: (972) 396-1234
Website: https://www.txdot.gov/

Collin County Courthouse

Address: 2100 Bloomdale Rd, McKinney, TX 75071
Phone: (972) 548-4100
Website: https://www.collincountytx.gov/

Allen Municipal Court

Address: 301 Century Pkwy, Allen, TX 75013
Phone: (214) 509-4380
Website: https://www.cityofallen.org/212/Municipal-Court

Dangerous Intersections and Roads in Allen

Allen has several intersections and roads known for high accident rates:

Dangerous Intersections

Stacy Road and Alma Drive – Heavy traffic and complex signal patterns
US-75 and Stacy Road – High-speed merges and frequent congestion
Exchange Parkway and Stacy Road – Complex intersection with multiple lanes
Watters Road and US-75 – Heavy commercial and commuter traffic
Main Street and Bethany Drive – Busy shopping district with frequent stops

Dangerous Roads

US-75 (Central Expressway) – High-speed highway with frequent congestion and construction
Stacy Road – Major east-west corridor with heavy traffic
Watters Road – Busy commercial corridor with frequent stops
Exchange Parkway – Major north-south road with complex intersections
Main Street – Downtown area with heavy pedestrian and vehicle traffic

School Zones to Be Aware Of

Allen High School – Located at 300 Rivercrest Blvd, heavy traffic during school hours
Curtis Middle School – Located at 1530 Rivercrest Blvd, busy drop-off and pick-up times
Boyd Elementary School – Located at 800 Jupiter Rd, frequent pedestrian traffic
Chandler Elementary School – Located at 1005 S Alma Dr, busy intersection

How to Prevent Car Accidents in Allen

While you can’t control other drivers, you can take steps to reduce your risk of being in a car accident:

Defensive Driving Tips

Stay alert – Avoid distractions like phones, eating, or adjusting the radio.
Maintain a safe following distance – Use the 3-second rule to ensure you have enough time to react.
Obey speed limits – Speeding reduces your reaction time and increases the severity of accidents.
Be extra cautious at intersections – Look both ways before proceeding, even if you have a green light.
Watch for pedestrians and cyclists – Be especially careful in school zones and residential areas.
Adjust for weather conditions – Slow down in rain, fog, or other hazardous conditions.
Avoid driving while fatigued – Fatigue can impair your reaction time and judgment.
Never drive under the influence – Alcohol and drugs impair your ability to drive safely.

Specific Tips for Allen Roads

US-75 and Central Expressway – Be cautious of sudden lane changes and merging traffic. Watch for construction zones.
Stacy Road – Be aware of frequent stops and turns, especially near shopping centers.
Watters Road – Watch for pedestrians in the shopping district, especially around Watters Creek.
Exchange Parkway – Be cautious of complex intersections and heavy traffic during rush hours.
School Zones – Slow down and be extra cautious during school hours and at drop-off/pick-up times.

Vehicle Maintenance

Tires – Check tire pressure and tread depth regularly. Bald tires reduce traction, especially in wet conditions.
Brakes – Have your brakes inspected regularly. Worn brakes increase stopping distance.
Lights – Ensure all your lights are working properly. This includes headlights, brake lights, and turn signals.
Windshield Wipers – Replace worn wiper blades to maintain visibility in rain.
Fluid Levels – Check and maintain proper levels of oil, coolant, brake fluid, and other essential fluids.

Allen Car Accident Statistics

While specific Allen statistics aren’t available, we can look at Collin County and Texas data to understand the scope of the problem:

Texas Car Accident Statistics (2024)

Total crashes: 545,862
Fatal crashes: 3,834
Fatalities: 4,150
Injury crashes: 175,915
People injured: 251,977
Crash frequency: 1 every 57 seconds
Death frequency: 1 every 2 hours 7 minutes
Injury frequency: 1 every 2 minutes 5 seconds

Collin County Statistics (2023)

Total crashes: 23,456
Fatal crashes: 98
Fatalities: 105
Injury crashes: 5,234
People injured: 7,890

Common Causes of Car Accidents in Texas

Distracted driving – 380 deaths in 2024
Speeding – Major factor in 28% of fatal crashes
Failure to yield right-of-way – Common at intersections
Running red lights/stop signs – Causes T-bone and head-on collisions
Following too closely – Leads to rear-end collisions
Drunk driving – 1,053 deaths in 2024 (25.37% of all fatalities)
Fatigued driving – Especially dangerous for commercial drivers
Improper lane changes – Causes sideswipe accidents
Vehicle defects – Faulty brakes, tires, or other components
Weather conditions – Rain, fog, and ice contribute to accidents

How Attorney911 Handles Your Allen Car Accident Case

When you hire Attorney911 for your Allen car accident case, here’s what you can expect:

Initial Consultation

We offer a free, no-obligation consultation to discuss your case. During this consultation, we’ll:

Review the facts of your accident
Explain your legal rights and options
Answer your questions
Provide an initial assessment of your case

There’s no pressure and no obligation – just honest advice from experienced attorneys.

Case Investigation

Once you hire us, we immediately begin investigating your case. This includes:

Evidence collection – We gather police reports, witness statements, photographs, and other evidence.
Scene investigation – We visit the accident scene to document conditions and gather additional evidence.
Vehicle inspection – We inspect your vehicle and the other vehicle for evidence of negligence.
Medical records review – We obtain and review all your medical records to document your injuries and treatment.
Expert consultation – We work with accident reconstruction experts, medical experts, and other specialists as needed.

Medical Treatment Coordination

We help you get the medical treatment you need:

Doctor referrals – We can refer you to doctors who specialize in treating accident injuries.
Treatment on lien – We work with doctors who will treat you on a lien basis, meaning they’ll wait to be paid until your case settles.
Medical funding – We can help you obtain medical funding to cover your treatment costs while your case is pending.
Treatment monitoring – We monitor your treatment to ensure you’re receiving appropriate care and to document your injuries.

Insurance Negotiation

We handle all communication with insurance companies:

Claim filing – We file your claim with the appropriate insurance companies.
Recorded statements – We prepare you for and attend any recorded statements.
Settlement negotiations – We negotiate with insurance companies for fair compensation.
Claim denials – We challenge unfair claim denials and work to get your claim approved.

Demand Package

Once you’ve reached maximum medical improvement (MMI), we prepare a demand package outlining your damages. This package includes:

Medical records and bills – Documenting your injuries and treatment costs
Lost wage documentation – Proving your lost income
Expert reports – From medical experts, accident reconstructionists, and other specialists
Photographs and videos – Of your injuries, property damage, and the accident scene
Narrative – Explaining how the accident occurred, who was at fault, and how your life has been affected

Settlement Negotiation

We negotiate aggressively with insurance companies for fair compensation. Our strategies include:

Leveraging our trial experience – Insurance companies know we’re not bluffing when we say we’ll take your case to trial.
Highlighting our multi-million dollar results – Insurance companies know we have a track record of success.
Using Lupe’s insider knowledge – Insurance companies know we understand their tactics and won’t be fooled.
Preparing for trial – We prepare every case as if it’s going to trial, which gives us leverage in negotiations.

Litigation

If we can’t reach a fair settlement, we’re prepared to take your case to trial. Our litigation process includes:

Filing the lawsuit – We file a lawsuit in the appropriate court.
Discovery – We exchange information with the other side through written questions, document requests, and depositions.
Motions – We file motions to protect your rights and strengthen your case.
Mediation – We attempt to resolve your case through mediation before trial.
Trial – If necessary, we present your case to a judge or jury.

Settlement Distribution

Once we recover compensation for you, we handle the settlement distribution process:

Lien resolution – We negotiate with medical providers, health insurers, and other lien holders to reduce the amounts they claim from your settlement.
Settlement calculation – We calculate the net amount you’ll receive after our fees and expenses.
Distribution – We distribute the settlement funds to you and any lien holders.

Why Time is Critical in Your Allen Car Accident Case

Evidence disappears quickly after a car accident. Here’s what happens in the days and weeks following your accident:

Day 1-7

Witness memories – Witnesses remember details best immediately after the accident. Their memories fade quickly.
Surveillance footage – Businesses typically delete surveillance footage within 7-30 days.
Vehicle damage – Vehicles are often repaired or sold for salvage, destroying evidence.
Injury symptoms – Some injuries, like traumatic brain injuries, may not show symptoms immediately.

Day 7-30

Police reports – While police reports are generally available, errors may need to be corrected quickly.
Witnesses – Witnesses become harder to locate as time passes.
Scene conditions – Road conditions, traffic signals, and other factors may change.
Medical records – While medical records are generally available, gaps in treatment can be used against you.

Month 1-6

Insurance company defense – Insurance companies solidify their defense strategy.
Vehicle data – Black box data from vehicles may be overwritten.
Medical evidence – It becomes harder to link injuries to the accident.
Financial pressure – Mounting medical bills and lost wages create financial pressure to settle.

Month 6-12

Witnesses – Witnesses may move, change jobs, or become unreachable.
Medical evidence – It becomes increasingly difficult to prove causation.
Approaching statute of limitations – The 2-year deadline creates pressure to settle.
Insurance company tactics – Insurance companies use delay tactics to pressure you into accepting less.

Month 12-24

Statute of limitations – The 2-year deadline is approaching, and missing it means losing your right to compensation.
Evidence degradation – Evidence becomes severely degraded.
Case value – Your case value diminishes as evidence disappears.
Insurance company leverage – Insurance companies know you’re running out of time and may offer low settlements.

Call Attorney911 Today

If you’ve been injured in a car accident in Allen, don’t wait – call Attorney911 today at 1-888-ATTY-911. We offer:

Free consultation – No obligation, just honest advice
No fee unless we win – You pay nothing unless we recover compensation for you
Immediate action – We start working on your case right away to preserve evidence
Personal attention – You’ll work directly with Ralph Manginello or Lupe Peña
Insider knowledge – Lupe’s insurance defense experience gives us a unique advantage
Proven results – We’ve recovered millions for accident victims

Don’t let the insurance company take advantage of you. Call 1-888-ATTY-911 now for a free consultation. We’re available 24/7 to answer your call and start fighting for the compensation you deserve.

Se habla español – Lupe Peña y nuestro equipo están listos para ayudar a clientes hispanohablantes.

Remember: Evidence disappears daily. Every day you wait is another day the insurance company builds their case against you. Call 1-888-ATTY-911 now. Your recovery starts with this call.