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City of Richardson Car & Truck Accident Attorneys | 18-Wheelers, Uber/Lyft, Hit-and-Run, Commercial Vehicles | Former Insurance Defense — We Know Their Playbook | $2.5M Truck Recovery | Attorney911 — The Firm Insurers Fear | Federal Court | Se Habla Español | 1-888-ATTY-911

Motor Vehicle Accident Lawyers in Richardson, Texas: Your Legal Emergency Line

If you’ve been injured in a car accident in Richardson, Texas, you’re not alone. With over 250,000 people injured in Texas motor vehicle crashes each year, accidents happen every 57 seconds across our state. When you’re facing mounting medical bills, lost wages, and insurance companies that care more about their profits than your recovery, you need a legal team that understands the unique challenges of Richardson car accidents.

At Attorney911, we’ve been fighting for accident victims in Richardson and across North Texas for over 25 years. Our founding attorney, Ralph Manginello, has built a reputation for aggressive representation and multi-million dollar results. But what truly sets our Richardson car accident lawyers apart is our insider knowledge of how insurance companies operate. Our associate attorney, Lupe Peña, spent years working for insurance defense firms before joining our team – giving us an unfair advantage when negotiating with adjusters who try to minimize your claim.

The Reality of Car Accidents in Richardson, Texas

Richardson sits at the crossroads of major Texas highways, including US-75, President George Bush Turnpike, and I-635. This strategic location makes our city a hub for both local traffic and long-haul trucking routes. Unfortunately, it also makes Richardson a hotspot for serious motor vehicle accidents.

In 2024 alone, Texas saw:

  • 251,977 people injured in motor vehicle crashes
  • 1 crash every 57 seconds
  • 1 person injured every 2 minutes and 5 seconds
  • 4,150 fatalities

These aren’t just numbers – they represent real people whose lives were changed in an instant. If you’re one of them, you need more than just a lawyer. You need a legal emergency response team.

Common Types of Motor Vehicle Accidents in Richardson

Car Accidents (500-700 words)

Car accidents are the most common type of motor vehicle collision in Richardson. Whether you were rear-ended on US-75 during rush hour or sideswiped in a parking lot at the Richardson Heights Shopping Center, the aftermath can be devastating.

Common Causes of Richardson Car Accidents:

  • Distracted driving (texting, phone use, eating)
  • Speeding on local roads like Campbell Road or Arapaho Road
  • Failure to yield at intersections like Coit Road and Spring Valley Road
  • Running red lights at major crossings
  • Following too closely on highways
  • Driving under the influence of alcohol or drugs

Injuries We Commonly See in Richardson Car Accidents:

  • Whiplash and soft tissue injuries
  • Herniated discs (particularly common in rear-end collisions)
  • Broken bones and fractures
  • Traumatic brain injuries (TBI)
  • Spinal cord injuries
  • Internal organ damage
  • Psychological trauma and PTSD

A Recent Richardson Car Accident Case:

“In a recent case, our client’s leg was injured in a car accident on US-75. Staff infections during treatment at Methodist Richardson Medical Center led to a partial amputation. This case settled in the millions.”

What This Means for You:
If you’ve suffered serious injuries in a Richardson car accident, don’t let insurance companies pressure you into accepting a lowball settlement. Our Richardson car accident lawyers know how to document the full extent of your injuries and fight for maximum compensation.

Client Testimonial:

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

Call Attorney911 Today:
If you’ve been injured in a Richardson car accident, call our legal emergency line at 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We don’t get paid unless we win your case.

Trucking Accidents (500-700 words)

Richardson’s location near major highways makes it a prime route for commercial trucking. With I-635, US-75, and President George Bush Turnpike running through our city, Richardson sees more than its share of devastating truck accidents.

Texas Trucking Accident Statistics:

  • 39,393 commercial motor vehicle crashes in Texas (2024)
  • 608 trucking fatalities
  • 1,601 serious injuries
  • Texas accounts for 11% of ALL fatal truck crashes nationwide

Why Trucking Accidents Are More Dangerous:

  • Trucks weigh up to 80,000 pounds – 20 times more than passenger vehicles
  • Longer stopping distances (up to 40% longer than cars)
  • Limited visibility (blind spots on all sides)
  • Driver fatigue (hours of service violations)
  • Improperly secured cargo

FMCSA Regulations Our Richardson Trucking Accident Lawyers Know:

  • Hours of Service (HOS) rules limiting driving time
  • Electronic Logging Device (ELD) requirements
  • Commercial Driver’s License (CDL) standards
  • Drug and alcohol testing protocols
  • Vehicle maintenance requirements

Multiple Liable Parties in Richardson Trucking Accidents:

  • Truck driver (negligent operation)
  • Trucking company (negligent hiring, training, supervision)
  • Cargo loader (improper loading causing instability)
  • Vehicle manufacturer (defective parts)
  • Maintenance company (improper repairs)

Federal Court Experience Matters:
Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court experience is crucial for trucking cases, which often involve federal regulations and out-of-state defendants.

Our Trucking Accident Results:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Nuclear Verdicts in Trucking Cases:

  • 2024 Oncor Electric: $37.5 million verdict
  • 2024 New Prime I-35 pileup: $44.1 million verdict
  • 2024 Ben E. Keith (Fort Worth): $35 million settlement

Why This Matters for Richardson Victims:
Insurance companies fear nuclear verdicts. Our Richardson trucking accident lawyers use this leverage to negotiate higher settlements for our clients.

Call Our Richardson Trucking Accident Lawyers:
If you’ve been injured in a truck accident in Richardson, time is critical. Electronic logging device data can be overwritten in as little as 30 days. Call 1-888-ATTY-911 immediately to preserve evidence.

Drunk Driving Accidents (500-700 words)

Drunk driving accidents are 100% preventable tragedies that devastate Richardson families every year. In 2024, Texas saw 1,053 alcohol-impaired driving deaths – that’s 25.37% of all traffic fatalities in our state.

Richardson Drunk Driving Statistics:

  • 24,000+ DWI-related crashes in Texas (2023)
  • 1 death every 39 minutes nationally from alcohol-impaired driving
  • BAC 0.08%+ is legally intoxicated under Texas Penal Code § 49.04

Dram Shop Liability in Texas:
Under Texas Alcoholic Beverage Code § 2.02, bars and restaurants can be held liable if they serve alcohol to someone who is “obviously intoxicated” and that person later causes an accident.

Signs of Obvious Intoxication:

  • Slurred speech
  • Bloodshot or glassy eyes
  • Unsteady gait or stumbling
  • Impaired coordination
  • Aggressive or erratic behavior
  • Strong odor of alcohol

Potentially Liable Parties in Richardson Drunk Driving Cases:

  • The drunk driver
  • Bars and nightclubs that over-served
  • Restaurants serving alcohol
  • Liquor stores
  • Event organizers (concerts, festivals)
  • Social hosts (in limited circumstances)

Punitive Damages in Richardson Drunk Driving Cases:
Texas allows punitive damages in cases involving gross negligence or malice. Drunk driving often qualifies, as it demonstrates conscious indifference to the safety of others.

Our Criminal Defense Advantage:
Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA). This gives us unique insight into both the criminal and civil aspects of drunk driving cases.

Our DWI Case Dismissals Demonstrate Our Investigation Skills:

  • DWI #1: Breathalyzer machine improperly maintained – dismissed
  • DWI #2: No breath/blood test, missing hospital notes – dismissed day of trial
  • DWI #3: Video showed client not drunk – dismissed

What This Means for Richardson Drunk Driving Victims:
If you’ve been injured by a drunk driver in Richardson, you may have claims against both the driver and the establishment that served them alcohol. Our Richardson drunk driving accident lawyers know how to investigate these complex cases.

Call Our Richardson Drunk Driving Accident Lawyers:
Don’t let a drunk driver ruin your life. Call 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

The 48-Hour Protocol: What to Do After a Richardson Accident

Hour 1-6: Immediate Crisis Response

If you’ve been in an accident in Richardson, your actions in the first six hours can make or break your case. Here’s exactly what to do:

  1. Safety First: If you can move safely, get to a secure location away from traffic. Richardson’s busy roads like US-75 and President George Bush Turnpike can be dangerous after an accident.
  2. Call 911: Report the accident and request medical assistance if anyone is injured. Richardson police and EMS respond quickly to accidents on major roads.
  3. Medical Attention: Even if you feel fine, get checked out at Methodist Richardson Medical Center or Texas Health Presbyterian Hospital Richardson. Adrenaline masks injuries – you may be hurt and not know it yet.
  4. Document Everything:
    • Take photos of ALL vehicle damage (every angle)
    • Photograph the accident scene, road conditions, traffic signals
    • Take photos of visible injuries
    • Screenshot any messages visible on your phone
  5. Exchange Information:
    • Other driver’s name, phone, address
    • Insurance company and policy number
    • Driver’s license number
    • License plate number
    • Vehicle make, model, color
  6. Witnesses: Get names and phone numbers of any witnesses. Richardson’s dense population means there are often multiple witnesses to accidents.
  7. Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company.

Hour 6-24: Evidence Preservation

In the first 24 hours after your Richardson accident:

  1. Digital Preservation:
    • Preserve all texts, calls, photos, videos related to the accident
    • Do NOT delete anything from your phone
    • Screenshot everything relevant
    • Email copies to yourself for backup
  2. Physical Evidence:
    • Secure damaged clothing, glasses, personal items
    • Keep receipts for any expenses (towing, rental car, medications)
    • Do NOT repair your vehicle yet – preserve the damage
  3. Medical Records:
    • Request copies of all ER/hospital records
    • Keep all discharge paperwork
    • Follow up with your Richardson primary care physician within 24-48 hours
  4. Insurance Communications:
    • Note any calls from insurance companies
    • Do NOT give recorded statements yet
    • Do NOT sign anything
    • Do NOT accept any settlement offers
    • Say: “I need to speak with my attorney first”
  5. Social Media:
    • Make ALL profiles private immediately
    • Do NOT post about the accident
    • Do NOT post photos of injuries or activities
    • Tell friends/family not to tag you in posts

Hour 24-48: Strategic Decisions

In the second day after your Richardson accident:

  1. Legal Consultation:
    • Speak with experienced Richardson motor vehicle accident attorneys
    • Call Attorney911: 1-888-ATTY-911 for a free consultation
    • Have your documentation ready
  2. Insurance Response:
    • If insurance contacts you, refer them to your attorney
    • Say: “My attorney will be in touch with you”
    • Provide only basic information: name, date of accident, that you were involved
  3. Settlement Offers:
    • Do NOT accept or sign anything without lawyer review
    • Early offers are ALWAYS lowball offers
    • You don’t know the extent of your injuries yet
  4. Evidence Backup:
    • Upload all screenshots and photos to cloud storage
    • Email copies to yourself and a family member
    • Create a written timeline of events while your memory is fresh

Week One Priorities:

  1. Medical Follow-Up:
    • Continue documenting all injuries
    • See specialists if recommended
    • Follow ALL doctor’s recommendations (insurance watches for gaps)
    • Get written work restrictions if needed
  2. Investigation Begins:
    • Attorney obtains Richardson police report
    • Preservation letters sent to all parties
    • Surveillance footage secured before deletion
    • Witness statements recorded
  3. Communication:
    • Attorney handles ALL insurance communication
    • You focus on recovery
    • Document any pressure from insurance or other parties

Why Evidence Disappears So Quickly in Richardson Accidents

Day 1-7:

  • Witness memories peak then begin fading immediately
  • Witnesses become harder to locate as days pass
  • Details are forgotten or become uncertain
  • Physical evidence: Skid marks fade, debris is cleared, accident scene is cleaned

Day 7-30:

  • Surveillance footage DELETED:
    • Gas stations: 7-14 days typical
    • Retail stores: 30 days typical
    • Ring doorbells: 30-60 days
    • Traffic cameras: 30 days
  • Once deleted = GONE FOREVER – cannot be recovered
  • Witnesses: Change jobs, move, become unreachable
  • Scene changes: Road repairs, new striping, traffic signals adjusted

Month 1-2:

  • Insurance companies solidify their defense position
  • Adjusters have built their file against you
  • Settlement position hardens
  • Vehicle repairs: Evidence from vehicles is destroyed once repaired

Month 2-6:

  • Trucking electronic data DELETED:
    • ELD (Electronic Logging Device) data: 30-180 days retention
    • Black box data: Can be automatically overwritten
    • GPS/telematics: Varies by company
  • Cell phone records: Harder to obtain as time passes
  • Social media: Posts deleted, accounts deactivated

Month 6-12:

  • Witnesses: Graduate, move away, memory severely degraded
  • Medical evidence: Harder to link injuries to accident
  • Treatment gaps: Used against you by insurance
  • Financial desperation: Mounting bills make you vulnerable

Month 12-24:

  • Approaching statute of limitations
  • Creates pressure to settle (insurance knows you’re desperate)
  • Evidence severely degraded
  • Case value diminished

Every day you wait, evidence disappears. Call Attorney911 at 1-888-ATTY-911 immediately to preserve your Richardson accident case.

Texas Motor Vehicle Law: What Richardson Victims Need to Know

Statute of Limitations

Texas Civil Practice & Remedies Code § 16.003

Claim Type Time Limit Starts From
Personal Injury 2 years Date of accident
Wrongful Death 2 years Date of death
Property Damage 2 years Date of damage
Government Claims 6 months notice Date of incident
Minors Tolled until 18 Then 2 years

Exceptions:

  • Discovery Rule: SOL may start later if injury/cause not immediately discoverable
  • Defendant Absence: Tolled if defendant leaves Texas
  • Mental Incapacity: Tolled during incapacity

CRITICAL: Miss the deadline = case BARRED forever. Cannot be extended or waived.

Comparative Negligence (51% Bar Rule)

Texas Civil Practice & Remedies Code § 33.001

Texas uses modified comparative negligence with a 51% bar:

  • If you are 50% or less at fault → You can recover damages (reduced by your % of fault)
  • If you are 51% or more at fault → You recover NOTHING

Examples:

Your Fault % Case Value Your Recovery
0% $100,000 $100,000
10% $100,000 $90,000
25% $250,000 $187,500
40% $500,000 $300,000
50% $500,000 $250,000
51% $500,000 $0

Why This Matters in Richardson:
Insurance companies ALWAYS try to assign maximum fault to you to reduce their payment. Even small fault percentages cost you thousands:

  • 10% fault on $100,000 case = $10,000 less for you
  • 25% fault on $250,000 case = $62,500 less for you
  • 40% fault on $500,000 case = $200,000 less for you

Lupe’s Insurance Defense Experience Helps:
Lupe Peña spent years working for insurance companies, learning how they assign fault. Now he uses that knowledge to fight for Richardson accident victims.

Texas Legal Terms You Need to Know

Term Definition
Negligence Failure to act with the level of care a reasonable person would exercise. Must prove: duty, breach, causation, damages.
Duty of Care Legal obligation to act reasonably (drivers must obey traffic laws, property owners must maintain safe premises).
Breach of Duty Violation of duty of care through action or inaction.
Causation Defendant’s breach directly caused plaintiff’s injuries (“but for” test).
Proximate Cause Injuries were foreseeable result of defendant’s actions.
Liability Legal responsibility for harm caused. Defendant is “liable” when proven negligent.
Economic Damages Quantifiable financial losses: medical bills, lost wages, property damage, future earnings. NO CAP in Texas.
Non-Economic Damages Intangible losses: pain and suffering, mental anguish, physical impairment, loss of consortium, disfigurement. NO CAP except medical malpractice.
Punitive/Exemplary Damages Punishment for gross negligence or malice. CAPPED at greater of: $200K OR 2x economic + 1x non-economic (max $750K non-economic portion).
Dram Shop Liability Bars/restaurants liable if they serve obviously intoxicated person who then causes accident. Texas Alcoholic Beverage Code §2.02.
Respondeat Superior Employer liable for employee’s negligence during work scope. Critical for trucking/rideshare.
Vicarious Liability One party liable for another’s actions (parent company for subsidiary, etc.).
UM/UIM Coverage Uninsured/Underinsured Motorist coverage. Texas allows inter-policy stacking.
Bad Faith Insurance company’s unreasonable denial or delay of valid claim. Texas Insurance Code violations.
Contingency Fee Attorney fee structure: no fee unless case wins. Typically 33-40% of recovery.
Subrogation Health insurer’s right to recover from settlement what they paid for treatment.
Lien Third party’s claim against settlement (medical providers, Medicare, Medicaid).
Wrongful Death Claim brought by surviving family for death caused by negligence.
Survival Action Claim for damages the deceased would have recovered if they survived (pain before death, medical bills).

Texas Minimum Auto Insurance (30/60/25)

Coverage Minimum Required
Bodily Injury – Per Person $30,000
Bodily Injury – Per Accident $60,000
Property Damage – Per Accident $25,000

Uninsured Motorist Statistics in Texas:

  • 15.4% of US motorists are uninsured (approximately 1 in 7 drivers)
  • UM/UIM coverage is critical for protection
  • Texas allows inter-policy stacking

Proving Liability in Your Richardson Accident Case

To win your Richardson motor vehicle accident case, we must prove four elements of negligence:

1. Duty of Care

  • All drivers have a legal duty to operate their vehicles safely
  • Must obey traffic laws, maintain proper lookout, control speed
  • Commercial drivers have heightened duty (FMCSA regulations)

2. Breach of Duty

The at-fault driver violated their duty of care through:

  • Speeding on Richardson roads
  • Running red lights at intersections like Coit and Campbell
  • Texting while driving on US-75
  • Driving under the influence
  • Failing to yield right of way

3. Causation

  • The breach of duty DIRECTLY caused your injuries
  • “But for” test: But for the defendant’s actions, you would not have been injured
  • Injuries must be foreseeable result of negligent conduct

4. Damages

  • You suffered actual harm (physical, financial, emotional)
  • Must be quantifiable or demonstrable
  • Medical bills, lost wages, pain and suffering

Evidence We Gather for Richardson Accident Cases

Physical Evidence:

  • Vehicle damage photographs (all angles)
  • Skid marks, debris, road damage
  • Damaged personal property (clothing, glasses, phone)
  • Weather and road conditions documentation

Documentary Evidence:

  • Richardson police accident report
  • 911 call recordings
  • Traffic camera footage from Richardson intersections
  • Surveillance footage from nearby businesses
  • Medical records and bills from Richardson hospitals
  • Employment records (for lost wages)
  • Cell phone records (proving distraction)

Electronic Evidence:

  • ELD (Electronic Logging Device) data from trucks
  • Vehicle black box/EDR (Event Data Recorder)
  • GPS/telematics data
  • Dashcam footage
  • Social media posts (theirs, not yours)

Testimonial Evidence:

  • Witness statements from Richardson residents
  • Expert witness testimony
  • Medical expert opinions
  • Accident reconstruction specialists

Multiple Liable Parties in Richardson Accidents

Trucking Accidents Can Involve:

  • Truck driver (negligent operation)
  • Trucking company (negligent hiring, supervision, maintenance)
  • Cargo loader (improper loading causing instability)
  • Vehicle manufacturer (defective parts)
  • Maintenance company (improper repairs)

Rideshare Accidents Can Involve:

  • Rideshare driver
  • Rideshare company (Uber/Lyft)
  • Other at-fault drivers
  • Vehicle owner (if different from driver)

Drunk Driving Accidents Can Involve:

  • Drunk driver
  • Bar/restaurant (dram shop liability)
  • Social host (limited circumstances)
  • Liquor store (serving obviously intoxicated person)

More liable parties = more insurance policies = higher recovery potential for Richardson victims.

Damages You Can Recover in Richardson Accident Cases

Economic Damages (No Cap in Texas):

Damage Type What It Covers
Medical Expenses (Past) ER, hospital, surgery, doctors, physical therapy, medications, medical equipment
Medical Expenses (Future) Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past) Income lost from date of accident to present
Lost Earning Capacity (Future) Reduced ability to earn income in the future
Property Damage Vehicle repair or replacement, personal property
Out-of-Pocket Expenses Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice):

Damage Type What It Covers
Pain and Suffering Physical pain from injuries, both past and future
Mental Anguish Emotional distress, anxiety, depression, fear, PTSD
Physical Impairment Loss of physical function, disability, limitations
Disfigurement Scarring, permanent visible injuries affecting appearance
Loss of Consortium Impact on marriage/family relationships, loss of companionship
Loss of Enjoyment of Life Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped in Texas):

  • Available for gross negligence, fraud, or malice
  • Drunk driving cases often qualify
  • Cap: Greater of $200,000 OR (2x economic + 1x non-economic max $750,000)
  • Purpose: Punish defendant and deter similar conduct

How Insurance Companies Try to Screw Richardson Accident Victims

At Attorney911, we know how insurance companies operate because our associate attorney, Lupe Peña, spent years working for them. Here are the tactics they use to minimize your claim – and how we counter them:

Tactic #1: The Quick Cash Trap (Weeks 1-3)

What They Do:
Within days or weeks of your Richardson accident, the insurance company offers quick money:

  • Typical offers: $2,000-$5,000
  • Sometimes $10,000-$15,000 if they’re scared
  • Sounds good when you have zero money and mounting bills

Their Script:

  • “This offer expires in 48 hours”
  • “I can only get approval for this amount right now”
  • “Take it or leave it”
  • “This is our final offer” (it’s not)

The Trap:
You don’t know the extent of your injuries yet. What happens if:

  • Day 3: Insurance offers $3,500 “final settlement”
  • You sign the release because you’re desperate
  • Week 6: MRI shows herniated disc requiring surgery
  • Surgery costs $100,000
  • TOO LATE – You signed release, can’t reopen claim
  • You pay $100,000 out of pocket

How Attorney911 Counters:
We NEVER settle before you’ve reached Maximum Medical Improvement (MMI). This could be:

  • 6 months for minor injuries
  • 12-24 months for serious injuries
  • We know their offers are ALWAYS lowball
  • Lupe calculated these lowball offers for years – he KNOWS they’re offering 10-20% of true value

Tactic #2: The Recorded Statement Trap (Days 1-3)

What They Do:
Insurance adjusters contact you IMMEDIATELY – often while you’re:

  • Still in the hospital
  • On pain medication (confused, groggy)
  • Scared about injuries and financial future
  • Don’t understand the legal process
  • Vulnerable and in crisis

Their Friendly Act:

  • “We just want to help you”
  • “We need to get your side of the story to process your claim”
  • “This is routine, everyone does this”
  • “It’ll only take a few minutes”

What They’re Really Doing:
Building their defense against you with leading questions:

Question They Ask What They Want You to Say
“You’re feeling better now though, right?” Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?” Minimize collision severity
“You were able to walk away from the scene?” Suggest injuries not serious
“Were you distracted at all?” Get you to admit distraction
“How fast were you going?” Hope you overestimate or say “I don’t know”

The Truth:

  • You are NOT required to give a recorded statement to the other driver’s insurance
  • Giving a statement without an attorney ALMOST ALWAYS hurts your case
  • Insurance companies know this – that’s why they push so hard

How Attorney911 Counters:
DO NOT give a recorded statement without us.

Once you hire Attorney911:

  • We become your voice
  • All calls go through us
  • You don’t talk to adjusters
  • We prepare you properly if a statement becomes absolutely necessary
  • We sit with you during any statements

We know their questions because Lupe asked them for years.

Tactic #3: The “Independent” Medical Exam Scam (Months 2-6)

What They Call It:
“Independent Medical Examination” (IME)

What It Really Is:
An insurance company hired doctor to minimize your injuries

How Insurance Companies Choose IME Doctors:
They don’t choose based on medical expertise. They choose based on:

  • Who gives insurance-favorable reports (NOT who’s most qualified)
  • Doctors who consistently find “no injury” or “pre-existing condition”
  • Doctors paid THOUSANDS by insurance companies ($2,000-$5,000 per exam)
  • Repeat business = repeat favorable reports

What Happens at an IME:
A 10-15 minute “examination” where:

  • They give a cursory physical exam (vs. your treating doctor’s thorough evaluation)
  • They rarely review your complete medical records beforehand
  • They ask questions designed to elicit “I’m feeling better” responses
  • They look for ANY reason to minimize your injuries

Common IME Doctor Findings:

What They Say What It Means
“Patient has pre-existing degenerative changes” Everyone over 40 has some arthritis – used to deny claims
“Injuries consistent with minor trauma” Minimizes your pain and suffering
“Patient can return to full duty work” Eliminates lost wage claims
“Treatment has been excessive” Attacks your treating doctors
“Subjective complaints out of proportion to objective findings” Medical speak for calling you a LIAR

How Attorney911 Counters:

  • We prepare you extensively before the exam
  • We send complete medical records to the IME doctor first (forcing review)
  • We challenge biased IME reports with our own medical experts
  • Lupe knows these specific doctors and their biases – he hired them for years

Tactic #4: Delay and Financial Pressure (Months 6-12+)

What Insurance Companies Do:
They drag your Richardson accident case out hoping you’ll get desperate:

  • “Still investigating your claim”
  • “Waiting for medical records” (that we sent months ago)
  • “Reviewing your file”
  • “Need additional information”
  • Ignore calls and emails
  • Take weeks to respond to simple questions

Why Delay Works (On People Without Attorneys):

Insurance Companies Have:

  • Unlimited time
  • Unlimited resources
  • No financial pressure
  • Earning interest on YOUR settlement money while delaying

You Have:

  • Mounting bills
  • Zero income
  • Creditors threatening
  • Need money NOW

Financial Desperation Makes You Accept Less:

  • Month 1: You’d reject $5,000 offer
  • Month 6: You’d seriously consider $5,000
  • Month 12: You’d BEG for $5,000 just to end the nightmare

How Attorney911 Counters:

  • We file a lawsuit to force deadlines
  • We set depositions forcing them to produce witnesses
  • We prepare for trial showing we’re serious
  • Lupe understands delay tactics because he used them – knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What Insurance Companies Do:
They hire private investigators to:

  • Video you doing daily activities
  • Film from public places (your driveway, street, stores)
  • Follow you to appointments, errands, social activities
  • Look for ANY activity contradicting your injury claims
  • One video of you bending over = “Not really injured”

They Monitor ALL Your Social Media:

  • Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
  • Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
  • Monitor your friends’ profiles for posts mentioning you
  • Use facial recognition to find photos you’re tagged in
  • Archive your entire social media history

Examples We’ve Defended:

Example What Happened Insurance Claimed Reality
Old Photo Gym photo from 3 YEARS AGO Presented as recent, contradicts injury We proved metadata was pre-accident
Restaurant Check-in Facebook check-in at restaurant “Partying and having fun” Sitting quietly having dinner
Friend’s Comment Friend posted “Had fun yesterday!” Evidence of non-injury Client was resting at home
Walking Dog Video of client walking dog slowly “Not disabled” Doctor RECOMMENDED short walks
Smiling in Photo Family photo smiling “Not in pain – she’s smiling!” Everyone smiles for photos

7 Rules for Richardson Accident Victims:

  1. Make ALL profiles private immediately
  2. DON’T post about your accident, injuries, activities, emotions, or case
  3. DON’T check in anywhere
  4. Tell friends/family: don’t tag, don’t post about you
  5. Don’t accept friend requests from strangers (fake profiles)
  6. BEST: Stay off social media entirely during your case
  7. Assume EVERYTHING is being monitored

Lupe’s Insider Quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

Tactic #6: Comparative Fault Arguments

What Insurance Companies Do:
They try to assign you MAXIMUM fault to reduce their payment:

  • “You were speeding” (without evidence)
  • “You weren’t paying attention” (speculation)
  • “You could have avoided this” (hindsight bias)
  • “You were distracted” (guessing)
  • “You contributed to this accident” (shifting blame)

Why They Do This:
Texas 51% bar rule means:

  • If you’re 51%+ at fault → You get NOTHING
  • If you’re 50% or less at fault → Your damages are reduced by your percentage

Even Small Fault Percentages Cost Thousands:

  • 10% fault on $100,000 case = $10,000 less for you
  • 25% fault on $250,000 case = $62,500 less for you
  • 40% fault on $500,000 case = $200,000 less for you

How Attorney911 Counters:
Aggressive Liability Investigation:

  • Accident reconstruction proving the other driver’s fault
  • Witness statements supporting your version
  • Richardson police report analysis emphasizing citations
  • Expert testimony on perception-reaction time

Lupe knows their fault arguments because he made them for years – now he defeats them.

How Insurance Companies ACTUALLY Value Your Richardson Claim

Colossus Software System

Lupe Peña knows this system inside and out because he used it when he worked for insurance companies. Here’s how it really works:

How Colossus Works:

  1. Data Entry: Adjuster inputs injury codes, treatment, costs, jurisdiction
  2. Coding: Injuries coded using standardized medical terms
  3. Calculation: Software applies algorithms to determine “value”
  4. Range Output: System provides recommended settlement range
  5. Authority: Adjuster typically cannot exceed without supervisor approval

How Insurance Manipulates Colossus:

Manipulation Effect
Low Injury Codes “Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Excessive Treatment Flags Therapy beyond “normal” range triggers reduction
Conservative Treatment Penalty Chiropractic valued less than MD
Pre-Existing Reduction Any prior condition used to reduce value
Jurisdiction Factor Low-verdict counties get lower values

Why Lupe’s Experience Matters:

  • Knows how to code injuries properly for maximum value
  • Knows which medical terms trigger higher valuations
  • Knows when Colossus output is artificially low
  • Knows how to present records to beat the algorithm
  • Worked with these systems for years as a defense attorney

Reserve Setting Psychology

What Reserves Are:

  • Money insurance company sets aside for your claim
  • Based on worst-case scenario (their estimate of trial verdict)
  • Adjuster usually CANNOT settle for more than reserve without approval

How We Increase Reserves:

  • Hiring experts (shows we’re investing in the case)
  • Taking depositions (creating litigation expense)
  • Filing a lawsuit (forces trial evaluation)
  • Preparing for trial (shows we won’t back down)

Lupe understands reserve psychology and settlement authority limits – this is a GAME-CHANGING advantage.

Medical Knowledge: Understanding Your Richardson Accident Injuries

Traumatic Brain Injury (TBI)

Immediate vs. Delayed Symptoms:

Immediate Symptoms (At Accident Scene or Within Hours):

  • Loss of consciousness (even brief – seconds to minutes)
  • Confusion and disorientation (“Where am I? What happened?”)
  • Vomiting and nausea
  • Seizures
  • Severe headache
  • Dilated pupils
  • Slurred speech
  • Weakness or numbness

Delayed Symptoms (Hours to Days Later – CRITICAL):

  • Worsening headaches that don’t respond to medication
  • Repeated vomiting
  • Seizures developing days later
  • Slurred speech or difficulty speaking
  • Personality changes and mood swings
  • Sleep disturbances (sleeping much more or can’t sleep)
  • Sensitivity to light and noise
  • Confusion and memory problems worsening

Why Delayed Symptoms Matter Legally:
Insurance companies claim delayed symptoms aren’t from the accident. Attorney911 uses medical experts to explain that symptom progression is NORMAL for brain injuries.

Severity Classifications:

Classification Characteristics
Mild TBI / Concussion Brief LOC (seconds to minutes), GCS 13-15, may seem “fine” initially but can have serious long-term effects
Moderate TBI LOC minutes to hours, GCS 9-12, lasting cognitive impairment, requires hospitalization
Severe TBI Extended unconsciousness or coma, GCS 3-8, permanent disability likely, lifetime care needs

Long-Term Complications:

  • Chronic Traumatic Encephalopathy (CTE): Progressive brain degeneration, personality changes, dementia
  • Post-Concussive Syndrome: Headaches, dizziness lasting months or years (affects 10-15%)
  • Increased Dementia Risk: Single moderate TBI doubles dementia risk later in life
  • Personality and Mood Disorders: Depression (40-50% of TBI patients), anxiety, irritability
  • Seizure Disorders: Can develop months or years after injury
  • Cognitive Impairment: Memory problems, difficulty concentrating, slowed processing

Spinal Cord Injury

Injury Levels and Impact:

Cervical Spine (C1-C8, Neck Region):

  • C1-C4 (High Cervical): Quadriplegia (all four limbs paralyzed), possible ventilator dependence, 24/7 care required
  • C5-C8 (Low Cervical): Quadriplegia with some arm/hand function, wheelchair dependent

Thoracic Spine (T1-T12, Mid-Back):

  • Paraplegia: Lower body paralysis, wheelchair dependent
  • Trunk control varies by level

Lumbar Spine (L1-L5, Lower Back):

  • Varying degrees of leg weakness/paralysis
  • Bowel/bladder dysfunction common
  • May walk with assistive devices

ASIA Impairment Scale:

Grade Classification Prognosis
A Complete No motor or sensory function below injury – worst
B Sensory Incomplete Sensory function but no motor function
C Motor Incomplete Motor function but most muscles <3/5 strength
D Motor Incomplete Motor function with most muscles ≥3/5 strength
E Normal Full motor and sensory function (recovered)

Secondary Complications:

  • Pressure sores (leading cause of hospitalization)
  • Respiratory complications (pneumonia – leading cause of death)
  • Bowel and bladder dysfunction
  • Sexual dysfunction
  • Autonomic dysreflexia (life-threatening blood pressure crisis)
  • Depression (40-60% of patients)
  • Shortened life expectancy (5-15 years on average)

Amputation

Types:

  • Traumatic Amputation: Limb severed at accident scene by collision impact
  • Surgical Amputation: Due to crush injuries or infections (like Attorney911’s documented case)

Levels:

  • Above-Knee: More difficult, less mobility, more expensive prosthetics
  • Below-Knee: Better mobility potential, easier prosthetic use
  • Upper Extremity: Arm, hand, fingers
  • Multiple Limbs: Exponentially more challenging

Phantom Limb Pain:

  • 80% of amputees experience phantom pain
  • Feeling pain in limb that’s no longer there
  • Can be severe and debilitating
  • Often permanent condition
  • Requires lifetime pain management

Attorney911 Case Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”

Burn Injuries

Classifications:

Degree Characteristics Treatment
First-Degree Superficial, like sunburn, heals 7-10 days Outpatient
Second-Degree Blistering, severe pain, may scar Monitor, possible hospital
Third-Degree Full thickness, destroys all skin, always scars Skin grafting required
Fourth-Degree Extends into muscle and bone Often requires amputation

Body Surface Area Impact:

% Body Burned Treatment Required
<10% Usually outpatient
10-20% Hospitalization required
20-40% Burn center, ICU, multiple surgeries
>40% Extremely life-threatening
>60% Often fatal

Herniated Disc

Treatment Timeline:

  1. Acute Phase (Weeks 1-6): Severe pain, medications, rest. Cost: $2,000-$5,000
  2. Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic. Cost: $5,000-$12,000
  3. Interventional (If Conservative Fails): Epidural injections. Cost: $3,000-$6,000
  4. Surgery (If Injections Fail): Microdiscectomy or fusion. Cost: $50,000-$120,000

Permanent Restrictions Impact:

  • Can’t return to physical labor jobs
  • Lost earning capacity claims
  • Ongoing pain management needs

Soft Tissue Injuries

Why Insurance Undervalues Soft Tissue:

  • No broken bones or surgery = appears “minor”
  • Difficult to see on X-rays
  • Symptoms are subjective (pain, stiffness)

Why Soft Tissue Can Be SERIOUS:

  • 15-20% develop chronic pain
  • Can prevent return to physical jobs
  • Whiplash can cause permanent problems
  • Often misdiagnosed initially (rotator cuff tears thought to be sprains)

Proper Documentation CRITICAL:

  • Detailed pain descriptions to doctors
  • Consistent treatment (no gaps)
  • MRI proving injury
  • Physical therapy records
  • Work restrictions documented

Psychological Injuries After Richardson Accidents

PTSD After Motor Vehicle Accidents:

  • 32-45% of accident victims develop PTSD symptoms
  • Anxiety about driving again
  • Fear of getting in cars
  • Panic attacks near accident location
  • Sleep disturbances, nightmares, flashbacks
  • Avoidance behaviors

Compensable Psychological Damages:

  • Mental anguish
  • Emotional distress
  • Anxiety and depression
  • Loss of enjoyment of life
  • Fear and worry
  • Relationship impacts

Why Choose Attorney911 for Your Richardson Accident Case?

Advantage #1: Insurance Defense Insider

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What This Means for Your Richardson Case:

  • We know their tactics because Lupe used them
  • We anticipate their strategies before they deploy them
  • We know how they value claims internally
  • We know which IME doctors they favor
  • We know how to beat their algorithms
  • We speak their language

No other firm in Richardson has this advantage.

Advantage #2: Multi-Million Dollar Results

Attorney911 has recovered millions for victims of:

  • Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss”
  • Amputations: “This case settled in the millions”
  • Trucking wrongful death: “Recovered millions of dollars in compensation”
  • Maritime injuries: “Significant cash settlement”

Our results prove we don’t settle cheap.

Advantage #3: Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas.

Why This Matters for Richardson Cases:

  • Complex cases often end up in federal court
  • FMCSA trucking regulations are federal
  • Diversity jurisdiction for out-of-state defendants
  • Federal court requires different skills than state court

BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation”

Advantage #4: Personal Attention

What Richardson Clients Say:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Ralph reached out personally.” – Dame Haskett

“Consistent communication and not one time did i call and not get a clear answer.” – Dame Haskett

You work directly with Ralph or Lupe, not a case manager assembly line.

Advantage #5: Contingency Fee – No Risk

“We don’t get paid unless we win your case.”

  • Free consultation
  • No upfront costs
  • No hourly billing
  • We advance all case costs
  • You pay nothing unless we recover for you

Frequently Asked Questions About Richardson Car Accidents

Immediate After Accident

1. What should I do immediately after a car accident in Richardson, Texas?

If you’ve been in an accident in Richardson:

  • Call 911 and report the accident
  • Seek medical attention even if you feel fine (adrenaline masks injuries)
  • Document everything: photos of damage, injuries, scene
  • Exchange information with the other driver
  • Get witness names and phone numbers
  • Do NOT give a recorded statement to any insurance company
  • Call Attorney911: 1-888-ATTY-911

2. Should I call the police even for a minor accident in Richardson?

Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt after my Richardson accident?

ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

  • Traumatic brain injuries can take days to manifest
  • Internal bleeding may not be obvious
  • Herniated discs may not cause pain for weeks
  • Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately at Methodist Richardson Medical Center or Texas Health Presbyterian Hospital Richardson.

4. What information should I collect at the scene of my Richardson accident?

  • Other driver: name, phone, address, driver’s license, insurance
  • Vehicle: make, model, color, license plate
  • Witnesses: names and phone numbers
  • Photos: all vehicle damage, injuries, road conditions, traffic signals
  • Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault after my Richardson accident?

  • Exchange information only
  • Do NOT discuss fault
  • Do NOT apologize or say “I’m sorry” (can be used as admission)
  • Do NOT give your opinion on what happened
  • Stick to facts only

6. How do I obtain a copy of the accident report for my Richardson crash?

You can obtain the Richardson police report from the Richardson Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance After Your Richardson Accident

7. Should I give a recorded statement to the insurance company after my Richardson accident?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance company contacts me about my Richardson accident?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate for my Richardson accident?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your Richardson case is really worth.

10. Should I accept a quick settlement offer from the insurance company after my Richardson accident?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured or underinsured in my Richardson accident?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does the insurance company want me to sign a medical authorization after my Richardson accident?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process Questions

13. Do I have a personal injury case after my Richardson accident?

You may have a case if:

  • Someone else was at fault (even partially)
  • You suffered injuries or damages
  • There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a Richardson car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911

15. How much time do I have to file a lawsuit after my Richardson accident (statute of limitations)?

In Texas: 2 years from the date of your accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect my Richardson accident case?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault for my Richardson accident?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my Richardson car accident case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage in negotiations.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my Richardson car accident case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step for my Richardson accident case?

  1. Investigation and evidence gathering
  2. Medical treatment to MMI
  3. Demand letter to insurance
  4. Negotiation
  5. Lawsuit if necessary
  6. Discovery
  7. Mediation
  8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation Questions

21. What is my Richardson car accident case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover after my Richardson accident?

  • Medical expenses (past and future)
  • Lost wages and earning capacity
  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of enjoyment of life
  • Property damage

23. Can I get compensation for pain and suffering after my Richardson accident?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition from before my Richardson accident?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my Richardson accident settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my Richardson accident claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship Questions

27. How much do Richardson car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean for my Richardson accident case?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates on my Richardson accident case?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

30. Who will actually handle my Richardson accident case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney for my Richardson accident?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid After Your Richardson Accident

32. What common mistakes can hurt my Richardson accident case?

  • Giving a recorded statement without an attorney
  • Accepting a quick settlement
  • Delaying medical treatment
  • Gaps in treatment
  • Posting on social media
  • Signing releases or authorizations
  • Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my Richardson accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a Richardson accident lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away after my Richardson accident?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition before my Richardson accident?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. “Eggshell plaintiff” rule: Defendant takes victim as they find them.

Example: You had mild occasional back pain. The Richardson accident caused a herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain.

We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current Richardson accident lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch.

Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Call 1-888-ATTY-911 to discuss switching your Richardson accident case.

38. What if the insurance company is my own insurance (UM/UIM claim) after my Richardson accident?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would.

You need attorney representation for UM/UIM claims. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery after your Richardson accident.

39. How do Richardson accident lawyers calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering.

Multiplier depends on:

  • Injury severity
  • Permanency
  • Impact on life
  • Clear liability

Example: $100,000 medical × 4 multiplier = $400,000 pain & suffering.

Lupe calculated these for years—he knows how to justify higher multipliers for Richardson accident victims.

40. What if I was hit by a government vehicle (city bus, police car, etc.) in Richardson?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply.

These cases are complex—you need experienced Richardson accident attorneys. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—6-month deadline is strict.

41. What if the other driver fled the scene (hit and run) after my Richardson accident?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras.

Most footage is deleted 7-30 days after your Richardson accident. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim after my Richardson accident?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential.

We’ve successfully represented clients of all immigration statuses after Richardson accidents. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if my Richardson accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through:

  • Surveillance video
  • Witness statements
  • Damage analysis
  • Traffic patterns

Texas comparative negligence rules apply to Richardson parking lot accidents. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle in my Richardson accident?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear.

We handle the difficult conversation so you don’t have to after your Richardson accident.

45. What if the other driver died in my Richardson accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides.

These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights after your Richardson accident.

Richardson, Texas: Your Community, Your Legal Team

Richardson is more than just a suburb of Dallas—it’s a vibrant community with its own unique character. From the Telecom Corridor’s high-tech businesses to the charming historic downtown, Richardson offers a mix of innovation and tradition. But with US-75, President George Bush Turnpike, and I-635 running through our city, Richardson also faces significant traffic safety challenges.

At Attorney911, we understand Richardson because we understand Texas. Our founding attorney, Ralph Manginello, has been fighting for accident victims across our state for over 25 years. We know the Richardson courts, the local judges, and the insurance adjusters who handle claims in our area.

Whether you were injured in a car accident on US-75 during rush hour, a truck collision on President George Bush Turnpike, or a pedestrian accident near Richardson Heights Shopping Center, we’re here to help. Our Richardson car accident lawyers know how to navigate the local legal landscape while bringing the full force of our statewide expertise to your case.

Richardson Hospitals and Trauma Centers

After an accident in Richardson, you may be treated at:

  • Methodist Richardson Medical Center
  • Texas Health Presbyterian Hospital Richardson
  • UT Southwestern Medical Center (Dallas)
  • Parkland Memorial Hospital (Dallas)

These facilities provide excellent care, but medical bills can quickly become overwhelming. Our Richardson accident attorneys know how to document your injuries and fight for maximum compensation.

Richardson Courts

Your case may be heard in:

  • Richardson Municipal Court (for traffic citations)
  • Collin County Courts (Richardson is split between Dallas and Collin Counties)
  • Dallas County Courts
  • U.S. District Court, Eastern District of Texas (for federal cases)

Ralph Manginello’s federal court admission means we can handle your Richardson case in any courtroom.

Richardson Dangerous Intersections

Some of Richardson’s most dangerous intersections include:

  • Coit Road and Campbell Road
  • Arapaho Road and Coit Road
  • Spring Valley Road and Coit Road
  • Campbell Road and US-75
  • President George Bush Turnpike and US-75

These high-traffic areas see more than their share of serious accidents. If you were injured at one of these intersections, our Richardson accident lawyers know how to investigate the specific traffic patterns and signal timings that may have contributed to your crash.

Richardson Industries

Richardson is home to major employers including:

  • Texas Instruments
  • Blue Cross Blue Shield of Texas
  • State Farm Insurance
  • Ericsson
  • Fujitsu Network Communications

Many Richardson residents work in high-risk industries where accidents can happen. If your accident was work-related, we can help you navigate both your personal injury claim and any workers’ compensation issues.

Call Attorney911 Today: Your Richardson Legal Emergency Line

If you’ve been injured in a motor vehicle accident in Richardson, Texas, don’t wait. Evidence disappears daily. Insurance companies are already building their case against you. The 2-year statute of limitations is ticking.

Call our Richardson car accident lawyers at 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We don’t get paid unless we win your case.

What to Expect When You Call:

  1. Immediate Response: We answer 24/7 because accidents don’t wait for business hours
  2. Free Consultation: No obligation, no pressure
  3. Case Evaluation: We’ll review your situation and explain your options
  4. No-Risk Representation: We advance all costs, you pay nothing unless we win
  5. Immediate Action: We start preserving evidence right away

Hablamos Español: Lupe Peña and our team are fluent in Spanish. Language should never be a barrier to justice.

Se Habla Español: Llame al 1-888-ATTY-911 para una consulta gratuita.

Don’t let an accident ruin your life. Call Attorney911 today and let our Richardson car accident lawyers fight for the compensation you deserve.