Motor Vehicle Accident Lawyers in Cross Roads, Texas

If you’ve been injured in a car accident in Cross Roads, Texas, you’re not alone. With one motor vehicle crash occurring every 57 seconds in Texas and over 250,000 people injured annually, our roads have become increasingly dangerous. At Attorney911, we understand the physical, emotional, and financial toll an accident can take on you and your family. Founded by Ralph Manginello, who brings over 25 years of legal experience to every case, our firm is dedicated to fighting for the rights of accident victims across Denton County and beyond.

Cross Roads residents face unique challenges on our local roads. Whether you’re commuting to work in nearby Denton or Lewisville, traveling along FM 428, or navigating the busy intersections near Cross Roads Boulevard, the risk of an accident is ever-present. When tragedy strikes, you need more than just a lawyer – you need a legal team with the expertise, resources, and local knowledge to maximize your compensation and protect your future.

Why Cross Roads Accident Victims Choose Attorney911

At Attorney911, we’re not just another law firm – we’re your neighbors, your advocates, and your strongest allies in the fight for justice. Here’s what sets us apart:

Insurance Defense Insider Advantage

Our firm includes Lupe Peña, a former insurance defense attorney who spent years working for national defense firms. Lupe knows exactly how insurance companies evaluate claims, calculate settlements, and build cases against victims. This insider knowledge is your unfair advantage:

We anticipate insurance company tactics before they’re deployed
We know how to present medical records to maximize claim value
We understand the Colossus software system used by insurers to minimize payouts
We’ve worked with the same IME doctors insurance companies use – and we know their biases

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This unique perspective allows us to counter insurance company strategies at every turn, ensuring you receive the full compensation you deserve.

Proven Results for Cross Roads Accident Victims

Our track record speaks for itself. We’ve recovered millions of dollars for clients who suffered serious injuries in motor vehicle accidents:

Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company
In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.
At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.
In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.

Our results demonstrate that we don’t just talk about fighting for our clients – we actually do it, and we win.

Federal Court Experience and Complex Case Capability

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, giving us the ability to handle complex cases that other firms can’t. This federal court experience is particularly valuable in:

Trucking accident cases involving FMCSA regulations
Cases against large corporations
Multi-state accidents
Complex product liability claims

Our firm was also one of the few in Texas involved in the BP explosion litigation, demonstrating our capability to take on billion-dollar corporations and win.

Personal Attention You Can Trust

Unlike high-volume firms where you’re just a case number, at Attorney911, you’ll receive personal attention from our experienced attorneys and dedicated staff. As client Chad Harris shared:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

We understand that every case is unique, and we treat our clients with the respect and compassion they deserve.

No Fee Unless We Win

We believe that everyone deserves access to quality legal representation, regardless of their financial situation. That’s why we work on a contingency fee basis:

Free initial consultation
No upfront costs
We advance all case expenses
You pay nothing unless we recover compensation for you

This means you can focus on your recovery while we focus on your case, with no financial risk to you.

Common Types of Motor Vehicle Accidents in Cross Roads

Cross Roads and the surrounding Denton County area see a variety of motor vehicle accidents. Our experienced attorneys handle all types of cases, including:

Car Accidents

With over 250,000 people injured in Texas car crashes annually, these are the most common type of accident we see. In Cross Roads, car accidents frequently occur:

At busy intersections like Cross Roads Boulevard and FM 428
On residential streets where distracted driving is common
During rush hour traffic on major routes to Denton and Lewisville
In parking lots and commercial areas

Common injuries in car accidents include:

Whiplash and soft tissue injuries
Herniated discs
Broken bones and fractures
Traumatic brain injuries (TBI)
Spinal cord injuries
Internal organ damage

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

18-Wheeler and Trucking Accidents

Texas leads the nation in fatal truck crashes, with 11% of all U.S. fatal truck accidents occurring in our state. In 2024 alone, there were 39,393 commercial motor vehicle crashes in Texas, resulting in 608 fatalities and 1,601 serious injuries.

Cross Roads is particularly vulnerable to trucking accidents due to:

Proximity to major highways like I-35 and US 380
Heavy truck traffic serving local businesses and distribution centers
Long-haul trucks passing through on their way to Dallas or other major cities

Trucking accidents are often catastrophic due to the sheer size and weight of commercial vehicles. An 18-wheeler can weigh up to 80,000 pounds – 20 times the weight of a typical passenger car. This size disparity means that when a truck collides with a smaller vehicle, the results are often devastating.

Our firm has extensive experience handling trucking accident cases, including:

Violations of FMCSA Hours of Service regulations
Driver fatigue and sleep deprivation
Improper loading and cargo securement
Mechanical failures and poor vehicle maintenance
Distracted or impaired driving

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Drunk Driving Accidents

Despite public awareness campaigns, drunk driving remains a serious problem in Texas. In 2024, there were 1,053 alcohol-impaired driving deaths in Texas, accounting for 25.37% of all traffic fatalities.

In Denton County, we see far too many drunk driving accidents, particularly:

On weekends and holidays
Near bars and restaurants
During late-night hours
Involving young drivers

Drunk driving accidents are particularly tragic because they’re 100% preventable. When a drunk driver chooses to get behind the wheel, they put everyone on the road at risk.

Texas has strong dram shop laws that allow victims of drunk driving accidents to hold bars, restaurants, and other establishments liable if they served alcohol to an obviously intoxicated person who then caused an accident. Signs of obvious intoxication include:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination
Aggressive or erratic behavior
Strong odor of alcohol

Our firm has extensive experience with drunk driving cases, including criminal defense work that gives us unique insight into these cases. Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), which allows us to handle both the criminal and civil aspects of drunk driving accidents.

Motorcycle Accidents

Motorcycle accidents are particularly devastating due to the lack of protection for riders. In 2024, there were 585 motorcyclist fatalities in Texas, with 37% of those killed not wearing helmets.

Cross Roads sees its share of motorcycle accidents, particularly:

During warmer months (March-October)
On weekends when recreational riding is popular
At intersections where drivers fail to yield
On rural roads where speeding is common

Texas law requires all riders under 21 to wear helmets. Riders over 21 can ride without a helmet if they’ve completed a safety course or have adequate medical insurance coverage.

Insurance companies often try to blame motorcyclists for accidents, even when the other driver is clearly at fault. Texas’ 51% comparative fault rule means that if you’re found to be 51% or more at fault, you can’t recover any compensation. Our firm knows how to counter these arguments and fight for the full compensation you deserve.

Pedestrian Accidents

Pedestrians are among the most vulnerable road users, and Texas has seen a troubling increase in pedestrian fatalities in recent years. In 2024, there were 6,095 pedestrian crashes in Texas, resulting in 768 fatalities.

Cross Roads has seen its share of pedestrian accidents, particularly:

Near schools and parks
In residential neighborhoods
At crosswalks and intersections
In parking lots and commercial areas

Many drivers don’t realize that pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. This means that anytime there’s an intersection of two streets, the distance between them is considered a crosswalk, and drivers must yield to pedestrians.

Common injuries in pedestrian accidents include:

Traumatic brain injuries
Spinal cord injuries
Broken pelvis and legs
Internal organ damage
Fatalities

Rideshare Accidents (Uber/Lyft)

Rideshare services like Uber and Lyft have transformed transportation in Cross Roads and across Texas. While these services provide convenience, they’ve also introduced new complexities when accidents occur.

One of the biggest challenges with rideshare accidents is determining which insurance policy applies. Rideshare insurance coverage varies dramatically depending on what the driver was doing at the time of the accident:

Phase	Driver Status	Coverage Available
Period 0 – Offline	App off, personal use	Personal insurance only ($30k/$60k/$25k minimum in Texas)
Period 1 – Waiting	App on, no ride request	$50K/$100K/$25K contingent coverage
Period 2 – Accepted	Ride accepted, en route to pickup	$1,000,000 liability coverage
Period 3 – Transporting	Passenger in vehicle	$1,000,000 liability coverage

This complex insurance structure means that victims of rideshare accidents often face challenges in obtaining fair compensation. Our firm has extensive experience navigating these complexities and ensuring our clients receive the full compensation they’re entitled to.

Hit and Run Accidents

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene, leaving victims to deal with injuries, property damage, and the emotional trauma of being abandoned.

In Texas, leaving the scene of an accident is a serious crime:

Death: 2nd degree felony (2-20 years prison)
Serious bodily injury: 3rd degree felony (2-10 years prison)
Minor injury: State jail felony (up to 5 years)
Property damage: Class B misdemeanor (up to 6 months jail)

If you’re the victim of a hit and run accident in Cross Roads, your own uninsured motorist (UM) coverage can provide compensation. Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles on your policy.

Evidence preservation is critical in hit and run cases:

Surveillance footage is typically deleted within 7-30 days
Witness memories fade quickly
Physical evidence can be lost or destroyed

If you’ve been the victim of a hit and run, call Attorney911 immediately at 1-888-ATTY-911. We’ll send preservation letters to nearby businesses to secure critical evidence before it’s lost forever.

Delivery Vehicle Accidents (Amazon, FedEx, DoorDash)

The rise of e-commerce has led to a significant increase in delivery vehicles on Cross Roads roads. Companies like Amazon, FedEx, UPS, and DoorDash now employ thousands of drivers who make deliveries throughout Denton County.

Delivery vehicle accidents present unique challenges:

Complex liability issues with multiple potentially responsible parties
Higher insurance limits than personal auto policies
Pressure on drivers to meet tight delivery deadlines
Inadequate driver training and supervision

Amazon’s Delivery Service Partner (DSP) program has come under particular scrutiny. DSPs are contractually required to “defend and indemnify” Amazon, but many of these small delivery companies have inadequate insurance coverage or safety protocols.

In a recent case, our firm helped a family recover $16.2 million after a child was struck by an Amazon delivery van. The case established that Amazon could be held 85% responsible for the accident.

What to Do After an Accident in Cross Roads

The moments after a motor vehicle accident can be chaotic and confusing. Knowing what to do can protect your health and your legal rights.

Immediate Steps (First 48 Hours)

At the Scene:

Check for injuries – Call 911 immediately if anyone is hurt.
Move to safety – If possible, move vehicles out of traffic to prevent further accidents.
Call the police – Always report the accident, even if it seems minor. The police report will be critical evidence.
Document everything – Take photos of vehicle damage, injuries, road conditions, and any visible factors that contributed to the accident.
Exchange information – Get the other driver’s name, phone number, address, insurance information, and license plate number.
Talk to witnesses – Get names and contact information from anyone who saw the accident.
Don’t admit fault – Even saying “I’m sorry” can be used against you later.
Call Attorney911 – Before speaking to any insurance company, call 1-888-ATTY-911 for immediate legal guidance.

After Leaving the Scene:

Seek medical attention – Even if you feel fine, get checked by a doctor. Many injuries don’t show symptoms immediately.
Follow your doctor’s orders – Attend all follow-up appointments and complete all recommended treatment.
Document your injuries – Keep a journal of your symptoms, pain levels, and how the injuries affect your daily life.
Preserve evidence – Save all accident-related documents, photos, and receipts.
Don’t give recorded statements – Insurance adjusters may call and ask for a recorded statement. Politely decline and refer them to your attorney.
Don’t sign anything – Never sign any documents from an insurance company without having them reviewed by your attorney.
Stay off social media – Insurance companies monitor social media for posts that could undermine your claim.
Call Attorney911 – We’ll handle all communications with insurance companies so you can focus on your recovery.

Why Time is Critical

Evidence disappears quickly after an accident:

Surveillance footage is typically deleted within 7-30 days
Witness memories fade rapidly
Physical evidence (skid marks, debris) is cleared from the scene
Electronic data from trucks (ELD/black box) can be overwritten in 30-180 days
Medical conditions may worsen if not treated promptly

The sooner you call Attorney911 at 1-888-ATTY-911, the better we can preserve critical evidence and build a strong case on your behalf.

Texas Motor Vehicle Accident Laws You Need to Know

Understanding Texas law is crucial to protecting your rights after an accident. Here are the key legal concepts you need to know:

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is absolute – if you miss it, you lose your right to compensation forever.

There are limited exceptions:

Minors have until their 20th birthday to file a claim
Discovery rule may extend the deadline if injuries weren’t immediately apparent
Government claims require notice within 6 months

Comparative Fault (51% Rule)

Texas uses a modified comparative fault system with a 51% bar rule. This means:

If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
If you’re 51% or more at fault, you can’t recover anything

Insurance companies often try to assign maximum fault to victims to reduce their payouts. For example:

If you’re found 20% at fault in a $100,000 case, you’d recover $80,000
If you’re found 51% at fault, you’d recover nothing

Our firm knows how to counter these arguments and fight for a fair assessment of fault.

Minimum Insurance Requirements

Texas requires all drivers to carry minimum insurance coverage:

$30,000 for bodily injury per person
$60,000 for bodily injury per accident
$25,000 for property damage

Unfortunately, many drivers don’t carry adequate insurance, and some have no insurance at all. That’s why it’s important to carry uninsured/underinsured motorist (UM/UIM) coverage on your own policy.

Dram Shop Liability

To prove dram shop liability, we must show:

The establishment served alcohol to someone who was obviously intoxicated
The over-service was the proximate cause of the accident and injuries

Signs of obvious intoxication include:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination
Aggressive or erratic behavior
Strong odor of alcohol

Wrongful Death Claims

When an accident results in a fatality, the victim’s family may have a wrongful death claim. In Texas, wrongful death claims can be brought by:

The surviving spouse
Children of the deceased
Parents of the deceased

Damages in wrongful death cases may include:

Loss of financial support
Loss of companionship and society
Mental anguish
Funeral and burial expenses

Survival actions are separate claims that recover damages the deceased would have been entitled to if they had survived, such as pain and suffering before death and medical expenses.

How Insurance Companies Try to Minimize Your Claim

Insurance companies are in business to make money, not to pay fair settlements. They use sophisticated tactics to minimize payouts, and they start working against you from the moment the accident happens.

Tactic #1: Quick Contact and Recorded Statements

Within hours or days of your accident, an insurance adjuster will contact you. They’ll sound friendly and helpful, but their real goal is to get you to say something that can be used against you.

Common questions they ask:

“You’re feeling better now, though, right?”
“It wasn’t that bad of an impact, was it?”
“You were able to walk away from the scene?”
“Were you distracted at all?”
“How fast were you going?”

Everything you say is recorded, transcribed, and will be used to deny or minimize your claim.

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Lupe knows these tactics because he used them for years. Now he uses that knowledge to protect our clients.

Tactic #2: Quick Settlement Offers

Within days or weeks of your accident, the insurance company may offer you a quick settlement. These offers are almost always far below the true value of your claim.

Typical quick offers:

$2,000-$5,000 for what seems like a minor accident
$10,000-$15,000 for more serious accidents

They create artificial urgency:

“This offer expires in 48 hours”
“I can only get approval for this amount right now”
“Take it or leave it”

The Trap:
You don’t know the full extent of your injuries yet. Many serious injuries don’t show symptoms for days or weeks. If you accept a quick settlement and later discover you need surgery or long-term treatment, it’s too late – the release you signed is permanent and final.

Tactic #3: “Independent” Medical Exams (IMEs)

If your case involves significant injuries, the insurance company will likely demand that you undergo an “Independent Medical Examination” (IME). Despite the name, these exams are anything but independent.

How IME Doctors Are Chosen:

Based on who gives insurance-favorable reports
Doctors who consistently find “no injury” or “pre-existing condition”
Doctors paid thousands of dollars per exam by insurance companies

What Happens at an IME:

Brief, cursory examination (often 10-15 minutes)
Rarely review your complete medical records
Ask leading questions designed to elicit “I’m feeling better” responses
Look for any reason to minimize your injuries

Common IME Findings:

“Patient has pre-existing degenerative changes” (everyone over 40 has some arthritis)
“Injuries consistent with minor trauma”
“Patient can return to full duty work”
“Treatment has been excessive”
“Subjective complaints out of proportion to objective findings” (calling you a liar)

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

Lupe knows these IME doctors and their biases because he hired them for years. Now he uses that knowledge to counter their reports.

Tactic #4: Delay and Financial Pressure

Insurance companies know that time is on their side. The longer they can delay your claim, the more financial pressure they can put on you to accept a lowball settlement.

Their Delay Tactics:

“We’re still investigating your claim”
“We’re waiting for medical records”
“Your file is under review”
Ignoring calls and emails
Taking weeks to respond to simple questions

Why Delay Works:

You have mounting bills
You’re unable to work
Creditors are calling
You’re desperate for money

Financial Desperation Makes You Accept Less:

Month 1: You’d reject a $5,000 offer
Month 6: You’d seriously consider $5,000
Month 12: You’d beg for $5,000 just to end the nightmare

Our firm counters these tactics by:

Filing lawsuits to force deadlines
Setting depositions to compel action
Preparing for trial to show we’re serious

Tactic #5: Surveillance and Social Media Monitoring

Insurance companies hire private investigators to monitor accident victims. They’ll:

Video you doing daily activities
Film from public places (your driveway, street, stores)
Follow you to appointments, errands, social activities
Look for any activity that contradicts your injury claims

They also monitor all your social media:

Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
Screenshot everything: photos, posts, check-ins, comments, likes
Monitor your friends’ profiles for posts mentioning you
Use facial recognition to find photos you’re tagged in
Archive your entire social media history

Examples of What They Use Against Victims:

Example	What They Claim	Reality
Gym photo from 3 years ago	Presented as recent, contradicts injury	We prove metadata shows pre-accident date
Restaurant check-in	“Partying and having fun”	Just sitting quietly having dinner
Friend’s comment “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Walking dog slowly	“Not disabled”	Doctor recommended short walks
Smiling in family photo	“Not in pain – she’s smiling!”	Everyone smiles for photos

7 Rules for Clients:

Make ALL profiles private immediately
Don’t post about your accident, injuries, activities, or case
Don’t check in anywhere
Tell friends/family not to tag you or post about you
Don’t accept friend requests from strangers (fake profiles)
Best option: Stay off social media entirely during your case
Assume everything is being monitored

Tactic #6: Comparative Fault Arguments

Insurance companies will try to assign you maximum fault to reduce their payout. They’ll claim:

“You were speeding” (even without evidence)
“You weren’t paying attention” (speculation)
“You could have avoided this” (hindsight bias)
“You were distracted” (guessing)
“You contributed to this accident” (shifting blame)

Why They Do This:
Texas’ 51% bar rule means:

If you’re 51% or more at fault, you get nothing
If you’re 50% or less at fault, your damages are reduced by your percentage

Even small fault percentages cost you thousands:

10% fault on a $100,000 case = $10,000 less for you
25% fault on a $250,000 case = $62,500 less for you
40% fault on a $500,000 case = $200,000 less for you

Our firm counters these arguments with:

Accident reconstruction proving the other driver’s fault
Witness statements supporting your version
Police report analysis emphasizing citations
Expert testimony on perception-reaction time

Lupe knows these fault arguments because he made them for years – now he defeats them.

How We Prove Liability in Your Cross Roads Accident Case

To win your case, we must prove that the other party was negligent and that their negligence caused your injuries. Here’s how we build a strong liability case:

Evidence We Collect

Police Reports – The official accident report contains crucial information about the accident, including citations issued and the officer’s assessment of fault.
Photographs and Videos – We gather photos and videos from:
- The accident scene
- Vehicle damage
- Injuries
- Road conditions
- Traffic signals and signs
- Surveillance cameras from nearby businesses
Witness Statements – We interview all witnesses to gather their accounts of what happened.
Electronic Data – For commercial vehicles, we obtain:
- Electronic Logging Device (ELD) data
- Black box/Event Data Recorder (EDR) information
- GPS/telematics data
Medical Records – Your medical records document the extent of your injuries and link them to the accident.
Expert Testimony – We work with experts to reconstruct the accident and explain how it occurred:
- Accident reconstructionists
- Biomechanical engineers
- Human factors experts
- Trucking industry experts
Employment Records – For commercial drivers, we obtain:
- Driver qualification files
- Hours of service logs
- Training records
- Disciplinary records
Vehicle Maintenance Records – For commercial vehicles, we examine maintenance records to identify any mechanical failures that may have contributed to the accident.

Multiple Liable Parties

In many cases, more than one party may be liable for your injuries. For example:

Trucking Accidents:

Truck driver (negligent operation)
Trucking company (negligent hiring, supervision, maintenance)
Cargo loader (improper loading causing instability)
Vehicle manufacturer (defective parts)
Maintenance company (improper repairs)

Drunk Driving Accidents:

Drunk driver
Bar/restaurant (dram shop liability)
Social host (limited circumstances)
Liquor store (serving obviously intoxicated person)

Rideshare Accidents:

Rideshare driver
Rideshare company (Uber/Lyft)
Other at-fault drivers
Vehicle owner (if different from driver)

Identifying all liable parties increases the available insurance coverage and strengthens your case.

Damages You Can Recover in a Cross Roads Accident Case

If we prove that the other party was negligent, you may be entitled to compensation for your damages. In Texas, damages are divided into three categories:

Economic Damages

These are quantifiable financial losses you’ve suffered as a result of the accident:

Medical Expenses (Past and Future)
- Emergency room visits
- Hospital stays
- Surgeries
- Doctor visits
- Physical therapy
- Chiropractic care
- Prescription medications
- Medical equipment
- Home modifications
- Future medical care
Lost Wages
- Income lost from the date of the accident to the present
- Future lost earning capacity if you can’t return to your previous job
Property Damage
- Vehicle repair or replacement
- Personal property damaged in the accident
Out-of-Pocket Expenses
- Transportation to medical appointments
- Household help
- Childcare
- Any other accident-related expenses

Non-Economic Damages

These compensate you for intangible losses that don’t have a specific dollar value:

Pain and Suffering – Physical pain from your injuries, both past and future.
Mental Anguish – Emotional distress, anxiety, depression, fear, and PTSD.
Physical Impairment – Loss of physical function, disability, and limitations.
Disfigurement – Scarring or other permanent visible injuries.
Loss of Consortium – Impact on your marriage and family relationships.
Loss of Enjoyment of Life – Inability to participate in activities you previously enjoyed.

Punitive Damages

In cases involving gross negligence or malice, you may be entitled to punitive damages. These are designed to punish the defendant and deter similar conduct. Examples include:

Drunk driving accidents
Extreme speeding
Reckless driving
Deliberate violations of safety regulations

Punitive damages in Texas are capped at the greater of:

$200,000, OR
Two times economic damages plus one times non-economic damages (with a cap of $750,000 on the non-economic portion)

Settlement Ranges for Common Injuries

The value of your case depends on many factors, including the severity of your injuries, the impact on your life, and the available insurance coverage. Here are some typical settlement ranges for common injuries:

Soft Tissue Injuries (Whiplash, Sprains, Strains)

Medical Treatment: $6,000-$16,000
Lost Wages: $2,000-$10,000
Pain & Suffering: $8,000-$35,000
Settlement Range: $15,000-$60,000

Broken Bones (Single, Simple Fracture)

Medical Treatment: $10,000-$20,000
Lost Wages: $5,000-$15,000
Pain & Suffering: $20,000-$60,000
Settlement Range: $35,000-$95,000

Broken Bones (Requiring Surgery – ORIF)

Medical Treatment: $47,000-$98,000
Lost Wages: $10,000-$30,000
Pain & Suffering: $75,000-$200,000
Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment)

Medical Treatment: $22,000-$46,000
Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000
Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required)

Past Medical: $96,000-$205,000
Future Medical: $30,000-$100,000
Lost Wages: $20,000-$50,000
Lost Earning Capacity: $50,000-$400,000
Pain & Suffering: $150,000-$450,000
Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe)

Past Medical: $198,000-$638,000
Future Medical: $300,000-$3,000,000+
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+
Settlement Range: $1,548,000-$9,838,000

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

Spinal Cord Injury / Paralysis

Lifetime Care Costs: $2,500,000-$13,000,000+
Settlement Range: $4,770,000-$25,880,000

Amputation

Past Medical: $170,000-$480,000
Future Medical (Prosthetics): $500,000-$2,000,000
Settlement Range: $1,945,000-$8,630,000

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Wrongful Death (Working Age Adult)

Economic Damages: $1,000,000-$4,000,000
Non-Economic Damages: $850,000-$5,000,000
Settlement Range: $1,910,000-$9,520,000

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Why Cross Roads Accident Victims Choose Attorney911

When you’ve been injured in a motor vehicle accident in Cross Roads, you have many options for legal representation. Here’s why accident victims choose Attorney911:

1. Insurance Defense Insider Advantage

We anticipate insurance company tactics before they’re deployed
We know how to present medical records to maximize claim value
We understand the Colossus software system used by insurers to minimize payouts
We’ve worked with the same IME doctors insurance companies use – and we know their biases

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This unique perspective allows us to counter insurance company strategies at every turn, ensuring our clients receive the full compensation they deserve.

2. Proven Results in Complex Cases

We don’t just talk about fighting for our clients – we actually do it, and we win. Our track record includes:

Multi-million dollar settlements for catastrophic injury cases
Successful litigation against billion-dollar corporations
High-value verdicts and settlements in trucking accident cases
Favorable outcomes in complex product liability claims

Some of our documented case results include:

Multi-million dollar settlement for a client who suffered a brain injury with vision loss
Millions recovered for a client whose leg injury led to partial amputation
Millions recovered for families in trucking-related wrongful death cases
Significant settlement for a maritime injury case

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court experience is invaluable in complex cases, including:

Trucking accident cases involving FMCSA regulations
Cases against large corporations
Multi-state accidents
Complex product liability claims

Our firm was also one of the few in Texas involved in the BP explosion litigation, demonstrating our capability to take on billion-dollar corporations and win.

4. Personal Attention You Can Trust

Unlike high-volume firms where you’re just a case number, at Attorney911, you’ll receive personal attention from our experienced attorneys and dedicated staff. As client Chad Harris shared:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

We understand that every case is unique, and we treat our clients with the respect and compassion they deserve.

5. Contingency Fee – No Risk to You

We believe that everyone deserves access to quality legal representation, regardless of their financial situation. That’s why we work on a contingency fee basis:

Free initial consultation
No upfront costs
We advance all case expenses
You pay nothing unless we recover compensation for you

This means you can focus on your recovery while we focus on your case, with no financial risk to you.

6. Comprehensive Medical Knowledge

We understand the medical aspects of your injuries, not just the legal process. Our knowledge of injuries and treatments allows us to:

Explain the medical reality of your condition
Connect your injuries to the accident
Document the full extent of your damages
Fight against insurance company attempts to minimize your injuries

7. Spanish Language Services

We’re proud to serve the diverse community of Cross Roads and Denton County. Lupe Peña is fluent in Spanish, and our staff includes bilingual team members who can assist Spanish-speaking clients.

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

Whether you’re more comfortable communicating in English or Spanish, we’re here to help.

Frequently Asked Questions About Cross Roads Car Accidents

Immediate After Accident

1. What should I do immediately after a car accident in Cross Roads?

If you’ve been in an accident in Cross Roads:

Call 911 and report the accident
Seek medical attention even if you feel fine (adrenaline masks injuries)
Document everything: photos of damage, injuries, scene
Exchange information with the other driver
Get witness names and phone numbers
Do NOT give a recorded statement to any insurance company
Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

2. Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

Traumatic brain injuries can take days to manifest
Internal bleeding may not be obvious
Herniated discs may not cause pain for weeks
Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

Other driver: name, phone, address, driver’s license, insurance
Vehicle: make, model, color, license plate
Witnesses: names and phone numbers
Photos: all vehicle damage, injuries, road conditions, traffic signals
Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

Exchange information only
Do NOT discuss fault
Do NOT apologize or say “I’m sorry” (can be used as admission)
Do NOT give your opinion on what happened
Stick to facts only

6. How do I obtain a copy of the accident report?

In Cross Roads, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?

You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to MMI
Demand letter to insurance
Negotiation
Lawsuit if necessary
Discovery
Mediation
Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

Medical expenses (past and future)
Lost wages and earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

Giving a recorded statement without an attorney
Accepting a quick settlement
Delaying medical treatment
Gaps in treatment
Posting on social media
Signing releases or authorizations
Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Questions

36. What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. For example:

You had mild occasional back pain
The accident caused a herniated disc requiring surgery
You recover for the NEW injury, not just the pre-existing pain

We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions – he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation.

Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on:

Injury severity
Permanency
Impact on life
Clear liability

For example:

$100,000 medical × 4 multiplier = $400,000 pain & suffering

Lupe calculated these for years – he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex – you need an experienced attorney.

Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately – the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL – most is deleted within 7-30 days. We send preservation letters immediately.

Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant – can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses.

Lupe is fluent in Spanish. Call 1-888-ATTY-911 – we protect your rights and your privacy.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (this is a lie). We prove fault through:

Surveillance video
Witness statements
Damage analysis
Traffic patterns

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear.

We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides.

These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Cross Roads-Specific Resources

Local Courts

If your case goes to court, it will likely be heard in one of these courts:

Denton County District Courts – Handle serious personal injury cases
Denton County Courts at Law – Handle less serious cases
Cross Roads Municipal Court – Handles traffic citations and minor offenses

Local Hospitals and Trauma Centers

After an accident, you may be taken to one of these facilities:

Medical City Denton – Level III trauma center serving Denton County
Texas Health Presbyterian Hospital Denton – Comprehensive emergency services
Baylor Scott & White Medical Center – Centennial – Emergency care and trauma services
Cook Children’s Medical Center – Pediatric trauma center in Fort Worth (for children)

For serious injuries, patients may be transported to Level I trauma centers in Dallas or Fort Worth.

Dangerous Intersections in Cross Roads and Denton County

Some of the most dangerous intersections in the Cross Roads area include:

Cross Roads Boulevard and FM 428 – High traffic volume with frequent accidents
I-35 and University Drive (Denton) – Heavy commuter traffic
I-35 and Loop 288 (Denton) – Complex interchange with frequent collisions
Mayhill Road and US 380 – Rural highway with high-speed accidents
Teasley Lane and I-35 (Denton) – Frequent rear-end collisions

Local Law Enforcement

Cross Roads Police Department – Handles accidents within the town limits
Denton County Sheriff’s Office – Handles accidents in unincorporated areas
Texas Department of Public Safety (DPS) – Handles accidents on state highways

Local Attractions and Businesses

Cross Roads is home to several local attractions and businesses that may be relevant to your case:

Cross Roads Town Center – Shopping and dining area with heavy traffic
Cross Roads Park – Popular recreational area
Local schools – Cross Roads Elementary, Navo Middle School
Nearby highways – FM 428, US 380, I-35

Contact Attorney911 Today

If you’ve been injured in a motor vehicle accident in Cross Roads, Texas, don’t wait to seek legal help. Evidence disappears daily, and the insurance company is already building a case against you.

Call Attorney911 now at 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We’re available 24/7 to help you understand your rights and options.

Remember:

Free consultation – no obligation
No fee unless we win
We advance all case costs
Hablamos Español
Serving Cross Roads, Denton County, and all of Texas

Don’t let the insurance company take advantage of you. Call Attorney911 today and let our experienced team fight for the compensation you deserve.

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

1-888-ATTY-911 – Your Legal Emergency Line