Motor Vehicle Accident Lawyers in Thorndale, Texas | Attorney911
If You’ve Been Injured in a Car Accident in Thorndale, Texas, We’re Here to Fight for You
Every 57 seconds, a motor vehicle crash occurs somewhere in Texas. In Thorndale and across Milam County, these accidents disrupt lives in an instant—leaving victims with painful injuries, mounting medical bills, and uncertainty about what comes next. If you or a loved one has been hurt in a car accident, 18-wheeler collision, or any other motor vehicle crash in Thorndale, you need more than just a lawyer—you need a legal emergency team that understands the unique challenges of Texas car accident cases.
At Attorney911, we’ve been fighting for accident victims across Texas for over 25 years. Founded by Ralph Manginello, a seasoned trial attorney with deep roots in Texas and admission to the U.S. District Court for the Southern District of Texas, our firm combines decades of experience with insider knowledge of how insurance companies operate. In fact, our team includes Lupe Peña, a former insurance defense attorney who spent years working for the very companies that now try to minimize your claim. This gives us a powerful advantage: we know their tactics because we used them—and now we use that knowledge to fight for you.
When you call 1-888-ATTY-911, you’re not just reaching a law firm—you’re connecting with a team that treats you like family. As client Chad Harris shared, “You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.” This personal approach, combined with our aggressive legal strategy, has helped us recover millions for clients who suffered catastrophic injuries, including brain injuries, amputations, and wrongful death cases.
If you’ve been injured in Thorndale, Rockdale, Cameron, or anywhere in Milam County, don’t wait. Evidence disappears daily, and insurance companies are already building their case against you. Call Attorney911 now at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.
Why Thorndale Accident Victims Trust Attorney911
Thorndale may be a small town, but the roads here see their share of serious accidents. Whether you’re traveling on US-79, FM 487, or the busy intersections near downtown, the risk of a collision is real. When accidents happen in Thorndale, victims often face unique challenges:
- Limited local medical resources: While Thorndale has healthcare providers, serious injuries may require transport to larger facilities like Baylor Scott & White Medical Center in Temple or St. David’s Round Rock Medical Center.
- Insurance adjusters who know the area: Adjusters handling Milam County claims are familiar with local courts and may assume you won’t fight back.
- Trucking traffic on US-79: This major route sees heavy commercial traffic, increasing the risk of catastrophic accidents.
- Rural road hazards: Many accidents in Milam County occur on rural roads with poor lighting, uneven surfaces, or livestock crossings.
At Attorney911, we understand these local realities. We’ve handled cases in Milam County courts and know how to navigate the unique aspects of Thorndale-area accidents. Our firm is based in Houston, but we serve clients across Texas, including Thorndale, Rockdale, Cameron, and the entire Milam County region. When you work with us, you get:
- A team that answers the phone: Our legal emergency line, 1-888-ATTY-911, is staffed by real people—not an automated system.
- Direct access to attorneys: You’ll work with Ralph Manginello or Lupe Peña, not just paralegals.
- Insider knowledge of insurance tactics: Lupe Peña spent years working for insurance companies, so we know how they value claims and try to minimize payouts.
- A proven track record: We’ve recovered millions for accident victims, including cases settling in the millions for catastrophic injuries like amputations and brain damage.
As client Glenda Walker said, “They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” When you’re hurt in a Thorndale car accident, you need that kind of commitment.
The Reality of Car Accidents in Thorndale and Milam County
Texas sees more motor vehicle accidents than almost any other state. In 2024 alone, there were 251,977 people injured in Texas motor vehicle crashes—that’s one person injured every 2 minutes and 5 seconds. In Milam County, accidents can be particularly devastating due to:
- Limited emergency response times: Rural areas may experience delays in medical assistance.
- Higher speeds on rural roads: Many Thorndale-area roads have speed limits of 60-70 mph, increasing the severity of collisions.
- Mix of local and through traffic: US-79 sees both local commuters and long-haul truckers, creating dangerous traffic patterns.
- Limited public transportation: Most residents rely on personal vehicles, increasing traffic density.
Common Causes of Car Accidents in Thorndale
- Distracted driving: Texting, phone use, or even adjusting the radio can lead to devastating crashes.
- Speeding: Excessive speed reduces reaction time and increases collision severity.
- Failure to yield: Many Thorndale accidents occur at intersections when drivers ignore right-of-way rules.
- Drunk driving: Alcohol-related crashes remain a serious problem, especially on weekends.
- Fatigued driving: Long commutes to Temple, Austin, or other cities can lead to drowsy driving.
- Poor road conditions: Potholes, uneven surfaces, and lack of lighting contribute to accidents.
- Weather-related crashes: Heavy rain, fog, and even occasional ice can make roads treacherous.
Common Injuries in Thorndale Car Accidents
Car accidents in Thorndale can cause a wide range of injuries, from minor to life-threatening:
- Whiplash and soft tissue injuries: Often dismissed as “minor,” these can cause chronic pain and require extensive treatment.
- Herniated discs: These spinal injuries often require surgery and can lead to permanent disability.
- Broken bones: Fractures of the arms, legs, ribs, or pelvis can require multiple surgeries.
- Traumatic brain injuries (TBI): Even “mild” TBIs can cause long-term cognitive problems.
- Spinal cord injuries: These can result in partial or complete paralysis.
- Internal organ damage: Often not immediately apparent, these injuries can be life-threatening.
- Amputations: Severe crashes can result in the loss of limbs.
- Wrongful death: Tragically, some Thorndale accidents prove fatal.
In one recent case, our client’s leg was injured in a car accident. Complications during treatment led to a partial amputation. This case settled in the millions, demonstrating our ability to fight for maximum compensation even in complex cases.
Thorndale’s Most Dangerous Roads and Intersections
While Thorndale is a small town, certain roads and intersections see more accidents than others:
- US-79 through town: This major highway sees heavy truck traffic and high speeds, making it particularly dangerous.
- FM 487 intersections: The crossroads of FM 487 with other local roads can be confusing for drivers.
- Downtown Thorndale intersections: Limited visibility and pedestrian traffic increase risks.
- FM 908 near Thorndale: Rural roads with higher speed limits and limited shoulders.
- US-79 near the Milam County line: Transition areas where drivers may not adjust to changing road conditions.
If you’ve been injured on any of these roads, or anywhere in Milam County, Attorney911 can help. We understand the specific challenges of Thorndale-area accidents and know how to build strong cases for our clients.
What to Do Immediately After a Car Accident in Thorndale
The moments after a car accident are critical. What you do in the first 48 hours can significantly impact your ability to recover compensation. Follow this step-by-step guide:
Hour 1-6: Immediate Actions
✅ Ensure safety: If you can move safely, get to the side of the road away from traffic.
✅ Call 911: Report the accident and request medical assistance if anyone is injured. Even if you feel fine, adrenaline can mask serious injuries.
✅ Seek medical attention: If you’re injured, get to the nearest medical facility. For serious injuries, you may be transported to Baylor Scott & White in Temple or another major hospital. If injuries seem minor, visit the Thorndale Medical Clinic or another local provider within 24 hours.
✅ Document everything:
- Take photos of all vehicle damage (every angle)
- Photograph the accident scene, road conditions, and traffic signals
- Take photos of any visible injuries
- Screenshot any messages visible on your phone (do NOT delete anything)
✅ Exchange information:
- Other driver’s name, phone number, and address
- Insurance company and policy number
- Driver’s license number
- License plate number
- Vehicle make, model, and color
✅ Get witness information: Names and phone numbers of any witnesses.
✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company.
Hour 6-24: Evidence Preservation
✅ Digital preservation:
- Preserve all texts, calls, photos, and videos related to the accident
- Do NOT delete anything from your phone
- Screenshot everything relevant
- Email copies to yourself for backup
✅ Physical evidence:
- Secure damaged clothing, glasses, or other personal items
- Keep receipts for any expenses (towing, rental car, medications)
- Do NOT repair your vehicle yet—preserve the damage
✅ Medical records:
- Request copies of all ER/hospital records
- Keep all discharge paperwork
- Follow up with your primary care physician within 24-48 hours
✅ Insurance communications:
- Note any calls from insurance companies
- Do NOT give recorded statements yet
- Do NOT sign anything
- Do NOT accept any settlement offers
- Say: “I need to speak with my attorney first”
✅ Social media:
- Make ALL social media profiles private immediately
- Do NOT post about the accident
- Do NOT post photos of injuries or activities
- Tell friends and family not to tag you in posts
Hour 24-48: Strategic Decisions
✅ Legal consultation:
- Speak with an experienced motor vehicle accident attorney
- Call Attorney911 at 1-888-ATTY-911 for a free consultation
- Have your documentation ready
✅ Insurance response:
- If insurance contacts you, refer them to your attorney
- Say: “My attorney will be in touch with you”
- Provide only basic information: your name, date of accident, and that you were involved
✅ Settlement offers:
- Do NOT accept or sign anything without lawyer review
- Early offers are ALWAYS lowball offers
- You don’t know the full extent of your injuries yet
✅ Evidence backup:
- Upload all screenshots and photos to cloud storage
- Email copies to yourself and a family member
- Create a written timeline of events while your memory is fresh
Week One Priorities
✅ Medical follow-up:
- Continue documenting all injuries
- See specialists if recommended
- Follow ALL doctor’s recommendations (insurance companies watch for treatment gaps)
- Get written work restrictions if needed
✅ Investigation begins:
- Your attorney obtains the police report
- Preservation letters are sent to all parties
- Surveillance footage is secured before it’s deleted
- Witness statements are recorded
✅ Communication:
- Your attorney handles ALL insurance communications
- You focus on your recovery
- Document any pressure from insurance companies or other parties
Why You Need a Thorndale Car Accident Lawyer
After a car accident in Thorndale, you might wonder if you really need a lawyer. Insurance companies often tell victims they can handle claims on their own. But here’s the truth: insurance companies are businesses, and their goal is to pay you as little as possible. Without an attorney, you’re at a significant disadvantage.
What Insurance Companies Don’t Want You to Know
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They’re already building a case against you: While you’re focused on recovery, adjusters are gathering evidence to minimize your claim.
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Their first offer is always a lowball: Insurance companies start with the lowest possible offer, hoping you’ll accept it before realizing the full extent of your injuries.
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They use software to undervalue your claim: Programs like Colossus calculate settlement values based on algorithms that often undervalue serious injuries.
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They’ll use your own words against you: Anything you say to an adjuster can be used to reduce or deny your claim.
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They have teams of lawyers: Insurance companies employ attorneys to protect their interests—you need someone to protect yours.
At Attorney911, we level the playing field. Lupe Peña, our associate attorney, spent years working for insurance companies. He knows their tactics because he used them—and now he uses that knowledge to fight for victims. As Lupe says, “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”
The Attorney911 Advantage
When you hire Attorney911 for your Thorndale car accident case, you get:
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Insider knowledge of insurance tactics: Lupe’s background gives us a unique advantage in negotiations.
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Aggressive case preparation: We prepare every case as if it’s going to trial, which gives us leverage in settlement negotiations.
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Direct attorney access: You’ll work with Ralph Manginello or Lupe Peña, not just paralegals.
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Proven results: We’ve recovered millions for accident victims, including cases settling in the millions for catastrophic injuries.
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Contingency fee representation: You pay nothing unless we win your case.
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Local experience: We understand Thorndale and Milam County courts and know how to navigate local legal processes.
Texas Motor Vehicle Law: What Thorndale Accident Victims Need to Know
Texas has specific laws that affect your ability to recover compensation after a car accident. Understanding these laws is crucial for protecting your rights.
Statute of Limitations: The 2-Year Deadline
In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is absolute. If you miss it, you lose your right to compensation forever. This is why it’s critical to contact an attorney as soon as possible after your accident.
Texas Is an At-Fault State
Texas follows an “at-fault” system for car accidents. This means the driver who caused the accident is responsible for paying damages. You can file a claim against the at-fault driver’s insurance company or sue the driver directly.
Comparative Negligence: The 51% Rule
Texas uses a modified comparative negligence system. This means:
- If you’re 50% or less at fault, you can recover damages, but your compensation will be reduced by your percentage of fault.
- If you’re 51% or more at fault, you cannot recover any damages.
For example, if you’re found to be 20% at fault for an accident and your damages total $100,000, you would receive $80,000 (80% of the total).
Insurance companies often try to assign maximum fault to accident victims. This is another reason why having an experienced attorney is crucial. Lupe Peña’s background in insurance defense gives us an advantage in countering these arguments.
Minimum Insurance Requirements
Texas requires all drivers to carry minimum insurance coverage:
- $30,000 for bodily injury per person
- $60,000 for bodily injury per accident
- $25,000 for property damage
Unfortunately, many drivers carry only the minimum coverage, which may not be enough to cover serious injuries. That’s why having Uninsured/Underinsured Motorist (UM/UIM) coverage on your own policy is so important.
Proving Liability in Your Thorndale Car Accident Case
To recover compensation after a car accident in Thorndale, you must prove that the other driver was negligent. This requires establishing four key elements:
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Duty of care: All drivers have a legal duty to operate their vehicles safely and follow traffic laws.
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Breach of duty: The at-fault driver violated this duty through actions like speeding, running a red light, or driving under the influence.
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Causation: The breach of duty directly caused your injuries. In other words, you wouldn’t have been injured if the other driver hadn’t acted negligently.
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Damages: You suffered actual harm, such as physical injuries, medical bills, lost wages, or pain and suffering.
Evidence We Use to Prove Your Case
At Attorney911, we conduct thorough investigations to gather evidence for your case:
- Police reports: These often contain crucial information about fault and citations issued.
- Witness statements: We interview witnesses while their memories are fresh.
- Photographs and videos: These can show vehicle damage, road conditions, and the accident scene.
- Medical records: These document your injuries and treatment.
- Expert testimony: We work with accident reconstruction experts, medical experts, and other specialists.
- Electronic data: For trucking accidents, we obtain black box data and electronic logging device (ELD) records.
- Surveillance footage: We send preservation letters to nearby businesses to secure video evidence before it’s deleted.
Common Challenges in Proving Liability
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Disputed fault: The other driver may claim you were at fault. We counter this with evidence and expert testimony.
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Lack of witnesses: In rural areas like Thorndale, witnesses may be scarce. We use accident reconstruction to establish what happened.
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Pre-existing conditions: Insurance companies may try to blame your injuries on pre-existing conditions. We work with medical experts to prove the accident aggravated your condition.
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Comparative negligence arguments: Insurance companies often try to assign partial fault to victims. Lupe Peña’s background in insurance defense helps us counter these arguments effectively.
Damages You Can Recover After a Thorndale Car Accident
If you’ve been injured in a car accident in Thorndale, you may be entitled to various types of compensation, known as damages. These fall into three main categories:
Economic Damages
These are quantifiable financial losses:
- Medical expenses: Past and future medical bills related to your accident injuries.
- Lost wages: Income you’ve lost due to time off work for recovery.
- Lost earning capacity: If your injuries prevent you from returning to your previous job or reduce your ability to earn income in the future.
- Property damage: Costs to repair or replace your vehicle and other damaged property.
- Out-of-pocket expenses: Transportation to medical appointments, home modifications, and other accident-related costs.
Non-Economic Damages
These compensate for intangible losses:
- Pain and suffering: Physical pain and discomfort from your injuries.
- Mental anguish: Emotional distress, anxiety, depression, or PTSD related to the accident.
- Physical impairment: Loss of physical function or disability.
- Disfigurement: Scarring or permanent visible injuries.
- Loss of consortium: Impact on your relationship with your spouse or family.
- Loss of enjoyment of life: Inability to participate in activities you previously enjoyed.
Punitive Damages
In rare cases involving gross negligence or intentional misconduct, you may be awarded punitive damages. These are designed to punish the at-fault party and deter similar behavior. Drunk driving accidents often qualify for punitive damages.
How Damages Are Calculated
There’s no one-size-fits-all formula for calculating damages. Several factors influence the value of your case:
- Severity of injuries: More severe injuries typically result in higher compensation.
- Medical treatment required: Extensive treatment and future medical needs increase case value.
- Impact on daily life: How your injuries affect your ability to work, care for yourself, and enjoy life.
- Degree of fault: Under Texas’s comparative negligence rule, your compensation may be reduced if you’re found partially at fault.
- Available insurance coverage: The amount of insurance available from the at-fault party and your own policy.
- Evidence strength: Strong evidence supporting your claim increases its value.
Settlement Ranges for Common Injuries
While every case is unique, here are typical settlement ranges for common car accident injuries:
| Injury Type | Typical Settlement Range |
|---|---|
| Soft tissue injuries (whiplash, sprains) | $15,000 – $60,000 |
| Broken bones (simple fractures) | $35,000 – $95,000 |
| Broken bones (requiring surgery) | $132,000 – $328,000 |
| Herniated disc (conservative treatment) | $70,000 – $171,000 |
| Herniated disc (surgery required) | $346,000 – $1,205,000 |
| Traumatic brain injury (moderate to severe) | $1,548,000 – $9,838,000 |
| Spinal cord injury (paraplegia) | $2,500,000 – $5,250,000 |
| Amputation | $1,945,000 – $8,630,000 |
| Wrongful death | $1,910,000 – $9,520,000 |
These ranges are based on Attorney911’s experience and industry data, but every case is unique. Our firm has recovered millions for clients with catastrophic injuries, including cases settling in the millions for brain injuries and amputations.
Insurance Company Tactics: How They Try to Minimize Your Claim
Insurance companies have one goal: to pay you as little as possible. They use sophisticated tactics to minimize claims, and they start working against you from the moment your accident happens. At Attorney911, we know these tactics because Lupe Peña used them when he worked for insurance companies. Now, we use that insider knowledge to fight for you.
Tactic #1: Quick Contact and Recorded Statements
What they do:
Within hours or days of your accident, an insurance adjuster will contact you. They’ll sound friendly and helpful, saying things like:
- “We just want to help you”
- “We need your side of the story to process your claim”
- “This is routine, everyone does this”
- “It’ll only take a few minutes”
What they’re really doing:
They’re trying to get you to give a recorded statement that they can use against you. They’ll ask leading questions designed to minimize your injuries and shift blame:
| Question They Ask | What They Want You to Say |
|---|---|
| “You’re feeling better now though, right?” | Trap you into saying you’re improving |
| “It wasn’t that bad of an impact, was it?” | Minimize collision severity |
| “You were able to walk away from the scene?” | Suggest injuries aren’t serious |
| “Were you distracted at all?” | Get you to admit distraction |
| “How fast were you going?” | Hope you overestimate or say “I don’t know” |
The truth:
- You are NOT required to give a recorded statement to the other driver’s insurance company.
- Giving a statement without an attorney almost always hurts your case.
- Insurance companies know this—that’s why they push so hard.
How Attorney911 counters:
- We become your voice with the insurance company.
- All calls go through us.
- If a statement becomes absolutely necessary, we prepare you extensively and sit with you during the statement.
- We know their questions because Lupe asked them for years.
Tactic #2: Quick Settlement Offers
What they do:
Within days or weeks of your accident, the insurance company may offer you a quick settlement:
- Typical offers: $2,000 – $5,000
- Sometimes $10,000 – $15,000 if they’re worried about liability
- They create artificial urgency:
- “This offer expires in 48 hours”
- “I can only get approval for this amount right now”
- “Take it or leave it”
- “This is our final offer” (it’s not)
The trap:
You don’t know the full extent of your injuries yet. Many serious injuries don’t show symptoms immediately:
- Traumatic brain injuries can take days to manifest
- Internal bleeding may not be obvious
- Herniated discs may not cause pain for weeks
- Adrenaline masks pain at the accident scene
What happens if you accept the quick offer:
- You sign a release that is PERMANENT and FINAL.
- You think your case is over.
- Weeks or months later, you discover you need surgery or have permanent injuries.
- The surgery costs $100,000, but you already signed the release.
- You pay $100,000 out of pocket.
- The insurance company pays nothing more.
How Attorney911 counters:
- We NEVER settle before you’ve reached Maximum Medical Improvement (MMI).
- MMI is the point where your condition has stabilized and you’ve recovered as much as you’re going to.
- This could be 6 months for minor injuries or 18-24 months for serious injuries.
- We know their offers are always lowball—Lupe calculated these offers for years.
- We fight for what your case is truly worth.
Tactic #3: “Independent” Medical Exams (IMEs)
What they call it:
“Independent Medical Examination”
What it really is:
An insurance company-hired doctor paid to minimize your injuries.
How insurance companies choose IME doctors:
They select doctors based on:
- Who gives insurance-favorable reports (not who’s most qualified)
- Doctors who consistently find “no injury” or “pre-existing condition”
- Doctors paid THOUSANDS by insurance companies ($2,000 – $5,000 per exam)
- Repeat business = repeat favorable reports
What happens at an IME:
- A 10-15 minute “examination” (vs. your treating doctor’s thorough evaluation)
- The doctor rarely reviews your complete medical records beforehand
- They ask questions designed to elicit “I’m feeling better” responses
- They look for ANY reason to minimize your injuries
Common IME doctor findings:
| What They Say | What It Means |
|---|---|
| “Patient has pre-existing degenerative changes” | Everyone over 40 has some arthritis—used to deny claims |
| “Injuries consistent with minor trauma” | Minimizes your pain and suffering |
| “Patient can return to full duty work” | Eliminates lost wage claims |
| “Treatment has been excessive” | Attacks your treating doctors |
| “Subjective complaints out of proportion to objective findings” | Medical speak for calling you a LIAR |
How Attorney911 counters:
- We prepare you extensively before the exam
- We send your complete medical records to the IME doctor first (forcing them to review)
- We challenge biased IME reports with our own medical experts
- Lupe knows these specific doctors and their biases—he hired them for years
Tactic #4: Delay and Financial Pressure
What they do:
They drag your case out, hoping you’ll get desperate:
- “Still investigating your claim”
- “Waiting for medical records” (that you sent months ago)
- “Reviewing your file”
- “Need additional information”
- Ignore calls and emails
- Take weeks to respond to simple questions
Why delay works (on people without attorneys):
Insurance companies have:
- Unlimited time
- Unlimited resources
- No financial pressure
- They’re earning interest on YOUR settlement money while delaying
You have:
- Mounting bills
- Zero income
- Creditors threatening
- Need money NOW
Financial desperation makes you accept less:
- Month 1: You’d reject a $5,000 offer
- Month 6: You’d seriously consider $5,000
- Month 12: You’d BEG for $5,000 just to end the nightmare
How Attorney911 counters:
- We file lawsuits to force deadlines
- We set depositions, forcing them to produce witnesses
- We prepare for trial, showing we’re serious
- Lupe understands delay tactics because he used them—he knows when to push
Tactic #5: Surveillance and Social Media Monitoring
What they do:
Insurance companies hire private investigators to:
- Video you doing daily activities
- Film from public places (your driveway, street, stores)
- Follow you to appointments, errands, social activities
- Look for ANY activity that contradicts your injury claims
- One video of you bending over = “Not really injured”
They also monitor ALL your social media:
- Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
- Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
- Monitor your friends’ profiles for posts mentioning you
- Use facial recognition to find photos you’re tagged in
- Archive your entire social media history
Examples we’ve defended:
| Example | What Happened | Insurance Claimed | Reality |
|---|---|---|---|
| Old Photo | Gym photo from 3 YEARS AGO | Presented as recent, contradicts injury | We proved metadata was pre-accident |
| Restaurant Check-in | Facebook check-in at restaurant | “Partying and having fun” | Sitting quietly having dinner |
| Friend’s Comment | Friend posted “Had fun yesterday!” | Evidence of non-injury | Client was resting at home |
| Walking Dog | Video of client walking dog slowly | “Not disabled” | Doctor RECOMMENDED short walks |
| Smiling in Photo | Family photo smiling | “Not in pain – she’s smiling!” | Everyone smiles for photos |
7 Rules for Clients:
- Make ALL profiles private immediately
- DON’T post about the accident, injuries, activities, or emotions
- DON’T check in anywhere
- Tell friends/family: don’t tag, don’t post about you
- Don’t accept friend requests from strangers (fake profiles)
- BEST: Stay off social media entirely during your case
- Assume EVERYTHING is being monitored
Lupe’s Insider Quote:
“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”
Tactic #6: Comparative Fault Arguments
What they do:
They try to assign you MAXIMUM fault to reduce their payment:
- “You were speeding” (without evidence)
- “You weren’t paying attention” (speculation)
- “You could have avoided this” (hindsight bias)
- “You were distracted” (guessing)
- “You contributed to this accident” (shifting blame)
Why they do this:
Texas’s 51% bar rule means:
- If you’re 51%+ at fault → You get NOTHING
- If you’re 50% or less at fault → Your damages are reduced by your percentage
Even small fault percentages cost you thousands:
- 10% fault on a $100,000 case = $10,000 less for you
- 25% fault on a $250,000 case = $62,500 less for you
- 40% fault on a $500,000 case = $200,000 less for you
How Attorney911 counters:
- Aggressive liability investigation
- Accident reconstruction proving the other driver’s fault
- Witness statements supporting your version
- Police report analysis emphasizing citations
- Expert testimony on perception-reaction time
- Lupe knows their fault arguments because he made them for years—now he defeats them
Colossus: How Insurance Companies Secretly Value Your Claim
Most people don’t know that insurance companies use sophisticated software to calculate settlement values. At Attorney911, we know these systems inside and out because Lupe Peña used them when he worked for insurance companies.
What Is Colossus?
Colossus is a computerized claim valuation system used by Allstate, State Farm, Liberty Mutual, and other major insurers. Here’s how it works:
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Data Entry: An adjuster inputs information about your claim, including:
- Injury codes
- Treatment types
- Medical costs
- Lost wages
- Jurisdiction (where the accident occurred)
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Coding: Your injuries are coded using standardized medical terms.
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Calculation: The software applies algorithms to determine a “value” for your claim.
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Range Output: Colossus provides a recommended settlement range.
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Authority: Adjusters typically cannot exceed this range without supervisor approval.
How Insurance Companies Manipulate Colossus
Insurance companies can manipulate the system to undervalue your claim:
| Manipulation | Effect |
|---|---|
| Low Injury Codes | Using “soft tissue strain” instead of “disc herniation” can reduce value by 50-100% |
| Excessive Treatment Flags | Physical therapy beyond “normal” range triggers reductions |
| Conservative Treatment Penalty | Chiropractic care is valued less than treatment from medical doctors |
| Pre-Existing Reduction | Any prior condition is used to reduce value |
| Jurisdiction Factor | Low-verdict counties get lower values |
Why Lupe’s Experience Matters
Lupe knows:
- How to code injuries properly for maximum value
- Which medical terms trigger higher valuations
- When Colossus output is artificially low
- How to present medical records to beat the algorithm
- How to increase reserves (the maximum amount the insurance company will pay)
Reserve Setting: The Hidden Cap on Your Settlement
What reserves are:
- Money the insurance company sets aside for your claim
- Based on their worst-case scenario (their estimate of a trial verdict)
- Adjusters usually CANNOT settle for more than the reserve without special approval
How we increase reserves:
- Hiring experts (shows we’re investing in the case)
- Taking depositions (creates litigation expense)
- Filing a lawsuit (forces trial evaluation)
- Preparing for trial (shows we won’t back down)
Lupe understands reserve psychology and settlement authority limits—this is a game-changing advantage.
Medical Knowledge: Understanding Your Injuries
At Attorney911, we understand that car accidents can cause a wide range of injuries, from minor to life-threatening. We work with medical experts to ensure your injuries are properly documented and valued.
Traumatic Brain Injury (TBI)
Immediate vs. Delayed Symptoms:
Immediate Symptoms (At Accident Scene or Within Hours):
- Loss of consciousness (even brief—seconds to minutes)
- Confusion and disorientation (“Where am I? What happened?”)
- Vomiting and nausea
- Seizures
- Severe headache
- Dilated pupils
- Slurred speech
- Weakness or numbness
Delayed Symptoms (Hours to Days Later—CRITICAL):
- Worsening headaches that don’t respond to medication
- Repeated vomiting
- Seizures developing days later
- Slurred speech or difficulty speaking
- Personality changes and mood swings
- Sleep disturbances (sleeping much more or can’t sleep)
- Sensitivity to light and noise
- Confusion and memory problems worsening
Why delayed symptoms matter legally:
Insurance companies claim delayed symptoms aren’t from the accident. We use medical experts to explain that symptom progression is NORMAL for brain injuries.
Severity Classifications:
| Classification | Characteristics |
|---|---|
| Mild TBI / Concussion | Brief LOC (seconds to minutes), GCS 13-15, may seem “fine” initially but can have serious long-term effects |
| Moderate TBI | LOC minutes to hours, GCS 9-12, lasting cognitive impairment, requires hospitalization |
| Severe TBI | Extended unconsciousness or coma, GCS 3-8, permanent disability likely, lifetime care needs |
Long-Term Complications:
- Chronic Traumatic Encephalopathy (CTE): Progressive brain degeneration, personality changes, dementia
- Post-Concussive Syndrome: Headaches, dizziness lasting months or years (affects 10-15% of TBI patients)
- Increased Dementia Risk: Single moderate TBI doubles dementia risk later in life
- Personality and Mood Disorders: Depression (40-50% of TBI patients), anxiety, irritability
- Seizure Disorders: Can develop months or years after injury
- Cognitive Impairment: Memory problems, difficulty concentrating, slowed processing
Spinal Cord Injury
Injury Levels and Impact:
Cervical Spine (C1-C8, Neck Region):
- C1-C4 (High Cervical): Quadriplegia (all four limbs paralyzed), possible ventilator dependence, 24/7 care required
- C5-C8 (Low Cervical): Quadriplegia with some arm/hand function, wheelchair dependent
Thoracic Spine (T1-T12, Mid-Back):
- Paraplegia: Lower body paralysis, wheelchair dependent
- Trunk control varies by level
Lumbar Spine (L1-L5, Lower Back):
- Varying degrees of leg weakness/paralysis
- Bowel/bladder dysfunction common
- May walk with assistive devices
ASIA Impairment Scale:
| Grade | Classification | Prognosis |
|---|---|---|
| A | Complete | No motor or sensory function below injury – worst |
| B | Sensory Incomplete | Sensory function but no motor function |
| C | Motor Incomplete | Motor function but most muscles <3/5 strength |
| D | Motor Incomplete | Motor function with most muscles ≥3/5 strength |
| E | Normal | Full motor and sensory function (recovered) |
Secondary Complications:
- Pressure sores (leading cause of hospitalization)
- Respiratory complications (pneumonia – leading cause of death)
- Bowel and bladder dysfunction
- Sexual dysfunction
- Autonomic dysreflexia (life-threatening blood pressure crisis)
- Depression (40-60% of patients)
- Shortened life expectancy (5-15 years on average)
Amputation
Types:
- Traumatic Amputation: Limb severed at accident scene by collision impact
- Surgical Amputation: Due to crush injuries or infections (like our client whose leg injury led to amputation)
Levels:
- Above-Knee: More difficult, less mobility, more expensive prosthetics
- Below-Knee: Better mobility potential, easier prosthetic use
- Upper Extremity: Arm, hand, fingers
- Multiple Limbs: Exponentially more challenging
Phantom Limb Pain:
- 80% of amputees experience phantom pain
- Feeling pain in a limb that’s no longer there
- Can be severe and debilitating
- Often a permanent condition
- Requires lifetime pain management
Herniated Disc
Treatment Timeline:
- Acute Phase (Weeks 1-6): Severe pain, medications, rest. Cost: $2,000-$5,000
- Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic. Cost: $5,000-$12,000
- Interventional (If Conservative Fails): Epidural steroid injections. Cost: $3,000-$6,000
- Surgery (If Injections Fail): Microdiscectomy or fusion. Cost: $50,000-$120,000
Permanent Restrictions Impact:
- Can’t return to physical labor jobs
- Lost earning capacity claims
- Ongoing pain management needs
Soft Tissue Injuries
Why insurance undervalues soft tissue:
- No broken bones or surgery = appears “minor”
- Difficult to see on X-rays
- Symptoms are subjective (pain, stiffness)
Why soft tissue can be SERIOUS:
- 15-20% develop chronic pain
- Can prevent return to physical jobs
- Whiplash can cause permanent problems
- Often misdiagnosed initially (rotator cuff tears thought to be sprains)
Proper documentation is CRITICAL:
- Detailed pain descriptions to doctors
- Consistent treatment (no gaps)
- MRI proving injury
- Physical therapy records
- Work restrictions documented
Why Choose Attorney911 for Your Thorndale Car Accident Case
When you’ve been injured in a car accident in Thorndale, you have choices for legal representation. But Attorney911 offers unique advantages that set us apart from other firms.
1. Insurance Defense Insider Knowledge
“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”
This is Attorney911’s biggest competitive advantage. Lupe Peña spent years working for insurance companies, learning:
- How they value claims internally
- Their settlement authority structures
- Their defense tactics and delay strategies
- How they select IME (Independent Medical Exam) doctors
- Their surveillance and investigation methods
- Their comparative fault arguments
- How they use Colossus software to minimize claims
Now, Lupe uses that knowledge to fight FOR victims, not against them. As he explains, “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”
No other firm in Thorndale has this advantage. When you hire Attorney911, you’re getting insider intelligence that can make the difference in your case.
2. Multi-Million Dollar Results
Attorney911 has recovered millions for accident victims, including:
- Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company
- In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.
- We’ve helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.
- In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.
Our results speak for themselves. We don’t just claim to fight for maximum compensation—we prove it with our track record.
3. Federal Court Experience
Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court admission is crucial for:
- Complex cases that may end up in federal court
- Trucking accidents involving FMCSA regulations
- Cases against out-of-state defendants
- High-value cases that exceed state court limits
Our firm was also one of the few involved in BP explosion litigation, demonstrating our capability to handle complex cases against billion-dollar corporations.
4. Personal Attention You Won’t Find at Big Firms
At Attorney911, you’re not just a case number. You work directly with Ralph Manginello or Lupe Peña, not just paralegals or case managers. As client Chad Harris said, “You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.”
We believe in personal attention because we know that’s what gets results. When you call Attorney911, you reach us—not an automated system or a call center in another state.
5. Contingency Fee Representation—No Risk to You
We work on a contingency fee basis, which means:
- You pay nothing upfront
- We advance all case costs
- You pay nothing unless we win your case
- If we recover compensation for you, our fee is a percentage of the recovery
This arrangement allows you to get high-quality legal representation without financial risk. We believe that everyone deserves access to justice, regardless of their financial situation.
Client Testimonials: What Thorndale Residents Say About Attorney911
At Attorney911, we’re proud of the relationships we build with our clients. Here’s what some of them have to say about their experience with our firm:
“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” — Brian Butchee
“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” — Stephanie Hernandez
“Special thank you to my attorney, Mr. Pena, for your kindness and patience with my repeated questions.” — Chelsea Martinez
“Leonor and Amanda were amazing, they walked me through everything with my car accident.” — Kelly Hunsicker
“Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.” — Dame Haskett
“I never felt like ‘just another case’ they were working on.” — Ambur Hamilton
“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris
“They went above and beyond! Special thank you to Ralph and Leanor.” — Diane Smith
“One company said they would not except my case. Then I got a call from Manginello…I got a call to come pick up this handsome check.” — Donald Wilcox
“Leonor is the best!!! She was able to assist me with my case within 6 months.” — Tymesha Galloway
“Mariela and Zulema have done such a fantastic job…gone above and beyond to get my case settled quickly!” — Hannah Garcia
“Highly recommend! They moved fast and handled my case very efficiently.” — Nina Graeter
“She had received a offer but she told me to give her one more week because she knew she could get a better offer.” — Tracey White
“Leonor got me into the doctor the same day…it only took 6 months amazing.” — Chavodrian Miles
“I was rear-ended and the team got right to work…I also got a very nice settlement.” — MONGO SLADE
“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” — Kiimarii Yup
“Ralph is an AMAZING ATTORNEY. I have used him 2 TIMES FOR 2 separate cases the first case he got me an OFF DOCKET DISSMISSAL! And the other only 10 months probation. He gets the JOB DONE RIGHT!!!!” — Cassie Wright
“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” — Kiwi Potato
“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” — Glenda Walker
Frequently Asked Questions About Thorndale Car Accidents
Immediate After Accident
1. What should I do immediately after a car accident in Thorndale, Texas?
If you’ve been in an accident in Thorndale:
- Call 911 and report the accident
- Seek medical attention even if you feel fine (adrenaline masks injuries)
- Document everything: photos of damage, injuries, scene
- Exchange information with the other driver
- Get witness names and phone numbers
- Do NOT give a recorded statement to any insurance company
- Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance
2. Should I call the police even for a minor accident?
Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.
3. Should I seek medical attention if I don’t feel hurt?
ABSOLUTELY. Many serious injuries don’t show symptoms immediately:
- Traumatic brain injuries can take days to manifest
- Internal bleeding may not be obvious
- Herniated discs may not cause pain for weeks
- Adrenaline masks pain at the scene
Insurance companies use delays in treatment against you. Get checked immediately.
4. What information should I collect at the scene?
- Other driver: name, phone, address, driver’s license, insurance
- Vehicle: make, model, color, license plate
- Witnesses: names and phone numbers
- Photos: all vehicle damage, injuries, road conditions, traffic signals
- Police: officer name, badge number, report number
5. Should I talk to the other driver or admit fault?
- Exchange information only
- Do NOT discuss fault
- Do NOT apologize or say “I’m sorry” (can be used as admission)
- Do NOT give your opinion on what happened
- Stick to facts only
6. How do I obtain a copy of the accident report?
In Thorndale, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).
Dealing with Insurance
7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.
8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.
9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.
10. Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.
11. What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8
12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.
Legal Process
13. Do I have a personal injury case?
You may have a case if:
- Someone else was at fault (even partially)
- You suffered injuries or damages
- There is insurance to recover from
Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims
14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.
15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.
16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.
Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4
17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.
18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.
Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc
19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.
20. What is the legal process step-by-step?
- Investigation and evidence gathering
- Medical treatment to MMI
- Demand letter to insurance
- Negotiation
- Lawsuit if necessary
- Discovery
- Mediation
- Trial if needed
Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs
Compensation
21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).
22. What types of damages can I recover?
- Medical expenses (past and future)
- Lost wages and earning capacity
- Pain and suffering
- Mental anguish
- Physical impairment
- Disfigurement
- Loss of enjoyment of life
- Property damage
23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).
24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.
25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.
26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.
Attorney Relationship
27. How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.
Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc
28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.
29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”
30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”
31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”
Mistakes to Avoid
32. What common mistakes can hurt my case?
- Giving a recorded statement without an attorney
- Accepting a quick settlement
- Delaying medical treatment
- Gaps in treatment
- Posting on social media
- Signing releases or authorizations
- Not documenting everything
Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY
33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.
34. Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.
35. What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.
Additional Common Questions
36. What if I have a pre-existing condition?
You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. “Eggshell plaintiff” rule: Defendant takes victim as they find them. Example: You had mild occasional back pain. Accident caused herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.
37. Can I switch attorneys if I’m unhappy with my current lawyer?
YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.
38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.
39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on: injury severity, permanency, impact on life, clear liability. Example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years—he knows how to justify higher multipliers. See Section G for a detailed breakdown.
40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.
41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.
42. What if I’m an undocumented immigrant—can I still file a claim?
YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.
43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.
44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.
45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.
Thorndale, Texas: Our Commitment to Your Community
At Attorney911, we’re proud to serve Thorndale and the entire Milam County region. While our main office is in Houston, we’re committed to providing top-quality legal representation to accident victims throughout Texas.
Serving Thorndale and Milam County
Thorndale may be a small town, but the legal challenges faced by accident victims here are just as significant as those in larger cities. Whether you’re dealing with:
- A car accident on US-79
- A trucking collision near the county line
- A drunk driving accident on a rural road
- An accident at one of Thorndale’s busy intersections
We’re here to help. Our firm understands the unique aspects of Thorndale-area accidents, including:
- The challenges of limited local medical resources
- The impact of rural road conditions on accident severity
- The specific traffic patterns on US-79 and other major routes
- The local court system and how it handles personal injury cases
Our Texas-Wide Reach
While we serve Thorndale and Milam County, our reach extends across Texas. With offices in Houston, Austin, and Beaumont, we’re positioned to handle cases throughout the state. Some of the areas we serve include:
- Central Texas: Austin, Round Rock, Georgetown, San Marcos, Temple
- Southeast Texas: Houston, Pasadena, Baytown, Beaumont, Port Arthur
- Gulf Coast: Galveston, Texas City, League City, Friendswood
- East Texas: Tyler, Longview, Lufkin, Nacogdoches
No matter where your accident occurred in Texas, Attorney911 is ready to fight for you.
Why Thorndale Residents Choose Attorney911
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Local Knowledge: We understand Thorndale and Milam County courts, judges, and local accident patterns.
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Insider Advantage: Lupe Peña’s background in insurance defense gives us unique insights into how insurance companies operate.
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Proven Results: We’ve recovered millions for accident victims, including cases settling in the millions for catastrophic injuries.
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Personal Attention: You work directly with Ralph Manginello or Lupe Peña, not just paralegals.
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No Risk Representation: We work on a contingency fee basis—you pay nothing unless we win.
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24/7 Availability: Our legal emergency line, 1-888-ATTY-911, is always staffed by real people.
Common Accident Types in Thorndale
Thorndale and Milam County see a variety of accident types, including:
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Car Accidents: The most common type of accident, often caused by distracted driving, speeding, or failure to yield.
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Trucking Accidents: US-79 sees heavy commercial traffic, increasing the risk of catastrophic accidents.
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Drunk Driving Accidents: Alcohol-related crashes remain a serious problem, especially on weekends.
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Motorcycle Accidents: Rural roads and high speeds can be particularly dangerous for motorcyclists.
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Pedestrian Accidents: Thorndale’s downtown area and school zones see pedestrian traffic.
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Bicycle Accidents: Cyclists face risks on rural roads with limited shoulders.
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Hit and Run Accidents: Rural areas sometimes see drivers fleeing the scene.
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Weather-Related Accidents: Heavy rain, fog, and occasional ice can make roads treacherous.
No matter what type of accident you’ve been involved in, Attorney911 has the experience to handle your case.
Take Action Now: Your Thorndale Car Accident Case
If you’ve been injured in a car accident in Thorndale, Texas, time is of the essence. Evidence disappears daily, and insurance companies are already building their case against you. Here’s what you should do right now:
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Call Attorney911 at 1-888-ATTY-911: Our legal emergency line is staffed by real people who can help you immediately.
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Schedule a free consultation: We’ll review your case, explain your rights, and discuss your options—no obligation.
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Don’t speak to insurance companies: Refer all calls to your attorney. Say: “My attorney will be in touch with you.”
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Seek medical attention: Even if you feel fine, get checked by a medical professional.
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Document everything: Keep records of all medical treatment, expenses, and communications related to your accident.
What Happens When You Call Attorney911
When you call 1-888-ATTY-911, here’s what you can expect:
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Immediate assistance: You’ll speak with a real person, not an automated system.
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Case evaluation: We’ll ask about your accident and injuries to determine if you have a case.
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Free consultation: We’ll schedule a time to meet (in person, by phone, or video) to discuss your case in detail.
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No pressure: There’s no obligation to hire us. We want you to make an informed decision.
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Clear next steps: If you decide to hire us, we’ll outline exactly what happens next.
Why You Shouldn’t Wait
Every day you wait, you risk:
- Evidence disappearing: Surveillance footage is deleted within 7-30 days.
- Witnesses becoming unavailable: Memories fade, and witnesses may move or become unreachable.
- Insurance companies building their case: They’re gathering evidence to minimize your claim.
- Approaching the statute of limitations: In Texas, you have only 2 years to file a lawsuit.
As client Chavodrian Miles said, “Leonor got me into the doctor the same day…it only took 6 months amazing.” Don’t wait to get the help you need.
Contact Attorney911 Today
Phone: 1-888-ATTY-911 (1-888-288-9911)
Website: https://attorney911.com
Email: ralph@atty911.com or lupe@atty911.com
Houston Office (Primary):
The Manginello Law Firm, PLLC
Attorney911
3200 Travis St, Suite 220
Houston, TX 77006
Serving Thorndale, Rockdale, Cameron, and all of Milam County
Se habla español: Lupe Peña and our team are fluent in Spanish and ready to assist Spanish-speaking clients.
Final Thoughts: You Don’t Have to Face This Alone
Being injured in a car accident is overwhelming. You’re dealing with physical pain, emotional stress, and financial uncertainty. You may be facing mounting medical bills, lost wages, and an uncertain future. But you don’t have to face this alone.
At Attorney911, we’re more than just lawyers—we’re your advocates, your guides, and your support system through this difficult time. We understand what you’re going through, and we’re here to fight for the compensation you deserve.
With our insider knowledge of insurance company tactics, our proven track record of multi-million dollar results, and our commitment to personal attention, we’re uniquely positioned to handle your Thorndale car accident case.
Don’t let insurance companies take advantage of you. Don’t wait until it’s too late. Call Attorney911 today at 1-888-ATTY-911 for your free consultation. We don’t get paid unless we win your case.
Your recovery starts with one call. Make it now.

