Car Accidents in Lubbock, Texas: How Attorney911 Fights for Your Recovery

If you’ve been injured in a car accident in Lubbock, Texas, you’re not alone. With over 251,977 people injured in Texas motor vehicle crashes in 2024 alone – that’s one person injured every 2 minutes and 5 seconds – car accidents are a constant threat on Lubbock’s roads. From the busy intersections along Slide Road to the high-speed collisions on Loop 289, accidents happen every day, often leaving victims with serious injuries, mounting medical bills, and insurance companies trying to minimize their claims.

At Attorney911, we understand the physical pain, emotional stress, and financial uncertainty you’re facing. Ralph Manginello, our lead attorney with over 25 years of experience handling car accident cases across Texas, has seen firsthand how insurance companies try to take advantage of injured victims. That’s why we’re here – to fight for the compensation you deserve while you focus on your recovery.

The Reality of Car Accidents in Lubbock

Lubbock sees its share of serious car accidents, with dangerous intersections and high-speed roads contributing to the problem. In Texas, there’s a reportable crash every 57 seconds, and one person is killed every 2 hours and 7 minutes. These aren’t just statistics – they represent real lives changed forever by preventable collisions.

Common causes of car accidents in Lubbock include:

• Distracted driving (380 deaths in Texas in 2024)
• Speeding
• Failure to yield right of way
• Running red lights
• Following too closely
• Driving under the influence

The aftermath of a car accident can be overwhelming. You may be dealing with physical injuries, emotional trauma, and financial stress all at once. Insurance companies know this and often try to take advantage of your vulnerable position by offering quick, lowball settlements or pressuring you to give recorded statements that can hurt your case.

Common Injuries from Car Accidents

Car accidents can cause a wide range of injuries, from minor to life-threatening. Some of the most common injuries we see include:

• Whiplash and soft tissue injuries: Often dismissed as minor, but can cause chronic pain and require extensive treatment
• Herniated discs: Can lead to severe back pain, numbness, and require surgery
• Broken bones and fractures: Common in high-impact collisions, often requiring surgery and lengthy recovery
• Traumatic brain injuries (TBI): Can range from mild concussions to severe brain damage with permanent effects
• Spinal cord injuries: May result in partial or complete paralysis
• Internal organ damage: Often not immediately apparent but can be life-threatening
• Post-traumatic stress disorder (PTSD): Many accident victims develop anxiety, depression, and fear of driving

One of our clients suffered a leg injury in a car accident that developed staff infections during treatment, ultimately leading to a partial amputation. This case settled in the millions, demonstrating our commitment to fighting for maximum compensation even in complex cases with serious complications.

Why Insurance Companies Are Your Enemy

After an accident, you might think the other driver’s insurance company is there to help you. Nothing could be further from the truth. Insurance companies are businesses, and their primary goal is to protect their profits – not to ensure you get fair compensation.

Here’s what insurance companies don’t want you to know:

1. They start building a case against you immediately – While you’re recovering, they’re gathering evidence to minimize or deny your claim.
2. Their “friendly” adjusters are trained to seem helpful – Their real goal is to get you to say something that hurts your case.
3. Quick settlement offers are always lowball – They want you to accept before you know the full extent of your injuries.
4. They use software called Colossus – This program is designed to calculate the minimum they can pay you.
5. They hire doctors to minimize your injuries – These “independent” medical examiners are anything but independent.

Lupe Peña, our associate attorney, worked for years at a national defense firm and knows exactly how insurance companies operate. He used to calculate these lowball offers himself – now he uses that insider knowledge to fight for you.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.” – Lupe Peña

What to Do After a Car Accident in Lubbock

If you’ve been in a car accident in Lubbock, here’s what you should do immediately:

1. Call 911 – Report the accident and request medical assistance if needed.
2. Seek medical attention – Even if you feel fine, many injuries don’t show symptoms immediately.
3. Document everything – Take photos of vehicle damage, injuries, and the accident scene.
4. Exchange information – Get the other driver’s name, contact information, insurance details, and license plate number.
5. Get witness information – Names and phone numbers of any witnesses.
6. Don’t give a recorded statement – Insurance companies will try to get you to say something that hurts your case.
7. Call Attorney911 – Our legal emergency line is available 24/7 at 1-888-ATTY-911.

Every day you wait, evidence disappears. Surveillance footage from nearby businesses is typically deleted within 7-30 days. Witness memories fade quickly. The sooner you call us, the better we can protect your rights.

Why Choose Attorney911 for Your Lubbock Car Accident Case

When you’re injured in a car accident, you need more than just a lawyer – you need a team that will fight for your rights and maximize your compensation. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Advantage

Lupe Peña worked for years at a national defense firm, learning firsthand how insurance companies value claims and build cases against accident victims. Now he uses that knowledge to fight for you. We know their tactics because Lupe used them – he calculated claim values, hired IME doctors, and deployed delay tactics. Now he’s on your side.

2. Proven Results

Our track record speaks for itself:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss
• In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.
• We’ve helped numerous clients recover millions in compensation for car accident injuries

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court experience is crucial for complex cases, especially those involving commercial vehicles or catastrophic injuries.

4. Personal Attention

Unlike high-volume firms where you’re just a case number, at Attorney911 you work directly with Ralph and Lupe. As client Chad Harris said:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

5. No Fee Unless We Win

We work on a contingency fee basis – you pay nothing unless we win your case. There are no upfront costs, and we advance all case expenses. Your financial situation shouldn’t prevent you from getting the legal help you need.

Real Lubbock Clients, Real Results

Don’t just take our word for it – here’s what our clients say about working with Attorney911:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup

“Ralph has kept me up to date on the case, checked in on me.” – Manraj

The Legal Process for Car Accident Claims in Texas

Understanding the legal process can help you know what to expect:

1. Investigation – We gather evidence, obtain police reports, interview witnesses, and document your injuries.
2. Medical Treatment – You continue treating until you reach maximum medical improvement (MMI).
3. Demand Letter – We send a demand to the insurance company outlining your damages.
4. Negotiation – We negotiate with the insurance company for a fair settlement.
5. Lawsuit (if necessary) – If we can’t reach a fair settlement, we file a lawsuit.
6. Discovery – Both sides exchange information and take depositions.
7. Mediation – We attempt to settle the case through mediation.
8. Trial – If necessary, we take your case to trial.

Most cases settle before trial, but we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures we’re ready to fight for you in court if needed.

Texas Car Accident Laws You Need to Know

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is strict – if you miss it, you lose your right to compensation forever.

Comparative Negligence

Texas uses a “modified comparative negligence” rule. If you’re found to be 50% or less at fault for the accident, you can still recover damages, but your compensation will be reduced by your percentage of fault. If you’re 51% or more at fault, you can’t recover anything.

This is why insurance companies always try to blame the victim – even a small percentage of fault can cost you thousands of dollars. With Lupe’s insider knowledge, we know how to counter these arguments.

Minimum Insurance Requirements

Texas requires drivers to carry minimum insurance coverage:

• $30,000 for bodily injury per person
• $60,000 for bodily injury per accident
• $25,000 for property damage

However, many drivers carry only the minimum coverage, which may not be enough to cover serious injuries. That’s why we always look for all available insurance policies, including your own uninsured/underinsured motorist coverage.

Types of Compensation You Can Recover

If you’ve been injured in a car accident, you may be entitled to compensation for:

Economic Damages (No Cap in Texas)

• Past and future medical expenses
• Lost wages and earning capacity
• Property damage
• Out-of-pocket expenses (transportation, home modifications, etc.)

Non-Economic Damages (No Cap in Texas)

• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Loss of consortium (impact on relationships)

Punitive Damages (Capped)

In cases of gross negligence or intentional misconduct (like drunk driving), you may be entitled to punitive damages, which are designed to punish the wrongdoer and deter similar conduct.

Don’t Let Insurance Companies Take Advantage of You

After a car accident, insurance companies will try multiple tactics to minimize your claim:

1. Quick Contact & Recorded Statements – They’ll call you immediately, often while you’re still in the hospital, and pressure you to give a recorded statement that can be used against you.

2. Quick Settlement Offers – They’ll offer you a small amount of money quickly, hoping you’ll accept before you know the full extent of your injuries.

3. “Independent” Medical Exams – They’ll send you to a doctor they hire who will likely minimize your injuries.

4. Delay and Financial Pressure – They’ll drag out your claim, hoping you’ll get desperate and accept a low offer.

5. Surveillance – They may hire private investigators to follow you and take videos to claim you’re not really injured.

6. Comparative Fault Arguments – They’ll try to blame you for the accident to reduce their payment.

Having Lupe Peña, a former insurance defense attorney, on your side is a game-changer. He knows all these tactics because he used them for years – now he knows how to beat them.

Frequently Asked Questions About Lubbock Car Accidents

Q: What should I do immediately after a car accident in Lubbock?

A: If you’ve been in an accident in Lubbock:

1. Call 911 and report the accident
2. Seek medical attention even if you feel fine
3. Document everything with photos and notes
4. Exchange information with the other driver
5. Get witness contact information
6. Don’t give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911

Q: Should I call the police even for a minor accident?

A: Yes, always call the police. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000. The police report is crucial evidence for your claim.

Q: Should I seek medical attention if I don’t feel hurt?

A: Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

Q: What information should I collect at the scene?

A: Collect:

• Other driver’s name, phone, address, driver’s license number
• Insurance company and policy number
• Vehicle make, model, color, license plate
• Witness names and phone numbers
• Photos of all vehicle damage, injuries, road conditions, traffic signals
• Police officer name, badge number, and report number

Q: Should I talk to the other driver or admit fault?

A: Only exchange basic information. Don’t:

• Discuss fault
• Apologize or say “I’m sorry” (can be used as admission)
• Give your opinion on what happened
• Speculate about injuries

Q: How do I obtain a copy of the accident report?

A: In Lubbock, you can obtain the police report from the Lubbock Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Q: Should I give a recorded statement to insurance?

A: To the other driver’s insurance: NO, not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say.

Q: What if the other driver’s insurance contacts me?

A: Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Don’t discuss injuries or fault.

Q: Do I have to accept the insurance company’s estimate?

A: No. Their estimate is just an offer – usually far below actual value. Attorney911 fights for what your case is really worth.

Q: Should I accept a quick settlement offer?

A: NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you can’t get more money even if you need surgery later.

Q: What if the other driver is uninsured/underinsured?

A: Your own UM/UIM (Uninsured/Underinsured Motorist) coverage can compensate you. Texas allows inter-policy stacking, which can significantly increase your coverage.

Q: Why does insurance want me to sign a medical authorization?

A: They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Q: Do I have a personal injury case?

A: You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Q: When should I hire a car accident lawyer?

A: Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

Q: How much time do I have to file (statute of limitations)?

A: In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

Q: What is comparative negligence and how does it affect me?

A: Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Q: Will my case go to trial?

A: Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage in negotiations.

Q: How long will my case take to settle?

A: Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

Q: What is the legal process step-by-step?

A: 1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Q: What is my case worth?

A: Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

Q: What types of damages can I recover?

A: Economic damages (medical expenses, lost wages, property damage) and non-economic damages (pain and suffering, mental anguish, physical impairment).

Q: Can I get compensation for pain and suffering?

A: Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

Q: What if I have a pre-existing condition?

A: You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

Q: Will I have to pay taxes on my settlement?

A: Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

Q: How is the value of my claim determined?

A: Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Q: How much do car accident lawyers cost?

A: Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Q: What does “no fee unless we win” mean?

A: You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

Q: How often will I get updates?

A: Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

Q: Who will actually handle my case?

A: At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

Q: What if I already hired another attorney?

A: You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Q: What common mistakes can hurt my case?

A: – Giving recorded statement without attorney

• Accepting quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Q: Should I post about my accident on social media?

A: NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

Q: Why shouldn’t I sign anything without a lawyer?

A: Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

Q: What if I didn’t see a doctor right away?

A: See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Q: What if I have a pre-existing condition?

A: You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation.

Q: Can I switch attorneys if I’m unhappy with my current lawyer?

A: YES. You can fire your attorney at any time. Attorney911 has taken over many cases from other attorneys.

Q: What if the insurance company is my own insurance (UM/UIM claim)?

A: Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation.

Q: How do you calculate pain and suffering?

A: Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on injury severity, permanency, impact on life, and clear liability.

Q: What if I was hit by a government vehicle (city bus, police car, etc.)?

A: Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. These cases are complex – you need an experienced attorney.

Q: What if the other driver fled the scene (hit and run)?

A: File a police report immediately. Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL – most footage is deleted within 7-30 days. We send preservation letters immediately.

Q: What if I’m an undocumented immigrant – can I still file a claim?

A: YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential.

Q: What if the accident happened in a parking lot?

A: Parking lot accidents are fully compensable. Insurance companies often argue “parking lot accidents are always 50/50 fault” – this is false. We prove fault through surveillance video, witness statements, and damage analysis.

Q: What if I was a passenger in the at-fault vehicle?

A: You can sue the driver even if you were riding with them. You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving).

Q: What if the other driver died in the accident?

A: You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies.

Lubbock Car Accident Resources

If you’ve been in a car accident in Lubbock, here are some local resources that may help:

• Emergency Services: Dial 911 for police, fire, and medical emergencies
• Lubbock Police Department: (806) 775-2865
• University Medical Center: Level I Trauma Center serving Lubbock and the surrounding area
• Covenant Medical Center: Another major hospital in Lubbock with emergency services
• Texas Department of Transportation (TxDOT): For accident reports and road condition information

Contact Attorney911 Today

If you or a loved one has been injured in a car accident in Lubbock, don’t wait – call Attorney911 today. Our legal emergency line is available 24/7 at 1-888-ATTY-911 (1-888-288-9911). We offer free consultations and work on a contingency fee basis – you pay nothing unless we win your case.

With over 25 years of experience, federal court admission, and a former insurance defense attorney on our team, we have the knowledge and resources to fight for the compensation you deserve. Don’t let insurance companies take advantage of you – call Attorney911 today.

Remember, evidence disappears every day. Surveillance footage, witness memories, and crucial details can be lost forever if you wait too long. Call 1-888-ATTY-911 now for your free consultation.

Other Types of Motor Vehicle Accidents We Handle in Lubbock

While car accidents are the most common, we also handle all types of motor vehicle accidents in Lubbock and throughout Texas:

18-Wheeler and Trucking Accidents

With major highways like I-27 running through Lubbock, trucking accidents are a serious concern. These accidents often result in catastrophic injuries due to the size and weight of commercial trucks. We have extensive experience handling trucking accident cases and understand the complex regulations governing the trucking industry.

Drunk Driving Accidents

Texas has a serious problem with drunk driving, with 1,053 alcohol-impaired driving deaths in 2024 alone. If you’ve been injured by a drunk driver, you may be entitled to punitive damages in addition to compensatory damages. We can also pursue claims against bars or restaurants that served the drunk driver under Texas dram shop laws.

Motorcycle Accidents

Motorcycle accidents often result in serious injuries due to the lack of protection for riders. We understand the unique challenges faced by motorcycle accident victims and know how to counter insurance company arguments that try to blame the rider.

Pedestrian Accidents

With busy streets and intersections throughout Lubbock, pedestrian accidents are unfortunately common. Pedestrians always have the right-of-way at intersections, even unmarked crosswalks. If you’ve been hit by a car while walking, we can help you recover compensation for your injuries.

Rideshare Accidents (Uber/Lyft)

Rideshare accidents involve complex insurance issues. The coverage available depends on what the driver was doing at the time of the accident (waiting for a ride, en route to pick up, or transporting a passenger). We understand these complexities and can help you navigate the claims process.

Hit and Run Accidents

If the driver who hit you fled the scene, we can help you file a claim under your own uninsured motorist coverage. We’ll work to identify the at-fault driver and preserve crucial evidence before it’s lost.

Bicycle Accidents

Bicyclists are vulnerable on Lubbock’s roads. We help bicycle accident victims recover compensation for their injuries and fight against insurance company arguments that try to blame the cyclist.

Work Zone Accidents

Construction zones are common on Lubbock’s roads, and accidents in these areas can be particularly dangerous. We help victims of work zone accidents recover compensation from negligent drivers and, in some cases, construction companies.

Wrongful Death

If you’ve lost a loved one in a car accident, we can help you pursue a wrongful death claim. While no amount of money can replace your loved one, compensation can help cover funeral expenses, lost financial support, and the emotional impact of your loss.

No matter what type of motor vehicle accident you’ve been involved in, Attorney911 is here to help. Call us today at 1-888-ATTY-911 for a free consultation.

Why Lubbock Residents Trust Attorney911

Lubbock residents choose Attorney911 because we understand the unique challenges faced by accident victims in West Texas. We know Lubbock’s roads, its courts, and its insurance adjusters. We’re not a national call center – we’re a Texas law firm with deep roots in our community.

When you call Attorney911, you’re not just getting a lawyer – you’re getting a team that will fight for your rights and maximize your compensation. We offer:

• Personal attention – You’ll work directly with Ralph Manginello or Lupe Peña, not just paralegals
• Insider knowledge – Lupe’s insurance defense background gives us an unfair advantage
• Proven results – We’ve recovered millions for our clients
• No upfront costs – We work on a contingency fee basis
• 24/7 availability – Our legal emergency line is always open

Don’t let insurance companies take advantage of you. If you’ve been injured in a car accident in Lubbock, call Attorney911 today at 1-888-ATTY-911. Your consultation is free, and we don’t get paid unless we win your case.

Final Thoughts

Being injured in a car accident can turn your life upside down. You may be facing physical pain, emotional trauma, and financial uncertainty all at once. But you don’t have to face this alone.

At Attorney911, we’re here to help. With over 25 years of experience, federal court admission, and a former insurance defense attorney on our team, we have the knowledge and resources to fight for the compensation you deserve.

Remember:

• Insurance companies are not on your side
• Evidence disappears every day
• The statute of limitations is ticking
• You need an experienced attorney on your side

Don’t wait – call Attorney911 today at 1-888-ATTY-911 for your free consultation. We’re ready to fight for you.