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Bruceville-Eddy Car & Truck Accident Lawyers | I-35, US-77 Crashes | 18-Wheelers, Commercial Trucks, Rideshare | Former Insurance Defense — We Know Their Playbook | Multi-Million-Dollar Results | Attorney911 — The Firm Insurers Fear | Federal Court | Se Habla Español | 1-888-ATTY-911

Motor Vehicle Accidents in Bruceville-Eddy, Texas: Your Legal Emergency Guide

If you’ve been injured in a motor vehicle accident in Bruceville-Eddy or anywhere in McLennan County, you’re likely feeling overwhelmed, confused, and unsure of what to do next. At Attorney911, we understand the physical pain, emotional distress, and financial uncertainty you’re facing. With one crash occurring every 57 seconds in Texas and 251,977 people injured annually, motor vehicle accidents are an unfortunate reality on our roads. When you’re hurt in Bruceville-Eddy, you need more than just a lawyer—you need a legal emergency response team that fights for your rights while you focus on healing.

Ralph Manginello, our founding attorney with over 25 years of experience, has built Attorney911 into a trusted name across Texas. Our team, including former insurance defense attorney Lupe Peña, knows exactly how insurance companies operate because we’ve worked on their side. This insider knowledge gives us an unfair advantage when fighting for maximum compensation for our clients. In a recent case, we secured a multi-million dollar settlement for a client whose leg injury from a car accident led to complications and partial amputation. This is just one example of how we turn devastating situations into life-changing outcomes.

Why Bruceville-Eddy Accident Victims Choose Attorney911

Bruceville-Eddy may be a smaller community, but our roads see their share of accidents—from collisions on FM 2111 to incidents near local businesses and intersections. When accidents happen here, you need attorneys who understand both Texas law and the unique challenges of McLennan County. Our team serves clients throughout the region, including nearby communities like Eddy, Lorena, and Hewitt, ensuring you get the same high-quality representation whether you’re in a major city or a smaller town.

What sets Attorney911 apart is our combination of local knowledge and statewide expertise. We know the local courts, the insurance adjusters who handle claims in this area, and the specific accident patterns that occur on Bruceville-Eddy’s roads. But we also bring the resources and experience of a firm that has handled complex cases across Texas, including federal court litigation and high-stakes trucking accidents.

Common Types of Motor Vehicle Accidents in Bruceville-Eddy

Car Accidents: The Most Common but Often Serious

Car accidents are the most frequent type of motor vehicle collision in Bruceville-Eddy and across Texas. With 251,977 people injured in Texas motor vehicle crashes annually, these accidents can range from minor fender-benders to life-altering collisions. Common causes include distracted driving, speeding, failure to yield, and running red lights—all behaviors we see regularly on local roads.

The injuries from car accidents can be severe:

  • Whiplash and soft tissue injuries
  • Herniated discs requiring surgery
  • Broken bones and fractures
  • Traumatic brain injuries (TBI)
  • Spinal cord injuries
  • Internal organ damage

One of our clients, Chavodrian Miles, shared his experience: “Leonor got me into the doctor the same day…it only took 6 months amazing.” This level of prompt, effective care is what we strive for with every client.

In a recent case, we represented a client whose leg was injured in a car accident. During treatment, staff infections developed, leading to a partial amputation. This case settled in the millions, demonstrating our ability to handle even the most complex cases.

Trucking Accidents: Catastrophic Consequences

With I-35 running through McLennan County and numerous commercial vehicles traveling through Bruceville-Eddy, trucking accidents are a serious concern. In 2024 alone, Texas saw 39,393 commercial motor vehicle crashes resulting in 608 fatalities and 1,601 serious injuries. The sheer size and weight of these vehicles—often 80,000 pounds compared to a passenger car’s 4,000 pounds—means accidents frequently result in catastrophic injuries or death.

Trucking accidents often involve multiple liable parties:

  • The truck driver (for negligent operation)
  • The trucking company (for negligent hiring, training, or maintenance)
  • Cargo loaders (for improper loading causing instability)
  • Vehicle manufacturers (for defective parts)
  • Maintenance companies (for improper repairs)

Federal Motor Carrier Safety Administration (FMCSA) regulations play a crucial role in these cases. Violations of Hours of Service rules, inadequate driver training, or improper maintenance can establish negligence per se, making it easier to prove liability.

Our firm’s experience with complex litigation, including involvement in BP explosion cases, demonstrates our capability to take on large corporations and their insurance companies. We’ve recovered millions for clients in trucking-related wrongful death cases, showing our commitment to holding negligent parties accountable.

Drunk Driving Accidents: Preventable Tragedies

Drunk driving remains a significant problem in Texas, with 1,053 alcohol-impaired driving deaths in 2024—accounting for 25.37% of all traffic fatalities. These accidents are entirely preventable and often result in severe injuries or death.

Texas has strong dram shop laws (Texas Alcoholic Beverage Code § 2.02) that allow victims to sue establishments that over-serve obviously intoxicated patrons. Signs of obvious intoxication include slurred speech, bloodshot eyes, unsteady gait, and impaired coordination. Potentially liable parties include bars, restaurants, liquor stores, and even social hosts in certain circumstances.

Punitive damages are often available in drunk driving cases due to the gross negligence involved. Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA) gives us unique capability to handle both the criminal and civil aspects of these cases. Our experience includes successfully defending DWI cases by exposing flaws in breathalyzer maintenance and missing evidence—skills we now use to benefit accident victims.

Motorcycle Accidents: Vulnerable Riders at Risk

Motorcycle accidents account for 585 fatalities in Texas annually, with riders facing significantly higher risks than car occupants. In 2024, 37% of motorcyclists killed were not wearing helmets, despite helmets reducing the risk of death by 37%.

Texas law requires helmets for riders under 21, but those over 21 can ride without a helmet if they’ve completed a safety course or have adequate medical insurance. This creates complex liability issues, as insurance companies often try to blame riders for their injuries.

Common causes of motorcycle accidents include:

  • Failure to yield right of way (most common cause)
  • Driver inattention and distraction
  • Unsafe lane changes
  • Left-turn accidents (T-bone or head-on collisions)
  • Speeding and reckless driving

The comparative negligence rule in Texas is particularly important for motorcyclists. If you’re found to be 51% or more at fault, you recover nothing. Insurance companies frequently try to assign maximum fault to riders. Lupe Peña’s experience as an insurance defense attorney gives us an advantage in countering these arguments.

Pedestrian Accidents: The Most Vulnerable Road Users

Pedestrian accidents are particularly concerning, with 6,095 crashes in Texas in 2024 resulting in 768 fatalities. Pedestrians account for only 1% of crashes but 19% of all roadway deaths, highlighting their vulnerability.

A critical legal point: pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you. This legal advantage can be crucial in establishing liability.

Common injuries in pedestrian accidents include:

  • Traumatic brain injuries
  • Spinal cord injuries and paralysis
  • Broken pelvis and legs
  • Internal organ damage
  • Fatalities

Rideshare Accidents: Complex Insurance Challenges

Rideshare services like Uber and Lyft have transformed transportation in Texas, but they’ve also created complex insurance challenges for accident victims. The insurance coverage available depends on the driver’s status at the time of the accident:

Phase Driver Status Coverage Available
Period 0 App off, personal use Personal insurance only ($30K/$60K/$25K minimum in Texas)
Period 1 App on, no ride request Contingent coverage: $50K/$100K/$25K
Period 2 Ride accepted, en route to pickup Full commercial: $1,000,000 liability
Period 3 Passenger in vehicle Full commercial: $1,000,000 liability

This complexity means victims often don’t know which insurance policy applies or how to maximize their recovery. Lupe Peña’s insurance defense background gives us unique insight into navigating these complex coverage issues.

Interestingly, 58% of rideshare accident victims are third parties—other drivers, pedestrians, or passengers in other vehicles—rather than the rideshare driver or passenger.

Hit and Run Accidents: Protecting Your Rights When the At-Fault Driver Flees

Hit and run accidents are particularly frustrating, with someone involved in a hit-and-run every 43 seconds nationally. In Texas, hit and run penalties are severe:

Severity Charge Penalty
Death 2nd Degree Felony 2-20 years prison, up to $10K fine
Serious Bodily Injury 3rd Degree Felony 2-10 years prison, up to $10K fine
Minor Injury State Jail Felony Up to 5 years, up to $5K fine
Property Damage ≥$200 Class B Misdemeanor Up to 6 months jail, up to $2K fine

When the at-fault driver flees, your Uninsured Motorist (UM) coverage becomes crucial. This coverage pays for hit-and-run accidents when the at-fault driver is unidentified. Texas allows inter-policy stacking, meaning you can combine coverage from multiple vehicles on your policy.

Evidence preservation is critical in hit and run cases. Surveillance footage from nearby businesses is typically deleted within 7-30 days. We send preservation letters immediately to secure this critical evidence.

Additional Accident Types in Bruceville-Eddy

Delivery Vehicle Accidents

With the rise of e-commerce, delivery vehicle accidents have increased significantly. Companies like Amazon, FedEx, and DoorDash have complex liability structures. In a recent case against an Amazon Delivery Service Partner, a jury awarded $105 million, demonstrating the potential value of these cases.

Work Zone Accidents

Nearly 28,000 crashes occurred in Texas work zones in 2024, resulting in 215 deaths—a 12% increase from the previous year. These accidents often involve distracted driving, speeding, or failure to follow work zone signs.

Tesla and Autonomous Vehicle Accidents

Autonomous vehicle technology presents new liability challenges. Tesla’s Autopilot system has been involved in numerous accidents, including a recent $240 million jury verdict in Florida. Liability may rest with the vehicle manufacturer for software defects, inadequate safety features, or misleading marketing claims.

E-Bike and Scooter Accidents

E-bikes and scooters have become increasingly popular, but they present unique legal challenges. Texas law classifies e-bikes differently based on their maximum speed and whether they have a throttle. Accidents may involve motorists, e-bike manufacturers, or property owners.

What to Do Immediately After an Accident in Bruceville-Eddy

The Critical First 48 Hours

The actions you take in the first 48 hours after an accident can significantly impact your case. Here’s what you should do:

Hour 1-6: Immediate Crisis Response

  1. Safety First: If you can move safely, get to a secure location away from traffic.
  2. Call 911: Report the accident and request medical assistance if anyone is injured.
  3. Medical Attention: Even if you feel fine, get checked immediately. Adrenaline can mask serious injuries.
  4. Document Everything:
    • Take photos of all vehicle damage (every angle)
    • Photograph the accident scene, road conditions, and traffic signals
    • Take photos of visible injuries
    • Screenshot any messages visible on your phone (do not delete anything)
  5. Exchange Information:
    • Other driver’s name, phone number, address
    • Insurance company and policy number
    • Driver’s license number
    • License plate number
    • Vehicle make, model, and color
  6. Witnesses: Get names and phone numbers of any witnesses.
  7. Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company.

Hour 6-24: Evidence Preservation

  1. Digital Preservation:
    • Preserve all texts, calls, photos, and videos related to the accident
    • Do not delete anything from your phone
    • Screenshot everything relevant
    • Email copies to yourself for backup
  2. Physical Evidence:
    • Secure damaged clothing, glasses, and personal items
    • Keep receipts for any expenses (towing, rental car, medications)
    • Do not repair your vehicle yet—preserve the damage
  3. Medical Records:
    • Request copies of all ER/hospital records
    • Keep all discharge paperwork
    • Follow up with your primary care physician within 24-48 hours
  4. Insurance Communications:
    • Note any calls from insurance companies
    • Do not give recorded statements yet
    • Do not sign anything
    • Do not accept any settlement offers
    • Say: “I need to speak with my attorney first”
  5. Social Media:
    • Make all profiles private immediately
    • Do not post about the accident
    • Do not post photos of injuries or activities
    • Tell friends and family not to tag you in posts

Hour 24-48: Strategic Decisions

  1. Legal Consultation: Speak with an experienced motor vehicle accident attorney.
  2. Insurance Response: If insurance contacts you, refer them to your attorney.
  3. Settlement Offers: Do not accept or sign anything without lawyer review.
  4. Evidence Backup: Upload all screenshots and photos to cloud storage.

Evidence Deterioration Timeline: Why Time is Critical

Evidence disappears on a predictable schedule. Here’s what you stand to lose:

Timeframe What Disappears Why It Matters
Day 1-7 Witness memories peak, then fade Details become uncertain or forgotten
Day 7-30 Surveillance footage (gas stations: 7-14 days, retail: 30 days) Critical visual evidence of the accident
Month 1-2 Insurance companies solidify defense position They build their case against you
Month 2-6 Trucking ELD data (30-180 days), black box data Electronic evidence of driver fatigue or speeding
Month 6-12 Witnesses become unreachable, memories degrade Harder to prove your case
Month 12-24 Approaching statute of limitations Pressure to settle increases

At Attorney911, we act immediately to preserve evidence. Within 24 hours of retention, we send preservation letters to all parties, including:

  • Other driver and their insurance company
  • Trucking companies (for commercial vehicle accidents)
  • Businesses near the scene (for surveillance footage)
  • Employers (if the accident was work-related)
  • Property owners (if premises liability is involved)
  • Government entities (if applicable)

These letters legally require evidence preservation before automatic deletion.

Texas Motor Vehicle Law: What You Need to Know

Statute of Limitations: The 2-Year Deadline

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. This deadline, known as the statute of limitations, is absolute. Miss it, and your case is barred forever.

There are limited exceptions:

  • Discovery Rule: The clock may start later if the injury wasn’t immediately discoverable.
  • Defendant Absence: The clock stops if the defendant leaves Texas.
  • Mental Incapacity: The clock stops during periods of incapacity.

For wrongful death claims, the 2-year clock starts from the date of death, not the accident date.

Comparative Negligence: The 51% Bar Rule

Texas uses a modified comparative negligence system with a 51% bar. This means:

  • If you’re found to be 50% or less at fault, you can recover damages, but your recovery is reduced by your percentage of fault.
  • If you’re found to be 51% or more at fault, you recover nothing.
Your Fault % Case Value Your Recovery
0% $100,000 $100,000
10% $100,000 $90,000
25% $250,000 $187,500
40% $500,000 $300,000
50% $500,000 $250,000
51% $500,000 $0

Insurance companies frequently try to assign maximum fault to victims. Lupe Peña’s experience as an insurance defense attorney gives us an advantage in countering these arguments.

Texas Minimum Auto Insurance Requirements

Texas requires all drivers to carry minimum insurance coverage:

Coverage Type Minimum Required
Bodily Injury – Per Person $30,000
Bodily Injury – Per Accident $60,000
Property Damage – Per Accident $25,000

However, 15.4% of Texas drivers are uninsured. This makes Uninsured/Underinsured Motorist (UM/UIM) coverage critical for protecting yourself.

Proving Liability: Building Your Case

To win your case, we must prove four elements of negligence:

  1. Duty of Care: The at-fault driver had a legal obligation to operate their vehicle safely.
  2. Breach of Duty: The driver violated that duty through action or inaction (e.g., speeding, running a red light).
  3. Causation: The breach directly caused your injuries.
  4. Damages: You suffered actual harm (physical, financial, or emotional).

Types of Evidence We Use

Physical Evidence:

  • Vehicle damage photographs (all angles)
  • Skid marks, debris, and road damage
  • Damaged personal property (clothing, glasses, phone)
  • Weather and road conditions documentation

Documentary Evidence:

  • Police accident report
  • 911 call recordings
  • Traffic camera footage
  • Surveillance footage from nearby businesses
  • Medical records and bills
  • Employment records (for lost wages)
  • Cell phone records (proving distraction)

Electronic Evidence:

  • ELD (Electronic Logging Device) data from trucks
  • Vehicle black box/EDR (Event Data Recorder)
  • GPS/telematics data
  • Dashcam footage
  • Social media posts (theirs, not yours)

Testimonial Evidence:

  • Witness statements
  • Expert witness testimony
  • Medical expert opinions
  • Accident reconstruction specialists

Multiple Liable Parties

Many accidents involve more than one liable party. For example:

  • Trucking accidents: Driver, trucking company, cargo loader, manufacturer, maintenance company
  • Rideshare accidents: Driver, rideshare company, other at-fault drivers, vehicle owner
  • Drunk driving accidents: Driver, bar/restaurant (dram shop liability), social host

More liable parties mean more insurance policies and higher potential recovery.

Damages and Compensation: What You Can Recover

Types of Damages

Economic Damages (No Cap in Texas):

  • Medical expenses (past and future)
  • Lost wages and lost earning capacity
  • Property damage
  • Out-of-pocket expenses (transportation, home modifications, household help)

Non-Economic Damages (No Cap Except Medical Malpractice):

  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of consortium (impact on marriage/family relationships)
  • Loss of enjoyment of life

Punitive/Exemplary Damages (Capped):

  • Available for gross negligence, fraud, or malice
  • Common in drunk driving cases
  • Cap: Greater of $200,000 OR (2x economic + 1x non-economic, max $750,000 for non-economic portion)

Settlement Ranges by Injury Type

Soft Tissue Injuries (Whiplash, Sprains, Strains):

  • Medical Treatment: $6,000-$16,000
  • Lost Wages: $2,000-$10,000
  • Pain & Suffering: $8,000-$35,000
  • Settlement Range: $15,000-$60,000

Broken Bone (Single, Simple Fracture):

  • Medical Treatment: $10,000-$20,000
  • Lost Wages: $5,000-$15,000
  • Pain & Suffering: $20,000-$60,000
  • Settlement Range: $35,000-$95,000

Broken Bone (Requiring Surgery):

  • Medical Treatment: $47,000-$98,000
  • Lost Wages: $10,000-$30,000
  • Pain & Suffering: $75,000-$200,000
  • Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment):

  • Medical Treatment: $22,000-$46,000
  • Lost Wages: $8,000-$25,000
  • Pain & Suffering: $40,000-$100,000
  • Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required):

  • Past Medical: $96,000-$205,000
  • Future Medical: $30,000-$100,000
  • Lost Wages: $20,000-$50,000
  • Lost Earning Capacity: $50,000-$400,000
  • Pain & Suffering: $150,000-$450,000
  • Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

  • Past Medical: $198,000-$638,000
  • Future Medical: $300,000-$3,000,000+
  • Lost Wages: $50,000-$200,000
  • Lost Earning Capacity: $500,000-$3,000,000+
  • Pain & Suffering: $500,000-$3,000,000+
  • Settlement Range: $1,548,000-$9,838,000

Spinal Cord Injury / Paralysis:

  • High Tetraplegia (C1-C4): $6,000,000-$13,000,000+ lifetime costs
  • Low Tetraplegia (C5-C8): $3,700,000-$6,100,000+ lifetime costs
  • Paraplegia (T1-L5): $2,500,000-$5,250,000+ lifetime costs

Amputation:

  • Past Medical: $170,000-$480,000
  • Future Medical (Lifetime Prosthetics): $500,000-$2,000,000
  • Settlement Range: $1,945,000-$8,630,000

Wrongful Death (Working Age Adult):

  • Economic Damages: $1,000,000-$4,000,000
  • Non-Economic Damages: $500,000-$3,000,000
  • Settlement Range: $1,910,000-$9,520,000

Nuclear Verdicts: Changing the Game

Nuclear verdicts—jury awards exceeding $10 million—are becoming more common in Texas. In 2024 alone, Texas saw several high-profile verdicts:

  • $81.7 million for a car accident wrongful death
  • $44.1 million for a trucking pileup on I-35 that killed 6 people
  • $37.5 million against Oncor Electric for a distracted truck driver
  • $35 million in the largest wrongful death settlement in Fort Worth history

These verdicts create leverage in settlement negotiations. Insurance companies fear nuclear verdicts, which increases settlement values across all serious injury cases.

Insurance Company Tactics: How They Try to Cheat You

At Attorney911, we know how insurance companies operate because Lupe Peña worked for them for years. He knows their playbook, their software, and their tactics. Here’s how they try to minimize or deny your claim—and how we counter them.

Tactic #1: The Quick Cash Trap

What They Do:
Within days or weeks of your accident, the insurance company offers you quick money—typically $2,000-$5,000, sometimes up to $15,000 if they’re worried. They create artificial urgency:

  • “This offer expires in 48 hours”
  • “I can only get approval for this amount right now”
  • “Take it or leave it”
  • “This is our final offer” (it’s not)

The Trap:
You’re desperate. You have bills piling up. You haven’t even seen a doctor yet. You sign the release.

Then, six weeks later, you discover you need surgery. That surgery costs $100,000. But you already signed the release. You can’t get more money. You’re on the hook for the $100,000.

How We Counter:
We never settle before you’ve reached Maximum Medical Improvement (MMI)—the point where your doctors say you’re as good as you’re going to get. This could be 6 months, 12 months, or longer for serious injuries.

Lupe knows how insurance companies value claims. He used to calculate these lowball offers. Now he knows exactly how to counter them.

Tactic #2: The Recorded Statement Trap

What They Do:
Within 24-72 hours of your accident, an insurance adjuster calls you. They sound friendly, helpful, concerned. They say:

  • “We just want to help you”
  • “We need your side of the story to process your claim”
  • “This is routine, everyone does this”
  • “It’ll only take a few minutes”

The Trap:
Everything you say is recorded, transcribed, and used against you. They ask leading questions designed to get you to minimize your injuries or accept partial fault:

Question They Ask What They Want You to Say
“You’re feeling better now though, right?” Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?” Minimize collision severity
“You were able to walk away from the scene?” Suggest injuries aren’t serious
“Were you distracted at all?” Get you to admit distraction
“How fast were you going?” Hope you overestimate or say “I don’t know”

How We Counter:
You are NOT required to give a recorded statement to the other driver’s insurance company. Once you hire Attorney911:

  • We become your voice
  • All calls go through us
  • You don’t talk to adjusters
  • We prepare you properly if a statement becomes necessary

Lupe knows their questions because he asked them for years as a defense attorney. Now he knows how to counter them.

Tactic #3: The “Independent” Medical Exam (IME) Scheme

What They Call It:
“Independent Medical Examination” (IME)

What It Really Is:
An insurance company-hired doctor whose job is to minimize your injuries.

How They Choose IME Doctors:
Insurance companies select doctors based on:

  • Who gives insurance-favorable reports (not who’s most qualified)
  • Doctors who consistently find “no injury” or “pre-existing condition”
  • Doctors paid thousands by insurance companies ($2,000-$5,000 per exam)
  • Repeat business = repeat favorable reports

What Happens at the IME:

  • 10-15 minute “examination” (versus your treating doctor’s thorough evaluation)
  • Rarely review your complete medical records beforehand
  • Ask questions designed to elicit “I’m feeling better” responses
  • Look for any reason to minimize your injuries

Common IME Doctor Findings:

What They Say What It Means
“Patient has pre-existing degenerative changes” Everyone over 40 has some arthritis—used to deny claims
“Injuries consistent with minor trauma” Minimizes your pain and suffering
“Patient can return to full duty work” Eliminates lost wage claims
“Treatment has been excessive” Attacks your treating doctors
“Subjective complaints out of proportion to objective findings” Medical speak for calling you a liar

Lupe’s Insider Quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

How We Counter:

  • We prepare you extensively before the exam
  • We send your complete medical records to the IME doctor first (forcing review)
  • We challenge biased IME reports with our own medical experts
  • Lupe knows these specific doctors and their biases—he hired them for years

Tactic #4: Delay, Deny, Defend

What They Do:
Insurance companies drag out your case, hoping you’ll get desperate and accept less. They say:

  • “We’re still investigating your claim”
  • “We’re waiting for medical records” (that we sent months ago)
  • “We’re reviewing your file”
  • “We need additional information”
  • They ignore your calls and emails
  • They take weeks to respond to simple questions

Why Delay Works:
Insurance Companies Have:

  • Unlimited time
  • Unlimited resources
  • No financial pressure
  • Earning interest on YOUR settlement money while delaying

You Have:

  • Mounting bills
  • Zero income
  • Creditors threatening
  • Need money NOW

Financial Desperation Makes You Accept Less:

  • Month 1: You’d reject a $5,000 offer
  • Month 6: You’d seriously consider $5,000
  • Month 12: You’d BEG for $5,000 just to end the nightmare

How We Counter:

  • We file a lawsuit to force deadlines
  • We set depositions, forcing them to produce witnesses
  • We prepare for trial, showing we’re serious
  • Lupe understands delay tactics because he used them—he knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What They Do:
Insurance companies hire private investigators to:

  • Video you doing daily activities
  • Film from public places (your driveway, street, stores)
  • Follow you to appointments, errands, social activities
  • Look for ANY activity that contradicts your injury claims
  • One video of you bending over = “Not really injured”

They Monitor ALL Your Social Media:

  • Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
  • Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
  • Monitor your friends’ profiles for posts mentioning you
  • Use facial recognition to find photos you’re tagged in
  • Archive your entire social media history

Examples We’ve Defended:

Example What Happened Insurance Claimed Reality
Old Gym Photo Gym photo from 3 years ago Presented as recent, contradicts injury We proved metadata was pre-accident
Restaurant Check-in Facebook check-in at restaurant “Partying and having fun” Sitting quietly having dinner
Friend’s Comment Friend posted “Had fun yesterday!” Evidence of non-injury Client was resting at home
Walking Dog Video of client walking dog slowly “Not disabled” Doctor recommended short walks
Smiling in Photo Family photo smiling “Not in pain—she’s smiling!” Everyone smiles for photos

7 Rules for Clients:

  1. Make ALL profiles private immediately
  2. DON’T post about the accident, injuries, activities, emotions, or case
  3. DON’T check in anywhere
  4. Tell friends/family: don’t tag, don’t post about you
  5. Don’t accept friend requests from strangers (fake profiles)
  6. BEST: Stay off social media entirely during your case
  7. Assume EVERYTHING is being monitored

Tactic #6: Comparative Fault Arguments

What They Do:
Insurance companies try to assign you maximum fault to reduce their payment. They claim:

  • “You were speeding” (without evidence)
  • “You weren’t paying attention” (speculation)
  • “You could have avoided this” (hindsight bias)
  • “You were distracted” (guessing)
  • “You contributed to this accident” (shifting blame)

Why They Do This:
Texas’s 51% bar rule means:

  • If you’re 51%+ at fault → You get NOTHING
  • If you’re 50% or less at fault → Your damages are reduced by your percentage

Even Small Fault Percentages Cost Thousands:

  • 10% fault on a $100,000 case = $10,000 less for you
  • 25% fault on a $250,000 case = $62,500 less for you
  • 40% fault on a $500,000 case = $200,000 less for you

How We Counter:

  • Aggressive liability investigation
  • Accident reconstruction proving the other driver’s fault
  • Witness statements supporting your version
  • Police report analysis emphasizing citations
  • Expert testimony on perception-reaction time

Lupe knows their fault arguments because he made them for years—now he defeats them.

The Colossus Software System: How Insurance Companies Really Value Your Claim

How Colossus Works:
Colossus is a computerized claim valuation system used by Allstate, State Farm, Liberty Mutual, and others. Here’s how it works:

  1. Data Entry: Adjuster inputs injury codes, treatment types, medical costs, lost wages, and jurisdiction.
  2. Coding: Your injuries are coded using standardized medical terms.
  3. Calculation: The software applies algorithms to determine “value.”
  4. Range Output: The system provides a recommended settlement range.
  5. Authority: Adjusters typically cannot exceed this range without supervisor approval.

How Insurance Manipulates Colossus:

Manipulation Effect
Low Injury Codes “Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Excessive Treatment Flags Therapy beyond “normal” range triggers reduction
Conservative Treatment Penalty Chiropractic valued less than MD treatment
Pre-Existing Reduction Any prior condition used to reduce value
Jurisdiction Factor Low-verdict counties get lower values

Factors That Increase Colossus Value:

  • Permanent injury or disability
  • Scarring or disfigurement
  • Long recovery time (12+ months)
  • Surgery required
  • Ongoing pain management needed
  • Clear liability (other driver 100% at fault)
  • Sympathetic plaintiff (child, elderly, pregnant)
  • Defendant’s conduct egregious (drunk driving, hit and run)
  • Strong evidence (video, witnesses)

Factors That Decrease Colossus Value:

  • Soft tissue injury only
  • Quick recovery (under 3 months)
  • No surgery required
  • Disputed liability (comparative fault)
  • Gaps in medical treatment
  • Pre-existing conditions
  • Minor property damage
  • No permanent injury

Why Lupe’s Experience Matters:

  • He knows how to code injuries properly for maximum value
  • He knows which medical terms trigger higher valuations
  • He knows when Colossus output is artificially low
  • He knows how to present records to beat the algorithm
  • He worked with these systems for years as a defense attorney

Medical Knowledge: Understanding Your Injuries

Traumatic Brain Injury (TBI)

Immediate vs. Delayed Symptoms:
Immediate Symptoms (At Accident Scene or Within Hours):

  • Loss of consciousness (even brief)
  • Confusion and disorientation
  • Vomiting and nausea
  • Seizures
  • Severe headache
  • Dilated pupils
  • Slurred speech
  • Weakness or numbness

Delayed Symptoms (Hours to Days Later – CRITICAL):

  • Worsening headaches that don’t respond to medication
  • Repeated vomiting
  • Seizures developing days later
  • Slurred speech or difficulty speaking
  • Personality changes and mood swings
  • Sleep disturbances (sleeping much more or can’t sleep)
  • Sensitivity to light and noise
  • Confusion and memory problems worsening

Insurance companies often claim delayed symptoms aren’t from the accident. Our medical experts explain that symptom progression is normal for brain injuries.

Severity Classifications:

Classification Characteristics
Mild TBI / Concussion Brief LOC (seconds to minutes), GCS 13-15, may seem “fine” initially
Moderate TBI LOC minutes to hours, GCS 9-12, lasting cognitive impairment
Severe TBI Extended unconsciousness or coma, GCS 3-8, permanent disability likely

Long-Term Complications:

  • Chronic Traumatic Encephalopathy (CTE): Progressive brain degeneration
  • Post-Concussive Syndrome: Headaches, dizziness lasting months or years
  • Increased Dementia Risk: Single moderate TBI doubles dementia risk
  • Personality and Mood Disorders: Depression, anxiety, irritability
  • Seizure Disorders: Can develop months or years after injury
  • Cognitive Impairment: Memory problems, difficulty concentrating

Spinal Cord Injury

Injury Levels and Impact:
Cervical Spine (C1-C8, Neck Region):

  • C1-C4 (High Cervical): Quadriplegia (all four limbs paralyzed), possible ventilator dependence, 24/7 care required
  • C5-C8 (Low Cervical): Quadriplegia with some arm/hand function, wheelchair dependent

Thoracic Spine (T1-T12, Mid-Back):

  • Paraplegia: Lower body paralysis, wheelchair dependent
  • Trunk control varies by level

Lumbar Spine (L1-L5, Lower Back):

  • Varying degrees of leg weakness/paralysis
  • Bowel/bladder dysfunction common
  • May walk with assistive devices

ASIA Impairment Scale:

Grade Classification Prognosis
A Complete No motor or sensory function below injury – worst
B Sensory Incomplete Sensory function but no motor function
C Motor Incomplete Motor function but most muscles <3/5 strength
D Motor Incomplete Motor function with most muscles ≥3/5 strength
E Normal Full motor and sensory function (recovered)

Secondary Complications:

  • Pressure sores (leading cause of hospitalization)
  • Respiratory complications (pneumonia – leading cause of death)
  • Bowel and bladder dysfunction
  • Sexual dysfunction
  • Autonomic dysreflexia (life-threatening blood pressure crisis)
  • Depression (40-60% of patients)
  • Shortened life expectancy (5-15 years on average)

Amputation

Types:

  • Traumatic Amputation: Limb severed at accident scene by collision impact
  • Surgical Amputation: Due to crush injuries or infections (like our documented case)

Levels:

  • Above-Knee: More difficult, less mobility, more expensive prosthetics
  • Below-Knee: Better mobility potential, easier prosthetic use
  • Upper Extremity: Arm, hand, fingers
  • Multiple Limbs: Exponentially more challenging

Phantom Limb Pain:

  • 80% of amputees experience phantom pain
  • Feeling pain in a limb that’s no longer there
  • Can be severe and debilitating
  • Often a permanent condition
  • Requires lifetime pain management

Herniated Disc

Treatment Timeline:

  1. Acute Phase (Weeks 1-6): Severe pain, medications, rest. Cost: $2,000-$5,000
  2. Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic. Cost: $5,000-$12,000
  3. Interventional (If Conservative Fails): Epidural steroid injections. Cost: $3,000-$6,000
  4. Surgery (If Injections Fail): Microdiscectomy or fusion. Cost: $50,000-$120,000

Permanent Restrictions Impact:

  • Can’t return to physical labor jobs
  • Lost earning capacity claims
  • Ongoing pain management needs

Psychological Injuries

PTSD After Motor Vehicle Accidents:

  • 32-45% of accident victims develop PTSD symptoms
  • Anxiety about driving again
  • Fear of getting in cars
  • Panic attacks near accident location or similar roads
  • Sleep disturbances, nightmares, flashbacks
  • Avoidance behaviors

Compensable Psychological Damages:

  • Mental anguish
  • Emotional distress
  • Anxiety and depression
  • Loss of enjoyment of life
  • Fear and worry
  • Relationship impacts

Why Choose Attorney911 for Your Bruceville-Eddy Accident Case

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What This Means for Your Case:

  • We know their tactics because Lupe used them
  • We anticipate their strategies before they deploy them
  • We know how they value claims internally
  • We know which IME doctors they favor
  • We know how to beat their algorithms
  • We speak their language

No other firm in Bruceville-Eddy or McLennan County has this advantage. Lupe’s insider knowledge is our secret weapon.

2. Multi-Million Dollar Results

Attorney911 has recovered millions for victims of:

  • Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company”
  • Amputations: “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”
  • Trucking wrongful death: “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”
  • Maritime injuries: “In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement”

Our results prove we don’t settle cheap.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas.

Why This Matters:

  • Complex cases often end up in federal court
  • FMCSA trucking regulations are federal
  • Diversity jurisdiction for out-of-state defendants
  • Federal court requires different skills than state court

BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation”

This experience shows our capability to handle complex, high-stakes cases against large corporations.

4. Personal Attention You Can Trust

What Our Clients Say:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.” – Dame Haskett

“Leonor and Amanda were amazing, they walked me through everything with my car accident.” – Kelly Hunsicker

You work directly with Ralph or Lupe, not a case manager assembly line.

5. Contingency Fee – No Risk to You

“We don’t get paid unless we win your case.”

  • Free consultation
  • No upfront costs
  • No hourly billing
  • We advance all case costs
  • You pay nothing unless we recover for you

Frequently Asked Questions About Motor Vehicle Accidents in Bruceville-Eddy

Immediate After Accident

1. What should I do immediately after a car accident in Bruceville-Eddy?
If you’ve been in an accident in Bruceville-Eddy or anywhere in McLennan County:

  • Call 911 and report the accident
  • Seek medical attention even if you feel fine (adrenaline masks injuries)
  • Document everything: photos of damage, injuries, scene
  • Exchange information with the other driver
  • Get witness names and phone numbers
  • Do NOT give a recorded statement to any insurance company
  • Call Attorney911: 1-888-ATTY-911

2. Should I call the police even for a minor accident?
Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

  • Traumatic brain injuries can take days to manifest
  • Internal bleeding may not be obvious
  • Herniated discs may not cause pain for weeks
  • Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

  • Other driver: name, phone, address, driver’s license, insurance
  • Vehicle: make, model, color, license plate
  • Witnesses: names and phone numbers
  • Photos: all vehicle damage, injuries, road conditions, traffic signals
  • Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

  • Exchange information only
  • Do NOT discuss fault
  • Do NOT apologize or say “I’m sorry” (can be used as admission)
  • Do NOT give your opinion on what happened
  • Stick to facts only

6. How do I obtain a copy of the accident report?
In Bruceville-Eddy and McLennan County, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured or underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

  • Someone else was at fault (even partially)
  • You suffered injuries or damages
  • There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

  1. Investigation and evidence gathering
  2. Medical treatment to MMI
  3. Demand letter to insurance
  4. Negotiation
  5. Lawsuit if necessary
  6. Discovery
  7. Mediation
  8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

  • Medical expenses (past and future)
  • Lost wages and earning capacity
  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of enjoyment of life
  • Property damage

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

  • Giving a recorded statement without an attorney
  • Accepting a quick settlement
  • Delaying medical treatment
  • Gaps in treatment
  • Posting on social media
  • Signing releases or authorizations
  • Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?
You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you.

Example: You had mild occasional back pain. The accident caused a herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain.

We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?
YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch.

Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would.

You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain and suffering.

Example: $100,000 medical × 4 multiplier = $400,000 pain and suffering.

Lupe calculated these multipliers for years—he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply.

These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days.

We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?
YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses.

Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns.

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving).

These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets.

Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Serving Bruceville-Eddy and Beyond: Your Local Legal Emergency Response Team

At Attorney911, we understand that accidents in Bruceville-Eddy and McLennan County present unique challenges. Whether you were injured on FM 2111, near local businesses, or at one of the area’s intersections, you need attorneys who understand both Texas law and the specific dynamics of accidents in smaller communities.

Our team serves clients throughout the region, including nearby communities like Eddy, Lorena, Hewitt, and Waco. We ensure you get the same high-quality representation whether you’re in a major city or a smaller town like Bruceville-Eddy.

Why Our Local Knowledge Matters

  1. We Know the Local Courts: Our attorneys are familiar with the McLennan County courts and the judges who handle personal injury cases.
  2. We Understand Local Accident Patterns: We know the most dangerous intersections and roads in the area, and we understand the specific challenges of accidents in smaller communities.
  3. We’re Part of the Community: While we serve clients across Texas, we’re proud to be part of the Bruceville-Eddy community and to fight for the rights of local residents.
  4. We Know How to Navigate Local Insurance Adjusters: We understand which insurance companies handle claims in this area and how to deal with local adjusters.
  5. We Can Connect You with Local Medical Providers: We can help you find appropriate medical care in Bruceville-Eddy or nearby communities.

Our Commitment to Bruceville-Eddy

When you’re injured in an accident, you need more than just a lawyer—you need a legal emergency response team. That’s what Attorney911 provides. We offer:

  • Immediate Response: Call 1-888-ATTY-911 24/7 for urgent legal assistance.
  • Free Consultation: We’ll evaluate your case at no cost to you.
  • No Fee Unless We Win: You pay nothing unless we recover compensation for you.
  • Personal Attention: You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager.
  • Insurance Defense Advantage: Lupe’s experience gives us an edge in fighting insurance companies.
  • Multi-Million Dollar Results: We have a proven track record of success in even the most complex cases.

What Our Clients Say About Working with Attorney911

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“Ralph Manginello is indeed the best attorney I ever had..He cares greatly about his results.” – AMAZIAH A.T

Take Action Now: Your Legal Emergency Line is Standing By

If you’ve been injured in a motor vehicle accident in Bruceville-Eddy or anywhere in McLennan County, time is critical. Evidence disappears daily. Surveillance footage is deleted within 7-30 days. Witness memories fade. The 2-year statute of limitations clock is ticking.

Insurance companies are already building their case against you. They’re trained to minimize your injuries, shift blame, and offer lowball settlements. Don’t face them alone.

Call Attorney911 now at 1-888-ATTY-911 (1-888-288-9911).

  • Free consultation
  • No obligation
  • No fee unless we win
  • We handle everything

We don’t get paid unless we win your case.

Our legal emergency line is standing by 24/7. When you call, you’ll speak with a real attorney who understands what you’re going through. We’ll evaluate your case, explain your rights, and help you take the next steps—all at no cost to you.

Don’t wait. Evidence disappears every day. Call 1-888-ATTY-911 now.

Se habla español. Lupe Peña and our team are ready to help Spanish-speaking clients.

Attorney911 – The Manginello Law Firm, PLLC
Principal Office: Houston, Texas
Serving Bruceville-Eddy, McLennan County, and all of Texas

Your recovery starts with one call: 1-888-ATTY-911