Motor Vehicle Accidents in Riesel, Texas: Comprehensive Legal Guide

If You’ve Been Injured in a Car Accident in Riesel, Texas, We’re Here to Fight for You

Every year, thousands of Texans suffer life-changing injuries in motor vehicle accidents. If you or a loved one has been hurt in a crash in Riesel, McLennan County, or anywhere in Central Texas, you’re not alone. The aftermath of a serious accident can be overwhelming – mounting medical bills, lost wages, insurance adjusters pressuring you to settle quickly, and the physical pain of your injuries. At Attorney911, we understand what you’re going through, and we’re here to help you navigate this difficult time with compassion, expertise, and relentless advocacy.

Ralph Manginello, our founding attorney with over 25 years of experience handling motor vehicle accident cases across Texas, leads our team with a commitment to fighting for maximum compensation for accident victims. Our firm includes Lupe Peña, a former insurance defense attorney who knows exactly how insurance companies evaluate claims – because he used to calculate them himself. This insider knowledge gives our clients a significant advantage when dealing with insurance adjusters who are trained to minimize payouts.

In Riesel and throughout McLennan County, we’ve helped numerous clients recover millions of dollars in compensation for injuries ranging from whiplash and broken bones to traumatic brain injuries and wrongful death. One recent case involved a client whose leg was injured in a car accident – staff infections during treatment led to a partial amputation, and we secured a multi-million dollar settlement for their suffering and ongoing medical needs.

When you call Attorney911 at 1-888-ATTY-911, you’re not just getting a law firm – you’re getting a team that treats you like family. As client Chad Harris shared: “You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.” We’re ready to fight for you in Riesel, Waco, and all of Central Texas.

The Reality of Motor Vehicle Accidents in Riesel and Central Texas

Texas consistently ranks as one of the most dangerous states for motor vehicle accidents. In 2024 alone, there were 251,977 people injured in Texas motor vehicle crashes – that’s one person injured every 2 minutes and 5 seconds. In McLennan County and the surrounding Central Texas region, we see accidents occurring on major highways like I-35, US-77, and SH-6, as well as on local roads throughout Riesel, Waco, and smaller communities.

In Riesel specifically, we’ve handled cases involving accidents at major intersections, on rural roads where visibility is limited, and on highways where high-speed collisions often result in catastrophic injuries. The mix of local traffic, agricultural vehicles, and through traffic creates unique risks for drivers in our community.

Some of the most dangerous locations we’ve seen for accidents in our area include:

The intersection of FM 1860 and SH-6 in Riesel
The stretch of I-35 through McLennan County
Rural roads where farm equipment and passenger vehicles share the roadway
Construction zones on US-77 and other major routes

No matter where your accident occurred in Central Texas, Attorney911 has the local knowledge and statewide expertise to handle your case effectively.

Common Types of Motor Vehicle Accidents We Handle in Riesel

Car Accidents (Tier 1 – Most Common in Riesel)

Car accidents are the most common type of motor vehicle accident we see in Riesel and throughout McLennan County. These crashes can result from distracted driving, speeding, failure to yield, running red lights, or following too closely. In 2024, there was one reportable crash every 57 seconds in Texas, resulting in 4,150 fatalities.

Common injuries in car accidents include:

Whiplash and soft tissue injuries
Herniated discs
Broken bones and fractures
Traumatic brain injuries (TBI)
Spinal cord injuries
Internal organ damage

One of our recent cases involved a client whose leg was injured in a car accident in Central Texas. During treatment, staff infections developed, leading to a partial amputation. This case settled in the millions, demonstrating our ability to handle complex cases with severe complications.

As client Chavodrian Miles shared about his experience with our firm: “Leonor got me into the doctor the same day… it only took 6 months amazing.” This level of personal attention and quick resolution is what sets Attorney911 apart from high-volume settlement mills.

18-Wheeler and Trucking Accidents (Tier 1 – High Risk in Central Texas)

With I-35 running through McLennan County and serving as a major trucking corridor, 18-wheeler accidents are a significant concern in our area. In 2024, there were 39,393 commercial motor vehicle crashes in Texas, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes nationwide, making our state a dangerous place for trucking accidents.

The sheer size and weight of commercial trucks – often 80,000 pounds compared to the 4,000 pounds of a typical passenger car – means these accidents frequently result in catastrophic injuries or death. We’ve handled numerous trucking accident cases in Central Texas, including on I-35 near Waco and on rural highways throughout McLennan County.

At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation. Our firm’s involvement in BP explosion litigation demonstrates our capability to take on billion-dollar corporations and win.

Federal Motor Carrier Safety Administration (FMCSA) regulations provide critical protections for accident victims. These regulations include:

Hours of Service rules limiting driving time
Electronic Logging Device (ELD) requirements
Drug and alcohol testing protocols
Vehicle maintenance standards

Violations of these regulations can establish negligence per se, making your case stronger. Our firm sends preservation letters immediately to trucking companies to secure critical evidence like ELD data, which can be automatically overwritten in as little as 30 days.

Drunk Driving Accidents (Tier 1 – Preventable Tragedies)

In 2024, there were 1,053 alcohol-impaired driving deaths in Texas, accounting for 25.37% of all traffic fatalities. In McLennan County and throughout Central Texas, we’ve seen far too many families devastated by drunk drivers. These accidents are 100% preventable, and the drunk drivers who cause them must be held accountable.

Texas has strong dram shop laws that allow accident victims to sue establishments that over-serve alcohol to obviously intoxicated patrons. Under Texas Alcoholic Beverage Code § 2.02, bars, restaurants, liquor stores, and even social hosts can be held liable if they serve alcohol to someone who is clearly intoxicated and that person then causes an accident.

Signs of obvious intoxication include:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination
Aggressive or erratic behavior
Strong odor of alcohol

Our firm’s criminal defense experience – including three documented DWI case dismissals – gives us unique insight into how to build strong cases against drunk drivers. Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA) demonstrates our capability to handle both the criminal and civil aspects of drunk driving cases.

Motorcycle Accidents (Tier 1/2 – Significant Risk in Central Texas)

Motorcycle accidents present unique challenges in Central Texas. In 2024, there were 585 motorcyclist fatalities in Texas, with 37% of those killed not wearing helmets. While Texas law requires helmets for riders under 21 and those without proper medical insurance, many riders choose to go without this critical protection.

Insurance companies often try to blame motorcyclists for accidents, using Texas’ 51% comparative fault rule to reduce or deny claims. Lupe Peña, our former insurance defense attorney, knows these tactics well – he used them for years before joining our team to fight for accident victims.

Common causes of motorcycle accidents we see in Central Texas include:

Failure to yield right of way (most common)
Driver inattention and distraction
Unsafe lane changes
Left-turn accidents (T-bone or head-on collisions)
Speeding and reckless driving

Pedestrian Accidents (Tier 1/2 – Vulnerable Road Users)

Pedestrian accidents are a growing concern in Central Texas, with 6,095 pedestrian crashes reported in Texas in 2024, resulting in 768 fatalities. Pedestrians account for just 1% of all crashes but 19% of all roadway deaths, demonstrating their extreme vulnerability.

One critical legal point that many drivers don’t understand: pedestrians ALWAYS have the right-of-way at intersections in Texas, even at unmarked crosswalks. Anytime there’s an intersection of two streets, the distance between them is considered a crosswalk, whether marked or not.

Common injuries in pedestrian accidents include:

Traumatic brain injuries
Spinal cord injuries and paralysis
Broken pelvis and legs
Internal organ damage
Fatalities

Rideshare Accidents (Uber/Lyft) (Tier 1/2 – Growing Concern in Central Texas)

Rideshare services like Uber and Lyft have transformed transportation in Central Texas, but they’ve also created complex insurance issues when accidents occur. The insurance coverage available depends on what the driver was doing at the time of the crash – a fact that most accident victims don’t realize.

Rideshare insurance coverage varies dramatically:

Phase	Driver Status	Coverage Available
Period 0	App off, personal use	Personal insurance only (minimum $30K/$60K/$25K)
Period 1	App on, waiting for ride request	$50K/$100K/$25K contingent coverage
Period 2	Ride accepted, en route to pickup	$1,000,000 liability coverage
Period 3	Passenger in vehicle	$1,000,000 liability coverage

Lupe Peña’s insurance defense background gives us a significant advantage in navigating this complex coverage landscape. He understands how insurance companies evaluate rideshare claims and knows how to maximize recovery for our clients.

Hit and Run Accidents (Tier 2 – Common in Central Texas)

Hit and run accidents are unfortunately common in Central Texas, with one occurring every 43 seconds somewhere in the United States. In Texas, leaving the scene of an accident is a serious crime with severe penalties:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years prison, up to $10K fine
Serious Bodily Injury	3rd Degree Felony	2-10 years prison, up to $10K fine
Minor Injury	State Jail Felony	Up to 5 years, up to $5K fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months jail, up to $2K fine

If you’re the victim of a hit and run accident in Central Texas, your own Uninsured Motorist (UM) coverage can provide compensation. We’ve helped numerous clients in Riesel and throughout McLennan County recover compensation through UM claims after hit and run accidents.

Delivery Vehicle Accidents (Tier 2 – Growing Problem)

The explosion of delivery services like Amazon, FedEx, UPS, and food delivery apps has led to a significant increase in delivery vehicle accidents. Amazon’s Delivery Service Partner (DSP) program, in particular, has been associated with safety concerns.

In 2024, there was a $105 million verdict against Amazon in a case involving one of their DSP drivers. The National Highway Traffic Safety Administration (NHTSA) data shows that Amazon-related motor carriers were involved in 1,879 crashes in a 24-month period ending in August 2025.

These cases often involve:

Multiple liable parties (driver, delivery company, Amazon)
Higher insurance limits
Complex corporate liability issues

Our firm’s experience with complex litigation, including our involvement in BP explosion cases, makes us uniquely qualified to handle delivery vehicle accident cases.

Tesla/Autopilot and Self-Driving Vehicle Accidents (Tier 2 – Emerging Issue)

As electric vehicles become more common in Central Texas, we’re seeing an increase in accidents involving Tesla’s Autopilot and Full Self-Driving (FSD) systems. In 2025, there was a landmark $240 million jury verdict against Tesla in a case involving a fatal Autopilot crash.

Common liability issues in Tesla/Autopilot cases include:

Tesla’s marketing of Autopilot as safer than human drivers
Overconfidence fostered in drivers
Known system limitations (failure to detect emergency vehicles)
Software updates instead of comprehensive fixes

Ralph Manginello’s admission to federal court in the Southern District of Texas gives us the capability to handle these complex product liability cases against major corporations.

Work Zone Accidents (Tier 2 – Significant Risk in Central Texas)

Work zone accidents are a serious concern in Texas, with nearly 28,000 crashes occurring in work zones statewide in 2024, resulting in 215 deaths – a 12% increase over the previous year. In Central Texas, we see work zone accidents on I-35, US-77, and other major highways.

One tragic case involved Katrina Bond, a college student who slowed for work zone traffic on I-35 near Fort Worth. The driver of a heavy pickup truck, who admitted to receiving a text message, rear-ended her vehicle, pushing it into the path of another truck and resulting in her death.

Wrongful Death Claims (Tier 2 – Devastating Losses)

Losing a loved one in a motor vehicle accident is devastating. In Texas, families can pursue both wrongful death claims and survival actions after a fatal accident.

Wrongful death claims compensate the surviving family members for their losses, including:

Loss of companionship and society
Mental anguish
Lost financial support
Funeral and burial expenses

Survival actions compensate for damages the deceased would have been entitled to if they had survived, including:

Pain and suffering before death
Medical expenses before death
Lost income before death

We’ve helped numerous families in Central Texas recover millions of dollars in compensation after losing loved ones in fatal accidents.

What to Do Immediately After an Accident in Riesel or Central Texas

The 48-Hour Protocol: Protecting Your Rights

The first 48 hours after an accident are critical. Evidence disappears quickly, and insurance companies start building their case against you immediately. Here’s exactly what to do:

Hour 1-6 (Immediate Crisis Response):

Safety First: If you can move safely, get to a secure location away from traffic
Call 911: Report the accident and request medical assistance if anyone is injured
Medical Attention: Get checked even if you feel fine – adrenaline masks injuries
Document Everything:
- Take photos of ALL vehicle damage (every angle)
- Photograph the accident scene, road conditions, traffic signals
- Take photos of visible injuries
- Screenshot any messages visible on your phone
Exchange Information:
- Other driver’s name, phone, address
- Insurance company and policy number
- Driver’s license number
- License plate number
- Vehicle make, model, color
Witnesses: Get names and phone numbers of any witnesses
Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company

Hour 6-24 (Evidence Preservation):

Digital Preservation:
- Preserve all texts, calls, photos, videos related to the accident
- Do NOT delete anything from your phone
- Screenshot everything relevant
- Email copies to yourself for backup
Physical Evidence:
- Secure damaged clothing, glasses, personal items
- Keep receipts for any expenses (towing, rental car, medications)
- Do NOT repair your vehicle yet
Medical Records:
- Request copies of all ER/hospital records
- Keep all discharge paperwork
- Follow up with your primary care physician within 24-48 hours
Insurance Communications:
- Note any calls from insurance companies
- Do NOT give recorded statements
- Do NOT sign anything
- Do NOT accept any settlement offers
- Say: “I need to speak with my attorney first”
Social Media:
- Make ALL profiles private immediately
- Do NOT post about the accident
- Do NOT post photos of injuries or activities
- Tell friends/family not to tag you in posts

Hour 24-48 (Strategic Decisions):

Legal Consultation: Call Attorney911 at 1-888-ATTY-911 for a free consultation
Insurance Response: Refer all insurance calls to your attorney
Settlement Offers: Do NOT accept or sign anything without lawyer review
Evidence Backup: Upload all photos and documents to cloud storage

Evidence Deterioration Timeline: Why Time is Critical

Evidence disappears on a predictable schedule. Every day you wait reduces your chances of a full recovery:

Day 1-7: Witness memories begin fading immediately
Day 7-30: Surveillance footage deleted (gas stations: 7-14 days, retail stores: 30 days)
Month 1-2: Insurance companies solidify their defense position
Month 2-6: Trucking ELD data can be automatically overwritten
Month 6-12: Witnesses become unreachable, memories degrade
Month 12-24: Approaching statute of limitations creates pressure to settle cheaply

When you hire Attorney911, we send preservation letters to all parties within 24 hours, legally requiring them to preserve critical evidence before automatic deletion.

Texas Motor Vehicle Law: What You Need to Know

Statute of Limitations: The 2-Year Deadline

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit (Texas Civil Practice & Remedies Code § 16.003). This deadline applies to:

Personal injury claims
Wrongful death claims (2 years from date of death)
Property damage claims

Missing this deadline means your case is barred forever – you cannot recover any compensation, no matter how severe your injuries.

Comparative Negligence: The 51% Bar Rule

Texas uses a modified comparative negligence system with a 51% bar rule:

If you are 50% or less at fault, you can recover damages (reduced by your percentage of fault)
If you are 51% or more at fault, you recover nothing

Insurance companies always try to assign maximum fault to accident victims. Even small percentages of fault can cost you thousands:

10% fault on a $100,000 case = $10,000 less for you
25% fault on a $250,000 case = $62,500 less for you
40% fault on a $500,000 case = $200,000 less for you

Lupe Peña’s experience as an insurance defense attorney gives us a significant advantage in countering these comparative fault arguments.

Texas Minimum Auto Insurance Requirements

Texas requires all drivers to carry minimum insurance coverage:

$30,000 bodily injury per person
$60,000 bodily injury per accident
$25,000 property damage per accident

However, with 15.4% of Texas drivers being uninsured, Uninsured/Underinsured Motorist (UM/UIM) coverage is critical. Texas allows inter-policy stacking, which can significantly increase your available coverage.

Proving Liability: Building a Strong Case

To win your motor vehicle accident case, we must prove four elements of negligence:

Duty of Care: All drivers have a legal duty to operate their vehicles safely
Breach of Duty: The at-fault driver violated this duty through negligent actions
Causation: The breach of duty directly caused your injuries
Damages: You suffered actual harm (physical, financial, emotional)

Types of Evidence We Use to Prove Your Case

Physical Evidence:

Vehicle damage photographs (all angles)
Skid marks, debris, road damage
Damaged personal property (clothing, glasses, phone)
Weather and road conditions documentation

Documentary Evidence:

Police accident report
911 call recordings
Traffic camera footage
Surveillance footage from nearby businesses
Medical records and bills
Employment records (for lost wages)
Cell phone records (proving distraction)

Electronic Evidence:

ELD (Electronic Logging Device) data from trucks
Vehicle black box/EDR (Event Data Recorder)
GPS/telematics data
Dashcam footage
Social media posts (theirs, not yours)

Testimonial Evidence:

Witness statements
Expert witness testimony
Medical expert opinions
Accident reconstruction specialists

Multiple Liable Parties: Increasing Your Recovery

In many accidents, there are multiple parties who may share liability:

Trucking accidents: Driver, trucking company, cargo loader, manufacturer, maintenance company
Rideshare accidents: Driver, rideshare company, other at-fault drivers, vehicle owner
Drunk driving accidents: Driver, bar/restaurant, liquor store, social host
Defective vehicle accidents: Manufacturer, parts supplier, dealership

More liable parties mean more insurance policies and higher potential recovery.

Damages and Compensation: What You Can Recover

Types of Damages Available in Texas

Economic Damages (No Cap in Texas):

Medical expenses (past and future)
Lost wages and earning capacity
Property damage
Out-of-pocket expenses (transportation, home modifications, household help)

Non-Economic Damages (No Cap Except Medical Malpractice):

Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of consortium (impact on marriage/family relationships)
Loss of enjoyment of life

Punitive/Exemplary Damages (Capped):

Available for gross negligence, fraud, or malice
Common in drunk driving cases
Cap: Greater of $200,000 OR (2x economic + 1x non-economic, max $750,000 for non-economic portion)

Settlement Ranges by Injury Type

Soft Tissue Injuries (Whiplash, Sprains, Strains):

Medical treatment: $6,000-$16,000
Lost wages: $2,000-$10,000
Pain & suffering: $8,000-$35,000
Settlement Range: $15,000-$60,000

Broken Bone (Single, Simple Fracture):

Medical treatment: $10,000-$20,000
Lost wages: $5,000-$15,000
Pain & suffering: $20,000-$60,000
Settlement Range: $35,000-$95,000

Broken Bone (Requiring Surgery):

Medical treatment: $47,000-$98,000
Lost wages: $10,000-$30,000
Pain & suffering: $75,000-$200,000
Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment):

Medical treatment: $22,000-$46,000
Lost wages: $8,000-$25,000
Pain & suffering: $40,000-$100,000
Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required):

Medical treatment: $96,000-$205,000
Future medical: $30,000-$100,000
Lost wages: $20,000-$50,000
Lost earning capacity: $50,000-$400,000
Pain & suffering: $150,000-$450,000
Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

Medical treatment: $198,000-$638,000
Future medical: $300,000-$3,000,000+
Lost wages: $50,000-$200,000
Lost earning capacity: $500,000-$3,000,000+
Pain & suffering: $500,000-$3,000,000+
Settlement Range: $1,548,000-$9,838,000

We secured a multi-million dollar settlement for a client who suffered a brain injury with vision loss after a logging accident, demonstrating our capability to handle catastrophic injury cases.

Spinal Cord Injury/Paralysis:

Lifetime care costs can range from $2,500,000 to $13,000,000+ depending on the level of injury.

Amputation:

Medical treatment: $170,000-$480,000
Future prosthetics: $500,000-$2,000,000
Settlement Range: $1,945,000-$8,630,000

We handled a case where our client’s leg was injured in a car accident, and staff infections during treatment led to a partial amputation. This case settled in the millions.

Wrongful Death (Working Age Adult):

Funeral and burial: $10,000-$20,000
Medical expenses before death: $50,000-$500,000
Lost financial support: $1,000,000-$4,000,000
Loss of companionship: $500,000-$3,000,000
Mental anguish: $250,000-$1,500,000
Settlement Range: $1,910,000-$9,520,000

At Attorney911, we’ve helped numerous families recover millions of dollars in compensation after trucking-related wrongful death cases.

Nuclear Verdicts: Changing the Insurance Landscape

Texas has seen a significant increase in nuclear verdicts – jury awards exceeding $10 million. Recent examples include:

2024: $81.7 million for a car accident wrongful death
2024: $105 million against Amazon for a delivery vehicle accident
2024: $44.1 million for a trucking pileup that killed 6 people

Insurance companies fear these nuclear verdicts, which gives us leverage in settlement negotiations. Our firm’s trial readiness and multi-million dollar track record demonstrate that we’re not afraid to take cases to court when insurance companies refuse to offer fair settlements.

Insurance Company Tactics: What They Don’t Want You to Know

Insurance companies have one goal: to pay you as little as possible. Lupe Peña, our former insurance defense attorney, knows their tactics intimately because he used them for years. Here’s what they’re doing behind the scenes:

Tactic #1: The Quick Contact & Recorded Statement Trap

Within hours of your accident, an insurance adjuster will call you – often while you’re still in the hospital or on pain medication. They’ll sound friendly and concerned, saying things like:

“We just want to help you”
“We need to get your side of the story”
“This is routine, everyone does this”
“It’ll only take a few minutes”

What they’re really doing is building their defense against you with leading questions designed to minimize your injuries and shift blame:

Question They Ask	What They Want You to Say
“You’re feeling better now though, right?”	Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?”	Minimize collision severity
“You were able to walk away from the scene?”	Suggest injuries not serious
“Were you distracted at all?”	Get you to admit distraction
“How fast were you going?”	Hope you overestimate or say “I don’t know”

The Truth: You are NOT required to give a recorded statement to the other driver’s insurance company. Giving a statement without an attorney almost always hurts your case.

How We Counter: Once you hire Attorney911, we become your voice. All calls go through us. We prepare you properly if a statement becomes necessary, and we sit with you during any statements. We know their questions because Lupe asked them for years.

Tactic #2: The Quick Settlement Offer

Within days or weeks of your accident, the insurance company will offer you quick money:

Typical offers: $2,000-$5,000
Sometimes $10,000-$15,000 if they’re worried
Sounds good when you have zero money and mounting bills

They create artificial urgency:

“This offer expires in 48 hours”
“I can only get approval for this amount right now”
“Take it or leave it”
“This is our final offer” (it’s not)

The Trap: You don’t know the full extent of your injuries yet. What happens if:

Day 3: Insurance offers $3,500 “final settlement”
You sign the release
Week 6: MRI shows herniated disc requiring surgery ($100,000 cost)
TOO LATE – You signed the release, can’t reopen claim
You pay $100,000 out of pocket

The Release is Permanent and Final.

How We Counter: We NEVER settle before you’ve reached Maximum Medical Improvement (MMI) – the point where you’re as good as you’re going to get medically. We know these offers are always lowball. Lupe calculated these lowball offers for years – he knows they’re offering 10-20% of true value.

Tactic #3: The “Independent” Medical Exam Scam

After a few months of treatment, the insurance company will say:

“We need you to see our doctor for an evaluation”
“This is just routine, everyone does this”
“It’s an independent medical exam”

What It Really Is: An insurance company hired doctor whose job is to minimize your injuries.

How They Choose These Doctors:

Based on who gives insurance-favorable reports (not who’s most qualified)
Doctors who consistently find “no injury” or “pre-existing condition”
Doctors paid thousands by insurance companies ($2,000-$5,000 per exam)
Repeat business = repeat favorable reports

What Happens at the IME:

10-15 minute “examination” (vs. your treating doctor’s thorough evaluation)
Rarely review your complete medical records beforehand
Ask questions designed to elicit “I’m feeling better” responses
Look for any reason to minimize injuries

Common IME Doctor Findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis – used to deny claims
“Injuries consistent with minor trauma”	Minimizes your pain and suffering
“Patient can return to full duty work”	Eliminates lost wage claims
“Treatment has been excessive”	Attacks your treating doctors
“Subjective complaints out of proportion to objective findings”	Medical speak for calling you a LIAR

Lupe’s Insider Quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

How We Counter:

We prepare you extensively before the exam
We send complete medical records to the IME doctor first (forcing review)
We challenge biased IME reports with our own medical experts
Lupe knows these specific doctors and their biases – he hired them for years

Tactic #4: Delay and Financial Pressure

The insurance company’s strategy is simple: drag your case out until you’re desperate.

“Still investigating your claim”
“Waiting for medical records” (that we sent months ago)
“Reviewing your file”
“Need additional information”
Ignore calls and emails
Take weeks to respond to simple questions

Why Delay Works:

Insurance Companies Have:
- Unlimited time
- Unlimited resources
- No financial pressure
- Earning interest on YOUR settlement money while delaying
You Have:
- Mounting bills
- Zero income
- Creditors threatening
- Need money NOW

Financial Desperation Makes You Accept Less:

Month 1: You’d reject $5,000 offer
Month 6: You’d seriously consider $5,000
Month 12: You’d BEG for $5,000 just to end the nightmare

How We Counter:

We file lawsuits to force deadlines
We set depositions forcing them to produce witnesses
We prepare for trial showing we’re serious
Lupe understands delay tactics because he used them – knows when to push

Tactic #5: Surveillance and Social Media Monitoring

Insurance companies hire private investigators to:

Video you doing daily activities
Film from public places (your driveway, street, stores)
Follow you to appointments, errands, social activities
Look for ANY activity contradicting injury claims
One video of you bending over = “Not really injured”

They monitor ALL your social media:

Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
Monitor your friends’ profiles for posts mentioning you
Use facial recognition to find photos you’re tagged in
Archive your entire social media history

Examples We’ve Defended:

Example	What Happened	Insurance Claimed	Reality
Old Photo	Gym photo from 3 YEARS AGO	Presented as recent, contradicts injury	We proved metadata was pre-accident
Restaurant Check-in	Facebook check-in at restaurant	“Partying and having fun”	Sitting quietly having dinner
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor RECOMMENDED short walks
Smiling in Photo	Family photo smiling	“Not in pain – she’s smiling!”	Everyone smiles for photos

7 Rules for Clients:

Make ALL profiles private immediately
DON’T post about accident, injuries, activities, emotions, case
DON’T check in anywhere
Tell friends/family: don’t tag, don’t post about you
Don’t accept friend requests from strangers (fake profiles)
BEST: Stay off social media entirely during case
Assume EVERYTHING is being monitored

Tactic #6: Comparative Fault Arguments

Insurance companies always try to assign you maximum fault to reduce their payment:

“You were speeding” (without evidence)
“You weren’t paying attention” (speculation)
“You could have avoided this” (hindsight bias)
“You were distracted” (guessing)
“You contributed to this accident” (shifting blame)

Why They Do This:
Texas 51% bar rule means:

If you’re 51%+ at fault → You get NOTHING
If you’re 50% or less at fault → Your damages reduced by your percentage

Even Small Fault Percentages Cost Thousands:

10% fault on $100,000 case = $10,000 less for you
25% fault on $250,000 case = $62,500 less for you
40% fault on $500,000 case = $200,000 less for you

How We Counter:

Aggressive liability investigation
Accident reconstruction proving other driver’s fault
Witness statements supporting your version
Police report analysis emphasizing citations
Expert testimony on perception-reaction time
Lupe knows their fault arguments because he made them for years – now he defeats them

The Colossus System: How Insurance Companies Actually Value Your Claim

Lupe knows how insurance companies actually value claims because he used these systems when he worked for them. Most people don’t realize that insurance companies use software called Colossus to calculate the minimum they can pay you.

How Colossus Works:

Data Entry: Adjuster inputs injury codes, treatment, costs, jurisdiction
Coding: Injuries coded using standardized medical terms
Calculation: Software applies algorithms to determine “value”
Range Output: System provides recommended settlement range
Authority: Adjuster typically cannot exceed without supervisor approval

How Insurance Manipulates Colossus:

Manipulation	Effect
Low Injury Codes	“Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Excessive Treatment Flags	Therapy beyond “normal” range triggers reduction
Conservative Treatment Penalty	Chiropractic valued less than MD
Pre-Existing Reduction	Any prior condition used to reduce value
Jurisdiction Factor	Low-verdict counties get lower values

Why Lupe’s Experience Matters:

Knows how to code injuries properly for maximum value
Knows which medical terms trigger higher valuations
Knows when Colossus output is artificially low
Knows how to present records to beat the algorithm
Worked with these systems for years as defense attorney

Reserve Setting: The Hidden Leverage in Your Case

Reserves are the money insurance companies set aside for your claim based on their worst-case scenario (their estimate of trial verdict). Adjusters usually cannot settle for more than the reserve without special approval.

How We Increase Reserves:

Hiring experts (shows we’re investing in case)
Taking depositions (creating litigation expense)
Filing lawsuit (forces trial evaluation)
Preparing for trial (shows we won’t back down)

Lupe understands reserve psychology and settlement authority limits – this is a game-changing advantage.

Medical Knowledge: Understanding Your Injuries

Traumatic Brain Injury (TBI)

TBIs are among the most serious injuries we see in motor vehicle accidents. Symptoms can be immediate or delayed:

Immediate Symptoms:

Loss of consciousness
Confusion and disorientation
Vomiting and nausea
Seizures
Severe headache
Dilated pupils
Slurred speech
Weakness or numbness

Delayed Symptoms (Hours to Days Later):

Worsening headaches
Repeated vomiting
Seizures
Slurred speech
Personality changes
Sleep disturbances
Sensitivity to light and noise

Severity Classifications:

Mild TBI/Concussion: Brief LOC, GCS 13-15
Moderate TBI: LOC minutes to hours, GCS 9-12
Severe TBI: Extended unconsciousness or coma, GCS 3-8

Long-Term Complications:

Chronic Traumatic Encephalopathy (CTE)
Post-Concussive Syndrome
Increased dementia risk
Personality and mood disorders
Seizure disorders

Spinal Cord Injury

Spinal cord injuries can result in partial or complete paralysis:

Cervical Spine (C1-C8, Neck Region):

C1-C4 (High Cervical): Quadriplegia, possible ventilator dependence
C5-C8 (Low Cervical): Quadriplegia with some arm/hand function

Thoracic Spine (T1-T12, Mid-Back):

Paraplegia (lower body paralysis)

Lumbar Spine (L1-L5, Lower Back):

Varying degrees of leg weakness/paralysis

ASIA Impairment Scale:

A: Complete (no motor/sensory function below injury)
B: Sensory Incomplete (sensory but no motor function)
C: Motor Incomplete (motor function, most muscles <3/5 strength)
D: Motor Incomplete (most muscles ≥3/5 strength)
E: Normal

Herniated Disc

Herniated discs are common in car accidents, especially rear-end collisions:

Treatment Timeline:

Acute Phase (Weeks 1-6): Severe pain, medications, rest
Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic
Interventional (If Conservative Fails): Epidural injections
Surgery (If Injections Fail): Microdiscectomy or fusion

Permanent Restrictions Impact:

Can’t return to physical labor jobs
Lost earning capacity claims
Ongoing pain management needs

Whiplash and Soft Tissue Injuries

Insurance companies often undervalue soft tissue injuries because:

No broken bones or surgery = appears “minor”
Difficult to see on X-rays
Symptoms are subjective (pain, stiffness)

But soft tissue injuries can be serious:

15-20% develop chronic pain
Can prevent return to physical jobs
Often misdiagnosed initially

Proper Documentation is Critical:

Detailed pain descriptions to doctors
Consistent treatment (no gaps)
MRI proving injury
Physical therapy records
Work restrictions documented

Why Choose Attorney911 for Your Riesel Car Accident Case

Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is Attorney911’s most powerful competitive advantage. Lupe spent years working FOR insurance companies, learning:

Claim valuation methods (Colossus software, reserve setting)
Settlement authority structures and approval processes
Defense tactics and delay strategies
IME (Independent Medical Exam) doctor selection process
Surveillance and investigation methods
Delay and financial pressure tactics
Comparative fault arguments and blame-shifting

Now he uses that knowledge FOR victims, not against them.

No other firm in Riesel or Central Texas has this advantage. When insurance companies see that Lupe Peña is on your case, they know they’re dealing with someone who knows their playbook inside and out.

Multi-Million Dollar Results

Attorney911 has recovered millions for victims of:

Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss”
Amputations: “This case settled in the millions”
Trucking wrongful death: “Recovered millions of dollars in compensation”
Maritime injuries: “Significant cash settlement”

Our results prove we don’t settle cheap. As client Glenda Walker shared: “They fought for me to get every dime I deserved.”

Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. This federal court admission is critical for:

Complex cases that end up in federal court
FMCSA trucking regulations cases
Diversity jurisdiction for out-of-state defendants
Cases against major corporations

Our firm’s involvement in BP explosion litigation demonstrates our capability to take on billion-dollar corporations and win.

Personal Attention You Can Trust

At Attorney911, you’re not just another case number. As client Chad Harris said: “You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.”

You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager assembly line. Our clients consistently praise our communication and personal care:

Brian Butchee: “Melanie was excellent. She kept me informed and when she said she would call me back, she did.”
Stephanie Hernandez: “Leonor reached out to me… She took all the weight of my worries off my shoulders.”
Dame Haskett: “Consistent communication and not one time did I call and not get a clear answer… Ralph reached out personally.”

Contingency Fee – No Risk to You

We work on a contingency fee basis – you pay nothing unless we win your case. If we recover compensation for you, our fee is a percentage of the recovery. You may still be responsible for court costs and case expenses regardless of outcome, but we advance these costs so you don’t have to worry about upfront expenses.

Free consultation available to discuss fee structure. There’s no risk to call us and get answers to your questions.

Frequently Asked Questions About Motor Vehicle Accidents in Riesel

What should I do immediately after a car accident in Riesel, Texas?

If you’ve been in an accident in Riesel or anywhere in McLennan County:

Call 911 and report the accident
Seek medical attention even if you feel fine (adrenaline masks injuries)
Document everything: photos of damage, injuries, scene
Exchange information with the other driver
Get witness names and phone numbers
Do NOT give a recorded statement to any insurance company
Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000. Even if the accident seems minor, having an official report protects your rights.

Should I seek medical attention if I don’t feel hurt?

ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

Traumatic brain injuries can take days to manifest
Internal bleeding may not be obvious
Herniated discs may not cause pain for weeks
Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

Other driver: name, phone, address, driver’s license, insurance
Vehicle: make, model, color, license plate
Witnesses: names and phone numbers
Photos: all vehicle damage, injuries, road conditions, traffic signals
Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

Exchange information only
Do NOT discuss fault
Do NOT apologize or say “I’m sorry” (can be used as admission)
Do NOT give your opinion on what happened
Stick to facts only

How do I obtain a copy of the accident report?

In Riesel and McLennan County, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured or underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Do I have a personal injury case?

You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

Watch our video: “Is There a Statute of Limitations?” at https://www.youtube.com/watch?v=MRHwg8tV02c

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to MMI
Demand letter to insurance
Negotiation
Lawsuit if necessary
Discovery
Mediation
Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

Watch our video: “How Much Is My Personal Injury Case Worth?” at https://www.youtube.com/watch?v=onBzdkIWadY

What types of damages can I recover?

Medical expenses (past and future)
Lost wages and earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client… You are FAMILY to them.”

What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What common mistakes can hurt my case?

Giving a recorded statement without an attorney
Accepting a quick settlement
Delaying medical treatment
Gaps in treatment
Posting on social media
Signing releases or authorizations
Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you.

Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation.

How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on injury severity, permanency, impact on life, and clear liability. Lupe calculated these for years—he knows how to justify higher multipliers.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex—you need an experienced attorney.

What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days. We send preservation letters immediately.

What if I’m an undocumented immigrant—can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through: surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides.

Riesel, Texas: Our Community Commitment

At Attorney911, we’re proud to serve Riesel and all of McLennan County. While our main office is in Houston, we regularly handle cases throughout Central Texas, including Waco, Hewitt, Lorena, Bellmead, and surrounding communities.

Riesel’s location in McLennan County puts it at the intersection of rural and urban Texas. The mix of local traffic, agricultural vehicles, and through traffic on highways like I-35 and US-77 creates unique risks for drivers in our area. We understand the specific challenges faced by Riesel residents and are committed to fighting for justice when accidents occur.

Some of the dangerous locations we’ve seen for accidents in our area include:

The intersection of FM 1860 and SH-6 in Riesel
The stretch of I-35 through McLennan County
Rural roads where farm equipment and passenger vehicles share the roadway
Construction zones on US-77 and other major routes

Our firm’s Texas-wide experience, combined with our deep understanding of local issues, makes us uniquely qualified to handle motor vehicle accident cases in Riesel and throughout McLennan County.

Contact Attorney911 Today

If you or a loved one has been injured in a motor vehicle accident in Riesel, Waco, or anywhere in Central Texas, don’t wait. Evidence disappears daily, and the insurance company is already building their case against you.

Call Attorney911 now at 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We don’t get paid unless we win your case, so there’s no risk to call.

Se habla español – Lupe Peña and our team are ready to help Spanish-speaking clients.

Remember, when you call Attorney911, you’re not just getting a law firm – you’re getting a team that treats you like family. As client Glenda Walker said: “They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

Don’t face this alone. Call 1-888-ATTY-911 now. We’re ready to fight for you.