Motor Vehicle Accident Lawyers in Andrews, Texas | Attorney911
If you’ve been injured in a car accident in Andrews, Texas, you’re not alone. With one motor vehicle crash occurring every 57 seconds in Texas and over 251,977 people injured annually, accidents are a constant reality on our roads. At Attorney911, we understand the physical, emotional, and financial toll these incidents take on victims and their families. Our team, led by Ralph Manginello with over 25 years of experience, is here to fight for the compensation you deserve while you focus on your recovery.
Why Andrews Residents Choose Attorney911
Andrews, Texas, may be a smaller community, but its residents face the same serious accident risks as larger cities. Whether you’re traveling on US-385, SH-115, or FM-181, the dangers of distracted drivers, fatigued truckers, and impaired motorists are ever-present. Our firm has successfully represented clients throughout Andrews County and the surrounding Permian Basin region, helping them recover millions in compensation for their injuries.
Our Andrews-Specific Experience
We understand the unique challenges faced by Andrews residents:
- Oil field vehicle accidents on rural roads and highways
- Trucking collisions involving commercial vehicles servicing the energy industry
- Single-vehicle crashes on poorly maintained county roads
- Weather-related accidents during sudden West Texas storms
- Intersection collisions at busy local crossings like the junction of US-385 and SH-115
With offices strategically located across Texas, we regularly handle cases in Andrews and throughout the Permian Basin. While we’re based in Houston, Austin, and Beaumont, our Texas-wide practice means we understand the unique accident patterns in Andrews County – from oilfield vehicle accidents to trucking crashes on Highway 20.
Comprehensive Motor Vehicle Accident Coverage
Car Accidents in Andrews, Texas
Car accidents are the most common type of motor vehicle collision in Andrews. In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes, with one person injured every 2 minutes and 5 seconds. Common causes in Andrews include:
- Distracted driving (especially on rural roads where drivers may be less attentive)
- Speeding on open highways
- Failure to yield at intersections
- Running stop signs or red lights
- Following too closely on busy routes like US-385
- DUI/DWI incidents (Texas saw 1,053 alcohol-impaired driving deaths in 2024)
Common injuries we see in car accidents:
- Whiplash and soft tissue injuries
- Herniated discs
- Broken bones and fractures
- Traumatic brain injuries (TBI)
- Spinal cord injuries
- Internal organ damage
“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”
Client Testimonial:
“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE
If you’ve been injured in a car accident in Andrews, don’t let insurance companies lowball your claim. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.
18-Wheeler and Trucking Accidents
Andrews sits at the crossroads of major trucking routes serving the Permian Basin’s booming energy industry. With 39,393 commercial motor vehicle crashes in Texas in 2024, including 608 fatalities and 1,601 serious injuries, trucking accidents are a significant danger in our region. Texas accounts for 11% of all fatal truck crashes nationwide, making it the most dangerous state for trucking accidents.
Why trucking accidents are more complex:
- Size disparity: An 80,000-pound truck vs. a 4,000-pound car creates catastrophic damage
- Multiple liable parties: Driver, trucking company, cargo loader, manufacturer, maintenance company
- Federal regulations: FMCSA rules govern hours of service, maintenance, and driver qualifications
- Higher insurance limits: Trucking companies carry $750,000 to $5,000,000+ policies
FMCSA Regulations that frequently get violated:
- Hours of Service (HOS): Maximum 11 hours driving after 10 hours off-duty
- 14-hour window: Cannot drive beyond 14th consecutive hour on duty
- 30-minute break: Required after 8 hours of driving
- 60/70-hour limit: Weekly driving limits
- ELD (Electronic Logging Device): Mandatory since 2017 to track compliance
Recent Texas nuclear verdicts show the stakes:
- 2024 Oncor Electric: $37.5M verdict (distracted truck driver)
- 2024 New Prime I-35 pileup: $44.1M verdict (6 deaths)
- 2024 Ben E. Keith (Fort Worth): $35M settlement
“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”
Federal Court Advantage:
Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas, giving us the capability to handle complex trucking cases that often end up in federal court due to the interstate nature of the trucking industry.
If you or a loved one has been involved in a trucking accident in Andrews, time is critical. Electronic logging device (ELD) data can be overwritten in as little as 30 days. Call Attorney911 immediately at 1-888-ATTY-911 to preserve crucial evidence.
Drunk Driving Accidents
With 1,053 alcohol-impaired driving deaths in Texas in 2024 (25.37% of all traffic fatalities), drunk driving remains a persistent danger on Andrews roads. These preventable tragedies devastate families and communities.
Texas Dram Shop Law (TABC § 2.02):
Texas holds bars, restaurants, and other establishments liable if they serve alcohol to an obviously intoxicated person who then causes an accident. Signs of obvious intoxication include:
- Slurred speech
- Bloodshot or glassy eyes
- Unsteady gait or stumbling
- Impaired coordination
- Aggressive or erratic behavior
- Strong odor of alcohol
Potentially liable parties in drunk driving cases:
- The drunk driver
- Bars and nightclubs
- Restaurants serving alcohol
- Liquor stores
- Event organizers (concerts, festivals)
- Social hosts (in limited circumstances)
Why drunk driving cases often result in higher compensation:
- Punitive damages are available for gross negligence
- Multiple defendants can be held liable (driver + establishment)
- Criminal case can strengthen the civil case
- Insurance companies have less room to deny these claims
Attorney911’s Unique Advantage:
Our firm’s membership in the Harris County Criminal Lawyers Association (HCCLA) gives us unique insight into both the criminal and civil aspects of drunk driving cases. We’ve successfully handled numerous DWI-related cases, including:
- A case where improper maintenance of breathalyzer machines led to dismissal
- A case where missing EMS and hospital notes resulted in dismissal on the day of trial
- A case where video evidence showed the client was not drunk, leading to dismissal
If you’ve been injured by a drunk driver in Andrews, you may have claims against both the driver and the establishment that served them. Call Attorney911 at 1-888-ATTY-911 to explore all your legal options.
Motorcycle Accidents
Texas saw 585 motorcyclist fatalities in 2024, with 37% of those killed not wearing helmets. While Andrews may not have the heavy traffic of larger cities, motorcycle riders face significant risks on our rural roads and highways.
Texas helmet law:
- Required for all riders under 21
- Riders 21+ may ride without a helmet if they have completed a safety course OR have $10,000+ in medical insurance
Common causes of motorcycle accidents in Andrews:
- Failure to yield right of way (most common cause)
- Driver inattention/distraction (especially on rural roads)
- Unsafe lane changes
- Left-turn accidents (T-bone/head-on collisions)
- Speeding/reckless driving
The comparative negligence challenge:
Texas uses the 51% bar rule, which is particularly problematic for motorcyclists. Insurance companies almost always try to assign fault to the rider to reduce or eliminate their payout. Having a former insurance defense attorney on our team gives us unique insight into these tactics.
Pedestrian Accidents
With 6,095 pedestrian crashes in Texas in 2024 resulting in 768 fatalities, pedestrians are 19 times more likely to be killed in a crash than vehicle occupants. In Andrews, pedestrians face risks at intersections, in parking lots, and along roadways without proper sidewalks.
Critical legal point for pedestrians:
Pedestrians ALWAYS have the right-of-way at intersections in Texas – even at unmarked crosswalks. The distance between two intersecting streets is considered a crosswalk, whether marked or not. Many drivers don’t know this, and insurance companies won’t tell you.
Common pedestrian injuries:
- Traumatic brain injuries
- Spinal cord injuries
- Broken pelvis and legs
- Internal organ damage
- Fatalities
If you’ve been struck by a vehicle while walking in Andrews, don’t assume you were at fault. Call Attorney911 at 1-888-ATTY-911 to learn about your rights.
Rideshare Accidents (Uber/Lyft)
Rideshare services have become increasingly common in Andrews and the surrounding Permian Basin area. With 11 billion trips taken in the U.S. since 2010, rideshare accidents present unique legal challenges due to the complex insurance coverage structure.
Rideshare insurance phases:
| Phase | Driver Status | Coverage Available |
|---|---|---|
| Period 0 – Offline | App off, personal use | Personal insurance only (TX minimum: $30K/$60K/$25K) |
| Period 1 – Waiting | App on, no ride request | Contingent coverage: $50K/$100K/$25K |
| Period 2 – Accepted | Ride accepted, en route to pickup | Full commercial: $1,000,000 liability |
| Period 3 – Transporting | Passenger in vehicle | Full commercial: $1,000,000 liability |
Who can be injured in rideshare accidents:
- 21% Riders
- 21% Drivers
- 58% Third parties (other drivers, pedestrians, passengers in other vehicles)
Why this matters:
Insurance coverage varies dramatically based on what the driver was doing at the moment of the crash. This complexity is why you need an attorney with experience navigating rideshare claims.
If you’ve been injured in a rideshare accident in Andrews, call Attorney911 at 1-888-ATTY-911. We know how to identify the correct insurance coverage and maximize your recovery.
Hit and Run Accidents
Hit and run accidents are particularly devastating because the at-fault driver cannot be held directly accountable. In Texas, hit and run is a serious crime with severe penalties:
| Severity | Charge | Penalty |
|---|---|---|
| Death | 2nd Degree Felony | 2-20 years prison, up to $10K fine |
| Serious Bodily Injury | 3rd Degree Felony | 2-10 years prison, up to $10K fine |
| Minor Injury | State Jail Felony | Up to 5 years, up to $5K fine |
| Property Damage ≥$200 | Class B Misdemeanor | Up to 6 months jail, up to $2K fine |
Your recovery options after a hit and run:
- Uninsured Motorist (UM) coverage from your own policy
- Underinsured Motorist (UIM) coverage if the at-fault driver is later identified but has insufficient coverage
- Personal Injury Protection (PIP) for medical expenses
Critical evidence preservation:
- Surveillance footage is typically deleted within 7-30 days
- Witnesses become harder to locate as time passes
- Physical evidence at the scene disappears quickly
“We’ve recovered substantial settlements in hit and run cases through UM claims by acting quickly to preserve evidence and build strong cases.”
If you’ve been the victim of a hit and run in Andrews, call Attorney911 immediately at 1-888-ATTY-911. Time is critical to preserve evidence and protect your rights.
Tesla and Autonomous Vehicle Accidents
As electric and autonomous vehicles become more common in Andrews and throughout Texas, these accidents present unique legal challenges. Tesla’s Autopilot system has been involved in numerous high-profile crashes:
- May 2016: First U.S. Autopilot fatality in Florida (18-wheeler collision)
- March 2018: Apple engineer killed in California (settled April 2024)
- August 2025: $240M+ jury verdict in Miami (landmark case)
Key liability arguments in autonomous vehicle cases:
- Tesla marketed Full Self-Driving (FSD) as safer than human drivers
- Marketing fostered driver overconfidence and overreliance
- Tesla knew the system couldn’t detect emergency vehicles
- Tesla used over-the-air software updates instead of comprehensive fixes
NHTSA data shows the risks:
- Tesla Autopilot accounts for 70% of driver-assist crashes reported to NHTSA
- December 2023: Tesla recalled 2+ million vehicles for Autopilot issues
If you’ve been involved in an accident with a Tesla or other autonomous vehicle in Andrews, call Attorney911 at 1-888-ATTY-911. These cases require specialized legal expertise.
Delivery Vehicle Accidents (Amazon, UPS, FedEx)
With the growth of e-commerce, delivery vehicle accidents have become increasingly common in Andrews and throughout Texas. Amazon’s Delivery Service Partner (DSP) program has been particularly problematic:
- 1,879 crashes involving Amazon-related motor carriers in 24 months (ending August 2025)
- Amazon DSPs have a higher safety violation rate than average motor carriers
- Amazon contractually requires DSPs to “defend and indemnify” Amazon
Key verdicts in delivery vehicle cases:
- 2024 Georgia: $16.2M for child struck by Amazon delivery van
- 2024 Lopez v. All Points 360: $105M (Amazon DSP case)
- Grubhub wrongful death lawsuit in Arizona
If you’ve been injured by a delivery vehicle in Andrews, call Attorney911 at 1-888-ATTY-911. These cases often involve multiple liable parties and complex insurance coverage issues.
What to Do After an Accident in Andrews, Texas
48-Hour Immediate Action Protocol
Hour 1-6 (Immediate Crisis):
✅ Safety First: If you can move safely, get to a secure location away from traffic
✅ Call 911: Report the accident, request medical assistance if anyone is injured
✅ Medical Attention: If injured, get to the ER immediately. Adrenaline masks injuries – you may be hurt and not know it yet
✅ Document Everything:
- Take photos of ALL vehicle damage (every angle)
- Photograph the accident scene, road conditions, traffic signals
- Take photos of visible injuries
- Screenshot any messages visible on your phone (do NOT delete anything)
✅ Exchange Information: - Other driver’s name, phone, address
- Insurance company and policy number
- Driver’s license number
- License plate number
- Vehicle make, model, color
✅ Witnesses: - Get names and phone numbers of any witnesses
- Ask if they saw what happened
- Record their statements if possible
✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company
Hour 6-24 (Evidence Preservation):
✅ Digital Preservation:
- Preserve all texts, calls, photos, videos related to the accident
- Do NOT delete anything from your phone
- Screenshot everything relevant
- Email copies to yourself for backup
✅ Physical Evidence: - Secure damaged clothing, glasses, personal items
- Keep receipts for any expenses (towing, rental car, medications)
- Do NOT repair your vehicle yet – preserve the damage
✅ Medical Records: - Request copies of all ER/hospital records
- Keep all discharge paperwork
- Follow up with your primary care physician within 24-48 hours
✅ Insurance Communications: - Note any calls from insurance companies
- Do NOT give recorded statements yet
- Do NOT sign anything
- Do NOT accept any settlement offers
- Say: “I need to speak with my attorney first”
✅ Social Media: - Make ALL profiles private immediately
- Do NOT post about the accident
- Do NOT post photos of injuries or activities
- Tell friends/family not to tag you in posts
Hour 24-48 (Strategic Decisions):
✅ Legal Consultation:
- Speak with experienced motor vehicle accident attorney
- Call Attorney911: 1-888-ATTY-911 for free consultation
- Have your documentation ready
✅ Insurance Response: - If insurance contacts you, refer them to your attorney
- Say: “My attorney will be in touch with you”
- Provide only basic information: name, date of accident, that you were involved
✅ Settlement Offers: - Do NOT accept or sign anything without lawyer review
- Early offers are ALWAYS lowball offers
- You don’t know the extent of your injuries yet
✅ Evidence Backup: - Upload all screenshots and photos to cloud storage
- Email copies to yourself and a family member
- Create a written timeline of events while your memory is fresh
Evidence Deterioration Timeline
This creates legitimate urgency – evidence DOES disappear on a predictable schedule:
| Timeframe | What Disappears |
|---|---|
| Day 1-7 | Witness memories begin fading immediately after peaking |
| Day 7-30 | Surveillance footage deleted (gas stations: 7-14 days, retail stores: 30 days) |
| Month 1-2 | Insurance companies solidify their defense position against you |
| Month 2-6 | Trucking ELD/black box data can be overwritten (30-180 days) |
| Month 6-12 | Witnesses become unreachable, memories severely degraded |
| Month 12-24 | Approaching statute of limitations creates pressure to settle |
Within 24 hours of retaining Attorney911, we send preservation letters to:
- Other driver’s insurance company
- Trucking companies (for commercial vehicle accidents)
- Businesses near the scene (for surveillance footage)
- Employers (for employment records)
- Property owners (for security camera footage)
- Government entities (for traffic camera footage)
- Vehicle manufacturers (for black box data)
These letters LEGALLY REQUIRE evidence preservation before automatic deletion.
Texas Motor Vehicle Law Framework
Statute of Limitations
Texas Civil Practice & Remedies Code § 16.003
| Claim Type | Time Limit | Starts From |
|---|---|---|
| Personal Injury | 2 years | Date of accident |
| Wrongful Death | 2 years | Date of death |
| Property Damage | 2 years | Date of damage |
| Government Claims | 6 months notice | Date of incident |
| Minors | Tolled until 18 | Then 2 years |
Exceptions:
- Discovery Rule: Statute may start later if injury/cause not immediately discoverable
- Defendant Absence: Tolled if defendant leaves Texas
- Mental Incapacity: Tolled during incapacity
CRITICAL: Miss the deadline = case BARRED forever. Cannot be extended or waived.
Comparative Negligence (51% Bar Rule)
Texas uses modified comparative negligence with a 51% bar:
- If you are 50% or less at fault → You can recover damages (reduced by your % of fault)
- If you are 51% or more at fault → You recover NOTHING
Examples:
| Your Fault % | Case Value | Your Recovery |
|---|---|---|
| 0% | $100,000 | $100,000 |
| 10% | $100,000 | $90,000 |
| 25% | $250,000 | $187,500 |
| 40% | $500,000 | $300,000 |
| 50% | $500,000 | $250,000 |
| 51% | $500,000 | $0 |
Why this matters:
Insurance companies ALWAYS try to assign maximum fault to you to reduce their payment. Even small fault percentages cost you thousands:
- 10% fault on $100,000 case = $10,000 less for you
- 25% fault on $250,000 case = $62,500 less for you
- 40% fault on $500,000 case = $200,000 less for you
Lupe’s insurance defense experience helps counter their comparative fault arguments because he made these arguments for years – now he defeats them.
Texas Minimum Auto Insurance (30/60/25)
| Coverage | Minimum Required |
|---|---|
| Bodily Injury – Per Person | $30,000 |
| Bodily Injury – Per Accident | $60,000 |
| Property Damage – Per Accident | $25,000 |
Uninsured Motorist Statistics:
- 15.4% of U.S. motorists are uninsured (approximately 1 in 7 drivers)
- UM/UIM coverage is critical for protection
- Texas allows inter-policy stacking
Proving Liability in Your Andrews Accident Case
To win your motor vehicle accident case in Texas, you must prove four elements of negligence:
- Duty of Care: All drivers have a legal duty to operate their vehicles safely
- Breach of Duty: The at-fault driver violated their duty of care (speeding, running red light, texting, DUI, etc.)
- Causation: The breach of duty DIRECTLY caused your injuries
- Damages: You suffered actual harm (physical, financial, emotional)
Evidence Types and Sources
Physical Evidence:
- Vehicle damage photographs (all angles)
- Skid marks, debris, road damage
- Damaged personal property (clothing, glasses, phone)
- Weather and road conditions documentation
Documentary Evidence:
- Police accident report
- 911 call recordings
- Traffic camera footage
- Surveillance footage from nearby businesses
- Medical records and bills
- Employment records (for lost wages)
- Cell phone records (proving distraction)
Electronic Evidence:
- ELD (Electronic Logging Device) data from trucks
- Vehicle black box/EDR (Event Data Recorder)
- GPS/telematics data
- Dashcam footage
- Social media posts (theirs, not yours)
Testimonial Evidence:
- Witness statements
- Expert witness testimony
- Medical expert opinions
- Accident reconstruction specialists
Multiple Liable Parties
Many accidents involve more than one liable party:
Trucking Accidents Can Involve:
- Truck driver (negligent operation)
- Trucking company (negligent hiring, supervision, maintenance)
- Cargo loader (improper loading causing instability)
- Vehicle manufacturer (defective parts)
- Maintenance company (improper repairs)
Rideshare Accidents Can Involve:
- Rideshare driver
- Rideshare company (Uber/Lyft)
- Other at-fault drivers
- Vehicle owner (if different from driver)
Drunk Driving Accidents Can Involve:
- Drunk driver
- Bar/restaurant (dram shop liability)
- Social host (limited circumstances)
- Liquor store (serving obviously intoxicated person)
More liable parties = more insurance policies = higher recovery potential.
Damages and Compensation in Texas
Types of Damages You Can Recover
Economic Damages (No Cap in Texas):
- Medical expenses (past and future)
- Lost wages and earning capacity
- Property damage
- Out-of-pocket expenses (transportation, home modifications, household help)
Non-Economic Damages (No Cap Except Medical Malpractice):
- Pain and suffering
- Mental anguish
- Physical impairment
- Disfigurement
- Loss of consortium (impact on marriage/family relationships)
- Loss of enjoyment of life
Punitive/Exemplary Damages (Capped):
- Available for gross negligence, fraud, or malice
- Drunk driving cases often qualify
- Cap: Greater of $200,000 OR (2x economic + 1x non-economic max $750,000)
Settlement Ranges by Injury Type
Soft Tissue Injuries (Whiplash, Sprains, Strains):
- Medical Treatment: $6,000-$16,000
- Lost Wages: $2,000-$10,000
- Pain & Suffering: $8,000-$35,000
- SETTLEMENT RANGE: $15,000-$60,000
Broken Bone (Single, Simple Fracture):
- Medical Treatment: $10,000-$20,000
- Lost Wages: $5,000-$15,000
- Pain & Suffering: $20,000-$60,000
- SETTLEMENT RANGE: $35,000-$95,000
Broken Bone (Requiring Surgery – ORIF):
- Medical Treatment: $47,000-$98,000
- Lost Wages: $10,000-$30,000
- Pain & Suffering: $75,000-$200,000
- SETTLEMENT RANGE: $132,000-$328,000
Herniated Disc (Conservative Treatment):
- Medical Treatment: $22,000-$46,000
- Lost Wages: $8,000-$25,000
- Pain & Suffering: $40,000-$100,000
- SETTLEMENT RANGE: $70,000-$171,000
Herniated Disc (Surgery Required):
- Past Medical: $96,000-$205,000
- Future Medical: $30,000-$100,000
- Lost Wages: $20,000-$50,000
- Lost Earning Capacity: $50,000-$400,000
- Pain & Suffering: $150,000-$450,000
- SETTLEMENT RANGE: $346,000-$1,205,000
Traumatic Brain Injury (Moderate to Severe):
- Past Medical: $198,000-$638,000
- Future Medical: $300,000-$3,000,000+
- Lost Wages: $50,000-$200,000
- Lost Earning Capacity: $500,000-$3,000,000+
- Pain & Suffering: $500,000-$3,000,000+
- SETTLEMENT RANGE: $1,548,000-$9,838,000
Attorney911 Documented Result:
“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company”
Spinal Cord Injury / Paralysis:
- High Tetraplegia (C1-C4): $6,000,000-$13,000,000+ lifetime costs
- Low Tetraplegia (C5-C8): $3,700,000-$6,100,000+ lifetime costs
- Paraplegia (T1-L5): $2,500,000-$5,250,000+ lifetime costs
- SETTLEMENT RANGE: $4,770,000-$25,880,000
Amputation:
- Past Medical: $170,000-$480,000
- Future Medical: $500,000-$2,000,000 (lifetime prosthetics)
- SETTLEMENT RANGE: $1,945,000-$8,630,000
Attorney911 Documented Result:
“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”
Wrongful Death (Working Age Adult):
- Economic Damages: $1,000,000-$4,000,000 (lost financial support)
- Non-Economic Damages: $500,000-$3,000,000 (loss of companionship)
- SETTLEMENT RANGE: $1,910,000-$9,520,000
Attorney911 Documented Result:
“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”
Nuclear Verdicts Trend (2024-2025)
Texas leads the nation in nuclear verdicts (jury awards exceeding $10 million):
- 207 nuclear verdicts ($10M+) from 2009-2023
- Total: $45+ billion in Texas alone
- Auto accidents = 23.2% of all nuclear verdicts
Recent Texas Motor Vehicle Nuclear Verdicts:
- 2024 Hatch v. Jones: $81,720,000 (car accident wrongful death)
- 2024 Frito-Lay Warehouse: $72,000,000 (vehicle collision)
- 2024 Lopez v. All Points 360: $105,000,000 (Amazon DSP)
- 2024 New Prime I-35 pileup: $44,100,000 (6 deaths)
- 2024 Oncor Electric: $37,500,000 (trucking)
- 2024 Ben E. Keith: $35,000,000 (Fort Worth trucking)
Why this matters:
Insurance companies FEAR nuclear verdicts. This fear increases settlement values across ALL serious injury cases, not just those going to trial. Attorney911’s trial readiness and multi-million dollar track record gives us leverage in every negotiation.
Insurance Company Tactics Exposed
At Attorney911, we know how insurance companies operate because Lupe Peña worked for years at a national defense firm, learning firsthand how large insurance companies value claims. Now he uses that knowledge to fight FOR you, not against you.
Tactic #1: Quick Contact & Recorded Statement (Days 1-3)
What they do:
Insurance adjusters contact you IMMEDIATELY – often while you’re still in the hospital, on pain medication, scared, and confused. They act friendly and helpful, saying things like:
- “We just want to help you”
- “We need to get your side of the story”
- “This is routine, everyone does this”
- “It’ll only take a few minutes”
What they’re really doing:
They’re building their defense against you with leading questions designed to trap you:
| Question They Ask | What They Want You to Say |
|---|---|
| “You’re feeling better now though, right?” | Trap you into saying you’re improving |
| “It wasn’t that bad of an impact, was it?” | Minimize collision severity |
| “You were able to walk away from the scene?” | Suggest injuries not serious |
| “Were you distracted at all?” | Get you to admit distraction |
| “How fast were you going?” | Hope you overestimate or say “I don’t know” |
Lupe’s Insider Knowledge:
“I’ve taken hundreds of recorded statements as a defense attorney. Here’s the truth: They’re not trying to understand what happened. They’re trying to find inconsistencies, minimize your injuries, and build a case against you. Everything you say will be used to reduce or deny your claim.”
How Attorney911 counters:
DO NOT give recorded statements without us. Once you hire Attorney911:
- We become your voice
- All calls go through us
- You don’t talk to adjusters
- We prepare you properly if a statement becomes necessary
- We sit with you during any statements
Tactic #2: Quick Settlement Offer (Weeks 1-3)
What they do:
Within days or weeks, insurance companies offer quick money – typically $2,000-$5,000, sometimes $10,000-$15,000 if they’re scared. They create artificial urgency:
- “This offer expires in 48 hours”
- “I can only get approval for this amount right now”
- “Take it or leave it”
- “This is our final offer” (it’s not)
The trap:
You don’t know the extent of your injuries yet. Consider this scenario:
| What Happens | Result |
|---|---|
| Day 3: Insurance offers $3,500 “final settlement” | You’re desperate, in pain, scared |
| You sign the release | You think it’s over |
| Week 6: MRI shows herniated disc requiring surgery | Surgery costs $100,000 |
| TOO LATE | You signed release, can’t reopen claim |
| You pay $100,000 out of pocket | Insurance pays nothing more |
RELEASE IS PERMANENT AND FINAL.
How Attorney911 counters:
NEVER settle before Maximum Medical Improvement (MMI) – the point where you’ve recovered as much as you’re going to. This could be 6 months, 12 months, or 24+ months depending on your injuries. We know these early offers are ALWAYS lowball offers. Lupe calculated these lowball offers for years – he KNOWS they’re offering 10-20% of your case’s true value.
Tactic #3: “Independent” Medical Exam (Months 2-6)
What they call it:
“Independent Medical Examination” (IME)
What it really is:
An insurance company hired doctor to minimize your injuries.
How insurance companies choose IME doctors:
They select doctors based on who gives insurance-favorable reports, not who’s most qualified. These doctors:
- Are paid THOUSANDS by insurance companies ($2,000-$5,000 per exam)
- Get repeat business by finding “no injury” or “pre-existing condition”
- Rarely review your complete medical records beforehand
What happens at an IME:
A 10-15 minute “examination” where they:
- Perform a cursory physical exam
- Ask questions designed to elicit “I’m feeling better” responses
- Look for ANY reason to minimize your injuries
Common IME doctor findings:
| What They Say | What It Means |
|---|---|
| “Patient has pre-existing degenerative changes” | Everyone over 40 has some arthritis – used to deny claims |
| “Injuries consistent with minor trauma” | Minimizes your pain and suffering |
| “Patient can return to full duty work” | Eliminates lost wage claims |
| “Treatment has been excessive” | Attacks your treating doctors |
| “Subjective complaints out of proportion to objective findings” | Medical speak for calling you a LIAR |
Lupe’s Insider Quote:
“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”
How Attorney911 counters:
- We prepare you extensively before the exam
- We send complete medical records to the IME doctor first (forcing review)
- We challenge biased IME reports with our own medical experts
- Lupe knows these specific doctors and their biases – he hired them for years
Tactic #4: Delay and Financial Pressure (Months 6-12+)
What they do:
Insurance companies drag your case out, hoping you’ll get desperate:
- “Still investigating your claim”
- “Waiting for medical records” (that we sent months ago)
- “Reviewing your file”
- “Need additional information”
- Ignore calls and emails
- Take weeks to respond to simple questions
Why delay works (on people without attorneys):
Insurance Companies Have:
- Unlimited time
- Unlimited resources
- No financial pressure
- Earning interest on YOUR settlement money while delaying
You Have:
- Mounting bills
- Zero income
- Creditors threatening
- Need money NOW
Financial desperation makes you accept less:
- Month 1: You’d reject $5,000 offer
- Month 6: You’d seriously consider $5,000
- Month 12: You’d BEG for $5,000 just to end the nightmare
How Attorney911 counters:
- We file lawsuit to force deadlines
- We set depositions forcing them to produce witnesses
- We prepare for trial showing we’re serious
- Lupe understands delay tactics because he used them – knows when to push
Tactic #5: Surveillance and Social Media Monitoring
What they do:
Insurance companies hire private investigators to:
- Video you doing daily activities
- Film from public places (your driveway, street, stores)
- Follow you to appointments, errands, social activities
- Look for ANY activity contradicting your injury claims
- One video of you bending over = “Not really injured”
They monitor ALL your social media:
- Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
- Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
- Monitor your friends’ profiles for posts mentioning you
- Use facial recognition to find photos you’re tagged in
- Archive your entire social media history
Examples we’ve defended:
| Example | What Happened | Insurance Claimed | Reality |
|---|---|---|---|
| Old Photo | Gym photo from 3 YEARS AGO | Presented as recent, contradicts injury | We proved metadata was pre-accident |
| Restaurant Check-in | Facebook check-in at restaurant | “Partying and having fun” | Sitting quietly having dinner |
| Friend’s Comment | Friend posted “Had fun yesterday!” | Evidence of non-injury | Client was resting at home |
| Walking Dog | Video of client walking dog slowly | “Not disabled” | Doctor RECOMMENDED short walks |
| Smiling in Photo | Family photo smiling | “Not in pain – she’s smiling!” | Everyone smiles for photos |
7 Rules for Clients:
- Make ALL profiles private immediately
- DON’T post about accident, injuries, activities, emotions, case
- DON’T check in anywhere
- Tell friends/family: don’t tag, don’t post about you
- Don’t accept friend requests from strangers (fake profiles)
- BEST: Stay off social media entirely during your case
- Assume EVERYTHING is being monitored
Tactic #6: Comparative Fault Arguments
What they do:
Insurance companies try to assign you MAXIMUM fault to reduce their payment:
- “You were speeding” (without evidence)
- “You weren’t paying attention” (speculation)
- “You could have avoided this” (hindsight bias)
- “You were distracted” (guessing)
- “You contributed to this accident” (shifting blame)
Why they do this:
Texas 51% bar rule means:
- If you’re 51%+ at fault → You get NOTHING
- If you’re 50% or less at fault → Your damages reduced by your percentage
Even small fault percentages cost thousands:
- 10% fault on $100,000 case = $10,000 less for you
- 25% fault on $250,000 case = $62,500 less for you
- 40% fault on $500,000 case = $200,000 less for you
How Attorney911 counters:
Aggressive liability investigation:
- Accident reconstruction proving other driver’s fault
- Witness statements supporting your version
- Police report analysis emphasizing citations
- Expert testimony on perception-reaction time
Lupe knows their fault arguments because he made them for years – now he defeats them.
Colossus: How Insurance Companies ACTUALLY Value Your Claim
Lupe Peña knows how insurance companies value claims because he used these systems for years. Here’s how the Colossus software system works:
- Data Entry: Adjuster inputs injury codes, treatment types, medical costs, jurisdiction
- Coding: Injuries are coded using standardized medical terms
- Calculation: Software applies algorithms to determine “value”
- Range Output: System provides recommended settlement range
- Authority: Adjuster typically cannot exceed without supervisor approval
How insurance manipulates Colossus:
| Manipulation | Effect |
|---|---|
| Low Injury Codes | “Soft tissue strain” instead of “disc herniation” reduces value 50-100% |
| Excessive Treatment Flags | Therapy beyond “normal” range triggers reduction |
| Conservative Treatment Penalty | Chiropractic valued less than MD treatment |
| Pre-Existing Reduction | Any prior condition used to reduce value |
| Jurisdiction Factor | Low-verdict counties get lower values |
Why Lupe’s experience matters:
- Knows how to code injuries properly for maximum value
- Knows which medical terms trigger higher valuations
- Knows when Colossus output is artificially low
- Knows how to present records to beat the algorithm
- Worked with these systems for years as a defense attorney
Medical Knowledge Encyclopedia
Traumatic Brain Injury (TBI)
Immediate vs. Delayed Symptoms:
Immediate Symptoms (At Accident Scene or Within Hours):
- Loss of consciousness (even brief – seconds to minutes)
- Confusion and disorientation (“Where am I? What happened?”)
- Vomiting and nausea
- Seizures
- Severe headache
- Dilated pupils
- Slurred speech
- Weakness or numbness
Delayed Symptoms (Hours to Days Later – CRITICAL):
- Worsening headaches that don’t respond to medication
- Repeated vomiting
- Seizures developing days later
- Slurred speech or difficulty speaking
- Personality changes and mood swings
- Sleep disturbances (sleeping much more or can’t sleep)
- Sensitivity to light and noise
- Confusion and memory problems worsening
Why delayed symptoms matter legally:
Insurance companies claim delayed symptoms aren’t from the accident. We use medical experts to explain that symptom progression is NORMAL for brain injuries.
Severity Classifications:
| Classification | Characteristics |
|---|---|
| Mild TBI / Concussion | Brief LOC (seconds to minutes), GCS 13-15, may seem “fine” initially |
| Moderate TBI | LOC minutes to hours, GCS 9-12, lasting cognitive impairment |
| Severe TBI | Extended unconsciousness or coma, GCS 3-8, permanent disability likely |
Long-Term Complications:
- Chronic Traumatic Encephalopathy (CTE): Progressive brain degeneration, personality changes, dementia
- Post-Concussive Syndrome: Headaches, dizziness lasting months or years (affects 10-15%)
- Increased Dementia Risk: Single moderate TBI doubles dementia risk later in life
- Personality and Mood Disorders: Depression (40-50% of TBI patients), anxiety, irritability
- Seizure Disorders: Can develop months or years after injury
- Cognitive Impairment: Memory problems, difficulty concentrating, slowed processing
Spinal Cord Injury
Injury Levels and Impact:
Cervical Spine (C1-C8, Neck Region):
- C1-C4 (High Cervical): Quadriplegia (all four limbs paralyzed), possible ventilator dependence, 24/7 care required
- C5-C8 (Low Cervical): Quadriplegia with some arm/hand function, wheelchair dependent
Thoracic Spine (T1-T12, Mid-Back):
- Paraplegia: Lower body paralysis, wheelchair dependent
- Trunk control varies by level
Lumbar Spine (L1-L5, Lower Back):
- Varying degrees of leg weakness/paralysis
- Bowel/bladder dysfunction common
- May walk with assistive devices
ASIA Impairment Scale:
| Grade | Classification | Prognosis |
|---|---|---|
| A | Complete | No motor or sensory function below injury – worst |
| B | Sensory Incomplete | Sensory function but no motor function |
| C | Motor Incomplete | Motor function but most muscles <3/5 strength |
| D | Motor Incomplete | Motor function with most muscles ≥3/5 strength |
| E | Normal | Full motor and sensory function (recovered) |
Secondary Complications:
- Pressure sores (leading cause of hospitalization)
- Respiratory complications (pneumonia – leading cause of death)
- Bowel and bladder dysfunction
- Sexual dysfunction
- Autonomic dysreflexia (life-threatening blood pressure crisis)
- Depression (40-60% of patients)
- Shortened life expectancy (5-15 years on average)
Amputation
Types:
- Traumatic Amputation: Limb severed at accident scene by collision impact
- Surgical Amputation: Due to crush injuries or infections (like our documented case)
Levels:
- Above-Knee: More difficult, less mobility, more expensive prosthetics
- Below-Knee: Better mobility potential, easier prosthetic use
- Upper Extremity: Arm, hand, fingers
- Multiple Limbs: Exponentially more challenging
Phantom Limb Pain:
- 80% of amputees experience phantom pain
- Feeling pain in limb that’s no longer there
- Can be severe and debilitating
- Often permanent condition
- Requires lifetime pain management
Attorney911 Case Result:
“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”
Burn Injuries
Classifications:
| Degree | Characteristics | Treatment |
|---|---|---|
| First-Degree | Superficial, like sunburn, heals 7-10 days | Outpatient |
| Second-Degree | Blistering, severe pain, may scar | Monitor, possible hospital |
| Third-Degree | Full thickness, destroys all skin, always scars | Skin grafting required |
| Fourth-Degree | Extends into muscle and bone | Often requires amputation |
Body Surface Area Impact:
| % Body Burned | Treatment Required |
|---|---|
| <10% | Usually outpatient |
| 10-20% | Hospitalization required |
| 20-40% | Burn center, ICU, multiple surgeries |
| >40% | Extremely life-threatening |
| >60% | Often fatal |
Why Choose Attorney911 for Your Andrews Accident Case
1. Insurance Defense Insider Advantage
“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”
What this means for your case:
- We know their tactics because Lupe used them
- We anticipate their strategies before they deploy them
- We know how they value claims internally
- We know which IME doctors they favor
- We know how to beat their algorithms
- We speak their language
No other firm in Andrews has this advantage.
2. Multi-Million Dollar Results
Attorney911 has recovered millions for victims of:
- Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss”
- Amputations: “This case settled in the millions”
- Trucking wrongful death: “Recovered millions of dollars in compensation”
- Maritime injuries: “Significant cash settlement”
Our results prove we don’t settle cheap.
3. Federal Court Experience
Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas.
Why this matters:
- Complex cases often end up in federal court
- FMCSA trucking regulations are federal
- Diversity jurisdiction for out-of-state defendants
- Federal court requires different skills than state court
BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation”
4. Personal Attention
What clients say:
“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris
“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton
“Ralph reached out personally.” – Dame Haskett
“Consistent communication and not one time did i call and not get a clear answer.” – Dame Haskett
You work directly with Ralph or Lupe, not a case manager assembly line.
5. Contingency Fee – No Risk to You
“We don’t get paid unless we win your case.”
- Free consultation
- No upfront costs
- No hourly billing
- We advance all case costs
- You pay nothing unless we recover for you
Client Testimonials
For Communication & Care:
“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee
“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez
“Special thank you to my attorney, Mr. Pena, for your kindness and patience with my repeated questions.” – Chelsea Martinez
For Results & Speed:
“One company said they would not except my case. Then I got a call from Manginello…I got a call to come pick up this handsome check.” – Donald Wilcox
“Leonor is the best!!! She was able to assist me with my case within 6 months.” – Tymesha Galloway
“Mariela and Zulema have done such a fantastic job…gone above and beyond to get my case settled quickly!” – Hannah Garcia
For Switching From Other Attorneys:
“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” – Greg Garcia
“They took over my case from another lawyer and got to working on my case.” – CON3531
For Spanish Language Services:
“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez
“They solved in a couple of months what others did nothing about in two years.” – Angel Walle
For Ralph’s Personal Involvement:
“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.” – Jamin Marroquin
“Ralph Manginello is indeed the best attorney I ever had..He cares greatly about his results.” – AMAZIAH A.T
For Overall Excellence:
“Best lawyers in the city…fast return..and they really care about their clients.” – Dean Jones
“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker
“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” – Kiwi Potato
Celebrity Endorsements:
“One of Houston’s Great Men Trae Tha Truth has recommended this law firm. So if he is vouching for them then I know they do good work.” – Jacqueline Johnson
Frequently Asked Questions About Motor Vehicle Accidents in Andrews, Texas
Immediate After Accident
1. What should I do immediately after a car accident in Andrews, Texas?
If you’ve been in an accident in Andrews:
- Call 911 and report the accident
- Seek medical attention even if you feel fine (adrenaline masks injuries)
- Document everything: photos of damage, injuries, scene
- Exchange information with other driver
- Get witness names and phone numbers
- Do NOT give recorded statement to any insurance company
- Call Attorney911: 1-888-ATTY-911
2. Should I call the police even for a minor accident?
Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.
3. Should I seek medical attention if I don’t feel hurt?
ABSOLUTELY. Many serious injuries don’t show symptoms immediately:
- Traumatic brain injuries can take days to manifest
- Internal bleeding may not be obvious
- Herniated discs may not cause pain for weeks
- Adrenaline masks pain at the scene
Insurance companies use delays in treatment against you. Get checked immediately.
4. What information should I collect at the scene?
- Other driver: name, phone, address, driver’s license, insurance
- Vehicle: make, model, color, license plate
- Witnesses: names and phone numbers
- Photos: all vehicle damage, injuries, road conditions, traffic signals
- Police: officer name, badge number, report number
5. Should I talk to the other driver or admit fault?
- Exchange information only
- Do NOT discuss fault
- Do NOT apologize or say “I’m sorry” (can be used as admission)
- Do NOT give your opinion on what happened
- Stick to facts only
6. How do I obtain a copy of the accident report in Andrews?
You can obtain the police report from the Andrews Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).
Dealing With Insurance
7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.
8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give recorded statement. Do NOT discuss injuries or fault.
9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.
10. Should I accept a quick settlement offer?
NEVER accept settlement before knowing full extent of injuries. Once you sign a release, you cannot get more money even if you need surgery later.
11. What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8
12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.
Legal Process
13. Do I have a personal injury case?
You may have a case if:
- Someone else was at fault (even partially)
- You suffered injuries or damages
- There is insurance to recover from
Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims
14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911
15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from date of accident for personal injury, 2 years from date of death for wrongful death. Miss it = case barred forever.
16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.
Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4
17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.
18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.
Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc
19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.
20. What is the legal process step-by-step?
- Investigation and evidence gathering
- Medical treatment to MMI
- Demand letter to insurance
- Negotiation
- Lawsuit if necessary
- Discovery
- Mediation
- Trial if needed
Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs
Compensation
21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).
22. What types of damages can I recover?
- Medical expenses (past and future)
- Lost wages and earning capacity
- Pain and suffering
- Mental anguish
- Physical impairment
- Disfigurement
- Loss of enjoyment of life
- Property damage
23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).
24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.
25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.
26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.
Attorney Relationship
27. How much do car accident lawyers cost?
Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.
Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc
28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.
29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”
30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”
31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”
Mistakes to Avoid
32. What common mistakes can hurt my case?
- Giving recorded statement without attorney
- Accepting quick settlement
- Delaying medical treatment
- Gaps in treatment
- Posting on social media
- Signing releases or authorizations
- Not documenting everything
Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY
33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about accident, injuries, or activities. Insurance monitors everything.
34. Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.
35. What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize severity of injuries. Delayed symptoms are common. We can still help.
Additional Common Questions
36. What if I have a pre-existing condition?
You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. For example: You had mild occasional back pain. The accident caused a herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.
37. Can I switch attorneys if I’m unhappy with my current lawyer?
YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.
38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.
39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on: injury severity, permanency, impact on life, clear liability. For example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years—he knows how to justify higher multipliers. See Section G for detailed breakdown.
40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.
41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—most footage is deleted within 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.
42. What if I’m an undocumented immigrant—can I still file a claim?
YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.
43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.
44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.
45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.
Andrews, Texas Motor Vehicle Accident Resources
Local Hospitals and Medical Centers
Permian Regional Medical Center
- Address: 720 Hospital Dr, Andrews, TX 79714
- Phone: (432) 524-3400
- Services: Emergency care, diagnostic imaging, surgical services
Medical Center Hospital (Odessa)
- Address: 500 W 4th St, Odessa, TX 79761
- Phone: (432) 640-4000
- Distance from Andrews: ~30 miles
- Services: Level III trauma center, comprehensive emergency services
Local Law Enforcement
Andrews Police Department
- Address: 111 Logsdon Ave, Andrews, TX 79714
- Phone: (432) 523-3434
- For accident reports and emergency response
Andrews County Sheriff’s Office
- Address: 110 W Broadway St, Andrews, TX 79714
- Phone: (432) 524-1414
Texas Department of Public Safety (DPS) – Andrews Office
- Address: 101 NW 1st St, Andrews, TX 79714
- Phone: (432) 524-3361
Local Courts
Andrews County Courthouse
- Address: 201 N Main St, Andrews, TX 79714
- Phone: (432) 524-1426
- Handles civil cases including personal injury claims
Local Towing and Accident Services
Andrews Wrecker Service
- Phone: (432) 524-3333
- For vehicle towing and recovery after accidents
Local Car Rental Services
Enterprise Rent-A-Car (Odessa)
- Address: 4700 E 42nd St, Odessa, TX 79762
- Phone: (432) 367-5555
- For replacement vehicles while your car is being repaired
Contact Attorney911 for Your Andrews Accident Case
If you or a loved one has been injured in a motor vehicle accident in Andrews, Texas, don’t wait. Evidence disappears daily, and the insurance companies are already building their case against you.
Call Attorney911 now at 1-888-ATTY-911 (1-888-288-9911) for a free consultation.
We offer:
- Free case evaluation
- No upfront costs
- No fee unless we win
- Spanish language services available
- Remote consultations available
- Willing to travel to Andrews for your case
The Manginello Law Firm, PLLC
Attorney911
Principal Office: Houston, Texas
Serving Andrews and the Permian Basin
Se habla español. Hablamos con Zulema y Lupe Peña.
Don’t let the insurance company take advantage of you. Call the legal emergency line that Andrews residents trust: 1-888-ATTY-911.

