Motor Vehicle Accident Lawyers in Muleshoe, Texas

If you’ve been injured in a car accident in Muleshoe, Texas, you’re not alone. Every year, thousands of Texans suffer serious injuries in motor vehicle crashes—many right here in Bailey County and the surrounding Panhandle region. At Attorney911, we understand the physical, emotional, and financial toll these accidents can take on you and your family. That’s why we’re here to fight for the compensation you deserve.

With over 25 years of experience handling motor vehicle accident cases across Texas, Ralph Manginello and our team at The Manginello Law Firm have recovered millions for accident victims just like you. Whether you were rear-ended on Highway 84, sideswiped at a Muleshoe intersection, or involved in a serious collision on one of our rural county roads, we have the expertise to navigate Texas law and hold negligent drivers accountable.

Why Muleshoe Accidents Require Local Legal Expertise

Muleshoe and Bailey County present unique challenges for motor vehicle accident victims. Our rural roads, agricultural traffic, and unpredictable weather create hazards that urban drivers don’t face. Many accidents in our area involve:

• Large agricultural vehicles sharing the road with passenger cars
• Poorly maintained rural roads that contribute to single-vehicle crashes
• Long distances to medical care that can delay treatment and worsen injuries
• Limited cell service that makes reporting accidents difficult
• High-speed collisions on open highways with few traffic controls

These factors make Muleshoe accidents different from those in larger Texas cities. You need an attorney who understands our local roads, our courts, and the specific challenges faced by rural accident victims.

The Reality of Motor Vehicle Accidents in Texas

Texas consistently ranks among the most dangerous states for drivers. According to the Texas Department of Transportation:

• There’s one reportable crash every 57 seconds in Texas
• One person is injured every 2 minutes and 5 seconds
• One person dies every 2 hours and 7 minutes in a traffic crash
• In 2024 alone, 251,977 people were injured in Texas motor vehicle crashes

Right here in the Texas Panhandle, we see more than our share of serious accidents. Rural roads account for 50% of all traffic fatalities in Texas, despite carrying only a fraction of the traffic volume. The combination of high speeds, long distances between help, and challenging road conditions makes our region particularly dangerous.

Common Types of Motor Vehicle Accidents in Muleshoe

At Attorney911, we handle all types of motor vehicle accidents that occur in and around Muleshoe. Some of the most common include:

Car Accidents

Car crashes are by far the most common type of motor vehicle accident in Muleshoe and Bailey County. Whether you were rear-ended at a stop sign, sideswiped on Highway 84, or involved in a head-on collision on one of our rural roads, we can help.

Common causes of car accidents in Muleshoe:

• Distracted driving (texting, phone use, eating)
• Speeding on open highways
• Failure to yield at intersections
• Running stop signs or red lights
• Driving under the influence of alcohol or drugs
• Drowsy driving (especially among agricultural workers)
• Poor road conditions (potholes, lack of signage)
• Vehicle equipment failures (brakes, tires, lights)

Common injuries in car accidents:

• Whiplash and neck injuries
• Back injuries and herniated discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Internal bleeding and organ damage
• Soft tissue injuries

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” — Attorney911 Case Result

Trucking Accidents

Muleshoe sits along major trucking routes, with commercial vehicles frequently traveling through our area. When an 18-wheeler collides with a passenger vehicle, the results are often catastrophic. Trucking accidents require specialized legal knowledge because:

• Multiple parties may be liable (driver, trucking company, cargo loader, manufacturer)
• Federal regulations apply (FMCSA rules for hours of service, maintenance, etc.)
• Higher insurance limits are typically available ($1M+ commercial policies)
• Evidence disappears quickly (ELD data, black box information, driver logs)

Common causes of trucking accidents in Muleshoe:

• Driver fatigue (violating hours of service regulations)
• Improperly loaded or secured cargo
• Poor vehicle maintenance
• Distracted driving
• Speeding or aggressive driving
• Driving under the influence
• Inadequate driver training

Why trucking cases are higher value:

• The size and weight disparity (80,000 lb truck vs 4,000 lb car)
• More severe injuries and fatalities
• Multiple insurance policies that can be stacked
• Federal court experience often required

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.” — Attorney911 Case Result

Drunk Driving Accidents

Despite strict laws and public awareness campaigns, drunk driving remains a serious problem in Texas. In 2024, 1,053 people were killed in alcohol-impaired driving crashes in our state—that’s 25.37% of all traffic fatalities.

Texas drunk driving statistics:

• 24,000+ DWI-related crashes in Texas in 2023
• 1 death every 39 minutes nationally from alcohol-impaired driving
• BAC 0.08% or higher is legally intoxicated in Texas
• Drunk drivers are 11 times more likely to cause a fatal crash

Dram Shop Liability in Texas:
Under Texas Alcoholic Beverage Code § 2.02, bars, restaurants, and other establishments can be held liable if they serve alcohol to someone who is obviously intoxicated and that person then causes an accident. This is called “dram shop liability.”

Signs of obvious intoxication:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol
• Difficulty standing or sitting upright

Potentially liable parties in drunk driving cases:

• The drunk driver
• Bars and nightclubs
• Restaurants that serve alcohol
• Liquor stores
• Event organizers (concerts, festivals, sporting events)
• Social hosts (in limited circumstances)

Why drunk driving cases often result in higher settlements:

• Punitive damages may be available (to punish the drunk driver)
• Multiple defendants can be held liable (driver + establishment)
• Criminal case can strengthen the civil case
• Insurance companies have less sympathy for drunk drivers

Motorcycle Accidents

Motorcycle accidents are particularly devastating in our rural area. Without the protection of a vehicle, riders are 28 times more likely to die in a crash than passenger car occupants.

Texas motorcycle accident statistics (2024):

• 585 motorcyclist fatalities in Texas
• 37% of riders killed were not wearing helmets
• 90% of fatal victims are male
• Helmets reduce the risk of death by 37%

Texas helmet law:

• Required for all riders under 21
• Riders 21+ may ride without a helmet if they:
  • Have completed an approved motorcycle safety course, OR
  • Have at least $10,000 in medical insurance coverage

Common causes of motorcycle accidents in Muleshoe:

• Drivers failing to see motorcycles
• Failure to yield right of way
• Left-turn accidents (cars turning left in front of motorcycles)
• Unsafe lane changes by other vehicles
• Speeding or reckless driving
• Road hazards (gravel, potholes, uneven surfaces)
• Driving under the influence

Why motorcycle cases are challenging:

• Insurance companies often blame the rider (even when the driver is at fault)
• Texas’ 51% comparative fault rule can bar recovery if the rider is found more than 50% at fault
• Injuries are typically more severe, leading to higher medical costs
• Bias against motorcyclists can affect jury verdicts

Pedestrian and Bicycle Accidents

Muleshoe’s rural nature means that pedestrians and cyclists often share the road with vehicles. When a car or truck strikes a pedestrian or cyclist, the injuries are often catastrophic.

Texas pedestrian accident statistics (2024):

• 6,095 pedestrian crashes in Texas
• 768 pedestrian fatalities
• Pedestrians account for only 1% of crashes but 19% of all roadway deaths
• Houston had 119 pedestrian deaths in 2023 (a record high)

Texas law protects pedestrians:
In Texas, pedestrians always have the right of way at intersections—even at unmarked crosswalks. Many drivers don’t realize that every intersection has a crosswalk, whether it’s painted or not.

Common injuries in pedestrian and bicycle accidents:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken pelvis and legs
• Internal organ damage
• Severe lacerations and road rash
• Wrongful death

Hit and Run Accidents

Hit and run accidents are particularly frustrating for victims. When the at-fault driver flees the scene, it can feel like there’s no way to recover compensation. But there are options.

Texas hit and run statistics:

• One hit and run occurs every 43 seconds in the United States
• Texas has some of the highest hit and run rates in the country

Texas penalties for hit and run:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years in prison, up to $10,000 fine
Serious Bodily Injury	3rd Degree Felony	2-10 years in prison, up to $10,000 fine
Minor Injury	State Jail Felony	Up to 5 years in prison, up to $5,000 fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months in jail, up to $2,000 fine

Recovering compensation after a hit and run:
If the at-fault driver is never identified, you can still recover compensation through your Uninsured Motorist (UM) coverage. This is a type of insurance that protects you when the at-fault driver has no insurance or cannot be identified.

“Uninsured & Underinsured Motorists” — Attorney911 YouTube Video: https://www.youtube.com/watch?v=kWcNFyb-Yq8

What to do after a hit and run in Muleshoe:

1. Call 911 and report the accident
2. Seek medical attention immediately
3. Document everything (photos, witness statements)
4. Do NOT chase the fleeing driver
5. Contact your own insurance company about UM coverage
6. Call Attorney911 immediately: 1-888-ATTY-911

Weather-Related Accidents

Muleshoe’s location in the Texas Panhandle means we experience extreme weather conditions that can make driving hazardous. From sudden thunderstorms to winter ice storms, weather plays a significant role in many local accidents.

Common weather-related accidents in Muleshoe:

• Sudden thunderstorms causing hydroplaning on rural roads
• High winds blowing debris onto highways
• Fog reducing visibility on open roads
• Ice and snow during winter months
• Dust storms (haboobs) that create near-zero visibility
• Extreme heat causing tire blowouts and vehicle failures

Why weather-related accidents are complex:

• Liability can be disputed (was the accident caused by weather or driver negligence?)
• Insurance companies may argue “Act of God” to avoid paying claims
• Multiple vehicles are often involved in weather-related pileups
• Road conditions may contribute to the accident (poor drainage, lack of signage)

What to Do Immediately After an Accident in Muleshoe

If you’ve been involved in a motor vehicle accident in Muleshoe or Bailey County, taking the right steps immediately can protect your health and your legal rights.

The First 48 Hours Are Critical

Hour 1-6: Immediate Crisis Response
✅ Safety first: If you can move safely, get to a secure location away from traffic. Turn on your hazard lights and set up warning triangles if available.

✅ Call 911: Report the accident and request medical assistance if anyone is injured. Even if injuries seem minor, it’s important to get checked out—adrenaline can mask serious injuries.

✅ Seek medical attention: If you’re injured, go to the emergency room or urgent care immediately. For Muleshoe residents, the nearest hospitals include:

• Bailey County Hospital District (Muleshoe)
• Roosevelt General Hospital (Portales, NM – about 30 minutes away)
• Covenant Plainview (Plainview, TX – about 1 hour away)

✅ Document everything:

• Take photos of ALL vehicle damage (every angle)
• Photograph the accident scene, road conditions, and any visible injuries
• Take photos of skid marks, debris, and traffic signals
• Screenshot any messages visible on your phone (do NOT delete anything)

✅ Exchange information:

• Other driver’s name, phone number, and address
• Insurance company and policy number
• Driver’s license number
• License plate number
• Vehicle make, model, and color

✅ Get witness information:

• Names and phone numbers of any witnesses
• Ask if they saw what happened
• Record their statements if possible (use your phone’s voice memo)

✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company.

Hour 6-24: Evidence Preservation
✅ Preserve digital evidence:

• Do NOT delete anything from your phone (texts, calls, photos, videos)
• Screenshot everything relevant to the accident
• Email copies to yourself for backup

✅ Secure physical evidence:

• Keep damaged clothing, glasses, or other personal items
• Save receipts for any accident-related expenses (towing, rental car, medications)
• Do NOT repair your vehicle yet—preserve the damage

✅ Medical records:

• Request copies of all ER/hospital records
• Keep all discharge paperwork
• Follow up with your primary care physician within 24-48 hours

✅ Insurance communications:

• Note any calls from insurance companies
• Do NOT give recorded statements without an attorney
• Do NOT sign anything without attorney review
• Do NOT accept any settlement offers

✅ Social media:

• Make ALL profiles private immediately
• Do NOT post about the accident
• Do NOT post photos of your injuries or activities
• Tell friends and family not to tag you in posts

Hour 24-48: Strategic Decisions
✅ Legal consultation:

• Speak with an experienced motor vehicle accident attorney
• Call Attorney911: 1-888-ATTY-911 for a free consultation
• Have your documentation ready

✅ Insurance response:

• If insurance contacts you, refer them to your attorney
• Say: “My attorney will be in touch with you”
• Provide only basic information: your name, date of accident, and that you were involved

✅ Settlement offers:

• Do NOT accept or sign anything without lawyer review
• Early offers are ALWAYS lowball offers
• You don’t know the full extent of your injuries yet

✅ Evidence backup:

• Upload all screenshots and photos to cloud storage
• Email copies to yourself and a family member
• Create a written timeline of events while your memory is fresh

Why the First 48 Hours Matter

Evidence disappears quickly:

• Surveillance footage is typically deleted within 7-30 days
• Witness memories fade rapidly
• Physical evidence (skid marks, debris) is cleared from the scene
• Electronic data (ELD records from trucks, black box data) can be overwritten
• Insurance companies start building their case against you immediately

“Every day you wait, evidence disappears. Surveillance footage from nearby businesses is typically deleted within 7-30 days. We immediately send preservation letters to secure this critical evidence.” — Lupe Peña, Attorney911

Texas Motor Vehicle Law: What Muleshoe Victims Need to Know

Texas has specific laws that affect your rights after a motor vehicle accident. Understanding these laws can help you protect your claim.

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is called the statute of limitations.

Texas Civil Practice & Remedies Code § 16.003:

Claim Type	Time Limit	Starts From
Personal Injury	2 years	Date of accident
Wrongful Death	2 years	Date of death
Property Damage	2 years	Date of damage
Government Claims	6 months notice	Date of incident

Exceptions:

• Discovery Rule: The statute of limitations may start later if the injury or its cause wasn’t immediately discoverable.
• Minors: The statute is tolled (paused) until the minor turns 18, then they have 2 years from their 18th birthday.
• Defendant’s Absence: The statute may be tolled if the defendant leaves Texas.

CRITICAL: If you miss the 2-year deadline, your case will be barred forever. You won’t be able to recover any compensation, no matter how severe your injuries.

Comparative Negligence (51% Rule)

Texas uses a modified comparative negligence system with a 51% bar rule. This means:

• If you are 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you are 51% or more at fault, you cannot recover anything

Examples:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why this matters:
Insurance companies will always try to assign you maximum fault to reduce their payment. Even small percentages of fault can cost you thousands of dollars.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.” — Lupe Peña, former insurance defense attorney

Texas Minimum Auto Insurance Requirements

Texas law requires all drivers to carry minimum auto insurance coverage:

Coverage Type	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

Uninsured Motorist Statistics:

• 15.4% of U.S. motorists are uninsured (about 1 in 7 drivers)
• Texas has one of the highest rates of uninsured drivers in the country
• Uninsured Motorist (UM) coverage is critical for protecting yourself

Texas allows “stacking” of UM/UIM coverage:

• You can combine coverage from multiple vehicles on the same policy
• You can also combine coverage from multiple policies you hold

Dram Shop Liability (Texas Alcoholic Beverage Code § 2.02)

Texas has a dram shop law that allows accident victims to sue establishments that over-serve alcohol to obviously intoxicated patrons who then cause accidents.

To prove dram shop liability, you must show:

1. The establishment served alcohol to someone who was obviously intoxicated
2. The over-service was the proximate cause of the accident and your injuries

Signs of obvious intoxication:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol
• Difficulty standing or sitting upright
• Making inappropriate comments
• Memory lapses

Potentially liable parties:

• Bars and nightclubs
• Restaurants that serve alcohol
• Liquor stores
• Hotels with bars or room service
• Event organizers (concerts, festivals, sporting events)

Safe Harbor Defense:
An establishment may avoid liability if:

1. All servers completed an approved TABC training program
2. The business didn’t pressure staff to over-serve
3. The establishment had policies in place to prevent over-service, and those policies were followed

Proving Liability in Your Muleshoe Accident Case

To recover compensation after a motor vehicle accident, you must prove that the other driver was negligent. This means showing that they failed to act with reasonable care and that this failure caused your injuries.

The Four Elements of Negligence

1. Duty of Care

   • All drivers have a legal duty to operate their vehicles safely
   • They must obey traffic laws, maintain proper lookout, and control their speed
   • Commercial drivers (like truckers) have an even higher duty of care

2. Breach of Duty

   • The at-fault driver violated their duty of care
   • Examples: speeding, running a red light, texting while driving, driving under the influence

3. Causation

   • The breach of duty directly caused your injuries
   • “But for” test: But for the defendant’s actions, you would not have been injured
   • Your injuries must be a foreseeable result of the negligent conduct

4. Damages

   • You suffered actual harm (physical, financial, emotional)
   • This harm must be quantifiable or demonstrable
   • Examples: medical bills, lost wages, pain and suffering

Evidence We Use to Prove Liability

At Attorney911, we conduct thorough investigations to gather all available evidence:

Physical Evidence:

• Vehicle damage photographs (all angles)
• Skid marks, debris, and road damage
• Damaged personal property (clothing, glasses, phone)
• Weather and road conditions at the time of the accident

Documentary Evidence:

• Police accident report
• 911 call recordings
• Traffic camera footage
• Surveillance footage from nearby businesses
• Medical records and bills
• Employment records (for lost wage claims)
• Cell phone records (to prove distraction)

Electronic Evidence:

• ELD (Electronic Logging Device) data from commercial trucks
• Vehicle black box/EDR (Event Data Recorder) data
• GPS and telematics data
• Dashcam footage
• Social media posts (from the at-fault driver)

Testimonial Evidence:

• Witness statements
• Expert witness testimony (accident reconstruction, medical experts)
• Your own testimony about what happened

For trucking accidents, we also gather:

• Driver qualification files
• Hours of service logs
• Vehicle maintenance records
• Cargo loading records
• Training records
• Drug and alcohol testing results

“Within 24 hours of being retained, we send preservation letters to ALL parties involved in the accident. These letters legally require them to preserve evidence before it’s automatically deleted.” — Attorney911

Damages and Compensation: What You Can Recover

If you’ve been injured in a motor vehicle accident in Muleshoe, you may be entitled to various types of compensation, called “damages.” At Attorney911, we fight to recover the full value of your claim.

Types of Damages in Texas Motor Vehicle Accident Cases

Economic Damages (No Cap in Texas)

These are quantifiable financial losses you’ve suffered due to the accident.

Damage Type	What It Covers	Examples
Medical Expenses (Past)	Costs already incurred	ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment
Medical Expenses (Future)	Estimated future costs	Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past)	Income lost from date of accident to present	Salary, hourly wages, bonuses, commissions
Lost Earning Capacity (Future)	Reduced ability to earn income in the future	If you can’t return to your previous job or must take a lower-paying position
Property Damage	Repair or replacement of your vehicle and other property	Vehicle repair or replacement, personal items damaged in the accident
Out-of-Pocket Expenses	Other accident-related costs	Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap in Texas, Except Medical Malpractice)

These are intangible losses that don’t have a specific dollar value.

Damage Type	What It Covers	Examples
Pain and Suffering	Physical pain from your injuries	Chronic pain, discomfort, limitations on activities
Mental Anguish	Emotional distress from the accident	Anxiety, depression, PTSD, fear of driving, sleep disturbances
Physical Impairment	Loss of physical function or ability	Permanent disability, loss of mobility, inability to perform daily activities
Disfigurement	Permanent visible injuries	Scarring, burns, amputations, other visible injuries that affect your appearance
Loss of Consortium	Impact on your marriage and family relationships	Loss of companionship, affection, intimacy, and support from your spouse
Loss of Enjoyment of Life	Inability to participate in activities you previously enjoyed	Hobbies, sports, social activities, family events

Punitive/Exemplary Damages (Capped in Texas)

These damages are meant to punish the defendant for particularly egregious conduct and to deter similar behavior in the future.

When punitive damages are available:

• Gross negligence: Conscious indifference to the rights, safety, or welfare of others
• Fraud: Intentional misrepresentation
• Malice: Specific intent to cause substantial injury

Texas punitive damage cap:
The greater of:

• $200,000, OR
• 2x economic damages + 1x non-economic damages (capped at $750,000 for the non-economic portion)

Common situations where punitive damages apply:

• Drunk driving accidents
• Extreme speeding (100+ mph)
• Reckless driving
• Hit and run accidents
• Cases involving fraud or intentional harm

Settlement Ranges by Injury Type

The value of your case depends on many factors, including the severity of your injuries, the impact on your life, and the available insurance coverage. Here are some typical settlement ranges for common injuries:

Soft Tissue Injuries (Whiplash, Sprains, Strains)

Medical Treatment:

• Emergency room: $2,000-$5,000
• Follow-up doctor visits: $1,000-$3,000
• Physical therapy (6-12 weeks): $3,000-$7,000
• Medications: $300-$1,000
• Total Medical: $6,000-$16,000

Lost Wages: $2,000-$10,000 (2-6 weeks missed work)
Pain & Suffering: $8,000-$35,000

SETTLEMENT RANGE: $15,000-$60,000
Higher if: Permanent pain, restrictions on activities, chronic condition develops

Broken Bone (Single, Simple Fracture)

Medical Treatment:

• Emergency room and X-rays: $3,000-$6,000
• Orthopedic consultation: $500-$1,500
• Casting and follow-up: $2,000-$5,000
• Physical therapy: $3,000-$8,000
• Total Medical: $10,000-$20,000

Lost Wages: $5,000-$15,000 (4-8 weeks missed work)
Pain & Suffering: $20,000-$60,000

SETTLEMENT RANGE: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF)

Medical Treatment:

• Emergency room: $5,000-$10,000
• Surgery (Open Reduction Internal Fixation): $25,000-$50,000
• Hospital stay (2-3 days): $6,000-$15,000
• Follow-up care: $3,000-$8,000
• Physical therapy (3-6 months): $8,000-$15,000
• Total Medical: $47,000-$98,000

Lost Wages: $10,000-$30,000 (3-6 months)
Pain & Suffering: $75,000-$200,000

SETTLEMENT RANGE: $132,000-$328,000

Herniated Disc (Conservative Treatment)

Medical Treatment:

• Emergency room and initial treatment: $3,000-$6,000
• MRI: $2,000-$4,000
• Physician visits and pain management: $5,000-$12,000
• Physical therapy (3-6 months): $8,000-$15,000
• Epidural steroid injections (series of 3): $3,000-$6,000
• Medications: $1,000-$3,000
• Total Medical: $22,000-$46,000

Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000

SETTLEMENT RANGE: $70,000-$171,000

Herniated Disc (Surgery Required)

Medical Treatment:

• Initial treatment and diagnostics: $8,000-$15,000
• Failed conservative treatment: $10,000-$20,000
• Spinal surgery (microdiscectomy or fusion): $50,000-$100,000
• Hospital stay: $8,000-$20,000
• Post-surgical care and follow-up: $5,000-$15,000
• Physical therapy (6-12 months): $10,000-$20,000
• Pain management: $5,000-$15,000
• Total Past Medical: $96,000-$205,000

Future Medical: $30,000-$100,000 (ongoing pain management, possible revision surgery)
Lost Wages: $20,000-$50,000 (6-12 months recovery)
Lost Earning Capacity: $50,000-$400,000 (if you can’t return to physical job)
Pain & Suffering: $150,000-$450,000

SETTLEMENT RANGE: $346,000-$1,205,000

Traumatic Brain Injury (TBI – Moderate to Severe)

Medical Treatment:

• Emergency room and trauma care: $10,000-$30,000
• Hospital/ICU stay (1-4 weeks): $50,000-$200,000
• Neurosurgery if required: $75,000-$200,000
• Acute rehabilitation facility: $30,000-$100,000
• Neurologist follow-up care: $10,000-$30,000
• Neuropsychological testing: $3,000-$8,000
• Cognitive therapy: $15,000-$50,000
• Medications: $5,000-$20,000
• Total Past Medical: $198,000-$638,000

Future Medical (Life Care Plan): $300,000-$3,000,000+ depending on severity
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+

SETTLEMENT RANGE: $1,548,000-$9,838,000

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.” — Attorney911 Case Result

Spinal Cord Injury / Paralysis

Lifetime Care Costs by Level of Injury:

Injury Level	First Year Costs	Each Year After	Lifetime Total
High Tetraplegia (C1-C4)	$1,200,000-$1,500,000	$200,000-$250,000	$6,000,000-$13,000,000+
Low Tetraplegia (C5-C8)	$850,000-$1,100,000	$75,000-$100,000	$3,700,000-$6,100,000+
Paraplegia (T1-L5)	$500,000-$750,000	$70,000-$90,000	$2,500,000-$5,250,000+

SETTLEMENT RANGE: $4,770,000-$25,880,000

Amputation

Medical Treatment:

• Emergency care and surgery: $80,000-$200,000
• Hospital stay: $50,000-$150,000
• Rehabilitation: $30,000-$100,000
• Initial prosthetic fitting: $10,000-$30,000
• Total Past Medical: $170,000-$480,000

Future Medical (Lifetime Prosthetics):

• Basic prosthetic leg: $5,000-$15,000 every 3-5 years
• Advanced computerized prosthetic: $50,000-$100,000 every 3-5 years
• Over lifetime (30-50 years): $500,000-$2,000,000

SETTLEMENT RANGE: $1,945,000-$8,630,000

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” — Attorney911 Case Result

Wrongful Death (Working Age Adult)

Economic Damages:

• Funeral and burial: $10,000-$20,000
• Medical expenses before death: $50,000-$500,000
• Lost financial support to family (present value): $1,000,000-$4,000,000

Non-Economic Damages:

• Loss of companionship, society, love: $500,000-$3,000,000
• Loss of advice and counsel: $100,000-$500,000
• Mental anguish (family members): $250,000-$1,500,000

SETTLEMENT RANGE: $1,910,000-$9,520,000

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.” — Attorney911 Case Result

How Insurance Companies Calculate Your Claim

Insurance companies use software called Colossus to calculate the value of your claim. This software considers factors like:

• Type and severity of your injuries
• Cost of your medical treatment
• Length of your recovery
• Jurisdiction (where the accident occurred)
• Policy limits

How Colossus works:

1. Adjuster inputs your injury codes and treatment details
2. Software applies algorithms to determine a “value range”
3. Adjuster typically cannot exceed this range without supervisor approval

How insurance companies manipulate Colossus:

• Using the lowest possible injury codes (e.g., “soft tissue strain” instead of “disc herniation”)
• Flagging “excessive” treatment (e.g., more than 12 weeks of physical therapy)
• Penalizing conservative treatment (e.g., valuing chiropractic care less than MD treatment)
• Reducing value for pre-existing conditions
• Applying jurisdiction factors (lower values for rural areas like Muleshoe)

Why Lupe Peña’s experience is invaluable:
Lupe worked for years at a national defense firm, where he learned how insurance companies value claims internally. He knows:

• Which medical codes trigger higher valuations
• How to present medical records to maximize value
• When the Colossus output is artificially low
• How to negotiate around the software’s limitations

“I’ve reviewed hundreds of claims using Colossus. Insurance companies train adjusters to use the lowest possible codes to minimize payouts. But I know how to present the medical evidence to justify higher values.” — Lupe Peña, former insurance defense attorney

Insurance Company Tactics: How They Try to Cheat You

Insurance companies are not on your side. Their goal is to pay you as little as possible—often far less than your claim is worth. At Attorney911, we know their tactics because Lupe Peña used them for years when he worked for the insurance industry.

Tactic #1: The Quick Cash Trap

What they do:
Within days or weeks of your accident, the insurance company will call you with a quick settlement offer. It might sound like a lot of money—$2,000, $5,000, or even $10,000. They’ll make it sound like a great deal, especially when you’re facing medical bills and lost wages.

The trap:

• You don’t know the full extent of your injuries yet
• You haven’t reached Maximum Medical Improvement (MMI)—the point where your condition stabilizes
• You don’t know if you’ll need future medical treatment (surgery, therapy, medications)
• You don’t know if you’ll have permanent impairments
• The offer is a fraction of what your case is really worth

Example:

You’re offered $5,000 three weeks after your accident. You accept because you need the money. Two months later, your doctor diagnoses a herniated disc that requires surgery. The surgery costs $50,000, and you can’t work for six months. Too late. You already signed a release, and the insurance company won’t pay another dime.

What Attorney911 does:

• We never settle before MMI
• We know early offers are always lowball
• We calculate the true value of your case based on medical evidence
• We fight for maximum compensation, not quick cash

Tactic #2: The Recorded Statement Scam

What they do:
The insurance adjuster will call you and say:

• “We just want to get your side of the story”
• “This is routine—everyone does it”
• “It’ll only take a few minutes”
• “We need to process your claim”

They’ll ask you to give a recorded statement about what happened. They’ll make it sound harmless, but every word you say will be used against you.

The trap:

• They ask leading questions designed to get you to admit fault
• They ask about your injuries in a way that minimizes them
• They ask about your activities to show you’re not really hurt
• They use your words to deny or reduce your claim

Common leading questions:

Question They Ask	What They Want You to Say
“You’re feeling better now, right?”	That your injuries are improving
“It wasn’t that bad of an impact, was it?”	That your injuries aren’t serious
“You were able to walk away from the scene?”	That you weren’t really injured
“Were you distracted at all?”	That you were partially at fault
“How fast were you going?”	That you were speeding

What Attorney911 does:

• We never let our clients give recorded statements without us
• We prepare you thoroughly if a statement is absolutely necessary
• We control the conversation to protect your rights
• We know their questions in advance because Lupe used them for years

“When I worked for the insurance companies, we trained adjusters to get recorded statements quickly—before the victim had time to think or consult an attorney. The questions are designed to trap you into saying things that hurt your case.” — Lupe Peña, former insurance defense attorney

Tactic #3: The “Independent” Medical Exam (IME) Scheme

What they call it:
“Independent Medical Examination” (IME)

What it really is:
A doctor hired by the insurance company to minimize your injuries.

How they choose IME doctors:

• They select doctors who consistently give insurance-favorable reports
• These doctors rarely find serious injuries in their exams
• They’re paid thousands of dollars by insurance companies for each exam
• They get repeat business by giving favorable reports

What happens at an IME:

• A 10-15 minute “examination” (vs. your treating doctor’s thorough evaluation)
• The doctor rarely reviews your complete medical records beforehand
• They ask questions designed to elicit “I’m feeling better” responses
• They look for any reason to minimize your injuries

Common IME doctor findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis—used to deny claims
“Injuries consistent with minor trauma”	Minimizes your pain and suffering
“Patient can return to full duty work”	Eliminates lost wage claims
“Treatment has been excessive”	Attacks your treating doctors
“Subjective complaints out of proportion to objective findings”	Medical speak for calling you a LIAR

What Attorney911 does:

• We prepare you extensively before the exam
• We send your complete medical records to the IME doctor first (forcing them to review)
• We challenge biased IME reports with our own medical experts
• We know these specific doctors and their biases because Lupe hired them for years

“I’ve hired many of these same IME doctors when I worked for insurance companies. I know which ones are more likely to minimize injuries and which arguments they typically make. Now I use that knowledge to counter their reports.” — Lupe Peña

Tactic #4: The Surveillance Game

What they do:
Insurance companies hire private investigators to follow you and record your daily activities. They’ll film you:

• Getting in and out of your car
• Walking to your mailbox
• Doing yard work
• Going to the grocery store
• Playing with your kids
• Any activity that might contradict your injury claims

They’ll use one brief moment of you moving “normally” to claim you’re not really injured.

What they monitor:

Platform	What They Screenshot
Facebook	Posts, photos, check-ins, comments, likes, friend lists, tagged photos
Instagram	Stories, reels, posts, geotags, tagged photos
TikTok	Videos showing activity levels
LinkedIn	Employment status changes, activity
Twitter/X	Tweets, replies, activity
YouTube	Videos posted, activity
Snapchat	Saved stories, public content

Advanced surveillance techniques:

• Facial recognition to find photos you’re tagged in across platforms
• Geotagging data to track where you’ve been
• Monitoring friends/family for posts about you
• Fake profiles to send friend requests
• Archive services to preserve deleted content
• Subpoenas to obtain “private” content

Examples we’ve defended against:

Example	What Happened	Insurance Claimed	Reality
Old Gym Photo	Photo from 3 years before accident	Presented as recent, contradicting injury claims	We proved metadata showed pre-accident date
Restaurant Check-in	Facebook check-in at restaurant	“Partying and having fun”	Client was sitting quietly having dinner
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor recommended short walks for recovery
Smiling in Photo	Family photo where client was smiling	“Not in pain—she’s smiling!”	Everyone smiles for photos

What Attorney911 does:

• We warn you about surveillance from day one
• We teach you how to protect yourself on social media
• We explain how they take things out of context
• We counter surveillance evidence with medical records and expert testimony

7 Rules for Clients:

1. Make ALL social media profiles private immediately
2. Do NOT post about the accident, injuries, or your case
3. Do NOT check in anywhere
4. Tell friends and family: do not tag you or post about you
5. Do not accept friend requests from strangers (fake profiles)
6. BEST: Stay off social media entirely during your case
7. Assume EVERYTHING is being monitored

Tactic #5: The Delay, Deny, Defend Strategy

What they do:
Insurance companies drag out your case for months or even years, hoping you’ll:

• Get desperate for money
• Accept a lowball offer
• Give up and go away

Common delay tactics:

• “We’re still investigating your claim”
• “We’re waiting for your medical records” (even when we’ve sent them multiple times)
• “We need additional information”
• Ignoring calls and emails
• Taking weeks to respond to simple questions
• “Your file is under review”

Why delay works:

Insurance Company	You
Unlimited time	Mounting bills
Unlimited resources	Zero income
No financial pressure	Creditors threatening
Earning interest on YOUR money	Need money NOW

The result:

• Month 1: You’d reject a $5,000 offer
• Month 6: You’d seriously consider $5,000
• Month 12: You’d beg for $5,000 just to end the nightmare

What Attorney911 does:

• We file a lawsuit to force deadlines
• We set depositions to make them produce witnesses
• We prepare for trial to show we’re serious
• We know their delay tactics because Lupe used them for years

“When I worked for insurance companies, we were trained to delay claims as long as possible. The longer we waited, the more desperate the victim became—and the more likely they were to accept a lowball offer. Now I use that knowledge to counter their delays.” — Lupe Peña

Tactic #6: The Comparative Fault Blame Game

What they do:
Insurance companies try to assign you maximum fault to reduce their payment. Even if the other driver was clearly at fault, they’ll argue that you contributed to the accident.

Why they do this:
Texas uses the 51% bar rule for comparative negligence. This means:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you’re 51% or more at fault, you recover NOTHING

Examples of how they blame you:

• “You were speeding” (even if you weren’t)
• “You weren’t paying attention” (speculation)
• “You could have avoided the accident” (hindsight bias)
• “You were distracted” (guessing)
• “You contributed to the accident” (shifting blame)

How small percentages cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you
• 25% fault on a $250,000 case = $62,500 less for you
• 40% fault on a $500,000 case = $200,000 less for you

What Attorney911 does:

• We conduct thorough investigations to prove the other driver’s fault
• We gather witness statements supporting your version
• We analyze police reports to emphasize citations against the other driver
• We hire accident reconstruction experts when needed
• We counter their comparative fault arguments with evidence
• We know their tactics because Lupe made these arguments for years

Tactic #7: The Pre-Existing Condition Trap

What they do:
Insurance companies will dig through decades of your medical records looking for any mention of a pre-existing condition—even if it’s completely unrelated to your current injuries.

What they look for:

• Old injuries to the same body part
• Arthritis or degenerative changes
• Prior accidents or injuries
• Any medical condition ever documented

How they use it against you:

• “Your back pain isn’t from this accident—you had back pain in 2010”
• “Your neck injury is pre-existing—you saw a chiropractor in 2015”
• “Your headaches are from a prior concussion, not this accident”
• “Your knee pain is from arthritis, not the accident”

The truth:

• You’re entitled to compensation even if you had a pre-existing condition
• If the accident aggravated your pre-existing condition, you can recover for the aggravation
• The Eggshell Plaintiff Rule says: Defendants take victims as they find them
• A prior injury doesn’t give them license to injure you again

What Attorney911 does:

• We limit medical authorizations to accident-related records only
• We hire medical experts to explain the aggravation of your condition
• We document the difference before and after the accident
• We prove causation through medical testimony
• We know how they attack pre-existing conditions because Lupe used this defense for years

“When I worked for insurance companies, we would request unlimited medical authorizations to search for any pre-existing condition we could use to deny or reduce claims. Now I know exactly what they’re looking for—and how to protect my clients from this tactic.” — Lupe Peña

Medical Knowledge: Understanding Your Injuries

At Attorney911, we understand that medical knowledge is power. The more you know about your injuries, the better we can fight for your full recovery—both physically and financially.

Traumatic Brain Injury (TBI)

What it is:
A traumatic brain injury occurs when an external force (like a car accident) causes brain dysfunction. TBIs range from mild (concussion) to severe (coma or death).

Immediate vs. Delayed Symptoms:

Immediate Symptoms (At Accident Scene or Within Hours):

• Loss of consciousness (even brief)
• Confusion and disorientation
• Vomiting and nausea
• Seizures
• Severe headache
• Dilated pupils
• Slurred speech
• Weakness or numbness

Delayed Symptoms (Hours to Days Later – CRITICAL):

• Worsening headaches
• Repeated vomiting
• Seizures developing days later
• Slurred speech or difficulty speaking
• Personality changes and mood swings
• Sleep disturbances (sleeping much more or can’t sleep)
• Sensitivity to light and noise
• Confusion and memory problems worsening

Why delayed symptoms matter legally:
Insurance companies often claim that delayed symptoms aren’t from the accident. We use medical experts to explain that symptom progression is normal in brain injuries.

Severity Classifications:

Classification	Characteristics
Mild TBI / Concussion	Brief loss of consciousness (seconds to minutes), GCS 13-15, may seem “fine” initially but can have serious long-term effects
Moderate TBI	Loss of consciousness minutes to hours, GCS 9-12, lasting cognitive impairment, requires hospitalization
Severe TBI	Extended unconsciousness or coma, GCS 3-8, permanent disability likely, lifetime care needs

Long-Term Complications:

• Chronic Traumatic Encephalopathy (CTE): Progressive brain degeneration that can lead to personality changes, dementia, and other serious conditions
• Post-Concussive Syndrome: Headaches, dizziness, and other symptoms that can last for months or years (affects 10-15% of TBI patients)
• Increased Dementia Risk: A single moderate TBI doubles the risk of dementia later in life
• Personality and Mood Disorders: Depression (40-50% of TBI patients), anxiety, irritability, mood swings
• Seizure Disorders: Can develop months or years after the injury
• Cognitive Impairment: Memory problems, difficulty concentrating, slowed processing speed

Spinal Cord Injury

What it is:
Damage to the spinal cord that can result in loss of function, mobility, or sensation. Spinal cord injuries are often permanent and life-changing.

Injury Levels and Impact:

Cervical Spine (C1-C8, Neck Region):

• C1-C4 (High Cervical): Quadriplegia (all four limbs paralyzed), possible ventilator dependence, 24/7 care required
• C5-C8 (Low Cervical): Quadriplegia with some arm/hand function, wheelchair dependent

Thoracic Spine (T1-T12, Mid-Back):

• Paraplegia: Lower body paralysis, wheelchair dependent
• Trunk control varies by level

Lumbar Spine (L1-L5, Lower Back):

• Varying degrees of leg weakness/paralysis
• Bowel/bladder dysfunction common
• May walk with assistive devices

ASIA Impairment Scale:

Grade	Classification	Prognosis
A	Complete	No motor or sensory function below injury – worst prognosis
B	Sensory Incomplete	Sensory function but no motor function below injury
C	Motor Incomplete	Motor function but most muscles below injury have <3/5 strength
D	Motor Incomplete	Motor function with most muscles below injury having ≥3/5 strength
E	Normal	Full motor and sensory function (recovered)

Secondary Complications:

• Pressure sores (leading cause of hospitalization for spinal cord injury patients)
• Respiratory complications (pneumonia is the leading cause of death)
• Bowel and bladder dysfunction
• Sexual dysfunction
• Autonomic dysreflexia (life-threatening blood pressure crisis)
• Depression (40-60% of patients)
• Shortened life expectancy (5-15 years on average)

Amputation

Types:

• Traumatic Amputation: Limb severed at the accident scene by collision impact
• Surgical Amputation: Due to crush injuries, infections, or complications from treatment

Levels:

• Above-Knee: More difficult rehabilitation, less mobility, more expensive prosthetics
• Below-Knee: Better mobility potential, easier prosthetic use
• Upper Extremity: Arm, hand, or finger amputations
• Multiple Limbs: Exponentially more challenging

Phantom Limb Pain:

• 80% of amputees experience phantom pain
• Feeling pain in a limb that’s no longer there
• Can be severe and debilitating
• Often a permanent condition
• Requires lifetime pain management

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” — Attorney911 Case Result

Burn Injuries

Classifications:

Degree	Characteristics	Treatment
First-Degree	Superficial, like a sunburn, heals in 7-10 days	Outpatient care
Second-Degree	Blistering, severe pain, may scar	Monitor for infection, possible hospitalization
Third-Degree	Full thickness, destroys all skin layers, always scars	Skin grafting required
Fourth-Degree	Extends into muscle and bone	Often requires amputation

Body Surface Area Impact:

% Body Burned	Treatment Required
<10%	Usually outpatient care
10-20%	Hospitalization required
20-40%	Burn center, ICU, multiple surgeries
>40%	Extremely life-threatening
>60%	Often fatal

Long-Term Complications:

• Scarring and contractures (tightening of skin that limits movement)
• Chronic pain
• Infection risk (burns destroy the skin’s protective barrier)
• Psychological trauma (PTSD, depression, anxiety)
• Body image issues (disfigurement, social stigma)
• Multiple surgeries (skin grafts, reconstructive procedures)

Herniated Disc

What it is:
A herniated disc occurs when the soft center of a spinal disc pushes through a crack in the tougher exterior. This can irritate nearby nerves and cause pain, numbness, or weakness.

Treatment Timeline:

1. Acute Phase (Weeks 1-6): Severe pain, medications, rest

   • Cost: $2,000-$5,000

2. Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic care

   • Cost: $5,000-$12,000

3. Interventional (If Conservative Fails): Epidural steroid injections

   • Cost: $3,000-$6,000

4. Surgery (If Injections Fail): Microdiscectomy or spinal fusion

   • Cost: $50,000-$120,000

Permanent Restrictions Impact:

• Can’t return to physical labor jobs
• Lost earning capacity claims
• Ongoing pain management needs

Soft Tissue Injuries

What they are:
Injuries to muscles, tendons, and ligaments—commonly called “whiplash” in car accidents.

Why insurance companies undervalue soft tissue injuries:

• No broken bones or surgery = appears “minor”
• Difficult to see on X-rays
• Symptoms are subjective (pain, stiffness)
• Often misdiagnosed initially (rotator cuff tears thought to be sprains)

Why soft tissue injuries can be serious:

• 15-20% develop chronic pain
• Can prevent return to physical jobs
• Whiplash can cause permanent problems
• Often misdiagnosed initially (what seems like a sprain may actually be a tear)

Proper documentation is CRITICAL:

• Detailed pain descriptions to doctors
• Consistent treatment (no gaps)
• MRI proving injury
• Physical therapy records
• Work restrictions documented

Psychological Injuries

Post-Traumatic Stress Disorder (PTSD) After Motor Vehicle Accidents:

• 32-45% of accident victims develop PTSD symptoms
• Anxiety about driving again
• Fear of getting in cars (as driver or passenger)
• Panic attacks near the accident location or on similar roads
• Sleep disturbances (nightmares, flashbacks, insomnia)
• Avoidance behaviors (avoiding the accident location, similar roads, or driving altogether)

Compensable Psychological Damages:

• Mental anguish
• Emotional distress
• Anxiety and depression
• Loss of enjoyment of life
• Fear and worry
• Relationship impacts (loss of consortium)

Why Choose Attorney911 for Your Muleshoe Accident Case?

When you’ve been injured in a motor vehicle accident in Muleshoe, you have choices for legal representation. But not all law firms are created equal. Here’s why Attorney911 stands out:

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What this means for your case:

• We know their tactics because Lupe used them for years
• We anticipate their strategies before they deploy them
• We know how they value claims internally
• We know which IME doctors they favor (because Lupe hired them)
• We know how to beat their algorithms (Colossus, reserve psychology)
• We speak their language because Lupe worked their side

No other firm in Muleshoe has this advantage.

2. Proven Multi-Million Dollar Results

At Attorney911, we don’t just talk about results—we prove them:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.” — Attorney911 Case Result

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” — Attorney911 Case Result

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.” — Attorney911 Case Result

“In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.” — Attorney911 Case Result

Our results speak for themselves:

• Brain injury cases settling in the millions
• Amputation cases recovering millions
• Trucking wrongful death cases with multi-million dollar recoveries
• Catastrophic injury cases with life-changing settlements

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission is critical for:

• Complex trucking cases involving FMCSA regulations
• Cases against out-of-state defendants
• Diversity jurisdiction when parties are from different states
• Cases with multiple defendants
• High-value cases that may exceed state court limits

BP Explosion Litigation:

“Our firm is one of the few firms in Texas to be involved in BP explosion litigation.”

This experience shows our capability to handle complex, high-stakes cases against billion-dollar corporations.

4. Personal Attention from Start to Finish

At Attorney911, you’re not just a case number. You’ll work directly with Ralph Manginello, Lupe Peña, and our dedicated team throughout your case.

What our clients say:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” — Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.” — Dame Haskett

“I never felt like ‘just another case’ they were working on.” — Ambur Hamilton

5. Contingency Fee – No Risk to You

We believe that everyone deserves access to justice, not just those who can afford an attorney. That’s why we work on a contingency fee basis:

• Free consultation – no obligation
• No upfront costs – we advance all case expenses
• No fee unless we win – you pay nothing if we don’t recover compensation
• 33.33% before trial, 40% if trial – standard contingency fee structure

This means:

• You pay nothing out of pocket
• We take all the financial risk
• You focus on your recovery while we handle the legal work
• We only get paid if we win your case

6. We Handle Everything – You Focus on Recovery

When you hire Attorney911, we take care of everything so you can focus on your health and family:

✅ Investigation: We gather all evidence, interview witnesses, and reconstruct the accident
✅ Medical Records: We obtain and organize all your medical records and bills
✅ Insurance Communications: We handle all calls and negotiations with insurance companies
✅ Legal Filings: We prepare and file all necessary legal documents
✅ Expert Coordination: We work with medical experts, accident reconstructionists, and other specialists
✅ Lien Negotiation: We negotiate with medical providers and health insurers to reduce your liens
✅ Settlement Negotiation: We fight for the maximum settlement for your case
✅ Trial Preparation: We prepare every case as if it’s going to trial

You focus on what matters most: your recovery.

7. Spanish Language Services Available

At Attorney911, we’re proud to serve Muleshoe’s diverse community. Lupe Peña is fluent in Spanish, and we have bilingual staff members who can assist Spanish-speaking clients.

What our Spanish-speaking clients say:

“Especially Miss Zulema, who is always very kind and always translates.” — Celia Dominguez

“Melani, thank you for your excellent work.” — Miguel J. mayo bermudez

“They solved in a couple of months what others did nothing about in two years.” — Angel Walle

Our bilingual services include:

• Spanish-language consultations
• Translation of all documents
• Bilingual staff available (Zulema, Lupe, and others)
• Spanish-language resources on our website

8. We’re Part of the Muleshoe Community

While our main office is in Houston, we understand the unique needs of Muleshoe and Bailey County residents. We’re committed to serving our rural communities with the same dedication we bring to our urban clients.

What this means for you:

• We understand the challenges of rural accidents (long distances to medical care, limited cell service, etc.)
• We know the local courts and judges
• We’re familiar with Muleshoe’s roads and accident hotspots
• We’re just a phone call away (1-888-ATTY-911)
• We offer remote consultations for your convenience

Frequently Asked Questions About Motor Vehicle Accidents in Muleshoe

Immediate After Accident

1. What should I do immediately after a car accident in Muleshoe?

If you’ve been in an accident in Muleshoe or Bailey County:

• Call 911 and report the accident
• Seek medical attention immediately, even if you feel fine (adrenaline can mask injuries)
• Document everything: take photos of vehicle damage, the scene, and any visible injuries
• Exchange information with the other driver (name, insurance, contact info)
• Get names and phone numbers of any witnesses
• Do NOT give a recorded statement to any insurance company
• Call Attorney911: 1-888-ATTY-911 for immediate legal guidance

2. Should I call the police even for a minor accident in Muleshoe?

Yes. Always call the police after an accident, even if it seems minor. In Texas, you’re required to report accidents that involve:

• Injuries
• Deaths
• Property damage over $1,000

The police report is critical evidence for your insurance claim and any potential lawsuit.

3. Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately. For example:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline can mask pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver’s name, phone number, and address
• Insurance company and policy number
• Driver’s license number
• License plate number
• Vehicle make, model, and color
• Witness names and phone numbers
• Photos of all vehicle damage (every angle)
• Photos of the accident scene, road conditions, and any visible injuries
• Photos of skid marks, debris, and traffic signals

5. Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (this can be used as an admission of fault)
• Do NOT give your opinion on what happened
• Stick to facts only

6. How do I obtain a copy of the accident report in Muleshoe?

You can obtain the police report from:

• The responding law enforcement agency (Muleshoe Police Department or Bailey County Sheriff’s Office)
• The Texas Department of Transportation’s Crash Records Information System (CRIS)
• Your attorney can also obtain the report for you

Dealing with Insurance

7. Should I give a recorded statement to the insurance company?

To the other driver’s insurance company: NO. Not without an attorney.
To your own insurance company: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Then give them only:

• Your name
• The date of the accident
• That you were involved in the accident

Do NOT give a recorded statement. Do NOT discuss your injuries or fault.

9. Do I have to accept the insurance company’s estimate for my vehicle?

No. Their estimate is just an offer. It’s often far below the actual value of your vehicle. Attorney911 can help you negotiate a fair settlement for your property damage.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later or discover permanent injuries.

11. What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you when:

• The other driver has no insurance
• The other driver has insufficient insurance
• The other driver flees the scene (hit and run)

Texas allows stacking of UM/UIM coverage from multiple policies.

“Uninsured & Underinsured Motorists” — Attorney911 YouTube Video: https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does the insurance company want me to sign a medical authorization?

They want unlimited access to your entire medical history—not just accident-related records. They’ll search for pre-existing conditions to use against you.

Never sign a medical authorization without attorney review.

Legal Process

13. Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance coverage available

14. When should I hire a car accident lawyer in Muleshoe?

Immediately. Evidence disappears daily. Insurance companies start building their case against you from day one. The sooner you call Attorney911, the better we can protect your rights.

15. How much time do I have to file a lawsuit (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. For wrongful death claims, you have 2 years from the date of death.

Miss the deadline = case barred forever. You won’t be able to recover any compensation.

16. What is comparative negligence and how does it affect my case?

Texas uses the 51% bar rule for comparative negligence:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you’re 51% or more at fault, you recover nothing

Insurance companies always try to assign you maximum fault to reduce their payment.

17. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. This gives us leverage in settlement negotiations.

“Will Your Case Go to Trial?” — Attorney911 YouTube Video: https://www.youtube.com/watch?v=2Ed5AnmCMcc

18. How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI)—the point where your condition stabilizes.

• Minor injuries: 6-12 months
• Moderate injuries: 12-18 months
• Severe/catastrophic injuries: 18-24+ months

19. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance company
4. Negotiation
5. Lawsuit filed if necessary
6. Discovery (exchange of information)
7. Mediation
8. Trial if needed

“What Is the Process for a Personal Injury Claim?” — Attorney911 YouTube Video: https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

20. What is my case worth?

The value of your case depends on many factors, including:

• Severity of your injuries
• Cost of your medical treatment
• Amount of your lost wages
• Impact on your daily life
• Degree of permanent impairment
• Available insurance coverage
• Strength of evidence
• Degree of fault

21. What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and lost earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

22. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).

23. What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated your pre-existing condition. This is called the “eggshell plaintiff” rule—defendants take victims as they find them.

24. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. However:

• Punitive damages are taxable
• Interest on the settlement may be taxable
• Lost wages may be taxable

Consult a tax professional for specific advice.

25. How is the value of my claim determined?

Based on:

• Your medical bills (past and future)
• Your lost income (past and future)
• Your permanent impairment rating
• The impact on your daily life
• Comparable verdicts and settlements
• The strength of evidence
• The degree of fault
• Available insurance coverage

Attorney Relationship

26. How much do car accident lawyers cost in Muleshoe?

Attorney911 works on a contingency fee basis:

• 33.33% of the recovery if the case settles before trial
• 40% of the recovery if the case goes to trial
• No fee if we don’t win

You pay nothing upfront. We advance all case costs.

“How Do Contingency Fees Work?” — Attorney911 YouTube Video: https://www.youtube.com/watch?v=upcI_j6F7Nc

27. What does “no fee unless we win” mean?

It means:

• You pay nothing unless we recover compensation for you
• If we don’t win, you owe us nothing
• We advance all case costs (filing fees, expert fees, etc.)
• You may still be responsible for court costs and case expenses regardless of outcome

28. How often will I get updates on my case?

Attorney911 provides regular updates throughout your case. As client Dame Haskett said:

“Consistent communication and not one time did I call and not get a clear answer.”

29. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As client Chad Harris said:

“You are NOT just some client…You are FAMILY to them.”

30. What if I already hired another attorney?

You can switch attorneys at any time. Attorney911 has taken over many cases from other firms. As client Greg Garcia said:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

31. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney
• Accepting a quick settlement before knowing the full extent of your injuries
• Delaying medical treatment
• Gaps in medical treatment
• Posting about the accident on social media
• Signing releases or authorizations without attorney review
• Not documenting everything (photos, witness statements, etc.)
• Admitting fault at the scene
• Not hiring an attorney soon enough

“Client Mistakes That Can Ruin Your Case” — Attorney911 YouTube Video: https://www.youtube.com/watch?v=r3IYsoxOSxY

32. Should I post about my accident on social media?

NO. Insurance companies monitor ALL your social media accounts. They’ll use anything you post against you.

What to do:

• Make all profiles private immediately
• Do NOT post about the accident, your injuries, or your case
• Do NOT check in anywhere
• Tell friends and family not to tag you or post about you
• Do not accept friend requests from strangers (fake profiles)
• Best option: Stay off social media entirely during your case

33. Why shouldn’t I sign anything without a lawyer?

• Releases are permanent – once signed, you can’t undo it
• Medical authorizations give unlimited access to your entire medical history
• Settlement offers are binding – you can’t ask for more later
• Insurance companies use these documents to limit or deny your claim

34. What if I didn’t see a doctor right away?

See a doctor NOW. Explain that you didn’t realize the severity of your injuries. Delayed symptoms are common in many injuries, including:

• Traumatic brain injuries
• Whiplash
• Herniated discs
• Internal injuries

We can still help, but the sooner you get treatment, the better.

Additional Common Questions

35. What if I have a pre-existing condition?

You can still recover compensation. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation.

Example:

• Before the accident: Mild occasional back pain
• After the accident: Severe constant pain requiring surgery
• You recover for the difference caused by the accident

We hire medical experts to prove the aggravation.

36. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your current attorney:

• Isn’t communicating with you
• Isn’t fighting for you
• Is pushing you to settle cheap
• Has dropped your case

You have the right to switch. Attorney911 has taken over many cases from other firms.

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” — Greg Garcia

37. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist (UM/UIM) claims are against your own insurance when:

• The other driver has no insurance
• The other driver has insufficient insurance
• The other driver flees the scene (hit and run)

Your insurance company will fight your claim just like the other driver’s insurance would. You need an attorney to protect your rights.

38. How do you calculate pain and suffering?

The most common method is the multiplier method:
Pain and Suffering = (Medical Expenses × Multiplier) + Lost Wages

Multiplier Range: 1.5 to 5

Injury Severity	Multiplier Range
Minor injuries (quick recovery)	1.5 – 2
Moderate injuries (months recovery)	2 – 3
Severe injuries (surgery, long recovery)	3 – 4
Catastrophic injuries (permanent disability)	4 – 5+

Factors that increase the multiplier:

• Permanent injury or disability
• Scarring or disfigurement
• Long recovery time (12+ months)
• Surgery required
• Ongoing pain management needed
• Clear liability (other driver 100% at fault)
• Sympathetic plaintiff (child, elderly, pregnant)
• Defendant’s conduct egregious (drunk driving, hit and run)
• Strong evidence (video, witnesses)

Factors that decrease the multiplier:

• Soft tissue injury only
• Quick recovery (under 3 months)
• No surgery required
• Disputed liability (comparative fault)
• Gaps in medical treatment
• Pre-existing conditions
• Minor property damage
• No permanent injury

Lupe Peña’s experience is invaluable here:

“I calculated these multipliers for years when I worked for insurance companies. I know which factors they weigh most heavily, and I know how to document cases to justify higher multipliers.”

39. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules:

• You must file a notice of claim within 6 months (much shorter than the 2-year statute of limitations)
• Sovereign immunity protects government entities
• Damage caps may apply
• These cases are complex and require experienced attorneys

40. What if the other driver fled the scene (hit and run)?

Steps to take after a hit and run in Muleshoe:

1. Call 911 and report the accident
2. Seek medical attention immediately
3. Document everything (photos, witness statements)
4. Do NOT chase the fleeing driver
5. Contact your own insurance company about Uninsured Motorist (UM) coverage
6. Call Attorney911 immediately: 1-888-ATTY-911

Your UM coverage can compensate you when the at-fault driver is unidentified.

41. What if I’m an undocumented immigrant—can I still file a claim?

YES. Your immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status.

What to know:

• Your case is confidential
• We’ve successfully represented clients of all immigration statuses
• Lupe Peña is fluent in Spanish
• We protect your privacy and rights

42. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often try to argue that “parking lot accidents are always 50/50 fault,” but this is not true.

How we prove fault in parking lot accidents:

• Surveillance video
• Witness statements
• Damage analysis
• Traffic patterns
• Right-of-way rules

Texas comparative negligence rules apply in parking lot accidents.

43. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver, etc.). As a passenger, you’re an innocent victim.

Why these cases often settle quickly:

• Liability is usually clear (the driver was at fault)
• The driver’s insurance covers passengers
• No comparative fault issues (you weren’t driving)

We handle the difficult conversation with the driver so you don’t have to.

44. What if the other driver died in the accident?

You can still pursue a claim against:

• The deceased driver’s estate
• The deceased driver’s insurance company
• Other liable parties (employer, vehicle owner, etc.)

The insurance policy still applies even if the driver died. The estate may also have assets that can be used to compensate you.

45. What if I was partially at fault for the accident?

You can still recover compensation if you were 50% or less at fault. Your recovery will be reduced by your percentage of fault.

Example:

• You were 20% at fault
• Your total damages are $100,000
• Your recovery = $80,000 (80% of $100,000)

If you were 51% or more at fault, you cannot recover anything in Texas.

Insurance companies always try to blame you to reduce their payment. We fight to minimize your fault percentage and maximize your recovery.

Muleshoe-Specific Concerns

46. What are the most dangerous roads in Muleshoe and Bailey County?

Muleshoe and Bailey County present unique driving challenges. Some of the most dangerous areas include:

• Highway 84 through Muleshoe: High-speed traffic mixing with local traffic, agricultural vehicles, and limited shoulders
• Highway 214 (Muleshoe to Sudan): Rural road with high speeds and limited law enforcement presence
• FM 1731 (Muleshoe to Bula): Narrow, winding road with poor visibility in some areas
• Intersection of Highway 84 and Highway 214: High-traffic area with frequent accidents
• Railroad crossings: Multiple at-grade crossings in Muleshoe with limited warning systems
• Agricultural areas: Heavy farm equipment traffic, especially during planting and harvest seasons

Common causes of accidents in Muleshoe:

• Agricultural vehicles (tractors, combines, grain trucks) sharing the road with passenger cars
• Poorly maintained rural roads with potholes, loose gravel, and limited signage
• Long distances between help making accidents more severe
• Limited cell service delaying emergency response
• High-speed collisions on open highways with few traffic controls
• Weather-related accidents (sudden thunderstorms, high winds, winter ice)
• Animal crossings (deer, cattle, and other livestock)

47. What should I do if I’m in an accident outside of Muleshoe but within Bailey County?

If you’re in an accident anywhere in Bailey County:

1. Call 911 and report the accident
2. Seek medical attention (nearest facilities include Bailey County Hospital District in Muleshoe or Roosevelt General Hospital in Portales, NM)
3. Document everything (photos, witness statements)
4. Exchange information with the other driver
5. Do NOT give a recorded statement to insurance
6. Call Attorney911: 1-888-ATTY-911

Bailey County Sheriff’s Office handles accidents outside of Muleshoe city limits. They will prepare an accident report that we can obtain for your case.

48. How do I get medical treatment after an accident in Muleshoe?

For medical treatment after an accident in Muleshoe:

Emergency Care:

• Bailey County Hospital District (Muleshoe) – (806) 272-4524
• Roosevelt General Hospital (Portales, NM – about 30 minutes away) – (575) 356-4711
• Covenant Plainview (Plainview, TX – about 1 hour away) – (806) 296-5531

Follow-up Care:

• Muleshoe Family Medicine – (806) 272-4521
• Bailey Medical Clinic – (806) 272-3351
• Specialists may require travel to Lubbock, Amarillo, or Clovis, NM

Important: Even if you feel fine, get checked out immediately. Many injuries don’t show symptoms right away.

49. What if I can’t afford medical treatment?

At Attorney911, we can help you get the medical treatment you need:

• We work with doctors who accept liens (they treat you now and get paid from your settlement)
• We can help you apply for medical payment coverage through your auto insurance
• We negotiate with medical providers to reduce your bills
• We fight to include all your medical expenses in your settlement

You should never delay treatment because of cost. Let us help you get the care you need.

50. How does Attorney911 handle cases for Muleshoe residents?

While our main office is in Houston, we’re committed to serving Muleshoe and Bailey County residents with the same dedication we bring to our urban clients.

How we handle Muleshoe cases:

• Remote consultations via phone or video call
• In-person meetings when needed (we travel to Muleshoe)
• Local knowledge of Muleshoe’s roads, courts, and accident patterns
• Understanding of rural challenges (limited medical care, long distances, agricultural traffic)
• Same high level of service as our Houston clients
• Direct access to Ralph Manginello and Lupe Peña

What this means for you:

• You get big-city legal expertise with small-town personal attention
• We understand the unique challenges of rural accidents
• We’re just a phone call away (1-888-ATTY-911)
• We fight just as hard for Muleshoe residents as we do for our Houston clients

Contact Attorney911 Today

If you’ve been injured in a motor vehicle accident in Muleshoe, Texas, don’t wait to get the help you need. Evidence disappears daily, and the insurance company is already building its case against you.

Call Our Legal Emergency Line: 1-888-ATTY-911

Why call Attorney911?
✅ Free consultation – no obligation
✅ No fee unless we win – you pay nothing upfront
✅ Insurance defense insider – we know their tactics
✅ Multi-million dollar results – we fight for maximum compensation
✅ Personal attention – you work directly with Ralph and Lupe
✅ Spanish services available – Hablamos Español

What Happens When You Call:

1. You’ll speak with a real person – our legal emergency line answers 24/7
2. We’ll listen to your story – we want to understand what happened
3. We’ll explain your rights – what you’re entitled to under Texas law
4. We’ll outline your options – what we can do to help
5. No pressure – the decision is always yours

Don’t Face This Alone

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“I never felt like ‘just another case’ they were working on.” — Ambur Hamilton

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” — Glenda Walker

Call now: 1-888-ATTY-911

Serving Muleshoe, Bailey County, and all of Texas