Motor Vehicle Accident Lawyer in Schertz, Texas – Attorney911 Fights for Your Recovery

If you’ve been injured in a car accident in Schertz, Texas, you’re not alone. Every 57 seconds, another motor vehicle crash occurs in Texas, and every 2 minutes and 5 seconds, someone is injured. In Guadalupe County, where Schertz is located, these accidents happen on familiar roads like I-35, FM 78, and busy intersections throughout the area. At Attorney911, we understand the overwhelming fear, confusion, and financial stress you’re facing right now. That’s why we’re here to fight for you.

With over 25 years of experience handling motor vehicle accident cases across Texas, Ralph Manginello and our team at The Manginello Law Firm have recovered millions for accident victims just like you. We know Schertz and the surrounding communities, including nearby cities like New Braunfels, San Antonio, and Seguin. Our deep understanding of local courts, judges, and insurance adjusters gives us a unique advantage in your case.

Why Schertz Accidents Happen – And Why You Need an Attorney

Schertz, Texas, is a growing city with increasing traffic congestion, especially along major thoroughfares like I-35, FM 78, and Loop 1604. These roads see a mix of local commuters, commercial trucks, and travelers passing through, creating dangerous conditions that lead to accidents. Some of the most common causes of car accidents in Schertz and Guadalupe County include:

• Distracted driving – Texting, phone use, or other distractions cause nearly 1 in 4 accidents in Texas.
• Speeding – Excessive speed reduces reaction time and increases the severity of crashes.
• Failure to yield – Many accidents occur at intersections when drivers ignore right-of-way rules.
• Drunk driving – Alcohol is a factor in over 25% of Texas traffic fatalities.
• Fatigued driving – Especially common among commercial truck drivers.
• Poor weather conditions – Rain, fog, and occasional winter weather can make Texas roads hazardous.

When these accidents happen, the consequences can be devastating. In 2024 alone, over 251,977 people were injured in Texas motor vehicle crashes, with many suffering life-altering injuries like traumatic brain injuries (TBI), spinal cord damage, broken bones, and even wrongful death. If you or a loved one has been injured in a Schertz car accident, you need an attorney who understands the local landscape and can fight for the compensation you deserve.

The Reality of Car Accidents in Schertz

Car accidents in Schertz can happen anywhere – on your way to work, while running errands, or even in your own neighborhood. Some of the most dangerous areas in and around Schertz include:

• I-35 corridor – A major highway with heavy truck traffic, increasing the risk of severe accidents.
• FM 78 – A busy road connecting Schertz to New Braunfels and San Antonio, often congested with local and through traffic.
• Loop 1604 – A high-speed loop around San Antonio that sees frequent accidents due to merging traffic and speeding.
• Intersections in Schertz – Busy crossroads like FM 78 and Main Street or FM 1103 and FM 3009 can be hotspots for collisions.

No matter where your accident occurred, the aftermath can be overwhelming. Medical bills pile up, you may be unable to work, and insurance companies start pressuring you to accept a quick settlement that won’t cover your long-term needs. That’s where Attorney911 comes in. We handle all the legal details so you can focus on your recovery.

Common Injuries from Schertz Car Accidents

Car accidents can cause a wide range of injuries, from minor to catastrophic. Some of the most common injuries we see in Schertz car accident cases include:

• Whiplash and soft tissue injuries – Often dismissed as minor, but can cause chronic pain and long-term disability.
• Herniated discs – Can require surgery and lead to permanent restrictions on your daily activities.
• Broken bones and fractures – Common in high-impact collisions, often requiring surgery and months of recovery.
• Traumatic brain injuries (TBI) – Even mild TBIs can have long-lasting effects on memory, cognition, and emotional well-being.
• Spinal cord injuries – Can result in partial or complete paralysis, requiring lifelong medical care.
• Internal organ damage – Often not immediately apparent but can be life-threatening if left untreated.
• PTSD and emotional trauma – Many accident victims experience anxiety, depression, and post-traumatic stress disorder (PTSD) after a crash.

If you’ve been injured in a car accident in Schertz, it’s critical to seek medical attention immediately, even if you feel fine. Some injuries, like TBI or internal bleeding, may not show symptoms right away. Delaying treatment can not only harm your health but also weaken your legal case.

Attorney911’s Experience with Catastrophic Injuries

At Attorney911, we’ve handled some of the most severe car accident cases in Texas, including those involving catastrophic injuries. In one recent case, our client’s leg was injured in a car accident. During treatment, staff infections developed, and doctors had no choice but to perform a partial amputation. The insurance company initially offered just $50,000, claiming the amputation was a “medical complication” unrelated to the accident. We fought back, bringing in medical experts who proved the amputation was a direct result of the accident injuries. The case settled in the millions, ensuring our client could afford lifetime prosthetic care and lost earning capacity.

This is just one example of how we fight for our clients. Whether your injuries are minor or life-changing, we have the experience and resources to maximize your compensation.

What to Do After a Car Accident in Schertz

The moments after a car accident can be chaotic and confusing. Here’s what you should do to protect your health and your legal rights:

1. Call 911 – Report the accident and request medical assistance if anyone is injured.
2. Seek medical attention – Even if you feel fine, get checked out by a doctor. Adrenaline can mask injuries, and some symptoms may not appear for days.
3. Document everything – Take photos of the accident scene, vehicle damage, injuries, and road conditions. Get contact information from witnesses.
4. Exchange information – Get the other driver’s name, phone number, address, insurance information, and driver’s license number.
5. Do NOT admit fault – Stick to the facts when speaking to police or the other driver. Do not apologize or say anything that could be interpreted as admitting fault.
6. Call Attorney911 – Before speaking to any insurance company, call us at 1-888-ATTY-911. We’ll guide you through the next steps and protect your rights.

Evidence Disappears Fast – Act Now!

Evidence from your accident starts disappearing immediately. Surveillance footage from nearby businesses is typically deleted within 7-30 days. Witness memories fade quickly, and critical data from vehicles (like black box data in trucks) can be overwritten. That’s why it’s crucial to contact Attorney911 as soon as possible. We’ll send preservation letters to all parties involved, ensuring that evidence is protected before it’s lost forever.

Why Insurance Companies Are Not on Your Side

After an accident, insurance companies may seem friendly and helpful, but their goal is to pay you as little as possible. They employ a variety of tactics to minimize or deny your claim, including:

• Quick settlement offers – They’ll offer you a lowball settlement within days of your accident, hoping you’ll accept before you realize the full extent of your injuries.
• Recorded statements – Adjusters will ask you to give a recorded statement, using your own words against you to deny or reduce your claim.
• “Independent” medical exams (IMEs) – They’ll send you to a doctor of their choosing, who is paid to minimize your injuries.
• Delay tactics – They’ll drag out your claim, hoping you’ll get desperate and accept a low offer.
• Comparative fault arguments – They’ll try to blame you for the accident to reduce their payment.
• Surveillance – They may hire private investigators to follow you and take photos or videos that could be used to undermine your claim.

Lupe Peña’s Insider Knowledge – Your Unfair Advantage

At Attorney911, we have a secret weapon: Lupe Peña, our associate attorney who spent years working for a national insurance defense firm. Lupe knows exactly how insurance companies value claims, calculate settlements, and build cases against victims. He’s reviewed hundreds of surveillance videos, hired IME doctors, and calculated claim values using software like Colossus. Now, he uses that insider knowledge to fight for you.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.” – Lupe Peña

With Lupe on your side, you have an unfair advantage. We know their playbook, anticipate their tactics, and fight back with insider strategies that other law firms simply don’t have.

Texas Car Accident Laws You Need to Know

Texas has specific laws that affect your car accident claim. Understanding these laws is critical to protecting your rights:

1. Statute of Limitations – 2 Years

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. If you miss this deadline, your case will be barred forever, and you won’t be able to recover any compensation. This is why it’s essential to contact Attorney911 as soon as possible after your accident.

2. Comparative Negligence – The 51% Rule

Texas follows a modified comparative negligence rule. This means that if you are found to be partially at fault for the accident, your compensation will be reduced by your percentage of fault. However, if you are found to be 51% or more at fault, you will recover nothing. Insurance companies often try to blame victims to reduce their payouts. With Lupe’s insider knowledge, we can counter these arguments and fight for your full compensation.

3. Minimum Insurance Coverage – 30/60/25

Texas law requires drivers to carry minimum auto insurance coverage of:

• $30,000 for bodily injury per person
• $60,000 for bodily injury per accident
• $25,000 for property damage

Unfortunately, many drivers carry only the minimum coverage, which may not be enough to cover your medical bills and lost wages. That’s why it’s essential to have Uninsured/Underinsured Motorist (UM/UIM) coverage on your own policy. UM/UIM coverage can compensate you if the at-fault driver doesn’t have enough insurance or flees the scene.

4. Dram Shop Liability – Suing Bars and Restaurants

If the at-fault driver was served alcohol at a bar, restaurant, or other establishment while obviously intoxicated, you may be able to sue the establishment under Texas’s dram shop law (Texas Alcoholic Beverage Code § 2.02). Signs of obvious intoxication include slurred speech, bloodshot eyes, stumbling, and aggressive behavior. Holding establishments accountable can provide additional compensation for your injuries.

How Attorney911 Maximizes Your Compensation

At Attorney911, we don’t just handle your case – we fight for the maximum compensation you deserve. Here’s how we do it:

1. Thorough Investigation

We leave no stone unturned in investigating your accident. Our team will:

• Obtain and analyze the police report.
• Interview witnesses and take statements.
• Gather surveillance footage from nearby businesses.
• Preserve critical evidence like black box data from vehicles.
• Work with accident reconstruction experts to prove liability.

2. Medical Documentation

We work closely with your doctors to document your injuries and treatment plan. This includes:

• Reviewing medical records and bills.
• Consulting with medical experts to assess long-term prognosis.
• Calculating future medical expenses for ongoing care.

3. Calculating Your Damages

We don’t just look at your current medical bills – we calculate the full extent of your damages, including:

• Economic damages – Medical expenses (past and future), lost wages, lost earning capacity, property damage, and out-of-pocket expenses.
• Non-economic damages – Pain and suffering, mental anguish, physical impairment, disfigurement, and loss of enjoyment of life.
• Punitive damages – In cases involving gross negligence (like drunk driving), we may be able to recover additional compensation to punish the at-fault party.

4. Negotiating with Insurance Companies

With Lupe Peña’s insider knowledge, we know how insurance companies value claims. We’ll fight to ensure you receive a fair settlement that covers all your damages. If the insurance company refuses to offer a fair amount, we’re prepared to take your case to trial.

5. Trial Preparation

While most cases settle out of court, we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures that we’re ready to fight for you in the courtroom if necessary. Ralph Manginello’s admission to the U.S. District Court, Southern District of Texas, means we can handle complex cases in federal court.

Why Choose Attorney911 for Your Schertz Car Accident Case?

With so many law firms to choose from, why should you trust Attorney911 with your case? Here are just a few reasons:

1. Insurance Defense Insider Knowledge

Lupe Peña worked for years at a national insurance defense firm, learning firsthand how large insurance companies value claims. Now, he uses that insider knowledge to fight for victims like you. No other law firm in Schertz has this advantage.

2. Multi-Million Dollar Results

We’ve recovered millions for our clients, including:

• A multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.
• A multi-million dollar settlement for a client whose leg was injured in a car accident, leading to a partial amputation due to staff infections during treatment.
• Millions recovered for families in trucking-related wrongful death cases.

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. This federal court experience is critical for handling complex cases, including those involving commercial trucking accidents, product liability claims, and multi-state defendants.

4. BP Explosion Litigation Involvement

Our firm is one of the few in Texas to be involved in BP explosion litigation. This experience demonstrates our ability to take on billion-dollar corporations and win.

5. Personal Attention from Start to Finish

At Attorney911, you’re not just a case number. You’ll work directly with Ralph Manginello and Lupe Peña, not a case manager or paralegal. As client Chad Harris said:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

6. No Fee Unless We Win

We work on a contingency fee basis, which means you pay nothing unless we win your case. There are no upfront costs or hidden fees. If we don’t recover compensation for you, you owe us nothing.

7. Hablamos Español

Lupe Peña is fluent in Spanish, and our team includes bilingual staff members like Zulema. We understand the unique needs of Spanish-speaking clients and ensure that language is never a barrier to justice.

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

What Our Clients Say About Attorney911

Don’t just take our word for it – hear what our clients have to say:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“Ralph Manginello is indeed the best attorney I ever had. He cares greatly about his results.” – AMAZIAH A.T

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

Frequently Asked Questions About Schertz Car Accidents

1. What should I do immediately after a car accident in Schertz?

If you’ve been in an accident in Schertz:

• Call 911 and report the accident.
• Seek medical attention, even if you feel fine.
• Document everything: take photos of the scene, vehicle damage, and injuries.
• Exchange information with the other driver.
• Get the names and phone numbers of any witnesses.
• Do NOT give a recorded statement to any insurance company.
• Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

2. Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence, and in Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest.
• Internal bleeding may not be obvious.
• Herniated discs may not cause pain for weeks.
• Adrenaline masks pain at the scene.

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance information.
• Vehicle: make, model, color, license plate number.
• Witnesses: names and phone numbers.
• Photos: all vehicle damage, injuries, road conditions, traffic signals.
• Police: officer name, badge number, report number.

5. Should I talk to the other driver or admit fault?

• Exchange information only.
• Do NOT discuss fault.
• Do NOT apologize or say “I’m sorry” (can be used as admission).
• Do NOT give your opinion on what happened.
• Stick to facts only.

6. How do I obtain a copy of the accident report?

In Schertz, you can obtain the police report from the Schertz Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists”.

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.

13. Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially).
• You suffered injuries or damages.
• There is insurance to recover from.

Watch our video: “Do I Have a Good Case?”.

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51% or more at fault, you get nothing.

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?”.

19. How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering.
2. Medical treatment to MMI.
3. Demand letter to insurance.
4. Negotiation.
5. Lawsuit if necessary.
6. Discovery.
7. Mediation.
8. Trial if needed.

Watch our video: “What Is the Process for a Personal Injury Claim?”.

21. What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future).
• Lost wages and earning capacity.
• Pain and suffering.
• Mental anguish.
• Physical impairment.
• Disfigurement.
• Loss of enjoyment of life.
• Property damage.

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

27. How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?”.

28. What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said:

“Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said:

“You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch. As client Greg Garcia said:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney.
• Accepting a quick settlement.
• Delaying medical treatment.
• Gaps in treatment.
• Posting on social media.
• Signing releases or authorizations.
• Not documenting everything.

Watch our video: “Client Mistakes That Can Ruin Your Case”.

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

36. What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you.

For example: You had mild occasional back pain. The accident caused a herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference.

Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

As Greg Garcia said:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation.

Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on:

• Injury severity.
• Permanency.
• Impact on life.
• Clear liability.

For example: $100,000 medical × 4 multiplier = $400,000 pain and suffering.

Lupe calculated these for years—he knows how to justify higher multipliers. See our Damages & Compensation section for a detailed breakdown.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex—you need an experienced attorney.

Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days.

We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit-and-run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses.

Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue that “parking lot accidents are always 50/50 fault” (LIE). We prove fault through:

• Surveillance video.
• Witness statements.
• Damage analysis.
• Traffic patterns.

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Schertz Car Accident Lawyer – Serving Guadalupe County and Beyond

At Attorney911, we proudly serve Schertz and the entire Guadalupe County area, including nearby communities like:

• New Braunfels – Just minutes from Schertz, New Braunfels sees heavy traffic on I-35 and FM 306. We understand the unique challenges of accidents in this growing city.
• San Antonio – With its bustling highways and dense traffic, San Antonio is a hotspot for car accidents. Our team knows the local courts and insurance adjusters.
• Seguin – Located just south of Schertz, Seguin has its own traffic patterns, especially around SH 123 and I-10.
• Cibolo – As Schertz’s neighbor to the east, Cibolo shares many of the same traffic risks, particularly on FM 1103 and FM 78.
• Universal City – Home to Randolph Air Force Base, Universal City sees a mix of military and civilian traffic.
• Marion – A smaller community with rural roads that can be dangerous, especially at night or in poor weather.

No matter where your accident occurred in Guadalupe County or the surrounding areas, Attorney911 is here to help.

Schertz Trucking Accidents – When Big Rigs Cause Big Injuries

Trucking accidents are among the most devastating on our roads. In Texas, there were 39,393 commercial motor vehicle crashes in 2024, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes nationwide, making it the deadliest state for trucking accidents.

Why Trucking Accidents Are Different

Trucking accidents are not like regular car accidents. They involve:

• Massive size and weight – An 18-wheeler can weigh up to 80,000 pounds, compared to the 4,000 pounds of a typical passenger car. This size disparity leads to catastrophic injuries.
• Multiple liable parties – In a trucking accident, you may be able to sue the truck driver, the trucking company, the cargo loader, the vehicle manufacturer, and even the maintenance company.
• Higher insurance limits – Trucking companies carry insurance policies worth millions of dollars, providing more compensation for victims.
• Federal regulations – The Federal Motor Carrier Safety Administration (FMCSA) sets strict rules for truck drivers and companies, including hours-of-service (HOS) limits, drug testing, and vehicle maintenance requirements.

Common Causes of Trucking Accidents in Schertz

Trucking accidents in Schertz and along the I-35 corridor often occur due to:

• Driver fatigue – Truck drivers are limited to 11 hours of driving after 10 consecutive hours off-duty, but many violate these rules to meet tight deadlines.
• Distracted driving – Texting, using GPS, or eating while driving can lead to devastating accidents.
• Improper loading – Overloaded or improperly secured cargo can cause trucks to become unstable and tip over.
• Poor maintenance – Worn brakes, bald tires, and faulty lights increase the risk of accidents.
• Speeding – Trucks take longer to stop, and speeding reduces reaction time.
• Drunk or drugged driving – Despite strict drug testing requirements, some truck drivers operate under the influence.

FMCSA Regulations – Holding Trucking Companies Accountable

The FMCSA sets strict rules for the trucking industry. Violations of these rules can establish negligence per se, making it easier to prove liability. Some key FMCSA regulations include:

• Hours of Service (HOS) Rules – Truck drivers are limited to 11 hours of driving after 10 consecutive hours off-duty and cannot drive beyond the 14th consecutive hour on duty. They must take a 30-minute break after 8 hours of driving and are limited to 60/70 hours of driving in 7/8 consecutive days.
• Electronic Logging Devices (ELDs) – ELDs are mandatory and record engine hours, vehicle movement, miles driven, and location. Tampering with ELD data is a federal crime.
• Drug and Alcohol Testing – Truck drivers are subject to pre-employment, random, post-accident, and reasonable suspicion drug testing. The BAC limit for commercial drivers is 0.04%, half the limit for regular drivers.
• Vehicle Maintenance – Trucking companies must maintain their vehicles in safe working condition, including regular inspections of brakes, tires, and lights.

Why You Need an Experienced Trucking Accident Lawyer

Trucking accident cases are complex and require specialized knowledge. At Attorney911, we have the experience and resources to handle these cases, including:

• Federal court experience – Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas, which handles many trucking cases involving FMCSA regulations.
• BP explosion litigation involvement – Our experience with complex litigation against billion-dollar corporations gives us the skills to take on large trucking companies.
• Insurance defense insider knowledge – Lupe Peña’s background in insurance defense means we know how trucking companies and their insurers operate.
• Multi-million dollar results – We’ve recovered millions for victims of trucking accidents, including wrongful death cases.

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Schertz Drunk Driving Accidents – Holding Drunk Drivers and Bars Accountable

Drunk driving is a serious problem in Texas. In 2024, there were 1,053 alcohol-impaired driving deaths, accounting for 25.37% of all traffic fatalities in the state. Every year, thousands of lives are shattered by drunk drivers, and Schertz is not immune to this problem.

Dram Shop Liability – Suing Bars and Restaurants

In Texas, you may be able to sue the bar, restaurant, or other establishment that served the drunk driver under the dram shop law (Texas Alcoholic Beverage Code § 2.02). To hold an establishment liable, you must prove:

1. The establishment served alcohol to someone who was obviously intoxicated at the time of service.
2. The over-service was the proximate cause of the accident and your damages.

Signs of obvious intoxication include:

• Slurred speech.
• Bloodshot or glassy eyes.
• Unsteady gait or stumbling.
• Impaired coordination.
• Aggressive or erratic behavior.
• Strong odor of alcohol.

Potentially liable parties include:

• Bars and nightclubs.
• Restaurants serving alcohol.
• Liquor stores.
• Event organizers (concerts, festivals).
• Social hosts (limited circumstances in Texas).

Why Drunk Driving Cases Are Worth More

Drunk driving cases often result in higher settlements because:

• Punitive damages are available for gross negligence or malice. Drunk driving is considered conscious indifference to the rights and safety of others.
• Multiple defendants can be held liable, including the drunk driver and the establishment that served them.
• Criminal cases can strengthen your civil case. A DUI conviction can be used as evidence of negligence.
• Insurance companies cannot defend the indefensible – Drunk driving is so clearly negligent that insurers often settle quickly to avoid bad publicity.

Attorney911’s Criminal Defense Capability – A Unique Advantage

At Attorney911, we have a unique advantage in drunk driving cases: Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA). This elite organization of criminal defense attorneys gives us insider knowledge of the criminal justice system, which we use to strengthen your civil case.

Our experience with DWI cases includes:

• DWI #1 – Breathalyzer Machine Improperly Maintained – Our client was charged with drunk driving based on a breath test. Our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines. The charges were dismissed.
• DWI #2 – Missing Evidence – Our client drove home at 2:30 a.m., hit a curb, and rolled his car, injuring a passenger. We learned that:
  • Police conducted no breath or blood test.
  • EMS didn’t note intoxication.
  • Nurse notes from the hospital were missing.
    The case was dismissed on the day of trial.
• DWI #3 – Video Evidence – Our client was charged with DUI/DWI. The state’s primary evidence was a video of the field sobriety test. We succeeded in having the case dismissed because our client did not appear drunk in the video.

This experience gives us a unique advantage in drunk driving accident cases. We know how to investigate these cases thoroughly and use the criminal case to strengthen your civil claim.

Schertz Motorcycle Accidents – Protecting Riders’ Rights

Motorcycle accidents are some of the most devastating on our roads. In 2024, there were 585 motorcyclist fatalities in Texas, with 37% of those killed not wearing helmets. Motorcyclists are 28 times more likely to die in a crash than passenger car occupants, and they account for 14% of all traffic fatalities despite making up only 3% of registered vehicles.

Texas Helmet Law

In Texas, helmets are required for all riders under 21. Riders 21 and older may ride without a helmet if they:

• Have completed an approved motorcycle safety course, OR
• Have $10,000 or more in medical insurance coverage.

However, even if you’re legally allowed to ride without a helmet, wearing one reduces your risk of death by 37% and your risk of head injury by 69%. Always wear a helmet for your safety.

Common Causes of Motorcycle Accidents in Schertz

Motorcycle accidents in Schertz and along the I-35 corridor often occur due to:

• Failure to yield right of way – The most common cause of motorcycle accidents. Drivers often don’t see motorcycles or misjudge their speed.
• Driver inattention/distraction – Texting, talking on the phone, or other distractions cause drivers to miss motorcycles.
• Unsafe lane changes – Drivers changing lanes without checking their blind spots can sideswipe motorcycles.
• Left-turn accidents – Drivers turning left in front of oncoming motorcycles cause many T-bone and head-on collisions.
• Speeding/reckless driving – Excessive speed reduces reaction time and increases the severity of crashes.

The Insurance Company’s Favorite Argument – Comparative Negligence

Insurance companies love to blame motorcyclists for accidents. They’ll argue that you were:

• Speeding.
• Lane splitting (illegal in Texas).
• Not paying attention.
• Not wearing a helmet (even if you were legally allowed to ride without one).

Texas’s 51% comparative negligence rule means that if you’re found to be 51% or more at fault, you recover nothing. Even if you’re 50% or less at fault, your compensation will be reduced by your percentage of fault.

Example:

• If you’re found to be 25% at fault for a $100,000 case, you’ll recover $75,000.
• If you’re found to be 51% at fault, you’ll recover $0.

With Lupe Peña’s insider knowledge, we know how insurance companies build comparative fault arguments—and how to defeat them.

Schertz Pedestrian Accidents – Protecting the Most Vulnerable

Pedestrians are among the most vulnerable road users. In 2024, there were 6,095 pedestrian crashes in Texas, resulting in 768 fatalities. Pedestrians account for only 1% of all crashes but 19% of all roadway deaths, making them 19 times more likely to die in a crash than passenger vehicle occupants.

In Houston, a record 119 pedestrians were killed on city streets in 2024, and similar dangers exist in Schertz and Guadalupe County.

Pedestrians ALWAYS Have the Right-of-Way at Intersections

Under Texas law, pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t know this, but it’s a critical legal protection for pedestrians.

“Anytime there’s an intersection of two streets, the distance between them is a crosswalk—even if unmarked.”

This means that if you’re crossing the street at an intersection, drivers must yield to you. If they don’t, they’re breaking the law.

Common Causes of Pedestrian Accidents in Schertz

Pedestrian accidents in Schertz often occur due to:

• Driver inattention – Texting, talking on the phone, or other distractions cause drivers to miss pedestrians.
• Failure to yield – Drivers turning left or right often fail to yield to pedestrians in crosswalks.
• Speeding – Higher speeds increase the likelihood of a pedestrian fatality. At 20 mph, a pedestrian has a 90% chance of survival. At 40 mph, that chance drops to 10%.
• Poor visibility – Accidents often happen at night or in bad weather when drivers have trouble seeing pedestrians.
• Drunk driving – Alcohol impairs a driver’s ability to see and react to pedestrians.
• Backing up – Drivers backing out of parking spaces or driveways often don’t see pedestrians behind them.

Common Injuries in Pedestrian Accidents

Pedestrian accidents often result in severe injuries due to the lack of protection. Common injuries include:

• Traumatic brain injuries (TBI) – Even with a helmet, pedestrians can suffer severe head injuries.
• Spinal cord injuries – Can result in partial or complete paralysis.
• Broken pelvis and legs – Common in high-impact collisions.
• Internal organ damage – Often not immediately apparent but can be life-threatening.
• Fatalities – Pedestrians are at high risk of death in accidents.

Schertz Rideshare Accidents – Uber, Lyft, and Insurance Complexity

Rideshare services like Uber and Lyft have transformed transportation in Schertz and across Texas. With 17.4 million trips daily in the U.S., rideshare accidents are becoming increasingly common. In fact, 58% of rideshare accident victims are third parties—other drivers, pedestrians, or cyclists—who are injured by rideshare vehicles.

The Rideshare Insurance Maze

Rideshare accidents are complicated because insurance coverage changes depending on what the driver was doing at the time of the crash. Uber and Lyft provide different levels of coverage based on the driver’s status:

Phase	Driver Status	Coverage Available
0	App off, personal use	Personal insurance only (Texas minimum: $30k/$60k/$25k)
1	App on, waiting for ride request	Contingent coverage: $50k/$100k/$25k
2	Ride accepted, en route to pickup	Full commercial: $1,000,000 liability
3	Passenger in vehicle	Full commercial: $1,000,000 liability

Why This Matters:
If you’re injured in a rideshare accident, the amount of insurance available depends on what the driver was doing at the time of the crash. This complexity makes rideshare cases difficult to navigate without an experienced attorney.

Who Can Be Injured in a Rideshare Accident?

• 21% Riders – Passengers in the rideshare vehicle.
• 21% Drivers – The rideshare driver themselves.
• 58% Third Parties – Other drivers, pedestrians, cyclists, or passengers in other vehicles.

Why You Need Attorney911 for Your Rideshare Accident

At Attorney911, we understand the complexities of rideshare accidents, including:

• Insurance phase identification – Determining which insurance policy applies based on the driver’s status at the time of the crash.
• Multiple liable parties – You may be able to sue the rideshare driver, the rideshare company (Uber/Lyft), other at-fault drivers, and even the vehicle owner (if different from the driver).
• Insurance company tactics – Rideshare companies and their insurers will try to minimize your claim. With Lupe Peña’s insider knowledge, we know how to counter their tactics.

Schertz Hit and Run Accidents – When the At-Fault Driver Flees

Hit-and-run accidents are a growing problem in Texas. Nationally, someone is involved in a hit-and-run accident every 43 seconds. In Texas, hit-and-run is a serious crime with severe penalties:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years in prison, up to $10,000 fine
Serious Bodily Injury	3rd Degree Felony	2-10 years in prison, up to $10,000 fine
Minor Injury	State Jail Felony	Up to 5 years in prison, up to $5,000 fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months in jail, up to $2,000 fine

What to Do After a Hit and Run in Schertz

If you’re the victim of a hit-and-run accident in Schertz:

1. Call 911 – Report the accident and request medical assistance if needed.
2. Document everything – Take photos of the scene, vehicle damage, and injuries. Get witness names and phone numbers.
3. File a police report – Hit and run is a crime, and the police report is critical evidence.
4. Call Attorney911 – Before speaking to any insurance company, call us at 1-888-ATTY-911. We’ll guide you through the next steps.

UM/UIM Coverage – Your Lifeline After a Hit and Run

If the at-fault driver flees the scene and cannot be identified, your Uninsured Motorist (UM) coverage can compensate you. UM/UIM coverage is part of your own auto insurance policy and pays for your injuries and damages when the at-fault driver has no insurance or cannot be found.

Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles on your policy for additional protection.

Watch our video: “Uninsured & Underinsured Motorists” to learn more.

Evidence Preservation – Critical in Hit and Run Cases

Evidence disappears quickly after a hit-and-run accident. Surveillance footage from nearby businesses is typically deleted within 7-30 days. Witness memories fade, and critical data from vehicles can be lost.

At Attorney911, we act fast to preserve evidence:

• We send preservation letters to all nearby businesses, demanding that they preserve surveillance footage before it’s deleted.
• We canvas the accident scene for witnesses and take statements before memories fade.
• We obtain police reports and 911 recordings immediately.

Every day you wait, evidence disappears. Call Attorney911 NOW: 1-888-ATTY-911

Schertz Tesla and Autonomous Vehicle Accidents – When Technology Fails

Tesla’s Autopilot and Full Self-Driving (FSD) systems have been involved in numerous accidents, some fatal. In fact, Tesla Autopilot accounts for 70% of driver-assist crashes reported to NHTSA. These accidents raise complex legal questions about liability and responsibility.

Notable Tesla Autopilot Crashes

• May 2016, Williston, FL – Joshua Brown was killed when his Tesla Model S, operating on Autopilot, failed to detect a white 18-wheeler crossing its path. The case settled in 2024.
• March 2018, Mountain View, CA – Apple engineer Walter Huang was killed when his Tesla Model X, on Autopilot, crashed into a concrete barrier. The case settled in April 2024.
• August 2025, Miami, FL – A landmark $240 million jury verdict was awarded against Tesla after a fatal Autopilot crash.

Key Liability Arguments in Tesla Cases

1. Misleading Marketing – Tesla has marketed Autopilot and FSD as safer than human drivers, fostering overconfidence in the technology.
2. Overreliance – Tesla’s marketing has encouraged drivers to rely too heavily on the system, leading to accidents when the technology fails.
3. Known Defects – Tesla has known about defects in its systems, such as the inability to detect emergency vehicles, but has failed to address them adequately.
4. Inadequate Recalls – Instead of comprehensive fixes, Tesla has relied on over-the-air (OTA) software updates, which may not fully address safety issues.

Why You Need Attorney911 for Your Tesla Accident Case

Tesla accident cases are complex and require specialized knowledge. At Attorney911, we have the experience to handle these cases, including:

• Product liability expertise – Holding Tesla accountable for defective technology.
• Federal court experience – Ralph Manginello’s admission to the U.S. District Court, Southern District of Texas, allows us to handle complex cases in federal court.
• Insurance defense insider knowledge – Lupe Peña’s background in insurance defense means we know how Tesla and its insurers operate.

Schertz E-Bike and E-Scooter Accidents – New Risks on the Road

E-bikes and e-scooters have become increasingly popular in Schertz and across Texas, offering a convenient and eco-friendly way to get around. However, these vehicles also come with unique risks, especially when sharing the road with cars, trucks, and pedestrians.

Texas E-Bike Classifications

Texas law classifies e-bikes into three categories based on their speed and functionality:

Class	Max Speed	Throttle	Pedal Assist
Class 1	20 mph	No	Yes
Class 2	20 mph	Yes	Yes
Class 3	28 mph	No	Yes

Legal Requirements:

• No license is required for standard e-bikes.
• No registration is required.
• The motor must be 750W (1 horsepower) or less.
• The maximum assisted speed is 28 mph.
• No statewide helmet requirement (some cities, like Austin, require helmets for riders under 17).

If an e-bike exceeds these standards:

• It may not be classified as an “electric bicycle” under Texas law.
• It may require registration as a motor vehicle.
• Different insurance and liability implications may apply.

Common Causes of E-Bike and E-Scooter Accidents

E-bike and e-scooter accidents in Schertz often occur due to:

• Driver inattention – Drivers may not see e-bikes or e-scooters, especially in blind spots or at intersections.
• Dooring accidents – Drivers opening car doors into the path of e-bike or e-scooter riders.
• Poor road conditions – Potholes, debris, or uneven pavement can cause riders to lose control.
• Manufacturer defects – Faulty brakes, batteries, or other components can lead to accidents.
• Pedestrian collisions – E-bike and e-scooter riders may collide with pedestrians on sidewalks or in crosswalks.

Liability in E-Bike and E-Scooter Accidents

Liability in e-bike and e-scooter accidents can be complex and may involve multiple parties:

• Motorists – Drivers who strike e-bike or e-scooter riders.
• E-bike/e-scooter manufacturers – If a defect in the vehicle caused the accident.
• Pedestrians – If a pedestrian’s actions contributed to the accident.
• Property owners – If poor maintenance of sidewalks or paths contributed to the accident.

Why You Need Attorney911 for Your E-Bike or E-Scooter Accident

At Attorney911, we understand the unique challenges of e-bike and e-scooter accident cases. We can help you:

• Determine liability – Identifying all potentially liable parties, including drivers, manufacturers, and property owners.
• Prove negligence – Gathering evidence to show that the other party was at fault.
• Maximize compensation – Fighting for the full compensation you deserve for your injuries and damages.

Schertz Bus Accidents – When Public Transportation Goes Wrong

Bus accidents are a serious concern in Texas, which leads all states in total bus crashes. In 2024, there were 1,110 bus accidents in Texas, resulting in 17 fatal crashes and 549 injury crashes. School buses are also a significant concern, with 2,523 school bus crashes in 2023, resulting in 11 deaths and 63 serious injuries.

Common Causes of Bus Accidents in Schertz

Bus accidents in Schertz can occur due to:

• Driver fatigue – Bus drivers often work long hours, leading to fatigue and reduced reaction time.
• Distracted driving – Texting, talking on the phone, or other distractions can cause bus drivers to miss hazards.
• Poor maintenance – Worn brakes, bald tires, or faulty lights can increase the risk of accidents.
• Speeding – Buses take longer to stop, and speeding reduces reaction time.
• Failure to yield – Bus drivers may fail to yield to other vehicles or pedestrians.
• Overcrowding – Buses carrying too many passengers can be difficult to control.

Liable Parties in Bus Accidents

Bus accidents can involve multiple liable parties, including:

• The bus driver – For negligent operation of the vehicle.
• The bus company – For inadequate training, supervision, or maintenance.
• The manufacturer – For defective parts or equipment.
• Other drivers – For negligent actions that contribute to the accident.
• Government entities – For poor road design or maintenance (special notice requirements apply).

Why You Need Attorney911 for Your Bus Accident Case

Bus accident cases are complex and often involve government entities with special legal protections. At Attorney911, we have the experience to handle these cases, including:

• Government claims expertise – We understand the special rules and notice requirements for suing government entities.
• Federal court experience – Ralph Manginello’s admission to the U.S. District Court, Southern District of Texas, allows us to handle complex cases in federal court.
• Insurance defense insider knowledge – Lupe Peña’s background in insurance defense means we know how bus companies and their insurers operate.

Schertz Construction Zone Accidents – When Work Zones Become Danger Zones

Construction zones are a common sight on Schertz roads, especially along I-35 and other major thoroughfares. While these zones are necessary for infrastructure improvements, they also create dangerous conditions for drivers, workers, and pedestrians. In 2024, there were nearly 28,000 crashes in Texas work zones, resulting in 215 deaths—a 12% increase over the previous year.

Why Work Zone Accidents Are So Dangerous

Work zone accidents are particularly dangerous because:

• Traffic patterns change suddenly – Drivers may be caught off guard by lane shifts, detours, or reduced speed limits.
• Workers are vulnerable – Construction workers are often just feet away from fast-moving traffic.
• Vehicles travel at high speeds – Even a momentary lapse in attention can lead to a catastrophic accident.
• Equipment and debris – Construction zones often have loose gravel, equipment, and other hazards that can cause accidents.

Common Causes of Work Zone Accidents

Work zone accidents in Schertz often occur due to:

• Speeding – Drivers failing to slow down in work zones.
• Distracted driving – Texting, talking on the phone, or other distractions.
• Failure to yield – Drivers not yielding to construction vehicles or workers.
• Improper lane changes – Drivers weaving in and out of lanes in work zones.
• Fatigue – Drivers who are tired may not notice work zone signs or hazards.
• Poor signage – Inadequate or confusing signs can lead to accidents.

Real Case Example – The Human Cost of Work Zone Accidents

Katrina Bond, a college student, slowed for work zone traffic on I-35 near Fort Worth. The driver of a heavy pickup truck, who admitted to receiving a text message, rear-ended her. The force of the impact pushed her car into the path of another truck. Katrina was killed in the accident.

This tragedy highlights the devastating consequences of work zone accidents and the importance of holding negligent drivers accountable.

Why You Need Attorney911 for Your Work Zone Accident Case

Work zone accident cases can be complex, involving multiple liable parties and special legal considerations. At Attorney911, we have the experience to handle these cases, including:

• Thorough investigation – We gather evidence to prove negligence, including traffic camera footage, witness statements, and accident reconstruction.
• Multiple liable parties – We identify all potentially liable parties, including drivers, construction companies, and government entities.
• Insurance defense insider knowledge – Lupe Peña’s background in insurance defense means we know how insurance companies handle work zone accident claims.

Schertz Wrongful Death Claims – Seeking Justice for Your Loved One

Losing a loved one in a car accident is one of the most painful experiences a family can endure. When that loss is caused by someone else’s negligence, it’s even more devastating. At Attorney911, we understand the emotional and financial toll of wrongful death, and we’re here to help you seek justice for your loved one.

Wrongful Death vs. Survival Action

In Texas, there are two types of claims you can bring after a fatal accident:

1. Wrongful Death Claim – Brought by surviving family members (spouse, children, parents) to recover damages they suffered due to the loss of their loved one.

   • Damages include: Loss of companionship, mental anguish, lost financial support, funeral expenses.

2. Survival Action – Brought on behalf of the deceased’s estate to recover damages the deceased would have been entitled to if they had survived.

   • Damages include: Pain and suffering before death, medical expenses before death, lost income before death.

Both claims can be filed simultaneously, providing additional compensation for the family.

Who Can File a Wrongful Death Claim in Texas?

Under Texas law, the following family members can file a wrongful death claim:

• Spouse – The surviving husband or wife.
• Children – Biological and adopted children, including adult children.
• Parents – Biological and adoptive parents.

If none of these family members file a claim within 3 months of the death, the deceased’s estate can file the claim.

Damages in Wrongful Death Cases

Wrongful death damages are intended to compensate the family for their losses. These damages can include:

• Economic Damages:

  • Funeral and burial expenses.
  • Medical expenses before death.
  • Lost financial support (present value of the deceased’s future earnings).
  • Loss of benefits (pension, health insurance, etc.).

• Non-Economic Damages:

  • Loss of companionship, society, and love.
  • Loss of advice and counsel.
  • Mental anguish (emotional pain and suffering of the family).

• Punitive Damages:

  • In cases involving gross negligence (like drunk driving), punitive damages may be available to punish the at-fault party and deter similar conduct.

Why You Need Attorney911 for Your Wrongful Death Claim

Wrongful death cases are emotionally and legally complex. At Attorney911, we have the experience and compassion to guide you through this difficult time, including:

• Federal court experience – Ralph Manginello’s admission to the U.S. District Court, Southern District of Texas, allows us to handle complex wrongful death cases in federal court.
• Trucking accident expertise – We’ve recovered millions for families in trucking-related wrongful death cases.
• Insurance defense insider knowledge – Lupe Peña’s background in insurance defense means we know how insurance companies handle wrongful death claims.
• Compassionate representation – We understand the emotional toll of wrongful death and provide compassionate, personalized representation.

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Schertz Uninsured/Underinsured Motorist Claims – When the At-Fault Driver Has No Insurance

In Texas, 15.4% of drivers are uninsured, meaning that approximately 1 in 7 drivers on the road has no insurance. If you’re involved in an accident with an uninsured driver, you may be left with no way to recover compensation for your injuries and damages. That’s where Uninsured/Underinsured Motorist (UM/UIM) coverage comes in.

What Is UM/UIM Coverage?

UM/UIM coverage is part of your own auto insurance policy that compensates you when:

• The at-fault driver has no insurance (uninsured motorist).
• The at-fault driver has insufficient insurance to cover your damages (underinsured motorist).
• The at-fault driver flees the scene (hit and run).

Texas UM/UIM Rules

Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles on your policy for additional protection. For example, if you have two cars with $50,000 in UM coverage each, you may be able to stack the coverage for a total of $100,000.

Standard UM/UIM Deductible: $250

Why You Need UM/UIM Coverage

UM/UIM coverage is critical because:

• Many drivers are uninsured – With 15.4% of Texas drivers uninsured, the risk of an accident with an uninsured driver is high.
• Minimum coverage is often insufficient – Texas requires only $30,000 in bodily injury coverage per person, which may not be enough to cover your medical bills and lost wages.
• Hit-and-run accidents are common – If the at-fault driver flees the scene, UM coverage is often your only recourse.

Why You Need Attorney911 for Your UM/UIM Claim

UM/UIM claims can be complex, and your own insurance company may try to minimize or deny your claim. At Attorney911, we have the experience to handle these cases, including:

• Insurance defense insider knowledge – Lupe Peña’s background in insurance defense means we know how insurance companies handle UM/UIM claims.
• Stacking expertise – We understand how to maximize your recovery by stacking multiple UM policies.
• Negotiation skills – We fight for the full compensation you deserve, even when your own insurance company is trying to pay you less.

Watch our video: “Uninsured & Underinsured Motorists” to learn more.

Schertz Delivery Vehicle Accidents – Amazon, FedEx, and the Gig Economy

Delivery vehicle accidents are on the rise in Schertz and across Texas, driven by the explosive growth of e-commerce and the gig economy. Companies like Amazon, FedEx, UPS, and DoorDash rely on a vast network of delivery drivers, many of whom are independent contractors or employees of third-party delivery service partners (DSPs). These accidents can be complex, involving multiple liable parties and unique legal challenges.

The Rise of Delivery Vehicle Accidents

The growth of e-commerce has led to a surge in delivery vehicle accidents:

• Amazon DSPs (Delivery Service Partners) – Amazon contracts with DSPs to handle last-mile deliveries. These DSPs are required to “defend and indemnify” Amazon, but they often have limited resources and higher safety violation rates than average motor carriers.
• Gig economy drivers – Companies like DoorDash, Uber Eats, and Instacart rely on independent contractors to make deliveries. These drivers may lack proper training or insurance coverage.
• Increased traffic – More delivery vehicles on the road mean more opportunities for accidents.

Key Verdicts and Settlements

Delivery vehicle accidents have resulted in some of the largest verdicts and settlements in recent years:

• 2024, Georgia – A child was struck and killed by an Amazon delivery van. The case settled for $16.2 million, with Amazon found 85% responsible.
• 2024, Lopez v. All Points 360 – A $105 million verdict was awarded against an Amazon DSP after a fatal accident. The jury found that the DSP’s unlicensed and untrained driver was grossly negligent.
• 2023, Grubhub Wrongful Death (Arizona) – A Grubhub driver, distracted by the company’s wayfinding app, struck and killed a judge. The case settled for an undisclosed amount.

Why Delivery Vehicle Accidents Are Worth More

Delivery vehicle accidents often result in higher settlements because:

• Multiple liable parties – You may be able to sue the driver, the delivery company, the parent company (like Amazon), and even the vehicle manufacturer.
• Higher insurance limits – Commercial delivery vehicles are required to carry $1 million or more in liability insurance.
• Corporate defendants – Juries are often unsympathetic to large corporations, leading to higher verdicts.
• Negligent hiring and training – Delivery companies may be held liable for failing to properly train or supervise their drivers.

Why You Need Attorney911 for Your Delivery Vehicle Accident Case

Delivery vehicle accident cases are complex and require specialized knowledge. At Attorney911, we have the experience to handle these cases, including:

• Federal court experience – Ralph Manginello’s admission to the U.S. District Court, Southern District of Texas, allows us to handle complex cases involving corporate defendants.
• Insurance defense insider knowledge – Lupe Peña’s background in insurance defense means we know how delivery companies and their insurers operate.
• Multi-million dollar results – We’ve recovered millions for victims of delivery vehicle accidents, including cases against Amazon DSPs.

Schertz Bicycle Accidents – Protecting Cyclists’ Rights

Bicycling is a popular activity in Schertz and Guadalupe County, offering a healthy and eco-friendly way to get around. However, cyclists are among the most vulnerable road users, with 78 cyclist fatalities in Texas in 2024. When a cyclist is struck by a car, the injuries are often severe, and the legal battle can be complex.

Common Causes of Bicycle Accidents in Schertz

Bicycle accidents in Schertz often occur due to:

• Driver inattention – Texting, talking on the phone, or other distractions cause drivers to miss cyclists.
• Failure to yield – Drivers turning left or right often fail to yield to cyclists in bike lanes or crosswalks.
• Dooring accidents – Drivers opening car doors into the path of cyclists.
• Poor road conditions – Potholes, debris, or uneven pavement can cause cyclists to lose control.
• Speeding – Higher speeds increase the likelihood of a cyclist fatality.

Texas Comparative Negligence Rule – A Danger for Cyclists

Texas’s 51% comparative negligence rule is particularly dangerous for cyclists. Insurance companies often try to blame cyclists for accidents, arguing that they:

• Were not wearing a helmet (even if not required by law).
• Were riding in the wrong direction.
• Were not visible enough.
• Were riding on the sidewalk (where prohibited).

If you’re found to be 51% or more at fault, you’ll recover nothing. Even if you’re 50% or less at fault, your compensation will be reduced by your percentage of fault.

Why You Need Attorney911 for Your Bicycle Accident Case

At Attorney911, we understand the unique challenges of bicycle accident cases. We can help you:

• Prove liability – Gathering evidence to show that the driver was at fault.
• Counter comparative fault arguments – With Lupe Peña’s insider knowledge, we know how insurance companies build these arguments—and how to defeat them.
• Maximize compensation – Fighting for the full compensation you deserve for your injuries and damages.

Schertz Ambulance and Emergency Vehicle Accidents – When First Responders Cause Harm

Emergency vehicles, including ambulances, fire trucks, and police cars, have the right to disregard traffic laws in certain situations. However, this privilege comes with a responsibility to operate safely. When emergency vehicles cause accidents, the legal landscape becomes complex, involving issues of governmental immunity and special notice requirements.

Common Causes of Emergency Vehicle Accidents

Emergency vehicle accidents in Schertz often occur due to:

• Excessive speed – Emergency vehicles may travel at high speeds to reach their destination, increasing the risk of accidents.
• Failure to yield – Emergency vehicles may fail to yield to other vehicles or pedestrians when entering intersections.
• Inadequate training – Emergency vehicle operators may not be properly trained to handle high-speed driving or adverse conditions.
• Equipment failure – Faulty lights, sirens, or brakes can contribute to accidents.
• Distracted driving – Even emergency vehicle operators can be distracted by radios, GPS, or other equipment.

Liability in Emergency Vehicle Accidents

Emergency vehicle accidents can involve multiple liable parties, including:

• The emergency vehicle operator – For negligent operation of the vehicle.
• The government entity – For inadequate training, supervision, or maintenance (special notice requirements apply).
• The vehicle manufacturer – For defective equipment or design.

Governmental Immunity – Special Rules Apply

Government entities, including cities and counties, are protected by sovereign immunity, which limits their liability in certain situations. However, Texas law allows lawsuits against government entities in cases involving:

• Negligent operation of a motor vehicle – If the emergency vehicle operator was negligent.
• Premises liability – If the accident was caused by a dangerous condition on government property.

Special Notice Requirements:
To sue a government entity in Texas, you must file a notice of claim within 6 months of the accident. This notice must include specific details about the accident and your injuries. Failing to file this notice can bar your claim forever.

Why You Need Attorney911 for Your Emergency Vehicle Accident Case

Emergency vehicle accident cases are complex and require specialized knowledge. At Attorney911, we have the experience to handle these cases, including:

• Government claims expertise – We understand the special rules and notice requirements for suing government entities.
• Federal court experience – Ralph Manginello’s admission to the U.S. District Court, Southern District of Texas, allows us to handle complex cases in federal court.
• Insurance defense insider knowledge – Lupe Peña’s background in insurance defense means we know how government entities and their insurers operate.

Schertz Commercial Vehicle Accidents – When Businesses Cause Harm

Commercial vehicle accidents involve vehicles used for business purposes, including:

• Delivery trucks (Amazon, FedEx, UPS).
• Service vehicles (plumbers, electricians, HVAC technicians).
• Construction vehicles (dump trucks, cement mixers).
• Company cars (sales representatives, executives).

These accidents can be particularly devastating due to the size and weight of commercial vehicles.

Common Causes of Commercial Vehicle Accidents

Commercial vehicle accidents in Schertz often occur due to:

• Driver fatigue – Commercial drivers often work long hours, leading to fatigue and reduced reaction time.
• Distracted driving – Texting, talking on the phone, or using GPS can distract commercial drivers.
• Poor maintenance – Worn brakes, bald tires, or faulty lights can increase the risk of accidents.
• Improper loading – Overloaded or improperly secured cargo can cause vehicles to become unstable.
• Speeding – Commercial drivers may speed to meet tight deadlines.

Liability in Commercial Vehicle Accidents

Commercial vehicle accidents can involve multiple liable parties, including:

• The driver – For negligent operation of the vehicle.
• The employer – For inadequate training, supervision, or maintenance (respondeat superior liability).
• The vehicle manufacturer – For defective parts or equipment.
• The cargo loader – For improper loading or securing of cargo.

Why You Need Attorney911 for Your Commercial Vehicle Accident Case

Commercial vehicle accident cases are complex and require specialized knowledge. At Attorney911, we have the experience to handle these cases, including:

• Federal court experience – Ralph Manginello’s admission to the U.S. District Court, Southern District of Texas, allows us to handle complex cases involving corporate defendants.
• Insurance defense insider knowledge – Lupe Peña’s background in insurance defense means we know how commercial vehicle companies and their insurers operate.
• Multi-million dollar results – We’ve recovered millions for victims of commercial vehicle accidents.

Schertz Distracted Driving Accidents – The Dangers of Technology

Distracted driving is a growing problem in Texas, with 380 deaths in 2024 attributed to distracted driving. In Schertz and Guadalupe County, distracted driving accidents often occur due to:

• Texting while driving – The most dangerous form of distracted driving, as it involves visual, manual, and cognitive distractions.
• Talking on the phone – Even hands-free phone use can be distracting.
• Using GPS or navigation apps – Looking at a screen instead of the road.
• Eating or drinking – Taking your hands off the wheel or eyes off the road.
• Adjusting the radio or climate controls – Taking your attention away from driving.
• Interacting with passengers – Especially children or pets.

Texas Distracted Driving Laws

Texas has specific laws targeting distracted driving:

• Texting while driving is illegal – It is against the law to read, write, or send text messages while driving.
• Handheld phone use is prohibited in school zones – Drivers cannot use handheld phones in school zones when signs are posted.
• Drivers under 18 are prohibited from using wireless devices – Including phones, tablets, and other electronic devices.

Why Distracted Driving Cases Are Worth More

Distracted driving cases often result in higher settlements because:

• Clear evidence of negligence – Phone records, witness statements, and surveillance footage can prove distraction.
• Punitive damages may be available – If the driver’s conduct was particularly reckless (e.g., texting while driving at high speeds).
• Juries are unsympathetic to distracted drivers – Distracted driving is seen as a preventable and reckless choice.

Why You Need Attorney911 for Your Distracted Driving Accident Case

At Attorney911, we understand the unique challenges of distracted driving cases. We can help you:

• Prove distraction – Gathering evidence, such as phone records or witness statements, to show that the driver was distracted.
• Maximize compensation – Fighting for the full compensation you deserve, including punitive damages when appropriate.
• Hold the driver accountable – Ensuring that the distracted driver faces consequences for their actions.

Schertz Weather-Related Accidents – When Mother Nature Strikes

Texas weather can be unpredictable, with sudden rainstorms, fog, and even occasional winter weather creating hazardous driving conditions. In Schertz and Guadalupe County, weather-related accidents are common, especially on highways like I-35 and FM 78.

Common Causes of Weather-Related Accidents

Weather-related accidents in Schertz often occur due to:

• Rain – Reduces visibility and makes roads slippery.
• Fog – Limits visibility, making it difficult to see other vehicles or hazards.
• Ice – Rare in Texas but can create extremely dangerous conditions when it occurs.
• High winds – Can cause vehicles, especially high-profile trucks, to become unstable.
• Flooding – Can make roads impassable or cause vehicles to hydroplane.

Liability in Weather-Related Accidents

Determining liability in weather-related accidents can be complex. Drivers have a responsibility to adjust their driving to the conditions, but they may not always be at fault. Liability may depend on:

• Whether the driver was driving too fast for conditions – Texas law requires drivers to adjust their speed to the conditions.
• Whether the driver failed to use headlights or other safety equipment – In low-visibility conditions, drivers must use headlights and other safety features.
• Whether the driver was following too closely – Drivers must leave extra space between vehicles in poor weather.
• Whether the driver was distracted or impaired – Weather conditions do not excuse negligent behavior.

Why You Need Attorney911 for Your Weather-Related Accident Case

Weather-related accident cases can be complex, involving issues of comparative negligence and liability. At Attorney911, we have the experience to handle these cases, including:

• Accident reconstruction – We work with experts to determine the cause of the accident and prove liability.
• Insurance defense insider knowledge – Lupe Peña’s background in insurance defense means we know how insurance companies handle weather-related accident claims.
• Maximizing compensation – We fight for the full compensation you deserve, even when weather conditions are a factor.

Schertz Intersection Accidents – When Drivers Fail to Yield

Intersections are among the most dangerous places on the road, with 1,050 deaths in Texas in 2024 occurring at intersections. In Schertz, busy intersections like FM 78 and Main Street or FM 1103 and FM 3009 can be hotspots for collisions.

Common Causes of Intersection Accidents

Intersection accidents in Schertz often occur due to:

• Failure to yield right of way – Drivers turning left or right often fail to yield to oncoming traffic or pedestrians.
• Running red lights or stop signs – Drivers may be in a hurry or distracted and fail to stop.
• Speeding – Higher speeds reduce reaction time and increase the severity of crashes.
• Distracted driving – Texting, talking on the phone, or other distractions can cause drivers to miss traffic signals.
• Poor visibility – Obstructed views, glare, or weather conditions can make it difficult to see traffic signals or other vehicles.

Liability in Intersection Accidents

Liability in intersection accidents often depends on who had the right of way. In Texas, the following rules apply:

• At a four-way stop – The first vehicle to arrive has the right of way. If two vehicles arrive at the same time, the vehicle on the right has the right of way.
• At a traffic light – Drivers must obey the traffic light. If the light is green, they have the right of way, but they must still yield to pedestrians and vehicles already in the intersection.
• At an unmarked intersection – The vehicle on the right has the right of way.
• When turning left – Drivers must yield to oncoming traffic and pedestrians.

Why You Need Attorney911 for Your Intersection Accident Case

Intersection accident cases can be complex, involving issues of right of way and comparative negligence. At Attorney911, we have the experience to handle these cases, including:

• Proving liability – Gathering evidence, such as traffic camera footage or witness statements, to show who had the right of way.
• Countering comparative fault arguments – With Lupe Peña’s insider knowledge, we know how insurance companies build these arguments—and how to defeat them.
• Maximizing compensation – Fighting for the full compensation you deserve for your injuries and damages.

Schertz Boat and Maritime Accidents – When Waterways Become Dangerous

Schertz and Guadalupe County are home to numerous lakes, rivers, and waterways, making boating a popular recreational activity. However, boating accidents can be devastating, resulting in serious injuries or even death. In 2024, there were 172 boating accidents in Texas, resulting in 50 fatalities.

Common Causes of Boat Accidents in Schertz

Boat accidents in Schertz and the surrounding area often occur due to:

• Operator inattention – Failing to keep a proper lookout for other boats, swimmers, or hazards.
• Alcohol use – Operating a boat under the influence is a leading cause of boating accidents.
• Excessive speed – Speeding reduces reaction time and increases the severity of crashes.
• Inexperienced operators – Many boat operators lack proper training or experience.
• Equipment failure – Faulty engines, steering, or other equipment can lead to accidents.
• Weather conditions – Sudden storms or high winds can create dangerous conditions.

Liability in Boat Accidents

Liability in boat accidents can be complex and may involve multiple parties, including:

• The boat operator – For negligent operation of the vessel.
• The boat owner – For inadequate maintenance or allowing an inexperienced operator to use the boat.
• The boat manufacturer – For defective equipment or design.
• The rental company – For renting a boat to an inexperienced or intoxicated operator.
• Other boat operators – For negligent actions that contribute to the accident.

Why You Need Attorney911 for Your Boat Accident Case

Boat accident cases can be complex, involving issues of maritime law and liability. At Attorney911, we have the experience to handle these cases, including:

• Maritime law expertise – We understand the unique legal framework governing boat accidents.
• Federal court experience – Ralph Manginello’s admission to the U.S. District Court, Southern District of Texas, allows us to handle complex maritime cases.
• Insurance defense insider knowledge – Lupe Peña’s background in insurance defense means we know how boat insurance companies operate.

“In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.”

Why Attorney911 Is the Right Choice for Your Schertz Car Accident Case

If you’ve been injured in a car accident in Schertz, Texas, you need an attorney who understands the local landscape and can fight for the compensation you deserve. At Attorney911, we offer:

1. Insurance Defense Insider Knowledge – Our Unfair Advantage

Lupe Peña worked for years at a national insurance defense firm, learning firsthand how large insurance companies value claims. Now, he uses that insider knowledge to fight for victims like you. We know their tactics, anticipate their strategies, and fight back with insider strategies that other law firms simply don’t have.

2. Multi-Million Dollar Results – Proven Track Record

We’ve recovered millions for our clients, including:

• A multi-million dollar settlement for a client who suffered a brain injury with vision loss.
• A multi-million dollar settlement for a client whose leg was injured in a car accident, leading to a partial amputation.
• Millions recovered for families in trucking-related wrongful death cases.

3. Federal Court Experience – Handling Complex Cases

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. This federal court experience is critical for handling complex cases, including those involving commercial trucking accidents, product liability claims, and multi-state defendants.

4. BP Explosion Litigation Involvement – Taking on Billion-Dollar Corporations

Our firm is one of the few in Texas to be involved in BP explosion litigation. This experience demonstrates our ability to take on billion-dollar corporations and win.

5. Personal Attention from Start to Finish – You’re Not Just a Case Number

At Attorney911, you’re not just a case number. You’ll work directly with Ralph Manginello and Lupe Peña, not a case manager or paralegal. As client Chad Harris said:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

6. No Fee Unless We Win – Zero Financial Risk

We work on a contingency fee basis, which means you pay nothing unless we win your case. There are no upfront costs or hidden fees. If we don’t recover compensation for you, you owe us nothing.

7. Hablamos Español – Language Is Never a Barrier

Lupe Peña is fluent in Spanish, and our team includes bilingual staff members like Zulema. We understand the unique needs of Spanish-speaking clients and ensure that language is never a barrier to justice.

Contact Attorney911 Today – Your Legal Emergency Line

If you or a loved one has been injured in a car accident in Schertz, Texas, don’t wait. Evidence disappears daily, and the insurance companies are already building their case against you. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We’ll review your case, answer your questions, and explain your legal options—with no obligation.

Remember: We don’t get paid unless we win your case. There’s no risk to you, and no upfront costs. Let us fight for the compensation you deserve while you focus on your recovery.

Call now: 1-888-ATTY-911 – Your legal emergency line is always open.