Motor Vehicle Accident Lawyers in Fair Oaks Ranch, Texas

If you’ve been injured in a car accident in Fair Oaks Ranch, Texas, you’re not alone. With over 251,977 people injured in Texas motor vehicle crashes last year alone – that’s one person every 2 minutes and 5 seconds – our roads are more dangerous than ever. At Attorney911, we understand the physical, emotional, and financial toll a serious accident can take on you and your family. That’s why we’re here to fight for the compensation you deserve.

Ralph Manginello, our managing partner with over 25 years of experience handling motor vehicle accident cases across Texas, leads our team in serving the Fair Oaks Ranch community. We know the local courts, the insurance adjusters who handle claims in Comal County, and the unique challenges Fair Oaks Ranch residents face after an accident. Whether you were injured on I-10, FM 306, or any of the busy roads in our area, we have the expertise to handle your case.

Why Fair Oaks Ranch Accidents Require Local Expertise

Fair Oaks Ranch sits at a critical juncture in Comal County, where rural roads meet growing suburban development. This unique combination creates specific accident risks:

• High-speed rural roads like FM 306 and FM 3009 where drivers may not expect sudden stops
• Growing suburban areas with increased pedestrian and bicycle traffic
• Construction zones as our community continues to expand
• Heavy truck traffic moving through our area to serve local businesses and new developments

We’ve handled countless cases involving accidents at dangerous intersections in our area and understand the local traffic patterns that contribute to collisions. Our team knows which courts handle personal injury cases in Comal County and has relationships with local medical providers who can document your injuries properly.

Comprehensive Motor Vehicle Accident Coverage

At Attorney911, we handle all types of motor vehicle accidents in Fair Oaks Ranch and throughout Comal County. Our experience includes:

Car Accidents (500-700 words)

Car accidents are the most common type of motor vehicle collision in Fair Oaks Ranch. With 251,977 people injured in Texas car crashes last year, and one crash occurring every 57 seconds, the risk is constant. Common causes in our area include:

• Distracted driving (especially on FM 306 where drivers may be looking at scenery)
• Failure to yield at intersections
• Speeding on rural roads
• Drunk driving accidents, particularly on weekends
• Rear-end collisions at stoplights

Common injuries we see from Fair Oaks Ranch car accidents include:

• Whiplash and soft tissue injuries
• Herniated discs (common in rear-end collisions)
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Internal organ damage

One of our recent cases involved a client whose leg was injured in a car accident on I-10. During treatment, staff infections developed, leading to a partial amputation. This case settled in the millions, demonstrating our ability to handle complex cases with severe complications.

As client Chavodrian Miles shared: “Leonor got me into the doctor the same day…it only took 6 months amazing.” This level of personal attention and quick resolution is what sets Attorney911 apart.

18-Wheeler and Trucking Accidents (500-700 words)

With I-10 running through our region, Fair Oaks Ranch sees significant commercial truck traffic. Last year, Texas experienced 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes nationwide.

Trucking accidents are particularly devastating due to the size disparity – an 80,000-pound truck vs. a 4,000-pound car creates catastrophic outcomes. Common causes in our area include:

• Driver fatigue (violating Hours of Service regulations)
• Improperly loaded cargo
• Mechanical failures
• Distracted driving
• Speeding or aggressive driving

Federal Motor Carrier Safety Administration (FMCSA) regulations govern truck drivers and companies. These include:

• Maximum 11 hours driving after 10 consecutive hours off-duty
• Cannot drive beyond 14th consecutive hour on duty
• 30-minute break required after 8 hours driving
• Electronic Logging Devices (ELDs) mandatory to track compliance

At Attorney911, we have extensive experience handling trucking cases. Ralph Manginello’s admission to the U.S. District Court, Southern District of Texas, is particularly valuable for these cases, as they often involve federal regulations and may be filed in federal court.

Our firm is one of the few in Texas to be involved in BP explosion litigation, demonstrating our capability to take on billion-dollar corporations. We’ve recovered millions for clients in trucking-related wrongful death cases, showing our commitment to holding trucking companies accountable.

Drunk Driving Accidents (500-700 words)

Last year, 1,053 people died in alcohol-impaired driving crashes in Texas, accounting for 25.37% of all traffic fatalities. In Comal County, we see too many of these preventable tragedies, particularly on weekends and around local events.

Texas has strong dram shop laws (Texas Alcoholic Beverage Code § 2.02) that allow victims to sue establishments that over-serve obviously intoxicated patrons. Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior

Potentially liable parties in drunk driving cases include:

• The drunk driver
• Bars and nightclubs
• Restaurants serving alcohol
• Liquor stores
• Event organizers

Punitive damages may be available in drunk driving cases, as the conduct often rises to the level of gross negligence. Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA) gives us unique insight into both the criminal and civil aspects of these cases.

We’ve successfully handled three DWI dismissals that demonstrate our investigation capabilities:

1. A case where police failed to properly maintain breathalyzer machines
2. A case with missing EMS notes and no breath/blood test
3. A case where video evidence showed our client wasn’t drunk

This experience translates directly to our ability to build strong civil cases against drunk drivers and the establishments that served them.

Motorcycle Accidents (300-500 words)

Last year, 585 motorcyclists died in Texas crashes, with 37% not wearing helmets. In Comal County, we see motorcycle accidents on scenic routes like FM 3009 and during popular riding seasons.

Texas helmet law requires riders under 21 to wear helmets. Riders 21 and older may ride without helmets if they’ve completed a safety course or have medical insurance coverage of at least $10,000.

Common causes of motorcycle accidents in our area include:

• Drivers failing to yield right of way
• Unsafe lane changes by other vehicles
• Left-turn accidents at intersections
• Speeding or reckless driving

Insurance companies often try to blame motorcyclists using Texas’s 51% comparative fault rule. Lupe Peña’s experience working for insurance companies gives us an advantage in countering these arguments.

Pedestrian Accidents (300-500 words)

Last year, 6,095 pedestrian crashes occurred in Texas, resulting in 768 fatalities. Pedestrians account for just 1% of crashes but 19% of all roadway deaths.

A critical legal point: Pedestrians always have the right-of-way at intersections in Texas, even at unmarked crosswalks. This is a point many drivers don’t understand, and insurance companies won’t tell you.

Common injuries in pedestrian accidents include:

• Traumatic brain injuries
• Spinal cord injuries
• Broken pelvis and legs
• Internal organ damage
• Fatalities

Rideshare Accidents (Uber/Lyft) (300-500 words)

Rideshare services have transformed transportation in Fair Oaks Ranch, but they’ve also created complex insurance issues. The key factor is the driver’s status at the time of the accident:

Injury distribution in rideshare accidents:

• 21% riders
• 21% drivers
• 58% third parties (other drivers, pedestrians)

Lupe Peña’s insurance defense background gives us unique insight into navigating these complex coverage issues to maximize your recovery.

The 48-Hour Evidence Preservation Protocol

After an accident in Fair Oaks Ranch, time is critical. Evidence disappears quickly:

Hour 1-6 (Immediate Crisis):

• Call 911 and report the accident
• Seek medical attention even if you feel fine
• Document everything with photos
• Exchange information with other driver
• Get witness names and phone numbers
• Do NOT give recorded statement to any insurance company
• Call Attorney911: 1-888-ATTY-911

Hour 6-24 (Evidence Preservation):

• Preserve all digital evidence (texts, photos, videos)
• Secure physical evidence (damaged clothing, personal items)
• Request copies of medical records
• Note any calls from insurance companies
• Make all social media profiles private

Hour 24-48 (Strategic Decisions):

• Speak with an experienced attorney
• If insurance contacts you, refer them to your attorney
• Do NOT accept or sign anything without lawyer review
• Upload all evidence to cloud storage

Evidence Deterioration Timeline:

• Day 1-7: Witness memories fade
• Day 7-30: Surveillance footage deleted (gas stations: 7-14 days, stores: 30 days)
• Month 1-2: Insurance companies solidify their defense position
• Month 2-6: Trucking ELD data deleted (30-180 days)
• Month 6-12: Approaching 2-year statute of limitations

Within 24 hours of retaining Attorney911, we send preservation letters to:

• Other driver’s insurance company
• Trucking companies (for commercial vehicle accidents)
• Businesses near the scene
• Employers
• Property owners
• Government entities

These letters legally require evidence preservation before automatic deletion.

Texas Motor Vehicle Law Framework

Understanding Texas law is crucial for protecting your rights after an accident in Fair Oaks Ranch:

Statute of Limitations:

• Personal injury: 2 years from date of accident
• Wrongful death: 2 years from date of death
• Property damage: 2 years from date of damage

Texas 51% Comparative Fault Rule:

• If you’re 50% or less at fault, you can recover damages (reduced by your fault percentage)
• If you’re 51% or more at fault, you recover nothing

Texas Minimum Auto Insurance:

• $30,000 bodily injury per person
• $60,000 bodily injury per accident
• $25,000 property damage per accident

Uninsured/Underinsured Motorist Coverage:

• Texas allows inter-policy stacking (combining coverage from multiple vehicles)
• Standard deductible: $250
• Critical for hit-and-run accidents

Proving Liability and Building Your Case

To win your case, we must prove four elements of negligence:

1. Duty of Care – All drivers have a legal duty to operate vehicles safely
2. Breach of Duty – The at-fault driver violated their duty of care
3. Causation – The breach directly caused your injuries
4. Damages – You suffered actual harm

We gather evidence from multiple sources:

• Physical evidence (vehicle damage, skid marks, road conditions)
• Documentary evidence (police reports, medical records, cell phone records)
• Electronic evidence (ELD data, black box/EDR, GPS data)
• Testimonial evidence (witness statements, expert testimony)

In trucking cases, multiple parties may be liable:

• Truck driver
• Trucking company
• Cargo loader
• Vehicle manufacturer
• Maintenance company

Damages and Compensation

You may be entitled to various types of damages:

Economic Damages (No Cap in Texas):

• Medical expenses (past and future)
• Lost wages and earning capacity
• Property damage
• Out-of-pocket expenses

Non-Economic Damages (No Cap Except Medical Malpractice):

• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Loss of consortium

Punitive Damages (Capped):

• Available for gross negligence, fraud, or malice
• Cap: Greater of $200,000 OR (2x economic + 1x non-economic capped at $750,000)

Settlement Ranges by Injury Type:

Nuclear Verdicts in Texas:

• 2024: $81.7 million wrongful death car accident
• 2024: $105 million Amazon delivery driver verdict
• 2024: $44.1 million New Prime I-35 pileup (6 deaths)
• 2024: $37.5 million Oncor Electric trucking verdict

These nuclear verdicts increase settlement values across all serious injury cases because insurance companies fear the potential for large jury awards.

Insurance Company Counter-Intelligence

At Attorney911, we know how insurance companies operate because Lupe Peña spent years working for a national defense firm. He learned firsthand how large insurance companies value claims, and now he uses that knowledge to fight for you.

Tactic #1: Quick Contact & Recorded Statement

Within days of your accident, insurance adjusters will contact you while you’re:

• Still in the hospital
• On pain medication
• Scared about your future
• Confused about the legal process

They’ll act friendly and helpful, but their goal is to get you to say something that hurts your case. Common questions include:

• “You’re feeling better now though, right?” (Trap you into saying you’re improving)
• “It wasn’t that bad of an impact, was it?” (Minimize collision severity)
• “You were able to walk away from the scene?” (Suggest injuries not serious)

The truth: You are NOT required to give a recorded statement to the other driver’s insurance company. Everything you say will be documented and used against you.

Tactic #2: Quick Settlement Offer

Within weeks, insurance companies offer quick money – typically $2,000-$5,000. This sounds good when you have mounting bills, but it’s a trap.

The danger: You don’t know the full extent of your injuries yet. If you accept $5,000 today and later need $100,000 surgery, you can’t reopen your claim.

Tactic #3: “Independent” Medical Exam (IME)

Insurance companies will send you to a doctor they hire to minimize your injuries. These exams:

• Last only 10-15 minutes
• Rarely review your complete medical records
• Look for any reason to minimize your injuries

Common IME findings:

• “Patient has pre-existing degenerative changes” (everyone over 40 has some arthritis)
• “Injuries consistent with minor trauma” (minimizing your pain)
• “Patient can return to full duty work” (eliminating lost wage claims)

Lupe knows these specific doctors and their biases because he hired them for years.

Tactic #4: Delay and Financial Pressure

Insurance companies drag out your case hoping you’ll get desperate:

• “Still investigating your claim”
• “Waiting for medical records”
• “Reviewing your file”

They have unlimited time and resources. You have mounting bills and no income. This financial pressure makes you accept less than you deserve.

Tactic #5: Surveillance and Social Media Monitoring

Insurance companies hire private investigators to:

• Video you doing daily activities
• Film from public places
• Follow you to appointments and errands

They monitor all your social media:

• Facebook, Instagram, TikTok, LinkedIn, Twitter
• Screenshot everything: posts, photos, check-ins, comments
• Use facial recognition to find photos you’re tagged in

Example: They might use a photo of you smiling at a family gathering to claim you’re not in pain.

Tactic #6: Comparative Fault Arguments

Insurance companies always try to assign you maximum fault to reduce their payment. Even small fault percentages cost you thousands:

• 10% fault on $100,000 case = $10,000 less for you
• 25% fault on $250,000 case = $62,500 less for you
• 40% fault on $500,000 case = $200,000 less for you

Lupe knows these arguments because he made them for years – now he defeats them.

Colossus Software System

Most insurance companies use Colossus software to calculate claim values. Adjusters input:

• Injury codes
• Treatment types
• Medical costs
• Jurisdiction

The software outputs a recommended settlement range. The problem: insurance companies manipulate the system by:

• Using low injury codes (“soft tissue strain” instead of “disc herniation”)
• Flagging “excessive” treatment
• Penalizing conservative treatments
• Reducing value for pre-existing conditions

Lupe knows how to beat the algorithm because he worked with these systems for years.

Medical Knowledge Encyclopedia

Understanding your injuries is crucial for building your case:

Traumatic Brain Injury (TBI)

Symptoms may be immediate or delayed:

• Immediate: Loss of consciousness, confusion, vomiting, seizures
• Delayed: Worsening headaches, personality changes, sleep disturbances

Severity classifications:

• Mild TBI/Concussion: Brief LOC, GCS 13-15
• Moderate TBI: LOC minutes to hours, GCS 9-12
• Severe TBI: Extended unconsciousness, GCS 3-8

Long-term complications can include chronic traumatic encephalopathy (CTE), post-concussive syndrome, and increased dementia risk.

Spinal Cord Injury

Injury levels and impact:

• Cervical (C1-C8): Quadriplegia, possible ventilator dependence
• Thoracic (T1-T12): Paraplegia, wheelchair dependence
• Lumbar (L1-L5): Varying degrees of leg weakness

ASIA Impairment Scale:

• A: Complete (no motor or sensory function)
• B: Sensory incomplete
• C: Motor incomplete (most muscles <3/5 strength)
• D: Motor incomplete (most muscles ≥3/5 strength)
• E: Normal

Herniated Disc

Treatment timeline:

1. Acute phase (weeks 1-6): Severe pain, medications, rest
2. Conservative treatment (weeks 6-12): Physical therapy
3. Interventional (if conservative fails): Epidural injections
4. Surgery (if injections fail): Microdiscectomy or fusion

Psychological Injuries

• 32-45% of accident victims develop PTSD symptoms
• Anxiety about driving again
• Fear of getting in cars
• Panic attacks near accident location
• Sleep disturbances, nightmares, flashbacks

Why Choose Attorney911 for Your Fair Oaks Ranch Accident Case

When you’re injured in a motor vehicle accident in Fair Oaks Ranch, you need more than just a lawyer – you need a team with unique advantages that set us apart from other firms:

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is our biggest competitive advantage. Lupe spent years working for insurance companies, learning:

• How they value claims (Colossus software)
• Their settlement authority structures
• Their delay and defense tactics
• How they select IME doctors
• Their surveillance methods
• Their comparative fault arguments

Now he uses that knowledge to fight for victims, not against them. As Lupe says: “I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

2. Multi-Million Dollar Results

Our results speak for themselves:

• Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company
• In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions
• At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation
• In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission is crucial for:

• Complex trucking cases involving FMCSA regulations
• Cases against out-of-state defendants
• High-value cases that may exceed state court limits

Our firm is one of the few in Texas to be involved in BP explosion litigation, demonstrating our capability to take on billion-dollar corporations.

4. Personal Attention You Can Trust

At Attorney911, you’re not just another case number. As client Chad Harris said: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

Other testimonials highlight our commitment to communication:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did.” – Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.” – Dame Haskett

5. Contingency Fee – No Risk to You

We work on a contingency fee basis – you pay nothing unless we win your case. Our fee is a percentage of the recovery, and you may still be responsible for court costs and case expenses regardless of outcome. We offer free consultations to discuss our fee structure.

Frequently Asked Questions About Motor Vehicle Accidents in Fair Oaks Ranch

1. What should I do immediately after a car accident in Fair Oaks Ranch?
If you’ve been in an accident in Fair Oaks Ranch:

• Call 911 and report the accident
• Seek medical attention even if you feel fine
• Document everything with photos of damage, injuries, and the scene
• Exchange information with the other driver
• Get witness names and phone numbers
• Do NOT give a recorded statement to any insurance company
• Call Attorney911 at 1-888-ATTY-911

2. Should I call the police even for a minor accident?
Yes. Always call police. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000. The police report is critical evidence.

3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance information
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (can be used as admission)
• Do NOT give your opinion on what happened
• Stick to facts only

6. How do I obtain a copy of the accident report?
In Fair Oaks Ranch and Comal County, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

13. Do I have a personal injury case?
You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault percentage). If 51% or more at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

27. How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney
• Accepting a quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

36. What if I have a pre-existing condition?
You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. We hire medical experts to prove the difference between your condition before and after the accident. Lupe knows how insurance companies attack pre-existing conditions because he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?
Yes. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on: injury severity, permanency, impact on life, clear liability. For example: $100,000 medical × 4 multiplier = $400,000 pain and suffering. Lupe calculated these for years and knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex – you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately – the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL – gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant – can I still file a claim?
Yes. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911 – we protect your rights and your privacy.

43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often try to argue that parking lot accidents are always 50/50 fault, but this is not true. We prove fault through: surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Attorney911 Serves Fair Oaks Ranch and All of Comal County

Attorney911 serves Fair Oaks Ranch, Bulverde, New Braunfels, and all of Comal County from our offices across Texas. While we’re based in Houston, Austin, and Beaumont, our Texas-wide practice means we understand the unique accident patterns in the Hill Country region.

Fair Oaks Ranch clients typically work with our San Antonio-area team, which has extensive experience handling cases in Comal County courts. We know the local judges, the insurance adjusters who handle claims in this area, and the specific challenges faced by accident victims in our community.

Our attorneys regularly travel to Fair Oaks Ranch for client meetings, depositions, and court appearances. We offer remote consultations and are always available to meet you where you’re most comfortable.

With 25+ years of experience handling cases across all 254 Texas counties, we bring Houston’s aggressive litigation style to Fair Oaks Ranch clients. Texas law is the same whether you’re in Houston or Fair Oaks Ranch – the 2-year statute of limitations, the 51% comparative fault rule, and the minimum insurance requirements apply equally.

Ralph Manginello’s federal court admission covers the entire state, and our involvement in the BP explosion litigation demonstrates our capability to handle complex cases against major corporations. Whether your accident occurred on I-10, FM 306, or a local neighborhood street, we have the expertise to fight for maximum compensation.

Contact Attorney911 Today

If you’ve been injured in a motor vehicle accident in Fair Oaks Ranch, Texas, don’t wait. Evidence disappears daily, and the insurance company is already building their case against you.

Call our legal emergency line: 1-888-ATTY-911 (1-888-288-9911)

We offer:

• Free consultation with no obligation
• No fee unless we win your case
• Personal attention from experienced attorneys
• 25+ years of proven results
• Former insurance defense attorney on your side
• Federal court experience for complex cases
• Spanish-speaking attorneys and staff

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

Don’t face this alone. Call Attorney911 now: 1-888-ATTY-911