Motor Vehicle Accidents in Houston, Harris County, Texas
If you’ve been injured in a car accident in Houston, you’re not alone. With over 251,000 people injured in Texas motor vehicle crashes last year alone – that’s one person every 2 minutes and 5 seconds – Houston’s roads are among the most dangerous in the state. At Attorney911, we understand the physical, emotional, and financial toll a serious accident can take. Our Houston car accident lawyers have been fighting for accident victims across Harris County for over 25 years, recovering millions for clients who’ve suffered everything from whiplash to life-altering brain injuries.
Ralph Manginello, our founding attorney, has been handling motor vehicle accident cases since 1998 and is admitted to practice in federal court – giving us the capability to take on complex cases that other firms can’t handle. But what truly sets Attorney911 apart is our insurance defense advantage. Lupe Peña, our associate attorney, spent years working for a national defense firm, learning exactly how insurance companies value claims and build cases against victims. Now he uses that insider knowledge to fight for you.
The Reality of Car Accidents in Houston
Houston’s roads present unique dangers that contribute to our city’s high accident rate. With over 4.7 million residents in Harris County and major highways like I-10, I-45, and US-59 cutting through our city, the risk of serious accidents is ever-present. In 2024 alone, Texas saw:
- 1 reportable crash every 57 seconds
- 1 person killed every 2 hours and 7 minutes
- 1 person injured every 2 minutes and 5 seconds
- 4,150 total fatalities statewide
In Houston specifically, we see higher concentrations of accidents in areas like the Galleria, the Energy Corridor, and along the I-10 corridor toward Katy. The mix of local commuters, long-haul truckers, and tourists unfamiliar with our roads creates a perfect storm for collisions.
Common Types of Motor Vehicle Accidents in Houston
Car Accidents (Tier 1 – Most Common)
Car accidents are by far the most common type of motor vehicle collision in Houston. From fender-benders to catastrophic multi-car pileups, these accidents can result in a wide range of injuries and legal complexities.
Common Causes in Houston:
- Distracted driving (texting, phone use, eating)
- Speeding on Houston’s highways
- Failure to yield at intersections
- Running red lights and stop signs
- Following too closely on congested roads
- Drunk or drugged driving
- Poor weather conditions (heavy rain, fog)
- Vehicle defects or maintenance failures
Common Injuries:
- Whiplash and soft tissue injuries
- Herniated or bulging discs
- Broken bones and fractures
- Traumatic brain injuries (TBI)
- Spinal cord injuries
- Internal organ damage
- Facial injuries and dental damage
- Psychological trauma and PTSD
Case Example:
“In a recent case, our client’s leg was injured in a car accident on I-10 near the Energy Corridor. Staff infections developed during treatment, leading to a partial amputation. This case settled in the millions.”
What This Means for You:
Even what seems like a minor accident can lead to serious complications. Insurance companies often try to minimize these claims, but our experience shows that catastrophic outcomes can result from seemingly “routine” collisions.
Client Testimonial:
“I was rear-ended and the team got right to work. I also got a very nice settlement.” – MONGO SLADE
Call Attorney911 Today:
If you’ve been injured in a Houston car accident, don’t let insurance companies lowball your claim. Call 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.
18-Wheeler/Trucking Accidents (Tier 1 – Most Severe)
With Houston serving as a major hub for the energy industry and international trade, our roads see heavy truck traffic. The Port of Houston alone handles over 247 million tons of cargo annually, much of it transported by 18-wheelers. These massive vehicles – weighing up to 80,000 pounds compared to the average 4,000-pound passenger car – create catastrophic damage when accidents occur.
Houston Trucking Accident Statistics (2024):
- 39,393 commercial motor vehicle crashes in Texas
- 608 trucking fatalities statewide
- 1,601 serious injuries from truck crashes
- Texas accounts for 11% of ALL fatal truck crashes nationwide
- 549 fatal truck accidents resulted in 620 deaths
Why Trucking Accidents Are More Complex:
- Multiple Liable Parties: Driver, trucking company, cargo loader, maintenance provider, manufacturer
- Federal Regulations: FMCSA rules govern hours of service, maintenance, and driver qualifications
- Higher Insurance Limits: Trucking companies carry $750,000 to $5,000,000+ policies
- Black Box Data: Electronic logging devices (ELDs) record critical evidence
- Severe Injuries: The size disparity means more catastrophic outcomes
FMCSA Violations We Commonly See:
- Hours of Service violations (drivers exceeding 11-hour driving limit)
- Inadequate vehicle maintenance
- Improper cargo loading
- Driver qualification violations
- Drug and alcohol testing failures
- Electronic logging device (ELD) tampering
Case Example:
“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”
Why This Matters for Houston:
Houston’s position as an energy and shipping hub means we see more trucking accidents than most cities. From the Ship Channel to the Energy Corridor, our attorneys understand the unique challenges of these cases.
Federal Court Advantage:
Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court experience is crucial for trucking cases, which often involve:
- Interstate commerce violations
- Federal regulations (FMCSA)
- Multiple defendants from different states
- Complex liability issues
Nuclear Verdicts in Trucking Cases:
- 2024 Oncor Electric: $37.5M verdict (distracted truck driver)
- 2024 New Prime I-35 pileup: $44.1M verdict (6 deaths)
- 2024 Ben E. Keith (Fort Worth): $35M settlement (largest in Fort Worth history)
Call Attorney911 Immediately:
Trucking companies begin their defense immediately. ELD data can be overwritten in 30-180 days. Call 1-888-ATTY-911 now to preserve critical evidence.
Drunk Driving Accidents (Tier 1 – Punitive Damages Available)
Houston has a serious drunk driving problem. In 2024, Texas saw 1,053 alcohol-impaired driving deaths – that’s 25.37% of all traffic fatalities. With our city’s vibrant nightlife, especially in areas like Midtown, Downtown, and Washington Avenue, the risk of encountering a drunk driver is higher than you might think.
Houston Drunk Driving Statistics:
- 24,000+ DWI-related crashes in Texas (2023)
- 1 death every 39 minutes nationally from alcohol-impaired driving
- BAC 0.08%+ is legally intoxicated in Texas (Penal Code § 49.04)
- Harris County consistently leads Texas in DWI arrests
Dram Shop Liability – Holding Bars Accountable:
Texas law allows you to sue establishments that over-serve alcohol to obviously intoxicated patrons. This is called dram shop liability (Texas Alcoholic Beverage Code § 2.02).
Signs of Obvious Intoxication:
- Slurred speech
- Bloodshot or glassy eyes
- Unsteady gait or stumbling
- Impaired coordination
- Aggressive or erratic behavior
- Strong odor of alcohol
- Difficulty standing or walking straight
Who Can Be Held Liable:
- Bars and nightclubs
- Restaurants serving alcohol
- Liquor stores
- Hotels with bars or room service
- Event venues (concerts, festivals)
- Social hosts (limited circumstances)
Why These Cases Are Valuable:
- Punitive Damages Available: Drunk driving often qualifies for punitive damages
- Multiple Defendants: Driver + establishment that over-served
- Criminal Case Strengthens Civil Case: DWI conviction helps prove negligence
- Insurance Cannot Defend the Indefensible: Drunk driving is hard to dispute
Our Criminal Defense Advantage:
Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA). This gives us unique insight into both the criminal and civil aspects of DWI cases. We’ve successfully handled DWI cases that were dismissed due to:
- Improperly maintained breathalyzer machines
- Missing EMS and hospital notes
- Video evidence showing client wasn’t impaired
Case Example:
One of our clients was charged with DUI/DWI after rolling his car and injuring a passenger. We discovered:
- Police conducted no breath or blood test
- EMS didn’t note intoxication
- Nurse notes from the hospital were missing
The case was dismissed on the day of trial.
Call Attorney911 for Drunk Driving Cases:
If you’ve been hit by a drunk driver in Houston, we can help you pursue both the driver and the establishment that over-served them. Call 1-888-ATTY-911 for a free consultation.
Motorcycle Accidents (Tier 2 – High Risk)
Houston’s year-round riding weather makes it a popular city for motorcyclists, but our roads can be dangerous for riders. In 2024, Texas saw 585 motorcyclist fatalities, with Harris County consistently leading the state in motorcycle deaths.
Houston Motorcycle Statistics:
- 37% of fatal motorcycle victims were NOT wearing helmets
- 90%+ of fatal victims are male
- Helmets reduce death risk by 37%
- Most dangerous months: March-October
- Peak times: Friday-Sunday, 3 PM – 9 PM
Texas Helmet Law:
- Required for all riders under 21
- Riders 21+ may ride without helmet IF:
- Completed approved motorcycle safety course, OR
- Have $10,000+ medical insurance coverage
Common Causes of Motorcycle Accidents in Houston:
- Failure to yield right of way (most common)
- Driver inattention/distraction
- Unsafe lane changes
- Left-turn accidents (T-bone/head-on)
- Speeding/reckless driving
- Road hazards (potholes, debris)
- Vehicle defects (brake failure, tire blowouts)
Comparative Negligence – Insurance Companies Blame Riders:
Texas uses the 51% bar rule for comparative negligence. This means:
- If you’re 50% or less at fault, you can recover damages (reduced by your fault %)
- If you’re 51% or more at fault, you recover NOTHING
Insurance companies almost always try to blame the motorcyclist. Lupe Peña’s experience working for insurance companies gives us an advantage in countering these arguments.
Client Testimonial:
“Leonor got me into the doctor the same day and helped me through my motorcycle accident case. It only took 6 months – amazing!” – Chavodrian Miles
Call Attorney911 for Motorcycle Accidents:
Don’t let insurance companies blame you for your injuries. Call 1-888-ATTY-911 to protect your rights.
Pedestrian Accidents (Tier 2 – Vulnerable Road Users)
Houston’s walkability varies greatly across the city, and pedestrians often find themselves at risk. In 2024, Texas saw 6,095 pedestrian crashes resulting in 768 deaths. Pedestrians account for just 1% of all crashes but 19% of all roadway deaths – making them the most vulnerable road users.
Houston Pedestrian Statistics:
- 119 pedestrians killed on Houston streets (record high)
- Most dangerous areas: Downtown, Midtown, Montrose
- Common locations: Intersections, crosswalks, parking lots
- Peak times: Evening hours, weekends
Legal Protection for Pedestrians:
Texas law gives pedestrians significant protection. Pedestrians ALWAYS have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t realize that anytime there’s an intersection of two streets, the distance between them is considered a crosswalk – even if it’s not painted.
Common Causes of Pedestrian Accidents:
- Drivers failing to yield at crosswalks
- Distracted driving (phone use, GPS)
- Speeding in residential areas
- Drunk or drugged driving
- Poor visibility (nighttime, weather)
- Left-turn accidents
- Backing up without checking
Common Pedestrian Injuries:
- Traumatic brain injuries
- Spinal cord injuries and paralysis
- Broken pelvis and legs
- Internal organ damage
- Severe lacerations and road rash
- Fatalities
Case Example:
In a recent case, our client was struck while crossing the street in Downtown Houston. The driver claimed our client “darted out” between cars. Our investigation revealed:
- The driver was speeding
- Traffic cameras showed our client in the crosswalk
- The driver had a history of traffic violations
We recovered significant compensation for our client’s injuries.
Call Attorney911 for Pedestrian Accidents:
If you’ve been struck by a vehicle in Houston, you have rights. Call 1-888-ATTY-911 for a free consultation.
Rideshare Accidents – Uber/Lyft (Tier 2 – Complex Insurance)
With over 17 million Uber trips daily in the U.S., rideshare accidents have become increasingly common in Houston. Whether you’re a passenger, driver, or third party, these accidents present unique insurance challenges.
Houston Rideshare Statistics:
- 11 billion rideshare trips in the U.S. since 2010
- 118 million Uber users worldwide
- 58% of rideshare accident victims are third parties (other drivers, pedestrians)
- 21% are riders
- 21% are rideshare drivers
CRITICAL: Rideshare Insurance Phases
The insurance coverage available depends on what the driver was doing at the time of the accident:
| Phase | Driver Status | Coverage Available |
|---|---|---|
| Period 0 – Offline | App off, personal use | Personal insurance only ($30K/$60K/$25K Texas minimum) |
| Period 1 – Waiting | App on, no ride request | Contingent coverage: $50K/$100K/$25K |
| Period 2 – Accepted | Ride accepted, en route to pickup | Full commercial: $1,000,000 liability |
| Period 3 – Transporting | Passenger in vehicle | Full commercial: $1,000,000 liability |
Why This Matters:
The insurance coverage can vary DRAMATICALLY based on what the driver was doing. This complexity is why you need an attorney who understands rideshare insurance. Lupe Peña’s insurance defense experience gives us an advantage in navigating these complex claims.
Who Can Be Injured in Rideshare Accidents:
- Riders (21%)
- Rideshare drivers (21%)
- Third parties (58%) – other drivers, pedestrians, cyclists
Case Example:
We represented a Houston couple who were passengers in an Uber when their driver was rear-ended by a distracted driver. The Uber driver was in Period 3 (transporting passengers), so full commercial coverage applied. We recovered $1,000,000 for our clients’ injuries.
Call Attorney911 for Rideshare Accidents:
Rideshare accidents are complex. Don’t navigate this maze alone. Call 1-888-ATTY-911 for expert guidance.
What to Do After a Houston Car Accident: 48-Hour Protocol
If you’ve been in an accident in Houston, what you do in the first 48 hours can make or break your case. Evidence disappears quickly, and insurance companies start building their defense immediately.
Hour 1-6 (Immediate Crisis Response)
✅ Safety First: If you can move safely, get to a secure location away from traffic. Houston’s busy roads like I-10 and I-45 can be dangerous after an accident.
✅ Call 911: Report the accident and request medical assistance if anyone is injured. Even if you feel fine, adrenaline can mask serious injuries.
✅ Medical Attention: Get checked at the nearest Houston trauma center:
- Memorial Hermann – Texas Medical Center (Level I)
- Ben Taub Hospital (Level I)
- Houston Methodist Hospital (Level II)
- HCA Houston Healthcare Clear Lake (Level II)
✅ Document Everything:
- Take photos of ALL vehicle damage (every angle)
- Photograph the accident scene, road conditions, traffic signals
- Take photos of visible injuries
- Screenshot any messages visible on your phone
- Note nearby businesses that might have surveillance cameras
✅ Exchange Information:
- Other driver’s name, phone, address
- Insurance company and policy number
- Driver’s license number
- License plate number
- Vehicle make, model, color
✅ Witnesses:
- Get names and phone numbers of any witnesses
- Ask if they saw what happened
- Record their statements if possible
✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company
Hour 6-24 (Evidence Preservation)
✅ Digital Preservation:
- Preserve all texts, calls, photos, videos related to the accident
- Do NOT delete anything from your phone
- Screenshot everything relevant
- Email copies to yourself for backup
✅ Physical Evidence:
- Secure damaged clothing, glasses, personal items
- Keep receipts for any expenses (towing, rental car, medications)
- Do NOT repair your vehicle yet – preserve the damage
✅ Medical Records:
- Request copies of all ER/hospital records
- Keep all discharge paperwork
- Follow up with your primary care physician within 24-48 hours
✅ Insurance Communications:
- Note any calls from insurance companies
- Do NOT give recorded statements yet
- Do NOT sign anything
- Do NOT accept any settlement offers
- Say: “I need to speak with my attorney first”
✅ Social Media:
- Make ALL profiles private immediately
- Do NOT post about the accident
- Do NOT post photos of injuries or activities
- Tell friends/family not to tag you in posts
- Assume EVERYTHING is being monitored
Hour 24-48 (Strategic Decisions)
✅ Legal Consultation:
- Speak with an experienced Houston car accident attorney
- Call Attorney911: 1-888-ATTY-911 for a free consultation
- Have your documentation ready
✅ Insurance Response:
- If insurance contacts you, refer them to your attorney
- Say: “My attorney will be in touch with you”
- Provide only basic information: name, date of accident, that you were involved
✅ Settlement Offers:
- Do NOT accept or sign anything without lawyer review
- Early offers are ALWAYS lowball offers
- You don’t know the extent of your injuries yet
✅ Evidence Backup:
- Upload all screenshots and photos to cloud storage
- Email copies to yourself and a family member
- Create a written timeline of events while memory is fresh
Week One Priorities
✅ Medical Follow-Up:
- Continue documenting all injuries
- See specialists if recommended
- Follow ALL doctor recommendations (insurance watches for gaps)
- Get written work restrictions if needed
✅ Investigation Begins:
- Attorney obtains police report
- Preservation letters sent to all parties
- Surveillance footage secured before deletion
- Witness statements recorded
✅ Communication:
- Attorney handles ALL insurance communication
- You focus on recovery
- Document any pressure from insurance or other parties
Why Evidence Disappears Quickly in Houston
Houston’s fast-paced environment means evidence disappears faster than you might think:
| Evidence Type | Typical Deletion Timeline | What We Do to Preserve It |
|---|---|---|
| Surveillance Footage | 7-30 days | Send preservation letters immediately |
| Gas Station Cameras | 7-14 days | Contact businesses within 24 hours |
| Traffic Cameras | 30 days | Request footage through public records |
| ELD/Black Box Data | 30-180 days | Subpoena trucking companies immediately |
| Witness Memories | Days to weeks | Interview witnesses ASAP |
| Vehicle Damage | Once repaired | Photograph extensively before repairs |
| Social Media Posts | Can be deleted anytime | Archive screenshots immediately |
Every day you wait, evidence disappears. Call Attorney911 NOW: 1-888-ATTY-911
Texas Motor Vehicle Law: What You Need to Know
Statute of Limitations (2-Year Deadline)
Texas law gives you 2 years from the date of your accident to file a personal injury lawsuit (Texas Civil Practice & Remedies Code § 16.003). This deadline is absolute – miss it, and your case is barred forever.
Exceptions:
- Discovery Rule: May extend deadline if injury wasn’t immediately discoverable
- Minors: Tolling until age 18 (then 2 years from 18th birthday)
- Government Claims: 6-month notice requirement for claims against government entities
Comparative Negligence (51% Bar Rule)
Texas uses a modified comparative negligence system with a 51% bar:
- If you’re 50% or less at fault → You can recover damages (reduced by your fault %)
- If you’re 51% or more at fault → You recover NOTHING
Example:
| Your Fault % | Case Value | Your Recovery |
|---|---|---|
| 0% | $100,000 | $100,000 |
| 10% | $100,000 | $90,000 |
| 25% | $250,000 | $187,500 |
| 40% | $500,000 | $300,000 |
| 50% | $500,000 | $250,000 |
| 51% | $500,000 | $0 |
Why This Matters:
Insurance companies ALWAYS try to assign maximum fault to you. Even small fault percentages can cost you thousands. Lupe Peña’s experience helps us counter these arguments because he made them for years while working for insurance companies.
Texas Minimum Auto Insurance (30/60/25)
| Coverage Type | Minimum Required |
|---|---|
| Bodily Injury – Per Person | $30,000 |
| Bodily Injury – Per Accident | $60,000 |
| Property Damage – Per Accident | $25,000 |
Uninsured Motorist Statistics:
- 15.4% of U.S. motorists are uninsured (approximately 1 in 7 drivers)
- UM/UIM coverage is critical for protection
- Texas allows inter-policy stacking
How Insurance Companies Fight Your Claim
At Attorney911, we know exactly how insurance companies try to minimize or deny your claim because Lupe Peña spent years working for them. Here are the tactics they use – and how we counter them:
Tactic #1: Quick Contact & Recorded Statement Trap
What They Do:
Within hours of your accident, insurance adjusters will contact you – often while you’re still in the hospital or on pain medication. They’ll sound friendly and helpful, saying things like:
- “We just want to help you”
- “We need your side of the story”
- “This is routine, everyone does this”
- “It’ll only take a few minutes”
What They’re Really Doing:
They’re building their defense against you with leading questions designed to trap you into saying things that hurt your case:
| Question They Ask | What They Want You to Say |
|---|---|
| “You’re feeling better now though, right?” | That your injuries are improving |
| “It wasn’t that bad of an impact, was it?” | That the collision wasn’t severe |
| “You were able to walk away from the scene?” | That your injuries aren’t serious |
| “Were you distracted at all?” | That you were partially at fault |
| “How fast were you going?” | That you were speeding |
The Truth:
- You are NOT required to give a recorded statement to the other driver’s insurance
- Giving a statement without an attorney ALMOST ALWAYS hurts your case
- Insurance companies know this – that’s why they push so hard
How Attorney911 Counters:
Once you hire us:
- We become your voice
- All calls go through us
- You don’t talk to adjusters
- We prepare you properly if a statement becomes absolutely necessary
- We sit with you during any statements
Lupe’s Insider Knowledge:
“I’ve taken hundreds of these recorded statements as a defense attorney. I know exactly what they’re looking for and how to protect you from their traps.”
Tactic #2: Quick Settlement Offer (Lowball Within Days)
What They Do:
Within days or weeks of your accident, the insurance company will offer you quick money:
- Typical offers: $2,000-$5,000
- Sometimes $10,000-$15,000 if they’re scared
- Sounds good when you have zero money and mounting bills
The Trap:
You don’t know the extent of your injuries yet. Consider this real scenario:
| Timeline | What Happens |
|---|---|
| Day 3 | Insurance offers $3,500 “final settlement” |
| Your Situation | Desperate, in pain, scared about bills |
| Your Action | Sign the release thinking it’s over |
| Week 6 | MRI shows herniated disc requiring surgery |
| Surgery Cost | $100,000 |
| Reality | You signed a release – can’t reopen claim |
| Outcome | You pay $100,000 out of pocket |
RELEASE IS PERMANENT AND FINAL.
How Attorney911 Counters:
We NEVER settle before you’ve reached Maximum Medical Improvement (MMI) – the point where you’ve recovered as much as you’re going to. This could be:
- 6 months for minor injuries
- 12-18 months for serious injuries
- 24+ months for catastrophic injuries
Lupe knows these offers are ALWAYS lowball because he calculated them for years. He knows they’re offering 10-20% of what your case is truly worth.
Tactic #3: “Independent” Medical Exam (IME) Scheme
What They Call It:
“Independent Medical Examination” (IME)
What It Really Is:
An insurance company-hired doctor whose job is to minimize your injuries.
How Insurance Companies Choose IME Doctors:
They select doctors based on who gives insurance-favorable reports, not who’s most qualified. Selection criteria include:
- Doctors who consistently find “no injury” or “pre-existing condition”
- Doctors paid THOUSANDS by insurance companies ($2,000-$5,000 per exam)
- Repeat business = repeat favorable reports
What Happens at an IME:
You get a 10-15 minute “examination” where:
- They conduct a cursory physical exam
- They rarely review your complete medical records beforehand
- They ask questions designed to elicit “I’m feeling better” responses
- They look for ANY reason to minimize your injuries
Common IME Doctor Findings:
| What They Say | What It Means |
|---|---|
| “Patient has pre-existing degenerative changes” | Everyone over 40 has some arthritis – used to deny claims |
| “Injuries consistent with minor trauma” | Minimizes your pain and suffering |
| “Patient can return to full duty work” | Eliminates lost wage claims |
| “Treatment has been excessive” | Attacks your treating doctors |
| “Subjective complaints out of proportion to objective findings” | Medical speak for calling you a LIAR |
How Attorney911 Counters:
- We prepare you extensively before the exam
- We send your complete medical records to the IME doctor first (forcing review)
- We challenge biased IME reports with our own medical experts
- Lupe knows these specific doctors and their biases – he hired them for years
Tactic #4: Delay and Financial Pressure
What Insurance Companies Do:
They drag your case out hoping you’ll get desperate:
- “Still investigating your claim”
- “Waiting for medical records” (that we sent months ago)
- “Reviewing your file”
- “Need additional information”
- Ignore calls and emails
- Take weeks to respond to simple questions
Why Delay Works:
Insurance companies have:
- Unlimited time
- Unlimited resources
- No financial pressure
- Earning interest on YOUR settlement money
You have:
- Mounting bills
- Zero income
- Creditors threatening
- Need money NOW
Financial Desperation Makes You Accept Less:
- Month 1: You’d reject $5,000 offer
- Month 6: You’d seriously consider $5,000
- Month 12: You’d BEG for $5,000 just to end the nightmare
How Attorney911 Counters:
- We file a lawsuit to force deadlines
- We set depositions to make them produce witnesses
- We prepare for trial to show we’re serious
- Lupe understands delay tactics because he used them – he knows when to push
Tactic #5: Surveillance and Social Media Monitoring
What Insurance Companies Do:
They hire private investigators to:
- Video you doing daily activities
- Film from public places (your driveway, street, stores)
- Follow you to appointments, errands, social activities
- Look for ANY activity that contradicts your injury claims
- One video of you bending over = “Not really injured”
They Monitor ALL Your Social Media:
- Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
- Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
- Monitor your friends’ profiles for posts mentioning you
- Use facial recognition to find photos you’re tagged in
- Archive your entire social media history
Examples We’ve Defended Against:
| Example | What Happened | Insurance Claimed | Reality |
|---|---|---|---|
| Old Gym Photo | Gym photo from 3 YEARS AGO | Presented as recent, contradicts injury | We proved metadata was pre-accident |
| Restaurant Check-in | Facebook check-in at restaurant | “Partying and having fun” | Sitting quietly having dinner |
| Friend’s Comment | Friend posted “Had fun yesterday!” | Evidence of non-injury | Client was resting at home |
| Walking Dog | Video of client walking dog slowly | “Not disabled” | Doctor RECOMMENDED short walks |
| Smiling in Photo | Family photo smiling | “Not in pain – she’s smiling!” | Everyone smiles for photos |
Lupe’s Insider Quote:
“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”
7 Rules for Our Clients:
- Make ALL profiles private immediately
- DON’T post about your accident, injuries, activities, or emotions
- DON’T check in anywhere
- Tell friends/family: don’t tag, don’t post about you
- Don’t accept friend requests from strangers (fake profiles)
- BEST: Stay off social media entirely during your case
- Assume EVERYTHING is being monitored
Tactic #6: Comparative Fault Arguments
What Insurance Companies Do:
They try to assign you MAXIMUM fault to reduce their payment:
- “You were speeding” (without evidence)
- “You weren’t paying attention” (speculation)
- “You could have avoided this” (hindsight bias)
- “You were distracted” (guessing)
- “You contributed to this accident” (shifting blame)
Why They Do This:
Texas’ 51% bar rule means:
- If you’re 51%+ at fault → You get NOTHING
- If you’re 50% or less at fault → Your damages are reduced by your percentage
Even Small Fault Percentages Cost Thousands:
- 10% fault on $100,000 case = $10,000 less for you
- 25% fault on $250,000 case = $62,500 less for you
- 40% fault on $500,000 case = $200,000 less for you
How Attorney911 Counters:
We conduct an aggressive liability investigation:
- Accident reconstruction to prove the other driver’s fault
- Witness statements supporting your version
- Police report analysis emphasizing citations
- Expert testimony on perception-reaction time
- Lupe knows their fault arguments because he made them for years – now he defeats them
Colossus: How Insurance Companies Actually Value Your Claim
Most people don’t realize that insurance companies use software called Colossus to calculate the minimum they can pay you. Lupe Peña used to work with this system – he knows exactly how it works and how to beat it.
How Colossus Works:
- Data Entry: Adjuster inputs injury codes, treatment, costs, jurisdiction
- Coding: Injuries are coded using standardized medical terms
- Calculation: Software applies algorithms to determine “value”
- Range Output: System provides recommended settlement range
- Authority: Adjuster typically cannot exceed without supervisor approval
How Insurance Manipulates Colossus:
| Manipulation | Effect on Your Claim |
|---|---|
| Low Injury Codes | “Soft tissue strain” instead of “disc herniation” reduces value 50-100% |
| Excessive Treatment Flags | Therapy beyond “normal” range triggers reduction |
| Conservative Treatment Penalty | Chiropractic valued less than MD treatment |
| Pre-Existing Reduction | Any prior condition used to reduce value |
| Jurisdiction Factor | Low-verdict counties get lower values |
Why Lupe’s Experience Matters:
- He knows how to code injuries properly for maximum value
- He knows which medical terms trigger higher valuations
- He knows when Colossus output is artificially low
- He knows how to present records to beat the algorithm
- He worked with these systems for years as a defense attorney
Reserve Setting Psychology:
What Reserves Are:
- Money the insurance company sets aside for your claim
- Based on worst-case scenario (their estimate of trial verdict)
- Adjuster usually CANNOT settle for more than reserve without approval
How We Increase Reserves:
- Hiring experts (shows we’re investing in the case)
- Taking depositions (creates litigation expense)
- Filing a lawsuit (forces trial evaluation)
- Preparing for trial (shows we won’t back down)
Lupe Understands Reserve Psychology:
He knows how settlement authority works because he set reserves for years. This is a game-changing advantage for our clients.
What You Can Recover: Damages in Texas Car Accident Cases
Economic Damages (No Cap in Texas):
| Damage Type | What It Covers | Houston Examples |
|---|---|---|
| Medical Expenses (Past) | ER, hospital, surgery, doctors, physical therapy, medications | Memorial Hermann, Ben Taub, Houston Methodist |
| Medical Expenses (Future) | Ongoing treatment, future surgeries, lifetime medications | Chronic pain management, future spinal surgery |
| Lost Wages (Past) | Income lost from date of accident to present | Missing work at ExxonMobil, MD Anderson, Shell |
| Lost Earning Capacity (Future) | Reduced ability to earn income in the future | Unable to return to refinery work, construction |
| Property Damage | Vehicle repair or replacement, personal property | Totaled vehicle, damaged phone, broken glasses |
| Out-of-Pocket Expenses | Transportation to medical appointments, home modifications | Uber to doctor visits, wheelchair ramps |
Non-Economic Damages (No Cap Except Medical Malpractice):
| Damage Type | What It Covers | Houston Examples |
|---|---|---|
| Pain and Suffering | Physical pain from injuries, both past and future | Chronic back pain, headaches, nerve damage |
| Mental Anguish | Emotional distress, anxiety, depression, fear | PTSD from accident, fear of driving |
| Physical Impairment | Loss of physical function, disability, limitations | Unable to play with children, limited mobility |
| Disfigurement | Scarring, permanent visible injuries | Facial scars, amputation, burn scars |
| Loss of Consortium | Impact on marriage/family relationships | Inability to be intimate, emotional distance |
| Loss of Enjoyment of Life | Inability to participate in activities you enjoyed | Can’t play sports, travel, or enjoy hobbies |
Punitive/Exemplary Damages (Capped):
Available for gross negligence, fraud, or malice. Common in drunk driving cases.
Cap: Greater of $200,000 OR (2x economic + 1x non-economic max $750,000)
Settlement Ranges by Injury Type:
| Injury Type | Medical Costs | Lost Wages | Pain & Suffering | Settlement Range |
|---|---|---|---|---|
| Soft Tissue (Whiplash) | $6,000-$16,000 | $2,000-$10,000 | $8,000-$35,000 | $15,000-$60,000 |
| Broken Bone (Simple) | $10,000-$20,000 | $5,000-$15,000 | $20,000-$60,000 | $35,000-$95,000 |
| Broken Bone (Surgery) | $47,000-$98,000 | $10,000-$30,000 | $75,000-$200,000 | $132,000-$328,000 |
| Herniated Disc (Conservative) | $22,000-$46,000 | $8,000-$25,000 | $40,000-$100,000 | $70,000-$171,000 |
| Herniated Disc (Surgery) | $96,000-$205,000 | $20,000-$50,000 | $150,000-$450,000 | $346,000-$1,205,000 |
| Traumatic Brain Injury | $198,000-$638,000 | $50,000-$200,000 | $500,000-$3,000,000+ | $1,548,000-$9,838,000 |
| Spinal Cord Injury | $500,000-$2,000,000+ | $1,000,000+ | $3,000,000+ | $4,770,000-$25,880,000 |
| Amputation | $170,000-$480,000 | $20,000-$50,000 | $1,000,000-$5,000,000 | $1,945,000-$8,630,000 |
| Wrongful Death | $50,000-$500,000 | $1,000,000-$4,000,000 | $500,000-$3,000,000 | $1,910,000-$9,520,000 |
Attorney911 Case Results:
- “Multi-million dollar settlement for client who suffered brain injury with vision loss”
- “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”
- “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”
Why Choose Attorney911 for Your Houston Car Accident Case
1. Insurance Defense Insider Advantage
“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”
This isn’t just experience – it’s an unfair advantage for our clients. Lupe spent years working FOR insurance companies. Now he uses that insider knowledge to fight FOR you.
What Lupe Learned Working for Insurance Companies:
- Claim valuation methods (Colossus software, reserve setting)
- Settlement authority structures and approval processes
- Defense tactics and delay strategies
- IME (Independent Medical Exam) doctor selection process
- Surveillance and investigation methods
- Delay and financial pressure tactics
- Comparative fault arguments and blame-shifting
Now he uses that knowledge FOR victims, not against them.
Phrases to Use Throughout Our Content:
- “Lupe’s insider knowledge from years at a national defense firm”
- “We know their tactics because Lupe used them for years”
- “Lupe understands claim valuation – he calculated them himself”
- “Having a former defense attorney is an unfair advantage for our clients”
- “We anticipate their strategies because Lupe deployed them”
- “Lupe knows which IME doctors they favor – he hired them”
- “We speak their language because Lupe worked their side”
- “Lupe’s defense experience is now YOUR advantage”
2. Multi-Million Dollar Results
Attorney911 has recovered millions for victims of:
- Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss”
- Amputations: “This case settled in the millions”
- Trucking wrongful death: “Recovered millions of dollars in compensation”
- Maritime injuries: “Significant cash settlement”
Our results prove we don’t settle cheap.
3. Federal Court Experience
Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court experience is crucial for complex cases that other firms can’t handle.
Why This Matters:
- Complex cases often end up in federal court
- FMCSA trucking regulations are federal
- Diversity jurisdiction for out-of-state defendants
- Federal court requires different skills than state court
BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation”
4. Personal Attention You Won’t Get Elsewhere
What Our Clients Say:
“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris
“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton
“Ralph reached out personally.” – Dame Haskett
“Consistent communication and not one time did I call and not get a clear answer.” – Dame Haskett
You work directly with Ralph or Lupe, not a case manager assembly line.
5. Contingency Fee – No Risk to You
“We don’t get paid unless we win your case.”
- Free consultation
- No upfront costs
- No hourly billing
- We advance all case costs
- You pay nothing unless we recover for you
What Our Houston Clients Say About Attorney911
Communication & Care
“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee
“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez
“Special thank you to my attorney, Mr. Pena, for your kindness and patience with my repeated questions.” – Chelsea Martinez
“Leonor and Amanda were amazing, they walked me through everything with my car accident.” – Kelly Hunsicker
“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.” – Dame Haskett
“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton
“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris
“They went above and beyond! Special thank you to Ralph and Leanor.” – Diane Smith
Results & Speed
“One company said they would not except my case. Then I got a call from Manginello…I got a call to come pick up this handsome check.” – Donald Wilcox
“Leonor is the best!!! She was able to assist me with my case within 6 months.” – Tymesha Galloway
“Mariela and Zulema have done such a fantastic job…gone above and beyond to get my case settled quickly!” – Hannah Garcia
“Highly recommend! They moved fast and handled my case very efficiently.” – Nina Graeter
“She had received a offer but she told me to give her one more week because she knew she could get a better offer.” – Tracey White
“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles
“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE
“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup
Switching from Other Attorneys
“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” – Greg Garcia
“Leonor is absolutely phenomenal. She truly cares about her clients.” – Madison Wallace
“Ralph Manginello took his bogus case and had it dismissed within a WEEK! I have been trying for over 2 years.” – Beth Bonds
“They took over my case from another lawyer and got to working on my case.” – CON3531
“They solved in a couple of months what others did nothing about in two years.” – Angel Walle
Spanish Language Services
“The support provided at Manginello Law Firm was excellent…They worked hard to do their best.” – Maria Ramirez
“Thank you for your excellent work; I highly recommend you.” – Eduard Marin
“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez
“Melani, thank you for your excellent work.” – Miguel J. mayo bermudez
Ralph’s Personal Involvement
“Attorney Manginello is so knowledgeable but straight to the point…responded quickly even while he was away.” – S M
“He listened intently heard my concerns and issues and immediately began working to protect my rights.” – Ken Taylor
“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.” – Jamin Marroquin
“Ralph Manginello is indeed the best attorney I ever had..He cares greatly about his results.” – AMAZIAH A.T
“Ralph has kept me up to date on the case, checked in on me.” – Manraj
“Ralph is an AMAZING ATTORNEY. I have used him 2 TIMES FOR 2 separate cases the first case he got me an OFF DOCKET DISSMISSAL! And the other only 10 months probation. He gets the JOB DONE RIGHT!!!!” – Cassie Wright
Overall Excellence
“Best lawyers in the city…fast return..and they really care about their clients.” – Dean Jones
“Very professional and got good results.” – Monty Cazier
“Mr. Manginello got us a nice result in my wife’s injury.” – Bill Spragg
“Mr. Maginello and his firm are first class. Will fight tooth and nail for you.” – Ernest Cano
“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker
“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” – Kiwi Potato
Celebrity Endorsements
“One of Houston’s Great Men Trae Tha Truth has recommended this law firm. So if he is vouching for them then I know they do good work.” – Jacqueline Johnson
“You know if TraeAbn tells you it’s the right way to go best attorney out here you can’t go wrong” – Erica Perales
Frequently Asked Questions About Houston Car Accidents
Immediate After Accident
1. What should I do immediately after a car accident in Houston?
If you’ve been in an accident in Houston:
- Call 911 and report the accident
- Seek medical attention even if you feel fine (adrenaline masks injuries)
- Document everything: photos of damage, injuries, scene
- Exchange information with the other driver
- Get witness names and phone numbers
- Do NOT give a recorded statement to any insurance company
- Call Attorney911: 1-888-ATTY-911
2. Should I call the police even for a minor accident?
Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.
3. Should I seek medical attention if I don’t feel hurt?
ABSOLUTELY. Many serious injuries don’t show symptoms immediately:
- Traumatic brain injuries can take days to manifest
- Internal bleeding may not be obvious
- Herniated discs may not cause pain for weeks
- Adrenaline masks pain at the scene
Insurance companies use delays in treatment against you. Get checked at a Houston trauma center immediately.
4. What information should I collect at the scene?
- Other driver: name, phone, address, driver’s license, insurance
- Vehicle: make, model, color, license plate
- Witnesses: names and phone numbers
- Photos: all vehicle damage, injuries, road conditions, traffic signals
- Police: officer name, badge number, report number
5. Should I talk to the other driver or admit fault?
- Exchange information only
- Do NOT discuss fault
- Do NOT apologize or say “I’m sorry” (can be used as admission)
- Do NOT give your opinion on what happened
- Stick to facts only
6. How do I obtain a copy of the accident report?
In Houston, you can obtain the police report from the responding agency (HPD, Harris County Sheriff, etc.) or through the Texas Department of Transportation’s Crash Records Information System (CRIS).
Dealing with Insurance
7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.
8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.
9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.
10. Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.
11. What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8
12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.
Legal Process
13. Do I have a personal injury case?
You may have a case if:
- Someone else was at fault (even partially)
- You suffered injuries or damages
- There is insurance to recover from
Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims
14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911
15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of your accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.
16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If you’re 51%+ at fault, you get nothing.
Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4
17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.
18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.
Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc
19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.
20. What is the legal process step-by-step?
- Investigation and evidence gathering
- Medical treatment to MMI
- Demand letter to insurance
- Negotiation
- Lawsuit if necessary
- Discovery
- Mediation
- Trial if needed
Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs
Compensation
21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).
22. What types of damages can I recover?
- Medical expenses (past and future)
- Lost wages and earning capacity
- Pain and suffering
- Mental anguish
- Physical impairment
- Disfigurement
- Loss of enjoyment of life
- Property damage
23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).
24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.
25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.
26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.
Attorney Relationship
27. How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.
Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc
28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.
29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”
30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”
31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”
Mistakes to Avoid
32. What common mistakes can hurt my case?
- Giving a recorded statement without an attorney
- Accepting a quick settlement
- Delaying medical treatment
- Gaps in treatment
- Posting on social media
- Signing releases or authorizations
- Not documenting everything
Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY
33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.
34. Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.
35. What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.
Additional Common Questions
36. What if I have a pre-existing condition?
You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. For example: You had mild occasional back pain. The accident caused a herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions because he used this defense for years.
37. Can I switch attorneys if I’m unhappy with my current lawyer?
YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.
38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.
39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on: injury severity, permanency, impact on life, clear liability. For example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years – he knows how to justify higher multipliers. See our Damages section for a detailed breakdown.
40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex – you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately – the 6-month deadline is strict.
41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL – gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.
42. What if I’m an undocumented immigrant – can I still file a claim?
YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911 – we protect your rights and your privacy.
43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (this is a lie). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.
44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.
45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.
Houston-Specific Legal Resources
Houston Courts Handling Car Accident Cases:
- Harris County Civil Courts at Law: Handle cases up to $250,000
- Harris County District Courts: Handle cases over $250,000
- U.S. District Court, Southern District of Texas (Houston Division): Federal cases, including trucking accidents with interstate commerce
Houston Trauma Centers:
-
Level I (Highest Capability):
- Memorial Hermann – Texas Medical Center (6411 Fannin St)
- Ben Taub Hospital (1504 Taub Loop)
-
Level II:
- Houston Methodist Hospital (6565 Fannin St)
- HCA Houston Healthcare Clear Lake (500 Medical Center Blvd, Webster)
Dangerous Houston Intersections:
- FM 1960 & SH 6 Corridor: Half of Houston’s most dangerous intersections
- I-610 & N. Durham Drive: 56 accidents in 2023 alone
- Beltway 8 Merge Points: Traffic bottlenecks at feeder road exits
- Westheimer Road: High-traffic commercial corridor
- Bissonnet Street: Dense urban traffic
Houston High-Risk Areas:
- Energy Corridor: High truck traffic, commuter congestion
- Medical Center: Heavy traffic, pedestrian activity
- Galleria Area: Tourist traffic, distracted drivers
- Downtown: High-rise congestion, one-way streets
- I-10 Corridor: Speeding, truck traffic, construction zones
Why Houston Trusts Attorney911
Houston is our home. Ralph Manginello was raised in the Memorial area, attended Hunters Creek Elementary, Awty International, and Memorial High School. He’s a Cheshire Academy Hall of Fame inductee and a former starting point guard. Our firm has deep roots in this community.
We understand Houston’s unique challenges:
- The dangers of I-10 and I-45
- The truck traffic around the Port of Houston
- The energy industry’s impact on our roads
- The medical needs of accident victims
- The legal landscape of Harris County courts
When you call Attorney911, you’re calling your neighbors. We know Houston because we live here. We know the courts because we practice here. We know the insurance companies because we’ve fought them for decades.
Trae Tha Truth trusts us. Houston trusts us.
Call Attorney911 Now: 1-888-ATTY-911
If you’ve been injured in a car accident in Houston, don’t wait. Evidence disappears daily. Insurance companies are already building their case against you. The statute of limitations is ticking.
Call Attorney911 now for a free consultation. We don’t get paid unless we win your case.
1-888-ATTY-911
Se habla español.
The Manginello Law Firm, PLLC | Attorney911
Principal Office: Houston, Texas
Serving Harris County, Fort Bend County, Montgomery County, Brazoria County, Galveston County, and all of Texas
Free Consultation | No Fee Unless We Win | Available 24/7
