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Blog | Bowie County

Nashville Car & Truck Accident Attorneys | I-40, I-65, I-24 Crashes | 18-Wheelers, Commercial Trucks, Uber/Lyft | Former Insurance Defense — We Know Their Playbook | Multi-Million-Dollar Results | Attorney911 — The Firm Insurers Fear | Federal Court Experience | Se Habla Español | 1-888-ATTY-911

January 24, 2026 55 min read
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Motor Vehicle Accident Attorney in Nash, Texas | Attorney911

If you’ve been injured in a car accident in Nash, Texas, you’re not alone. With one motor vehicle crash occurring every 57 seconds in Texas and over 251,000 people injured annually, accidents are a daily reality on our roads. At Attorney911, we understand the physical, emotional, and financial toll these incidents take on victims and their families. Founded by Ralph Manginello, a seasoned attorney with over 25 years of experience, our firm is dedicated to fighting for the rights of accident victims in Nash and throughout Bowie County.

Nash residents face unique challenges when it comes to motor vehicle accidents. Whether you’re commuting to work, traveling on I-30, or navigating the local roads, the risk of an accident is ever-present. Our team at Attorney911 has deep roots in Texas and a proven track record of securing multi-million dollar settlements for clients who have suffered serious injuries. We know the local courts, the insurance adjusters, and the tactics they use to minimize your claim. With our insider knowledge—thanks to Lupe Peña, our former insurance defense attorney—we’re uniquely positioned to counter these strategies and fight for the compensation you deserve.

The Reality of Car Accidents in Nash, Texas

Nash, Texas, is a vibrant community with a rich history and close-knit neighborhoods. However, like many towns in Texas, it is not immune to the dangers of motor vehicle accidents. In 2024 alone, Texas saw over 251,977 people injured in motor vehicle crashes, with one person injured every two minutes and five seconds. These statistics are not just numbers—they represent real lives disrupted, families torn apart, and individuals facing overwhelming medical bills and financial uncertainty.

In Bowie County, where Nash is located, accidents can occur on any road, from the bustling I-30 corridor to the quieter streets of downtown Nash. The consequences of these accidents are often severe, with injuries ranging from whiplash and broken bones to traumatic brain injuries and spinal cord damage. If you or a loved one has been injured in an accident in Nash, it’s crucial to understand your rights and take immediate action to protect your future.

Common Causes of Car Accidents in Nash

Car accidents in Nash can happen for a variety of reasons, but some of the most common causes include:

  1. Distracted Driving: With the rise of smartphones and in-car technology, distracted driving has become a leading cause of accidents. Texting, talking on the phone, or even adjusting the radio can take a driver’s attention off the road, leading to devastating consequences.
  2. Speeding: Excessive speed reduces a driver’s ability to react to changing road conditions and increases the severity of accidents. In Nash, speeding is a common issue, particularly on highways like I-30.
  3. Drunk Driving: Alcohol impairs a driver’s judgment, reaction time, and coordination. Despite strict laws and public awareness campaigns, drunk driving remains a significant problem in Texas, accounting for over 1,000 fatalities in 2024.
  4. Failure to Yield: Many accidents occur at intersections when drivers fail to yield the right of way. This is particularly common in Nash, where drivers may be unfamiliar with local traffic patterns.
  5. Weather Conditions: Texas weather can be unpredictable, with sudden rainstorms, fog, and even ice creating hazardous driving conditions. Drivers who fail to adjust their speed or driving habits to account for weather conditions are at higher risk of causing accidents.
  6. Fatigued Driving: Drowsy driving is a serious issue, particularly for those who drive long distances for work or commute to nearby cities like Texarkana. Fatigue can impair a driver’s ability to react quickly, leading to accidents.

Common Injuries in Car Accidents

Car accidents can result in a wide range of injuries, from minor cuts and bruises to life-altering conditions. Some of the most common injuries we see in our clients include:

  • Whiplash and Soft Tissue Injuries: These injuries are common in rear-end collisions and can cause significant pain and discomfort. While they may not always be visible, they can lead to long-term issues if not properly treated.
  • Herniated Discs: The force of a collision can cause the discs in your spine to herniate, leading to chronic pain, numbness, and even paralysis in severe cases.
  • Broken Bones: Fractures are common in car accidents, particularly in high-impact collisions. Broken arms, legs, ribs, and pelvises can require extensive medical treatment and rehabilitation.
  • Traumatic Brain Injuries (TBI): Even a minor impact can cause a TBI, which may result in cognitive impairment, memory loss, and personality changes. TBIs can have lifelong consequences and require ongoing medical care.
  • Spinal Cord Injuries: Damage to the spinal cord can result in partial or complete paralysis, drastically altering a victim’s quality of life. These injuries often require extensive medical treatment and long-term care.
  • Internal Organ Damage: The force of a collision can cause internal bleeding, organ damage, and other life-threatening injuries that may not be immediately apparent.
  • Post-Traumatic Stress Disorder (PTSD): Car accidents can have a profound emotional impact, leading to anxiety, depression, and PTSD. These psychological injuries are just as real as physical ones and can be debilitating.

Why You Need an Attorney After a Car Accident in Nash

After a car accident, you may be tempted to handle the insurance claim on your own. However, insurance companies are not on your side—they are businesses focused on minimizing payouts and protecting their bottom line. Without an experienced attorney, you risk accepting a lowball settlement that fails to cover your medical expenses, lost wages, and pain and suffering.

At Attorney911, we have a deep understanding of the tactics insurance companies use to deny or undervalue claims. Lupe Peña, our associate attorney, spent years working for a national defense firm, where he learned firsthand how insurance companies value claims and build cases against victims. Now, he uses that insider knowledge to fight for you, not against you. With our team on your side, you can rest assured that we will aggressively pursue the compensation you deserve.

The Insurance Company’s Playbook: What They Don’t Want You to Know

Insurance adjusters are trained to seem friendly and helpful, but their ultimate goal is to minimize your claim. Here are some of the tactics they use to achieve this:

  1. Quick Contact and Recorded Statements: Within days of your accident, an insurance adjuster may contact you to “get your side of the story.” They will ask leading questions designed to elicit responses that can be used against you later. For example, they might ask, “You’re feeling better now, though, right?” hoping you’ll say yes, even if you’re still in pain. Do not give a recorded statement without consulting an attorney first.
  2. Quick Settlement Offers: Insurance companies often make lowball settlement offers within the first few weeks after an accident. These offers are designed to tempt you into accepting less than your case is worth. Never accept a settlement offer without consulting an attorney.
  3. “Independent” Medical Exams (IMEs): Insurance companies may require you to undergo an “independent” medical exam with a doctor of their choosing. These doctors are often hired to minimize your injuries and claim that your symptoms are exaggerated or unrelated to the accident. Always consult your attorney before attending an IME.
  4. Delay and Financial Pressure: Insurance companies know that the longer they delay your claim, the more desperate you may become. They may drag out the process, hoping you’ll accept a lower settlement just to get it over with. Don’t let them wear you down—contact Attorney911 to fight for your rights.
  5. Surveillance and Social Media Monitoring: Insurance companies may hire private investigators to monitor your activities and look for any evidence that contradicts your injury claims. They may also monitor your social media accounts, looking for photos or posts that show you engaging in activities you claim you can’t do. Be cautious about what you post on social media after an accident.
  6. Comparative Fault Arguments: Insurance companies often try to shift blame onto you to reduce their payout. In Texas, if you are found to be 51% or more at fault for an accident, you may be barred from recovering any compensation. Don’t let the insurance company blame you for an accident that wasn’t your fault.

How Attorney911 Counters Insurance Tactics

At Attorney911, we know the insurance company’s playbook because we’ve seen it from the inside. Lupe Peña spent years working for a national defense firm, where he learned how insurance companies value claims, deploy delay tactics, and use recorded statements to build cases against victims. Now, he uses that knowledge to fight for you. Here’s how we counter their tactics:

  1. We Handle All Communication: Once you hire Attorney911, we become your voice. We handle all communication with the insurance company, so you don’t have to worry about saying the wrong thing or being pressured into a lowball settlement.
  2. We Prepare You for IMEs: If the insurance company requires you to attend an IME, we will prepare you extensively beforehand. We’ll send your complete medical records to the IME doctor to ensure they have all the information they need, and we’ll challenge any biased or inaccurate reports.
  3. We Send Preservation Letters: Evidence disappears quickly after an accident. Surveillance footage from nearby businesses is typically deleted within 7-30 days, and witness memories fade over time. We send preservation letters to all relevant parties to ensure critical evidence is preserved.
  4. We Fight Comparative Fault Arguments: Insurance companies often try to blame victims for accidents, even when the evidence clearly shows otherwise. We use accident reconstruction experts, witness statements, and other evidence to prove the other driver’s fault and maximize your compensation.
  5. We Expose Colossus: Many insurance companies use a software system called Colossus to calculate the value of your claim. This system is designed to undervalue serious injuries by using low injury codes and flagging excessive treatment. Lupe knows how Colossus works because he used it for years—now he knows how to beat it.

Types of Motor Vehicle Accidents We Handle in Nash

At Attorney911, we handle a wide range of motor vehicle accident cases in Nash and throughout Bowie County. Our experienced team has the knowledge and resources to fight for maximum compensation, no matter how complex your case may be. Below are some of the most common types of accidents we see in our practice.

Car Accidents

Car accidents are the most common type of motor vehicle accident in Nash. Whether you were rear-ended on I-30, sideswiped in downtown Nash, or involved in a head-on collision on a rural road, our team is here to help. We understand the physical, emotional, and financial toll these accidents take on victims and their families, and we are committed to fighting for the compensation you deserve.

Common Causes of Car Accidents in Nash:

  • Distracted driving (texting, talking on the phone, adjusting the radio)
  • Speeding and reckless driving
  • Drunk or drugged driving
  • Failure to yield the right of way
  • Running red lights or stop signs
  • Weather conditions (rain, fog, ice)
  • Fatigued driving

Common Injuries in Car Accidents:

  • Whiplash and soft tissue injuries
  • Herniated discs
  • Broken bones and fractures
  • Traumatic brain injuries (TBI)
  • Spinal cord injuries
  • Internal organ damage
  • Psychological injuries (PTSD, anxiety, depression)

Attorney911 Case Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

What This Means for You:
If you’ve been injured in a car accident in Nash, you may be entitled to compensation for your medical expenses, lost wages, pain and suffering, and more. Our team will thoroughly investigate your case, gather evidence, and fight for the maximum compensation you deserve.

Client Testimonial:

“I was rear-ended and the team got right to work. I also got a very nice settlement.” — MONGO SLADE

Call to Action:
If you’ve been injured in a car accident in Nash, don’t wait—evidence disappears daily. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

18-Wheeler and Trucking Accidents

Trucking accidents are among the most devastating types of motor vehicle accidents. With trucks weighing up to 80,000 pounds—20 times the weight of a typical passenger car—collisions often result in catastrophic injuries or fatalities. In Texas, which accounts for 11% of all fatal truck crashes in the United States, these accidents are a serious concern. In 2024 alone, there were 39,393 commercial motor vehicle crashes in Texas, resulting in 608 fatalities and 1,601 serious injuries.

Nash is located near I-30, a major trucking corridor that sees heavy commercial traffic. If you or a loved one has been injured in a trucking accident, it’s crucial to act quickly. Evidence such as electronic logging device (ELD) data and black box recordings can be overwritten or deleted if not preserved immediately. At Attorney911, we have the experience and resources to handle complex trucking accident cases and fight for the compensation you deserve.

Why Trucking Accidents Are More Complex:
Trucking accidents involve unique legal and regulatory considerations that don’t apply to typical car accidents. Some of the factors that make these cases more complex include:

  1. Federal Regulations: The trucking industry is governed by strict federal regulations, including the Federal Motor Carrier Safety Administration’s (FMCSA) Hours of Service (HOS) rules. Violations of these regulations can establish negligence per se, making it easier to prove liability.
  2. Multiple Liable Parties: In a trucking accident, there may be multiple parties at fault, including the truck driver, the trucking company, the cargo loader, the vehicle manufacturer, and the maintenance provider. Each of these parties may have their own insurance policies, increasing the potential sources of compensation.
  3. Higher Insurance Limits: Commercial trucking companies are required to carry higher insurance limits than passenger vehicles, often ranging from $750,000 to $5,000,000. This means there is more money available to compensate victims for their injuries.
  4. Electronic Evidence: Trucks are equipped with electronic logging devices (ELDs) and black boxes that record critical data such as speed, braking, and hours of service. This data can be crucial in proving liability, but it can also be overwritten or deleted if not preserved immediately.
  5. Catastrophic Injuries: Due to the size and weight of commercial trucks, accidents often result in catastrophic injuries such as traumatic brain injuries, spinal cord injuries, and wrongful death.

FMCSA Regulations:
The FMCSA sets strict rules for commercial truck drivers and trucking companies. Some of the most important regulations include:

  • Hours of Service (HOS) Rules: Truck drivers are limited to 11 hours of driving after 10 consecutive hours off-duty. They cannot drive beyond the 14th consecutive hour after coming on duty and must take a 30-minute break after 8 cumulative hours of driving.
  • Drug and Alcohol Testing: Commercial drivers are subject to pre-employment, random, post-accident, and reasonable suspicion drug and alcohol testing. The legal blood alcohol concentration (BAC) limit for commercial drivers is 0.04%, half the limit for regular drivers.
  • Driver Qualifications: Truck drivers must be at least 21 years old for interstate driving and 18 for intrastate driving. They must hold a commercial driver’s license (CDL) and pass a DOT physical every two years.
  • Vehicle Maintenance: Trucking companies are required to maintain their vehicles in safe operating condition. Drivers must perform pre-trip and post-trip inspections and report any defects.

Attorney911 Case Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Nuclear Verdicts in Trucking Cases:
Trucking accident cases often result in nuclear verdicts—jury awards exceeding $10 million. These verdicts send a strong message to the trucking industry and can increase settlement values across the board. Some recent nuclear verdicts in Texas include:

  • Oncor Electric (2024): $37.5 million verdict for a distracted truck driver who caused a fatal accident.
  • New Prime I-35 Pileup (2024): $44.1 million verdict for a crash that resulted in six deaths.
  • Ben E. Keith (2024): $35 million settlement, the largest in Fort Worth history, for a trucking accident.
  • Lopez v. All Points 360 (2024): $105 million verdict against an Amazon delivery service partner.

Why This Matters for You:
Insurance companies fear nuclear verdicts, and this fear can work to your advantage. At Attorney911, we prepare every case as if it’s going to trial, demonstrating our willingness to fight for maximum compensation. Our trial readiness and track record of multi-million dollar results give us leverage in negotiations and increase the value of your case.

Client Testimonial:

“Attorney Manginello guided me through the whole process with great expertise. He was tenacious, accessible, and determined throughout the 19 months.” — Jamin Marroquin

Call to Action:
Trucking accident cases are complex and time-sensitive. Electronic evidence can be deleted within 30-180 days, so it’s crucial to act quickly. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

Drunk Driving Accidents

Drunk driving is a serious problem in Texas, accounting for over 1,000 fatalities and 24,000 crashes in 2024 alone. In Bowie County, drunk driving accidents are a tragic reality, with drivers under the influence putting themselves and others at risk. If you or a loved one has been injured in a drunk driving accident, you may be entitled to compensation not only from the drunk driver but also from the establishment that served them alcohol.

At Attorney911, we have extensive experience handling drunk driving accident cases. Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), which gives us unique insight into both the criminal and civil aspects of these cases. We understand the devastating impact drunk driving accidents have on victims and their families, and we are committed to holding all responsible parties accountable.

Texas Dram Shop Law (TABC § 2.02):
Texas has a dram shop law that holds bars, restaurants, and other establishments liable if they serve alcohol to an obviously intoxicated person who later causes an accident. To prove dram shop liability, we must show:

  1. The establishment served alcohol to an obviously intoxicated person: Signs of obvious intoxication include slurred speech, bloodshot or glassy eyes, unsteady gait, impaired coordination, aggressive or erratic behavior, and a strong odor of alcohol.
  2. The over-service was the proximate cause of the accident and damages: We must prove that the intoxicated person caused the accident and that the accident wouldn’t have happened but for their intoxication.

Potentially Liable Parties:
In a drunk driving accident case, multiple parties may be held liable, including:

  • The drunk driver
  • Bars and nightclubs
  • Restaurants serving alcohol
  • Liquor stores
  • Event organizers (concerts, festivals, sporting events)
  • Social hosts (in limited circumstances)

Why Drunk Driving Cases Are Higher Value:
Drunk driving accidents often result in higher settlements and verdicts due to the egregious nature of the defendant’s conduct. Some of the factors that can increase the value of your case include:

  1. Punitive Damages: In Texas, punitive damages are available in cases involving gross negligence, fraud, or malice. Drunk driving is considered gross negligence, making punitive damages a possibility.
  2. Multiple Defendants: In addition to the drunk driver, you may be able to pursue a claim against the establishment that served them alcohol. This increases the number of insurance policies available to compensate you.
  3. Criminal Case: A criminal conviction for DWI can strengthen your civil case, as it establishes the driver’s negligence.
  4. Insurance Cannot Defend the Indefensible: Insurance companies are less likely to dispute liability in drunk driving cases, as the evidence is often overwhelming.

Attorney911’s Criminal Defense Capability:
Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA) gives us unique insight into the criminal aspects of drunk driving cases. We understand how criminal proceedings can impact your civil case and can use evidence from the criminal case to strengthen your claim. Additionally, our experience handling DWI cases on the defense side has given us valuable knowledge that we now use to fight for victims.

Case Results:

“Our client was charged with drunk driving based on a breath test. Our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines. The charges were dismissed.”

“Our client drove home at 2:30 a.m., hit a curb and rolled his car, injuring a passenger. We learned that 1) police conducted no breath or blood test, 2) EMS didn’t note intoxication, 3) nurse notes from the hospital were missing. The case was dismissed on the day of trial.”

“Our client was charged with DUI/DWI, and the state’s primary evidence was a video field sobriety test. We succeeded in having the case dismissed because our client did not appear drunk in the video.”

What This Means for You:
If you’ve been injured in a drunk driving accident, you may be entitled to compensation for your medical expenses, lost wages, pain and suffering, and more. In addition to pursuing a claim against the drunk driver, we can investigate whether dram shop liability applies and hold the establishment that served them alcohol accountable.

Call to Action:
Drunk driving accidents are preventable tragedies. If you or a loved one has been injured by a drunk driver in Nash, call Attorney911 at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

Motorcycle Accidents

Motorcycle accidents are among the most devastating types of motor vehicle accidents. With no protective barrier between the rider and the road, motorcyclists are at high risk of serious injury or death in a collision. In Texas, there were 585 motorcyclist fatalities in 2024, with 37% of those killed not wearing helmets. If you or a loved one has been injured in a motorcycle accident in Nash, it’s crucial to seek experienced legal representation to protect your rights.

Motorcycle accidents often result in severe injuries, including traumatic brain injuries, spinal cord injuries, and broken bones. Insurance companies frequently try to blame motorcyclists for accidents, arguing that they were speeding or not paying attention. At Attorney911, we understand the unique challenges faced by motorcyclists and are committed to fighting for the compensation you deserve.

Texas Helmet Law:
In Texas, helmets are required for all riders under the age of 21. Riders over 21 may ride without a helmet if they have completed an approved motorcycle safety course or have at least $10,000 in medical insurance coverage. However, even if you were not required to wear a helmet, insurance companies may still try to use this against you to reduce your compensation.

Common Causes of Motorcycle Accidents in Nash:

  • Failure to Yield the Right of Way: Many motorcycle accidents occur when drivers fail to yield the right of way to motorcyclists, particularly at intersections.
  • Driver Inattention/Distraction: Drivers who are texting, talking on the phone, or otherwise distracted may not see motorcyclists until it’s too late.
  • Unsafe Lane Changes: Drivers who change lanes without checking their blind spots can collide with motorcyclists.
  • Left-Turn Accidents: Drivers making left turns often fail to see motorcyclists, leading to T-bone or head-on collisions.
  • Speeding/Reckless Driving: Excessive speed reduces a driver’s ability to react to changing road conditions and increases the severity of accidents.

Texas 51% Bar Rule:
Texas uses a modified comparative negligence system with a 51% bar rule. This means that if you are found to be 51% or more at fault for an accident, you are barred from recovering any compensation. If you are 50% or less at fault, your compensation will be reduced by your percentage of fault. For example, if you are found to be 20% at fault for an accident and your damages total $100,000, you would be entitled to $80,000 in compensation.

Insurance companies often try to assign maximum fault to motorcyclists to reduce their payout. At Attorney911, we understand these tactics and know how to counter them. Lupe Peña, our former insurance defense attorney, has years of experience making comparative fault arguments—now he uses that knowledge to fight for you.

Call to Action:
Motorcycle accidents can have life-altering consequences. If you’ve been injured in a motorcycle accident in Nash, call Attorney911 at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

Pedestrian Accidents

Pedestrians are among the most vulnerable road users, with no protection from the force of a collision. In Texas, there were 6,095 pedestrian crashes in 2024, resulting in 768 fatalities. Pedestrians account for just 1% of all crashes but 19% of all roadway deaths. In Nash, pedestrian accidents are a serious concern, particularly in areas with heavy foot traffic and inadequate crosswalks.

At Attorney911, we understand the devastating impact pedestrian accidents have on victims and their families. We are committed to fighting for the compensation you deserve and holding negligent drivers accountable for their actions.

Critical Legal Point:
In Texas, pedestrians always have the right of way at intersections, even at unmarked crosswalks. Many drivers are unaware of this law, which can lead to accidents. If you were struck by a vehicle while crossing the street, the driver may be liable for your injuries, even if there was no marked crosswalk.

Common Causes of Pedestrian Accidents in Nash:

  • Failure to Yield: Drivers failing to yield the right of way to pedestrians at crosswalks or intersections.
  • Distracted Driving: Drivers who are texting, talking on the phone, or otherwise distracted may not see pedestrians until it’s too late.
  • Speeding: Excessive speed reduces a driver’s ability to react to pedestrians and increases the severity of accidents.
  • Drunk Driving: Alcohol impairs a driver’s judgment, reaction time, and coordination, increasing the risk of pedestrian accidents.
  • Poor Visibility: Accidents are more likely to occur at night or in low-light conditions when drivers have difficulty seeing pedestrians.

Common Injuries in Pedestrian Accidents:

  • Traumatic brain injuries (TBI)
  • Spinal cord injuries
  • Broken pelvis and legs
  • Internal organ damage
  • Fatalities

Call to Action:
Pedestrian accidents can result in life-altering injuries. If you or a loved one has been injured in a pedestrian accident in Nash, call Attorney911 at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

Rideshare Accidents (Uber/Lyft)

Rideshare services like Uber and Lyft have transformed transportation in Nash and throughout Texas. With over 11 billion rides completed in the U.S. since 2010, rideshare accidents are becoming increasingly common. If you’ve been injured in a rideshare accident, whether as a passenger, driver, or third party, you may be entitled to compensation. However, navigating the complex insurance landscape of rideshare accidents can be challenging.

At Attorney911, we have extensive experience handling rideshare accident cases. We understand the unique insurance coverage issues that arise in these cases and are committed to fighting for the compensation you deserve.

Rideshare Insurance Phases:
Rideshare insurance coverage varies depending on the driver’s status at the time of the accident. There are four distinct coverage phases:

  1. Period 0 – Offline: The driver’s app is off, and they are using their vehicle for personal purposes. In this phase, only the driver’s personal auto insurance applies, with Texas minimum coverage of $30,000 per person, $60,000 per accident, and $25,000 for property damage.
  2. Period 1 – Waiting: The driver’s app is on, but they have not yet accepted a ride request. In this phase, Uber and Lyft provide contingent coverage of $50,000 per person, $100,000 per accident, and $25,000 for property damage.
  3. Period 2 – Accepted: The driver has accepted a ride request and is en route to pick up the passenger. In this phase, full commercial coverage of $1,000,000 applies.
  4. Period 3 – Transporting: The passenger is in the vehicle. In this phase, full commercial coverage of $1,000,000 applies.

Who Can Be Injured in a Rideshare Accident:

  • Riders (21%): Passengers in the rideshare vehicle.
  • Drivers (21%): Rideshare drivers.
  • Third Parties (58%): Other drivers, pedestrians, or passengers in other vehicles.

Why Rideshare Accidents Are Complex:
Rideshare accidents involve complex insurance coverage issues that don’t apply to typical car accidents. Some of the challenges include:

  1. Multiple Insurance Policies: Depending on the driver’s status at the time of the accident, multiple insurance policies may apply. Determining which policy is primary can be challenging.
  2. Coverage Gaps: There may be gaps in coverage, particularly during Period 1 when the driver is waiting for a ride request.
  3. Liability Disputes: Uber and Lyft often try to shift blame onto the driver or other parties to minimize their liability.
  4. Complex Claims Process: Rideshare companies have teams of adjusters and attorneys working to minimize payouts. Without experienced legal representation, you risk accepting a lowball settlement.

How Attorney911 Can Help:
At Attorney911, we understand the complexities of rideshare accident cases. We know how to navigate the insurance landscape and fight for the compensation you deserve. Here’s how we can help:

  1. Determine the Driver’s Status: We will investigate the driver’s status at the time of the accident to determine which insurance policy applies.
  2. Identify All Liable Parties: In addition to the rideshare driver, other parties may be liable, including the rideshare company, other drivers, or vehicle manufacturers.
  3. Handle All Communication: We will handle all communication with the insurance companies, so you don’t have to worry about saying the wrong thing or being pressured into a lowball settlement.
  4. Fight for Maximum Compensation: We will thoroughly investigate your case, gather evidence, and fight for the maximum compensation you deserve.

Call to Action:
Rideshare accidents can be complex and confusing. If you’ve been injured in a rideshare accident in Nash, call Attorney911 at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

What to Do After a Motor Vehicle Accident in Nash

The moments after a motor vehicle accident can be chaotic and overwhelming. However, the actions you take in the first 48 hours can significantly impact the outcome of your case. At Attorney911, we’ve developed a 48-hour protocol to help you preserve evidence, protect your rights, and maximize your compensation.

Hour 1-6: Immediate Crisis Response

Safety First:
If you can move safely, get to a secure location away from traffic. Turn on your hazard lights and set up flares or warning triangles if available.

Call 911:
Report the accident and request medical assistance if anyone is injured. Even if you feel fine, it’s crucial to get checked out by a medical professional, as adrenaline can mask injuries.

Document Everything:

  • Take photos of all vehicle damage from multiple angles.
  • Photograph the accident scene, including road conditions, traffic signals, and any visible injuries.
  • Screenshot any messages visible on your phone (do not delete anything).
  • Take photos of the other driver’s license plate, insurance card, and driver’s license.

Exchange Information:

  • Other driver’s name, phone number, and address.
  • Insurance company and policy number.
  • Driver’s license number.
  • Vehicle make, model, and color.

Witnesses:

  • Get the names and phone numbers of any witnesses.
  • Ask if they saw what happened and record their statements if possible.

Call Attorney911:
Before speaking to any insurance company, call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

Hour 6-24: Evidence Preservation

Digital Preservation:

  • Preserve all texts, calls, photos, and videos related to the accident.
  • Do not delete anything from your phone.
  • Screenshot everything relevant and email copies to yourself for backup.

Physical Evidence:

  • Secure any damaged clothing, glasses, or personal items.
  • Keep receipts for any expenses related to the accident, such as towing, rental cars, and medications.
  • Do not repair your vehicle yet—preserve the damage.

Medical Records:

  • Request copies of all emergency room and hospital records.
  • Keep all discharge paperwork.
  • Follow up with your primary care physician within 24-48 hours.

Insurance Communications:

  • Note any calls from insurance companies.
  • Do not give recorded statements yet.
  • Do not sign anything.
  • Do not accept any settlement offers.
  • If contacted, say: “I need to speak with my attorney first.”

Social Media:

  • Make all social media profiles private immediately.
  • Do not post about the accident, your injuries, or your activities.
  • Do not post photos of your injuries or activities.
  • Tell friends and family not to tag you in posts.

Hour 24-48: Strategic Decisions

Legal Consultation:

  • Speak with an experienced motor vehicle accident attorney.
  • Call Attorney911 at 1-888-ATTY-911 for a free consultation.
  • Have your documentation ready.

Insurance Response:

  • If the insurance company contacts you, refer them to your attorney.
  • Say: “My attorney will be in touch with you.”
  • Provide only basic information: your name, the date of the accident, and that you were involved.

Settlement Offers:

  • Do not accept or sign anything without your attorney’s review.
  • Early offers are always lowball offers.
  • You don’t know the full extent of your injuries yet.

Evidence Backup:

  • Upload all screenshots and photos to cloud storage.
  • Email copies to yourself and a family member.
  • Create a written timeline of events while your memory is fresh.

Week One Priorities

Medical Follow-Up:

  • Continue documenting all injuries.
  • See specialists if recommended.
  • Follow all of your doctor’s recommendations (insurance companies watch for gaps in treatment).
  • Get written work restrictions if needed.

Investigation Begins:

  • Your attorney will obtain the police report.
  • Preservation letters will be sent to all parties.
  • Surveillance footage will be secured before it is deleted.
  • Witness statements will be recorded.

Communication:

  • Your attorney will handle all communication with the insurance company.
  • You focus on your recovery.
  • Document any pressure from insurance adjusters or other parties.

Why Time Is Critical

Evidence disappears quickly after an accident. Here’s what you stand to lose if you wait:

  • Day 1-7: Witness memories begin to fade, and physical evidence like skid marks and debris is cleared.
  • Day 7-30: Surveillance footage is typically deleted. Gas stations keep footage for 7-14 days, retail stores for 30 days, and traffic cameras for 30 days.
  • Month 1-2: Insurance companies solidify their defense position, and adjusters build a case against you.
  • Month 2-6: Electronic logging device (ELD) data from trucks can be overwritten, and cell phone records become harder to obtain.
  • Month 6-12: Witnesses may move, change jobs, or become unreachable, and their memories degrade significantly.
  • Month 12-24: You approach the two-year statute of limitations, creating pressure to settle.

Call Attorney911 Now:
Every day you wait, evidence disappears. Call Attorney911 at 1-888-ATTY-911 immediately to protect your rights and maximize your compensation.

Texas Motor Vehicle Law Framework

Understanding Texas motor vehicle laws is crucial for protecting your rights after an accident. At Attorney911, we have a deep understanding of Texas law and how it applies to motor vehicle accident cases. Below, we’ve outlined some of the most important legal concepts you need to know.

Statute of Limitations

In Texas, the statute of limitations sets a deadline for filing a personal injury lawsuit. For motor vehicle accidents, the statute of limitations is two years from the date of the accident. This means you have two years to file a lawsuit, or your case will be barred forever.

Exceptions:

  • Discovery Rule: In some cases, the statute of limitations may start later if the injury or its cause was not immediately discoverable.
  • Defendant Absence: If the defendant leaves Texas, the statute of limitations may be tolled (paused) until they return.
  • Mental Incapacity: If the victim is mentally incapacitated, the statute of limitations may be tolled until the incapacity is lifted.
  • Minors: The statute of limitations is tolled until the minor turns 18, at which point they have two years to file a lawsuit.

Why This Matters:
Missing the statute of limitations deadline can have devastating consequences. If you fail to file a lawsuit within the two-year window, you will be barred from recovering any compensation, regardless of the severity of your injuries or the strength of your case. That’s why it’s crucial to contact an attorney as soon as possible after an accident.

Comparative Negligence (51% Bar Rule)

Texas uses a modified comparative negligence system with a 51% bar rule. This means that if you are found to be 51% or more at fault for an accident, you are barred from recovering any compensation. If you are 50% or less at fault, your compensation will be reduced by your percentage of fault.

Examples:

Your Fault % Case Value Your Recovery
0% $100,000 $100,000
10% $100,000 $90,000
25% $250,000 $187,500
40% $500,000 $300,000
50% $500,000 $250,000
51% $500,000 $0

Why This Matters:
Insurance companies often try to assign maximum fault to victims to reduce their payout. Even small fault percentages can cost you thousands of dollars. For example, if you are found to be 10% at fault for an accident with a case value of $100,000, you will lose $10,000 in compensation.

At Attorney911, we understand the tactics insurance companies use to blame victims for accidents. Lupe Peña, our former insurance defense attorney, has years of experience making comparative fault arguments—now he uses that knowledge to fight for you.

Texas Minimum Auto Insurance Requirements

Texas is an at-fault state, meaning the at-fault driver is responsible for compensating the victim for their injuries. To ensure that drivers can cover the costs of accidents they cause, Texas requires all drivers to carry minimum auto insurance coverage:

Coverage Type Minimum Required
Bodily Injury – Per Person $30,000
Bodily Injury – Per Accident $60,000
Property Damage – Per Accident $25,000

Uninsured/Underinsured Motorist (UM/UIM) Coverage:
UM/UIM coverage is not required in Texas, but it is highly recommended. This coverage protects you if you are injured by an uninsured or underinsured driver. In Texas, approximately 15.4% of drivers are uninsured, meaning you have about a 1 in 7 chance of being involved in an accident with an uninsured driver.

UM/UIM coverage can be stacked, meaning you can combine coverage from multiple policies to increase your protection. For example, if you have two vehicles with $30,000 in UM coverage each, you may be able to stack the coverage for a total of $60,000.

Why This Matters:
If you are injured by an uninsured or underinsured driver, UM/UIM coverage can be a lifeline. Without it, you may be left with no way to recover compensation for your injuries. At Attorney911, we can help you navigate the UM/UIM claims process and fight for the compensation you deserve.

Dram Shop Liability (TABC § 2.02)

Texas has a dram shop law that holds bars, restaurants, and other establishments liable if they serve alcohol to an obviously intoxicated person who later causes an accident. To prove dram shop liability, we must show:

  1. The establishment served alcohol to an obviously intoxicated person: Signs of obvious intoxication include slurred speech, bloodshot or glassy eyes, unsteady gait, impaired coordination, aggressive or erratic behavior, and a strong odor of alcohol.
  2. The over-service was the proximate cause of the accident and damages: We must prove that the intoxicated person caused the accident and that the accident wouldn’t have happened but for their intoxication.

Potentially Liable Parties:

  • Bars and nightclubs
  • Restaurants serving alcohol
  • Liquor stores
  • Event organizers (concerts, festivals, sporting events)
  • Hotels (through bars, room service, or minibars)
  • Country clubs

Safe Harbor Defense:
An establishment may avoid liability if they can prove:

  1. All servers completed an approved TABC training program.
  2. The business did not pressure staff to over-serve.
  3. Policies were in place and followed.

Why This Matters:
Dram shop liability can significantly increase the value of your case by adding another defendant and another insurance policy. At Attorney911, we have extensive experience handling dram shop cases and can investigate whether this liability applies to your case.

Proving Liability in Your Motor Vehicle Accident Case

To win your motor vehicle accident case, you must prove that the other driver was negligent and that their negligence caused your injuries. In Texas, negligence is established by proving four elements:

  1. Duty of Care: All drivers have a legal duty to operate their vehicles safely and obey traffic laws.
  2. Breach of Duty: The at-fault driver violated their duty of care by acting negligently (e.g., speeding, running a red light, texting while driving).
  3. Causation: The breach of duty directly caused your injuries. This is often proven using the “but for” test: “But for the defendant’s actions, would the accident have occurred?”
  4. Damages: You suffered actual harm as a result of the accident, such as medical expenses, lost wages, pain and suffering, and more.

Types of Evidence We Use to Prove Liability

At Attorney911, we conduct a thorough investigation of your accident to gather evidence and prove liability. Some of the types of evidence we use include:

Physical Evidence:

  • Vehicle damage photographs (all angles)
  • Skid marks, debris, and road damage
  • Damaged personal property (clothing, glasses, phone)
  • Weather and road conditions documentation

Documentary Evidence:

  • Police accident report
  • 911 call recordings
  • Traffic camera footage
  • Surveillance footage from nearby businesses
  • Medical records and bills
  • Employment records (for lost wages)
  • Cell phone records (proving distraction)

Electronic Evidence:

  • Electronic logging device (ELD) data from trucks
  • Vehicle black box/EDR (Event Data Recorder)
  • GPS/telematics data
  • Dashcam footage
  • Social media posts (theirs, not yours)

Testimonial Evidence:

  • Witness statements
  • Expert witness testimony
  • Medical expert opinions
  • Accident reconstruction specialists

Multiple Liable Parties

In some cases, multiple parties may be liable for your injuries. For example:

  • Trucking Accidents: The truck driver, trucking company, cargo loader, vehicle manufacturer, and maintenance provider may all share liability.
  • Rideshare Accidents: The rideshare driver, rideshare company (Uber/Lyft), other at-fault drivers, and vehicle owners may all be liable.
  • Drunk Driving Accidents: The drunk driver, bar/restaurant (dram shop liability), social host, and liquor store may all be liable.

Why This Matters:
More liable parties mean more insurance policies and higher potential compensation. At Attorney911, we thoroughly investigate your case to identify all liable parties and maximize your recovery.

Expert Witnesses

In complex cases, expert witnesses can be crucial for proving liability and damages. Some of the types of experts we work with include:

Expert Type What They Prove
Accident Reconstructionist How the crash occurred, who was at fault, speeds, angles
Medical Experts Extent of injuries, future treatment needs, permanent impairment
Life Care Planner Lifetime cost of care for catastrophic injuries
Vocational Expert Lost earning capacity, inability to return to prior work
Economist Present value of future losses, wage calculations
Biomechanical Engineer How injuries were caused by collision forces
Trucking Industry Expert FMCSA violations, industry standards
Human Factors Expert Perception-reaction time, visibility issues

Damages and Compensation in Motor Vehicle Accident Cases

If you’ve been injured in a motor vehicle accident in Nash, you may be entitled to compensation for your damages. At Attorney911, we fight for maximum compensation to help you recover physically, emotionally, and financially. Below, we’ve outlined the types of damages you may be able to recover.

Types of Damages

Economic Damages (No Cap in Texas):
Economic damages are quantifiable financial losses that result from an accident. There is no cap on economic damages in Texas.

Damage Type What It Covers
Medical Expenses (Past) Emergency room visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment
Medical Expenses (Future) Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past) Income lost from the date of the accident to the present
Lost Earning Capacity (Future) Reduced ability to earn income in the future due to permanent injuries
Property Damage Vehicle repair or replacement, personal property (e.g., phone, laptop, clothing)
Out-of-Pocket Expenses Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice):
Non-economic damages are intangible losses that result from an accident. There is no cap on non-economic damages in Texas, except in medical malpractice cases.

Damage Type What It Covers
Pain and Suffering Physical pain from injuries, both past and future
Mental Anguish Emotional distress, anxiety, depression, fear, PTSD
Physical Impairment Loss of physical function, disability, limitations
Disfigurement Scarring, permanent visible injuries affecting appearance
Loss of Consortium Impact on marriage/family relationships, loss of companionship
Loss of Enjoyment of Life Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped):
Punitive damages are available in cases involving gross negligence, fraud, or malice. They are designed to punish the defendant and deter similar conduct. In Texas, punitive damages are capped at the greater of:

  • $200,000, OR
  • 2x economic damages + 1x non-economic damages (capped at $750,000 for the non-economic portion)

Common Situations Where Punitive Damages Apply:

  • Drunk driving accidents
  • Extreme speeding (e.g., 100+ mph)
  • Trucking companies that knowingly violate FMCSA regulations
  • Manufacturers that knowingly sell defective vehicles
  • Repeat DUI offenders

Settlement Ranges by Injury Type

The value of your case depends on the severity of your injuries, the impact on your life, and the strength of the evidence. Below are some general settlement ranges for common injuries in motor vehicle accident cases.

Soft Tissue Injuries (Whiplash, Sprains, Strains):

  • Medical Treatment: $6,000-$16,000
  • Lost Wages: $2,000-$10,000
  • Pain & Suffering: $8,000-$35,000
  • Settlement Range: $15,000-$60,000

Broken Bone (Single, Simple Fracture):

  • Medical Treatment: $10,000-$20,000
  • Lost Wages: $5,000-$15,000
  • Pain & Suffering: $20,000-$60,000
  • Settlement Range: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF):

  • Medical Treatment: $47,000-$98,000
  • Lost Wages: $10,000-$30,000
  • Pain & Suffering: $75,000-$200,000
  • Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment):

  • Medical Treatment: $22,000-$46,000
  • Lost Wages: $8,000-$25,000
  • Pain & Suffering: $40,000-$100,000
  • Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required):

  • Medical Treatment: $96,000-$205,000
  • Future Medical: $30,000-$100,000
  • Lost Wages: $20,000-$50,000
  • Lost Earning Capacity: $50,000-$400,000
  • Pain & Suffering: $150,000-$450,000
  • Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

  • Medical Treatment: $198,000-$638,000
  • Future Medical: $300,000-$3,000,000+
  • Lost Wages: $50,000-$200,000
  • Lost Earning Capacity: $500,000-$3,000,000+
  • Pain & Suffering: $500,000-$3,000,000+
  • Settlement Range: $1,548,000-$9,838,000

Spinal Cord Injury / Paralysis:

  • Lifetime Care Costs (High Tetraplegia – C1-C4): $6,000,000-$13,000,000+
  • Settlement Range: $4,770,000-$25,880,000

Amputation:

  • Medical Treatment: $170,000-$480,000
  • Future Medical (Lifetime Prosthetics): $500,000-$2,000,000
  • Settlement Range: $1,945,000-$8,630,000

Wrongful Death (Working Age Adult):

  • Economic Damages: $1,060,000-$4,520,000
  • Non-Economic Damages: $850,000-$5,000,000
  • Settlement Range: $1,910,000-$9,520,000

Attorney911 Documented Results:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when a log dropped on him at a logging company.”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Nuclear Verdicts in Texas

Nuclear verdicts—jury awards exceeding $10 million—are becoming increasingly common in Texas. These verdicts send a strong message to corporations and insurance companies and can increase settlement values across the board. Some recent nuclear verdicts in Texas include:

  • Hatch v. Jones (2024): $81.72 million for a car accident wrongful death case.
  • Frito-Lay Warehouse (2024): $72 million for a vehicle collision.
  • Lopez v. All Points 360 (2024): $105 million against an Amazon delivery service partner.
  • New Prime I-35 Pileup (2024): $44.1 million for a crash that resulted in six deaths.
  • Oncor Electric (2024): $37.5 million for a distracted truck driver.
  • Ben E. Keith (2024): $35 million settlement, the largest in Fort Worth history.

Why This Matters:
Insurance companies fear nuclear verdicts, and this fear can work to your advantage. At Attorney911, we prepare every case as if it’s going to trial, demonstrating our willingness to fight for maximum compensation. Our trial readiness and track record of multi-million dollar results give us leverage in negotiations and increase the value of your case.

Why Choose Attorney911 for Your Motor Vehicle Accident Case in Nash

When you’ve been injured in a motor vehicle accident, choosing the right attorney can make all the difference in the outcome of your case. At Attorney911, we offer a unique combination of experience, expertise, and dedication that sets us apart from other firms. Here are five reasons why you should choose Attorney911 for your motor vehicle accident case in Nash.

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Lupe spent years working for insurance companies, where he learned how they value claims, deploy delay tactics, and use recorded statements to build cases against victims. Now, he uses that insider knowledge to fight for you, not against you. This is Attorney911’s biggest competitive advantage—no other firm in Nash has a former insurance defense attorney on their team.

What This Means for Your Case:

  • We know the insurance company’s playbook because Lupe used it for years.
  • We anticipate their strategies before they deploy them.
  • We know how they value claims internally and how to maximize your compensation.
  • We know which IME doctors they favor and how to challenge biased reports.
  • We know their delay tactics and how to counter them.
  • We know how to beat their algorithms, including Colossus software.

Lupe’s Insider Quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

2. Multi-Million Dollar Results

At Attorney911, we have a proven track record of securing multi-million dollar settlements and verdicts for our clients. Our results speak for themselves:

  • Logging Brain Injury: “Multi-million dollar settlement for client who suffered brain injury with vision loss when a log dropped on him at a logging company.”
  • Car Accident Amputation: “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”
  • Trucking Wrongful Death: “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”
  • Maritime Back Injury: “In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.”

Why This Matters:
Our results prove that we don’t settle cheap. We fight for maximum compensation, and our track record of multi-million dollar results gives us leverage in negotiations with insurance companies.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission is a significant advantage for our clients, as many complex cases—particularly those involving trucking accidents, product liability, and catastrophic injuries—end up in federal court.

Why This Matters:

  • Complex cases often involve federal regulations, such as FMCSA rules for trucking accidents.
  • Federal court requires a different skill set than state court, and many attorneys are not admitted to practice in federal court.
  • Our federal court experience means we are prepared to handle even the most complex cases.

BP Explosion Litigation:

“Our firm is one of the few firms in Texas to be involved in BP explosion litigation.”

The 2005 BP Texas City explosion was one of the deadliest industrial accidents in U.S. history, killing 15 workers and injuring 180 others. The case resulted in a $2.1 billion settlement, and our involvement demonstrates our capability to take on billion-dollar corporations and win.

4. Personal Attention from Experienced Attorneys

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not a case manager assembly line. We believe that every client deserves personal attention from an experienced attorney, and we are committed to providing the highest level of service.

What Our Clients Say:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

“I never felt like ‘just another case’ they were working on.” — Ambur Hamilton

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.” — Dame Haskett

Why This Matters:
Many law firms treat clients like case numbers, handing them off to paralegals and junior associates. At Attorney911, you get direct access to the attorneys handling your case, ensuring that you receive the personal attention and expertise you deserve.

5. Contingency Fee – No Risk to You

At Attorney911, we work on a contingency fee basis, which means you pay nothing unless we win your case. Our fee is a percentage of the recovery, and we advance all case costs. This arrangement ensures that you have access to experienced legal representation without any financial risk.

What This Means for You:

  • Free consultation to discuss your case.
  • No upfront costs or hourly fees.
  • We don’t get paid unless we win.
  • You focus on your recovery while we handle the legal work.

Client Testimonial:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” — Chavodrian Miles

Frequently Asked Questions About Motor Vehicle Accidents in Nash

Immediate After Accident

1. What should I do immediately after a car accident in Nash, Texas?
If you’ve been in an accident in Nash, Texas, follow these steps:

  • Call 911 and report the accident.
  • Seek medical attention, even if you feel fine (adrenaline can mask injuries).
  • Document everything: take photos of the damage, injuries, and scene.
  • Exchange information with the other driver.
  • Get witness names and phone numbers.
  • Do not give a recorded statement to any insurance company.
  • Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

2. Should I call the police even for a minor accident?
Yes. Always call the police. The police report is critical evidence, and in Texas, you are required to report accidents involving injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries, such as traumatic brain injuries and internal bleeding, don’t show symptoms immediately. Adrenaline can mask pain at the scene. Insurance companies use delays in treatment against you, so it’s crucial to get checked out immediately.

4. What information should I collect at the scene?

  • Other driver’s name, phone number, and address.
  • Insurance company and policy number.
  • Driver’s license number.
  • Vehicle make, model, and color.
  • License plate number.
  • Witness names and phone numbers.
  • Photos of all vehicle damage, injuries, road conditions, and traffic signals.

5. Should I talk to the other driver or admit fault?
Exchange information only. Do not discuss fault, apologize, or say “I’m sorry,” as this can be used as an admission of guilt. Stick to the facts and avoid giving your opinion on what happened.

6. How do I obtain a copy of the accident report?
In Nash, Texas, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to the insurance company?
To the other driver’s insurance: No. Not without consulting an attorney first.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say and what to avoid.

8. What if the other driver’s insurance contacts me?
Say:

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