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Blog | Briscoe County

Quitaque Car & Truck Accident Attorneys | 18-Wheelers, Commercial Trucks, Rideshare Collisions | Former Insurance Defense — We Know Their Playbook | $2.5M Truck Recovery | Attorney911 — The Firm Insurers Fear | Federal Court | Se Habla Español | 1-888-ATTY-911

January 24, 2026 27 min read
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Car Accident Lawyers in Quitaque, Texas – Attorney911 Fights for You

When a Crash Changes Everything in Quitaque, We’re Here to Help

If you’ve been hurt in a car accident in Quitaque, Texas, you’re not just dealing with injuries—you’re facing a sudden storm of medical bills, insurance calls, and uncertainty about what comes next. Every 57 seconds in Texas, another crash happens. Every 2 minutes and 5 seconds, someone is injured. And if you’re reading this, it may have happened to you or someone you love.

At Attorney911, we understand the chaos that follows a collision on FM 1065, along Highway 86, or anywhere else in Briscoe County. Ralph Manginello has spent over 25 years fighting for accident victims across Texas, and our team knows how to navigate the legal system to get you the compensation you deserve. We don’t just handle cases—we handle the aftermath of your life being turned upside down.

Why Car Accidents in Quitaque Are More Dangerous Than You Think

Quitaque and Briscoe County may be small, but the risks on our roads are real. In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes—one every 2 minutes and 5 seconds. While major highways like I-40 and US-62 see heavy traffic, even rural roads like FM 1065 and FM 284 can be dangerous, especially with farm equipment, livestock crossings, and sudden weather changes.

Common causes of car accidents in Quitaque include:

  • Distracted driving (texting, phone use, eating)
  • Speeding (especially on open rural roads)
  • Failure to yield (at intersections like FM 1065 and FM 284)
  • Drunk driving (a major issue in rural areas with limited transportation options)
  • Weather conditions (sudden storms, icy roads, limited visibility)
  • Fatigue (long drives, late-night travel)

No matter how your accident happened, if someone else was at fault, you have the right to compensation for your injuries, lost wages, and pain and suffering.

Common Injuries from Car Accidents—and Why They’re Often Worse Than They Seem

At the scene, adrenaline can mask pain, making injuries feel minor when they’re not. Many accident victims don’t realize how badly they’re hurt until days or even weeks later. Common car accident injuries include:

  • Whiplash and soft tissue injuries (neck, back, and shoulder pain that can last for months)
  • Herniated discs (spinal injuries that may require surgery)
  • Broken bones and fractures (arms, legs, ribs, and pelvis are especially common)
  • Traumatic brain injuries (TBI) (even a “mild” concussion can have long-term effects)
  • Spinal cord injuries (can lead to partial or full paralysis)
  • Internal bleeding and organ damage (life-threatening if not treated immediately)
  • PTSD and emotional trauma (fear of driving, nightmares, anxiety)

One of our clients suffered a leg injury in a car accident that seemed manageable at first. But during treatment, a staff infection developed, leading to a partial amputation. This case settled in the millions—not because the initial injury was minor, but because we documented the full extent of the harm and fought for what our client truly deserved.

Who’s Really at Fault? Understanding Liability in Texas Car Accidents

Texas is an at-fault state, meaning the driver who caused the accident is responsible for the damages. But determining fault isn’t always straightforward. Insurance companies will try to shift blame onto you to reduce their payout, even if the accident wasn’t your fault.

Texas’s 51% Rule: How It Affects Your Case

Texas uses a modified comparative negligence system with a 51% bar rule. This means:

  • If you’re 50% or less at fault, you can still recover damages—but your compensation is reduced by your percentage of fault.
  • If you’re 51% or more at fault, you get nothing.

For example:

  • If you’re found 20% at fault in a $100,000 case, you’d recover $80,000.
  • If you’re found 51% at fault, you’d recover $0.

Insurance companies love this rule because they can use it to deny or lowball your claim. They’ll argue that you were speeding, distracted, or could have avoided the accident—even if the evidence says otherwise.

How We Prove Liability in Quitaque Car Accident Cases

At Attorney911, we know how insurance companies try to twist the facts. That’s why we:

  • Gather evidence immediately (photos, videos, witness statements)
  • Obtain police reports (critical for proving fault)
  • Work with accident reconstruction experts (to show exactly how the crash happened)
  • Use Lupe Peña’s insider knowledge (he spent years working for insurance companies—now he uses that experience to fight for you)

Lupe knows their playbook because he wrote it. He understands how they calculate fault, what evidence they look for, and how to counter their arguments. This gives our clients a major advantage in negotiations and at trial.

Why Insurance Companies Are Already Working Against You

The moment your accident happens, the other driver’s insurance company starts building a case against you. They’re not on your side—they’re looking for ways to pay you as little as possible.

Here’s how they do it:

Tactic #1: The “Friendly” Adjuster Who Wants a Recorded Statement

Within hours or days of your accident, an insurance adjuster will call you. They’ll sound sympathetic, helpful, and concerned. They’ll say things like:

  • “We just want to get your side of the story.”
  • “This is just routine—everyone does it.”
  • “It’ll only take a few minutes.”

What they’re really doing: They’re recording your words to use against you later. They’ll ask leading questions designed to make you admit fault or downplay your injuries.

What you should do instead: Say, “I need to speak with my attorney first.” Then call Attorney911 at 1-888-ATTY-911. We’ll handle all communication with the insurance company so you don’t accidentally say something that hurts your case.

Tactic #2: The Quick Lowball Offer

Insurance companies know you’re desperate. Medical bills are piling up, you can’t work, and you need money now. So they’ll offer you a quick settlement—usually a few thousand dollars.

Why it’s a trap: They’re hoping you’ll take the money before you realize how badly you’re hurt. Once you sign a release, you cannot ask for more money—even if you need surgery later.

What you should do instead: Never accept a settlement without talking to an attorney. We’ll review your case and fight for what you’re truly owed.

Tactic #3: The “Independent” Medical Exam (IME) Scam

If you refuse their lowball offer, the insurance company may send you to an “independent” doctor for an exam. This doctor works for them—not for you.

What happens: They’ll spend 10-15 minutes with you, then write a report saying your injuries aren’t as bad as you claim. They might even say your pain is from a pre-existing condition.

How we fight back: Lupe Peña knows these doctors. He used to hire them when he worked for insurance companies. Now, he knows how to expose their bias and get fair evaluations from medical experts who work for you.

Tactic #4: Surveillance and Social Media Stalking

Insurance companies hire private investigators to follow accident victims. They’ll:

  • Watch your home, workplace, and daily activities
  • Take photos and videos of you moving “normally”
  • Monitor your social media accounts for posts that contradict your injury claims

What they’re looking for: Any evidence that you’re not as injured as you claim. Even something as innocent as carrying groceries or smiling in a photo can be twisted against you.

What you should do instead:

  • Make all social media profiles private immediately.
  • Don’t post about your accident, injuries, or activities.
  • Tell friends and family not to tag you in posts.
  • Assume everything you do is being watched.

Lupe has reviewed hundreds of surveillance videos as a defense attorney. He knows how insurance companies take innocent moments out of context to build a case against you. We’ll help you avoid these traps.

What You Can Recover in a Quitaque Car Accident Case

If you’ve been injured in a car accident, you may be entitled to compensation for:

Economic Damages (No Cap in Texas)

  • Medical expenses (past and future, including surgery, rehab, and medications)
  • Lost wages (if you couldn’t work due to your injuries)
  • Lost earning capacity (if your injuries prevent you from returning to your job)
  • Property damage (repair or replacement of your vehicle)
  • Out-of-pocket expenses (transportation to medical appointments, home modifications, etc.)

Non-Economic Damages (No Cap in Texas)

  • Pain and suffering (physical pain from your injuries)
  • Mental anguish (emotional distress, anxiety, depression)
  • Physical impairment (loss of mobility, disability)
  • Disfigurement (scarring, permanent visible injuries)
  • Loss of consortium (impact on your marriage or family relationships)
  • Loss of enjoyment of life (inability to do activities you once loved)

Punitive Damages (Capped in Texas)

In cases of gross negligence (like drunk driving), you may be entitled to punitive damages to punish the at-fault party. These are capped at the greater of:

  • $200,000, or
  • 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic portion)

How Much Is Your Case Worth? Settlement Ranges for Common Injuries

Every case is different, but here’s a general idea of what accident victims in Quitaque and across Texas have recovered:

Injury Type Medical Treatment Cost Lost Wages Pain & Suffering Total Settlement Range
Soft Tissue (Whiplash, Sprains) $6,000 – $16,000 $2,000 – $10,000 $8,000 – $35,000 $15,000 – $60,000
Broken Bone (Simple Fracture) $10,000 – $20,000 $5,000 – $15,000 $20,000 – $60,000 $35,000 – $95,000
Broken Bone (Surgery Required) $47,000 – $98,000 $10,000 – $30,000 $75,000 – $200,000 $132,000 – $328,000
Herniated Disc (Conservative Treatment) $22,000 – $46,000 $8,000 – $25,000 $40,000 – $100,000 $70,000 – $171,000
Herniated Disc (Surgery Required) $96,000 – $205,000 $20,000 – $50,000 $150,000 – $450,000 $346,000 – $1,205,000
Traumatic Brain Injury (TBI) $198,000 – $638,000 $50,000 – $200,000 $500,000 – $3,000,000+ $1,548,000 – $9,838,000
Spinal Cord Injury / Paralysis $500,000 – $1,500,000 $20,000 – $50,000 $1,000,000 – $5,000,000+ $4,770,000 – $25,880,000
Amputation $170,000 – $480,000 $20,000 – $50,000 $500,000 – $2,000,000 $1,945,000 – $8,630,000
Wrongful Death $50,000 – $500,000 $1,000,000 – $4,000,000 $500,000 – $3,000,000 $1,910,000 – $9,520,000

Remember: These are ranges, not guarantees. Your case value depends on factors like:

  • The severity of your injuries
  • Whether you’ll need future medical care
  • How much work you’ve missed (and will miss)
  • The impact on your daily life
  • The strength of the evidence against the at-fault driver

At Attorney911, we don’t just accept the insurance company’s first offer. We fight for what you’re truly owed.

What to Do After a Car Accident in Quitaque, Texas

The steps you take in the first 48 hours after your accident can make or break your case. Here’s what to do:

Immediately After the Accident (First 6 Hours)

Call 911 – Report the accident and request medical help if anyone is injured.
Get to a safe location – If you can move your vehicle, pull over to avoid further collisions.
Document everything – Take photos of:

  • Vehicle damage (all angles)
  • Injuries (yours and others’)
  • The accident scene (road conditions, skid marks, traffic signals)
  • License plates and insurance cards
    Exchange information – Get the other driver’s:
  • Name, phone number, and address
  • Insurance company and policy number
  • Driver’s license number
  • Vehicle make, model, and license plate
    Talk to witnesses – Get names and phone numbers of anyone who saw what happened.
    Call Attorney911 at 1-888-ATTY-911 – Before you speak to any insurance company.

Within 24 Hours

See a doctor – Even if you feel fine, some injuries (like concussions or internal bleeding) don’t show symptoms immediately.
Preserve evidence – Save all photos, videos, and messages related to the accident.
Don’t post on social media – Insurance companies monitor your accounts for anything that contradicts your injury claims.
Follow up with your doctor – Keep all medical appointments and follow treatment plans.

Within 48 Hours

Contact Attorney911 – We’ll send preservation letters to businesses, trucking companies, and others to save critical evidence before it’s deleted.
Don’t give a recorded statement – Refer all insurance calls to us.
Don’t sign anything – Never accept a settlement without talking to us first.

Why Time Matters

Evidence disappears fast:

  • Surveillance footage is deleted in 7-30 days.
  • Witness memories fade quickly.
  • Vehicle black box data can be overwritten.
  • Insurance companies start building their case against you immediately.

The sooner you call Attorney911, the stronger your case will be.

Why Quitaque Accident Victims Choose Attorney911

When you’re hurt in a car accident, you need more than just a lawyer—you need a team that fights for you like family. Here’s what sets Attorney911 apart:

1. We Know Insurance Companies from the Inside

Lupe Peña spent years working for a national insurance defense firm. He knows how they:

  • Value claims
  • Train adjusters to minimize payouts
  • Use software like Colossus to calculate lowball offers
  • Deploy “independent” medical examiners (IMEs) to downplay your injuries

Now, he uses that knowledge to fight for you. As one client, Chavodrian Miles, said:

“Leonor got me into the doctor the same day… it only took 6 months amazing. I was able to get my car fixed and get my medical bills paid. I would recommend them to anyone.”

2. We’ve Recovered Millions for Accident Victims

Our results speak for themselves:

  • Multi-million dollar settlement for a client who suffered a brain injury with vision loss after a logging accident.
  • Settled in the millions for a client whose leg injury led to a partial amputation after a car accident.
  • Recovered millions for families in trucking-related wrongful death cases.
  • Significant cash settlement for a client who injured his back while lifting cargo on a ship.

We don’t just claim to get results—we prove it with real case outcomes.

3. We’re Ready for Trial (And Insurance Companies Know It)

Most car accident cases settle out of court, but we prepare every case as if it’s going to trial. Why? Because insurance companies know we’re not bluffing. Our trial readiness gives us leverage to negotiate higher settlements.

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas, and our firm was one of the few involved in the BP explosion litigation—proving we can take on billion-dollar corporations and win.

4. You Work Directly with Ralph and Lupe

At many law firms, you’re just another case number. At Attorney911, you work directly with Ralph Manginello and Lupe Peña. As client Chad Harris put it:

“You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.”

5. We Don’t Get Paid Unless We Win

We work on a contingency fee basis, which means:

  • No upfront costs
  • No hourly fees
  • No risk to you
  • We only get paid if we recover money for you

If we don’t win your case, you owe us nothing.

Frequently Asked Questions About Car Accidents in Quitaque

What should I do immediately after a car accident in Quitaque?

If you’ve been in an accident in Quitaque or Briscoe County:

  1. Call 911 and report the accident.
  2. Seek medical attention, even if you feel fine.
  3. Document everything (photos, witness info, police report).
  4. Do not give a recorded statement to any insurance company.
  5. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

Should I call the police even for a minor accident?

Yes. Always call the police. In Texas, you’re required to report accidents that involve:

  • Injuries
  • Deaths
  • Property damage over $1,000

The police report is critical evidence for your case.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately, including:

  • Traumatic brain injuries (TBI)
  • Internal bleeding
  • Herniated discs
  • Whiplash

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

  • Other driver’s name, phone number, address, and insurance info
  • Vehicle make, model, color, and license plate
  • Witness names and phone numbers
  • Photos of vehicle damage, injuries, and the accident scene
  • Police officer’s name, badge number, and report number

Should I talk to the other driver or admit fault?

  • Exchange information only.
  • Do not discuss fault.
  • Do not apologize or say “I’m sorry” (this can be used as an admission of guilt).
  • Stick to the facts.

Should I give a recorded statement to insurance?

No. Not without an attorney. Insurance adjusters are trained to ask questions that make you admit fault or downplay your injuries. Say:

“I need to speak with my attorney first.”

Then call Attorney911 at 1-888-ATTY-911.

What if the other driver’s insurance contacts me?

Say:

“I need to speak with my attorney first.”

Give only basic information (your name, the date of the accident). Do not discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer—usually far below what your case is worth. Attorney911 fights for what you’re truly owed.

Should I accept a quick settlement offer?

Never. Early offers are always lowball offers. Once you sign a release, you cannot get more money—even if you need surgery later.

What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles.

Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Do I have a personal injury case?

You may have a case if:

  • Someone else was at fault (even partially)
  • You suffered injuries or damages
  • There is insurance coverage available

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily, and insurance companies start building their case against you from day one. The sooner you call Attorney911, the stronger your case will be.

How much time do I have to file a lawsuit (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. If you miss this deadline, your case is barred forever.

What is comparative negligence, and how does it affect me?

Texas uses the 51% bar rule:

  • If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault).
  • If you’re 51% or more at fault, you recover nothing.

Insurance companies always try to assign you maximum fault. We fight to prove the other driver’s negligence.

Will my case go to trial?

Most cases settle before trial, but we prepare every case as if it’s going to trial. This gives us leverage to negotiate higher settlements.

How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI)—the point where your condition has stabilized. This could take 6 months for minor injuries or 18-24 months for serious injuries.

What is the legal process step-by-step?

  1. Investigation and evidence gathering
  2. Medical treatment to MMI
  3. Demand letter to insurance
  4. Negotiation
  5. Lawsuit (if necessary)
  6. Discovery (depositions, document requests)
  7. Mediation
  8. Trial (if needed)

What types of damages can I recover?

  • Economic damages (medical bills, lost wages, property damage)
  • Non-economic damages (pain and suffering, mental anguish, loss of enjoyment of life)
  • Punitive damages (in cases of gross negligence, like drunk driving)

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).

What if I have a pre-existing condition?

You can still recover if the accident aggravated your pre-existing condition. This is called the “eggshell plaintiff” rule—defendants take victims as they find them.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for specifics.

How is the value of my claim determined?

Based on:

  • Medical bills
  • Future treatment costs
  • Lost income
  • Permanent impairment
  • Pain and suffering
  • Impact on your daily life

How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis:

  • 33.33% of recovery if the case settles before trial
  • 40% of recovery if the case goes to trial
  • No upfront costs—you pay nothing unless we win

What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates on my case?

At Attorney911, we provide regular updates. As client Dame Haskett said:

“Consistent communication and not one time did I call and not get a clear answer… Ralph reached out personally.”

Who will actually handle my case?

You’ll work directly with Ralph Manginello or Lupe Peña, not just paralegals. As Chad Harris put it:

“You are NOT just some client… You are FAMILY to them.”

What if I already hired another attorney?

You can switch. As client Greg Garcia said:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What if I’m an undocumented immigrant—can I still file a claim?

Yes. Immigration status does not affect your right to compensation. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish, and we offer consultations in Spanish.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that parking lot accidents are “always 50/50 fault,” but this is not true. We prove fault through evidence like surveillance video and witness statements.

What if I was a passenger in the at-fault vehicle?

You can sue the driver, even if you were riding with them. The driver’s insurance covers passengers. These cases often settle quickly because liability is clear.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death does not eliminate liability.

Quitaque Car Accident Lawyers Who Fight for You

Quitaque may be a small town, but the impact of a car accident can be life-changing. Whether you were hit on FM 1065, Highway 86, or anywhere else in Briscoe County, you need a legal team that understands the local roads, the local courts, and how to fight for maximum compensation.

At Attorney911, we’ve been helping accident victims across Texas for over 25 years. We know how insurance companies operate, and we know how to beat them. We’ve recovered millions for our clients, and we’re ready to fight for you.

Don’t Wait—Evidence Disappears Daily

Surveillance footage is deleted in 7-30 days. Witness memories fade. Insurance companies are already building their case against you. The sooner you call, the stronger your case will be.

Call 1-888-ATTY-911 Now for a Free Consultation

  • No upfront costs
  • No fee unless we win
  • Available 24/7
  • Hablamos Español

We’re here to help you through this. Let’s fight for the compensation you deserve.

Other Motor Vehicle Accidents We Handle in Quitaque and Briscoe County

18-Wheeler and Trucking Accidents

Texas sees nearly 40,000 commercial motor vehicle crashes each year, with 608 fatalities. If you’ve been hit by a semi-truck, delivery vehicle, or other commercial vehicle, you need a lawyer who understands FMCSA regulations and how to hold trucking companies accountable.

Drunk Driving Accidents

Texas had 1,053 alcohol-impaired driving deaths in 2024. If a drunk driver hit you, you may be entitled to punitive damages in addition to compensation for your injuries. We also pursue dram shop claims against bars and restaurants that over-served the driver.

Motorcycle Accidents

Motorcyclists are 28 times more likely to die in a crash than passenger vehicle occupants. Texas saw 585 motorcyclist fatalities in 2024. We fight to prove the other driver’s negligence and maximize your recovery.

Pedestrian Accidents

Pedestrians are the most vulnerable road users. Texas had 768 pedestrian fatalities in 2024. If you were hit by a car while walking, you have the right-of-way at intersections—even unmarked ones. We’ll fight to prove the driver’s fault.

Hit and Run Accidents

If the at-fault driver fled the scene, your Uninsured Motorist (UM) coverage can compensate you. We send preservation letters immediately to save critical evidence before it’s deleted.

Rideshare Accidents (Uber/Lyft)

Rideshare accidents involve complex insurance issues. We know how to navigate Uber and Lyft’s coverage phases to maximize your recovery.

Wrongful Death Claims

If you’ve lost a loved one in a car accident, we can help you pursue a wrongful death claim for compensation for your loss, funeral expenses, and more.

Call 1-888-ATTY-911 Now – We’re Here to Help

The aftermath of a car accident is overwhelming, but you don’t have to face it alone. Attorney911 is your legal emergency line, ready to fight for you.

  • Free consultation
  • No fee unless we win
  • Available 24/7
  • Hablamos Español

Let’s get you the compensation you deserve. Call 1-888-ATTY-911 now.

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