Motor Vehicle Accident Lawyers in Luling, Texas | Attorney911

If You’ve Been Injured in a Car Accident in Luling, We’re Here to Help

Every year, thousands of Texans are injured in motor vehicle accidents—many right here in Luling and Caldwell County. If you or a loved one has been hurt in a crash on US-77, SH-80, or any of our local roads, you don’t have to face the aftermath alone. At Attorney911, we understand the physical, emotional, and financial toll an accident can take. With over 25 years of experience fighting for accident victims across Texas, our Luling car accident lawyers are ready to stand by your side and fight for the compensation you deserve.

Why Luling Residents Choose Attorney911 After an Accident

Luling may be a small town with a rich history—from our famous watermelon festival to our deep roots in oil and agriculture—but when it comes to motor vehicle accidents, the legal challenges are just as complex as those in big cities. Whether you were rear-ended on SH-80 near the historic downtown, sideswiped by a distracted driver on US-77, or involved in a serious collision at the intersection of FM 1322 and SH-97, our firm has the local knowledge and legal expertise to handle your case.

We know Luling. We know the courts in Caldwell County. We know the insurance adjusters who handle claims in this area. And most importantly, we know how to fight for maximum compensation when you’ve been injured due to someone else’s negligence.

Our Luling Car Accident Lawyers Get Results

At Attorney911, we don’t just talk about results—we prove them. Our firm has recovered millions of dollars for accident victims across Texas, including right here in Luling and the surrounding communities. Here are just a few examples of the cases we’ve handled:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

These aren’t just numbers—they represent real people from communities like Luling who were able to rebuild their lives after devastating accidents. When you choose Attorney911, you’re choosing a firm with a proven track record of success in cases just like yours.

Common Types of Motor Vehicle Accidents in Luling, Texas

Luling’s unique mix of rural roads, highways, and local traffic patterns means accidents here can take many forms. Our firm handles all types of motor vehicle accident cases, including:

1. Car Accidents in Luling

With over 251,977 people injured in Texas motor vehicle crashes in 2024 alone, car accidents are the most common type of collision we see. In Luling, many of these accidents occur on:

• US-77 – A major north-south route through town that sees heavy commuter and commercial traffic
• SH-80 – The main east-west corridor connecting Luling to Gonzales and Lockhart
• FM 1322 – A rural route with higher speed limits and limited shoulders
• Local intersections – Including the busy crossings at SH-97 and FM 1322

Common causes of car accidents in Luling:

• Distracted driving (especially cell phone use)
• Speeding on rural roads
• Failure to yield right-of-way
• Running red lights or stop signs
• Following too closely (rear-end collisions)
• Drunk or impaired driving

Common injuries in car accidents:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Internal organ damage

What Luling residents say about our car accident representation:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

2. 18-Wheeler and Trucking Accidents

Luling sits along major trucking routes, including US-77 and I-10 to the south. With nearly 40,000 commercial motor vehicle crashes in Texas in 2024—resulting in 608 fatalities and 1,601 serious injuries—trucking accidents are a serious concern for our community.

Why trucking accidents are more dangerous:

• An 18-wheeler can weigh up to 80,000 pounds—20 times heavier than a typical passenger car
• The force of impact is exponentially greater, leading to catastrophic injuries
• Multiple liable parties (driver, trucking company, cargo loader, manufacturer)
• Higher insurance limits ($750,000 to $5 million+ policies)

Common causes of trucking accidents in Luling:

• Driver fatigue (violating Hours of Service regulations)
• Improper loading or overloaded trailers
• Poor vehicle maintenance
• Speeding or aggressive driving
• Distracted driving (including using dispatch devices)
• Driving under the influence of drugs or alcohol

Federal regulations that protect victims:

• Hours of Service (HOS) rules: Drivers limited to 11 hours of driving after 10 consecutive hours off-duty
• Electronic Logging Devices (ELDs): Mandatory since 2019 to prevent falsification of driving logs
• Drug and alcohol testing: Required pre-employment, randomly, and after accidents
• Vehicle maintenance requirements: Regular inspections and repairs

Why choose Attorney911 for your trucking accident case?

• Ralph Manginello is admitted to federal court in the Southern District of Texas, where many trucking cases are heard
• Our firm was one of the few involved in BP explosion litigation—we know how to take on billion-dollar corporations
• We understand FMCSA regulations inside and out
• We know how to preserve critical evidence like ELD data before it’s deleted

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

3. Drunk Driving Accidents

In 2024, alcohol-impaired driving caused 1,053 deaths in Texas—25.37% of all traffic fatalities. Here in Luling, we’ve seen far too many lives shattered by drunk drivers, especially on weekends and during local events like the Watermelon Thump Festival.

Texas Dram Shop Law (TABC § 2.02):
Texas holds bars, restaurants, and other establishments liable if they serve alcohol to someone who is obviously intoxicated and that person then causes an accident. Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Who can be held liable in a drunk driving case?

• The drunk driver
• Bars and nightclubs that over-served
• Restaurants serving alcohol
• Liquor stores
• Event venues (concerts, festivals)
• Social hosts (in limited circumstances)

Why drunk driving cases often result in higher settlements:

• Punitive damages may be available (for gross negligence)
• Multiple defendants can be held liable
• Criminal case can strengthen civil case
• Insurance companies have less room to deny claims

Our firm’s unique advantage in drunk driving cases:
Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), giving us the ability to handle both the criminal and civil aspects of your case. We’ve also successfully defended DWI cases, giving us insider knowledge of how prosecutors and insurance companies approach these cases.

“Ralph Manginello took his bogus case and had it dismissed within a WEEK! I have been trying for over 2 years.” – Beth Bonds

4. Motorcycle Accidents

With 585 motorcyclist fatalities in Texas in 2024, riders face significant risks on our roads. In Luling, motorcycle accidents often occur on rural routes like FM 1322 and FM 3158, where high speeds and limited visibility create dangerous conditions.

Texas helmet law:

• Required for all riders under 21
• Riders 21+ may ride without a helmet if they’ve completed a safety course OR have $10,000+ in medical insurance

Common causes of motorcycle accidents in Luling:

• Drivers failing to yield right-of-way to motorcyclists
• Distracted or inattentive drivers
• Unsafe lane changes by other vehicles
• Left-turn accidents (when a car turns left in front of a motorcycle)
• Speeding or reckless driving
• Road hazards (gravel, potholes, debris)

Why insurance companies often blame motorcyclists:
Texas uses the 51% comparative fault rule, which means if you’re found to be 51% or more at fault for the accident, you can’t recover any compensation. Insurance companies know this and will try to blame the motorcyclist whenever possible.

Our advantage in motorcycle accident cases:
Lupe Peña spent years working for insurance companies, making these exact arguments against motorcyclists. Now, he uses that insider knowledge to counter their tactics and fight for fair compensation.

5. Pedestrian Accidents

In 2024, there were 6,095 pedestrian crashes in Texas, resulting in 768 fatalities. Pedestrians are particularly vulnerable in Luling, especially in areas with heavy foot traffic like downtown near the historic Zedler Mill or along SH-80 where sidewalks may be limited.

A critical legal point for pedestrians:
Pedestrians ALWAYS have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you. Anytime there’s an intersection of two streets, the distance between them is considered a crosswalk—even if it’s not marked.

Common injuries in pedestrian accidents:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken pelvis and leg bones
• Internal organ damage
• Fatalities

Why pedestrian accident cases can be complex:

• Insurance companies often argue the pedestrian “darted out” into traffic
• Comparative fault issues may arise
• Severe injuries often require extensive future medical care

6. Rideshare Accidents (Uber/Lyft)

Rideshare services like Uber and Lyft have become common in Luling, especially for trips to nearby cities like Austin or San Antonio. But when an accident happens involving a rideshare vehicle, the insurance situation becomes much more complicated.

The critical issue: Rideshare insurance phases

Phase	Driver Status	Coverage Available
Period 0 – Offline	App off, personal use	Personal insurance only (TX minimum: $30K/$60K/$25K)
Period 1 – Waiting	App on, no ride request	$50K/$100K/$25K contingent coverage
Period 2 – Accepted	Ride accepted, en route to pickup	$1,000,000 liability coverage
Period 3 – Transporting	Passenger in vehicle	$1,000,000 liability coverage

Why this matters for victims:
The insurance coverage available depends entirely on what the driver was doing at the exact moment of the crash. This is why it’s critical to have an attorney who understands rideshare insurance intricacies.

Who can be injured in rideshare accidents?

• 21% Riders
• 21% Drivers
• 58% Third parties (other drivers, pedestrians, passengers in other vehicles)

Our advantage in rideshare cases:
Lupe Peña’s background in insurance defense gives us unique insight into how rideshare companies evaluate claims. We know how to identify the correct insurance phase and maximize your recovery.

What to Do After a Car Accident in Luling, Texas

If you’ve been involved in an accident in Luling, taking the right steps in the first 48 hours can make a significant difference in your case. Here’s what you should do:

In the First Hour:

✅ Ensure safety: If you can move safely, get to a secure location away from traffic.

✅ Call 911: Report the accident and request medical assistance if anyone is injured. Even if you feel fine, it’s important to get checked out—adrenaline can mask serious injuries.

✅ Document everything:

• Take photos of ALL vehicle damage (from every angle)
• Photograph the accident scene, road conditions, and traffic signals
• Take pictures of any visible injuries
• Screenshot any messages visible on your phone (don’t delete anything)

✅ Exchange information:

• Other driver’s name, phone number, and address
• Insurance company and policy number
• Driver’s license number
• License plate number
• Vehicle make, model, and color

✅ Get witness information: Names and phone numbers of any witnesses.

✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company.

In the First 24 Hours:

✅ Preserve digital evidence:

• Don’t delete anything from your phone
• Screenshot all relevant messages, posts, or communications
• Email copies to yourself for backup

✅ Secure physical evidence:

• Keep any damaged clothing, glasses, or personal items
• Save receipts for any accident-related expenses (towing, rental car, medications)
• Don’t repair your vehicle yet—preserve the damage

✅ Seek medical attention:

• Request copies of all ER and hospital records
• Keep all discharge paperwork
• Follow up with your primary care physician within 24-48 hours

✅ Be cautious with insurance:

• Note any calls from insurance companies
• Do NOT give recorded statements
• Do NOT sign anything
• Do NOT accept any settlement offers
• Say: “I need to speak with my attorney first”

✅ Protect your social media:

• Make ALL profiles private immediately
• Do NOT post about the accident
• Do NOT post photos of injuries or activities
• Tell friends and family not to tag you in posts

In the First 48 Hours:

✅ Consult with an attorney:

• Call Attorney911 at 1-888-ATTY-911 for a free consultation
• Have your documentation ready

✅ Let your attorney handle insurance:

• If insurance contacts you, refer them to your attorney
• Say: “My attorney will be in touch with you”
• Provide only basic information (name, date of accident, that you were involved)

✅ Be wary of settlement offers:

• Do NOT accept or sign anything without lawyer review
• Early offers are ALWAYS lowball offers
• You don’t know the full extent of your injuries yet

Why Time is Critical: Evidence Disappears Fast

Evidence Type	Typical Retention Period	Why It Matters
Witness memories	Begin fading immediately	Details become uncertain or forgotten
Surveillance footage	7-30 days (deleted automatically)	Gas stations: 7-14 days, retail stores: 30 days
ELD/Black box data	30-180 days (can be overwritten)	Critical for trucking accident cases
Cell phone records	Varies (harder to obtain over time)	Can prove distracted driving
Medical evidence	Harder to link to accident over time	Insurance may argue injuries aren’t accident-related

What Attorney911 does in the first 48 hours:

• Sends preservation letters to all parties (other driver, insurance, trucking companies, businesses near the scene)
• Orders police reports and 911 call recordings
• Photographs the accident scene before it changes
• Interviews witnesses while memories are fresh
• Obtains medical records immediately
• Identifies ALL available insurance policies

Every day you wait, evidence disappears. Call Attorney911 NOW: 1-888-ATTY-911

Texas Motor Vehicle Accident Laws You Need to Know

1. Statute of Limitations (2 Years)

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is absolute—if you miss it, your case is barred forever, and you lose your right to compensation.

Exceptions:

• Discovery Rule: In rare cases, the 2-year clock may start when you discover an injury rather than the date of the accident.
• Minors: The 2-year clock doesn’t start until the child turns 18.
• Defendant Leaves Texas: The clock may be “tolled” (paused) if the at-fault party leaves the state.

Why this matters for Luling residents:
Many people assume they have plenty of time to file a claim, especially if they’re focused on recovery. But insurance companies know about this deadline and will use it to pressure you into accepting a lowball settlement. Don’t wait—contact Attorney911 as soon as possible to protect your rights.

2. Comparative Negligence (51% Rule)

Texas uses a modified comparative negligence system with a 51% bar. This means:

• If you are 50% or less at fault, you can recover damages, but your compensation will be reduced by your percentage of fault.
• If you are 51% or more at fault, you cannot recover anything.

How this works in practice:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why this is dangerous:
Insurance companies will always try to assign you as much fault as possible to reduce their payment. Even small percentages can cost you thousands of dollars.

Our advantage:
Lupe Peña spent years working for insurance companies, making these exact arguments against accident victims. Now, he uses that insider knowledge to counter their tactics and fight for fair fault determinations.

3. Texas Minimum Auto Insurance Requirements

Texas law requires all drivers to carry minimum liability insurance:

Coverage Type	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

The problem with minimum coverage:
These amounts are often not enough to cover serious injuries. For example:

• A single surgery can cost $50,000+
• A week in the ICU can exceed $100,000
• Lost wages for a high earner can quickly surpass policy limits

What happens when the at-fault driver has minimum coverage?
If your damages exceed the at-fault driver’s policy limits, you may need to turn to:

• Your own Uninsured/Underinsured Motorist (UM/UIM) coverage
• Other liable parties (like employers in commercial vehicle cases)
• The at-fault driver’s personal assets (though these are often limited)

Texas UM/UIM coverage:

• Allows you to stack policies from multiple vehicles
• Can provide additional protection when the at-fault driver is underinsured
• Attorney911 can help you navigate UM/UIM claims

4. Dram Shop Liability (TABC § 2.02)

Texas holds bars, restaurants, and other establishments liable if they serve alcohol to someone who is obviously intoxicated and that person then causes an accident.

Elements we must prove:

1. The establishment served alcohol to someone who was obviously intoxicated
2. The over-service was the proximate cause of the accident and your injuries

Signs of obvious intoxication:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Potentially liable parties:

• Bars and nightclubs
• Restaurants serving alcohol
• Liquor stores
• Event venues (concerts, festivals)
• Hotels with bars or room service
• Country clubs

Safe Harbor Defense:
An establishment may avoid liability if:

1. All servers completed an approved TABC training program
2. The business didn’t pressure staff to over-serve
3. The business had policies in place to prevent over-service

5. Wrongful Death vs. Survival Actions

If a loved one has died due to a motor vehicle accident in Luling, you may be able to pursue two types of legal claims:

Wrongful Death Claim:

• Brought by surviving family members (spouse, children, parents)
• Recovers damages they suffered from the loss
• Includes: loss of companionship, mental anguish, lost financial support, funeral expenses

Survival Action:

• Brought on behalf of the deceased’s estate
• Recovers damages the deceased would have been entitled to if they had survived
• Includes: pain and suffering before death, medical expenses before death, lost income before death

Both claims can be pursued simultaneously.

How Insurance Companies Try to Minimize Your Claim

At Attorney911, we know how insurance companies operate because our team includes a former insurance defense attorney. Lupe Peña spent years working for a national defense firm, learning firsthand how large insurance companies value claims and build cases against accident victims. Now, he uses that insider knowledge to fight for YOU.

Here are the top 6 tactics insurance companies use to minimize your claim—and how we counter them:

Tactic #1: The Quick Cash Trap (Weeks 1-3)

What they do:
Within days or weeks of your accident, the insurance company offers you a “quick settlement.” Typical offers range from $2,000 to $10,000—sometimes more if they’re worried about a serious case.

Why they do it:

• They know you’re desperate for money to pay bills
• They know you don’t understand the full extent of your injuries yet
• They want to close your claim before you hire an attorney

The trap:
Once you sign a release, you cannot get more money—even if you later discover you need surgery or have permanent injuries.

Real-life example:
We had a client who was offered $3,500 three days after her accident. She was in pain but desperate for money, so she signed the release. Six weeks later, an MRI revealed a herniated disc requiring surgery. The surgery cost $100,000. Because she had signed the release, the insurance company refused to pay anything more.

How Attorney911 counters this:

• We never let our clients accept quick settlements
• We wait until you reach Maximum Medical Improvement (MMI)—the point where your condition has stabilized and we know the full extent of your injuries
• We know how to calculate the true value of your case, not just what insurance wants to pay

Tactic #2: The Recorded Statement Trap (Days 1-3)

What they do:
The insurance adjuster calls you—often while you’re still in the hospital or on pain medication—and says:

• “We just want to get your side of the story”
• “This is routine—everyone does it”
• “It’ll only take a few minutes”

What they’re really doing:
They’re building a case against you with leading questions designed to make you say things that hurt your claim.

Common questions and their traps:

Question They Ask	What They Want You to Say	Why It’s a Trap
“You’re feeling better now though, right?”	“Yes, I’m improving.”	Makes it seem like your injuries aren’t serious
“It wasn’t that bad of an impact, was it?”	“No, it wasn’t too bad.”	Minimizes the severity of the collision
“You were able to walk away from the scene?”	“Yes, I walked to the ambulance.”	Suggests your injuries aren’t serious
“Were you distracted at all?”	“I might have been looking at my phone.”	Gets you to admit partial fault
“How fast were you going?”	“I don’t know, maybe 45?”	If you overestimate, they’ll use it against you

The truth:

• You are NOT required to give a recorded statement to the other driver’s insurance company
• Giving a statement without an attorney almost always hurts your case
• Insurance companies know this—that’s why they push so hard

How Attorney911 counters this:

• We never let our clients give recorded statements without us present
• If a statement becomes absolutely necessary, we prepare you extensively
• We know their questions because Lupe asked them for years
• We control the narrative and protect your rights

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.” – Lupe Peña

Tactic #3: The “Independent” Medical Exam (IME) Scam (Months 2-6)

What they call it:
“Independent Medical Examination” (IME)

What it really is:
An exam by a doctor hired and paid by the insurance company to minimize your injuries.

How insurance companies choose IME doctors:

• They select doctors who consistently give insurance-favorable reports
• These doctors are paid $2,000-$5,000 per exam by insurance companies
• The more favorable reports they provide, the more business they get
• Many have never treated patients—they only do IMEs

What happens at an IME:

• A 10-15 minute exam (vs. your treating doctor’s thorough evaluation)
• The doctor rarely reviews your complete medical records beforehand
• They ask questions designed to elicit “I’m feeling better” responses
• They look for any reason to minimize your injuries

Common IME doctor findings:

What They Say	What It Really Means	How It Hurts Your Case
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis	Used to deny your claim entirely
“Injuries consistent with minor trauma”	Minimizes your pain and suffering	Reduces your settlement value
“Patient can return to full duty work”	Eliminates lost wage claims	Insurance won’t pay for time off
“Treatment has been excessive”	Attacks your treating doctors	Justifies denying medical bills
“Subjective complaints out of proportion to objective findings”	Medical way of calling you a liar	Undermines your credibility

How Attorney911 counters this:

• We prepare you extensively before the exam
• We send your complete medical records to the IME doctor first (forcing them to review)
• We challenge biased IME reports with our own medical experts
• Lupe knows these specific doctors and their biases—he hired them for years

Tactic #4: Delay and Financial Pressure (Months 6-12+)

What they do:
The insurance company drags out your case, hoping you’ll get desperate and accept a lowball offer.

Their tactics:

• “We’re still investigating your claim”
• “We’re waiting for medical records” (even when you’ve sent them)
• “Your file is under review”
• Ignoring your calls and emails
• Taking weeks to respond to simple questions

Why delay works (on people without attorneys):

Insurance Company Has:	You Have:
Unlimited time	Mounting bills
Unlimited resources	Zero income
No financial pressure	Creditors threatening
Earning interest on your settlement money	Need money NOW

The result:

• Month 1: You’d reject a $5,000 offer
• Month 6: You’d seriously consider $5,000
• Month 12: You’d beg for $5,000 just to end the nightmare

How Attorney911 counters this:

• We file a lawsuit to force deadlines
• We set depositions to make them produce witnesses
• We prepare for trial, showing we’re serious
• Lupe understands delay tactics because he used them—he knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What they do:
Insurance companies hire private investigators to:

• Video you doing daily activities
• Film you at home, at stores, at appointments
• Look for any activity that contradicts your injury claims
• Monitor all your social media accounts

What they monitor on social media:

Platform	What They Screenshot
Facebook	Posts, photos, check-ins, comments, likes, friend lists, tagged photos
Instagram	Stories, reels, posts, geotags, tagged photos
TikTok	Videos showing activity levels
LinkedIn	Employment status changes, activity
Twitter/X	Tweets, replies, activity
YouTube	Videos posted, activity
Snapchat	Saved stories, public content

Real examples we’ve defended against:

Example	What Happened	What Insurance Claimed	The Reality
Old Gym Photo	Client posted gym photo from 3 YEARS AGO	Presented as recent, said it contradicted injury claims	We proved the photo was pre-accident using metadata
Restaurant Check-in	Client checked in at restaurant on Facebook	“Partying and having fun”	Client was sitting quietly having dinner
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence client wasn’t injured	Client was resting at home
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor RECOMMENDED short walks for recovery
Smiling in Photo	Family photo where client was smiling	“Not in pain – she’s smiling!”	Everyone smiles for photos, even when in pain

7 Rules for Our Clients:

1. Make ALL social media profiles private immediately
2. Do NOT post about the accident, injuries, activities, or emotions
3. Do NOT check in anywhere
4. Tell friends and family: don’t tag you or post about you
5. Don’t accept friend requests from strangers (these could be fake profiles)
6. Best option: Stay off social media entirely during your case
7. Assume everything is being monitored

Tactic #6: Comparative Fault Arguments

What they do:
Insurance companies try to blame you for the accident to reduce their payment.

Common arguments they make:

• “You were speeding” (even without evidence)
• “You weren’t paying attention”
• “You could have avoided this”
• “You were distracted”
• “You contributed to this accident”

Why they do this:
Texas’ 51% comparative fault rule means:

• If they can assign you 51% or more fault, you get NOTHING
• Even small percentages cost you thousands:
  • 10% fault on a $100,000 case = $10,000 less for you
  • 25% fault on a $250,000 case = $62,500 less for you
  • 40% fault on a $500,000 case = $200,000 less for you

How Attorney911 counters this:

• Aggressive liability investigation: We gather evidence proving the other driver’s fault
• Accident reconstruction: We use experts to analyze the collision dynamics
• Witness statements: We interview witnesses while memories are fresh
• Police report analysis: We emphasize any citations issued to the other driver
• Expert testimony: We use specialists to explain perception-reaction time and visibility issues
• Lupe’s insider knowledge: He made these arguments for years—now he defeats them

How Insurance Companies Actually Value Your Claim: The Colossus System

Most people assume insurance adjusters use some mysterious formula to calculate settlements. The truth? They use software called Colossus—and Lupe Peña knows exactly how it works because he used it for years.

How Colossus Works:

1. Data Entry: The adjuster inputs information about your case:

   • Injury codes
   • Treatment types
   • Medical costs
   • Lost wages
   • Jurisdiction (Luling/Caldwell County cases may be valued differently than Houston cases)

2. Coding: Your injuries are coded using standardized medical terms. The same injury can be coded different ways, and this makes a HUGE difference:

   • “Soft tissue strain” (minor code) vs. “disc herniation” (serious code)
   • Same injury, different code = 50-100% difference in valuation

3. Calculation: The software applies algorithms to determine a “value” range.

4. Output: Colossus provides a recommended settlement range to the adjuster.

How Insurance Companies Manipulate Colossus:

Manipulation	Effect on Your Claim
Using low injury codes	Reduces value by 50-100%
Flagging “excessive” treatment	Penalizes you for following doctor’s orders
Valuing chiropractic care less than MD care	Reduces compensation for conservative treatment
Using pre-existing conditions to reduce value	Blames old injuries for current pain
Applying low “jurisdiction factors”	Luling cases may be undervalued compared to urban areas

Why Lupe’s Experience is a Game-Changer:

• He knows how to code injuries properly for maximum value
• He knows which medical terms trigger higher valuations
• He knows when Colossus output is artificially low
• He knows how to present records to beat the algorithm
• He calculated these valuations for years as a defense attorney

Example of Colossus manipulation:
A client with a herniated disc was initially coded as “soft tissue strain” by the adjuster. This would have valued the case at $15,000. We fought back, provided MRI reports, and got the injury properly coded as “disc herniation with radiculopathy.” The case value jumped to $150,000.

What You Can Recover in a Luling Car Accident Case

If you’ve been injured in an accident caused by someone else’s negligence, Texas law allows you to recover compensation for:

1. Economic Damages (No Cap in Texas)

Damage Type	What It Covers	Examples
Medical Expenses (Past)	Costs you’ve already incurred	ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment
Medical Expenses (Future)	Costs you’ll incur in the future	Ongoing treatment, future surgeries, lifetime medications, long-term care, home modifications
Lost Wages (Past)	Income lost from date of accident to present	Time missed from work due to injuries, doctor appointments, recovery
Lost Earning Capacity (Future)	Reduced ability to earn income in the future	If you can’t return to your previous job, need to work fewer hours, or can’t work at all
Property Damage	Repair or replacement of damaged property	Vehicle repair or replacement, personal property (phone, glasses, clothing)
Out-of-Pocket Expenses	Other accident-related costs	Transportation to medical appointments, home modifications, household help, childcare

2. Non-Economic Damages (No Cap in Texas, Except Medical Malpractice)

Damage Type	What It Covers	Examples
Pain and Suffering	Physical pain from injuries	Chronic pain, discomfort, limitations on daily activities
Mental Anguish	Emotional distress	Anxiety, depression, fear, PTSD, sleep disturbances
Physical Impairment	Loss of physical function	Inability to walk, run, lift, or perform daily tasks
Disfigurement	Permanent visible injuries	Scarring, burns, amputations, other visible changes
Loss of Consortium	Impact on marriage/family relationships	Loss of companionship, intimacy, support from spouse
Loss of Enjoyment of Life	Inability to participate in activities you previously enjoyed	Can’t play sports, hobbies, travel, or enjoy life as before

3. Punitive/Exemplary Damages (Capped)

Available in cases of gross negligence, fraud, or malice (such as drunk driving). Capped at the greater of:

• $200,000, OR
• 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic portion)

Purpose: To punish the defendant and deter similar conduct.

Settlement Ranges for Common Injuries

The value of your case depends on many factors, including the severity of your injuries, the impact on your life, and the available insurance coverage. Here are typical settlement ranges for common injuries in Texas:

Soft Tissue Injuries (Whiplash, Sprains, Strains)

Medical Treatment:

• Emergency room: $2,000-$5,000
• Follow-up doctor visits: $1,000-$3,000
• Physical therapy (6-12 weeks): $3,000-$7,000
• Medications: $300-$1,000
• Total Medical: $6,000-$16,000

Lost Wages: $2,000-$10,000 (2-6 weeks missed work)
Pain & Suffering: $8,000-$35,000

SETTLEMENT RANGE: $15,000-$60,000
Higher if: Permanent pain, restrictions on activities, chronic condition develops

Broken Bone (Single, Simple Fracture)

Medical Treatment:

• Emergency room and X-rays: $3,000-$6,000
• Orthopedic consultation: $500-$1,500
• Casting and follow-up: $2,000-$5,000
• Physical therapy: $3,000-$8,000
• Total Medical: $10,000-$20,000

Lost Wages: $5,000-$15,000 (4-8 weeks missed work)
Pain & Suffering: $20,000-$60,000

SETTLEMENT RANGE: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF)

Medical Treatment:

• Emergency room: $5,000-$10,000
• Surgery (Open Reduction Internal Fixation): $25,000-$50,000
• Hospital stay (2-3 days): $6,000-$15,000
• Follow-up care: $3,000-$8,000
• Physical therapy (3-6 months): $8,000-$15,000
• Total Medical: $47,000-$98,000

Lost Wages: $10,000-$30,000 (3-6 months)
Pain & Suffering: $75,000-$200,000

SETTLEMENT RANGE: $132,000-$328,000

Herniated Disc (Conservative Treatment)

Medical Treatment:

• Emergency room and initial treatment: $3,000-$6,000
• MRI: $2,000-$4,000
• Physician visits and pain management: $5,000-$12,000
• Physical therapy (3-6 months): $8,000-$15,000
• Epidural steroid injections (series of 3): $3,000-$6,000
• Medications: $1,000-$3,000
• Total Medical: $22,000-$46,000

Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000

SETTLEMENT RANGE: $70,000-$171,000

Herniated Disc (Surgery Required)

Medical Treatment:

• Initial treatment and diagnostics: $8,000-$15,000
• Failed conservative treatment: $10,000-$20,000
• Spinal surgery (microdiscectomy or fusion): $50,000-$100,000
• Hospital stay: $8,000-$20,000
• Post-surgical care and follow-up: $5,000-$15,000
• Physical therapy (6-12 months): $10,000-$20,000
• Pain management: $5,000-$15,000
• Total Past Medical: $96,000-$205,000

Future Medical: $30,000-$100,000 (ongoing pain management, possible revision surgery)
Lost Wages: $20,000-$50,000 (6-12 months recovery)
Lost Earning Capacity: $50,000-$400,000 (if you can’t return to physical job)
Pain & Suffering: $150,000-$450,000

SETTLEMENT RANGE: $346,000-$1,205,000

Traumatic Brain Injury (TBI) – Moderate to Severe

Medical Treatment:

• Emergency room and trauma care: $10,000-$30,000
• Hospital/ICU stay (1-4 weeks): $50,000-$200,000
• Neurosurgery if required: $75,000-$200,000
• Acute rehabilitation facility: $30,000-$100,000
• Neurologist follow-up care: $10,000-$30,000
• Neuropsychological testing: $3,000-$8,000
• Cognitive therapy: $15,000-$50,000
• Medications: $5,000-$20,000
• Total Past Medical: $198,000-$638,000

Future Medical (Life Care Plan): $300,000-$3,000,000+ depending on severity
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+

SETTLEMENT RANGE: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

Spinal Cord Injury / Paralysis

Lifetime Care Costs by Level:

Injury Level	First Year Costs	Each Year After	Lifetime Total
High Tetraplegia (C1-C4)	$1,200,000-$1,500,000	$200,000-$250,000	$6,000,000-$13,000,000+
Low Tetraplegia (C5-C8)	$850,000-$1,100,000	$75,000-$100,000	$3,700,000-$6,100,000+
Paraplegia (T1-L5)	$500,000-$750,000	$70,000-$90,000	$2,500,000-$5,250,000+

SETTLEMENT RANGE: $4,770,000-$25,880,000

Amputation

Medical Treatment:

• Emergency care and surgery: $80,000-$200,000
• Hospital stay: $50,000-$150,000
• Rehabilitation: $30,000-$100,000
• Initial prosthetic fitting: $10,000-$30,000
• Total Past Medical: $170,000-$480,000

Future Medical (Lifetime Prosthetics):

• Basic prosthetic leg: $5,000-$15,000 every 3-5 years
• Advanced computerized prosthetic: $50,000-$100,000 every 3-5 years
• Over lifetime (30-50 years): $500,000-$2,000,000

SETTLEMENT RANGE: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Wrongful Death (Working Age Adult)

Economic Damages:

• Funeral and burial: $10,000-$20,000
• Medical expenses before death: $50,000-$500,000
• Lost financial support to family (present value): $1,000,000-$4,000,000

Non-Economic Damages:

• Loss of companionship, society, love: $500,000-$3,000,000
• Loss of advice and counsel: $100,000-$500,000
• Mental anguish (family members): $250,000-$1,500,000

SETTLEMENT RANGE: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Why Choose Attorney911 for Your Luling Car Accident Case?

When you’re injured in an accident in Luling, you have many options for legal representation. But Attorney911 offers five unique advantages that set us apart from other firms:

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is our #1 differentiator—no other firm in Luling has it.

What this means for your case:

• We know their tactics because Lupe used them for years
• We anticipate their strategies before they deploy them
• We know how they value claims internally
• We know which IME doctors they favor (Lupe hired them)
• We know how to beat their algorithms (Colossus system)
• We speak their language

No other firm in Luling can say this.

2. Multi-Million Dollar Results

Our results speak for themselves. We’ve recovered millions for accident victims, including:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

These aren’t just numbers—they represent real people from communities like Luling who were able to rebuild their lives after devastating accidents.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas.

Why this matters for your case:

• Complex cases often end up in federal court
• FMCSA trucking regulations are federal
• Out-of-state defendants may create diversity jurisdiction
• Federal court requires different skills than state court

BP Explosion Litigation:

“Our firm is one of the few firms in Texas to be involved in BP explosion litigation.”

This experience shows our capability to take on billion-dollar corporations and win.

4. Personal Attention from the Start

At Attorney911, you work directly with Ralph Manginello or Lupe Peña—not a case manager assembly line.

What our clients say:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.” – Dame Haskett

5. No Fee Unless We Win

“We don’t get paid unless we win your case.”

• Free consultation
• No upfront costs
• We advance all case expenses
• You pay nothing unless we recover compensation for you

This removes all financial risk from hiring us.

What Our Luling Clients Say About Us

Don’t just take our word for it—here’s what our clients say about their experience with Attorney911:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“Leonor is the best!!! She was able to assist me with my case within 6 months.” – Tymesha Galloway

“They went above and beyond! Special thank you to Ralph and Leanor.” – Diane Smith

“Ralph Manginello is indeed the best attorney I ever had..He cares greatly about his results.” – AMAZIAH A.T

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez (Spanish-speaking client)

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” – Kiwi Potato

Frequently Asked Questions About Car Accidents in Luling

Immediate After-Accident Questions

1. What should I do immediately after a car accident in Luling, Texas?

If you’ve been in an accident in Luling:

• Call 911 and report the accident
• Seek medical attention even if you feel fine (adrenaline masks injuries)
• Document everything: photos of damage, injuries, and the scene
• Exchange information with the other driver
• Get witness names and phone numbers
• Do NOT give a recorded statement to any insurance company
• Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

2. Should I call the police even for a minor accident?

Yes. Always call the police. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000. The police report is critical evidence for your claim.

3. Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone number, address, driver’s license, insurance information
• Vehicle: make, model, color, license plate number
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (this can be used as an admission of fault)
• Do NOT give your opinion on what happened
• Stick to facts only

6. How do I obtain a copy of the accident report?

In Luling, you can obtain the police report from the Luling Police Department or the Caldwell County Sheriff’s Office, depending on who responded to the accident. You can also request it through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance Questions

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below the actual value of your claim. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money—even if you later discover you need surgery or have permanent injuries.

11. What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows you to stack UM/UIM policies from multiple vehicles. Watch our video on UM/UIM claims: https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process Questions

13. Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: “Do I Have a Good Case?” https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault). If you’re 51% or more at fault, you recover nothing.

Watch our video: “What Is Comparative Negligence?” https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage in negotiations.

Watch our video: “Will Your Case Go to Trial?” https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI)—the point where your condition has stabilized. Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery (exchange of information)
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” https://www.youtube.com/watch?v=XwzYymneDVs

Compensation Questions

21. What is my case worth?

It depends on:

• Injury severity
• Medical costs
• Lost wages
• Permanent impairment
• Pain and suffering
• Insurance available

Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering (except in medical malpractice cases).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule—the defendant takes you as they find you.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for your specific situation.

26. How is the value of my claim determined?

Based on:

• Medical bills
• Future treatment costs
• Lost income
• Permanent impairment rating
• Comparable verdicts
• Severity of injuries
• Impact on daily life

Attorney Relationship Questions

27. How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis—you pay nothing unless we win your case. If we recover compensation for you, our fee is a percentage of the recovery.

Watch our video: “How Do Contingency Fees Work?” https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello or Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid Questions

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney
• Accepting a quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance companies monitor everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are permanent. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one now. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?

You can still recover. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you.

Example: You had mild occasional back pain before the accident. After the accident, you have a herniated disc requiring surgery. You recover for the new injury, not just the pre-existing pain.

We hire medical experts to prove the difference.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

Yes. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch.

Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against your own insurance when the other driver has no insurance or insufficient insurance. Unfortunately, your insurance company will fight your claim just like the other driver’s insurance would.

You need attorney representation for UM/UIM claims. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?

Most commonly using the multiplier method:
Medical expenses × multiplier (1.5 to 5) = pain & suffering

The multiplier depends on:

• Injury severity
• Permanency
• Impact on life
• Clear liability

Example: $100,000 medical × 4 multiplier = $400,000 pain & suffering.

Lupe calculated these for years—he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file a notice of claim within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply.

These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified.

Critical steps:

• Preserve surveillance footage (deleted in 7-30 days)
• Identify witnesses
• Send preservation letters to nearby businesses

Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?

YES. Immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish.

Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (this is a lie).

We prove fault through:

• Surveillance video
• Witness statements
• Damage analysis
• Traffic patterns

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving).

These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The insurance policy still applies. Wrongful death laws protect both sides.

These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Serving Luling and All of Caldwell County

Attorney911 serves accident victims throughout Luling and the surrounding communities, including:

• Luling (our primary service area)
• Lockhart (Caldwell County seat)
• Martindale
• Fentress
• Dale
• Maxwell
• Lytton Springs
• Pettytown
• Tilmon
• Stairtown

We also serve clients in nearby counties, including:

• Guadalupe County (Seguin, Kingsbury)
• Gonzales County (Gonzales)
• Bastrop County (Bastrop, Smithville)
• Hays County (San Marcos, Kyle)
• Travis County (Austin)

Why Local Matters

When you’re injured in an accident in Luling, you need an attorney who:

• Knows the local courts and judges
• Understands the unique traffic patterns and accident risks in our area
• Is familiar with the insurance adjusters who handle claims in Caldwell County
• Can meet with you in person when needed
• Is part of the Luling community

While our main office is in Houston, we regularly handle cases in Luling and are available for in-person consultations at your convenience.

Dangerous Roads and Intersections in Luling

Luling has its share of dangerous roads and intersections where accidents frequently occur. Some of the most hazardous areas include:

Highways and Major Roads:

• US-77 – This major north-south route through Luling sees heavy commuter and commercial traffic. Accidents often occur at high speeds, especially in the rural stretches north and south of town.
• SH-80 – The main east-west corridor connecting Luling to Gonzales and Lockhart. The intersection with SH-97 is particularly dangerous.
• FM 1322 – A rural route with higher speed limits and limited shoulders. Accidents here often involve vehicles leaving the roadway.
• FM 3158 – Another rural route popular with motorcyclists and agricultural traffic.

Dangerous Intersections:

• SH-80 and SH-97 – A major intersection in downtown Luling with heavy traffic from multiple directions.
• SH-80 and FM 1322 – High-speed traffic from FM 1322 meets the main east-west route.
• US-77 and SH-80 – Heavy traffic from both highways creates a high-risk area.
• US-77 and FM 1322 – Rural meets highway traffic at this intersection.

Other High-Risk Areas:

• Downtown Luling – Heavy foot traffic near the historic Zedler Mill and local businesses increases pedestrian accident risks.
• School zones – Areas around Luling ISD schools see increased traffic during drop-off and pick-up times.
• Construction zones – Road work on US-77 and SH-80 can create sudden slowdowns and increase accident risks.

If you’ve been injured in an accident at any of these locations, Attorney911 can help. We know these roads and the common accident patterns in our community.

Common Causes of Accidents in Luling

Understanding the common causes of accidents in Luling can help you stay safe and know what to watch for:

1. Distracted Driving

With the rise of smartphones, distracted driving has become a leading cause of accidents. Common distractions include:

• Texting while driving
• Using navigation apps
• Talking on the phone (even hands-free)
• Eating or drinking
• Adjusting the radio or climate controls

Texas law: Texting while driving is illegal statewide. In Luling, local ordinances may impose additional restrictions.

2. Speeding

Luling’s mix of rural roads and highways creates conditions where speeding is common. Many drivers exceed the speed limit on:

• US-77 (especially in rural stretches)
• FM 1322 and FM 3158
• SH-80 between Luling and Lockhart

Why it’s dangerous: Higher speeds increase both the likelihood of an accident and the severity of injuries when crashes occur.

3. Drunk or Impaired Driving

Luling has seen far too many drunk driving accidents, especially:

• On weekends
• During local events (Watermelon Thump Festival, Luling Market Days)
• Late at night

Texas Dram Shop Law: Bars and restaurants in Luling can be held liable if they serve alcohol to obviously intoxicated patrons who then cause accidents.

4. Failure to Yield Right-of-Way

Many accidents in Luling occur when drivers fail to yield, including:

• At stop signs and traffic signals
• When turning left in front of oncoming traffic
• When merging onto highways
• In parking lots and driveways

5. Following Too Closely (Rear-End Collisions)

Rear-end collisions are common in Luling, especially:

• On US-77 during rush hour
• In school zones
• At traffic signals
• In construction zones

6. Unsafe Lane Changes

Lane change accidents often occur on:

• US-77 (especially near exits)
• SH-80 (near the intersection with SH-97)
• In downtown Luling where lanes narrow

7. Weather-Related Accidents

While Luling enjoys mild winters, we do see accidents caused by:

• Heavy rain and flooding (especially on low-lying roads)
• Fog (common in rural areas)
• High winds (can affect high-profile vehicles)

8. Vehicle Defects

Mechanical failures can cause accidents, including:

• Brake failures
• Tire blowouts
• Steering system failures
• Backup camera failures (especially in newer vehicles)

In these cases, we may be able to pursue claims against the vehicle manufacturer or maintenance provider.

Local Hospitals and Medical Care

If you’re injured in an accident in Luling, you may receive treatment at:

Local Medical Facilities:

• Seton Edgar B. Davis Hospital (Luling) – The primary hospital serving Luling and Caldwell County
• Luling Medical Clinic – Provides primary care and urgent care services
• Caldwell County EMS – Provides emergency medical services and transport

Regional Trauma Centers:

For more serious injuries, you may be transported to:

• Ascension Seton Medical Center Austin (Level II Trauma Center, ~50 miles away)
• Dell Seton Medical Center at The University of Texas (Level I Trauma Center, ~50 miles away)
• St. David’s South Austin Medical Center (Level III Trauma Center, ~55 miles away)

Why this matters for your case:

• The level of trauma center you’re taken to can indicate injury severity
• Distance to treatment can affect your claim
• We work with local and regional medical providers to ensure you get the care you need

How to Choose the Right Luling Car Accident Lawyer

If you’ve been injured in an accident in Luling, choosing the right attorney can make a significant difference in the outcome of your case. Here’s what to look for:

1. Experience with Your Type of Case

• Have they handled cases like yours before?
• Do they have experience with your specific injuries?
• Have they taken cases to trial if needed?

Attorney911 advantage: 25+ years handling motor vehicle accident cases, from minor injuries to catastrophic wrongful death claims.

2. Proven Results

• Do they have documented case results?
• Are their results specific (not just “great results”)?
• Have they recovered millions for clients?

Attorney911 advantage: Multi-million dollar settlements in brain injury, amputation, and wrongful death cases.

3. Insurance Industry Knowledge

• Do they understand how insurance companies operate?
• Have they worked for insurance companies before?
• Do they know the tactics adjusters use?

Attorney911 advantage: Lupe Peña spent years working for a national defense firm—he knows their playbook from the inside.

4. Personal Attention

• Will you work directly with an attorney or just paralegals?
• Do they have positive client reviews about communication?
• Will they take the time to understand your unique situation?

Attorney911 advantage: Our clients consistently praise our communication and personal attention. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

5. Contingency Fee Structure

• Do they work on contingency (no fee unless you win)?
• Are there any upfront costs?
• Do they advance case expenses?

Attorney911 advantage: “We don’t get paid unless we win your case.” No upfront costs, no financial risk.

6. Trial Experience

• Are they prepared to go to trial if needed?
• Do they have federal court experience?
• Have they taken on major corporations?

Attorney911 advantage: Ralph Manginello is admitted to federal court. Our firm was involved in BP explosion litigation—we’ve taken on billion-dollar corporations.

7. Local Knowledge

• Do they know the Luling courts and judges?
• Are they familiar with local accident patterns?
• Do they understand the unique challenges of our community?

Attorney911 advantage: While our main office is in Houston, we regularly handle cases in Luling and know the local legal landscape.

8. Bilingual Services

• Do they offer services in Spanish?
• Can they communicate with Spanish-speaking clients and witnesses?

Attorney911 advantage: Lupe Peña is fluent in Spanish, and we have bilingual staff to serve our Spanish-speaking clients.

9. Free Consultation

• Do they offer a free initial consultation?
• Will they review your case without obligation?

Attorney911 advantage: Free consultation with no obligation. We’ll review your case and explain your options.

10. Community Reputation

• What do their clients say about them?
• Do they have positive reviews and testimonials?
• Are they recognized in the community?

Attorney911 advantage: Over 250 five-star reviews on Google. Recognized by Trae Tha Truth and the Houston community.

What Sets Attorney911 Apart from Other Luling Law Firms

When you’re choosing a car accident lawyer in Luling, you’ll find many options. Here’s what makes Attorney911 different:

We Know the Insurance Playbook Because We Wrote It

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is our #1 advantage—no other firm in Luling has it.

• We know their tactics because Lupe used them for years
• We anticipate their strategies before they deploy them
• We know how they value claims internally
• We know which doctors they use for IMEs (Lupe hired them)
• We know how to beat their algorithms (Colossus system)

We Have the Results to Prove It

We don’t just talk about results—we prove them:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

We’re Prepared to Go to Trial

While most cases settle, we prepare every case as if it’s going to trial. This gives us leverage in negotiations and ensures we’re ready if the insurance company won’t be reasonable.

• Ralph Manginello is admitted to federal court in the Southern District of Texas
• Our firm was involved in BP explosion litigation—we’ve taken on billion-dollar corporations
• We have the resources and experience to handle complex litigation

We Give You Personal Attention

At Attorney911, you work directly with Ralph Manginello or Lupe Peña—not a case manager assembly line.

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

We Remove All Financial Risk

“We don’t get paid unless we win your case.”

• Free consultation
• No upfront costs
• We advance all case expenses
• You pay nothing unless we recover compensation for you

We’re Part of the Luling Community

While our main office is in Houston, we regularly handle cases in Luling and are committed to serving our community. We understand the unique challenges faced by Luling residents after an accident.

Next Steps: Contact Attorney911 Today

If you or a loved one has been injured in a motor vehicle accident in Luling, Texas, don’t wait to get the help you need. Every day you wait, evidence disappears and insurance companies build their case against you.

Here’s what to do now:

1. Call Attorney911 at 1-888-ATTY-911 (1-888-288-9911) – Our legal emergency line is open 24/7.
2. Schedule a free consultation – We’ll review your case with no obligation.
3. Let us handle everything – We’ll deal with the insurance companies so you can focus on recovery.

Why call now?

• Evidence disappears daily – Surveillance footage, witness memories, and electronic data can be lost forever.
• Insurance companies are already building their case against you – They start working immediately to minimize your claim.
• The statute of limitations is ticking – You have 2 years to file, but waiting reduces your leverage.
• Medical bills and lost wages add up – You need compensation to cover your expenses.

What to expect when you call:

1. You’ll speak with a real person—no automated menus or call centers.
2. We’ll ask about your accident and injuries.
3. We’ll explain your legal options.
4. If you choose to hire us, we’ll start working on your case immediately.

Remember:

• Free consultation – No cost, no obligation.
• No fee unless we win – You pay nothing unless we recover compensation for you.
• We advance all costs – You’re never out of pocket.
• Hablamos Español – Lupe Peña and our team are fluent in Spanish.

Luling Car Accident Lawyers You Can Trust

At Attorney911, we’re more than just lawyers—we’re your neighbors, your advocates, and your strongest allies after an accident. We understand the physical, emotional, and financial toll an accident can take on you and your family. That’s why we’re committed to fighting for the maximum compensation you deserve.

With over 25 years of experience, a former insurance defense attorney on our team, and a track record of multi-million dollar results, we have the knowledge and resources to handle even the most complex cases. And with our contingency fee structure, you pay nothing unless we win.

Don’t face the insurance companies alone. Don’t let them take advantage of you. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We’re here to help Luling residents get the justice and compensation they deserve.

Your recovery starts with one call: 1-888-ATTY-911