Motor Vehicle Accident Lawyers in Mustang Ridge, Texas

If you’ve been injured in a car accident in Mustang Ridge, Texas, you’re not alone. With over 251,977 people injured in Texas motor vehicle crashes last year alone—one every 2 minutes and 5 seconds—accidents are a constant danger on our roads. At Attorney911, we understand the physical, emotional, and financial toll a serious accident can take. Our team, led by Ralph Manginello with over 25 years of experience, is here to fight for the compensation you deserve.

Mustang Ridge and the surrounding Caldwell County area see their share of traffic incidents on major roadways like US-183 and SH-130. Whether you were rear-ended on your way to work, sideswiped by a distracted driver, or involved in a serious collision at a dangerous intersection, our Mustang Ridge car accident lawyers have the expertise to handle your case.

Why Mustang Ridge Accident Victims Choose Attorney911

When you’re hurt in an accident, you need more than just a lawyer—you need a team that understands your community and will fight tirelessly for your rights. Here’s why Mustang Ridge residents trust us:

1. Local Knowledge, Statewide Reach

While we’re based in Austin, our attorneys regularly handle cases throughout Central Texas, including Mustang Ridge and Caldwell County. We know the local courts, judges, and insurance adjusters who handle claims in this area. Our Austin office is just a short drive from Mustang Ridge, making it easy for us to meet with you and handle your case personally.

2. Insurance Defense Insider Advantage

Our firm includes Lupe Peña, a former insurance defense attorney who spent years working for national insurance companies. He knows exactly how they evaluate claims, what tactics they use to minimize payouts, and how to counter their strategies. This insider knowledge is invaluable when negotiating with insurance adjusters or presenting your case in court.

3. Proven Results for Serious Injuries

We don’t just handle minor fender-benders—we take on the tough cases that other firms won’t touch. Our track record includes:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company
• Settlement in the millions for a client whose leg was injured in a car accident, leading to staff infections and partial amputation
• Millions recovered in trucking-related wrongful death cases for families who lost loved ones
• Significant cash settlement for a maritime worker who injured his back while lifting cargo on a ship

4. Personal Attention You Deserve

Unlike high-volume firms where you’re just a case number, at Attorney911, you’ll work directly with our attorneys. As client Chad Harris shared: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

5. No Fee Unless We Win

We understand that accident victims often face financial hardship. That’s why we work on a contingency fee basis—you pay nothing unless we recover compensation for you. This means no upfront costs, no hourly fees, and no financial risk to you.

Common Types of Motor Vehicle Accidents in Mustang Ridge

Mustang Ridge’s location near major highways and its mix of rural and suburban roads create unique accident risks. Here are the most common types of accidents we handle for Mustang Ridge residents:

Car Accidents

With over 251,977 injuries in Texas last year, car accidents are the most common type of motor vehicle collision. In Mustang Ridge and surrounding areas, we frequently see:

• Rear-end collisions on US-183 during rush hour
• Intersection accidents at major crossings
• Distracted driving incidents involving cell phone use
• Weather-related crashes during sudden Central Texas storms
• Drunk driving accidents, especially on weekends

Common injuries include whiplash, herniated discs, broken bones, traumatic brain injuries, and spinal cord damage. In one recent case, our client’s leg was injured in a car accident, leading to staff infections and partial amputation. This case settled in the millions—proving that even complications from initial injuries can lead to substantial compensation.

Trucking and 18-Wheeler Accidents

Texas leads the nation in fatal truck crashes, with 608 trucking fatalities and 1,601 serious injuries last year. Mustang Ridge’s proximity to major trucking corridors like I-35 and US-183 puts local residents at risk for these catastrophic accidents.

Trucking accidents are particularly complex because:

• Multiple parties may be liable (driver, trucking company, cargo loader, manufacturer)
• Federal regulations (FMCSA) govern commercial drivers and vehicles
• Insurance policies are much larger ($750,000 to $5 million)
• Evidence like black box data and driver logs must be preserved quickly

Our firm has recovered millions for families facing trucking-related wrongful death cases. With Ralph Manginello’s federal court experience and our involvement in complex litigation like the BP explosion case, we have the resources to take on even the largest trucking companies.

Drunk Driving Accidents

Texas saw 1,053 alcohol-impaired driving deaths last year—25.37% of all traffic fatalities. In Mustang Ridge and throughout Caldwell County, drunk driving remains a serious problem, especially on weekends and holidays.

What makes drunk driving cases unique:

• Dram Shop Liability: Bars, restaurants, and liquor stores can be held responsible if they served an obviously intoxicated person who then caused an accident
• Punitive Damages: Available in cases of gross negligence or malice
• Criminal + Civil Cases: We can handle both aspects, with Ralph Manginello’s membership in the Harris County Criminal Lawyers Association

Our firm has successfully handled numerous DWI-related cases, including getting charges dismissed based on:

• Improper maintenance of breathalyzer machines
• Missing evidence and hospital notes
• Video evidence showing clients were not intoxicated

Motorcycle Accidents

Texas saw 585 motorcyclist fatalities last year, with 37% not wearing helmets. In the Mustang Ridge area, riders face unique risks on both rural roads and highways.

Common causes of motorcycle accidents include:

• Drivers failing to yield right of way
• Distracted driving
• Unsafe lane changes
• Left-turn accidents

Insurance companies often try to blame motorcyclists for accidents, using Texas’s 51% comparative fault rule. Lupe Peña’s experience as a former insurance defense attorney is particularly valuable here—he knows exactly how insurance companies try to shift blame and can counter their arguments effectively.

Pedestrian and Bicycle Accidents

With 768 pedestrian fatalities in Texas last year, pedestrians and cyclists are among the most vulnerable road users. In Mustang Ridge, pedestrians and cyclists face risks at intersections and along rural roads with limited shoulders.

Important legal point: Pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you.

Hit and Run Accidents

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene. In Texas, hit and run is a criminal offense, with penalties ranging from misdemeanors to felonies depending on the severity.

If you’re the victim of a hit and run in Mustang Ridge:

• Your Uninsured Motorist (UM) coverage can compensate you
• Surveillance footage from nearby businesses is critical (but often deleted within 7-30 days)
• We send preservation letters immediately to secure evidence

Rideshare Accidents (Uber/Lyft)

Rideshare accidents present unique insurance challenges because coverage varies based on what the driver was doing at the time of the crash:

Lupe Peña’s insurance industry experience is invaluable in navigating these complex coverage issues. He knows how to identify the correct insurance phase and maximize your recovery.

What to Do After an Accident in Mustang Ridge

The actions you take in the hours and days after an accident can significantly impact your case. Here’s our 48-hour protocol for Mustang Ridge accident victims:

Hour 1-6: Immediate Crisis Response

1. Safety First: If you can move safely, get to a secure location away from traffic
2. Call 911: Report the accident and request medical assistance if anyone is injured
3. Medical Attention: Even if you feel fine, get checked out. Adrenaline can mask serious injuries
4. Document Everything:
   • Take photos of all vehicle damage (every angle)
   • Photograph the accident scene, road conditions, traffic signals
   • Take photos of visible injuries
   • Screenshot any messages visible on your phone
5. Exchange Information:
   • Other driver’s name, phone, address
   • Insurance company and policy number
   • Driver’s license number
   • License plate number
   • Vehicle make, model, color
6. Witnesses: Get names and phone numbers of any witnesses
7. Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company

Hour 6-24: Evidence Preservation

1. Digital Preservation: Save all texts, calls, photos, videos related to the accident
2. Physical Evidence: Secure damaged clothing, glasses, personal items
3. Medical Records: Request copies of all ER/hospital records
4. Insurance Communications: Note any calls from insurance companies, but do NOT give recorded statements yet
5. Social Media: Make all profiles private and do NOT post about the accident

Hour 24-48: Strategic Decisions

1. Legal Consultation: Call Attorney911 at 1-888-ATTY-911 for a free consultation
2. Insurance Response: If insurance contacts you, refer them to your attorney
3. Settlement Offers: Do NOT accept or sign anything without lawyer review
4. Evidence Backup: Upload all photos and documents to cloud storage

Week One Priorities

1. Medical Follow-Up: Continue documenting all injuries and follow doctor’s orders
2. Investigation Begins: We’ll obtain police reports, send preservation letters, and secure surveillance footage
3. Communication: We handle ALL insurance communication so you can focus on recovery

Texas Motor Vehicle Law: What Mustang Ridge Victims Need to Know

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is absolute—miss it, and your case is barred forever. For wrongful death claims, the 2-year clock starts from the date of death.

Comparative Negligence (51% Bar Rule)

Texas uses a modified comparative negligence system. This means:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you’re 51% or more at fault, you recover NOTHING

Insurance companies will try to assign you maximum fault to reduce their payment. Even small percentages cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you
• 25% fault on a $250,000 case = $62,500 less for you

Lupe Peña’s experience as a former insurance defense attorney is invaluable here—he knows exactly how insurance companies try to shift blame and can counter their arguments effectively.

Texas Minimum Auto Insurance

Texas requires minimum coverage of:

• $30,000 bodily injury per person
• $60,000 bodily injury per accident
• $25,000 property damage per accident

However, these minimums are often inadequate for serious accidents. That’s why Uninsured/Underinsured Motorist (UM/UIM) coverage is so important.

Dram Shop Liability

Texas law allows you to sue bars, restaurants, or liquor stores if they served alcohol to an obviously intoxicated person who then caused an accident. Signs of obvious intoxication include:

• Slurred speech
• Bloodshot/glassy eyes
• Unsteady gait
• Loud or aggressive behavior
• Strong odor of alcohol

How Insurance Companies Try to Minimize Your Claim

At Attorney911, we know how insurance companies operate because Lupe Peña used to work for them. Here are the tactics they use to minimize your claim—and how we counter them:

1. Quick Contact & Recorded Statement Trap

What they do: Insurance adjusters contact you within hours of your accident, often while you’re still in the hospital or on pain medication. They act friendly and helpful, saying things like:

• “We just want to help you”
• “We need your side of the story”
• “This is routine, everyone does this”

What they’re really doing: Building their defense against you with leading questions designed to get you to minimize your injuries or admit partial fault.

How we counter: We advise you NOT to give recorded statements without an attorney. Once you hire us, we become your voice and handle all communication with insurance companies.

2. Quick Settlement Offer Trap

What they do: Within days or weeks of your accident, insurance companies often offer quick money—typically $2,000-$5,000. They create artificial urgency with statements like:

• “This offer expires in 48 hours”
• “This is our final offer”
• “Take it or leave it”

The trap: You don’t know the full extent of your injuries yet. If you accept their offer and later need surgery, you can’t go back for more money.

How we counter: We never settle before you’ve reached Maximum Medical Improvement (MMI)—the point where you’ve recovered as much as you’re going to. Lupe knows these offers are always lowball because he used to calculate them for insurance companies.

3. “Independent” Medical Exam (IME) Scheme

What they call it: “Independent Medical Examination”

What it really is: An exam by a doctor hired and paid by the insurance company to minimize your injuries.

How it works:

• You’re sent to a doctor for a 10-15 minute exam
• The doctor rarely reviews your complete medical records beforehand
• They look for any reason to minimize your injuries
• Common findings include “pre-existing condition” or “excessive treatment”

How we counter: We prepare you extensively for the exam, send your complete medical records to the IME doctor first, and challenge biased reports with our own medical experts. Lupe knows these specific doctors and their biases because he hired them when he worked for insurance companies.

4. Surveillance Tactics

What they do: Insurance companies hire private investigators to:

• Video you doing daily activities
• Film you at home, at stores, running errands
• Look for any activity that contradicts your injury claims
• Monitor your social media for posts that can be taken out of context

Common surveillance traps:

• Video of you bending over = “not really injured”
• Photo of you smiling = “not in pain”
• Check-in at a restaurant = “not disabled”

How we counter: We advise clients to:

1. Make all social media profiles private immediately
2. Not post about the accident, injuries, or activities
3. Tell friends and family not to tag you in posts
4. Assume everything is being monitored

Lupe’s insider knowledge is particularly valuable here. As he explains: “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

5. Delay and Financial Pressure

What they do: Insurance companies drag out your case for months or years with:

• “Still investigating your claim”
• “Waiting for medical records”
• “Reviewing your file”
• Ignoring calls and emails

Why it works: While insurance companies have unlimited resources and time, you have:

• Mounting medical bills
• No income if you can’t work
• Creditors threatening action
• Financial desperation

How we counter: We file lawsuits to force deadlines, set depositions, and prepare for trial. Lupe understands delay tactics because he used them when he worked for insurance companies—now he knows exactly when and how to push back.

6. Comparative Fault Arguments

What they do: Insurance companies try to assign you maximum fault with arguments like:

• “You were speeding” (without evidence)
• “You weren’t paying attention”
• “You could have avoided this”
• “You contributed to this accident”

Why it matters: Texas’s 51% bar rule means even small fault percentages can cost you thousands or bar your claim entirely.

How we counter: We conduct aggressive liability investigations, including accident reconstruction, witness statements, and analysis of police reports. Lupe knows these fault arguments because he made them for years as a defense attorney—now he defeats them.

Understanding Colossus: How Insurance Companies Really Value Your Claim

Most insurance companies use a software system called Colossus to calculate claim values. Lupe Peña used this system when he worked for insurance companies, and he knows exactly how it works:

How Colossus Works:

1. Data Entry: The adjuster inputs injury codes, treatment types, costs, and jurisdiction
2. Coding: Your injuries are coded using standardized medical terms
3. Calculation: The software applies algorithms to determine “value”
4. Range Output: The system provides a recommended settlement range

How Insurance Companies Manipulate Colossus:

• Low Injury Codes: Using “soft tissue strain” instead of “disc herniation” can reduce your claim value by 50-100%
• Excessive Treatment Flags: Therapy beyond what Colossus considers “normal” triggers reductions
• Conservative Treatment Penalty: Chiropractic care is valued less than treatment from medical doctors
• Pre-Existing Reduction: Any prior condition is used to reduce your claim value
• Jurisdiction Factor: Low-verdict jurisdictions get lower values

Why Lupe’s Experience Matters:

• He knows how to code injuries properly for maximum value
• He understands which medical terms trigger higher valuations
• He can tell when Colossus output is artificially low
• He knows how to present your medical records to beat the algorithm

Damages You Can Recover in a Mustang Ridge Accident Case

If you’ve been injured in an accident in Mustang Ridge, you may be entitled to compensation for:

Economic Damages (No Cap in Texas)

• Medical Expenses (Past): ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment
• Medical Expenses (Future): Ongoing treatment, future surgeries, lifetime medications, long-term care
• Lost Wages (Past): Income lost from the date of accident to present
• Lost Earning Capacity (Future): Reduced ability to earn income in the future
• Property Damage: Vehicle repair or replacement, personal property
• Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice)

• Pain and Suffering: Physical pain from your injuries, both past and future
• Mental Anguish: Emotional distress, anxiety, depression, fear, PTSD
• Physical Impairment: Loss of physical function, disability, limitations
• Disfigurement: Scarring, permanent visible injuries affecting your appearance
• Loss of Consortium: Impact on your marriage and family relationships
• Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped)

Available in cases of gross negligence, fraud, or malice. Common in drunk driving cases. The cap is the greater of:

• $200,000, OR
• 2x economic damages + 1x non-economic damages (capped at $750,000 for the non-economic portion)

Settlement Ranges for Common Injuries

Soft Tissue Injuries (Whiplash, Sprains, Strains)

• Medical Treatment: $6,000-$16,000
• Lost Wages: $2,000-$10,000
• Pain & Suffering: $8,000-$35,000
• Settlement Range: $15,000-$60,000

Broken Bone (Single, Simple Fracture)

• Medical Treatment: $10,000-$20,000
• Lost Wages: $5,000-$15,000
• Pain & Suffering: $20,000-$60,000
• Settlement Range: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF)

• Medical Treatment: $47,000-$98,000
• Lost Wages: $10,000-$30,000
• Pain & Suffering: $75,000-$200,000
• Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment)

• Medical Treatment: $22,000-$46,000
• Lost Wages: $8,000-$25,000
• Pain & Suffering: $40,000-$100,000
• Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required)

• Past Medical: $96,000-$205,000
• Future Medical: $30,000-$100,000
• Lost Wages: $20,000-$50,000
• Lost Earning Capacity: $50,000-$400,000
• Pain & Suffering: $150,000-$450,000
• Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe)

• Past Medical: $198,000-$638,000
• Future Medical: $300,000-$3,000,000+
• Lost Wages: $50,000-$200,000
• Lost Earning Capacity: $500,000-$3,000,000+
• Pain & Suffering: $500,000-$3,000,000+
• Settlement Range: $1,548,000-$9,838,000

Spinal Cord Injury / Paralysis

Lifetime care costs vary by injury level:

• High Tetraplegia (C1-C4): $6,000,000-$13,000,000+
• Low Tetraplegia (C5-C8): $3,700,000-$6,100,000+
• Paraplegia (T1-L5): $2,500,000-$5,250,000+
• Settlement Range: $4,770,000-$25,880,000

Amputation

• Past Medical: $170,000-$480,000
• Future Medical (Lifetime Prosthetics): $500,000-$2,000,000
• Settlement Range: $1,945,000-$8,630,000

Wrongful Death (Working Age Adult)

• Economic Damages: $1,060,000-$4,520,000
• Non-Economic Damages: $850,000-$5,000,000
• Settlement Range: $1,910,000-$9,520,000

Why Choose Attorney911 for Your Mustang Ridge Accident Case?

When you’re injured in an accident in Mustang Ridge, you have choices for legal representation. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Advantage

Lupe Peña worked for years at a national defense firm, learning firsthand how large insurance companies value claims. He knows:

• How they calculate settlement offers
• What tactics they use to minimize payouts
• Which doctors they send you to for “independent” medical exams
• How to counter their arguments about pre-existing conditions
• When they’re bluffing about policy limits

This insider knowledge is our most powerful advantage—no other firm in Mustang Ridge has it.

2. Multi-Million Dollar Results

Our results speak for themselves:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss
• Settlement in the millions for a client whose leg was injured in a car accident, leading to staff infections and partial amputation
• Millions recovered in trucking-related wrongful death cases
• Significant cash settlement for a maritime worker with a back injury

As client Glenda Walker shared: “They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

3. Federal Court and Complex Litigation Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court experience is crucial for:

• Trucking cases involving FMCSA regulations
• Complex product liability cases (like Tesla/Autopilot accidents)
• Cases against large corporations

Our firm was also one of the few involved in BP explosion litigation, demonstrating our capability to handle complex, high-stakes cases against billion-dollar corporations.

4. Personal Attention You Deserve

Unlike high-volume firms where you’re just a case number, at Attorney911, you’ll work directly with our attorneys. As client Chad Harris said: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

Our clients consistently praise our communication:

• Brian Butchee: “Melanie was excellent. She kept me informed and when she said she would call me back, she did.”
• Dame Haskett: “Consistent communication and not one time did I call and not get a clear answer.”
• Stephanie Hernandez: “When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.”

5. Contingency Fee – No Risk to You

We understand that accident victims often face financial hardship. That’s why we work on a contingency fee basis:

• Free consultation
• No upfront costs
• No hourly fees
• We advance all case expenses
• You pay nothing unless we win your case

As client Tymesha Galloway said: “Leonor is the best!!! She was able to assist me with my case within 6 months.” And Kiimarii Yup shared: “I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.”

6. Bilingual Services for Mustang Ridge’s Hispanic Community

With Lupe Peña’s fluency in Spanish and our bilingual staff, we ensure language is never a barrier. As client Celia Dominguez said: “Especially Miss Zulema, who is always very kind and always translates.”

7. Proven Track Record Since 1998

Founded by Ralph Manginello, our firm has been serving Texas accident victims for over 25 years. We’ve built our reputation on results, not just advertising.

8. Community Trust and Recognition

Attorney911 is trusted by the Houston community, including endorsement from Trae Tha Truth. As Jacqueline Johnson shared: “One of Houston’s Great Men Trae Tha Truth has recommended this law firm. So if he is vouching for them then I know they do good work.”

Frequently Asked Questions About Mustang Ridge Accident Cases

Immediate After Accident

1. What should I do immediately after a car accident in Mustang Ridge?
If you’ve been in an accident in Mustang Ridge:

• Call 911 and report the accident
• Seek medical attention even if you feel fine (adrenaline masks injuries)
• Document everything: photos of damage, injuries, scene
• Exchange information with the other driver
• Get witness names and phone numbers
• Do NOT give a recorded statement to any insurance company
• Call Attorney911 at 1-888-ATTY-911

2. Should I call the police even for a minor accident?
Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (can be used as admission)
• Do NOT give your opinion on what happened
• Stick to facts only

6. How do I obtain a copy of the accident report?
In Mustang Ridge, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached Maximum Medical Improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney
• Accepting a quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?
You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. For example: You had mild occasional back pain. The accident caused a herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance companies attack pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?
YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on: injury severity, permanency, impact on life, clear liability. For example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years—he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—most footage is deleted within 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?
YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often argue “parking lot accidents are always 50/50 fault” (which is false). We prove fault through: surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. The death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Mustang Ridge-Specific Resources

Local Hospitals and Trauma Centers

For serious injuries from Mustang Ridge accidents, victims are typically transported to:

• Ascension Seton Medical Center Austin (Level II Trauma Center) – 1201 W 38th St, Austin, TX 78705
• St. David’s South Austin Medical Center (Level III Trauma Center) – 901 W Ben White Blvd, Austin, TX 78704
• Baylor Scott & White Medical Center – Round Rock (Level III Trauma Center) – 300 University Blvd, Round Rock, TX 78665

For minor injuries, local clinics in the Mustang Ridge area include:

• Austin Regional Clinic – Bastrop – 5301 US-71, Bastrop, TX 78602
• Bastrop Urgent Care – 1107 Church St, Bastrop, TX 78602

Local Courts

Mustang Ridge accident cases are typically handled in:

• Caldwell County Justice of the Peace Courts (for property damage claims under $20,000)
• Caldwell County Courts at Law (for personal injury claims)
• 22nd Judicial District Court (for serious injury cases)

Dangerous Areas in and Around Mustang Ridge

While Mustang Ridge is a relatively small community, nearby areas have known accident hotspots:

• US-183 between Mustang Ridge and Austin – High-speed collisions, especially during rush hour
• SH-130 toll road – High-speed limit (85 mph) leads to serious accidents
• Intersection of US-183 and SH-71 – Heavy truck traffic and merging issues
• I-35 near Buda and Kyle – Major trucking corridor with frequent accidents
• FM 969 between Mustang Ridge and Bastrop – Rural road with limited lighting and shoulders

Local Law Enforcement

• Mustang Ridge Police Department – Handles accidents within city limits
• Caldwell County Sheriff’s Office – Handles accidents in unincorporated areas
• Texas Department of Public Safety (DPS) – Handles accidents on state highways

Call Attorney911 Today

If you or a loved one has been injured in a motor vehicle accident in Mustang Ridge, Texas, don’t wait. Evidence disappears daily, and insurance companies are already building their case against you.

Call our legal emergency line now: 1-888-ATTY-911 (1-888-288-9911)

We offer:

• Free consultation
• No fee unless we win
• Bilingual services (Se habla español)
• Personal attention from experienced attorneys
• Aggressive representation against insurance companies

Remember: “We don’t get paid unless we win your case.” Let our team of experienced Mustang Ridge car accident lawyers fight for the compensation you deserve.

Attorney911 – The Manginello Law Firm
Serving Mustang Ridge, Caldwell County, and all of Central Texas
1-888-ATTY-911 | https://attorney911.com

The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only.