Motor Vehicle Accident Lawyers in Callahan County, Texas

If you’ve been injured in a car accident in Callahan County, Texas, you’re not alone. With over 250,000 people injured in Texas motor vehicle crashes last year and one crash occurring every 57 seconds, the roads in our community can be dangerous. At Attorney911, we understand the physical, emotional, and financial toll these accidents take on victims and their families. With Ralph Manginello’s 25+ years of experience fighting for accident victims across Texas, our team is here to help you navigate the complex legal process and fight for the compensation you deserve.

The Reality of Car Accidents in Callahan County

Callahan County sees its share of motor vehicle accidents, from collisions on Interstate 20 to crashes on local roads like Highway 36 and FM 604. These accidents can result in devastating injuries that change lives in an instant. Whether you were rear-ended at a stoplight in Clyde or involved in a multi-vehicle pileup near Baird, our experienced attorneys know how to build a strong case for maximum compensation.

Common Causes of Car Accidents in Callahan County

• Distracted driving (texting, phone use, eating)
• Speeding and reckless driving
• Failure to yield right-of-way
• Drunk or drugged driving
• Fatigued driving
• Poor weather conditions
• Vehicle defects and mechanical failures

Common Injuries from Car Accidents

Car accidents in Callahan County can result in a wide range of injuries, from minor to life-threatening:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Internal organ damage
• Burns and lacerations
• Psychological trauma (PTSD, anxiety, depression)

One of our recent clients suffered a leg injury in a car accident that led to severe staff infections during treatment, ultimately resulting in a partial amputation. This case settled in the millions, demonstrating our ability to handle even the most complex injury claims.

Why You Need an Experienced Callahan County Car Accident Lawyer

After an accident, insurance companies will contact you quickly, often within hours or days. They may seem friendly and helpful, but their goal is to minimize your claim and pay you as little as possible. Having a former insurance defense attorney on our team gives us a unique advantage in these negotiations.

Lupe Peña, our associate attorney, spent years working for a national defense firm, learning firsthand how large insurance companies value claims. He knows their tactics because he used them for years – now he uses that knowledge to fight for victims like you.

Insurance Company Tactics to Watch Out For

1. Quick Settlement Offers – They’ll offer you a small amount quickly, hoping you’ll accept before you realize the full extent of your injuries.

2. Recorded Statements – They’ll ask for a recorded statement, then use your words against you to minimize your claim.

3. Independent Medical Exams (IMEs) – They’ll send you to a doctor they hire who will downplay your injuries.

4. Surveillance – They may hire private investigators to follow you and record your activities.

5. Delay Tactics – They’ll drag out your claim, hoping you’ll get desperate and accept a low offer.

6. Comparative Fault Arguments – They’ll try to blame you for the accident to reduce their payment.

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This insider knowledge is invaluable when negotiating with insurance companies. We know how they calculate claim values, which doctors they prefer for IMEs, and how to counter their arguments effectively.

Our Approach to Car Accident Cases in Callahan County

At Attorney911, we take a comprehensive approach to every car accident case:

1. Immediate Action – We guide you through the critical first steps after an accident to preserve evidence and protect your rights.

2. Thorough Investigation – We gather all available evidence, including police reports, witness statements, medical records, and surveillance footage.

3. Medical Coordination – We help you get the medical treatment you need while documenting your injuries and recovery process.

4. Insurance Negotiation – We handle all communications with insurance companies and fight for fair compensation.

5. Litigation Preparation – We prepare every case as if it’s going to trial, giving us maximum leverage in negotiations.

6. Fair Resolution – We work to secure the best possible outcome, whether through settlement or trial.

What to Do After a Car Accident in Callahan County

If you’ve been involved in a car accident in Callahan County, follow these steps:

1. Call 911 – Report the accident and request medical assistance if needed.

2. Seek Medical Attention – Even if you feel fine, get checked by a doctor. Adrenaline can mask injuries.

3. Document Everything – Take photos of the scene, vehicle damage, injuries, and road conditions.

4. Exchange Information – Get the other driver’s name, contact information, insurance details, and license plate number.

5. Talk to Witnesses – Get names and contact information from anyone who saw the accident.

6. Don’t Give Recorded Statements – Politely decline to give statements to insurance adjusters until you’ve spoken with an attorney.

7. Call Attorney911 – Contact us at 1-888-ATTY-911 for a free consultation before speaking to any insurance company.

“Every day you wait, evidence disappears. Surveillance footage from nearby businesses is typically deleted within 7-30 days. We immediately send preservation letters to secure this critical evidence.”

Proving Liability in Your Callahan County Car Accident Case

To win your case, we must prove that the other driver was negligent and that their negligence caused your injuries. This involves establishing four key elements:

1. Duty of Care – All drivers have a legal duty to operate their vehicles safely and follow traffic laws.

2. Breach of Duty – The other driver violated their duty of care through actions like speeding, distracted driving, or running a red light.

3. Causation – The other driver’s breach of duty directly caused your injuries.

4. Damages – You suffered actual harm as a result of the accident, such as medical bills, lost wages, and pain and suffering.

Evidence We Use to Prove Your Case

• Police accident reports
• Witness statements
• Photographs and videos of the scene
• Medical records and bills
• Expert testimony (accident reconstructionists, medical experts)
• Vehicle damage reports
• Electronic data from vehicles (black box data)
• Surveillance footage from nearby businesses
• Cell phone records (to prove distraction)

Damages You Can Recover in a Callahan County Car Accident Case

In Texas, accident victims can recover both economic and non-economic damages:

Economic Damages

• Past and future medical expenses
• Lost wages and lost earning capacity
• Property damage (vehicle repair or replacement)
• Out-of-pocket expenses (transportation, home modifications)

Non-Economic Damages

• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Loss of consortium (for spouses)

Punitive Damages

In cases involving gross negligence or intentional misconduct, such as drunk driving, you may be entitled to punitive damages. These are designed to punish the wrongdoer and deter similar behavior.

Texas Car Accident Laws You Need to Know

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is absolute, and if you miss it, you may lose your right to compensation forever.

Comparative Negligence Rule

Texas follows a modified comparative negligence rule with a 51% bar. This means:

• If you are 50% or less at fault for the accident, you can recover damages, but your compensation will be reduced by your percentage of fault.
• If you are 51% or more at fault, you cannot recover any damages.

Insurance companies often try to shift blame onto victims to reduce their payouts. Having an experienced attorney on your side can help counter these arguments and protect your rights.

Minimum Insurance Requirements

Texas law requires all drivers to carry minimum insurance coverage:

• $30,000 for bodily injury per person
• $60,000 for bodily injury per accident
• $25,000 for property damage

However, many drivers carry only the minimum coverage, which may not be enough to compensate you fully for your injuries. That’s why it’s important to have uninsured/underinsured motorist (UM/UIM) coverage on your own policy.

Why Choose Attorney911 for Your Callahan County Car Accident Case

When you’re injured in a car accident, you need an attorney who will fight for your rights and maximize your compensation. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Lupe’s experience working for insurance companies gives us unique insight into their tactics and strategies. He knows how they evaluate claims, which doctors they prefer for independent medical exams, and how to counter their arguments effectively.

2. Proven Track Record of Results

At Attorney911, we have a proven track record of success in car accident cases:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company
• In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.
• We’ve helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court experience is invaluable for complex cases, including those involving:

• Trucking accidents with federal regulations
• Product liability claims against vehicle manufacturers
• Cases with out-of-state defendants

Our firm is also one of the few in Texas to be involved in BP explosion litigation, demonstrating our ability to take on billion-dollar corporations.

4. Personal Attention and Care

At Attorney911, we treat our clients like family. You’ll work directly with Ralph Manginello and Lupe Peña, not just paralegals or case managers.

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

5. Contingency Fee – No Risk to You

We work on a contingency fee basis, which means:

• You pay nothing upfront
• We advance all case costs
• You only pay if we win your case
• Our fee is a percentage of your recovery

“We don’t get paid unless we win your case.”

Our Callahan County Car Accident Case Results

Here are some examples of our recent case results:

• Brain Injury Case: Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.
• Amputation Case: In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.
• Trucking Wrongful Death: We’ve helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.
• Maritime Injury: In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

What Our Clients Say About Us

Don’t just take our word for it – here’s what our clients have to say about their experience with Attorney911:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“Leonor is the best!!! She was able to assist me with my case within 6 months.” – Tymesha Galloway

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.” – Jamin Marroquin

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

Frequently Asked Questions About Car Accidents in Callahan County

What should I do immediately after a car accident in Callahan County?

If you’ve been in an accident in Callahan County:

1. Call 911 and report the accident
2. Seek medical attention, even if you feel fine
3. Document everything with photos and videos
4. Exchange information with the other driver
5. Talk to witnesses and get their contact information
6. Don’t give recorded statements to insurance companies
7. Call Attorney911 at 1-888-ATTY-911 for a free consultation

Should I call the police even for a minor accident?

Yes, always call the police. In Texas, you must report accidents that result in injuries, deaths, or property damage over $1,000. The police report is critical evidence for your case.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline can mask pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

Collect the following information:

• Other driver: name, phone, address, driver’s license, insurance
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

• Exchange information only
• Don’t discuss fault
• Don’t apologize or say “I’m sorry” (can be used as admission)
• Don’t give your opinion on what happened
• Stick to facts only

How do I obtain a copy of the accident report?

In Callahan County, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO, not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Don’t give a recorded statement, discuss injuries, or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below the actual value of your case. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured or underinsured?

Your own UM/UIM coverage can compensate you when the other driver has no insurance or insufficient insurance. Watch our video on uninsured and underinsured motorists: https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign a medical authorization without attorney review.

Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it and your case is barred forever.

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault). If you’re 51% or more at fault, you get nothing.

Watch our video “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage in negotiations.

Watch our video “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached maximum medical improvement (MMI). This could be 6 months for minor injuries or 18-24 months for serious injuries.

What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

It depends on factors like:

• Injury severity
• Medical costs
• Lost wages
• Permanent impairment
• Pain and suffering
• Insurance available

Cases range from $15,000 (soft tissue injuries) to millions (catastrophic injuries).

What types of damages can I recover?

You can recover:

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule – the defendant takes the victim as they find them.

Can I switch attorneys if I’m unhappy with my current lawyer?

Yes. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” – Greg Garcia

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation for these claims.

How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain and suffering. The multiplier depends on factors like injury severity, permanency, and impact on life.

Lupe calculated these for years – he knows how to justify higher multipliers.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex – you need an experienced attorney.

What if the other driver fled the scene (hit and run)?

File a police report immediately. Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified. Surveillance footage is critical, but it’s typically deleted within 7-30 days. We send preservation letters immediately to businesses near the accident scene.

Texas allows UM stacking, which can significantly increase your available coverage.

What if I’m an undocumented immigrant – can I still file a claim?

Yes. Your immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential, and we’ve successfully represented clients of all immigration statuses.

Lupe is fluent in Spanish, and we have bilingual staff to ensure language is never a barrier.

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that parking lot accidents are always 50/50 fault, but this is not true. We prove fault through surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply.

What if I was a passenger in the at-fault vehicle?

You can sue the driver, even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim, and the driver’s insurance covers passengers. There are no comparative fault issues for passengers (you weren’t driving). We handle the difficult conversation so you don’t have to.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The death doesn’t eliminate liability. The insurance policy still applies, and the estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Common Types of Motor Vehicle Accidents in Callahan County

Car Accidents

Car accidents are the most common type of motor vehicle accident in Callahan County. With over 250,000 people injured in Texas car crashes last year, these accidents can happen anywhere – from the busy streets of Clyde to the rural roads near Baird.

Common causes of car accidents in Callahan County include:

• Distracted driving (texting, phone use, eating)
• Speeding and reckless driving
• Failure to yield right-of-way
• Drunk or drugged driving
• Fatigued driving
• Poor weather conditions
• Vehicle defects

Car accidents can result in a wide range of injuries, from minor cuts and bruises to life-threatening conditions like traumatic brain injuries and spinal cord damage.

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

If you’ve been injured in a car accident in Callahan County, it’s important to seek medical attention immediately, even if you feel fine. Many serious injuries don’t show symptoms right away. Then, contact Attorney911 at 1-888-ATTY-911 for a free consultation.

18-Wheeler and Trucking Accidents

Trucking accidents are particularly devastating due to the size and weight of commercial vehicles. In Texas, we see nearly 40,000 commercial motor vehicle crashes each year, resulting in over 600 fatalities and 1,600 serious injuries.

Texas leads the nation in fatal truck crashes, accounting for 11% of all such accidents nationwide. Callahan County’s proximity to Interstate 20 makes it a common route for commercial trucks, increasing the risk of trucking accidents in our area.

Common causes of trucking accidents include:

• Driver fatigue (violating Hours of Service regulations)
• Distracted driving
• Improper loading of cargo
• Inadequate vehicle maintenance
• Speeding and reckless driving
• Drunk or drugged driving
• Poor weather conditions

Trucking accidents often result in catastrophic injuries due to the size disparity between commercial trucks and passenger vehicles. Victims may suffer:

• Traumatic brain injuries
• Spinal cord injuries and paralysis
• Multiple broken bones
• Internal organ damage
• Severe burns
• Wrongful death

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Trucking cases are complex due to multiple potentially liable parties:

• The truck driver
• The trucking company
• The cargo loader
• The vehicle manufacturer
• The maintenance company

Federal Motor Carrier Safety Administration (FMCSA) regulations play a crucial role in these cases. Violations of these regulations can establish negligence per se, making it easier to prove liability.

Our firm’s federal court experience is particularly valuable in trucking cases, as many of these cases end up in federal court due to the interstate nature of trucking operations.

Drunk Driving Accidents

Drunk driving is a serious problem in Texas, with over 1,000 alcohol-impaired driving deaths each year, accounting for 25% of all traffic fatalities. In Callahan County, drunk driving accidents can occur anywhere, from local bars to rural roads.

Texas has strong dram shop laws that allow victims to sue establishments that serve alcohol to obviously intoxicated individuals who then cause accidents. This means that in addition to the drunk driver, you may be able to hold bars, restaurants, or even social hosts liable for your injuries.

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Lupe’s experience working for insurance companies gives us unique insight into how they handle drunk driving cases and dram shop claims.

Drunk driving accidents often result in severe injuries and fatalities due to the high speeds and lack of control involved. Victims may suffer:

• Traumatic brain injuries
• Spinal cord injuries
• Multiple broken bones
• Internal organ damage
• Severe burns
• Wrongful death

These cases often qualify for punitive damages, which are designed to punish the wrongdoer and deter similar behavior. Our firm’s experience with criminal defense cases (Ralph is a member of the Harris County Criminal Lawyers Association) is particularly valuable in drunk driving accident cases.

Motorcycle Accidents

Motorcycle accidents are particularly dangerous due to the lack of protection for riders. In Texas, we see nearly 600 motorcyclist fatalities each year, with 37% of those killed not wearing helmets.

Callahan County’s rural roads and scenic routes attract many motorcycle riders, increasing the risk of accidents. Common causes of motorcycle accidents include:

• Failure to yield right-of-way (most common cause)
• Driver inattention and distraction
• Unsafe lane changes
• Left-turn accidents
• Speeding and reckless driving

Motorcycle accidents often result in severe injuries due to the lack of protection for riders:

• Traumatic brain injuries
• Spinal cord injuries and paralysis
• Road rash and severe burns
• Multiple broken bones
• Internal organ damage
• Wrongful death

Texas’s 51% comparative negligence rule is particularly important in motorcycle accident cases. Insurance companies often try to blame the rider for the accident, even when the other driver was clearly at fault. Having an experienced attorney on your side is crucial to counter these arguments.

Pedestrian Accidents

Pedestrian accidents are particularly devastating, with pedestrians accounting for 1% of all crashes but 19% of all roadway deaths in Texas. In Callahan County, pedestrian accidents can occur anywhere, from busy intersections to rural roads.

Pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t know this, which can lead to accidents when drivers fail to yield to pedestrians.

Common causes of pedestrian accidents include:

• Distracted driving
• Failure to yield right-of-way
• Speeding
• Drunk or drugged driving
• Poor visibility (nighttime, bad weather)
• Left-turn accidents

Pedestrian accidents often result in catastrophic injuries due to the lack of protection for pedestrians:

• Traumatic brain injuries
• Spinal cord injuries and paralysis
• Broken pelvis and legs
• Multiple broken bones
• Internal organ damage
• Wrongful death

Rideshare Accidents (Uber/Lyft)

Rideshare accidents have become increasingly common in Callahan County as services like Uber and Lyft expand. These accidents present unique legal challenges due to the complex insurance coverage involved.

Rideshare insurance coverage varies dramatically depending on what the driver was doing at the time of the accident:

Phase	Driver Status	Coverage Available
Period 0 – Offline	App off, personal use	Personal insurance only ($30K/$60K/$25K minimum in Texas)
Period 1 – Waiting	App on, no ride request	Contingent coverage: $50K/$100K/$25K
Period 2 – Accepted	Ride accepted, en route to pickup	Full commercial: $1,000,000 liability
Period 3 – Transporting	Passenger in vehicle	Full commercial: $1,000,000 liability

This complex insurance structure can make rideshare accident cases particularly challenging. Lupe’s experience working for insurance companies gives us a unique advantage in navigating these complex claims.

Hit and Run Accidents

Hit and run accidents are a serious problem, with one occurring every 43 seconds in the United States. In Callahan County, these accidents can be particularly challenging because the at-fault driver is unknown.

If you’re the victim of a hit and run accident:

1. Call 911 and report the accident immediately
2. Seek medical attention
3. Document everything (photos, witness statements)
4. Do NOT chase the fleeing driver
5. Contact Attorney911 at 1-888-ATTY-911

Your Uninsured Motorist (UM) coverage can compensate you when the at-fault driver is unidentified. Texas allows inter-policy stacking, which can significantly increase your available coverage.

“Every day you wait, evidence disappears. Surveillance footage from nearby businesses is typically deleted within 7-30 days. We immediately send preservation letters to secure this critical evidence.”

Delivery Vehicle Accidents (Amazon, UPS, FedEx)

Delivery vehicle accidents have become increasingly common in Callahan County as online shopping and food delivery services expand. These accidents present unique legal challenges due to the complex liability issues involved.

Common delivery vehicle accident scenarios include:

• Amazon DSP (Delivery Service Partner) accidents
• UPS and FedEx truck accidents
• Food delivery driver accidents (DoorDash, Uber Eats, Grubhub)
• USPS mail truck accidents

These cases often involve multiple potentially liable parties:

• The delivery driver
• The delivery company
• The parent company (Amazon, UPS, etc.)
• The vehicle manufacturer
• The cargo loader

Recent verdicts in delivery vehicle cases demonstrate the potential value of these claims:

• $16.2 million for a child struck by an Amazon delivery van
• $105 million in the Lopez v. All Points 360 case (Amazon DSP)

Amazon DSPs are contractually required to “defend and indemnify” Amazon for accidents, making these cases particularly complex.

Bus Accidents

Bus accidents can be particularly devastating due to the number of people involved. Texas leads all states in total bus crashes, with over 1,100 bus accidents reported each year.

Common causes of bus accidents include:

• Driver fatigue
• Distracted driving
• Inadequate vehicle maintenance
• Improper training
• Speeding and reckless driving
• Poor weather conditions

Bus accidents can involve:

• City buses
• School buses
• Charter buses
• Tour buses
• Private buses

These cases often involve complex liability issues, including potential claims against government entities, which have special notice requirements and immunity protections.

Construction Zone Accidents

Construction zone accidents are a serious problem in Texas, with nearly 28,000 crashes reported in work zones each year, resulting in over 200 fatalities. These accidents have increased by 50% nationally over the past decade.

Common causes of construction zone accidents include:

• Speeding in work zones
• Failure to obey traffic control devices
• Distracted driving
• Improper lane changes
• Poor visibility
• Inadequate signage

Construction zone accidents often result in severe injuries due to the mix of heavy equipment, construction vehicles, and passenger cars. Victims may suffer:

• Traumatic brain injuries
• Spinal cord injuries
• Multiple broken bones
• Crush injuries
• Wrongful death

Distracted Driving Accidents

Distracted driving is a growing problem in Callahan County and across Texas. With the rise of smartphones and in-vehicle technology, drivers are increasingly distracted behind the wheel.

Common distractions include:

• Texting and phone use
• Social media
• Navigation systems
• Eating and drinking
• Adjusting music or climate controls
• Talking to passengers
• Daydreaming

Distracted driving accidents often result in severe injuries due to the lack of attention from the at-fault driver. Victims may suffer:

• Traumatic brain injuries
• Spinal cord injuries
• Multiple broken bones
• Internal organ damage
• Wrongful death

Weather-Related Accidents

Texas weather can be unpredictable, with sudden storms, flash floods, and even ice storms creating hazardous driving conditions. Weather-related accidents are common in Callahan County, particularly on rural roads and highways.

Common weather-related accident scenarios include:

• Rain and hydroplaning
• Fog and reduced visibility
• Ice and snow
• High winds
• Hail

Weather-related accidents often result in multiple vehicle pileups due to the sudden change in driving conditions. Victims may suffer:

• Traumatic brain injuries
• Spinal cord injuries
• Multiple broken bones
• Internal organ damage
• Wrongful death

Intersection Accidents

Intersection accidents are common in Callahan County, with over 1,000 intersection-related fatalities reported in Texas each year. These accidents often occur at busy intersections in Clyde and Baird.

Common causes of intersection accidents include:

• Failure to yield right-of-way
• Running red lights
• Distracted driving
• Speeding
• Poor visibility
• Left-turn accidents

Intersection accidents often result in severe injuries due to the high-speed impacts involved. Victims may suffer:

• Traumatic brain injuries
• Spinal cord injuries
• Multiple broken bones
• Internal organ damage
• Wrongful death

E-Scooter and E-Bike Accidents

E-scooters and e-bikes have become increasingly popular in Callahan County, but they also present unique safety challenges. These vehicles are classified differently under Texas law depending on their speed and power:

Class	Max Speed	Throttle	Pedal Assist
Class 1	20 mph	No	Yes
Class 2	20 mph	Yes	Yes
Class 3	28 mph	No	Yes

E-scooter and e-bike accidents can result in severe injuries due to the lack of protection for riders:

• Traumatic brain injuries
• Spinal cord injuries
• Road rash and severe burns
• Multiple broken bones
• Internal organ damage

These cases often involve complex liability issues, including potential claims against:

• The e-scooter/e-bike rider
• Other motorists
• The e-scooter/e-bike manufacturer
• Property owners

Boat and Maritime Accidents

Callahan County’s proximity to lakes and rivers makes boat and maritime accidents a concern for local residents. These accidents can occur on recreational boats, fishing vessels, or even commercial ships.

Common causes of boat and maritime accidents include:

• Operator inexperience
• Alcohol use
• Excessive speed
• Equipment failure
• Poor weather conditions
• Collisions with other vessels or objects

Boat and maritime accidents often result in severe injuries due to the lack of protection for victims:

• Drowning and near-drowning injuries
• Traumatic brain injuries
• Spinal cord injuries
• Multiple broken bones
• Hypothermia

“In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.”

Contact Attorney911 Today

If you’ve been injured in a motor vehicle accident in Callahan County, don’t wait to get the help you need. Evidence disappears every day, and the insurance companies are already building their case against you.

At Attorney911, we offer:

• Free consultations
• No upfront costs
• Contingency fee – we don’t get paid unless we win
• Personal attention from experienced attorneys
• Bilingual services (Hablamos Español)

Call us today at 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We’re here to help you navigate the legal process and fight for the compensation you deserve.

“We don’t get paid unless we win your case.”

Remember, time is critical. Call Attorney911 now before evidence disappears and your rights are compromised.