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Blog | City of Aransas Pass

Aransas Pass Car & Truck Accident Attorneys | 18-Wheelers, Commercial Trucks, Rideshare Crashes on SH 35 & SH 361 | Former Insurance Defense — The Firm Insurers Fear | Multi-Million-Dollar Results | Attorney911 | Federal Court | Se Habla Español | 1-888-ATTY-911

February 17, 2026 53 min read
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Car Accident Lawyers in Aransas Pass, Texas: Legal Emergency Response for Crash Victims

If you’ve been injured in a car accident in Aransas Pass, Texas, you’re not alone. Texas roads see a crash every 57 seconds, with one person injured every 2 minutes and 5 seconds. In 2024 alone, over 251,977 Texans suffered injuries in motor vehicle accidents. When the unexpected happens on Coastal Bend highways like Highway 35 or FM 1069, or at dangerous intersections throughout Nueces County, you need more than just a lawyer – you need a legal emergency response team.

At Attorney911, we understand the chaos that follows a car crash. The physical pain, the emotional shock, and the overwhelming financial stress can feel paralyzing. That’s why we’ve built our firm around one simple truth: when you’re hurt in an accident, you need immediate legal protection. Our team, led by Ralph Manginello with 25+ years of experience handling Texas car accident cases, knows how to fight for maximum compensation while you focus on healing.

The Reality of Car Accidents in Aransas Pass and Nueces County

Aransas Pass and the surrounding Coastal Bend area face unique traffic challenges that contribute to serious accidents. The mix of local commuters, commercial truck traffic serving the Port of Corpus Christi, and seasonal visitors creates a dangerous combination on our roads. Some of the most hazardous locations include:

  • Highway 35 through Aransas Pass, especially near the intersections with FM 1069 and Park Road 30
  • The busy corridors around Conn Brown Harbor and the Aransas Pass Ship Channel
  • The stretch of FM 1069 between Aransas Pass and Rockport, known for high-speed collisions
  • The intersection of Business Highway 35 and Wheeler Avenue, a frequent site of T-bone accidents

With over 4,150 fatalities on Texas roads in 2024, and Nueces County consistently ranking among the state’s most dangerous for traffic accidents, the risk is real. Whether you were rear-ended on Highway 35, sideswiped in a parking lot, or involved in a multi-vehicle pileup near the Harbor Bridge, our Aransas Pass car accident lawyers have the experience to handle your case.

Common Causes of Car Accidents in Aransas Pass

Our firm has handled countless car accident cases in the Coastal Bend area, and we’ve identified several recurring causes:

  1. Distracted Driving – With 380 deaths in Texas attributed to distracted driving in 2024, this remains a leading cause. Drivers texting, using GPS, or adjusting music on busy roads like Highway 35 create deadly hazards.

  2. Speeding – The high-speed limits on Texas highways combined with local drivers’ familiarity with the roads often leads to excessive speed, particularly on FM 1069 and Park Road 30.

  3. Failure to Yield – Many accidents at intersections like Business 35 and Wheeler Avenue occur when drivers fail to yield the right of way.

  4. Drunk Driving – With 1,053 alcohol-related traffic deaths in Texas in 2024, drunk driving remains a serious problem, especially on weekend nights in Aransas Pass.

  5. Weather Conditions – Coastal fog, heavy rain, and occasional ice create hazardous driving conditions that many drivers aren’t prepared to handle.

  6. Fatigued Driving – Commercial truck drivers working long hours to serve the Port of Corpus Christi often drive while fatigued, increasing accident risks.

  7. Poor Road Conditions – Potholes, inadequate signage, and poor lighting on some Aransas Pass roads contribute to accidents.

Common Injuries in Car Accidents

The injuries we see in Aransas Pass car accident cases range from minor to catastrophic. Some of the most common include:

  • Whiplash and Soft Tissue Injuries – These often don’t show symptoms immediately but can cause chronic pain and mobility issues.

  • Herniated Discs – The force of a collision can damage spinal discs, requiring extensive treatment and sometimes surgery.

  • Broken Bones and Fractures – Arms, legs, ribs, and facial bones are commonly broken in car accidents.

  • Traumatic Brain Injuries (TBI) – Even “minor” concussions can have long-term cognitive effects.

  • Spinal Cord Injuries – These can result in partial or complete paralysis.

  • Internal Organ Damage – The force of a collision can cause internal bleeding and organ damage that may not be immediately apparent.

  • Lacerations and Scarring – Broken glass and metal can cause permanent disfigurement.

  • Psychological Injuries – PTSD, anxiety, and depression are common after serious accidents.

In a recent case, our client suffered a leg injury in a car accident on Highway 35. During treatment, staff infections developed, leading to a partial amputation. This case settled in the millions, demonstrating our ability to handle even the most complex injury cases.

Why Insurance Companies Are Already Building a Case Against You

Within hours of your accident, the other driver’s insurance company has already begun building their defense. They know that evidence disappears quickly – surveillance footage from nearby businesses is typically deleted within 7-30 days, witness memories fade, and physical evidence at the scene is cleared.

Lupe Peña, our associate attorney who spent years working for a national insurance defense firm, understands their tactics from the inside. He knows how they:

  • Push for Recorded Statements – They’ll call you while you’re still in pain or on medication, asking leading questions designed to minimize your injuries.

  • Offer Quick Settlements – They’ll offer what seems like a lot of money, but it’s usually just a fraction of what your case is worth.

  • Send You to Their Doctors – These “independent” medical examiners are hired to downplay your injuries.

  • Monitor Your Social Media – They’ll look for any photos or posts that might contradict your injury claims.

  • Delay Your Claim – They know that financial pressure will make you more likely to accept a lowball offer.

  • Blame You for the Accident – Texas’s 51% comparative fault rule means they’ll try to assign you as much blame as possible to reduce their payout.

Having a former insurance defense attorney on your side is like having a spy in their camp. Lupe knows their playbook because he wrote it – now he uses that knowledge to fight for you.

What to Do Immediately After a Car Accident in Aransas Pass

If you’ve been in an accident, follow these steps to protect your rights:

  1. Call 911 – Report the accident and request medical assistance if anyone is injured.

  2. Seek Medical Attention – Even if you feel fine, get checked out immediately. Adrenaline can mask serious injuries.

  3. Document Everything – Take photos of the scene, vehicle damage, your injuries, and road conditions.

  4. Exchange Information – Get the other driver’s name, contact information, insurance details, and license plate number.

  5. Talk to Witnesses – Get names and contact information from anyone who saw the accident.

  6. Don’t Admit Fault – Stick to the facts when talking to police and others at the scene.

  7. Call Attorney911 – Before speaking to any insurance company, call 1-888-ATTY-911 for immediate legal guidance.

Why Aransas Pass Residents Choose Attorney911

When you’re injured in a car accident, you need more than just a lawyer – you need a legal team that understands your community and has the resources to fight for maximum compensation. Here’s why Aransas Pass residents trust Attorney911:

  1. Local Knowledge – We know the Aransas Pass court system, the local judges, and the insurance adjusters who handle claims in Nueces County.

  2. Insurance Defense Insider – Lupe Peña’s years working for insurance companies give us an unfair advantage in negotiations.

  3. Multi-Million Dollar Results – We’ve recovered millions for our clients, including cases settling in the millions for catastrophic injuries.

  4. Federal Court Experience – Ralph Manginello is admitted to practice in the Southern District of Texas, giving us the ability to handle complex cases.

  5. BP Explosion Litigation – Our firm was one of the few involved in BP explosion litigation, demonstrating our ability to take on billion-dollar corporations.

  6. Personal Attention – At Attorney911, you work directly with Ralph or Lupe, not a case manager assembly line. As client Chad Harris said, “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

  7. Contingency Fee – We don’t get paid unless we win your case. There’s no risk to you.

Our Aransas Pass Car Accident Case Results

Our track record speaks for itself:

  • Multi-million dollar settlement for a client who suffered a brain injury with vision loss after a logging accident
  • Settled in the millions for a client whose leg was injured in a car accident, leading to partial amputation due to complications
  • Recovered millions for families in trucking-related wrongful death cases
  • Significant cash settlement for a client who injured his back while lifting cargo on a ship

As client Chavodrian Miles shared: “Leonor got me into the doctor the same day…it only took 6 months amazing.” And MONGO SLADE said: “I was rear-ended and the team got right to work…I also got a very nice settlement.”

Common Questions About Car Accidents in Aransas Pass

What should I do immediately after a car accident in Aransas Pass?

After ensuring everyone’s safety and calling 911, document everything with photos, exchange information with the other driver, talk to witnesses, and call Attorney911 at 1-888-ATTY-911 before speaking to any insurance company.

Should I call the police even for a minor accident?

Yes. Always call the police. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000. The police report is critical evidence for your claim.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately. Adrenaline can mask pain, and some injuries like traumatic brain injuries or internal bleeding may not be obvious right away. Insurance companies use delays in treatment against you.

What information should I collect at the scene?

Get the other driver’s name, phone number, address, driver’s license number, insurance information, and vehicle details (make, model, color, license plate). Also collect names and contact information from witnesses, and take photos of everything.

Should I talk to the other driver or admit fault?

Only exchange basic information. Don’t discuss fault, don’t apologize, and don’t give your opinion on what happened. Stick to the facts only.

How do I obtain a copy of the accident report?

In Aransas Pass, you can obtain the police report from the Aransas Pass Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: No, not without an attorney. To your own insurance: You have a duty to cooperate, but call Attorney911 first for guidance.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do not give a recorded statement or discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer, and it’s usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

Never accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which we can help you navigate.

Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Do I have a personal injury case?

You may have a case if someone else was at fault (even partially), you suffered injuries or damages, and there is insurance to recover from. Watch our video “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily, and insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

How much time do I have to file (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. For wrongful death, it’s 2 years from the date of death. Miss this deadline and your case is barred forever.

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault). If you’re 51% or more at fault, you recover nothing.

Will my case go to trial?

Most cases settle before trial, but Attorney911 prepares every case as if it’s going to trial. This gives us leverage in negotiations. Watch our video “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached maximum medical improvement (MMI). This could be 6 months for minor injuries or 18-24 months for serious injuries.

What is the legal process step-by-step?

  1. Investigation and evidence gathering
  2. Medical treatment to MMI
  3. Demand letter to insurance
  4. Negotiation
  5. Lawsuit if necessary
  6. Discovery
  7. Mediation
  8. Trial if needed

Watch our video “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

It depends on your injury severity, medical costs, lost wages, permanent impairment, pain and suffering, and available insurance. Cases range from $15,000 for soft tissue injuries to millions for catastrophic injuries.

What types of damages can I recover?

  • Medical expenses (past and future)
  • Lost wages and earning capacity
  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of enjoyment of life
  • Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except for medical malpractice cases).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule – defendants take victims as they find them.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for your specific situation.

How is the value of my claim determined?

Based on medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, and impact on your daily life.

How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if the case goes to trial. You pay nothing upfront. Watch our video “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch attorneys at any time. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation for these complex claims.

How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain and suffering. The multiplier depends on injury severity, permanency, impact on life, and clear liability. Lupe Peña calculated these for years as an insurance defense attorney – he knows how to justify higher multipliers.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex – you need an experienced attorney.

What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified. Surveillance footage is critical, as most is deleted within 7-30 days. We send preservation letters immediately to secure this evidence.

What if I’m an undocumented immigrant – can I still file a claim?

Yes. Your immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential, and we’ve successfully represented clients of all immigration statuses. Lupe Peña is fluent in Spanish.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that parking lot accidents are always 50/50 fault, but this is not true. We prove fault through surveillance video, witness statements, damage analysis, and traffic patterns.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim, and the driver’s insurance covers passengers. There are no comparative fault issues for passengers. We handle the difficult conversation so you don’t have to.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The death doesn’t eliminate liability. The insurance policy still applies, and the estate may have assets. Wrongful death laws protect both sides. We handle these cases with sensitivity while protecting your rights.

Why Attorney911 is the Right Choice for Aransas Pass Car Accident Victims

When you’re injured in a car accident in Aransas Pass, you need a law firm that combines local knowledge with statewide expertise. Here’s what sets Attorney911 apart:

  1. Insurance Defense Insider Advantage – Lupe Peña spent years working for a national insurance defense firm, learning firsthand how large insurance companies value claims. He knows their tactics because he used them for years – now he uses that knowledge to fight for you.

  2. Multi-Million Dollar Results – Our firm has recovered millions for car accident victims. In a recent case, our client’s leg was injured in a car accident, and complications led to a partial amputation. This case settled in the millions.

  3. Federal Court Experience – Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission gives us the ability to handle complex cases that other firms can’t.

  4. BP Explosion Litigation – Our firm is one of the few in Texas to be involved in BP explosion litigation, demonstrating our capability to take on billion-dollar corporations.

  5. Personal Attention – At Attorney911, you work directly with Ralph or Lupe, not a case manager assembly line. As client Stephanie Hernandez said: “When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.”

  6. Contingency Fee – No Risk – We don’t get paid unless we win your case. There’s no upfront cost, and we advance all case expenses. You pay nothing unless we recover compensation for you.

  7. Bilingual Services – Lupe Peña is fluent in Spanish, and our staff includes bilingual team members like Zulema. As client Celia Dominguez said: “Especially Miss Zulema, who is always very kind and always translates.”

Serving Aransas Pass and the Coastal Bend

Attorney911 serves Aransas Pass and the entire Coastal Bend region, including:

  • Aransas Pass
  • Rockport
  • Fulton
  • Port Aransas
  • Ingleside
  • Gregory
  • Portland
  • Corpus Christi
  • Nueces County
  • San Patricio County
  • Aransas County

We understand the unique challenges of our coastal community, from the heavy truck traffic serving the Port of Corpus Christi to the seasonal influx of tourists. Whether your accident occurred on Highway 35, FM 1069, or a local Aransas Pass street, we have the local knowledge and legal expertise to fight for maximum compensation.

What to Expect When You Call Attorney911

When you call 1-888-ATTY-911, here’s what happens:

  1. Immediate Response – You’ll speak with a member of our team right away. We understand that accidents don’t happen on a 9-to-5 schedule, which is why we’re available 24/7.

  2. Free Consultation – We’ll listen to your story and evaluate your case at no cost to you.

  3. Case Review – Ralph or Lupe will personally review your case and explain your legal options.

  4. Immediate Action – If you decide to hire us, we’ll start working on your case immediately. We’ll send preservation letters to all parties to ensure evidence isn’t lost, and we’ll begin gathering the documentation needed to build your case.

  5. Regular Updates – You’ll receive regular updates on your case’s progress. As client Brian Butchee said: “Melanie was excellent. She kept me informed and when she said she would call me back, she did.”

  6. Fight for Maximum Compensation – We’ll negotiate with insurance companies on your behalf, and if they won’t offer a fair settlement, we’re prepared to take your case to trial.

Don’t Let Insurance Companies Take Advantage of You

After a car accident in Aransas Pass, you’re vulnerable. Insurance companies know this, and they’ll use every tactic in their playbook to minimize your claim. They’ll:

  • Offer you a quick settlement that’s far below what your case is worth
  • Ask for a recorded statement while you’re still in shock or on medication
  • Send you to their “independent” medical examiners who will downplay your injuries
  • Monitor your social media for any activity that might contradict your injury claims
  • Delay your claim in hopes that financial pressure will make you accept a lowball offer
  • Try to blame you for the accident to reduce their payout

At Attorney911, we know these tactics because Lupe Peña used them for years when he worked for insurance companies. Now he uses that insider knowledge to fight for you. We’ll:

  • Handle all communication with insurance companies so you don’t have to
  • Gather and preserve evidence before it disappears
  • Connect you with top medical specialists in the Coastal Bend area
  • Calculate the true value of your case, not just what insurance wants to pay
  • Fight for maximum compensation, whether through negotiation or trial

The Attorney911 Difference

When you choose Attorney911, you’re not just getting a lawyer – you’re getting a legal emergency response team. Here’s what makes us different:

  1. We Know Their Playbook – Lupe Peña worked for insurance companies for years. He knows how they value claims, how they set reserves, and how they decide when to settle. This insider knowledge gives us an unfair advantage in negotiations.

  2. We Prepare Every Case for Trial – Most firms settle cheap because they’re not prepared to go to court. We prepare every case as if it’s going to trial, which gives us leverage in negotiations. Insurance companies know we’re not bluffing.

  3. We Have Multi-Million Dollar Results – Our track record speaks for itself. We’ve recovered millions for our clients, including cases settling in the millions for catastrophic injuries.

  4. We Offer Personal Attention – At Attorney911, you work directly with Ralph or Lupe, not a case manager assembly line. As client Ambur Hamilton said: “I never felt like ‘just another case’ they were working on.”

  5. We’re Available When You Need Us – Accidents don’t happen on a schedule. That’s why 1-888-ATTY-911 is available 24/7. As client S M said: “Attorney Manginello is so knowledgeable but straight to the point…responded quickly even while he was away.”

  6. We Don’t Get Paid Unless We Win – You pay nothing upfront, and we advance all case expenses. If we don’t win, you owe us nothing.

Common Car Accident Scenarios in Aransas Pass

Our firm has handled countless car accident cases in the Coastal Bend area. Here are some of the most common scenarios we see:

Rear-End Collisions on Highway 35

Rear-end collisions are among the most common types of car accidents in Aransas Pass, particularly on Highway 35 where traffic frequently stops and starts. These accidents often occur when:

  • A driver is distracted by their phone
  • A driver is following too closely
  • A driver fails to notice slowed or stopped traffic
  • Poor weather conditions reduce visibility

Even at low speeds, rear-end collisions can cause serious injuries like whiplash, herniated discs, and traumatic brain injuries. Insurance companies often try to downplay these injuries, but we know how to document their true impact on your life.

T-Bone Accidents at Intersections

Intersections like Business Highway 35 and Wheeler Avenue are frequent sites of T-bone accidents, where one vehicle strikes the side of another. These accidents often occur when:

  • A driver runs a red light or stop sign
  • A driver fails to yield the right of way
  • A driver is distracted or impaired
  • Poor visibility or confusing road design contributes to the accident

T-bone accidents can be particularly dangerous because the sides of vehicles offer less protection than the front or rear. Injuries from these accidents can be severe, including broken bones, internal injuries, and traumatic brain injuries.

Head-On Collisions on FM 1069

Head-on collisions are among the most dangerous types of car accidents, often resulting in catastrophic injuries or fatalities. These accidents frequently occur on two-lane roads like FM 1069 when:

  • A driver crosses the center line while distracted
  • A driver falls asleep at the wheel
  • A driver is impaired by alcohol or drugs
  • A driver attempts to pass another vehicle unsafely

The force of a head-on collision is severe, often resulting in life-altering injuries. Our firm has the experience and resources to handle these complex cases.

Multi-Vehicle Pileups

Multi-vehicle pileups often occur on busy highways like Highway 35, especially during poor weather conditions. These accidents can involve:

  • Chain reaction collisions
  • Commercial trucks and passenger vehicles
  • Multiple at-fault parties
  • Complex liability determinations

Multi-vehicle accidents often result in serious injuries and complex legal cases. Our firm has the experience to navigate these challenges and fight for maximum compensation.

Drunk Driving Accidents

Drunk driving remains a serious problem in Texas, with 1,053 alcohol-related traffic deaths in 2024. These accidents often occur:

  • Late at night or early in the morning
  • On weekends
  • Near bars or restaurants
  • During holidays

Drunk driving accidents can result in severe injuries and complex legal cases. We have extensive experience handling these cases, including pursuing claims against bars and restaurants under Texas’s dram shop laws.

Distracted Driving Accidents

With 380 deaths in Texas attributed to distracted driving in 2024, this remains a leading cause of accidents. Distracted driving includes:

  • Texting while driving
  • Using GPS or navigation systems
  • Adjusting music or climate controls
  • Eating or drinking while driving
  • Talking to passengers

Distracted driving accidents can be particularly challenging to prove, but our firm has the resources and expertise to gather the evidence needed to build a strong case.

Commercial Vehicle Accidents

The Port of Corpus Christi brings heavy commercial truck traffic through Aransas Pass, increasing the risk of accidents involving:

  • 18-wheelers
  • Delivery trucks
  • Tanker trucks
  • Construction vehicles

Accidents involving commercial vehicles often result in catastrophic injuries due to the size and weight of these vehicles. Our firm has extensive experience handling these complex cases, including navigating federal regulations and dealing with multiple liable parties.

The Insurance Company’s Playbook – And How We Counter It

Insurance companies have a playbook of tactics they use to minimize payouts. Here’s what they do and how Attorney911 counters each tactic:

Tactic 1: Quick Contact & Recorded Statement

What They Do: Within days of your accident, insurance adjusters will contact you, often while you’re still in pain or on medication. They’ll act friendly and helpful, saying things like “We just want to help you” and “This is routine, everyone does this.” Then they’ll ask you to give a recorded statement.

What They’re Really Doing: They’re building their defense against you with leading questions designed to get you to minimize your injuries or admit fault. They’ll ask questions like “You’re feeling better now though, right?” or “It wasn’t that bad of an impact, was it?”

How We Counter: We advise all our clients not to give recorded statements without legal representation. Once you hire Attorney911, we handle all communication with insurance companies. Lupe Peña knows these tactics because he used them for years – now he uses that knowledge to protect you.

Tactic 2: Quick Settlement Offer

What They Do: Within weeks of your accident, the insurance company will offer you a quick settlement, often for just a few thousand dollars. They’ll create artificial urgency, saying things like “This offer expires in 48 hours” or “Take it or leave it.”

The Trap: You don’t know the full extent of your injuries yet. What seems like a lot of money now might not cover your future medical bills. Once you sign a release, you can’t get more money even if you need surgery later.

How We Counter: We never accept settlement offers before you’ve reached maximum medical improvement (MMI). We know these early offers are always lowball offers, and we fight for what your case is truly worth.

Tactic 3: “Independent” Medical Exam (IME)

What They Call It: “Independent Medical Examination”

What It Really Is: An insurance company-hired doctor whose job is to minimize your injuries.

How Insurance Chooses IME Doctors: They select doctors based on who gives insurance-favorable reports, not who’s most qualified. These doctors are paid thousands by insurance companies, and their repeat business depends on favorable reports.

What Happens at an IME: You’ll get a 10-15 minute “examination” where the doctor looks for any reason to minimize your injuries. They might say things like “Your injuries are consistent with minor trauma” or “You can return to full-duty work.”

How We Counter: We prepare you extensively before the exam, send your complete medical records to the IME doctor first (forcing them to review them), and challenge biased IME reports with our own medical experts. Lupe Peña knows these specific doctors and their biases because he hired them for years.

Tactic 4: Delay and Financial Pressure

What They Do: Insurance companies will drag out your case, saying things like “We’re still investigating” or “We’re waiting for medical records.” They’ll take weeks to respond to simple questions and ignore your calls and emails.

Why Delay Works: They know that as time passes, you’ll face mounting bills, lost income, and financial pressure. They’re betting that you’ll become desperate enough to accept a lowball offer.

How We Counter: We file lawsuits to force deadlines, set depositions to make them produce witnesses, and prepare for trial to show we’re serious. Lupe Peña understands delay tactics because he used them for years – he knows when and how to push back.

Tactic 5: Surveillance and Social Media Monitoring

What They Do: Insurance companies hire private investigators to follow you and monitor your social media. They’ll:

  • Video you doing daily activities
  • Film from public places like your driveway or local stores
  • Look for any activity that contradicts your injury claims
  • Monitor all your social media platforms for photos, posts, or check-ins

How They Use It: They’ll take innocent activities out of context. For example, they might freeze one frame of you bending over to show you’re “not really injured,” ignoring the 10 minutes of you struggling before and after.

How We Counter: We advise all our clients to:

  1. Make all social media profiles private immediately
  2. Don’t post about the accident, injuries, or activities
  3. Tell friends and family not to tag you in posts
  4. Assume everything is being monitored

Lupe Peña has reviewed hundreds of surveillance videos as a defense attorney. He knows exactly what insurance companies are looking for and how to protect you.

Tactic 6: Comparative Fault Arguments

What They Do: Insurance companies will try to assign you maximum fault to reduce their payout. They’ll say things like:

  • “You were speeding” (without evidence)
  • “You weren’t paying attention” (speculation)
  • “You could have avoided this” (hindsight bias)
  • “You contributed to this accident” (blame-shifting)

Why It Matters: Texas’s 51% bar rule means that if you’re 51% or more at fault, you recover nothing. Even small fault percentages can cost you thousands:

  • 10% fault on a $100,000 case = $10,000 less for you
  • 25% fault on a $250,000 case = $62,500 less for you
  • 40% fault on a $500,000 case = $200,000 less for you

How We Counter: We conduct aggressive liability investigations, including accident reconstruction, witness statements, and police report analysis. Lupe Peña made these comparative fault arguments for years – now he defeats them.

Colossus: How Insurance Companies Actually Value Your Claim

Most people don’t know that insurance companies use software called Colossus to calculate the minimum they can pay you. Here’s how it works:

  1. Data Entry: The adjuster inputs injury codes, treatment types, medical costs, and jurisdiction.
  2. Coding: Your injuries are coded using standardized medical terms. The same injury can be coded different ways – “soft tissue strain” (minor) vs. “disc herniation” (serious).
  3. Calculation: The software applies algorithms to determine a “value” range.
  4. Output: The system provides a recommended settlement range.

The Problem: Insurance companies manipulate this system by:

  • Using the lowest possible injury codes
  • Flagging “excessive” treatment for reduction
  • Penalizing conservative treatment (chiropractic valued less than MD)
  • Reducing value for pre-existing conditions
  • Applying jurisdiction factors (low-verdict counties get lower values)

Why Lupe’s Experience Matters: Lupe Peña worked with Colossus for years as an insurance defense attorney. He knows:

  • How to code injuries properly for maximum value
  • Which medical terms trigger higher valuations
  • When Colossus output is artificially low
  • How to present records to beat the algorithm
  • When to abandon the multiplier method and demand policy limits

The Evidence Timeline: Why Every Day Counts

After a car accident in Aransas Pass, evidence disappears on a predictable schedule. Here’s what you need to know:

Day 1-7:

  • Witness memories peak but begin fading immediately
  • Physical evidence like skid marks and debris are cleared
  • Adrenaline masks injuries – you may not feel pain yet

Day 7-30:

  • Surveillance footage is deleted:
    • Gas stations: 7-14 days
    • Retail stores: 30 days
    • Ring doorbells: 30-60 days
    • Traffic cameras: 30 days
  • Witnesses become harder to locate as days pass
  • Scene changes as road repairs are made

Month 1-2:

  • Insurance companies solidify their defense position
  • Adjusters build their case against you
  • Settlement positions harden
  • Vehicle repairs destroy evidence

Month 2-6:

  • Trucking electronic data is deleted:
    • ELD (Electronic Logging Device) data: 30-180 days
    • Black box data: Can be automatically overwritten
    • GPS/telematics: Varies by company
  • Cell phone records become harder to obtain
  • Social media posts are deleted

Month 6-12:

  • Witness memories severely degrade
  • Medical evidence becomes harder to link to the accident
  • Treatment gaps are used against you
  • Financial desperation makes you vulnerable to lowball offers

Month 12-24:

  • Approaching the 2-year statute of limitations
  • Creates pressure to settle
  • Evidence is severely degraded
  • Case value is diminished

This is why calling Attorney911 immediately is critical. Within 24 hours of being hired, we send preservation letters to all parties, legally requiring them to preserve evidence before it’s automatically deleted.

How We Build Your Car Accident Case

At Attorney911, we don’t just file claims – we build cases. Here’s what we do for our Aransas Pass clients:

  1. Immediate Evidence Preservation – We send preservation letters to all parties within 24 hours, legally requiring them to preserve evidence before it’s deleted.

  2. Accident Scene Investigation – We visit the accident scene, document road conditions, and look for surveillance cameras at nearby businesses.

  3. Witness Interviews – We locate and interview witnesses before their memories fade.

  4. Medical Record Collection – We gather all your medical records and work with your doctors to document the full extent of your injuries.

  5. Expert Consultations – We work with accident reconstruction experts, medical experts, and vocational experts to build a strong case.

  6. Insurance Policy Review – We identify all available insurance policies, including umbrella policies that other firms might miss.

  7. Liability Determination – We gather evidence to prove the other driver’s fault, including police reports, witness statements, and expert testimony.

  8. Damage Calculation – We work with economists and life care planners to calculate the full value of your case, including future medical expenses and lost earning capacity.

  9. Negotiation Strategy – We develop a negotiation strategy based on our experience with local insurance adjusters and our knowledge of how they value claims.

  10. Trial Preparation – We prepare every case as if it’s going to trial, which gives us leverage in negotiations.

What You Can Recover After a Car Accident in Aransas Pass

If you’ve been injured in a car accident caused by someone else’s negligence, you may be entitled to compensation for:

Economic Damages (No Cap in Texas):

  • Medical Expenses (Past and Future): ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment, and future medical care.
  • Lost Wages (Past and Future): Income lost from the date of the accident to the present, and reduced earning capacity if you can’t return to your previous job.
  • Property Damage: The cost to repair or replace your vehicle and any personal property damaged in the accident.
  • Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, household help, and other accident-related expenses.

Non-Economic Damages (No Cap Except Medical Malpractice):

  • Pain and Suffering: Physical pain from your injuries, both past and future.
  • Mental Anguish: Emotional distress, anxiety, depression, fear, and PTSD.
  • Physical Impairment: Loss of physical function, disability, and limitations on your activities.
  • Disfigurement: Scarring, permanent visible injuries, and changes to your appearance.
  • Loss of Consortium: Impact on your marriage and family relationships.
  • Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed.

Punitive Damages (Capped in Texas):

In cases involving gross negligence, fraud, or malice (such as drunk driving), you may be entitled to punitive damages, which are designed to punish the defendant and deter similar conduct. The cap is the greater of $200,000 or (2x economic damages + 1x non-economic damages, with a $750,000 cap on the non-economic portion).

How Case Value is Calculated

Most insurance companies use a multiplier method to calculate case value:

Total Settlement = (Medical Expenses × Multiplier) + Lost Wages + Property Damage

The multiplier typically ranges from 1.5 to 5, depending on:

  • Injury severity
  • Permanency of injuries
  • Impact on daily life
  • Clear liability
  • Sympathetic plaintiff
  • Egregious defendant conduct

Factors That Increase the Multiplier (Push Toward 4-5):

  • Permanent injury or disability
  • Scarring or disfigurement
  • Long recovery time (12+ months)
  • Surgery required
  • Ongoing pain management needed
  • Clear liability (other driver 100% at fault)
  • Sympathetic plaintiff (child, elderly, pregnant)
  • Defendant’s conduct was egregious (drunk driving, hit and run)
  • Strong evidence (video, witnesses)
  • Permanent restrictions on work or activities

Factors That Decrease the Multiplier (Push Toward 1.5-2):

  • Soft tissue injury only
  • Quick recovery (under 3 months)
  • No surgery required
  • Disputed liability (comparative fault)
  • Gaps in medical treatment
  • Pre-existing conditions
  • Minor property damage
  • No permanent injury

Why Lupe’s Experience Matters: Lupe Peña calculated these multipliers for years using insurance company formulas. He knows:

  • When to push for a higher multiplier (4-5 vs. 2-3)
  • Which factors insurance weighs most heavily
  • How to document cases to justify higher multipliers
  • When the multiplier method undervalues the case (catastrophic injuries)
  • When to abandon the multiplier and demand policy limits

The Attorney911 Advantage in Aransas Pass Car Accident Cases

When you choose Attorney911 for your Aransas Pass car accident case, you’re getting more than just legal representation – you’re getting a team with unique advantages:

  1. Insurance Defense Insider Knowledge – Lupe Peña spent years working for a national insurance defense firm, learning firsthand how large insurance companies value claims. He knows their tactics because he used them for years – now he uses that knowledge to fight for you.

  2. Multi-Million Dollar Results – Our firm has recovered millions for car accident victims. In a recent case, our client’s leg was injured in a car accident, and complications led to a partial amputation. This case settled in the millions.

  3. Federal Court Experience – Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission gives us the ability to handle complex cases that other firms can’t.

  4. BP Explosion Litigation – Our firm is one of the few in Texas to be involved in BP explosion litigation, demonstrating our capability to take on billion-dollar corporations.

  5. Personal Attention – At Attorney911, you work directly with Ralph or Lupe, not a case manager assembly line. As client Chad Harris said: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

  6. Contingency Fee – No Risk – We don’t get paid unless we win your case. There’s no upfront cost, and we advance all case expenses. You pay nothing unless we recover compensation for you.

  7. Bilingual Services – Lupe Peña is fluent in Spanish, and our staff includes bilingual team members like Zulema. As client Celia Dominguez said: “Especially Miss Zulema, who is always very kind and always translates.”

  8. Local Knowledge – We know the Aransas Pass court system, the local judges, and the insurance adjusters who handle claims in Nueces County.

  9. 24/7 Availability – Accidents don’t happen on a schedule. That’s why 1-888-ATTY-911 is available 24 hours a day, 7 days a week.

  10. Comprehensive Medical Network – We can connect you with top medical specialists in the Coastal Bend area to ensure you receive the best possible care.

Client Testimonials: Real Stories from Aransas Pass and Beyond

At Attorney911, we’re proud of the results we’ve achieved for our clients. Here’s what some of them have to say:

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

“Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.” – Dame Haskett

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.” – Jamin Marroquin

Frequently Asked Questions About Car Accidents in Aransas Pass

What should I do immediately after a car accident in Aransas Pass?

After ensuring everyone’s safety and calling 911, document everything with photos, exchange information with the other driver, talk to witnesses, and call Attorney911 at 1-888-ATTY-911 before speaking to any insurance company.

Should I call the police even for a minor accident?

Yes. Always call the police. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000. The police report is critical evidence for your claim.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately. Adrenaline can mask pain, and some injuries like traumatic brain injuries or internal bleeding may not be obvious right away. Insurance companies use delays in treatment against you.

What information should I collect at the scene?

Get the other driver’s name, phone number, address, driver’s license number, insurance information, and vehicle details (make, model, color, license plate). Also collect names and contact information from witnesses, and take photos of everything.

Should I talk to the other driver or admit fault?

Only exchange basic information. Don’t discuss fault, don’t apologize, and don’t give your opinion on what happened. Stick to the facts only.

How do I obtain a copy of the accident report?

In Aransas Pass, you can obtain the police report from the Aransas Pass Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: No, not without an attorney. To your own insurance: You have a duty to cooperate, but call Attorney911 first for guidance.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do not give a recorded statement or discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer, and it’s usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

Never accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which we can help you navigate.

Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Do I have a personal injury case?

You may have a case if someone else was at fault (even partially), you suffered injuries or damages, and there is insurance to recover from. Watch our video “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily, and insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

How much time do I have to file (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. For wrongful death, it’s 2 years from the date of death. Miss this deadline and your case is barred forever.

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault). If you’re 51% or more at fault, you recover nothing.

Will my case go to trial?

Most cases settle before trial, but Attorney911 prepares every case as if it’s going to trial. This gives us leverage in negotiations. Watch our video “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached maximum medical improvement (MMI). This could be 6 months for minor injuries or 18-24 months for serious injuries.

What is the legal process step-by-step?

  1. Investigation and evidence gathering
  2. Medical treatment to MMI
  3. Demand letter to insurance
  4. Negotiation
  5. Lawsuit if necessary
  6. Discovery
  7. Mediation
  8. Trial if needed

Watch our video “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

It depends on your injury severity, medical costs, lost wages, permanent impairment, pain and suffering, and available insurance. Cases range from $15,000 for soft tissue injuries to millions for catastrophic injuries.

What types of damages can I recover?

  • Medical expenses (past and future)
  • Lost wages and earning capacity
  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of enjoyment of life
  • Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except for medical malpractice cases).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule – defendants take victims as they find them.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for your specific situation.

How is the value of my claim determined?

Based on medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, and impact on your daily life.

How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if the case goes to trial. You pay nothing upfront. Watch our video “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch attorneys at any time. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation for these complex claims.

How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain and suffering. The multiplier depends on injury severity, permanency, impact on life, and clear liability. Lupe Peña calculated these for years as an insurance defense attorney – he knows how to justify higher multipliers.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex – you need an experienced attorney.

What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified. Surveillance footage is critical, as most is deleted within 7-30 days. We send preservation letters immediately to secure this evidence.

What if I’m an undocumented immigrant – can I still file a claim?

Yes. Your immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential, and we’ve successfully represented clients of all immigration statuses. Lupe Peña is fluent in Spanish.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that parking lot accidents are always 50/50 fault, but this is not true. We prove fault through surveillance video, witness statements, damage analysis, and traffic patterns.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim, and the driver’s insurance covers passengers. There are no comparative fault issues for passengers. We handle the difficult conversation so you don’t have to.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The death doesn’t eliminate liability. The insurance policy still applies, and the estate may have assets. Wrongful death laws protect both sides. We handle these cases with sensitivity while protecting your rights.

Aransas Pass Car Accident Lawyers Ready to Fight for You

If you’ve been injured in a car accident in Aransas Pass, Texas, don’t face the insurance companies alone. At Attorney911, we have the experience, resources, and insider knowledge to fight for maximum compensation while you focus on healing.

Call us now at 1-888-ATTY-911 for a free consultation. Our legal emergency line is available 24/7, and we don’t get paid unless we win your case.

Remember, evidence disappears daily. Surveillance footage from nearby businesses is typically deleted within 7-30 days. Witness memories fade. The insurance company is already building their case against you.

Don’t wait – call Attorney911 now at 1-888-ATTY-911. We’re here to help Aransas Pass residents get the compensation they deserve after a car accident.

Se habla español. Hablamos con Lupe Peña y nuestro equipo bilingüe para ayudarle.

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