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Aransas Pass Car & Truck Accident Lawyers | 18-Wheelers, Commercial Trucks, Rideshare Crashes | Former Insurance Defense — We Know Their Playbook | $2.5M Truck Recovery | Attorney911 — The Firm Insurers Fear | Federal Court Experience | Se Habla Español | 1-888-ATTY-911

Motor Vehicle Accident Lawyers in Aransas Pass, Texas | Attorney911

If you’ve been injured in a car accident in Aransas Pass, Texas, you’re not alone. With over 251,977 people injured in Texas motor vehicle crashes last year—one every 57 seconds—Aransas Pass residents face real dangers on local roads like Highway 35, FM 1069, and the busy Port Aransas causeway. At Attorney911, we understand the physical pain, emotional stress, and financial uncertainty you’re experiencing. Our team, led by Ralph Manginello with 25+ years of experience, is here to fight for the compensation you deserve.

Why Aransas Pass Accidents Require Local Legal Expertise

Aransas Pass presents unique traffic challenges that contribute to serious accidents:

  • Highway 35 corridor: Heavy truck traffic from the Port of Corpus Christi creates dangerous merge zones
  • FM 1069 and FM 361: Rural roads with sudden transitions to urban traffic patterns
  • Port Aransas causeway: High-speed approaches to toll plazas and drawbridges
  • Tourist season congestion: Increased traffic from visitors to nearby beaches and fishing spots
  • Industrial traffic: Oil field service vehicles and commercial trucks accessing local facilities

These factors make Aransas Pass accidents more complex than typical car crashes. Our firm knows the local courts, judges, and insurance adjusters who handle claims in Nueces County. We’ve recovered millions for accident victims across the Coastal Bend region, from Corpus Christi to Rockport.

Comprehensive Motor Vehicle Accident Coverage

Car Accidents in Aransas Pass

With one person injured every 2 minutes and 5 seconds on Texas roads, car accidents are the most common type of motor vehicle collision. In Aransas Pass, we frequently see crashes at:

  • The intersection of Highway 35 and FM 1069
  • Along the Port Aransas causeway
  • In parking lots near popular destinations like Conn Brown Harbor
  • On residential streets during rush hour

Common injuries we handle:

  • Whiplash and soft tissue injuries
  • Herniated discs requiring surgery
  • Traumatic brain injuries (TBI)
  • Broken bones and fractures
  • Spinal cord injuries
  • Internal organ damage

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Client testimonial:
“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian M.

18-Wheeler and Trucking Accidents

Texas leads the nation in fatal truck crashes, with 608 deaths and 1,601 serious injuries last year. In Aransas Pass, we see trucking accidents involving:

  • Port-bound trucks on Highway 35
  • Oil field service vehicles on FM 1069
  • Delivery trucks in residential areas
  • Overweight or improperly secured loads

Why trucking cases are different:

  • Multiple liable parties (driver, trucking company, cargo loader, manufacturer)
  • Federal Motor Carrier Safety Administration (FMCSA) regulations apply
  • Higher insurance policy limits ($1M+ commercial policies)
  • Electronic Logging Device (ELD) data must be preserved within 30-180 days

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Federal court advantage:
Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas, giving us the capability to handle complex trucking cases that may end up in federal court.

Drunk Driving Accidents

Texas had 1,053 alcohol-impaired driving deaths last year—25.37% of all traffic fatalities. In Aransas Pass, we frequently see drunk driving accidents:

  • After events at the Aransas Pass Civic Center
  • Near local bars and restaurants
  • During holiday weekends and tourist seasons
  • Involving underage drivers

Dram shop liability:
Under Texas Alcoholic Beverage Code § 2.02, bars and restaurants can be held liable if they served alcohol to someone who was obviously intoxicated. Signs of obvious intoxication include:

  • Slurred speech
  • Bloodshot or glassy eyes
  • Unsteady gait or stumbling
  • Strong alcohol odor
  • Aggressive or erratic behavior

Our advantage:
Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), giving us unique insight into both the criminal and civil aspects of drunk driving cases.

Motorcycle Accidents

Texas had 585 motorcyclist fatalities last year, with 37% not wearing helmets. In Aransas Pass, we see motorcycle accidents:

  • On scenic routes like FM 1069
  • During group rides to Port Aransas
  • Involving left-turning vehicles
  • In construction zones

Texas helmet law:

  • Required for riders under 21
  • Riders 21+ may ride without a helmet if they’ve completed a safety course OR have $10,000+ in medical insurance

Insurance company tactics:
Insurance companies often try to blame motorcyclists using Texas’s 51% comparative fault rule. Having a former insurance defense attorney on our team gives us an unfair advantage in countering these arguments.

Pedestrian Accidents

Texas had 768 pedestrian fatalities last year, with pedestrians accounting for 19% of all roadway deaths despite being only 1% of crashes. In Aransas Pass, we see pedestrian accidents:

  • Near schools like H.T. Faulk Early Childhood Center
  • In crosswalks along Highway 35
  • In parking lots near shopping centers
  • Involving distracted drivers

Critical legal point:
Pedestrians ALWAYS have the right-of-way at intersections in Texas, even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you.

Rideshare Accidents (Uber/Lyft)

Rideshare accidents present unique insurance challenges. The coverage available depends on what the driver was doing at the time of the crash:

Driver Status Coverage Available
App off (personal use) Driver’s personal insurance ($30K/$60K/$25K minimum in Texas)
App on, waiting for ride $50K/$100K/$25K contingent coverage
Ride accepted, en route to pickup $1M commercial policy
Passenger in vehicle $1M commercial policy

Who gets hurt:

  • 21% riders
  • 21% drivers
  • 58% third parties (other drivers, pedestrians)

Our advantage:
Lupe Peña’s insurance defense background gives us unique insight into how rideshare companies evaluate claims and determine which coverage phase applies.

Hit and Run Accidents

Hit and run accidents are particularly devastating because the at-fault driver is unknown. In Texas:

  • Hit and run is a crime (2nd degree felony if death results)
  • Your own Uninsured Motorist (UM) coverage applies
  • Surveillance footage is critical but deleted within 7-30 days

What we do immediately:

  • Send preservation letters to nearby businesses
  • Obtain traffic camera footage
  • File police reports
  • Work with investigators to identify the fleeing driver

Client testimonial:
“They took over my case from another lawyer and got to working on my case.” – CON3531

Boat and Maritime Accidents

Given Aransas Pass’s coastal location, we handle many boat and maritime accidents:

  • Collisions between recreational boats
  • Accidents involving commercial fishing vessels
  • Injuries on charter boats and party barges
  • Dock and marina accidents

“In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.”

Additional Accident Types We Handle

Bicycle Accidents:

  • 78 cyclist fatalities in Texas last year
  • Common in Aransas Pass along FM 1069 and near schools

Bus Accidents:

  • 1,110 bus accidents in Texas last year
  • Involving school buses, city buses, and tour buses

Work Zone Accidents:

  • Nearly 28,000 crashes in Texas work zones last year
  • Common on Highway 35 and FM 1069 construction projects

Distracted Driving Accidents:

  • 380 deaths in Texas from distracted driving
  • Involving cell phone use, eating, or other distractions

Weather-Related Accidents:

  • Rain, fog, and occasional ice create hazards
  • Drivers often unprepared for sudden weather changes

Intersection Accidents:

  • 1,050 deaths at Texas intersections
  • Common at Highway 35 and FM 1069

E-Scooter and E-Bike Accidents:

  • Increasing in popularity in coastal communities
  • Texas has specific regulations for electric bicycles

What to Do Immediately After an Accident in Aransas Pass

The 48-Hour Evidence Preservation Protocol

Hour 1-6 (Immediate Crisis):

  • Call 911 and report the accident
  • Seek medical attention even if you feel fine (adrenaline masks injuries)
  • Document everything with your phone:
    • Photos of all vehicle damage (every angle)
    • Photos of the accident scene and road conditions
    • Photos of visible injuries
    • Screenshot any messages visible on your phone
  • Exchange information with other driver(s):
    • Name, phone, address
    • Insurance company and policy number
    • Driver’s license number
    • License plate number
    • Vehicle make, model, color
  • Get names and phone numbers of witnesses
  • Call Attorney911: 1-888-ATTY-911 for immediate legal guidance

Hour 6-24 (Evidence Preservation):

  • Preserve all digital evidence:
    • Don’t delete anything from your phone
    • Screenshot everything relevant
    • Email copies to yourself for backup
  • Secure physical evidence:
    • Keep damaged clothing and personal items
    • Don’t repair your vehicle yet
    • Keep receipts for all accident-related expenses
  • Medical records:
    • Request copies of all ER/hospital records
    • Keep all discharge paperwork
    • Follow up with your primary care physician within 24-48 hours
  • Insurance communications:
    • Note any calls from insurance companies
    • Don’t give recorded statements
    • Don’t sign anything
    • Don’t accept settlement offers
    • Say: “I need to speak with my attorney first”
  • Social media:
    • Make all profiles private immediately
    • Don’t post about the accident or your injuries
    • Tell friends/family not to tag you in posts

Hour 24-48 (Strategic Decisions):

  • Consult with an experienced motor vehicle accident attorney
  • Have your documentation ready
  • If insurance contacts you, refer them to your attorney
  • Don’t accept or sign anything without lawyer review

Evidence Deterioration Timeline

Timeframe What Disappears
1-7 days Witness memories begin fading
7-30 days Surveillance footage deleted (gas stations, businesses)
30-180 days ELD/black box data from trucks overwritten
1-6 months Witnesses become unreachable
6-12 months Medical evidence harder to link to accident
12-24 months Approaching statute of limitations deadline

What Attorney911 does within 24 hours of retention:

  • Sends preservation letters to:
    • Other driver’s insurance company
    • Trucking companies (for commercial vehicle accidents)
    • Businesses near the scene (for surveillance footage)
    • Employers (for employment records)
    • Property owners (for security camera footage)
    • Government entities (for traffic camera footage)
    • Vehicle manufacturers (for black box data)

These letters LEGALLY REQUIRE evidence preservation before automatic deletion.

Texas Motor Vehicle Law Framework

Statute of Limitations

Texas Civil Practice & Remedies Code § 16.003:

  • Personal Injury: 2 years from date of accident
  • Wrongful Death: 2 years from date of death
  • Property Damage: 2 years from date of damage
  • Government Claims: 6 months notice required

Critical: Miss the deadline and your case is BARRED forever. Cannot be extended or waived.

Comparative Negligence (51% Bar Rule)

Texas uses modified comparative negligence. How it works:

Your Fault % Case Value Your Recovery
0% $100,000 $100,000
10% $100,000 $90,000
25% $250,000 $187,500
40% $500,000 $300,000
50% $500,000 $250,000
51% $500,000 $0

Why this matters:
Insurance companies ALWAYS try to assign maximum fault to you to reduce their payment. Even small fault percentages cost you thousands.

Our advantage:
Lupe Peña’s insurance defense experience helps counter their comparative fault arguments because he made these arguments for years—now he defeats them.

Texas Minimum Auto Insurance Requirements

Coverage Minimum Required
Bodily Injury – Per Person $30,000
Bodily Injury – Per Accident $60,000
Property Damage – Per Accident $25,000

Uninsured Motorist Statistics:

  • 15.4% of U.S. motorists are uninsured
  • Your own UM/UIM coverage is critical for protection

Proving Liability and Building Your Case

To win your case, we must prove four elements of negligence:

  1. Duty of Care: The at-fault driver had a legal duty to operate their vehicle safely
  2. Breach of Duty: They violated that duty through action or inaction
  3. Causation: Their breach directly caused your injuries
  4. Damages: You suffered actual harm (physical, financial, emotional)

Evidence Types and Sources

Physical Evidence:

  • Vehicle damage photographs
  • Skid marks and road debris
  • Damaged personal property
  • Weather and road condition documentation

Documentary Evidence:

  • Police accident report
  • 911 call recordings
  • Traffic camera footage
  • Surveillance footage from nearby businesses
  • Medical records and bills
  • Employment records (for lost wages)
  • Cell phone records (proving distraction)

Electronic Evidence:

  • ELD (Electronic Logging Device) data from trucks
  • Vehicle black box/EDR (Event Data Recorder)
  • GPS/telematics data
  • Dashcam footage
  • Social media posts (theirs, not yours)

Testimonial Evidence:

  • Witness statements
  • Expert witness testimony
  • Medical expert opinions
  • Accident reconstruction specialists

Multiple Liable Parties

In many accidents, multiple parties share liability:

Trucking Accidents:

  • Truck driver (negligent operation)
  • Trucking company (negligent hiring, supervision, maintenance)
  • Cargo loader (improper loading)
  • Vehicle manufacturer (defective parts)
  • Maintenance company (improper repairs)

Rideshare Accidents:

  • Rideshare driver
  • Rideshare company (Uber/Lyft)
  • Other at-fault drivers
  • Vehicle owner

Drunk Driving Accidents:

  • Drunk driver
  • Bar/restaurant (dram shop liability)
  • Social host (limited circumstances)
  • Liquor store

More liable parties = more insurance policies = higher recovery potential.

Damages and Compensation

Types of Damages You Can Recover

Economic Damages (No Cap in Texas):

  • Medical expenses (past and future)
  • Lost wages and lost earning capacity
  • Property damage
  • Out-of-pocket expenses (transportation, home modifications)

Non-Economic Damages (No Cap Except Medical Malpractice):

  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of consortium
  • Loss of enjoyment of life

Punitive/Exemplary Damages (Capped):

  • Available for gross negligence, fraud, or malice
  • Common in drunk driving cases
  • Cap: Greater of $200,000 OR (2x economic + 1x non-economic max $750,000)

Settlement Ranges by Injury Type

Soft Tissue Injuries (Whiplash, Sprains, Strains):

  • Medical treatment: $6,000-$16,000
  • Lost wages: $2,000-$10,000
  • Pain & suffering: $8,000-$35,000
  • Settlement range: $15,000-$60,000

Broken Bone (Single, Simple Fracture):

  • Medical treatment: $10,000-$20,000
  • Lost wages: $5,000-$15,000
  • Pain & suffering: $20,000-$60,000
  • Settlement range: $35,000-$95,000

Herniated Disc (Surgery Required):

  • Medical treatment: $96,000-$205,000
  • Future medical: $30,000-$100,000
  • Lost wages: $20,000-$50,000
  • Lost earning capacity: $50,000-$400,000
  • Pain & suffering: $150,000-$450,000
  • Settlement range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

  • Medical treatment: $198,000-$638,000
  • Future medical: $300,000-$3,000,000+
  • Lost wages: $50,000-$200,000
  • Lost earning capacity: $500,000-$3,000,000+
  • Pain & suffering: $500,000-$3,000,000+
  • Settlement range: $1,548,000-$9,838,000

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

Spinal Cord Injury/Paralysis:

  • Lifetime care costs: $2,500,000-$13,000,000+
  • Settlement range: $4,770,000-$25,880,000

Amputation:

  • Medical treatment: $170,000-$480,000
  • Future prosthetics: $500,000-$2,000,000
  • Settlement range: $1,945,000-$8,630,000

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Wrongful Death:

  • Funeral/burial: $10,000-$20,000
  • Medical expenses before death: $50,000-$500,000
  • Lost financial support: $1,000,000-$4,000,000
  • Loss of companionship: $500,000-$3,000,000
  • Settlement range: $1,910,000-$9,520,000

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Nuclear Verdicts in Texas

Texas leads the nation in nuclear verdicts (awards exceeding $10 million):

  • 2024: $81.7M wrongful death car accident (Hatch v. Jones)
  • 2024: $105M Amazon DSP accident (Lopez v. All Points 360)
  • 2024: $44.1M trucking pileup (New Prime I-35)
  • 2024: $37.5M trucking verdict (Oncor Electric)

Why this matters:
Insurance companies FEAR nuclear verdicts. This fear increases settlement values across all serious injury cases. Our trial readiness and multi-million dollar track record give us leverage in every negotiation.

Insurance Counter-Intelligence: How Insurance Companies Try to Screw You

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Lupe spent years working FOR insurance companies. Now he uses that knowledge FOR victims. He knows EXACTLY what they’re doing because he did it himself.

Tactic #1: Quick Contact and Recorded Statement Trap

What they do:
Within hours of your accident, insurance adjusters contact you—often while you’re:

  • Still in the hospital
  • On pain medication
  • Scared about your injuries and financial future

They act friendly and helpful:

  • “We just want to help you”
  • “We need your side of the story”
  • “This is routine, everyone does this”

What they’re really doing:
Building their defense against you with leading questions:

Question They Ask What They Want You to Say
“You’re feeling better now though, right?” Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?” Minimize collision severity
“You were able to walk away from the scene?” Suggest injuries not serious
“Were you distracted at all?” Get you to admit distraction
“How fast were you going?” Hope you overestimate or say “I don’t know”

Everything is recorded, transcribed, and WILL be used against you.

The truth:

  • You are NOT required to give a recorded statement to the other driver’s insurance
  • Giving a statement without an attorney ALMOST ALWAYS hurts your case

How we counter:

  • DO NOT give recorded statements without us
  • Once you hire Attorney911, we become your voice
  • We prepare you properly if a statement becomes necessary
  • We know their questions because Lupe asked them for years

Tactic #2: Quick Settlement Offer Trap

What they do:
Within days or weeks, insurance offers quick money:

  • Typical offers: $2,000-$5,000
  • Sometimes $10,000-$15,000 if they’re scared
  • Sounds good when you have zero money and mounting bills

They create artificial urgency:

  • “This offer expires in 48 hours”
  • “I can only get approval for this amount right now”
  • “Take it or leave it”

The trap:
You don’t know the extent of your injuries yet.

What Happens Result
Day 3: Insurance offers $3,500 “final settlement” You’re desperate, in pain, scared
You sign the release You think it’s over
Week 6: MRI shows herniated disc requiring surgery Surgery costs $100,000
TOO LATE You signed release, can’t reopen claim
You pay $100,000 out of pocket Insurance pays nothing more

RELEASE IS PERMANENT AND FINAL.

How we counter:
NEVER settle before Maximum Medical Improvement (MMI)

  • MMI = as good as you’ll get medically
  • Could be 6 months, 12 months, 24+ months
  • Can’t know true case value until MMI
  • We know offers are ALWAYS lowball
  • Lupe calculated these lowball offers for years—he KNOWS they’re offering 10-20% of true value

Tactic #3: “Independent” Medical Exam (IME) Scheme

What they call it:
“Independent Medical Examination”

What it really is:
Insurance company hired doctor to minimize your injuries

How they choose IME doctors:

  • Based on who gives insurance-favorable reports
  • Doctors who consistently find “no injury” or “pre-existing condition”
  • Doctors paid THOUSANDS by insurance companies ($2,000-$5,000 per exam)
  • Repeat business = repeat favorable reports

What happens at IME:

  • 10-15 minute “examination”
  • Cursory physical exam
  • Rarely review your complete medical records
  • Ask questions designed to elicit “I’m feeling better” responses
  • Look for ANY reason to minimize injuries

Common IME doctor findings:

What They Say What It Means
“Patient has pre-existing degenerative changes” Everyone over 40 has some arthritis – used to deny claims
“Injuries consistent with minor trauma” Minimizes your pain and suffering
“Patient can return to full duty work” Eliminates lost wage claims
“Treatment has been excessive” Attacks your treating doctors
“Subjective complaints out of proportion to objective findings” Medical speak for calling you a LIAR

How we counter:

  • Prepare you extensively before exam
  • Send complete medical records to IME doctor first
  • Challenge biased IME reports with our own medical experts
  • Lupe knows these specific doctors and their biases—he hired them for years

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.” – Lupe Peña

Tactic #4: Delay and Financial Pressure

What they do:
Drag your case out hoping you get desperate:

  • “Still investigating your claim”
  • “Waiting for medical records” (that we sent months ago)
  • “Reviewing your file”
  • “Need additional information”
  • Ignore calls and emails
  • Take weeks to respond to simple questions

Why delay works:
Insurance companies have:

  • Unlimited time
  • Unlimited resources
  • No financial pressure
  • Earning interest on YOUR settlement money

You have:

  • Mounting bills
  • Zero income
  • Creditors threatening
  • Need money NOW

Financial desperation makes you accept less:

  • Month 1: You’d reject $5,000 offer
  • Month 6: You’d seriously consider $5,000
  • Month 12: You’d BEG for $5,000 just to end the nightmare

How we counter:

  • File lawsuit to force deadlines
  • Set depositions forcing them to produce witnesses
  • Prepare for trial showing we’re serious
  • Lupe understands delay tactics because he used them—knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What they monitor:

  • Facebook: Posts, photos, check-ins, comments, likes, tagged photos
  • Instagram: Stories, reels, posts, geotags
  • TikTok: Videos showing activity levels
  • LinkedIn: Employment status changes
  • Twitter/X: Tweets, replies, activity
  • YouTube: Videos posted
  • Snapchat: Saved stories, public content

Advanced techniques:

  • Facial recognition to find photos you’re tagged in
  • Geotagging data to track your locations
  • Monitor your friends’ profiles for posts mentioning you
  • Use fake profiles to send friend requests
  • Archive your entire social media history
  • Use subpoenas to obtain “private” content

Examples we’ve defended:

Example What Happened Insurance Claimed Reality
Old Photo Gym photo from 3 YEARS AGO Presented as recent, contradicts injury We proved metadata was pre-accident
Restaurant Check-in Facebook check-in at restaurant “Partying and having fun” Sitting quietly having dinner
Friend’s Comment Friend posted “Had fun yesterday!” Evidence of non-injury Client was resting at home
Walking Dog Video of client walking dog slowly “Not disabled” Doctor RECOMMENDED short walks
Smiling in Photo Family photo smiling “Not in pain – she’s smiling!” Everyone smiles for photos

7 Rules for Clients:

  1. Make ALL profiles private immediately
  2. DON’T post about accident, injuries, or activities
  3. DON’T check in anywhere
  4. Tell friends/family: don’t tag, don’t post about you
  5. Don’t accept friend requests from strangers (fake profiles)
  6. BEST: Stay off social media entirely during case
  7. Assume EVERYTHING is being monitored

Tactic #6: Comparative Fault Arguments

What they do:
Try to assign you MAXIMUM fault to reduce their payment:

  • “You were speeding” (without evidence)
  • “You weren’t paying attention” (speculation)
  • “You could have avoided this” (hindsight bias)
  • “You were distracted” (guessing)
  • “You contributed to this accident” (shifting blame)

Why they do this:
Texas 51% bar rule means:

  • If you’re 51%+ at fault → You get NOTHING
  • If you’re 50% or less at fault → Your damages reduced by your percentage

Even small fault percentages cost thousands:

  • 10% fault on $100,000 case = $10,000 less for you
  • 25% fault on $250,000 case = $62,500 less for you
  • 40% fault on $500,000 case = $200,000 less for you

How we counter:

  • Aggressive liability investigation
  • Accident reconstruction proving other driver’s fault
  • Witness statements supporting your version
  • Police report analysis emphasizing citations
  • Expert testimony on perception-reaction time
  • Lupe knows their fault arguments because he made them for years—now he defeats them

Colossus: How Insurance Companies ACTUALLY Value Your Claim

Lupe knows this from the inside—he used these systems.

How Colossus works:

  1. Data Entry: Adjuster inputs injury codes, treatment, costs, jurisdiction
  2. Coding: Injuries coded using standardized medical terms
  3. Calculation: Software applies algorithms to determine “value”
  4. Range Output: System provides recommended settlement range

How insurance manipulates Colossus:

  • Low Injury Codes: “Soft tissue strain” instead of “disc herniation” reduces value 50-100%
  • Excessive Treatment Flags: Therapy beyond “normal” range triggers reduction
  • Conservative Treatment Penalty: Chiropractic valued less than MD
  • Pre-Existing Reduction: Any prior condition used to reduce value
  • Jurisdiction Factor: Low-verdict counties get lower values

Why Lupe’s experience matters:

  • Knows how to code injuries properly for maximum value
  • Knows which medical terms trigger higher valuations
  • Knows when Colossus output is artificially low
  • Knows how to present records to beat the algorithm
  • Worked with these systems for years as defense attorney

Reserve Setting: The Hidden Leverage Point

What reserves are:

  • Money insurance company sets aside for your claim
  • Based on worst-case scenario (their estimate of trial verdict)
  • Adjuster usually CANNOT settle for more than reserve without approval

How we increase reserves:

  • Hiring experts (shows we’re investing in case)
  • Taking depositions (creating litigation expense)
  • Filing lawsuit (forces trial evaluation)
  • Preparing for trial (shows we won’t back down)

Lupe understands reserve psychology and settlement authority limits—this is GAME-CHANGING advantage.

Medical Knowledge: Understanding Your Injuries

Traumatic Brain Injury (TBI)

Immediate vs. Delayed Symptoms:

Immediate Symptoms:

  • Loss of consciousness
  • Confusion and disorientation
  • Vomiting and nausea
  • Seizures
  • Severe headache
  • Dilated pupils
  • Slurred speech
  • Weakness or numbness

Delayed Symptoms (CRITICAL):

  • Worsening headaches
  • Repeated vomiting
  • Seizures developing days later
  • Slurred speech or difficulty speaking
  • Personality changes and mood swings
  • Sleep disturbances
  • Sensitivity to light and noise
  • Memory problems worsening

Why delayed symptoms matter legally:
Insurance companies claim delayed symptoms aren’t from the accident. We use medical experts to explain that symptom progression is NORMAL for brain injuries.

Severity Classifications:

Classification Characteristics
Mild TBI / Concussion Brief LOC, GCS 13-15, may seem “fine” initially
Moderate TBI LOC minutes to hours, GCS 9-12, lasting impairment
Severe TBI Extended unconsciousness, GCS 3-8, permanent disability

Long-term complications:

  • Chronic Traumatic Encephalopathy (CTE)
  • Post-Concussive Syndrome (10-15% of patients)
  • Increased dementia risk (doubles for moderate TBI)
  • Personality and mood disorders (40-50% develop depression)
  • Seizure disorders
  • Cognitive impairment

Spinal Cord Injury

Injury levels and impact:

Cervical Spine (C1-C8, Neck Region):

  • C1-C4 (High Cervical): Quadriplegia, possible ventilator dependence
  • C5-C8 (Low Cervical): Quadriplegia with some arm/hand function

Thoracic Spine (T1-T12, Mid-Back):

  • Paraplegia: Lower body paralysis
  • Trunk control varies by level

Lumbar Spine (L1-L5, Lower Back):

  • Varying degrees of leg weakness/paralysis
  • Bowel/bladder dysfunction common
  • May walk with assistive devices

ASIA Impairment Scale:

Grade Classification Prognosis
A Complete No motor or sensory function below injury
B Sensory Incomplete Sensory function but no motor function
C Motor Incomplete Motor function but most muscles <3/5 strength
D Motor Incomplete Motor function with most muscles ≥3/5 strength
E Normal Full motor and sensory function (recovered)

Secondary complications:

  • Pressure sores (leading cause of hospitalization)
  • Respiratory complications (pneumonia – leading cause of death)
  • Bowel and bladder dysfunction
  • Sexual dysfunction
  • Autonomic dysreflexia (life-threatening blood pressure crisis)
  • Depression (40-60% of patients)
  • Shortened life expectancy (5-15 years on average)

Herniated Disc

Treatment timeline:

  1. Acute Phase (Weeks 1-6): Severe pain, medications, rest
  2. Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic
  3. Interventional (If Conservative Fails): Epidural steroid injections
  4. Surgery (If Injections Fail): Microdiscectomy or fusion

Permanent restrictions impact:

  • Can’t return to physical labor jobs
  • Lost earning capacity claims
  • Ongoing pain management needs

Soft Tissue Injuries

Why insurance undervalues soft tissue:

  • No broken bones or surgery = appears “minor”
  • Difficult to see on X-rays
  • Symptoms are subjective (pain, stiffness)

Why soft tissue can be SERIOUS:

  • 15-20% develop chronic pain
  • Can prevent return to physical jobs
  • Whiplash can cause permanent problems
  • Often misdiagnosed initially

Proper documentation is CRITICAL:

  • Detailed pain descriptions to doctors
  • Consistent treatment (no gaps)
  • MRI proving injury
  • Physical therapy records
  • Work restrictions documented

Why Choose Attorney911 for Your Aransas Pass Accident Case

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What this means for your case:

  • We know their tactics because Lupe used them
  • We anticipate their strategies before they deploy them
  • We know how they value claims internally
  • We know which IME doctors they favor
  • We know how to beat their algorithms
  • We speak their language

No other firm in Aransas Pass has this advantage.

2. Multi-Million Dollar Results

Attorney911 has recovered millions for victims of:

  • Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss”
  • Amputations: “This case settled in the millions”
  • Trucking wrongful death: “Recovered millions of dollars in compensation”
  • Maritime injuries: “Significant cash settlement”

Our results prove we don’t settle cheap.

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas.

Why this matters:

  • Complex cases often end up in federal court
  • FMCSA trucking regulations are federal
  • Diversity jurisdiction for out-of-state defendants
  • Federal court requires different skills than state court

BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation”

4. Personal Attention You Deserve

What clients say:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Consistent communication and not one time did i call and not get a clear answer.” – Dame Haskett

You work directly with Ralph or Lupe, not a case manager assembly line.

5. Contingency Fee – No Risk to You

“We don’t get paid unless we win your case.”

  • Free consultation
  • No upfront costs
  • No hourly billing
  • We advance all case costs
  • You pay nothing unless we recover for you

Frequently Asked Questions About Aransas Pass Car Accidents

Immediate After Accident

1. What should I do immediately after a car accident in Aransas Pass?
If you’ve been in an accident in Aransas Pass:

  • Call 911 and report the accident
  • Seek medical attention even if you feel fine (adrenaline masks injuries)
  • Document everything: photos of damage, injuries, scene
  • Exchange information with other driver
  • Get witness names and phone numbers
  • Do NOT give recorded statement to any insurance company
  • Call Attorney911: 1-888-ATTY-911

2. Should I call the police even for a minor accident?
Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

  • Traumatic brain injuries can take days to manifest
  • Internal bleeding may not be obvious
  • Herniated discs may not cause pain for weeks
  • Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

  • Other driver: name, phone, address, driver’s license, insurance
  • Vehicle: make, model, color, license plate
  • Witnesses: names and phone numbers
  • Photos: all vehicle damage, injuries, road conditions, traffic signals
  • Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

  • Exchange information only
  • Do NOT discuss fault
  • Do NOT apologize or say “I’m sorry” (can be used as admission)
  • Do NOT give your opinion on what happened
  • Stick to facts only

6. How do I obtain a copy of the accident report?
In Aransas Pass, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
NEVER accept settlement before knowing full extent of injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

  • Someone else was at fault (even partially)
  • You suffered injuries or damages
  • There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from date of accident for personal injury, 2 years from date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

  1. Investigation and evidence gathering
  2. Medical treatment to MMI
  3. Demand letter to insurance
  4. Negotiation
  5. Lawsuit if necessary
  6. Discovery
  7. Mediation
  8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

  • Medical expenses (past and future)
  • Lost wages and earning capacity
  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of enjoyment of life
  • Property damage

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

  • Giving recorded statement without attorney
  • Accepting quick settlement
  • Delaying medical treatment
  • Gaps in treatment
  • Posting on social media
  • Signing releases or authorizations
  • Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize severity of injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?
You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. “Eggshell plaintiff” rule: Defendant takes victim as they find them. Example: You had mild occasional back pain. Accident caused herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?
YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?
Most commonly using multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. Multiplier depends on: injury severity, permanency, impact on life, clear liability. Example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years—he knows how to justify higher multipliers. See Section G for detailed breakdown.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?
File police report immediately (hit and run is criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage deleted 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?
YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. Driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?
You can still pursue claim against deceased driver’s estate and insurance. Death doesn’t eliminate liability. Insurance policy still applies. Estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle with sensitivity while protecting your rights.

Serving Aransas Pass and the Coastal Bend Region

Attorney911 serves accident victims throughout the Coastal Bend region, including:

  • Aransas Pass: Our team understands the unique traffic challenges of this coastal community, from the busy Port Aransas causeway to the industrial traffic on Highway 35.
  • Port Aransas: We handle accidents involving tourists, commercial fishing vessels, and ferry traffic.
  • Rockport-Fulton: Our firm has experience with accidents on scenic routes and near popular tourist destinations.
  • Corpus Christi: We serve clients throughout Nueces County, from the medical center to the industrial corridor.
  • Ingleside: Our attorneys understand the challenges of accidents involving oil field service vehicles and commercial trucks.
  • Portland: We help clients injured in accidents on FM 893 and other rural roads.
  • Gregory: Our firm serves clients in smaller communities with the same dedication as larger cities.

Local knowledge matters:

  • We know the local courts and judges
  • We understand the insurance adjusters who handle claims in this region
  • We’re familiar with the hospitals and medical providers
  • We understand the local industries and traffic patterns
  • We have relationships with local experts and investigators

Our commitment to Aransas Pass:

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie H.

Call Attorney911 Now: 1-888-ATTY-911

If you’ve been injured in a motor vehicle accident in Aransas Pass or anywhere in the Coastal Bend region, don’t wait. Evidence disappears daily. Insurance companies are already building their case against you.

Call 1-888-ATTY-911 now for:

  • Free consultation with no obligation
  • Immediate evidence preservation
  • Protection from insurance company tactics
  • Aggressive representation with insider knowledge
  • No fee unless we win your case

Remember:

  • Every day you wait, evidence disappears
  • Surveillance footage deleted in 7-30 days
  • Witness memories fade quickly
  • 2-year statute of limitations is absolute
  • Insurance is already building their case against you

Don’t face this alone. Call Attorney911 now:
📞 1-888-ATTY-911 (1-888-288-9911)
🌐 https://attorney911.com
📍 Serving Aransas Pass, Port Aransas, Rockport, Corpus Christi, and the entire Coastal Bend region

Hablamos Español. Lupe Peña and our team are ready to help Spanish-speaking clients. “Especially Miss Zulema, who is always very kind and always translates.” – Celia D.

You are not just a case number. You are family.

“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” – Kiwi Potato

Call now. We answer 24/7. 1-888-ATTY-911