Motor Vehicle Accident Lawyers in Claude, Armstrong County, Texas

If you’ve been injured in a car accident in Claude, Armstrong County, Texas, you’re not alone. With one crash occurring every 57 seconds in Texas, accidents are an unfortunate reality on our roads. At Attorney911, we understand the physical, emotional, and financial toll a motor vehicle accident can take on you and your family. Our experienced team, led by Ralph Manginello with over 25 years of legal expertise, is here to fight for the compensation you deserve.

The Reality of Car Accidents in Claude and Armstrong County

Armstrong County sees its share of motor vehicle accidents, from collisions on Highway 287 to crashes in the heart of Claude. In 2024 alone, Texas experienced:

251,977 people injured in motor vehicle crashes
1 person injured every 2 minutes and 5 seconds
4,150 fatalities

These statistics aren’t just numbers—they represent real people whose lives have been disrupted by accidents that could have been prevented. Whether you were rear-ended on your way to work, involved in a multi-vehicle pileup, or struck by a distracted driver, our team at Attorney911 is prepared to help you navigate the complex legal process ahead.

Why Choose Attorney911 for Your Claude Car Accident Case

When you’re facing mounting medical bills, lost wages, and the uncertainty of recovery, you need a law firm that combines legal expertise with genuine compassion. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Advantage

Our firm includes Lupe Peña, a former insurance defense attorney who spent years working for large insurance companies. He knows their tactics because he used them—now he uses that knowledge to fight for you. As Lupe explains:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze one frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

This insider perspective is invaluable when dealing with insurance companies that are already building a case against you.

2. Multi-Million Dollar Results

We don’t just talk about results—we deliver them. Our firm has recovered millions for clients facing catastrophic injuries, including:

A multi-million dollar settlement for a client who suffered a brain injury with vision loss
A case where our client’s leg was injured in a car accident, leading to complications and partial amputation, which settled in the millions
Millions recovered for families facing trucking-related wrongful death cases

As client Kiimarii Yup shared: “I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.”

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court admission is crucial for complex cases, including:

Trucking accidents involving interstate commerce
Cases against large corporations
Product liability claims

Our firm was also one of the few involved in BP explosion litigation, demonstrating our capability to take on billion-dollar corporations.

4. Personal Attention You Deserve

Unlike high-volume firms where you’re just a case number, at Attorney911, you work directly with our attorneys. As client Chad Harris described:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

Stephanie Hernandez echoed this sentiment: “When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.”

5. No Fee Unless We Win

We understand the financial strain an accident can cause, which is why we work on a contingency fee basis. You pay nothing unless we win your case. As client Glenda Walker shared:

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

Common Types of Motor Vehicle Accidents in Claude and Armstrong County

Car Accidents

Car accidents are the most common type of motor vehicle accident in Armstrong County. Whether it’s a rear-end collision on Highway 287, a T-bone accident at a busy intersection, or a single-vehicle crash, these accidents can result in serious injuries.

Common causes include:

Distracted driving (texting, eating, or using a phone)
Speeding
Failure to yield
Running red lights or stop signs
Driving under the influence
Fatigued driving

Injuries from car accidents can range from whiplash and soft tissue injuries to traumatic brain injuries, spinal cord damage, and even wrongful death. As client MONGO SLADE shared after being rear-ended: “I was rear-ended and the team got right to work…I also got a very nice settlement.”

Trucking Accidents

With Highway 287 running through Armstrong County, trucking accidents are a significant concern. These accidents often result in catastrophic injuries due to the size and weight of commercial vehicles.

In 2024, Texas saw:

39,393 commercial motor vehicle crashes
608 trucking fatalities
1,601 serious injuries

Trucking accidents can involve multiple liable parties, including:

The truck driver
The trucking company
The cargo loader
The vehicle manufacturer
The maintenance company

Our firm has extensive experience handling trucking cases, including those involving FMCSA violations. As we’ve shared with clients: “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Drunk Driving Accidents

Drunk driving remains a serious problem in Texas. In 2024, alcohol-impaired driving caused:

1,053 deaths (25.37% of all traffic fatalities)
Over 24,000 DWI-related crashes

Texas has strong dram shop laws that can hold bars, restaurants, and other establishments liable if they serve alcohol to an obviously intoxicated person who then causes an accident. Signs of obvious intoxication include:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination
Aggressive or erratic behavior

Our firm’s experience extends to both civil and criminal cases. Ralph Manginello is a member of the Harris County Criminal Lawyers Association, and we’ve successfully handled DWI cases, including:

A case where breathalyzer machines weren’t properly maintained, leading to dismissal
A case with missing EMS notes and no breath or blood test, dismissed on the day of trial
A case where video evidence showed the client wasn’t drunk, leading to dismissal

Motorcycle Accidents

Motorcycle accidents often result in severe injuries due to the lack of protection for riders. In 2024, Texas saw 585 motorcyclist fatalities, with 37% of those killed not wearing helmets.

Common causes of motorcycle accidents include:

Failure to yield right of way
Driver inattention or distraction
Unsafe lane changes
Left-turn accidents
Speeding

Insurance companies often try to blame motorcyclists for accidents. With Lupe’s experience making these arguments for insurance companies, we know how to counter them effectively.

Pedestrian Accidents

Pedestrians are particularly vulnerable on the roads. In 2024, Texas experienced:

6,095 pedestrian crashes
768 pedestrian fatalities
Pedestrians accounting for 1% of crashes but 19% of all roadway deaths

Under Texas law, pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. Many drivers aren’t aware of this, leading to preventable accidents.

Hit and Run Accidents

Hit and run accidents are a growing problem, with one occurring every 43 seconds in the U.S. In Texas, leaving the scene of an accident is a serious crime:

Death: 2nd degree felony (2-20 years in prison)
Serious bodily injury: 3rd degree felony (2-10 years)
Minor injury: State jail felony (up to 5 years)

If you’re the victim of a hit and run, your own uninsured motorist (UM) coverage can help compensate you. We’ve helped many clients navigate these complex claims.

What to Do After a Car Accident in Claude

If you’ve been in an accident in Armstrong County, follow these steps to protect your health and your legal rights:

Immediately After the Accident (First 24 Hours)

Ensure Safety: Move to a safe location if possible, but don’t leave the scene.
Call 911: Report the accident and request medical assistance if needed.
Seek Medical Attention: Even if you feel fine, some injuries may not be immediately apparent.
Document Everything:
- Take photos of vehicle damage, injuries, and the accident scene
- Exchange information with the other driver (name, phone, insurance, license plate)
- Get names and contact information of witnesses
Don’t Give Recorded Statements: Insurance adjusters may call quickly. Politely decline to give a statement until you’ve spoken with an attorney.
Call Attorney911: Our legal emergency line is available 24/7 at 1-888-ATTY-911.

In the Days Following the Accident

Follow Up with Medical Care: Continue all recommended treatments and keep all appointments.
Preserve Evidence: Don’t repair your vehicle yet, and keep all damaged items.
Document Expenses: Keep receipts for all accident-related expenses.
Be Cautious on Social Media: Insurance companies monitor social media for any activity that contradicts your injury claims.
Stay in Touch with Your Attorney: We’ll handle all communications with insurance companies.

Texas Motor Vehicle Accident Laws You Should Know

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is strict—if you miss it, you may lose your right to compensation forever.

Comparative Negligence (51% Rule)

Texas follows a modified comparative negligence rule. This means:

If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
If you’re 51% or more at fault, you cannot recover any damages

Insurance companies often try to assign maximum fault to accident victims. With Lupe’s experience making these arguments for insurance companies, we know how to counter them effectively.

Minimum Insurance Requirements

Texas requires drivers to carry minimum insurance coverage of:

$30,000 for bodily injury per person
$60,000 for bodily injury per accident
$25,000 for property damage

However, many drivers carry only the minimum, which may not be enough to cover serious injuries. That’s why uninsured/underinsured motorist (UM/UIM) coverage is so important.

How Insurance Companies Try to Minimize Your Claim

Insurance companies have one goal: to pay you as little as possible. They use several tactics to achieve this, and Lupe Peña knows them all because he used them when he worked for insurance companies.

1. The Quick Settlement Offer

Within days of your accident, the insurance company may offer you a quick settlement—often for much less than your case is worth. They create artificial urgency, telling you the offer will expire soon.

The Trap: You don’t know the full extent of your injuries yet. If you accept their offer and later need surgery, you can’t go back for more money.

2. Recorded Statements

Insurance adjusters will call you, acting friendly and concerned. They’ll ask for a recorded statement about what happened.

The Trap: Everything you say is recorded and can be used against you. Even innocent statements can be twisted to make it seem like you’re at fault or not as injured as you claim.

3. Independent Medical Exams (IMEs)

The insurance company may require you to see a doctor of their choosing for an “independent” medical exam.

The Trap: These doctors are hired by insurance companies to minimize your injuries. Lupe knows this because he used to hire these doctors for insurance companies.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze one frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after.”

4. Surveillance

Insurance companies may hire private investigators to follow you and record your activities.

The Trap: They’re looking for any activity that contradicts your injury claims, even if it’s taken out of context.

5. Delay Tactics

Insurance companies may drag out your claim, hoping you’ll get desperate and accept a low offer.

The Trap: The longer they delay, the more financial pressure you feel. They know this and use it against you.

6. Pre-Existing Condition Blame

Insurance companies will scour your medical records for any pre-existing conditions to blame for your injuries.

The Trap: Even if you had a prior condition, you’re entitled to compensation if the accident made it worse. Lupe knows how to counter these arguments.

What You Can Recover in a Motor Vehicle Accident Case

If you’ve been injured in an accident that wasn’t your fault, you may be entitled to compensation for:

Economic Damages (No Cap in Texas)

Medical Expenses: Past and future medical bills related to your accident
Lost Wages: Income lost due to time off work
Lost Earning Capacity: If your injuries prevent you from earning as much in the future
Property Damage: Repair or replacement of your vehicle and other damaged property
Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, etc.

Non-Economic Damages (No Cap in Texas)

Pain and Suffering: Physical pain from your injuries
Mental Anguish: Emotional distress, anxiety, depression
Physical Impairment: Loss of physical function or disability
Disfigurement: Scarring or permanent visible injuries
Loss of Consortium: Impact on your relationship with your spouse
Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed

Punitive Damages (Capped in Texas)

In cases of gross negligence or malice, you may be entitled to punitive damages to punish the at-fault party. These are capped at the greater of:

$200,000, OR
2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic portion)

How Much Is My Car Accident Case Worth?

The value of your case depends on several factors, including:

Severity of Your Injuries: More severe injuries generally result in higher compensation.
Medical Treatment Required: The cost of your medical care, including future treatment needs.
Impact on Your Life: How your injuries affect your daily activities and quality of life.
Lost Income: Both past and future lost wages.
Liability: How clear it is that the other party was at fault.
Insurance Coverage Available: The policy limits of the at-fault party’s insurance.

Here are some general settlement ranges for different types of injuries:

Soft Tissue Injuries (Whiplash, Sprains, Strains)

Medical Treatment: $6,000-$16,000
Lost Wages: $2,000-$10,000
Pain & Suffering: $8,000-$35,000
Settlement Range: $15,000-$60,000

Broken Bones (Simple Fracture)

Medical Treatment: $10,000-$20,000
Lost Wages: $5,000-$15,000
Pain & Suffering: $20,000-$60,000
Settlement Range: $35,000-$95,000

Broken Bones (Requiring Surgery)

Medical Treatment: $47,000-$98,000
Lost Wages: $10,000-$30,000
Pain & Suffering: $75,000-$200,000
Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment)

Medical Treatment: $22,000-$46,000
Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000
Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required)

Medical Treatment: $96,000-$205,000
Future Medical: $30,000-$100,000
Lost Wages: $20,000-$50,000
Lost Earning Capacity: $50,000-$400,000
Pain & Suffering: $150,000-$450,000
Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe)

Medical Treatment: $198,000-$638,000
Future Medical: $300,000-$3,000,000+
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+
Settlement Range: $1,548,000-$9,838,000

Spinal Cord Injury / Paralysis

First Year Costs: $500,000-$1,500,000
Annual Costs After: $70,000-$250,000
Lifetime Costs: $2,500,000-$13,000,000+
Settlement Range: $4,770,000-$25,880,000

Amputation

Medical Treatment: $170,000-$480,000
Future Prosthetics: $500,000-$2,000,000
Settlement Range: $1,945,000-$8,630,000

Wrongful Death

Funeral and Burial: $10,000-$20,000
Medical Expenses Before Death: $50,000-$500,000
Lost Financial Support: $1,000,000-$4,000,000
Loss of Companionship: $500,000-$3,000,000
Settlement Range: $1,910,000-$9,520,000

Remember: These are general ranges. Every case is unique, and past results don’t guarantee future outcomes. Our team will evaluate your specific situation to determine the potential value of your case.

Why Claude and Armstrong County Residents Choose Attorney911

1. We Know Armstrong County

While our main office is in Houston, we serve clients throughout Texas, including Claude and Armstrong County. We understand the unique challenges faced by residents in rural Texas, from accidents on Highway 287 to collisions in town.

2. Personal Attention from Start to Finish

At Attorney911, you’re not just a case number. You work directly with Ralph Manginello and Lupe Peña, not a team of case managers. As client Dame Haskett shared:

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.”

3. We Speak Your Language

Lupe Peña is fluent in Spanish, and our team includes bilingual staff members like Zulema. As client Celia Dominguez said:

“Especially Miss Zulema, who is always very kind and always translates.”

4. We Take Cases Others Won’t

Many firms shy away from complex or challenging cases. We don’t. As client Greg Garcia experienced:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

5. We Prepare Every Case for Trial

While most cases settle, we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures we’re ready if your case does go to court. Insurance companies know we’re not bluffing.

Frequently Asked Questions About Car Accidents in Claude

Immediate After Accident

What should I do immediately after a car accident in Claude or Armstrong County?

If you’ve been in an accident in Armstrong County:

Call 911 and report the accident
Seek medical attention even if you feel fine
Document everything with photos and notes
Exchange information with the other driver
Get witness contact information
Do NOT give recorded statements to insurance companies
Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

Should I call the police even for a minor accident?

Yes. Always call the police. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000. The police report is critical evidence for your case.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately due to adrenaline. Injuries like traumatic brain injuries, internal bleeding, or herniated discs may not cause pain for days or weeks. Insurance companies use delays in treatment against you, so get checked immediately.

What information should I collect at the scene?

Other driver’s name, phone number, address, driver’s license, and insurance information
Vehicle make, model, color, and license plate number
Witness names and phone numbers
Photos of all vehicle damage, injuries, road conditions, and traffic signals
Police officer name, badge number, and report number

Should I talk to the other driver or admit fault?

Only exchange basic information. Do NOT:

Discuss fault
Apologize or say “I’m sorry” (this can be used as an admission of fault)
Give your opinion on what happened
Speculate about injuries

Dealing with Insurance

Should I give a recorded statement to insurance?

To the other driver’s insurance: No, not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first for guidance.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information like your name and the date of the accident. Do NOT:

Give a recorded statement
Discuss your injuries
Discuss fault
Accept any settlement offers

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer, and it’s usually far below what your case is actually worth. Attorney911 fights for what you truly deserve.

Should I accept a quick settlement offer?

Never accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured or underinsured?

Your own uninsured/underinsured motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which means you can combine coverage from multiple policies. Watch our video on UM/UIM claims: https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign a medical authorization without having an attorney review it first.

Legal Process

Do I have a personal injury case?

You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance coverage to recover from

Watch our video “Do I Have a Good Case?”: https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily, and insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911 as soon as possible.

How much time do I have to file a lawsuit (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. For wrongful death claims, it’s 2 years from the date of death. If you miss this deadline, your case will be barred forever.

What is comparative negligence and how does it affect me?

Texas uses a modified comparative negligence rule with a 51% bar. This means:

If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
If you’re 51% or more at fault, you cannot recover any damages

Insurance companies often try to assign maximum fault to accident victims. With Lupe’s experience making these arguments for insurance companies, we know how to counter them effectively.

Will my case go to trial?

Most cases settle before trial. However, Attorney911 prepares every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures we’re ready if your case does go to court.

Watch our video “Will Your Case Go to Trial?”: https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

The timeline depends on the severity of your injuries. We don’t settle your case until you’ve reached maximum medical improvement (MMI), which is the point where you’ve recovered as much as you’re going to. This could be 6 months for minor injuries or 18-24 months for more serious injuries.

What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to MMI
Demand letter to insurance company
Negotiation
Lawsuit if necessary
Discovery (exchange of information)
Mediation
Trial if needed

Watch our video “What Is the Process for a Personal Injury Claim?”: https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

What is my case worth?

The value of your case depends on factors like:

Severity of your injuries
Cost of medical treatment (past and future)
Lost wages and lost earning capacity
Pain and suffering
Impact on your daily life
Liability (how clear it is that the other party was at fault)
Insurance coverage available

What types of damages can I recover?

Medical expenses (past and future)
Lost wages and lost earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas, and there is no cap on these damages (except in medical malpractice cases).

What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated or worsened your pre-existing condition. This is known as the “eggshell plaintiff” rule—defendants take victims as they find them.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for specific advice.

How is the value of my claim determined?

The value is determined based on:

Medical bills
Future treatment costs
Lost income
Permanent impairment rating
Comparable verdicts and settlements
Severity of injuries
Impact on daily life

Attorney Relationship

How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if the case goes to trial. You pay nothing upfront, and we don’t get paid unless we win your case.

Watch our video “How Do Contingency Fees Work?”: https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

It means you pay nothing unless we recover money for you. If we don’t win your case, you owe us nothing. We advance all case costs.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As client Chad Harris shared: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch attorneys at any time. Attorney911 has taken over many cases from other attorneys. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

What common mistakes can hurt my case?

Giving a recorded statement to insurance without an attorney
Accepting a quick settlement offer
Delaying medical treatment
Gaps in medical treatment
Posting about your accident on social media
Signing releases or medical authorizations without review
Not documenting everything related to the accident

Watch our video “Client Mistakes That Can Ruin Your Case”: https://www.youtube.com/watch?v=r3IYsoxOSxY

Should I post about my accident on social media?

No. Make all your social media profiles private immediately. Don’t post about the accident, your injuries, or your activities. Insurance companies monitor social media for any activity that contradicts your injury claims.

Why shouldn’t I sign anything without a lawyer?

Releases are permanent and binding. Medical authorizations give insurance companies unlimited access to your medical history. Settlement offers are final once signed. Once you sign, you can’t undo it.

What if I didn’t see a doctor right away?

See a doctor now and explain that you didn’t realize the severity of your injuries. Delayed symptoms are common in many injuries. We can still help, but it’s important to document your injuries as soon as possible.

Additional Questions

What if I have a pre-existing condition?

You can still recover compensation. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. For example, if you had mild back pain before the accident and now have a herniated disc requiring surgery, you can recover for the new injury, not just the pre-existing pain. We hire medical experts to prove the difference.

Can I switch attorneys if I’m unhappy with my current lawyer?

Yes, you can fire your attorney at any time. If your current attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle for less than you deserve, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/underinsured motorist claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation for these claims. Texas allows inter-policy stacking, which means you can combine coverage from multiple UM policies. Lupe’s insurance knowledge is critical for maximizing your UM/UIM recovery.

How do you calculate pain and suffering?

Most commonly, we use the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain and suffering. The multiplier depends on factors like injury severity, permanency, impact on your life, and clear liability. For example, $100,000 in medical bills × a 4 multiplier = $400,000 for pain and suffering. Lupe calculated these multipliers for years when he worked for insurance companies—he knows how to justify higher multipliers.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations for most personal injury claims). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex and require an experienced attorney. Ralph’s 25+ years of experience includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

What if the other driver fled the scene (hit and run)?

File a police report immediately—hit and run is a criminal offense. Your uninsured motorist (UM) coverage applies when the at-fault driver is unidentified. Surveillance footage is critical, but most footage is deleted within 7-30 days. We send preservation letters immediately to secure this evidence. Texas allows UM stacking, which means you can combine coverage from multiple policies. We’ve recovered substantial settlements in hit and run cases through UM claims.

What if I’m an undocumented immigrant—can I still file a claim?

Yes. Your immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of your immigration status. Your case is confidential, and we’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish, and our team includes bilingual staff. Call 1-888-ATTY-911—we protect your rights and your privacy.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that parking lot accidents are always 50/50 fault, but this is not true. We prove fault through surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply, and we’ve won many parking lot cases with clear liability findings.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (whether they’re a friend, family member, or Uber driver). You’re an innocent victim, and the driver’s insurance covers passengers. There are no comparative fault issues since you weren’t driving. These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and their insurance. The driver’s death doesn’t eliminate liability, and their insurance policy still applies. The estate may have assets that can be used to compensate you. Wrongful death laws protect both sides. These cases can be emotionally complex but are legally straightforward. We handle them with sensitivity while protecting your rights.

Contact Attorney911 Today

If you or a loved one has been injured in a motor vehicle accident in Claude or anywhere in Armstrong County, don’t wait to get the help you need. Evidence disappears daily, and insurance companies are already building a case against you.

Call our legal emergency line at 1-888-ATTY-911 (1-888-288-9911) for a free, no-obligation consultation. We don’t get paid unless we win your case.

Hablamos Español – Lupe Peña and our team are ready to help Spanish-speaking clients.

Remember, at Attorney911, you’re not just a client—you’re family. Let us fight for the compensation you deserve while you focus on your recovery.

The Manginello Law Firm, PLLC
Attorney911
Serving Claude, Armstrong County, and all of Texas
1-888-ATTY-911 (1-888-288-9911)
https://attorney911.com