Car Accidents in Azle: How Attorney911 Fights for Your Maximum Compensation

If you’ve been injured in a car accident in Azle, you’re not alone. Texas sees a motor vehicle crash every 57 seconds, and tragically, one person is injured every 2 minutes and 5 seconds. In 2024 alone, 251,977 people were injured on Texas roads. These aren’t just statistics – they represent real lives changed in an instant on highways like Highway 199 or the busy intersections of Azle’s city streets.

At Attorney911, we understand the physical pain, emotional stress, and financial uncertainty you’re facing. With Ralph Manginello’s 25+ years of experience handling car accident cases across Texas, including federal court admission to the Southern District of Texas, we’ve recovered millions for victims just like you. Our firm includes Lupe Peña, a former insurance defense attorney who knows exactly how insurance companies try to minimize your claim – because he used to work for them.

This comprehensive guide will explain what to do after an accident, the common injuries we see, how insurance companies try to take advantage of you, and most importantly, how we fight to get you the maximum compensation you deserve.

The Reality of Car Accidents in Azle

Car accidents are the most common type of motor vehicle crash in Azle and throughout Tarrant County. Whether you were rear-ended on Highway 199, involved in a T-bone collision at a busy intersection, or sideswiped on a rural road, the consequences can be life-altering.

In Texas, we see:

• 1 crash every 57 seconds
• 1 person injured every 2 minutes and 5 seconds
• 251,977 people injured in 2024
• 4,150 fatalities in 2024

These accidents happen for many reasons on Azle’s roads:

• Distracted driving (texting, eating, adjusting radio)
• Speeding, especially on rural highways
• Failure to yield right of way at intersections
• Running red lights or stop signs
• Following too closely (rear-end collisions)
• Driving under the influence of alcohol or drugs
• Poor weather conditions (rain, fog, ice)

The aftermath can be overwhelming. You’re dealing with physical pain, mounting medical bills, lost wages from missed work, and insurance companies pressuring you to settle quickly. That’s where Attorney911 comes in.

Common Car Accident Injuries

Car accidents can cause a wide range of injuries, from relatively minor to catastrophic. Some injuries may not show symptoms immediately due to adrenaline masking the pain. That’s why it’s crucial to seek medical attention right away, even if you feel “fine” after the accident.

Whiplash and Soft Tissue Injuries

Whiplash is one of the most common car accident injuries, especially in rear-end collisions. It occurs when your head is suddenly jerked forward and backward, straining the muscles and ligaments in your neck. Symptoms may include:

• Neck pain and stiffness
• Headaches at the base of the skull
• Dizziness
• Blurred vision
• Fatigue

Soft tissue injuries can also affect your back, shoulders, and other areas. While these injuries may seem minor, they can lead to chronic pain if not properly treated.

Herniated Discs

The force of a car accident can cause the discs between your vertebrae to bulge or rupture. This is called a herniated disc and can result in:

• Severe back pain
• Numbness or tingling in arms or legs
• Weakness in muscles
• Pain that radiates down your legs (sciatica)

Herniated discs often require extensive treatment, including physical therapy, epidural injections, or even surgery.

Broken Bones and Fractures

The impact of a car accident can easily break bones. Common fractures include:

• Broken arms, wrists, or hands (from bracing against impact)
• Broken legs or hips
• Broken ribs (which can puncture lungs)
• Broken facial bones or jaw
• Skull fractures

Some fractures require surgery with plates, screws, or rods to heal properly.

Traumatic Brain Injuries (TBI)

Even a “minor” car accident can cause a traumatic brain injury. These occur when your brain is jolted inside your skull, causing bruising, bleeding, or tearing of brain tissue. Symptoms can be immediate or delayed and may include:

• Headaches
• Confusion
• Dizziness
• Nausea or vomiting
• Sensitivity to light or noise
• Mood changes
• Memory problems
• Difficulty concentrating

TBIs can have long-term effects on your cognitive function, personality, and ability to work.

Spinal Cord Injuries

Severe car accidents can damage the spinal cord, potentially leading to partial or complete paralysis. Spinal cord injuries are classified by the level of the spine affected:

• Cervical (neck) injuries can cause quadriplegia (paralysis of all four limbs)
• Thoracic (mid-back) injuries can cause paraplegia (paralysis of the lower body)
• Lumbar (lower back) injuries can cause varying degrees of leg weakness

These injuries often require lifelong medical care and can cost millions over a lifetime.

Internal Organ Damage

The force of a car accident can cause internal bleeding or damage to organs like:

• Liver
• Spleen
• Kidneys
• Lungs
• Heart

Internal injuries can be life-threatening and require emergency surgery.

Psychological Injuries

The emotional impact of a car accident can be just as devastating as physical injuries. Many victims develop:

• Post-traumatic stress disorder (PTSD)
• Anxiety about driving or riding in cars
• Depression
• Sleep disturbances
• Fear and worry about the future

These psychological injuries are real and compensable in your claim.

Why You Need an Azle Car Accident Lawyer

After a car accident, you might think you can handle the insurance claim yourself. But insurance companies have teams of adjusters and lawyers working to minimize your claim. Here’s why you need experienced legal representation:

Insurance Companies Are Not on Your Side

Insurance adjusters may seem friendly, but their job is to protect their company’s bottom line – not to get you the compensation you deserve. They use tactics like:

• Offering quick, lowball settlements before you know the full extent of your injuries
• Pressuring you to give a recorded statement that can be used against you
• Claiming you were partially at fault to reduce their payment
• Delaying your claim in hopes you’ll accept less
• Using surveillance to catch you in “gotcha” moments

Lupe Peña, our associate attorney, spent years working for insurance companies. He knows all their tactics because he used them himself. Now he uses that insider knowledge to fight for you.

Texas Law Protects You – But You Need to Know Your Rights

Texas is an “at-fault” state, meaning the driver who caused the accident is responsible for the damages. However, Texas also has a “51% bar rule” – if you’re found to be 51% or more at fault, you can’t recover anything. If you’re 50% or less at fault, your compensation is reduced by your percentage of fault.

For example:

• If you’re 20% at fault in a $100,000 case, you can recover $80,000
• If you’re 51% at fault, you recover nothing

Insurance companies will try to blame you for the accident to reduce their payment. We know how to counter these arguments and prove the other driver’s fault.

You Don’t Know the Full Value of Your Claim

Many accident victims settle their claims too quickly because they don’t realize:

• Some injuries take months or years to fully manifest
• Future medical treatment may be needed
• You may be entitled to compensation for pain and suffering, not just medical bills
• Lost earning capacity can be significant, especially for high earners

We work with medical experts, economists, and life care planners to calculate the full value of your claim – not just what the insurance company wants to pay.

We Handle the Legal Process So You Can Focus on Recovery

The legal process can be overwhelming when you’re trying to recover from injuries. We handle everything:

• Investigating the accident
• Gathering evidence
• Dealing with insurance companies
• Filing the claim or lawsuit
• Negotiating with adjusters
• Taking your case to trial if necessary

As client Chad Harris said: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” We treat every client with the personal attention they deserve.

What to Do After a Car Accident in Azle

Your actions in the hours and days after a car accident can significantly impact your claim. Here’s what to do:

At the Scene

1. Call 911 – Report the accident and request medical assistance if anyone is injured.
2. Check for injuries – Adrenaline can mask pain, so get checked even if you feel fine.
3. Move to safety – If possible, move vehicles out of traffic to prevent further accidents.
4. Exchange information – Get the other driver’s name, phone number, address, driver’s license number, license plate number, and insurance information.
5. Document the scene – Take photos of:
   • Vehicle damage (all angles)
   • Injuries
   • Road conditions
   • Traffic signals
   • Skid marks
   • Any visible factors that contributed to the accident
6. Talk to witnesses – Get names and phone numbers of anyone who saw the accident.
7. Don’t admit fault – Even saying “I’m sorry” can be used against you later.

After Leaving the Scene

1. Seek medical attention – Visit the emergency room, urgent care, or your doctor as soon as possible. Delayed symptoms are common with many injuries.
2. Follow your doctor’s orders – Attend all follow-up appointments and complete your treatment plan.
3. Document everything – Keep records of:
   • Medical bills and receipts
   • Time missed from work
   • Any expenses related to the accident
   • How your injuries affect your daily life
4. Don’t give a recorded statement – Insurance adjusters will call you quickly. Politely decline to give a statement until you’ve spoken with an attorney.
5. Don’t post on social media – Insurance companies monitor social media for posts that can be used against you.
6. Call Attorney911 – The sooner you call, the sooner we can start protecting your rights. Our number is 1-888-ATTY-911.

Within 48 Hours

• We send preservation letters to all parties to prevent evidence from being destroyed
• We order the police report
• We begin our investigation
• We identify all available insurance coverage

As client Chavodrian Miles said: “Leonor got me into the doctor the same day…it only took 6 months amazing.” The sooner you call, the sooner we can start working on your case.

How Insurance Companies Try to Minimize Your Claim

Insurance companies use several tactics to reduce the amount they pay on claims. Lupe Peña, our former insurance defense attorney, knows all these tactics because he used them for years. Here’s what they do and how we counter it:

1. The Quick Cash Trap

What they do: Within days of your accident, the insurance company offers you a quick settlement – often just a few thousand dollars. They create artificial urgency, saying things like “This offer expires in 48 hours.”

Why it’s a trap: You don’t know the full extent of your injuries yet. If you accept their offer and later need surgery or discover a permanent injury, you can’t go back for more money.

How we counter: We never settle before you’ve reached Maximum Medical Improvement (MMI) – the point where you’ve recovered as much as possible. This could be 6 months, a year, or even longer for serious injuries.

2. The Recorded Statement Trap

What they do: The adjuster calls and says, “We just need your side of the story to process your claim.” They make it sound routine, but everything you say is recorded and can be used against you.

Why it’s a trap: They ask leading questions designed to get you to:

• Minimize your injuries (“You’re feeling better now, right?”)
• Admit partial fault (“Were you distracted at all?”)
• Say things that can be taken out of context

How we counter: We handle all communication with the insurance company. You don’t talk to them – we do. As Lupe says: “I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after.”

3. The “Independent” Medical Exam (IME) Scheme

What they do: The insurance company sends you to a doctor of their choosing for an “independent” medical exam. The doctor is paid by the insurance company and often finds that your injuries aren’t as serious as your treating doctors claim.

Why it’s a trap: These doctors are hired to minimize your injuries. They spend 10-15 minutes with you and rarely review your complete medical records.

How we counter: We prepare you for the exam and challenge biased IME reports with our own medical experts. Lupe knows which IME doctors insurance companies favor because he hired them himself when he worked for the defense.

4. Surveillance Tactics

What they do: Insurance companies hire private investigators to follow you and video your daily activities. They’re looking for any activity that contradicts your injury claims.

What they monitor:

• Your social media accounts
• Your activities at home (taking out trash, gardening)
• Your trips to the store or doctor’s office
• Any physical activity

Why it’s a trap: They’ll take one video of you bending over to pick something up and claim you’re not really injured.

How we counter: We advise all our clients to:

• Make all social media profiles private
• Not post about the accident or your injuries
• Tell friends and family not to post about you
• Assume everything you do is being monitored

5. Delay, Deny, Defend

What they do: Insurance companies drag out your claim for months or years, hoping you’ll get desperate and accept a lowball offer.

Why it’s a trap: While they’re delaying, you’re:

• Missing work
• Accumulating medical bills
• Struggling financially
• Becoming more willing to accept less

How we counter: We file a lawsuit to force deadlines and show we’re serious about going to trial if necessary. Lupe understands delay tactics because he used them for years – now he knows when and how to push back.

6. The Pre-Existing Condition Blame Game

What they do: They dig through your medical records looking for any prior injury or condition, then claim your current injuries aren’t from the accident.

Why it’s a trap: They ignore that accidents can aggravate pre-existing conditions. You’re entitled to compensation for the aggravation, not just new injuries.

How we counter: We hire medical experts to explain how the accident worsened your pre-existing condition. Lupe knows how insurance companies attack pre-existing conditions – he made these arguments for years.

How Attorney911 Maximizes Your Compensation

At Attorney911, we don’t just handle car accident cases – we fight to get you the maximum compensation possible. Here’s how we do it:

1. Thorough Investigation

We leave no stone unturned in investigating your accident:

• Obtain and analyze the police report
• Interview witnesses
• Visit the accident scene
• Review traffic camera and surveillance footage
• Consult with accident reconstruction experts
• Obtain black box data from vehicles
• Review the other driver’s driving record

2. Comprehensive Medical Documentation

We work with your doctors to fully document:

• The extent of your injuries
• The treatment you need
• Your prognosis
• Any permanent impairment
• How your injuries affect your daily life

We also consult with medical experts to:

• Explain complex injuries to a jury
• Calculate future medical needs
• Establish the link between the accident and your injuries

3. Calculating All Your Damages

We don’t just look at your medical bills. We calculate all your damages, including:

• Economic Damages:

  • Past and future medical expenses
  • Lost wages
  • Lost earning capacity
  • Property damage
  • Out-of-pocket expenses

• Non-Economic Damages:

  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of enjoyment of life
  • Loss of consortium (for your spouse)

• Punitive Damages (in some cases):

  • For gross negligence or intentional misconduct
  • Such as drunk driving accidents

4. Leveraging Our Insurance Defense Knowledge

Lupe Peña’s years working for insurance companies give us an unfair advantage. He knows:

• How they value claims
• What factors they consider important
• How to present your case to maximize their valuation
• When their valuation is artificially low
• How to counter their tactics

As Lupe says: “I know how insurance companies value claims – I used to calculate them myself.”

5. Preparing for Trial

We prepare every case as if it’s going to trial. This gives us leverage in negotiations because insurance companies know we’re not bluffing. Our trial preparation includes:

• Taking depositions of witnesses and experts
• Preparing exhibits and visual aids
• Developing a compelling narrative of what happened
• Anticipating the defense’s arguments
• Preparing you to testify if necessary

Our multi-million dollar results prove we don’t settle cheap. As we’ve seen in cases like:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”

6. Negotiating Aggressively

We don’t accept the first offer from the insurance company. We negotiate aggressively to get you the maximum compensation possible. Our negotiation strategy includes:

• Presenting a comprehensive demand package
• Highlighting the strengths of your case
• Countering the insurance company’s arguments
• Using our trial preparation as leverage
• Knowing when to push for more and when to settle

Real Results for Real Clients

At Attorney911, we don’t just talk about results – we deliver them. Here are some of the results we’ve achieved for our clients:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”

Our clients consistently praise our communication, results, and personal attention:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

Why Choose Attorney911 for Your Azle Car Accident Case

With so many law firms to choose from, why should you trust Attorney911 with your car accident case? Here are five reasons we stand out:

1. Insurance Defense Insider Knowledge

Lupe Peña worked for years at a national defense firm, learning firsthand how large insurance companies value claims. He knows:

• Their settlement strategies
• How they calculate claim values
• Which doctors they send claimants to
• Their delay tactics
• How to counter their arguments

As Lupe says: “I know how insurance companies value claims – I used to calculate them myself.” This insider knowledge gives us an unfair advantage in negotiations.

2. Multi-Million Dollar Results

We don’t just claim to get results – we prove it. Our firm has recovered millions for car accident victims, including:

• Multi-million dollar settlements for catastrophic injuries
• Significant recoveries for herniated discs, broken bones, and other serious injuries
• Maximum compensation for clients with pre-existing conditions

Our results speak for themselves. As client Glenda Walker said: “They fought for me to get every dime I deserved.”

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court experience is crucial for:

• Complex cases involving multiple parties
• Cases against large corporations
• Cases with federal regulations (like trucking accidents)
• Cases that may end up in federal court

Our firm is also one of the few in Texas to be involved in BP explosion litigation, demonstrating our capability to take on billion-dollar corporations.

4. Personal Attention from Start to Finish

At Attorney911, you work directly with Ralph Manginello and Lupe Peña – not just paralegals or case managers. As client Jamin Marroquin said:

“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.”

We treat every client like family. As Chad Harris put it: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

5. No Fee Unless We Win

We believe everyone deserves quality legal representation, regardless of their financial situation. That’s why we work on a contingency fee basis:

• Free initial consultation
• No upfront costs
• No hourly fees
• We advance all case expenses
• You pay nothing unless we win your case

As client Ambur Hamilton said: “I never felt like ‘just another case’ they were working on.”

Frequently Asked Questions About Car Accidents in Azle

What should I do immediately after a car accident in Azle?

If you’ve been in an accident in Azle:

1. Call 911 and report the accident
2. Seek medical attention, even if you feel fine
3. Document everything: take photos of the scene, vehicle damage, and injuries
4. Exchange information with the other driver
5. Get names and phone numbers of witnesses
6. Do NOT give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

Should I call the police even for a minor accident?

Yes. Always call the police after an accident. The police report is critical evidence for your claim. In Texas, you’re required to report accidents that result in injury, death, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

Collect the following information:

• Other driver: name, phone number, address, driver’s license number, insurance information
• Vehicle: make, model, color, license plate number
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer’s name, badge number, report number

Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (this can be used as an admission of fault)
• Do NOT give your opinion on what happened
• Stick to facts only

How do I obtain a copy of the accident report?

In Azle, you can obtain the police report from the Azle Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (your name, date of accident, that you were involved). Do NOT give a recorded statement or discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below the actual value of your claim. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which can significantly increase your available coverage. Watch our video on UM/UIM claims at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign a medical authorization without attorney review.

What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule – the defendant takes the victim as they find them.

Can I switch attorneys if I’m unhappy with my current lawyer?

Yes. You can fire your attorney at any time. If your current attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheaply, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation to maximize your UM/UIM recovery.

How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on:

• Injury severity
• Permanency
• Impact on your life
• Clear liability

Lupe calculated these for years as an insurance defense attorney – he knows how to justify higher multipliers.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex – you need an experienced attorney. Ralph’s 25+ years of experience includes government litigation.

What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified. Surveillance footage is critical – most footage is deleted within 7-30 days. We send preservation letters immediately to nearby businesses to secure evidence.

What if I’m an undocumented immigrant – can I still file a claim?

Yes. Your immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish, and our staff includes bilingual team members.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that parking lot accidents are always 50/50 fault, but this is not true. We prove fault through:

• Surveillance video
• Witness statements
• Damage analysis
• Traffic patterns

Texas comparative negligence rules apply to parking lot accidents.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues apply to you (since you weren’t driving). We handle the difficult conversation so you don’t have to.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. We handle these cases with sensitivity while protecting your rights.

Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. The sooner you call Attorney911 at 1-888-ATTY-911, the sooner we can start protecting your rights.

How much time do I have to file (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. For wrongful death claims, it’s 2 years from the date of death. If you miss this deadline, your case is barred forever – you can’t recover anything.

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule for comparative negligence. This means:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you’re 51% or more at fault, you recover nothing

Insurance companies always try to assign maximum fault to you to reduce their payment. Lupe’s experience helps counter these arguments because he made them for years when he worked for the defense.

What happens if I was partially at fault?

You can still recover compensation if you were 50% or less at fault. Your recovery is reduced by your percentage of fault. For example:

• If you’re 20% at fault in a $100,000 case, you can recover $80,000
• If you’re 50% at fault, you can recover $50,000
• If you’re 51% at fault, you recover nothing

Will my case go to trial?

Most cases settle before trial. But we prepare every case as if it’s going to trial. This gives us leverage in negotiations because insurance companies know we’re not bluffing. Watch our video “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI) – the point where you’ve recovered as much as possible. This could be:

• 6 months for minor injuries
• 12-18 months for moderate injuries
• 24+ months for serious or catastrophic injuries

What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance company
4. Negotiation with adjusters
5. Lawsuit filed if necessary
6. Discovery (exchange of information)
7. Mediation (attempt to settle)
8. Trial if settlement isn’t reached

Watch our video “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

The value of your case depends on many factors:

• Severity of your injuries
• Cost of your medical treatment
• Length of your recovery
• Impact on your ability to work
• Permanent impairment or disability
• Pain and suffering
• Clear liability (who was at fault)
• Available insurance coverage

Cases can range from $15,000 for minor injuries to millions for catastrophic injuries.

What types of damages can I recover?

You may be entitled to compensation for:

• Medical expenses (past and future)
• Lost wages and lost earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages in most personal injury cases (except medical malpractice). The amount depends on the severity of your injuries and their impact on your life.

What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule – the defendant takes the victim as they find them. We hire medical experts to explain how the accident made your condition worse.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. However, punitive damages are taxable. Consult with a tax professional for advice specific to your situation.

How is the value of my claim determined?

The value of your claim is determined by:

• Your medical bills (past and future)
• Your lost wages and lost earning capacity
• The severity and permanence of your injuries
• The impact on your daily life
• Your pain and suffering
• Comparative fault (if you were partially at fault)
• Available insurance coverage

Do I need a lawyer for a car accident claim?

While you’re not required to have a lawyer, having experienced legal representation can significantly increase your compensation. Insurance companies have teams of adjusters and lawyers working to minimize your claim. We level the playing field and fight for your maximum compensation.

How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis:

• No upfront costs
• No hourly fees
• We advance all case expenses
• You pay nothing unless we win your case
• Our fee is a percentage of your recovery

Watch our video “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

It means you pay nothing unless we recover compensation for you. If we don’t win, you owe us nothing. This allows you to get quality legal representation regardless of your financial situation.

How often will I get updates on my case?

At Attorney911, we provide regular updates on your case. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.” You’ll work directly with Ralph Manginello or Lupe Peña, not just paralegals.

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña. As client Chad Harris said: “You are NOT just some client…You are FAMILY to them.” We don’t pass you off to case managers or junior associates.

What if I already hired another attorney?

You can switch attorneys at any time. If your current attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheaply, you have the right to change representation. Attorney911 has taken over many cases from other attorneys. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What if I need to think about it?

We understand that this is a big decision. However, evidence disappears daily:

• Surveillance footage is deleted within 7-30 days
• Witness memories fade quickly
• The 2-year statute of limitations is approaching
• Insurance companies are already building their case against you

The sooner you call Attorney911 at 1-888-ATTY-911, the sooner we can start protecting your rights.

Should I talk to other attorneys first?

We offer a free consultation with no obligation. You can call us, learn about your rights, and decide if we’re the right fit for you. There’s no risk in calling 1-888-ATTY-911.

What common mistakes can hurt my case?

Common mistakes that can hurt your case include:

• Giving a recorded statement to insurance without an attorney
• Accepting a quick settlement offer
• Delaying medical treatment
• Gaps in medical treatment
• Posting about your accident on social media
• Signing releases or medical authorizations
• Not documenting everything related to your accident and injuries

Watch our video “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

Should I post about my accident on social media?

No. Make all your social media profiles private. Don’t post about your accident, injuries, or activities. Insurance companies monitor social media for posts that can be used against you. Even innocent posts can be taken out of context.

Why shouldn’t I sign anything without a lawyer?

Releases are permanent and final. Medical authorizations give insurance companies unlimited access to your medical history. Settlement offers are binding. Once you sign something, you can’t undo it. Always have an attorney review any documents before you sign.

What if I didn’t see a doctor right away?

See a doctor now. Explain that you didn’t realize the severity of your injuries at first. Delayed symptoms are common with many car accident injuries. We can still help you, but it’s important to get checked as soon as possible.

Other Types of Motor Vehicle Accidents in Azle

While car accidents are the most common, we handle all types of motor vehicle accidents in Azle:

Trucking Accidents

Trucking accidents often result in catastrophic injuries due to the size and weight of commercial vehicles. We handle cases involving:

• 18-wheelers
• Semi-trucks
• Delivery trucks
• Tanker trucks
• Dump trucks

Texas sees 39,393 commercial motor vehicle crashes each year, resulting in 608 fatalities and 1,601 serious injuries. The Federal Motor Carrier Safety Administration (FMCSA) regulates trucking companies, and violations of these regulations can establish negligence.

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”

Drunk Driving Accidents

Drunk driving accidents are 100% preventable. In Texas, 1,053 people were killed in alcohol-impaired driving crashes in 2024 – that’s 25.37% of all traffic fatalities.

Texas has strong dram shop laws that allow victims to sue bars, restaurants, and other establishments that serve alcohol to obviously intoxicated patrons who then cause accidents. We handle both the criminal and civil aspects of drunk driving cases.

Motorcycle Accidents

Motorcycle accidents often result in serious injuries due to the lack of protection for riders. In 2024, 585 motorcyclists were killed in Texas, and 37% were not wearing helmets.

Common causes of motorcycle accidents include:

• Failure to yield right of way
• Driver inattention
• Unsafe lane changes
• Left-turn accidents
• Speeding

Insurance companies often try to blame motorcyclists for accidents. We know how to counter these arguments and prove the other driver’s fault.

Pedestrian Accidents

Pedestrians are the most vulnerable road users. In 2024, there were 6,095 pedestrian crashes in Texas, resulting in 768 fatalities. Pedestrians account for just 1% of crashes but 19% of all roadway deaths.

In Texas, pedestrians always have the right-of-way at intersections, even unmarked crosswalks. Many drivers don’t know this law, which can help establish liability in pedestrian accident cases.

Bicycle Accidents

Bicycle accidents can result in serious injuries, especially when involving motor vehicles. In 2024, 78 cyclists were killed in Texas.

Common causes of bicycle accidents include:

• Failure to yield
• Driver inattention
• Opening car doors into bike lanes (dooring)
• Poor road conditions
• Lack of bike lanes

Texas’ 51% bar rule often comes into play in bicycle accident cases, as insurance companies frequently try to blame cyclists for accidents.

Hit and Run Accidents

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene. In Texas, hit and run is a serious crime:

• Death: 2nd degree felony (2-20 years in prison)
• Serious injury: 3rd degree felony (2-10 years)
• Minor injury: State jail felony (up to 2 years)
• Property damage: Class B misdemeanor (up to 6 months)

Your Uninsured Motorist (UM) coverage can compensate you when the at-fault driver is unidentified. We send preservation letters immediately to secure surveillance footage before it’s deleted.

Rideshare Accidents (Uber/Lyft)

Rideshare accidents involve complex insurance issues. The coverage available depends on what the driver was doing at the time of the accident:

Phase	Driver Status	Coverage Available
0	App off, personal use	Personal insurance only ($30k/$60k/$25k Texas minimum)
1	App on, waiting for ride request	$50k/$100k/$25k contingent coverage
2	Ride accepted, en route to pickup	$1,000,000 commercial coverage
3	Passenger in vehicle	$1,000,000 commercial coverage

Lupe’s insurance knowledge helps us navigate these complex coverage issues to maximize your recovery.

Delivery Vehicle Accidents

Delivery vehicle accidents are becoming more common with the rise of online shopping. Companies like Amazon, FedEx, UPS, and DoorDash have complex liability structures.

Recent verdicts in delivery vehicle cases include:

• $16.2 million for a Georgia child struck by an Amazon delivery van
• $105 million in Lopez v. All Points 360, an Amazon DSP case

Amazon Delivery Service Partners (DSPs) have higher safety violation rates than average motor carriers, and their contracts require them to “defend and indemnify” Amazon.

Work Zone Accidents

Work zone accidents are a growing problem in Texas. In 2024, there were nearly 28,000 crashes in Texas work zones, resulting in 215 deaths – a 12% increase over the previous year.

Work zone fatalities have increased 50% nationally from 2013 to 2023. In 2025, 60% of highway contractors reported crashes into their work zones, and 43% reported worker injuries from these crashes.

Tesla/Autopilot Accidents

Autonomous vehicle accidents present unique legal challenges. Tesla’s Autopilot system has been involved in multiple fatal crashes, including:

• May 2016: Joshua Brown killed when Autopilot failed to detect a white 18-wheeler
• March 2018: Walter Huang (Apple engineer) killed in Mountain View, CA (settled April 2024)
• August 2025: $240 million+ jury verdict against Tesla in Miami

Key liability arguments in Tesla cases include:

• Tesla marketed FSD/Autopilot as safer than human drivers
• Marketing fostered driver overconfidence
• Tesla knew the system couldn’t detect emergency vehicles
• Tesla used over-the-air software updates instead of comprehensive fixes

E-Scooter/E-Bike Accidents

E-scooter and e-bike accidents are increasing as these vehicles become more popular. In Texas, e-bikes are classified as:

Class	Max Speed	Throttle	Pedal Assist
1	20 mph	No	Yes
2	20 mph	Yes	Yes
3	28 mph	No	Yes

Liability in e-bike accidents can involve:

• Motorists who strike e-bike riders
• E-bike manufacturers (product defects)
• Pedestrians struck by e-bikes
• Property owners (premises liability)

How Attorney911 Handles Your Azle Car Accident Case

When you call Attorney911 at 1-888-ATTY-911, here’s what happens:

1. Free Consultation

We offer a free, no-obligation consultation to discuss your case. We’ll:

• Listen to your story
• Answer your questions
• Explain your legal options
• Help you understand the process

2. Immediate Action

If you decide to hire us, we take immediate action to protect your rights:

• Send preservation letters to all parties to prevent evidence destruction
• Order the police report
• Begin our investigation
• Identify all available insurance coverage

3. Investigation

We conduct a thorough investigation of your accident:

• Interview witnesses
• Visit the accident scene
• Review traffic camera and surveillance footage
• Consult with accident reconstruction experts
• Obtain black box data from vehicles
• Review the other driver’s driving record

4. Medical Treatment

We work with your doctors to fully document:

• The extent of your injuries
• The treatment you need
• Your prognosis
• Any permanent impairment
• How your injuries affect your daily life

We also consult with medical experts to:

• Explain complex injuries to a jury
• Calculate future medical needs
• Establish the link between the accident and your injuries

5. Demand Package

Once you’ve reached Maximum Medical Improvement (MMI), we prepare a comprehensive demand package for the insurance company. This includes:

• A detailed narrative of what happened
• All your medical records and bills
• Documentation of your lost wages
• Expert reports
• A demand for compensation

6. Negotiation

We negotiate aggressively with the insurance company to get you the maximum compensation possible. Our negotiation strategy includes:

• Presenting a compelling case for liability
• Demonstrating the full extent of your damages
• Countering the insurance company’s arguments
• Using our trial preparation as leverage
• Knowing when to push for more and when to settle

7. Litigation

If we can’t reach a fair settlement, we’re prepared to take your case to trial. Our trial preparation includes:

• Taking depositions of witnesses and experts
• Preparing exhibits and visual aids
• Developing a compelling narrative of what happened
• Anticipating the defense’s arguments
• Preparing you to testify if necessary

8. Resolution

We work to resolve your case as efficiently as possible, whether through settlement or trial. Our goal is to get you the maximum compensation so you can focus on your recovery.

Why Azle Residents Trust Attorney911

At Attorney911, we’re more than just lawyers – we’re your neighbors. While our main office is in Houston, we serve clients throughout Texas, including Azle and Tarrant County. Here’s what sets us apart:

We Know Azle and Tarrant County

We’re familiar with:

• The local courts and judges
• The insurance adjusters who handle claims in this area
• The common accident locations (Highway 199, busy intersections, rural roads)
• The local hospitals and medical providers

We Offer Personal Attention

You won’t be just another case number at Attorney911. As client Ambur Hamilton said: “I never felt like ‘just another case’ they were working on.” You’ll work directly with Ralph Manginello or Lupe Peña, not just paralegals or case managers.

We Speak Your Language

Lupe Peña is fluent in Spanish, and our staff includes bilingual team members. As client Celia Dominguez said: “Especially Miss Zulema, who is always very kind and always translates.” We’re committed to clear communication in the language you’re most comfortable with.

We Get Results

Our results speak for themselves:

• Multi-million dollar settlements for catastrophic injuries
• Significant recoveries for herniated discs, broken bones, and other serious injuries
• Maximum compensation for clients with pre-existing conditions

As client Glenda Walker said: “They fought for me to get every dime I deserved.”

We’re Available When You Need Us

Car accidents don’t happen on a 9-to-5 schedule. That’s why we’re available 24/7. When you call 1-888-ATTY-911, you’ll speak with a real person who can help.

Contact Attorney911 Today

If you’ve been injured in a car accident in Azle, don’t wait to get the help you need. Evidence disappears daily, and the insurance company is already building its case against you.

Call Attorney911 today at 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We offer:

• No upfront costs
• No hourly fees
• We advance all case expenses
• You pay nothing unless we win your case

As client Chad Harris said: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

Don’t face this alone. Let the experienced car accident attorneys at Attorney911 fight for the maximum compensation you deserve. Call 1-888-ATTY-911 now.