bullard-featured-image.png

Bullard Car & Truck Accident Attorneys | 18-Wheelers, Commercial Trucks, Uber/Lyft, Hit-and-Run | Former Insurance Defense — We Know Their Playbook | $2.5M+ Recoveries | Attorney911 — The Firm Insurers Fear | Federal Court | Se Habla Español | 1-888-ATTY-911

Car Accidents in Bullard, Texas: Your Legal Emergency Guide

If you’ve been injured in a car accident in Bullard, Texas, you’re not alone. With a crash occurring every 57 seconds somewhere in Texas and over 250,000 people injured annually, our roads have become increasingly dangerous. At Attorney911, we understand the physical, emotional, and financial toll a car accident can take on you and your family. With Ralph Manginello’s 25+ years of experience fighting for accident victims across Texas—including right here in Cherokee County—we’re prepared to stand by your side and fight for the compensation you deserve.

Why Bullard Car Accidents Demand Immediate Action

Bullard sits at the crossroads of several major highways and busy local roads, creating a perfect storm for accidents. The intersection of US-69 and FM-2493 sees heavy traffic from both local commuters and through-traffic heading to Tyler, Jacksonville, or Rusk. The rapid growth in the area has brought more vehicles to our roads, increasing the risk of collisions.

When accidents happen here, the consequences can be severe. The Texas Department of Transportation reports that Cherokee County saw over 1,200 crashes in 2024 alone, with many resulting in serious injuries. Unlike minor fender-benders, these accidents often involve:

  • High-speed collisions on US-69
  • Distracted driving incidents near schools and shopping areas
  • Rear-end crashes at busy intersections
  • Drunk driving accidents, especially on weekends
  • Multi-vehicle pileups during holiday travel periods

The aftermath leaves victims facing mounting medical bills, lost wages, and insurance companies that are more concerned with protecting their profits than helping you recover.

Common Injuries in Bullard Car Accidents

Car accidents in Bullard can result in a wide range of injuries, from minor to life-altering. Some of the most common injuries we see include:

Whiplash and Soft Tissue Injuries
These often appear minor at first but can develop into chronic conditions. The sudden back-and-forth motion of a collision can damage muscles, ligaments, and tendons in the neck and back. Many victims don’t feel the full effects until days after the accident as inflammation increases.

Herniated and Bulging Discs
The force of a collision can cause the discs between your vertebrae to rupture or bulge, pressing on nerves and causing severe pain, numbness, and weakness. These injuries often require extensive physical therapy and sometimes surgery.

Broken Bones and Fractures
From simple fractures to complex breaks requiring surgical intervention, broken bones are common in car accidents. Rib fractures, broken arms, legs, and pelvic fractures can take months to heal and may require multiple surgeries.

Traumatic Brain Injuries (TBI)
Even a “minor” concussion can have long-lasting effects. More severe TBIs can result in cognitive impairment, memory loss, personality changes, and permanent disability. These injuries often require extensive rehabilitation and lifelong care.

Spinal Cord Injuries and Paralysis
Damage to the spinal cord can result in partial or complete paralysis. These catastrophic injuries change lives forever, requiring home modifications, assistive devices, and ongoing medical care.

Internal Organ Damage
The force of a collision can cause internal bleeding, organ damage, and other life-threatening conditions that may not be immediately apparent. These injuries require emergency medical attention.

Post-Traumatic Stress Disorder (PTSD)
The emotional trauma of a car accident can be just as debilitating as physical injuries. Many victims develop anxiety about driving, experience flashbacks, and suffer from depression.

The Insurance Reality: They’re Not on Your Side

Texas is an at-fault state, which means the driver who caused the accident is responsible for paying damages. However, insurance companies have one primary goal: to pay you as little as possible. They use sophisticated tactics to minimize or deny your claim, including:

The Quick Settlement Offer
Within days of your accident, you’ll likely receive a call from the insurance adjuster offering a quick settlement. They’ll make it sound generous—maybe $2,000 or $5,000—but it’s a fraction of what your case is truly worth. Once you accept, you can’t go back for more, even if your injuries require surgery or long-term treatment.

Recorded Statements Designed to Hurt Your Case
Adjusters will call and ask for a “quick statement” about what happened. They’ll ask leading questions designed to get you to say things that can be used against you later. For example:

  • “You’re feeling better now, right?” (They want you to minimize your injuries)
  • “It wasn’t that bad of an impact, was it?” (They want to downplay the severity)
  • “Were you distracted at all?” (They want to shift blame to you)

Independent Medical Exams (IMEs)
The insurance company may require you to see a doctor of their choosing. These “independent” exams are anything but—they’re conducted by doctors who work for the insurance industry and are paid to find ways to minimize your injuries.

Surveillance and Social Media Monitoring
Insurance companies hire investigators to follow accident victims, hoping to catch them doing something that contradicts their injury claims. They’ll also monitor your social media accounts, looking for any posts that can be taken out of context to suggest you’re not as injured as you claim.

Delay Tactics
Insurance companies know that financial pressure makes victims more likely to accept lowball offers. They’ll drag out the process, ignoring your calls, “still investigating,” and hoping you’ll give up or accept less than you deserve.

Comparative Fault Arguments
Texas uses a modified comparative fault system with a 51% bar rule. If the insurance company can prove you were 51% or more at fault for the accident, you’ll receive nothing. Even if you’re found to be 50% or less at fault, your recovery will be reduced by your percentage of fault.

Why Attorney911 Is Different: Our Insurance Defense Advantage

Most personal injury law firms have never worked for insurance companies. They don’t know how adjusters think, how claims are valued, or how to counter the tactics used to deny claims. At Attorney911, we have a former insurance defense attorney on our team—Lupe Peña—who spent years working for a national defense firm. He knows exactly how insurance companies operate because he used to be on their side.

Lupe Peña’s insider knowledge gives our clients a significant advantage. He understands:

How Insurance Companies Value Claims
Lupe used to calculate claim values for insurance companies using software like Colossus. He knows how to present your medical records and treatment history to maximize your claim’s value.

Which Doctors Insurance Companies Use
Lupe knows which “independent” medical examiners insurance companies prefer—the ones who consistently find ways to minimize injuries. He knows how to counter their reports with evidence from your treating physicians.

The Tactics Used to Delay and Deny Claims
Lupe used to deploy the same delay tactics that insurance companies use against victims. Now, he knows exactly how to push back and force them to act.

How to Counter Comparative Fault Arguments
Lupe used to make these arguments for insurance companies. Now, he knows how to dismantle them and prove the other driver’s fault.

When to Push for Policy Limits
Lupe understands how insurance companies set reserves and when they’re bluffing about policy limits. He knows how to find additional coverage when the at-fault driver’s policy isn’t enough.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze one frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.” — Lupe Peña, Attorney at Attorney911

Our Results Speak for Themselves

At Attorney911, we don’t just talk about results—we have the documented case results to prove our capabilities:

  • Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.
  • Millions recovered for a client whose leg was injured in a car accident. Staff infections during treatment led to a partial amputation.
  • Millions recovered for numerous families facing trucking-related wrongful death cases.
  • Significant cash settlement for a client who injured his back while lifting cargo on a ship. Our investigation revealed he should have been assisted in this duty.

These results demonstrate our ability to handle complex cases and secure maximum compensation for our clients. We’ve taken on billion-dollar corporations in the BP explosion litigation and won, proving we have the resources and expertise to handle even the most challenging cases.

What to Do After a Car Accident in Bullard

The moments after a car accident can be chaotic and overwhelming. Here’s what you should do to protect your rights and strengthen your claim:

1. Call 911 and Report the Accident
Even if the accident seems minor, it’s important to have a police report. The report will document important details about the accident, including the other driver’s information, witness statements, and the officer’s assessment of fault.

2. Seek Medical Attention Immediately
Many injuries aren’t immediately apparent due to the adrenaline rush after an accident. It’s crucial to get checked out by a medical professional as soon as possible. Delaying treatment can not only harm your health but also give the insurance company an excuse to deny your claim.

3. Document Everything
Take photos of:

  • All vehicle damage (from multiple angles)
  • Your visible injuries
  • The accident scene, including road conditions and traffic signals
  • Any skid marks or debris
  • Your surroundings (businesses, landmarks)

Get the names and contact information of any witnesses. Their statements can be crucial in proving fault.

4. Exchange Information with the Other Driver
Get the other driver’s:

  • Name, phone number, and address
  • Driver’s license number
  • Insurance company and policy number
  • Vehicle make, model, and license plate number

5. Do NOT Give a Recorded Statement to Any Insurance Company
Insurance adjusters will call you quickly after the accident, often while you’re still in the hospital or on pain medication. They’ll sound friendly and helpful, but their goal is to get you to say something that can be used against you later. Politely decline to give a statement and tell them you’ll have your attorney contact them.

6. Call Attorney911 Immediately: 1-888-ATTY-911
The sooner you call us, the sooner we can start protecting your rights. We’ll:

  • Send preservation letters to secure evidence before it’s destroyed
  • Handle all communication with insurance companies
  • Connect you with top medical providers in Bullard and the surrounding area
  • Begin building your case immediately

How We Handle Your Car Accident Case

When you hire Attorney911, you’re not just getting a lawyer—you’re getting a team of experienced professionals dedicated to fighting for your rights. Here’s what you can expect:

1. Free Case Evaluation
We’ll review the details of your accident and injuries to determine the strength of your case. There’s no obligation, and we’ll answer all your questions.

2. Immediate Action to Preserve Evidence
We’ll send preservation letters to all relevant parties, including:

  • The at-fault driver and their insurance company
  • Any businesses near the accident scene to preserve surveillance footage
  • The trucking company (if a commercial vehicle was involved)
  • Your own insurance company (if applicable)

We’ll also:

  • Obtain the police report
  • Interview witnesses
  • Collect and preserve all evidence related to your case

3. Comprehensive Medical Treatment
We’ll connect you with top medical providers in Bullard and the surrounding area who can properly diagnose and treat your injuries. We work with:

  • Emergency room physicians
  • Orthopedic specialists
  • Neurologists
  • Physical therapists
  • Pain management doctors
  • And other specialists as needed

We’ll ensure you receive the treatment you need while building a strong medical record to support your claim.

4. Thorough Investigation
Our team will conduct a comprehensive investigation to determine fault and identify all liable parties. This may include:

  • Reviewing police reports and accident scene photos
  • Analyzing vehicle damage
  • Consulting with accident reconstruction experts
  • Reviewing electronic data from vehicles (black boxes, ELDs)
  • Examining medical records
  • Interviewing witnesses

5. Aggressive Negotiation with Insurance Companies
We’ll handle all communication with insurance companies, fighting to get you the compensation you deserve. We’ll:

  • Calculate the full value of your claim, including medical expenses, lost wages, pain and suffering, and future damages
  • Present a demand package to the insurance company
  • Negotiate aggressively to maximize your settlement
  • Advise you on whether to accept a settlement offer or take your case to trial

6. Trial Preparation and Litigation
While most cases settle out of court, we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures we’re ready to fight for you in court if necessary. We’ll:

  • File a lawsuit if the insurance company refuses to offer a fair settlement
  • Conduct discovery, including depositions of witnesses and experts
  • Present your case to a judge or jury
  • Fight for maximum compensation at trial

What You Can Recover in a Car Accident Case

If you’ve been injured in a car accident caused by someone else’s negligence, you may be entitled to compensation for:

Economic Damages
These are quantifiable financial losses, including:

  • Past and future medical expenses
  • Lost wages and loss of earning capacity
  • Property damage (vehicle repair or replacement)
  • Out-of-pocket expenses (transportation to medical appointments, home modifications, etc.)

Non-Economic Damages
These are intangible losses that are more difficult to quantify, including:

  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of consortium (impact on your relationship with your spouse)
  • Loss of enjoyment of life

Punitive Damages
In cases involving gross negligence or intentional misconduct, you may be entitled to punitive damages. These are designed to punish the at-fault party and deter similar behavior in the future. Examples include drunk driving accidents or cases where a company knowingly put dangerous vehicles on the road.

How Case Value Is Determined

Insurance companies use various methods to calculate the value of a claim. One common approach is the multiplier method, which involves multiplying your medical expenses by a number (typically between 1.5 and 5) to account for pain and suffering. The multiplier depends on several factors, including:

  • The severity of your injuries
  • The length of your recovery
  • Whether you required surgery
  • The impact on your daily life and ability to work
  • The clarity of liability (who was at fault)
  • The at-fault driver’s conduct (e.g., drunk driving, excessive speeding)

For example:

  • A minor soft tissue injury with quick recovery might use a multiplier of 1.5-2
  • A broken bone requiring surgery might use a multiplier of 3-4
  • A catastrophic injury like paralysis might use a multiplier of 4-5 or more

However, this method often undervalues serious injuries. At Attorney911, we know how insurance companies calculate these values—and how to push for higher multipliers that reflect the true impact of your injuries.

The Statute of Limitations: Don’t Wait Too Long

In Texas, you have two years from the date of your accident to file a personal injury lawsuit. This is known as the statute of limitations. If you miss this deadline, you’ll lose your right to seek compensation forever.

However, waiting too long can also hurt your case in other ways:

  • Evidence disappears (surveillance footage is deleted, witnesses forget details)
  • Insurance companies build their defense against you
  • Medical records become harder to obtain
  • The at-fault driver may dispose of evidence

That’s why it’s crucial to contact Attorney911 as soon as possible after your accident. The sooner we can start working on your case, the stronger it will be.

Why Choose Attorney911 for Your Bullard Car Accident Case?

When you’re injured in a car accident, you need an attorney who will fight for your rights and maximize your compensation. Here’s why Attorney911 is the right choice for Bullard accident victims:

1. Insurance Defense Insider Knowledge
Lupe Peña, our associate attorney, spent years working for a national defense firm, learning firsthand how large insurance companies value claims. He knows their tactics because he used them—now he uses that knowledge to fight for you.

2. Proven Track Record of Results
We’ve recovered millions of dollars for our clients, including multi-million dollar settlements for catastrophic injuries. Our results speak for themselves.

3. Federal Court Experience
Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court experience allows us to handle complex cases that other firms may not be equipped to take on.

4. BP Explosion Litigation Involvement
Our firm is one of the few in Texas to be involved in BP explosion litigation. This experience demonstrates our ability to take on billion-dollar corporations and win.

5. Personal Attention from Experienced Attorneys
At Attorney911, you work directly with Ralph Manginello and Lupe Peña—not case managers or junior associates. We give every case the attention it deserves.

6. Contingency Fee Basis
We work on a contingency fee basis, which means you pay nothing unless we win your case. There are no upfront costs or hidden fees.

7. Comprehensive Support
We handle every aspect of your case, from dealing with insurance companies to connecting you with top medical providers. You can focus on your recovery while we handle the legal details.

8. Local Knowledge
We know the Bullard area, including the local courts, judges, and insurance adjusters. This local knowledge gives us an advantage in building your case.

9. Spanish Language Services
Lupe Peña is fluent in Spanish, and our staff includes bilingual team members. We can communicate with you in your preferred language, ensuring nothing gets lost in translation.

10. Commitment to Client Satisfaction
Don’t just take our word for it—here’s what our clients have to say:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” — Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” — MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” — Kiimarii Yup

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

Bullard Car Accident FAQs

Q: What should I do immediately after a car accident in Bullard?
A: After ensuring everyone’s safety, call 911 to report the accident. Seek medical attention even if you feel fine, as some injuries may not be immediately apparent. Document the scene with photos and exchange information with the other driver. Most importantly, call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

Q: Should I call the police even for a minor accident?
A: Yes. A police report is crucial evidence for your claim. In Texas, you’re required to report any accident that results in injury, death, or property damage over $1,000.

Q: Should I seek medical attention if I don’t feel hurt?
A: Absolutely. Many injuries, such as traumatic brain injuries or internal bleeding, may not show symptoms immediately. Delaying treatment can not only harm your health but also give the insurance company an excuse to deny your claim.

Q: What information should I collect at the scene?
A: Collect the other driver’s name, phone number, address, driver’s license number, insurance information, and vehicle details. Also, get contact information from any witnesses and take photos of the scene, vehicle damage, and your injuries.

Q: Should I talk to the other driver or admit fault?
A: Exchange information but avoid discussing fault. Don’t apologize or say anything that could be interpreted as an admission of guilt. Stick to the facts and let the investigation determine fault.

Q: How do I obtain a copy of the accident report?
A: In Bullard, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Q: Should I give a recorded statement to the insurance company?
A: No. Insurance adjusters are trained to ask questions that can be used against you later. Politely decline to give a statement and tell them your attorney will be in touch.

Q: What if the other driver’s insurance contacts me?
A: Refer them to your attorney. Give only basic information (your name, the date of the accident) and do not discuss your injuries or fault.

Q: Do I have to accept the insurance company’s estimate for my vehicle damage?
A: No. Their estimate is just an offer and is often lower than the actual cost of repairs. You have the right to get your own estimates and negotiate for a fair amount.

Q: Should I accept a quick settlement offer from the insurance company?
A: Never accept a settlement offer before knowing the full extent of your injuries. Once you sign a release, you can’t go back for more money even if you need additional treatment.

Q: What if the other driver is uninsured or underinsured?
A: Your own uninsured/underinsured motorist (UM/UIM) coverage can compensate you in these situations. Texas allows inter-policy stacking, which means you can combine coverage from multiple policies.

Q: Why does the insurance company want me to sign a medical authorization?
A: They want unlimited access to your entire medical history to find pre-existing conditions they can use to deny or minimize your claim. Never sign a medical authorization without consulting an attorney.

Q: How much time do I have to file a lawsuit (statute of limitations)?
A: In Texas, you have two years from the date of the accident to file a personal injury lawsuit. For wrongful death claims, the statute of limitations is two years from the date of death. Missing this deadline means you lose your right to seek compensation forever.

Q: What is comparative negligence, and how does it affect my case?
A: Texas uses a modified comparative negligence system with a 51% bar rule. If you’re found to be 50% or less at fault, you can recover damages reduced by your percentage of fault. If you’re found to be 51% or more at fault, you can’t recover anything.

Q: Will my case go to trial?
A: Most car accident cases settle out of court. However, we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures we’re ready to fight for you in court if necessary.

Q: How long will my case take to settle?
A: The timeline varies depending on the severity of your injuries and the complexity of your case. We don’t settle until you’ve reached maximum medical improvement (MMI), which could take anywhere from a few months to a couple of years.

Q: What is the legal process for a car accident claim?
A: The process typically involves:

  1. Investigation and evidence gathering
  2. Medical treatment to reach MMI
  3. Demand letter to the insurance company
  4. Negotiation
  5. Lawsuit filing if necessary
  6. Discovery (exchange of information)
  7. Mediation
  8. Trial if a settlement isn’t reached

Q: What is my case worth?
A: The value of your case depends on several factors, including the severity of your injuries, medical expenses, lost wages, pain and suffering, and the impact on your daily life. Every case is unique, and we’ll work to maximize your compensation based on the specific details of your situation.

Q: What types of damages can I recover?
A: You may be entitled to compensation for:

  • Medical expenses (past and future)
  • Lost wages and loss of earning capacity
  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of consortium
  • Loss of enjoyment of life
  • Property damage

Q: Can I get compensation for pain and suffering?
A: Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).

Q: What if I have a pre-existing condition?
A: You can still recover compensation if the accident aggravated or worsened your pre-existing condition. This is known as the “eggshell plaintiff” rule—the defendant takes you as they find you.

Q: Will I have to pay taxes on my settlement?
A: Generally, compensation for physical injuries is not taxable. However, punitive damages and compensation for emotional distress without physical injury may be taxable. Consult a tax professional for specific advice.

Q: How is the value of my claim determined?
A: The value of your claim is based on factors such as medical bills, future treatment costs, lost income, permanent impairment, comparable verdicts, and the impact on your daily life.

Q: How much do car accident lawyers cost?
A: Attorney911 works on a contingency fee basis. This means you pay nothing upfront, and we only get paid if we win your case. Our fee is a percentage of the recovery, typically 33.33% before trial and 40% if the case goes to trial.

Q: What does “no fee unless we win” mean?
A: It means you pay nothing unless we recover compensation for you. If we don’t win, you owe us nothing. We advance all case costs and are reimbursed from the settlement or verdict.

Q: How often will I get updates on my case?
A: At Attorney911, we provide regular updates on your case. As client Dame Haskett said, “Consistent communication and not one time did I call and not get a clear answer.”

Q: Who will actually handle my case?
A: You’ll work directly with Ralph Manginello and Lupe Peña, not just paralegals or case managers. As Chad Harris said, “You are NOT just some client…You are FAMILY to them.”

Q: What if I already hired another attorney?
A: You have the right to switch attorneys if you’re unhappy with your current representation. As client Greg Garcia said, “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Q: What if I was partially at fault for the accident?
A: You can still recover compensation if you were 50% or less at fault. Your recovery will be reduced by your percentage of fault. If you were 51% or more at fault, you cannot recover anything.

Q: What if the accident happened in a parking lot?
A: Parking lot accidents are fully compensable. Insurance companies often try to argue that parking lot accidents are always 50/50 fault, but this isn’t true. We can prove fault through surveillance video, witness statements, and damage analysis.

Q: What if I was a passenger in the at-fault vehicle?
A: You can still pursue a claim against the driver, even if you were riding with them. As a passenger, you’re an innocent victim, and the driver’s insurance should cover your injuries.

Q: What if the other driver died in the accident?
A: You can still pursue a claim against the deceased driver’s estate and insurance. The death doesn’t eliminate liability, and the insurance policy still applies.

Q: What common mistakes can hurt my case?
A: Common mistakes include:

  • Giving a recorded statement to the insurance company without an attorney
  • Accepting a quick settlement offer
  • Delaying medical treatment
  • Having gaps in your medical treatment
  • Posting about your accident or injuries on social media
  • Signing releases or authorizations without consulting an attorney

Q: Should I post about my accident on social media?
A: No. Insurance companies monitor social media accounts for any posts that can be used against you. Make all your profiles private and avoid posting about your accident, injuries, or activities.

Q: Why shouldn’t I sign anything without a lawyer?
A: Releases are permanent and binding. Medical authorizations give insurance companies unlimited access to your medical history. Settlement offers are final once signed. Always consult an attorney before signing anything.

Q: What if I didn’t see a doctor right away?
A: See a doctor as soon as possible. Explain that you didn’t realize the severity of your injuries. Delayed symptoms are common, and we can still help you build a strong case.

Q: What if I have a pre-existing condition?
A: You can still recover compensation if the accident aggravated your pre-existing condition. The “eggshell plaintiff” rule means the defendant takes you as they find you. We’ll hire medical experts to prove the difference between your condition before and after the accident.

Q: Can I switch attorneys if I’m unhappy with my current lawyer?
A: Yes. You have the right to fire your attorney at any time. If your current attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle for less than you deserve, you can switch to Attorney911.

Q: What if the insurance company is my own insurance (UM/UIM claim)?
A: Uninsured/underinsured motorist claims are against your own insurance when the other driver has no insurance or insufficient coverage. Your insurance company will fight your claim just like the other driver’s insurance would. You need an attorney to represent you in these situations.

Q: How do you calculate pain and suffering?
A: One common method is the multiplier method, where your medical expenses are multiplied by a number (typically between 1.5 and 5) to account for pain and suffering. The multiplier depends on factors such as the severity of your injuries, the length of your recovery, and the impact on your daily life.

Q: What if I was hit by a government vehicle (city bus, police car, etc.)?
A: Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex, and you need an experienced attorney.

Q: What if the other driver fled the scene (hit and run)?
A: File a police report immediately. Your uninsured motorist (UM) coverage can compensate you when the at-fault driver is unidentified. Surveillance footage is critical, as most footage is deleted within 7-30 days. We send preservation letters immediately to secure this evidence.

Q: What if I’m an undocumented immigrant—can I still file a claim?
A: Yes. Your immigration status does not affect your right to compensation for your injuries. You’re entitled to full recovery regardless of your immigration status. Your case is confidential, and we’ve successfully represented clients of all immigration statuses.

Dangerous Roads and Intersections in Bullard and Cherokee County

Bullard and Cherokee County have several areas known for high accident rates. Being aware of these danger zones can help you stay safe, but if you’re injured in an accident, Attorney911 is here to help.

US-69 Corridor
This major north-south route through Bullard sees heavy traffic from both local commuters and through-traffic. The high speed limits (65-70 mph) combined with frequent stops for local traffic create a dangerous mix. Rear-end collisions and side-impact crashes are common, especially during rush hours.

FM-2493 and US-69 Intersection
This busy intersection is a hotspot for accidents due to the high volume of traffic turning onto and off of US-69. Drivers often fail to yield the right of way, leading to T-bone collisions.

FM-344 and US-69 Intersection
Another dangerous intersection where drivers frequently misjudge the speed of oncoming traffic when turning. The lack of a dedicated turn lane increases the risk of rear-end collisions.

Loop 455 (Bullard Loop)
This route around Bullard sees a mix of local and through traffic. The varying speed limits and frequent turns can lead to confusion and accidents, especially among drivers unfamiliar with the area.

FM-2044 (Van Zandt County Line Road)
This rural route sees high-speed traffic and limited visibility in some areas. The lack of street lighting and the presence of wildlife increase the risk of accidents, especially at night.

School Zones
Bullard ISD schools, including Bullard High School and Bullard Middle School, have designated school zones with reduced speed limits. However, distracted or impatient drivers often ignore these limits, putting students at risk.

Construction Zones
With the growth in Bullard and Cherokee County, construction zones are becoming more common. These areas are particularly dangerous due to narrowed lanes, reduced speed limits, and the presence of heavy equipment.

How Bullard’s Growth Increases Accident Risks

Bullard has experienced significant growth in recent years, with new residential developments, shopping centers, and businesses popping up throughout the area. While this growth brings economic benefits, it also increases the risk of car accidents.

Increased Traffic Volume
More people moving to Bullard means more vehicles on the roads. The increased traffic volume leads to congestion, especially during peak hours, increasing the risk of rear-end collisions and other accidents.

New and Inexperienced Drivers
As the population grows, so does the number of new and inexperienced drivers on the road. These drivers may be less familiar with local traffic patterns and more prone to making mistakes that can lead to accidents.

Distracted Driving
With more people using smartphones and in-car entertainment systems, distracted driving has become a major problem. Drivers who are texting, talking on the phone, or using navigation apps are more likely to cause accidents.

Road Construction
The rapid development in Bullard means more road construction projects. Construction zones are dangerous due to narrowed lanes, reduced speed limits, and the presence of heavy equipment. Drivers who are unfamiliar with these zones or who fail to slow down increase the risk of accidents.

Increased Truck Traffic
As businesses grow in Bullard, so does the amount of commercial truck traffic. Large trucks require more space to maneuver and have larger blind spots, increasing the risk of accidents with smaller vehicles.

Pedestrian and Bicycle Traffic
With more people walking and biking in Bullard, the risk of pedestrian and bicycle accidents increases. Drivers who fail to yield the right of way or who are distracted put these vulnerable road users at risk.

The Role of Distracted Driving in Bullard Accidents

Distracted driving is a leading cause of car accidents in Bullard and across Texas. With the increasing use of smartphones and in-car technology, drivers are more distracted than ever. Some common distractions include:

Texting and Smartphone Use
Texting while driving is one of the most dangerous distractions. It takes your eyes off the road, your hands off the wheel, and your mind off driving. Even a few seconds of distraction can lead to a serious accident.

Talking on the Phone
Even hands-free phone conversations can be distracting. Talking on the phone takes your mind off driving, making it harder to react to changing traffic conditions.

Using Navigation Apps
While navigation apps can be helpful, they can also be distracting. Entering a destination or following turn-by-turn directions takes your attention away from the road.

Eating and Drinking
Eating or drinking while driving takes at least one hand off the wheel and can distract you from the road. Spills and dropped food can also cause sudden reactions that lead to accidents.

Adjusting the Radio or Climate Controls
Adjusting the radio, changing the temperature, or using other in-car controls can take your eyes off the road and your hands off the wheel.

Talking to Passengers
Engaging in conversation with passengers can be distracting, especially if the conversation is emotional or intense.

Grooming
Applying makeup, shaving, or other grooming activities while driving take your attention away from the road and can lead to accidents.

Daydreaming
Even without an obvious distraction, daydreaming or letting your mind wander can take your focus off driving and increase the risk of an accident.

How Attorney911 Fights Distracted Driving Accidents

At Attorney911, we’re committed to holding distracted drivers accountable for the harm they cause. We use several strategies to prove distraction and strengthen your case:

Cell Phone Records
We can subpoena cell phone records to show if the at-fault driver was texting, talking, or using data at the time of the accident.

Witness Statements
Witnesses who saw the at-fault driver using their phone or engaging in other distractions can provide crucial testimony.

Surveillance Footage
Video from traffic cameras, nearby businesses, or dashcams can show the at-fault driver’s behavior before the accident.

Accident Reconstruction
Accident reconstruction experts can analyze the scene and vehicle damage to determine if distraction played a role in the crash.

Social Media Activity
Posts or messages sent around the time of the accident can provide evidence of distraction.

Electronic Data
Many vehicles now have event data recorders (EDRs) that can show if the driver was braking or accelerating in the moments before the crash, which can indicate distraction.

The Impact of Drunk Driving in Bullard

Drunk driving is a serious problem in Texas, and Bullard is no exception. Alcohol impairs judgment, slows reaction times, and increases the risk of accidents. Some key statistics about drunk driving in Texas include:

  • In 2024, there were 1,053 alcohol-impaired driving deaths in Texas, accounting for 25.37% of all traffic fatalities.
  • There were over 24,000 DWI-related crashes in Texas in 2023.
  • Nationally, one person dies every 39 minutes from alcohol-impaired driving.

In Bullard and Cherokee County, drunk driving accidents often occur on weekends and holidays, when people are more likely to be out drinking. These accidents can result in catastrophic injuries and fatalities.

Holding Drunk Drivers and Establishments Accountable

If you’ve been injured in a drunk driving accident, you may be entitled to compensation from both the drunk driver and the establishment that served them alcohol. Texas has a dram shop law (Texas Alcoholic Beverage Code § 2.02) that allows victims to sue bars, restaurants, and other establishments that serve alcohol to obviously intoxicated patrons who then cause accidents.

To prove a dram shop claim, we must show that:

  1. The establishment served alcohol to a patron who was obviously intoxicated at the time of service.
  2. The over-service was the proximate cause of the accident and your injuries.

Signs of obvious intoxication include:

  • Slurred speech
  • Bloodshot or glassy eyes
  • Unsteady gait or stumbling
  • Impaired coordination
  • Aggressive or erratic behavior
  • Strong odor of alcohol

Potentially liable parties include:

  • Bars and nightclubs
  • Restaurants that serve alcohol
  • Liquor stores
  • Event organizers (concerts, festivals)
  • Social hosts (in limited circumstances)

At Attorney911, we have extensive experience handling dram shop cases. We’ll investigate the circumstances of your accident to determine if the establishment that served the drunk driver can be held liable for your injuries.

Why Bullard Accident Victims Need Local Representation

When you’re injured in a car accident in Bullard, you need an attorney who understands the local landscape. At Attorney911, we have deep roots in Texas and a thorough understanding of the Bullard area. Here’s why local representation matters:

Knowledge of Local Courts and Judges
We’re familiar with the local courts in Cherokee County, including the judges, court staff, and procedures. This knowledge allows us to navigate the legal system more efficiently and effectively.

Relationships with Local Insurance Adjusters
We know the insurance adjusters who handle claims in Bullard and Cherokee County. This familiarity allows us to negotiate more effectively on your behalf.

Understanding of Local Traffic Patterns
We understand the unique traffic patterns and accident hotspots in Bullard. This knowledge helps us build stronger cases by identifying factors that contributed to your accident.

Access to Local Resources
We have relationships with local medical providers, accident reconstruction experts, and other professionals who can support your case.

Commitment to the Community
As a Texas-based firm, we’re committed to serving our community. We understand the challenges faced by Bullard residents and are dedicated to fighting for your rights.

How Attorney911 Handles Your Case from Start to Finish

When you hire Attorney911, you’re hiring a team of experienced professionals dedicated to fighting for your rights. Here’s what you can expect when you work with us:

1. Free Initial Consultation
We’ll start with a free, no-obligation consultation to discuss the details of your accident and injuries. We’ll answer your questions and help you understand your legal options.

2. Immediate Action to Protect Your Rights
As soon as you hire us, we’ll take immediate action to protect your rights, including:

  • Sending preservation letters to secure evidence
  • Handling all communication with insurance companies
  • Connecting you with top medical providers
  • Beginning our investigation

3. Comprehensive Case Investigation
We’ll conduct a thorough investigation to determine fault and identify all liable parties. This may include:

  • Reviewing police reports and accident scene photos
  • Analyzing vehicle damage
  • Consulting with accident reconstruction experts
  • Reviewing electronic data from vehicles (black boxes, ELDs)
  • Examining medical records
  • Interviewing witnesses

4. Aggressive Negotiation with Insurance Companies
We’ll handle all communication with insurance companies, fighting to get you the compensation you deserve. We’ll:

  • Calculate the full value of your claim
  • Present a demand package to the insurance company
  • Negotiate aggressively to maximize your settlement
  • Advise you on whether to accept a settlement offer or take your case to trial

5. Trial Preparation and Litigation
While most cases settle out of court, we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures we’re ready to fight for you in court if necessary. We’ll:

  • File a lawsuit if the insurance company refuses to offer a fair settlement
  • Conduct discovery, including depositions of witnesses and experts
  • Present your case to a judge or jury
  • Fight for maximum compensation at trial

6. Compassionate Client Support
Throughout the process, we’ll provide compassionate support and regular updates on your case. We understand that this is a difficult time for you, and we’re here to help every step of the way.

The Attorney911 Difference: Our Unique Approach

At Attorney911, we take a unique approach to handling car accident cases. Here’s what sets us apart:

Insurance Defense Insider Knowledge
Lupe Peña, our associate attorney, spent years working for a national defense firm, learning firsthand how large insurance companies value claims. He knows their tactics because he used them—now he uses that knowledge to fight for you.

Federal Court Experience
Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court experience allows us to handle complex cases that other firms may not be equipped to take on.

BP Explosion Litigation Involvement
Our firm is one of the few in Texas to be involved in BP explosion litigation. This experience demonstrates our ability to take on billion-dollar corporations and win.

Personal Attention from Experienced Attorneys
At Attorney911, you work directly with Ralph Manginello and Lupe Peña—not case managers or junior associates. We give every case the attention it deserves.

Contingency Fee Basis
We work on a contingency fee basis, which means you pay nothing unless we win your case. There are no upfront costs or hidden fees.

Comprehensive Support
We handle every aspect of your case, from dealing with insurance companies to connecting you with top medical providers. You can focus on your recovery while we handle the legal details.

Local Knowledge
We know the Bullard area, including the local courts, judges, and insurance adjusters. This local knowledge gives us an advantage in building your case.

Spanish Language Services
Lupe Peña is fluent in Spanish, and our staff includes bilingual team members. We can communicate with you in your preferred language, ensuring nothing gets lost in translation.

Commitment to Client Satisfaction
We’re committed to providing exceptional service and achieving the best possible results for our clients. Don’t just take our word for it—here’s what our clients have to say:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” — Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” — MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” — Kiimarii Yup

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

Take Action Now: Protect Your Rights

If you’ve been injured in a car accident in Bullard, Texas, don’t wait to seek legal help. Evidence disappears quickly, and the insurance company is already building a case against you. The sooner you call Attorney911, the sooner we can start protecting your rights and fighting for the compensation you deserve.

Call 1-888-ATTY-911 now for a free, no-obligation consultation. We’re available 24/7 to take your call. Remember, we don’t get paid unless we win your case, so there’s no risk to you.

Hablamos Español. Lupe Peña and our team are fluent in Spanish and ready to assist Spanish-speaking clients.

Don’t face this alone. At Attorney911, we’re more than just your attorneys—we’re your advocates, your guides, and your support system during this difficult time. Let us fight for you while you focus on your recovery.

Call now: 1-888-ATTY-911 (1-888-288-9911)