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Camp County Car & Truck Accident Attorneys | 18-Wheelers, Commercial Trucks, Rideshare, Hit-and-Run | Former Insurance Defense — We Know Their Playbook | Multi-Million-Dollar Results | Attorney911 — The Firm Insurers Fear | Federal Court Experience | Se Habla Español | 1-888-ATTY-911

Car Accident Lawyers in Camp County, Texas | Attorney911

If You’ve Been Injured in a Car Accident in Camp County, Texas, We’re Here to Fight for You

Every 57 seconds, another car accident occurs on Texas roads. In Camp County and across the Lone Star State, these crashes leave families devastated, lives disrupted, and futures uncertain. If you’ve been injured in a car accident in Camp County, Texas, you need more than just legal representation—you need a legal emergency response team that understands the physical, emotional, and financial toll these accidents take.

At Attorney911, we don’t just handle car accident cases—we fight for the maximum compensation you deserve. With over 25 years of experience, federal court admission, and a former insurance defense attorney on our team, we bring insider knowledge and aggressive litigation skills to every case. When you call 1-888-ATTY-911, you’re not calling a call center—you’re calling your neighbors, your advocates, and your path to justice.

The Reality of Car Accidents in Camp County, Texas

In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes—that’s one person injured every 2 minutes and 5 seconds. In Camp County, these accidents happen on our local roads, at busy intersections, and along highways where distracted, impaired, or reckless drivers change lives in an instant.

Car accidents aren’t just statistics—they’re life-altering events that can leave you with:

  • Mounting medical bills
  • Lost wages from missed work
  • Chronic pain and long-term disabilities
  • Emotional trauma and PTSD
  • Uncertainty about your future

When the accident wasn’t your fault, you shouldn’t have to bear these burdens alone. The Manginello Law Firm, PLLC—operating as Attorney911—has been fighting for Camp County accident victims since 2001. Our track record speaks for itself: cases settling in the millions, clients receiving the compensation they need to rebuild their lives, and insurance companies knowing we won’t back down from a fight.

Common Injuries in Car Accidents—and How They Impact Your Life

Car accidents in Camp County can cause a wide range of injuries, from seemingly minor to catastrophic. What might feel like a simple ache at the scene can develop into a life-long condition. That’s why it’s critical to seek medical attention immediately after an accident—even if you feel fine.

Whiplash and Soft Tissue Injuries

Whiplash is one of the most common car accident injuries, especially in rear-end collisions. The sudden jolt of impact causes your neck to snap back and forth, straining muscles and ligaments. Symptoms may not appear for hours or even days after the accident, which is why insurance companies often try to downplay these injuries as “minor.” But whiplash can lead to chronic pain, limited mobility, and long-term discomfort that affects your ability to work and enjoy life.

Herniated and Bulging Discs

The force of a car accident can cause the discs in your spine to rupture or bulge, pressing on nerves and causing severe pain, numbness, or weakness. Herniated discs often require extensive treatment, including physical therapy, epidural injections, or even surgery. Without proper documentation and legal representation, insurance companies may try to blame your pain on pre-existing conditions or deny your claim altogether.

Broken Bones and Fractures

Fractures are common in car accidents, particularly in high-impact collisions. Broken ribs, arms, legs, wrists, and collarbones can require surgery, casting, and months of rehabilitation. Some fractures may never fully heal, leaving you with permanent limitations. Attorney911 has helped clients recover significant compensation for fractures that led to lost wages, medical expenses, and long-term impairment.

Traumatic Brain Injuries (TBI)

Even a “mild” concussion can have serious, long-lasting effects. Traumatic brain injuries (TBI) can cause memory problems, difficulty concentrating, mood swings, and even permanent cognitive impairment. Symptoms may not appear immediately, and insurance companies often try to minimize these injuries by claiming they’re “just a headache.” But TBI can change your life forever—and our firm knows how to prove the full extent of your damages.

Spinal Cord Injuries and Paralysis

Spinal cord injuries are among the most devastating car accident injuries. Depending on the location and severity of the injury, you could face partial or total paralysis, requiring lifelong medical care, assistive devices, and home modifications. The lifetime cost of a spinal cord injury can exceed $5 million, and insurance companies will fight aggressively to minimize their payout. With Attorney911, you have a team that knows how to fight back.

Internal Organ Damage

The force of a car accident can cause internal bleeding, organ damage, or other life-threatening injuries that aren’t immediately visible. Internal injuries often require emergency surgery and extended hospital stays. Without prompt medical attention, these injuries can be fatal. Insurance companies may try to argue that your internal injuries weren’t caused by the accident, but our firm has the medical expertise and investigative resources to prove otherwise.

Post-Traumatic Stress Disorder (PTSD)

Car accidents don’t just cause physical injuries—they can also lead to severe emotional trauma. PTSD is common among accident victims, causing anxiety, flashbacks, nightmares, and difficulty driving or even getting into a car. These psychological injuries are just as real as physical ones, and they deserve compensation. Attorney911 understands the long-term impact of PTSD and knows how to document and prove these damages in court.

Why Insurance Companies Are Already Working Against You

After a car accident in Camp County, you might assume that the other driver’s insurance company will treat you fairly. Unfortunately, that’s rarely the case. Insurance companies are for-profit businesses, and their goal is to pay you as little as possible—even if it means denying your claim or offering a lowball settlement that doesn’t cover your medical bills or lost wages.

Here’s what insurance companies don’t want you to know:

They Start Building Their Case Against You Immediately

From the moment your accident is reported, insurance adjusters begin gathering evidence to minimize or deny your claim. They’ll review the police report, interview witnesses, and even monitor your social media accounts for any activity that could be used to undermine your injuries. They may also send investigators to record surveillance footage of you in public, hoping to catch you doing something that contradicts your injury claims.

They Use Recorded Statements Against You

Within days of your accident, an insurance adjuster will likely call you and ask for a recorded statement. They’ll sound friendly and concerned, but their real goal is to get you to say something that hurts your case. For example:

  • If you say, “I’m feeling better now,” they’ll claim your injuries aren’t serious.
  • If you admit to not seeing the other driver, they’ll argue you were partially at fault.
  • If you mention a prior injury, they’ll blame your current pain on that instead of the accident.

Never give a recorded statement without consulting an attorney first. At Attorney911, we handle all communication with insurance companies so you don’t accidentally say something that could harm your case.

They Offer Quick Settlements Before You Know the Full Extent of Your Injuries

Insurance companies know that accident victims are often desperate for money to cover medical bills and lost wages. That’s why they’ll offer a quick settlement—sometimes within days of the accident. These offers are almost always far below what your case is actually worth. Once you accept a settlement, you can’t go back and ask for more money—even if you later discover that your injuries require surgery or long-term treatment.

They Use “Independent” Medical Exams (IMEs) to Minimize Your Injuries

If your case doesn’t settle quickly, the insurance company may require you to undergo an “independent medical exam” (IME) with a doctor of their choosing. Don’t be fooled by the word “independent”—these doctors are hired by the insurance company to find reasons to deny or reduce your claim. They may:

  • Claim your injuries are pre-existing
  • Argue that your treatment was unnecessary
  • Say you’re exaggerating your pain
  • Recommend that you return to work before you’re ready

Lupe Peña, one of our attorneys, spent years working for insurance companies and knows exactly how these IME doctors operate. He knows which doctors are known for giving insurance-friendly reports, and he knows how to challenge their findings with our own medical experts.

They Delay and Deny Claims Hoping You’ll Give Up

Insurance companies know that the longer they delay your claim, the more desperate you’ll become. They may:

  • Take weeks to respond to your calls or emails
  • “Lose” your medical records or other evidence
  • Claim they’re still “investigating” your claim
  • Offer a lowball settlement when you’re at your most vulnerable

Their goal is to wear you down until you accept less than you deserve. But at Attorney911, we don’t let insurance companies play these games. We file lawsuits when necessary to force them to take your case seriously, and we prepare every case as if it’s going to trial—because insurance companies know we’re not bluffing.

How Attorney911 Fights Back—and Wins

At Attorney911, we don’t just know the law—we know the insurance industry’s playbook because we used to be on the other side. Lupe Peña, one of our attorneys, spent years working for a national insurance defense firm, where he learned firsthand how insurance companies value claims, deploy delay tactics, and use IME doctors to minimize injuries. Now, he uses that insider knowledge to fight for accident victims in Camp County and across Texas.

Here’s how we level the playing field for our clients:

We Know How Insurance Companies Value Claims—Because We Used to Calculate Them

Insurance companies use software called Colossus to calculate settlement offers. This program takes into account factors like your injuries, medical treatment, and jurisdiction to generate a recommended settlement range. But here’s the catch: adjusters can manipulate the system by coding your injuries in a way that minimizes your claim.

For example:

  • The same injury can be coded as a “soft tissue strain” (low value) or a “disc herniation” (high value).
  • Excessive physical therapy sessions can trigger a reduction in your settlement.
  • Prior injuries can be used to justify a lower payout.

Lupe knows how Colossus works because he used it for years as an insurance defense attorney. He knows which medical terms trigger higher valuations, and he knows how to present your medical records to beat the algorithm.

We Send Preservation Letters to Protect Critical Evidence

Evidence disappears quickly after a car accident. Surveillance footage from nearby businesses is typically deleted within 7-30 days, and trucking companies may overwrite electronic logging device (ELD) data within 30-180 days. That’s why we act fast to preserve evidence before it’s gone forever.

Within 24 hours of taking your case, we send preservation letters to:

  • The other driver’s insurance company
  • Any businesses near the accident scene (gas stations, retail stores, etc.)
  • The trucking company (if a commercial vehicle was involved)
  • Your employer (to verify lost wages)
  • Government entities (for traffic camera footage)

These letters legally require the recipients to preserve evidence that could be critical to your case. Without them, you could lose irreplaceable proof of what happened.

We Handle All Communication with Insurance Companies

After a car accident, the last thing you should worry about is dealing with insurance adjusters. We take that burden off your shoulders by handling all communication with the insurance company. This means:

  • You won’t have to give recorded statements
  • You won’t have to negotiate with adjusters
  • You won’t have to worry about saying something that could hurt your case

Our team will keep you informed every step of the way, but you won’t have to deal with the insurance company directly. As client Dame Haskett said, “Consistent communication and not one time did I call and not get a clear answer.”

We Prepare Every Case as If It’s Going to Trial

Most car accident cases settle out of court, but we prepare every case as if it’s going to trial. Why? Because insurance companies know we’re not bluffing. When they see that we’re ready to take a case to court, they’re more likely to offer a fair settlement.

Our trial preparation includes:

  • Hiring accident reconstruction experts to prove fault
  • Working with medical experts to document your injuries
  • Deposing witnesses to strengthen your case
  • Gathering evidence to counter the insurance company’s arguments

This aggressive approach has led to multi-million dollar settlements for our clients, including a recent case where our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation, and the case settled in the millions.

We Don’t Get Paid Unless We Win Your Case

At Attorney911, we believe that everyone deserves access to high-quality legal representation, regardless of their financial situation. That’s why we work on a contingency fee basis—you pay nothing unless we win your case. There are no upfront costs, no hourly fees, and no financial risk to you.

Our fee is a percentage of your recovery, and we only get paid if we secure compensation for you. This means we’re motivated to fight for the maximum possible settlement or verdict. As client Chad Harris said, “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

Real Results for Camp County Car Accident Victims

At Attorney911, we don’t just talk about results—we deliver them. Our firm has recovered millions of dollars for car accident victims in Camp County and across Texas. Here are some of our documented case results:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.”

“Our firm is one of the few in Texas to be involved in BP explosion litigation, demonstrating our capability to take on billion-dollar corporations.”

These results aren’t just numbers—they represent real people whose lives were changed by car accidents. When you hire Attorney911, you’re hiring a team that knows how to fight for the compensation you deserve.

What Our Clients Say About Us

Don’t just take our word for it—here’s what our clients have to say about their experience with Attorney911:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” — Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” — MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” — Kiimarii Yup

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.” — Dame Haskett

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” — Glenda Walker

What to Do After a Car Accident in Camp County, Texas

If you’ve been injured in a car accident in Camp County, time is of the essence. Evidence disappears quickly, and insurance companies start building their case against you from day one. Here’s what you should do immediately after an accident:

At the Scene:

  1. Call 911 – Report the accident and request medical assistance if anyone is injured.
  2. Seek Medical Attention – Even if you feel fine, get checked out by a doctor. Adrenaline can mask injuries, and some symptoms may not appear for days.
  3. Document Everything – Take photos of the accident scene, vehicle damage, injuries, and road conditions. Get the names and contact information of any witnesses.
  4. Exchange Information – Get the other driver’s name, phone number, address, driver’s license number, insurance information, and license plate number.
  5. Do NOT Admit Fault – Stick to the facts when speaking to the other driver or police. Never apologize or say “I’m sorry,” as this can be used as an admission of fault.
  6. Call Attorney911 – Before speaking to any insurance company, call 1-888-ATTY-911 for immediate legal guidance.

In the Days Following the Accident:

  1. Follow Your Doctor’s Orders – Attend all medical appointments and follow your treatment plan. Gaps in treatment can be used against you by insurance companies.
  2. Preserve Evidence – Keep all medical records, receipts, and documentation related to the accident. Do not delete any photos, videos, or messages.
  3. Avoid Social Media – Insurance companies monitor social media for posts that could undermine your claim. Make all profiles private and avoid posting about the accident.
  4. Do NOT Give a Recorded Statement – Insurance adjusters will call you soon after the accident. Politely decline to give a recorded statement until you’ve spoken with an attorney.
  5. Do NOT Accept a Quick Settlement – Early settlement offers are almost always lowball offers. Wait until you’ve reached maximum medical improvement (MMI) before considering any settlement.
  6. Contact Attorney911 – The sooner you call us, the sooner we can start building your case and protecting your rights.

Why Choose Attorney911 for Your Camp County Car Accident Case?

With so many law firms to choose from, why should you trust Attorney911 with your car accident case? Here are five reasons we stand out from the competition:

1. We Have a Former Insurance Defense Attorney on Our Team

Lupe Peña, one of our attorneys, spent years working for a national insurance defense firm. He knows how insurance companies value claims, deploy delay tactics, and use IME doctors to minimize injuries. Now, he uses that insider knowledge to fight for accident victims in Camp County and across Texas. As Lupe says:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

2. We’ve Recovered Millions for Car Accident Victims

Our results speak for themselves. We’ve recovered millions of dollars for clients who suffered injuries in car accidents, including cases involving amputations, traumatic brain injuries, and wrongful death. When you hire Attorney911, you’re hiring a team that knows how to fight for the maximum compensation you deserve.

3. We’re Admitted to Federal Court

Ralph Manginello, our managing partner, is admitted to practice in the U.S. District Court, Southern District of Texas. This means we can handle complex cases that other firms can’t, including those involving federal regulations (like FMCSA trucking cases) or multi-state defendants. Our federal court experience also demonstrates our capability to take on billion-dollar corporations, as evidenced by our involvement in BP explosion litigation.

4. We Provide Personal Attention—Not an Assembly Line

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not a team of paralegals or case managers. We believe in providing personal attention to every client, which is why we limit the number of cases we take. As client Ambur Hamilton said, “I never felt like ‘just another case’ they were working on.”

5. We Don’t Get Paid Unless We Win Your Case

We believe that everyone deserves access to high-quality legal representation, regardless of their financial situation. That’s why we work on a contingency fee basis—you pay nothing unless we win your case. There are no upfront costs, no hourly fees, and no financial risk to you. Our fee is a percentage of your recovery, and we only get paid if we secure compensation for you.

Frequently Asked Questions About Car Accidents in Camp County, Texas

What should I do immediately after a car accident in Camp County, Texas?

If you’ve been in a car accident in Camp County, Texas, follow these steps:

  1. Call 911 and report the accident.
  2. Seek medical attention, even if you feel fine.
  3. Document everything: take photos of the scene, vehicle damage, and injuries.
  4. Exchange information with the other driver.
  5. Get the names and contact information of any witnesses.
  6. Do NOT give a recorded statement to any insurance company.
  7. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

Should I call the police even for a minor accident?

Yes. Always call the police after a car accident, even if it seems minor. The police report is critical evidence that can help establish fault and support your claim. In Texas, you’re required to report accidents that result in injuries, deaths, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries, such as traumatic brain injuries (TBI) and internal bleeding, may not show symptoms immediately. Adrenaline can mask pain at the scene, and some injuries may not cause pain for days or even weeks. Insurance companies use delays in treatment against you, so it’s important to get checked out immediately.

What information should I collect at the scene?

Collect the following information from the other driver:

  • Name, phone number, and address
  • Driver’s license number
  • Insurance company and policy number
  • Vehicle make, model, color, and license plate number

Also, get the names and contact information of any witnesses, and take photos of the accident scene, vehicle damage, and injuries.

Should I talk to the other driver or admit fault?

Exchange information only. Do NOT discuss fault with the other driver, and do NOT apologize or say “I’m sorry,” as this can be used as an admission of fault. Stick to the facts when speaking to the police.

How do I obtain a copy of the accident report?

In Camp County, Texas, you can obtain a copy of the police report from the responding law enforcement agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance company: No. Not without consulting an attorney first.
To your own insurance company: You have a duty to cooperate, but it’s still wise to consult an attorney before giving a statement.

What if the other driver’s insurance contacts me?

Politely decline to give a recorded statement and say, “I need to speak with my attorney first.” Provide only basic information, such as your name and the date of the accident. Do NOT discuss your injuries or fault.

Do I have to accept the insurance company’s estimate?

No. The insurance company’s estimate is just an offer, and it’s usually far below what your case is actually worth. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

Never accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money—even if you later discover that you need surgery or additional treatment.

What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you if the other driver has no insurance or insufficient insurance. Watch our video on UM/UIM claims at https://www.youtube.com/watch?v=kWcNFyb-Yq8.

Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions they can use against you. Never sign a medical authorization without having an attorney review it first.

Do I have a personal injury case?

You may have a case if:

  • Someone else was at fault (even partially)
  • You suffered injuries or damages
  • There is insurance coverage available

Watch our video, “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims.

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily, and insurance companies start building their case against you from day one. Call Attorney911 at 1-888-ATTY-911 as soon as possible.

How much time do I have to file a lawsuit (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. If you miss this deadline, your case will be barred forever.

What is comparative negligence, and how does it affect me?

Texas uses a modified comparative negligence rule with a 51% bar. This means:

  • If you are 50% or less at fault, you can recover damages (reduced by your percentage of fault).
  • If you are 51% or more at fault, you cannot recover any damages.

Insurance companies often try to assign maximum fault to you to reduce their payout. Lupe Peña’s insurance defense experience helps us counter these arguments.

What happens if I was partially at fault?

You can still recover damages if you were 50% or less at fault. Your recovery will be reduced by your percentage of fault. For example, if you were 20% at fault in a $100,000 case, you would recover $80,000.

Will my case go to trial?

Most car accident cases settle before trial, but Attorney911 prepares every case as if it’s going to trial. This approach gives us leverage in negotiations and increases the likelihood of a favorable settlement. Watch our video, “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc.

How long will my case take to settle?

The timeline depends on the severity of your injuries. We don’t settle your case until you’ve reached maximum medical improvement (MMI), which is the point at which your condition has stabilized and no further improvement is expected. This could take 6 months for minor injuries or 18-24 months for serious injuries.

What is the legal process step-by-step?

  1. Investigation and evidence gathering
  2. Medical treatment to MMI
  3. Demand letter to the insurance company
  4. Negotiation
  5. Lawsuit (if necessary)
  6. Discovery (exchange of evidence)
  7. Mediation
  8. Trial (if needed)

Watch our video, “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs.

What is my case worth?

The value of your case depends on factors such as:

  • The severity of your injuries
  • Your medical expenses (past and future)
  • Your lost wages and earning capacity
  • The impact on your daily life
  • The clarity of liability (who was at fault)
  • The available insurance coverage

Cases can range from $15,000 for minor soft tissue injuries to millions for catastrophic injuries like traumatic brain injuries or spinal cord damage.

What types of damages can I recover?

In Texas, you can recover the following types of damages:

  • Economic Damages: Medical expenses (past and future), lost wages, lost earning capacity, property damage, and out-of-pocket expenses.
  • Non-Economic Damages: Pain and suffering, mental anguish, physical impairment, disfigurement, loss of consortium, and loss of enjoyment of life.
  • Punitive Damages: Available in cases involving gross negligence, fraud, or malice (e.g., drunk driving accidents).

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas, and there is no cap on these damages (except in medical malpractice cases).

What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated or worsened your pre-existing condition. This is known as the “eggshell plaintiff” rule—defendants must take victims as they find them. We hire medical experts to prove the difference between your condition before and after the accident.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. However, punitive damages and compensation for emotional distress (without physical injury) are taxable. Consult a tax professional for specific advice.

How is the value of my claim determined?

The value of your claim is determined by factors such as:

  • Your medical bills (past and future)
  • Your lost wages and earning capacity
  • The severity and permanency of your injuries
  • The impact on your daily life
  • The clarity of liability
  • Comparable verdicts and settlements in similar cases

How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis: 33.33% of your recovery before trial and 40% if the case goes to trial. You pay nothing upfront, and we only get paid if we win your case. Watch our video, “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc.

What does “no fee unless we win” mean?

It means you pay nothing unless we recover compensation for you. If we don’t win your case, you owe us nothing. We advance all case costs, and our fee is a percentage of your recovery.

How often will I get updates on my case?

Attorney911 provides regular updates on your case. As client Dame Haskett said, “Consistent communication and not one time did I call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals or case managers. As client Chad Harris said, “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch attorneys at any time. Attorney911 has taken over many cases from other firms. As client Greg Garcia said, “In the beginning, I had another attorney, but he dropped my case. Although Mangiello Law Firm was able to help me out.”

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist (UM/UIM) claims are made against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would, so you still need an attorney. Lupe Peña’s insurance knowledge is critical for maximizing your UM/UIM recovery.

How do you calculate pain and suffering?

Pain and suffering is often calculated using the multiplier method: your medical expenses multiplied by a factor (usually between 1.5 and 5) based on the severity of your injuries, the impact on your life, and the clarity of liability. Lupe Peña’s experience with insurance claim valuation helps us justify higher multipliers.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules, including shorter notice requirements (6 months in Texas) and potential damage caps. These cases are complex, and you need an experienced attorney. Ralph Manginello’s 25+ years of experience includes government litigation.

What if the other driver fled the scene (hit and run)?

File a police report immediately, as hit and run is a criminal offense. Your Uninsured Motorist (UM) coverage can compensate you when the at-fault driver is unidentified. Surveillance footage is critical in these cases, and we send preservation letters to nearby businesses to secure it before it’s deleted (typically within 7-30 days).

What if I’m an undocumented immigrant—can I still file a claim?

Yes. Your immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of your immigration status. Your case is confidential, and we’ve successfully represented clients of all immigration statuses. Lupe Peña is fluent in Spanish, and we offer bilingual services.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often try to argue that parking lot accidents are always 50/50 fault, but this is not true. We prove fault through surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply.

What if I was a passenger in the at-fault vehicle?

You can sue the driver, even if you were riding with them (e.g., a friend, family member, or Uber driver). You’re an innocent victim, and the driver’s insurance covers passengers. Liability is usually clear in these cases, and they often settle quickly. We handle the difficult conversations so you don’t have to.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and their insurance policy. The estate may have assets, and the insurance policy still applies. Wrongful death laws protect both sides, and these cases are emotionally complex but legally straightforward.

Attorney911 Serves All of Camp County and Surrounding Areas

Attorney911 is proud to serve car accident victims throughout Camp County, Texas, and the surrounding communities. Whether you were injured on a local road, a busy highway, or at a dangerous intersection, our team is here to fight for you.

We understand the unique challenges faced by Camp County residents, from navigating local courts to dealing with insurance adjusters who handle claims in this area. Our knowledge of Camp County’s legal landscape, combined with our 25+ years of experience, makes us the ideal choice for your car accident case.

Areas We Serve in Camp County and Beyond:

  • All cities and towns within Camp County
  • Surrounding counties and communities
  • Nearby highways and major roads

Why Local Knowledge Matters:

  • We know the local courts and judges
  • We understand Camp County’s accident patterns
  • We’re familiar with the insurance adjusters who handle claims in this area
  • We can connect you with local medical providers for treatment
  • We’re part of the Camp County community

Call Attorney911 Today: 1-888-ATTY-911

If you’ve been injured in a car accident in Camp County, Texas, don’t wait to get the legal help you need. Evidence disappears daily, and insurance companies are already building their case against you. The sooner you call Attorney911, the sooner we can start fighting for the compensation you deserve.

Here’s What Happens When You Call:

  1. Free Consultation – We’ll review your case and explain your legal options.
  2. Immediate Action – We’ll send preservation letters to secure critical evidence before it’s deleted.
  3. Medical Guidance – We’ll help you find the right doctors to document your injuries.
  4. Insurance Protection – We’ll handle all communication with insurance companies so you don’t have to.
  5. Fight for Maximum Compensation – We’ll prepare your case for trial if necessary to ensure you get the best possible outcome.

Why Choose Attorney911?

  • Former Insurance Defense Attorney – Lupe Peña knows their tactics because he used them for years.
  • Multi-Million Dollar Results – We’ve recovered millions for car accident victims.
  • Federal Court Experience – Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas.
  • Personal Attention – You work directly with Ralph and Lupe, not a team of paralegals.
  • No Fee Unless We Win – You pay nothing unless we recover compensation for you.

Call Now: 1-888-ATTY-911

Don’t let the insurance company take advantage of you. Call Attorney911 today for a free consultation. We’re available 24/7 to answer your questions and start building your case.

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At Attorney911, we’re more than just lawyers—we’re your legal emergency response team. When you’re injured in a car accident, you need help fast. Call 1-888-ATTY-911, and let us fight for the compensation you deserve.