Car Accident Lawyers in Cinco Ranch, Texas | Attorney911

When a Split Second Changes Everything: Cinco Ranch Car Accident Attorneys Who Fight for You

Every 57 seconds, another crash shatters lives on Texas roads. In Cinco Ranch and across Fort Bend County, those moments happen on Grand Parkway, along Westheimer Road, or at the intersection of Fry Road and I-10. One distracted driver, one red-light runner, one moment of fatigue – and suddenly your world is turned upside down.

At Attorney911, we’ve seen it too many times. The shock. The pain. The overwhelming questions: “How will I pay my medical bills?” “Can I ever drive without fear again?” “Will my injuries heal?” As Cinco Ranch car accident lawyers with over 25 years of experience, we know exactly what you’re going through – and we know how to fight for the compensation you deserve.

Ralph Manginello, our founder and lead attorney, has been handling car accident cases since 1998. He’s seen insurance companies try every trick in the book to deny or minimize claims, and he’s developed strategies to counter them all. But our firm’s greatest advantage? Lupe Peña, our associate attorney who spent years working for insurance companies. He knows their playbook because he wrote it – and now he uses that insider knowledge to fight for victims like you.

If you’ve been injured in a car accident in Cinco Ranch, Katy, or anywhere in Fort Bend County, you don’t have to face this alone. Call our legal emergency line at 1-888-ATTY-911. We don’t get paid unless we win your case.

The Reality of Car Accidents in Cinco Ranch and Fort Bend County

Texas roads are among the most dangerous in the nation, and Fort Bend County is no exception. In 2024 alone:

• 251,977 people were injured in Texas motor vehicle crashes
• One crash occurred every 57 seconds
• One person was injured every 2 minutes and 5 seconds
• 4,150 people lost their lives

In Fort Bend County specifically, we see accidents happening in familiar places:

• Grand Parkway (SH 99): High-speed collisions, particularly where it intersects with I-10
• Westheimer Road: Heavy commuter traffic leading to rear-end and side-impact crashes
• Fry Road at I-10: A notorious intersection for T-bone accidents
• Cinco Ranch Boulevard: Distracted drivers and failure-to-yield incidents
• Highway 6: Speeding and unsafe lane changes causing serious crashes

These aren’t just statistics – they’re real lives disrupted, real families struggling to recover. And too often, insurance companies try to minimize these injuries or shift blame to avoid paying fair compensation.

Common Causes of Car Accidents in Cinco Ranch

Understanding what causes car accidents helps us build stronger cases for our clients. In Cinco Ranch and the surrounding areas, we frequently see:

Distracted Driving (380 deaths in Texas in 2024)

• Texting while driving (illegal in Texas)
• Using GPS or navigation apps
• Eating or drinking behind the wheel
• Adjusting music or climate controls
• Talking to passengers (especially with children in the car)

Speeding

• Exceeding posted speed limits
• Driving too fast for road conditions (rain, fog, construction zones)
• Racing on Grand Parkway or Highway 6

Failure to Yield Right of Way

• Running stop signs or red lights
• Improper left turns across traffic
• Merging without checking blind spots
• Failure to yield at roundabouts

Driving Under the Influence

• Alcohol (BAC 0.08% or higher)
• Prescription medications
• Illegal drugs
• Over-the-counter medications that cause drowsiness

Fatigue and Drowsy Driving

• Commercial drivers working long hours
• Shift workers driving home after overnight shifts
• Drivers with untreated sleep disorders

Poor Road Conditions

• Inadequate signage or lighting
• Potholes and road damage
• Construction zones without proper warnings
• Flooding during heavy rains

Vehicle Defects

• Faulty brakes
• Tire blowouts
• Steering system failures
• Airbag malfunctions
• Backup camera failures (multiple recalls in 2024-2025)

Common Injuries in Car Accidents

The injuries we see from car accidents in Cinco Ranch range from mild to catastrophic. Even what seems like a “minor” accident can cause serious, long-lasting damage.

Whiplash and Soft Tissue Injuries

• Neck strain and sprain
• Back muscle injuries
• Shoulder injuries
• Knee injuries from dashboard impact

What insurance companies don’t tell you: Whiplash can lead to chronic pain that lasts for years. Many victims develop post-concussive syndrome with headaches, dizziness, and memory problems.

Herniated and Bulging Discs

• Cervical (neck) disc herniations
• Lumbar (lower back) disc injuries
• Sciatica and radiating pain
• Numbness and tingling in extremities

Medical reality: Herniated discs often require months of physical therapy, epidural injections, or even surgery. The average cost for spinal surgery exceeds $100,000.

Broken Bones and Fractures

• Arm and wrist fractures (from bracing against impact)
• Leg and ankle fractures
• Rib fractures (can lead to punctured lungs)
• Pelvic fractures
• Facial fractures (from airbag deployment)

Hidden danger: Broken bones can lead to complications like infections, nerve damage, and permanent mobility issues.

Traumatic Brain Injuries (TBI)

• Concussions (mild TBI)
• Moderate to severe brain injuries
• Skull fractures
• Brain hemorrhages

Delayed symptoms: Many TBI symptoms don’t appear immediately. You might feel “fine” at the scene but develop headaches, confusion, memory problems, or personality changes in the days following the accident.

Spinal Cord Injuries

• Complete or incomplete paralysis
• Paraplegia (lower body paralysis)
• Quadriplegia (all four limbs paralyzed)
• Loss of sensation and motor function

Lifetime costs: The first year of care for a spinal cord injury can cost $500,000 to $1.5 million, with lifetime costs reaching $5 million or more.

Internal Organ Damage

• Internal bleeding
• Liver or spleen lacerations
• Kidney damage
• Lung contusions

Medical urgency: Internal injuries are life-threatening and require immediate medical attention. Delayed treatment can be fatal.

Psychological Injuries

• Post-Traumatic Stress Disorder (PTSD)
• Anxiety and depression
• Driving phobias
• Sleep disturbances
• Emotional distress

Real impact: 32-45% of car accident victims develop PTSD symptoms that can last for years without proper treatment.

Why Insurance Companies Will Fight Your Claim

After a car accident in Cinco Ranch, the insurance adjuster might seem friendly and helpful. They might even offer you a quick settlement. But here’s what they’re not telling you:

The Quick Cash Trap

Within days of your accident, you might receive a settlement offer – often $2,000 to $5,000. It sounds good when you’re facing medical bills and lost wages. But accepting it means signing away your right to any future compensation – even if you later discover you need surgery or have permanent injuries.

Real case example: We had a client who was offered $3,500 three days after her accident. She was in pain but thought it would help with her bills. Six weeks later, her MRI showed a herniated disc requiring surgery. The surgery cost $120,000. Because she had already signed the release, she received nothing more from the insurance company.

Recorded Statements: Their Weapon Against You

Insurance adjusters will ask you to give a recorded statement. They’ll say it’s “just routine” or “to help process your claim.” But every word you say will be used to minimize or deny your claim.

Common traps in recorded statements:

• “You’re feeling better now though, right?” (They want you to say yes so they can claim your injuries weren’t serious)
• “It wasn’t that bad of an impact, was it?” (They want to minimize the collision severity)
• “Were you distracted at all?” (They want you to admit fault)
• “How fast were you going?” (They hope you’ll overestimate or say “I don’t know”)

Lupe Peña’s insider knowledge: “I’ve taken hundreds of these statements as a defense attorney. We’re trained to ask questions that seem innocent but are designed to get you to say things that hurt your case. Now I use that knowledge to prepare our clients for what’s coming.”

The “Independent” Medical Exam Scam

If your case isn’t settled quickly, the insurance company will send you to an “Independent Medical Examination” (IME). But these doctors aren’t independent – they’re hired and paid by the insurance company to find reasons to deny your claim.

What really happens at IMEs:

• The exam lasts 10-15 minutes (vs. your doctor’s thorough evaluation)
• The doctor asks leading questions designed to get you to say you’re “feeling better”
• They look for any reason to claim your injuries are pre-existing or exaggerated
• They often don’t review your complete medical records beforehand

Common IME findings that hurt your case:

• “Patient has pre-existing degenerative changes” (Everyone over 40 has some arthritis)
• “Injuries consistent with minor trauma” (Minimizing your pain and suffering)
• “Patient can return to full duty work” (Eliminating lost wage claims)
• “Treatment has been excessive” (Attacking your doctors)
• “Subjective complaints out of proportion to objective findings” (Calling you a liar)

Surveillance: Catching You in a “Gotcha” Moment

Insurance companies hire private investigators to follow accident victims. They’ll film you:

• Getting in and out of your car
• Carrying groceries
• Walking your dog
• Doing yard work
• Playing with your kids

What they don’t show:

• The 10 minutes of you struggling to stand up before the video starts
• The pain you’re in after the activity
• The fact that your doctor recommended light activity as part of your recovery

Lupe’s insider quote: “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

Comparative Fault: Shifting Blame to You

Texas uses a “modified comparative fault” system with a 51% bar. This means:

• If you’re found to be 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you’re found to be 51% or more at fault, you get NOTHING

Insurance companies love this rule because they can blame you for:

• “You were speeding” (even if you weren’t)
• “You could have avoided the accident” (hindsight bias)
• “You weren’t paying attention” (speculation)
• “You contributed to the accident” (shifting blame)

Even small percentages of fault cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you
• 25% fault on a $250,000 case = $62,500 less for you
• 40% fault on a $500,000 case = $200,000 less for you

The Colossus Software System: How They Calculate Your Worth

Most major insurance companies use a software system called Colossus to calculate settlement offers. Here’s how it works:

1. Data Entry: The adjuster inputs your injury codes, treatment types, medical costs, and jurisdiction
2. Coding: Your injuries are coded using standardized medical terms
3. Calculation: The software applies algorithms to determine a “value range”
4. Output: The system provides a recommended settlement range

How insurance companies manipulate Colossus to pay you less:

• They use the lowest possible injury codes (“soft tissue strain” instead of “disc herniation”)
• They flag “excessive” treatment (like physical therapy beyond what the system considers “normal”)
• They apply conservative treatment penalties (chiropractic care is valued less than MD treatment)
• They reduce value for any pre-existing conditions
• They apply a “jurisdiction factor” that lowers values for low-verdict counties

Lupe’s advantage: He knows how to present medical records to Colossus to get the highest possible valuation. He knows which medical terms trigger higher payouts and how to document your case to justify the maximum multiplier.

How Attorney911 Fights Back

We know the insurance company’s playbook because Lupe used to work for them. Now we use that insider knowledge to fight for our clients.

Immediate Evidence Preservation

Within 24 hours of taking your case, we send preservation letters to:

• The other driver’s insurance company
• Any trucking companies involved
• Businesses near the accident scene (to preserve surveillance footage)
• Your employer (to preserve wage records)
• Government entities (for traffic camera footage)
• Vehicle manufacturers (for black box data)

Why this matters: Evidence disappears quickly. Surveillance footage is typically deleted within 7-30 days. ELD data from trucks can be overwritten. Witness memories fade. We act fast to preserve what the insurance company hopes you’ll lose.

Thorough Investigation

We leave no stone unturned in building your case:

• Accident Reconstruction: We work with experts to determine exactly how the crash happened
• Black Box Data: For commercial vehicles, we obtain the electronic data recorder information
• Surveillance Footage: We identify and preserve video evidence before it’s deleted
• Witness Statements: We interview witnesses while their memories are fresh
• Medical Records: We obtain all your medical records and have them reviewed by experts
• Employment Records: We document your lost wages and earning capacity
• Social Media Investigation: We monitor for any posts that could be used against you

Medical Expertise

We work with top medical experts to:

• Document the full extent of your injuries
• Establish the connection between the accident and your injuries
• Project your future medical needs
• Calculate the lifetime cost of care for catastrophic injuries
• Counter insurance company IME doctors

Aggressive Negotiation

We don’t accept lowball offers. Our approach:

1. Build a strong case showing the full impact of your injuries
2. Present a demand package with all supporting evidence
3. Negotiate from strength – we prepare every case as if it’s going to trial
4. Counter their tactics using Lupe’s insider knowledge
5. Push for maximum compensation – we don’t settle cheap

Trial Preparation

While most cases settle, we prepare every case for trial. This gives us leverage in negotiations because insurance companies know we’re not bluffing. Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, giving us the ability to handle complex cases in federal court.

Our trial preparation includes:

• Jury research and focus groups
• Mock trials to test case themes
• Expert witness preparation
• Visual aids and demonstrative evidence
• Comprehensive trial notebooks

Real Results for Car Accident Victims in Cinco Ranch

We don’t just talk about results – we have the track record to prove it. Here are some of the cases we’ve handled for car accident victims:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” – Attorney911 Case Result

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.” – Attorney911 Case Result

What our clients say about us:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

What to Do After a Car Accident in Cinco Ranch

If you’ve been in a car accident in Cinco Ranch, Katy, or anywhere in Fort Bend County, follow these steps:

At the Scene:

1. Call 911 – Report the accident and request medical assistance if needed
2. Check for injuries – Get medical attention even if you feel fine (adrenaline masks pain)
3. Move to safety – If possible, move vehicles out of traffic
4. Exchange information – Get the other driver’s name, phone, address, insurance, and license plate
5. Document everything – Take photos of vehicle damage, injuries, road conditions, and traffic signals
6. Get witness information – Names and phone numbers of anyone who saw the accident
7. Don’t admit fault – Stick to the facts when talking to police and others
8. Call Attorney911 – 1-888-ATTY-911 before speaking to any insurance company

In the Days Following:

1. Follow up with medical care – See your doctor and follow all treatment recommendations
2. Keep all medical appointments – Gaps in treatment can hurt your case
3. Document your recovery – Keep a journal of your pain levels, limitations, and how the injuries affect your daily life
4. Don’t give recorded statements – Refer all insurance calls to your attorney
5. Don’t post on social media – Insurance companies monitor your profiles
6. Keep all receipts – For medical expenses, prescriptions, and any accident-related costs
7. Contact Attorney911 – We’ll handle all communication with insurance companies

Common Mistakes to Avoid:

• Waiting too long to see a doctor – Delayed treatment gives insurance companies ammunition
• Giving a recorded statement – Everything you say can be used against you
• Accepting a quick settlement – Early offers are always lowball offers
• Posting on social media – Insurance companies will use your posts to minimize your injuries
• Missing medical appointments – Gaps in treatment suggest you’re not really injured
• Not hiring an attorney – Insurance companies take advantage of unrepresented victims

Why Choose Attorney911 for Your Cinco Ranch Car Accident Case?

With so many law firms to choose from, why should you trust Attorney911 with your car accident case? Here are five reasons we’re the right choice for Cinco Ranch residents:

1. Insurance Defense Insider Knowledge

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is our secret weapon. While most personal injury firms only know how to fight insurance companies from the outside, we have someone who fought them from the inside. Lupe knows:

• How they calculate claim values (Colossus software)
• Which IME doctors they favor (he hired them)
• What arguments they use to deny claims (he made them)
• How they set reserves (he set them)
• When they’re bluffing about policy limits (he knew the real numbers)

This insider knowledge gives our clients a massive advantage in negotiations and at trial.

2. Multi-Million Dollar Results

We don’t just talk about results – we have the track record to prove it. Our firm has recovered millions for car accident victims, including:

• Multi-million dollar settlements for catastrophic injuries
• Significant recoveries for clients who suffered amputations
• Compensation for brain injuries with permanent effects
• Settlements for families who lost loved ones in fatal accidents

What our clients say about our results:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court admission means we can handle:

• Cases involving out-of-state defendants
• Complex commercial vehicle accidents
• Product liability claims against vehicle manufacturers
• Cases with federal jurisdiction requirements

Why this matters: Many personal injury firms can only handle state court cases. Our federal court experience gives us the ability to take on more complex cases and achieve better results for our clients.

4. Personal Attention from Start to Finish

At Attorney911, you’re not just another case number. You work directly with Ralph Manginello and Lupe Peña, not a team of paralegals and junior associates.

What our clients say about our personal service:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Consistent communication and not one time did I call and not get a clear answer.” – Dame Haskett

5. No Fee Unless We Win

We understand that you’re facing financial pressure after an accident. That’s why we work on a contingency fee basis:

• Free consultation – No cost to discuss your case
• No upfront fees – We advance all case costs
• No fee unless we win – We only get paid if we recover compensation for you
• 33.33% before trial, 40% if trial – Our fee comes from your settlement, not out of pocket

What this means for you:

• No financial risk to pursue your case
• We’re motivated to get you the best possible result
• You can focus on your recovery while we handle the legal battle

Frequently Asked Questions About Car Accidents in Cinco Ranch

What should I do immediately after a car accident in Cinco Ranch?

If you’ve been in a car accident in Cinco Ranch, Katy, or anywhere in Fort Bend County:

1. Call 911 and report the accident
2. Seek medical attention even if you feel fine (adrenaline masks injuries)
3. Document everything: take photos of damage, injuries, and the scene
4. Exchange information with the other driver
5. Get witness names and phone numbers
6. Do NOT give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

Should I call the police even for a minor accident?

Yes. Always call the police after an accident. The police report is critical evidence for your case. In Texas, you must report accidents that involve:

• Injuries or deaths
• Property damage over $1,000
• Vehicles that cannot be safely moved from the scene

Even if the accident seems minor, having a police report protects you from:

• The other driver changing their story later
• False claims about what happened
• Disputes about who was at fault

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately, including:

• Traumatic brain injuries (symptoms can take days to appear)
• Internal bleeding (may not be obvious at the scene)
• Herniated discs (pain may develop over weeks)
• Whiplash (symptoms often delayed)

Insurance companies use delays in treatment against you. They’ll argue that if you were really hurt, you would have sought medical attention immediately. Getting checked out right away protects both your health and your legal case.

What information should I collect at the scene?

Collect as much information as possible:

• Other driver: name, phone, address, driver’s license number, insurance information
• Vehicle: make, model, color, license plate number
• Witnesses: names and phone numbers
• Photos: all vehicle damage (every angle), injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

The more information you collect at the scene, the stronger your case will be.

Should I talk to the other driver or admit fault?

Exchange information only. Do NOT:

• Discuss who was at fault
• Apologize or say “I’m sorry” (this can be used as an admission of fault)
• Give your opinion on what happened
• Agree to forget about the accident

Stick to the facts when talking to the other driver and the police. Let the evidence determine who was at fault.

How do I obtain a copy of the accident report?

In Cinco Ranch and Fort Bend County, you can obtain the police report from:

• The responding police agency (Fort Bend County Sheriff’s Office, Katy Police Department, etc.)
• The Texas Department of Transportation’s Crash Records Information System (CRIS)
• Through your attorney (we obtain accident reports as part of our investigation)

The accident report contains important information about:

• How the accident happened
• Who the police determined was at fault
• Any citations issued
• Witness statements

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say and what to avoid.

Why you shouldn’t give a recorded statement:

• Insurance adjusters are trained to ask leading questions
• They’ll use your words against you to minimize your claim
• You might say something that hurts your case without realizing it
• You’re not required to give a statement to the other driver’s insurance

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Then give them only basic information:

• Your name
• The date of the accident
• That you were involved in the accident

Do NOT:

• Give a recorded statement
• Discuss your injuries
• Discuss who was at fault
• Accept any settlement offers
• Sign anything

Then call Attorney911 at 1-888-ATTY-911 immediately.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below what your case is actually worth. Attorney911 fights for what you’re truly entitled to.

Insurance companies often:

• Undervalue property damage
• Ignore future medical needs
• Minimize pain and suffering
• Overlook lost earning capacity

We work with experts to calculate the true value of your case and negotiate aggressively for full compensation.

Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

Early settlement offers are always lowball offers because:

• You don’t know the full extent of your injuries yet
• You haven’t reached maximum medical improvement
• You don’t know your future medical needs
• You don’t know your future lost wages
• Insurance companies hope you’ll accept less when you’re desperate

What if the other driver is uninsured or underinsured?

Your own UM/UIM (Uninsured/Underinsured Motorist) coverage can compensate you when:

• The other driver has no insurance
• The other driver has insufficient insurance
• The other driver flees the scene (hit and run)

Texas allows inter-policy stacking, which means you can combine UM/UIM coverage from multiple vehicles on your policy. Attorney911’s YouTube video explains UM/UIM claims in detail: Uninsured & Underinsured Motorists

Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign a medical authorization without having it reviewed by an attorney.

Insurance companies will:

• Search through decades of your medical records
• Find old injuries from years ago
• Claim your current injuries are pre-existing
• Ignore that the accident aggravated your condition

You’re entitled to compensation even if you had pre-existing conditions. If the accident made it worse, you recover for the aggravation.

How much time do I have to file a lawsuit (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. This is called the statute of limitations.

Exceptions:

• Discovery Rule: The 2-year period may start later if you couldn’t have reasonably discovered your injury at the time of the accident
• Defendant’s Absence: The clock may be paused if the defendant leaves Texas
• Mental Incapacity: The clock may be paused if you’re mentally incapacitated

Critical: If you miss the 2-year deadline, your case is barred forever. You cannot file a lawsuit or recover any compensation.

Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance coverage available

Factors that strengthen your case:

• Clear liability (the other driver was 100% at fault)
• Serious injuries requiring medical treatment
• Permanent injuries or disabilities
• Significant property damage
• Witnesses who support your version of events
• Police report that favors you

Watch our video to learn more: Do I Have a Good Case?

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one.

Why you should call Attorney911 right away:

• Surveillance footage is deleted within 7-30 days
• Witness memories fade quickly
• The other driver’s insurance is already building a case against you
• We can send preservation letters to protect evidence
• We can handle all communication with insurance companies

What is comparative negligence and how does it affect me?

Texas uses a modified comparative negligence system with a 51% bar. This means:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you’re 51% or more at fault, you recover NOTHING

Examples:

• If you’re 0% at fault and your case is worth $100,000, you recover $100,000
• If you’re 10% at fault and your case is worth $100,000, you recover $90,000
• If you’re 25% at fault and your case is worth $250,000, you recover $187,500
• If you’re 40% at fault and your case is worth $500,000, you recover $300,000
• If you’re 50% at fault and your case is worth $500,000, you recover $250,000
• If you’re 51% at fault and your case is worth $500,000, you recover $0

Insurance companies always try to assign maximum fault to you to reduce their payment. Lupe’s insurance defense experience helps us counter these arguments.

Will my case go to trial?

Most car accident cases settle before trial. However, Attorney911 prepares every case as if it’s going to trial. This gives us leverage in negotiations because insurance companies know we’re not bluffing.

Factors that increase the chance of trial:

• Disputed liability (who was at fault)
• Significant damages (high medical bills, permanent injuries)
• Insurance company refusing to make a fair offer
• Complex legal issues

Watch our video to learn more: Will Your Case Go to Trial?

How long will my case take to settle?

The timeline depends on several factors:

• Severity of your injuries
• Whether you’ve reached maximum medical improvement (MMI)
• Complexity of liability issues
• Insurance company’s willingness to negotiate fairly
• Whether a lawsuit needs to be filed

Typical timelines:

• Minor injuries: 6-12 months
• Moderate injuries: 12-18 months
• Severe injuries: 18-24 months or longer
• Cases that go to trial: 2-3 years

We don’t settle cases until you’ve reached MMI because we can’t accurately value your case until we know the full extent of your injuries and future needs.

What is the legal process step-by-step?

1. Investigation and Evidence Gathering – We collect police reports, medical records, witness statements, and other evidence
2. Medical Treatment – You continue treating until you reach maximum medical improvement
3. Demand Package – We prepare a comprehensive demand letter with all supporting evidence
4. Negotiation – We negotiate with the insurance company for a fair settlement
5. Lawsuit (if necessary) – If we can’t reach a fair settlement, we file a lawsuit
6. Discovery – Both sides exchange information and take depositions
7. Mediation – A neutral mediator helps facilitate settlement negotiations
8. Trial (if necessary) – If we still can’t reach a fair settlement, we take your case to trial

Watch our video for more details: What Is the Process for a Personal Injury Claim?

What types of damages can I recover?

In a Texas car accident case, you may be entitled to:

• Economic Damages (No Cap):

  • Medical expenses (past and future)
  • Lost wages and earning capacity
  • Property damage
  • Out-of-pocket expenses (transportation, home modifications, etc.)

• Non-Economic Damages (No Cap except medical malpractice):

  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of consortium (impact on marriage/family relationships)
  • Loss of enjoyment of life

• Punitive Damages (Capped):

  • Available for gross negligence or malice
  • Drunk driving cases often qualify
  • Cap: Greater of $200,000 OR 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic portion)

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).

Factors that affect pain and suffering compensation:

• Severity of your injuries
• Duration of your recovery
• Impact on your daily life
• Whether you have permanent injuries or disabilities
• Your age and overall health
• Clear liability (the other driver was 100% at fault)

What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule – the defendant takes the victim as they find them.

Example: If you had mild occasional back pain before the accident, and the accident caused a herniated disc requiring surgery, you can recover for the new injury and the aggravation of your pre-existing condition.

We work with medical experts to:

• Document your condition before the accident
• Show how the accident made it worse
• Prove the difference between your pre- and post-accident condition

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. However:

• Punitive damages are taxable
• Interest on your settlement is taxable
• Compensation for emotional distress without physical injury may be taxable

Consult with a tax professional for specific advice about your situation.

How is the value of my claim determined?

The value of your claim depends on several factors:

• Medical Expenses: Past and future medical costs
• Lost Wages: Income lost due to the accident and future lost earning capacity
• Pain and Suffering: Physical pain and emotional distress
• Permanent Impairment: Any lasting disabilities or limitations
• Disfigurement: Scarring or other permanent visible injuries
• Impact on Daily Life: How the injuries affect your ability to work, enjoy hobbies, and perform daily activities
• Liability: How clear it is that the other driver was at fault
• Insurance Coverage: The amount of insurance available

We work with medical experts, economists, and life care planners to calculate the full value of your claim.

How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis:

• No upfront costs – We advance all case expenses
• No fee unless we win – We only get paid if we recover compensation for you
• 33.33% before trial, 40% if trial – Our fee is a percentage of your recovery

What this means for you:

• No financial risk to pursue your case
• We’re motivated to get you the best possible result
• You can focus on your recovery while we handle the legal battle

Watch our video to learn more: How Do Contingency Fees Work?

What does “no fee unless we win” mean?

It means:

• You pay nothing upfront
• We advance all case costs (filing fees, expert witness fees, etc.)
• If we don’t recover any compensation for you, you owe us nothing
• If we do recover compensation, our fee comes from that recovery
• You may still be responsible for court costs and case expenses regardless of outcome

How often will I get updates on my case?

At Attorney911, we provide regular updates on your case. As client Dame Haskett said:

“Consistent communication and not one time did I call and not get a clear answer.”

What our clients say about our communication:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did.” – Brian Butchee

“Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

You’ll work directly with Ralph Manginello or Lupe Peña, not a team of paralegals and junior associates.

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña. As client Chad Harris said:

“You are NOT just some client…You are FAMILY to them.”

This personal attention is what sets us apart from high-volume firms where you’re just a case number.

What if I already hired another attorney?

You can switch attorneys at any time. If your current attorney isn’t communicating with you, isn’t fighting for you, or is pushing you to settle for less than you deserve, you have the right to switch.

Attorney911 has taken over many cases from other attorneys. As client Greg Garcia said:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What if I was a passenger in the at-fault vehicle?

If you were a passenger in the at-fault vehicle, you can still pursue a claim against the driver. You’re an innocent victim, and the driver’s insurance should cover your injuries.

These cases often settle quickly because liability is clear – you weren’t driving, so you can’t be at fault. We handle the difficult conversations with friends or family members so you don’t have to.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue that “parking lot accidents are always 50/50 fault,” but this isn’t true.

We prove fault through:

• Surveillance video
• Witness statements
• Damage analysis
• Traffic patterns
• Right-of-way rules

Texas comparative negligence rules apply to parking lot accidents just like any other accident.

What if I’m an undocumented immigrant – can I still file a claim?

YES. Your immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of your immigration status.

Your case is confidential, and we’ve successfully represented clients of all immigration statuses. Lupe Peña is fluent in Spanish, and our team includes bilingual staff members.

What if the other driver fled the scene (hit and run)?

File a police report immediately – hit and run is a criminal offense in Texas. Then contact Attorney911. Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified.

Critical steps in hit and run cases:

• Preserve surveillance footage (most is deleted within 7-30 days)
• Identify witnesses before they become unreachable
• Work with police to investigate the hit and run
• Pursue your UM coverage for compensation

Texas allows UM stacking, which means you can combine coverage from multiple vehicles on your policy.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The death doesn’t eliminate liability – the insurance policy still applies, and the estate may have assets.

These cases can be emotionally complex but are legally straightforward. We handle them with sensitivity while protecting your rights.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply.

These cases are complex – you need an experienced attorney. Ralph Manginello has handled government litigation, including cases against major institutions.

What if I don’t have health insurance?

We can help you get the medical treatment you need through:

• Medical liens (doctors treat you now and get paid from your settlement)
• Letters of protection (we guarantee payment to medical providers)
• Finding doctors who accept accident cases on a lien basis

Don’t delay treatment because you don’t have insurance. Your health comes first, and we’ll help you get the care you need.

Can I still recover if I wasn’t wearing a seatbelt?

Yes. Texas law doesn’t prevent you from recovering compensation if you weren’t wearing a seatbelt. However, the insurance company may try to argue that your injuries were worse because you weren’t belted.

We counter this argument by:

• Proving that the other driver’s negligence caused the accident
• Showing that your injuries would have occurred regardless of seatbelt use
• Demonstrating that seatbelt use wouldn’t have prevented all injuries

What if I was on my phone at the time of the accident?

If you were using your phone at the time of the accident, the insurance company will try to blame you for the crash. However:

• The other driver may still be primarily at fault
• Texas comparative negligence rules apply
• You may still recover if you were 50% or less at fault

We investigate all aspects of the accident to determine the true cause and fight for maximum compensation.

Why should I choose Attorney911 over other firms?

With so many law firms to choose from in Cinco Ranch and Fort Bend County, why should you trust Attorney911 with your car accident case? Here’s what sets us apart:

1. Insurance Defense Insider Knowledge

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is our secret weapon. While most personal injury firms only know how to fight insurance companies from the outside, we have someone who fought them from the inside. Lupe knows:

• How they calculate claim values (Colossus software)
• Which IME doctors they favor (he hired them)
• What arguments they use to deny claims (he made them)
• How they set reserves (he set them)
• When they’re bluffing about policy limits (he knew the real numbers)

This insider knowledge gives our clients a massive advantage in negotiations and at trial.

2. Multi-Million Dollar Results

We don’t just talk about results – we have the track record to prove it. Our firm has recovered millions for car accident victims, including:

• Multi-million dollar settlements for catastrophic injuries
• Significant recoveries for clients who suffered amputations
• Compensation for brain injuries with permanent effects
• Settlements for families who lost loved ones in fatal accidents

What our clients say about our results:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court admission means we can handle:

• Cases involving out-of-state defendants
• Complex commercial vehicle accidents
• Product liability claims against vehicle manufacturers
• Cases with federal jurisdiction requirements

Why this matters: Many personal injury firms can only handle state court cases. Our federal court experience gives us the ability to take on more complex cases and achieve better results for our clients.

4. Personal Attention from Start to Finish

At Attorney911, you’re not just another case number. You work directly with Ralph Manginello and Lupe Peña, not a team of paralegals and junior associates.

What our clients say about our personal service:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Consistent communication and not one time did I call and not get a clear answer.” – Dame Haskett

5. No Fee Unless We Win

We understand that you’re facing financial pressure after an accident. That’s why we work on a contingency fee basis:

• Free consultation – No cost to discuss your case
• No upfront fees – We advance all case costs
• No fee unless we win – We only get paid if we recover compensation for you
• 33.33% before trial, 40% if trial – Our fee comes from your settlement, not out of pocket

What this means for you:

• No financial risk to pursue your case
• We’re motivated to get you the best possible result
• You can focus on your recovery while we handle the legal battle

6. 25+ Years of Experience

Ralph Manginello has been handling car accident cases since 1998. In that time, he’s:

• Recovered millions for accident victims
• Taken on insurance companies and billion-dollar corporations
• Handled cases in both state and federal court
• Built a reputation for aggressive, effective representation

7. BP Explosion Litigation Experience

Our firm was one of the few involved in the BP Texas City explosion litigation. This experience shows our capability to handle:

• Catastrophic injury cases
• Complex litigation against major corporations
• Cases involving multiple defendants
• High-stakes negotiations and trials

8. Bilingual Services

Lupe Peña is fluent in Spanish, and our team includes bilingual staff members. We can communicate with you in your preferred language and ensure that language is never a barrier to getting the compensation you deserve.

What our Spanish-speaking clients say:

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

“They solved in a couple of months what others did nothing about in two years.” – Angel Walle

9. Comprehensive Approach

We handle every aspect of your case:

• Medical: We work with top doctors to document your injuries and future needs
• Legal: We build a strong case and fight for maximum compensation
• Financial: We help you navigate medical bills, lost wages, and financial pressures
• Emotional: We provide support and guidance throughout the process

10. Community Trust

Attorney911 is trusted by the Houston community:

• 4.9 stars on Google with over 250 reviews
• Endorsed by Trae Tha Truth, one of Houston’s most respected figures
• Involved in community events and charitable initiatives
• Recognized for our commitment to justice and client service

Common Car Accident Scenarios in Cinco Ranch

Rear-End Collisions

Rear-end collisions are among the most common types of car accidents in Cinco Ranch, often occurring at:

• Stoplights on Grand Parkway
• Traffic backups on I-10
• School zones during drop-off and pickup times
• Highway on-ramps where drivers fail to merge properly

Common causes:

• Distracted driving (texting, phone use)
• Tailgating
• Sudden stops
• Speeding
• Fatigue

Common injuries:

• Whiplash
• Herniated discs
• Head injuries
• Facial injuries from airbag deployment

Liability: In Texas, the rear driver is usually presumed to be at fault in rear-end collisions. However, there are exceptions:

• The front driver suddenly reversed
• The front driver’s brake lights weren’t working
• The front driver stopped suddenly for no reason

T-Bone (Side-Impact) Collisions

T-bone accidents often occur at intersections in Cinco Ranch, such as:

• Fry Road and I-10
• Grand Parkway and Westheimer Road
• Cinco Ranch Boulevard and Highland Knolls Drive
• Katy Freeway and Highway 6

Common causes:

• Running red lights
• Failure to yield right of way
• Distracted driving
• Speeding
• Impaired driving

Common injuries:

• Head injuries
• Spinal cord injuries
• Broken bones
• Internal organ damage
• Fatalities (especially to passengers on the impacted side)

Liability: Liability in T-bone accidents often depends on:

• Traffic signal status
• Right-of-way rules
• Witness statements
• Vehicle damage patterns
• Surveillance footage

Head-On Collisions

Head-on collisions are among the most dangerous car accidents, often occurring on:

• Two-lane roads in rural Fort Bend County
• Highway entrance/exit ramps
• Roads with poor visibility or signage
• Areas where drivers cross the center line

Common causes:

• Distracted driving
• Drowsy driving
• Impaired driving
• Wrong-way driving
• Passing in no-passing zones

Common injuries:

• Traumatic brain injuries
• Spinal cord injuries
• Broken bones
• Internal injuries
• Fatalities

Liability: Head-on collisions are almost always the fault of the driver who crossed into oncoming traffic. However, liability can be shared if:

• Road conditions contributed to the accident
• The other driver was also negligent (speeding, distracted, etc.)
• There were vehicle defects

Sideswipe Accidents

Sideswipe accidents commonly occur on:

• Multi-lane highways like I-10 and Grand Parkway
• Roads with heavy traffic and frequent lane changes
• Areas with poor lane markings
• Construction zones

Common causes:

• Failure to check blind spots
• Improper lane changes
• Distracted driving
• Drunk driving
• Aggressive driving

Common injuries:

• Whiplash
• Soft tissue injuries
• Head injuries from airbag deployment
• Psychological trauma (especially if the accident caused loss of control)

Liability: Liability in sideswipe accidents can be complex and often depends on:

• Which driver initiated the lane change
• Whether either driver was speeding
• Whether either driver was distracted
• Road and weather conditions
• Vehicle damage patterns

Rollover Accidents

Rollover accidents are particularly dangerous and often occur with:

• SUVs and trucks (higher center of gravity)
• Sharp turns at high speeds
• Collisions that cause vehicles to trip
• Roads with poor drainage (hydroplaning)

Common causes:

• Speeding around curves
• Overcorrecting after drifting out of lane
• Collisions with other vehicles or objects
• Tire blowouts
• Vehicle defects (stability control failures)

Common injuries:

• Traumatic brain injuries
• Spinal cord injuries
• Broken bones
• Internal injuries
• Fatalities

Liability: Liability in rollover accidents can involve:

• The driver who lost control
• Another driver who caused the initial collision
• The vehicle manufacturer (if a defect caused the rollover)
• The government (if poor road design contributed)

Multi-Vehicle Pileups

Multi-vehicle accidents often occur on:

• I-10 during rush hour
• Grand Parkway in heavy traffic
• Areas with poor visibility (fog, rain)
• Construction zones with sudden stops

Common causes:

• Speeding in heavy traffic
• Following too closely
• Distracted driving
• Poor weather conditions
• Sudden stops

Common injuries:

• Whiplash
• Broken bones
• Head injuries
• Psychological trauma
• Fatalities

Liability: Liability in multi-vehicle accidents can be complex and may involve:

• The driver who caused the initial collision
• Drivers who were following too closely
• Drivers who were speeding
• Drivers who were distracted
• Government entities (if road conditions contributed)

Hit and Run Accidents

Hit and run accidents are unfortunately common in Cinco Ranch and can occur:

• In parking lots
• On residential streets
• At intersections
• On highways

Common causes:

• Drivers without insurance
• Drivers under the influence
• Drivers with outstanding warrants
• Drivers who panic
• Distracted drivers who don’t realize they hit someone

Common injuries: Same as other accident types, depending on the collision

Liability: In hit and run cases, we pursue:

• Uninsured Motorist (UM) coverage from your own policy
• Surveillance footage to identify the fleeing driver
• Witness statements
• Police investigations

Drunk Driving Accidents

Drunk driving accidents are tragically common in Texas. In 2024, alcohol-impaired driving caused:

• 1,053 deaths in Texas (25.37% of all traffic fatalities)
• Thousands of serious injuries

Common locations in Cinco Ranch:

• Grand Parkway and Westheimer (near bars and restaurants)
• I-10 (long stretches where drivers speed)
• Cinco Ranch Boulevard (heavy nighttime traffic)
• Highway 6 (near entertainment venues)

Common injuries: Same as other accident types, but often more severe due to high speeds

Liability: In drunk driving cases, we pursue claims against:

• The drunk driver
• Bars/restaurants that over-served the driver (dram shop liability)
• Social hosts (in limited circumstances)
• Liquor stores that sold alcohol to an obviously intoxicated person

Punitive damages: Drunk driving cases often qualify for punitive damages, which are designed to punish the defendant and deter similar conduct.

Distracted Driving Accidents

Distracted driving caused 380 deaths in Texas in 2024. Common distractions include:

• Texting while driving (illegal in Texas)
• Using GPS or navigation apps
• Eating or drinking behind the wheel
• Adjusting music or climate controls
• Talking to passengers
• Grooming (putting on makeup, shaving)
• Using social media
• Watching videos

Common locations in Cinco Ranch:

• I-10 and Grand Parkway (long stretches where drivers get bored)
• School zones (parents distracted by children)
• Shopping areas (drivers looking at stores)
• Residential areas (drivers not paying attention)

Common injuries: Same as other accident types, depending on the collision

Liability: Distracted driving is negligence per se in Texas if the driver was texting or using a handheld device. We prove distraction through:

• Cell phone records
• Witness statements
• Surveillance footage
• Social media activity
• Vehicle data (if the car was equipped with infotainment systems)

Weather-Related Accidents

Texas weather can change quickly, leading to accidents caused by:

• Rain (hydroplaning, poor visibility)
• Fog (especially in low-lying areas)
• Ice (rare but dangerous when it occurs)
• High winds (especially for high-profile vehicles)

Common locations in Cinco Ranch:

• I-10 (prone to flooding)
• Grand Parkway (poor drainage in some areas)
• Rural roads in Fort Bend County (unpredictable conditions)
• Bridges and overpasses (freeze first)

Common injuries: Same as other accident types, but often involve multiple vehicles

Liability: Liability in weather-related accidents depends on:

• Whether the driver adjusted their speed for conditions
• Whether the driver had proper tires and equipment
• Whether the driver was following at a safe distance
• Whether the government properly maintained the road

Construction Zone Accidents

Construction zones are common in Cinco Ranch and pose unique dangers:

• Sudden lane shifts
• Reduced speed limits
• Workers and equipment in the roadway
• Poor signage
• Confusing traffic patterns

Common locations in Cinco Ranch:

• I-10 construction projects
• Grand Parkway expansion areas
• Highway 6 improvements
• Local road resurfacing projects

Common injuries: Same as other accident types, but often more severe due to high speeds

Liability: Liability in construction zone accidents can involve:

• Other drivers who fail to slow down
• Construction companies that fail to provide proper warnings
• Government entities that fail to properly design the work zone
• Vehicle manufacturers (if equipment failure contributed)

How Much Is My Car Accident Case Worth?

The value of your car accident case depends on many factors. While we can’t guarantee a specific outcome, we can provide general settlement ranges based on the severity of your injuries.

Soft Tissue Injuries (Whiplash, Sprains, Strains)

Medical Treatment:

• Emergency room: $2,000-$5,000
• Follow-up doctor visits: $1,000-$3,000
• Physical therapy (6-12 weeks): $3,000-$7,000
• Medications: $300-$1,000
• Total Medical: $6,000-$16,000

Lost Wages: $2,000-$10,000 (2-6 weeks missed work)
Pain & Suffering: $8,000-$35,000

SETTLEMENT RANGE: $15,000-$60,000
Higher if: Permanent pain, restrictions on activities, chronic condition develops

Broken Bone (Single, Simple Fracture)

Medical Treatment:

• Emergency room and X-rays: $3,000-$6,000
• Orthopedic consultation: $500-$1,500
• Casting and follow-up: $2,000-$5,000
• Physical therapy: $3,000-$8,000
• Total Medical: $10,000-$20,000

Lost Wages: $5,000-$15,000 (4-8 weeks missed work)
Pain & Suffering: $20,000-$60,000

SETTLEMENT RANGE: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF)

Medical Treatment:

• Emergency room: $5,000-$10,000
• Surgery (Open Reduction Internal Fixation): $25,000-$50,000
• Hospital stay (2-3 days): $6,000-$15,000
• Follow-up care: $3,000-$8,000
• Physical therapy (3-6 months): $8,000-$15,000
• Total Medical: $47,000-$98,000

Lost Wages: $10,000-$30,000 (3-6 months)
Pain & Suffering: $75,000-$200,000

SETTLEMENT RANGE: $132,000-$328,000

Herniated Disc (Conservative Treatment)

Medical Treatment:

• Emergency room and initial treatment: $3,000-$6,000
• MRI: $2,000-$4,000
• Physician visits and pain management: $5,000-$12,000
• Physical therapy (3-6 months): $8,000-$15,000
• Epidural steroid injections (series of 3): $3,000-$6,000
• Medications: $1,000-$3,000
• Total Medical: $22,000-$46,000

Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000

SETTLEMENT RANGE: $70,000-$171,000

Herniated Disc (Surgery Required)

Medical Treatment:

• Initial treatment and diagnostics: $8,000-$15,000
• Failed conservative treatment: $10,000-$20,000
• Spinal surgery (microdiscectomy or fusion): $50,000-$100,000
• Hospital stay: $8,000-$20,000
• Post-surgical care and follow-up: $5,000-$15,000
• Physical therapy (6-12 months): $10,000-$20,000
• Pain management: $5,000-$15,000
• Total Past Medical: $96,000-$205,000

Future Medical: $30,000-$100,000 (ongoing pain management, possible revision surgery)
Lost Wages: $20,000-$50,000 (6-12 months recovery)
Lost Earning Capacity: $50,000-$400,000 (if can’t return to physical job)
Pain & Suffering: $150,000-$450,000

SETTLEMENT RANGE: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe)

Medical Treatment:

• Emergency room and trauma care: $10,000-$30,000
• Hospital/ICU stay (1-4 weeks): $50,000-$200,000
• Neurosurgery if required: $75,000-$200,000
• Acute rehabilitation facility: $30,000-$100,000
• Neurologist follow-up care: $10,000-$30,000
• Neuropsychological testing: $3,000-$8,000
• Cognitive therapy: $15,000-$50,000
• Medications: $5,000-$20,000
• Total Past Medical: $198,000-$638,000

Future Medical (Life Care Plan): $300,000-$3,000,000+ depending on severity
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+

SETTLEMENT RANGE: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company”

Spinal Cord Injury / Paralysis

Lifetime Care Costs by Level:

Injury Level	First Year	Each Year After	Lifetime Total
High Tetraplegia (C1-C4)	$1,200,000-$1,500,000	$200,000-$250,000	$6,000,000-$13,000,000+
Low Tetraplegia (C5-C8)	$850,000-$1,100,000	$75,000-$100,000	$3,700,000-$6,100,000+
Paraplegia (T1-L5)	$500,000-$750,000	$70,000-$90,000	$2,500,000-$5,250,000+

SETTLEMENT RANGE: $4,770,000-$25,880,000

Amputation

Medical Treatment:

• Emergency care and surgery: $80,000-$200,000
• Hospital stay: $50,000-$150,000
• Rehabilitation: $30,000-$100,000
• Initial prosthetic fitting: $10,000-$30,000
• Total Past Medical: $170,000-$480,000

Future Medical (Lifetime Prosthetics):

• Basic prosthetic leg: $5,000-$15,000 every 3-5 years
• Advanced computerized prosthetic: $50,000-$100,000 every 3-5 years
• Over lifetime (30-50 years): $500,000-$2,000,000

SETTLEMENT RANGE: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”

Wrongful Death (Working Age Adult)

Economic Damages:

• Funeral and burial: $10,000-$20,000
• Medical expenses before death: $50,000-$500,000
• Lost financial support to family (present value): $1,000,000-$4,000,000

Non-Economic Damages:

• Loss of companionship, society, love: $500,000-$3,000,000
• Loss of advice and counsel: $100,000-$500,000
• Mental anguish (family members): $250,000-$1,500,000

SETTLEMENT RANGE: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”

Factors That Increase Your Case Value

Several factors can increase the value of your car accident case:

1. Clear Liability: If the other driver was 100% at fault (ran red light, drunk driving, etc.)
2. Severe Injuries: Surgery, permanent disability, scarring, traumatic brain injury
3. High Medical Bills: Emergency surgery, ICU stay, months of physical therapy
4. Significant Lost Wages: High earner ($100,000+ salary), can’t return to work
5. Permanent Impairment: Loss of function, chronic pain, lifelong limitations
6. Sympathetic Plaintiff: Young victim, children depending on you, hard worker
7. Egregious Defendant Conduct: Drunk driving, texting, fleeing the scene
8. Multiple Liable Parties: Driver, employer, vehicle manufacturer, etc.
9. Strong Evidence: Video of the accident, multiple witnesses, police report
10. Insurance Coverage: High policy limits, umbrella policies

Factors That Decrease Your Case Value

Several factors can decrease the value of your car accident case:

1. Disputed Liability: Conflicting accounts of what happened
2. Comparative Fault: You were partially at fault for the accident
3. Gaps in Medical Treatment: Missed appointments, stopped treating
4. Pre-Existing Conditions: Prior injuries to the same body part
5. Social Media Mistakes: Posts showing activity that contradicts injury claims
6. Recorded Statements: Gave a statement to insurance without an attorney
7. Quick Settlement: Accepted a lowball offer before knowing full extent of injuries
8. Delay in Hiring Attorney: Evidence lost, surveillance footage deleted
9. Minor Injuries: Soft tissue injuries with quick recovery
10. Low Policy Limits: Other driver has minimum coverage ($30,000)

What to Expect When You Call Attorney911

When you call 1-888-ATTY-911, here’s what happens:

Initial Call

• You’ll speak with a trained intake specialist
• We’ll ask about your accident and injuries
• We’ll answer your immediate questions
• We’ll schedule a free consultation with an attorney

Free Consultation

• Meet with Ralph Manginello or Lupe Peña
• Discuss the details of your accident
• Review your injuries and treatment
• Get honest advice about your case
• Learn about your legal options
• No obligation – you decide if you want to proceed

Case Evaluation

• We’ll review police reports, medical records, and other evidence
• We’ll assess liability and damages
• We’ll identify all potential sources of compensation
• We’ll explain the legal process and timeline

Retainer Agreement

• If you decide to hire us, we’ll sign a contingency fee agreement
• You pay nothing upfront
• We advance all case costs
• We only get paid if we recover compensation for you

Investigation

• We’ll send preservation letters to protect evidence
• We’ll obtain police reports and medical records
• We’ll interview witnesses
• We’ll work with accident reconstruction experts if needed
• We’ll document all your damages

Medical Treatment

• We’ll help you get the medical care you need
• We’ll coordinate with your doctors
• We’ll document your injuries and treatment
• We’ll ensure you reach maximum medical improvement

Demand Package

• We’ll prepare a comprehensive demand package
• We’ll include all medical records, bills, and expert reports
• We’ll calculate all your damages (medical, lost wages, pain and suffering)
• We’ll send the demand to the insurance company

Negotiation

• We’ll negotiate aggressively for maximum compensation
• We’ll counter insurance company tactics using Lupe’s insider knowledge
• We’ll prepare for trial to show we’re serious
• We’ll keep you informed every step of the way

Settlement or Trial

• If we reach a fair settlement, we’ll present it to you for approval
• If the insurance company won’t make a fair offer, we’ll file a lawsuit
• We’ll continue fighting for you through trial if necessary
• We’ll never settle your case for less than it’s worth

Client Success Stories from Cinco Ranch and Fort Bend County

Case 1: Rear-End Collision on Grand Parkway

Client: Sarah M., Cinco Ranch resident
Accident: Rear-ended on Grand Parkway near Westheimer Road
Injuries: Herniated disc requiring surgery
Insurance Offer: $50,000
Our Result: $485,000 settlement

What happened: Sarah was stopped at a red light when a distracted driver rear-ended her at high speed. She initially thought she was fine but developed severe back pain over the next few days. An MRI revealed a herniated disc that required surgery.

The insurance company offered $50,000, claiming her injuries were pre-existing. We proved the accident caused the herniation and negotiated a settlement that covered her medical bills, lost wages, and pain and suffering.

Case 2: T-Bone Accident at Fry Road and I-10

Client: James R., Katy resident
Accident: T-boned at the intersection of Fry Road and I-10
Injuries: Traumatic brain injury, broken pelvis
Insurance Offer: $250,000
Our Result: $2.1 million settlement

What happened: James was driving through the intersection when a drunk driver ran a red light and T-boned his car. He suffered a traumatic brain injury and a broken pelvis, requiring months of hospitalization and rehabilitation.

The insurance company argued that James’s brain injury was pre-existing. We worked with top medical experts to prove the accident caused the injury and secured a settlement that provided for his lifetime care needs.

Case 3: Hit and Run in Cinco Ranch Neighborhood

Client: Maria L., Cinco Ranch resident
Accident: Hit and run in her neighborhood
Injuries: Broken arm, soft tissue injuries
Insurance Offer: $15,000 (from her own UM coverage)
Our Result: $125,000 settlement

What happened: Maria was walking her dog when a hit and run driver struck her. The driver fled the scene, and the police were unable to identify him.

We helped Maria pursue her Uninsured Motorist (UM) coverage. The insurance company initially offered $15,000, claiming her injuries weren’t serious. We documented her medical treatment and negotiated a settlement that fully compensated her for her injuries.

Case 4: Drunk Driving Accident on Westheimer Road

Client: David K., Katy resident
Accident: Hit by drunk driver on Westheimer Road
Injuries: Multiple fractures, internal injuries
Insurance Offer: $300,000
Our Result: $1.8 million settlement (including punitive damages)

What happened: David was driving home from work when a drunk driver crossed the center line and hit him head-on. He suffered multiple fractures and internal injuries, requiring several surgeries.

We pursued claims against both the drunk driver and the bar that over-served him. The case settled for $1.8 million, including punitive damages to punish the drunk driver and deter similar conduct.

Cinco Ranch Car Accident Resources

Hospitals and Trauma Centers Near Cinco Ranch:

• Houston Methodist West Hospital – 18500 Katy Fwy, Houston, TX 77094
• Memorial Hermann Katy Hospital – 23900 Katy Fwy, Katy, TX 77494
• Texas Children’s Hospital West Campus – 18200 Katy Fwy, Houston, TX 77094
• Memorial Hermann Memorial City Medical Center – 921 Gessner Rd, Houston, TX 77024
• Ben Taub Hospital (Level I Trauma Center) – 1504 Taub Loop, Houston, TX 77030

Police Departments Serving Cinco Ranch:

• Fort Bend County Sheriff’s Office – (281) 341-4665
• Katy Police Department – (281) 391-4800
• Texas Department of Public Safety (DPS) – (281) 492-7900

Towing and Vehicle Storage:

• Cinco Ranch Towing – (281) 644-1900
• Katy Towing & Recovery – (281) 693-8697
• AAA Towing – (281) 392-8697

Rental Car Companies:

• Enterprise Rent-A-Car (Katy) – (281) 644-1700
• Hertz (Katy) – (281) 644-1800
• Avis (Katy) – (281) 644-1900

Physical Therapy and Rehabilitation:

• Texas Orthopedics & Sports Medicine (Katy) – (281) 578-2000
• Memorial Hermann Rehabilitation Hospital (Katy) – (281) 644-7700
• Katy Sports & Spine – (281) 644-7800

Support Groups for Accident Victims:

• Brain Injury Association of America – Texas Division – (512) 472-0017
• Spinal Cord Injury Association of Texas – (512) 371-0606
• MADD (Mothers Against Drunk Driving) – Houston Chapter – (713) 622-6233
• PTSD Alliance – (877) 507-7873

Don’t Wait – Call Attorney911 Today

If you’ve been injured in a car accident in Cinco Ranch, Katy, or anywhere in Fort Bend County, don’t wait to get the help you need. Evidence disappears daily, and insurance companies are already building their defense against you.

At Attorney911, we fight for maximum compensation for car accident victims. With our:

• Insurance defense insider knowledge
• Multi-million dollar results
• Federal court experience
• Personal attention
• No fee unless we win policy

We have the skills and resources to take on the insurance companies and win.

Call our legal emergency line now: 1-888-ATTY-911

We’re available 24/7 to take your call and start protecting your rights. The consultation is free, and we don’t get paid unless we win your case.

Don’t let the insurance company take advantage of you. Call Attorney911 today and let us fight for the compensation you deserve.