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City of Hunters Creek Village 18-Wheeler Accident Attorneys: Attorney911 Delivers 25+ Years of Courtroom-Tested Trucking Litigation, Led by Ralph Manginello – Multi-Million Dollar Verdict Veteran, Federal Court Admitted, BP Explosion Case Experience – With Former Insurance Defense Attorney Lupe Peña Exposing Every Claims Denial Tactic, FMCSA Regulation Masters (49 CFR 390-399), Black Box & ELD Data Extraction Specialists, Jackknife, Rollover, Underride, Brake Failure, Cargo Spill & All 18-Wheeler Crash Types Covered, Traumatic Brain Injury, Spinal Cord Damage, Amputation & Wrongful Death Advocates – $50+ Million Recovered for Texas Families, 4.9★ Google Rating (251+ Reviews), Free 24/7 Consultation, No Fee Unless We Win, Same-Day Evidence Preservation, Hablamos Español, Three Texas Offices (Houston, Austin, Beaumont), Call 1-888-ATTY-911 Now

February 5, 2026 53 min read
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18-Wheeler Accidents in Hunters Creek Village: Your Guide to Justice and Compensation

Every year, thousands of families across Texas face life-altering consequences from 18-wheeler accidents. If you or someone you love has been injured in a commercial truck crash in Hunters Creek Village or the surrounding Harris County area, you need experienced legal representation that understands the unique challenges of trucking litigation. At Attorney911, we’ve spent over 25 years fighting for victims of catastrophic truck accidents, and we’re here to help you navigate this difficult time.

Why Hunters Creek Village Trucking Accidents Are Different

Hunters Creek Village sits at the heart of one of the busiest trucking corridors in the United States. The nearby I-10 corridor, along with major routes like US-59/I-69 and the Sam Houston Tollway, sees constant commercial traffic serving the Port of Houston, distribution centers, and the broader Texas economy. This high volume of truck traffic creates unique risks for local drivers:

  • Port-related freight from the Port of Houston creates significant truck traffic through Hunters Creek Village and surrounding communities
  • Distribution hubs in nearby Houston and Katy generate additional commercial traffic
  • Oil and gas industry trucking serves the energy sector, creating specialized hauling requirements
  • Highway congestion on I-10 and other major routes increases accident risks
  • Urban-rural interface where residential areas meet major trucking corridors

Our firm understands these local dynamics because we’re based right here in Houston. We know the specific challenges Hunters Creek Village drivers face when sharing the road with 80,000-pound commercial vehicles.

The Devastating Reality of 18-Wheeler Accidents

When an 18-wheeler collides with a passenger vehicle, the results are often catastrophic. The sheer size and weight disparity between commercial trucks and cars creates physics that simply don’t favor smaller vehicles:

  • 80,000 pounds – Maximum legal weight for a fully loaded 18-wheeler
  • 4,000 pounds – Average weight of a passenger car
  • 20-25 times heavier – The weight difference means trucks require much longer stopping distances
  • 525 feet – Distance needed for an 80,000-pound truck to stop from 65 mph (nearly two football fields)
  • 300 feet – Distance needed for a passenger car to stop from 65 mph

This physics explains why trucking accidents in Hunters Creek Village often result in:

  • Traumatic brain injuries (TBI) – From mild concussions to severe, life-altering brain damage
  • Spinal cord injuries – Potentially causing paralysis from the neck or waist down
  • Amputations – Often required due to crushing injuries or severe burns
  • Severe burns – From fuel fires or hazardous material spills
  • Internal organ damage – From the extreme forces of a truck collision
  • Wrongful death – Tragically common in high-impact truck crashes

Common Causes of Trucking Accidents in Hunters Creek Village

Our experience handling trucking cases throughout Harris County has revealed several recurring causes of 18-wheeler accidents in the Hunters Creek Village area:

1. Driver Fatigue and Hours of Service Violations

Federal regulations limit how long truck drivers can operate without rest, but many carriers and drivers ignore these rules to meet tight delivery deadlines. The FMCSA’s Hours of Service (HOS) regulations include:

  • 11-hour driving limit – Maximum 11 hours of driving after 10 consecutive hours off duty
  • 14-hour duty window – Cannot drive beyond the 14th consecutive hour after coming on duty
  • 30-minute break – Required after 8 cumulative hours of driving
  • 60/70-hour weekly limits – Cannot drive after 60 hours in 7 days or 70 hours in 8 days
  • 34-hour restart – Can reset weekly limits with 34 consecutive hours off duty

Violations of these rules are alarmingly common and often contribute to accidents on Hunters Creek Village roads.

2. Improper Cargo Loading and Securement

When cargo isn’t properly loaded or secured, it can shift during transit, creating dangerous imbalances that lead to:

  • Rollover accidents – Especially on curves or when making sudden maneuvers
  • Jackknife accidents – When the trailer swings out of control
  • Cargo spills – Creating road hazards for other vehicles
  • Underride accidents – When cargo protrudes and vehicles slide underneath

The FMCSA has specific cargo securement regulations (49 CFR § 393.100-136) that carriers must follow, but violations remain common.

3. Mechanical Failures and Poor Maintenance

Commercial trucks require rigorous maintenance to operate safely. Common mechanical failures we see in Hunters Creek Village trucking cases include:

  • Brake failures – Responsible for 29% of truck accidents
  • Tire blowouts – Especially dangerous at highway speeds
  • Steering system failures – Can cause complete loss of control
  • Lighting and visibility issues – Making trucks harder to see at night
  • Coupling device failures – Can cause trailers to detach

FMCSA requires systematic inspection, repair, and maintenance of all commercial vehicles (49 CFR § 396.3), but many carriers cut corners to save money.

4. Distracted and Impaired Driving

Truck drivers face many distractions that can lead to accidents:

  • Cell phone use – Texting while driving is prohibited (49 CFR § 392.82)
  • Dispatch communications – Using in-cab electronics while driving
  • GPS devices – Programming routes while driving
  • Eating and drinking – Taking attention away from the road
  • Fatigue – A form of impairment that slows reaction times
  • Drugs and alcohol – Strictly prohibited (49 CFR § 392.4-5)

5. Aggressive and Reckless Driving

Some truck drivers engage in dangerous behaviors that put Hunters Creek Village motorists at risk:

  • Speeding – Especially dangerous given trucks’ longer stopping distances
  • Following too closely – Not allowing adequate stopping distance
  • Improper lane changes – Not checking blind spots adequately
  • Failure to yield – Especially at intersections and when merging
  • Running red lights – A common cause of intersection collisions

Who Can Be Held Liable in a Hunters Creek Village Trucking Accident?

One of the most important aspects of trucking accident cases is identifying all potentially liable parties. Unlike car accidents where typically only one driver is at fault, trucking accidents often involve multiple responsible parties, each with their own insurance coverage. At Attorney911, we thoroughly investigate every case to identify all liable parties, which may include:

1. The Truck Driver

The driver may be personally liable for negligent actions such as:

  • Violating hours of service regulations
  • Driving while fatigued, distracted, or impaired
  • Speeding or reckless driving
  • Failure to conduct proper pre-trip inspections
  • Improper cargo loading or securement

2. The Trucking Company (Motor Carrier)

Trucking companies can be held liable through:

  • Respondeat superior – Liability for employees’ actions within the scope of employment
  • Negligent hiring – Hiring unqualified or dangerous drivers
  • Negligent training – Failing to properly train drivers on safety procedures
  • Negligent supervision – Not monitoring driver performance and compliance
  • Negligent maintenance – Failing to properly maintain vehicles
  • Negligent scheduling – Pressuring drivers to violate hours of service rules

3. The Cargo Owner or Shipper

The company that owns the cargo may be liable for:

  • Providing improper loading instructions
  • Failing to disclose hazardous materials
  • Requiring overweight loads
  • Pressuring carriers to meet unrealistic delivery deadlines

4. The Cargo Loading Company

Third-party loading companies may be liable for:

  • Improper cargo securement
  • Unbalanced load distribution
  • Exceeding weight ratings
  • Failure to train loaders on proper techniques

5. Truck and Trailer Manufacturers

Manufacturers may be liable for:

  • Design defects in vehicles or components
  • Manufacturing defects that cause failures
  • Failure to warn of known dangers
  • Defective safety systems (brakes, stability control, etc.)

6. Parts Manufacturers

Companies that manufacture specific components may be liable for:

  • Defective brakes or brake components
  • Defective tires causing blowouts
  • Defective steering mechanisms
  • Defective lighting components

7. Maintenance Companies

Third-party maintenance providers may be liable for:

  • Negligent repairs that fail to fix problems
  • Failure to identify critical safety issues
  • Improper brake adjustments
  • Using substandard or incorrect parts

8. Freight Brokers

Freight brokers who arrange transportation may be liable for:

  • Negligent selection of carriers with poor safety records
  • Failure to verify carrier insurance and authority
  • Failure to check carrier CSA scores
  • Selecting the cheapest carrier despite safety concerns

9. The Truck Owner (If Different from Carrier)

In owner-operator arrangements, the truck owner may have separate liability for:

  • Negligent entrustment of the vehicle
  • Failure to maintain owned equipment
  • Knowledge of the driver’s unfitness

10. Government Entities

Federal, state, or local government may be liable in limited circumstances for:

  • Dangerous road design that contributed to the accident
  • Failure to maintain roads (potholes, debris, worn markings)
  • Inadequate signage for known hazards
  • Failure to install safety barriers
  • Improper work zone setup

Critical Evidence in Hunters Creek Village Trucking Cases

Evidence in trucking accident cases disappears quickly. Trucking companies have rapid-response teams that begin protecting their interests within hours of an accident. At Attorney911, we move fast to preserve critical evidence before it’s lost forever.

Electronic Data That Must Be Preserved Immediately

  • Engine Control Module (ECM) / Black Box Data – Records speed, braking, throttle position, and other operational data (can be overwritten in 30 days)
  • Electronic Logging Device (ELD) Records – Prove compliance with hours of service regulations (FMCSA requires 6-month retention)
  • GPS and Telematics Data – Shows real-time location, speed, and route history
  • Cell Phone Records – Can prove distracted driving
  • Dashcam Footage – Often deleted within 7-14 days
  • Dispatch Records – Show scheduling pressure and communications

Driver and Company Records

  • Driver Qualification File – Contains employment application, background check, medical certification, training records
  • Hours of Service Records – For 6 months prior to the accident
  • Maintenance and Inspection Records – Show vehicle upkeep history
  • Drug and Alcohol Test Results – Pre-employment and random testing
  • Previous Accident and Violation History – For both driver and company

Physical Evidence

  • The Truck and Trailer Themselves – Before they’re repaired or sold
  • Failed Components – For expert analysis
  • Cargo and Securement Devices – To prove loading violations
  • Tire Remnants – In blowout cases

The Attorney911 Advantage: Why We’re Different

When you’re facing the aftermath of a catastrophic trucking accident in Hunters Creek Village, you need more than just a lawyer – you need a team with specialized expertise and a track record of success against major trucking companies. Here’s what sets Attorney911 apart:

1. 25+ Years of Trucking Litigation Experience

Our managing partner, Ralph Manginello, has been fighting for truck accident victims since 1998. With over a quarter-century of experience handling commercial vehicle cases, we understand the tactics trucking companies use to avoid responsibility and how to counter them effectively.

2. Federal Court Experience

We’re admitted to practice in the U.S. District Court for the Southern District of Texas – a critical advantage for interstate trucking cases that may be filed in federal court. Many personal injury attorneys lack this federal court experience.

3. Former Insurance Defense Attorney on Staff

Our associate attorney, Lupe Peña, spent years working for a national insurance defense firm before joining Attorney911. He knows exactly how insurance companies evaluate, minimize, and deny trucking accident claims – and now he uses that insider knowledge to fight for you. This gives us a unique advantage when negotiating with insurance companies and presenting cases to juries.

4. Multi-Million Dollar Results

We’ve recovered millions of dollars for trucking accident victims across Texas, including:

  • $5+ Million – Logging brain injury settlement
  • $3.8+ Million – Car accident amputation settlement
  • $2.5+ Million – Truck crash recovery
  • $2+ Million – Maritime back injury settlement
  • Millions recovered for families in trucking-related wrongful death cases

5. Local Knowledge of Hunters Creek Village and Harris County

We understand the specific challenges Hunters Creek Village drivers face:

  • I-10 corridor – One of the busiest trucking routes in the country
  • US-59/I-69 – Major north-south freight corridor
  • Sam Houston Tollway – High truck traffic serving distribution centers
  • Local courts – We know the judges, procedures, and tendencies
  • Jury pools – We understand Harris County juries and how to present cases effectively

6. Aggressive Evidence Preservation

We send spoliation letters within 24-48 hours of being retained to preserve critical evidence before it’s destroyed. This includes:

  • ECM/black box data
  • ELD records
  • Maintenance records
  • Driver qualification files
  • Cell phone records
  • Dashcam footage

7. Comprehensive Investigation Team

Our investigations include:

  • Accident reconstruction experts – To determine exactly what happened
  • Trucking industry experts – To identify regulatory violations
  • Medical experts – To document injuries and future care needs
  • Vocational experts – To calculate lost earning capacity
  • Economic experts – To determine the full value of your damages

8. Willingness to Go to Trial

While most cases settle, we prepare every case as if it’s going to trial. This aggressive approach creates leverage in negotiations and ensures we’re ready to fight for you in court if necessary. Insurance companies know which attorneys are willing to take cases to trial – and they offer better settlements to clients with trial-ready representation.

9. Spanish-Language Services

Hunters Creek Village and Harris County have diverse communities, and we’re committed to serving all accident victims. Our associate attorney Lupe Peña is fluent in Spanish, and we have bilingual staff to ensure clear communication throughout your case.

10. No Fee Unless We Win

We work on a contingency fee basis – you pay nothing unless we recover compensation for you. This means:

  • No upfront costs
  • No hourly fees
  • No retainers
  • We advance all case expenses
  • You only pay if we win your case

What to Do After a Trucking Accident in Hunters Creek Village

If you’ve been involved in an 18-wheeler accident in Hunters Creek Village or anywhere in Harris County, taking the right steps immediately can make a significant difference in your case:

1. Seek Medical Attention Immediately

Even if you feel fine, get checked out by a medical professional. Some injuries, like traumatic brain injuries or internal bleeding, may not show symptoms immediately. Prompt medical evaluation:

  • Creates documentation linking your injuries to the accident
  • Ensures you receive proper treatment
  • Protects your health
  • Provides critical evidence for your case

2. Call the Police and File a Report

Texas law requires reporting accidents involving injury, death, or vehicles that cannot be safely driven. A police report:

  • Creates an official record of the accident
  • Documents the scene, vehicles, and injuries
  • Includes the officer’s assessment of fault
  • Identifies witnesses
  • Provides crucial evidence for your case

3. Document the Scene

If you’re able, take photos and videos of:

  • All vehicles involved (exterior and interior damage)
  • License plates and DOT numbers
  • The accident scene (road conditions, skid marks, debris)
  • Traffic signs and signals
  • Your injuries
  • Witness contact information

4. Get Driver and Company Information

Collect:

  • Driver’s name, license number, and contact information
  • Trucking company name and contact information
  • Insurance information
  • Truck and trailer license plate numbers
  • DOT number from the truck door

5. Don’t Give Statements to Insurance Companies

Insurance adjusters work for the trucking company, not for you. They’re trained to get you to say things that can be used to minimize or deny your claim. Politely decline to give any statements until you’ve consulted with an attorney.

6. Contact an 18-Wheeler Accident Attorney Immediately

Time is critical in trucking accident cases. Evidence disappears quickly, and there are strict deadlines for filing claims. Contact Attorney911 as soon as possible so we can:

  • Send spoliation letters to preserve evidence
  • Begin our investigation
  • Handle communications with insurance companies
  • Protect your rights

How We Build Your Hunters Creek Village Trucking Accident Case

At Attorney911, we follow a comprehensive, systematic approach to building strong trucking accident cases:

Phase 1: Immediate Response (0-72 Hours)

  • Accept your case and send preservation letters the same day
  • Deploy accident reconstruction experts to the scene if needed
  • Obtain the police crash report
  • Photograph your injuries with medical documentation
  • Photograph all vehicles before they’re repaired or scrapped
  • Identify all potentially liable parties

Phase 2: Evidence Gathering (Days 1-30)

  • Subpoena ECM/black box data downloads
  • Request driver’s paper log books (backup documentation)
  • Obtain complete Driver Qualification File from the carrier
  • Request all truck maintenance and inspection records
  • Obtain carrier’s CSA safety scores and inspection history
  • Order driver’s complete Motor Vehicle Record (MVR)
  • Subpoena driver’s cell phone records
  • Obtain dispatch records and delivery schedules

Phase 3: Expert Analysis

  • Accident reconstruction specialist creates crash analysis
  • Medical experts establish causation and future care needs
  • Vocational experts calculate lost earning capacity
  • Economic experts determine present value of all damages
  • Life care planners develop comprehensive care plans for catastrophic injuries
  • FMCSA regulation experts identify all violations

Phase 4: Litigation Strategy

  • File lawsuit before the statute of limitations expires (2 years in Texas)
  • Pursue aggressive discovery against all potentially liable parties
  • Depose truck driver, dispatcher, safety manager, maintenance personnel
  • Build case for trial while negotiating settlement from position of strength
  • Prepare every case as if going to trial (creates leverage in negotiations)

Common Types of 18-Wheeler Accidents in Hunters Creek Village

Our experience handling trucking cases throughout Harris County has given us deep insight into the types of accidents that commonly occur in the Hunters Creek Village area:

1. Jackknife Accidents

What happens: The trailer swings out perpendicular to the cab, often blocking multiple lanes of traffic.

Common causes in Hunters Creek Village:

  • Sudden braking on I-10 or US-59
  • Wet or icy road conditions
  • Improperly loaded or empty trailers
  • Brake system failures
  • Driver inexperience with emergency maneuvers

Why they’re dangerous: Jackknife accidents often result in multi-vehicle pileups, especially on congested highways like I-10.

2. Rollover Accidents

What happens: The truck tips onto its side or roof, often causing cargo spills and secondary accidents.

Common causes in Hunters Creek Village:

  • Speeding on highway exit ramps
  • Taking curves too sharply at excessive speed
  • Improperly secured or unevenly distributed cargo
  • Liquid cargo “slosh” shifting center of gravity
  • Overcorrection after tire blowouts or lane departures

Why they’re dangerous: Rollovers frequently lead to catastrophic injuries from crushing forces and cargo spills.

3. Underride Collisions

What happens: A smaller vehicle crashes into the rear or side of a trailer and slides underneath.

Types seen in Hunters Creek Village:

  • Rear underride – Vehicle strikes back of trailer, often at intersections
  • Side underride – Vehicle impacts side of trailer during lane changes or turns

Why they’re deadly: Underride collisions often result in decapitation or catastrophic head and neck injuries as the trailer shears off the vehicle’s roof.

4. Rear-End Collisions

What happens: A truck strikes the back of another vehicle or a vehicle strikes the back of a truck.

Common causes in Hunters Creek Village:

  • Following too closely on congested highways
  • Driver distraction (cell phones, dispatch communications)
  • Driver fatigue and delayed reaction times
  • Excessive speed for traffic conditions
  • Brake failures from poor maintenance

Why they’re dangerous: The massive weight disparity means even low-speed rear-end collisions can cause severe injuries.

5. Wide Turn Accidents (“Squeeze Play”)

What happens: A truck swings wide (often to the left) before making a right turn, creating a gap that other vehicles enter. The truck then completes its turn, crushing the vehicle in the gap.

Common locations in Hunters Creek Village:

  • Intersections along Memorial Drive
  • Commercial areas with tight turns
  • Highway exit ramps

Why they’re dangerous: These accidents often result in crushing injuries and are particularly dangerous for pedestrians and cyclists.

6. Blind Spot Collisions (“No-Zone” Accidents)

What happens: A truck changes lanes or maneuvers without seeing a vehicle in one of its four major blind spots.

The four No-Zones in Hunters Creek Village trucking:

  1. Front No-Zone – 20 feet directly in front of the cab
  2. Rear No-Zone – 30 feet behind the trailer
  3. Left Side No-Zone – From cab door backward
  4. Right Side No-Zone – Largest blind spot, from cab door backward

Why they’re dangerous: Right-side blind spot accidents are especially common and dangerous due to the larger blind spot area.

7. Tire Blowout Accidents

What happens: A tire suddenly fails, causing the driver to lose control.

Common causes in Hunters Creek Village:

  • Underinflated tires causing overheating
  • Overloaded vehicles exceeding tire capacity
  • Worn or aging tires not replaced
  • Road debris punctures
  • Manufacturing defects
  • Improper tire matching on dual wheels

Why they’re dangerous: Steer tire (front) blowouts are especially dangerous as they can cause immediate loss of control.

8. Brake Failure Accidents

What happens: The truck’s braking system fails or underperforms, preventing the driver from stopping in time.

Common causes in Hunters Creek Village:

  • Worn brake pads or shoes not replaced
  • Improper brake adjustment (too loose)
  • Air brake system leaks or failures
  • Overheated brakes (brake fade) on long descents
  • Contaminated brake fluid
  • Defective brake components

Why they’re dangerous: Brake failures are a factor in approximately 29% of large truck crashes.

9. Cargo Spill/Shift Accidents

What happens: Improperly secured cargo falls from a truck or shifts during transit.

Common causes in Hunters Creek Village:

  • Inadequate tiedowns (insufficient number or strength)
  • Improper loading distribution
  • Failure to use blocking, bracing, or friction mats
  • Tiedown failure due to wear or damage
  • Overloading beyond securement capacity
  • Failure to re-inspect cargo during trip

Why they’re dangerous: Spilled cargo creates road hazards that cause secondary accidents, and shifted cargo can cause rollovers.

10. Head-On Collisions

What happens: A truck crosses into oncoming traffic and strikes vehicles head-on.

Common causes in Hunters Creek Village:

  • Driver fatigue causing lane departure
  • Driver falling asleep at the wheel
  • Driver distraction (phone, GPS, dispatch)
  • Impaired driving (drugs, alcohol)
  • Medical emergency (heart attack, seizure)
  • Overcorrection after running off road
  • Passing on two-lane roads
  • Wrong-way entry onto divided highways

Why they’re deadly: Head-on collisions are among the most deadly accident types due to the combined force of both vehicles’ speeds.

Understanding Your Legal Rights After a Trucking Accident

After a trucking accident in Hunters Creek Village, you have important legal rights that protect your ability to recover compensation for your injuries and losses.

1. The Right to Compensation

If the truck driver or trucking company was negligent, you have the right to seek compensation for:

  • Medical expenses – Past, present, and future medical costs
  • Lost wages – Income lost due to injury and recovery
  • Lost earning capacity – Reduction in future earning ability
  • Property damage – Vehicle repair or replacement
  • Pain and suffering – Physical pain from injuries
  • Mental anguish – Psychological trauma, anxiety, depression
  • Loss of enjoyment – Inability to participate in activities you enjoy
  • Disfigurement – Scarring, visible injuries
  • Physical impairment – Reduced physical capabilities
  • Loss of consortium – Impact on marriage/family relationships

2. The Right to Legal Representation

You have the right to hire an attorney to represent your interests. Insurance companies have teams of lawyers working to minimize your claim – you deserve the same level of representation.

3. The Right to Refuse Early Settlement Offers

Insurance companies often make quick, lowball settlement offers before you understand the full extent of your injuries. You have the right to refuse these offers and negotiate for fair compensation.

4. The Right to a Jury Trial

If a fair settlement cannot be reached, you have the constitutional right to have your case decided by a jury of your peers.

5. The Right to Not Be Discriminated Against

Your immigration status, race, gender, or other personal characteristics should not affect your right to seek compensation for your injuries.

Texas-Specific Considerations for Hunters Creek Village Trucking Cases

Texas law contains several important provisions that affect trucking accident cases in Hunters Creek Village:

1. Statute of Limitations

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. This deadline is strictly enforced, and missing it means losing your right to sue forever. However, you should never wait this long to take action – evidence disappears quickly in trucking cases.

For wrongful death claims, the statute of limitations is also 2 years from the date of death.

2. Comparative Negligence

Texas follows a modified comparative negligence system. This means:

  • You can recover compensation even if you were partially at fault
  • Your recovery is reduced by your percentage of fault
  • If you’re 51% or more at fault, you cannot recover anything

For example, if you’re found 20% at fault and your damages total $100,000, you would recover $80,000.

3. Damage Caps

Texas has specific rules regarding damage caps:

  • No cap on economic damages (medical expenses, lost wages, etc.)
  • No cap on non-economic damages in personal injury cases (unlike medical malpractice cases)
  • Punitive damages are capped at the greater of:
    • $200,000, OR
    • Two times economic damages plus non-economic damages (up to $750,000)

4. Government Liability

If a government entity (such as TxDOT) is partially responsible for your accident, special rules apply:

  • Notice requirements – Must provide notice within 6 months
  • Damage caps – $250,000 per person, $500,000 per occurrence
  • Sovereign immunity – Government entities have certain protections

5. Insurance Requirements

Texas requires all drivers, including trucking companies, to carry minimum liability insurance:

  • $30,000 per person for bodily injury
  • $60,000 per accident for bodily injury
  • $25,000 for property damage

However, federal law requires much higher limits for commercial trucks:

  • $750,000 for non-hazardous freight
  • $1,000,000 for oil, large equipment
  • $5,000,000 for hazardous materials

The Insurance Company’s Playbook: Tactics to Watch For

At Attorney911, we’ve seen firsthand how insurance companies try to minimize trucking accident claims. Our team includes a former insurance defense attorney, so we know all their tactics. Here’s what to watch for:

1. Quick Lowball Settlement Offers

Insurance companies often make quick settlement offers before you understand the full extent of your injuries. These offers are designed to pay you far less than your case is worth.

2. Denying or Minimizing Injuries

Adjusters may claim your injuries aren’t as serious as you say or that they’re pre-existing conditions. They’ll use any gap in treatment or inconsistency in your medical records to argue against your claim.

3. Blaming the Victim

Insurance companies frequently try to shift blame to the victim. They’ll look for any evidence that you were partially at fault, even if it’s minor or irrelevant.

4. Delaying the Claims Process

Some adjusters use delay tactics, hoping you’ll become frustrated and accept a lower settlement. They may request unnecessary documentation or take weeks to respond to simple requests.

5. Using Recorded Statements Against You

Adjusters are trained to ask leading questions during recorded statements. They’ll use your words to minimize your claim or deny it altogether.

6. Claiming Pre-Existing Conditions

If you had any prior injuries or medical conditions, the insurance company will try to blame your current injuries on those pre-existing issues.

7. Attacking Gaps in Treatment

If there are any gaps in your medical treatment, the insurance company will use them to argue that your injuries aren’t serious or that you’ve recovered.

8. Sending Surveillance Investigators

Insurance companies may hire private investigators to follow you and film your activities. They’re looking for any evidence that you’re not as injured as you claim.

9. Hiring “Independent” Medical Examiners

Insurance companies often send claimants to doctors they hire to provide opinions that minimize injuries. These doctors are not independent – they work for the insurance company.

10. Drowning You in Paperwork

Some adjusters try to overwhelm claimants with paperwork requests, hoping they’ll make mistakes or give up.

How We Counter Insurance Company Tactics

Our experience – including our former insurance defense attorney – gives us unique insight into how to counter these tactics:

1. Never Accept Early Offers

We never accept the first offer from an insurance company. We calculate the full value of your case, including future medical expenses and lost earning capacity, before considering any settlement.

2. Document Everything

We help you document your injuries and treatment thoroughly. This includes:

  • Keeping detailed records of all medical appointments
  • Following your doctor’s treatment plan exactly
  • Documenting how your injuries affect your daily life
  • Keeping a pain journal

3. Fight Back Against Fault Allegations

We conduct our own thorough investigation to gather evidence that proves the truck driver’s fault. This includes:

  • Accident reconstruction
  • ECM/black box data analysis
  • Witness interviews
  • Surveillance footage review
  • Cell phone records analysis

4. Push Back Against Delays

We keep your case moving forward. If the insurance company is delaying, we:

  • File a lawsuit to force the process forward
  • Set depositions to gather testimony
  • Use court deadlines to keep the case on track

5. Never Give Unsupervised Statements

We handle all communications with the insurance company. You’ll never give a recorded statement without your attorney present.

6. Apply the “Eggshell Skull” Rule

Texas law requires defendants to “take the plaintiff as they find them.” If you had pre-existing conditions that were aggravated by the accident, the trucking company is still responsible for the full extent of your injuries.

7. Document All Treatment

We ensure there are no gaps in your treatment that could be used against you. If there are legitimate reasons for gaps, we document them thoroughly.

8. Expose Unfair Surveillance

If the insurance company is conducting surveillance, we:

  • Advise you on appropriate conduct
  • Obtain copies of all surveillance footage
  • Expose any unfair or misleading editing

9. Counter Independent Medical Examiners

When insurance companies send you to their doctors, we:

  • Review the doctor’s background and bias
  • Provide your treating physicians with all relevant information
  • Obtain independent medical opinions when needed
  • Cross-examine the insurance company’s doctor at deposition

10. Aggressive Litigation

We’re not afraid to file a lawsuit and take your case to trial if the insurance company won’t offer fair compensation. Our willingness to go to court creates leverage in negotiations.

What to Expect During Your Hunters Creek Village Trucking Case

When you choose Attorney911 to handle your trucking accident case in Hunters Creek Village, here’s what you can expect:

1. Free Initial Consultation

We’ll meet with you – in person, by phone, or via video conference – to discuss your case at no cost. We’ll:

  • Listen to your story
  • Review your medical records and accident details
  • Explain your legal options
  • Answer all your questions
  • Provide an honest assessment of your case

2. Immediate Evidence Preservation

Within 24-48 hours of being retained, we’ll:

  • Send spoliation letters to preserve all evidence
  • Obtain the police report
  • Begin gathering witness statements
  • Preserve physical evidence
  • Secure electronic data (ECM, ELD, etc.)

3. Comprehensive Investigation

Our investigation will include:

  • Accident reconstruction
  • Driver and company records review
  • Expert analysis of all evidence
  • Identification of all liable parties
  • Calculation of all damages

4. Medical Care Coordination

We’ll help you:

  • Get the medical treatment you need
  • Understand your injuries and prognosis
  • Coordinate with your doctors
  • Document all medical expenses

5. Demand Letter and Negotiation

Once we’ve completed our investigation and you’ve reached maximum medical improvement, we’ll:

  • Prepare a comprehensive demand package
  • Calculate all past and future damages
  • Send a demand letter to the insurance company
  • Negotiate aggressively for fair compensation

6. Litigation (If Necessary)

If the insurance company won’t offer fair compensation, we’ll:

  • File a lawsuit in the appropriate court
  • Conduct discovery (depositions, document requests, interrogatories)
  • Prepare your case for trial
  • Continue negotiating for fair settlement

7. Resolution

Your case will resolve through:

  • Settlement – The vast majority of cases settle before trial
  • Mediation – A neutral third party helps facilitate settlement
  • Trial – If necessary, we’ll present your case to a jury

8. Compensation

Once your case is resolved, we’ll:

  • Pay all medical liens and case expenses
  • Distribute your compensation
  • Ensure you receive the maximum recovery possible

Frequently Asked Questions About Hunters Creek Village Trucking Accidents

1. What should I do immediately after a trucking accident in Hunters Creek Village?

If you’re able, take these steps:

  • Call 911 and report the accident
  • Seek medical attention immediately
  • Document the scene with photos and video
  • Get the trucking company name, DOT number, and driver information
  • Collect witness contact information
  • Do NOT give recorded statements to any insurance company
  • Call Attorney911 immediately

2. Should I go to the hospital after a truck accident even if I feel okay?

YES. Adrenaline masks pain after traumatic accidents, and many serious injuries don’t show symptoms immediately. Internal injuries, traumatic brain injuries, and spinal injuries may not be apparent for hours or days. Getting checked out at a Hunters Creek Village hospital or emergency room:

  • Creates documentation linking your injuries to the accident
  • Ensures you receive proper treatment
  • Provides critical evidence for your case
  • Protects your health

3. What information should I collect at the truck accident scene?

Document everything possible:

  • Truck and trailer license plates
  • DOT number (on the truck door)
  • Trucking company name and logo
  • Driver’s name, CDL number, and contact information
  • Photos of all vehicle damage (exterior and interior)
  • Photos of the accident scene, road conditions, skid marks
  • Photos of your injuries
  • Witness names and phone numbers
  • Responding officer’s name and badge number
  • Weather and road conditions

4. Should I talk to the trucking company’s insurance adjuster?

NO. Do not give any recorded statements. Insurance adjusters work for the trucking company, not for you. They’re trained to get you to say things that will be used to minimize your claim. Politely decline to give any statements until you’ve consulted with an attorney.

5. How quickly should I contact a Hunters Creek Village trucking accident attorney?

IMMEDIATELY – within 24-48 hours if possible. Critical evidence in trucking cases (black box data, ELD records, dashcam footage) can be destroyed or overwritten quickly. We send spoliation letters within hours of being retained to preserve this evidence before it’s lost forever.

6. Who can I sue after an 18-wheeler accident in Hunters Creek Village?

Multiple parties may be liable in trucking accidents:

  • The truck driver
  • The trucking company/motor carrier
  • The cargo owner or shipper
  • The company that loaded the cargo
  • Truck or parts manufacturers
  • Maintenance companies
  • Freight brokers
  • The truck owner (if different from carrier)
  • Government entities (for road defects)

We investigate every possible defendant to maximize your recovery.

7. Is the trucking company responsible even if the driver caused the accident?

Usually YES. Under the doctrine of respondeat superior, employers are responsible for employees’ negligent acts within the scope of employment. Additionally, trucking companies can be directly liable for:

  • Negligent hiring (hiring unqualified drivers)
  • Negligent training (inadequate safety training)
  • Negligent supervision (failing to monitor driver behavior)
  • Negligent maintenance (poor vehicle upkeep)

8. What if the truck driver says the accident was my fault?

Texas uses a modified comparative negligence system. Even if you were partially at fault, you may still recover compensation as long as you’re not more than 50% at fault. Our job is to investigate thoroughly, gather evidence (especially ECM and ELD data), and prove what really happened. Drivers often lie to protect their jobs – the data tells the true story.

9. What is an owner-operator and does that affect my case?

An owner-operator is a driver who owns their own truck and contracts with trucking companies. This can complicate liability, but both the owner-operator and the contracting company may be liable. We investigate all relationships and insurance policies to ensure you can recover from the responsible parties.

10. How do I find out if the trucking company has a bad safety record?

The FMCSA maintains public safety data at safer.fmcsa.dot.gov. We obtain the carrier’s:

  • CSA (Compliance, Safety, Accountability) scores
  • Inspection history and out-of-service rates
  • Crash history
  • Safety rating

A poor safety record can prove the company knew it was putting dangerous drivers on the road.

11. What is a truck’s “black box” and how does it help my case?

Commercial trucks have Electronic Control Modules (ECM) and Event Data Recorders (EDR) that record operational data – similar to airplane black boxes. This data can show:

  • Speed before and during the crash
  • Brake application timing
  • Engine RPM and throttle position
  • Whether cruise control was engaged
  • GPS location

This objective data often contradicts what drivers claim happened and can be crucial evidence in your case.

12. What is an ELD and why is it important?

Electronic Logging Devices (ELDs) are federally mandated devices that record driver hours of service. ELD data proves whether the driver violated federal rest requirements and was driving while fatigued. Hours of service violations are among the most common causes of trucking accidents.

13. How long does the trucking company keep black box and ELD data?

ECM data can be overwritten within 30 days or with new driving events. FMCSA only requires 6 months retention for ELD data. This is why we send spoliation letters immediately – once we notify them of litigation, they must preserve everything.

14. What records should my attorney get from the trucking company?

We pursue:

  • ECM/Black box data
  • ELD records
  • Driver Qualification File
  • Maintenance records
  • Inspection reports
  • Dispatch logs
  • Drug and alcohol test results
  • Training records
  • Cell phone records
  • Insurance policies
  • The physical truck and trailer

15. Can the trucking company destroy evidence?

Once they’re on notice of potential litigation, destroying evidence is spoliation – a serious legal violation. Courts can:

  • Instruct juries to assume destroyed evidence was unfavorable
  • Impose monetary sanctions
  • Enter default judgment in extreme cases
  • Award punitive damages

16. What are hours of service regulations and how do violations cause accidents?

FMCSA regulations limit how long truck drivers can operate:

  • Maximum 11 hours driving after 10 hours off duty
  • Cannot drive beyond 14th consecutive hour on duty
  • 30-minute break required after 8 hours driving
  • 60/70-hour weekly limits

Fatigued driving causes approximately 31% of fatal truck crashes. Drivers who violate these rules are too tired to react safely.

17. What is a Driver Qualification File and why does it matter?

FMCSA requires trucking companies to maintain a file for every driver containing:

  • Employment application
  • Driving record check
  • Previous employer verification
  • Medical certification
  • Drug test results
  • Training documentation

Missing or incomplete files prove negligent hiring, which can make the trucking company directly liable for your injuries.

18. How do pre-trip inspections relate to my accident case?

Drivers must inspect their trucks before every trip. If they failed to conduct inspections or ignored known defects (bad brakes, worn tires, lighting problems), both the driver and company may be liable for negligence.

19. What injuries are common in 18-wheeler accidents?

Due to the massive size and weight disparity, trucking accidents often cause catastrophic injuries:

  • Traumatic brain injury (TBI) – From mild concussions to severe, life-altering brain damage
  • Spinal cord injuries – Potentially causing paralysis from the neck or waist down
  • Amputations – Often required due to crushing injuries or severe burns
  • Severe burns – From fuel fires or hazardous material spills
  • Internal organ damage – From the extreme forces of a truck collision
  • Multiple fractures – Often requiring extensive surgical intervention
  • Wrongful death – Tragically common in high-impact truck crashes

20. How much are 18-wheeler accident cases worth in Hunters Creek Village?

Case values depend on many factors:

  • Severity of injuries
  • Medical expenses (past and future)
  • Lost income and earning capacity
  • Pain and suffering
  • Degree of defendant’s negligence
  • Insurance coverage available

Trucking companies carry higher insurance ($750,000 minimum, often $1-5 million), allowing for larger recoveries than typical car accidents. We’ve seen verdicts ranging from hundreds of thousands to hundreds of millions of dollars.

21. What if my loved one was killed in a trucking accident in Hunters Creek Village?

Texas allows wrongful death claims by surviving family members. You may recover:

  • Lost future income and benefits
  • Loss of consortium (companionship and guidance)
  • Mental anguish and emotional suffering
  • Funeral and burial expenses
  • Medical expenses before death
  • Punitive damages if gross negligence

Time limits apply – contact us immediately to protect your rights.

22. How long do I have to file an 18-wheeler accident lawsuit in Texas?

The statute of limitations in Texas is 2 years from the date of the accident for personal injury claims and 2 years from the date of death for wrongful death claims. However, you should never wait this long. Evidence disappears quickly in trucking cases, and the sooner you contact us, the stronger your case will be.

23. How long do trucking accident cases take to resolve?

Timelines vary:

  • Simple cases with clear liability: 6-12 months
  • Moderate cases with some disputes: 12-24 months
  • Complex cases with multiple parties: 18-36 months
  • Cases that go to trial: 24-48 months

We work to resolve cases as quickly as possible while maximizing your recovery.

24. Will my trucking accident case go to trial?

Most cases settle before trial, but we prepare every case as if it’s going to trial. Insurance companies know which attorneys are willing to go to court – and they offer better settlements to clients with trial-ready representation. We have the resources and experience to take your case all the way if necessary.

25. Do I need to pay anything upfront to hire your firm?

NO. We work on contingency – you pay nothing unless we win your case. We advance all costs of investigation and litigation. You never receive a bill from us. When we win, our fee comes from the recovery, not your pocket.

26. What if I’m partially at fault for the accident?

Texas follows modified comparative negligence. You can still recover compensation as long as you’re not more than 50% at fault. Your recovery will be reduced by your percentage of fault. For example, if you’re 20% at fault and your damages total $100,000, you would recover $80,000.

27. What if the trucking company goes bankrupt?

We investigate all potentially liable parties to ensure there are multiple sources of recovery. Even if the trucking company goes bankrupt, we may be able to recover from:

  • The driver personally
  • Other liable parties (cargo owner, maintenance company, etc.)
  • Insurance companies
  • Bonding companies

28. Can I still recover if the truck driver was an independent contractor?

Possibly. Even if the driver is an independent contractor, the trucking company may still be liable through:

  • Negligent hiring
  • Negligent training
  • Negligent supervision
  • Vicarious liability in some circumstances

We investigate all relationships to determine liability.

29. What if the truck was carrying hazardous materials?

Hazardous material trucking accidents require specialized knowledge. These cases often involve:

  • Additional regulations
  • Higher insurance limits ($5 million minimum)
  • Environmental cleanup costs
  • Specialized experts
  • Additional liable parties

Our experience with industrial accidents, including our involvement in BP Texas City explosion litigation, gives us unique expertise in these complex cases.

30. What if I was injured in a trucking accident while working?

If you were injured while working, you may have both a workers’ compensation claim and a personal injury claim against the trucking company. We can help you navigate both systems to maximize your recovery.

31. Can I sue if I was a passenger in the truck?

Yes. If you were a passenger in a commercial truck and injured due to the driver’s negligence, you can sue the trucking company and other liable parties.

32. What if the trucking accident involved a government vehicle?

Accidents involving government vehicles (such as TxDOT trucks) have special rules:

  • Notice requirements (must provide notice within 6 months)
  • Damage caps ($250,000 per person, $500,000 per occurrence)
  • Sovereign immunity protections

These cases require specialized knowledge and quick action.

33. What if the trucking accident happened in another state?

We handle trucking cases throughout the United States. Our federal court experience and knowledge of interstate trucking regulations allow us to represent you no matter where the accident occurred.

34. What if I don’t have health insurance?

We can help you get the medical treatment you need. Many doctors will treat trucking accident victims on a lien basis, meaning they’ll get paid from your settlement. We can connect you with medical providers who understand this process.

35. Can I still recover if I didn’t go to the hospital immediately?

Yes, but it’s more challenging. Insurance companies use gaps in treatment to argue that your injuries weren’t serious or weren’t caused by the accident. If you didn’t go to the hospital immediately, it’s especially important to:

  • See a doctor as soon as symptoms appear
  • Follow your doctor’s treatment plan exactly
  • Document all symptoms and treatment
  • Explain any delays in seeking treatment

36. What if the trucking company offers me a settlement?

Do not accept any settlement without consulting an attorney. Insurance companies often make quick, lowball settlement offers before you understand the full extent of your injuries. Once you accept a settlement, you waive your right to additional compensation, even if your injuries turn out to be more serious than you initially thought.

37. How much does it cost to hire an 18-wheeler accident attorney?

At Attorney911, we work on a contingency fee basis. This means:

  • No upfront costs
  • No hourly fees
  • No retainers
  • We advance all case expenses
  • You only pay if we win your case

Our fee is a percentage of your recovery, typically 33.33% to 40% depending on the complexity of your case.

38. What if I already talked to the insurance company?

That’s okay. Many people talk to insurance companies before hiring an attorney. Contact us before you say anything else or sign anything. We can take over communications with the insurance company and protect your rights.

39. What if the trucking company seems nice and cooperative?

Trucking companies and their insurance adjusters often appear cooperative immediately after an accident. This is a tactic to gain your trust and get you to say things that will hurt your case. They have lawyers and adjusters protecting their interests – you need someone protecting yours.

40. What if I don’t want to sue?

Most cases settle without going to court. We negotiate aggressively for fair settlements, and most cases resolve through settlement rather than trial. However, if the insurance company won’t offer fair compensation, we’re prepared to file a lawsuit and take your case to trial if necessary.

Why Choose Attorney911 for Your Hunters Creek Village Trucking Case

When you’re facing the aftermath of a catastrophic trucking accident, you need more than just a lawyer – you need a team with specialized expertise, local knowledge, and a track record of success against major trucking companies. Here’s why Attorney911 is the right choice for your Hunters Creek Village trucking accident case:

1. 25+ Years of Trucking Litigation Experience

Our managing partner, Ralph Manginello, has been fighting for truck accident victims since 1998. With over a quarter-century of experience handling commercial vehicle cases, we understand the tactics trucking companies use to avoid responsibility and how to counter them effectively.

2. Federal Court Experience

We’re admitted to practice in the U.S. District Court for the Southern District of Texas – a critical advantage for interstate trucking cases that may be filed in federal court. Many personal injury attorneys lack this federal court experience.

3. Former Insurance Defense Attorney on Staff

Our associate attorney, Lupe Peña, spent years working for a national insurance defense firm before joining Attorney911. He knows exactly how insurance companies evaluate, minimize, and deny trucking accident claims – and now he uses that insider knowledge to fight for you. This gives us a unique advantage when negotiating with insurance companies and presenting cases to juries.

4. Multi-Million Dollar Results

We’ve recovered millions of dollars for trucking accident victims across Texas, including:

  • $5+ Million – Logging brain injury settlement
  • $3.8+ Million – Car accident amputation settlement
  • $2.5+ Million – Truck crash recovery
  • $2+ Million – Maritime back injury settlement
  • Millions recovered for families in trucking-related wrongful death cases

5. Local Knowledge of Hunters Creek Village and Harris County

We understand the specific challenges Hunters Creek Village drivers face:

  • I-10 corridor – One of the busiest trucking routes in the country
  • US-59/I-69 – Major north-south freight corridor
  • Sam Houston Tollway – High truck traffic serving distribution centers
  • Local courts – We know the judges, procedures, and tendencies
  • Jury pools – We understand Harris County juries and how to present cases effectively

6. Aggressive Evidence Preservation

We send spoliation letters within 24-48 hours of being retained to preserve critical evidence before it’s destroyed. This includes:

  • ECM/black box data
  • ELD records
  • Maintenance records
  • Driver qualification files
  • Cell phone records
  • Dashcam footage

7. Comprehensive Investigation Team

Our investigations include:

  • Accident reconstruction experts – To determine exactly what happened
  • Trucking industry experts – To identify regulatory violations
  • Medical experts – To document injuries and future care needs
  • Vocational experts – To calculate lost earning capacity
  • Economic experts – To determine the full value of your damages

8. Willingness to Go to Trial

While most cases settle, we prepare every case as if it’s going to trial. This aggressive approach creates leverage in negotiations and ensures we’re ready to fight for you in court if necessary. Insurance companies know which attorneys are willing to take cases to trial – and they offer better settlements to clients with trial-ready representation.

9. Spanish-Language Services

Hunters Creek Village and Harris County have diverse communities, and we’re committed to serving all accident victims. Our associate attorney Lupe Peña is fluent in Spanish, and we have bilingual staff to ensure clear communication throughout your case.

10. No Fee Unless We Win

We work on a contingency fee basis – you pay nothing unless we recover compensation for you. This means:

  • No upfront costs
  • No hourly fees
  • No retainers
  • We advance all case expenses
  • You only pay if we win your case

11. Personal Attention from Experienced Attorneys

Unlike large firms where you’re just a case number, at Attorney911 you’ll work directly with experienced attorneys. Our clients consistently praise our personal attention and communication:

“They treated me like FAMILY, not just another case number.”
— Chad Harris, Attorney911 Client

“Ralph reached out personally.”
— Dame Haskett, Attorney911 Client

12. We Take Cases Other Firms Reject

Many firms won’t take difficult or complex cases. We do:

“One company said they would not accept my case. Then I got a call from Manginello… I got a call to come pick up this handsome check.”
— Donald Wilcox, Attorney911 Client

“In the beginning I had another attorney but he dropped my case although Manginello law firm were able to help me out.”
— Greg Garcia, Attorney911 Client

13. Faster Resolution Than Competitors

We resolve cases efficiently without sacrificing value:

“They solved in a couple of months what others did nothing about in two years.”
— Angel Walle, Attorney911 Client

14. Maximum Recovery for Our Clients

We fight for every dollar our clients deserve:

“They fought for me to get every dime I deserved.”
— Glenda Walker, Attorney911 Client

15. Comprehensive Legal Support

From the moment you call, we provide comprehensive support:

  • Immediate evidence preservation
  • Medical care coordination
  • Insurance negotiations
  • Litigation preparation
  • Trial representation
  • Settlement distribution

Our Promise to You

At Attorney911, we understand that you’re going through one of the most difficult times of your life. Our promise to you is:

  1. We’ll listen – We’ll take the time to understand your story and your needs.
  2. We’ll investigate thoroughly – We’ll gather all the evidence needed to build a strong case.
  3. We’ll fight aggressively – We’ll stand up to the trucking companies and their insurance adjusters.
  4. We’ll communicate clearly – We’ll keep you informed every step of the way.
  5. We’ll maximize your recovery – We’ll fight for every dollar you deserve.
  6. We’ll treat you like family – You’re not just a case number to us.

Contact Attorney911 Today

If you or a loved one has been injured in an 18-wheeler accident in Hunters Creek Village or anywhere in Harris County, don’t wait. Evidence disappears quickly, and there are strict deadlines for filing claims.

Call us now at 1-888-ATTY-911 for a free, no-obligation consultation. We’re available 24/7 to answer your questions and start protecting your rights.

Remember: The trucking company has lawyers working right now to protect their interests. You deserve the same level of representation. Call Attorney911 today and let us fight for you.

Hablamos Español. Llame a Lupe Peña al 1-888-ATTY-911 para una consulta gratis.

Attorney911 – The Firm Insurers Fear
When disaster strikes, you need a Legal Emergency Lawyer™ who fights like your future depends on it—because it does.

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