Motor Vehicle Accident Lawyers in Iredell, Texas | Attorney911

If you’ve been injured in a car accident in Iredell, Texas, you’re not alone. Every 57 seconds, another motor vehicle crash occurs in Texas, leaving victims with physical pain, emotional trauma, and financial uncertainty. At Attorney911, we understand the overwhelming challenges you face after an accident in Bosque County. With over 25 years of experience fighting for accident victims across Texas, our team is here to guide you through the legal process and fight for the compensation you deserve.

Why Iredell Residents Trust Attorney911 After a Car Accident

Iredell and the surrounding Bosque County area see their share of motor vehicle accidents, from collisions on Highway 6 to crashes in residential areas. When these accidents happen, victims need more than just legal representation—they need a team that understands both the medical and legal complexities of their case. Ralph Manginello, our founding attorney, has been handling personal injury cases in Texas since 1998. His experience in federal court and involvement in complex litigation, including the BP explosion case, means he’s prepared to take on even the most challenging cases.

The Reality of Car Accidents in Iredell and Bosque County

In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes—one person every 2 minutes and 5 seconds. In Bosque County, accidents can happen anywhere, from the busy intersections in Iredell to the rural roads that connect our communities. Common causes of accidents in our area include:

• Distracted driving (texting, phone use, eating)
• Speeding and aggressive driving
• Failure to yield at intersections
• Drunk or impaired driving
• Poor weather conditions (especially during Texas storms)

When these accidents occur, victims often suffer serious injuries that can change their lives forever.

Common Injuries from Car Accidents in Iredell

Car accidents can cause a wide range of injuries, from minor to life-threatening. Some of the most common injuries we see in Iredell and Bosque County include:

• Whiplash and soft tissue injuries: Often dismissed as minor, these injuries can cause chronic pain and require extensive physical therapy.
• Herniated discs: These spinal injuries may require surgery and can lead to permanent disability.
• Broken bones and fractures: From arms and legs to ribs and pelvis, broken bones can take months to heal.
• Traumatic brain injuries (TBI): Even mild TBIs can have long-term cognitive effects.
• Spinal cord injuries: These catastrophic injuries can result in partial or complete paralysis.
• Internal organ damage: Often not immediately apparent, internal injuries can be life-threatening.
• Psychological trauma: Many accident victims experience PTSD, anxiety, and depression after a crash.

One of our clients suffered a leg injury in a car accident that led to complications and eventually required partial amputation. This case settled in the millions, demonstrating our commitment to fighting for maximum compensation for our clients.

Who Is Responsible for Your Iredell Car Accident?

Texas is an at-fault state, meaning the driver who caused the accident is responsible for the damages. However, determining fault isn’t always straightforward. Insurance companies may try to shift blame or minimize your injuries. That’s where our experience makes a difference.

At Attorney911, we know how insurance companies operate because Lupe Peña, our associate attorney, spent years working for a national defense firm. He understands their tactics and knows how to counter them. Whether it’s challenging an unfair comparative fault claim or exposing a lowball settlement offer, we fight to protect your rights.

Multiple Parties May Be Liable

In some cases, more than one party may be responsible for your accident. This could include:

• The other driver
• The vehicle manufacturer (in cases of defective parts)
• A government entity (if poor road conditions contributed to the crash)
• An employer (if the at-fault driver was working at the time)

Identifying all liable parties is crucial for maximizing your compensation.

Why Choose Attorney911 for Your Iredell Car Accident Case?

When you’re recovering from a car accident, you need a law firm that combines legal expertise with genuine compassion. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Knowledge

Lupe Peña worked for years at a national defense firm, learning firsthand how large insurance companies value claims. He knows their tactics because he used them. Now, he uses that knowledge to fight for you. This insider advantage means we can anticipate the insurance company’s strategies and counter them effectively.

2. Multi-Million Dollar Results

Our firm has recovered millions for accident victims in Iredell and across Texas. Some of our notable case results include:

• A multi-million dollar settlement for a client who suffered a brain injury with vision loss
• A case involving a car accident that led to a partial amputation, which settled in the millions
• Millions recovered for families in trucking-related wrongful death cases

As client Glenda Walker shared: “They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission is crucial for complex cases, including those involving commercial vehicles or multiple defendants. Our involvement in the BP explosion litigation demonstrates our ability to take on billion-dollar corporations.

4. Personal Attention You Deserve

At Attorney911, you’re not just another case. You work directly with Ralph Manginello or Lupe Peña, not a case manager. As client Chad Harris said: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

5. No Fee Unless We Win

We work on a contingency fee basis—you pay nothing unless we win your case. This means you can focus on your recovery while we handle the legal battle. There are no upfront costs, and we advance all case expenses.

What to Do After a Car Accident in Iredell

The moments after a car accident can be chaotic and confusing. Here’s what you should do to protect your rights and strengthen your case:

Immediate Steps (First 24 Hours)

1. Ensure Safety: If you can move safely, get to a secure location away from traffic.
2. Call 911: Report the accident and request medical assistance if anyone is injured.
3. Seek Medical Attention: Even if you feel fine, get checked by a medical professional. Adrenaline can mask injuries, and some symptoms may not appear immediately.
4. Document Everything:
   • Take photos of all vehicle damage (from multiple angles)
   • Photograph the accident scene, road conditions, and traffic signals
   • Take photos of any visible injuries
   • Screenshot any messages or notifications on your phone
5. Exchange Information:
   • Other driver’s name, phone number, and address
   • Insurance company and policy number
   • Driver’s license number
   • License plate number
   • Vehicle make, model, and color
6. Get Witness Information: If there are witnesses, get their names and phone numbers.
7. Call Attorney911: Before speaking to any insurance company, call 1-888-ATTY-911 for immediate legal guidance.

Next 48 Hours: Critical Evidence Preservation

• Digital Preservation: Save all texts, calls, photos, and videos related to the accident. Don’t delete anything.
• Physical Evidence: Keep damaged clothing, glasses, or personal items. Don’t repair your vehicle yet.
• Medical Records: Request copies of all ER and hospital records. Follow up with your primary care physician within 48 hours.
• Insurance Communications: Note any calls from insurance companies. Do NOT give recorded statements or sign anything without consulting an attorney.
• Social Media: Make all profiles private immediately. Don’t post about the accident or your injuries.

Within One Week: Strategic Decisions

• Legal Consultation: Speak with an experienced motor vehicle accident attorney. Call Attorney911 at 1-888-ATTY-911 for a free consultation.
• Insurance Response: If insurance contacts you, refer them to your attorney. Say: “My attorney will be in touch with you.”
• Settlement Offers: Do NOT accept or sign anything without lawyer review. Early offers are always lowball offers.
• Evidence Backup: Upload all photos and screenshots to cloud storage. Email copies to yourself and a family member.

Texas Car Accident Laws You Need to Know

Understanding Texas law is crucial for protecting your rights after a car accident in Iredell:

Statute of Limitations

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. This deadline is strict, and missing it means you lose your right to compensation forever.

Comparative Negligence (51% Rule)

Texas uses a modified comparative negligence system. This means:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault).
• If you’re 51% or more at fault, you recover nothing.

Insurance companies often try to assign maximum fault to victims to reduce their payouts. Our experience helps counter these arguments.

Minimum Insurance Coverage

Texas requires minimum auto insurance coverage of:

• $30,000 for bodily injury per person
• $60,000 for bodily injury per accident
• $25,000 for property damage per accident

However, these minimums are often insufficient to cover serious injuries. That’s why we explore all available insurance policies.

Proving Liability in Your Iredell Car Accident Case

To win your case, we must prove the other driver was negligent. This requires establishing four elements:

1. Duty of Care: All drivers have a legal duty to operate their vehicles safely.
2. Breach of Duty: The at-fault driver violated this duty through their actions (speeding, distracted driving, etc.).
3. Causation: The breach of duty directly caused your injuries.
4. Damages: You suffered actual harm (medical bills, lost wages, pain and suffering).

Evidence We Use to Prove Your Case

At Attorney911, we gather comprehensive evidence to build a strong case, including:

• Physical Evidence: Vehicle damage photos, skid marks, road conditions
• Documentary Evidence: Police reports, medical records, employment records
• Electronic Evidence: ELD data (for trucking accidents), black box data, GPS records
• Testimonial Evidence: Witness statements, expert testimony, medical expert opinions

We act quickly to preserve evidence before it disappears. Surveillance footage, for example, is typically deleted within 7-30 days.

Damages You Can Recover After a Car Accident in Iredell

If you’ve been injured in a car accident, you may be entitled to compensation for:

Economic Damages (No Cap in Texas)

• Medical expenses (past and future)
• Lost wages and lost earning capacity
• Property damage
• Out-of-pocket expenses (transportation, home modifications, etc.)

Non-Economic Damages (No Cap Except Medical Malpractice)

• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of consortium (impact on relationships)
• Loss of enjoyment of life

Punitive Damages (Capped)

In cases of gross negligence or malice (such as drunk driving), you may be entitled to punitive damages. These are capped at the greater of $200,000 or 2x economic damages plus 1x non-economic damages (capped at $750,000 for non-economic portion).

Settlement Ranges by Injury Type

While every case is unique, here are typical settlement ranges for common injuries:

• Soft Tissue Injuries (Whiplash, Sprains): $15,000-$60,000
• Broken Bones (Single Fracture): $35,000-$95,000
• Broken Bones Requiring Surgery: $132,000-$328,000
• Herniated Disc (Conservative Treatment): $70,000-$171,000
• Herniated Disc (Surgery Required): $346,000-$1,205,000
• Traumatic Brain Injury: $1,548,000-$9,838,000
• Spinal Cord Injury/Paralysis: $4,770,000-$25,880,000
• Amputation: $1,945,000-$8,630,000
• Wrongful Death: $1,910,000-$9,520,000

Insurance Company Tactics Exposed

Insurance companies are not on your side. Their goal is to pay you as little as possible. Here are the tactics they use—and how we counter them:

1. Quick Contact & Recorded Statement Trap

What They Do: Insurance adjusters contact you immediately—often while you’re still in the hospital or on pain medication. They act friendly and helpful, saying things like, “We just want to help you” or “This is routine.”

What They’re Really Doing: They’re building their defense against you with leading questions designed to minimize your injuries or shift blame.

How We Counter: We advise you not to give recorded statements without legal representation. Once you hire Attorney911, we handle all communications with the insurance company.

2. Quick Settlement Offer

What They Do: Within days or weeks, they offer you a quick settlement—often $2,000-$5,000. They create artificial urgency, saying things like, “This offer expires in 48 hours.”

The Trap: You don’t know the full extent of your injuries yet. If you accept their offer and later need surgery, you can’t get more money.

How We Counter: We never settle before you’ve reached Maximum Medical Improvement (MMI). We know these offers are always lowball and fight for what your case is truly worth.

3. “Independent” Medical Exam (IME) Scheme

What They Call It: An “Independent Medical Examination.”

What It Really Is: A doctor hired by the insurance company to minimize your injuries.

How They Choose IME Doctors: They select doctors who consistently give insurance-favorable reports, not those who are most qualified.

How We Counter: We prepare you extensively for the exam, send complete medical records in advance, and challenge biased reports with our own medical experts. Lupe knows these specific doctors and their biases because he hired them for years.

4. Delay and Financial Pressure

What They Do: They drag out your case, saying things like, “We’re still investigating” or “We’re reviewing your file.”

Why It Works: You have mounting bills and no income. Financial desperation makes you accept less.

How We Counter: We file lawsuits to force deadlines and set depositions, showing we’re serious about taking your case to trial if necessary.

5. Surveillance and Social Media Monitoring

What They Do: They hire private investigators to video you and monitor your social media accounts.

What They’re Looking For: Any activity that contradicts your injury claims, even if taken out of context.

How We Counter: We advise you to make all social media profiles private and avoid posting about your accident or activities. We also challenge surveillance footage that’s taken out of context.

6. Comparative Fault Arguments

What They Do: They try to assign you maximum fault to reduce their payment, saying things like, “You were speeding” or “You could have avoided this.”

Why It Matters: Under Texas’s 51% rule, if you’re found to be 51% or more at fault, you get nothing.

How We Counter: We conduct a thorough investigation to prove the other driver’s fault. Lupe knows these arguments because he made them for years—now he defeats them.

The Colossus System: How Insurance Companies Undervalue Your Claim

Insurance companies use software called Colossus to calculate the minimum they can pay you. Here’s how it works—and how we beat it:

1. Data Entry: The adjuster inputs injury codes, treatment, costs, and jurisdiction.
2. Coding: Injuries are coded using standardized medical terms.
3. Calculation: The software applies algorithms to determine a “value.”
4. Range Output: The system provides a recommended settlement range.

How They Manipulate Colossus:

• Using low injury codes (e.g., “soft tissue strain” instead of “disc herniation”)
• Flagging “excessive” treatment
• Applying conservative treatment penalties
• Using pre-existing conditions to reduce value

How We Counter:
Lupe knows how to present medical records to show the true severity of your injuries. He understands which medical terms trigger higher valuations and how to justify them.

Medical Knowledge: Understanding Your Injuries

At Attorney911, we understand that the medical aspects of your case are just as important as the legal ones. Here’s what you need to know about common car accident injuries:

Traumatic Brain Injury (TBI)

TBIs can range from mild concussions to severe brain damage. Symptoms may not appear immediately and can include:

• Headaches, dizziness, or confusion
• Memory problems and difficulty concentrating
• Mood swings and personality changes
• Sensitivity to light and noise

Even mild TBIs can have long-term effects, increasing the risk of dementia later in life.

Spinal Cord Injuries

Spinal cord injuries can result in partial or complete paralysis. The severity depends on the level of the injury:

• Cervical (Neck): Can cause quadriplegia (paralysis of all four limbs)
• Thoracic (Mid-Back): Can cause paraplegia (paralysis of the lower body)
• Lumbar (Lower Back): Can cause varying degrees of leg weakness

Herniated Discs

Herniated discs occur when the soft center of a spinal disc pushes through a crack in the tougher exterior. Treatment may include:

• Physical therapy
• Pain management
• Epidural steroid injections
• Surgery (in severe cases)

Soft Tissue Injuries

Soft tissue injuries, such as whiplash, involve damage to muscles, ligaments, and tendons. While often dismissed as minor, they can cause chronic pain and require extensive treatment.

Why Iredell Residents Choose Attorney911

When you’re facing the aftermath of a car accident in Iredell, you need a law firm that combines local knowledge with national-level expertise. Here’s why Attorney911 is the right choice:

1. We Know Iredell and Bosque County

We understand the unique challenges of accident cases in our community. Whether your accident occurred on Highway 6, in downtown Iredell, or on the rural roads of Bosque County, we know the local courts, judges, and insurance adjusters.

2. Former Insurance Defense Attorney on Your Side

Lupe Peña spent years working for insurance companies, learning their tactics from the inside. Now, he uses that knowledge to fight for you. This insider advantage is something no other firm in Iredell can offer.

3. Multi-Million Dollar Results

Our track record speaks for itself. We’ve recovered millions for accident victims in Iredell and across Texas. Here’s what some of our clients have to say:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup

4. Federal Court Experience

Ralph Manginello’s admission to the U.S. District Court, Southern District of Texas, means we can handle complex cases that other firms can’t. Our involvement in the BP explosion litigation demonstrates our ability to take on billion-dollar corporations.

5. Personal Attention You Deserve

At Attorney911, you’re not just another case. You work directly with Ralph Manginello or Lupe Peña, not a case manager. As client Chad Harris said: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

6. No Fee Unless We Win

We work on a contingency fee basis—you pay nothing unless we win your case. This means you can focus on your recovery while we handle the legal battle.

Frequently Asked Questions About Car Accidents in Iredell

Immediate After Accident

1. What should I do immediately after a car accident in Iredell?

If you’ve been in an accident in Iredell:

• Call 911 and report the accident
• Seek medical attention even if you feel fine
• Document everything: photos of damage, injuries, scene
• Exchange information with the other driver
• Get witness names and phone numbers
• Do NOT give recorded statements to any insurance company
• Call Attorney911 at 1-888-ATTY-911

2. Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (can be used as admission)
• Do NOT give your opinion on what happened
• Stick to facts only

6. How do I obtain a copy of the accident report?

In Iredell, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give recorded statements or discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached Maximum Medical Improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving recorded statements without an attorney
• Accepting quick settlements
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. We hire medical experts to prove the difference.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation.

39. How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain and suffering. The multiplier depends on injury severity, permanency, impact on life, and clear liability. Lupe calculated these for years—he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. These cases are complex—you need an experienced attorney.

41. What if the other driver fled the scene (hit and run)?

File a police report immediately. Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—most is deleted within 7-30 days. We send preservation letters immediately.

42. What if I’m an undocumented immigrant—can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue “parking lot accidents are always 50/50 fault,” but this is a lie. We prove fault through surveillance video, witness statements, and damage analysis.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them. You’re an innocent victim. The driver’s insurance covers passengers. These cases often settle quickly because liability is clear.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The insurance policy still applies. These cases are emotionally complex but legally straightforward.

Serving Iredell and All of Bosque County

At Attorney911, we’re proud to serve Iredell and the entire Bosque County community. Our team understands the unique challenges faced by accident victims in our area, from the rural roads that connect our towns to the highways that bring traffic through our county.

Local Knowledge Matters

We know the local courts, judges, and insurance adjusters who handle cases in Bosque County. This local knowledge allows us to navigate the legal system more effectively on your behalf.

Accessible Legal Representation

While our primary office is in Houston, we serve clients across Texas, including Iredell and Bosque County. We offer:

• Free consultations by phone or video
• In-person meetings by appointment
• Willingness to travel to Iredell for important meetings
• Bilingual services (Hablamos Español)

Common Accident Locations in Iredell and Bosque County

Accidents can happen anywhere in our community. Some common locations include:

• Highway 6 through Iredell
• Intersections in downtown Iredell
• Rural roads connecting Iredell to other Bosque County towns
• Construction zones on local highways
• Parking lots at local businesses

No matter where your accident occurred in Bosque County, Attorney911 is here to help.

Other Motor Vehicle Accident Types in Iredell

While car accidents are the most common, we handle all types of motor vehicle accidents in Iredell and Bosque County:

18-Wheeler and Trucking Accidents

Trucking accidents are particularly devastating due to the size and weight of commercial vehicles. In 2024, Texas saw 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes nationwide.

Why Trucking Cases Are Different:

• Multiple liable parties (driver, trucking company, cargo loader, manufacturer)
• Higher insurance limits ($750,000 to $5 million policies)
• Federal regulations (FMCSA) that can establish negligence per se
• Complex electronic data (ELDs, black boxes) that must be preserved quickly

Our firm has recovered millions for families in trucking-related wrongful death cases. With Ralph Manginello’s federal court experience and our involvement in complex litigation like the BP explosion case, we’re prepared to take on even the largest trucking companies.

Drunk Driving Accidents

Drunk driving is a serious problem in Texas. In 2024, 1,053 people were killed in alcohol-impaired driving crashes, accounting for 25.37% of all traffic fatalities in the state.

Why Drunk Driving Cases Are Different:

• Punitive damages may be available
• Dram shop liability allows you to sue bars/restaurants that over-served the drunk driver
• Criminal charges against the drunk driver can strengthen your civil case

Ralph Manginello’s membership in the Harris County Criminal Lawyers Association gives us unique insight into both the criminal and civil aspects of drunk driving cases.

Motorcycle Accidents

Motorcycle accidents often result in catastrophic injuries. In 2024, there were 585 motorcyclist fatalities in Texas, with 37% of those killed not wearing helmets.

Common Causes of Motorcycle Accidents:

• Failure to yield right of way (most common)
• Driver inattention/distraction
• Unsafe lane changes
• Left-turn accidents
• Speeding/reckless driving

Insurance companies often try to blame motorcyclists for accidents. Our experience helps counter these unfair arguments.

Pedestrian Accidents

Pedestrians are the most vulnerable road users. In 2024, Texas saw 6,095 pedestrian crashes, resulting in 768 fatalities. Pedestrians account for just 1% of crashes but 19% of all roadway deaths.

Legal Advantage for Pedestrians:
In Texas, pedestrians ALWAYS have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t know this, giving pedestrians a legal advantage in these cases.

Rideshare Accidents (Uber/Lyft)

Rideshare accidents involve complex insurance issues. The coverage available depends on the driver’s status at the time of the accident:

• App off (personal use): Personal insurance only ($30k/$60k/$25k)
• App on, waiting for ride: $50k/$100k/$25k contingent coverage
• Ride accepted, en route to pickup: $1 million commercial coverage
• Passenger in vehicle: $1 million commercial coverage

Our experience helps navigate this complex insurance maze to maximize your recovery.

Hit and Run Accidents

Hit and run accidents are particularly frustrating. In Texas, hit and run resulting in death is a 2nd degree felony punishable by 2-20 years in prison.

Recovery Options:

• Your own Uninsured Motorist (UM) coverage
• Surveillance footage (must be preserved quickly)
• Witness statements

We send preservation letters immediately to secure evidence before it’s deleted.

Delivery Vehicle Accidents (Amazon, FedEx, UPS)

Delivery vehicle accidents are on the rise with the growth of e-commerce. Amazon DSP (Delivery Service Partner) drivers have been involved in 1,879 crashes in the 24 months ending August 2025.

Liability Issues:

• Multiple liable parties (driver, delivery company, Amazon)
• Higher insurance limits
• Business model that may encourage dangerous behavior

We’ve recovered millions in delivery vehicle accident cases.

Work Zone Accidents

Nearly 28,000 crashes occurred in Texas work zones in 2024, resulting in 215 deaths—a 12% increase over the previous year.

Liability Issues:

• Driver negligence
• Construction company negligence (poor signage, inadequate barriers)
• Government liability (road design)

These cases require quick action to preserve evidence before the work zone is dismantled.

Wrongful Death Cases

When a car accident results in death, the victim’s family may pursue a wrongful death claim. These cases involve both a wrongful death claim (for the family’s losses) and a survival action (for the deceased’s pain and suffering before death).

Damages Available:

• Funeral and burial expenses
• Loss of financial support
• Loss of companionship and love
• Mental anguish
• Pain and suffering before death

Our firm has recovered millions for families in wrongful death cases.

What Makes Attorney911 Different?

When you’re choosing a law firm after a car accident in Iredell, you have options. Here’s what sets Attorney911 apart from other firms:

1. Insurance Defense Insider Knowledge

Lupe Peña spent years working for a national defense firm, learning how insurance companies value claims and build cases against victims. Now, he uses that knowledge to fight for you. This insider advantage is something no other firm in Iredell can offer.

2. Multi-Million Dollar Results

We’ve recovered millions for our clients, including:

• Multi-million dollar settlements for brain injury cases
• Millions for families in trucking wrongful death cases
• Significant settlements for car accident victims with amputations

Our results speak for themselves.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission is crucial for complex cases involving multiple defendants or federal regulations.

4. Personal Attention You Deserve

At Attorney911, you work directly with Ralph Manginello or Lupe Peña, not a case manager. As client Chad Harris said: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

5. No Fee Unless We Win

We work on a contingency fee basis—you pay nothing unless we win your case. This means you can focus on your recovery while we handle the legal battle.

6. Bilingual Services

Lupe Peña is fluent in Spanish, and our team includes bilingual staff. We ensure language is never a barrier to justice.

7. Proven Track Record

With over 25 years of experience, a 4.9-star Google rating from over 250 reviews, and involvement in complex litigation like the BP explosion case, Attorney911 has the experience and resources to handle your case.

Call Attorney911 Today

If you’ve been injured in a car accident in Iredell or anywhere in Bosque County, don’t wait to get the legal help you need. Evidence disappears daily, and the insurance company is already building its case against you.

Call Attorney911 now at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case, so there’s no risk to you.

Remember, when you call 1-888-ATTY-911, you’re not just calling a law firm—you’re calling your legal emergency line. We’re here to help you through this difficult time and fight for the compensation you deserve.

Se habla español. Lupe Peña and our team are ready to assist Spanish-speaking clients.

Don’t face this alone. Call Attorney911 today at 1-888-ATTY-911. Your recovery starts with one call.