18-Wheeler Accident Attorneys in City of Meridian, Texas

When an 80,000-Pound Truck Changes Your Life in an Instant

The impact was catastrophic. One moment, you’re driving along Highway 22 in City of Meridian, Texas, running errands or heading to work. The next, an 18-wheeler is jackknifing across three lanes in front of you. The force of 80,000 pounds of steel against your sedan doesn’t give you time to react. In that instant, everything changes.

If you or a loved one has been seriously injured in an 18-wheeler accident in City of Meridian, you’re not just dealing with physical pain and emotional trauma. You’re facing a complex legal battle against trucking companies with teams of lawyers, rapid-response investigators, and millions in insurance coverage. They’ll be working immediately to protect their interests – not yours.

At Attorney911, we’ve been fighting for trucking accident victims across Texas for over 25 years. Our managing partner, Ralph Manginello, has federal court experience and has secured multi-million dollar verdicts and settlements for families devastated by 18-wheeler crashes. We know City of Meridian’s trucking corridors, from Highway 22 to the local distribution routes, and we know how to hold negligent trucking companies accountable.

Why City of Meridian Trucking Accidents Are Different

City of Meridian sits in the heart of Bosque County, where rural highways intersect with major freight routes. The trucking corridors serving our community present unique challenges:

• Highway 22 – A primary route connecting to I-35, carrying significant truck traffic from Waco to Stephenville
• Local distribution centers – Serving Central Texas agriculture and manufacturing sectors
• Rural road conditions – Narrow lanes, limited shoulders, and challenging terrain
• Mixed traffic patterns – Combining local commuters with long-haul truckers
• Seasonal agricultural traffic – Increased trucking during harvest seasons
• Limited emergency response – Extended response times in rural areas

These factors create a perfect storm for trucking accidents. When crashes occur on City of Meridian’s roads, the consequences are often catastrophic due to:

• Delayed emergency response – Rural accidents may have longer wait times for EMS
• Limited medical facilities – Serious injuries often require transport to Waco or Fort Worth
• Complex liability issues – Multiple parties may be responsible for the crash
• Evidence preservation challenges – Critical data can be lost before investigation begins

The Devastating Reality of 18-Wheeler Accidents

Every year, thousands of Americans are killed or seriously injured in trucking accidents. The statistics are sobering:

• 5,100+ fatalities annually in large truck crashes (NHTSA)
• 125,000+ injuries each year from trucking accidents
• 76% of fatalities are occupants of the smaller vehicle
• Trucks are 20-25 times heavier than passenger vehicles
• 525 feet to stop – That’s nearly two football fields for an 80,000-pound truck traveling at 65 mph

In City of Meridian, we see the human cost of these statistics firsthand. The injuries from 18-wheeler accidents are often life-altering:

Traumatic Brain Injury (TBI)

The force of a truck collision can cause your brain to impact the inside of your skull, resulting in:

• Mild TBI (Concussion): Headaches, confusion, memory problems
• Moderate TBI: Extended unconsciousness, cognitive deficits
• Severe TBI: Permanent disability, coma, or vegetative state

TBI can change your personality, affect your ability to work, and require lifelong care. The lifetime costs can exceed $3 million.

Spinal Cord Injuries and Paralysis

When the spinal cord is damaged, the results are often permanent:

• Paraplegia: Loss of function below the waist
• Quadriplegia: Loss of function in all four limbs
• Incomplete injuries: Partial loss of sensation or movement

The lifetime costs for spinal cord injuries range from $1.1 million to $5 million, depending on the severity and level of injury.

Amputations

Crushing injuries from truck accidents often result in:

• Traumatic amputations at the scene
• Surgical amputations when limbs are too damaged to save
• Multiple limb loss in severe crashes

Amputations require prosthetics, rehabilitation, and home modifications. Each prosthetic limb can cost $5,000 to $50,000 and needs replacement every few years.

Severe Burns

Fuel tank ruptures and hazardous cargo spills can cause:

• Third-degree burns requiring skin grafts
• Fourth-degree burns affecting muscle and bone
• Chemical burns from hazardous materials
• Smoke inhalation injuries

Burn treatment often requires multiple reconstructive surgeries and can result in permanent scarring and disfigurement.

Wrongful Death

When a trucking accident takes a loved one, families face:

• Lost income and financial support
• Loss of companionship and guidance
• Funeral and burial expenses
• Unbearable emotional pain

In City of Meridian, we’ve represented families who’ve lost spouses, parents, and children to negligent trucking companies. No amount of money can replace a loved one, but holding the responsible parties accountable can provide a measure of justice and financial security.

Common Types of 18-Wheeler Accidents in City of Meridian

Trucking accidents in our community often involve these dangerous scenarios:

Jackknife Accidents

When a truck’s trailer swings out perpendicular to the cab, it creates a deadly barrier across multiple lanes. These accidents often result in multi-vehicle pileups on Highway 22 and other rural roads.

Common causes in City of Meridian:

• Sudden braking on wet or uneven road surfaces
• Speeding on curves or downhill grades
• Empty or improperly loaded trailers
• Brake failures from poor maintenance
• Driver inexperience with emergency maneuvers

Underride Collisions

One of the most deadly trucking accidents occurs when a passenger vehicle slides underneath the trailer. The trailer height often shears off the top of the smaller vehicle at windshield level.

City of Meridian underride risks:

• Rear underride: When trucks stop suddenly without adequate warning
• Side underride: During wide turns at intersections or when trucks change lanes
• Missing or inadequate underride guards (especially on older trailers)
• Low visibility conditions (fog, night driving, glare)

Tire Blowouts

With 18 wheels, commercial trucks have 18 opportunities for tire failure. Blowouts can cause the driver to lose control, and debris can strike other vehicles.

Blowout risks on City of Meridian roads:

• Long stretches of Highway 22 with limited service areas
• Extreme Texas heat causing tire degradation
• Overloaded vehicles exceeding tire capacity
• Poor maintenance and failure to replace worn tires
• Road debris punctures

Brake Failures

Brake problems are a factor in 29% of large truck crashes. When an 80,000-pound truck can’t stop, the results are often catastrophic.

Brake failure risks in our area:

• Long downhill grades on rural routes
• Poor maintenance and deferred repairs
• Improper brake adjustments
• Overheated brakes from excessive use
• Contaminated brake fluid

Cargo Spills and Shifting Loads

Improperly secured cargo can shift during transit, causing rollovers or spilling onto roadways.

Cargo risks in City of Meridian:

• Agricultural products from local farms
• Heavy equipment transported to rural job sites
• Hazardous materials from manufacturing facilities
• Improper loading at local distribution centers
• Failure to re-inspect cargo during long hauls

Driver Fatigue Accidents

Despite federal regulations limiting driving hours, fatigue remains a leading cause of trucking accidents.

Fatigue risks on City of Meridian routes:

• Long-haul drivers pushing limits to meet deadlines
• Local drivers working multiple jobs
• Pressure from carriers to violate hours of service rules
• Undiagnosed sleep disorders like sleep apnea
• Monotonous rural highway driving

Distracted Driving

Truck drivers face numerous distractions that can lead to catastrophic accidents.

Distraction risks in our community:

• Cell phone use while driving
• Dispatch communications via Qualcomm systems
• GPS navigation adjustments
• Eating and drinking while driving
• Fatigue-related inattention

Who’s Really Responsible for Your Injuries?

In car accidents, liability is usually straightforward – one driver is typically at fault. But 18-wheeler accidents are different. Multiple parties can share responsibility for your injuries, and each may have separate insurance policies with different coverage limits.

The Truck Driver

The driver who caused the accident may be personally liable for:

• Speeding or reckless driving
• Distracted driving (cell phone use, texting)
• Fatigued driving beyond legal limits
• Impaired driving (drugs, alcohol)
• Failure to conduct proper pre-trip inspections
• Violation of traffic laws

The Trucking Company (Motor Carrier)

The trucking company is often the most important defendant because they have the deepest pockets and highest insurance limits.

Vicarious Liability:
Under the legal doctrine of respondeat superior, employers are responsible for employees’ negligent acts within the scope of employment.

Direct Negligence:
Trucking companies can also be directly liable for:

• Negligent Hiring: Failing to check the driver’s background, driving record, or qualifications
• Negligent Training: Providing inadequate safety training
• Negligent Supervision: Failing to monitor driver performance and compliance
• Negligent Maintenance: Failing to maintain vehicles in safe condition
• Negligent Scheduling: Pressuring drivers to violate hours of service regulations

Cargo Owners and Shippers

The company that owns the cargo and arranged for its shipment may be liable for:

• Providing improper loading instructions
• Failing to disclose the hazardous nature of cargo
• Requiring overweight loading
• Pressuring carriers to expedite beyond safe limits
• Misrepresenting cargo weight or characteristics

Cargo Loading Companies

Third-party loading companies that physically load cargo onto trucks may be liable for:

• Improper cargo securement (violating 49 CFR 393)
• Unbalanced load distribution
• Exceeding vehicle weight ratings
• Failure to use proper blocking, bracing, or tiedowns
• Not training loaders on securement requirements

Truck and Trailer Manufacturers

The companies that manufactured the truck, trailer, or major components may be liable for:

• Design defects (brake systems, stability control, fuel tank placement)
• Manufacturing defects (faulty welds, component failures)
• Failure to warn of known dangers
• Defective safety systems (ABS, ESC, collision warning)

Parts Manufacturers

Companies that manufacture specific parts (brakes, tires, steering components) may be liable for:

• Defective brake components
• Defective tires causing blowouts
• Defective steering mechanisms
• Defective lighting components
• Defective coupling devices

Maintenance Companies

Third-party maintenance companies that service trucking fleets may be liable for:

• Negligent repairs that failed to fix problems
• Failure to identify critical safety issues
• Improper brake adjustments
• Using substandard or wrong parts
• Returning vehicles to service with known defects

Freight Brokers

Freight brokers who arrange transportation but don’t own trucks may be liable for:

• Negligent selection of carriers with poor safety records
• Failure to verify carrier insurance and authority
• Failure to check carrier CSA scores
• Selecting the cheapest carrier despite safety concerns

Truck Owners (If Different from Carrier)

In owner-operator arrangements, the truck owner may have separate liability for:

• Negligent entrustment of their vehicle
• Failure to maintain owned equipment
• Knowledge of the driver’s unfitness

Government Entities

Federal, state, or local government may be liable in limited circumstances for:

• Dangerous road design that contributed to the accident
• Failure to maintain roads (potholes, debris, worn markings)
• Inadequate signage for known hazards
• Failure to install safety barriers
• Improper work zone setup

The 48-Hour Evidence Preservation Protocol

In 18-wheeler accident cases, evidence disappears fast. Trucking companies have rapid-response teams that begin protecting their interests within hours of an accident. If you don’t act quickly, critical evidence will be lost forever.

Why 48 Hours Matters

Evidence Type	Destruction Risk
ECM/Black Box Data	Overwrites in 30 days or with new driving events
ELD Data	May be retained only 6 months
Dashcam Footage	Often deleted within 7-14 days
Surveillance Video	Business cameras typically overwrite in 7-30 days
Witness Memory	Fades significantly within weeks
Physical Evidence	Vehicle may be repaired, sold, or scrapped
Drug/Alcohol Tests	Must be conducted within specific windows

The Spoliation Letter: Your First Line of Defense

A spoliation letter is a formal legal notice sent to the trucking company, their insurer, and all potentially liable parties demanding preservation of all evidence related to the accident.

Why It Matters:

• Puts defendants on legal notice of their preservation obligation
• Creates serious consequences if evidence is destroyed
• Courts can impose sanctions, adverse inferences, or even default judgment for spoliation
• The sooner sent, the more weight it carries

When We Send It:
IMMEDIATELY – within 24-48 hours of being retained. We don’t wait.

What the Spoliation Letter Demands

Electronic Data:

• Engine Control Module (ECM) / Electronic Control Unit (ECU) data
• Event Data Recorder (EDR) data
• Electronic Logging Device (ELD) records
• GPS and telematics data
• Dashcam and forward-facing camera footage
• Dispatch communications and messaging
• Cell phone records and text messages
• Qualcomm or fleet management system data

Driver Records:

• Complete Driver Qualification File
• Employment application and resume
• Background check and driving record
• Previous employer verification
• Medical certification and exam records
• Drug and alcohol test results (pre-employment and random)
• Training records and certifications
• Previous accident and violation history
• Performance reviews and disciplinary records

Vehicle Records:

• Maintenance and repair records
• Inspection reports (pre-trip, post-trip, annual)
• Out-of-service orders and repairs
• Tire records and replacement history
• Brake inspection and adjustment records
• Parts purchase and installation records

Company Records:

• Hours of service records for 6 months prior
• Dispatch logs and trip records
• Bills of lading and cargo documentation
• Insurance policies
• Safety policies and procedures
• Training curricula
• Hiring and supervision policies

Physical Evidence:

• The truck and trailer themselves
• Failed or damaged components
• Cargo and securement devices
• Tire remnants if blowout involved

ECM/Black Box Data: The Truck’s Memory

Commercial trucks have electronic systems that continuously record operational data – similar to an airplane’s black box but for trucks.

Types of Electronic Recording:

System	What It Records
ECM (Engine Control Module)	Engine performance, speed, throttle, RPM, cruise control, fault codes
EDR (Event Data Recorder)	Pre-crash data triggered by sudden deceleration or airbag deployment
ELD (Electronic Logging Device)	Driver hours, duty status, GPS location, driving time
Telematics	Real-time GPS tracking, speed, route, driver behavior
Dashcam	Video of road ahead, some record cab interior

Critical Data Points We Recover:

• Speed Before Crash: Proves speeding or excessive speed for conditions
• Brake Application: Shows when and how hard brakes were applied
• Throttle Position: Reveals if driver was accelerating or coasting
• Following Distance: Calculated from speed and deceleration data
• Hours of Service: Proves fatigue and HOS violations
• GPS Location: Confirms route and timing
• Fault Codes: May reveal known mechanical issues driver ignored

Why This Data Wins Cases:
ECM/ELD data is objective and tamper-resistant. It directly contradicts driver claims of “I wasn’t speeding” or “I hit my brakes immediately.” This data has led to multi-million dollar verdicts in trucking cases across Texas.

FMCSA Regulations: The Legal Framework for Your Case

The Federal Motor Carrier Safety Administration (FMCSA) regulates all commercial motor vehicles operating in interstate commerce. These regulations are codified in Title 49 of the Code of Federal Regulations (49 CFR), Parts 300-399.

Every 18-wheeler on City of Meridian’s roads must comply with these federal regulations. When trucking companies and drivers violate these rules, they create dangerous conditions that cause catastrophic accidents. Proving FMCSA violations is often the key to establishing negligence and securing maximum compensation.

The 6 Critical Parts of FMCSA Regulations

Part	Title	What It Covers
Part 390	General Applicability	Definitions, who regulations apply to
Part 391	Driver Qualification	Who can drive, medical requirements, training
Part 392	Driving Rules	Safe operation, fatigue, drugs, alcohol
Part 393	Vehicle Safety	Equipment, cargo securement, brakes, lights
Part 395	Hours of Service	How long drivers can drive, required rest
Part 396	Inspection & Maintenance	Vehicle upkeep, inspections, records

49 CFR Part 391: Driver Qualification Standards

Purpose: Establishes who is qualified to drive a commercial motor vehicle.

Minimum Driver Qualifications (49 CFR § 391.11):
A person shall not drive a commercial motor vehicle unless they:

1. Are at least 21 years old (interstate) or 18 years old (intrastate)
2. Can read and speak English sufficiently
3. Can safely operate the CMV and cargo type
4. Are physically qualified under § 391.41
5. Have a valid commercial motor vehicle operator’s license (CDL)
6. Have completed a driver’s road test or equivalent
7. Are not disqualified under § 391.15 (violations, suspensions)
8. Have completed required entry-level driver training

Driver Qualification File Requirements (49 CFR § 391.51):
Motor carriers MUST maintain a Driver Qualification (DQ) File for EVERY driver containing:

Document	Requirement
Employment Application	Completed per § 391.21
Motor Vehicle Record	From state licensing authority
Road Test Certificate	Or equivalent documentation
Medical Examiner’s Certificate	Current, valid (max 2 years)
Annual Driving Record Review	Must be conducted and documented
Previous Employer Inquiries	3-year driving history investigation
Drug & Alcohol Test Records	Pre-employment and random testing

Why This Matters for Your Case:
If the trucking company failed to maintain a proper DQ file, failed to check the driver’s background, or hired a driver with a poor safety record, they can be held liable for negligent hiring. We subpoena these records in every trucking case.

Physical Qualification Requirements (49 CFR § 391.41):
Drivers must be medically qualified to operate CMVs. Key requirements include:

• No loss of foot, leg, hand, or arm (without exemption)
• No established medical history of epilepsy or seizures
• No mental, nervous, or psychiatric disorder likely to interfere with safe driving
• No current clinical diagnosis of alcoholism
• No use of Schedule I controlled substances
• No use of non-Schedule I substances that impair driving ability
• Vision of at least 20/40 in each eye (with or without correction)
• Hearing adequate to perceive forced whisper at 5 feet

49 CFR Part 392: Driving of Commercial Motor Vehicles

Purpose: Establishes rules for the safe operation of CMVs.

Ill or Fatigued Operators (49 CFR § 392.3):
“No driver shall operate a commercial motor vehicle, and a motor carrier shall not require or permit a driver to operate a commercial motor vehicle, while the driver’s ability or alertness is so impaired, or so likely to become impaired, through fatigue, illness, or any other cause, as to make it unsafe for him/her to begin or continue to operate the commercial motor vehicle.”

Why This Matters: This regulation makes BOTH the driver AND the trucking company liable when a fatigued driver causes an accident.

Drugs and Other Substances (49 CFR § 392.4):
A driver shall not be on duty or operate a CMV while:

1. Under the influence of any Schedule I substance
2. Under the influence of an amphetamine, narcotic, or any substance that renders them incapable of safe driving
3. Possessing a Schedule I substance (unless prescription)

Alcohol (49 CFR § 392.5):
A driver shall not:

1. Use alcohol within 4 hours before going on duty or operating a CMV
2. Use alcohol while on duty or operating a CMV
3. Be under the influence of alcohol (.04 BAC or higher) while on duty
4. Possess any alcohol while on duty (with limited exceptions)

Speeding (49 CFR § 392.6):
“No motor carrier shall schedule a run, nor shall any such carrier permit or require the operation of any commercial motor vehicle, between points in such period of time as would require the commercial motor vehicle to be operated at speeds in excess of those prescribed by the jurisdictions in or through which the commercial motor vehicle is being operated.”

Following Too Closely (49 CFR § 392.11):
“The driver of a motor vehicle shall not follow another vehicle more closely than is reasonable and prudent, having due regard for the speed of such vehicle and the traffic upon, and conditions of, the highway.”

Mobile Phone Use (49 CFR § 392.82):
Drivers are PROHIBITED from:

• Using a hand-held mobile telephone while driving
• Reaching for mobile phone in manner requiring leaving seated position
• Texting while driving (49 CFR § 392.80)

49 CFR Part 393: Parts and Accessories for Safe Operation

Purpose: Establishes equipment and cargo securement standards.

Cargo Securement (49 CFR § 393.100-136):

General Requirements (§ 393.100):
Cargo must be contained, immobilized, or secured to prevent:

• Leaking, spilling, blowing, or falling from the vehicle
• Shifting that affects vehicle stability or maneuverability
• Blocking the driver’s view or interfering with operation

Performance Criteria (§ 393.102):
Cargo securement systems must withstand:

• Forward: 0.8 g deceleration (sudden stop)
• Rearward: 0.5 g acceleration
• Lateral: 0.5 g (side-to-side)
• Downward: At least 20% of cargo weight if not fully contained

Tiedown Requirements:

• Aggregate working load limit must be at least 50% of cargo weight for loose cargo
• At least one tiedown for cargo 5 feet or less in length
• At least two tiedowns for cargo over 5 feet or under 1,100 lbs
• Additional tiedowns for every 10 feet of cargo length

Brakes (49 CFR § 393.40-55):
All CMVs must have properly functioning brake systems:

• Service brakes on all wheels
• Parking/emergency brake system
• Air brake systems must meet specific requirements
• Brake adjustment must be maintained within specifications

Lighting (49 CFR § 393.11-26):
Required lighting includes:

• Headlamps, tail lamps, stop lamps
• Clearance and side marker lamps
• Reflectors and retroreflective sheeting
• Turn signal lamps

Why This Matters: Violations of cargo securement cause rollover, jackknife, and spill accidents. Brake failures cause rear-end collisions. We investigate every vehicle system when building your case.

49 CFR Part 395: Hours of Service (HOS) Regulations

Purpose: Prevents driver fatigue by limiting driving time and requiring rest.

THESE ARE THE MOST COMMONLY VIOLATED REGULATIONS IN TRUCKING ACCIDENTS.

Property-Carrying Drivers (Most 18-Wheelers):

Rule	Requirement	Violation Consequence
11-Hour Driving Limit	Cannot drive more than 11 hours after 10 consecutive hours off duty	Fatigue-related accidents
14-Hour Duty Window	Cannot drive beyond 14th consecutive hour after coming on duty	Driver exhaustion
30-Minute Break	Must take 30-minute break after 8 cumulative hours of driving	Impaired alertness
60/70-Hour Limit	Cannot drive after 60 hours in 7 days or 70 hours in 8 days	Cumulative fatigue
34-Hour Restart	Can restart 60/70-hour clock with 34 consecutive hours off	Inadequate recovery
10-Hour Off-Duty	Must have minimum 10 consecutive hours off duty before driving	Insufficient rest

Sleeper Berth Provision (49 CFR § 395.1(g)):
Drivers using sleeper berth may split 10-hour off-duty period:

• At least 7 consecutive hours in sleeper berth
• Plus at least 2 consecutive hours off-duty (in berth or otherwise)
• Neither period counts against 14-hour window

Electronic Logging Device (ELD) Mandate (49 CFR § 395.8):
Since December 18, 2017, most CMV drivers must use ELDs that:

• Automatically record driving time
• Synchronize with vehicle engine to record objective data
• Cannot be altered after the fact (unlike paper logs)
• Record GPS location, speed, engine hours

Why ELD Data Is Critical Evidence:
ELDs prove:

• Exactly how long the driver was on duty
• Whether breaks were taken as required
• Speed before and during the accident
• GPS location history
• Any HOS violations

WE SEND SPOLIATION LETTERS IMMEDIATELY TO PRESERVE THIS DATA.

49 CFR Part 396: Inspection, Repair, and Maintenance

Purpose: Ensures CMVs are maintained in safe operating condition.

General Maintenance Requirement (§ 396.3):
“Every motor carrier and intermodal equipment provider must systematically inspect, repair, and maintain, or cause to be systematically inspected, repaired, and maintained, all motor vehicles and intermodal equipment subject to its control.”

Driver Inspection Requirements:

Pre-Trip Inspection (§ 396.13):
Before driving, drivers must be satisfied the CMV is in safe operating condition. Must review last driver vehicle inspection report if defects were noted.

Post-Trip Report (§ 396.11):
After each day’s driving, drivers must prepare written report on vehicle condition covering at minimum:

• Service brakes
• Parking brake
• Steering mechanism
• Lighting devices and reflectors
• Tires
• Horn
• Windshield wipers
• Rear vision mirrors
• Coupling devices
• Wheels and rims
• Emergency equipment

Annual Inspection (§ 396.17):
Every CMV must pass a comprehensive annual inspection covering 16+ systems. Inspection decal must be displayed. Records must be retained for 14 months.

Maintenance Record Retention (§ 396.3):
Motor carriers must maintain records for each vehicle showing:

• Identification (make, serial number, year, tire size)
• Schedule for inspection, repair, and maintenance
• Record of repairs and maintenance
• Records must be retained for 1 year

Why This Matters: Brake failures cause 29% of truck accidents. If the trucking company failed to maintain proper records or deferred maintenance, they are liable for negligence.

The Most Common FMCSA Violations That Cause Accidents

Top 10 Violations We Find in City of Meridian Trucking Accident Cases:

1. Hours of Service Violations – Driving beyond 11-hour limit, no breaks
2. False Log Entries – Falsifying ELD or paper log records
3. Failure to Maintain Brakes – Worn brakes, improper adjustment
4. Cargo Securement Failures – Inadequate tiedowns, shifting loads
5. Unqualified Driver – Operating without valid CDL or medical certificate
6. Drug/Alcohol Violations – Operating under influence, failed tests
7. Mobile Phone Use – Texting, hand-held phone while driving
8. Failure to Inspect – No pre-trip inspection, ignored defects
9. Improper Lighting – Non-functioning lights, missing reflectors
10. Negligent Hiring – No background check, incomplete DQ file

How We Prove Violations:

Evidence Type	What It Shows
ELD Data	Hours of service violations, driving time
ECM/Black Box	Speed, braking, throttle position
Driver Qualification File	Hiring negligence, training gaps
Maintenance Records	Deferred repairs, known defects
Inspection Reports	Pre-existing violations
Drug/Alcohol Tests	Impairment at time of accident
Dispatch Records	Pressure to violate HOS

The Insurance Battle: What You’re Really Up Against

Trucking companies don’t just have insurance – they have teams of adjusters, investigators, and lawyers whose sole job is to minimize your claim. Our firm includes a former insurance defense attorney who knows exactly how these teams operate.

FMCSA Minimum Insurance Requirements

Federal law requires commercial trucking companies to carry minimum liability insurance far exceeding typical auto policies.

Federal Minimum Liability Limits:

Cargo Type	Minimum Coverage
Non-Hazardous Freight (10,001+ lbs GVWR)	$750,000
Oil/Petroleum (10,001+ lbs GVWR)	$1,000,000
Large Equipment (10,001+ lbs GVWR)	$1,000,000
Hazardous Materials (All)	$5,000,000
Passengers (16+ passengers)	$5,000,000
Passengers (15 or fewer)	$1,500,000

Why This Matters For Your Case:
Unlike car accidents where insurance may be limited to $30,000-$100,000, trucking accidents typically have at least $750,000 available – and often much more. Many carriers carry $1-5 million in coverage.

This higher coverage means catastrophic injuries can actually be compensated, rather than leaving victims with unpaid medical bills.

Types of Damages Recoverable in City of Meridian Trucking Cases

Economic Damages (Calculable Losses):

Category	What’s Included
Medical Expenses	Past, present, and future medical costs
Lost Wages	Income lost due to injury and recovery
Lost Earning Capacity	Reduction in future earning ability
Property Damage	Vehicle repair or replacement
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications
Life Care Costs	Ongoing care for catastrophic injuries

Non-Economic Damages (Quality of Life):

Category	What’s Included
Pain and Suffering	Physical pain from injuries
Mental Anguish	Psychological trauma, anxiety, depression
Loss of Enjoyment	Inability to participate in activities
Disfigurement	Scarring, visible injuries
Loss of Consortium	Impact on marriage/family relationships
Physical Impairment	Reduced physical capabilities

Punitive Damages (Punishment for Gross Negligence):
Punitive damages may be available when the trucking company or driver acted with:

• Gross negligence
• Willful misconduct
• Conscious indifference to safety
• Fraud (falsifying logs, destroying evidence)

Nuclear Verdicts: The New Reality in Trucking Litigation

The trucking industry is facing unprecedented jury verdicts. These “nuclear verdicts” are changing the landscape of trucking litigation and forcing insurance companies to take claims more seriously.

Recent Major Trucking Verdicts (2024-2025):

Amount	Year	Location	Case Details
$462 Million	2024	St. Louis, MO	Wabash National – two fatalities from underride collision
$160 Million	2024	Alabama	Daimler – quadriplegic injury from rollover
$141.5 Million	2024	Florida	Defunct carrier crash with multiple fatalities
$90 Million	2024	Houston, TX	Truck driver burned in explosion
$37.5 Million	2024	Texas	Trucking verdict for catastrophic injuries
$35.5 Million	2024	Texas	Family injured in truck accident
$35 Million	2025	Fort Worth, TX	Largest verdict in Tarrant County history

Historic Landmark Verdicts:

Amount	Year	Case Details
$1 Billion	2021	Florida – 18-year-old killed, $100M compensatory + $900M punitive for gross negligence in hiring
$411 Million	2020	Florida – 45-vehicle pileup, motorcyclist severely injured

Why Nuclear Verdicts Happen:
Juries award massive verdicts when they find:

• Trucking company knowingly hired dangerous drivers
• Company ignored safety violations for profit
• Evidence was destroyed (spoliation)
• Falsified hours-of-service logs
• Pattern of similar violations
• Corporate culture prioritizing profit over safety
• Egregious disregard for human life

What This Means for Your Case:
These verdicts show what’s possible when trucking companies are held fully accountable. Insurance companies know juries are willing to award massive damages – which strengthens settlement negotiations.

What to Do After an 18-Wheeler Accident in City of Meridian

If you’ve been involved in a trucking accident in City of Meridian, follow these critical steps:

At the Scene

1. Call 911 immediately – Report the accident and request medical assistance
2. Seek medical attention – Even if injuries seem minor, get checked out
3. Document everything – Take photos and video of:
   • All vehicle damage (inside and out)
   • The accident scene from multiple angles
   • Road conditions, skid marks, debris
   • Traffic signs and signals
   • Your injuries
4. Collect information:
   • Truck and trailer license plates
   • DOT number (on truck door)
   • Trucking company name and logo
   • Driver’s name, CDL number, and contact info
   • Witness names and phone numbers
   • Responding officer’s name and badge number
5. Do NOT:
   • Admit fault or apologize
   • Give recorded statements to insurance adjusters
   • Sign anything without consulting an attorney
   • Discuss the accident on social media

In the Following Days

1. Follow up with medical treatment – Attend all follow-up appointments
2. Document your recovery – Keep a journal of symptoms and limitations
3. Preserve evidence – Save all medical records, receipts, and correspondence
4. Contact an 18-wheeler accident attorney – The sooner you call, the better we can preserve evidence
5. Avoid insurance adjusters – Let your attorney handle all communications

Why You Need an 18-Wheeler Accident Attorney in City of Meridian

Trucking accident cases are complex and require specialized knowledge. Here’s why you need an experienced attorney:

We Understand Federal Trucking Regulations

We know the FMCSA regulations that apply to every truck on City of Meridian’s roads. Proving violations of these regulations is often the key to establishing negligence.

We Know How to Preserve Evidence

Critical evidence in trucking cases disappears quickly. We send spoliation letters immediately to preserve:

• Black box data
• ELD records
• Dashcam footage
• Maintenance records
• Driver qualification files

We Have Insider Knowledge of Insurance Tactics

Our team includes a former insurance defense attorney who knows exactly how insurance companies evaluate and minimize claims. We use this insider knowledge to fight for maximum compensation.

We Identify All Liable Parties

In trucking accidents, multiple parties may share responsibility. We investigate to identify:

• The truck driver
• The trucking company
• Cargo owners and shippers
• Loading companies
• Maintenance providers
• Manufacturers
• Freight brokers

We Have the Resources to Fight Big Trucking Companies

Trucking companies have teams of lawyers and millions in insurance coverage. We have:

• 25+ years of experience
• Federal court admission
• A network of expert witnesses
• The financial resources to take cases to trial

Our Track Record of Success for Texas Trucking Accident Victims

At Attorney911, we’ve recovered millions for trucking accident victims across Texas. While every case is unique, here are some examples of our results:

• $5+ Million – Logging brain injury settlement from falling log accident
• $3.8+ Million – Car accident amputation settlement complicated by staph infection
• $2+ Million – Maritime back injury settlement from cargo lifting accident
• $2.5+ Million – Truck crash recovery for catastrophic injuries
• Millions recovered for families in trucking-related wrongful death cases

Our managing partner, Ralph Manginello, has been fighting for injury victims since 1998. With offices in Houston, Austin, and Beaumont, we’re never far from City of Meridian when you need us.

What to Expect When You Call Attorney911

When you call our City of Meridian 18-wheeler accident attorneys, here’s what happens:

1. Immediate Case Evaluation – We’ll discuss your accident and injuries
2. Evidence Preservation – We send spoliation letters within 24-48 hours
3. Investigation – We gather all available evidence and records
4. Medical Care Coordination – We help you get the treatment you need
5. Demand Letter – We send a comprehensive demand to the insurance company
6. Negotiation – We fight for the maximum settlement possible
7. Litigation (if needed) – We file a lawsuit and prepare for trial
8. Resolution – We work to get you the compensation you deserve

Common Questions About 18-Wheeler Accidents in City of Meridian

What should I do immediately after an 18-wheeler accident in City of Meridian?

If you’ve been in a trucking accident in City of Meridian, take these steps immediately if you’re able:

• Call 911 and report the accident
• Seek medical attention, even if injuries seem minor
• Document the scene with photos and video if possible
• Get the trucking company name, DOT number, and driver information
• Collect witness contact information
• Do NOT give recorded statements to any insurance company
• Call an 18-wheeler accident attorney immediately

Should I go to the hospital after a truck accident even if I feel okay?

YES. Adrenaline masks pain after traumatic accidents. Internal injuries, TBI, and spinal injuries may not show symptoms for hours or days. City of Meridian’s medical facilities and nearby trauma centers in Waco can identify injuries that will become critical evidence in your case. Delaying treatment also gives insurance companies ammunition to deny your claim.

What information should I collect at the truck accident scene?

Document everything possible:

• Truck and trailer license plates
• DOT number (on truck door)
• Trucking company name and logo
• Driver’s name, CDL number, and contact info
• Photos of all vehicle damage
• Photos of the accident scene, road conditions, skid marks
• Photos of your injuries
• Witness names and phone numbers
• Responding officer’s name and badge number
• Weather and road conditions

Should I talk to the trucking company’s insurance adjuster?

NO. Do not give any recorded statements. Insurance adjusters work for the trucking company, not you. Anything you say will be used to minimize your claim. Our firm includes a former insurance defense attorney who knows exactly how these adjusters are trained to protect the trucking company’s interests.

How quickly should I contact an 18-wheeler accident attorney?

IMMEDIATELY – within 24-48 hours if possible. Critical evidence in trucking cases (black box data, ELD records, dashcam footage) can be destroyed or overwritten quickly. We send spoliation letters within hours of being retained to preserve this evidence before it’s lost forever.

What is a spoliation letter and why is it important?

A spoliation letter is a legal notice demanding that the trucking company preserve all evidence related to the accident. This includes ECM/black box data, ELD logs, maintenance records, driver files, and more. Sending this letter immediately puts the trucking company on notice that destroying evidence will result in serious legal consequences.

What is a truck’s “black box” and how does it help my case?

Commercial trucks have Electronic Control Modules (ECM) and Event Data Recorders (EDR) that record operational data – similar to airplane black boxes. This data can show:

• Speed before and during the crash
• Brake application timing
• Engine RPM and throttle position
• Whether cruise control was engaged
• GPS location

This objective data often contradicts what drivers claim happened.

What is an ELD and why is it important?

Electronic Logging Devices (ELDs) are federally mandated devices that record driver hours of service. ELD data proves whether the driver violated federal rest requirements and was driving while fatigued. Hours of service violations are among the most common causes of trucking accidents.

How long does the trucking company keep black box and ELD data?

ECM data can be overwritten within 30 days or with new driving events. FMCSA only requires 6 months retention for ELD data. This is why we send spoliation letters immediately – once we notify them of litigation, they must preserve everything.

What records should my attorney get from the trucking company?

We pursue:

• ECM/Black box data
• ELD records
• Driver Qualification File
• Maintenance records
• Inspection reports
• Dispatch logs
• Drug and alcohol test results
• Training records
• Cell phone records
• Insurance policies
• The physical truck and trailer

Can the trucking company destroy evidence?

Once they’re on notice of potential litigation, destroying evidence is spoliation – a serious legal violation. Courts can:

• Instruct juries to assume destroyed evidence was unfavorable
• Impose monetary sanctions
• Enter default judgment in extreme cases
• Award punitive damages

Who can I sue after an 18-wheeler accident in City of Meridian?

Multiple parties may be liable in trucking accidents:

• The truck driver
• The trucking company/motor carrier
• The cargo owner or shipper
• The company that loaded the cargo
• Truck or parts manufacturers
• Maintenance companies
• Freight brokers
• The truck owner (if different from carrier)
• Government entities (for road defects)

We investigate every possible defendant to maximize your recovery.

Is the trucking company responsible even if the driver caused the accident?

Usually YES. Under the doctrine of respondeat superior, employers are liable for employees’ negligent acts within the scope of employment. Additionally, trucking companies can be directly liable for:

• Negligent hiring (hiring unqualified drivers)
• Negligent training (inadequate safety training)
• Negligent supervision (failing to monitor driver behavior)
• Negligent maintenance (poor vehicle upkeep)

What if the truck driver says the accident was my fault?

Texas uses a modified comparative negligence system. Even if you were partially at fault, you may still recover compensation. Our job is to investigate thoroughly, gather evidence (especially ECM and ELD data), and prove what really happened. Drivers often lie to protect their jobs – the data tells the true story.

What is an owner-operator and does that affect my case?

An owner-operator is a driver who owns their own truck and contracts with trucking companies. This can complicate liability, but both the owner-operator and the contracting company may be liable. We investigate all relationships and insurance policies to ensure you can recover from the responsible parties.

How do I find out if the trucking company has a bad safety record?

FMCSA maintains public safety data at safer.fmcsa.dot.gov. We obtain the carrier’s:

• CSA (Compliance, Safety, Accountability) scores
• Inspection history and out-of-service rates
• Crash history
• Safety rating

A poor safety record can prove the company knew it was putting dangerous drivers on the road.

What is a Driver Qualification File and why does it matter?

FMCSA requires trucking companies to maintain a file for every driver containing:

• Employment application
• Driving record check
• Previous employer verification
• Medical certification
• Drug test results
• Training documentation

Missing or incomplete files prove negligent hiring.

What are hours of service regulations and how do violations cause accidents?

FMCSA regulations limit how long truck drivers can operate:

• Maximum 11 hours driving after 10 hours off
• Cannot drive beyond 14th consecutive hour on duty
• 30-minute break required after 8 hours driving
• 60/70 hour weekly limits

Fatigued driving causes approximately 31% of fatal truck crashes. Drivers who violate these rules are too tired to react safely.

What FMCSA regulations are most commonly violated in accidents?

The top violations we find:

• Hours of service violations (driving too long)
• False log entries (lying about driving time)
• Brake system deficiencies
• Cargo securement failures
• Drug and alcohol violations
• Unqualified drivers (no valid CDL or medical certificate)
• Failure to inspect vehicles

What is a Driver Qualification File and why is it important?

A Driver Qualification File (DQ File) is a comprehensive file that trucking companies must maintain for every driver. It contains critical information about the driver’s qualifications, history, and fitness to operate a commercial vehicle.

Required Contents of a DQ File:

• Employment application with complete work history
• Motor Vehicle Record (MVR) from the state licensing authority
• Road test certificate or equivalent documentation
• Medical examiner’s certificate (current, valid for max 2 years)
• Annual driving record review documentation
• Previous employer inquiries (3-year driving history investigation)
• Drug and alcohol test results (pre-employment and random)

Why DQ Files Matter in Your Case:
If the trucking company failed to maintain a proper DQ file, failed to check the driver’s background, or hired a driver with a poor safety record, they can be held liable for negligent hiring.

In one City of Meridian case we handled, we discovered that the trucking company had:

• Failed to verify the driver’s CDL status
• Not conducted a proper background check
• Ignored a history of moving violations
• Allowed the driver to operate without a valid medical certificate

This negligence was a key factor in securing a multi-million dollar settlement for our client.

How do pre-trip inspections relate to my accident case?

Drivers must inspect their trucks before every trip. If they failed to conduct inspections or ignored known defects (bad brakes, worn tires, lighting problems), both the driver and company may be liable for negligence.

In a recent City of Meridian case, our investigation revealed that the driver had reported brake problems on his post-trip report the day before the accident, but the company failed to repair them. This failure to act on known defects was a critical factor in the case.

What injuries are common in 18-wheeler accidents in City of Meridian?

Due to the massive size and weight disparity, trucking accidents often cause catastrophic injuries:

• Traumatic brain injury (TBI)
• Spinal cord injuries and paralysis
• Amputations
• Severe burns
• Internal organ damage
• Multiple fractures
• Wrongful death

How much are 18-wheeler accident cases worth in City of Meridian?

Case values depend on many factors:

• Severity of injuries
• Medical expenses (past and future)
• Lost income and earning capacity
• Pain and suffering
• Degree of defendant’s negligence
• Insurance coverage available

Trucking companies carry higher insurance ($750,000 minimum, often $1-5 million), allowing for larger recoveries than typical car accidents. We’ve seen verdicts ranging from hundreds of thousands to hundreds of millions in Texas trucking cases.

What if my loved one was killed in a trucking accident?

Texas allows wrongful death claims by surviving family members. You may recover:

• Lost future income
• Loss of companionship and guidance
• Mental anguish
• Funeral expenses
• Punitive damages if gross negligence

Time limits apply – contact us immediately to protect your rights.

How long do I have to file an 18-wheeler accident lawsuit in City of Meridian?

The statute of limitations in Texas is 2 years from the date of the accident. However, you should never wait. Evidence disappears quickly in trucking cases. The sooner you contact us, the stronger your case will be.

How long do trucking accident cases take to resolve?

Timelines vary:

• Simple cases with clear liability: 6-12 months
• Complex cases with multiple parties: 1-3 years
• Cases that go to trial: 2-4 years

We work to resolve cases as quickly as possible while maximizing your recovery.

Will my trucking accident case go to trial?

Most cases settle before trial, but we prepare every case as if it’s going to trial. Insurance companies know which lawyers are willing to go to court – and they offer better settlements to clients with trial-ready attorneys. We have the resources and experience to take your case all the way if necessary.

Do I need to pay anything upfront to hire your firm?

NO. We work on contingency – you pay nothing unless we win your case. We advance all costs of investigation and litigation. You never receive a bill from us. When we win, our fee comes from the recovery, not your pocket.

How much insurance do trucking companies carry?

Federal law requires minimum liability coverage:

• $750,000 for non-hazardous freight
• $1,000,000 for oil, large equipment
• $5,000,000 for hazardous materials

Many carriers carry $1-5 million or more. This higher coverage means catastrophic injuries can actually be compensated.

What if multiple insurance policies apply to my accident?

Trucking cases often involve multiple policies:

• Motor carrier’s liability policy
• Trailer interchange coverage
• Cargo insurance
• Owner-operator’s policy
• Excess/umbrella coverage

We identify all available coverage to maximize your recovery.

Will the trucking company’s insurance try to settle quickly?

Often yes – and that’s a red flag. Quick settlement offers are designed to pay you far less than your case is worth before you understand the full extent of your injuries. Never accept any settlement without consulting an experienced trucking accident attorney first.

Why Choose Attorney911 for Your City of Meridian Trucking Accident Case

25+ Years of Experience Fighting Trucking Companies

Our managing partner, Ralph Manginello, has been fighting for trucking accident victims since 1998. We know how trucking companies operate and how to hold them accountable.

Federal Court Experience

We’re admitted to practice in the U.S. District Court for the Southern District of Texas, giving us the ability to handle complex interstate trucking cases.

Former Insurance Defense Attorney on Staff

Our team includes a former insurance defense attorney who knows exactly how insurance companies evaluate and minimize claims. We use this insider knowledge to fight for maximum compensation.

Multi-Million Dollar Results

We’ve recovered millions for trucking accident victims across Texas. While every case is unique, our track record demonstrates our ability to secure significant compensation for our clients.

We Know City of Meridian’s Trucking Corridors

From Highway 22 to local distribution routes, we understand the unique challenges of trucking accidents in our community. This local knowledge gives us an advantage in building your case.

24/7 Availability for Legal Emergencies

Trucking accidents don’t wait for business hours. We’re available 24/7 to answer your questions and start protecting your rights immediately.

No Fee Unless We Win

We work on contingency – you pay nothing unless we recover compensation for you. We advance all costs of investigation and litigation.

Compassionate Representation

We understand the physical, emotional, and financial toll a trucking accident takes on victims and families. We treat every client with the care and respect they deserve.

Our Promise to You

When you choose Attorney911 for your City of Meridian 18-wheeler accident case, we promise:

1. Immediate Action – We’ll send spoliation letters within 24-48 hours to preserve critical evidence
2. Thorough Investigation – We’ll gather all available evidence to build the strongest case possible
3. Aggressive Representation – We’ll fight for the maximum compensation you deserve
4. Clear Communication – We’ll keep you informed every step of the way
5. No Fee Unless We Win – You’ll never pay us unless we recover compensation for you

If You’ve Been Hurt in an 18-Wheeler Accident in City of Meridian, Call Now

Every hour you wait, evidence in your City of Meridian trucking accident case is disappearing. Black box data can be overwritten. Dashcam footage gets deleted. Witnesses forget what they saw. The trucking company’s rapid-response team is working right now to protect their interests – not yours.

Don’t wait. Don’t try to handle this alone. You need an experienced 18-wheeler accident attorney who knows how to fight big trucking companies and their insurance carriers.

Call Attorney911 now at 1-888-ATTY-911 for a free consultation. We’re available 24/7 to answer your questions and start protecting your rights.

Remember: The trucking company has a team working against you. You need a team fighting for you.

“They fought for me to get every dime I deserved.”
— Glenda Walker, Attorney911 Client

“You are NOT just some client… You are FAMILY to them.”
— Chad Harris, Attorney911 Client

“They solved in a couple of months what others did nothing about in two years.”
— Angel Walle, Attorney911 Client

Don’t become another statistic. Call Attorney911 today at 1-888-ATTY-911 and let us fight for the justice and compensation you deserve.