Motor Vehicle Accidents in Terrell Hills, Texas: Your Guide to Legal Recovery

If you’ve been injured in a motor vehicle accident in Terrell Hills, Texas, you’re not alone. Every year, thousands of Texans face the physical, emotional, and financial aftermath of car crashes, truck collisions, and other traffic incidents. At Attorney911, we understand the unique challenges faced by accident victims in Bexar County and throughout Texas. With over 25 years of experience fighting for accident victims, our team—led by Ralph Manginello and former insurance defense attorney Lupe Peña—has recovered millions for clients just like you.

The Reality of Motor Vehicle Accidents in Texas

Texas sees more motor vehicle accidents than almost any other state. In 2024 alone, there were 251,977 people injured in Texas motor vehicle crashes—that’s one injury every 2 minutes and 5 seconds. In Bexar County, where Terrell Hills is located, the numbers are equally concerning. With major highways like I-10, I-35, and Loop 410 running through the region, the risk of accidents—especially those involving trucks, distracted drivers, and drunk drivers—is significant.

At Attorney911, we’ve seen firsthand how these accidents disrupt lives. Whether you were rear-ended on Loop 410, sideswiped by a distracted driver on Broadway, or involved in a multi-vehicle pileup on I-10, the consequences can be devastating. That’s why we’re here to help you navigate the legal process, hold negligent parties accountable, and secure the compensation you deserve.

Why Terrell Hills Accident Victims Choose Attorney911

1. Insurance Defense Insider Knowledge

Lupe Peña, our associate attorney, spent years working for a national insurance defense firm. He knows exactly how insurance companies evaluate claims, deploy tactics to minimize payouts, and use software like Colossus to undervalue injuries. Now, he uses that insider knowledge to fight for victims—not against them.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”
— Lupe Peña, Associate Attorney at Attorney911

2. Proven Multi-Million Dollar Results

Our firm has recovered millions for accident victims across Texas. Some of our notable results include:

• A multi-million dollar settlement for a client who suffered a brain injury with vision loss after a log dropped on him at a logging company.
• A multi-million dollar settlement for a client whose leg was injured in a car accident, leading to a partial amputation due to complications during treatment.
• Millions recovered for families in trucking-related wrongful death cases.

These results aren’t just numbers—they represent real people whose lives were forever changed by accidents. We fight tirelessly to ensure our clients receive the compensation they need to rebuild their lives.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, which includes Bexar County. This federal court admission is critical for handling complex cases, such as those involving:

• Trucking accidents governed by federal regulations (FMCSA).
• Product liability claims against vehicle manufacturers.
• Cases with out-of-state defendants or multiple liable parties.

Our firm was also one of the few in Texas involved in the BP explosion litigation, demonstrating our ability to take on billion-dollar corporations and secure justice for victims.

4. Personalized Attention

At Attorney911, you’re not just another case. You’re part of our family. Our clients consistently praise our communication, compassion, and dedication. As client Chad Harris shared:

“You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.”

We ensure you work directly with Ralph or Lupe—not just paralegals or case managers. This personal touch sets us apart from high-volume firms where clients often feel like just another number.

5. No Fee Unless We Win

We understand that the financial burden of an accident can be overwhelming. That’s why we work on a contingency fee basis—you pay nothing unless we win your case. There are no upfront costs, and our free consultation ensures you have nothing to lose by reaching out.

Common Types of Motor Vehicle Accidents in Terrell Hills

Terrell Hills and the surrounding Bexar County area see a variety of motor vehicle accidents, each with its own legal challenges. Below, we break down the most common types of accidents we handle and how we can help.

1. Car Accidents

Car accidents are the most common type of motor vehicle accident in Texas, and Terrell Hills is no exception. With busy roads like Loop 410, Broadway, and Austin Highway, the risk of collisions is ever-present.

Statistics and Causes

• In 2024, there were 251,977 people injured in Texas car crashes.
• Common causes include distracted driving, speeding, failure to yield, and drunk driving.
• Rear-end collisions, T-bone accidents, and head-on crashes are among the most frequent types of car accidents.

Common Injuries

Car accidents can result in a wide range of injuries, from minor to life-altering:

• Whiplash and soft tissue injuries
• Herniated discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Internal organ damage

How Attorney911 Can Help

Insurance companies often try to minimize car accident claims, especially for soft tissue injuries like whiplash. They may argue that your injuries aren’t severe or that you share fault for the accident. At Attorney911, we know how to counter these tactics. As former insurance defense attorney Lupe Peña explains:

“Insurance adjusters are trained to seem friendly while gathering evidence to deny your claim. They’ll ask leading questions like, ‘You’re feeling better now, right?’ or ‘It wasn’t that bad of an impact, was it?’ Everything you say is recorded and will be used against you.”

We ensure you don’t fall into these traps. Our team gathers evidence, documents your injuries, and fights for the full compensation you deserve.

Case Result

In a recent case, our client’s leg was injured in a car accident. During treatment, staff infections developed, leading to a partial amputation. The insurance company initially offered just $50,000, claiming the amputation was a “medical complication” unrelated to the accident. We hired medical experts to prove the amputation was a direct result of the accident, and the case settled in the millions.

Client Testimonial

“I was rear-ended and the team got right to work… I also got a very nice settlement.”
— MONGO SLADE

2. 18-Wheeler and Trucking Accidents

Trucking accidents are among the most devastating types of motor vehicle accidents. Due to the size and weight of commercial trucks—often 80,000 pounds compared to the average car’s 4,000 pounds—these accidents frequently result in catastrophic injuries or fatalities.

Statistics and Causes

• In 2024, Texas saw 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries.
• Texas accounts for 11% of all fatal truck crashes in the U.S.
• Common causes include driver fatigue, distracted driving, improper loading, and mechanical failures.

Federal Regulations

Trucking accidents are governed by strict federal regulations set by the Federal Motor Carrier Safety Administration (FMCSA). These include:

• Hours of Service (HOS) Rules: Truck drivers are limited to 11 hours of driving after 10 consecutive hours off-duty and cannot drive beyond the 14th consecutive hour on duty.
• Electronic Logging Devices (ELDs): Mandatory since 2017, ELDs record driving hours, vehicle movement, and location data.
• Drug and Alcohol Testing: Pre-employment, random, post-accident, and reasonable suspicion testing are required.

Violations of these regulations can establish negligence per se, making it easier to prove liability.

Liable Parties

Unlike car accidents, trucking accidents often involve multiple liable parties, including:

• The truck driver
• The trucking company
• The cargo loader
• The vehicle manufacturer
• The maintenance company

This means more insurance policies are available to compensate victims, increasing the potential recovery.

How Attorney911 Can Help

Trucking companies and their insurers are aggressive in defending these cases. They often deploy tactics like:

• Blaming the victim for the accident.
• Claiming the driver was an independent contractor (to avoid liability).
• Destroying or altering ELD data.

Our firm knows how to counter these tactics. We send preservation letters to secure evidence, hire accident reconstruction experts, and use Lupe’s insider knowledge to maximize your recovery.

Case Result

At Attorney911, we’ve helped numerous families recover millions in trucking-related wrongful death cases. Our federal court experience and deep understanding of FMCSA regulations give us the edge in these complex cases.

Nuclear Verdicts

Recent Texas trucking verdicts demonstrate the potential value of these cases:

• 2024: $37.5 million verdict in an Oncor Electric trucking case.
• 2024: $44.1 million verdict in the New Prime I-35 pileup case (6 deaths).
• 2023: $730 million verdict in a Landstar trucking case.

These verdicts show that juries are willing to hold trucking companies accountable for negligence.

3. Drunk Driving Accidents

Drunk driving is a leading cause of motor vehicle accidents in Texas. In 2024, 1,053 people were killed in alcohol-impaired driving crashes, accounting for 25.37% of all traffic fatalities in the state.

Dram Shop Liability

Texas has a dram shop law (TABC § 2.02) that holds bars, restaurants, and other establishments liable if they serve alcohol to an obviously intoxicated person who later causes an accident. Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior

This means you can sue not only the drunk driver but also the establishment that over-served them.

Punitive Damages

Drunk driving accidents often qualify for punitive damages, which are designed to punish the defendant for gross negligence. In Texas, punitive damages are capped at the greater of:

• $200,000, or
• 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic damages).

How Attorney911 Can Help

Our firm has extensive experience handling drunk driving cases, including those involving dram shop liability. Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), which gives us unique insight into both the criminal and civil aspects of these cases.

We’ve also successfully defended clients in DWI cases, giving us a deep understanding of how prosecutors and insurance companies approach these claims. For example:

• In one case, we got a DWI charge dismissed because the breathalyzer machine was improperly maintained.
• In another, we proved the client wasn’t drunk based on video evidence.

This experience allows us to build stronger cases for victims of drunk driving accidents.

Case Example

In a recent case, our client was struck by a drunk driver who had been over-served at a local bar. We proved the bar knew the driver was intoxicated but continued to serve him. The case settled for a multi-million dollar amount, holding both the driver and the bar accountable.

4. Motorcycle Accidents

Motorcycle accidents are particularly dangerous due to the lack of protection for riders. In 2024, 585 motorcyclists were killed in Texas, and 37% of those killed were not wearing helmets.

Texas Helmet Law

• Riders under 21 must wear a helmet.
• Riders 21 and older can ride without a helmet if they have completed a safety course or have $10,000 in medical insurance.

Common Causes

• Failure to yield right of way (most common cause)
• Driver inattention or distraction
• Unsafe lane changes
• Left-turn accidents
• Speeding

Comparative Negligence

Insurance companies often try to blame motorcyclists for accidents, even when the other driver is at fault. Texas follows the 51% bar rule, which means:

• If you are 50% or less at fault, you can recover damages (reduced by your percentage of fault).
• If you are 51% or more at fault, you recover nothing.

Lupe Peña’s experience as a former insurance defense attorney gives us an advantage in countering these arguments.

How Attorney911 Can Help

We understand the biases against motorcyclists and know how to build a strong case to prove the other driver’s negligence. We work with accident reconstruction experts, gather witness statements, and use medical evidence to demonstrate the severity of your injuries.

5. Pedestrian Accidents

Pedestrian accidents are on the rise in Texas, with 768 pedestrians killed in 2024. In Bexar County, pedestrian fatalities are a growing concern, especially in urban areas like Terrell Hills.

Legal Rights of Pedestrians

Under Texas law, pedestrians always have the right of way at intersections, even at unmarked crosswalks. This is a critical point many drivers—and insurance companies—don’t understand.

Common Injuries

Pedestrian accidents often result in severe injuries, including:

• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Broken pelvis and legs
• Internal organ damage
• Fatalities

How Attorney911 Can Help

Insurance companies often try to blame pedestrians for accidents, arguing they were “jaywalking” or not paying attention. We know how to counter these arguments and prove the driver’s negligence.

6. Rideshare Accidents (Uber/Lyft)

Rideshare accidents are becoming increasingly common in Terrell Hills and the greater San Antonio area. With Uber and Lyft operating extensively in Bexar County, accidents involving rideshare vehicles present unique legal challenges.

Rideshare Insurance Phases

Rideshare insurance coverage varies depending on the driver’s status at the time of the accident:

Phase	Driver Status	Coverage Available
0 – Offline	App off, personal use	Personal insurance only ($30k/$60k/$25k minimum in Texas)
1 – Waiting	App on, no ride request	Contingent coverage: $50k/$100k/$25k
2 – Accepted	Ride accepted, en route to pickup	Full commercial: $1,000,000 liability
3 – Transporting	Passenger in vehicle	Full commercial: $1,000,000 liability

Who Can Be Injured?

• 21% of victims are riders.
• 21% of victims are rideshare drivers.
• 58% of victims are third parties (other drivers, pedestrians, or passengers in other vehicles).

How Attorney911 Can Help

Rideshare accidents are complex because multiple insurance policies may apply. Lupe Peña’s experience with insurance companies allows us to navigate this maze and maximize your recovery.

7. Hit and Run Accidents

Hit and run accidents are a growing problem in Texas. In 2024, there was one hit and run accident every 43 seconds in the U.S. If you’re the victim of a hit and run in Terrell Hills, you may still be able to recover compensation through your Uninsured/Underinsured Motorist (UM/UIM) coverage.

Texas Penalties for Hit and Run

Hit and run is a serious crime in Texas, with penalties ranging from misdemeanors to felonies depending on the severity of the accident:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years in prison, up to $10,000 fine
Serious Bodily Injury	3rd Degree Felony	2-10 years in prison, up to $10,000 fine
Minor Injury	State Jail Felony	Up to 2 years in jail, up to $10,000 fine
Property Damage ≥$200	Class B Misdemeanor	Up to 180 days in jail, up to $2,000 fine

How Attorney911 Can Help

We help hit and run victims by:

• Filing a claim with your UM/UIM coverage.
• Sending preservation letters to businesses near the accident scene to secure surveillance footage before it’s deleted.
• Investigating the accident to identify the at-fault driver.

8. Tesla and Autonomous Vehicle Accidents

As Tesla and other autonomous vehicles become more common in Terrell Hills and San Antonio, accidents involving these vehicles are on the rise. Tesla’s Autopilot and Full Self-Driving (FSD) systems have been involved in multiple high-profile crashes, raising questions about liability.

Notable Tesla Crashes

• May 2016: Joshua Brown was killed when his Tesla failed to detect a white 18-wheeler crossing its path.
• March 2018: Apple engineer Walter Huang was killed in a Tesla crash; the case settled in April 2024.
• August 2025: A $240 million jury verdict was awarded against Tesla in a fatal Autopilot crash.

Liability Arguments

Tesla has faced criticism for:

• Marketing Autopilot as safer than human drivers.
• Fostering driver overconfidence.
• Failing to fix known defects (e.g., inability to detect emergency vehicles).
• Using over-the-air software updates instead of comprehensive recalls.

How Attorney911 Can Help

Our firm has experience handling complex product liability cases, including those involving autonomous vehicles. Ralph Manginello’s federal court admission and involvement in the BP explosion litigation demonstrate our ability to take on billion-dollar corporations.

9. Work Zone Accidents

Work zone accidents are a serious issue in Texas, with nearly 28,000 crashes occurring in work zones in 2024. These accidents resulted in 215 deaths, a 12% increase from the previous year.

Real-Life Example

Katrina Bond, a college student, slowed for work zone traffic on I-35 near Fort Worth. A driver of a heavy pickup truck—who admitted to receiving a text message—rear-ended her, pushing her car into the path of another truck. The accident was fatal.

How Attorney911 Can Help

Work zone accidents often involve multiple liable parties, including:

• The at-fault driver
• The construction company (for unsafe work zone practices)
• Government entities (for poor signage or road design)

We investigate these cases thoroughly to identify all liable parties and maximize your recovery.

What to Do After an Accident in Terrell Hills

If you’ve been involved in an accident in Terrell Hills, taking the right steps immediately can protect your health and your legal rights.

Within the First 48 Hours

Hour 1-6: Immediate Actions

1. Safety First: If you can move safely, get to a secure location away from traffic.
2. Call 911: Report the accident and request medical assistance if anyone is injured.
3. Seek Medical Attention: Even if you feel fine, adrenaline can mask injuries. Many serious injuries, like traumatic brain injuries (TBI) or internal bleeding, don’t show symptoms immediately.
4. Document Everything:
   • Take photos of all vehicle damage (from every angle).
   • Photograph the accident scene, road conditions, and traffic signals.
   • Take photos of visible injuries.
   • Screenshot any messages visible on your phone (do NOT delete anything).
5. Exchange Information:
   • Other driver’s name, phone number, address, and insurance information.
   • Driver’s license number and license plate number.
   • Vehicle make, model, and color.
6. Gather Witness Information:
   • Get names and phone numbers of any witnesses.
   • Ask if they saw what happened.
   • Record their statements if possible.
7. Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company.

Hour 6-24: Evidence Preservation

1. Preserve Digital Evidence:
   • Do NOT delete anything from your phone.
   • Screenshot everything relevant.
   • Email copies to yourself for backup.
2. Secure Physical Evidence:
   • Keep damaged clothing, glasses, or personal items.
   • Save receipts for any expenses (towing, rental car, medications).
   • Do NOT repair your vehicle yet—preserve the damage.
3. Medical Records:
   • Request copies of all ER/hospital records.
   • Keep all discharge paperwork.
   • Follow up with your primary care physician within 24-48 hours.
4. Insurance Communications:
   • Note any calls from insurance companies.
   • Do NOT give recorded statements.
   • Do NOT sign anything.
   • Do NOT accept any settlement offers.
   • Say: “I need to speak with my attorney first.”
5. Social Media:
   • Make ALL profiles private immediately.
   • Do NOT post about the accident.
   • Do NOT post photos of injuries or activities.
   • Tell friends and family not to tag you in posts.

Hour 24-48: Strategic Decisions

1. Legal Consultation:
   • Speak with an experienced motor vehicle accident attorney.
   • Call Attorney911: 1-888-ATTY-911 for a free consultation.
   • Have your documentation ready.
2. Insurance Response:
   • If insurance contacts you, refer them to your attorney.
   • Say: “My attorney will be in touch with you.”
   • Provide only basic information: name, date of accident, and that you were involved.
3. Settlement Offers:
   • Do NOT accept or sign anything without lawyer review.
   • Early offers are ALWAYS lowball offers.
   • You don’t know the extent of your injuries yet.
4. Evidence Backup:
   • Upload all screenshots and photos to cloud storage.
   • Email copies to yourself and a family member.
   • Create a written timeline of events while your memory is fresh.

Week One Priorities

1. Medical Follow-Up:
   • Continue documenting all injuries.
   • See specialists if recommended.
   • Follow ALL doctor recommendations (insurance companies watch for gaps in treatment).
   • Get written work restrictions if needed.
2. Investigation Begins:
   • Attorney obtains police report.
   • Preservation letters are sent to all parties.
   • Surveillance footage is secured before deletion.
   • Witness statements are recorded.
3. Communication:
   • Attorney handles ALL insurance communication.
   • You focus on recovery.
   • Document any pressure from insurance or other parties.

Why Evidence Disappears Fast

Evidence doesn’t last forever. Here’s why you need to act quickly:

Timeframe	What Disappears	Why It Matters
Day 1-7	Witness memories	Memories fade quickly, and details become uncertain.
Day 7-30	Surveillance footage	Gas stations delete footage in 7-14 days; retail stores in 30 days.
Month 1-2	Insurance builds case	Adjusters solidify their defense position against you.
Month 2-6	ELD/black box data	Trucking data can be overwritten in 30-180 days.
Month 6-12	Witnesses move	Witnesses graduate, move away, or become unreachable.
Month 12-24	Statute of limitations	Approaching the 2-year deadline creates pressure to settle.

Every day you wait, evidence disappears. Call Attorney911 NOW: 1-888-ATTY-911

Texas Motor Vehicle Law: What You Need to Know

1. Statute of Limitations

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit (Texas Civil Practice & Remedies Code § 16.003). For wrongful death claims, the 2-year clock starts from the date of death.

Exceptions:

• Discovery Rule: The statute of limitations may start later if the injury or its cause wasn’t immediately discoverable.
• Minors: The clock is tolled until the victim turns 18.
• Government Claims: You must file a notice within 6 months for claims against government entities.

Miss the deadline, and your case is barred forever.

2. Comparative Negligence (51% Bar Rule)

Texas follows a modified comparative negligence system. This means:

• If you are 50% or less at fault, you can recover damages, but your recovery is reduced by your percentage of fault.
• If you are 51% or more at fault, you recover nothing.

Example:

• If you are 25% at fault in a $100,000 case, you recover $75,000.
• If you are 51% at fault, you recover $0.

Insurance companies always try to assign you maximum fault. Lupe Peña’s experience as a former insurance defense attorney helps us counter these arguments.

3. Texas Minimum Auto Insurance Requirements

Texas requires all drivers to carry minimum liability insurance:

• $30,000 for bodily injury per person.
• $60,000 for bodily injury per accident.
• $25,000 for property damage per accident.

However, 15.4% of Texas drivers are uninsured. This is why Uninsured/Underinsured Motorist (UM/UIM) coverage is critical. UM/UIM coverage pays for your injuries if the at-fault driver has no insurance or insufficient coverage.

4. Dram Shop Liability

Under Texas Alcoholic Beverage Code § 2.02, bars, restaurants, and other establishments can be held liable if they serve alcohol to an obviously intoxicated person who later causes an accident. Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior

5. Punitive Damages

Punitive damages are available in cases involving gross negligence, fraud, or malice. Drunk driving accidents often qualify. In Texas, punitive damages are capped at the greater of:

• $200,000, or
• 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic damages).

How Attorney911 Proves Liability

To win your case, we must prove the four elements of negligence:

1. Duty of Care: The at-fault party had a legal obligation to act reasonably (e.g., drivers must obey traffic laws).
2. Breach of Duty: The at-fault party violated that duty (e.g., speeding, running a red light).
3. Causation: The breach directly caused your injuries.
4. Damages: You suffered actual harm (medical bills, lost wages, pain and suffering).

Types of Evidence We Use

1. Physical Evidence:
   • Photos of vehicle damage, skid marks, and road conditions.
   • Damaged personal property (clothing, glasses, phone).
2. Documentary Evidence:
   • Police accident report.
   • 911 call recordings.
   • Traffic camera and surveillance footage.
   • Medical records and bills.
   • Employment records (for lost wages).
3. Electronic Evidence:
   • ELD (Electronic Logging Device) data from trucks.
   • Vehicle black box/EDR (Event Data Recorder) data.
   • GPS/telematics data.
   • Dashcam footage.
4. Testimonial Evidence:
   • Witness statements.
   • Expert witness testimony (accident reconstruction, medical experts).

Expert Witnesses

We work with a network of expert witnesses to strengthen your case, including:

• Accident Reconstructionists: Determine how the crash occurred and who was at fault.
• Medical Experts: Explain the extent of your injuries and future treatment needs.
• Life Care Planners: Calculate the lifetime cost of care for catastrophic injuries.
• Vocational Experts: Assess lost earning capacity if you can’t return to work.
• Economists: Calculate the present value of future losses.

Damages You Can Recover

In Texas, accident victims can recover several types of damages:

1. Economic Damages (No Cap)

• Medical Expenses (Past and Future): ER visits, hospital stays, surgeries, physical therapy, medications, and medical equipment.
• Lost Wages (Past and Future): Income lost due to time off work and reduced earning capacity if you can’t return to your job.
• Property Damage: Repair or replacement of your vehicle and other personal property.
• Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, and household help.

2. Non-Economic Damages (No Cap Except Medical Malpractice)

• Pain and Suffering: Physical pain from your injuries.
• Mental Anguish: Emotional distress, anxiety, depression, and PTSD.
• Physical Impairment: Loss of physical function or disability.
• Disfigurement: Scarring or permanent visible injuries.
• Loss of Consortium: Impact on your marriage or family relationships.
• Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed.

3. Punitive Damages (Capped)

• Available for gross negligence, fraud, or malice (e.g., drunk driving).
• Capped at the greater of $200,000 or 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic damages).

How Insurance Companies Try to Screw You

Insurance companies are not on your side. Their goal is to pay you as little as possible, and they have a playbook of tactics to achieve this. Lupe Peña, our former insurance defense attorney, knows these tactics inside and out—and how to beat them.

Tactic #1: Quick Contact and Recorded Statement

What They Do:
Within hours or days of your accident, an insurance adjuster will contact you. They’ll sound friendly and helpful, saying things like:

• “We just want to help you.”
• “We need your side of the story to process your claim.”
• “This is routine—everyone does this.”
• “It’ll only take a few minutes.”

What They’re Really Doing:
They’re building a case against you. They’ll ask leading questions designed to get you to say things that minimize your injuries or imply you were at fault. For example:

• “You’re feeling better now, right?” (They want you to say you’re improving.)
• “It wasn’t that bad of an impact, was it?” (They want to minimize the collision severity.)
• “Were you distracted at all?” (They want you to admit distraction.)

Everything you say is recorded, transcribed, and used against you.

How Attorney911 Counters:

• Do NOT give a recorded statement without an attorney.
• Once you hire us, we handle all communication with the insurance company.
• We prepare you thoroughly if a statement becomes necessary.
• Lupe knows their questions because he asked them for years—now he helps you avoid the traps.

Tactic #2: Quick Settlement Offer

What They Do:
Within days or weeks of your accident, the insurance company will offer you a quick settlement, often for a few thousand dollars. They’ll create artificial urgency, saying things like:

• “This offer expires in 48 hours.”
• “I can only get approval for this amount right now.”
• “Take it or leave it.”

The Trap:
You don’t know the full extent of your injuries yet. Many serious injuries—like traumatic brain injuries (TBI) or herniated discs—don’t show symptoms immediately. If you accept a quick settlement and later discover you need surgery, you’re stuck with the settlement and can’t get more money.

Example:

• Day 3: Insurance offers $3,500 “final settlement.”
• Week 6: MRI shows a herniated disc requiring surgery (cost: $100,000).
• Result: You’re on the hook for the $100,000 because you signed a release.

How Attorney911 Counters:

• Never settle before reaching Maximum Medical Improvement (MMI)—the point where you’ve recovered as much as possible.
• We know these offers are always lowball—often just 10-20% of the true value of your case.
• Lupe calculated these lowball offers for years—he knows how to counter them.

Tactic #3: “Independent” Medical Exam (IME)

What They Call It:
“Independent Medical Examination” (IME).

What It Really Is:
An insurance-hired doctor whose job is to minimize your injuries.

How They Choose IME Doctors:
Insurance companies select doctors based on:

• Who gives insurance-favorable reports (not who’s most qualified).
• Who consistently finds “no injury” or “pre-existing condition.”
• Who is paid thousands of dollars per exam by insurance companies.

What Happens at the IME:

• A 10-15 minute “examination” (vs. your treating doctor’s thorough evaluation).
• The doctor rarely reviews your complete medical records beforehand.
• They ask questions designed to elicit responses like “I’m feeling better.”
• They look for any reason to minimize your injuries.

Common IME Doctor Findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes.”	Everyone over 40 has some arthritis—used to deny claims.
“Injuries consistent with minor trauma.”	Minimizes your pain and suffering.
“Patient can return to full-duty work.”	Eliminates lost wage claims.
“Treatment has been excessive.”	Attacks your treating doctors.
“Subjective complaints out of proportion to objective findings.”	Medical speak for calling you a liar.

How Attorney911 Counters:

• We prepare you extensively before the exam.
• We send your complete medical records to the IME doctor in advance.
• We challenge biased IME reports with our own medical experts.
• Lupe knows these specific doctors and their biases—he hired them for years.

Tactic #4: Delay and Financial Pressure

What They Do:
Insurance companies drag out your case, hoping you’ll get desperate and accept a lowball offer. They’ll say things like:

• “We’re still investigating your claim.”
• “We’re waiting for medical records.” (Even if we sent them months ago.)
• “Your file is under review.”
• They ignore your calls and emails for weeks.

Why Delay Works:

• Insurance Companies Have:
  • Unlimited time.
  • Unlimited resources.
  • No financial pressure.
  • They earn interest on your settlement money while delaying.
• You Have:
  • Mounting bills.
  • Zero income.
  • Creditors threatening you.
  • A desperate need for money now.

Financial Desperation Makes You Accept Less:

• Month 1: You’d reject a $5,000 offer.
• Month 6: You’d seriously consider $5,000.
• Month 12: You’d beg for $5,000 just to end the nightmare.

How Attorney911 Counters:

• We file a lawsuit to force deadlines.
• We set depositions to compel witnesses to testify.
• We prepare for trial, showing we’re serious.
• Lupe understands delay tactics because he used them—he knows when to push.

Tactic #5: Surveillance and Social Media Monitoring

What They Do:
Insurance companies hire private investigators to:

• Video you doing daily activities (from your driveway, the street, or stores).
• Look for any activity that contradicts your injury claims.
• One video of you bending over = “Not really injured.”

They also monitor all your social media accounts:

• Facebook, Instagram, TikTok, LinkedIn, Twitter/X, YouTube, Snapchat.
• They screenshot everything: photos, posts, check-ins, comments, likes.
• They monitor your friends’ profiles for posts mentioning you.
• They use facial recognition to find photos you’re tagged in.
• They archive your entire social media history.

Examples of What They Use Against You:

Example	What They Claim	Reality
Old gym photo (3 years ago)	Presented as recent, contradicts injury	Photo was taken pre-accident.
Restaurant check-in	“Partying and having fun.”	You were sitting quietly having dinner.
Friend’s comment: “Had fun yesterday!”	Evidence of non-injury	You were resting at home.
Video of you walking your dog slowly	“Not disabled.”	Your doctor recommended short walks.
Family photo where you’re smiling	“Not in pain—she’s smiling!”	Everyone smiles for photos.

Lupe’s Insider Quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

7 Rules to Follow:

1. Make all social media profiles private immediately.
2. Do NOT post about the accident, injuries, activities, or emotions.
3. Do NOT check in anywhere.
4. Tell friends and family: don’t tag you or post about you.
5. Do NOT accept friend requests from strangers (they may be fake profiles).
6. Stay off social media entirely during your case.
7. Assume everything is being monitored.

Tactic #6: Comparative Fault Arguments

What They Do:
Insurance companies try to blame you for the accident to reduce their payment. They’ll argue:

• “You were speeding.” (Without evidence.)
• “You weren’t paying attention.” (Speculation.)
• “You could have avoided this.” (Hindsight bias.)
• “You were distracted.” (Guessing.)
• “You contributed to this accident.” (Shifting blame.)

Why They Do This:
Texas follows the 51% bar rule, which means:

• If you’re 51% or more at fault, you get nothing.
• If you’re 50% or less at fault, your damages are reduced by your percentage of fault.

Even Small Fault Percentages Cost Thousands:

• 10% fault on a $100,000 case = $10,000 less for you.
• 25% fault on a $250,000 case = $62,500 less for you.
• 40% fault on a $500,000 case = $200,000 less for you.

How Attorney911 Counters:

• Aggressive Liability Investigation:
  • Accident reconstruction to prove the other driver’s fault.
  • Witness statements supporting your version.
  • Police report analysis emphasizing citations.
  • Expert testimony on perception-reaction time.
• Lupe knows their fault arguments because he made them for years—now he defeats them.

Tactic #7: Colossus Software System

What It Is:
Colossus is a computerized claim valuation system used by Allstate, State Farm, Liberty Mutual, and other major insurers. Adjusters input:

• Injury codes.
• Treatment types.
• Medical costs.
• Lost wages.
• Jurisdiction.

The software then outputs a recommended settlement range.

How Insurance Manipulates Colossus:

Manipulation	Effect
Low Injury Codes	Using “soft tissue strain” instead of “disc herniation” reduces value by 50-100%.
Excessive Treatment Flags	Therapy beyond “normal” range triggers reductions.
Conservative Treatment Penalty	Chiropractic care is valued less than MD care.
Pre-Existing Reduction	Any prior condition is used to reduce value.
Jurisdiction Factor	Low-verdict counties get lower values.

Why Lupe’s Experience Matters:

• He knows how to code injuries properly for maximum value.
• He knows which medical terms trigger higher valuations.
• He knows when Colossus output is artificially low.
• He knows how to present records to beat the algorithm.

Medical Knowledge: Understanding Your Injuries

At Attorney911, we understand the medical realities of motor vehicle accidents. This knowledge helps us build stronger cases and fight for the full compensation you deserve.

1. Traumatic Brain Injury (TBI)

Symptoms:

• Immediate: Loss of consciousness, confusion, vomiting, seizures, slurred speech, dilated pupils.
• Delayed: Worsening headaches, repeated vomiting, seizures, slurred speech, personality changes, sleep disturbances, sensitivity to light/noise.

Severity Classifications:

Classification	Characteristics
Mild TBI / Concussion	Brief LOC (seconds to minutes), GCS 13-15, may seem “fine” initially.
Moderate TBI	LOC minutes to hours, GCS 9-12, lasting cognitive impairment.
Severe TBI	Extended unconsciousness or coma, GCS 3-8, permanent disability likely.

Long-Term Complications:

• Chronic Traumatic Encephalopathy (CTE): Progressive brain degeneration.
• Post-Concussive Syndrome: Headaches, dizziness lasting months or years.
• Increased Dementia Risk: Single moderate TBI doubles dementia risk.
• Personality and Mood Disorders: Depression, anxiety, irritability.
• Seizure Disorders: Can develop months or years after injury.

2. Spinal Cord Injury

Injury Levels and Impact:

Injury Level	Characteristics
C1-C4 (High Cervical)	Quadriplegia, possible ventilator dependence, 24/7 care required.
C5-C8 (Low Cervical)	Quadriplegia with some arm/hand function, wheelchair dependent.
T1-T12 (Thoracic)	Paraplegia (lower body paralysis), wheelchair dependent.
L1-L5 (Lumbar)	Varying degrees of leg weakness/paralysis, may walk with assistive devices.

ASIA Impairment Scale:

Grade	Classification	Prognosis
A	Complete	No motor or sensory function below injury—worst prognosis.
B	Sensory Incomplete	Sensory function but no motor function below injury.
C	Motor Incomplete	Motor function but most muscles <3/5 strength.
D	Motor Incomplete	Motor function with most muscles ≥3/5 strength.
E	Normal	Full motor and sensory function (recovered).

Secondary Complications:

• Pressure sores (leading cause of hospitalization).
• Respiratory complications (pneumonia—leading cause of death).
• Bowel and bladder dysfunction.
• Sexual dysfunction.
• Autonomic dysreflexia (life-threatening blood pressure crisis).
• Depression (40-60% of patients).

3. Herniated Disc

Treatment Timeline:

1. Acute Phase (Weeks 1-6): Severe pain, medications, rest. Cost: $2,000-$5,000.
2. Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic care. Cost: $5,000-$12,000.
3. Interventional (If Conservative Fails): Epidural steroid injections. Cost: $3,000-$6,000.
4. Surgery (If Injections Fail): Microdiscectomy or fusion. Cost: $50,000-$120,000.

Permanent Restrictions:

• Can’t return to physical labor jobs.
• Lost earning capacity claims.
• Ongoing pain management needs.

4. Soft Tissue Injuries (Whiplash)

Why Insurance Undervalues Them:

• No broken bones or surgery = appears “minor.”
• Difficult to see on X-rays.
• Symptoms are subjective (pain, stiffness).

Why They Can Be Serious:

• 15-20% develop chronic pain.
• Can prevent return to physical jobs.
• Often misdiagnosed initially (rotator cuff tears thought to be sprains).

Proper Documentation is Critical:

• Detailed pain descriptions to doctors.
• Consistent treatment (no gaps).
• MRI proving injury.
• Physical therapy records.
• Work restrictions documented.

Why Choose Attorney911 for Your Terrell Hills Accident Case?

1. Insurance Defense Insider Advantage

Lupe Peña spent years working for a national insurance defense firm. He knows:

• How insurance companies value claims (he calculated them himself).
• How they deploy tactics to minimize payouts.
• Which IME doctors they favor (he hired them).
• How they delay and deny claims (he deployed these tactics).
• How to beat their algorithms (Colossus software).

Now, he uses that knowledge to fight for you, not against you.

2. Multi-Million Dollar Results

Our results speak for themselves:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss.
• Multi-million dollar settlement for a client whose leg injury led to a partial amputation.
• Millions recovered for families in trucking-related wrongful death cases.
• Significant cash settlement for a maritime injury case.

We don’t settle cheap. We fight for the full compensation you deserve.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, which includes Bexar County. This federal court experience is critical for handling:

• Complex trucking cases governed by FMCSA regulations.
• Product liability claims against vehicle manufacturers.
• Cases with out-of-state defendants or multiple liable parties.

Our firm was also one of the few involved in the BP explosion litigation, demonstrating our ability to take on billion-dollar corporations.

4. Personalized Attention

At Attorney911, you’re not just another case. You’re part of our family. Our clients consistently praise our communication, compassion, and dedication. As client Chad Harris shared:

“You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.”

You’ll work directly with Ralph or Lupe—not just paralegals or case managers. This personal touch sets us apart from high-volume firms where clients often feel like just another number.

5. No Fee Unless We Win

We understand that the financial burden of an accident can be overwhelming. That’s why we work on a contingency fee basis—you pay nothing unless we win your case. There are no upfront costs, and our free consultation ensures you have nothing to lose by reaching out.

Frequently Asked Questions (FAQ)

Immediate After Accident

1. What should I do immediately after a car accident in Terrell Hills?
If you’ve been in an accident in Terrell Hills:

• Call 911 and report the accident.
• Seek medical attention even if you feel fine (adrenaline masks injuries).
• Document everything: photos of damage, injuries, and the scene.
• Exchange information with the other driver.
• Get witness names and phone numbers.
• Do NOT give a recorded statement to any insurance company.
• Call Attorney911: 1-888-ATTY-911.

2. Should I call the police even for a minor accident?
Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries—like traumatic brain injuries (TBI) or internal bleeding—don’t show symptoms immediately. Adrenaline masks pain at the scene. Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance.
• Vehicle: make, model, color, license plate.
• Witnesses: names and phone numbers.
• Photos: all vehicle damage, injuries, road conditions, traffic signals.
• Police: officer name, badge number, report number.

5. Should I talk to the other driver or admit fault?

• Exchange information only.
• Do NOT discuss fault.
• Do NOT apologize or say “I’m sorry” (can be used as admission).
• Do NOT give your opinion on what happened.
• Stick to facts only.

6. How do I obtain a copy of the accident report?
In Terrell Hills, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?
Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists”.

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

• Someone else was at fault (even partially).
• You suffered injuries or damages.
• There is insurance to recover from.

Watch our video: “Do I Have a Good Case?”.

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you recover nothing.

Watch our video: “What Is Comparative Negligence?”.

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?”.

19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached Maximum Medical Improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering.
2. Medical treatment to MMI.
3. Demand letter to insurance.
4. Negotiation.
5. Lawsuit if necessary.
6. Discovery.
7. Mediation.
8. Trial if needed.

Watch our video: “What Is the Process for a Personal Injury Claim?”.

Compensation

21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future).
• Lost wages and earning capacity.
• Pain and suffering.
• Mental anguish.
• Physical impairment.
• Disfigurement.
• Loss of enjoyment of life.
• Property damage.

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional.

26. How is the value of my claim determined?
Based on:

• Medical bills.
• Future treatment costs.
• Lost income.
• Permanent impairment rating.
• Comparable verdicts.
• Severity of injuries.
• Impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?”.

28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello or Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client… You are FAMILY to them.”

31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney.
• Accepting a quick settlement.
• Delaying medical treatment.
• Gaps in treatment.
• Posting on social media.
• Signing releases or authorizations.
• Not documenting everything.

Watch our video: “Client Mistakes That Can Ruin Your Case”.

33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are permanent. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one now. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Questions

36. What if I have a pre-existing condition?
You can still recover. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. Example: You had mild occasional back pain. The accident caused a herniated disc requiring surgery. You recover for the new injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?
Yes. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist (UM/UIM) claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on:

• Injury severity.
• Permanency.
• Impact on life.
• Clear liability.

Example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years—he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file a notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is critical—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted in 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?
YES. Immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (lie). We prove fault through:

• Surveillance video.
• Witness statements.
• Damage analysis.
• Traffic patterns.

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Terrell Hills and Bexar County: Your Local Legal Resource

At Attorney911, we’re proud to serve the Terrell Hills community and all of Bexar County. Whether you were injured on Loop 410, Broadway, or a quiet residential street, we understand the unique challenges faced by accident victims in this area.

Why Local Matters

• We know the Bexar County courts and judges.
• We’re familiar with local hospitals and trauma centers, including:
  • University Hospital (Level I trauma center).
  • Methodist Hospital (Level II trauma center).
  • Baptist Health System.
• We understand local traffic patterns and accident hotspots.
• We’ve handled cases involving local employers and industries.

Serving All of Bexar County

While our primary office is in Houston, we serve clients throughout Bexar County and the greater San Antonio area, including:

• Terrell Hills
• San Antonio
• Alamo Heights
• Olmos Park
• Castle Hills
• Balcones Heights
• Leon Valley
• Helotes
• Selma
• Universal City
• Live Oak
• Converse
• Windcrest
• Kirby

We Come to You

If you’re unable to travel due to your injuries, we’ll come to you—whether you’re at home, in the hospital, or at a rehabilitation facility. Your recovery is our priority.

Call Attorney911 Now: 1-888-ATTY-911

If you or a loved one has been injured in a motor vehicle accident in Terrell Hills or anywhere in Bexar County, don’t wait. Evidence disappears every day, and insurance companies are already building a case against you.

Why Call Attorney911?

✅ Insurance Defense Insider: Lupe Peña knows their tactics because he used them for years.
✅ Multi-Million Dollar Results: We’ve recovered millions for accident victims.
✅ Federal Court Experience: Ralph Manginello is admitted to practice in the Southern District of Texas.
✅ Personalized Attention: You work directly with Ralph or Lupe—not a case manager assembly line.
✅ No Fee Unless We Win: Free consultation. No upfront costs. We don’t get paid unless you do.

What to Expect When You Call

1. Free Consultation: We’ll listen to your story and explain your rights.
2. Immediate Action: We’ll send preservation letters to secure evidence before it’s deleted.
3. No Pressure: We’ll answer your questions without pushing you to sign anything.
4. Clear Next Steps: We’ll guide you through the process, so you know what to expect.

Don’t Let Insurance Companies Take Advantage of You

Insurance adjusters are trained to seem friendly while gathering evidence to deny your claim. They’ll offer quick cash to settle cheap. They’ll use surveillance and social media against you. They’ll blame you for the accident.

You don’t have to face this alone. Attorney911 is here to fight for you.

Call Now: 1-888-ATTY-911

Free Consultation • No Fee Unless We Win • Se Habla Español

Client Testimonials: Hear from Those We’ve Helped

At Attorney911, our clients’ success stories speak for themselves. Here’s what some of our clients have to say about their experience with our firm:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his firm was ran.”
— Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me… She took all the weight of my worries off my shoulders.”
— Stephanie Hernandez

“Leonor got me into the doctor the same day… it only took 6 months amazing.”
— Chavodrian Miles

“I was rear-ended and the team got right to work… I also got a very nice settlement.”
— MONGO SLADE

“You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.”
— Chad Harris

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”
— Glenda Walker

“Ralph Manginello is indeed the best attorney I ever had. He cares greatly about his results.”
— AMAZIAH A.T

“Especially Miss Zulema, who is always very kind and always translates.”
— Celia Dominguez

Final Thoughts: You Deserve Justice

Motor vehicle accidents can turn your life upside down in an instant. The physical pain, emotional trauma, and financial stress can feel overwhelming. But you don’t have to face this alone.

At Attorney911, we’re more than just lawyers—we’re your advocates, your guides, and your allies. With over 25 years of experience, a former insurance defense attorney on our team, and a track record of multi-million dollar results, we have the expertise and resources to fight for the compensation you deserve.

Don’t let insurance companies take advantage of you. Call Attorney911 today for a free consultation. We’ll listen to your story, explain your rights, and outline a clear path forward—with no obligation and no upfront costs.

Your recovery starts now. Call 1-888-ATTY-911.