18-Wheeler Accident Lawyers in City of Three Rivers, Texas | Attorney911
The Aftermath of an 18-Wheeler Crash in City of Three Rivers
The impact was catastrophic. One moment, you were driving along U.S. Highway 281 or FM 799 in City of Three Rivers, Texas. The next, an 80,000-pound truck was jackknifing across three lanes, crushing your vehicle. In an instant, everything changed.
You may be facing traumatic brain injuries, spinal cord damage, amputations, or worse. The medical bills are piling up. You can’t work. And the trucking company’s insurance adjuster is already calling, pressuring you to accept a quick settlement.
At Attorney911, we understand what you’re going through. Our City of Three Rivers trucking accident attorneys have been fighting for victims just like you for over 25 years. We know the highways around here—the dangerous stretches of U.S. 281 near the Live Oak County Courthouse, the busy intersections on FM 799, and the trucking corridors that feed into the Eagle Ford Shale region.
We also know how trucking companies operate. They have rapid-response teams that arrive at accident scenes within hours to protect their interests. They have lawyers working to minimize your claim. And they have insurance policies worth millions—because they know the damage their trucks can cause.
You need someone on your side who knows how to fight back.
Why 18-Wheeler Accidents Are Different in City of Three Rivers
Trucking accidents aren’t like car accidents. The physics are different. The regulations are different. The stakes are higher.
The Size and Weight Disparity
A fully loaded 18-wheeler can weigh 80,000 pounds—20 to 25 times more than your average passenger car. When one of these trucks hits you at highway speeds, the force is devastating. The stopping distance for an 18-wheeler at 65 mph is 525 feet—nearly two football fields. That’s 40% longer than a car needs to stop. If a truck driver is following too closely or driving too fast for conditions on U.S. 281, they simply can’t stop in time.
The Complexity of Liability
In a car accident, you’re usually dealing with one driver and one insurance company. In a trucking accident, there are often multiple liable parties:
- The truck driver (for speeding, fatigue, distraction, or impairment)
- The trucking company (for negligent hiring, training, or supervision)
- The cargo owner (for improper loading or overweight cargo)
- The maintenance company (for brake failures or tire blowouts)
- The truck manufacturer (for defective parts or design flaws)
- The freight broker (for hiring an unsafe carrier)
Each of these parties has their own insurance policy, and each will try to shift blame to someone else. Our job is to hold all of them accountable.
The Federal Regulations That Protect You
The trucking industry is heavily regulated by the Federal Motor Carrier Safety Administration (FMCSA). These regulations are designed to keep our roads safe, but trucking companies routinely violate them to cut costs and meet deadlines.
Some of the most commonly violated regulations in City of Three Rivers trucking accidents include:
- Hours of Service (HOS) Violations (49 CFR § 395) – Drivers are limited to 11 hours of driving after 10 consecutive hours off duty, but many push beyond these limits due to pressure from dispatchers.
- False Log Entries – Before electronic logging devices (ELDs), drivers falsified paper logs to hide HOS violations. Even with ELDs, some still find ways to cheat the system.
- Brake System Deficiencies (49 CFR § 393.48) – Worn brakes or improper adjustments are a leading cause of rear-end collisions.
- Cargo Securement Failures (49 CFR § 393.100-136) – Improperly secured loads can shift during transit, causing rollovers or spills that lead to multi-vehicle pileups.
- Unqualified Drivers (49 CFR § 391) – Some trucking companies hire drivers with suspended licenses, poor safety records, or even falsified medical certifications.
When we take on your case, we subpoena all of these records to prove the trucking company’s negligence.
Common Types of 18-Wheeler Accidents in City of Three Rivers
The highways and rural roads around City of Three Rivers see heavy truck traffic, especially from oilfield operations and agricultural shipments. Some of the most dangerous types of trucking accidents we handle include:
1. Jackknife Accidents
A jackknife occurs when the trailer swings out perpendicular to the cab, often blocking multiple lanes. These accidents are common on wet or icy roads, or when drivers brake suddenly on U.S. 281.
Common Causes:
- Sudden braking on wet or slippery roads
- Speeding around curves
- Empty or lightly loaded trailers (more prone to swing)
- Brake failures or improper brake adjustment
Injuries:
Jackknife accidents often cause multi-vehicle pileups, leading to traumatic brain injuries (TBI), spinal cord damage, and wrongful death.
2. Underride Collisions
Underride accidents happen when a smaller vehicle slides underneath the trailer of an 18-wheeler. These are among the deadliest types of trucking accidents, often resulting in decapitation or catastrophic head and neck injuries.
Types:
- Rear underride – Your vehicle slides under the back of the trailer
- Side underride – Your vehicle slides under the side of the trailer during a lane change or turn
Common Causes:
- Missing or inadequate underride guards
- Sudden stops without warning
- Trucks turning or changing lanes into traffic
- Poor visibility (night, fog, or rain)
FMCSA Requirements:
- Rear underride guards are required on trailers manufactured after 1998 (49 CFR § 393.86).
- No federal requirement for side underride guards (though advocacy is ongoing).
3. Rollover Accidents
Due to their high center of gravity, 18-wheelers are prone to rollovers, especially when carrying top-heavy loads or taking curves too fast.
Common Causes:
- Speeding on curves (common on FM 799 and rural Live Oak County roads)
- Improperly secured or unevenly distributed cargo
- Liquid cargo “slosh” (shifting weight in tanker trucks)
- Overcorrection after a tire blowout or lane departure
Injuries:
Rollovers often lead to crushing injuries, cargo spills, and multi-vehicle accidents.
4. Rear-End Collisions
Because of their massive weight, 18-wheelers require 40% more stopping distance than passenger vehicles. When truck drivers follow too closely or fail to brake in time, the results are devastating.
Common Causes:
- Following too closely (tailgating)
- Driver distraction (cell phone use, dispatch communications)
- Driver fatigue (HOS violations)
- Brake failures from poor maintenance
- Failure to anticipate traffic slowdowns
Injuries:
Rear-end collisions often cause whiplash, spinal cord injuries, TBI, and internal organ damage.
5. Wide Turn Accidents (“Squeeze Play”)
Trucks need extra space to make turns, especially right turns. Drivers often swing wide to the left before turning right, creating a gap that smaller vehicles may try to enter—only to be crushed when the truck completes its turn.
Common Causes:
- Failure to signal properly
- Inadequate mirror checks
- Improper turn technique
- Driver inexperience with trailer tracking
Injuries:
These accidents often involve pedestrians, cyclists, or vehicles trapped between the truck and the curb, leading to crushing injuries, amputations, and wrongful death.
6. Blind Spot Accidents (“No-Zone”)
Trucks have four massive blind spots where the driver can’t see other vehicles:
- Front No-Zone – 20 feet directly in front of the cab
- Rear No-Zone – 30 feet behind the trailer
- Left Side No-Zone – Extends from the cab door backward
- Right Side No-Zone – Extends from the cab door backward and is much larger than the left side
Common Causes:
- Failure to check mirrors before lane changes
- Improperly adjusted mirrors
- Driver distraction or fatigue
- Failure to use turn signals
Injuries:
Blind spot accidents often result in sideswipes, rollovers, and crushing injuries.
7. Tire Blowout Accidents
Tire failures are a leading cause of trucking accidents, especially in the heat of a Texas summer. When a steer tire (front tire) blows out, the driver can lose control completely.
Common Causes:
- Underinflated tires (causing overheating)
- Overloaded vehicles (exceeding tire capacity)
- Worn or aging tires not replaced
- Road debris punctures
- Manufacturing defects
Injuries:
Tire blowouts can cause jackknifes, rollovers, or debris strikes to following vehicles, leading to TBI, facial trauma, and wrongful death.
8. Brake Failure Accidents
Brake problems are a factor in 29% of large truck crashes. When a truck’s brakes fail, the driver has no way to stop in time to avoid a collision.
Common Causes:
- Worn brake pads or shoes not replaced
- Improper brake adjustment (too loose)
- Air brake system leaks or failures
- Overheated brakes (brake fade) on long descents
- Contaminated brake fluid
- Defective brake components
Injuries:
Brake failures often lead to severe rear-end collisions, multi-vehicle pileups, and catastrophic injuries.
9. Cargo Spill/Shift Accidents
Improperly secured cargo can fall from a truck or shift during transit, causing rollovers, multi-vehicle accidents, or hazardous material spills.
Common Causes:
- Inadequate tiedowns (insufficient number or strength)
- Improper loading distribution
- Failure to use blocking, bracing, or friction mats
- Tiedown failure due to wear or damage
- Overloading beyond securement capacity
Injuries:
Cargo spills can cause vehicles to strike debris, chain-reaction accidents, or hazmat exposure injuries.
10. Head-On Collisions
Head-on collisions are among the deadliest types of trucking accidents, often occurring when a truck crosses into oncoming traffic.
Common Causes:
- Driver fatigue causing lane departure
- Driver falling asleep at the wheel
- Driver distraction (phone, GPS, dispatch)
- Impaired driving (drugs, alcohol)
- Medical emergency (heart attack, seizure)
- Overcorrection after running off the road
- Wrong-way entry onto divided highways
Injuries:
Head-on collisions at highway speeds are almost always fatal for passenger vehicle occupants.
Who Is Liable for Your 18-Wheeler Accident in City of Three Rivers?
One of the biggest mistakes accident victims make is assuming that only the truck driver is responsible. In reality, multiple parties may share liability for your injuries. At Attorney911, we investigate every possible defendant to maximize your recovery.
1. The Truck Driver
The driver may be personally liable for:
- Speeding or reckless driving
- Distracted driving (cell phone use, texting, dispatch communications)
- Fatigued driving (HOS violations)
- Impaired driving (drugs, alcohol)
- Failure to conduct proper pre-trip inspections
- Violation of traffic laws (running red lights, improper lane changes)
Evidence We Pursue:
- Driver’s driving record (previous accidents, violations)
- ELD data (hours of service compliance)
- Drug and alcohol test results
- Cell phone records (distraction evidence)
- Previous accident history
- Training records
2. The Trucking Company / Motor Carrier
The trucking company is often the most important defendant because they have the deepest pockets (highest insurance limits) and the most responsibility for safety.
Bases for Liability:
Vicarious Liability (Respondeat Superior):
- The driver was an employee (not an independent contractor)
- Acting within the scope of employment
- Performing job duties when the accident occurred
Direct Negligence:
- Negligent Hiring – Failed to check the driver’s background, driving record, or qualifications
- Negligent Training – Inadequate training on safety, cargo securement, or HOS regulations
- Negligent Supervision – Failed to monitor driver performance or ELD compliance
- Negligent Maintenance – Failed to maintain the vehicle in safe condition
- Negligent Scheduling – Pressured drivers to violate HOS regulations
Evidence We Pursue:
- Driver Qualification File (or lack thereof)
- Hiring policies and background check procedures
- Training records and curricula
- Supervision and monitoring practices
- Dispatch records showing schedule pressure
- Safety culture documentation
- Previous accident/violation history
- CSA (Compliance, Safety, Accountability) scores
Insurance Implications:
Trucking companies carry much higher insurance limits than individual drivers—often $750,000 to $5,000,000 or more—making them the primary target for recovery.
3. The Cargo Owner / Shipper
The company that owns the cargo and arranged for its shipment may be liable for:
- Providing improper loading instructions
- Failing to disclose the hazardous nature of the cargo
- Requiring overweight loading
- Pressuring the carrier to expedite beyond safe limits
- Misrepresenting cargo weight or characteristics
Evidence We Pursue:
- Shipping contracts and bills of lading
- Loading instructions provided
- Hazmat disclosure documentation
- Weight certification records
4. The Cargo Loading Company
Third-party loading companies that physically load cargo onto trucks may be liable for:
- Improper cargo securement (49 CFR 393 violations)
- Unbalanced load distribution
- Exceeding vehicle weight ratings
- Failure to use proper blocking, bracing, or tiedowns
- Not training loaders on securement requirements
Evidence We Pursue:
- Loading company securement procedures
- Loader training records
- Securement equipment used
- Weight distribution documentation
5. The Truck and Trailer Manufacturer
The company that manufactured the truck, trailer, or major components may be liable for product defects.
Bases for Liability:
- Design defects (brake systems, stability control, fuel tank placement)
- Manufacturing defects (faulty welds, component failures)
- Failure to warn of known dangers
- Defective safety systems (ABS, ESC, collision warning)
Evidence We Pursue:
- Recall notices and technical service bulletins
- Similar defect complaints (NHTSA database)
- Design specifications and testing records
- Component failure analysis
6. The Parts Manufacturer
Companies that manufacture specific parts (brakes, tires, steering components) may be liable for defective products.
Bases for Liability:
- Defective brakes or brake components
- Defective tires causing blowouts
- Defective steering mechanisms
- Defective lighting components
- Defective coupling devices
Evidence We Pursue:
- Failed component for expert analysis
- Recall history for specific parts
- Similar failure patterns
- Manufacturing and quality control records
7. The Maintenance Company
Third-party maintenance companies that service trucking fleets may be liable for negligent repairs.
Bases for Liability:
- Negligent repairs that failed to fix problems
- Failure to identify critical safety issues
- Improper brake adjustments
- Using substandard or wrong parts
- Returning vehicles to service with known defects
Evidence We Pursue:
- Maintenance work orders
- Mechanic qualifications and training
- Parts used in repairs
- Inspection reports and recommendations
8. The Freight Broker
Freight brokers who arrange transportation but don’t own trucks may be liable for negligent carrier selection.
Bases for Liability:
- Negligent selection of a carrier with a poor safety record
- Failure to verify carrier insurance and authority
- Failure to check carrier CSA scores
- Selecting the cheapest carrier despite safety concerns
Evidence We Pursue:
- Broker-carrier agreements
- Carrier selection criteria
- Carrier safety record at time of selection
- Broker’s due diligence procedures
9. The Truck Owner (If Different from Carrier)
In owner-operator arrangements, the truck owner may have separate liability.
Bases for Liability:
- Negligent entrustment of the vehicle
- Failure to maintain owned equipment
- Knowledge of the driver’s unfitness
Evidence We Pursue:
- Lease agreements
- Maintenance responsibility allocations
- Owner’s knowledge of driver history
10. Government Entities
Federal, state, or local government may be liable in limited circumstances.
Bases for Liability:
- Dangerous road design that contributed to the accident
- Failure to maintain roads (potholes, debris, worn markings)
- Inadequate signage for known hazards
- Failure to install safety barriers
- Improper work zone setup
Special Considerations:
- Sovereign immunity limits government liability
- Strict notice requirements and short deadlines
- Must prove actual notice of the dangerous condition in many cases
Evidence We Pursue:
- Road design specifications
- Maintenance records
- Prior accident history at the location
- Citizen complaints about the condition
The 48-Hour Evidence Preservation Protocol
In 18-wheeler accident cases, evidence disappears fast. Trucking companies have rapid-response teams that arrive at accident scenes within hours to protect their interests. If you don’t act quickly, critical evidence will be lost forever.
Why 48 Hours Matters
| Evidence Type | Destruction Risk |
|---|---|
| ECM/Black Box Data | Overwrites in 30 days or with new driving events |
| ELD Data | May be retained only 6 months |
| Dashcam Footage | Often deleted within 7-14 days |
| Surveillance Video | Business cameras typically overwrite in 7-30 days |
| Witness Memory | Fades significantly within weeks |
| Physical Evidence | Vehicle may be repaired, sold, or scrapped |
| Drug/Alcohol Tests | Must be conducted within specific windows |
The Spoliation Letter
What Is It?
A spoliation letter is a formal legal notice sent to the trucking company, their insurer, and all potentially liable parties demanding preservation of all evidence related to the accident.
Why It Matters:
- Puts defendants on legal notice of their preservation obligation
- Creates serious consequences if evidence is destroyed
- Courts can impose sanctions, adverse inferences, or even default judgment for spoliation
- The sooner it’s sent, the more weight it carries
When We Send It:
IMMEDIATELY – within 24-48 hours of being retained. We don’t wait.
What the Spoliation Letter Demands
Electronic Data:
- Engine Control Module (ECM) / Electronic Control Unit (ECU) data
- Event Data Recorder (EDR) data
- Electronic Logging Device (ELD) records
- GPS and telematics data
- Dashcam and forward-facing camera footage
- Dispatch communications and messaging
- Cell phone records and text messages
- Qualcomm or fleet management system data
Driver Records:
- Complete Driver Qualification File
- Employment application and resume
- Background check and driving record
- Previous employer verification
- Medical certification and exam records
- Drug and alcohol test results (pre-employment and random)
- Training records and certifications
- Previous accident and violation history
- Performance reviews and disciplinary records
Vehicle Records:
- Maintenance and repair records
- Inspection reports (pre-trip, post-trip, annual)
- Out-of-service orders and repairs
- Tire records and replacement history
- Brake inspection and adjustment records
- Parts purchase and installation records
Company Records:
- Hours of service records for 6 months prior
- Dispatch logs and trip records
- Bills of lading and cargo documentation
- Insurance policies
- Safety policies and procedures
- Training curricula
- Hiring and supervision policies
Physical Evidence:
- The truck and trailer themselves
- Failed or damaged components
- Cargo and securement devices
- Tire remnants if a blowout was involved
ECM/Black Box Data Explained
What Is It?
Commercial trucks have electronic systems that continuously record operational data—similar to an airplane’s black box but for trucks.
Types of Electronic Recording:
| System | What It Records |
|---|---|
| ECM (Engine Control Module) | Engine performance, speed, throttle, RPM, cruise control, fault codes |
| EDR (Event Data Recorder) | Pre-crash data triggered by sudden deceleration or airbag deployment |
| ELD (Electronic Logging Device) | Driver hours, duty status, GPS location, driving time |
| Telematics | Real-time GPS tracking, speed, route, driver behavior |
| Dashcam | Video of the road ahead, some record cab interior |
Critical Data Points:
- Speed Before Crash – Proves speeding or excessive speed for conditions
- Brake Application – Shows when and how hard brakes were applied
- Throttle Position – Reveals if the driver was accelerating or coasting
- Following Distance – Calculated from speed and deceleration data
- Hours of Service – Proves fatigue and HOS violations
- GPS Location – Confirms route and timing
- Fault Codes – May reveal known mechanical issues the driver ignored
Why This Data Wins Cases:
ECM/ELD data is objective and tamper-resistant. It directly contradicts driver claims of “I wasn’t speeding” or “I hit my brakes immediately.” This data has led to multi-million dollar verdicts in trucking cases.
FMCSA Record Retention Requirements
Minimum Retention Periods:
| Record Type | Retention Period |
|---|---|
| Driver Qualification Files | 3 years after termination |
| Hours of Service Records | 6 months |
| Vehicle Inspection Reports | 1 year |
| Maintenance Records | 1 year |
| Accident Register | 3 years |
| Drug Test Records (positive) | 5 years |
| Drug Test Records (negative) | 1 year |
Why Our Spoliation Letter Extends These:
Once we send a preservation demand and litigation is anticipated, the duty to preserve extends beyond these minimum periods. Destroying evidence after receiving our letter can result in:
- Adverse inference instructions (jury told to assume destroyed evidence was unfavorable)
- Sanctions and monetary penalties
- Default judgment in extreme cases
- Punitive damages for intentional destruction
Catastrophic Injuries from 18-Wheeler Accidents
The physics of 18-wheeler accidents make catastrophic injuries the norm, not the exception.
The Size and Weight Disparity
- Fully loaded 18-wheeler: Up to 80,000 lbs
- Average passenger car: 3,500-4,000 lbs
- The truck is 20-25 TIMES heavier than your car
Impact Force
- Force = Mass × Acceleration
- An 80,000 lb truck at 65 mph carries approximately 80 times the kinetic energy of a car
- This energy transfers to the smaller vehicle in a crash
Stopping Distance
- 18-wheeler at 65 mph: ~525 feet to stop (nearly 2 football fields)
- Car at 65 mph: ~300 feet to stop
- This 40% longer stopping distance means trucks can’t avoid obstacles as quickly
Common Catastrophic Injuries
1. Traumatic Brain Injury (TBI)
What It Is:
TBI occurs when a sudden trauma causes damage to the brain. In 18-wheeler accidents, the extreme forces cause the brain to impact the inside of the skull.
Severity Levels:
| Level | Symptoms | Prognosis |
|---|---|---|
| Mild (Concussion) | Confusion, headache, brief loss of consciousness | Usually recovers, but may have lasting effects |
| Moderate | Extended unconsciousness, memory problems, cognitive deficits | Significant recovery possible with rehabilitation |
| Severe | Extended coma, permanent cognitive impairment | Lifelong disability, may require 24/7 care |
Common Symptoms:
- Headaches, dizziness, nausea
- Memory loss, confusion
- Difficulty concentrating
- Mood changes, depression, anxiety
- Sleep disturbances
- Sensory problems (vision, hearing, taste)
- Speech difficulties
- Personality changes
Long-Term Consequences:
- Permanent cognitive impairment
- Inability to work
- Need for ongoing care and supervision
- Increased risk of dementia and Alzheimer’s
- Depression and emotional disorders
Lifetime Care Costs: $85,000 to $3,000,000+ depending on severity
2. Spinal Cord Injury
What It Is:
Damage to the spinal cord that disrupts communication between the brain and body, often resulting in paralysis.
Types of Paralysis:
| Type | Definition | Impact |
|---|---|---|
| Paraplegia | Loss of function below the waist | Cannot walk, may affect bladder/bowel control |
| Quadriplegia | Loss of function in all four limbs | Cannot walk or use arms, may need breathing assistance |
| Incomplete Injury | Some nerve function remains | Variable—may have some sensation or movement |
| Complete Injury | No nerve function below injury | Total loss of sensation and movement |
Level of Injury Matters:
- Higher injuries (cervical spine) affect more body functions
- C1-C4 injuries may require a ventilator for breathing
- Lower injuries (lumbar) affect legs but not arms
Lifetime Care Costs:
- Paraplegia (low): $1.1 million+
- Paraplegia (high): $2.5 million+
- Quadriplegia (low): $3.5 million+
- Quadriplegia (high): $5 million+
These figures represent direct medical costs only—not lost wages, pain and suffering, or loss of quality of life.
3. Amputation
Types of Amputation:
- Traumatic Amputation: Limb severed at the scene due to crash forces
- Surgical Amputation: Limb so severely damaged it must be surgically removed
Common in 18-Wheeler Accidents Due To:
- Crushing forces from truck impact
- Entrapment requiring amputation for extraction
- Severe burns requiring surgical removal
- Infections from open wounds
Ongoing Medical Needs:
- Initial surgery and hospitalization
- Prosthetic limbs ($5,000 – $50,000+ per prosthetic)
- Replacement prosthetics throughout lifetime
- Physical therapy and rehabilitation
- Occupational therapy for daily living skills
- Psychological counseling
Impact on Life:
- Permanent disability
- Career limitations or total disability
- Phantom limb pain
- Body image and psychological trauma
- Need for home modifications
- Dependency on others for daily activities
4. Severe Burns
How Burns Occur in 18-Wheeler Accidents:
- Fuel tank rupture and fire
- Hazmat cargo spills and ignition
- Electrical fires from battery/wiring damage
- Friction burns from road contact
- Chemical burns from hazmat exposure
Burn Classification:
| Degree | Depth | Treatment |
|---|---|---|
| First | Epidermis only | Minor, heals without scarring |
| Second | Epidermis and dermis | May scar, may need grafting |
| Third | Full thickness | Requires skin grafts, permanent scarring |
| Fourth | Through skin to muscle/bone | Multiple surgeries, amputation may be required |
Long-Term Consequences:
- Permanent scarring and disfigurement
- Multiple reconstructive surgeries
- Skin graft procedures
- Chronic pain
- Infection risks
- Psychological trauma
5. Internal Organ Damage
Common Internal Injuries:
- Liver laceration or rupture
- Spleen damage requiring removal
- Kidney damage
- Lung contusion or collapse (pneumothorax)
- Internal bleeding (hemorrhage)
- Bowel and intestinal damage
Why Dangerous:
- May not show immediate symptoms
- Internal bleeding can be life-threatening
- Requires emergency surgery
- Organ removal affects long-term health
6. Wrongful Death
When a Trucking Accident Kills:
Wrongful death claims allow surviving family members to recover compensation when a loved one is killed by another’s negligence.
Who Can Bring a Wrongful Death Claim (Texas Law):
- Surviving spouse
- Children (minor and adult)
- Parents (especially if no spouse or children)
- Estate representative
Types of Claims:
- Wrongful Death Action: Compensation for survivors’ losses
- Survival Action: Compensation for decedent’s pain/suffering before death
Damages Available:
- Lost future income and benefits
- Loss of consortium (companionship, care, guidance)
- Mental anguish and emotional suffering
- Funeral and burial expenses
- Medical expenses before death
- Pain and suffering experienced by decedent before death
- Punitive damages (if gross negligence)
Texas Statute of Limitations: 2 years from the date of death to file a wrongful death lawsuit
Commercial Truck Insurance & Damages
Federal law requires commercial trucking companies to carry minimum liability insurance far exceeding typical auto policies.
FMCSA Minimum Insurance Requirements
| Cargo Type | Minimum Coverage |
|---|---|
| Non-Hazardous Freight (10,001+ lbs GVWR) | $750,000 |
| Oil/Petroleum (10,001+ lbs GVWR) | $1,000,000 |
| Large Equipment (10,001+ lbs GVWR) | $1,000,000 |
| Hazardous Materials (All) | $5,000,000 |
| Passengers (16+ passengers) | $5,000,000 |
| Passengers (15 or fewer) | $1,500,000 |
Why This Matters For Your Case:
Unlike car accidents where insurance may be limited to $30,000-$100,000, trucking accidents typically have at least $750,000 available—and often much more. Many carriers carry $1-5 million in coverage.
This higher coverage means catastrophic injuries can actually be compensated, rather than leaving victims with unpaid medical bills.
Types of Damages Recoverable
Economic Damages (Calculable Losses):
| Category | What’s Included |
|---|---|
| Medical Expenses | Past, present, and future medical costs |
| Lost Wages | Income lost due to injury and recovery |
| Lost Earning Capacity | Reduction in future earning ability |
| Property Damage | Vehicle repair or replacement |
| Out-of-Pocket Expenses | Transportation to medical appointments, home modifications |
| Life Care Costs | Ongoing care for catastrophic injuries |
Non-Economic Damages (Quality of Life):
| Category | What’s Included |
|---|---|
| Pain and Suffering | Physical pain from injuries |
| Mental Anguish | Psychological trauma, anxiety, depression |
| Loss of Enjoyment | Inability to participate in activities |
| Disfigurement | Scarring, visible injuries |
| Loss of Consortium | Impact on marriage/family relationships |
| Physical Impairment | Reduced physical capabilities |
Punitive Damages (Punishment for Gross Negligence):
Punitive damages may be available when the trucking company or driver acted with:
- Gross negligence
- Willful misconduct
- Conscious indifference to safety
- Fraud (falsifying logs, destroying evidence)
Nuclear Verdicts – Documented Examples
Recent Major Trucking Verdicts (2024-2025):
| Amount | Year | Location | Case Details |
|---|---|---|---|
| $462 Million | 2024 | St. Louis, MO | Wabash National – two fatalities in underride collision |
| $160 Million | 2024 | Alabama | Daimler – quadriplegic injury from rollover |
| $141.5 Million | 2024 | Florida | Defunct carrier crash |
| $90 Million | — | Houston, TX | Truck driver burned in explosion |
| $37.5 Million | 2024 | Texas | Trucking verdict (specifics confidential) |
| $35.5 Million | — | Texas | Family injured in truck accident |
| $35 Million | 2025 | Fort Worth, TX | Largest verdict in Tarrant County history |
Historic Landmark Verdicts:
| Amount | Year | Case Details |
|---|---|---|
| $1 Billion | 2021 | Florida – 18-year-old killed; $100M compensatory + $900M punitive for gross negligence in hiring |
| $411 Million | 2020 | Florida – 45-vehicle pileup; motorcyclist severely injured |
Why Nuclear Verdicts Happen:
Juries award massive verdicts when they find:
- Trucking company knowingly hired dangerous drivers
- Company ignored safety violations for profit
- Evidence was destroyed (spoliation)
- Falsified hours-of-service logs
- Pattern of similar violations
- Corporate culture prioritizing profit over safety
- Egregious disregard for human life
What This Means For Your Case:
These verdicts show what’s possible when trucking companies are held fully accountable. Insurance companies know juries are willing to award massive damages—which strengthens settlement negotiations.
18-Wheeler Accident FAQ for City of Three Rivers Victims
Immediate After-Accident Questions
1. What should I do immediately after an 18-wheeler accident in City of Three Rivers?
If you’ve been in a trucking accident in City of Three Rivers, take these steps immediately if you’re able:
- Call 911 and report the accident
- Seek medical attention, even if injuries seem minor
- Document the scene with photos and video if possible
- Get the trucking company name, DOT number, and driver information
- Collect witness contact information
- Do NOT give recorded statements to any insurance company
- Call an 18-wheeler accident attorney immediately at 1-888-ATTY-911
2. Should I go to the hospital after a truck accident even if I feel okay?
YES. Adrenaline masks pain after traumatic accidents. Internal injuries, TBI, and spinal injuries may not show symptoms for hours or days. City of Three Rivers has medical facilities like Live Oak Health System that can identify injuries that will become critical evidence in your case. Delaying treatment also gives insurance companies ammunition to deny your claim.
3. What information should I collect at the truck accident scene in City of Three Rivers?
Document everything possible:
- Truck and trailer license plates
- DOT number (on truck door)
- Trucking company name and logo
- Driver’s name, CDL number, and contact info
- Photos of all vehicle damage
- Photos of the accident scene, road conditions, skid marks
- Photos of your injuries
- Witness names and phone numbers
- Responding officer’s name and badge number
- Weather and road conditions
4. Should I talk to the trucking company’s insurance adjuster?
NO. Do not give any recorded statements. Insurance adjusters work for the trucking company, not you. Anything you say will be used to minimize your claim. Our firm includes a former insurance defense attorney who knows exactly how these adjusters are trained to protect the trucking company’s interests.
5. How quickly should I contact an 18-wheeler accident attorney in City of Three Rivers?
IMMEDIATELY – within 24-48 hours if possible. Critical evidence in trucking cases (black box data, ELD records, dashcam footage) can be destroyed or overwritten quickly. We send spoliation letters within hours of being retained to preserve this evidence before it’s lost forever.
6. What is a spoliation letter and why is it important?
A spoliation letter is a legal notice demanding that the trucking company preserve all evidence related to the accident. This includes ECM/black box data, ELD logs, maintenance records, driver files, and more. Sending this letter immediately puts the trucking company on notice that destroying evidence will result in serious legal consequences.
Trucking Company & Driver Questions
7. Who can I sue after an 18-wheeler accident in City of Three Rivers?
Multiple parties may be liable in trucking accidents:
- The truck driver
- The trucking company/motor carrier
- The cargo owner or shipper
- The company that loaded the cargo
- Truck or parts manufacturers
- Maintenance companies
- Freight brokers
- The truck owner (if different from carrier)
- Government entities (for road defects)
We investigate every possible defendant to maximize your recovery.
8. Is the trucking company responsible even if the driver caused the accident?
Usually YES. Under the doctrine of respondeat superior, employers are liable for employees’ negligent acts within the scope of employment. Additionally, trucking companies can be directly liable for:
- Negligent hiring (hiring unqualified drivers)
- Negligent training (inadequate safety training)
- Negligent supervision (failing to monitor driver behavior)
- Negligent maintenance (poor vehicle upkeep)
9. What if the truck driver says the accident was my fault?
Texas uses a modified comparative negligence system. Even if you were partially at fault, you may still recover compensation. Our job is to investigate thoroughly, gather evidence (especially ECM and ELD data), and prove what really happened. Drivers often lie to protect their jobs—the data tells the true story.
10. What is an owner-operator and does that affect my case?
An owner-operator is a driver who owns their own truck and contracts with trucking companies. This can complicate liability, but both the owner-operator and the contracting company may be liable. We investigate all relationships and insurance policies to ensure you can recover from the responsible parties.
11. How do I find out if the trucking company has a bad safety record?
FMCSA maintains public safety data at safer.fmcsa.dot.gov. We obtain the carrier’s:
- CSA (Compliance, Safety, Accountability) scores
- Inspection history and out-of-service rates
- Crash history
- Safety rating
A poor safety record can prove the company knew it was putting dangerous drivers on the road.
Evidence & Investigation Questions
12. What is a truck’s “black box” and how does it help my case?
Commercial trucks have Electronic Control Modules (ECM) and Event Data Recorders (EDR) that record operational data—similar to airplane black boxes. This data can show:
- Speed before and during the crash
- Brake application timing
- Engine RPM and throttle position
- Whether cruise control was engaged
- GPS location
This objective data often contradicts what drivers claim happened.
13. What is an ELD and why is it important?
Electronic Logging Devices (ELDs) are federally mandated devices that record driver hours of service. ELD data proves whether the driver violated federal rest requirements and was driving while fatigued. Hours of service violations are among the most common causes of trucking accidents.
14. How long does the trucking company keep black box and ELD data?
- ECM data can be overwritten within 30 days or with new driving events
- FMCSA only requires 6 months retention for ELD data
This is why we send spoliation letters immediately—once we notify them of litigation, they must preserve everything.
15. What records should my attorney get from the trucking company?
We pursue:
- ECM/Black box data
- ELD records
- Driver Qualification File
- Maintenance records
- Inspection reports
- Dispatch logs
- Drug and alcohol test results
- Training records
- Cell phone records
- Insurance policies
- The physical truck and trailer
16. Can the trucking company destroy evidence?
Once they’re on notice of potential litigation, destroying evidence is spoliation—a serious legal violation. Courts can:
- Instruct juries to assume destroyed evidence was unfavorable
- Impose monetary sanctions
- Enter default judgment in extreme cases
- Award punitive damages for intentional destruction
FMCSA Regulations Questions
17. What are hours of service regulations and how do violations cause accidents?
FMCSA regulations limit how long truck drivers can operate:
- Maximum 11 hours driving after 10 consecutive hours off duty
- Cannot drive beyond 14th consecutive hour on duty
- 30-minute break required after 8 hours driving
- 60/70 hour weekly limits
Fatigued driving causes approximately 31% of fatal truck crashes. Drivers who violate these rules are too tired to react safely.
18. What FMCSA regulations are most commonly violated in accidents?
The top violations we find:
- Hours of service violations (driving too long)
- False log entries (lying about driving time)
- Brake system deficiencies
- Cargo securement failures
- Drug/alcohol violations
- Unqualified drivers (no valid CDL or medical certificate)
- Failure to inspect vehicles
19. What is a Driver Qualification File and why does it matter?
FMCSA requires trucking companies to maintain a file for every driver containing:
- Employment application
- Driving record check
- Previous employer verification
- Medical certification
- Drug test results
- Training documentation
Missing or incomplete files prove negligent hiring.
20. How do pre-trip inspections relate to my accident case?
Drivers must inspect their trucks before every trip. If they failed to conduct inspections or ignored known defects (bad brakes, worn tires, lighting problems), both the driver and company may be liable for negligence.
Injury & Medical Questions
21. What injuries are common in 18-wheeler accidents in City of Three Rivers?
Due to the massive size and weight disparity, trucking accidents often cause catastrophic injuries:
- Traumatic brain injury (TBI)
- Spinal cord injuries and paralysis
- Amputations
- Severe burns
- Internal organ damage
- Multiple fractures
- Wrongful death
22. How much are 18-wheeler accident cases worth in City of Three Rivers?
Case values depend on many factors:
- Severity of injuries
- Medical expenses (past and future)
- Lost income and earning capacity
- Pain and suffering
- Degree of defendant’s negligence
- Insurance coverage available
Trucking companies carry higher insurance ($750,000 minimum, often $1-5 million), allowing for larger recoveries than typical car accidents. We’ve seen verdicts ranging from hundreds of thousands to hundreds of millions.
23. What if my loved one was killed in a trucking accident in City of Three Rivers?
Texas allows wrongful death claims by surviving family members. You may recover:
- Lost future income
- Loss of companionship and guidance
- Mental anguish
- Funeral expenses
- Punitive damages if gross negligence
Time limits apply – contact us immediately to protect your rights.
Legal Process Questions
24. How long do I have to file an 18-wheeler accident lawsuit in City of Three Rivers?
The statute of limitations in Texas is 2 years from the date of the accident. However, you should never wait. Evidence disappears quickly in trucking cases. The sooner you contact us, the stronger your case will be.
25. How long do trucking accident cases take to resolve?
Timelines vary:
- Simple cases with clear liability: 6-12 months
- Complex cases with multiple parties: 1-3 years
- Cases that go to trial: 2-4 years
We work to resolve cases as quickly as possible while maximizing your recovery.
26. Will my trucking accident case go to trial?
Most cases settle before trial, but we prepare every case as if it’s going to trial. Insurance companies know which lawyers are willing to go to court—and they offer better settlements to clients with trial-ready attorneys. We have the resources and experience to take your case all the way if necessary.
27. Do I need to pay anything upfront to hire your firm?
NO. We work on contingency—you pay nothing unless we win your case. We advance all costs of investigation and litigation. You never receive a bill from us. When we win, our fee comes from the recovery, not your pocket.
Insurance Questions
28. How much insurance do trucking companies carry?
Federal law requires minimum liability coverage:
- $750,000 for non-hazardous freight
- $1,000,000 for oil, large equipment
- $5,000,000 for hazardous materials
Many carriers carry $1-5 million or more. This higher coverage means catastrophic injuries can actually be compensated.
29. What if multiple insurance policies apply to my accident?
Trucking cases often involve multiple policies:
- Motor carrier’s liability policy
- Trailer interchange coverage
- Cargo insurance
- Owner-operator’s policy
- Excess/umbrella coverage
We identify all available coverage to maximize your recovery.
30. Will the trucking company’s insurance try to settle quickly?
Often yes—and that’s a red flag. Quick settlement offers are designed to pay you far less than your case is worth before you understand the full extent of your injuries. Never accept any settlement without consulting an experienced trucking accident attorney first.
Additional Questions
31. What if the truck driver was an independent contractor?
Even if the driver is an independent contractor, the trucking company may still be liable for negligent hiring, training, or supervision. We investigate all relationships to determine liability.
32. How do cargo spills create liability?
Improperly secured cargo that falls from a truck or shifts during transit can cause rollovers, multi-vehicle accidents, or hazardous material spills. The cargo owner, loading company, or trucking company may be liable for negligent securement.
33. What if a tire blowout caused my accident?
Tire blowouts are often caused by:
- Underinflation (causing overheating)
- Overloading (exceeding tire capacity)
- Worn or aging tires not replaced
- Road debris punctures
- Manufacturing defects
We investigate tire maintenance records, age, and condition to determine liability.
34. How do brake failures get investigated?
Brake problems are a factor in 29% of large truck crashes. We investigate:
- Brake inspection and maintenance records
- Out-of-service inspection history
- ECM data showing brake application
- Post-crash brake system analysis
- Driver vehicle inspection reports (DVIRs)
35. What if the truck’s dashcam recorded the accident?
Dashcam footage can be critical evidence. We demand preservation of all video footage, which may show:
- Driver distraction or fatigue
- Speed before impact
- Brake application timing
- Road conditions
36. Can I get the truck’s GPS data?
Yes. GPS and telematics data can show:
- Route taken
- Speed history
- Stopping patterns
- Driver behavior
This data can prove speeding, fatigue, or other violations.
37. What if the trucking company goes bankrupt?
Even if the trucking company goes bankrupt, their insurance policy may still provide coverage. We also investigate other liable parties (cargo owner, maintenance company, etc.) to ensure you can still recover.
38. How are future medical expenses calculated?
We work with medical experts, life care planners, and economists to calculate:
- Future surgeries and procedures
- Rehabilitation and therapy costs
- Medical equipment needs
- Home modifications
- Prescription medications
These costs are included in your claim.
39. What is loss of consortium?
Loss of consortium compensates family members for the loss of companionship, care, and intimacy due to a loved one’s injuries. This claim is available to spouses and, in some cases, parents or children.
40. When are punitive damages available?
Punitive damages may be awarded when the trucking company or driver acted with:
- Gross negligence
- Willful misconduct
- Conscious indifference to safety
- Fraud (falsifying logs, destroying evidence)
Punitive damages are designed to punish the wrongdoer and deter future misconduct.
41. How do product defects (brakes, tires) create liability?
If a defective part (brakes, tires, steering components) contributed to the accident, the manufacturer may be liable for:
- Design defects
- Manufacturing defects
- Failure to warn
We investigate recall history, similar failures, and quality control records.
42. What if road conditions contributed to my accident?
Government entities may be liable for:
- Dangerous road design
- Failure to maintain roads (potholes, debris)
- Inadequate signage
- Failure to install safety barriers
Special notice requirements and short deadlines apply to government claims.
43. Can I sue for PTSD after a trucking accident?
Yes. PTSD (Post-Traumatic Stress Disorder) compensation is available. Victims may experience:
- Flashbacks
- Fear, anger, sadness
- Depression and anxiety
- Insomnia
Documentation from a doctor, psychologist, or therapist is required.
44. What if I was partially at fault for the accident?
Texas follows modified comparative negligence. You can recover damages as long as you’re not more than 50% at fault. Your recovery will be reduced by your percentage of fault.
45. How do you prove the driver was fatigued?
We prove fatigue through:
- ELD data showing HOS violations
- Dispatch records showing schedule pressure
- Cell phone records showing late-night calls
- Witness statements about driver behavior
- ECM data showing erratic driving
46. What is the FMCSA and how does it help my case?
The Federal Motor Carrier Safety Administration (FMCSA) regulates the trucking industry. Their regulations provide clear standards of care that trucking companies must follow. Violations of these regulations prove negligence.
47. Can I access the trucking company’s safety record?
Yes. FMCSA maintains public safety data at safer.fmcsa.dot.gov. We obtain the carrier’s:
- CSA scores
- Inspection history
- Crash history
- Safety rating
A poor safety record can prove the company knew it was putting dangerous drivers on the road.
48. What experts do you use in trucking cases?
We work with:
- Accident reconstruction experts (to determine how the crash happened)
- Medical experts (to establish causation and future care needs)
- Vocational experts (to calculate lost earning capacity)
- Economic experts (to determine present value of damages)
- Life care planners (to develop comprehensive care plans)
- FMCSA regulation experts (to identify violations)
49. How are wrongful death damages calculated?
Wrongful death damages include:
- Lost future income and benefits
- Loss of consortium (companionship, care, guidance)
- Mental anguish and emotional suffering
- Funeral and burial expenses
- Medical expenses before death
- Pain and suffering experienced by decedent before death
We work with economists and financial experts to calculate these damages.
50. What happens if there’s not enough insurance?
If the trucking company’s insurance is insufficient, we explore:
- Your own uninsured/underinsured motorist (UM/UIM) coverage
- Other liable parties (cargo owner, maintenance company, etc.)
- Excess or umbrella policies
- Personal assets of the trucking company
Why Choose Attorney911 for Your City of Three Rivers Trucking Accident Case?
1. 25+ Years of Trucking Litigation Experience
Our managing partner, Ralph Manginello, has been fighting for trucking accident victims since 1998. He has:
- Recovered multi-million dollar settlements and verdicts
- Federal court admission to the U.S. District Court, Southern District of Texas
- Experience in BP explosion litigation against multinational corporations
- Insider knowledge of commercial trucking insurance company tactics from former defense attorneys on our team
- Deep familiarity with City of Three Rivers trucking corridors, weigh stations, distribution centers, and accident patterns
2. The Insurance Defense Advantage
Our firm includes Lupe Peña, a former insurance defense attorney who spent years working for a national defense firm. He knows exactly how insurance companies:
- Evaluate claims
- Train adjusters to minimize payouts
- Use recorded statements against victims
- Deny legitimate claims
Now he uses that knowledge to fight for you, not against you.
3. Proven Multi-Million Dollar Results
We’ve secured millions for Texas families devastated by trucking accidents, including:
- $5+ Million – Logging brain injury settlement
- $3.8+ Million – Car accident amputation settlement
- $2.5+ Million – Truck crash recovery
- $2+ Million – Maritime back injury settlement
- Millions recovered for families in trucking-related wrongful death cases
4. Federal Court Experience
Trucking cases often involve interstate commerce and can be filed in federal court. Our admission to the U.S. District Court, Southern District of Texas means we can handle the most complex cases.
5. Bilingual Services for City of Three Rivers
Many trucking accident victims in City of Three Rivers speak Spanish as their primary language. Our associate attorney Lupe Peña is fluent in Spanish and provides direct representation without interpreters.
Hablamos Español. Llame al 1-888-ATTY-911.
6. Aggressive Evidence Preservation
We don’t wait. Within 24-48 hours of being retained, we send spoliation letters to preserve:
- Black box/ECM data
- ELD records
- Dashcam footage
- Maintenance records
- Driver Qualification Files
Before the trucking company can destroy evidence.
7. Comprehensive Investigation
We leave no stone unturned. Our investigation includes:
- Accident reconstruction by expert engineers
- ECM/ELD data analysis
- Driver Qualification File review
- Maintenance record inspection
- Dispatch log examination
- Drug and alcohol test results
- Cell phone record analysis
- GPS/telematics data review
8. Holding All Parties Accountable
We identify every potentially liable party, including:
- The truck driver
- The trucking company
- The cargo owner
- The loading company
- The truck manufacturer
- The parts manufacturer
- The maintenance company
- The freight broker
- The truck owner (if different from carrier)
- Government entities (for road defects)
9. Trial-Ready Preparation
We prepare every case as if it’s going to trial. Insurance companies know which lawyers are willing to go to court—and they offer better settlements to clients with trial-ready attorneys.
10. Compassionate, Personalized Representation
We treat our clients like family. You’re not just another case number. We understand the physical, emotional, and financial toll a trucking accident takes on your life. Our team keeps you informed every step of the way.
What to Expect When You Call Attorney911
Step 1: Free Consultation
- We listen to your story
- We answer your questions
- We evaluate your case at no cost
Step 2: Case Acceptance
- If we believe we can help, we’ll explain our contingency fee agreement
- You decide whether to move forward
- We begin work immediately
Step 3: Investigation
- We send spoliation letters within 24-48 hours
- We deploy accident reconstruction experts if needed
- We obtain police crash reports
- We photograph your injuries and the accident scene
- We identify all potentially liable parties
Step 4: Medical Care Facilitation
- We help connect you with City of Three Rivers medical providers
- We ensure you get the treatment you need
- We document your injuries for your case
Step 5: Demand Letter
- We send a comprehensive demand letter to the insurance company
- We calculate all your damages (medical, lost wages, pain and suffering, future care)
Step 6: Negotiation
- We negotiate aggressively for a fair settlement
- We reject lowball offers
- We prepare for trial if necessary
Step 7: Litigation (if needed)
- We file a lawsuit before the statute of limitations expires
- We conduct discovery (depositions, document requests)
- We build your case for trial
Step 8: Resolution
- Most cases settle before trial
- If necessary, we take your case to jury verdict
- We fight for the maximum compensation you deserve
Don’t Let the Trucking Company Win
The trucking company has:
✅ Teams of lawyers
✅ Rapid-response investigators
✅ Millions in insurance
✅ A system for denying claims
You need someone who fights back.
At Attorney911, we have:
✅ 25+ years of trucking litigation experience
✅ A former insurance defense attorney on our team
✅ Federal court experience
✅ A track record of multi-million dollar recoveries
✅ The resources to take on the biggest trucking companies
We don’t get paid unless we win your case.
Call Now – Before the Evidence Disappears
Every hour you wait, evidence in your City of Three Rivers trucking accident case is disappearing. Black box data can be overwritten. Dashcam footage gets deleted. Witnesses forget what they saw. Trucking companies hire lawyers to protect their interests—not yours.
Don’t let them win. Call Attorney911 now.
📞 1-888-ATTY-911 (1-888-288-9911)
🌐 attorney911.com
📧 ralph@atty911.com
Hablamos Español. Llame al 1-888-ATTY-911.
Free consultation. No fee unless we win. Available 24/7.
“They fought for me to get every dime I deserved.”
— Glenda Walker, Attorney911 Client
“You are NOT just some client… You are FAMILY to them.”
— Chad Harris, Attorney911 Client
“They solved in a couple of months what others did nothing about in two years.”
— Angel Walle, Attorney911 Client
City of Three Rivers trucking accident victims deserve justice. Let us fight for you.