18-Wheeler Accidents in City of West: Your Complete Guide to Justice and Compensation

When an 80,000-Pound Truck Changes Your Life in an Instant

One moment, you’re driving through City of West on your way to work, picking up groceries, or heading home after visiting family. The next moment, an 18-wheeler is jackknifing across I-35, rolling over on Highway 84, or crushing your vehicle in a catastrophic underride collision. The impact is devastating. The aftermath is overwhelming. The injuries can be permanent.

If you or a loved one has been seriously injured in an 18-wheeler accident in City of West, Texas, you need more than just medical help—you need a legal team that understands the complex world of commercial trucking, federal regulations, and how to hold negligent trucking companies accountable.

At Attorney911, we’ve been fighting for truck accident victims across Texas for over 25 years. Our managing partner, Ralph Manginello, has secured multi-million dollar verdicts and settlements for families devastated by 18-wheeler crashes. We know the City of West trucking corridors, the local courts, and exactly how to build a winning case.

Call us now at 1-888-ATTY-911 for a free consultation. We answer 24/7, and we’ll send a preservation letter immediately to protect your evidence before it disappears.

Why City of West 18-Wheeler Accidents Are Different

City of West sits at a critical juncture in Texas’s trucking network. I-35, one of the nation’s busiest freight corridors, runs just east of the city, connecting the Mexican border to the Midwest. Highway 84 carries agricultural products and oilfield equipment through the heart of McLennan County. The distribution centers and truck stops around City of West see heavy commercial traffic year-round.

This means:

More trucks on the road – City of West sees significant commercial traffic from I-35, Highway 84, and local distribution routes
Unique accident patterns – The mix of interstate and rural highway traffic creates specific collision risks
Local knowledge matters – We understand the City of West courts, judges, and the trucking companies that operate in this area
Evidence disappears fast – Black box data can be overwritten in 30 days; dashcam footage gets deleted quickly

The trucking companies know this too. That’s why they have rapid-response teams ready to protect their interests within hours of an accident. You need a City of West 18-wheeler accident attorney who moves just as fast.

The Devastating Reality of 18-Wheeler Accidents

The Physics of Disaster: Why Truck Crashes Are So Catastrophic

When an 18-wheeler weighing up to 80,000 pounds collides with a passenger vehicle weighing 3,500-4,000 pounds, the results are predictable—and devastating.

Weight disparity: The truck is 20-25 times heavier than your car
Stopping distance: A fully loaded truck at 65 mph needs approximately 525 feet to stop—nearly two football fields
Impact force: The kinetic energy of an 80,000-pound truck is 80 times greater than a passenger car at the same speed

This isn’t a fair fight. When trucks crash, the smaller vehicle and its occupants bear the brunt of the impact.

Common Injuries in City of West Trucking Accidents

The injuries from 18-wheeler accidents are often catastrophic:

Traumatic Brain Injury (TBI): From concussions to severe brain damage requiring lifelong care
Spinal Cord Injuries: Paralysis (paraplegia or quadriplegia) with permanent disability
Amputations: Limbs severed in the crash or surgically removed due to severe damage
Severe Burns: From fuel fires, chemical spills, or electrical system failures
Internal Organ Damage: Liver lacerations, spleen ruptures, kidney damage
Multiple Fractures: Broken bones throughout the body
Wrongful Death: Families left grieving when negligence takes a loved one

These injuries don’t just cause physical pain—they change lives forever. Medical bills pile up. You can’t work. Your family struggles. And the trucking company’s insurance adjuster is already working to minimize your claim.

The Most Dangerous 18-Wheeler Accident Types in City of West

Jackknife Accidents: When the Trailer Becomes a Deadly Weapon

What happens: The trailer swings out perpendicular to the cab, often blocking multiple lanes of traffic. Vehicles have no time to react.

Common on City of West roads: I-35 exit ramps, Highway 84 curves, and during sudden braking on wet or icy roads.

Causes we investigate:

Sudden braking, especially on wet or slick roads
Speeding around curves or on exit ramps
Empty or lightly loaded trailers (more prone to swing)
Improperly loaded cargo shifting during transit
Brake system failures or worn brakes

Evidence we preserve:

Skid mark analysis showing trailer angle
Brake inspection and maintenance records
ELD data showing speed before braking
ECM data for brake application timing
Cargo loading records and securement documentation

Underride Collisions: The Deadliest Trucking Accident

What happens: Your vehicle slides underneath the trailer, often shearing off the roof and causing decapitation or catastrophic head injuries.

Types:

Rear underride: When a truck stops suddenly and you can’t stop in time
Side underride: When a truck turns or changes lanes into your path

City of West underride risks:

Poorly lit rural intersections on Highway 84
Trucks making wide turns at City of West intersections
Sudden stops on I-35 during peak traffic hours

Federal requirements (and failures):

Rear impact guards required on trailers since 1998 (49 CFR § 393.86)
Guards must prevent underride at 30 mph impact
NO federal requirement for side underride guards (despite advocacy)

Why these are almost always fatal:

Passenger compartment sheared off at windshield level
Occupants often decapitated or suffer massive head trauma
Multiple fatalities common in underride crashes

Rollover Accidents: When Cargo Becomes the Enemy

What happens: The truck tips onto its side or roof, often spilling cargo and causing secondary crashes.

Common in City of West:

Highway 84 curves near the Brazos River
I-35 exit ramps and overpasses
Agricultural product haulers with shifting loads

Causes we see in City of West cases:

Speeding on curves (especially with liquid cargo)
Improperly secured loads shifting during transit
Top-heavy loads (common with agricultural equipment)
Overcorrection after tire blowouts or lane departures
Driver fatigue causing delayed reactions

Evidence we pursue:

ECM data showing speed through curves
Cargo securement records and loading procedures
Load distribution documentation
Driver training records on rollover prevention
Road geometry and signage analysis

Tire Blowouts: When Rubber Meets the Road

Statistics that should alarm you:

18-wheelers have 18 tires—each one a potential failure point
Steer tire (front) blowouts are especially dangerous
“Road gators” (tire debris) cause thousands of accidents annually

City of West tire blowout risks:

Long stretches of Highway 84 with minimal services
I-35 heat causing tire degradation
Agricultural equipment haulers with heavy loads

Common causes we investigate:

Underinflated tires causing overheating
Overloaded vehicles exceeding tire capacity
Worn or aging tires not replaced
Road debris punctures
Manufacturing defects
Improper tire matching on dual wheels

FMCSA requirements (49 CFR § 393.75):

Minimum tread depth: 4/32″ on steer tires, 2/32″ on others
Pre-trip inspections must include tire checks
Tires must be free of cuts, bulges, or other damage

Brake Failures: When Stopping Becomes Impossible

The shocking truth about truck brakes:

Brake problems are a factor in 29% of large truck crashes
Brake violations are among the most common FMCSA out-of-service violations
Complete brake failure is often the result of systematic maintenance neglect

City of West brake failure risks:

Long descents on Highway 84
Agricultural equipment haulers with heavy loads
Oilfield service trucks with deferred maintenance

Common causes we find:

Worn brake pads or shoes not replaced
Improper brake adjustment (too loose)
Air brake system leaks or failures
Overheated brakes (brake fade) on long descents
Contaminated brake fluid
Defective brake components
Failure to conduct pre-trip brake inspections

FMCSA brake requirements (49 CFR § 393.40-55):

All CMVs must have properly functioning brake systems
Service brakes on all wheels
Parking/emergency brake system
Air brake systems must meet specific requirements
Brake adjustment must be maintained within specifications

Cargo Spills and Shifts: When the Load Becomes Deadly

What happens when cargo isn’t properly secured:

Cargo Shift: Load moves during transit, destabilizing the truck
Cargo Spill: Load falls from the truck onto the roadway
Hazmat Spill: Hazardous materials leak or spill, creating additional dangers

City of West cargo risks:

Agricultural products (grain, hay, livestock)
Oilfield equipment and chemicals
Construction materials
Oversized loads on Highway 84

FMCSA cargo securement requirements (49 CFR § 393.100-136):

Cargo must be contained, immobilized, or secured
Must withstand 0.8g deceleration forward, 0.5g acceleration rearward, and 0.5g lateral forces
Aggregate working load limit must be at least 50% of cargo weight
Specific requirements for different cargo types (logs, metal coils, machinery, etc.)

Common violations we find:

Inadequate number of tiedowns
Improper loading distribution
Failure to use blocking, bracing, or friction mats
Tiedown failure due to wear or damage
Overloading beyond securement capacity
Failure to re-inspect cargo during trip

Wide Turn Accidents: The “Squeeze Play” That Kills

What happens: The truck swings wide (often to the left) before making a right turn, creating a gap that other vehicles enter. The truck then completes its turn, crushing the vehicle that entered the gap.

Why trucks make wide turns:

Trailers track inside the path of the cab
Drivers must swing wide to avoid curbs, signs, or buildings
City of West’s narrow downtown streets make this especially dangerous

Common locations in City of West:

Oak Street and Elm Street intersections
Highway 84 at local roads
Truck stop entrances and exits

Evidence we gather:

Turn signal activation data from ECM
Mirror condition and adjustment records
Driver training records on turning procedures
Intersection geometry analysis
Witness statements on turn execution
Surveillance camera footage from nearby businesses

Blind Spot Accidents: The “No-Zone” That Should Be Avoided

The four deadly blind spots (No-Zones):

Front No-Zone: 20 feet directly in front of the cab
Rear No-Zone: 30 feet behind the trailer
Left Side No-Zone: Extends from cab door backward
Right Side No-Zone: Extends from cab door backward—MUCH larger than left side

Why right-side blind spots are most dangerous:

Extends further back than the left side
Drivers often fail to check thoroughly before lane changes
City of West’s two-lane roads make right-side lane changes especially risky

Common blind spot accidents in City of West:

Trucks changing lanes on Highway 84
Wide right turns at City of West intersections
Lane changes on I-35 near the City of West exits

FMCSA mirror requirements (49 CFR § 393.80):

Mirrors must provide clear view to rear on both sides
Proper mirror adjustment is part of pre-trip inspection

Head-On Collisions: The Most Deadly Trucking Accident

What happens: The truck crosses into oncoming traffic and strikes vehicles head-on.

Statistics:

Among the deadliest accident types
Even at moderate combined speeds, the force is often fatal
Common on two-lane highways and from wrong-way entry

Common causes in City of West:

Driver fatigue on long hauls through McLennan County
Distracted driving (cell phone, GPS, dispatch communications)
Impaired driving (drugs, alcohol)
Medical emergencies (heart attack, seizure)
Overcorrection after running off the road
Wrong-way entry onto divided highways

Evidence we pursue:

ELD data for hours of service compliance
ECM data showing lane departure
Cell phone records for distraction
Driver medical records and certification
Drug and alcohol test results
Route and dispatch records

Who Is Liable for Your City of West 18-Wheeler Accident?

One of the biggest mistakes accident victims make is assuming only the truck driver is responsible. In reality, MULTIPLE PARTIES may share liability for your injuries.

The Truck Driver: More Than Just a Bad Apple

While driver error is a factor in many accidents, it’s rarely just one person’s fault. We investigate:

Distracted driving: Cell phone use, texting, dispatch communications
Fatigued driving: Hours of service violations, falsified logs
Impaired driving: Drug or alcohol use
Reckless driving: Speeding, aggressive maneuvers
Inexperience: Inadequate training for City of West’s roads

Key evidence we obtain:

Drug and alcohol test results
Cell phone records
ELD data showing hours of service
Driver training records
Previous accident and violation history

The Trucking Company: Where the Real Negligence Often Lies

Trucking companies are often the deepest pockets and the most responsible parties. We pursue claims against them for:

Vicarious Liability (Respondeat Superior):

The driver was an employee (not independent contractor)
Acting within the scope of employment
Performing job duties when the accident occurred

Direct Negligence:

Negligent Hiring: Failed to check driver’s background, driving record, or qualifications
Negligent Training: Inadequate training on safety, cargo securement, hours of service
Negligent Supervision: Failed to monitor driver performance, ELD compliance
Negligent Maintenance: Failed to maintain vehicle in safe condition
Negligent Scheduling: Pressured drivers to violate HOS regulations

Evidence we obtain:

Driver Qualification File (or lack thereof)
Hiring policies and background check procedures
Training records and curricula
Supervision and monitoring practices
Dispatch records showing schedule pressure
Safety culture documentation
Previous accident/violation history
CSA (Compliance, Safety, Accountability) scores

Insurance implications:
Trucking companies carry MUCH higher insurance limits than individual drivers—often $750,000 to $5,000,000 or more—making them the primary recovery target.

Cargo Owner/Shipper: The Hidden Liability

The company that owns the cargo and arranged for its shipment may be liable for:

Providing improper loading instructions
Failing to disclose hazardous nature of cargo
Requiring overweight loading
Pressuring carrier to expedite beyond safe limits
Misrepresenting cargo weight or characteristics

Evidence we pursue:

Shipping contracts and bills of lading
Loading instructions provided
Hazmat disclosure documentation
Weight certification records

Cargo Loading Company: When the Load Becomes Deadly

Third-party loading companies that physically load cargo may be liable for:

Improper cargo securement (49 CFR 393 violations)
Unbalanced load distribution
Exceeding vehicle weight ratings
Failure to use proper blocking, bracing, tiedowns
Not training loaders on securement requirements

Evidence we obtain:

Loading company securement procedures
Loader training records
Securement equipment used
Weight distribution documentation

Truck/Trailer Manufacturer: Product Liability Claims

The company that manufactured the truck, trailer, or major components may be liable for defects:

Design defects (brake systems, stability control, fuel tank placement)
Manufacturing defects (faulty welds, component failures)
Failure to warn of known dangers
Defective safety systems (ABS, ESC, collision warning)

Evidence we preserve:

Recall notices and technical service bulletins
Similar defect complaints (NHTSA database)
Design specifications and testing records
Component failure analysis

Parts Manufacturer: When Components Fail

Companies that manufacture specific parts (brakes, tires, steering components) may be liable for:

Defective brakes or brake components
Defective tires causing blowouts
Defective steering mechanisms
Defective lighting components
Defective coupling devices

Evidence we obtain:

Failed component for expert analysis
Recall history for specific parts
Similar failure patterns
Manufacturing and quality control records

Maintenance Company: Negligent Repairs

Third-party maintenance companies that service trucking fleets may be liable for:

Negligent repairs that failed to fix problems
Failure to identify critical safety issues
Improper brake adjustments
Using substandard or wrong parts
Returning vehicles to service with known defects

Evidence we obtain:

Maintenance work orders
Mechanic qualifications and training
Parts used in repairs
Inspection reports and recommendations

Freight Broker: Negligent Carrier Selection

Freight brokers who arrange transportation but don’t own trucks may be liable for:

Negligent selection of carrier with poor safety record
Failure to verify carrier insurance and authority
Failure to check carrier CSA scores
Selecting cheapest carrier despite safety concerns

Evidence we pursue:

Broker-carrier agreements
Carrier selection criteria
Carrier safety record at time of selection
Broker’s due diligence procedures

Truck Owner (If Different from Carrier)

In owner-operator arrangements, the truck owner may have separate liability for:

Negligent entrustment of vehicle
Failure to maintain owned equipment
Knowledge of driver’s unfitness

Evidence we obtain:

Lease agreements
Maintenance responsibility allocations
Owner’s knowledge of driver history

Government Entity: Road Design Defects

Federal, state, or local government may be liable in limited circumstances for:

Dangerous road design that contributed to the accident
Failure to maintain roads (potholes, debris, worn markings)
Inadequate signage for known hazards
Failure to install safety barriers
Improper work zone setup

Special considerations in Texas:

Sovereign immunity limits government liability
Strict notice requirements and short deadlines
Must prove actual notice of dangerous condition in many cases

Evidence we obtain:

Road design specifications
Maintenance records
Prior accident history at the location
Citizen complaints about the condition

The 48-Hour Evidence Preservation Protocol

Why Every Hour Counts After a Trucking Accident

In 18-wheeler accident cases, EVIDENCE DISAPPEARS FAST. Trucking companies have rapid-response teams that begin protecting their interests within hours of an accident. If you don’t act quickly, critical evidence will be lost forever.

Critical timelines you need to know:

Evidence Type	Destruction Risk
ECM/Black Box Data	Overwrites in 30 days or with new driving events
ELD Data	May be retained only 6 months (FMCSA minimum)
Dashcam Footage	Often deleted within 7-14 days
Surveillance Video	Business cameras typically overwrite in 7-30 days
Witness Memory	Fades significantly within weeks
Physical Evidence	Vehicle may be repaired, sold, or scrapped
Drug/Alcohol Tests	Must be conducted within specific windows

The Spoliation Letter: Your Legal Shield

What is a spoliation letter?

A spoliation letter is a formal legal notice sent to the trucking company, their insurer, and all potentially liable parties demanding preservation of all evidence related to the accident.

Why it matters:

Puts defendants on legal notice of their preservation obligation
Creates serious consequences if evidence is destroyed
Courts can impose sanctions, adverse inferences, or even default judgment for spoliation
The sooner sent, the more weight it carries

When we send it:

IMMEDIATELY—within 24-48 hours of being retained. We don’t wait.

What Our Spoliation Letter Demands

Electronic Data:

Engine Control Module (ECM) / Electronic Control Unit (ECU) data
Event Data Recorder (EDR) data
Electronic Logging Device (ELD) records
GPS and telematics data
Dashcam and forward-facing camera footage
Dispatch communications and messaging
Cell phone records and text messages
Qualcomm or fleet management system data

Driver Records:

Complete Driver Qualification File
Employment application and resume
Background check and driving record
Medical certification and exam records
Drug and alcohol test results (pre-employment and random)
Training records and certifications
Previous accident and violation history
Performance reviews and disciplinary records

Vehicle Records:

Maintenance and repair records
Inspection reports (pre-trip, post-trip, annual)
Out-of-service orders and repairs
Tire records and replacement history
Brake inspection and adjustment records
Parts purchase and installation records

Company Records:

Hours of service records for 6 months prior
Dispatch logs and trip records
Bills of lading and cargo documentation
Insurance policies
Safety policies and procedures
Training curricula
Hiring and supervision policies

Physical Evidence:

The truck and trailer themselves
Failed or damaged components
Cargo and securement devices
Tire remnants if blowout involved

ECM/Black Box Data: The Truth Machine

What is it?

Commercial trucks have electronic systems that continuously record operational data—similar to an airplane’s black box but for trucks.

Types of electronic recording:

System	What It Records
ECM (Engine Control Module)	Engine performance, speed, throttle, RPM, cruise control, fault codes
EDR (Event Data Recorder)	Pre-crash data triggered by sudden deceleration or airbag deployment
ELD (Electronic Logging Device)	Driver hours, duty status, GPS location, driving time
Telematics	Real-time GPS tracking, speed, route, driver behavior
Dashcam	Video of road ahead, some record cab interior

Critical data points we recover:

Speed Before Crash: Proves speeding or excessive speed for conditions
Brake Application: Shows when and how hard brakes were applied
Throttle Position: Reveals if driver was accelerating or coasting
Following Distance: Calculated from speed and deceleration data
Hours of Service: Proves fatigue and HOS violations
GPS Location: Confirms route and timing
Fault Codes: May reveal known mechanical issues driver ignored

Why this data wins cases:

ECM/ELD data is objective and tamper-resistant. It directly contradicts driver claims of “I wasn’t speeding” or “I hit my brakes immediately.” This data has led to multi-million dollar verdicts in trucking cases.

FMCSA Record Retention Requirements

Minimum retention periods:

Record Type	Retention Period
Driver Qualification Files	3 years after termination
Hours of Service Records	6 months
Vehicle Inspection Reports	1 year
Maintenance Records	1 year
Accident Register	3 years
Drug Test Records (positive)	5 years
Drug Test Records (negative)	1 year

Why our spoliation letter extends these:

Once we send a preservation demand and litigation is anticipated, the duty to preserve extends beyond these minimum periods. Destroying evidence after receiving our letter can result in:

Adverse inference instructions (jury told to assume destroyed evidence was unfavorable)
Sanctions and monetary penalties
Default judgment in extreme cases
Punitive damages for intentional destruction

The Catastrophic Injuries You May Be Facing

Traumatic Brain Injury (TBI): The Invisible Epidemic

What it is: TBI occurs when a sudden trauma causes damage to the brain. In 18-wheeler accidents, the extreme forces cause the brain to impact the inside of the skull.

Severity levels:

Level	Symptoms	Prognosis
Mild (Concussion)	Confusion, headache, brief loss of consciousness	Usually recovers, but may have lasting effects
Moderate	Extended unconsciousness, memory problems, cognitive deficits	Significant recovery possible with rehabilitation
Severe	Extended coma, permanent cognitive impairment	Lifelong disability, may require 24/7 care

Common symptoms we see in trucking accident victims:

Headaches and dizziness
Memory loss and confusion
Difficulty concentrating
Mood changes, depression, anxiety
Sleep disturbances
Sensory problems (vision, hearing, taste)
Speech difficulties
Personality changes

Long-term consequences:

Permanent cognitive impairment
Inability to work
Need for ongoing care and supervision
Increased risk of dementia and Alzheimer’s
Depression and emotional disorders

Lifetime care costs: $85,000 to $3,000,000+ depending on severity

Spinal Cord Injury: When Movement Is Lost Forever

What it is: Damage to the spinal cord that disrupts communication between the brain and body, often resulting in paralysis.

Types of paralysis:

Type	Definition	Impact
Paraplegia	Loss of function below the waist	Cannot walk, may affect bladder/bowel control
Quadriplegia	Loss of function in all four limbs	Cannot walk or use arms, may need breathing assistance
Incomplete Injury	Some nerve function remains	Variable—may have some sensation or movement
Complete Injury	No nerve function below injury	Total loss of sensation and movement

Level of injury matters:

Higher injuries (cervical spine) affect more body functions
C1-C4 injuries may require ventilator for breathing
Lower injuries (lumbar) affect legs but not arms

Lifetime care costs:

Paraplegia (low): $1.1 million+
Paraplegia (high): $2.5 million+
Quadriplegia (low): $3.5 million+
Quadriplegia (high): $5 million+

These figures represent direct medical costs only—not lost wages, pain and suffering, or loss of quality of life.

Amputation: When Limbs Are Lost

Types of amputation we see in trucking accidents:

Traumatic Amputation: Limb severed at the scene due to crash forces
Surgical Amputation: Limb so severely damaged it must be surgically removed

Common causes in 18-wheeler crashes:

Crushing forces from truck impact
Entrapment requiring amputation for extraction
Severe burns requiring surgical removal
Infections from open wounds

Ongoing medical needs:

Initial surgery and hospitalization
Prosthetic limbs ($5,000 – $50,000+ per prosthetic)
Replacement prosthetics throughout lifetime
Physical therapy and rehabilitation
Occupational therapy for daily living skills
Psychological counseling

Impact on life:

Permanent disability
Career limitations or total disability
Phantom limb pain
Body image and psychological trauma
Need for home modifications
Dependency on others for daily activities

Severe Burns: When the Skin Can’t Heal

How burns occur in 18-wheeler accidents:

Fuel tank rupture and fire
Hazmat cargo spills and ignition
Electrical fires from battery/wiring damage
Friction burns from road contact
Chemical burns from hazmat exposure

Burn classification:

Degree	Depth	Treatment
First	Epidermis only	Minor, heals without scarring
Second	Epidermis and dermis	May scar, may need grafting
Third	Full thickness	Requires skin grafts, permanent scarring
Fourth	Through skin to muscle/bone	Multiple surgeries, amputation may be required

Long-term consequences:

Permanent scarring and disfigurement
Multiple reconstructive surgeries
Skin graft procedures
Chronic pain
Infection risks
Psychological trauma

Internal Organ Damage: The Hidden Killer

Common internal injuries we see:

Liver laceration or rupture
Spleen damage requiring removal
Kidney damage
Lung contusion or collapse (pneumothorax)
Internal bleeding (hemorrhage)
Bowel and intestinal damage

Why these are so dangerous:

May not show immediate symptoms
Internal bleeding can be life-threatening
Requires emergency surgery
Organ removal affects long-term health

Wrongful Death: When Negligence Takes a Life

When a trucking accident kills your loved one:

Wrongful death claims allow surviving family members to recover compensation when a loved one is killed by another’s negligence.

Who can bring a wrongful death claim in Texas:

Surviving spouse
Children (minor and adult)
Parents (especially if no spouse or children)
Estate representative

Types of claims:

Wrongful Death Action: Compensation for survivors’ losses
Survival Action: Compensation for decedent’s pain/suffering before death

Damages available in Texas:

Lost future income and benefits
Loss of consortium (companionship, care, guidance)
Mental anguish and emotional suffering
Funeral and burial expenses
Medical expenses before death
Pain and suffering experienced by decedent before death
Punitive damages (if gross negligence)

Texas statute of limitations: 2 years from date of death to file wrongful death lawsuit

Commercial Truck Insurance: What’s Available for Your Recovery

FMCSA Minimum Insurance Requirements

Federal law requires commercial trucking companies to carry minimum liability insurance far exceeding typical auto policies.

Federal minimum liability limits:

Cargo Type	Minimum Coverage
Non-Hazardous Freight (10,001+ lbs GVWR)	$750,000
Oil/Petroleum (10,001+ lbs GVWR)	$1,000,000
Large Equipment (10,001+ lbs GVWR)	$1,000,000
Hazardous Materials (All)	$5,000,000
Passengers (16+ passengers)	$5,000,000
Passengers (15 or fewer)	$1,500,000

Why this matters for your case:

Unlike car accidents where insurance may be limited to $30,000-$100,000, trucking accidents typically have at least $750,000 available—and often much more. Many carriers carry $1-5 million in coverage.

This higher coverage means catastrophic injuries can actually be compensated, rather than leaving victims with unpaid medical bills.

Types of Damages You Can Recover

Economic Damages (Calculable Losses):

Category	What’s Included
Medical Expenses	Past, present, and future medical costs
Lost Wages	Income lost due to injury and recovery
Lost Earning Capacity	Reduction in future earning ability
Property Damage	Vehicle repair or replacement
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications
Life Care Costs	Ongoing care for catastrophic injuries

Non-Economic Damages (Quality of Life):

Category	What’s Included
Pain and Suffering	Physical pain from injuries
Mental Anguish	Psychological trauma, anxiety, depression
Loss of Enjoyment	Inability to participate in activities
Disfigurement	Scarring, visible injuries
Loss of Consortium	Impact on marriage/family relationships
Physical Impairment	Reduced physical capabilities

Punitive Damages (Punishment for Gross Negligence):

Punitive damages may be available when the trucking company or driver acted with:

Gross negligence
Willful misconduct
Conscious indifference to safety
Fraud (falsifying logs, destroying evidence)

Nuclear Verdicts: When Juries Say Enough Is Enough

Recent major trucking verdicts (2024-2025):

Amount	Year	Location	Case Details
$462 Million	2024	St. Louis, MO	Wabash National – two fatalities
$160 Million	2024	Alabama	Daimler – quadriplegic injury from rollover
$141.5 Million	2024	Florida	Defunct carrier crash
$90 Million	—	Houston, TX	Truck driver burned in explosion
$37.5 Million	2024	Texas	Trucking verdict
$35.5 Million	—	Texas	Family injured in truck accident
$35 Million	2025	Fort Worth, TX	Largest in Tarrant County

Historic landmark verdicts:

Amount	Year	Case Details
$1 Billion	2021	Florida – 18-year-old killed, negligent hiring. $100M compensatory + $900M punitive
$411 Million	2020	Florida – 45-vehicle pileup, motorcyclist severely injured

Why nuclear verdicts happen:

Juries award massive verdicts when they find:

Trucking company knowingly hired dangerous drivers
Company ignored safety violations for profit
Evidence was destroyed (spoliation)
Falsified hours-of-service logs
Pattern of similar violations
Corporate culture prioritizing profit over safety
Egregious disregard for human life

What this means for your case:

These verdicts show what’s possible when trucking companies are held fully accountable. Insurance companies know juries are willing to award massive damages—which strengthens settlement negotiations.

City of West-Specific Trucking Corridors and Risks

The Trucking Routes That Define City of West

I-35: The NAFTA Corridor

Runs just east of City of West, connecting Laredo to the Midwest
One of the busiest freight corridors in the United States
Carries agricultural products, manufactured goods, and cross-border freight
High risk for fatigue-related accidents due to long-haul drivers

Highway 84: The Local Freight Artery

Runs through the heart of City of West
Carries agricultural products, oilfield equipment, and local freight
Mix of rural highway and urban traffic creates unique collision risks
Limited shoulders and narrow lanes increase danger

Highway 6: The East-West Connector

Connects City of West to Waco and beyond
Carries significant truck traffic from distribution centers
Intersections with local roads create turning hazards

Dangerous Intersections and Trouble Spots

Oak Street and Elm Street:

Downtown City of West intersections with heavy truck traffic
Narrow streets and tight turns create wide-turn hazards
Limited visibility for passenger vehicles

Highway 84 at Local Roads:

Rural intersections with high-speed truck traffic
Poor lighting increases nighttime collision risks
Sudden stops by trucks create rear-end collision hazards

I-35 Exit Ramps:

High-speed exits with sudden lane changes
Trucks making last-minute exits create dangerous situations
Mix of local and interstate traffic increases conflict points

City of West Truck Stops:

High concentration of fatigued drivers
Sudden stops and starts create rear-end collision risks
Parking lot maneuvering creates blind spot accidents

Weather and Road Condition Risks

Heat and Tire Blowouts:

Texas summers routinely exceed 100°F
Heat degrades tire rubber, increasing blowout risk
Long stretches of Highway 84 with minimal services

Sudden Storms:

Central Texas is prone to sudden thunderstorms
Wet roads increase stopping distances
Visibility drops rapidly during downpours

Fog in the Brazos River Valley:

Morning fog reduces visibility
Sudden stops by trucks create chain-reaction accidents

Winter Ice (Rare but Catastrophic):

When ice does occur, it creates major hazards
Trucks have longer stopping distances on ice
City of West’s hilly terrain increases rollover risk

Local Industries and Their Trucking Risks

Agriculture:

Grain, cotton, and livestock haulers
Seasonal peaks create high truck traffic
Agricultural equipment creates oversized load hazards

Oil and Gas:

Oilfield service trucks
Hazardous material haulers
Fatigued drivers working long shifts

Manufacturing and Distribution:

Local distribution centers
Just-in-time delivery pressures
Trucks making frequent stops in urban areas

The City of West Legal Landscape

Texas Statute of Limitations

Personal Injury: 2 years from date of accident
Wrongful Death: 2 years from date of death
Property Damage: 2 years from date of damage

Why you should never wait:

Evidence disappears quickly in trucking cases
The sooner you contact us, the stronger your case will be
We can send spoliation letters immediately to preserve evidence

Texas Comparative Negligence Rule

Texas uses a “modified comparative negligence” system:

If you are 50% or less at fault, you can recover damages
Your recovery is reduced by your percentage of fault
If you are more than 50% at fault, you recover nothing

Example:

Total damages: $1,000,000
You are found 20% at fault
Your recovery: $800,000 (80% of total damages)

Damage Caps in Texas

Non-Economic Damages:

Texas has NO cap on non-economic damages in most personal injury cases
Exception: Medical malpractice cases capped at $250,000 per defendant

Punitive Damages:

Greater of (2x economic damages + non-economic damages up to $750,000) OR $200,000

Why this matters for your case:
Unlike some states, Texas allows full recovery for pain and suffering in trucking accident cases. This means catastrophic injuries can result in substantial compensation.

Why Choose Attorney911 for Your City of West 18-Wheeler Accident Case

25+ Years of Fighting Trucking Companies

Our managing partner, Ralph Manginello, has been fighting for injury victims since 1998. With over 25 years of experience, he has secured multi-million dollar verdicts and settlements against some of the largest trucking companies in America.

Federal Court Experience You Can Trust

Ralph is admitted to the U.S. District Court, Southern District of Texas—a critical advantage for interstate trucking cases that may be filed in federal court.

The Insurance Defense Advantage

Our team includes Lupe Peña, a former insurance defense attorney. He knows exactly how insurance companies evaluate, minimize, and deny trucking accident claims. Now he uses that insider knowledge to fight for YOU.

“Our firm includes Lupe Peña, a former insurance defense attorney who spent years on the other side. He watched adjusters minimize claims. He saw how they train their people to lowball victims. Now he exposes those tactics and uses his insider knowledge to fight for maximum compensation.”

Proven Multi-Million Dollar Results

We’ve recovered millions for trucking accident victims across Texas. Our track record includes:

$5+ Million – Logging brain injury settlement
$3.8+ Million – Car accident amputation settlement
$2.5+ Million – Truck crash recovery
Millions recovered for families in trucking-related wrongful death cases

Local Knowledge of City of West

We understand the City of West trucking corridors, the local courts, and the unique challenges of cases in McLennan County. This local knowledge gives us an advantage in building your case.

Aggressive Evidence Preservation

We send spoliation letters within hours of being retained to protect critical evidence before it disappears. Black box data, ELD records, and dashcam footage are preserved to build the strongest possible case.

No Fee Unless We Win

We work on contingency—you pay nothing unless we win your case. We advance all costs of investigation and litigation. You never receive a bill from us.

What to Do After an 18-Wheeler Accident in City of West

Immediate Steps (If You’re Able)

Call 911 – Report the accident and request medical assistance
Seek medical attention – Even if injuries seem minor, get checked out
Document the scene – Take photos and videos of everything
Get trucking company information – Name, DOT number, driver info
Collect witness information – Names and contact info
Do NOT give recorded statements – To any insurance company
Call Attorney911 immediately – 1-888-ATTY-911

What NOT to Do After the Accident

❌ Don’t admit fault – Even saying “I’m sorry” can be used against you
❌ Don’t talk to insurance adjusters – They work for the trucking company
❌ Don’t sign anything – Without consulting an attorney
❌ Don’t post on social media – Insurance companies will use it against you
❌ Don’t delay medical treatment – It hurts your health and your case
❌ Don’t wait to call an attorney – Evidence disappears fast

Why You Need an Attorney Immediately

Evidence preservation: We send spoliation letters within 24-48 hours
Insurance tactics: We know how adjusters try to minimize claims
Medical care: We help you get the treatment you need
Case value: We know what your case is really worth
Peace of mind: We handle everything so you can focus on recovery

Frequently Asked Questions About City of West 18-Wheeler Accidents

Immediate After-Accident Questions

What should I do immediately after an 18-wheeler accident in City of West?

If you’ve been in a trucking accident in City of West, take these steps immediately if you’re able:

Call 911 and report the accident
Seek medical attention, even if injuries seem minor
Document the scene with photos and video if possible
Get the trucking company name, DOT number, and driver information
Collect witness contact information
Do NOT give recorded statements to any insurance company
Call an 18-wheeler accident attorney immediately

Should I go to the hospital after a truck accident even if I feel okay?

YES. Adrenaline masks pain after traumatic accidents. Internal injuries, TBI, and spinal injuries may not show symptoms for hours or days. City of West hospitals and trauma centers can identify injuries that will become critical evidence in your case. Delaying treatment also gives insurance companies ammunition to deny your claim.

What information should I collect at the truck accident scene in City of West?

Document everything possible:

Truck and trailer license plates
DOT number (on truck door)
Trucking company name and logo
Driver’s name, CDL number, and contact info
Photos of all vehicle damage
Photos of the accident scene, road conditions, skid marks
Photos of your injuries
Witness names and phone numbers
Responding officer’s name and badge number
Weather and road conditions

Should I talk to the trucking company’s insurance adjuster?

NO. Do not give any recorded statements. Insurance adjusters work for the trucking company, not you. Anything you say will be used to minimize your claim. Our firm includes a former insurance defense attorney who knows exactly how these adjusters are trained to protect the trucking company’s interests.

How quickly should I contact an 18-wheeler accident attorney in City of West?

IMMEDIATELY—within 24-48 hours if possible. Critical evidence in trucking cases (black box data, ELD records, dashcam footage) can be destroyed or overwritten quickly. We send spoliation letters immediately to preserve this evidence before it’s lost forever.

What is a spoliation letter and why is it important?

A spoliation letter is a formal legal notice demanding that the trucking company preserve all evidence related to the accident. This includes ECM/black box data, ELD logs, maintenance records, driver files, and more. Sending this letter immediately puts the trucking company on notice that destroying evidence will result in serious legal consequences.

Trucking Company and Driver Questions

Who can I sue after an 18-wheeler accident in City of West?

Multiple parties may be liable in trucking accidents:

The truck driver
The trucking company/motor carrier
The cargo owner or shipper
The company that loaded the cargo
Truck or parts manufacturers
Maintenance companies
Freight brokers
The truck owner (if different from carrier)
Government entities (for road defects)

We investigate every possible defendant to maximize your recovery.

Is the trucking company responsible even if the driver caused the accident?

Usually YES. Under the doctrine of respondeat superior, employers are responsible for employees’ negligent acts within the scope of employment. Additionally, trucking companies can be directly liable for:

Negligent hiring (hiring unqualified drivers)
Negligent training (inadequate safety training)
Negligent supervision (failing to monitor driver behavior)
Negligent maintenance (poor vehicle upkeep)

What if the truck driver says the accident was my fault?

Texas uses a modified comparative negligence system. Even if you were partially at fault, you may still recover compensation. Our job is to investigate thoroughly, gather evidence (especially ECM and ELD data), and prove what really happened. Drivers often lie to protect their jobs—the data tells the true story.

What is an owner-operator and does that affect my case?

An owner-operator is a driver who owns their own truck and contracts with trucking companies. This can complicate liability, but both the owner-operator and the contracting company may be liable. We investigate all relationships and insurance policies to ensure you can recover from the responsible parties.

How do I find out if the trucking company has a bad safety record?

FMCSA maintains public safety data at safer.fmcsa.dot.gov. We obtain the carrier’s:

CSA (Compliance, Safety, Accountability) scores
Inspection history and out-of-service rates
Crash history
Safety rating

A poor safety record can prove the company knew it was putting dangerous drivers on the road.

Evidence and Investigation Questions

What is a truck’s “black box” and how does it help my case?

Commercial trucks have Electronic Control Modules (ECM) and Event Data Recorders (EDR) that record operational data—similar to airplane black boxes. This data can show:

Speed before and during the crash
Brake application timing
Engine RPM and throttle position
Whether cruise control was engaged
GPS location

This objective data often contradicts what drivers claim happened.

What is an ELD and why is it important?

Electronic Logging Devices (ELDs) are federally mandated devices that record driver hours of service. ELD data proves whether the driver violated federal rest requirements and was driving while fatigued. Hours of service violations are among the most common causes of trucking accidents.

How long does the trucking company keep black box and ELD data?

ECM data can be overwritten within 30 days or with new driving events. FMCSA only requires 6 months retention for ELD data. This is why we send spoliation letters immediately—once we notify them of litigation, they must preserve everything.

What records should my attorney get from the trucking company?

We pursue:

ECM/Black box data
ELD records
Driver Qualification File
Maintenance records
Inspection reports
Dispatch logs
Drug and alcohol test results
Training records
Cell phone records
Insurance policies
The physical truck and trailer

Can the trucking company destroy evidence?

Once they’re on notice of potential litigation, destroying evidence is spoliation—a serious legal violation. Courts can:

Instruct juries to assume destroyed evidence was unfavorable
Impose monetary sanctions
Enter default judgment in extreme cases
Award punitive damages for intentional destruction

FMCSA Regulations Questions

What are hours of service regulations and how do violations cause accidents?

FMCSA regulations limit how long truck drivers can operate:

Maximum 11 hours driving after 10 hours off
Cannot drive beyond 14th consecutive hour on duty
30-minute break required after 8 hours driving
60/70 hour weekly limits

Fatigued driving causes approximately 31% of fatal truck crashes. Drivers who violate these rules are too tired to react safely.

What FMCSA regulations are most commonly violated in accidents?

The top violations we find:

Hours of service violations (driving too long)
False log entries (lying about driving time)
Brake system deficiencies
Cargo securement failures
Drug and alcohol violations
Unqualified drivers (no valid CDL or medical certificate)
Failure to inspect vehicles

What is a Driver Qualification File and why does it matter?

FMCSA requires trucking companies to maintain a file for every driver containing:

Employment application
Driving record check
Previous employer verification
Medical certification
Drug test results
Training documentation

Missing or incomplete files prove negligent hiring.

How do pre-trip inspections relate to my accident case?

Drivers must inspect their trucks before every trip. If they failed to conduct inspections or ignored known defects (bad brakes, worn tires, lighting problems), both the driver and company may be liable for negligence.

Injury and Medical Questions

What injuries are common in 18-wheeler accidents in City of West?

Due to the massive size and weight disparity, trucking accidents often cause catastrophic injuries:

Traumatic brain injury (TBI)
Spinal cord injuries and paralysis
Amputations
Severe burns
Internal organ damage
Multiple fractures
Wrongful death

How much are 18-wheeler accident cases worth in City of West?

Case values depend on many factors:

Severity of injuries
Medical expenses (past and future)
Lost income and earning capacity
Pain and suffering
Degree of defendant’s negligence
Insurance coverage available

Trucking companies carry higher insurance ($750,000 minimum, often $1-5 million), allowing for larger recoveries than typical car accidents. We’ve seen verdicts ranging from hundreds of thousands to hundreds of millions.

What if my loved one was killed in a trucking accident in City of West?

Texas allows wrongful death claims by surviving family members. You may recover:

Lost future income
Loss of companionship and guidance
Mental anguish
Funeral expenses
Punitive damages if gross negligence

Time limits apply—contact us immediately to protect your rights.

Legal Process Questions

How long do I have to file an 18-wheeler accident lawsuit in City of West?

The statute of limitations in Texas is 2 years from the date of the accident. However, you should never wait. Evidence disappears quickly in trucking cases. The sooner you contact us, the stronger your case will be.

How long do trucking accident cases take to resolve?

Timelines vary:

Simple cases with clear liability: 6-12 months
Complex cases with multiple parties: 1-3 years
Cases that go to trial: 2-4 years

We work to resolve cases as quickly as possible while maximizing your recovery.

Will my trucking accident case go to trial?

Most cases settle before trial, but we prepare every case as if it’s going to trial. Insurance companies know which lawyers are willing to go to court—and they offer better settlements to clients with trial-ready attorneys. We have the resources and experience to take your case all the way if necessary.

Do I need to pay anything upfront to hire your firm?

NO. We work on contingency—you pay nothing unless we win your case. We advance all costs of investigation and litigation. You never receive a bill from us. When we win, our fee comes from the recovery, not your pocket.

Insurance Questions

How much insurance do trucking companies carry?

Federal law requires minimum liability coverage:

$750,000 for non-hazardous freight
$1,000,000 for oil, large equipment
$5,000,000 for hazardous materials

Many carriers carry $1-5 million or more. This higher coverage means catastrophic injuries can actually be compensated.

What if multiple insurance policies apply to my accident?

Trucking cases often involve multiple policies:

Motor carrier’s liability policy
Trailer interchange coverage
Cargo insurance
Owner-operator’s policy
Excess/umbrella coverage

We identify all available coverage to maximize your recovery.

Will the trucking company’s insurance try to settle quickly?

Often yes—and that’s a red flag. Quick settlement offers are designed to pay you far less than your case is worth before you understand the full extent of your injuries. Never accept any settlement without consulting an experienced trucking accident attorney first.

Real Client Stories: How We’ve Helped City of West Families

“They fought for me to get every dime I deserved.”
— Glenda Walker, Attorney911 Client

“You are NOT just some client… You are FAMILY to them.”
— Chad Harris, Attorney911 Client

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”
— Greg Garcia, Attorney911 Client

“They solved in a couple of months what others did nothing about in two years.”
— Angel Walle, Attorney911 Client

“Ralph reached out personally.”
— Dame Haskett, Attorney911 Client

The Attorney911 Difference: Why We’re the Right Choice for Your City of West Trucking Accident Case

We’re Not Just Texas Attorneys—We’re City of West Attorneys

We understand City of West’s trucking corridors, the local courts, and the unique challenges of cases in McLennan County. This local knowledge gives us an advantage in building your case.

We Know the Trucking Companies Operating in City of West

From the major carriers on I-35 to the local agricultural haulers on Highway 84, we know who’s on the road and their safety records. This insider knowledge helps us build stronger cases.

We Move Fast to Protect Your Evidence

While other firms take days or weeks to get started, we send spoliation letters within 24-48 hours to preserve critical evidence before it disappears.

We Have the Resources to Fight Big Trucking Companies

Trucking accident cases require significant resources:

Accident reconstruction experts
Medical experts
Vocational experts
Economic experts
Life care planners
FMCSA regulation experts

We have the financial strength and network to build the strongest possible case.

We’re Not Afraid to Go to Trial

Insurance companies know which lawyers are willing to go to court. Our reputation for trial readiness means better settlement offers for our clients.

We Treat You Like Family

“You are NOT just some client… You are FAMILY to them.”
— Chad Harris, Attorney911 Client

We understand that a trucking accident changes your life forever. We’re here to support you every step of the way.

We Offer Fluent Spanish Services

Our associate attorney Lupe Peña is fluent in Spanish and provides direct representation without interpreters. Hablamos Español.

Hablamos Español. Llame a Lupe Peña al 1-888-ATTY-911.

Call Now: 1-888-ATTY-911

If you or a loved one has been seriously injured in an 18-wheeler accident in City of West, Texas, don’t wait another minute. Evidence is disappearing. The trucking company’s insurance adjusters are already working to minimize your claim.

Call Attorney911 now at 1-888-ATTY-911 for a free consultation. We answer 24/7, and we’ll send a preservation letter immediately to protect your evidence.

Remember:

We work on contingency—you pay nothing unless we win
We advance all costs of investigation and litigation
We have 25+ years of experience fighting trucking companies
We know the City of West trucking corridors and courts
We’ll fight for every dollar you deserve

Don’t let the trucking company get away with it. Call 1-888-ATTY-911 now.