Car Accident Lawyers in Henrietta, Clay County, Texas | Attorney911

If You’ve Been Injured in a Car Accident in Henrietta, Clay County, Texas, We’re Here to Fight for You

Every 57 seconds, a car crash occurs somewhere in Texas. In 2024 alone, 251,977 people were injured in motor vehicle accidents across our state—one person every two minutes and five seconds. If you’re reading this after an accident in Henrietta, Clay County, or anywhere in North Texas, you’re not alone. The aftermath of a collision can leave you feeling overwhelmed, in pain, and uncertain about what comes next.

At Attorney911, we understand the physical, emotional, and financial toll a car accident can take. With over 25 years of experience fighting for accident victims across Texas, our team—led by Ralph Manginello—has recovered millions of dollars for clients just like you. Whether you were rear-ended on US-281, sideswiped on FM 171, or involved in a multi-vehicle crash near the Clay County Courthouse, we know how to navigate the legal and insurance challenges you’re facing.

Why Henrietta, Clay County, Texas, Residents Trust Attorney911 After a Car Accident

Henrietta and Clay County are home to hardworking families, ranchers, and small business owners. The roads here—from the bustling traffic of US-281 to the rural stretches of FM 171—present unique risks. Distracted drivers, speeding, and even livestock crossings can turn an ordinary drive into a life-altering event in an instant.

When you’re injured in a car accident in Henrietta or anywhere in Clay County, you need more than just a lawyer—you need a team that knows the local landscape. Our firm has deep roots in Texas, and we understand the specific challenges faced by Clay County residents. Whether you’re dealing with a rear-end collision on the way to work or a serious crash involving an 18-wheeler on US-281, we have the experience to fight for the compensation you deserve.

The Reality of Car Accidents in Henrietta, Clay County, Texas

Car accidents are a daily reality in Texas, and Clay County is no exception. In 2024, Texas saw:

• 1 crash every 57 seconds
• 1 person injured every 2 minutes and 5 seconds
• 4,150 fatalities—many of which were preventable

In rural areas like Clay County, the risks can be even higher. Narrow roads, higher speeds, and fewer traffic controls create dangerous conditions. Common causes of car accidents in Henrietta and surrounding areas include:

• Distracted driving (texting, phone use, or even adjusting the radio)
• Speeding, especially on rural highways like US-281
• Failure to yield at intersections or when merging
• Drunk or impaired driving, particularly on weekends
• Poor road conditions, including potholes or lack of proper signage
• Livestock or wildlife crossings, which are common in rural areas

No matter how your accident happened, if someone else’s negligence caused your injuries, you have the right to seek compensation.

Common Injuries in Car Accidents—and How They Impact Your Life

Car accidents can cause a wide range of injuries, from minor to life-threatening. Even a seemingly “minor” collision can result in serious, long-term consequences. Here are some of the most common injuries we see in car accident cases:

Whiplash and Soft Tissue Injuries

Whiplash is one of the most common injuries in rear-end collisions. It occurs when the force of the impact causes your head to snap forward and backward, straining the muscles and ligaments in your neck. Symptoms may not appear immediately but can include:

• Neck pain and stiffness
• Headaches
• Shoulder or upper back pain
• Dizziness or fatigue

While whiplash is often dismissed as a “minor” injury, it can lead to chronic pain and long-term disability if not properly treated.

Herniated or Bulging Discs

The impact of a car accident can cause the discs in your spine to herniate or bulge, pressing on nearby nerves. This can result in:

• Severe back or neck pain
• Numbness or tingling in your arms or legs
• Weakness in your muscles
• Chronic pain that may require surgery

Herniated discs are often misdiagnosed as muscle strains, which is why it’s critical to seek medical attention immediately after an accident—even if you feel fine.

Broken Bones and Fractures

The force of a collision can cause fractures in your arms, legs, ribs, or pelvis. Broken bones can require:

• Casting or bracing
• Surgery to insert pins, plates, or screws
• Physical therapy for months or even years
• Time off work, which can impact your income

Traumatic Brain Injuries (TBI)

Even a “mild” concussion can have serious, long-term effects. TBIs occur when your brain is jolted inside your skull, leading to:

• Headaches
• Memory loss
• Mood swings
• Difficulty concentrating
• Sleep disturbances
• In severe cases, permanent cognitive impairment

TBIs are often called the “invisible injury” because symptoms may not appear immediately. That’s why it’s so important to get checked by a doctor after any accident, even if you don’t feel hurt.

Spinal Cord Injuries and Paralysis

Spinal cord injuries are among the most devastating consequences of a car accident. Depending on the severity and location of the injury, you may experience:

• Partial or complete paralysis
• Loss of sensation in your limbs
• Chronic pain
• Difficulty breathing (in severe cases)
• Lifelong medical care and rehabilitation

Internal Injuries

The force of a collision can cause internal bleeding, organ damage, or other life-threatening injuries that may not be immediately apparent. Symptoms can include:

• Abdominal pain
• Dizziness or fainting
• Swelling or bruising
• Difficulty breathing

Internal injuries require immediate medical attention. If you experience any of these symptoms after an accident, go to the emergency room right away.

PTSD and Emotional Trauma

Car accidents don’t just cause physical injuries—they can also lead to emotional and psychological trauma. Many accident victims experience:

• Anxiety or panic attacks, especially when driving or riding in a car
• Sleep disturbances, including nightmares
• Depression or mood swings
• Fear of getting back on the road

These symptoms are real, and they deserve compensation just like physical injuries.

Why Insurance Companies Are Already Working Against You

After a car accident, the other driver’s insurance company will contact you almost immediately. They may sound friendly, helpful, and concerned about your well-being. But here’s the truth: their goal is to pay you as little as possible.

Insurance adjusters are trained to minimize your claim—and they have a playbook of tactics to do just that. Here are some of the most common strategies they use:

Tactic #1: The Quick Settlement Offer

Within days of your accident, the insurance company may offer you a “quick cash settlement.” It might sound tempting—especially if you’re facing medical bills and lost wages—but accepting an early offer is one of the biggest mistakes you can make.

Why?

• You don’t yet know the full extent of your injuries.
• You may need future medical treatment that isn’t covered by a lowball offer.
• Once you sign a release, you cannot ask for more money—even if your injuries worsen.

At Attorney911, we’ve seen cases where insurance companies offered $5,000 for an injury that later required $100,000 in surgery. Never accept a settlement without talking to an attorney first.

Tactic #2: The Recorded Statement Trap

The insurance adjuster may ask you to give a “recorded statement” about what happened in the accident. They’ll say it’s just “routine” or “necessary to process your claim.” Don’t do it.

Everything you say in that recorded statement will be used against you. The adjuster will ask leading questions designed to get you to:

• Downplay your injuries (“You’re feeling better now, though, right?”)
• Admit partial fault (“Were you distracted at all?”)
• Minimize the severity of the accident (“It wasn’t that bad of an impact, was it?”)

You are not required to give a recorded statement to the other driver’s insurance company. If an adjuster contacts you, politely decline and refer them to your attorney.

Tactic #3: The “Independent” Medical Exam (IME) Scam

If you file a claim, the insurance company may require you to see a doctor of their choosing for an “independent medical exam” (IME). Don’t be fooled—the doctor they send you to is not independent. They work for the insurance company, and their job is to minimize your injuries.

IME doctors are often paid thousands of dollars per exam, and they know that if they find you’re “not really injured,” the insurance company will send them more business. Common tactics include:

• Spending only 10-15 minutes examining you
• Ignoring your medical records
• Claiming your injuries are “pre-existing” or “not related to the accident”
• Saying you don’t need further treatment

Lupe Peña, one of our attorneys at Attorney911, used to work for insurance companies. He knows exactly how these exams work—and how to counter them.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”
— Lupe Peña, Former Insurance Defense Attorney

Tactic #4: Surveillance and Social Media Monitoring

Insurance companies will monitor your social media accounts—Facebook, Instagram, TikTok, even LinkedIn—to find anything they can use against you. They’ll look for:

• Photos of you smiling (to claim you’re “not really in pain”)
• Check-ins at restaurants or gyms (to claim you’re “not disabled”)
• Posts from friends or family mentioning you (even if taken out of context)

They may even hire private investigators to follow you and film you doing everyday activities. One video of you bending over to pick up groceries can be used to claim you’re “not really injured.”

What to Do:

• Make all your social media profiles private immediately.
• Do not post about your accident, injuries, or case.
• Tell your friends and family not to tag you in posts.
• Assume everything you do online is being watched.

Tactic #5: The Delay, Deny, Defend Strategy

Insurance companies know that the longer they drag out your case, the more desperate you’ll become. They may:

• Ignore your calls and emails
• “Lose” your medical records
• Claim they’re “still investigating”
• Offer you less money the closer you get to the statute of limitations

Their goal is to wear you down so you’ll accept a lowball offer just to get the case over with.

At Attorney911, we don’t let them get away with it. We file lawsuits, set deadlines, and force them to respond.

Tactic #6: Blaming You for the Accident

Texas follows the 51% comparative fault rule, which means:

• If you’re 50% or less at fault, you can recover damages—but your compensation is reduced by your percentage of fault.
• If you’re 51% or more at fault, you get nothing.

Insurance companies always try to blame you for the accident, even if it wasn’t your fault. They may claim:

• You were speeding (even if you weren’t)
• You weren’t paying attention
• You could have avoided the crash
• You had a pre-existing condition

Lupe Peña knows these tactics because he used them for years as a defense attorney. Now, he uses that insider knowledge to fight for you.

How Attorney911 Fights Back Against Insurance Company Tactics

At Attorney911, we don’t just know the law—we know how insurance companies think. Our team includes Lupe Peña, a former insurance defense attorney who spent years working for the very companies that are now trying to minimize your claim. He knows their playbook inside and out, and he uses that knowledge to maximize your compensation.

Here’s how we fight for you:

1. We Send Preservation Letters Immediately

Evidence disappears fast. Surveillance footage is deleted in 7-30 days. Witness memories fade. Black box data from trucks can be overwritten. Within 24 hours of taking your case, we send preservation letters to:

• The other driver’s insurance company
• Any businesses near the accident scene (to save surveillance footage)
• The trucking company (if a commercial vehicle was involved)
• Your employer (to verify lost wages)
• Any other parties who may have relevant evidence

These letters legally require them to preserve evidence before it’s lost forever.

2. We Investigate the Accident Thoroughly

We don’t just take your word for it—we prove what happened. Our investigation includes:

• Obtaining the police report and 911 call recordings
• Interviewing witnesses before their memories fade
• Hiring accident reconstruction experts to determine fault
• Reviewing surveillance footage from nearby businesses
• Analyzing black box data (if a commercial vehicle was involved)
• Checking the other driver’s cell phone records (if distracted driving is suspected)

3. We Document Your Injuries and Damages

To build a strong case, we need proof of your injuries and how they’ve impacted your life. We work with:

• Medical experts to explain the severity of your injuries
• Life care planners to estimate the cost of future medical care
• Vocational experts to calculate your lost earning capacity
• Economists to determine the present value of your future losses

We also help you document your pain and suffering by:

• Keeping a journal of your symptoms
• Tracking missed work and lost income
• Recording how your injuries affect your daily life

4. We Negotiate Aggressively with Insurance Companies

Insurance companies know that if they lowball us, we won’t hesitate to take them to court. We use our reputation—and our multi-million dollar results—to negotiate the best possible settlement for you.

If they refuse to offer a fair amount, we’re prepared to file a lawsuit and take your case to trial. We don’t back down.

5. We Prepare Every Case as If It’s Going to Trial

Many law firms settle cases quickly to avoid the time and expense of a trial. At Attorney911, we prepare every case as if it’s going to trial. Why? Because insurance companies know we’re not bluffing. Our trial readiness gives us leverage in negotiations, and it forces insurance companies to take your case seriously.

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This means we can handle complex cases—including those involving federal regulations, like trucking accidents—that many other firms can’t.

What You Can Recover After a Car Accident in Henrietta, Clay County, Texas

If you’ve been injured in a car accident caused by someone else’s negligence, you may be entitled to compensation for:

Economic Damages (No Cap in Texas)

These are the quantifiable financial losses you’ve suffered as a result of the accident. They include:

• Medical expenses (past and future): Hospital bills, doctor visits, surgery, physical therapy, prescription medications, and any other medical costs related to your injuries.
• Lost wages: If your injuries forced you to miss work, you can recover the income you lost.
• Lost earning capacity: If your injuries prevent you from returning to your previous job or working at all, you can recover the income you would have earned in the future.
• Property damage: The cost to repair or replace your vehicle and any other damaged property.
• Out-of-pocket expenses: Transportation to medical appointments, home modifications, and any other costs you incurred because of the accident.

Non-Economic Damages (No Cap in Texas, Except for Medical Malpractice)

These are the intangible losses you’ve suffered, such as:

• Pain and suffering: The physical pain and discomfort caused by your injuries.
• Mental anguish: The emotional distress, anxiety, depression, or PTSD you’ve experienced.
• Physical impairment: The loss of physical function or disability caused by your injuries.
• Disfigurement: Scarring or other permanent visible injuries.
• Loss of consortium: The impact of your injuries on your relationship with your spouse or family.
• Loss of enjoyment of life: The inability to participate in activities you previously enjoyed.

Punitive Damages (Capped in Texas)

In cases involving gross negligence or malice, you may be entitled to punitive damages. These are designed to punish the at-fault party and deter similar behavior in the future. Examples include:

• Drunk driving accidents
• Extreme speeding (e.g., 100+ mph)
• Reckless driving
• Knowingly driving with a defective vehicle

Punitive damages in Texas are capped at the greater of:

• $200,000, or
• 2x economic damages + 1x non-economic damages (capped at $750,000 for the non-economic portion)

How Much Is My Car Accident Case Worth?

One of the most common questions we hear is, “How much is my case worth?” The answer depends on several factors, including:

• The severity of your injuries
• The cost of your medical treatment (past and future)
• Your lost wages and lost earning capacity
• The impact of your injuries on your daily life
• Whether you share any fault for the accident
• The amount of insurance coverage available

Settlement Ranges for Common Injuries

While every case is unique, here are some general settlement ranges for common car accident injuries in Texas:

Injury Type	Medical Treatment Costs	Lost Wages	Pain & Suffering	Total Settlement Range
Soft Tissue (Whiplash, Sprains)	$6,000 – $16,000	$2,000 – $10,000	$8,000 – $35,000	$15,000 – $60,000
Broken Bone (Simple Fracture)	$10,000 – $20,000	$5,000 – $15,000	$20,000 – $60,000	$35,000 – $95,000
Broken Bone (Requiring Surgery)	$47,000 – $98,000	$10,000 – $30,000	$75,000 – $200,000	$132,000 – $328,000
Herniated Disc (Conservative Treatment)	$22,000 – $46,000	$8,000 – $25,000	$40,000 – $100,000	$70,000 – $171,000
Herniated Disc (Surgery Required)	$96,000 – $205,000	$20,000 – $50,000	$150,000 – $450,000	$346,000 – $1,205,000
Traumatic Brain Injury (TBI)	$198,000 – $638,000	$50,000 – $200,000	$500,000 – $3,000,000	$1,548,000 – $9,838,000
Spinal Cord Injury / Paralysis	$500,000 – $2,500,000+	$500,000 – $3,000,000+	$1,000,000 – $10,000,000+	$4,770,000 – $25,880,000
Amputation	$170,000 – $480,000	$20,000 – $50,000	$500,000 – $2,000,000	$1,945,000 – $8,630,000
Wrongful Death	$50,000 – $500,000	$1,000,000 – $4,000,000	$500,000 – $3,000,000	$1,910,000 – $9,520,000

These ranges are estimates only. Your actual settlement or verdict will depend on the specific facts of your case.

Factors That Increase Your Case Value

• Clear liability: If the other driver was 100% at fault (e.g., rear-ended you while texting).
• Severe injuries: The more serious your injuries, the higher your compensation.
• Permanent disability: If your injuries will affect you for the rest of your life.
• High medical bills: The more you’ve spent on treatment, the more you can recover.
• Lost earning capacity: If you can no longer work or must take a lower-paying job.
• Egregious conduct: If the other driver was drunk, speeding excessively, or engaged in reckless behavior.
• Multiple liable parties: If more than one person or company is responsible (e.g., a trucking company and the driver).

Factors That Decrease Your Case Value

• Comparative fault: If you share some blame for the accident, your compensation will be reduced.
• Gaps in treatment: If you stopped seeing your doctor or missed appointments, the insurance company will argue your injuries aren’t serious.
• Pre-existing conditions: If you had a prior injury to the same body part, the insurance company will try to blame your current pain on the old injury.
• Social media activity: If you post photos or videos that contradict your injury claims, your case value will drop.
• Recorded statements: If you gave a statement to the insurance company without an attorney, they may have used your words against you.
• Delay in hiring an attorney: The longer you wait, the more evidence disappears, and the harder it is to build a strong case.

Why Choose Attorney911 for Your Henrietta, Clay County, Car Accident Case?

With so many law firms to choose from, why should you trust Attorney911 with your case? Here are five reasons we stand out:

1. We Have an Insurance Defense Insider on Our Team

Most law firms only know how to sue insurance companies. At Attorney911, we know how to beat them—because Lupe Peña used to work for them.

Lupe spent years working for a national insurance defense firm, where he learned:

• How insurance companies value claims (using software like Colossus)
• How they calculate settlement offers (and how to negotiate higher ones)
• Which IME doctors they favor (and how to counter their reports)
• Their delay tactics (and how to force them to respond)
• Their comparative fault arguments (and how to defeat them)

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”
— From Lupe’s Biography at Attorney911

Now, Lupe uses that insider knowledge to fight for victims—not against them.

2. We Have a Proven Track Record of Multi-Million Dollar Results

We don’t just talk about results—we prove them. Here are some of the multi-million dollar settlements and verdicts we’ve achieved for our clients:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”
— Attorney911 Case Result

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”
— Attorney911 Case Result

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”
— Attorney911 Case Result

“In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.”
— Attorney911 Case Result

Our results speak for themselves. When insurance companies see that we’re handling your case, they know we won’t accept a lowball offer.

3. Ralph Manginello Has 25+ Years of Experience—and Federal Court Admission

Ralph Manginello isn’t just any attorney—he’s a federal court-admitted litigator with over 25 years of experience fighting for accident victims. His credentials include:

• Admission to the U.S. District Court, Southern District of Texas (one of the busiest federal courts in the country)
• Involvement in BP explosion litigation (one of the few firms in Texas to take on this billion-dollar case)
• Membership in the Harris County Criminal Lawyers Association (HCCLA), an elite organization of trial attorneys
• 25+ years of experience handling complex personal injury and wrongful death cases

Ralph’s federal court admission means we can handle cases that other firms can’t—including those involving federal regulations, like trucking accidents.

4. We Give You Personal Attention—Not an Assembly Line

At many law firms, you’re just a case number. At Attorney911, you’re family.

Our clients consistently praise our communication and personal touch:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”
— Chad Harris, Attorney911 Client

“I never felt like ‘just another case’ they were working on.”
— Ambur Hamilton, Attorney911 Client

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.”
— Dame Haskett, Attorney911 Client

When you hire Attorney911, you work directly with Ralph Manginello or Lupe Peña—not a case manager or paralegal.

5. We Don’t Get Paid Unless We Win Your Case

We understand that you’re facing financial stress after an accident. That’s why we work on a contingency fee basis—you pay nothing unless we win your case.

• Free consultation: We’ll review your case at no cost to you.
• No upfront fees: We advance all case costs, including expert witnesses and court fees.
• No hourly billing: You never receive a bill from us.
• You only pay if we win: Our fee is a percentage of your recovery.

This means you have zero financial risk when you hire us.

What Our Clients Say About Us

Don’t just take our word for it—here’s what our clients have to say about their experience with Attorney911:

“Leonor got me into the doctor the same day…it only took 6 months amazing.”
— Chavodrian Miles, Attorney911 Client

“I was rear-ended and the team got right to work…I also got a very nice settlement.”
— MONGO SLADE, Attorney911 Client

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.”
— Kiimarii Yup, Attorney911 Client

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”
— Glenda Walker, Attorney911 Client

“Ralph Manginello is indeed the best attorney I ever had..He cares greatly about his results.”
— AMAZIAH A.T, Attorney911 Client

“One of Houston’s Great Men Trae Tha Truth has recommended this law firm. So if he is vouching for them then I know they do good work.”
— Jacqueline Johnson, Attorney911 Client

“Especially Miss Zulema, who is always very kind and always translates.”
— Celia Dominguez, Attorney911 Client

What to Do After a Car Accident in Henrietta, Clay County, Texas

If you’ve been in a car accident in Henrietta or anywhere in Clay County, time is critical. Evidence disappears quickly, and insurance companies start building their case against you immediately. Here’s what to do:

Within the First 24 Hours:

✅ Call 911 and report the accident. If anyone is injured, request medical assistance.
✅ Seek medical attention immediately, even if you feel fine. Adrenaline can mask serious injuries.
✅ Document everything:

• Take photos of all vehicle damage (every angle)
• Photograph the accident scene, road conditions, and traffic signals
• Take photos of visible injuries
• Screenshot any messages visible on your phone (do NOT delete anything)
  ✅ Exchange information with the other driver:
• Name, phone number, address
• Insurance company and policy number
• Driver’s license number
• License plate number
• Vehicle make, model, and color
  ✅ Get witness information: Names and phone numbers of anyone who saw what happened.
  ✅ Do NOT give a recorded statement to any insurance company.
  ✅ Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

Within 48 Hours:

✅ Preserve digital evidence:

• Do NOT delete any texts, calls, photos, or videos related to the accident.
• Screenshot everything relevant.
• Email copies to yourself for backup.
  ✅ Secure physical evidence:
• Keep damaged clothing, glasses, or personal items.
• Save receipts for any accident-related expenses (towing, rental car, medications).
  ✅ Request copies of all medical records from the ER or hospital.
  ✅ Do NOT sign anything from an insurance company without talking to an attorney.
  ✅ Make all your social media profiles private and do NOT post about the accident.

Within the First Week:

✅ Continue documenting your injuries and treatment.
✅ Follow up with your doctor and follow all treatment recommendations.
✅ Keep track of missed work and lost wages.
✅ If the insurance company contacts you, refer them to your attorney.
✅ Do NOT accept any settlement offers without consulting an attorney.

Frequently Asked Questions About Car Accidents in Henrietta, Clay County, Texas

1. What should I do immediately after a car accident in Henrietta, Clay County, Texas?

If you’ve been in a car accident in Henrietta or anywhere in Clay County, follow these steps:

1. Call 911 and report the accident.
2. Seek medical attention, even if you feel fine.
3. Document everything: take photos, exchange information with the other driver, and get witness contact details.
4. Do NOT give a recorded statement to any insurance company.
5. Call Attorney911 at 1-888-ATTY-911 for a free consultation.

2. Should I call the police even for a minor accident?

Yes. Always call the police after an accident, no matter how minor it seems. The police report is critical evidence for your claim. In Texas, you are required to report accidents that result in injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries—like traumatic brain injuries, internal bleeding, or herniated discs—may not show symptoms immediately. Adrenaline can mask pain at the scene. Seeing a doctor right away also creates a record of your injuries, which is important for your claim.

4. What information should I collect at the scene?

Collect the following information from the other driver:

• Name, phone number, and address
• Insurance company and policy number
• Driver’s license number
• License plate number
• Vehicle make, model, and color

Also, get the names and phone numbers of any witnesses, and take photos of the scene, vehicle damage, and your injuries.

5. Should I talk to the other driver or admit fault?

Exchange information only. Do NOT discuss fault, apologize, or say “I’m sorry.” Stick to the facts. Anything you say can be used against you later.

6. How do I obtain a copy of the accident report?

You can obtain the police report from the responding law enforcement agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: No. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (your name, the date of the accident, and that you were involved). Do NOT give a recorded statement or discuss your injuries.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer—it’s usually far below what your case is actually worth. Attorney911 fights for what you truly deserve.

10. Should I accept a quick settlement offer?

Never accept a settlement before you know the full extent of your injuries. Once you sign a release, you cannot get more money—even if you later need surgery or discover permanent damage.

11. What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you if the other driver has no insurance or insufficient coverage. Watch our video on UM/UIM claims: https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does the insurance company want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign a medical authorization without attorney review.

13. Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance coverage to recover from

Watch our video: “Do I Have a Good Case?” https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily, and insurance companies start building their case against you from day one. The sooner you call Attorney911, the better we can protect your rights.

15. How much time do I have to file (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. For wrongful death claims, you have 2 years from the date of death. Miss this deadline, and your case is barred forever.

16. What is comparative negligence, and how does it affect me?

Texas uses the 51% bar rule. If you are 50% or less at fault, you can recover damages (reduced by your percentage of fault). If you are 51% or more at fault, you recover nothing.

Watch our video: “What Is Comparative Negligence?” https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?

You can still recover compensation if you were 50% or less at fault. Your recovery will be reduced by your percentage of fault. For example, if you were 20% at fault in a $100,000 case, you would recover $80,000.

18. Will my case go to trial?

Most cases settle before trial. However, Attorney911 prepares every case as if it’s going to trial. This gives us leverage in negotiations and forces insurance companies to take your case seriously.

Watch our video: “Will Your Case Go to Trial?” https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle your case until you’ve reached Maximum Medical Improvement (MMI)—the point where you’ve recovered as much as you’re going to. This could take 6 months for minor injuries or 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment until MMI
3. Demand letter to insurance company
4. Negotiation
5. Lawsuit (if necessary)
6. Discovery (exchange of evidence)
7. Mediation
8. Trial (if needed)

Watch our video: “What Is the Process for a Personal Injury Claim?” https://www.youtube.com/watch?v=XwzYymneDVs

21. What is my case worth?

It depends on:

• The severity of your injuries
• Your medical expenses (past and future)
• Your lost wages and lost earning capacity
• The impact of your injuries on your daily life
• Whether you share any fault for the accident
• The amount of insurance coverage available

22. What types of damages can I recover?

You may be entitled to:

• Medical expenses (past and future)
• Lost wages and lost earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).

24. What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated or worsened your pre-existing condition. This is known as the “eggshell plaintiff” rule—the defendant takes the victim as they find them.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for advice specific to your situation.

26. How is the value of my claim determined?

Based on:

• Your medical bills
• Future treatment costs
• Lost income
• Permanent impairment rating
• Comparable verdicts and settlements
• Severity of injuries
• Impact on your daily life

27. How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis:

• 33.33% of the recovery if the case settles before trial
• 40% of the recovery if the case goes to trial

You pay nothing upfront, and we advance all case costs.

Watch our video: “How Do Contingency Fees Work?” https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?

It means you pay nothing unless we recover compensation for you. If we don’t win your case, you owe us nothing. We advance all case costs, including expert witnesses and court fees.

29. How often will I get updates on my case?

At Attorney911, we provide regular updates on your case. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello or Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch attorneys at any time. Attorney911 has taken over many cases from other firms. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

32. What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated your pre-existing condition. We hire medical experts to prove the difference between your condition before and after the accident.

33. Can I switch attorneys if I’m unhappy with my current lawyer?

Yes. If your current attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

34. What if the insurance company is my own insurance (UM/UIM claim)?

Your own insurance company will fight your Uninsured/Underinsured Motorist (UM/UIM) claim just as hard as the other driver’s insurance would. You need an attorney to maximize your recovery.

35. How do you calculate pain and suffering?

Most commonly using the multiplier method:
Medical expenses × multiplier (1.5 to 5) = pain and suffering

The multiplier depends on:

• Injury severity
• Permanency
• Impact on your life
• Clear liability

Lupe Peña knows how insurance companies calculate these multipliers—and how to justify higher ones.

36. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules, including a 6-month notice requirement (much shorter than the 2-year statute of limitations). These cases are complex—you need an experienced attorney.

37. What if the other driver fled the scene (hit and run)?

File a police report immediately. Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified. Surveillance footage is critical—most is deleted within 7-30 days, so call Attorney911 immediately.

38. What if I’m an undocumented immigrant—can I still file a claim?

Yes. Your immigration status does not affect your right to compensation. You are entitled to full recovery regardless of your status. Your case is confidential, and we’ve successfully represented clients of all immigration statuses.

39. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that “parking lot accidents are always 50/50 fault,” but this is not true. We prove fault through surveillance video, witness statements, and damage analysis.

40. What if I was a passenger in the at-fault vehicle?

You can sue the driver—even if you were riding with a friend or family member. The driver’s insurance covers passengers. Liability is usually clear, so these cases often settle quickly.

41. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The insurance policy still applies, and the estate may have assets. These cases are emotionally complex but legally straightforward.

42. What mistakes can hurt my case?

Common mistakes include:

• Giving a recorded statement without an attorney
• Accepting a quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not hiring an attorney soon enough

43. Should I post about my accident on social media?

No. Make all your profiles private immediately. Do not post about the accident, your injuries, or your case. Insurance companies monitor social media and will use anything they find against you.

44. Why shouldn’t I sign anything without a lawyer?

Releases are permanent and final. Medical authorizations give unlimited access to your records. Settlement offers are binding. Once you sign, you cannot undo it.

45. What if I didn’t see a doctor right away?

See one now. Explain that you didn’t realize the severity of your injuries. Delayed symptoms are common, and we can still help.

Henrietta, Clay County, Texas: A Community We Serve with Pride

Henrietta and Clay County are more than just a location on a map—they’re home to hardworking families, ranchers, and small business owners who take pride in their community. Whether you’re driving through downtown Henrietta, commuting to work on US-281, or heading out to one of the county’s many ranches, you deserve to feel safe on the road.

At Attorney911, we’re proud to serve the people of Henrietta and Clay County. We understand the unique challenges you face, from rural road hazards to the aftermath of a serious accident. Our team is committed to fighting for the compensation you need to recover and move forward.

Serving All of Clay County and Beyond

While our offices are based in Houston, Austin, and Beaumont, we handle cases throughout Texas, including:

• Henrietta
• Dean
• Petrolia
• Jolly
• Byers
• Bellevue
• Wichita Falls (adjacent Wichita County)
• Burkburnett
• Iowa Park

No matter where you are in Clay County or North Texas, we’re here to help. We offer free consultations and travel to meet you if needed.

Call Attorney911 Now: 1-888-ATTY-911

If you or a loved one has been injured in a car accident in Henrietta, Clay County, or anywhere in Texas, don’t wait. Evidence disappears daily, and insurance companies are already building their case against you.

At Attorney911, we offer:
✅ Free consultation—no obligation
✅ No fee unless we win—zero financial risk
✅ Insurance defense insider advantage—we know their tactics
✅ Multi-million dollar results—we fight for maximum compensation
✅ Personal attention—you work directly with Ralph or Lupe

Call us now at 1-888-ATTY-911 (1-888-288-9911) for a free, no-obligation consultation. We’re available 24/7 to answer your questions and help you take the first step toward recovery.

Remember: Every day you wait, evidence disappears. Surveillance footage is deleted in 7-30 days. Witness memories fade. The insurance company is already building their case against you.

Don’t face this alone. Call Attorney911 today.