Motor Vehicle Accidents in Clyde, Texas: Your Guide to Legal Recovery

If you’ve been injured in a car accident in Clyde, Texas, you’re not alone. With Texas experiencing a crash every 57 seconds and one person injured every two minutes and five seconds, motor vehicle accidents are a constant reality on our roads. Here in Clyde and Callahan County, residents face the same risks—whether driving on I-20, navigating local streets, or commuting to work.

At Attorney911, we understand the physical, emotional, and financial toll an accident can take. That’s why we’re here to fight for you. With over 25 years of experience handling motor vehicle accident cases across Texas, our team—led by Ralph Manginello and former insurance defense attorney Lupe Peña—has the expertise to secure the compensation you deserve. We don’t just handle cases; we handle them with the urgency and care they demand, because we know evidence disappears daily, and insurance companies are already building their defense against you.

Let us guide you through the legal process, protect your rights, and help you recover the compensation you need to move forward.

Why Clyde, Texas, Needs Experienced Motor Vehicle Accident Attorneys

Clyde, Texas, is a tight-knit community where residents rely on their vehicles to get to work, school, and daily activities. However, the risks of driving in and around Clyde are real. Whether you’re commuting to Abilene, navigating the I-20 corridor, or driving on local roads like FM 604 or US Highway 36, accidents can happen in an instant. In fact, Texas saw over 251,977 people injured in motor vehicle crashes in 2024 alone, with many of these accidents occurring in rural and small-town areas like Clyde.

Common Causes of Accidents in Clyde

Accidents in Clyde and Callahan County can happen for a variety of reasons, including:

• Distracted driving: Whether it’s texting, talking on the phone, or adjusting the radio, distracted driving is a leading cause of accidents.
• Speeding: Excessive speed reduces reaction time and increases the severity of accidents, especially on rural roads.
• Drunk driving: Alcohol-impaired driving remains a significant issue, with Texas seeing 1,053 alcohol-related fatalities in 2024.
• Failure to yield: Many accidents occur at intersections or when drivers fail to yield the right of way.
• Weather conditions: Rain, fog, and even ice can make driving hazardous, particularly on less-traveled roads.
• Fatigued driving: Long commutes and rural roads can lead to driver fatigue, increasing the risk of accidents.

Why You Need an Attorney After an Accident in Clyde

After an accident, you may feel overwhelmed by medical bills, lost wages, and the stress of dealing with insurance companies. Insurance adjusters are trained to minimize payouts, and they often use tactics like recorded statements, quick settlement offers, and surveillance to reduce the value of your claim. Without an experienced attorney on your side, you risk accepting a lowball offer that doesn’t cover your long-term needs.

At Attorney911, we know how insurance companies operate because Lupe Peña used to work for them. Now, he uses that insider knowledge to fight for you. We’ll handle all communication with insurance companies, gather evidence to prove liability, and negotiate aggressively to secure the compensation you deserve. Whether your accident involved a car, truck, motorcycle, or another type of vehicle, we have the experience to handle your case with the urgency and care it demands.

Types of Motor Vehicle Accidents We Handle in Clyde

At Attorney911, we handle a wide range of motor vehicle accident cases, each with its own unique challenges and legal considerations. Here are some of the most common types of accidents we see in Clyde and how we can help:

Car Accidents

Car accidents are the most common type of motor vehicle accident in Clyde. Whether it’s a rear-end collision, a T-bone accident at an intersection, or a single-vehicle crash, car accidents can result in serious injuries, including whiplash, broken bones, traumatic brain injuries (TBI), and spinal cord injuries.

Common Causes of Car Accidents in Clyde:

• Distracted driving (texting, talking on the phone, eating)
• Speeding or reckless driving
• Failure to yield the right of way
• Drunk or drugged driving
• Poor weather conditions (rain, fog, ice)
• Mechanical failures (brake failure, tire blowouts)

Case Result:
In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.

What to Do After a Car Accident in Clyde:

1. Call 911 and report the accident.
2. Seek medical attention, even if you feel fine.
3. Document the scene with photos and videos.
4. Exchange information with the other driver.
5. Do NOT give a recorded statement to insurance companies.
6. Call Attorney911 at 1-888-ATTY-911 for a free consultation.

18-Wheeler and Trucking Accidents

Trucking accidents are among the most devastating types of motor vehicle accidents. Due to the size and weight of commercial trucks, accidents often result in catastrophic injuries or fatalities. In Texas, there were 39,393 commercial motor vehicle crashes in 2024, resulting in 608 fatalities and 1,601 serious injuries.

Why Trucking Accidents Are More Complex:

• Multiple liable parties (driver, trucking company, cargo loader, manufacturer)
• Federal regulations (FMCSA Hours of Service rules, drug testing, vehicle maintenance)
• Higher insurance limits (commercial policies often have $1M+ coverage)
• Black box data (ELDs and event data recorders can provide critical evidence)

Case Result:
At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.

What to Do After a Trucking Accident in Clyde:

1. Call 911 and report the accident.
2. Seek immediate medical attention.
3. Document the scene, including the truck’s license plate, company name, and any visible damage.
4. Do NOT speak to the trucking company’s insurance adjuster without an attorney.
5. Call Attorney911 at 1-888-ATTY-911 to preserve critical evidence before it’s deleted.

Drunk Driving Accidents

Drunk driving accidents are entirely preventable, yet they remain a leading cause of fatalities in Texas. In 2024, there were 1,053 alcohol-impaired driving deaths in Texas, accounting for 25.37% of all traffic fatalities. If you or a loved one has been injured by a drunk driver, you have the right to pursue compensation for your injuries, medical bills, and pain and suffering.

Dram Shop Liability:
Under Texas Alcoholic Beverage Code § 2.02, bars, restaurants, and other establishments can be held liable if they serve alcohol to an obviously intoxicated person who later causes an accident. This means you may have a claim against both the drunk driver and the establishment that served them.

Case Result:
Our firm has successfully handled numerous drunk driving cases, including those involving dram shop liability. We know how to investigate these cases thoroughly and hold all responsible parties accountable.

What to Do After a Drunk Driving Accident in Clyde:

1. Call 911 and report the accident.
2. Seek medical attention immediately.
3. Document the scene, including any signs of intoxication (slurred speech, alcohol odor, empty bottles).
4. Do NOT accept a quick settlement from the drunk driver’s insurance company.
5. Call Attorney911 at 1-888-ATTY-911 to explore all legal options, including dram shop claims.

Motorcycle Accidents

Motorcycle accidents are particularly dangerous due to the lack of protection for riders. In Texas, there were 585 motorcyclist fatalities in 2024, with 37% of those killed not wearing helmets. Motorcyclists are also at risk of being blamed for accidents due to the bias against riders.

Common Causes of Motorcycle Accidents in Clyde:

• Failure to yield the right of way (drivers turning left in front of motorcycles)
• Distracted driving (drivers not seeing motorcycles)
• Speeding or reckless driving
• Poor road conditions (potholes, debris)
• Lane splitting (illegal in Texas)

Texas Helmet Law:

• Riders under 21 must wear a helmet.
• Riders over 21 may ride without a helmet if they have completed a safety course or have $10,000 in medical insurance.

What to Do After a Motorcycle Accident in Clyde:

1. Call 911 and report the accident.
2. Seek medical attention, even if you feel fine.
3. Document the scene, including photos of the vehicles, road conditions, and any visible injuries.
4. Do NOT admit fault or apologize.
5. Call Attorney911 at 1-888-ATTY-911 to protect your rights and fight against insurance bias.

Pedestrian Accidents

Pedestrian accidents are often catastrophic due to the lack of protection for pedestrians. In Texas, there were 6,095 pedestrian crashes in 2024, resulting in 768 fatalities. Pedestrians are particularly vulnerable at intersections, crosswalks, and in parking lots.

Pedestrian Right-of-Way Laws in Texas:

• Pedestrians have the right of way at all intersections, even unmarked crosswalks.
• Drivers must yield to pedestrians in crosswalks.
• Pedestrians must obey traffic signals and use sidewalks when available.

Common Causes of Pedestrian Accidents in Clyde:

• Distracted driving (drivers not seeing pedestrians)
• Failure to yield the right of way
• Speeding
• Drunk or drugged driving
• Poor visibility (nighttime, bad weather)

What to Do After a Pedestrian Accident in Clyde:

1. Call 911 and report the accident.
2. Seek medical attention immediately.
3. Document the scene, including photos of the vehicle, your injuries, and the location of the accident.
4. Do NOT speak to the driver’s insurance company without an attorney.
5. Call Attorney911 at 1-888-ATTY-911 to protect your rights and pursue compensation.

Hit and Run Accidents

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene, leaving you to deal with the aftermath. In Texas, hit and run is a criminal offense, with penalties ranging from fines to prison time. However, you can still pursue compensation through your own uninsured motorist (UM) coverage.

What to Do After a Hit and Run Accident in Clyde:

1. Call 911 and report the accident.
2. Seek medical attention immediately.
3. Document the scene, including photos of your vehicle, injuries, and any evidence left behind (paint scrapes, debris).
4. Talk to witnesses and get their contact information.
5. Do NOT chase the fleeing driver.
6. Call Attorney911 at 1-888-ATTY-911 to file a UM claim and pursue compensation.

Rideshare Accidents (Uber/Lyft)

Rideshare accidents involve unique insurance challenges due to the different phases of coverage provided by Uber and Lyft. Depending on whether the driver was waiting for a ride, en route to pick up a passenger, or transporting a passenger, the insurance coverage can vary dramatically.

Rideshare Insurance Phases:

1. Period 0 (Offline): Driver’s personal insurance applies (minimum $30,000/$60,000/$25,000).
2. Period 1 (Waiting for Ride): Contingent coverage applies ($50,000/$100,000/$25,000).
3. Period 2 (En Route to Pickup): Full commercial coverage applies ($1,000,000).
4. Period 3 (Passenger in Vehicle): Full commercial coverage applies ($1,000,000).

What to Do After a Rideshare Accident in Clyde:

1. Call 911 and report the accident.
2. Seek medical attention immediately.
3. Document the scene, including the rideshare driver’s name, vehicle information, and insurance details.
4. Do NOT accept a quick settlement from the rideshare company.
5. Call Attorney911 at 1-888-ATTY-911 to navigate the complex insurance process and pursue full compensation.

Other Types of Accidents

At Attorney911, we also handle other types of motor vehicle accidents, including:

• Bicycle accidents: Cyclists are vulnerable on the road, and accidents often result in serious injuries.
• Bus accidents: Whether it’s a school bus, city bus, or charter bus, bus accidents can involve multiple liable parties.
• Delivery vehicle accidents: Accidents involving Amazon, FedEx, UPS, or food delivery drivers can be complex due to multiple insurance policies.
• Construction zone accidents: Work zones are high-risk areas for accidents due to changing traffic patterns and reduced visibility.
• Weather-related accidents: Rain, fog, and ice can make driving hazardous, particularly in rural areas like Clyde.

No matter what type of accident you’ve been involved in, Attorney911 has the experience and resources to handle your case and fight for the compensation you deserve.

What to Do After a Motor Vehicle Accident in Clyde

After an accident, it’s natural to feel overwhelmed and unsure of what to do next. However, the steps you take in the hours and days following an accident can significantly impact your ability to recover compensation. Here’s what you should do:

Immediate Steps (First 24 Hours)

1. Call 911: Report the accident and request medical assistance if anyone is injured.
2. Seek Medical Attention: Even if you feel fine, adrenaline can mask injuries. Get checked by a medical professional to rule out hidden injuries like whiplash, concussions, or internal bleeding.
3. Document the Scene: Take photos and videos of the accident scene, including vehicle damage, road conditions, traffic signals, and any visible injuries. This evidence can be critical in proving liability.
4. Exchange Information: Get the other driver’s name, phone number, address, driver’s license number, insurance information, and vehicle details (make, model, license plate).
5. Talk to Witnesses: If there are witnesses, get their names and contact information. Their statements can help support your claim.
6. Call Attorney911: Before speaking to any insurance company, call 1-888-ATTY-911 for a free consultation. We’ll guide you through the process and protect your rights.

Next Steps (24-48 Hours)

1. Follow Up with Medical Care: Continue to document your injuries and follow your doctor’s recommendations. Gaps in treatment can be used against you by insurance companies.
2. Preserve Evidence: Keep all accident-related documents, including medical records, police reports, and receipts for expenses like towing, rental cars, and medications.
3. Avoid Social Media: Do not post about the accident, your injuries, or your activities on social media. Insurance companies monitor social media for evidence to use against you.
4. Do NOT Give a Recorded Statement: Insurance adjusters may contact you and ask for a recorded statement. Politely decline and refer them to your attorney. Anything you say can be used against you.
5. Do NOT Sign Anything: Insurance companies may try to get you to sign a release or settlement offer. Do not sign anything without consulting an attorney.

Long-Term Steps (Weeks to Months)

1. Reach Maximum Medical Improvement (MMI): Continue your medical treatment until you’ve reached MMI, which means you’ve recovered as much as possible from your injuries.
2. Document Your Damages: Keep track of all medical bills, lost wages, and other expenses related to the accident. This documentation will be critical in calculating your compensation.
3. Work with Your Attorney: Attorney911 will handle all communication with insurance companies, gather evidence, and negotiate on your behalf to secure the compensation you deserve.

Why Insurance Companies Are Not on Your Side

After an accident, you might assume that the insurance company will treat you fairly and compensate you for your injuries. Unfortunately, this is rarely the case. Insurance companies are businesses, and their primary goal is to minimize payouts and protect their profits. Here are some of the tactics they use to reduce the value of your claim:

1. Quick Contact and Recorded Statements

Insurance adjusters will contact you within hours or days of your accident, often while you’re still in the hospital or on pain medication. They’ll act friendly and helpful, but their goal is to get you to say something that can be used against you.

What They’re Really Doing:

• Asking leading questions designed to minimize your injuries.
• Trying to get you to admit fault or say you’re feeling better.
• Recording your statement to use against you later.

How Attorney911 Counters This:

• We handle all communication with insurance companies so you don’t have to.
• We prepare you for any statements you may need to give.
• We know their tactics because Lupe Peña used them for years—now he uses that knowledge to fight for you.

2. Quick Settlement Offers

Insurance companies often make quick, lowball settlement offers within days or weeks of an accident. These offers may seem tempting when you’re facing mounting medical bills and lost wages, but they’re almost always far below the true value of your claim.

The Trap:

• You don’t know the full extent of your injuries yet.
• You may need future medical treatment or surgery.
• Once you sign a release, you can’t reopen your claim, even if your injuries worsen.

How Attorney911 Counters This:

• We never settle before you’ve reached maximum medical improvement (MMI).
• We know how insurance companies value claims, and we fight for what your case is truly worth.

3. Independent Medical Exams (IMEs)

Insurance companies may require you to undergo an “independent” medical exam (IME) with a doctor of their choosing. These exams are anything but independent—they’re designed to minimize your injuries and reduce the value of your claim.

What Happens at an IME:

• The doctor spends only a few minutes examining you.
• They look for any reason to minimize your injuries.
• They may claim your injuries are pre-existing or not related to the accident.

How Attorney911 Counters This:

• We prepare you for the exam and send your complete medical records to the IME doctor.
• We challenge biased IME reports with our own medical experts.
• Lupe Peña knows these doctors and their biases because he hired them for years.

4. Delay and Financial Pressure

Insurance companies know that the longer they delay your claim, the more desperate you’ll become. They’ll drag out the process, hoping you’ll accept a lowball offer just to get the case over with.

Why Delay Works:

• You have mounting bills and no income.
• You’re desperate for money.
• You’re more likely to accept a low offer just to end the nightmare.

How Attorney911 Counters This:

• We file lawsuits to force deadlines and push for resolution.
• We prepare every case as if it’s going to trial, showing insurance companies we’re serious.
• Lupe Peña understands delay tactics because he used them for years—now he knows when to push.

5. Surveillance and Social Media Monitoring

Insurance companies hire private investigators to follow you and monitor your social media accounts. They’re looking for any activity that contradicts your injury claims, such as photos of you bending over, walking, or engaging in physical activities.

What They Monitor:

• Facebook, Instagram, TikTok, LinkedIn, Twitter/X, and other social media platforms.
• Photos, videos, check-ins, and tagged posts.
• Public activities like grocery shopping, walking your dog, or attending events.

How Attorney911 Counters This:

• We advise you to make all social media profiles private and avoid posting about your accident or injuries.
• We explain how innocent activities can be taken out of context and used against you.
• Lupe Peña has reviewed hundreds of surveillance videos and knows how insurance companies manipulate them.

6. Comparative Fault Arguments

Insurance companies will often try to shift blame onto you to reduce their payout. In Texas, the 51% bar rule means that if you’re found to be 51% or more at fault, you can’t recover any compensation. Even if you’re only partially at fault, your compensation will be reduced by your percentage of fault.

How Attorney911 Counters This:

• We conduct a thorough investigation to prove the other driver’s fault.
• We gather evidence, including witness statements, police reports, and accident reconstruction analysis.
• Lupe Peña knows how insurance companies argue comparative fault because he made those arguments for years—now he defeats them.

Why Choose Attorney911 for Your Clyde, Texas, Motor Vehicle Accident Case

When you’re injured in a motor vehicle accident, you need an attorney who will fight for you and protect your rights. At Attorney911, we offer five unique advantages that set us apart from other law firms:

1. Insurance Defense Insider Knowledge

Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims. Now, he uses that insider knowledge to fight for you. We know their tactics because Lupe used them for years, and we know how to beat them.

What This Means for Your Case:

• We anticipate their strategies before they deploy them.
• We know how they value claims internally.
• We know which IME doctors they favor and how to challenge their reports.
• We speak their language and know how to negotiate effectively.

2. Multi-Million Dollar Results

Attorney911 has recovered millions of dollars for our clients, including:

• Multi-million dollar settlements for catastrophic injuries like brain injuries and amputations.
• Significant recoveries in trucking wrongful death cases.
• Successful outcomes in drunk driving and dram shop cases.

Our Results Speak for Themselves:

• “Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”
• “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”
• “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission is critical for handling complex cases, such as those involving trucking accidents, product liability claims, and cases against large corporations.

Why This Matters:

• Many trucking cases involve federal regulations and are filed in federal court.
• Complex litigation requires federal court experience.
• Our involvement in BP explosion litigation demonstrates our ability to take on billion-dollar corporations.

4. Personal Attention and Care

At Attorney911, you’re not just a case number—you’re family. We provide personal attention and care throughout the legal process, ensuring you feel supported and informed every step of the way.

What Our Clients Say:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” — Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

5. Contingency Fee—No Risk to You

We work on a contingency fee basis, which means you pay nothing unless we win your case. There are no upfront costs, and we advance all case expenses. If we don’t recover compensation for you, you owe us nothing.

What This Means for You:

• Free consultation to discuss your case.
• No financial risk—we only get paid if we win.
• We handle everything, so you can focus on your recovery.

Frequently Asked Questions About Motor Vehicle Accidents in Clyde

Immediate After Accident

1. What should I do immediately after a car accident in Clyde, Texas?
If you’ve been in an accident in Clyde:

• Call 911 and report the accident.
• Seek medical attention, even if you feel fine.
• Document everything with photos and videos.
• Exchange information with the other driver.
• Get witness names and contact information.
• Do NOT give a recorded statement to any insurance company.
• Call Attorney911 at 1-888-ATTY-911 for a free consultation.

2. Should I call the police even for a minor accident?
Yes. Always call the police. The police report is critical evidence, and in Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest.
• Internal bleeding may not be obvious.
• Herniated discs may not cause pain for weeks.
• Adrenaline masks pain at the scene.

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance.
• Vehicle: make, model, color, license plate.
• Witnesses: names and phone numbers.
• Photos: all vehicle damage, injuries, road conditions, traffic signals.
• Police: officer name, badge number, report number.

5. Should I talk to the other driver or admit fault?

• Exchange information only.
• Do NOT discuss fault or apologize.
• Do NOT say “I’m sorry” (can be used as admission of fault).
• Stick to facts only.

6. How do I obtain a copy of the accident report?
In Clyde, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: No. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement or discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
Never accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured or underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8.

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

• Someone else was at fault (even partially).
• You suffered injuries or damages.
• There is insurance to recover from.

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims.

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4.

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc.

19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering.
2. Medical treatment to MMI.
3. Demand letter to insurance.
4. Negotiation.
5. Lawsuit if necessary.
6. Discovery.
7. Mediation.
8. Trial if needed.

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs.

Compensation

21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future).
• Lost wages and earning capacity.
• Pain and suffering.
• Mental anguish.
• Physical impairment.
• Disfigurement.
• Loss of enjoyment of life.
• Property damage.

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional.

26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?
Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc.

28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney.
• Accepting a quick settlement.
• Delaying medical treatment.
• Gaps in treatment.
• Posting on social media.
• Signing releases or authorizations.
• Not documenting everything.

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY.

33. Should I post about my accident on social media?
No. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are permanent. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one now. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?
You can still recover. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. For example, if you had mild occasional back pain and the accident caused a herniated disc requiring surgery, you recover for the new injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe Peña knows how insurance companies attack pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?
Yes. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against your insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe Peña’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on injury severity, permanency, impact on life, and clear liability. For example: $100,000 medical × 4 multiplier = $400,000 pain and suffering. Lupe Peña calculated these for years—he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex—you need an experienced attorney. Ralph Manginello’s 25+ years of experience includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is critical—gas stations, businesses, Ring doorbells, and traffic cameras may have captured the accident. Most footage is deleted within 7-30 days, so we send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?
Yes. Immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe Peña is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often argue that “parking lot accidents are always 50/50 fault,” but this is a lie. We prove fault through surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Clyde, Texas: Local Insights and How We Can Help

Clyde, Texas, is a small but vibrant community in Callahan County, known for its friendly residents and strong sense of community. However, like many rural areas, Clyde faces unique challenges when it comes to motor vehicle accidents. Whether you’re commuting to Abilene, driving on I-20, or navigating local roads, accidents can happen in an instant.

Local Courts and Legal Landscape

Clyde is served by the Callahan County Courthouse, where many personal injury cases are filed. Understanding the local legal landscape is critical for building a strong case. At Attorney911, we know the local courts, judges, and procedures in Callahan County and the surrounding areas. This local knowledge allows us to navigate your case efficiently and effectively.

Local Hospitals and Medical Care

After an accident, you may receive medical care at local facilities such as:

• Hendrick Medical Center in Abilene (Level III Trauma Center)
• Abilene Regional Medical Center (Level IV Trauma Center)
• Clyde Rural Health Clinic for initial treatment

It’s important to seek medical attention immediately after an accident, even if you feel fine. Many injuries, such as whiplash, concussions, and internal bleeding, may not show symptoms right away. Delaying treatment can not only jeopardize your health but also weaken your claim, as insurance companies may argue that your injuries aren’t serious.

Dangerous Roads and Intersections in Clyde

Clyde and Callahan County have several high-risk areas for motor vehicle accidents, including:

• I-20: A major highway that runs through Callahan County, connecting Clyde to Abilene and beyond. I-20 is known for high-speed accidents, particularly involving commercial trucks.
• US Highway 36: A busy road that runs through Clyde, connecting the town to other communities in the region.
• FM 604: A rural road that can be hazardous due to poor visibility, sharp curves, and wildlife crossings.
• Local intersections: Intersections in Clyde, such as those near the downtown area or along US Highway 36, can be dangerous due to distracted driving, failure to yield, and poor visibility.

Why Clyde Residents Choose Attorney911

At Attorney911, we understand the unique challenges faced by Clyde residents after a motor vehicle accident. We offer:

• Local expertise: We know the courts, judges, and insurance adjusters in Callahan County and the surrounding areas.
• Personal attention: You’ll work directly with Ralph Manginello and Lupe Peña, not a case manager assembly line.
• Insurance defense advantage: Lupe Peña’s background gives us insider knowledge of how insurance companies operate.
• Contingency fee: You pay nothing unless we win your case.
• 24/7 availability: Call 1-888-ATTY-911 for a free consultation, day or night.

Contact Attorney911 Today

If you or a loved one has been injured in a motor vehicle accident in Clyde, Texas, don’t wait to seek legal help. Evidence disappears daily, and insurance companies are already building their defense against you. At Attorney911, we’re here to fight for your rights and secure the compensation you deserve.

Call 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We don’t get paid unless we win your case, so there’s no risk to you. Let us handle the legal process so you can focus on your recovery.

Se habla español. Lupe Peña and our team are fluent in Spanish and ready to assist Spanish-speaking clients.

We serve all of Texas, including:

• Clyde, Texas
• Callahan County
• Abilene, Texas
• Baird, Texas
• Putnam, Texas
• I-20 corridor
• Surrounding communities

Don’t face this alone. Call Attorney911 today and let us fight for you.