Car Accident Lawyer in Cochran County, Texas | Attorney911

If You’ve Been Hurt in a Cochran County Car Accident, We’re Here to Fight for You

Every 57 seconds, a car crash occurs on Texas roads. In Cochran County and across the Lone Star State, these accidents leave victims with life-altering injuries, mounting medical bills, and the overwhelming stress of dealing with insurance companies that prioritize profits over people. At Attorney911, we understand the physical, emotional, and financial toll a car accident can take on you and your family. With over 25 years of experience fighting for accident victims in Texas, our team—led by Ralph Manginello and former insurance defense attorney Lupe Peña—has recovered millions for clients who’ve suffered serious injuries in vehicle collisions. If you’ve been hurt in a Cochran County car accident, we’re here to help you get the compensation you deserve.

The Reality of Car Accidents in Cochran County

In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes—one person every 2 minutes and 5 seconds. Cochran County, like much of West Texas, faces unique driving challenges, from long stretches of rural highways to unpredictable weather conditions that can turn roads hazardous in an instant. Whether you were rear-ended on a Cochran County road, involved in a high-speed collision on a local highway, or struck by a distracted driver, the aftermath of a car accident can leave you feeling overwhelmed and unsure of what to do next.

At Attorney911, we’ve seen firsthand how these accidents can change lives in an instant. One moment you’re driving home from work or running errands, and the next, you’re facing a long road to recovery with mounting medical bills and an insurance company that’s more interested in protecting its bottom line than helping you heal. That’s why we’re committed to fighting for Cochran County accident victims—so you can focus on your recovery while we handle the legal battle.

Common Causes of Car Accidents in Cochran County

Car accidents in Cochran County can happen for many reasons, but some of the most common causes we see include:

Distracted Driving: In 2024, distracted driving contributed to 380 deaths in Texas. Whether it’s texting, adjusting the radio, or eating while driving, taking your eyes off the road for even a few seconds can have devastating consequences.
Speeding: Excessive speed reduces reaction time and increases the severity of crashes. On rural Cochran County roads where speed limits may be higher, speeding becomes even more dangerous.
Failure to Yield: Many accidents occur when drivers fail to yield the right of way at intersections, stop signs, or when merging.
Drunk Driving: Alcohol-impaired driving remains a major problem in Texas, contributing to 1,053 deaths in 2024—over 25% of all traffic fatalities in the state.
Fatigued Driving: Long commutes and rural roads can lead to driver fatigue, which impairs reaction time and decision-making.
Weather Conditions: West Texas weather can be unpredictable, with sudden rainstorms, high winds, or even ice making roads treacherous.
Vehicle Defects: Faulty brakes, tire blowouts, or other mechanical failures can lead to loss of vehicle control.

No matter how your accident happened, if another driver’s negligence caused your injuries, you have the right to seek compensation for your damages.

Common Injuries in Car Accidents

Car accidents can cause a wide range of injuries, from minor to life-threatening. Some of the most common injuries we see in our Cochran County clients include:

Whiplash and Soft Tissue Injuries: These are among the most common car accident injuries, often occurring in rear-end collisions. While they may seem minor at first, whiplash can lead to chronic pain and long-term complications.
Herniated or Bulging Discs: The force of a collision can cause the discs in your spine to rupture or bulge, leading to nerve compression, severe pain, and limited mobility.
Broken Bones and Fractures: The impact of a car accident can easily break bones in your arms, legs, ribs, or pelvis. Some fractures require surgery and extensive rehabilitation.
Traumatic Brain Injuries (TBI): Even a “mild” concussion can have serious long-term effects. More severe TBIs can cause permanent cognitive impairment, memory loss, and personality changes.
Spinal Cord Injuries: Damage to the spinal cord can result in partial or complete paralysis, requiring lifelong medical care and assistance.
Internal Organ Damage: The force of a collision can cause internal bleeding or damage to organs like the liver, spleen, or kidneys.
Post-Traumatic Stress Disorder (PTSD): Many accident victims experience anxiety, depression, and PTSD after a crash, making it difficult to get back behind the wheel.

One of our clients suffered a leg injury in a car accident that initially seemed manageable. However, staff infections developed during treatment, leading to a partial amputation. This case settled in the millions, demonstrating how even what seems like a “minor” injury can have life-altering consequences.

Why Insurance Companies Don’t Have Your Best Interests at Heart

After a car accident, you might expect the at-fault driver’s insurance company to step in and cover your medical bills, lost wages, and other damages. Unfortunately, that’s rarely how it works. Insurance companies are businesses, and their primary goal is to protect their profits—not to ensure you receive fair compensation.

Here’s what really happens when you file a claim:

They’ll Contact You Immediately: Within hours or days of your accident, an insurance adjuster will call you, often while you’re still in the hospital or recovering at home. They’ll sound friendly and helpful, but their real goal is to gather information they can use against you.
They’ll Ask for a Recorded Statement: The adjuster will ask you to give a recorded statement about the accident. They’ll use leading questions like, “You’re feeling better now, right?” or “It wasn’t that bad of an impact, was it?” to get you to downplay your injuries.
They’ll Offer a Quick Settlement: Within days or weeks, they’ll offer you a quick cash settlement—usually far below what your case is actually worth. They’ll create artificial urgency, telling you the offer is only good for 48 hours or that it’s their “final offer.”
They’ll Use Your Words Against You: Anything you say to the insurance company can be used to minimize or deny your claim. Even an innocent comment like “I’m feeling okay” can be twisted to suggest your injuries aren’t serious.
They’ll Hire Doctors to Minimize Your Injuries: If you don’t accept their lowball offer, they’ll send you to an “independent medical exam” (IME) with a doctor they’ve hired to find reasons to deny your claim.
They’ll Delay, Deny, and Defend: If you still don’t accept their offer, they’ll drag out the process, hoping you’ll get desperate and settle for less. They know that the longer they delay, the more financial pressure you’ll feel to accept their lowball offer.

At Attorney911, we know these tactics because our attorney Lupe Peña used them for years while working for a national insurance defense firm. Now, he uses that insider knowledge to fight for accident victims like you. When you hire us, we handle all communication with the insurance company so they can’t take advantage of you.

How Attorney911 Fights for Cochran County Car Accident Victims

When you choose Attorney911 to represent you after a car accident in Cochran County, you’re not just hiring a law firm—you’re gaining a team of legal professionals with the experience, resources, and determination to fight for the compensation you deserve. Here’s how we handle your case:

1. Immediate Action to Protect Your Rights

The moments after a car accident are critical. Evidence disappears quickly, and insurance companies start building their case against you from day one. That’s why we recommend taking these steps immediately after an accident:

Call 911 and report the accident. Even if you don’t think you’re seriously injured, it’s important to have a police report on file.
Seek Medical Attention right away. Many serious injuries, like traumatic brain injuries or internal bleeding, may not show symptoms immediately. Seeing a doctor creates a record of your injuries and ensures you get the treatment you need.
Document Everything. Take photos of the accident scene, vehicle damage, your injuries, and any visible road conditions or traffic signals. Get the names and contact information of any witnesses.
Don’t Give a Recorded Statement to any insurance company without speaking to an attorney first. Insurance adjusters are trained to ask questions that can hurt your claim.
Call Attorney911 at 1-888-ATTY-911. We’ll guide you through the next steps and start protecting your rights immediately.

2. Thorough Investigation to Prove Liability

To build a strong case, we conduct a comprehensive investigation to determine who was at fault for your accident and gather evidence to support your claim. Our investigation may include:

Accident Reconstruction: We work with accident reconstruction experts to analyze the scene, vehicle damage, and other evidence to determine how the crash occurred and who was at fault.
Witness Interviews: We interview witnesses to get their accounts of what happened while their memories are still fresh.
Police Report Review: We obtain and review the police report to identify any citations issued to the at-fault driver and other important details.
Surveillance Footage: We send preservation letters to nearby businesses, traffic cameras, and other sources to secure surveillance footage before it’s deleted.
Electronic Data: For commercial vehicle accidents, we obtain data from the truck’s electronic logging device (ELD) or black box to determine factors like speed, braking, and hours of service violations.
Cell Phone Records: If distracted driving is suspected, we subpoena cell phone records to prove the at-fault driver was using their phone at the time of the crash.
Medical Records: We gather all of your medical records to document the extent of your injuries and the treatment you’ve received.

3. Working with Medical Experts to Document Your Injuries

Your health and recovery are our top priorities. We work closely with your medical providers to ensure you receive the treatment you need and to document the full extent of your injuries. For serious injuries, we may consult with medical experts to:

Assess the Severity of Your Injuries: Medical experts can provide detailed reports on your injuries, their causes, and their long-term effects.
Determine Future Medical Needs: For catastrophic injuries like traumatic brain injuries or spinal cord damage, we work with life care planners to estimate the cost of future medical care, rehabilitation, and assistive devices.
Link Your Injuries to the Accident: Insurance companies often try to argue that your injuries were pre-existing or caused by something other than the accident. Medical experts can provide testimony to prove that your injuries were directly caused by the crash.

4. Calculating the Full Value of Your Claim

One of the biggest mistakes accident victims make is accepting a quick settlement offer from the insurance company without knowing the true value of their claim. At Attorney911, we work with financial experts to calculate the full value of your damages, including:

Medical Expenses: Both past and future medical costs, including hospital bills, surgeries, doctor visits, physical therapy, medications, and medical equipment.
Lost Wages: Compensation for the income you’ve lost due to your injuries, as well as any reduction in your future earning capacity if you’re unable to return to your previous job.
Pain and Suffering: Compensation for the physical pain and emotional distress you’ve experienced as a result of the accident.
Mental Anguish: Compensation for the anxiety, depression, and PTSD that often follow a serious accident.
Physical Impairment: Compensation for any permanent disabilities or limitations caused by your injuries.
Disfigurement: Compensation for scars, amputations, or other permanent changes to your appearance.
Loss of Consortium: Compensation for the impact of your injuries on your relationship with your spouse or family.
Punitive Damages: In cases involving gross negligence, such as drunk driving, we may seek punitive damages to punish the at-fault party and deter similar conduct in the future.

5. Negotiating with Insurance Companies

Once we’ve gathered all the evidence and calculated the full value of your claim, we send a demand letter to the insurance company outlining your damages and demanding fair compensation. Our goal is to negotiate a settlement that fully compensates you for your losses without the need for a trial.

However, we’re always prepared to take your case to court if the insurance company refuses to offer a fair settlement. Our trial experience and reputation for success give us leverage in negotiations, and insurance companies know we’re not afraid to fight for our clients in the courtroom.

6. Taking Your Case to Trial if Necessary

While most car accident cases settle out of court, we prepare every case as if it’s going to trial. This approach gives us the leverage we need to negotiate the best possible settlement for our clients. If the insurance company refuses to offer a fair settlement, we’re ready to take your case to trial and fight for the compensation you deserve.

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, giving us the ability to handle complex cases in both state and federal court. Our firm was also one of the few in Texas involved in the BP explosion litigation, demonstrating our capability to take on billion-dollar corporations and win.

What Our Clients Say About Working with Attorney911

At Attorney911, we’re proud of the results we’ve achieved for our clients, but what matters most to us is the difference we make in their lives. Here’s what some of our clients have to say about working with us:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” — Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” — MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” — Kiimarii Yup

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.” — Dame Haskett

These testimonials reflect our commitment to providing personalized, compassionate legal representation to every client we serve. When you choose Attorney911, you’re not just a case number—you’re part of our family.

Why Choose Attorney911 for Your Cochran County Car Accident Case?

With so many personal injury law firms to choose from in Texas, why should you trust Attorney911 with your car accident case? Here are five reasons we stand out from the competition:

1. Insurance Defense Insider Knowledge

Our attorney Lupe Peña spent years working for a national insurance defense firm, learning firsthand how large insurance companies value claims, deploy tactics, and build cases against accident victims. Now, he uses that insider knowledge to fight for our clients.

Lupe knows:

How insurance companies calculate settlement values using software like Colossus
Which “independent” medical examiners they favor—and how to counter their biased reports
How they use surveillance and social media monitoring to undermine claims
When they’re bluffing about policy limits
How to present your case to maximize its value

This unique perspective gives our clients an unfair advantage in negotiations and litigation.

2. Multi-Million Dollar Results

At Attorney911, we don’t just talk about getting results—we deliver them. Our firm has recovered millions of dollars for car accident victims across Texas, including:

A multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.
A multi-million dollar settlement for a client whose leg was injured in a car accident, leading to a partial amputation due to staff infections during treatment.
Millions recovered for families in trucking-related wrongful death cases.

These results demonstrate our commitment to fighting for the maximum compensation our clients deserve.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, giving us the ability to handle complex cases that may require federal litigation. This experience is particularly valuable in cases involving:

Trucking accidents with interstate carriers
Product liability claims against vehicle manufacturers
Cases with multiple defendants from different states
High-value claims that may exceed state court jurisdictional limits

Our firm was also one of the few in Texas involved in the BP explosion litigation, demonstrating our capability to take on billion-dollar corporations and win.

4. Personal Attention from Experienced Attorneys

Unlike high-volume law firms where you’re just a case number, at Attorney911, you work directly with Ralph Manginello and Lupe Peña. We believe that every client deserves personal attention from experienced attorneys who are invested in their case.

As client Jamin Marroquin said:

“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.”

5. No Fee Unless We Win

We understand that the financial burden of a car accident can be overwhelming. That’s why we work on a contingency fee basis—you pay nothing unless we win your case. There are no upfront costs, no hourly fees, and no financial risk to you. If we don’t recover compensation for you, you owe us nothing.

Frequently Asked Questions About Car Accidents in Cochran County

What should I do immediately after a car accident in Cochran County?

If you’ve been in a car accident in Cochran County, follow these steps:

Call 911 and report the accident. Even if you don’t think you’re seriously injured, it’s important to have a police report on file.
Seek medical attention right away. Many serious injuries may not show symptoms immediately.
Document everything. Take photos of the accident scene, vehicle damage, your injuries, and any visible road conditions or traffic signals. Get the names and contact information of any witnesses.
Exchange information with the other driver, including their name, phone number, address, insurance information, and driver’s license number.
Don’t give a recorded statement to any insurance company without speaking to an attorney first.
Call Attorney911 at 1-888-ATTY-911 for a free consultation. We’ll guide you through the next steps and start protecting your rights immediately.

Should I call the police even for a minor accident?

Yes, you should always call the police after a car accident, even if it seems minor. In Texas, you’re required to report any accident that results in injury, death, or property damage over $1,000. A police report provides an official record of the accident, which can be crucial evidence in your case.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries, such as traumatic brain injuries, internal bleeding, or herniated discs, may not show symptoms immediately. Adrenaline can mask pain at the scene, and some injuries take days or even weeks to become apparent. Seeing a doctor right away creates a record of your injuries and ensures you get the treatment you need. Insurance companies often use delays in treatment to argue that your injuries aren’t serious, so it’s important to seek medical attention as soon as possible.

What information should I collect at the scene?

At the scene of the accident, collect the following information:

The other driver’s name, phone number, address, and driver’s license number
The other driver’s insurance company and policy number
The make, model, color, and license plate number of the other vehicle
The names and phone numbers of any witnesses
Photos of the accident scene, vehicle damage, your injuries, and any visible road conditions or traffic signals

Should I talk to the other driver or admit fault?

After an accident, you should exchange information with the other driver, but avoid discussing fault or apologizing. Anything you say can be used against you later. Stick to the facts and avoid giving your opinion on what happened. If the other driver tries to discuss fault, politely tell them you’d prefer to let the police and insurance companies sort it out.

How do I obtain a copy of the accident report?

In Cochran County, you can obtain a copy of the police report from the responding law enforcement agency. You can also request a copy through the Texas Department of Transportation’s Crash Records Information System (CRIS). If you hire Attorney911, we’ll obtain the police report for you as part of our investigation.

Should I give a recorded statement to insurance?

No. You are not required to give a recorded statement to the other driver’s insurance company, and doing so can hurt your case. Insurance adjusters are trained to ask leading questions that can make you appear at fault or minimize your injuries. If the other driver’s insurance company contacts you, politely tell them you need to speak with your attorney first. If you hire Attorney911, we’ll handle all communication with the insurance company on your behalf.

What if the other driver’s insurance contacts me?

If the other driver’s insurance company contacts you, politely tell them you need to speak with your attorney first. Give them only basic information, such as your name and the date of the accident. Do not discuss your injuries, the accident details, or fault. Refer all calls to Attorney911, and we’ll handle the communication for you.

Do I have to accept the insurance company’s estimate?

No. The insurance company’s estimate is just an offer, and it’s usually far below what your case is actually worth. Insurance companies often lowball their initial offers, hoping you’ll accept less than you deserve. At Attorney911, we fight for the full value of your claim, not just what the insurance company is willing to offer.

Should I accept a quick settlement offer?

Never accept a settlement offer before you know the full extent of your injuries. Once you sign a release, you cannot get more money later, even if you need surgery or discover new injuries. Early settlement offers are almost always lowball offers designed to save the insurance company money. At Attorney911, we don’t settle your case until you’ve reached maximum medical improvement (MMI), so we know the true value of your claim.

What if the other driver is uninsured or underinsured?

If the other driver is uninsured or doesn’t have enough insurance to cover your damages, your own uninsured/underinsured motorist (UM/UIM) coverage can compensate you. UM/UIM coverage is optional in Texas, but it’s one of the most important types of coverage you can have. If you have UM/UIM coverage, Attorney911 can help you file a claim with your own insurance company. Lupe Peña’s insurance defense background gives us unique insight into how to maximize your UM/UIM recovery.

Why does insurance want me to sign a medical authorization?

Insurance companies often ask accident victims to sign a broad medical authorization that gives them access to your entire medical history. They use this authorization to search for pre-existing conditions they can use to deny or minimize your claim. Never sign a medical authorization without having it reviewed by an attorney. At Attorney911, we limit medical authorizations to only the records relevant to your accident.

Do I have a personal injury case?

You may have a personal injury case if:

Someone else was at fault for the accident (even partially)
You suffered injuries or damages as a result of the accident
There is insurance coverage available to compensate you

If you’re unsure whether you have a case, call Attorney911 at 1-888-ATTY-911 for a free consultation. We’ll review the details of your accident and help you understand your legal options.

When should I hire a car accident lawyer?

You should hire a car accident lawyer as soon as possible after your accident. Evidence disappears quickly, and insurance companies start building their case against you from day one. The sooner you hire an attorney, the sooner we can start protecting your rights and gathering evidence to support your claim. At Attorney911, we offer free consultations, so there’s no risk in calling us to discuss your case.

How much time do I have to file a lawsuit (statute of limitations)?

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This is called the statute of limitations. If you miss this deadline, your case will be barred forever, and you won’t be able to recover any compensation for your injuries. It’s important to act quickly to protect your rights.

What is comparative negligence, and how does it affect me?

Texas uses a modified comparative negligence system with a 51% bar rule. This means:

If you are 50% or less at fault for the accident, you can recover damages, but your recovery will be reduced by your percentage of fault.
If you are 51% or more at fault, you cannot recover any damages.

For example:

If you are 20% at fault for an accident and your damages are $100,000, you can recover $80,000.
If you are 51% at fault, you cannot recover anything.

Insurance companies often try to assign as much fault as possible to accident victims to reduce their payouts. At Attorney911, we know how to counter these arguments and fight for the full compensation you deserve.

What happens if I was partially at fault for the accident?

If you were partially at fault for the accident, you can still recover damages as long as you were 50% or less at fault. Your recovery will be reduced by your percentage of fault. For example, if you were 30% at fault and your damages are $100,000, you can recover $70,000.

Will my case go to trial?

Most car accident cases settle out of court, but we prepare every case as if it’s going to trial. This approach gives us the leverage we need to negotiate the best possible settlement for our clients. If the insurance company refuses to offer a fair settlement, we’re ready to take your case to trial and fight for the compensation you deserve.

How long will my case take to settle?

The length of time it takes to settle your case depends on the severity of your injuries and how long it takes you to reach maximum medical improvement (MMI). We don’t settle your case until you’ve reached MMI so we know the full extent of your injuries and the true value of your claim. Minor injury cases may settle in 6 months, while more serious cases can take 18-24 months or longer.

What is the legal process step-by-step?

The legal process for a car accident case typically follows these steps:

Investigation and Evidence Gathering: We investigate the accident, gather evidence, and document your injuries.
Medical Treatment: You continue receiving medical treatment until you reach maximum medical improvement (MMI).
Demand Letter: We send a demand letter to the insurance company outlining your damages and demanding fair compensation.
Negotiation: We negotiate with the insurance company to try to reach a fair settlement.
Lawsuit (if necessary): If the insurance company refuses to offer a fair settlement, we file a lawsuit on your behalf.
Discovery: Both sides exchange information and evidence through written questions, document requests, and depositions.
Mediation: We attempt to resolve the case through mediation, a process where a neutral third party helps facilitate a settlement.
Trial (if necessary): If we can’t reach a fair settlement, we take your case to trial and fight for the compensation you deserve.

What is my case worth?

The value of your case depends on several factors, including:

The severity of your injuries
The cost of your medical treatment (both past and future)
The amount of income you’ve lost due to your injuries
Any permanent disabilities or limitations caused by your injuries
The impact of your injuries on your daily life and relationships
The strength of the evidence proving the other driver’s fault
The amount of insurance coverage available

At Attorney911, we work with medical and financial experts to calculate the full value of your claim, including both economic and non-economic damages.

What types of damages can I recover?

In a car accident case, you may be able to recover the following types of damages:

Medical Expenses: Both past and future medical costs, including hospital bills, surgeries, doctor visits, physical therapy, medications, and medical equipment.
Lost Wages: Compensation for the income you’ve lost due to your injuries, as well as any reduction in your future earning capacity if you’re unable to return to your previous job.
Pain and Suffering: Compensation for the physical pain and emotional distress you’ve experienced as a result of the accident.
Mental Anguish: Compensation for the anxiety, depression, and PTSD that often follow a serious accident.
Physical Impairment: Compensation for any permanent disabilities or limitations caused by your injuries.
Disfigurement: Compensation for scars, amputations, or other permanent changes to your appearance.
Loss of Consortium: Compensation for the impact of your injuries on your relationship with your spouse or family.
Punitive Damages: In cases involving gross negligence, such as drunk driving, we may seek punitive damages to punish the at-fault party and deter similar conduct in the future.

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas, and there is no cap on pain and suffering damages (except in medical malpractice cases). Pain and suffering includes both the physical pain caused by your injuries and the emotional distress you’ve experienced as a result of the accident.

What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated or worsened your pre-existing condition. This is known as the “eggshell plaintiff” rule—defendants must take victims as they find them. For example, if you had mild back pain before the accident and the crash caused a herniated disc requiring surgery, you can recover compensation for the aggravation of your pre-existing condition.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable under federal or Texas law. However, punitive damages and compensation for lost wages may be taxable. It’s important to consult with a tax professional to understand the tax implications of your settlement.

How is the value of my claim determined?

The value of your claim is determined by several factors, including:

The cost of your medical treatment (both past and future)
The amount of income you’ve lost due to your injuries
The severity of your injuries and their impact on your daily life
Any permanent disabilities or limitations caused by your injuries
The strength of the evidence proving the other driver’s fault
The amount of insurance coverage available

At Attorney911, we work with medical and financial experts to calculate the full value of your claim and fight for the maximum compensation you deserve.

How much do car accident lawyers cost?

At Attorney911, we work on a contingency fee basis, which means you pay nothing unless we win your case. If we recover compensation for you, our fee is a percentage of the recovery. There are no upfront costs, no hourly fees, and no financial risk to you. If we don’t win your case, you owe us nothing.

What does “no fee unless we win” mean?

“No fee unless we win” means that you don’t pay any attorney fees unless we recover compensation for you. If we don’t win your case, you owe us nothing. This arrangement allows you to pursue your case without any financial risk.

How often will I get updates on my case?

At Attorney911, we believe in keeping our clients informed every step of the way. As client Dame Haskett said:

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.”

We provide regular updates on the progress of your case and are always available to answer your questions.

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals or case managers. As client Chad Harris said:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

If you’re unhappy with your current attorney, you have the right to switch. Attorney911 has taken over many cases from other attorneys who weren’t fighting hard enough for their clients. As client Greg Garcia said:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

If you’re considering switching attorneys, call us at 1-888-ATTY-911 for a free consultation.

What if the insurance company is my own insurance (UM/UIM claim)?

If the other driver is uninsured or underinsured, you may need to file a claim with your own insurance company under your uninsured/underinsured motorist (UM/UIM) coverage. Your insurance company will fight your claim just like the other driver’s insurance would, so it’s important to have an attorney on your side. Lupe Peña’s insurance defense background gives us unique insight into how to maximize your UM/UIM recovery.

How do you calculate pain and suffering?

Pain and suffering is typically calculated using a multiplier method. We multiply your medical expenses by a number (usually between 1.5 and 5) based on the severity of your injuries, the impact on your life, and other factors. For example, if your medical expenses are $50,000 and we use a multiplier of 3, your pain and suffering would be valued at $150,000. Lupe Peña’s insurance defense experience gives us insight into how insurance companies calculate pain and suffering, allowing us to fight for the highest possible multiplier.

What if I was hit by a government vehicle (city bus, police car, etc.)?

If you were hit by a government vehicle, such as a city bus or police car, you must file a notice of claim within 6 months of the accident. Government claims have special rules and damage caps, so it’s important to have an experienced attorney on your side. Ralph Manginello’s 25+ years of experience includes handling government claims, so we know how to navigate this complex process.

What if the other driver fled the scene (hit and run)?

If the other driver fled the scene, you can still recover compensation through your own uninsured motorist (UM) coverage. It’s important to act quickly, as surveillance footage from nearby businesses is typically deleted within 7-30 days. At Attorney911, we send preservation letters immediately to secure this critical evidence.

What if I’m an undocumented immigrant—can I still file a claim?

Yes. Your immigration status does not affect your right to compensation for your injuries. You are entitled to the same legal protections as any other accident victim. At Attorney911, we’ve successfully represented clients of all immigration statuses, and Lupe Peña is fluent in Spanish. We protect your rights and your privacy.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often try to argue that parking lot accidents are always 50/50 fault, but this is not true. We can prove fault through surveillance video, witness statements, and damage analysis. Texas comparative negligence rules apply in parking lot accidents just like any other accident.

What if I was a passenger in the at-fault vehicle?

If you were a passenger in the at-fault vehicle, you can still pursue a claim against the driver. You are an innocent victim, and the driver’s insurance should cover your injuries. These cases often settle quickly because liability is clear. We handle the difficult conversations so you don’t have to.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The driver’s death does not eliminate their liability, and their insurance policy still applies. These cases can be emotionally complex, but we handle them with sensitivity while protecting your rights.

Why Cochran County Residents Trust Attorney911

Cochran County is a unique community with its own set of challenges when it comes to car accidents. Whether you’re driving on rural roads, commuting to work, or traveling through the county, the risk of an accident is always present. At Attorney911, we understand the specific needs of Cochran County residents and are committed to providing the personalized, compassionate legal representation you deserve.

Here’s why Cochran County residents trust us with their car accident cases:

Local Knowledge: We understand the unique challenges of driving in Cochran County, from rural roads to unpredictable weather conditions. We know the local courts, judges, and insurance adjusters, giving us an advantage in your case.
Personal Attention: Unlike high-volume law firms where you’re just a case number, at Attorney911, you work directly with Ralph Manginello and Lupe Peña. We believe that every client deserves personal attention from experienced attorneys who are invested in their case.
Insurance Defense Insider Knowledge: Lupe Peña spent years working for a national insurance defense firm, learning firsthand how insurance companies value claims and build cases against accident victims. Now, he uses that insider knowledge to fight for our clients.
Proven Results: We’ve recovered millions of dollars for car accident victims across Texas, including multi-million dollar settlements for clients with serious injuries. Our results speak for themselves.
No Fee Unless We Win: We understand that the financial burden of a car accident can be overwhelming. That’s why we work on a contingency fee basis—you pay nothing unless we win your case. There are no upfront costs, no hourly fees, and no financial risk to you.
Bilingual Services: Lupe Peña is fluent in Spanish, and our staff includes bilingual team members who can assist Spanish-speaking clients. We believe that language should never be a barrier to justice.

Call Attorney911 Today for a Free Consultation

If you’ve been hurt in a car accident in Cochran County, don’t wait to get the legal help you need. Evidence disappears quickly, and the insurance company is already building its case against you. Call Attorney911 today at 1-888-ATTY-911 for a free, no-obligation consultation. We’ll review the details of your accident, explain your legal options, and help you understand what your case is worth.

Remember, we don’t get paid unless we win your case. There’s no risk to you, and the consultation is completely free. Let us fight for the compensation you deserve while you focus on your recovery.

Call 1-888-ATTY-911 now—your legal emergency line is always open.