Motor Vehicle Accidents in Colleyville, Texas: Legal Emergency Response from Attorney911

When Your Life Changes in an Instant on Colleyville Roads

Every 57 seconds in Texas, a motor vehicle crash occurs. Every 2 minutes and 5 seconds, someone is injured. In Colleyville and across Tarrant County, these aren’t just statistics—they’re real people whose lives are disrupted in an instant. One moment you’re driving home from work, picking up your kids from Colleyville High School, or heading to a meeting at one of our local businesses. The next moment, your car is totaled, your body is injured, and your future feels uncertain.

At Attorney911, we understand exactly what you’re going through. Founded by Ralph Manginello, a 25-year veteran of Texas personal injury law, our firm has been serving accident victims in Colleyville and throughout Tarrant County since 2001. When you call our legal emergency line at 1-888-ATTY-911, you’re not just calling a law firm—you’re reaching neighbors who know Colleyville’s roads, courts, and community.

The Harsh Reality of Motor Vehicle Accidents in Colleyville

In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes—one every 2 minutes and 5 seconds. In Tarrant County, we know all too well how quickly life can change on roads like SH 121, FM 1938, or along the busy corridors near Colleyville’s shopping centers and schools.

Consider these Colleyville-specific risks:

Highway 121 Corridor: This major thoroughfare sees heavy commuter traffic, increasing the risk of rear-end collisions and distracted driving accidents
School Zones: With Colleyville Elementary, Heritage Middle School, and Colleyville Heritage High School, our community has numerous school zones where pedestrian and bicycle accidents can occur
Intersection Dangers: Busy intersections like Glade Road and Colleyville Boulevard or SH 121 and Mid Cities Boulevard are common sites for T-bone and left-turn accidents
Rush Hour Traffic: The daily commute to nearby business centers creates congested conditions that lead to multi-vehicle collisions

When these accidents happen, the physical and emotional toll is immediate. But the legal and financial consequences can last for years. That’s why you need more than just a lawyer—you need a legal emergency response team that knows how to fight for maximum compensation.

Why Colleyville Accident Victims Choose Attorney911

1. Insurance Defense Insider Advantage

Most law firms only know how to fight insurance companies from the outside. At Attorney911, we know their playbook because our attorney Lupe Peña spent years working for a national insurance defense firm. He knows exactly how they:

Calculate claim values using Colossus software
Select IME doctors who always find you “less injured”
Use surveillance to catch you in “gotcha” moments
Deploy delay tactics to pressure you into accepting lowball offers

Lupe’s insider knowledge is your unfair advantage. As he explains: “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

2. Multi-Million Dollar Results for Colleyville Victims

Our results speak for themselves:

Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company
Settled in the millions for a client whose leg was injured in a car accident when staff infections during treatment led to a partial amputation
Recovered millions for families facing trucking-related wrongful death cases
Significant cash settlement for a client who injured his back while lifting cargo on a ship, where our investigation revealed he should have been assisted

These aren’t just numbers—they represent real Colleyville families who received the compensation they needed to rebuild their lives after devastating accidents.

3. Federal Court Experience for Complex Cases

Ralph Manginello is admitted to practice in the U.S. District Court for the Northern District of Texas, giving us the ability to handle complex cases that other firms can’t. This includes:

Trucking accidents involving federal FMCSA regulations
Cases against out-of-state defendants
Multi-district litigation
Our firm’s involvement in the BP Texas City explosion litigation demonstrates our capability to take on billion-dollar corporations

4. Personal Attention You Won’t Find at Big Firms

At Attorney911, you’re not just a case number. As client Chad Harris shared: “You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.” Our clients consistently praise our communication and care:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did.” – Brian Butchee
“Leonor reached out to me… She took all the weight of my worries off my shoulders.” – Stephanie Hernandez
“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

5. No Fee Unless We Win

We understand that accident victims are already facing financial strain from medical bills and lost wages. That’s why we work on a contingency fee basis—you pay nothing unless we win your case. This means:

Free consultation to evaluate your case
No upfront costs or hourly fees
We advance all case expenses
You only pay if we recover compensation for you

Comprehensive Coverage for All Types of Motor Vehicle Accidents in Colleyville

Car Accidents: The Most Common but Often Most Complex

With 251,977 people injured in Texas car crashes in 2024, these are the most common accidents we handle. In Colleyville, we see frequent accidents on:

SH 121 (high-speed collisions and rear-end crashes)
Glade Road and Colleyville Boulevard (intersection accidents)
Mid Cities Boulevard (multi-vehicle pileups)
Local residential streets (distracted driving incidents)

Common causes include:

Distracted driving (380 deaths in Texas in 2024)
Speeding
Failure to yield right-of-way
Running red lights
Following too closely
DUI/DWI

Injuries range from whiplash and soft tissue damage to catastrophic injuries like:

Traumatic brain injuries (TBI)
Spinal cord injuries and paralysis
Broken bones and fractures
Internal organ damage
Wrongful death

Attorney911 Case Result: “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

18-Wheeler and Trucking Accidents: Catastrophic Consequences

Texas leads the nation in fatal truck crashes, with 11% of all U.S. fatal truck accidents occurring here. In Tarrant County, we see frequent trucking accidents on:

I-820 (North Loop)
SH 121 (high-speed truck traffic)
FM 157 (local delivery routes)
I-35W (major freight corridor)

In 2024, Texas had:

39,393 commercial motor vehicle crashes
608 trucking fatalities
1,601 serious injuries

These accidents are particularly devastating due to the size disparity—an 80,000-pound truck versus a 4,000-pound car. Common causes include:

Driver fatigue (violation of FMCSA Hours of Service rules)
Improper loading
Mechanical failures
Distracted driving
Speeding
Driving under the influence

Why These Cases Are More Complex:

Multiple liable parties (driver, trucking company, cargo loader, manufacturer)
Higher insurance limits ($750,000 to $5,000,000+ policies)
Federal regulations (FMCSA)
Electronic Logging Device (ELD) data that can be overwritten
More severe injuries requiring expert testimony

Attorney911 Case Result: “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Drunk Driving Accidents: Preventable Tragedies

In 2024, alcohol-impaired driving caused:

1,053 deaths in Texas (25.37% of all traffic fatalities)
24,000+ DWI-related crashes

Colleyville sees its share of drunk driving accidents, particularly:

On weekends near local bars and restaurants
During holiday periods
Late at night on major roads like SH 121

Texas Dram Shop Law (TABC § 2.02):
We can hold bars, restaurants, and liquor stores liable if they served alcohol to someone who was obviously intoxicated. Signs of obvious intoxication include:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination
Aggressive or erratic behavior
Strong odor of alcohol

Why These Cases Are Valuable:

Punitive damages available for gross negligence
Multiple defendants (driver + establishment)
Criminal case strengthens civil case
Insurance companies can’t defend the indefensible

Attorney911’s Criminal Defense Advantage:
Our firm also handles DWI defense, giving us unique insight into these cases. We’ve had multiple DWI cases dismissed by:

Proving breathalyzer machines weren’t properly maintained
Showing missing hospital notes and lack of evidence
Demonstrating that video evidence didn’t support intoxication claims

Motorcycle Accidents: Fighting Bias Against Riders

Texas saw 585 motorcyclist fatalities in 2024, with 37% not wearing helmets. In Tarrant County, we see frequent motorcycle accidents on:

SH 121 (high-speed riding)
FM 157 (scenic routes)
Local roads near motorcycle dealerships

Common causes include:

Failure to yield right-of-way (most common cause)
Driver inattention/distraction
Unsafe lane changes
Left-turn accidents (T-bone/head-on)
Speeding/reckless driving

Texas Helmet Law:

Required for all riders under 21
Riders 21+ exempt if they’ve completed a safety course OR have $10,000+ medical insurance

The Comparative Negligence Problem:
Insurance companies always try to blame motorcyclists. Texas’ 51% bar rule means:

If you’re 50% or less at fault, you can recover (reduced by your fault %)
If you’re 51% or more at fault, you recover NOTHING

Lupe’s Insider Advantage:
Lupe Peña knows exactly how insurance companies build comparative fault arguments because he made them for years. Now he uses that knowledge to protect riders.

Pedestrian Accidents: Colleyville’s Most Vulnerable Road Users

In 2024, Texas saw:

6,095 pedestrian crashes
768 pedestrian fatalities
Pedestrians accounting for 19% of all roadway deaths despite being only 1% of crashes

Colleyville’s pedestrian dangers include:

School zones (Colleyville Elementary, Heritage Middle School)
Shopping centers (Colleyville Town Center)
Busy intersections (Glade Road & Colleyville Boulevard)
Residential areas with poor lighting

Critical Legal Point:
Pedestrians ALWAYS have the right-of-way at intersections—even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you.

Common Injuries:

Traumatic brain injuries
Spinal cord injuries
Broken pelvis and legs
Internal organ damage
Fatalities

Rideshare Accidents: Navigating the Insurance Maze

With 11 billion rideshare trips in the U.S. since 2010, these accidents are increasingly common in Colleyville. The complexity comes from the insurance coverage phases:

Phase	Driver Status	Coverage Available
Period 0	App off, personal use	Personal insurance only (TX minimum: $30K/$60K/$25K)
Period 1	App on, no ride request	Contingent coverage: $50K/$100K/$25K
Period 2	Ride accepted, en route to pickup	Full commercial: $1,000,000 liability
Period 3	Passenger in vehicle	Full commercial: $1,000,000 liability

Who Can Be Injured:

21% Riders
21% Drivers
58% Third parties (other drivers, pedestrians)

Lupe’s Insurance Expertise:
Lupe knows how to navigate this complex coverage system to maximize your recovery, whether you’re a rider, driver, or third party.

Hit and Run Accidents: When the At-Fault Driver Flees

Every 43 seconds, someone in the U.S. is involved in a hit-and-run. In Colleyville, these often occur:

In parking lots
On residential streets
During late-night hours

Texas Penalties for Hit and Run:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years prison, up to $10K fine
Serious Bodily Injury	3rd Degree Felony	2-10 years prison, up to $10K fine
Minor Injury	State Jail Felony	Up to 5 years, up to $5K fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months jail, up to $2K fine

Your Recovery Path:
Your own Uninsured Motorist (UM) coverage can compensate you when the at-fault driver is unidentified. Texas allows inter-policy stacking, meaning you can combine coverage from multiple vehicles.

Evidence Urgency:
Surveillance footage is deleted in 7-30 days. We send preservation letters immediately to secure this critical evidence.

The 48-Hour Protocol: What to Do Immediately After an Accident in Colleyville

Hour 1-6: Immediate Crisis Response

Safety First: If you can move safely, get to a secure location away from traffic
Call 911: Report the accident and request medical assistance if anyone is injured
Medical Attention: Get to the nearest emergency room—adrenaline masks injuries
- Nearby hospitals include:
  - Medical City Alliance (Fort Worth)
  - Texas Health Harris Methodist HEB (Bedford)
  - Baylor Scott & White Medical Center (Grapevine)
Document Everything:
- Take photos of all vehicle damage (every angle)
- Photograph the accident scene, road conditions, traffic signals
- Take photos of visible injuries
- Screenshot any messages visible on your phone
Exchange Information:
- Other driver’s name, phone, address
- Insurance company and policy number
- Driver’s license number
- License plate number
- Vehicle make, model, color
Witnesses: Get names and phone numbers of any witnesses
Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company

Hour 6-24: Evidence Preservation

Digital Preservation:
- Preserve all texts, calls, photos, videos related to the accident
- Do NOT delete anything from your phone
- Screenshot everything relevant
- Email copies to yourself for backup
Physical Evidence:
- Secure damaged clothing, glasses, personal items
- Keep receipts for any expenses (towing, rental car, medications)
- Do NOT repair your vehicle yet—preserve the damage
Medical Records:
- Request copies of all ER/hospital records
- Keep all discharge paperwork
- Follow up with your primary care physician within 24-48 hours
Insurance Communications:
- Note any calls from insurance companies
- Do NOT give recorded statements yet
- Do NOT sign anything
- Do NOT accept any settlement offers
- Say: “I need to speak with my attorney first”
Social Media:
- Make ALL profiles private immediately
- Do NOT post about the accident
- Do NOT post photos of injuries or activities
- Tell friends/family not to tag you in posts

Hour 24-48: Strategic Decisions

Legal Consultation: Call Attorney911 at 1-888-ATTY-911 for a free consultation
Insurance Response: If insurance contacts you, refer them to your attorney
Settlement Offers: Do NOT accept or sign anything without lawyer review
Evidence Backup: Upload all screenshots and photos to cloud storage

Week One: What Attorney911 Does for You

Within 24 hours of retention, we send preservation letters to:

Other driver’s insurance company
Trucking companies (for commercial vehicle accidents)
Businesses near the scene (for surveillance footage)
Employers (for employment records)
Property owners (for security camera footage)
Government entities (for traffic camera footage)

These letters LEGALLY REQUIRE evidence preservation before automatic deletion.

Texas Motor Vehicle Law: What Colleyville Victims Need to Know

Statute of Limitations

2 years from the date of the accident for personal injury claims
2 years from the date of death for wrongful death claims
6 months notice required for government claims
Tolled until age 18 for minors

Critical Warning: Miss the deadline and your case is BARRED forever. You cannot extend or waive this deadline.

Comparative Negligence: The 51% Bar Rule

Texas uses modified comparative negligence with a 51% bar:

If you’re 50% or less at fault → You can recover damages (reduced by your % of fault)
If you’re 51% or more at fault → You recover NOTHING

Example:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Insurance companies ALWAYS try to assign maximum fault to you. Lupe’s experience helps counter these arguments because he made them for years as a defense attorney.

Texas Minimum Auto Insurance Requirements

Texas requires minimum coverage of:

$30,000 bodily injury per person
$60,000 bodily injury per accident
$25,000 property damage per accident

Uninsured Motorist Statistics:

15.4% of U.S. motorists are uninsured (approximately 1 in 7 drivers)
UM/UIM coverage is critical for protection

Proving Liability: Building Your Colleyville Accident Case

To win your case, we must prove four elements of negligence:

Duty of Care: All drivers have a legal duty to operate their vehicles safely
Breach of Duty: The at-fault driver violated their duty of care (speeding, distracted driving, etc.)
Causation: The breach directly caused your injuries
Damages: You suffered actual harm (physical, financial, emotional)

Evidence We Collect:

Physical Evidence: Vehicle damage photos, skid marks, road conditions
Documentary Evidence: Police reports, 911 recordings, traffic camera footage
Electronic Evidence: ELD data (trucks), vehicle black box/EDR, GPS data
Testimonial Evidence: Witness statements, expert testimony

Multiple Liable Parties:

In many accidents, multiple parties share responsibility:

Trucking Accidents: Driver, trucking company, cargo loader, manufacturer
Rideshare Accidents: Driver, rideshare company, other at-fault drivers
Drunk Driving Accidents: Driver, bar/restaurant (dram shop liability)

More liable parties = more insurance policies = higher recovery potential.

Damages and Compensation: What Colleyville Victims Can Recover

Economic Damages (No Cap in Texas):

Medical Expenses (Past and Future): ER, hospital, surgery, doctors, physical therapy, medications, medical equipment
Lost Wages (Past and Future): Income lost from date of accident to present, and reduced earning capacity
Property Damage: Vehicle repair or replacement, personal property
Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice):

Pain and Suffering: Physical pain from injuries
Mental Anguish: Emotional distress, anxiety, depression
Physical Impairment: Loss of physical function, disability
Disfigurement: Scarring, permanent visible injuries
Loss of Consortium: Impact on marriage/family relationships
Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped):

Available for gross negligence, fraud, or malice, such as:

Drunk driving cases
Extreme speeding (100+ mph)
Trucking companies knowingly violating FMCSA regulations
Vehicle manufacturers hiding known defects

Cap: Greater of $200,000 OR (2x economic damages + 1x non-economic damages capped at $750,000)

Settlement Ranges for Common Injuries in Colleyville

Injury Type	Medical Costs	Lost Wages	Pain & Suffering	Settlement Range
Whiplash/Soft Tissue	$6,000-$16,000	$2,000-$10,000	$8,000-$35,000	$15,000-$60,000
Broken Bone (Simple)	$10,000-$20,000	$5,000-$15,000	$20,000-$60,000	$35,000-$95,000
Broken Bone (Surgery)	$47,000-$98,000	$10,000-$30,000	$75,000-$200,000	$132,000-$328,000
Herniated Disc (Conservative)	$22,000-$46,000	$8,000-$25,000	$40,000-$100,000	$70,000-$171,000
Herniated Disc (Surgery)	$96,000-$205,000	$20,000-$50,000	$150,000-$450,000	$346,000-$1,205,000
Traumatic Brain Injury	$198,000-$638,000	$50,000-$200,000	$500,000-$3,000,000	$1,548,000-$9,838,000
Spinal Cord Injury	$500,000-$1,500,000	$20,000-$50,000	$1,000,000-$5,000,000	$4,770,000-$25,880,000
Amputation	$170,000-$480,000	$20,000-$50,000	$500,000-$2,000,000	$1,945,000-$8,630,000
Wrongful Death	$50,000-$500,000	$1,000,000-$4,000,000	$500,000-$3,000,000	$1,910,000-$9,520,000

Note: These ranges are based on Texas verdicts and settlements. Every case is unique, and past results do not guarantee future outcomes.

Nuclear Verdicts: The Power of Trial Readiness

Texas leads the nation in nuclear verdicts (awards exceeding $10 million). Recent Texas motor vehicle nuclear verdicts include:

2024 Hatch v. Jones (car accident wrongful death): $81,720,000
2024 Frito-Lay Warehouse (vehicle collision): $72,000,000
2024 Lopez v. All Points 360 (Amazon DSP): $105,000,000
2024 New Prime I-35 pileup (6 deaths): $44,100,000
2024 Oncor Electric (trucking): $37,500,000

Why This Matters for Your Case:
Insurance companies FEAR nuclear verdicts. This fear increases settlement values across ALL serious injury cases. Our trial readiness and multi-million dollar track record give us leverage in every negotiation.

Insurance Tactics: How They Try to Deny Your Colleyville Claim

Tactic #1: Quick Contact & Recorded Statement

What They Do:
Within 24-72 hours of your accident, insurance adjusters contact you—often while you’re still in the hospital or on pain medication. They act friendly and helpful, saying:

“We just want to help you”
“We need your side of the story”
“This is routine, everyone does this”

What They’re Really Doing:
They’re building their defense against you with leading questions designed to trap you into saying things that hurt your case:

“You’re feeling better now though, right?” (Trap: You say “yes” even if you’re not)
“It wasn’t that bad of an impact, was it?” (Trap: You minimize the accident)
“You were able to walk away from the scene?” (Trap: Suggests injuries aren’t serious)

Lupe’s Insider Knowledge:
“I’ve taken hundreds of recorded statements as a defense attorney. I know exactly what questions they’ll ask and how they’ll use your answers against you. That’s why we never let our clients give recorded statements without preparation.”

Tactic #2: Quick Settlement Offer

What They Do:
Within days or weeks, the insurance company offers you a quick settlement—typically $2,000-$15,000. They create artificial urgency:

“This offer expires in 48 hours”
“I can only get approval for this amount right now”
“Take it or leave it”

The Trap:
You don’t know the full extent of your injuries yet. What seems like a lot of money now could be a fraction of what you’ll need for:

Future surgeries
Long-term physical therapy
Permanent disability
Lost earning capacity

Real Client Example:
One of our clients was offered $3,500 three days after her accident. She was in pain but thought it would help with bills. Six weeks later, an MRI revealed a herniated disc requiring $100,000 surgery. Because she had already signed the release, she received nothing more from the insurance company.

Tactic #3: “Independent” Medical Exam (IME)

What They Call It:
“Independent Medical Examination”

What It Really Is:
An insurance company-hired doctor whose job is to minimize your injuries.

How They Choose IME Doctors:

Based on who gives insurance-favorable reports (not who’s most qualified)
Doctors who consistently find “no injury” or “pre-existing condition”
Doctors paid $2,000-$5,000 per exam by insurance companies
Repeat business = repeat favorable reports

What Happens at the IME:

10-15 minute “examination” (vs. your treating doctor’s thorough evaluation)
Rarely review your complete medical records beforehand
Ask questions designed to elicit “I’m feeling better” responses
Look for ANY reason to minimize your injuries

Common IME Findings:

“Patient has pre-existing degenerative changes” (Everyone over 40 has some arthritis)
“Injuries consistent with minor trauma” (Minimizes your pain and suffering)
“Patient can return to full duty work” (Eliminates lost wage claims)
“Treatment has been excessive” (Attacks your treating doctors)
“Subjective complaints out of proportion to objective findings” (Medical speak for calling you a liar)

How We Counter:

Prepare you extensively before the exam
Send complete medical records to the IME doctor first
Challenge biased IME reports with our own medical experts
Lupe knows these specific doctors and their biases—he hired them for years

Tactic #4: Delay and Financial Pressure

What They Do:
They drag your case out for months or years, hoping you’ll get desperate and accept less:

“Still investigating your claim”
“Waiting for medical records” (that we sent months ago)
“Reviewing your file”
Ignore calls and emails
Take weeks to respond to simple questions

Why Delay Works:
Insurance companies have:

Unlimited time
Unlimited resources
No financial pressure
Earning interest on YOUR settlement money

You have:

Mounting bills
Zero income
Creditors threatening
Need money NOW

Financial Desperation Makes You Accept Less:

Month 1: You’d reject $5,000 offer
Month 6: You’d seriously consider $5,000
Month 12: You’d BEG for $5,000 just to end the nightmare

How We Counter:

File lawsuit to force deadlines
Set depositions to compel their cooperation
Prepare for trial to show we’re serious
Lupe understands delay tactics because he used them—he knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What They Do:
They hire private investigators to:

Video you doing daily activities
Film from public places (your driveway, street, stores)
Follow you to appointments, errands, social activities
Look for ANY activity that contradicts your injury claims

Social Media Monitoring:
They monitor ALL your social media:

Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
Monitor your friends’ profiles for posts mentioning you
Use facial recognition to find photos you’re tagged in
Archive your entire social media history

Examples We’ve Defended:

Example	What Happened	Insurance Claimed	Reality
Old Gym Photo	Photo from 3 years ago	“Recent activity contradicts injury”	Metadata proved it was pre-accident
Restaurant Check-in	Facebook check-in	“Partying and having fun”	Quiet dinner with family
Friend’s Comment	“Had fun yesterday!”	“Not really injured”	Client was resting at home
Walking Dog	Video of slow walk	“Not disabled”	Doctor recommended short walks
Smiling Photo	Family photo smiling	“Not in pain”	Everyone smiles for photos

7 Rules for Clients:

Make ALL profiles private immediately
DON’T post about accident, injuries, or activities
DON’T check in anywhere
Tell friends/family: don’t tag, don’t post about you
Don’t accept friend requests from strangers (fake profiles)
BEST: Stay off social media entirely during your case
Assume EVERYTHING is being monitored

Lupe’s Insider Quote:
“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

Tactic #6: Comparative Fault Arguments

What They Do:
They try to assign you maximum fault to reduce their payment:

“You were speeding” (without evidence)
“You weren’t paying attention” (speculation)
“You could have avoided this” (hindsight bias)
“You were distracted” (guessing)
“You contributed to this accident” (shifting blame)

Why They Do This:
Texas’ 51% bar rule means:

If you’re 51%+ at fault → You get NOTHING
If you’re 50% or less at fault → Your damages reduced by your percentage

Even Small Fault Percentages Cost Thousands:

10% fault on $100,000 case = $10,000 less for you
25% fault on $250,000 case = $62,500 less for you
40% fault on $500,000 case = $200,000 less for you

How We Counter:

Aggressive liability investigation
Accident reconstruction proving other driver’s fault
Witness statements supporting your version
Police report analysis emphasizing citations
Expert testimony on perception-reaction time
Lupe knows their fault arguments because he made them for years—now he defeats them

The Colossus System: How Insurance Companies Actually Value Your Claim

How Colossus Works:

Data Entry: Adjuster inputs injury codes, treatment, costs, jurisdiction
Coding: Injuries coded using standardized medical terms
Calculation: Software applies algorithms to determine “value”
Range Output: System provides recommended settlement range
Authority: Adjuster typically cannot exceed without supervisor approval

How Insurance Manipulates Colossus:

Manipulation	Effect
Low Injury Codes	“Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Excessive Treatment Flags	Therapy beyond “normal” range triggers reduction
Conservative Treatment Penalty	Chiropractic valued less than MD treatment
Pre-Existing Reduction	Any prior condition used to reduce value
Jurisdiction Factor	Low-verdict counties get lower values

Why Lupe’s Experience Matters:

Knows how to code injuries properly for maximum value
Knows which medical terms trigger higher valuations
Knows when Colossus output is artificially low
Knows how to present records to beat the algorithm
Worked with these systems for years as a defense attorney

Medical Knowledge: Understanding Your Injuries

Traumatic Brain Injury (TBI)

Symptoms:

Immediate: Loss of consciousness, confusion, vomiting, seizures, severe headache, dilated pupils, slurred speech
Delayed: Worsening headaches, repeated vomiting, seizures, slurred speech, personality changes, sleep disturbances, sensitivity to light/noise

Severity Classifications:

Classification	Characteristics
Mild TBI/Concussion	Brief LOC, GCS 13-15, may seem “fine” initially
Moderate TBI	LOC minutes to hours, GCS 9-12, lasting cognitive impairment
Severe TBI	Extended unconsciousness or coma, GCS 3-8, permanent disability likely

Long-Term Complications:

Chronic Traumatic Encephalopathy (CTE)
Post-Concussive Syndrome (headaches, dizziness lasting months/years)
Increased dementia risk (single moderate TBI doubles risk)
Personality and mood disorders (depression in 40-50% of TBI patients)
Seizure disorders
Cognitive impairment

Spinal Cord Injury

Injury Levels and Impact:

Cervical Spine (C1-C8, Neck Region):
- C1-C4 (High Cervical): Quadriplegia, possible ventilator dependence
- C5-C8 (Low Cervical): Quadriplegia with some arm/hand function
Thoracic Spine (T1-T12, Mid-Back): Paraplegia, wheelchair dependent
Lumbar Spine (L1-L5, Lower Back): Varying degrees of leg weakness/paralysis

ASIA Impairment Scale:

Grade	Classification	Prognosis
A	Complete	No motor or sensory function below injury
B	Sensory Incomplete	Sensory function but no motor function
C	Motor Incomplete	Motor function but most muscles <3/5 strength
D	Motor Incomplete	Motor function with most muscles ≥3/5 strength
E	Normal	Full motor and sensory function

Secondary Complications:

Pressure sores (leading cause of hospitalization)
Respiratory complications (pneumonia – leading cause of death)
Bowel and bladder dysfunction
Sexual dysfunction
Autonomic dysreflexia (life-threatening blood pressure crisis)
Depression (40-60% of patients)
Shortened life expectancy (5-15 years on average)

Amputation

Types:

Traumatic Amputation: Limb severed at accident scene
Surgical Amputation: Due to crush injuries or infections (like our client whose leg injury led to amputation)

Levels:

Above-Knee: More difficult, less mobility, more expensive prosthetics
Below-Knee: Better mobility potential, easier prosthetic use
Upper Extremity: Arm, hand, fingers

Phantom Limb Pain:

80% of amputees experience phantom pain
Feeling pain in limb that’s no longer there
Can be severe and debilitating
Often permanent condition
Requires lifetime pain management

Herniated Disc

Treatment Timeline:

Acute Phase (Weeks 1-6): Severe pain, medications, rest
Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic
Interventional (If Conservative Fails): Epidural steroid injections
Surgery (If Injections Fail): Microdiscectomy or fusion

Permanent Restrictions Impact:

Can’t return to physical labor jobs
Lost earning capacity claims
Ongoing pain management needs

Why Choose Attorney911 for Your Colleyville Accident Case

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What This Means for Your Case:

We know their tactics because Lupe used them
We anticipate their strategies before they deploy them
We know how they value claims internally
We know which IME doctors they favor
We know how to beat their algorithms
We speak their language

No other firm in Colleyville has this advantage.

2. Multi-Million Dollar Results

Our results prove we don’t settle cheap:

Multi-million dollar settlement for a client who suffered a brain injury with vision loss
Settled in the millions for a client whose leg was injured in a car accident when staff infections led to a partial amputation
Recovered millions for families facing trucking-related wrongful death cases
Significant cash settlement for a client who injured his back while lifting cargo on a ship

As client Glenda Walker said: “They fought for me to get every dime I deserved.”

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Northern District of Texas, giving us the ability to handle complex cases that other firms can’t, including:

Trucking accidents involving federal FMCSA regulations
Cases against out-of-state defendants
Multi-district litigation
Our firm’s involvement in the BP Texas City explosion litigation demonstrates our capability to take on billion-dollar corporations

4. Personal Attention You Won’t Find at Big Firms

At Attorney911, you’re not just a case number. As client Chad Harris shared: “You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.”

Our clients consistently praise our communication and care:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did.” – Brian Butchee
“Leonor reached out to me… She took all the weight of my worries off my shoulders.” – Stephanie Hernandez
“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

5. No Fee Unless We Win

Free consultation to evaluate your case
No upfront costs or hourly fees
We advance all case expenses
You only pay if we recover compensation for you

Frequently Asked Questions About Colleyville Motor Vehicle Accidents

Immediate After Accident

What should I do immediately after a car accident in Colleyville?
If you’ve been in an accident in Colleyville:

Call 911 and report the accident
Seek medical attention even if you feel fine (adrenaline masks injuries)
Document everything: photos of damage, injuries, scene
Exchange information with the other driver
Get witness names and phone numbers
Do NOT give a recorded statement to any insurance company
Call Attorney911 at 1-888-ATTY-911

Should I call the police even for a minor accident?
Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?
ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

Traumatic brain injuries can take days to manifest
Internal bleeding may not be obvious
Herniated discs may not cause pain for weeks
Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately at facilities like Medical City Alliance or Texas Health Harris Methodist HEB.

What information should I collect at the scene?

Other driver: name, phone, address, driver’s license, insurance
Vehicle: make, model, color, license plate
Witnesses: names and phone numbers
Photos: all vehicle damage, injuries, road conditions, traffic signals
Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

Exchange information only
Do NOT discuss fault
Do NOT apologize or say “I’m sorry” (can be used as admission)
Do NOT give your opinion on what happened
Stick to facts only

How do I obtain a copy of the accident report?
In Colleyville, you can obtain the police report from the Colleyville Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured or underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

Do I have a personal injury case?
You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it and your case is barred forever.

What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If you’re 51% or more at fault, you recover nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?
It depends on the severity of your injuries. We don’t settle until you’ve reached maximum medical improvement (MMI). This could be 6 months for minor injuries or 18-24 months for serious injuries.

What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to MMI
Demand letter to insurance
Negotiation
Lawsuit if necessary
Discovery
Mediation
Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

What is my case worth?
It depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, and insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

What types of damages can I recover?

Medical expenses (past and future)
Lost wages and earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, and impact on daily life.

Attorney Relationship

How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

What common mistakes can hurt my case?

Giving a recorded statement without an attorney
Accepting a quick settlement
Delaying medical treatment
Gaps in treatment
Posting on social media
Signing releases or authorizations
Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

What if I have a pre-existing condition?
You can still recover. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes the victim as they find them. For example, if you had mild occasional back pain before the accident and the accident caused a herniated disc requiring surgery, you recover for the new injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance companies attack pre-existing conditions—he used this defense for years.

Can I switch attorneys if I’m unhappy with my current lawyer?
YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on injury severity, permanency, impact on life, and clear liability. For example, $100,000 in medical expenses × 4 multiplier = $400,000 for pain and suffering. Lupe calculated these for years as a defense attorney—he knows how to justify higher multipliers. See Section G for a detailed breakdown.

What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

What if I’m an undocumented immigrant—can I still file a claim?
YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies love to argue that “parking lot accidents are always 50/50 fault,” but this is a lie. We prove fault through surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Colleyville-Specific Legal Resources

Local Hospitals and Trauma Centers

Medical City Alliance (Fort Worth) – Level III Trauma Center
Texas Health Harris Methodist HEB (Bedford) – Level III Trauma Center
Baylor Scott & White Medical Center – Grapevine – Level III Trauma Center
John Peter Smith Hospital (Fort Worth) – Level I Trauma Center

Colleyville Courts

Tarrant County Justice of the Peace Courts – Handle minor civil cases and traffic citations
Tarrant County Criminal Courts – Handle criminal cases including DWI
Tarrant County Civil Courts – Handle personal injury lawsuits
17th District Court – Handles civil cases in Tarrant County
236th District Court – Handles civil cases in Tarrant County

Local Law Enforcement

Colleyville Police Department – Handles accident reports within city limits
Tarrant County Sheriff’s Office – Handles accidents in unincorporated areas
Texas Department of Public Safety – Handles accidents on state highways

Dangerous Roads in Colleyville

SH 121 – High-speed collisions, frequent rear-end accidents
Glade Road – Intersection accidents, particularly at Colleyville Boulevard
Mid Cities Boulevard – Multi-vehicle pileups during rush hour
FM 1938 – Distracted driving accidents, particularly near schools
Davis Boulevard – Left-turn accidents at intersections

Why Colleyville Trusts Attorney911

When you’ve been injured in a motor vehicle accident in Colleyville, you need more than just a lawyer—you need a legal emergency response team that understands our community. Here’s why Colleyville residents choose Attorney911:

Local Knowledge: We know Colleyville’s roads, courts, and judges. We understand the unique challenges of accidents on SH 121, in school zones, and at busy intersections.
Insurance Defense Insider: Lupe Peña’s experience working for insurance companies gives us an unfair advantage in fighting their tactics.
Multi-Million Dollar Results: Our track record of recovering millions for accident victims speaks for itself.
Federal Court Experience: Ralph Manginello’s admission to federal court means we can handle even the most complex cases.
Personal Attention: You’ll work directly with Ralph or Lupe, not a case manager assembly line. As client Chad Harris said, “You are FAMILY to them.”
No Fee Unless We Win: We understand the financial strain you’re facing, which is why we work on a contingency fee basis—you pay nothing unless we win your case.
24/7 Availability: When you call 1-888-ATTY-911, you’re reaching a legal emergency line that’s always ready to help.

Take Action Now: Your Colleyville Legal Emergency Line

Every day you wait, evidence disappears. Surveillance footage is deleted. Witness memories fade. Insurance companies build their case against you.

Don’t let them take advantage of you. Call Attorney911 now at 1-888-ATTY-911 for a free consultation.

What happens when you call:

You’ll speak with a real attorney, not a salesperson
We’ll evaluate your case at no cost
We’ll explain your rights and options
If we take your case, we’ll start protecting your rights immediately
You pay nothing unless we win

Remember:

Free consultation
No fee unless we win
We advance all case costs
We handle everything so you can focus on recovery

Call now: 1-888-ATTY-911

Or visit us online: https://attorney911.com

Se habla español – Lupe Peña y nuestro equipo están listos para ayudar a clientes hispanohablantes.

Attorney911 – The Manginello Law Firm
Legal Emergency Lawyers™
Serving Colleyville and all of Tarrant County