Car Accident Lawyers in Combine, Texas: Protecting Your Rights After a Crash

If you’ve been injured in a car accident in Combine, Texas, the aftermath can feel overwhelming. The physical pain, emotional stress, and financial uncertainty can make it difficult to know where to turn. At Attorney911, we understand what you’re going through. With over 25 years of experience helping accident victims in Dallas County and throughout Texas, our team is here to fight for the compensation you deserve.

The Reality of Car Accidents in Combine, Texas

Car accidents happen far too often in Combine and the surrounding Dallas County area. According to the Texas Department of Transportation, there is a reportable crash in Texas every 57 seconds, resulting in one person injured every 2 minutes and 5 seconds. In 2024 alone, 251,977 people were injured in motor vehicle crashes across the state.

These statistics aren’t just numbers—they represent real people whose lives have been disrupted by accidents. As Ralph Manginello, our founding attorney, often says, “Every accident is more than just a statistic. It’s a person whose life has been turned upside down in an instant.”

Why Combine Residents Are at Risk

Combine’s location in Dallas County means residents face unique traffic challenges:

Heavy commuter traffic on local roads and highways
Increased risk of accidents during peak travel times
Mix of local drivers and through traffic
Potential for distracted driving in urban and suburban areas

These factors contribute to the high number of accidents in our community. Whether you’re driving to work, running errands, or enjoying a weekend outing, the risk of being involved in a car accident is always present.

Common Causes of Car Accidents in Combine

Understanding the common causes of car accidents can help you stay safe on the road. Some of the most frequent causes we see in Combine and Dallas County include:

Distracted Driving

With the rise of smartphones and in-car technology, distracted driving has become one of the leading causes of accidents. Texting, talking on the phone, adjusting the radio, or even eating while driving can take your attention off the road and lead to devastating crashes.

Speeding

Many drivers exceed the speed limit, especially on highways and major roads in Combine. Speeding reduces reaction time and increases the severity of accidents.

Failure to Yield

Intersections can be particularly dangerous when drivers fail to yield the right of way. This is a common cause of T-bone accidents, which often result in serious injuries.

Drunk Driving

Despite strict laws and public awareness campaigns, drunk driving remains a significant problem in Texas. In 2024, alcohol-impaired driving was responsible for 1,053 deaths in our state—25.37% of all traffic fatalities.

Weather Conditions

Texas weather can be unpredictable. Rain, fog, and even occasional ice can make roads hazardous, leading to accidents if drivers don’t adjust their speed and following distance.

Fatigued Driving

Drowsy driving can be just as dangerous as drunk driving. When drivers are tired, their reaction times slow, and they may even fall asleep at the wheel.

Common Injuries in Car Accidents

Car accidents can cause a wide range of injuries, from minor to life-threatening. Some of the most common injuries we see in our Combine clients include:

Whiplash and Soft Tissue Injuries

Whiplash is one of the most common injuries in car accidents, especially in rear-end collisions. It occurs when the head is suddenly jerked forward and then backward, straining the muscles and ligaments in the neck. While often considered “minor,” whiplash can cause chronic pain and long-term complications.

Herniated Discs

The force of a car accident can cause the discs in your spine to herniate or rupture. This can lead to severe pain, numbness, and weakness in the arms or legs, depending on the location of the injury.

Broken Bones

Fractures are common in car accidents, particularly in the arms, legs, ribs, and pelvis. Some fractures may require surgery and extensive rehabilitation.

Traumatic Brain Injuries (TBI)

Even a seemingly minor accident can cause a traumatic brain injury. TBIs range from mild concussions to severe brain damage and can have long-lasting effects on cognitive function, memory, and personality.

Spinal Cord Injuries

Spinal cord injuries can result in partial or complete paralysis. These injuries often require lifelong medical care and can dramatically impact a person’s quality of life.

Internal Organ Damage

The force of a collision can cause internal bleeding and damage to organs such as the liver, spleen, or kidneys. These injuries can be life-threatening and require immediate medical attention.

Psychological Injuries

Car accidents can also cause emotional trauma. Many victims experience anxiety, depression, post-traumatic stress disorder (PTSD), and other psychological issues following a crash.

The Insurance Reality: They’re Not on Your Side

After a car accident, you might assume that the insurance company will treat you fairly. Unfortunately, this is rarely the case. Insurance companies are businesses, and their primary goal is to protect their bottom line—not to ensure you receive fair compensation.

How Insurance Companies Try to Minimize Your Claim

At Attorney911, we know the tactics insurance companies use to minimize or deny claims because our associate attorney, Lupe Peña, used to work for them. Here’s what they don’t want you to know:

1. The Quick Settlement Offer

Within days of your accident, the insurance adjuster may call with a settlement offer. They’ll make it sound generous, but it’s almost always far below what your case is truly worth. They hope you’ll accept before you realize the full extent of your injuries or consult with an attorney.

2. Recorded Statements

Insurance adjusters will ask you to give a recorded statement about the accident. They’ll make it seem routine, but their real goal is to get you to say something that can be used against you later. They may ask leading questions designed to make you admit partial fault or downplay your injuries.

3. Independent Medical Exams (IMEs)

If you file a claim, the insurance company may require you to see a doctor of their choosing for an “independent” medical exam. In reality, these doctors are hired by the insurance company and often downplay injuries to justify lower settlements.

4. Surveillance

Insurance companies may hire private investigators to follow you and record your activities. They’re looking for any evidence that your injuries aren’t as severe as you claim. Even innocent activities can be taken out of context to undermine your case.

5. Delay Tactics

Insurance companies know that the longer they can delay your claim, the more desperate you may become. They may drag out the process, hoping you’ll accept a lower settlement just to get it over with.

6. Blaming You for the Accident

Texas follows a “modified comparative negligence” rule. If you’re found to be 51% or more at fault for the accident, you can’t recover any compensation. Even if you’re less than 51% at fault, your compensation will be reduced by your percentage of fault. Insurance companies will use this rule to try to shift as much blame as possible onto you.

Why You Need an Experienced Car Accident Lawyer in Combine

Navigating the aftermath of a car accident is challenging, especially when dealing with insurance companies that are more interested in protecting their profits than your well-being. Here’s why hiring an experienced car accident lawyer in Combine is crucial:

We Know How to Deal with Insurance Companies

Lupe Peña spent years working for insurance companies, so he knows exactly how they operate. He understands their tactics, their valuation methods, and how to counter their arguments. This insider knowledge gives our clients a significant advantage.

We Handle All the Paperwork and Negotiations

After an accident, you should be focusing on your recovery—not dealing with insurance adjusters, filling out forms, or negotiating settlements. We handle all the legal work so you can concentrate on getting better.

We Fight for Maximum Compensation

Insurance companies often lowball accident victims. They may offer a quick settlement that seems fair but doesn’t account for your long-term medical needs, lost wages, or pain and suffering. We know how to calculate the true value of your claim and fight for every dollar you deserve.

We’re Prepared to Go to Trial

While most car accident cases settle out of court, we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures that we’re ready to take your case to court if the insurance company refuses to offer a fair settlement.

We Work on a Contingency Fee Basis

At Attorney911, we believe that everyone deserves access to quality legal representation, regardless of their financial situation. That’s why we work on a contingency fee basis. You pay nothing upfront, and we only get paid if we win your case. If we don’t recover compensation for you, you owe us nothing.

What to Do After a Car Accident in Combine

If you’ve been involved in a car accident in Combine, taking the right steps immediately can protect your health and your legal rights. Here’s what you should do:

1. Call 911

Even if the accident seems minor, it’s important to call the police. A police report can be crucial evidence in your case. If anyone is injured, request medical assistance immediately.

2. Seek Medical Attention

Some injuries, like whiplash or traumatic brain injuries, may not be immediately apparent. It’s important to get checked out by a medical professional as soon as possible. Adrenaline can mask pain, so you may not realize how badly you’re hurt until hours or even days after the accident.

3. Document the Scene

If you’re able to do so safely, take photos and videos of the accident scene, including:

Damage to all vehicles involved
Your injuries
Road conditions
Traffic signals and signs
Any skid marks or debris
The surrounding area

4. Exchange Information

Get the following information from the other driver(s):

Name, address, and phone number
Driver’s license number
Insurance company and policy number
Vehicle make, model, and license plate number

Also, get contact information from any witnesses.

5. Don’t Admit Fault

Be careful what you say at the scene. Even a simple apology can be misconstrued as an admission of fault. Stick to the facts when talking to the police and other parties involved.

6. Don’t Give a Recorded Statement

Insurance adjusters may contact you soon after the accident and ask for a recorded statement. Politely decline. Anything you say can be used against you later. Instead, refer them to your attorney.

7. Call Attorney911

The sooner you contact us, the sooner we can start protecting your rights. We’ll guide you through the next steps and ensure that evidence is preserved.

How Attorney911 Handles Your Car Accident Case

When you hire Attorney911 to represent you after a car accident in Combine, here’s what you can expect:

1. Free Consultation

We offer a free, no-obligation consultation to discuss your case. During this meeting, we’ll review the details of your accident, answer your questions, and help you understand your legal options.

2. Investigation

We’ll conduct a thorough investigation of your accident, gathering evidence such as:

Police reports
Witness statements
Photos and videos from the scene
Medical records
Surveillance footage
Expert testimony

We’ll also send preservation letters to ensure that critical evidence isn’t lost or destroyed.

3. Medical Treatment

We’ll work with your medical providers to ensure you receive the treatment you need. We can also connect you with specialists who can help document the full extent of your injuries.

4. Demand Letter

Once you’ve reached maximum medical improvement (MMI), we’ll send a demand letter to the insurance company outlining your injuries, medical expenses, lost wages, and other damages. This letter will detail why the other party is liable and how much compensation you’re seeking.

5. Negotiation

We’ll negotiate with the insurance company on your behalf. Our goal is to reach a fair settlement that compensates you for all your damages. With Lupe Peña’s insider knowledge, we know how to counter the insurance company’s tactics and maximize your recovery.

6. Litigation

If the insurance company refuses to offer a fair settlement, we’re prepared to take your case to court. Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, giving us the ability to handle complex cases in both state and federal court.

7. Settlement or Trial

Most car accident cases settle before trial, but we’re always prepared to go to court if necessary. We’ll keep you informed throughout the process and provide guidance on whether to accept a settlement offer or proceed to trial.

Types of Compensation You May Be Entitled To

If you’ve been injured in a car accident in Combine, you may be entitled to various types of compensation, including:

Economic Damages

These are the quantifiable financial losses you’ve suffered as a result of the accident:

Medical expenses (past and future)
Lost wages
Loss of earning capacity
Property damage
Out-of-pocket expenses (e.g., transportation to medical appointments)

Non-Economic Damages

These are the intangible losses that don’t have a specific dollar value:

Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of consortium (impact on your relationship with your spouse)
Loss of enjoyment of life

Punitive Damages

In cases involving gross negligence or intentional misconduct, you may be entitled to punitive damages. These are designed to punish the at-fault party and deter similar behavior in the future. For example, punitive damages may be awarded in cases involving drunk driving.

How We Calculate the Value of Your Case

Determining the value of a car accident case isn’t an exact science, but at Attorney911, we have the experience and knowledge to calculate a fair settlement range. Here are some of the factors we consider:

Severity of Your Injuries

More severe injuries typically result in higher settlements. For example:

Soft tissue injuries: $15,000-$60,000
Broken bones: $35,000-$95,000
Herniated discs: $70,000-$171,000 (or more if surgery is required)
Traumatic brain injuries: $1.5 million-$10 million+
Spinal cord injuries: $4.7 million-$25 million+

Medical Expenses

We look at both your past medical expenses and any future medical costs you may incur. This includes:

Emergency room visits
Hospital stays
Surgeries
Doctor visits
Physical therapy
Medications
Medical equipment
Future care needs

Lost Wages and Earning Capacity

If your injuries have caused you to miss work or will prevent you from returning to your previous job, we’ll factor in:

Wages lost while you were recovering
Future lost wages if you can’t return to work
Reduced earning capacity if you have to take a lower-paying job

Pain and Suffering

Calculating pain and suffering is more subjective. We typically use one of two methods:

Multiplier Method: Multiply your economic damages by a number between 1.5 and 5, depending on the severity of your injuries.
Per Diem Method: Assign a daily value to your pain and suffering and multiply it by the number of days you’ve suffered.

Liability

If the other driver was clearly at fault, you’re more likely to receive a higher settlement. However, if there’s a dispute over liability or if you were partially at fault, your compensation may be reduced.

Insurance Policy Limits

The amount of insurance coverage available can also impact your settlement. In Texas, the minimum liability coverage is $30,000 per person and $60,000 per accident for bodily injury, and $25,000 for property damage. If your damages exceed these limits, we may need to explore other sources of compensation.

Real Results for Combine Car Accident Victims

At Attorney911, we’ve helped countless car accident victims in Combine and throughout Dallas County recover the compensation they deserve. Here are some examples of our results:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“A client was rear-ended and suffered whiplash and a herniated disc. We fought for every dollar she deserved, and the case settled for a substantial amount.”

“Our client was hit by a drunk driver and suffered multiple broken bones. We pursued both the driver and the bar that served him, resulting in a multi-million dollar settlement.”

While every case is unique, and past results don’t guarantee future outcomes, these examples demonstrate our commitment to fighting for maximum compensation for our clients.

Client Testimonials: What Our Combine Clients Say

Don’t just take our word for it—here’s what our clients have to say about working with Attorney911:

“I was rear-ended and the team got right to work. They kept me updated every step of the way, and I also got a very nice settlement. I never felt like just another case to them.” – MONGO SLADE

“Leonor got me into the doctor the same day as my accident. She was amazing and kept me informed throughout the process. It only took 6 months to resolve my case—amazing!” – Chavodrian Miles

“I lost everything after my car accident—my car was a total loss, and I couldn’t work. Because of Attorney Manginello and my case worker Leonor, I gained so much in return. A year later, I even have a brand new truck.” – Kiimarii Yup

“Consistent communication and not one time did I call and not get a clear answer. Ralph reached out personally to check on me. You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

Why Choose Attorney911 for Your Combine Car Accident Case?

When you’re recovering from a car accident, you need an attorney who will fight for your rights and handle the legal complexities so you can focus on healing. Here’s why Attorney911 is the right choice for Combine residents:

1. We Have a Former Insurance Defense Attorney on Our Team

Lupe Peña spent years working for insurance companies, learning their tactics from the inside. Now, he uses that knowledge to fight for accident victims. He knows how insurance companies value claims, how they build cases against you, and how to counter their strategies.

2. We Have a Proven Track Record of Success

Attorney911 has recovered millions of dollars for car accident victims in Combine and throughout Texas. Our results speak for themselves, and we’re not afraid to take on large insurance companies or corporations.

3. We Offer Personalized Attention

At Attorney911, you’re not just a case number. You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager or paralegal. We take the time to understand your unique situation and tailor our approach to your needs.

4. We’re Trial-Ready

While most car accident cases settle out of court, we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures that we’re ready to fight for you in court if necessary.

5. We Work on a Contingency Fee Basis

We believe that everyone deserves access to quality legal representation, regardless of their financial situation. That’s why we work on a contingency fee basis. You pay nothing upfront, and we only get paid if we win your case.

6. We’re Local to Combine and Dallas County

As a local law firm, we understand the unique challenges faced by Combine residents. We know the local courts, judges, and insurance adjusters, and we’re familiar with the specific traffic patterns and accident hotspots in our community.

7. We Handle All Types of Car Accident Cases

Whether you were injured in a rear-end collision, a T-bone accident, a rollover, or any other type of crash, we have the experience and knowledge to handle your case. We also represent victims of drunk driving accidents, hit-and-run accidents, and accidents involving uninsured or underinsured motorists.

Frequently Asked Questions About Car Accidents in Combine

What should I do immediately after a car accident in Combine?

After a car accident in Combine, your first priority should be your safety and health. Call 911 to report the accident and request medical assistance if needed. Even if you don’t feel hurt, it’s important to get checked out by a medical professional, as some injuries may not be immediately apparent.

Document the scene by taking photos and videos of the vehicles, your injuries, and the surrounding area. Exchange information with the other driver(s), including names, contact information, insurance details, and license plate numbers. Get contact information from any witnesses.

Most importantly, don’t give a recorded statement to any insurance company without first consulting with an attorney. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

Should I call the police even for a minor accident?

Yes, you should always call the police after a car accident, even if it seems minor. A police report can be crucial evidence in your case. In Texas, you’re required to report any accident that results in injury, death, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries, such as traumatic brain injuries or internal bleeding, may not show symptoms immediately. Adrenaline can mask pain, so you may not realize how badly you’re hurt until hours or even days after the accident.

Insurance companies often use delays in treatment against accident victims. If you wait to seek medical attention, they may argue that your injuries aren’t related to the accident or aren’t as severe as you claim. Getting checked out immediately protects both your health and your legal rights.

What information should I collect at the scene?

At the scene of the accident, collect the following information:

Other driver’s name, address, and phone number
Other driver’s insurance company and policy number
Other driver’s license number
Vehicle make, model, and license plate number
Names and contact information of any witnesses
Photos and videos of the accident scene, vehicle damage, and your injuries
Police officer’s name, badge number, and report number

Should I talk to the other driver or admit fault?

Exchange information with the other driver, but don’t discuss fault or apologize. Even a simple “I’m sorry” can be misconstrued as an admission of fault. Stick to the facts when talking to the police and other parties involved.

How do I obtain a copy of the accident report?

In Combine and throughout Dallas County, you can obtain a copy of the police accident report from the responding law enforcement agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

No. Insurance adjusters may contact you soon after the accident and ask for a recorded statement. They’ll make it seem routine, but their real goal is to get you to say something that can be used against you later.

Politely decline to give a recorded statement and refer the adjuster to your attorney. At Attorney911, we handle all communications with insurance companies so you don’t have to.

What if the other driver’s insurance contacts me?

If the other driver’s insurance company contacts you, refer them to your attorney. Say something like, “I need to speak with my attorney first.” Provide only basic information, such as your name and the date of the accident. Don’t discuss your injuries or the details of the accident.

Do I have to accept the insurance company’s estimate?

No. The insurance company’s estimate is just an offer, and it’s usually far below what your case is truly worth. At Attorney911, we fight for what your case is really worth, not what the insurance company wants to pay.

Should I accept a quick settlement offer?

Never accept a settlement offer before you know the full extent of your injuries. Once you sign a release, you can’t go back and ask for more money, even if you later discover that your injuries are more serious than you initially thought.

Insurance companies often offer quick settlements in the hope that you’ll accept before consulting with an attorney. These offers are almost always too low. At Attorney911, we don’t settle your case until you’ve reached maximum medical improvement (MMI), so we know the true value of your claim.

What if the other driver is uninsured or underinsured?

If the other driver doesn’t have insurance or doesn’t have enough insurance to cover your damages, you may still be able to recover compensation through your own uninsured/underinsured motorist (UM/UIM) coverage.

Texas allows “stacking” of UM/UIM coverage, which means you can combine coverage from multiple policies. For example, if you have UM/UIM coverage on two vehicles, you may be able to combine the coverage limits.

At Attorney911, we have extensive experience handling UM/UIM claims. We’ll review your insurance policies to determine the best way to maximize your recovery.

Why does the insurance company want me to sign a medical authorization?

Insurance companies often ask accident victims to sign a broad medical authorization that gives them access to their entire medical history. They’re not just interested in your accident-related records—they’re looking for any pre-existing conditions or prior injuries that they can use to minimize or deny your claim.

Never sign a medical authorization without first consulting with an attorney. At Attorney911, we limit medical authorizations to only the records that are relevant to your accident.

How do you calculate pain and suffering?

Calculating pain and suffering is more subjective than calculating economic damages like medical bills and lost wages. At Attorney911, we typically use one of two methods:

Multiplier Method: We multiply your economic damages by a number between 1.5 and 5, depending on the severity of your injuries. For example, if your economic damages are $50,000 and we use a multiplier of 3, your pain and suffering would be valued at $150,000.
Per Diem Method: We assign a daily value to your pain and suffering and multiply it by the number of days you’ve suffered. For example, if we assign a daily value of $200 and you’ve suffered for 365 days, your pain and suffering would be valued at $73,000.

The method we use depends on the specifics of your case. Lupe Peña’s experience working for insurance companies gives us insight into how they value pain and suffering, which helps us fight for a fair settlement.

What if I have a pre-existing condition?

You can still recover compensation if you have a pre-existing condition. If the accident aggravated or worsened your pre-existing condition, you’re entitled to compensation for the aggravation.

This is known as the “eggshell plaintiff” rule. It means that the at-fault party takes the victim as they find them. If you had a pre-existing back condition and the accident made it worse, you can recover for the additional harm caused by the accident.

At Attorney911, we work with medical experts to document the difference between your condition before and after the accident. This helps us prove the extent of the aggravation and maximize your recovery.

Can I switch attorneys if I’m unhappy with my current lawyer?

Yes. You have the right to fire your attorney at any time and hire a new one. If your current attorney isn’t communicating with you, isn’t fighting for your best interests, or is pushing you to settle for less than your case is worth, it may be time to make a change.

At Attorney911, we’ve taken over many cases from other attorneys. As one client, Greg Garcia, said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

If you’re considering switching attorneys, call us at 1-888-ATTY-911 for a free consultation.

What if the insurance company is my own insurance (UM/UIM claim)?

If you’re making a claim against your own uninsured/underinsured motorist (UM/UIM) coverage, your insurance company will fight your claim just as hard as the other driver’s insurance would. They’ll use the same tactics to minimize or deny your claim.

At Attorney911, we have extensive experience handling UM/UIM claims. Lupe Peña’s background in insurance defense gives us a unique advantage in these cases. We know how insurance companies evaluate UM/UIM claims and how to counter their arguments.

Do I have a personal injury case?

You may have a personal injury case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance coverage available

If you’re unsure whether you have a case, call Attorney911 for a free consultation. We’ll review the details of your accident and help you understand your legal options.

When should I hire a car accident lawyer?

You should hire a car accident lawyer as soon as possible after your accident. Evidence disappears quickly, and insurance companies start building their case against you from day one.

The sooner you hire an attorney, the sooner we can start protecting your rights. We’ll send preservation letters to ensure that critical evidence isn’t lost or destroyed, and we’ll handle all communications with insurance companies so you can focus on your recovery.

How much time do I have to file a car accident lawsuit in Texas?

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This is known as the statute of limitations. If you don’t file your lawsuit within this time frame, your case will be barred forever.

There are some exceptions to this rule, such as if the victim is a minor or if the injury wasn’t immediately discoverable. However, these exceptions are rare, and it’s always best to consult with an attorney as soon as possible.

What is comparative negligence and how does it affect me?

Texas follows a “modified comparative negligence” rule. This means that if you’re found to be partially at fault for the accident, your compensation will be reduced by your percentage of fault.

If you’re found to be 51% or more at fault, you won’t be able to recover any compensation. For example:

If you’re 10% at fault and your damages are $100,000, you’ll receive $90,000.
If you’re 25% at fault and your damages are $100,000, you’ll receive $75,000.
If you’re 51% at fault, you’ll receive $0.

Insurance companies often try to assign as much fault as possible to accident victims to reduce their payouts. At Attorney911, we fight to minimize your percentage of fault and maximize your recovery.

What happens if I was partially at fault for the accident?

If you were partially at fault for the accident, you can still recover compensation as long as you were 50% or less at fault. Your compensation will be reduced by your percentage of fault.

For example, if you were 20% at fault and your damages are $100,000, you’ll receive $80,000. If you were 50% at fault, you’ll receive $50,000. If you were 51% or more at fault, you won’t be able to recover any compensation.

Will my case go to trial?

Most car accident cases settle before trial, but we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures that we’re ready to fight for you in court if necessary.

At Attorney911, we have a proven track record of success both in settlement negotiations and at trial. Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, giving us the ability to handle complex cases in both state and federal court.

How long will my case take to settle?

The length of time it takes to settle a car accident case depends on several factors, including the severity of your injuries, the complexity of your case, and the willingness of the insurance company to negotiate in good faith.

We don’t settle your case until you’ve reached maximum medical improvement (MMI). This ensures that we know the full extent of your injuries and can accurately calculate the value of your claim.

For minor injuries, a case may settle in a few months. For more serious injuries, it may take a year or more. At Attorney911, we’ll keep you informed throughout the process and work to resolve your case as efficiently as possible.

What is the legal process step-by-step?

Here’s a general overview of the legal process for a car accident case:

Investigation: We gather evidence, including police reports, witness statements, photos, videos, and medical records.
Medical Treatment: You continue to receive medical treatment until you reach maximum medical improvement (MMI).
Demand Letter: Once you’ve reached MMI, we send a demand letter to the insurance company outlining your injuries, medical expenses, lost wages, and other damages.
Negotiation: We negotiate with the insurance company to try to reach a fair settlement.
Lawsuit: If we can’t reach a fair settlement, we file a lawsuit.
Discovery: Both sides exchange information and evidence. This may include written questions (interrogatories), requests for documents, and depositions.
Mediation: We attempt to resolve the case through mediation, a process where a neutral third party helps facilitate negotiations.
Trial: If we can’t reach a settlement, we take your case to trial.

Throughout this process, we’ll keep you informed and provide guidance on the best course of action.

What types of damages can I recover?

If you’ve been injured in a car accident in Combine, you may be entitled to various types of compensation, including:

Medical expenses (past and future)
Lost wages and loss of earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of consortium (impact on your relationship with your spouse)
Loss of enjoyment of life
Property damage
Out-of-pocket expenses (e.g., transportation to medical appointments)

In cases involving gross negligence or intentional misconduct, you may also be entitled to punitive damages.

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages in car accident cases (except in medical malpractice cases).

At Attorney911, we work with medical experts and use our experience to accurately calculate the value of your pain and suffering. We then fight to ensure that you receive fair compensation for your physical and emotional distress.

What if I have a pre-existing condition?

You can still recover compensation if you have a pre-existing condition. If the accident aggravated or worsened your pre-existing condition, you’re entitled to compensation for the aggravation.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. However, punitive damages and compensation for emotional distress (if not related to a physical injury) are typically taxable.

It’s always best to consult with a tax professional to understand the tax implications of your settlement.

How is the value of my claim determined?

The value of your claim is determined by several factors, including:

The severity of your injuries
Your medical expenses (past and future)
Your lost wages and loss of earning capacity
Your pain and suffering
The impact of your injuries on your daily life
The clarity of liability (who was at fault)
The amount of insurance coverage available

At Attorney911, we use our experience and knowledge to calculate a fair settlement range for your case. We then fight to ensure that you receive the maximum compensation possible.

Do I need a lawyer for a car accident case?

While you’re not legally required to hire a lawyer for a car accident case, having an experienced attorney on your side can significantly increase your chances of receiving fair compensation.

Insurance companies have teams of adjusters and attorneys working to minimize their payouts. Without a lawyer, you’re at a significant disadvantage. An experienced car accident lawyer can level the playing field and fight for your rights.

At Attorney911, we offer a free consultation to discuss your case. There’s no obligation, and we’ll help you understand your legal options.

How much do car accident lawyers cost?

At Attorney911, we work on a contingency fee basis. This means you pay nothing upfront, and we only get paid if we win your case. If we don’t recover compensation for you, you owe us nothing.

Our fee is a percentage of your recovery, typically 33.33% if the case settles before trial and 40% if it goes to trial. You may still be responsible for court costs and case expenses regardless of the outcome.

We offer a free consultation to discuss our fee structure and answer any questions you may have.

What does “no fee unless we win” mean?

“No fee unless we win” means that you don’t pay any attorney fees unless we recover compensation for you. If we don’t win your case, you owe us nothing.

This arrangement allows everyone to have access to quality legal representation, regardless of their financial situation. It also ensures that we’re motivated to fight for the maximum compensation possible for our clients.

Who will actually handle my case?

At Attorney911, you’ll work directly with Ralph Manginello or Lupe Peña, not a case manager or paralegal. We believe in providing personalized attention to each of our clients.

As one client, Chad Harris, said: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

How often will I get updates on my case?

At Attorney911, we believe in keeping our clients informed throughout the legal process. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

We’ll provide regular updates on the status of your case and answer any questions you may have. You’ll always know what’s happening with your case and what to expect next.

What if I already hired another attorney?

You have the right to fire your attorney at any time and hire a new one. If your current attorney isn’t communicating with you, isn’t fighting for your best interests, or is pushing you to settle for less than your case is worth, it may be time to make a change.

If you’re considering switching attorneys, call us at 1-888-ATTY-911 for a free consultation.

What if the other driver fled the scene (hit and run)?

If the other driver fled the scene, you should still report the accident to the police and seek medical attention. You may be able to recover compensation through your own uninsured motorist (UM) coverage.

At Attorney911, we have extensive experience handling hit-and-run cases. We’ll help you navigate the claims process and fight for the compensation you deserve.

What if I’m an undocumented immigrant—can I still file a claim?

Yes. Your immigration status does not affect your right to compensation for injuries caused by someone else’s negligence. You’re entitled to the same legal protections as any other accident victim.

At Attorney911, we’ve successfully represented clients of all immigration statuses. Lupe Peña is fluent in Spanish, and our team includes bilingual staff members who can assist Spanish-speaking clients.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often try to argue that parking lot accidents are always 50/50 fault, but this isn’t true.

At Attorney911, we’ve won many parking lot accident cases by proving clear liability through surveillance video, witness statements, and damage analysis.

What if I was a passenger in the at-fault vehicle?

If you were a passenger in the at-fault vehicle, you can still pursue a claim against the driver. You’re considered an innocent victim, and the driver’s insurance should cover your injuries.

At Attorney911, we handle these cases with sensitivity and discretion. We’ll work to ensure that you receive fair compensation while minimizing any strain on your relationship with the driver.

What if the other driver died in the accident?

If the other driver died in the accident, you can still pursue a claim against their estate and insurance company. The death of the at-fault driver doesn’t eliminate their liability.

At Attorney911, we have experience handling wrongful death cases. We’ll guide you through the legal process and fight for the compensation you deserve.

Dangerous Roads and Intersections in Combine and Dallas County

While Combine is a relatively small community, its proximity to Dallas and other major cities means that residents often travel on some of the most dangerous roads in the area. Here are some of the high-risk areas to be aware of:

Highways and Major Roads

Interstate 45 (I-45): This major north-south highway connects Dallas to Houston and is known for heavy traffic and frequent accidents, especially near downtown Dallas and the surrounding suburbs.
Interstate 30 (I-30): Running east-west through Dallas County, I-30 is a busy commuter route with a high accident rate, particularly in the downtown Dallas area.
Interstate 635 (I-635): Also known as the Lyndon B. Johnson Freeway, this highway is notorious for congestion and accidents, especially during rush hour.
U.S. Highway 175 (US-175): This highway runs southeast from Dallas and has seen numerous accidents, particularly in the Seagoville area.
State Highway 310 (SH-310): This road connects Combine to nearby towns and can be dangerous due to its mix of local and through traffic.

Dangerous Intersections in Dallas County

While Combine itself doesn’t have many high-traffic intersections, nearby areas in Dallas County have several accident hotspots, including:

I-35E and I-635: This interchange is one of the most dangerous in the Dallas-Fort Worth area, with frequent collisions due to heavy traffic and complex merging lanes.
I-30 and Buckner Boulevard: This intersection in Dallas has seen numerous accidents, often involving distracted or speeding drivers.
I-45 and Loop 12: This interchange in Dallas is known for its high accident rate, particularly during peak travel times.
U.S. 75 (Central Expressway) and LBJ Freeway (I-635): This busy interchange is a frequent site of accidents due to its heavy traffic and complex design.

Why These Areas Are Dangerous

Several factors contribute to the high accident rates on these roads and intersections:

Heavy Traffic: Many of these roads are major commuter routes, leading to congestion and increased accident risk.
High Speeds: Drivers often exceed the speed limit, especially on highways, reducing reaction time and increasing the severity of accidents.
Distracted Driving: With the rise of smartphones, distracted driving has become a leading cause of accidents on these roads.
Poor Road Design: Some intersections and interchanges have confusing layouts or inadequate signage, increasing the risk of collisions.
Drunk Driving: Despite strict laws, drunk driving remains a problem, particularly on weekends and holidays.
Weather Conditions: Texas weather can be unpredictable, with rain, fog, and occasional ice making roads hazardous.

How Attorney911 Can Help After an Accident in Combine

If you’ve been injured in a car accident in Combine or anywhere in Dallas County, Attorney911 is here to help. Here’s what we can do for you:

1. Protect Your Rights

From the moment you hire us, we’ll start protecting your rights. We’ll handle all communications with insurance companies, ensuring that you don’t say anything that could hurt your case.

2. Investigate Your Accident

We’ll conduct a thorough investigation of your accident, gathering evidence such as:

Police reports
Witness statements
Photos and videos from the scene
Medical records
Surveillance footage
Expert testimony

We’ll also send preservation letters to ensure that critical evidence isn’t lost or destroyed.

3. Document Your Injuries and Damages

We’ll work with your medical providers to document the full extent of your injuries. This includes:

Medical records and bills
Diagnostic test results (X-rays, MRIs, CT scans)
Treatment plans and prognosis
Expert medical opinions

We’ll also document your lost wages, property damage, and other economic losses.

4. Calculate the Value of Your Claim

Using our experience and knowledge, we’ll calculate a fair settlement range for your case. This includes:

Medical expenses (past and future)
Lost wages and loss of earning capacity
Pain and suffering
Mental anguish
Physical impairment
Other damages

5. Negotiate with the Insurance Company

We’ll negotiate with the insurance company on your behalf, fighting for the maximum compensation possible. With Lupe Peña’s insider knowledge, we know how to counter the insurance company’s tactics and maximize your recovery.

6. Prepare for Trial

7. Keep You Informed

We believe in keeping our clients informed throughout the legal process. We’ll provide regular updates on the status of your case and answer any questions you may have.

Common Myths About Car Accident Cases

There are many misconceptions about car accident cases. Here are some of the most common myths—and the truth behind them:

Myth 1: “I don’t need a lawyer if the accident was minor.”

Truth: Even minor accidents can result in serious injuries that may not be immediately apparent. Additionally, insurance companies often try to minimize or deny claims, even for minor accidents. Having an attorney on your side can help ensure that you receive fair compensation.

Myth 2: “The insurance company will treat me fairly.”

Truth: Insurance companies are businesses, and their primary goal is to protect their bottom line. They’ll use various tactics to minimize or deny your claim, even if you’re entitled to compensation.

Myth 3: “I can handle my case on my own.”

Truth: While you’re not legally required to hire a lawyer, having an experienced attorney on your side can significantly increase your chances of receiving fair compensation. Insurance companies have teams of adjusters and attorneys working to minimize their payouts. Without a lawyer, you’re at a significant disadvantage.

Myth 4: “I should give a recorded statement to the insurance company.”

Truth: Insurance adjusters may ask you to give a recorded statement, but their real goal is to get you to say something that can be used against you later. Politely decline and refer them to your attorney.

Myth 5: “I should accept the first settlement offer.”

Truth: The first settlement offer is almost always too low. Insurance companies hope you’ll accept before you realize the full extent of your injuries or consult with an attorney. At Attorney911, we don’t settle your case until you’ve reached maximum medical improvement (MMI), so we know the true value of your claim.

Myth 6: “I can wait to hire a lawyer.”

Truth: Evidence disappears quickly after an accident. The sooner you hire an attorney, the sooner we can start protecting your rights and preserving critical evidence.

Myth 7: “All lawyers are the same.”

Truth: Not all lawyers have the same experience, knowledge, or commitment to their clients. At Attorney911, we have a unique advantage: Lupe Peña’s background in insurance defense. This insider knowledge gives us a significant edge in fighting for our clients.

The Attorney911 Difference: Why We’re the Best Choice for Combine Residents

When you’re recovering from a car accident, you need an attorney who will fight for your rights and handle the legal complexities so you can focus on healing. Here’s what sets Attorney911 apart:

1. We Have a Former Insurance Defense Attorney on Our Team

This insider knowledge is a game-changer. As Lupe says, “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

2. We Have a Proven Track Record of Success

Attorney911 has recovered millions of dollars for car accident victims in Combine and throughout Texas. Our results speak for themselves:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

While every case is unique, and past results don’t guarantee future outcomes, these examples demonstrate our commitment to fighting for maximum compensation for our clients.

3. We Offer Personalized Attention

As one client, Chad Harris, said: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

4. We’re Trial-Ready

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, giving us the ability to handle complex cases in both state and federal court.

5. We Work on a Contingency Fee Basis

6. We’re Local to Combine and Dallas County

7. We Handle All Types of Car Accident Cases

8. We Have a Strong Reputation in the Community

Attorney911 is recognized as one of the leading personal injury law firms in Texas. We’ve been featured in local media, and our clients consistently praise our dedication, professionalism, and results.

As one client, Glenda Walker, said: “They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

Contact Attorney911 Today

If you’ve been injured in a car accident in Combine, Texas, don’t wait to get the legal help you need. The sooner you contact us, the sooner we can start protecting your rights and fighting for the compensation you deserve.

At Attorney911, we offer:

Free consultations: We’ll review your case and help you understand your legal options.
No upfront costs: We work on a contingency fee basis, so you pay nothing unless we win.
Personalized attention: You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager.
Proven results: We’ve recovered millions of dollars for car accident victims in Combine and throughout Texas.

Don’t let the insurance company take advantage of you. Call Attorney911 today at 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We’re available 24/7 to take your call.

Remember, evidence disappears quickly after an accident. The sooner you call, the sooner we can start building your case and fighting for your rights. Don’t wait—contact Attorney911 today.