Car Accident Lawyers in Conroe, Texas | Attorney911

If you’ve been injured in a car accident in Conroe, Texas, you’re not alone. Every 57 seconds, a motor vehicle crash occurs somewhere in Texas, and every 2 minutes and 5 seconds, someone is injured. In 2024 alone, 251,977 people were injured in Texas motor vehicle crashes, and tragically, 4,150 lost their lives. These aren’t just statistics—they’re neighbors, friends, and family members whose lives have been forever changed by a moment of negligence on Conroe’s roads.

At Attorney911, we understand the overwhelming fear, confusion, and physical pain you’re experiencing. As Conroe car accident lawyers with over 25 years of experience, we’ve helped countless victims in Montgomery County and across Texas navigate the complex legal and insurance landscape after a crash. Our founder, Ralph Manginello, has been fighting for accident victims since 1998, and our team includes Lupe Peña, a former insurance defense attorney who knows exactly how insurance companies try to minimize your claim. We don’t just list information—we provide a clear path forward during one of the most challenging times of your life.

The Reality of Car Accidents in Conroe

Conroe and Montgomery County see their share of car accidents, from minor fender benders on I-45 to catastrophic collisions on FM 1960 or the Grand Parkway. The most dangerous intersections in the area, like those along FM 1097 or near the Woodlands Parkway, are hotspots for crashes due to high traffic volume and driver distraction. Whether you were rear-ended on the North Freeway, sideswiped in a parking lot, or involved in a multi-vehicle pileup near the Woodlands, the aftermath can be devastating.

Car accidents are the most common type of motor vehicle crash in Texas, accounting for the majority of injuries and fatalities. In Conroe, common causes include:

• Distracted driving (texting, talking on the phone, or using navigation apps)
• Speeding (especially on highways like I-45 or the Hardy Toll Road)
• Failure to yield (at intersections or when merging)
• Drunk or impaired driving (a significant issue in Montgomery County)
• Following too closely (rear-end collisions are the most common type of crash)
• Running red lights or stop signs (particularly dangerous in busy areas like downtown Conroe)

No matter how your accident happened, if someone else’s negligence caused it, you have the right to seek compensation for your injuries, medical bills, lost wages, and pain and suffering.

Common Injuries in Car Accidents

Car accidents can cause a wide range of injuries, from minor to life-threatening. Some injuries, like whiplash or soft tissue damage, may not show symptoms immediately, while others, like traumatic brain injuries (TBI) or spinal cord damage, can have lifelong consequences. Here are some of the most common injuries we see in car accident cases:

Whiplash and Soft Tissue Injuries

Whiplash occurs when the neck is suddenly jerked forward and backward, often in rear-end collisions. Symptoms may include neck pain, stiffness, headaches, dizziness, and shoulder pain. While whiplash is often considered a “minor” injury, it can lead to chronic pain and long-term disability if not properly treated.

Herniated or Bulging Discs

The force of a car accident can cause the discs in your spine to herniate or bulge, pressing on nerves and causing severe pain, numbness, or weakness in the arms or legs. Herniated discs often require extensive treatment, including physical therapy, epidural injections, or even surgery.

Broken Bones and Fractures

Broken ribs, arms, legs, wrists, and collarbones are common in car accidents, especially in high-impact collisions. These injuries can require surgery, casting, or physical therapy and may lead to long-term mobility issues.

Traumatic Brain Injuries (TBI)

Even a “mild” TBI, like a concussion, can have serious long-term effects, including memory problems, difficulty concentrating, mood swings, and sleep disturbances. Severe TBIs can result in permanent disability, requiring lifelong care. Symptoms may not appear immediately, so it’s critical to seek medical attention after any head injury.

Spinal Cord Injuries and Paralysis

Spinal cord injuries can result in partial or complete paralysis, depending on the location and severity of the damage. These injuries often require extensive medical treatment, rehabilitation, and adaptive equipment, with lifetime costs ranging from $2.5 million to over $13 million.

Internal Organ Damage

The force of a collision can cause internal bleeding, organ damage, or other life-threatening injuries that may not be immediately apparent. Internal injuries require emergency medical attention and can lead to long-term complications.

Post-Traumatic Stress Disorder (PTSD) and Emotional Distress

Car accidents don’t just cause physical injuries—they can also lead to severe emotional trauma. Many victims experience anxiety, depression, flashbacks, or PTSD, especially if the accident was particularly violent or resulted in the loss of a loved one. These emotional injuries are just as real and compensable as physical ones.

Wrongful Death

Tragically, some car accidents result in fatalities. If you’ve lost a loved one in a crash caused by someone else’s negligence, you may be entitled to compensation through a wrongful death claim. This can include funeral expenses, lost financial support, and the emotional pain of losing a family member.

Who Is Liable for Your Car Accident?

Texas is an “at-fault” state, meaning the driver who caused the accident is responsible for paying for the damages. However, determining liability isn’t always straightforward. Insurance companies will often try to shift blame onto you to reduce their payout, even if you were only partially at fault.

Texas Comparative Negligence Rule

Texas follows a modified comparative negligence rule with a 51% bar. This means:

• If you are 50% or less at fault, you can still recover compensation, but your award will be reduced by your percentage of fault.
• If you are 51% or more at fault, you cannot recover any compensation.

For example, if you were found to be 20% at fault for an accident and your total damages were $100,000, you would receive $80,000 (80% of the total). However, if you were found to be 51% at fault, you would receive nothing.

Insurance companies know this rule and will often try to assign you as much fault as possible to reduce their payout. That’s why it’s critical to have an experienced car accident attorney on your side who can fight these unfair allegations.

Multiple Liable Parties

In some cases, more than one party may share liability for your accident. For example:

• The other driver (if they were speeding, distracted, or impaired)
• The vehicle manufacturer (if a defect, like faulty brakes or airbags, contributed to the crash)
• A government entity (if poor road conditions or malfunctioning traffic signals played a role)
• An employer (if the other driver was working at the time of the accident)

Identifying all liable parties is essential to maximizing your compensation.

Insurance Company Tactics

Insurance companies are not on your side. Their goal is to pay you as little as possible, and they have teams of adjusters and lawyers working to achieve that. Here are some of the tactics they use to minimize your claim:

1. Quick Settlement Offers

Within days of your accident, the insurance company may offer you a quick settlement, often for far less than your case is worth. They know you’re facing medical bills, lost wages, and financial stress, and they hope you’ll accept their lowball offer out of desperation.

Why it’s a trap: Once you accept a settlement, you cannot ask for more money later, even if your injuries turn out to be more serious than you initially thought. For example, if you settle for $5,000 and later discover you need surgery that costs $100,000, you’re stuck paying the difference out of pocket.

2. Recorded Statements

Insurance adjusters may ask you to give a recorded statement about the accident. They’ll act friendly and helpful, but their goal is to get you to say something that can be used against you later.

Why it’s a trap: Adjusters are trained to ask leading questions designed to minimize your injuries or shift blame onto you. For example:

• “You’re feeling better now, right?” (Even if you’re still in pain, saying “yes” can hurt your claim.)
• “It wasn’t that bad of an impact, was it?” (This is an attempt to downplay your injuries.)
• “Were you distracted at all?” (This is an attempt to get you to admit fault.)

3. Independent Medical Exams (IMEs)

The insurance company may require you to see a doctor of their choosing for an “independent medical exam” (IME). In reality, these doctors are hired by the insurance company and are often biased in their favor.

Why it’s a trap: IME doctors are paid by the insurance company to find reasons to minimize your injuries. They may claim your injuries are pre-existing, not serious, or unrelated to the accident. Lupe Peña, our former insurance defense attorney, knows this tactic well—he used it for years. Now, he uses that insider knowledge to fight for you.

4. Surveillance

Insurance companies may hire private investigators to follow you and record your activities. They’ll look for any evidence that contradicts your injury claims, such as videos of you lifting heavy objects or engaging in physical activities.

Why it’s a trap: Even innocent activities, like bending over to pick up a child or carrying groceries, can be taken out of context to make it seem like you’re not really injured. Lupe knows how insurance companies use surveillance footage because he reviewed hundreds of these videos as a defense attorney. He can help you avoid falling into this trap.

5. Delaying Your Claim

Insurance companies may drag out your claim in the hope that you’ll become desperate and accept a lowball settlement. They may claim they’re “still investigating” or “waiting for medical records,” even if they’ve had all the information for months.

Why it’s a trap: The longer your claim drags on, the more financial pressure you’ll feel. Insurance companies know this and use it to their advantage. They have unlimited resources and time—they’re betting you don’t.

6. Blaming Pre-Existing Conditions

If you had any prior injuries or medical conditions, the insurance company will try to blame your current symptoms on those pre-existing issues, even if the accident made them worse.

Why it’s a trap: You can still recover compensation if the accident aggravated a pre-existing condition. This is known as the “eggshell plaintiff” rule—defendants take victims as they find them. However, insurance companies will try to use your medical history against you to reduce your payout.

How Attorney911 Counters These Tactics

At Attorney911, we know the insurance playbook because Lupe Peña used to run it. He spent years working for a national defense firm, learning how insurance companies value claims, deploy tactics, and try to minimize payouts. Now, he uses that insider knowledge to fight for you.

Here’s how we counter their tactics:

• We handle all communication with the insurance company, so you don’t have to worry about saying the wrong thing.
• We never accept quick settlement offers—we wait until you’ve reached maximum medical improvement (MMI) to ensure we know the full extent of your injuries.
• We prepare you for IMEs and challenge biased reports with our own medical experts.
• We advise you on social media use to avoid surveillance traps.
• We file lawsuits when necessary to force the insurance company to take your claim seriously.
• We document your medical treatment thoroughly to prove the accident aggravated any pre-existing conditions.

Why Choose Attorney911 for Your Conroe Car Accident Case?

When you’re injured in a car accident, you need more than just a lawyer—you need a team that will fight for you like family. At Attorney911, we don’t just handle cases; we handle people. Here’s what sets us apart from other Conroe car accident lawyers:

1. Insurance Defense Insider Advantage

Our greatest differentiator is Lupe Peña, a former insurance defense attorney who spent years working for a national defense firm. He knows how insurance companies value claims, deploy tactics, and try to minimize payouts because he used to do it himself. Now, he uses that insider knowledge to fight for you.

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Lupe understands:

• How insurance adjusters calculate settlement offers
• Which IME doctors they favor and how to challenge their reports
• How to navigate Colossus, the software insurance companies use to undervalue claims
• How to anticipate and counter their delay tactics

This insider advantage is something no other law firm in Conroe can offer.

2. Multi-Million Dollar Results

We don’t just talk about results—we prove them. Attorney911 has recovered millions of dollars for car accident victims, including:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.”

Our results speak for themselves. We don’t settle for less than what you deserve, and we’re not afraid to take cases to trial if the insurance company won’t offer a fair settlement.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, which includes Conroe and Montgomery County. This federal court experience is critical for complex cases, such as those involving:

• Trucking accidents (FMCSA regulations are federal)
• Product liability claims (e.g., defective vehicle parts)
• Cases against out-of-state defendants

Our involvement in the BP Texas City explosion litigation further demonstrates our ability to take on billion-dollar corporations and win. If your case requires federal court expertise, we have the experience to handle it.

4. Personal Attention from Start to Finish

At Attorney911, you’re not just another case number. You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager or paralegal. Our clients consistently praise our communication and personal touch:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his firm was ran.” — Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

We understand that you’re going through one of the most difficult times of your life, and we’re here to support you every step of the way.

5. Contingency Fee—No Risk to You

We work on a contingency fee basis, which means:

• You pay nothing upfront.
• We only get paid if we win your case.
• Our fee is a percentage of your recovery, so we’re motivated to get you the maximum compensation possible.

If we don’t win, you owe us nothing. This ensures that everyone has access to high-quality legal representation, regardless of their financial situation.

6. Bilingual Services for the Conroe Community

Conroe is a diverse community, and we’re proud to serve clients in both English and Spanish. Lupe Peña is fluent in Spanish, and our team includes bilingual staff members like Zulema, who clients consistently praise:

“Especially Miss Zulema, who is always very kind and always translates.” — Celia Dominguez

“Melani, thank you for your excellent work.” — Miguel J. mayo bermudez

Whether you’re more comfortable speaking English or Spanish, we’re here to help.

7. Proven Track Record in Conroe and Montgomery County

We know Conroe and Montgomery County inside and out. We’re familiar with:

• The local courts, including the Montgomery County District Courts and Montgomery County Justice of the Peace Courts
• The local hospitals, including HCA Houston Healthcare Conroe and Memorial Hermann The Woodlands Medical Center
• The dangerous intersections and highways in the area, like I-45, FM 1960, and the Grand Parkway
• The local insurance adjusters and their tactics

This local knowledge gives us an edge in building your case and negotiating with insurance companies.

What to Do After a Car Accident in Conroe

The steps you take in the hours and days after a car accident can significantly impact your ability to recover compensation. Here’s what you should do:

Immediately After the Accident (First 24 Hours)

1. Call 911: Report the accident and request medical assistance if anyone is injured. Even if you feel fine, it’s important to get checked out—adrenaline can mask serious injuries.
2. Move to Safety: If you can do so safely, move your vehicle out of traffic to avoid further accidents.
3. Document the Scene: Take photos and videos of:
   • Vehicle damage (all angles)
   • The accident scene, including road conditions, traffic signals, and skid marks
   • Your visible injuries
   • Any visible injuries to other parties
4. Exchange Information: Get the following from the other driver:
   • Name, phone number, and address
   • Insurance company and policy number
   • Driver’s license number
   • License plate number
   • Vehicle make, model, and color
5. Get Witness Information: If there are witnesses, ask for their names and contact information. Their statements could be critical to your case.
6. Do NOT Admit Fault: Stick to the facts when speaking to the other driver or police. Do not apologize or say anything that could be interpreted as an admission of fault.
7. Call Attorney911: Before speaking to any insurance company, call us at 1-888-ATTY-911. We can guide you through the next steps and protect your rights.

In the Days Following the Accident

1. Seek Medical Attention: Even if you feel fine, see a doctor as soon as possible. Some injuries, like whiplash or traumatic brain injuries, may not show symptoms immediately.
2. Follow Your Doctor’s Orders: Attend all follow-up appointments and follow your treatment plan. Gaps in treatment can be used by insurance companies to argue that your injuries aren’t serious.
3. Keep All Medical Records: Save all medical bills, receipts, and records related to your treatment. These documents will be critical to proving your damages.
4. Document Your Pain and Symptoms: Keep a journal detailing your pain levels, symptoms, and how the accident has impacted your daily life.
5. Do NOT Give a Recorded Statement: Insurance adjusters may contact you and ask for a recorded statement. Do not give one without consulting an attorney first. Anything you say can be used against you.
6. Do NOT Sign Anything: Insurance companies may send you documents to sign, such as medical authorizations or settlement offers. Do not sign anything without having it reviewed by an attorney.
7. Preserve Evidence: Keep all physical evidence, such as damaged clothing or personal items. Do not repair your vehicle until it has been documented by your attorney.
8. Stay Off Social Media: Insurance companies monitor social media for posts that contradict your injury claims. Avoid posting about the accident, your injuries, or your activities.

Within the First Week

1. Contact Attorney911: If you haven’t already, call us at 1-888-ATTY-911 to schedule a free consultation. The sooner you involve an attorney, the better we can protect your rights.
2. Obtain the Police Report: You can request a copy of the police report from the Conroe Police Department or the Montgomery County Sheriff’s Office. This report will contain critical information about the accident.
3. Notify Your Insurance Company: Report the accident to your insurance company, but do not give a recorded statement or accept any settlement offers without consulting an attorney.
4. Continue Documenting Your Recovery: Keep track of your medical treatment, expenses, and how the accident has impacted your life.

How Attorney911 Handles Your Car Accident Case

When you hire Attorney911, we take over every aspect of your case so you can focus on your recovery. Here’s what you can expect:

1. Immediate Evidence Preservation

Within 24 hours of being retained, we send preservation letters to all relevant parties, including:

• The other driver’s insurance company
• Any businesses near the accident scene (to preserve surveillance footage)
• The other driver’s employer (if they were working at the time of the accident)
• Government entities (if the accident involved a road defect or malfunctioning traffic signal)

These letters legally require the recipients to preserve evidence that might otherwise be deleted or lost. For example, surveillance footage from nearby businesses is typically deleted within 7-30 days, and electronic logging device (ELD) data from trucks can be overwritten in as little as 30 days. Our quick action ensures that critical evidence is preserved.

2. Thorough Investigation

We conduct a comprehensive investigation to build the strongest possible case. This includes:

• Obtaining the police report and reviewing it for accuracy
• Interviewing witnesses before their memories fade
• Collecting surveillance footage from nearby businesses
• Analyzing vehicle damage to reconstruct how the accident happened
• Reviewing medical records to document the full extent of your injuries
• Consulting with experts, such as accident reconstructionists or medical professionals, to strengthen your case

3. Medical Treatment Coordination

We work with your doctors to ensure you receive the best possible care and that your injuries are thoroughly documented. We can also connect you with medical providers who will treat you on a lien basis, meaning they’ll wait to be paid until your case settles.

4. Insurance Negotiations

We handle all communication with the insurance company so you don’t have to worry about saying the wrong thing. We:

• Demand full compensation for your medical bills, lost wages, pain and suffering, and other damages
• Challenge lowball offers and negotiate aggressively on your behalf
• File a lawsuit if necessary to force the insurance company to take your claim seriously

5. Trial Preparation

While most car accident cases settle out of court, we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures that we’re ready to fight for you in court if the insurance company refuses to offer a fair settlement.

6. Settlement or Trial

Once you’ve reached maximum medical improvement (MMI), we’ll assess the full value of your case and negotiate a settlement with the insurance company. If they refuse to offer a fair amount, we’ll take your case to trial and fight for the compensation you deserve.

What You Can Recover in a Car Accident Case

In Texas, car accident victims can recover compensation for both economic and non-economic damages. Here’s what you may be entitled to:

Economic Damages

Economic damages are quantifiable financial losses, including:

1. Medical Expenses (Past and Future): This includes the cost of emergency room visits, hospital stays, surgeries, doctor’s appointments, physical therapy, medications, medical equipment, and any future medical treatment you may need.
2. Lost Wages: If your injuries prevent you from working, you can recover compensation for the income you’ve lost. This includes wages, bonuses, and other employment benefits.
3. Lost Earning Capacity: If your injuries prevent you from returning to your previous job or reduce your ability to earn income in the future, you can recover compensation for the difference.
4. Property Damage: This includes the cost of repairing or replacing your vehicle, as well as any personal property damaged in the accident (e.g., electronics, clothing, or other items in your car).
5. Out-of-Pocket Expenses: This includes any other expenses you’ve incurred as a result of the accident, such as transportation costs to medical appointments, home modifications, or hiring help for household tasks you can no longer perform.

Non-Economic Damages

Non-economic damages compensate you for the intangible impacts of your injuries, including:

1. Pain and Suffering: Compensation for the physical pain and discomfort caused by your injuries, both past and future.
2. Mental Anguish: Compensation for the emotional distress, anxiety, depression, or PTSD you’ve experienced as a result of the accident.
3. Physical Impairment: Compensation for the loss of physical function or ability, such as difficulty walking, lifting, or performing daily activities.
4. Disfigurement: Compensation for permanent scarring, burns, or other visible injuries that affect your appearance.
5. Loss of Consortium: Compensation for the impact your injuries have had on your relationship with your spouse or family members, including loss of companionship, affection, or intimacy.
6. Loss of Enjoyment of Life: Compensation for the inability to participate in activities you previously enjoyed, such as hobbies, sports, or social events.

Punitive Damages

In rare cases, you may also be entitled to punitive damages, which are designed to punish the at-fault party for gross negligence or intentional misconduct. For example, punitive damages may be awarded in cases involving:

• Drunk driving
• Extreme speeding or reckless driving
• Hit-and-run accidents

In Texas, punitive damages are capped at the greater of:

• $200,000, OR
• Two times the amount of economic damages plus one times the amount of non-economic damages (with a cap of $750,000 on the non-economic portion).

How Much Is Your Car Accident Case Worth?

The value of your car accident case depends on several factors, including:

1. The Severity of Your Injuries: More severe injuries typically result in higher settlements. For example:

   • Soft tissue injuries (whiplash, sprains): $15,000-$60,000
   • Broken bones (requiring surgery): $132,000-$328,000
   • Herniated disc (requiring surgery): $346,000-$1,205,000
   • Traumatic brain injury (TBI): $1,548,000-$9,838,000+
   • Spinal cord injury/paralysis: $4,770,000-$25,880,000+
   • Wrongful death: $1,910,000-$9,520,000+

2. The Cost of Your Medical Treatment: Higher medical bills generally lead to higher settlements. This includes both past and future medical expenses.

3. Your Lost Wages and Earning Capacity: If your injuries prevent you from working or reduce your ability to earn income in the future, this will increase the value of your case.

4. The Impact on Your Daily Life: The more your injuries affect your ability to perform daily activities, enjoy hobbies, or maintain relationships, the higher your non-economic damages will be.

5. The At-Fault Party’s Insurance Coverage: The amount of insurance coverage available can limit your recovery. For example, if the at-fault driver has only the Texas minimum coverage ($30,000 per person), your recovery may be limited unless you have underinsured motorist (UIM) coverage.

6. Comparative Negligence: If you were partially at fault for the accident, your compensation will be reduced by your percentage of fault. For example, if you were 20% at fault and your total damages were $100,000, you would receive $80,000.

7. The Strength of Your Evidence: Strong evidence, such as witness statements, surveillance footage, or expert testimony, can increase the value of your case.

8. The Skill of Your Attorney: An experienced car accident attorney can significantly increase the value of your case by:

   • Thoroughly documenting your injuries and damages
   • Negotiating aggressively with the insurance company
   • Taking your case to trial if necessary

At Attorney911, we have a proven track record of recovering multi-million dollar settlements for our clients. Here are some examples of our results:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

While we can’t guarantee a specific outcome for your case, our results speak for themselves. We fight for every dollar you deserve.

Frequently Asked Questions About Car Accidents in Conroe

1. What should I do immediately after a car accident in Conroe?

If you’ve been in an accident in Conroe:

• Call 911 and report the accident.
• Seek medical attention, even if you feel fine.
• Document everything: take photos of the scene, vehicle damage, and your injuries.
• Exchange information with the other driver (name, phone, insurance, driver’s license, license plate).
• Get witness names and contact information.
• Do NOT give a recorded statement to any insurance company.
• Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

2. Should I call the police even for a minor accident?

Yes. Always call the police after an accident, no matter how minor it may seem. The police report is critical evidence for your claim. In Texas, you are required to report any accident that results in injury, death, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries, like traumatic brain injuries or internal bleeding, may not show symptoms immediately. Adrenaline can mask pain at the scene. Seeing a doctor right away also creates a record of your injuries, which is important for your claim. Insurance companies use delays in treatment to argue that your injuries aren’t serious.

4. What information should I collect at the scene?

Collect the following information:

• Other driver: name, phone number, address, driver’s license number, insurance information, license plate number
• Vehicle: make, model, color
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals, skid marks
• Police: officer’s name, badge number, report number

5. Should I talk to the other driver or admit fault?

Exchange information only. Do not discuss fault or apologize, as this can be used against you later. Stick to the facts and avoid giving your opinion on what happened.

6. How do I obtain a copy of the accident report?

You can obtain the police report from the Conroe Police Department or the Montgomery County Sheriff’s Office. You can also request it through the Texas Department of Transportation’s Crash Records Information System (CRIS).

7. Should I give a recorded statement to insurance?

No. Do not give a recorded statement to the other driver’s insurance company without consulting an attorney first. Insurance adjusters are trained to ask leading questions designed to minimize your injuries or shift blame onto you. Say only: “I need to speak with my attorney first.”

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (your name, the date of the accident, and that you were involved). Do not discuss your injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer, and it’s usually far below the actual value of your claim. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

Never accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later. Early offers are always lowball offers.

11. What if the other driver is uninsured or underinsured?

Your own uninsured/underinsured motorist (UM/UIM) coverage can compensate you if the other driver has no insurance or insufficient coverage. Texas allows inter-policy stacking, which means you can combine coverage from multiple policies. Watch our video on UM/UIM claims: Uninsured & Underinsured Motorists.

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign a medical authorization without having it reviewed by an attorney first.

13. Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: Do I Have a Good Case?

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily, and insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911 as soon as possible.

15. How much time do I have to file (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. For wrongful death claims, you have 2 years from the date of death. Miss the deadline, and your case is barred forever.

16. What is comparative negligence, and how does it affect me?

Texas uses a modified comparative negligence rule with a 51% bar. If you are 50% or less at fault, you can recover compensation (reduced by your percentage of fault). If you are 51% or more at fault, you recover nothing. Insurance companies will try to assign you as much fault as possible to reduce their payout.

Watch our video: What Is Comparative Negligence?

17. What happens if I was partially at fault?

You can still recover compensation if you were 50% or less at fault. Your recovery will be reduced by your percentage of fault. For example, if you were 20% at fault and your total damages were $100,000, you would receive $80,000.

18. Will my case go to trial?

Most cases settle before trial, but Attorney911 prepares every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures we’re ready to fight for you in court if necessary.

Watch our video: Will Your Case Go to Trial?

19. How long will my case take to settle?

The timeline depends on the severity of your injuries. We don’t settle until you’ve reached maximum medical improvement (MMI), which could take 6 months for minor injuries or 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery (exchange of evidence)
7. Mediation
8. Trial if needed

Watch our video: What Is the Process for a Personal Injury Claim?

21. What is my case worth?

The value depends on your injuries, medical costs, lost wages, permanent impairment, and other factors. Cases range from $15,000 for minor injuries to millions for catastrophic injuries.

22. What types of damages can I recover?

You can recover:

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas, and there is no cap on