24/7 LIVE STAFF — Compassionate help, any time day or night
CALL NOW 1-888-ATTY-911
Blog | Bexar County

Converse Car & Truck Accident Attorneys | 18-Wheelers, Commercial Vehicles & Uber/Lyft | I-35 & Loop 1604 Crash Lawyers | Former Insurance Defense — We Know Their Playbook | $2.5M Truck Recovery | Attorney911 — The Firm Insurers Fear | Federal Court Experience | Se Habla Español | 1-888-ATTY-911

March 20, 2026 34 min read
city-of-converse-featured-image.png

If You’ve Been Hurt in a Car Accident in Converse, Texas, We’re Here to Help

If you’re reading this, you or someone you love has just had their world turned upside down by a motor vehicle accident on the streets of Converse or somewhere in Bexar County. Right now, you’re probably dealing with pain, confusion, mounting medical bills, and calls from insurance companies that sound helpful but feel anything but. We understand. We’ve been helping injured families across Texas for more than two decades, and we’ve seen firsthand how quickly a crash can unravel lives.

Converse may be a close-knit community of just over 27,000 residents, but it’s not immune to the dangers that plague Texas roadways. In 2024, Bexar County recorded 48,522 total crashes, with 215 fatalities and more than 16,000 serious injuries. Those aren’t just numbers—they’re your neighbors, parents commuting home on Loop 1604, families heading to school on FM 78, and workers traveling the I-35 corridor into San Antonio. When a moment of negligence changes everything, you need more than a sympathetic voice. You need a firm that knows Texas law inside and out, that has recovered multi-million dollar settlements, and that includes a former insurance defense attorney who spent years learning how insurance companies value, minimize, and deny claims.

At Attorney911, we bring something no big-box law firm can match: insider knowledge from the defense side, federal court experience, and a data-driven approach that proves exactly why your case matters. This isn’t guesswork. It’s strategy built on 27 years of real results.

The Insurance Company Playbook—And Why Lupe Peña Gives Us an Unfair Advantage

Insurance adjusters are trained to protect their company’s bottom line, not to help you. After an accident, they’ll seem friendly, but they’re building a case against you from the moment they call. Here’s what they do—and why our firm knows how to stop them.

Tactic #1: The “Helpful” Recorded Statement
Within days—sometimes hours—an adjuster will call, asking for a recorded statement. They’ll ask leading questions like, “You were feeling okay afterward, right?” or “You could walk around the scene?” Everything you say is transcribed and used to minimize your injuries. You’re not required to give a recorded statement to the other driver’s insurance. Once you hire Attorney911, all communication goes through us. Lupe Peña used to prepare these exact questions for years. Now he knows how to neutralize them.

Tactic #2: The Lowball “Quick Check”
Desperate victims get offered $3,000–$5,000 to settle fast. The adjuster says, “This offer expires in 48 hours.” You sign, desperate for cash. Then, three weeks later, your MRI shows a herniated disc requiring surgery that costs $100,000. That release is permanent and final. You’re now on the hook for $100,000 out-of-pocket. Lupe calculated these reserve amounts for years. He knows that initial offer is never more than 10–20% of your case’s true value.

Tactic #3: The “Independent” Medical Exam
Around month two or three, they’ll send you to “their” doctor for an examination. It’s not independent—it’s a doctor who gets paid $4,000 to say you’re fine. Common report language: “Pre-existing degenerative changes,” “subjective complaints out of proportion,” “treatment not medically necessary.” Translation: we think you’re lying. Lupe hired these exact IME doctors. He knows their names, their biases, and how to dismantle their opinions with our own medical experts.

Tactic #4: Delay and Financial Pressure
Insurance companies have limitless resources. You have rent and medical bills. They delay, saying “We’re still reviewing.” Month after month passes. By month six, you’ll consider taking $15,000 just to end the stress. That delay is intentional. Lupe used delay tactics. We file lawsuits to force deadlines and break their stall.

Tactic #5: Surveillance and Social Media Spying
Private investigators follow you. They monitor your Facebook, Instagram, TikTok, LinkedIn—even Ring doorbell cameras. One photo of you bending over to pick up your child becomes “proof you’re not injured.” As Lupe explains: “I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. They take ONE frame of you looking ‘normal’ and ignore the 10 minutes you struggled before and after.” We protect you with strict social media rules: make profiles private, no accident posts, no tags, accept no new followers, and stay offline entirely.

Tactic #6: Comparative Fault Arguments
Texas uses modified comparative negligence. If they can pin 10% fault on you, they save thousands on a $100,000 case. If they can pin 51%, you get nothing. Lupe wrote these comparative fault arguments for years. Now he defeats them with accident reconstruction, witness testimony, and expert analysis.

Tactic #7: The Medical Authorization Trap
They ask you to sign a broad medical release to “verify your treatment.” What they really want: digging through five years of records to find a pre-existing condition they can blame. Lupe knows they’re looking for “degenerative disc disease” or an old sports injury. We limit authorizations to accident-related care only.

Tactic #8: Gaps in Treatment
Miss one appointment and they’ll claim, “If you were truly hurt, you’d have gone.” We make sure you have consistent care, connect you with lien doctors, and document legitimate reasons for any gaps.

Tactic #9: The “Policy Limits” Bluff
Adjusters love to say, “We only have a $30,000 policy.” Often, that’s a lie. Investigation reveals umbrella policies, commercial coverage, corporate policies, or multiple stacking policies. We recently uncovered $8 million in coverage when the adjuster claimed $30,000. Lupe knows coverage structures from the inside.

Bottom line: You wouldn’t go to war without intelligence. Why fight an insurance company without someone who knows their playbook? Call 1-888-ATTY-911 before you talk to any adjuster.

Texas Car, Truck, and Motorcycle Accidents: What You’re Up Against in Converse

Rear-End Collisions: The Most Common—And Most Defensible—Case

In 2024, Failed to Control Speed caused 131,978 crashes statewide—the #1 factor. In Bexar County, rear-end collisions make up a significant portion of the 48,522 total crashes. On busy corridors like Loop 1604 and FM 78, drivers following too closely cause chain-reaction pileups.

Rear-end cases are among the least defensible for insurance companies because Texas law presumes the trailing driver is at fault. Yet, they still fight. They’ll argue “sudden stop” or “chain reaction.” They’ll downplay your injuries: “It’s just whiplash.”

The Hidden Escalation: Many of our clients start with “minor” neck pain. Six weeks later, an MRI reveals a herniated disc. Six months later, they’re facing spinal fusion surgery. The case value jumps from $15,000 to $250,000–$500,000. Insurance knows this—they hope you settle before you find out.

Liable Parties: The trailing driver, their employer (if working), commercial carrier (if truck), vehicle manufacturer (if brake failure), and even government entities (if missing road signs).

Case Result: “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” — Attorney911

What Our Clients Say: “I was rear-ended and the team got right to work. I also got a very nice settlement.” — MONGO SLADE

Call 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win.

T-Bone Intersection Crashes: The #2 Killer in Texas

Disregard Stop and Go Signal caused 20,963 crashes and 113 deaths statewide. Failed to Yield ROW—Turning Left added 35,984 crashes and 143 fatalities. In Converse, dangerous intersections like FM 78 and Loop 1604 see these daily.

Side-impact collisions are brutal. The car door offers minimal protection. When a truck T-bones a sedan, the sedan’s driver faces up to 100 times higher fatal injury risk. The liability is often clear—captured on traffic cameras or witness statements—but insurance still delays.

Liable Parties: The red-light runner, their employer, the bar that overserved a drunk driver (Dram Shop), or the city if signals malfunctioned.

Testimonial: “Leonor got me into the doctor the same day… it only took 6 months, amazing.” — Chavodrian Miles

If you’ve been hit in an intersection in Converse, call 1-888-ATTY-911. We know Bexar County courts and how to move fast.

Single-Vehicle & Run-Off-Road Crashes: When It’s Not Your Fault

Failed to Drive in Single Lane caused 42,588 crashes and 800 deaths—the #1 fatal factor in Texas. Single-vehicle run-off-road accidents killed 1,353 people32.6% of all Texas traffic deaths. Converse’s rural roads near the old Randolph AFB corridor and FM 1516 are prime locations for these tragedies.

These are often the most defensible because there’s no obvious second driver. But look deeper:

  • Pothole or shoulder drop-off? Government liability under Texas Tort Claims Act.
  • Tire blowout or brake failure? Product liability against manufacturer.
  • Fatigued or improperly trained commercial driver? Employer negligence.
  • Forced off road by phantom vehicle? UM/UIM coverage.

Key Strategy: Preserve the vehicle. Don’t let the insurance company total it and destroy evidence. We inspect for defects.

Case Result: “In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.” — Attorney911

Call 1-888-ATTY-911 before you let anyone tow your car. Evidence disappears in days.

Head-On & Wrong-Way Crashes: The Deadliest Scenario

Wrong Side—Not Passing caused 1,787 crashes and 177 deaths—a 9.9% fatality rate. Wrong Way—One Way Road added 1,184 crashes and 82 deaths. In Bexar County, wrong-way drivers on I-35, US-281, and Loop 410 are a constant threat—especially after midnight on weekends.

These crashes combine catastrophic injuries with near-automatic liability. When a wrong-way driver causes a head-on collision, the case often involves:

  1. DUI conviction (felony = negligence per se)
  2. Dram Shop liability ($1M+ commercial policy from the bar that overserved)
  3. Punitive damages (NO CAP under Texas law for felony DWI)
  4. MCS-90 endorsement if commercial vehicle

The Maximum Recovery Stack: Defendant’s policy + Dram Shop + plaintiff’s UM/UIM + punitive damages (no cap) + defendant’s personal assets.

Ralph’s Criminal Defense Work: Our firm includes a former insurance defense attorney and a criminal defense specialist. When a drunk driver kills someone, we handle both the civil wrongful death claim AND the criminal prosecution coordination.

Case Result: “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.” — Attorney911

If you lost a loved one to a wrong-way driver, call 1-888-ATTY-911. We pursue justice without limits.

Commercial Truck & 18-Wheeler Accidents: The Highest Stakes

Texas leads the nation in truck accidents. 39,393 commercial vehicle crashes in 2024 killed 608 people. In Bexar County alone, trucking crashes are concentrated on I-35, Loop 410, and US-281—routes that cut through Converse daily.

The 97/3 Rule: In car-vs-truck crashes, 97% of deaths are car occupants. You are 36.5 times more likely to die when hit by a big rig. Yet insurance carriers fight these cases with everything they have.

Federal Motor Carrier Safety Regulations (FMCSR) Violations = Negligence Per Se:

  • Hours of Service (HOS) violations (driving past 11-hour limit)
  • No 30-minute break after 8 hours
  • ELD tampering (federal crime)
  • Commercial BAC limit 0.04% (half the normal limit)
  • Failed pre-trip inspections

The Deep Pocket Chain: Truck driver → Motor carrier → Freight broker → Cargo shipper → Maintenance provider → Parts manufacturer → Government entity. Each carries separate insurance. We investigate EVERY link.

Nuclear Verdicts: Texas leads the nation. Recent verdicts include $105 million (Amazon DSP), $44.1 million (New Prime pileup), and $37.5 million (Oncor Electric). Insurance companies know Attorney911 prepares every case as if it’s going to trial. They settle because they fear the verdict.

Case Result: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation.” — Attorney911 (This $2.1 billion case involved 15 deaths and 170+ injuries. It proves we can take on multinational corporations and win.)

If a semi hit you on I-35 near Converse, call 1-888-ATTY-911. We handle the complexity. You focus on healing.

Rideshare Accidents: Uber & Lyft in Converse

TxDOT doesn’t track rideshare-specific crashes, but national data is alarming: 1 in 3 rideshare drivers has been in a crash while working. In Converse, where many residents commute to San Antonio or use rideshare for nights out at venues near Live Oak or Universal City, these accidents are rising.

The Three-Tier Insurance System:

  • Period 0 (offline): Personal insurance only ($30K). Many personal policies exclude commercial use—coverage gap.
  • Period 1 (app on, waiting): Contingent coverage of $50K/$100K/$25K.
  • Period 2 (ride accepted) & Period 3 (passenger onboard): $1,000,000 commercial liability + $1M UM/UIM.

58% of victims are third parties—other drivers, pedestrians, cyclists—who don’t realize they have access to the $1M policy. We determine the driver’s exact status at crash time and subpoena Uber/Lyft’s records.

Liability: Uber and Lyft claim drivers are “independent contractors.” But they control pricing, routes, acceptance rates, and deactivation. Our firm builds the case for negligent hiring and de facto employer status.

If you were hit by an Uber driver near Rolling Oaks Mall, call 1-888-ATTY-911. We know how to extract their app data before it’s deleted.

Delivery Vehicle Accidents: Amazon, FedEx, UPS in Converse

Backed Without Safety” caused 8,950 crashes statewide. Delivery vans backing out of driveways, stopping in traffic, and reversing in parking lots are a daily hazard in residential Converse.

Company-Specific Data:

  • UPS: 72 fatal + 830 injury crashes in a 24-month period
  • FedEx: 37 fatal + 611 injury crashes
  • Amazon DSPs: 60 serious crashes (2015-2021), 10 fatalities

Amazon DSP Piercing Strategy: Amazon claims its drivers work for “Delivery Service Partners” (DSPs). We document Amazon’s control:

  • Delivery quotas and algorithms
  • Routing software (Flex app)
  • Branded uniforms and vehicles
  • AI surveillance cameras (“Driveri”)
  • Driver scorecards and deactivation power

Recent Verdicts: Georgia child struck by Amazon van ($16.2 million), Amazon DSP All Points 360 ($105 million). These prove Amazon can be held liable.

If an Amazon van backed into you on FM 78, call 1-888-ATTY-911. We don’t let billion-dollar corporations hide behind shell companies.

DUI & Dram Shop Accidents

1,053 people died in DUI-alcohol crashes in Texas in 2024—one every 8.3 hours. In Bexar County, 1,654 DUI crashes caused 58 deaths. In Converse, DUI crashes cluster around Loop 1604 and I-35 access roads, especially after 2 AM when bars close.

The Maximum Recovery Stack:

  1. Drunk driver’s personal policy ($30K–$60K)
  2. Dram Shop Act claim against the bar that overserved (commercial policy $1M+)
  3. Plaintiff’s UM/UIM (often stacked)
  4. Punitive damages—NO CAP if DWI is charged as a felony (Intoxication Assault/Manslaughter)
  5. Defendant’s personal assets via abstract of judgment (10-year renewable lien)

Dram Shop Elements: We must prove the patron was obviously intoxicated (slurred speech, glassy eyes, stumbling) and that over-service caused the crash. Signs include bloodshot eyes, unsteady gait, aggressive behavior. The bar’s TABC training records (or lack thereof) are critical.

Criminal + Civil Capability: Ralph Manginello’s membership in the Harris County Criminal Lawyers Association means we coordinate criminal prosecution with civil recovery. Our track record includes three DWI dismissals based on breathalyzer maintenance failures, missing evidence, and video contradictions.

Case Results:

  • “Our client was charged with drunk driving based on a breath test. Our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines. The charges were dismissed.”
  • “Our client drove home at 2:30 a.m., hit a curb and rolled his car…police conducted no breath or blood test, EMS didn’t note intoxication, nurse notes were missing. Case dismissed on day of trial.”

If a drunk driver hit you on I-35 near Converse, call 1-888-ATTY-911. We pursue every liable party—including the bar that served them.

Pedestrian & Bicycle Accidents: The Invisible Victims

768 pedestrians died in Texas in 2024—19% of all traffic deaths from just 1% of crashes. A pedestrian crash is 28.8 times more likely to be fatal than a car-to-car collision. In Bexar County, 2,445 pedestrian crashes caused 472 deaths—a 19.3% fatality rate, the highest of any factor.

In Converse, pedestrian accidents happen on FM 78, Loop 1604 frontage roads, and near schools and parks where sidewalks are incomplete. 75% occur after dark. 84% happen in urban areas. 25% are hit-and-run.

The $30K Problem: The at-fault driver often carries only Texas’s minimum $30,000 liability—grossly inadequate for catastrophic injuries. Your own car insurance can cover you through UM/UIM, even as a pedestrian. Most people don’t know this. We make sure you use every available policy.

Liable Parties: Driver, employer, commercial carrier, Dram Shop (if DUI), government entity (if missing crosswalks or lighting).

Case Result: “Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.” — Attorney911 (demonstrates catastrophic injury handling)

What Our Clients Say: “When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

If you were hit as a pedestrian near Kitty Hawk Middle School, call 1-888-ATTY-911. We’ll investigate coverage you didn’t know you had.

Motorcycle Accidents: Fighting Bias in Converse

585 riders died in Texas in 2024. 42% of fatal motorcycle crashes involve a car turning left in front of the bike—the signature intersection crash. In Converse, motorcycles ride FM 78 to Canyon Lake, Loop 1604 to San Antonio, and rural Farm-to-Market roads where speeds are high.

Jury Bias: Insurance defense lawyers paint riders as “reckless.” We humanize you: clean riding record, safe gear, responsible commuter. We prove the car driver’s failure to yield or inattention.

Unhelmeted: 37% of Texas rider deaths were unhelmeted. Under Texas’s comparative negligence, not wearing a helmet can reduce recovery but doesn’t bar it if you’re ≤50% at fault. We fight to minimize that percentage.

UM/UIM: Motorcyclists are catastrophically injured but underinsured. Your own UM/UIM policy is critical. We stack it with other policies.

Testimonial: “Attorney Manginello is so knowledgeable but straight to the point…responded quickly even while he was away.” — S M

If a car turned left into you on Loop 1604, call 1-888-ATTY-911. We battle the bias.

Distracted Driving: The Silent Epidemic

Driver Inattention caused 81,101 crashes—the #2 factor. Cell phone use contributed to 3,121 crashes. Distracted driving killed 380 people in 2024.

The Texas texting-while-driving fine is $200—same as a parking ticket. The real cost is measured in lives. We’ll subpoena phone records to prove the driver was texting at impact.

Hit & Run: We Find Coverage

Every 43 seconds, someone in the U.S. is involved in a hit-and-run. In Texas, leaving the scene of an injury accident is a felony. But the driver’s identity is often unknown.

UM/UIM is your lifeline. Your own policy covers hit-and-runs. We file claims and identify the driver through surveillance footage (7–30 day window), witness statements, and social media.

Watch now: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Tesla & Autopilot: The New Frontier

Tesla Autopilot was involved in 70% of driver-assist crashes reported to NHTSA. In December 2023, Tesla recalled 2 million vehicles. These cases involve product liability and federal regulations. Our federal court admission and experience with complex litigation positions us to take on Tesla.

Construction Zone Crashes

28,000 Texas work zone crashes killed 215 people in 2024. In Bexar County, I-35 expansion and Loop 1604 improvements create constant hazards. Contractors and government entities share liability.

Bus Accidents

1,110 bus accidents in Texas led the nation. 2,523 school bus crashes injured 63 and killed 11 in 2023. Government notice requirements are strict—6 months. We file immediately.

E-Scooter & E-Bike Accidents

Texas e-bike law (Class 1–3, max 750W, 28 mph) is evolving. If a scooter exceeds these limits, it’s not an “electric bicycle”—liability changes. 2024 Portland e-bike verdict: $1.6 million.

The Converse-Specific Factor: Why Our Community Faces Unique Risks

Converse sits at the crossroads of Loop 1604 and FM 78, with rapid residential growth outpacing road infrastructure. The city’s proximity to Port San Antonio and Randolph AFB brings heavy commercial truck traffic on roads never designed for it. FM 1516 and FM 1976 see speeding and unsafe lane changes. Kitty Hawk Road near schools is a pedestrian hazard. Rolling Oaks Mall draws regional traffic, increasing DUI and distracted driving risks.

Bexar County’s 48,522 crashes don’t happen in a vacuum. They cluster on these corridors. We know because we’ve represented Converse residents for years. We know the judges at the Bexar County Courthouse. We know the local police departments and how they write reports. We know which intersections are death traps.

Texas Law: What Protects You After a Converse Crash

Modified Comparative Negligence (51% Bar)

Texas Civil Practice & Remedies Code § 33.001 says you can recover damages only if you’re 50% or less at fault. Your recovery is reduced by your fault percentage. If you’re 25% at fault on a $250,000 case, you get $187,500. If you’re 51% at fault, you get $0.

Insurance companies try to push you over that line. Our job is to keep you under it.

Statute of Limitations

You have 2 years from the accident date to file suit (Texas Civil Practice & Remedies Code § 16.003). Miss it = case barred forever. Government claims (city bus, road defect) have a 6-month notice requirement. We file immediately.

Dram Shop Act

Texas Alcoholic Beverage Code § 2.02 lets us sue bars that overserve obviously intoxicated patrons. Bexar County’s DUI data shows 1,654 crashes—each one represents a potential Dram Shop claim. Bars that violate TABC training requirements lose their “Safe Harbor” defense.

Stowers Doctrine

If we send a settlement demand within policy limits and the insurer unreasonably refuses, they become liable for the ENTIRE verdict, even above the policy. This is our nuclear option for clear-liability cases (rear-ends, DUI, red-light runners). Lupe used to evaluate these demands. Now he writes them.

UM/UIM Coverage

Texas Insurance Code § 1952.101 requires insurers to offer UM/UIM. It covers pedestrians, cyclists, and passengers, not just drivers. Stacking across multiple policies may be available. Most people don’t know their own car insurance protects them as pedestrians.

What You Can Recover: The Full Picture

Economic Damages (No Cap)

  • Past and future medical expenses
  • Lost wages and lost earning capacity
  • Property damage
  • Out-of-pocket costs

Non-Economic Damages (No Cap)

  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of consortium
  • Loss of enjoyment of life

Punitive Damages (No Cap for Felony DWI)

Standard cap: greater of $200,000 or 2× economic damages + non-economic (capped at $750,000). BUT—if the act is a felony (Intoxication Assault/Manslaughter), the cap is removed. Punitive damages are not dischargeable in bankruptcy.

Settlement Ranges in Texas

  • Soft tissue: $15,000–$60,000
  • Surgical fracture: $132,000–$328,000
  • Herniated disc with surgery: $346,000–$1,205,000
  • TBI (moderate-severe): $1,548,000–$9,838,000
  • Spinal cord injury: $4,770,000–$25,880,000
  • Wrongful death (working adult): $1,910,000–$9,520,000

Multiplier Method: Medical expenses × 1.5–5 depending on severity. Lupe knows which factors insurance weighs in their Colossus software—and how to beat it.

Medical Knowledge: The Injuries Insurance Downplays

Traumatic Brain Injury (TBI)

  • Immediate: Loss of consciousness, confusion, vomiting, seizures
  • Delayed (hours to days): Worsening headache, personality changes, sleep disturbance, light/noise sensitivity, memory problems
  • Long-term: CTE, doubled dementia risk, permanent cognitive impairment
  • Insurance claims these are “mild” or “pre-existing.”

Spinal Cord Injury

  • Paraplegia: $2.5M–$5.25M lifetime cost
  • Quadriplegia: $3.7M–$13M+ lifetime cost
  • Complications: pressure sores, respiratory failure (leading cause of death), depression (40–60%)

Herniated Disc

Treatment escalates from conservative PT to epidural injections to spinal fusion ($50K–$120K). Insurance undervalues until surgery is documented.

Soft Tissue & Whiplash

15–20% develop chronic pain. Rotator cuff tears are often misdiagnosed as sprains. Proper documentation is critical to prove permanence.

PTSD After Accidents

32–45% of MVA victims develop PTSD. Driving anxiety, panic attacks, flashbacks, relationship strain. Compensable under mental anguish.

The 48-Hour Protocol: What to Do Right Now in Converse

Hour 1–6:
✅ Safety first → Move to safe location
✅ Call 911 → Report, request medical
✅ Medical attention → ER immediately (adrenaline masks injuries)
✅ Document → Photos of everything: damage, scene, injuries, messages
✅ Exchange info → Name, phone, insurance, license, plate
✅ Witnesses → Names and numbers
Call 1-888-ATTY-911 before talking to ANY insurance company

Hour 6–24:
✅ Preserve digital → Don’t delete texts/calls, email copies to yourself
✅ Preserve physical → Keep damaged items, DON’T repair vehicle yet
✅ Medical records → Request ER copies, keep discharge papers
✅ Insurance → Note calls, NO recorded statements, DON’T sign anything
✅ Social media → ALL profiles private, NO posts, tell friends no tags

Hour 24–48:
✅ Legal consult → Call 1-888-ATTY-911 with documentation
✅ Insurance response → Refer ALL calls to us
✅ Settlement → Do NOT accept or sign
✅ Evidence backup → Upload to cloud, write timeline while memory is fresh

What Disappears:

  • 7–30 days: Surveillance footage (gas stations, retail, Ring)
  • 30–180 days: ELD/black box data, cell phone records
  • 6 months: Government notice deadline
  • 2 years: Statute of limitations

Within 24 Hours of Hiring Us: We send preservation letters to EVERY party—insurance, trucking companies, businesses, employers, government—to legally lock down evidence before deletion.

Why Converse Chooses Attorney911: Our Results Speak for Themselves

Ralph Manginello: 27 Years of Proven Leadership

  • Licensed in Texas since 1998, New York since 2014
  • Federal court admission: U.S. District Court, Southern District of Texas
  • BP Texas City Refinery explosion litigation ($2.1 billion case, 15 deaths)
  • $10 million hazing lawsuit against University of Houston (2025)
  • Million Dollar Member of Trial Lawyers Achievement Association
  • Pro Bono College of the State Bar of Texas
  • 291+ YouTube videos and Attorney 911 Podcast host
  • Journalism degree from UT Austin—storytelling that wins trials

Lupe Peña: The Former Insurance Defense Attorney

  • Licensed 2012, federal court admitted
  • Years at a national defense firm learning how insurance companies value claims
  • Now uses that knowledge FOR victims
  • Fluent Spanish speaker, 3rd generation Texan with King Ranch roots
  • Knows IME doctors, Colossus software, reserve setting, delay tactics

This combination is our nuclear advantage. While other firms guess what insurance is thinking, we know—because Lupe was on their side.

Multi-Million Dollar Results

  • Logging brain injury: Multi-million dollar settlement for brain injury with vision loss
  • Car accident amputation: Partial amputation due to infection settled in the millions
  • Trucking wrongful death: Millions recovered for families
  • Maritime back injury: Significant cash settlement after investigation proved employer negligence

What Our Clients Say

“Glenda Walker: They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

“Chad Harris: You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

“Brian Butchee: Melanie was excellent. She kept me informed and when she said she would call me back, she did.”

“Stephanie Hernandez: When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.”

“Kiwi Potato: This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.”

“Maria Ramirez: The support provided at Manginello Law Firm was excellent…They worked hard to do their best.”

251+ Google reviews, 4.9 stars. Trae Tha Truth—Houston’s own—publicly recommends us.

Frequently Asked Questions About Converse Car Accidents

Q: What should I do immediately after a car accident in Converse?
A: Call 911, seek medical attention even if you feel fine, document everything with photos, exchange information, get witness contacts, and call 1-888-ATTY-911 before speaking to any insurance adjuster.

Q: How long do I have to file a lawsuit in Texas?
A: Two years from the accident date. If the defendant is a government entity (city bus, etc.), you have six months to file notice. Call us immediately.

Q: Can I recover damages if I was partially at fault?
A: Yes—if you’re 50% or less at fault. Texas’s modified comparative negligence rule reduces your award by your fault percentage. If you’re 51% at fault, you get nothing. We fight to keep your fault low.

Q: What if the other driver was drunk?
A: You can sue the driver AND the bar that overserved them under Texas Dram Shop Act. Punitive damages have no cap if charged as a felony. We pursue both.

Q: Should I give a recorded statement to the other insurance company?
A: No. You are not required to. Adjusters use these to minimize your injuries. Once you hire us, all communication goes through Attorney911.

Q: How much is my case worth?
A: It depends on injury severity, medical costs, lost wages, and pain. Soft tissue cases: $15K–$60K. Surgery cases: $132K–$1.2M. Wrongful death: $1.9M–$9.5M+. We evaluate for free.

Q: What if the other driver is uninsured?
A: Your own UM/UIM coverage protects you—including as a pedestrian. We investigate all policies and stack coverage if available.

Q: Will my case go to trial?
A: Most settle, but we prepare every case as if it’s going to trial. Insurance companies know we’re trial-ready—this increases settlement offers. Ralph’s federal court experience matters here.

Q: How much does a lawyer cost?
A: Contingency fee—no fee unless we win. Typically 33.33% pre-trial, 40% if trial. You pay nothing upfront. Court costs may apply.

Q: Can I switch lawyers if I’m unhappy with my current one?
A: Yes. We’ve taken over cases from other firms and gotten them settled fast. “Greg Garcia: One company said they would not accept my case. Then I got a call from Manginello…I got a call to come pick up this handsome check.”

Q: What if I didn’t see a doctor right away?
A: It can hurt your case, but doesn’t destroy it. Adrenaline masks injuries. We document legitimate reasons and get you evaluated immediately.

Q: Should I post about my accident on social media?
A: No. Make profiles private, don’t post, tell friends not to tag you. Insurance monitors everything. One photo can be used to claim you’re not injured.

Q: How long will my case take?
A: Soft tissue: 3–6 months. Surgery cases: 6–18 months. Complex litigation: 1–3 years. We move fast—Leonor gets clients into doctors same day.

Q: Does my car insurance cover me as a pedestrian?
A: Yes—UM/UIM applies even if you’re walking. This is the most underutilized coverage. We make sure you use it.

Q: What is a Stowers demand?
A: A settlement demand within policy limits. If the insurer unreasonably refuses, they pay the entire verdict, even above policy limits. Lupe used to evaluate these. Now he writes them.

Q: Can undocumented immigrants file claims?
A: Yes. Immigration status doesn’t affect your right to compensation. We represent all injured people. Hablamos Español.

Q: What if the at-fault driver fled (hit and run)?
A: We file a UM claim on your policy and investigate to identify the driver. Surveillance footage is critical—7–30 day window before deletion.

Q: What if I was hit by a government vehicle?
A: Texas Tort Claims Act applies. Notice deadline is six months. Damage caps: $250K per person for state/county, $100K for municipalities. We file immediately.

Q: Will I have to pay taxes on my settlement?
A: Compensatory damages for physical injuries are generally not taxable. Punitive damages are taxable. We structure settlements to minimize tax impact.

Q: What if I have a pre-existing condition?
A: The eggshell plaintiff rule applies. The defendant takes you as you are. If the accident worsened a pre-existing condition, you’re entitled to full compensation for the aggravation.

Q: Can I still recover if I wasn’t wearing a seatbelt?
A: Yes, but your award may be reduced. It’s not a complete bar. We argue the crash—not the seatbelt—caused your injuries.

Q: What if I was a passenger in the at-fault vehicle?
A: You can file a claim against the driver (even if they’re a friend/family) and your own UM/UIM. We handle these sensitively.

Q: How do you calculate pain and suffering?
A: Multiplier method: Medical expenses × 1.5–5 based on severity. Lupe knows how insurance uses Colossus software and how to beat it.

Q: What is loss of consortium?
A: Compensation for your spouse/family for loss of your companionship, support, and intimacy due to injuries.

Q: What if the other driver died in the crash?
A: We file a claim against their estate and insurance. Their death doesn’t erase liability.

Q: Why should I choose Attorney911 over a big firm?
A: “You are NOT just another case. You are FAMILY.” — Chad Harris. We answer at 1-888-ATTY-911, not an answering service. Ralph personally handles major cases. Lupe’s defense background is an unfair advantage. We’re trial-ready, not a settlement mill.

Serving Converse and All of Bexar County

Converse sits in the heart of Bexar County, part of the greater San Antonio metropolitan area. Our firm serves Converse, Universal City, Live Oak, Schertz, Selma, and all Bexar County communities from our Houston office (just 200 miles away) and Austin office (80 miles). We regularly travel to Converse for client meetings, depositions, and court.

Local Highways We Know:

  • Loop 1604 (congested, high-speed merges)
  • FM 78 (major commercial route, heavy truck traffic)
  • I-35 (congestion, wrong-way drivers)
  • US-281 (construction zones)
  • FM 1516 (rural, speeding)
  • FM 1976 (near schools)

Dangerous Intersections in Converse Area:

  • FM 78 & Loop 1604 (high-volume, multiple lanes)
  • FM 78 & Kitty Hawk Road (school zone)
  • Loop 1604 & Gibbs Sprawl Road (retail traffic)

Trauma Centers Near Converse:

  • University Hospital (Level I, San Antonio)
  • Brooke Army Medical Center (Level I, Fort Sam Houston)
  • Baptist Medical Center (Level II, San Antonio)

The Bottom Line: You Don’t Pay Unless We Win

We know you’re overwhelmed. Medical bills, lost wages, pain—the stress is crushing. That’s why we work on contingency. No upfront fees. No hourly charges. We only get paid if we recover money for you.

Call 1-888-ATTY-911 now for a free, no-risk consultation. Spanish-speaking services available. We’ll review your case, explain your options, and give you a clear plan—no pressure, no obligation.

If you’ve been injured in Converse, you don’t have to face this alone. We have the data. We have the experience. We have your back.

1-888-ATTY-911 (1-888-288-9911)
https://attorney911.com
Hablamos Español

Share this article:

Need Legal Help?

Free consultation. No fee unless we win your case.

Call 1-888-ATTY-911

Ready to Fight for Your Rights?

Free consultation. No upfront costs. We don't get paid unless we win your case.

Call 1-888-ATTY-911