Motor Vehicle Accident Lawyers in Danbury, Texas | Attorney911

If You’ve Been Injured in a Car Accident in Danbury, Texas, We’re Here to Help

Every year, thousands of Texans are injured in motor vehicle accidents—many right here in Danbury and Brazoria County. If you or a loved one has been hurt in a crash, you’re likely facing overwhelming medical bills, lost wages, and the stress of dealing with insurance companies that care more about their profits than your recovery. At Attorney911, our Danbury car accident lawyers have been fighting for accident victims across Texas for over 25 years. We understand the physical, emotional, and financial toll a serious accident can take, and we’re committed to helping you get the compensation you deserve.

With our office serving Brazoria County and the greater Houston area, we’re your local legal team—ready to stand by your side when you need us most. Whether you were injured in a car crash on FM 523, a trucking accident on Highway 35, or a motorcycle collision near Danbury’s industrial areas, our experienced attorneys know how to build a strong case and fight for maximum compensation.

Don’t let insurance companies take advantage of you. Call our legal emergency line at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

Why Danbury Accident Victims Choose Attorney911

We Know the Roads and Industries of Brazoria County

Danbury, Texas, may be a small town, but it’s surrounded by major highways, industrial facilities, and oilfield operations that create unique accident risks. Our attorneys understand the specific challenges faced by accident victims in Brazoria County, including:

• Highway dangers: Heavy truck traffic on Highway 35 and FM 523 increases the risk of serious collisions.
• Industrial accidents: With nearby refineries and chemical plants, commercial vehicle accidents and workplace-related crashes are common.
• Uninsured drivers: Texas has one of the highest rates of uninsured motorists, making UM/UIM coverage critical for Danbury residents.
• Rural road hazards: Narrow, poorly lit roads and agricultural equipment can lead to dangerous accidents.

We know the local courts, judges, and insurance adjusters who handle claims in Brazoria County. When you hire Attorney911, you’re not just getting a Texas car accident lawyer—you’re getting a legal team that understands Danbury’s unique accident landscape.

Our Firm Includes a Former Insurance Defense Attorney

This is our most powerful advantage—and no other law firm in Danbury can offer it. Lupe Peña, one of our associate attorneys, spent years working for a national insurance defense firm. He knows exactly how insurance companies evaluate claims, calculate settlements, and build cases against accident victims. Now, he uses that insider knowledge to fight for you.

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Lupe understands:

• How insurance adjusters use software like Colossus to lowball settlements
• Which “independent” medical examiners (IMEs) insurance companies favor—and how to counter their biased reports
• How to identify hidden insurance policies that increase your compensation
• The tactics adjusters use to delay, deny, or minimize claims

With Lupe on your side, you’re not just fighting insurance companies—you’re outsmarting them with their own playbook.

We’ve Recovered Millions for Accident Victims

Our results speak for themselves. Attorney911 has secured multi-million dollar settlements and verdicts for clients across Texas, including:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

These aren’t just numbers—they represent real people who were able to rebuild their lives after devastating accidents. Our track record proves we don’t settle for less than you deserve.

Personal Attention from Experienced Attorneys

At Attorney911, you’re not just another case number. You’ll work directly with Ralph Manginello, our managing partner with over 25 years of experience, or Lupe Peña, our former insurance defense attorney. Our clients consistently praise our communication and dedication:

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.” — Dame Haskett

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

“Leonor and Amanda were amazing, they walked me through everything with my car accident.” — Kelly Hunsicker

We answer the phone, return your calls, and keep you updated every step of the way. When you call 1-888-ATTY-911, you’re calling your neighbors—attorneys who care about your case and your community.

We Don’t Get Paid Unless We Win

Worried about the cost of hiring an attorney? Don’t be. Attorney911 works on a contingency fee basis, which means:

• Free consultation: We’ll review your case at no cost to you.
• No upfront fees: You pay nothing out of pocket.
• No fee unless we win: We only get paid if we recover compensation for you.
• We advance all case costs: From medical records to expert witnesses, we cover the expenses of building your case.

This means you can focus on your recovery while we handle the legal battle—with zero financial risk to you.

Common Types of Motor Vehicle Accidents in Danbury and Brazoria County

Car Accidents

Car accidents are the most common type of motor vehicle collision in Danbury and across Texas. In 2024 alone, there were 251,977 people injured in Texas motor vehicle crashes—one crash every 57 seconds. In Brazoria County, dangerous intersections, distracted drivers, and speeding contribute to serious accidents.

Common causes of car accidents in Danbury:

• Distracted driving (texting, phone use, eating)
• Speeding and reckless driving
• Failure to yield right of way
• Running red lights or stop signs
• Drunk or drugged driving
• Poor road conditions or inadequate signage
• Vehicle defects (tire blowouts, brake failures)

Injuries we commonly see in car accident cases:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Internal organ damage
• Psychological trauma (PTSD, anxiety, depression)

Case Example:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

If you’ve been injured in a car accident in Danbury, don’t let the insurance company lowball your claim. Call 1-888-ATTY-911 for a free consultation.

18-Wheeler and Trucking Accidents

With Highway 35 running through Brazoria County and nearby industrial areas, trucking accidents are a serious risk in Danbury. In 2024, there were 39,393 commercial motor vehicle crashes in Texas, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes in the United States.

Why trucking accidents are more dangerous:

• A fully loaded 18-wheeler can weigh up to 80,000 pounds—20 times heavier than a passenger car.
• Trucks require longer stopping distances, making rear-end collisions more likely.
• Truck drivers are subject to federal regulations (FMCSA) that, if violated, can prove negligence.
• Multiple liable parties can be held responsible, including the driver, trucking company, cargo loader, and vehicle manufacturer.

Common causes of trucking accidents in Danbury:

• Driver fatigue (violating Hours of Service regulations)
• Distracted driving (phone use, eating, navigation systems)
• Speeding or reckless driving
• Improperly loaded or secured cargo
• Poor vehicle maintenance (brake failures, tire blowouts)
• Drunk or drugged driving
• Inexperienced or improperly trained drivers

Federal regulations we investigate in trucking cases:

• Hours of Service (HOS): Drivers are limited to 11 hours of driving after 10 consecutive hours off-duty. Violations can prove negligence.
• Electronic Logging Devices (ELDs): Mandatory since 2017, ELDs record driving time and can provide critical evidence.
• Drug and Alcohol Testing: Commercial drivers are subject to strict testing requirements.
• Vehicle Maintenance: Trucking companies must maintain their vehicles to federal standards.

Case Example:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Why choose Attorney911 for your trucking accident case?

• Federal court experience: Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas, where many trucking cases are litigated.
• BP explosion litigation experience: We’ve taken on billion-dollar corporations and won.
• Insider knowledge: Lupe Peña knows how insurance companies value trucking claims—and how to maximize your recovery.

If you’ve been injured in a trucking accident in Danbury, time is critical. ELD data can be overwritten in as little as 30 days, and surveillance footage is often deleted within a week. Call 1-888-ATTY-911 immediately to protect your rights.

Drunk Driving Accidents

Drunk driving is a leading cause of accidents in Texas, and Danbury is no exception. In 2024, there were 1,053 alcohol-impaired driving deaths in Texas—25.37% of all traffic fatalities. In Brazoria County, bars, restaurants, and social gatherings contribute to drunk driving risks, especially on weekends and holidays.

Why drunk driving accidents are different:

• Punitive damages may be available for gross negligence.
• Dram shop liability allows you to sue bars, restaurants, or liquor stores that over-served the drunk driver.
• Criminal charges against the drunk driver can strengthen your civil case.
• Insurance companies have less sympathy for drunk drivers, making it easier to prove fault.

Texas Dram Shop Law (TABC § 2.02):
Under Texas law, establishments can be held liable if they serve alcohol to someone who is obviously intoxicated and that person later causes an accident. Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Potentially liable parties in drunk driving cases:

• The drunk driver
• Bars, nightclubs, or restaurants that over-served the driver
• Liquor stores that sold alcohol to an obviously intoxicated person
• Event organizers (concerts, festivals, weddings)
• Social hosts (in limited circumstances)

Why choose Attorney911 for your drunk driving case?

• Criminal + civil capability: Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), giving us unique insight into both criminal and civil drunk driving cases.
• Dram shop expertise: We know how to investigate and prove dram shop liability.
• Proven results: We’ve secured multi-million dollar settlements in drunk driving cases.

Case Example:
One of our clients was hit by a drunk driver who had been over-served at a local bar. We were able to prove dram shop liability and recover a significant settlement for our client’s injuries.

If you’ve been injured by a drunk driver in Danbury, don’t wait. Call 1-888-ATTY-911 for a free consultation.

Motorcycle Accidents

Motorcycle accidents are among the most devastating types of crashes, often resulting in serious injuries or fatalities. In 2024, there were 585 motorcyclist fatalities in Texas. Sadly, 37% of those killed were not wearing helmets, and 90% of fatal victims were male.

Common causes of motorcycle accidents in Danbury:

• Failure to yield right of way (most common cause)
• Driver inattention or distraction
• Unsafe lane changes
• Left-turn accidents (T-bone or head-on collisions)
• Speeding or reckless driving
• Poor road conditions (potholes, debris)

Texas helmet law:

• Under 21: Helmets are required for all riders.
• 21 and older: May ride without a helmet only if they have completed a motorcycle safety course or have at least $10,000 in medical insurance coverage.

Why insurance companies blame motorcyclists:
Texas uses the 51% comparative fault rule, which means if you’re found to be 51% or more at fault, you cannot recover any compensation. Insurance companies often try to blame motorcyclists for accidents, even when the other driver is clearly at fault. Lupe Peña, our former insurance defense attorney, knows exactly how they build these arguments—and how to defeat them.

Common injuries in motorcycle accidents:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken bones and fractures
• Road rash and severe abrasions
• Internal organ damage
• Amputations

Case Example:
We represented a motorcyclist who was struck by a driver who failed to yield at an intersection. Despite the insurance company’s attempts to blame our client, we were able to prove the other driver’s negligence and recover a substantial settlement.

If you’ve been injured in a motorcycle accident in Danbury, don’t let the insurance company blame you. Call 1-888-ATTY-911 to speak with an experienced motorcycle accident lawyer.

Pedestrian Accidents

Pedestrian accidents are tragically common in Texas, with 6,095 pedestrian crashes reported in 2024, resulting in 768 fatalities. Pedestrians account for just 1% of all crashes but 19% of all roadway deaths, making them the most vulnerable road users.

Why pedestrian accidents are so dangerous in Danbury:

• High-speed roads: FM 523 and Highway 35 see heavy traffic, increasing the risk of serious accidents.
• Poor visibility: Many rural roads in Brazoria County lack sidewalks or proper lighting.
• Driver negligence: Distracted driving, failure to yield, and speeding are leading causes of pedestrian accidents.
• Industrial areas: Nearby refineries and chemical plants attract heavy truck traffic, increasing risks for pedestrians.

Critical legal point: Pedestrians have the right of way at intersections
Under Texas law, pedestrians always have the right of way at intersections, even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you. If you were hit while crossing at an intersection, the driver is likely at fault.

Common injuries in pedestrian accidents:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken pelvis and legs
• Internal organ damage
• Fatalities

Case Example:
We represented a pedestrian who was struck by a distracted driver while crossing FM 523. The driver claimed our client “darted out” into traffic, but surveillance footage proved otherwise. We secured a significant settlement for our client’s injuries.

If you or a loved one has been injured in a pedestrian accident in Danbury, call 1-888-ATTY-911 immediately. Evidence disappears quickly—surveillance footage is often deleted within 7-30 days.

Rideshare Accidents (Uber/Lyft)

Rideshare services like Uber and Lyft have transformed transportation in Danbury and across Texas, but they’ve also introduced new risks. With 11 billion trips taken in the U.S. since 2010, rideshare accidents are becoming more common.

Why rideshare accidents are complex:

• Insurance coverage changes depending on what the driver was doing at the time of the accident.
• Multiple liable parties can be involved, including the rideshare driver, the rideshare company (Uber/Lyft), and other at-fault drivers.
• Insurance companies often try to shift blame or minimize coverage.

Rideshare insurance phases (critical for your claim):

Phase	Driver Status	Coverage Available
Period 0 – Offline	App off, personal use	Personal insurance only ($30K/$60K/$25K minimum in Texas)
Period 1 – Waiting	App on, no ride request	Contingent coverage: $50K/$100K/$25K
Period 2 – Accepted	Ride accepted, en route to pickup	Full commercial coverage: $1,000,000 liability
Period 3 – Transporting	Passenger in vehicle	Full commercial coverage: $1,000,000 liability

Who can be injured in rideshare accidents?

• 21% Riders (passengers in the rideshare vehicle)
• 21% Drivers (rideshare drivers themselves)
• 58% Third Parties (other drivers, pedestrians, cyclists)

Why choose Attorney911 for your rideshare accident?

• Insurance expertise: Lupe Peña, our former insurance defense attorney, understands how rideshare insurance works—and how to maximize your recovery.
• Multi-party liability knowledge: We know how to identify all liable parties and insurance policies.
• Proven results: We’ve recovered substantial settlements for rideshare accident victims.

If you’ve been injured in a rideshare accident in Danbury, don’t navigate the insurance maze alone. Call 1-888-ATTY-911 for a free consultation.

Hit and Run Accidents

Hit and run accidents are devastating, leaving victims injured and confused about how to recover compensation. In the U.S., one hit and run occurs every 43 seconds. In Texas, hit and run is a serious crime, with penalties ranging from misdemeanors to felonies depending on the severity of the accident.

Texas hit and run penalties (Texas Transportation Code § 550.021):

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years in prison, up to $10,000 fine
Serious Bodily Injury	3rd Degree Felony	2-10 years in prison, up to $10,000 fine
Minor Injury	State Jail Felony	Up to 5 years in jail, up to $5,000 fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months in jail, up to $2,000 fine

How to recover compensation after a hit and run:
If the at-fault driver flees the scene and cannot be identified, your Uninsured Motorist (UM) coverage can compensate you. UM coverage is part of your own auto insurance policy and pays for your injuries and damages when the at-fault driver is uninsured or unidentified.

Why time is critical in hit and run cases:

• Surveillance footage is typically deleted within 7-30 days.
• Witnesses become harder to locate as time passes.
• Physical evidence (skid marks, debris) is cleared quickly.

What Attorney911 does for hit and run victims:

• Send preservation letters to nearby businesses to secure surveillance footage before it’s deleted.
• Investigate the accident scene for witnesses and evidence.
• File a UM claim with your insurance company.
• Negotiate with your insurance company to maximize your recovery.

Case Example:
We represented a client who was rear-ended by a hit and run driver on Highway 35. Despite the driver fleeing the scene, we were able to recover a substantial settlement through our client’s UM coverage.

If you’ve been injured in a hit and run accident in Danbury, call 1-888-ATTY-911 immediately. The sooner you act, the better your chances of recovering compensation.

Delivery Vehicle Accidents (Amazon, FedEx, UPS, DoorDash)

With the rise of e-commerce and food delivery services, delivery vehicle accidents are becoming more common in Danbury. Companies like Amazon, FedEx, UPS, and DoorDash rely on a network of drivers to transport goods, but this convenience comes with risks. In fact, Amazon-related motor carriers were involved in 1,879 crashes in the 24 months ending August 2025.

Why delivery vehicle accidents are different:

• Higher insurance limits: Commercial vehicles typically carry $1,000,000+ in liability coverage.
• Multiple liable parties: The driver, delivery company, vehicle owner, and even the parent company (like Amazon) can be held responsible.
• Aggressive business models: Companies often pressure drivers to meet tight deadlines, leading to speeding, distracted driving, and fatigue.
• Amazon DSP (Delivery Service Partner) liability: Amazon requires DSPs to “defend and indemnify” Amazon, but they often have higher safety violation rates than average motor carriers.

Recent delivery vehicle verdicts:

• 2024 Georgia child struck: $16.2M verdict (Amazon 85% responsible)
• 2024 Lopez v. All Points 360: $105M verdict (Amazon DSP case)
• 2023 Grubhub wrongful death: Driver distracted by app, struck and killed pedestrian

Why choose Attorney911 for your delivery vehicle accident?

• Federal court experience: Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas, where many delivery vehicle cases are litigated.
• Corporate litigation experience: We’ve taken on billion-dollar corporations, including our involvement in BP explosion litigation.
• Insider knowledge: Lupe Peña understands how insurance companies value commercial vehicle claims—and how to maximize your recovery.

If you’ve been injured in a delivery vehicle accident in Danbury, don’t let the company’s legal team take advantage of you. Call 1-888-ATTY-911 for a free consultation.

Work Zone and Construction Zone Accidents

Work zone accidents are a serious problem in Texas, with nearly 28,000 crashes occurring in work zones in 2024—resulting in 215 deaths, a 12% increase over the previous year. In Brazoria County, construction on Highway 35, FM 523, and other major roads increases the risk of work zone accidents.

Why work zone accidents are so dangerous:

• Speeding: Drivers often fail to slow down in work zones, leading to rear-end collisions.
• Distraction: Construction zones are visually complex, increasing the risk of distracted driving.
• Sudden stops: Traffic patterns can change quickly, catching drivers off guard.
• Narrow lanes: Reduced lane widths increase the risk of sideswipe accidents.
• Construction equipment: Workers and equipment near traffic lanes create hazards.

Real case example:
Katrina Bond, a college student, slowed for work zone traffic on I-35 near Fort Worth. The driver of a heavy pickup truck—who admitted to receiving a text message—rear-ended her. The force pushed her car into the path of another truck, resulting in a fatal accident.

Who can be held liable in work zone accidents?

• Other drivers (speeding, distracted driving, failure to yield)
• Construction companies (poor signage, inadequate traffic control)
• Government entities (poor road design, failure to maintain safe conditions)
• Employers (if the at-fault driver was working at the time)

Why choose Attorney911 for your work zone accident?

• Local knowledge: We understand the specific work zone hazards in Brazoria County.
• Government claim experience: We know how to navigate the complex rules for suing government entities.
• Proven results: We’ve recovered substantial settlements for work zone accident victims.

If you’ve been injured in a work zone accident in Danbury, call 1-888-ATTY-911 for a free consultation.

Bicycle Accidents

Bicycle accidents are a growing concern in Texas, with 78 cyclist fatalities reported in 2024. While cycling is a popular way to commute and exercise in Brazoria County, the lack of dedicated bike lanes and heavy traffic on roads like FM 523 and Highway 35 increases the risk of serious accidents.

Common causes of bicycle accidents in Danbury:

• Failure to yield right of way (most common cause)
• Driver inattention or distraction
• Unsafe lane changes
• Dooring accidents (when a driver opens a car door into a cyclist’s path)
• Poor road conditions (potholes, debris, lack of bike lanes)
• Drunk or drugged driving

Texas bicycle laws:

• Cyclists have the same rights and duties as motor vehicle drivers.
• Cyclists must ride as far to the right as practicable, but may move left to avoid hazards.
• No statewide helmet law for adults, but some cities require helmets for riders under 17.
• E-bike regulations: Class 1 and 2 e-bikes (max 20 mph) are treated like bicycles. Class 3 e-bikes (max 28 mph) require helmets for riders under 18.

Common injuries in bicycle accidents:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken bones and fractures
• Road rash and severe abrasions
• Internal organ damage
• Facial injuries and dental damage

Why insurance companies blame cyclists:
Texas uses the 51% comparative fault rule, which means if you’re found to be 51% or more at fault, you cannot recover any compensation. Insurance companies often try to blame cyclists for accidents, even when the driver is clearly at fault. Lupe Peña, our former insurance defense attorney, knows exactly how they build these arguments—and how to defeat them.

Case Example:
We represented a cyclist who was struck by a driver who failed to yield at an intersection. Despite the insurance company’s attempts to blame our client, we were able to prove the driver’s negligence and recover a substantial settlement.

If you’ve been injured in a bicycle accident in Danbury, don’t let the insurance company blame you. Call 1-888-ATTY-911 to speak with an experienced bicycle accident lawyer.

Bus Accidents

Bus accidents can be devastating, especially when they involve school buses or public transit vehicles. In 2024, there were 1,110 bus accidents in Texas, resulting in 17 fatal crashes and 549 injury crashes. Texas leads all states in total bus crashes, making bus safety a critical concern for Danbury residents.

Types of bus accidents we handle:

• School bus accidents (most common, with 2,523 crashes in Texas in 2023)
• Public transit buses (Metro, city buses)
• Charter buses (tour buses, private group transportation)
• Commercial buses (Greyhound, intercity buses)

Common causes of bus accidents in Danbury:

• Driver fatigue (long hours, tight schedules)
• Distracted driving (phone use, navigation systems)
• Poor vehicle maintenance (brake failures, tire blowouts)
• Unsafe lane changes
• Failure to yield right of way
• Speeding or reckless driving
• Poor weather conditions

Who can be held liable in bus accidents?

• Bus driver (negligent operation, fatigue, impairment)
• Bus company (inadequate training, negligent hiring, poor maintenance)
• Vehicle manufacturer (defective parts, safety equipment failures)
• Other drivers (third-party vehicles)
• Government entities (poor road design, inadequate signage)

Why choose Attorney911 for your bus accident case?

• Government claim experience: We know how to navigate the complex rules for suing government entities.
• Proven results: We’ve recovered substantial settlements for bus accident victims.
• Local knowledge: We understand the specific bus routes and hazards in Brazoria County.

If you or a loved one has been injured in a bus accident in Danbury, call 1-888-ATTY-911 for a free consultation.

Uninsured/Underinsured Motorist (UM/UIM) Claims

Texas has one of the highest rates of uninsured motorists in the country, with 15.4% of drivers (approximately 1 in 7) uninsured. Even when the other driver has insurance, their policy limits may not be enough to cover your injuries. That’s where Uninsured/Underinsured Motorist (UM/UIM) coverage comes in.

What is UM/UIM coverage?
UM/UIM coverage is part of your own auto insurance policy. It compensates you when:

• The at-fault driver has no insurance (uninsured).
• The at-fault driver’s insurance is insufficient to cover your damages (underinsured).
• The at-fault driver flees the scene (hit and run).

Texas UM/UIM stacking rules:
Texas allows inter-policy stacking, which means you can combine UM/UIM coverage from multiple vehicles you own. For example, if you have two cars with $50,000 in UM coverage each, you may be able to stack them for a total of $100,000 in coverage.

Why UM/UIM claims are complex:

• Your own insurance company will fight your claim just like the other driver’s insurance would.
• Insurance companies often undervalue UM/UIM claims or deny them altogether.
• You may need to sue your own insurance company to get the compensation you deserve.

Why choose Attorney911 for your UM/UIM claim?

• Insurance expertise: Lupe Peña, our former insurance defense attorney, understands how insurance companies evaluate UM/UIM claims—and how to maximize your recovery.
• Proven results: We’ve recovered substantial settlements for clients through UM/UIM claims.
• No upfront cost: We work on a contingency fee basis, so you pay nothing unless we win.

If you’ve been injured by an uninsured or underinsured driver in Danbury, don’t assume you’re out of luck. Call 1-888-ATTY-911 to explore your UM/UIM options.

What to Do Immediately After an Accident in Danbury

The moments after a car accident are critical. What you do in the first 48 hours can make or break your case. Follow this step-by-step guide to protect your rights and preserve evidence.

Hour 1-6: Immediate Crisis Response

✅ Safety First: If you can move safely, get to a secure location away from traffic. Turn on your hazard lights and set up warning triangles or flares if available.

✅ Call 911: Report the accident and request medical assistance if anyone is injured. Even if injuries seem minor, adrenaline can mask pain—get checked out.

✅ Medical Attention: If you’re injured, go to the nearest emergency room or urgent care. In Danbury, this may include:

• Brazosport Regional Health System (Lake Jackson)
• Matagorda Regional Medical Center (Bay City)
• Clear Lake Regional Medical Center (Webster)

✅ Document Everything:

• Take photos of all vehicle damage (every angle, including license plates).
• Photograph the accident scene, including road conditions, traffic signals, and skid marks.
• Take photos of visible injuries.
• Screenshot any messages visible on your phone (do NOT delete anything).

✅ Exchange Information:

• Other driver’s name, phone number, and address.
• Insurance company and policy number.
• Driver’s license number.
• License plate number.
• Vehicle make, model, and color.

✅ Witnesses:

• Get names and phone numbers of any witnesses.
• Ask if they saw what happened.
• Record their statements if possible.

✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company.

Hour 6-24: Evidence Preservation

✅ Digital Preservation:

• Preserve all texts, calls, photos, and videos related to the accident.
• Do NOT delete anything from your phone.
• Screenshot everything relevant.
• Email copies to yourself for backup.

✅ Physical Evidence:

• Secure damaged clothing, glasses, or personal items.
• Keep receipts for any expenses (towing, rental car, medications).
• Do NOT repair your vehicle yet—preserve the damage.

✅ Medical Records:

• Request copies of all ER/hospital records.
• Keep all discharge paperwork.
• Follow up with your primary care physician within 24-48 hours.

✅ Insurance Communications:

• Note any calls from insurance companies.
• Do NOT give recorded statements yet.
• Do NOT sign anything.
• Do NOT accept any settlement offers.
• Say: “I need to speak with my attorney first.”

✅ Social Media:

• Make ALL profiles private immediately.
• Do NOT post about the accident, injuries, or activities.
• Do NOT post photos of yourself.
• Tell friends and family not to tag you in posts.

Hour 24-48: Strategic Decisions

✅ Legal Consultation:

• Speak with an experienced motor vehicle accident attorney.
• Call Attorney911: 1-888-ATTY-911 for a free consultation.
• Have your documentation ready.

✅ Insurance Response:

• If insurance contacts you, refer them to your attorney.
• Say: “My attorney will be in touch with you.”
• Provide only basic information: name, date of accident, that you were involved.

✅ Settlement Offers:

• Do NOT accept or sign anything without lawyer review.
• Early offers are ALWAYS lowball offers.
• You don’t know the extent of your injuries yet.

✅ Evidence Backup:

• Upload all screenshots and photos to cloud storage.
• Email copies to yourself and a family member.
• Create a written timeline of events while your memory is fresh.

Week One: Priorities

✅ Medical Follow-Up:

• Continue documenting all injuries.
• See specialists if recommended.
• Follow ALL doctor recommendations (insurance watches for gaps).
• Get written work restrictions if needed.

✅ Investigation Begins:

• Attorney obtains police report.
• Preservation letters sent to all parties.
• Surveillance footage secured before deletion.
• Witness statements recorded.

✅ Communication:

• Attorney handles ALL insurance communication.
• You focus on recovery.
• Document any pressure from insurance or other parties.

Why Evidence Disappears So Quickly

Every day you wait, critical evidence is lost forever. Here’s the evidence deterioration timeline:

Day 1-7:

• Witness memories peak, then begin fading immediately.
• Details forgotten or become uncertain.
• Physical evidence: Skid marks fade, debris is cleared, accident scene is cleaned.

Day 7-30:

• Surveillance footage DELETED:
  • Gas stations: 7-14 days typical
  • Retail stores: 30 days typical
  • Ring doorbells: 30-60 days
  • Traffic cameras: 30 days
• Once deleted = GONE FOREVER—cannot be recovered.
• Witnesses: Change jobs, move, become unreachable.
• Scene changes: Road repairs, new striping, traffic signals adjusted.

Month 1-2:

• Insurance companies solidify defense position.
• Adjusters have built a file against you.
• Settlement position hardens.
• Vehicle repairs: Evidence from vehicles is destroyed once repaired.

Month 2-6:

• Trucking electronic data DELETED:
  • ELD (Electronic Logging Device) data: 30-180 days retention
  • Black box data: Can be automatically overwritten
  • GPS/telematics: Varies by company
• Cell phone records: Harder to obtain as time passes.
• Social media: Posts deleted, accounts deactivated.

Month 6-12:

• Witnesses: Graduate, move away, memory severely degraded.
• Medical evidence: Harder to link injuries to accident.
• Treatment gaps: Used against you by insurance.
• Financial desperation: Mounting bills make you vulnerable.

Month 12-24:

• Approaching statute of limitations (2 years in Texas).
• Creates pressure to settle (insurance knows you’re desperate).
• Evidence severely degraded.
• Case value diminished.

The sooner you call Attorney911, the better we can preserve evidence and build your case. Call 1-888-ATTY-911 now.

Texas Motor Vehicle Law: What You Need to Know

Texas has specific laws that affect your motor vehicle accident claim. Understanding these laws can help you protect your rights and maximize your compensation.

Statute of Limitations

Texas Civil Practice & Remedies Code § 16.003

Claim Type	Time Limit	Starts From
Personal Injury	2 years	Date of accident
Wrongful Death	2 years	Date of death
Property Damage	2 years	Date of damage
Government Claims	6 months notice	Date of incident
Minors	Tolled until 18	Then 2 years

Exceptions:

• Discovery Rule: The statute of limitations may start later if the injury or its cause wasn’t immediately discoverable.
• Defendant Absence: The clock stops if the defendant leaves Texas.
• Mental Incapacity: The clock stops during incapacity.

CRITICAL: If you miss the deadline, your case is BARRED FOREVER. You cannot file a lawsuit or recover compensation.

Comparative Negligence (51% Bar Rule)

Texas Civil Practice & Remedies Code § 33.001

Texas uses modified comparative negligence with a 51% bar rule. This means:

• If you are 50% or less at fault, you can recover damages (reduced by your percentage of fault).
• If you are 51% or more at fault, you recover NOTHING.

Examples:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why this matters:
Insurance companies always try to assign maximum fault to you to reduce their payment. Even small fault percentages cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you.
• 25% fault on a $250,000 case = $62,500 less for you.
• 40% fault on a $500,000 case = $200,000 less for you.

Lupe’s insurance defense experience helps counter these arguments because he made them for years—now he defeats them.

Texas Minimum Auto Insurance (30/60/25)

Coverage	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

Uninsured Motorist Statistics:

• 15.4% of U.S. motorists are uninsured (approximately 1 in 7 drivers).
• UM/UIM coverage is critical for protection.
• Texas allows inter-policy stacking.

How Insurance Companies Try to Cheat You

Insurance companies are not your friends. Their goal is to pay you as little as possible, even if it means denying valid claims or pressuring you into accepting a lowball settlement. Here’s how they do it—and how Attorney911 counters their tactics.

Tactic #1: Quick Contact & Recorded Statement (Days 1-3)

What they do:
Within 24-72 hours of your accident, an insurance adjuster will call you. They’ll sound friendly and helpful, but their real goal is to build a case against you.

Common questions they ask (and why they’re traps):

Question They Ask	What They Want You to Say
“You’re feeling better now though, right?”	Trap you into saying you’re improving.
“It wasn’t that bad of an impact, was it?”	Minimize collision severity.
“You were able to walk away from the scene?”	Suggest injuries aren’t serious.
“Were you distracted at all?”	Get you to admit distraction.
“How fast were you going?”	Hope you overestimate or say “I don’t know.”

The truth:

• You are NOT required to give a recorded statement to the other driver’s insurance.
• Everything you say is documented, recorded, transcribed, and used against you.
• You cannot take it back.

How Attorney911 counters:

• DO NOT give a recorded statement without us.
• Once you hire Attorney911, we become your voice.
• All calls go through us.
• You don’t talk to adjusters.
• We prepare you properly if a statement becomes absolutely necessary.
• We know their questions because Lupe asked them for years.

Tactic #2: Quick Settlement Offer (Weeks 1-3)

What they do:
Within days or weeks of your accident, the insurance company will offer you quick money—typically $2,000-$5,000, sometimes up to $15,000 if they’re scared.

Why it’s a trap:

• You don’t know the extent of your injuries yet. Many serious injuries (herniated discs, traumatic brain injuries) don’t show symptoms immediately.
• The release is permanent and final. Once you sign, you cannot reopen your claim, even if you later need surgery or discover permanent injuries.
• Early offers are ALWAYS lowball. Insurance companies know you’re desperate and vulnerable.

Real-world example:
A client was offered $3,500 three days after her accident. She was in pain but thought it was just whiplash. She signed the release. Six weeks later, an MRI revealed a herniated disc requiring surgery—costing over $100,000. Because she signed the release, the insurance company paid nothing more.

How Attorney911 counters:

• NEVER settle before Maximum Medical Improvement (MMI)—the point where you’ve recovered as much as you’re going to.
• We know offers are ALWAYS lowball—Lupe calculated these offers for years.
• We fight for what your case is really worth, not what the insurance company wants to pay.

Tactic #3: “Independent” Medical Exam (IME) (Months 2-6)

What they call it:
“Independent Medical Examination” (IME)

What it really is:
An insurance company-hired doctor whose job is to minimize your injuries.

How insurance companies choose IME doctors:

• They select doctors based on who gives insurance-favorable reports, not who’s the most qualified.
• Doctors who consistently find “no injury” or blame “pre-existing conditions” get repeat business.
• These doctors are paid $2,000-$5,000 per exam by insurance companies.

What happens at an IME:

• A 10-15 minute “examination” (vs. your treating doctor’s thorough evaluation).
• The doctor rarely reviews your complete medical records beforehand.
• They ask questions designed to elicit “I’m feeling better” responses.
• They look for any reason to minimize your injuries.

Common IME doctor findings (and what they really mean):

What They Say	What It Means
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis—used to deny claims.
“Injuries consistent with minor trauma”	Minimizes your pain and suffering.
“Patient can return to full duty work”	Eliminates lost wage claims.
“Treatment has been excessive”	Attacks your treating doctors.
“Subjective complaints out of proportion to objective findings”	Medical speak for calling you a LIAR.

How Attorney911 counters:

• We prepare you extensively before the exam.
• We send your complete medical records to the IME doctor first (forcing them to review them).
• We challenge biased IME reports with our own medical experts.
• Lupe knows these specific doctors and their biases—he hired them for years.

Tactic #4: Delay and Financial Pressure (Months 6-12+)

What they do:
Insurance companies drag out your case, hoping you’ll get desperate and accept a lowball offer.

Their tactics:

• “Still investigating your claim.”
• “Waiting for medical records” (that you sent months ago).
• “Reviewing your file.”
• “Need additional information.”
• Ignoring your calls and emails.
• Taking weeks to respond to simple questions.

Why delay works (on people without attorneys):

Insurance Companies	You
Unlimited time	Mounting bills
Unlimited resources	Zero income
No financial pressure	Creditors threatening
Earning interest on YOUR settlement money	Need money NOW

Financial desperation makes you accept less:

• Month 1: You’d reject a $5,000 offer.
• Month 6: You’d seriously consider $5,000.
• Month 12: You’d beg for $5,000 just to end the nightmare.

How Attorney911 counters:

• We file a lawsuit to force deadlines.
• We set depositions, forcing them to produce witnesses.
• We prepare for trial, showing we’re serious.
• Lupe understands delay tactics because he used them—he knows when to push.

Tactic #5: Surveillance and Social Media Monitoring

What they do:
Insurance companies hire private investigators to follow you and monitor your social media accounts.

Surveillance tactics:

• Video you doing daily activities (walking, driving, shopping).
• Film from public places (your driveway, street, stores).
• Look for any activity that contradicts your injury claims.
• One video of you bending over = “Not really injured.”

Social media monitoring:

• Facebook, Instagram, TikTok, LinkedIn, Twitter/X, YouTube, Snapchat—they monitor ALL of them.
• Screenshot EVERYTHING: Posts, photos, check-ins, comments, likes.
• Monitor your friends’ profiles for posts mentioning you.
• Use facial recognition to find photos you’re tagged in.
• Archive your entire social media history.

Examples we’ve defended:

Example	What Happened	Insurance Claimed	Reality
Old Gym Photo	Gym photo from 3 years ago	Presented as recent, contradicts injury	We proved metadata was pre-accident.
Restaurant Check-in	Facebook check-in at restaurant	“Partying and having fun”	Sitting quietly having dinner.
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home.
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor recommended short walks.
Smiling in Photo	Family photo smiling	“Not in pain—she’s smiling!”	Everyone smiles for photos.

7 rules for clients:

1. Make ALL profiles private immediately.
2. Don’t post about the accident, injuries, activities, or emotions.
3. Don’t check in anywhere.
4. Tell friends/family: don’t tag you, don’t post about you.
5. Don’t accept friend requests from strangers (fake profiles).
6. Best: Stay off social media entirely during your case.
7. Assume EVERYTHING is being monitored.

Lupe’s insider quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

Tactic #6: Comparative Fault Arguments

What they do:
Insurance companies try to assign you maximum fault to reduce their payment.

Common arguments they make:

• “You were speeding” (without evidence).
• “You weren’t paying attention” (speculation).
• “You could have avoided this” (hindsight bias).
• “You were distracted” (guessing).
• “You contributed to this accident” (shifting blame).

Why they do this:
Texas uses the 51% bar rule, which means:

• If you’re 51% or more at fault, you get NOTHING.
• If you’re 50% or less at fault, your damages are reduced by your percentage of fault.

Even small fault percentages cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you.
• 25% fault on a $250,000 case = $62,500 less for you.
• 40% fault on a $500,000 case = $200,000 less for you.

How Attorney911 counters:

• Aggressive liability investigation: We gather evidence to prove the other driver’s fault.
• Accident reconstruction: We use experts to analyze how the crash occurred.
• Witness statements: We interview witnesses to support your version.
• Police report analysis: We emphasize citations against the other driver.
• Lupe’s experience: He knows their fault arguments because he made them for years—now he defeats them.

The Colossus System: How Insurance Companies Really Value Your Claim

What is Colossus?
Colossus is a computerized claim valuation system used by Allstate, State Farm, Liberty Mutual, and other major insurance companies.

How it works:

1. Data Entry: The adjuster inputs injury codes, treatment types, medical costs, and jurisdiction.
2. Coding: Injuries are coded using standardized medical terms.
3. Calculation: The software applies algorithms to determine a “value.”
4. Range Output: The system provides a recommended settlement range.
5. Authority: The adjuster typically cannot exceed the range without supervisor approval.

How insurance companies manipulate Colossus:

Manipulation	Effect
Low Injury Codes	“Soft tissue strain” instead of “disc herniation” reduces value by 50-100%.
Excessive Treatment Flags	Therapy beyond “normal” range triggers reductions.
Conservative Treatment Penalty	Chiropractic care valued less than MD treatment.
Pre-Existing Reduction	Any prior condition used to reduce value.
Jurisdiction Factor	Low-verdict counties get lower values.

Why Lupe’s experience matters:

• He calculated these multipliers for years.
• He knows how to code injuries properly for maximum value.
• He knows which medical terms trigger higher valuations.
• He knows when Colossus output is artificially low.
• He knows how to present records to beat the algorithm.

What You Can Recover: Types of Damages

If you’ve been injured in a motor vehicle accident in Danbury, you may be entitled to compensation for a variety of damages. Here’s what you can recover:

Economic Damages (No Cap in Texas)

Economic damages are quantifiable financial losses you’ve suffered due to the accident.

Damage Type	What It Covers
Medical Expenses (Past)	ER visits, hospital stays, surgery, doctor visits, physical therapy, medications, medical equipment.
Medical Expenses (Future)	Ongoing treatment, future surgeries, lifetime medications, long-term care.
Lost Wages (Past)	Income lost from the date of the accident to the present.
Lost Earning Capacity (Future)	Reduced ability to earn income in the future due to permanent injuries.
Property Damage	Vehicle repair or replacement, personal property (clothing, glasses, phone).
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications, household help.

Non-Economic Damages (No Cap Except Medical Malpractice)

Non-economic damages compensate for intangible losses that don’t have a specific dollar amount.

Damage Type	What It Covers
Pain and Suffering	Physical pain from injuries, both past and future.
Mental Anguish	Emotional distress, anxiety, depression, fear, PTSD.
Physical Impairment	Loss of physical function, disability, limitations.
Disfigurement	Scarring, permanent visible injuries affecting appearance.
Loss of Consortium	Impact on marriage/family relationships, loss of companionship.
Loss of Enjoyment of Life	Inability to participate in activities you previously enjoyed.

Punitive/Exemplary Damages (Capped)

Punitive damages are available in cases of gross negligence, fraud, or malice. They are designed to punish the defendant and deter similar conduct.

When punitive damages apply:

• Drunk driving accidents (conscious indifference to safety).
• Extreme speeding or reckless driving.
• Hit and run accidents (fleeing the scene).
• Repeat DUI offenders.
• Manufacturer defects (knowing about defects and not recalling vehicles).

Punitive damage cap in Texas:
The greater of:

• $200,000, OR
• 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic portion).

Tax treatment:

• Punitive damages ARE taxable as ordinary income.
• Compensatory damages for physical injuries are generally NOT taxable.

Settlement Ranges by Injury Type

The value of your case depends on the severity of your injuries, the impact on your life, and the available insurance coverage. Here are typical settlement ranges for common injuries in Texas:

Soft Tissue Injuries (Whiplash, Sprains, Strains)

Medical Treatment:

• Emergency room: $2,000-$5,000
• Follow-up doctor visits: $1,000-$3,000
• Physical therapy (6-12 weeks): $3,000-$7,000
• Medications: $300-$1,000
• Total Medical: $6,000-$16,000

Lost Wages: $2,000-$10,000 (2-6 weeks missed work)
Pain & Suffering: $8,000-$35,000

SETTLEMENT RANGE: $15,000-$60,000
Higher if: Permanent pain, restrictions on activities, chronic condition develops.

Broken Bone (Single, Simple Fracture)

Medical Treatment:

• Emergency room and X-rays: $3,000-$6,000
• Orthopedic consultation: $500-$1,500
• Casting and follow-up: $2,000-$5,000
• Physical therapy: $3,000-$8,000
• Total Medical: $10,000-$20,000

Lost Wages: $5,000-$15,000 (4-8 weeks missed work)
Pain & Suffering: $20,000-$60,000

SETTLEMENT RANGE: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF)

Medical Treatment:

• Emergency room: $5,000-$10,000
• Surgery (Open Reduction Internal Fixation): $25,000-$50,000
• Hospital stay (2-3 days): $6,000-$15,000
• Follow-up care: $3,000-$8,000
• Physical therapy (3-6 months): $8,000-$15,000
• Total Medical: $47,000-$98,000

Lost Wages: $10,000-$30,000 (3-6 months)
Pain & Suffering: $75,000-$200,000

SETTLEMENT RANGE: $132,000-$328,000

Herniated Disc (Conservative Treatment)

Medical Treatment:

• Emergency room and initial treatment: $3,000-$6,000
• MRI: $2,000-$4,000
• Physician visits and pain management: $5,000-$12,000
• Physical therapy (3-6 months): $8,000-$15,000
• Epidural steroid injections (series of 3): $3,000-$6,000
• Medications: $1,000-$3,000
• Total Medical: $22,000-$46,000

Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000

SETTLEMENT RANGE: $70,000-$171,000

Herniated Disc (Surgery Required)

Medical Treatment:

• Initial treatment and diagnostics: $8,000-$15,000
• Failed conservative treatment: $10,000-$20,000
• Spinal surgery (microdiscectomy or fusion): $50,000-$100,000
• Hospital stay: $8,000-$20,000
• Post-surgical care and follow-up: $5,000-$15,000
• Physical therapy (6-12 months): $10,000-$20,000
• Pain management: $5,000-$15,000
• Total Past Medical: $96,000-$205,000

Future Medical: $30,000-$100,000 (ongoing pain management, possible revision surgery)
Lost Wages: $20,000-$50,000 (6-12 months recovery)
Lost Earning Capacity: $50,000-$400,000 (if you can’t return to physical job)
Pain & Suffering: $150,000-$450,000

SETTLEMENT RANGE: $346,000-$1,205,000

Traumatic Brain Injury (TBI) (Moderate to Severe)

Medical Treatment:

• Emergency room and trauma care: $10,000-$30,000
• Hospital/ICU stay (1-4 weeks): $50,000-$200,000
• Neurosurgery (if required): $75,000-$200,000
• Acute rehabilitation facility: $30,000-$100,000
• Neurologist follow-up care: $10,000-$30,000
• Neuropsychological testing: $3,000-$8,000
• Cognitive therapy: $15,000-$50,000
• Medications: $5,000-$20,000
• Total Past Medical: $198,000-$638,000

Future Medical (Life Care Plan): $300,000-$3,000,000+ depending on severity
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+

SETTLEMENT RANGE: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

Spinal Cord Injury / Paralysis

Lifetime Care Costs by Level:

Injury Level	First Year	Each Year After	Lifetime Total
High Tetraplegia (C1-C4)	$1,200,000-$1,500,000	$200,000-$250,000	$6,000,000-$13,000,000+
Low Tetraplegia (C5-C8)	$850,000-$1,100,000	$75,000-$100,000	$3,700,000-$6,100,000+
Paraplegia (T1-L5)	$500,000-$750,000	$70,000-$90,000	$2,500,000-$5,250,000+

SETTLEMENT RANGE: $4,770,000-$25,880,000

Amputation

Medical Treatment:

• Emergency care and surgery: $80,000-$200,000
• Hospital stay: $50,000-$150,000
• Rehabilitation: $30,000-$100,000
• Initial prosthetic fitting: $10,000-$30,000
• Total Past Medical: $170,000-$480,000

Future Medical (Lifetime Prosthetics):

• Basic prosthetic leg: $5,000-$15,000 every 3-5 years
• Advanced computerized prosthetic: $50,000-$100,000 every 3-5 years
• Over lifetime (30-50 years): $500,000-$2,000,000

SETTLEMENT RANGE: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Wrongful Death (Working Age Adult)

Economic Damages:

• Funeral and burial: $10,000-$20,000
• Medical expenses before death: $50,000-$500,000
• Lost financial support to family (present value): $1,000,000-$4,000,000

Non-Economic Damages:

• Loss of companionship, society, love: $500,000-$3,000,000
• Loss of advice and counsel: $100,000-$500,000
• Mental anguish (family members): $250,000-$1,500,000

SETTLEMENT RANGE: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Nuclear Verdicts: The Insurance Companies’ Worst Fear

What is a nuclear verdict?
A jury award exceeding $10 million (originally $10M threshold, now often $20M+).

Why nuclear verdicts matter to your case:
Insurance companies fear nuclear verdicts more than anything. This fear increases settlement values across all serious injury cases, not just those going to trial.

Texas nuclear verdict statistics:

• 207 nuclear verdicts ($10M+) from 2009-2023.
• Total: $45+ billion in Texas alone.
• Texas #1 nationally for nuclear verdicts.
• Auto accidents = 23.2% of all nuclear verdicts.

Recent Texas motor vehicle nuclear verdicts:

Year	Case	Amount
2024	Hatch v. Jones (car accident wrongful death)	$81,720,000
2024	Frito-Lay Warehouse (vehicle collision)	$72,000,000
2024	Lopez v. All Points 360 (Amazon)	$105,000,000
2024	New Prime I-35 pileup (6 deaths)	$44,100,000
2024	Oncor Electric (trucking)	$37,500,000
2024	Ben E. Keith (Fort Worth trucking)	$35,000,000
2023	Johnson v. Union Pacific (train)	$557,000,000
2021	Ramsey v. Landstar (trucking)	$730,000,000
2017	Kindred v. Delbosque (drunk driving)	$301 BILLION

How Attorney911 leverages nuclear verdicts:

• We prepare every case as if it’s going to trial.
• We document damages thoroughly to justify high valuations.
• We reference nuclear verdicts in negotiations to create leverage.
• Insurance companies know we’re not bluffing—we have the experience and results to back it up.

How Insurance Companies Calculate Your Claim (And How We Beat Their System)

Most insurance companies use a multiplier method to calculate settlements. Here’s how it works—and how Attorney911 counters it.

The Multiplier Method:

Total Settlement = (Medical Expenses × Multiplier) + Lost Wages + Property Damage

Multiplier Range: 1.5 to 5

Injury Severity	Multiplier Range
Minor injuries (soft tissue, quick recovery)	1.5 – 2
Moderate injuries (broken bones, months recovery)	2 – 3
Severe injuries (surgery, long recovery)	3 – 4
Catastrophic injuries (permanent disability)	4 – 5+

Example – Minor Injury:

• Medical expenses: $10,000
• Multiplier: 1.5
• Pain & suffering: $15,000
• Lost wages: $3,000
• Total: $28,000

Example – Severe Injury:

• Medical expenses: $100,000
• Multiplier: 4
• Pain & suffering: $400,000
• Lost wages: $50,000
• Total: $550,000

Factors That Increase Multiplier (Push Toward 4-5):

• Permanent injury or disability
• Scarring or disfigurement
• Long recovery time (12+ months)
• Surgery required
• Ongoing pain management needed
• Clear liability (other driver 100% at fault)
• Sympathetic plaintiff (child, elderly, pregnant)
• Defendant’s conduct egregious (drunk driving, hit and run)
• Strong evidence (video, witnesses)
• Permanent restrictions on work/activities

Factors That Decrease Multiplier (Push Toward 1.5-2):

• Soft tissue injury only
• Quick recovery (under 3 months)
• No surgery required
• Disputed liability (comparative fault)
• Gaps in medical treatment
• Pre-existing conditions
• Minor property damage
• No permanent injury

Why Lupe’s Experience Matters:

Lupe calculated these multipliers for years using insurance company formulas. He knows:

• When to push for higher multipliers (4-5 vs. 2-3).
• Which factors insurance weighs most heavily.
• How to document cases to justify higher multipliers.
• When the multiplier method undervalues the case (catastrophic injuries).
• When to abandon the multiplier and demand policy limits.

We Don’t Accept Low Multipliers:

• Insurance offers a 1.5× multiplier for a severe injury? We fight for 4-5×.
• We document permanency, impact, and severity.
• We prepare for trial if they won’t pay a fair multiplier.
• Our multi-million dollar results prove we don’t accept low multipliers.

Why Choose Attorney911 for Your Danbury Car Accident Case?

When you’ve been injured in a motor vehicle accident in Danbury, you need a legal team with the experience, resources, and local knowledge to fight for you. Here’s why Attorney911 is the right choice:

1. We Have an Unfair Advantage: A Former Insurance Defense Attorney

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is our most powerful advantage—and no other law firm in Danbury can offer it. Lupe Peña spent years working for insurance companies, learning their tactics, calculating their settlements, and building cases against accident victims. Now, he uses that insider knowledge to fight for you.

What Lupe knows that other attorneys don’t:

• How insurance companies value claims internally (Colossus software, reserve setting).
• Which “independent” medical examiners (IMEs) insurance companies favor—and how to counter their biased reports.
• How to identify hidden insurance policies that increase your compensation.
• The delay tactics insurance companies use to wear you down.
• How to beat their comparative fault arguments (he made them for years).
• Which medical terms trigger higher settlements in their valuation systems.

With Lupe on your side, you’re not just fighting insurance companies—you’re outsmarting them with their own playbook.

2. We’ve Recovered Millions for Accident Victims

Our results speak for themselves. We don’t just talk about fighting for our clients—we prove it with real, documented results:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

“In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.”

These aren’t just numbers—they represent real people who were able to rebuild their lives after devastating accidents. Our track record proves we don’t settle for less than you deserve.

3. Federal Court Experience for Complex Cases

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This is critical for cases involving:

• Trucking accidents (FMCSA regulations are federal).
• Product liability claims (defective vehicles, parts).
• Multi-state defendants (out-of-state trucking companies, corporations).
• Complex litigation (BP explosion, nuclear verdicts).

Why federal court matters:

• Many trucking cases end up in federal court due to diversity jurisdiction (out-of-state defendants).
• Federal court requires different skills and strategies than state court.
• Insurance companies know we’re prepared to take cases to trial in federal court.

BP Explosion Litigation Experience:

“Our firm is one of the few firms in Texas to be involved in BP explosion litigation.”

This experience shows we have the resources and expertise to take on billion-dollar corporations—and win.

4. Personal Attention from Experienced Attorneys

At Attorney911, you’re not just a case number. You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager or junior associate. Our clients consistently praise our communication and dedication:

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.” — Dame Haskett

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

“Leonor and Amanda were amazing, they walked me through everything with my car accident.” — Kelly Hunsicker

We answer the phone, return your calls, and keep you updated every step of the way. When you call 1-888-ATTY-911, you’re calling your neighbors—attorneys who care about your case and your community.

5. We Don’t Get Paid Unless We Win

Worried about the cost of hiring an attorney? Don’t be. Attorney911 works on a contingency fee basis, which means:

• Free consultation: We’ll review your case at no cost to you.
• No upfront fees: You pay nothing out of pocket.
• No fee unless we win: We only get paid if we recover compensation for you.
• We advance all case costs: From medical records to expert witnesses, we cover the expenses of building your case.

This means you can focus on your recovery while we handle the legal battle—with zero financial risk to you.

6. We Serve the Danbury Community

Attorney911 is proud to serve Danbury and Brazoria County. We understand the unique challenges faced by accident victims in this area, including:

• Highway dangers: Heavy truck traffic on Highway 35 and FM 523.
• Industrial accidents: Nearby refineries and chemical plants increase the risk of commercial vehicle accidents.
• Uninsured drivers: Texas has one of the highest rates of uninsured motorists.
• Rural road hazards: Narrow, poorly lit roads and agricultural equipment.

We know the local courts, judges, and insurance adjusters who handle claims in Brazoria County. When you hire Attorney911, you’re getting a legal team that understands Danbury’s unique accident landscape.

7. Bilingual Services for Spanish-Speaking Clients

Brazoria County has a diverse population, and we’re committed to serving all members of our community. Lupe Peña is fluent in Spanish, and our team includes bilingual staff members like Zulema, who clients consistently praise:

“Especially Miss Zulema, who is always very kind and always translates.” — Celia Dominguez

“Melani, thank you for your excellent work.” — Miguel J. mayo bermudez

Whether you’re more comfortable speaking English or Spanish, we’re here to help.

Frequently Asked Questions About Car Accidents in Danbury

Immediate After Accident

1. What should I do immediately after a car accident in Danbury, Texas?

If you’ve been in an accident in Danbury:

• Call 911 and report the accident.
• Seek medical attention even if you feel fine (adrenaline masks injuries).
• Document everything: Take photos of the scene, vehicle damage, and injuries.
• Exchange information with the other driver (name, insurance, license plate).
• Get witness names and phone numbers.
• Do NOT give a recorded statement to any insurance company.
• Call Attorney911: 1-888-ATTY-911 for immediate legal guidance.

2. Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence for your claim. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries (herniated discs, traumatic brain injuries) don’t show symptoms immediately. Adrenaline masks pain at the scene. Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver’s name, phone number, address, driver’s license, and insurance information.
• Vehicle make, model, color, and license plate.
• Witness names and phone numbers.
• Photos of all vehicle damage, injuries, road conditions, and traffic signals.
• Police officer name, badge number, and report number.

5. Should I talk to the other driver or admit fault?

• Exchange basic information only.
• Do NOT discuss fault or apologize.
• Do NOT give your opinion on what happened.
• Stick to facts only.

6. How do I obtain a copy of the accident report?

In Danbury, you can obtain the police report from the responding agency (e.g., Brazoria County Sheriff’s Office) or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement or discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer—usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you later need surgery.

11. What if the other driver is uninsured/underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists”.

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially).
• You suffered injuries or damages.
• There is insurance to recover from.

Watch our video: “Do I Have a Good Case?”.

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51% or more at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?”.

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?”.

19. How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached Maximum Medical Improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering.
2. Medical treatment to MMI.
3. Demand letter to insurance.
4. Negotiation.
5. Lawsuit if necessary.
6. Discovery.
7. Mediation.
8. Trial if needed.

Watch our video: “What Is the Process for a Personal Injury Claim?”.

Compensation

21. What is my case worth?

Depends on:

• Injury severity.
• Medical costs.
• Lost wages.
• Permanent impairment.
• Pain and suffering.
• Available insurance.

Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future).
• Lost wages and earning capacity.
• Pain and suffering.
• Mental anguish.
• Physical impairment.
• Disfigurement.
• Loss of enjoyment of life.
• Property damage.

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?

Based on:

• Medical bills.
• Future treatment costs.
• Lost income.
• Permanent impairment rating.
• Comparable verdicts.
• Severity of injuries.
• Impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?”.

28. What does “no fee unless we win” mean?

• Free consultation.
• No upfront costs.
• No fee unless we recover compensation for you.
• We advance all case costs.
• You pay nothing unless we win.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello or Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney.
• Accepting a quick settlement.
• Delaying medical treatment.
• Gaps in treatment.
• Posting on social media.
• Signing releases or authorizations.
• Not documenting everything.

Watch our video: “Client Mistakes That Can Ruin Your Case”.

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?

• Releases are permanent and final.
• Medical authorizations give unlimited access.
• Settlement offers are binding.
• Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?

You can still recover. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you.

Example: You had mild occasional back pain. The accident caused a herniated disc requiring surgery. You recover for the new injury, not just the pre-existing pain.

We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch.

Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist (UM/UIM) claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would.

You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?

Most commonly using the multiplier method:
Medical expenses × multiplier (1.5 to 5) = pain & suffering.

Multiplier depends on:

• Injury severity.
• Permanency.
• Impact on life.
• Clear liability.

Example: $100,000 medical × 4 multiplier = $400,000 pain & suffering.

Lupe calculated these for years—he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply.

These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is critical—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days.

We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?

YES. Your immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential.

We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE).

We prove fault through:

• Surveillance video.
• Witness statements.
• Damage analysis.
• Traffic patterns.

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving).

These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets.

Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Danbury, Texas: Your Local Legal Team

Danbury may be a small town, but it’s part of a larger community with unique accident risks. Whether you were injured on Highway 35, FM 523, or the rural roads that connect our community, Attorney911 is here to help.

Why Danbury Residents Trust Attorney911:

• We know the roads: From the industrial areas near Danbury to the residential neighborhoods, we understand the specific accident risks in Brazoria County.
• We know the courts: We’re familiar with the Brazoria County courts and the judges who handle personal injury cases.
• We know the insurance adjusters: We’ve dealt with the insurance companies that handle claims in Danbury and know how to negotiate with them.
• We’re part of your community: When you call 1-888-ATTY-911, you’re calling your neighbors—attorneys who care about your case and your recovery.

Common Accident Locations in Danbury:

• Highway 35: Heavy truck traffic increases the risk of serious collisions.
• FM 523: A major route through Danbury with frequent accidents.
• Industrial areas: Nearby refineries and chemical plants create risks for commercial vehicle accidents.
• Rural roads: Narrow, poorly lit roads and agricultural equipment can lead to dangerous accidents.

Local Hospitals and Medical Centers:

If you’ve been injured in an accident in Danbury, you may receive treatment at:

• Brazosport Regional Health System (Lake Jackson)
• Matagorda Regional Medical Center (Bay City)
• Clear Lake Regional Medical Center (Webster)

We work with these facilities to ensure your medical records are properly documented for your claim.

Call Attorney911 Now: 1-888-ATTY-911

If you or a loved one has been injured in a motor vehicle accident in Danbury, Texas, don’t wait. Evidence disappears daily, and insurance companies are already building their case against you. The sooner you call Attorney911, the better we can protect your rights and fight for the compensation you deserve.

Why Call Now?

✅ Free consultation: We’ll review your case at no cost to you.
✅ No upfront fees: You pay nothing unless we win.
✅ Insider advantage: Lupe Peña, our former insurance defense attorney, knows how to beat their tactics.
✅ Proven results: We’ve recovered millions for accident victims across Texas.
✅ Personal attention: You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager.
✅ Local knowledge: We understand Danbury’s unique accident risks and legal landscape.

What Happens When You Call?

1. Speak with a real attorney (not a receptionist or case manager).
2. Get immediate advice on what to do next.
3. Learn your rights and how to protect them.
4. Schedule a free consultation at our office or your location.
5. Start building your case immediately.

Don’t Let Insurance Companies Take Advantage of You

Insurance companies have one goal: to pay you as little as possible. They’ll use every tactic in the book to minimize your claim, from recorded statements to quick settlement offers to biased medical exams.

With Attorney911 on your side, you have a legal team that:

• Knows their tactics because we used them.
• Fights for maximum compensation, not quick settlements.
• Prepares every case as if it’s going to trial.
• Doesn’t back down from billion-dollar corporations.

Call 1-888-ATTY-911 Now

Your recovery starts with one call. Don’t wait—evidence disappears, memories fade, and the statute of limitations is ticking.

1-888-ATTY-911 (1-888-288-9911)

Se habla español. Hablamos con usted en su idioma.

We don’t get paid unless we win your case.