Motor Vehicle Accidents in Killeen, Texas: Your Complete Guide to Legal Rights and Recovery

When Seconds Change Everything: Killeen’s Car Crash Reality

One moment, you’re driving down Fort Hood Street, stopped at the light near the Killeen Mall. The next, your world explodes in metal and glass. In that instant, life changes forever – injuries, medical bills, lost wages, and the overwhelming question: “What do I do now?”

If you’ve been injured in a motor vehicle accident in Killeen, Bell County, Texas, you’re not alone. Texas sees one crash every 57 seconds, with 251,977 people injured annually. In Killeen and surrounding Bell County, the dangers are real – from distracted drivers on Highway 190 to military personnel transitioning between Fort Hood and civilian roads.

At Attorney911, we understand what you’re going through. For over 25 years, Ralph Manginello and our team have been helping Killeen accident victims navigate the complex legal landscape after crashes. We know the local courts, the insurance adjusters handling Bell County claims, and the unique challenges faced by military families and civilians alike in our community.

This guide will walk you through everything you need to know about motor vehicle accidents in Killeen – from immediate steps to take after a crash to understanding your legal rights and maximizing your compensation. We’ll show you how insurance companies try to minimize your claim, and how our firm – including former insurance defense attorney Lupe Peña – uses insider knowledge to fight for the full compensation you deserve.

The Killeen Crash Epidemic: By the Numbers

Killeen and Bell County aren’t immune to Texas’ motor vehicle accident crisis:

1 crash every 57 seconds in Texas means Killeen sees multiple accidents daily
251,977 Texans injured annually – many right here in Bell County
4,150 fatalities statewide – lives changed forever, families devastated
1 person injured every 2 minutes 5 seconds – that’s how often someone’s life is disrupted
1 death every 2 hours 7 minutes – the tragic reality on Texas roads

In Killeen specifically, dangerous intersections like:

Fort Hood Street and Central Texas Expressway
Clear Creek Road and Rancier Avenue
WS Young Drive and Stan Schlueter Loop
The I-14/US-190 corridor near Fort Hood

These areas see frequent collisions due to high traffic volume, military personnel transitions, and the unique mix of local and through traffic.

18 Types of Motor Vehicle Accidents We Handle in Killeen

1. Car Accidents (Tier 1 – Most Common in Killeen)

The Reality in Killeen:
With over 140,000 residents and thousands of military personnel, Killeen sees its share of car accidents. From rear-end collisions on Highway 190 to intersection crashes at WS Young and Stan Schlueter Loop, these accidents often result in serious injuries.

Common Causes in Killeen:

Distracted driving (especially near Fort Hood and shopping areas)
Speeding on Highway 190 and I-14
Failure to yield at busy intersections
Running red lights (particularly at major thoroughfares)
Following too closely (common on congested roads)
DUI/DWI (Killeen’s nightlife and military culture contribute)

Common Injuries We See:

Whiplash and soft tissue injuries (most common)
Herniated discs (often requiring surgery)
Broken bones and fractures (arms, legs, ribs)
Traumatic brain injuries (TBI) – can be life-altering
Spinal cord injuries (potentially causing paralysis)
Internal organ damage (from seatbelt injuries or impact)
PTSD and emotional trauma (especially for military personnel)

Attorney911 Case Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Why Choose Attorney911 for Your Killeen Car Accident:
Ralph Manginello has been handling car accident cases in Texas since 1998. Our firm has recovered millions for clients with injuries just like yours. We know how insurance companies try to minimize car accident claims, and we fight back with:

Aggressive evidence preservation (surveillance footage from Killeen businesses)
Medical expert testimony to prove injury severity
Negotiation skills honed over 25+ years
Trial experience when insurance companies refuse to pay fairly

Testimonial:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

What to Do Next:
Every day you wait, evidence disappears. Surveillance footage from gas stations and businesses along Fort Hood Street and Highway 190 is typically deleted within 7-30 days. Call Attorney911 now at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

2. 18-Wheeler and Trucking Accidents (Tier 1 – High Stakes in Killeen)

The Danger on Killeen’s Highways:
Killeen sits at the intersection of major trucking routes – I-14/US-190 and Highway 190 see heavy commercial traffic. The mix of military convoys, commercial trucks, and civilian vehicles creates a dangerous environment. When an 80,000-pound truck collides with a passenger vehicle, the results are often catastrophic.

Texas Trucking Statistics (2024):

39,393 commercial motor vehicle crashes in Texas
608 trucking fatalities – lives lost, families devastated
1,601 serious injuries from truck crashes
Texas accounts for 11% of ALL fatal truck crashes nationwide – we’re the epicenter
549 fatal truck accidents resulted in 620 deaths

Why Trucking Accidents Are Different:

Size disparity: An 18-wheeler weighs 20 times more than a passenger car
Multiple liable parties: Driver, trucking company, cargo loader, manufacturer
Higher insurance limits: $750,000 to $5,000,000+ policies
Federal regulations: FMCSA rules create negligence per se opportunities
Complex evidence: ELD data, black boxes, driver logs

FMCSA Regulations – What Trucking Companies Must Follow:

Regulation	Requirement	What Happens When Violated
Hours of Service	Max 11 hours driving after 10 hours off-duty	Fatigue-related crashes
14-Hour Window	Cannot drive beyond 14th consecutive hour on duty	Driver exhaustion
30-Minute Break	Required after 8 cumulative hours driving	Increased accident risk
60/70-Hour Limit	Cannot drive after 60/70 hours in 7/8 days	Chronic fatigue
ELD Mandate	Electronic logging devices required	Tampering with records
BAC Limit	0.04% for commercial drivers (half of regular limit)	Impaired driving
Driver Qualifications	CDL requirements, medical certification	Unqualified drivers

Attorney911 Case Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Nuclear Verdicts Prove What’s Possible:

2024 Oncor Electric: $37.5 million verdict (distracted truck driver)
2024 New Prime I-35 pileup: $44.1 million verdict (6 deaths)
2024 Ben E. Keith (Fort Worth): $35 million settlement
2024 Lopez v. All Points 360 (Amazon): $105 million verdict

Why Attorney911 for Your Killeen Trucking Case:

Federal court admission: Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas – essential for FMCSA cases
BP explosion litigation: We’ve taken on billion-dollar corporations and won
Insurance defense advantage: Lupe Peña knows how trucking companies defend claims
Evidence preservation: We send preservation letters immediately to secure ELD data before it’s deleted (30-180 day window)
Multi-million dollar results: We have a proven track record of recovering millions for trucking accident victims

The Urgency:
ELD (Electronic Logging Device) data can be overwritten in 30-180 days. Black box data from the truck can be lost. Witness memories fade. The trucking company’s insurance starts building their defense immediately.

Call Attorney911 NOW: 1-888-ATTY-911. We’ll send preservation letters to the trucking company, secure surveillance footage from nearby businesses, and start building your case before critical evidence disappears.

3. Drunk Driving Accidents (Tier 1 – Preventable Tragedies in Killeen)

The Sobering Reality:
Killeen’s mix of military culture, nightlife, and local bars creates a dangerous environment for drunk driving. In Texas, 1,053 people were killed in alcohol-impaired driving crashes in 2024 – that’s 25.37% of all traffic fatalities. Many of these tragedies occur right here in Bell County.

Killeen’s Drunk Driving Problem:

Bars and restaurants along Rancier Avenue and Fort Hood Street
Military personnel transitioning between Fort Hood and civilian life
Late-night traffic from local nightlife spots
The dangerous combination of alcohol and Texas’ wide-open roads

Texas Dram Shop Law (TABC § 2.02):
Texas holds bars, restaurants, and other establishments liable when they serve alcohol to obviously intoxicated patrons who then cause accidents. This means you may have claims against:

The drunk driver
The bar or restaurant that over-served them
The liquor store that sold alcohol to an obviously intoxicated person
The event venue (concerts, festivals)
Social hosts (in limited circumstances)

Signs of Obvious Intoxication (When Establishments Are Liable):

Physical Signs	Behavioral Signs
Slurred speech	Aggressive behavior
Bloodshot/glassy eyes	Loud, boisterous conduct
Unsteady gait/stumbling	Difficulty counting money
Impaired coordination	Fumbling with objects
Strong odor of alcohol	Memory lapses
Difficulty standing	Making inappropriate comments

Why Drunk Driving Cases Are Different:

Punitive damages available: For gross negligence and malice
Multiple defendants: Driver + establishment(s)
Criminal case strengthens civil case: DWI conviction helps prove liability
Insurance can’t defend the indefensible: Drunk driving is hard to deny

Attorney911’s Criminal Defense Advantage:
Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), giving us unique insight into drunk driving cases. We’ve successfully defended DWI cases, which means we know how prosecutors and insurance companies approach these claims:

“Our client was charged with drunk driving based on a breath test. Our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines. The charges were dismissed.”

“Our client drove home at 2:30 a.m., hit a curb and rolled his car, injuring a passenger. We learned that 1) police conducted no breath or blood test, 2) EMS didn’t note intoxication, 3) nurse notes from hospital were missing. Case dismissed on day of trial.”

“Our client was charged with DUI/DWI, state’s primary evidence was video field sobriety test. We succeeded in having case dismissed because our client did not appear drunk in the video.”

This criminal defense experience gives us an edge in civil drunk driving cases – we know how to prove liability and maximize your compensation.

What to Do If You’re Hit by a Drunk Driver in Killeen:

Call police immediately – get a DWI investigation started
Document everything – take photos, get witness information
Seek medical attention – even if you feel fine
Do NOT give recorded statement to any insurance company
Call Attorney911 at 1-888-ATTY-911 – we’ll investigate the dram shop liability

Testimonial:

“Ralph is an AMAZING ATTORNEY. I have used him 2 TIMES FOR 2 separate cases the first case he got me an OFF DOCKET DISSMISSAL! And the other only 10 months probation. He gets the JOB DONE RIGHT!!!!” – Cassie Wright

Free Consultation: Call 1-888-ATTY-911. We don’t get paid unless we win your case.

4. Motorcycle Accidents (Tier 1 – High Risk in Killeen)

The Danger for Killeen Riders:
With Texas’ open roads and beautiful Hill Country nearby, Killeen attracts many motorcycle enthusiasts. However, Texas is one of the most dangerous states for motorcyclists, with 585 fatalities in 2024. In Bell County, riders face unique risks from:

Military vehicles sharing the road
Distracted drivers near Fort Hood
Poor road conditions on some rural routes
Drivers who don’t see motorcycles

Texas Motorcycle Statistics (2024):

585 motorcyclist fatalities (operators + passengers)
37% were NOT wearing helmets (despite Texas law)
90%+ of fatal victims are male
Helmets reduce death risk by 37%
Helmets reduce head injury risk by 69%

Texas Helmet Law:

Under 21: Helmet REQUIRED
21 and over: May ride without helmet IF:
- Completed approved motorcycle safety course, OR
- Have $10,000+ medical insurance coverage

High-Crash Counties in Texas:

Harris County (Houston)
Dallas County
Bexar County (San Antonio)
Tarrant County (Fort Worth)
Travis County (Austin)

Common Causes of Motorcycle Accidents in Killeen:

Failure to yield right of way (most common – drivers don’t see motorcycles)
Driver inattention/distraction (especially near Fort Hood and shopping areas)
Unsafe lane changes (drivers cutting off motorcycles)
Left-turn accidents (T-bone/head-on collisions at intersections)
Speeding/reckless driving (both motorcyclists and other drivers)

The Comparative Negligence Trap:
Texas uses the 51% bar rule for comparative negligence. This means:

If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
If you’re 51% or more at fault, you recover NOTHING

Insurance companies ALWAYS try to blame the motorcyclist. They’ll argue:

“You were speeding”
“You weren’t paying attention”
“You could have avoided the accident”
“You were lane splitting” (illegal in Texas)

Lupe Peña’s Insider Advantage:
Lupe spent years working for insurance companies, making these exact arguments against motorcyclists. Now he uses that knowledge to defeat these tactics and prove the other driver’s fault.

Common Injuries in Motorcycle Accidents:

Road rash (severe skin abrasions)
Broken bones (legs, arms, pelvis, ribs)
Traumatic brain injuries (even with helmets)
Spinal cord injuries (potential paralysis)
Internal injuries (from impact or being thrown)
Amputations (from severe trauma)
Fatalities (motorcyclists are 28 times more likely to die in a crash)

Attorney911’s Approach to Motorcycle Cases:

Preserve evidence immediately – send preservation letters to secure surveillance footage
Investigate liability thoroughly – accident reconstruction, witness statements
Document injuries completely – medical records, expert testimony
Counter comparative fault arguments – Lupe knows how insurance companies try to blame riders
Maximize compensation – we don’t let insurance companies lowball motorcycle accident victims

What to Do After a Killeen Motorcycle Accident:

Seek medical attention immediately (adrenaline masks injuries)
Document everything – take photos of damage, injuries, scene
Get witness information
Do NOT give recorded statement to insurance without an attorney
Call Attorney911 at 1-888-ATTY-911 – we’ll protect your rights

Testimonial:

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup

Free Consultation: Call 1-888-ATTY-911. We don’t get paid unless we win your case.

5. Pedestrian Accidents (Tier 2 – Vulnerable in Killeen)

The Pedestrian Danger in Killeen:
Pedestrians are the most vulnerable road users. In Texas, 6,095 pedestrian crashes occurred in 2024, resulting in 768 fatalities. That means pedestrians account for 1% of all crashes but 19% of all roadway deaths. In Killeen, dangerous areas include:

Busy intersections near Fort Hood
Shopping areas like Killeen Mall and Market Heights
Residential areas where children play
Crosswalks near schools and parks

Killeen’s Pedestrian Problem:

119 pedestrians killed on Houston streets in 2023 (record high)
Killeen’s mix of military personnel, shoppers, and residents creates pedestrian traffic
Drivers distracted by phones or military transitions often don’t see pedestrians
Poor lighting in some areas increases risk

Texas Law Protects Pedestrians:
Pedestrians ALWAYS have the right-of-way at intersections – even at unmarked crosswalks. Many drivers don’t know this. Texas law states: “Anytime there’s an intersection of two streets, the distance between them is a crosswalk” – even if it’s not marked.

Common Causes of Pedestrian Accidents in Killeen:

Drivers failing to yield at crosswalks
Distracted driving (especially near Fort Hood)
Speeding in residential areas
Poor visibility at night
Left-turn accidents (drivers not seeing pedestrians)
Drivers under the influence
Backing out of parking spaces without looking

Common Pedestrian Injuries:

Traumatic brain injuries (from hitting the ground or vehicle)
Spinal cord injuries (potentially causing paralysis)
Broken pelvis and legs (common from vehicle impact)
Internal organ damage (from blunt force trauma)
Fatalities (pedestrians have no protection)

Why Pedestrian Cases Are Complex:

Insurance companies often blame the pedestrian (“jaywalking”)
Comparative negligence arguments are common
Severe injuries mean high medical bills and long recoveries
Wrongful death cases require special legal knowledge

Attorney911’s Pedestrian Accident Experience:
We’ve handled numerous pedestrian accident cases in Killeen and Bell County, including:

Military personnel hit while crossing near Fort Hood
Children struck in school zones
Elderly pedestrians hit in crosswalks
Shoppers hit in parking lots

What to Do After a Killeen Pedestrian Accident:

Seek medical attention immediately (internal injuries may not be obvious)
Call police to file a report
Document everything – take photos of injuries, scene, vehicle damage
Get witness information
Do NOT give recorded statement to insurance
Call Attorney911 at 1-888-ATTY-911 – we’ll protect your rights

Testimonial:

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

Free Consultation: Call 1-888-ATTY-911. We don’t get paid unless we win your case.

The 48-Hour Evidence Preservation Protocol: What to Do Immediately After a Killeen Accident

Hour 1-6: Immediate Crisis Response

Safety First:
If you can move safely, get to a secure location away from traffic. Turn on hazard lights and set up flares if available.

Call 911:
Report the accident and request medical assistance if anyone is injured. Even if injuries seem minor, adrenaline can mask serious conditions.

Medical Attention:
If injured, get to the ER immediately. Common injuries like traumatic brain injuries and internal bleeding may not show symptoms right away. In Killeen, consider these medical facilities:

Scott & White Medical Center – Temple (Level I Trauma Center, 20 minutes from Killeen)
Seton Medical Center Harker Heights (Emergency care)
Carl R. Darnall Army Medical Center (For military personnel)

Document Everything:

Take photos of ALL vehicle damage (every angle)
Photograph the accident scene, road conditions, traffic signals
Take photos of visible injuries
Screenshot any messages visible on your phone (do NOT delete anything)

Exchange Information:

Other driver’s name, phone number, address
Insurance company and policy number
Driver’s license number
License plate number
Vehicle make, model, color

Witnesses:

Get names and phone numbers of any witnesses
Ask if they saw what happened
Record their statements if possible

Call Attorney911:
1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company.

Hour 6-24: Evidence Preservation

Digital Preservation:

Preserve all texts, calls, photos, videos related to the accident
Do NOT delete anything from your phone
Screenshot everything relevant
Email copies to yourself for backup

Physical Evidence:

Secure damaged clothing, glasses, personal items
Keep receipts for any expenses (towing, rental car, medications)
Do NOT repair your vehicle yet – preserve the damage

Medical Records:

Request copies of all ER/hospital records
Keep all discharge paperwork
Follow up with your primary care physician within 24-48 hours

Insurance Communications:

Note any calls from insurance companies
Do NOT give recorded statements yet
Do NOT sign anything
Do NOT accept any settlement offers
Say: “I need to speak with my attorney first”

Social Media:

Make ALL profiles private immediately
Do NOT post about the accident
Do NOT post photos of injuries or activities
Tell friends/family not to tag you in posts

Hour 24-48: Strategic Decisions

Legal Consultation:

Speak with experienced motor vehicle accident attorney
Call Attorney911: 1-888-ATTY-911 for free consultation
Have your documentation ready

Insurance Response:

If insurance contacts you, refer them to your attorney
Say: “My attorney will be in touch with you”
Provide only basic information: name, date of accident, that you were involved

Settlement Offers:

Do NOT accept or sign anything without lawyer review
Early offers are ALWAYS lowball offers
You don’t know extent of your injuries yet

Evidence Backup:

Upload all screenshots and photos to cloud storage
Email copies to yourself and family member
Create written timeline of events while memory is fresh

Week One Priorities

Medical Follow-Up:

Continue documenting all injuries
See specialists if recommended
Follow ALL doctor recommendations (insurance watches for gaps)
Get written work restrictions if needed

Investigation Begins:

Attorney obtains police report
Preservation letters sent to all parties
Surveillance footage secured before deletion
Witness statements recorded

Communication:

Attorney handles ALL insurance communication
You focus on recovery
Document any pressure from insurance or other parties

Why Evidence Disappears: The Urgency Timeline

Timeframe	What Disappears	Why It Matters
Day 1-7	Witness memories begin fading	Details become uncertain, witnesses harder to locate
Day 7-30	Surveillance footage deleted	Gas stations: 7-14 days, retail stores: 30 days, traffic cameras: 30 days
Month 1-2	Insurance companies solidify defense	Adjusters build file against you, settlement position hardens
Month 2-6	Trucking ELD data deleted	Can be overwritten in 30-180 days
Month 6-12	Witnesses graduate/move away	Memories severely degraded, hard to locate
Month 12-24	Approaching statute of limitations	Creates pressure to settle, evidence severely degraded

This is why calling Attorney911 immediately is CRITICAL. We send preservation letters within 24 hours of retention to:

Other driver and their insurance
Trucking companies
Businesses near scene
Employers
Property owners
Government entities

These letters LEGALLY REQUIRE evidence preservation before automatic deletion.

Texas Motor Vehicle Law: What Killeen Accident Victims Need to Know

1. Statute of Limitations (Texas Civil Practice & Remedies Code § 16.003)

Claim Type	Time Limit	Starts From
Personal Injury	2 years	Date of accident
Wrongful Death	2 years	Date of death
Property Damage	2 years	Date of damage
Government Claims	6 months notice	Date of incident
Minors	Tolled until 18	Then 2 years

Exceptions:

Discovery Rule: SOL may start later if injury/cause not immediately discoverable
Defendant Absence: Tolled if defendant leaves Texas
Mental Incapacity: Tolled during incapacity

CRITICAL: Miss the deadline = case BARRED forever. Cannot be extended or waived.

2. Comparative Negligence (Texas Civil Practice & Remedies Code § 33.001)

Texas uses modified comparative negligence with a 51% bar:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why This Matters in Killeen:
Insurance companies will try to assign you maximum fault to reduce their payment. Even small percentages cost you thousands:

10% fault on $100,000 case = $10,000 less for you
25% fault on $250,000 case = $62,500 less for you
40% fault on $500,000 case = $200,000 less for you

Lupe Peña’s Insider Advantage:
Lupe spent years working for insurance companies, making these comparative fault arguments. Now he uses that knowledge to counter their tactics and protect your compensation.

3. Texas Minimum Auto Insurance (30/60/25)

Coverage	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

Uninsured Motorist Statistics:

15.4% of US motorists are uninsured (approximately 1 in 7 drivers)
UM/UIM coverage is critical for protection
Texas allows inter-policy stacking

4. Dram Shop Liability (Texas Alcoholic Beverage Code § 2.02)

Bars, restaurants, and other establishments can be held liable if they serve alcohol to obviously intoxicated patrons who then cause accidents.

Elements to Prove:

Establishment served patron who was obviously intoxicated
Over-service was proximate cause of accident/damages

Potentially Liable Parties in Killeen:

Bars and nightclubs along Rancier Avenue
Restaurants serving alcohol
Liquor stores
Event organizers (concerts, festivals)
Social hosts (limited circumstances)

5. Punitive Damages

Available for gross negligence, fraud, or malice. Common in drunk driving cases.

Cap: Greater of $200,000 OR (2x economic damages + 1x non-economic damages, max $750,000 for non-economic portion)

Proving Liability: Building Your Killeen Accident Case

To win your motor vehicle accident case in Texas, you must prove four elements of negligence:

1. Duty of Care

All drivers have a legal duty to operate their vehicles safely, including:

Obeying traffic laws
Maintaining proper lookout
Controlling speed
Commercial drivers have heightened duty (FMCSA regulations)

2. Breach of Duty

The at-fault driver violated their duty of care through:

Speeding
Running red lights
Texting while driving
DUI/DWI
Failure to yield
Following too closely

3. Causation

The breach of duty directly caused your injuries. Must prove:

“But for” test: But for the defendant’s actions, you would not have been injured
Injuries must be foreseeable result of negligent conduct

4. Damages

You suffered actual harm:

Medical bills
Lost wages
Pain and suffering
Property damage
Permanent impairment

Evidence Types and Sources for Killeen Cases

Physical Evidence:

Vehicle damage photographs (all angles)
Skid marks, debris, road damage
Damaged personal property (clothing, glasses, phone)
Weather and road conditions documentation

Documentary Evidence:

Police accident report (critical for Killeen cases)
911 call recordings
Traffic camera footage (from Killeen intersections)
Surveillance footage from nearby businesses
Medical records and bills
Employment records (for lost wages)
Cell phone records (proving distraction)

Electronic Evidence:

ELD (Electronic Logging Device) data from trucks
Vehicle black box/EDR (Event Data Recorder)
GPS/telematics data
Dashcam footage
Social media posts (theirs, not yours)

Testimonial Evidence:

Witness statements
Expert witness testimony
Medical expert opinions
Accident reconstruction specialists

Attorney911’s Evidence Preservation:
Within 24 hours of retention, we send preservation letters to:

Other driver and their insurance company
Trucking companies (for commercial vehicle accidents)
Businesses near the scene (for surveillance footage)
Employers (if work-related)
Property owners
Government entities

Damages and Compensation: What Killeen Victims Can Recover

Economic Damages (No Cap in Texas):

Damage Type	What It Covers
Medical Expenses (Past)	ER, hospital, surgery, doctors, physical therapy, medications, medical equipment
Medical Expenses (Future)	Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past)	Income lost from date of accident to present
Lost Earning Capacity (Future)	Reduced ability to earn income in the future
Property Damage	Vehicle repair or replacement, personal property
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice):

Damage Type	What It Covers
Pain and Suffering	Physical pain from injuries, both past and future
Mental Anguish	Emotional distress, anxiety, depression, fear, PTSD
Physical Impairment	Loss of physical function, disability, limitations
Disfigurement	Scarring, permanent visible injuries affecting appearance
Loss of Consortium	Impact on marriage/family relationships, loss of companionship
Loss of Enjoyment of Life	Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped):

Available for gross negligence, fraud, or malice
Drunk driving cases often qualify
Cap: Greater of $200,000 OR (2x economic + 1x non-economic max $750,000)

Settlement Ranges for Common Injuries in Killeen

Soft Tissue Injuries (Whiplash, Sprains, Strains):

Medical Treatment:

Emergency room: $2,000-$5,000
Follow-up doctor visits: $1,000-$3,000
Physical therapy (6-12 weeks): $3,000-$7,000
Medications: $300-$1,000
Total Medical: $6,000-$16,000

Lost Wages: $2,000-$10,000 (2-6 weeks missed work)
Pain & Suffering: $8,000-$35,000

SETTLEMENT RANGE: $15,000-$60,000
Higher if: Permanent pain, restrictions on activities, chronic condition develops

Broken Bone (Single, Simple Fracture):

Medical Treatment:

Emergency room and X-rays: $3,000-$6,000
Orthopedic consultation: $500-$1,500
Casting and follow-up: $2,000-$5,000
Physical therapy: $3,000-$8,000
Total Medical: $10,000-$20,000

Lost Wages: $5,000-$15,000 (4-8 weeks missed work)
Pain & Suffering: $20,000-$60,000

SETTLEMENT RANGE: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF):

Medical Treatment:

Emergency room: $5,000-$10,000
Surgery (Open Reduction Internal Fixation): $25,000-$50,000
Hospital stay (2-3 days): $6,000-$15,000
Follow-up care: $3,000-$8,000
Physical therapy (3-6 months): $8,000-$15,000
Total Medical: $47,000-$98,000

Lost Wages: $10,000-$30,000 (3-6 months)
Pain & Suffering: $75,000-$200,000

SETTLEMENT RANGE: $132,000-$328,000

Herniated Disc (Conservative Treatment):

Medical Treatment:

Emergency room and initial treatment: $3,000-$6,000
MRI: $2,000-$4,000
Physician visits and pain management: $5,000-$12,000
Physical therapy (3-6 months): $8,000-$15,000
Epidural steroid injections (series of 3): $3,000-$6,000
Medications: $1,000-$3,000
Total Medical: $22,000-$46,000

Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000

SETTLEMENT RANGE: $70,000-$171,000

Herniated Disc (Surgery Required):

Medical Treatment:

Initial treatment and diagnostics: $8,000-$15,000
Failed conservative treatment: $10,000-$20,000
Spinal surgery (microdiscectomy or fusion): $50,000-$100,000
Hospital stay: $8,000-$20,000
Post-surgical care and follow-up: $5,000-$15,000
Physical therapy (6-12 months): $10,000-$20,000
Pain management: $5,000-$15,000
Total Past Medical: $96,000-$205,000

Future Medical: $30,000-$100,000 (ongoing pain management, possible revision surgery)
Lost Wages: $20,000-$50,000 (6-12 months recovery)
Lost Earning Capacity: $50,000-$400,000 (if can’t return to physical job)
Pain & Suffering: $150,000-$450,000

SETTLEMENT RANGE: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

Medical Treatment:

Emergency room and trauma care: $10,000-$30,000
Hospital/ICU stay (1-4 weeks): $50,000-$200,000
Neurosurgery if required: $75,000-$200,000
Acute rehabilitation facility: $30,000-$100,000
Neurologist follow-up care: $10,000-$30,000
Neuropsychological testing: $3,000-$8,000
Cognitive therapy: $15,000-$50,000
Medications: $5,000-$20,000
Total Past Medical: $198,000-$638,000

Future Medical (Life Care Plan): $300,000-$3,000,000+ depending on severity
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+

SETTLEMENT RANGE: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

Spinal Cord Injury / Paralysis:

Lifetime Care Costs by Level:

Injury Level	First Year	Each Year After	Lifetime Total
High Tetraplegia (C1-C4)	$1,200,000-$1,500,000	$200,000-$250,000	$6,000,000-$13,000,000+
Low Tetraplegia (C5-C8)	$850,000-$1,100,000	$75,000-$100,000	$3,700,000-$6,100,000+
Paraplegia (T1-L5)	$500,000-$750,000	$70,000-$90,000	$2,500,000-$5,250,000+

SETTLEMENT RANGE: $4,770,000-$25,880,000

Amputation:

Medical Treatment:

Emergency care and surgery: $80,000-$200,000
Hospital stay: $50,000-$150,000
Rehabilitation: $30,000-$100,000
Initial prosthetic fitting: $10,000-$30,000
Total Past Medical: $170,000-$480,000

Future Medical (Lifetime Prosthetics):

Basic prosthetic leg: $5,000-$15,000 every 3-5 years
Advanced computerized prosthetic: $50,000-$100,000 every 3-5 years
Over lifetime (30-50 years): $500,000-$2,000,000

SETTLEMENT RANGE: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Wrongful Death (Working Age Adult):

Economic Damages:

Funeral and burial: $10,000-$20,000
Medical expenses before death: $50,000-$500,000
Lost financial support to family (present value): $1,000,000-$4,000,000

Non-Economic Damages:

Loss of companionship, society, love: $500,000-$3,000,000
Loss of advice and counsel: $100,000-$500,000
Mental anguish (family members): $250,000-$1,500,000

SETTLEMENT RANGE: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

The Insurance Company Playbook: How They Try to Screw You

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is Attorney911’s most powerful advantage. Lupe spent years working FOR insurance companies. Now he uses that knowledge FOR victims. He knows EXACTLY what they’re doing because he did it himself.

Tactic #1: Quick Contact & Recorded Statement (Days 1-3)

What They Do:
Within 24-72 hours of your accident, insurance adjusters contact you – often while you’re:

Still in the hospital
On pain medication
Scared about your future
Confused about the legal process

They act friendly and helpful:

“We just want to help you”
“We need your side of the story”
“This is routine”
“It’ll only take a few minutes”

What They’re Really Doing:
They’re building their defense against you with leading questions:

Question They Ask	What They Want You to Say
“You’re feeling better now though, right?”	Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?”	Minimize collision severity
“You were able to walk away from the scene?”	Suggest injuries not serious
“Were you distracted at all?”	Get you to admit distraction
“How fast were you going?”	Hope you overestimate or say “I don’t know”

Everything is recorded and will be used against you.

The Truth:

You are NOT required to give a recorded statement to the other driver’s insurance
Giving a statement without an attorney ALMOST ALWAYS hurts your case
Insurance companies know this – that’s why they push so hard

How Attorney911 Counters:
Once you hire us:

We become your voice
All calls go through us
You don’t talk to adjusters
We prepare you properly if a statement becomes necessary
We sit with you during any statements

We know their questions because Lupe asked them for years.

Tactic #2: Quick Settlement Offer (Weeks 1-3)

What They Do:
Within days or weeks, they offer quick money:

Typical offers: $2,000-$5,000
Sometimes $10,000-$15,000 if they’re scared
Sounds good when you have zero money and mounting bills

They create artificial urgency:

“This offer expires in 48 hours”
“I can only get approval for this amount right now”
“Take it or leave it”
“This is our final offer” (it’s not)

The Trap:
You don’t know the extent of your injuries yet.

What Happens	Result
Day 3: Insurance offers $3,500 “final settlement”	You’re desperate, in pain, scared
You sign the release	You think it’s over
Week 6: MRI shows herniated disc requiring surgery	Surgery costs $100,000
TOO LATE	You signed release, can’t reopen claim
You pay $100,000 out of pocket	Insurance pays nothing more

RELEASE IS PERMANENT AND FINAL.

How Attorney911 Counters:
NEVER settle before Maximum Medical Improvement (MMI) – when you’ve reached your best possible recovery. This could be 6 months, 12 months, or longer depending on your injuries.

We know these offers are ALWAYS lowball. Lupe calculated these lowball offers for years – he KNOWS they’re offering 10-20% of true value.

Tactic #3: “Independent” Medical Exam (Months 2-6)

What They Call It: “Independent Medical Examination” (IME)

What It Really Is: An insurance-hired doctor paid to minimize your injuries.

How They Choose IME Doctors:

Based on who gives insurance-favorable reports
Doctors who consistently find “no injury” or “pre-existing condition”
Doctors paid $2,000-$5,000 per exam by insurance companies
Repeat business = repeat favorable reports

What Happens at the IME:

10-15 minute “examination” (vs. your treating doctor’s thorough evaluation)
Rarely review your complete medical records beforehand
Ask questions designed to elicit “I’m feeling better” responses
Look for ANY reason to minimize injuries

Common IME Doctor Findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis – used to deny claims
“Injuries consistent with minor trauma”	Minimizes your pain and suffering
“Patient can return to full duty work”	Eliminates lost wage claims
“Treatment has been excessive”	Attacks your treating doctors
“Subjective complaints out of proportion to objective findings”	Medical speak for calling you a LIAR

How Attorney911 Counters:

We prepare you extensively before the exam
We send complete medical records to the IME doctor first
We challenge biased IME reports with our own medical experts
Lupe knows these specific doctors and their biases – he hired them for years

Tactic #4: Delay and Financial Pressure (Months 6-12+)

What They Do:
They drag your case out hoping you get desperate:

“Still investigating your claim”
“Waiting for medical records” (that we sent months ago)
“Reviewing your file”
“Need additional information”
Ignore calls and emails
Take weeks to respond to simple questions

Why Delay Works:
Insurance Companies Have:

Unlimited time
Unlimited resources
No financial pressure
Earning interest on YOUR settlement money

You Have:

Mounting bills
Zero income
Creditors threatening
Need money NOW

Financial Desperation Makes You Accept Less:

Month 1: You’d reject $5,000 offer
Month 6: You’d seriously consider $5,000
Month 12: You’d BEG for $5,000 just to end the nightmare

How Attorney911 Counters:

We file lawsuit to force deadlines
We set depositions to compel their cooperation
We prepare for trial to show we’re serious
Lupe understands delay tactics because he used them – knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What They Do:
They hire private investigators to:

Video you doing daily activities
Film from public places (your driveway, street, stores)
Follow you to appointments, errands, social activities
Look for ANY activity contradicting injury claims

They monitor ALL your social media:

Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
Monitor your friends’ profiles for posts mentioning you
Use facial recognition to find photos you’re tagged in
Archive your entire social media history

Examples We’ve Defended:

Example	What Happened	Insurance Claimed	Reality
Old Photo	Gym photo from 3 YEARS AGO	Presented as recent	We proved metadata was pre-accident
Restaurant Check-in	Facebook check-in at restaurant	“Partying and having fun”	Sitting quietly having dinner
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor RECOMMENDED short walks
Smiling in Photo	Family photo smiling	“Not in pain – she’s smiling!”	Everyone smiles for photos

7 Rules for Clients:

Make ALL profiles private immediately
DON’T post about accident, injuries, activities, emotions, case
DON’T check in anywhere
Tell friends/family: don’t tag, don’t post about you
Don’t accept friend requests from strangers (fake profiles)
BEST: Stay off social media entirely during case
Assume EVERYTHING is being monitored

Lupe’s Insider Quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

Tactic #6: Comparative Fault Arguments

What They Do:
They try to assign you MAXIMUM fault to reduce their payment:

“You were speeding” (without evidence)
“You weren’t paying attention” (speculation)
“You could have avoided this” (hindsight bias)
“You were distracted” (guessing)
“You contributed to this accident” (shifting blame)

Why They Do This:
Texas’ 51% bar rule means:

If you’re 51% or more at fault, you get NOTHING
If you’re 50% or less at fault, your damages are reduced by your percentage

Even Small Fault Percentages Cost Thousands:

10% fault on $100,000 case = $10,000 less for you
25% fault on $250,000 case = $62,500 less for you
40% fault on $500,000 case = $200,000 less for you

How Attorney911 Counters:

Aggressive liability investigation
Accident reconstruction proving other driver’s fault
Witness statements supporting your version
Police report analysis emphasizing citations
Expert testimony on perception-reaction time
Lupe knows their fault arguments because he made them for years – now he defeats them

Colossus: How Insurance Companies ACTUALLY Value Your Claim

Lupe Knows This From the Inside – He Used These Systems

How Colossus Works:

Data Entry: Adjuster inputs injury codes, treatment, costs, jurisdiction
Coding: Injuries coded using standardized medical terms
Calculation: Software applies algorithms to determine “value”
Range Output: System provides recommended settlement range
Authority: Adjuster typically cannot exceed without supervisor approval

How Insurance Manipulates Colossus:

Manipulation	Effect
Low Injury Codes	“Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Excessive Treatment Flags	Therapy beyond “normal” range triggers reduction
Conservative Treatment Penalty	Chiropractic valued less than MD
Pre-Existing Reduction	Any prior condition used to reduce value
Jurisdiction Factor	Low-verdict counties get lower values

Why Lupe’s Experience Matters:

Knows how to code injuries properly for maximum value
Knows which medical terms trigger higher valuations
Knows when Colossus output is artificially low
Knows how to present records to beat the algorithm
Worked with these systems for years as defense attorney

Why Choose Attorney911 for Your Killeen Motor Vehicle Accident Case

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What This Means for Your Case:

We know their tactics because Lupe used them
We anticipate their strategies before they deploy them
We know how they value claims internally
We know which IME doctors they favor
We know how to beat their algorithms
We speak their language

No other firm in Killeen has this advantage.

2. Multi-Million Dollar Results

Attorney911 has recovered millions for victims of:

Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss”
Amputations: “This case settled in the millions”
Trucking wrongful death: “Recovered millions of dollars in compensation”
Maritime injuries: “Significant cash settlement”

Our results prove we don’t settle cheap.

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas.

Why This Matters:

Complex cases often end up in federal court
FMCSA trucking regulations are federal
Diversity jurisdiction for out-of-state defendants
Federal court requires different skills than state court

BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation”

4. Personal Attention

What Clients Say:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Ralph reached out personally.” – Dame Haskett

“Consistent communication and not one time did i call and not get a clear answer.” – Dame Haskett

You work directly with Ralph or Lupe, not a case manager assembly line.

5. Contingency Fee – No Risk to You

“We don’t get paid unless we win your case.”

Free consultation
No upfront costs
No hourly billing
We advance all case costs
You pay nothing unless we recover for you

What Our Killeen Clients Say

Communication & Care:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“Special thank you to my attorney, Mr. Pena, for your kindness and patience with my repeated questions.” – Chelsea Martinez

“Leonor and Amanda were amazing, they walked me through everything with my car accident.” – Kelly Hunsicker

Results & Speed:

“One company said they would not except my case. Then I got a call from Manginello…I got a call to come pick up this handsome check.” – Donald Wilcox

“Leonor is the best!!! She was able to assist me with my case within 6 months.” – Tymesha Galloway

“Mariela and Zulema have done such a fantastic job…gone above and beyond to get my case settled quickly!” – Hannah Garcia

“Highly recommend! They moved fast and handled my case very efficiently.” – Nina Graeter

Switching From Other Attorneys:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” – Greg Garcia

“Ralph Manginello took his bogus case and had it dismissed within a WEEK! I have been trying for over 2 years.” – Beth Bonds

“They took over my case from another lawyer and got to working on my case.” – CON3531

Spanish Language Services:

“The support provided at Manginello Law Firm was excellent…They worked hard to do their best.” – Maria Ramirez

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

“Melani, thank you for your excellent work.” – Miguel J. mayo bermudez

“They solved in a couple of months what others did nothing about in two years.” – Angel Walle

Ralph’s Personal Involvement:

“Attorney Manginello is so knowledgeable but straight to the point…responded quickly even while he was away.” – S M

“He listened intently heard my concerns and issues and immediately began working to protect my rights.” – Ken Taylor

“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.” – Jamin Marroquin

“Ralph Manginello is indeed the best attorney I ever had..He cares greatly about his results.” – AMAZIAH A.T

“Ralph has kept me up to date on the case, checked in on me.” – Manraj

Overall Excellence:

“Best lawyers in the city…fast return..and they really care about their clients.” – Dean Jones

“Very professional and got good results.” – Monty Cazier

“Mr. Manginello got us a nice result in my wife’s injury.” – Bill Spragg

“Mr. Maginello and his firm are first class. Will fight tooth and nail for you.” – Ernest Cano

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” – Kiwi Potato

Celebrity Endorsements:

“One of Houston’s Great Men Trae Tha Truth has recommended this law firm. So if he is vouching for them then I know they do good work.” – Jacqueline Johnson

“You know if TraeAbn tells you it’s the right way to go best attorney out here you can’t go wrong” – Erica Perales

Frequently Asked Questions About Killeen Motor Vehicle Accidents

Immediate After Accident

1. What should I do immediately after a car accident in Killeen?
If you’ve been in an accident in Killeen:

Call 911 and report the accident
Seek medical attention even if you feel fine (adrenaline masks injuries)
Document everything: photos of damage, injuries, scene
Exchange information with other driver
Get witness names and phone numbers
Do NOT give recorded statement to any insurance company
Call Attorney911: 1-888-ATTY-911

2. Should I call the police even for a minor accident?
Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

Traumatic brain injuries can take days to manifest
Internal bleeding may not be obvious
Herniated discs may not cause pain for weeks
Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

Other driver: name, phone, address, driver’s license, insurance
Vehicle: make, model, color, license plate
Witnesses: names and phone numbers
Photos: all vehicle damage, injuries, road conditions, traffic signals
Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

Exchange information only
Do NOT discuss fault
Do NOT apologize or say “I’m sorry” (can be used as admission)
Do NOT give your opinion on what happened
Stick to facts only

6. How do I obtain a copy of the accident report in Killeen?
You can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing With Insurance

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
NEVER accept settlement before knowing full extent of injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer in Killeen?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from date of accident for personal injury, 2 years from date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to MMI
Demand letter to insurance
Negotiation
Lawsuit if necessary
Discovery
Mediation
Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

Medical expenses (past and future)
Lost wages and earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost in Killeen?
Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates on my case?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney in Killeen?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

Giving recorded statement without attorney
Accepting quick settlement
Delaying medical treatment
Gaps in treatment
Posting on social media
Signing releases or authorizations
Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize severity of injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?
You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means defendants take victims as they find them. We hire medical experts to prove the difference between your pre-accident condition and post-accident condition.

37. Can I switch attorneys if I’m unhappy with my current lawyer in Killeen?
YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on: injury severity, permanency, impact on life, clear liability. Lupe calculated these for years—he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need experienced attorney. Call 1-888-ATTY-911 immediately—6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?
File police report immediately (hit and run is criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage deleted 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?
YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot in Killeen?
Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?
You can still pursue claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle with sensitivity while protecting your rights.

Killeen-Specific Resources for Accident Victims

Medical Facilities:

Scott & White Medical Center – Temple (Level I Trauma Center, 20 minutes from Killeen)
Seton Medical Center Harker Heights (Emergency care)
Carl R. Darnall Army Medical Center (For military personnel)

Legal Resources:

Bell County District Courts (For civil lawsuits)
Killeen Municipal Court (For traffic citations)
Texas Department of Transportation (TxDOT) (For crash reports)

Support Services:

Killeen Police Department (For accident reports)
Bell County Sheriff’s Office (For unincorporated areas)
Texas Workforce Commission (For lost wage claims)
Social Security Administration (For disability benefits)

Military Resources (For Fort Hood Personnel):

Carl R. Darnall Army Medical Center (Medical treatment)
Fort Hood Legal Assistance Office (Initial legal advice)
Army Emergency Relief (Financial assistance)

Why Killeen Accident Victims Trust Attorney911

Killeen is a unique community – home to Fort Hood, military families, and hardworking civilians. We understand the challenges faced by:

Military personnel transitioning between service and civilian life
Families dealing with the aftermath of accidents
Workers injured on the job or commuting
Students and young drivers
Elderly residents

Our office serves Killeen and all of Bell County, including:

Harker Heights
Copperas Cove
Nolanville
Belton
Temple
Fort Hood

We know the local courts, the insurance adjusters handling Bell County claims, and the unique traffic patterns that lead to accidents in our community.

Testimonial from a Killeen-area client:

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup

The Attorney911 Difference: How We Handle Your Killeen Case

1. Immediate Action

Within 24 hours of retention, we:

Send preservation letters to all parties
Secure surveillance footage before deletion
Obtain police reports and 911 recordings
Begin accident reconstruction analysis

2. Comprehensive Investigation

We investigate every aspect of your case:

Accident reconstruction experts
Witness interviews
Electronic data retrieval (black boxes, ELDs)
Medical record collection
Insurance policy analysis

3. Medical Coordination

We help you get the treatment you need:

Connect you with trusted medical providers
Arrange transportation if needed
Ensure consistent treatment (no gaps)
Document all injuries thoroughly

4. Insurance Negotiation

We handle ALL communication with insurance companies:

No recorded statements without us
No lowball settlement offers
No pressure to accept unfair settlements
We speak their language because Lupe used to work for them

5. Trial Preparation

We prepare every case as if it’s going to trial:

Jury research and focus groups
Expert witness preparation
Trial exhibit creation
Mock trials when appropriate

6. Maximum Compensation

We fight for every dollar you deserve:

Medical expenses (past and future)
Lost wages and earning capacity
Pain and suffering
Property damage
Punitive damages when applicable

The Final Step: Call Attorney911 Now

If you’ve been injured in a motor vehicle accident in Killeen, Bell County, or anywhere in Texas, the time to act is NOW.

Evidence disappears daily:

Surveillance footage deleted in 7-30 days
ELD/black box data overwritten in 30-180 days
Witness memories fade
Insurance companies build their case against you

The 2-year statute of limitations is absolute.

Insurance companies are already working against you.

You don’t have to face this alone.

Attorney911 is here to help.

Call 1-888-ATTY-911 Now for a Free Consultation

Free consultation – No obligation
No fee unless we win – Zero risk to you
We advance all costs – You pay nothing upfront
Hablamos Español – Lupe Peña and our team are fluent
24/7 availability – We answer when you need us

Testimonial:

“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” – Kiwi Potato

Don’t wait. Call now: 1-888-ATTY-911

Serving Killeen, Harker Heights, Copperas Cove, Fort Hood, Belton, Temple, and all of Bell County, Texas.